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Hometown National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,059,000	2,588
Total interest expense	$3,555,000	2,424
Net interest income	$8,504,000	2,587
Provision for loan and lease losses	$0	3,275
Total noninterest income	$2,582,000	1,771
Gross Fiduciary activities income	$1,666,000	426
Service charges on deposit accounts	$506,000	1,635
Trading account gains and fees	NA	NA
Additional Noninterest Income	$410,000	3,145
Total noninterest expense	$7,717,000	2,392
Salaries and employee benefits	$4,575,000	2,327
Premises and equipment expense	$840,000	2,243
Additional noninterest expense	$410,000	3,145
Pre-tax net operating income	$3,369,000	2,374
Securities gains (losses)	$-24,000	3,504
Applicable income taxes	$823,000	1,559
Income before extraordinary items	$2,522,000	2,523
Extraordinary gains, net	$0	54
Net income	$2,522,000	2,548
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,522,000	2,525
Net charge-offs	$-86,000	4,311
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,540,960	2,540
2023-09-30 (YTD Data)		Rank
Total interest income	$8,722,000	2,618
Total interest expense	$2,453,000	2,409
Net interest income	$6,269,000	2,650
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,945,000	1,761
Gross Fiduciary activities income	$1,237,000	423
Service charges on deposit accounts	$378,000	1,641
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	3,081
Total noninterest expense	$5,808,000	2,374
Salaries and employee benefits	$3,481,000	2,301
Premises and equipment expense	$648,000	2,201
Additional noninterest expense	$330,000	3,080
Pre-tax net operating income	$2,406,000	2,488
Securities gains (losses)	$3,000	744
Applicable income taxes	$600,000	1,624
Income before extraordinary items	$1,809,000	2,623
Extraordinary gains, net	$0	52
Net income	$1,809,000	2,652
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,809,000	2,624
Net charge-offs	$-55,000	4,236
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,806,630	2,645
2023-06-30 (YTD Data)		Rank
Total interest income	$5,675,000	2,622
Total interest expense	$1,447,000	2,386
Net interest income	$4,228,000	2,651
Provision for loan and lease losses	$0	2,940
Total noninterest income	$1,304,000	1,698
Gross Fiduciary activities income	$818,000	420
Service charges on deposit accounts	$254,000	1,618
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,018
Total noninterest expense	$3,854,000	2,378
Salaries and employee benefits	$2,320,000	2,288
Premises and equipment expense	$418,000	2,251
Additional noninterest expense	$232,000	3,011
Pre-tax net operating income	$1,678,000	2,466
Securities gains (losses)	$6,000	725
Applicable income taxes	$420,000	1,602
Income before extraordinary items	$1,264,000	2,598
Extraordinary gains, net	$0	51
Net income	$1,264,000	2,628
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,264,000	2,598
Net charge-offs	$-1,000	3,356
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,259,260	2,616
2023-03-31 (YTD Data)		Rank
Total interest income	$2,746,000	2,651
Total interest expense	$601,000	2,426
Net interest income	$2,145,000	2,638
Provision for loan and lease losses	$0	2,612
Total noninterest income	$650,000	1,700
Gross Fiduciary activities income	$398,000	435
Service charges on deposit accounts	$126,000	1,634
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	2,917
Total noninterest expense	$1,990,000	2,349
Salaries and employee benefits	$1,190,000	2,290
Premises and equipment expense	$217,000	2,237
Additional noninterest expense	$126,000	2,917
Pre-tax net operating income	$805,000	2,567
Securities gains (losses)	$4,000	770
Applicable income taxes	$199,000	1,675
Income before extraordinary items	$610,000	2,684
Extraordinary gains, net	$0	4
Net income	$610,000	2,684
Minority interest net income	$0	48
Net income of bank and minority interests.	$610,000	2,684
Net charge-offs	$1,000	1,904
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$606,840	2,721
2022-12-31 (YTD Data)		Rank
Total interest income	$9,246,000	2,638
Total interest expense	$927,000	2,521
Net interest income	$8,319,000	2,623
Provision for loan and lease losses	$-240,000	4,453
Total noninterest income	$2,451,000	1,828
Gross Fiduciary activities income	$1,530,000	452
Service charges on deposit accounts	$541,000	1,600
Trading account gains and fees	NA	NA
Additional Noninterest Income	$380,000	3,309
Total noninterest expense	$7,536,000	2,395
Salaries and employee benefits	$4,479,000	2,332
Premises and equipment expense	$888,000	2,152
Additional noninterest expense	$380,000	3,309
Pre-tax net operating income	$3,474,000	2,476
Securities gains (losses)	$0	691
Applicable income taxes	$821,000	1,700
Income before extraordinary items	$2,653,000	2,601
Extraordinary gains, net	$0	5
Net income	$2,653,000	2,598
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,653,000	2,600
Net charge-offs	$-17,000	3,771
Cash dividends	$375,000	2,885
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,653,000	2,636
2022-09-30 (YTD Data)		Rank
Total interest income	$6,714,000	2,628
Total interest expense	$567,000	2,498
Net interest income	$6,147,000	2,620
Provision for loan and lease losses	$-180,000	4,496
Total noninterest income	$1,760,000	1,898
Gross Fiduciary activities income	$1,123,000	458
Service charges on deposit accounts	$405,000	1,618
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	3,525
Total noninterest expense	$5,580,000	2,405
Salaries and employee benefits	$3,360,000	2,327
Premises and equipment expense	$647,000	2,212
Additional noninterest expense	$232,000	3,525
Pre-tax net operating income	$2,507,000	2,526
Securities gains (losses)	$0	740
Applicable income taxes	$586,000	1,726
Income before extraordinary items	$1,921,000	2,639
Extraordinary gains, net	$0	4
Net income	$1,921,000	2,637
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,921,000	2,638
Net charge-offs	$-14,000	3,706
Cash dividends	$375,000	2,384
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,921,000	2,676
2022-06-30 (YTD Data)		Rank
Total interest income	$4,159,000	2,704
Total interest expense	$331,000	2,526
Net interest income	$3,828,000	2,701
Provision for loan and lease losses	$-120,000	4,496
Total noninterest income	$1,229,000	1,833
Gross Fiduciary activities income	$757,000	416
Service charges on deposit accounts	$266,000	1,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$206,000	3,272
Total noninterest expense	$3,740,000	2,386
Salaries and employee benefits	$2,266,000	2,304
Premises and equipment expense	$420,000	2,259
Additional noninterest expense	$1,054,000	2,531
Pre-tax net operating income	$1,437,000	2,614
Securities gains (losses)	$0	687
Applicable income taxes	$331,000	1,782
Income before extraordinary items	$1,106,000	2,711
Extraordinary gains, net	$0	4
Net income	$1,106,000	2,709
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,106,000	2,711
Net charge-offs	$-10,000	3,663
Cash dividends	$375,000	2,105
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,106,000	2,745
2022-03-31 (YTD Data)		Rank
Total interest income	$1,989,000	2,725
Total interest expense	$164,000	2,512
Net interest income	$1,825,000	2,723
Provision for loan and lease losses	$-60,000	4,478
Total noninterest income	$607,000	1,863
Gross Fiduciary activities income	$381,000	418
Service charges on deposit accounts	$128,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	3,291
Total noninterest expense	$1,858,000	2,403
Salaries and employee benefits	$1,098,000	2,365
Premises and equipment expense	$204,000	2,312
Additional noninterest expense	$556,000	2,410
Pre-tax net operating income	$634,000	2,653
Securities gains (losses)	$0	623
Applicable income taxes	$143,000	1,831
Income before extraordinary items	$491,000	2,762
Extraordinary gains, net	$0	4
Net income	$491,000	2,760
Minority interest net income	$0	50
Net income of bank and minority interests.	$491,000	2,762
Net charge-offs	$-7,000	3,791
Cash dividends	$375,000	1,363
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$491,000	2,789
2021-12-31 (YTD Data)		Rank
Total interest income	$8,864,000	2,652
Total interest expense	$792,000	2,532
Net interest income	$8,072,000	2,635
Provision for loan and lease losses	$-65,000	4,206
Total noninterest income	$2,652,000	1,939
Gross Fiduciary activities income	$1,426,000	418
Service charges on deposit accounts	$522,000	1,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$704,000	2,964
Total noninterest expense	$7,162,000	2,447
Salaries and employee benefits	$4,277,000	2,389
Premises and equipment expense	$842,000	2,242
Additional noninterest expense	$2,043,000	2,565
Pre-tax net operating income	$3,627,000	2,452
Securities gains (losses)	$0	2,062
Applicable income taxes	$850,000	1,720
Income before extraordinary items	$2,777,000	2,637
Extraordinary gains, net	$0	10
Net income	$2,777,000	2,638
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,777,000	2,638
Net charge-offs	$59,000	1,577
Cash dividends	$3,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,777,000	2,620
2021-09-30 (YTD Data)		Rank
Total interest income	$6,765,000	2,671
Total interest expense	$620,000	2,560
Net interest income	$6,145,000	2,652
Provision for loan and lease losses	$75,000	2,140
Total noninterest income	$1,982,000	1,988
Gross Fiduciary activities income	$1,042,000	418
Service charges on deposit accounts	$386,000	1,571
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	2,967
Total noninterest expense	$5,332,000	2,470
Salaries and employee benefits	$3,246,000	2,388
Premises and equipment expense	$603,000	2,332
Additional noninterest expense	$1,483,000	2,619
Pre-tax net operating income	$2,720,000	2,563
Securities gains (losses)	$0	2,015
Applicable income taxes	$630,000	1,812
Income before extraordinary items	$2,090,000	2,740
Extraordinary gains, net	$0	8
Net income	$2,090,000	2,740
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,090,000	2,740
Net charge-offs	$4,000	2,210
Cash dividends	$2,625,000	953
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,090,000	2,719
2021-06-30 (YTD Data)		Rank
Total interest income	$4,855,000	2,553
Total interest expense	$429,000	2,567
Net interest income	$4,426,000	2,539
Provision for loan and lease losses	$50,000	2,139
Total noninterest income	$1,061,000	2,174
Gross Fiduciary activities income	$695,000	417
Service charges on deposit accounts	$251,000	1,547
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	3,950
Total noninterest expense	$3,583,000	2,451
Salaries and employee benefits	$2,165,000	2,379
Premises and equipment expense	$414,000	2,292
Additional noninterest expense	$1,004,000	2,570
Pre-tax net operating income	$1,854,000	2,496
Securities gains (losses)	$0	1,818
Applicable income taxes	$450,000	1,747
Income before extraordinary items	$1,404,000	2,724
Extraordinary gains, net	$0	6
Net income	$1,404,000	2,723
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,404,000	2,724
Net charge-offs	$-13,000	3,908
Cash dividends	$1,750,000	954
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,404,000	2,698
2021-03-31 (YTD Data)		Rank
Total interest income	$2,490,000	2,513
Total interest expense	$226,000	2,573
Net interest income	$2,264,000	2,486
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$528,000	2,185
Gross Fiduciary activities income	$342,000	417
Service charges on deposit accounts	$123,000	1,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	3,864
Total noninterest expense	$1,780,000	2,446
Salaries and employee benefits	$1,072,000	2,383
Premises and equipment expense	$216,000	2,254
Additional noninterest expense	$492,000	2,563
Pre-tax net operating income	$987,000	2,383
Securities gains (losses)	$0	1,392
Applicable income taxes	$242,000	1,665
Income before extraordinary items	$745,000	2,609
Extraordinary gains, net	$0	3
Net income	$745,000	2,607
Minority interest net income	$0	55
Net income of bank and minority interests.	$745,000	2,609
Net charge-offs	$-4,000	3,680
Cash dividends	$875,000	833
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$745,000	2,578
2020-12-31 (YTD Data)		Rank
Total interest income	$9,884,000	2,532
Total interest expense	$1,141,000	2,738
Net interest income	$8,743,000	2,470
Provision for loan and lease losses	$290,000	2,723
Total noninterest income	$2,030,000	2,106
Gross Fiduciary activities income	$1,322,000	412
Service charges on deposit accounts	$494,000	1,630
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	3,907
Total noninterest expense	$7,091,000	2,435
Salaries and employee benefits	$4,375,000	2,346
Premises and equipment expense	$756,000	2,413
Additional noninterest expense	$1,960,000	2,565
Pre-tax net operating income	$3,392,000	2,280
Securities gains (losses)	$0	2,675
Applicable income taxes	$787,000	1,628
Income before extraordinary items	$2,605,000	2,492
Extraordinary gains, net	$0	4
Net income	$2,605,000	2,492
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,605,000	2,492
Net charge-offs	$-54,000	4,622
Cash dividends	$500,000	2,816
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,605,000	2,434
2020-09-30 (YTD Data)		Rank
Total interest income	$7,169,000	2,597
Total interest expense	$892,000	2,771
Net interest income	$6,277,000	2,550
Provision for loan and lease losses	$105,000	3,242
Total noninterest income	$1,502,000	2,090
Gross Fiduciary activities income	$977,000	410
Service charges on deposit accounts	$366,000	1,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	3,891
Total noninterest expense	$5,298,000	2,432
Salaries and employee benefits	$3,262,000	2,334
Premises and equipment expense	$564,000	2,419
Additional noninterest expense	$1,472,000	2,541
Pre-tax net operating income	$2,376,000	2,351
Securities gains (losses)	$0	2,494
Applicable income taxes	$544,000	1,676
Income before extraordinary items	$1,832,000	2,567
Extraordinary gains, net	$0	4
Net income	$1,832,000	2,567
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,832,000	2,567
Net charge-offs	$-21,000	4,436
Cash dividends	$500,000	2,300
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,832,000	2,520
2020-06-30 (YTD Data)		Rank
Total interest income	$4,721,000	2,649
Total interest expense	$607,000	2,860
Net interest income	$4,114,000	2,588
Provision for loan and lease losses	$60,000	3,299
Total noninterest income	$998,000	2,024
Gross Fiduciary activities income	$654,000	414
Service charges on deposit accounts	$240,000	1,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	3,897
Total noninterest expense	$3,580,000	2,417
Salaries and employee benefits	$2,214,000	2,308
Premises and equipment expense	$377,000	2,407
Additional noninterest expense	$989,000	2,527
Pre-tax net operating income	$1,472,000	2,409
Securities gains (losses)	$0	2,249
Applicable income taxes	$329,000	1,678
Income before extraordinary items	$1,143,000	2,626
Extraordinary gains, net	$0	4
Net income	$1,143,000	2,625
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,143,000	2,626
Net charge-offs	$-61,000	4,796
Cash dividends	$500,000	1,959
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,143,000	2,581
2020-03-31 (YTD Data)		Rank
Total interest income	$2,218,000	2,756
Total interest expense	$316,000	2,941
Net interest income	$1,902,000	2,682
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$520,000	1,901
Gross Fiduciary activities income	$330,000	416
Service charges on deposit accounts	$134,000	1,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	3,763
Total noninterest expense	$1,719,000	2,492
Salaries and employee benefits	$1,094,000	2,332
Premises and equipment expense	$181,000	2,487
Additional noninterest expense	$444,000	2,740
Pre-tax net operating income	$688,000	2,369
Securities gains (losses)	$0	1,705
Applicable income taxes	$157,000	1,596
Income before extraordinary items	$531,000	2,562
Extraordinary gains, net	$0	4
Net income	$531,000	2,562
Minority interest net income	$0	56
Net income of bank and minority interests.	$531,000	2,563
Net charge-offs	$-52,000	4,867
Cash dividends	$500,000	1,256
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$531,000	2,531
2019-12-31 (YTD Data)		Rank
Total interest income	$8,902,000	2,790
Total interest expense	$1,116,000	3,152
Net interest income	$7,786,000	2,666
Provision for loan and lease losses	$-360,000	5,078
Total noninterest income	$2,139,000	1,906
Gross Fiduciary activities income	$1,296,000	418
Service charges on deposit accounts	$600,000	1,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	3,776
Total noninterest expense	$7,555,000	2,331
Salaries and employee benefits	$4,214,000	2,351
Premises and equipment expense	$659,000	2,633
Additional noninterest expense	$2,682,000	2,103
Pre-tax net operating income	$2,730,000	2,605
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$521,000	1,946
Income before extraordinary items	$2,211,000	2,756
Extraordinary gains, net	$0	11
Net income	$2,211,000	2,757
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,211,000	2,758
Net charge-offs	$85,000	2,306
Cash dividends	$2,000,000	1,567
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,209,380	2,722
2019-09-30 (YTD Data)		Rank
Total interest income	$6,688,000	2,815
Total interest expense	$816,000	3,215
Net interest income	$5,872,000	2,690
Provision for loan and lease losses	$-270,000	5,157
Total noninterest income	$1,576,000	1,919
Gross Fiduciary activities income	$943,000	423
Service charges on deposit accounts	$449,000	1,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,804
Total noninterest expense	$5,963,000	2,272
Salaries and employee benefits	$3,219,000	2,343
Premises and equipment expense	$500,000	2,647
Additional noninterest expense	$2,244,000	1,915
Pre-tax net operating income	$1,755,000	2,910
Securities gains (losses)	$2,000	1,990
Applicable income taxes	$308,000	2,209
Income before extraordinary items	$1,449,000	3,002
Extraordinary gains, net	$0	11
Net income	$1,449,000	3,003
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,449,000	3,003
Net charge-offs	$28,000	2,550
Cash dividends	$1,800,000	1,287
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,447,360	2,976
2019-06-30 (YTD Data)		Rank
Total interest income	$4,416,000	2,836
Total interest expense	$530,000	3,228
Net interest income	$3,886,000	2,725
Provision for loan and lease losses	$-180,000	5,204
Total noninterest income	$1,044,000	1,922
Gross Fiduciary activities income	$631,000	424
Service charges on deposit accounts	$290,000	1,703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	3,798
Total noninterest expense	$3,525,000	2,458
Salaries and employee benefits	$2,150,000	2,351
Premises and equipment expense	$340,000	2,601
Additional noninterest expense	$1,035,000	2,524
Pre-tax net operating income	$1,585,000	2,417
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$316,000	1,807
Income before extraordinary items	$1,271,000	2,576
Extraordinary gains, net	$0	11
Net income	$1,271,000	2,575
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,271,000	2,575
Net charge-offs	$29,000	2,183
Cash dividends	$1,200,000	1,279
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,269,400	2,542
2019-03-31 (YTD Data)		Rank
Total interest income	$2,178,000	2,876
Total interest expense	$249,000	3,292
Net interest income	$1,929,000	2,745
Provision for loan and lease losses	$-90,000	5,263
Total noninterest income	$523,000	1,874
Gross Fiduciary activities income	$309,000	424
Service charges on deposit accounts	$145,000	1,686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	3,667
Total noninterest expense	$1,762,000	2,471
Salaries and employee benefits	$1,071,000	2,364
Premises and equipment expense	$169,000	2,641
Additional noninterest expense	$522,000	2,507
Pre-tax net operating income	$780,000	2,402
Securities gains (losses)	$2,000	961
Applicable income taxes	$154,000	1,814
Income before extraordinary items	$628,000	2,540
Extraordinary gains, net	$0	5
Net income	$628,000	2,539
Minority interest net income	$0	52
Net income of bank and minority interests.	$628,000	2,539
Net charge-offs	$-9,000	4,625
Cash dividends	$600,000	1,170
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$626,400	2,534
2018-12-31 (YTD Data)		Rank
Total interest income	$8,355,000	2,859
Total interest expense	$750,000	3,353
Net interest income	$7,605,000	2,740
Provision for loan and lease losses	$-360,000	5,270
Total noninterest income	$2,149,000	1,906
Gross Fiduciary activities income	$1,216,000	430
Service charges on deposit accounts	$639,000	1,653
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	3,704
Total noninterest expense	$6,171,000	2,670
Salaries and employee benefits	$3,819,000	2,527
Premises and equipment expense	$696,000	2,586
Additional noninterest expense	$1,656,000	2,967
Pre-tax net operating income	$3,943,000	2,128
Securities gains (losses)	$0	1,125
Applicable income taxes	$930,000	1,455
Income before extraordinary items	$3,013,000	2,317
Extraordinary gains, net	$0	6
Net income	$3,013,000	2,316
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,013,000	2,316
Net charge-offs	$137,000	1,921
Cash dividends	$2,400,000	1,291
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,013,000	2,314
2018-09-30 (YTD Data)		Rank
Total interest income	$6,169,000	2,889
Total interest expense	$509,000	3,445
Net interest income	$5,660,000	2,765
Provision for loan and lease losses	$-270,000	5,340
Total noninterest income	$1,589,000	1,944
Gross Fiduciary activities income	$883,000	432
Service charges on deposit accounts	$480,000	1,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	3,696
Total noninterest expense	$4,597,000	2,695
Salaries and employee benefits	$2,816,000	2,557
Premises and equipment expense	$525,000	2,587
Additional noninterest expense	$1,256,000	2,941
Pre-tax net operating income	$2,922,000	2,159
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$689,000	1,514
Income before extraordinary items	$2,234,000	2,346
Extraordinary gains, net	$0	5
Net income	$2,234,000	2,345
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,234,000	2,345
Net charge-offs	$56,000	2,129
Cash dividends	$2,300,000	955
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,233,210	2,343
2018-06-30 (YTD Data)		Rank
Total interest income	$4,015,000	2,926
Total interest expense	$285,000	3,641
Net interest income	$3,730,000	2,784
Provision for loan and lease losses	$-180,000	5,406
Total noninterest income	$1,059,000	1,952
Gross Fiduciary activities income	$588,000	434
Service charges on deposit accounts	$321,000	1,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	3,721
Total noninterest expense	$3,017,000	2,738
Salaries and employee benefits	$1,843,000	2,607
Premises and equipment expense	$360,000	2,549
Additional noninterest expense	$814,000	3,015
Pre-tax net operating income	$1,952,000	2,133
Securities gains (losses)	$1,000	871
Applicable income taxes	$460,000	1,483
Income before extraordinary items	$1,493,000	2,318
Extraordinary gains, net	$0	6
Net income	$1,493,000	2,317
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,493,000	2,317
Net charge-offs	$70,000	1,541
Cash dividends	$200,000	2,795
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,492,210	2,320
2018-03-31 (YTD Data)		Rank
Total interest income	$1,973,000	2,964
Total interest expense	$136,000	3,668
Net interest income	$1,837,000	2,828
Provision for loan and lease losses	$-90,000	5,485
Total noninterest income	$529,000	1,917
Gross Fiduciary activities income	$296,000	436
Service charges on deposit accounts	$164,000	1,618
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	3,834
Total noninterest expense	$1,442,000	2,851
Salaries and employee benefits	$861,000	2,760
Premises and equipment expense	$188,000	2,541
Additional noninterest expense	$393,000	3,095
Pre-tax net operating income	$1,014,000	2,029
Securities gains (losses)	$1,000	666
Applicable income taxes	$240,000	1,405
Income before extraordinary items	$775,000	2,210
Extraordinary gains, net	$0	7
Net income	$775,000	2,209
Minority interest net income	$0	52
Net income of bank and minority interests.	$775,000	2,210
Net charge-offs	$-7,000	4,604
Cash dividends	$100,000	2,316
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$774,210	2,203
2017-12-31 (YTD Data)		Rank
Total interest income	$7,743,000	2,937
Total interest expense	$546,000	3,542
Net interest income	$7,197,000	2,833
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,988,000	2,033
Gross Fiduciary activities income	$1,105,000	438
Service charges on deposit accounts	$651,000	1,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	4,065
Total noninterest expense	$5,992,000	2,764
Salaries and employee benefits	$3,815,000	2,550
Premises and equipment expense	$526,000	3,163
Additional noninterest expense	$1,651,000	3,026
Pre-tax net operating income	$3,193,000	2,387
Securities gains (losses)	$-96,000	5,401
Applicable income taxes	$1,125,000	1,771
Income before extraordinary items	$1,972,000	2,723
Extraordinary gains, net	$0	9
Net income	$1,972,000	2,722
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,972,000	2,723
Net charge-offs	$-76,000	5,233
Cash dividends	$400,000	3,163
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,033,440	2,657
2017-09-30 (YTD Data)		Rank
Total interest income	$5,799,000	2,954
Total interest expense	$403,000	3,571
Net interest income	$5,396,000	2,847
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,462,000	2,087
Gross Fiduciary activities income	$805,000	448
Service charges on deposit accounts	$483,000	1,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	4,118
Total noninterest expense	$4,482,000	2,798
Salaries and employee benefits	$2,849,000	2,567
Premises and equipment expense	$388,000	3,232
Additional noninterest expense	$1,245,000	3,022
Pre-tax net operating income	$2,376,000	2,443
Securities gains (losses)	$4,000	1,878
Applicable income taxes	$672,000	1,819
Income before extraordinary items	$1,708,000	2,655
Extraordinary gains, net	$0	9
Net income	$1,708,000	2,655
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,708,000	2,655
Net charge-offs	$-72,000	5,259
Cash dividends	$300,000	2,852
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,705,120	2,638
2017-06-30 (YTD Data)		Rank
Total interest income	$3,880,000	2,935
Total interest expense	$260,000	3,598
Net interest income	$3,620,000	2,844
Provision for loan and lease losses	$0	3,871
Total noninterest income	$955,000	2,112
Gross Fiduciary activities income	$530,000	447
Service charges on deposit accounts	$318,000	1,676
Trading account gains and fees	NA	NA
Additional Noninterest Income	$107,000	4,214
Total noninterest expense	$2,937,000	2,849
Salaries and employee benefits	$1,865,000	2,617
Premises and equipment expense	$245,000	3,354
Additional noninterest expense	$827,000	3,043
Pre-tax net operating income	$1,638,000	2,346
Securities gains (losses)	$-7,000	5,446
Applicable income taxes	$450,000	1,801
Income before extraordinary items	$1,181,000	2,554
Extraordinary gains, net	$0	11
Net income	$1,181,000	2,553
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,181,000	2,554
Net charge-offs	$-64,000	5,343
Cash dividends	$200,000	2,811
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,186,040	2,530
2017-03-31 (YTD Data)		Rank
Total interest income	$1,930,000	2,937
Total interest expense	$126,000	3,639
Net interest income	$1,804,000	2,841
Provision for loan and lease losses	$0	3,537
Total noninterest income	$471,000	2,123
Gross Fiduciary activities income	$263,000	457
Service charges on deposit accounts	$153,000	1,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	4,199
Total noninterest expense	$1,491,000	2,839
Salaries and employee benefits	$925,000	2,675
Premises and equipment expense	$154,000	2,946
Additional noninterest expense	$412,000	3,056
Pre-tax net operating income	$784,000	2,324
Securities gains (losses)	$22,000	505
Applicable income taxes	$220,000	1,781
Income before extraordinary items	$586,000	2,494
Extraordinary gains, net	$0	8
Net income	$586,000	2,493
Minority interest net income	$0	55
Net income of bank and minority interests.	$586,000	2,494
Net charge-offs	$-16,000	5,175
Cash dividends	$100,000	2,363
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$569,940	2,528
2016-12-31 (YTD Data)		Rank
Total interest income	$7,400,000	3,017
Total interest expense	$508,000	3,622
Net interest income	$6,892,000	2,918
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,817,000	2,234
Gross Fiduciary activities income	$1,048,000	447
Service charges on deposit accounts	$614,000	1,774
Trading account gains and fees	$0	170
Additional Noninterest Income	$155,000	4,619
Total noninterest expense	$5,945,000	2,869
Salaries and employee benefits	$3,718,000	2,625
Premises and equipment expense	$609,000	2,983
Additional noninterest expense	$1,618,000	3,185
Pre-tax net operating income	$2,764,000	2,517
Securities gains (losses)	$2,000	3,045
Applicable income taxes	$665,000	2,012
Income before extraordinary items	$2,101,000	2,707
Extraordinary gains, net	$0	5
Net income	$2,101,000	2,704
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,101,000	2,706
Net charge-offs	$-109,000	5,543
Cash dividends	$400,000	3,199
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,099,480	2,652
2016-09-30 (YTD Data)		Rank
Total interest income	$5,511,000	3,033
Total interest expense	$382,000	3,639
Net interest income	$5,129,000	2,945
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,335,000	2,257
Gross Fiduciary activities income	$760,000	453
Service charges on deposit accounts	$459,000	1,784
Trading account gains and fees	$0	169
Additional Noninterest Income	$116,000	4,663
Total noninterest expense	$4,497,000	2,853
Salaries and employee benefits	$2,815,000	2,606
Premises and equipment expense	$454,000	3,009
Additional noninterest expense	$1,228,000	3,170
Pre-tax net operating income	$1,967,000	2,655
Securities gains (losses)	$2,000	2,985
Applicable income taxes	$474,000	2,100
Income before extraordinary items	$1,495,000	2,833
Extraordinary gains, net	$0	5
Net income	$1,495,000	2,833
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,495,000	2,833
Net charge-offs	$-65,000	5,451
Cash dividends	$300,000	2,875
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,493,480	2,778
2016-06-30 (YTD Data)		Rank
Total interest income	$3,656,000	3,051
Total interest expense	$253,000	3,663
Net interest income	$3,403,000	2,961
Provision for loan and lease losses	$0	4,017
Total noninterest income	$881,000	2,255
Gross Fiduciary activities income	$508,000	456
Service charges on deposit accounts	$296,000	1,816
Trading account gains and fees	$0	157
Additional Noninterest Income	$77,000	4,681
Total noninterest expense	$2,992,000	2,864
Salaries and employee benefits	$1,866,000	2,629
Premises and equipment expense	$304,000	3,010
Additional noninterest expense	$822,000	3,170
Pre-tax net operating income	$1,292,000	2,638
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$304,000	2,124
Income before extraordinary items	$990,000	2,819
Extraordinary gains, net	$0	16
Net income	$990,000	2,817
Minority interest net income	$0	71
Net income of bank and minority interests.	$990,000	2,818
Net charge-offs	$4,000	3,372
Cash dividends	$200,000	2,834
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$988,460	2,753
2016-03-31 (YTD Data)		Rank
Total interest income	$1,859,000	3,030
Total interest expense	$128,000	3,666
Net interest income	$1,731,000	2,928
Provision for loan and lease losses	$0	3,656
Total noninterest income	$430,000	2,269
Gross Fiduciary activities income	$249,000	459
Service charges on deposit accounts	$142,000	1,865
Trading account gains and fees	$0	142
Additional Noninterest Income	$39,000	4,661
Total noninterest expense	$1,494,000	2,877
Salaries and employee benefits	$939,000	2,618
Premises and equipment expense	$150,000	3,055
Additional noninterest expense	$405,000	3,203
Pre-tax net operating income	$667,000	2,556
Securities gains (losses)	$2,000	1,894
Applicable income taxes	$160,000	2,042
Income before extraordinary items	$509,000	2,718
Extraordinary gains, net	$0	12
Net income	$509,000	2,718
Minority interest net income	$0	62
Net income of bank and minority interests.	$509,000	2,718
Net charge-offs	$14,000	2,180
Cash dividends	$100,000	2,368
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$507,480	2,677
2015-12-31 (YTD Data)		Rank
Total interest income	$7,037,000	3,103
Total interest expense	$528,000	3,619
Net interest income	$6,509,000	3,029
Provision for loan and lease losses	$18,000	4,094
Total noninterest income	$1,705,000	2,321
Gross Fiduciary activities income	$984,000	464
Service charges on deposit accounts	$577,000	1,887
Trading account gains and fees	$0	159
Additional Noninterest Income	$144,000	4,789
Total noninterest expense	$5,692,000	2,973
Salaries and employee benefits	$3,552,000	2,711
Premises and equipment expense	$542,000	3,321
Additional noninterest expense	$1,598,000	3,275
Pre-tax net operating income	$2,504,000	2,626
Securities gains (losses)	$3,000	2,963
Applicable income taxes	$666,000	1,969
Income before extraordinary items	$1,841,000	2,876
Extraordinary gains, net	$0	23
Net income	$1,841,000	2,879
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,841,000	2,879
Net charge-offs	$-96,000	5,710
Cash dividends	$400,000	3,135
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,838,810	2,837
2015-09-30 (YTD Data)		Rank
Total interest income	$5,235,000	3,142
Total interest expense	$401,000	3,657
Net interest income	$4,834,000	3,070
Provision for loan and lease losses	$18,000	3,850
Total noninterest income	$1,265,000	2,352
Gross Fiduciary activities income	$729,000	464
Service charges on deposit accounts	$426,000	1,935
Trading account gains and fees	$0	153
Additional Noninterest Income	$110,000	4,811
Total noninterest expense	$4,276,000	2,991
Salaries and employee benefits	$2,678,000	2,704
Premises and equipment expense	$402,000	3,381
Additional noninterest expense	$1,196,000	3,294
Pre-tax net operating income	$1,805,000	2,749
Securities gains (losses)	$3,000	2,757
Applicable income taxes	$470,000	2,068
Income before extraordinary items	$1,338,000	2,985
Extraordinary gains, net	$0	21
Net income	$1,338,000	2,985
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,338,000	2,986
Net charge-offs	$-90,000	5,779
Cash dividends	$300,000	2,790
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,335,780	2,933
2015-06-30 (YTD Data)		Rank
Total interest income	$3,457,000	3,166
Total interest expense	$273,000	3,649
Net interest income	$3,184,000	3,085
Provision for loan and lease losses	$18,000	3,557
Total noninterest income	$840,000	2,360
Gross Fiduciary activities income	$485,000	471
Service charges on deposit accounts	$279,000	1,924
Trading account gains and fees	$0	157
Additional Noninterest Income	$76,000	4,793
Total noninterest expense	$2,833,000	3,012
Salaries and employee benefits	$1,777,000	2,732
Premises and equipment expense	$265,000	3,416
Additional noninterest expense	$791,000	3,322
Pre-tax net operating income	$1,173,000	2,777
Securities gains (losses)	$3,000	2,361
Applicable income taxes	$300,000	2,125
Income before extraordinary items	$876,000	2,998
Extraordinary gains, net	$0	22
Net income	$876,000	2,998
Minority interest net income	$0	75
Net income of bank and minority interests.	$876,000	3,000
Net charge-offs	$-73,000	5,852
Cash dividends	$200,000	2,758
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$873,780	2,943
2015-03-31 (YTD Data)		Rank
Total interest income	$1,702,000	3,218
Total interest expense	$139,000	3,642
Net interest income	$1,563,000	3,120
Provision for loan and lease losses	$18,000	2,894
Total noninterest income	$408,000	2,375
Gross Fiduciary activities income	$232,000	489
Service charges on deposit accounts	$141,000	1,902
Trading account gains and fees	$0	152
Additional Noninterest Income	$35,000	4,901
Total noninterest expense	$1,390,000	3,069
Salaries and employee benefits	$865,000	2,808
Premises and equipment expense	$137,000	3,385
Additional noninterest expense	$388,000	3,362
Pre-tax net operating income	$563,000	2,809
Securities gains (losses)	$0	2,027
Applicable income taxes	$139,000	2,168
Income before extraordinary items	$424,000	3,020
Extraordinary gains, net	$0	13
Net income	$424,000	3,023
Minority interest net income	$0	64
Net income of bank and minority interests.	$424,000	3,023
Net charge-offs	$-56,000	5,981
Cash dividends	$100,000	2,294
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$424,000	2,958
2014-12-31 (YTD Data)		Rank
Total interest income	$6,794,000	3,247
Total interest expense	$569,000	3,741
Net interest income	$6,225,000	3,162
Provision for loan and lease losses	$110,000	3,095
Total noninterest income	$1,858,000	2,222
Gross Fiduciary activities income	$919,000	480
Service charges on deposit accounts	$638,000	1,864
Trading account gains and fees	$0	180
Additional Noninterest Income	$301,000	4,014
