Home > Horizon Bank > Net charge- offs to loans
Horizon Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0959% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,090 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 4,390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3428% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3428% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.1324% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2832% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2832% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0943% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0270% | 4,401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0306% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1872% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1872% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 0.1897% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0446% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2311% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2311% | 1,299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 1,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,103 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0823% | 4,533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 3,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 1,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2253% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1099% | 4,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2006% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2006% | 1,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 3,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 3,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1675% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1675% | 1,464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 3,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0310% | 3,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1142% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1142% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.2164% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0987% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0532% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0532% | 2,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0444% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0444% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0644% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0644% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0932% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0900% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2874% | 1,631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0835% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1171% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2821% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2821% | 1,566 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1038% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3029% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3029% | 1,532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 1,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 3,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 4,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0687% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3717% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3717% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0519% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1859% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3183% | 2,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3184% | 1,919 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1527% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 1,833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3479% | 1,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2057% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2366% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2366% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0688% | 3,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4020% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 4,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0256% | 3,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1032% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4098% | 1,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4099% | 1,658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 2,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0041% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4482% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4484% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0814% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 4,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4693% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4695% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0684% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2100% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6022% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6024% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0623% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 4,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3488% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3489% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 1,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0327% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3266% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3415% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0797% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0329% | 4,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3670% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3672% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0569% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3687% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3693% | 2,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0183% | 1,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1732% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0581% | 4,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4027% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4034% | 1,678 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0238% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1185% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1174% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2764% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1626% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0991% | 5,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4187% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4195% | 1,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 1,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1966% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4021% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3744% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0801% | 4,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4924% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4935% | 1,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0932% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3435% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6316% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0020% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3362% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4606% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4610% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0888% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3042% | 569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6342% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8560% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2413% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4087% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4089% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0116% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3562% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4065% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0500% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8945% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4683% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2798% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4622% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4622% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0128% | 5,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1349% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1831% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0571% | 4,399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2790% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 4,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7228% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7228% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0139% | 5,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2043% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.2885% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1985% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8852% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5478% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5478% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0187% | 5,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.4047% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2134% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9925% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4780% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4780% | 1,589 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0194% | 5,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.9168% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 5,853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2734% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3048% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2595% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5365% | 6,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4507% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4507% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0194% | 5,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0404% | 5,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0830% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5444% | 6,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3271% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3271% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0219% | 5,525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4419% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.6805% | 977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3128% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6124% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6366% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6012% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8150% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2137% | 3,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2137% | 2,952 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0148% | 5,544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4574% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.9228% | 794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3377% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5929% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6412% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5707% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0380% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1893% | 2,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1893% | 2,799 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0137% | 5,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3847% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.4447% | 910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1151% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7067% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4558% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8219% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8398% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0093% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0093% | 3,302 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0125% | 5,573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4589% | 1,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.8935% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2500% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6662% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4757% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7537% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5307% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3438% | 6,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3438% | 6,131 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0116% | 5,626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3844% | 2,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1666% | 3,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2323% | 2,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4307% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3549% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3549% | 907 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2712% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1650% | 2,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2269% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5964% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3279% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3279% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 3,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1170% | 3,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1557% | 2,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1880% | 6,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5789% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5789% | 740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2713% | 6,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8261% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8261% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6078% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1668% | 4,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3184% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3976% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4046% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5758% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1730% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6705% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1950% | 3,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3716% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4641% | 2,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6414% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6617% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1621% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7871% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2633% | 3,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5020% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6286% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5394% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0478% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3328% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7095% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4356% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8274% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6331% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9402% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1506% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2837% | 3,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3553% | 2,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1543% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7010% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0126% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 4,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3237% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0798% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6340% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2937% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2302% | 3,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4362% | 2,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5498% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7397% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1504% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4633% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2484% | 2,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4807% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6137% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6533% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5778% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9978% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 4,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1653% | 3,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2080% | 3,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3166% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7622% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0895% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 4,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 3,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 2,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3615% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2027% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1513% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1987% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2476% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5203% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3674% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3195% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 2,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5668% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4823% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6834% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 4,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 2,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 2,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6890% | 1,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4018% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7190% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0725% | 3,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1579% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2305% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2449% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5182% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 2,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2266% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2750% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0288% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4052% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1365% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1650% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1990% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6305% | 954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 4,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 3,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 7,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2103% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0638% | 7,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8978% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0481% | 7,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8863% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1632% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 7,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9511% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2053% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5616% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2320% | 7,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4725% | 2,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1255% | 7,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3161% | 3,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 6,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 2,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1380% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1779% | 2,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7998% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 3,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 7,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7091% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 3,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1538% | 7,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7462% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3179% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0054% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1371% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 3,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 2,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0173% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 3,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1596% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1628% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2413% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2811% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1664% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0689% | 7,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6910% | 1,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0649% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 7,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1981% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0724% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0541% | 7,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2208% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 3,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0849% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0774% | 7,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0484% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1618% | 7,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7380% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 3,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3308% | 3,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4550% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5534% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0445% | 7,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0783% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9971% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4270% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8756% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5088% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3203% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1703% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7773% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6354% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0083% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3778% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0063% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1196% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3650% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0545% | 1,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8012% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2593% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0975% | 11,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6681% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2086% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2007% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0702% | 795 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 10,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6275% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1471% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0581% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 11,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5811% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2044% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7591% | 844 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8000% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4661% | 98 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6179% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3287% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |