Home > Honor Bank > Net charge- offs to loans
Honor Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0746% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0429% | 4,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0948% | 4,445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5584% | 4,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7383% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7383% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0998% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0354% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 4,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1013% | 4,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7119% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4158% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4158% | 1,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1048% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,061 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1141% | 4,515 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0100% | 4,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 3,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0740% | 4,579 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1166% | 4,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0601% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1353% | 4,585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2123% | 4,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4162% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4162% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 3,929 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1591% | 4,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2248% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2874% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2874% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0222% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 3,846 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1555% | 3,445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2217% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6488% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2192% | 3,479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1905% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0078% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0078% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 3,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0532% | 4,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7470% | 3,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4691% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7485% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7485% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9286% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0835% | 4,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6610% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6610% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0259% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0952% | 4,565 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3519% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0789% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7256% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7256% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2372% | 3,623 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0785% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3214% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3214% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6163% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1006% | 4,684 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6320% | 3,721 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0496% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0929% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0618% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0618% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0839% | 4,689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7584% | 3,742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9858% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9858% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0521% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2693% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0418% | 3,760 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1883% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 4,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0841% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0841% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2627% | 4,919 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3966% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1393% | 4,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0693% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8533% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8533% | 803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 1,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.1318% | 4,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2801% | 3,859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1581% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0638% | 4,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8980% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8980% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5962% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0608% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8400% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8400% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 4,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3479% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0533% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9298% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9298% | 299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1081% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 1.5782% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0596% | 4,922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4080% | 3,918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 4,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0557% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0557% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.1656% | 4,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0811% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3990% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 4,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8656% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8656% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0530% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7095% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9688% | 713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0484% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3046% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 4,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1324% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1324% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 4,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0808% | 5,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3587% | 4,067 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 5,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1457% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5220% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5220% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1459% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.3274% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 4,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2594% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 5,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 4,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0556% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0556% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0703% | 4,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4229% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5801% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5801% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | -0.0676% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7447% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0566% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7058% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7058% | 1,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 5,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.0497% | 4,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1514% | 5,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2464% | 4,218 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1381% | 5,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 4,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2470% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2470% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0741% | 4,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1335% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1840% | 5,630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2837% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1679% | 5,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2812% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5520% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5520% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0802% | 4,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1833% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2725% | 5,744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2729% | 4,332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2724% | 5,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4355% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4212% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4212% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0768% | 4,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1607% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0534% | 5,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2193% | 4,349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 5,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9532% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4404% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4404% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2808% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 581 |
| Percentage Net Loans Charged-off:Construction & development | -0.1105% | 5,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5761% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2184% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7187% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9522% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2857% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2446% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2844% | 654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 4,777 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 5,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9780% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7686% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8098% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 4,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2763% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2548% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2955% | 584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0440% | 5,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9837% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7189% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8231% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2801% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2801% | 1,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5275% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6558% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2491% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5746% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5993% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3380% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 4,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0410% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0410% | 2,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5852% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7229% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3737% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5446% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3064% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8927% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0511% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0849% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0849% | 2,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3343% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3613% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8814% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1242% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8163% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3117% | 2,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3962% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4383% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0608% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3807% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9732% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2562% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1631% | 2,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1631% | 2,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3451% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1211% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7863% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0719% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4311% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1133% | 5,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1503% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1503% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1344% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2647% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0417% | 6,015 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3414% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4269% | 6,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0888% | 5,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0520% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0520% | 2,516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8819% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0282% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 0.1310% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7491% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0221% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6208% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8637% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2056% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1668% | 5,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3402% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3402% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6303% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7259% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.1718% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4137% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4251% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2674% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9260% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3864% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2014% | 5,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3078% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3078% | 695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9064% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0373% | 510 |