Total noninterest expense	$5,473,000	3,115
Salaries and employee benefits	$3,345,000	2,856
Premises and equipment expense	$531,000	3,497
Additional noninterest expense	$1,597,000	3,406
Pre-tax net operating income	$2,500,000	2,587
Securities gains (losses)	$-56,000	6,273
Applicable income taxes	$668,000	1,949
Income before extraordinary items	$1,776,000	2,913
Extraordinary gains, net	$0	17
Net income	$1,776,000	2,912
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,776,000	2,913
Net charge-offs	$131,000	2,923
Cash dividends	$400,000	3,108
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,816,880	2,833
2014-09-30 (YTD Data)		Rank
Total interest income	$5,031,000	3,311
Total interest expense	$413,000	3,869
Net interest income	$4,618,000	3,213
Provision for loan and lease losses	$105,000	2,728
Total noninterest income	$1,398,000	2,214
Gross Fiduciary activities income	$666,000	487
Service charges on deposit accounts	$476,000	1,881
Trading account gains and fees	$0	174
Additional Noninterest Income	$256,000	3,873
Total noninterest expense	$4,116,000	3,128
Salaries and employee benefits	$2,480,000	2,890
Premises and equipment expense	$416,000	3,452
Additional noninterest expense	$1,220,000	3,351
Pre-tax net operating income	$1,795,000	2,709
Securities gains (losses)	$-56,000	6,379
Applicable income taxes	$466,000	2,047
Income before extraordinary items	$1,273,000	3,032
Extraordinary gains, net	$0	15
Net income	$1,273,000	3,032
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,273,000	3,033
Net charge-offs	$147,000	2,310
Cash dividends	$300,000	2,725
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,313,880	2,924
2014-06-30 (YTD Data)		Rank
Total interest income	$3,303,000	3,352
Total interest expense	$275,000	3,924
Net interest income	$3,028,000	3,252
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$982,000	2,115
Gross Fiduciary activities income	$447,000	486
Service charges on deposit accounts	$308,000	1,910
Trading account gains and fees	$0	172
Additional Noninterest Income	$227,000	3,438
Total noninterest expense	$2,774,000	3,105
Salaries and employee benefits	$1,654,000	2,899
Premises and equipment expense	$286,000	3,400
Additional noninterest expense	$834,000	3,320
Pre-tax net operating income	$1,146,000	2,733
Securities gains (losses)	$-58,000	6,499
Applicable income taxes	$272,000	2,115
Income before extraordinary items	$816,000	3,050
Extraordinary gains, net	$0	20
Net income	$816,000	3,056
Minority interest net income	$0	80
Net income of bank and minority interests.	$816,000	3,056
Net charge-offs	$59,000	2,641
Cash dividends	$200,000	2,696
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$859,500	2,892
2014-03-31 (YTD Data)		Rank
Total interest income	$1,629,000	3,396
Total interest expense	$137,000	3,990
Net interest income	$1,492,000	3,284
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$423,000	2,284
Gross Fiduciary activities income	$221,000	497
Service charges on deposit accounts	$147,000	1,973
Trading account gains and fees	$0	147
Additional Noninterest Income	$55,000	4,432
Total noninterest expense	$1,388,000	3,143
Salaries and employee benefits	$826,000	2,925
Premises and equipment expense	$145,000	3,429
Additional noninterest expense	$417,000	3,317
Pre-tax net operating income	$482,000	2,968
Securities gains (losses)	$0	1,715
Applicable income taxes	$128,000	2,140
Income before extraordinary items	$354,000	3,228
Extraordinary gains, net	$0	16
Net income	$354,000	3,231
Minority interest net income	$0	66
Net income of bank and minority interests.	$354,000	3,231
Net charge-offs	$-3,000	5,214
Cash dividends	$100,000	2,217
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$354,000	3,194
2013-12-31 (YTD Data)		Rank
Total interest income	$6,960,000	3,265
Total interest expense	$674,000	3,835
Net interest income	$6,286,000	3,151
Provision for loan and lease losses	$155,000	3,241
Total noninterest income	$1,737,000	2,351
Gross Fiduciary activities income	$827,000	496
Service charges on deposit accounts	$612,000	2,024
Trading account gains and fees	$0	184
Additional Noninterest Income	$298,000	4,099
Total noninterest expense	$5,469,000	3,190
Salaries and employee benefits	$3,207,000	2,969
Premises and equipment expense	$516,000	3,663
Additional noninterest expense	$1,746,000	3,276
Pre-tax net operating income	$2,399,000	2,531
Securities gains (losses)	$-43,000	6,440
Applicable income taxes	$713,000	1,793
Income before extraordinary items	$1,643,000	2,991
Extraordinary gains, net	$0	29
Net income	$1,643,000	2,993
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,643,000	2,994
Net charge-offs	$614,000	1,789
Cash dividends	$300,000	3,264
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,673,100	2,892
2013-09-30 (YTD Data)		Rank
Total interest income	$5,288,000	3,260
Total interest expense	$520,000	3,851
Net interest income	$4,768,000	3,146
Provision for loan and lease losses	$95,000	3,422
Total noninterest income	$1,287,000	2,424
Gross Fiduciary activities income	$597,000	504
Service charges on deposit accounts	$453,000	2,055
Trading account gains and fees	$0	180
Additional Noninterest Income	$237,000	4,091
Total noninterest expense	$4,136,000	3,180
Salaries and employee benefits	$2,433,000	2