| Percentage Net Loans Charged-off:Construction & development | 0.2730% | 1,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6316% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0870% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8672% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6342% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3196% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1199% | 5,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4697% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4697% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8193% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8472% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.5556% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5548% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1622% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3665% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9227% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5354% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4031% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4728% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4728% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3083% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0275% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 2.5416% | 955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6612% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8450% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2578% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9341% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3957% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9345% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9031% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9031% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2247% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2061% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 3.2231% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8307% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4430% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1842% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5553% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1342% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8756% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8754% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3605% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4005% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 4.7443% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0661% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3482% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2516% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3908% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8244% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2416% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2416% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6175% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5784% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 9.7914% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2658% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2214% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8414% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3907% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3881% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1134% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1134% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3707% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4035% | 1,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.9556% | 2,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6477% | 1,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6127% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0035% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8974% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2004% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4378% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3370% | 1,083 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4018% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5615% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 1.0965% | 1,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7840% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7971% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4663% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9526% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4826% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3819% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2619% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0249% | 1,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1913% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 1.1710% | 1,615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3684% | 1,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3905% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2940% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4366% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0975% | 6,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4222% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2628% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3848% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4902% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.2828% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6953% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8230% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3091% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5882% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7152% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6500% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3908% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1079% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0004% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 1.1755% | 2,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7846% | 1,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7973% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7584% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3133% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2252% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7328% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1933% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2384% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 1.2745% | 2,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7814% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3692% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5940% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7560% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7269% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0603% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6015% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6331% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 1.5976% | 1,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4360% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7342% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6007% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 6.3027% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3545% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1334% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8774% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8740% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.4962% | 1,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1146% | 1,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.8552% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7554% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 9.9378% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6104% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9647% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3655% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3794% | 1,473 |
| Percentage Net Loans Charged-off:Construction & development | 1.4901% | 2,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0311% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8191% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7067% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3912% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5000% | 3,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3031% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9456% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8179% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 1.5171% | 1,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6173% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9754% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7594% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0787% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5311% | 3,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5705% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7102% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5970% | 1,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3003% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0568% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1308% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0217% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5617% | 2,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4947% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6286% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4279% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3557% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5873% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1972% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2963% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6966% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9480% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3303% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2126% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 3.4045% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3837% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7088% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4517% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8248% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5526% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0538% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0110% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8758% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 1.9149% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2394% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3551% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0329% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4983% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5484% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3938% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8733% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6695% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 2.4394% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2137% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7685% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1997% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5795% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6123% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4999% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3126% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2424% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5215% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4019% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5735% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3027% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8340% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4556% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2954% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6367% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6898% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6134% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6286% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3140% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3473% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4047% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7141% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2695% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5276% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2075% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4402% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5552% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3901% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4051% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2197% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4654% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0749% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1913% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6012% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2687% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3872% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8724% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0746% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3495% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1595% | 8,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0027% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7838% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2004% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5186% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8770% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8323% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2225% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7149% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1585% | 8,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0381% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6320% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9325% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4121% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.5771% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2750% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5025% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3088% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6068% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2112% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2911% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1975% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3499% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2660% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1758% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4025% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3531% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4287% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0937% | 7,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2147% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0998% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2297% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2670% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2489% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3760% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1498% | 7,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1426% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2369% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4486% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3515% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5462% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2712% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3998% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3333% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4844% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4763% | 1,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4297% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.2278% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8045% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0588% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1442% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2451% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8793% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0475% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2391% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.3105% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2023% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0823% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3075% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2493% | 2,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7939% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0908% | 868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2661% | 1,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2082% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.4732% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3068% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1286% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4638% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7409% | 2,464 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2624% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2324% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2705% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3996% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7946% | 2,212 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8583% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 3,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0439% | 8,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2469% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0776% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2871% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1085% | 4,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7772% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4108% | 1,039 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1473% | 8,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 47.6809% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1493% | 3,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7914% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9322% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0597% | 8,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2234% | 8,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2731% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8047% | 2,541 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8939% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1534% | 8,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4497% | 8,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5643% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6462% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9816% | 1,099 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4638% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3968% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2699% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5259% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6263% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5698% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7667% | 3,119 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4757% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4929% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3198% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1147% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0714% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0848% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5488% | 1,463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5942% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3105% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 3,559 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3302% | 2,497 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8329% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5842% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0703% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2642% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 6,161 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |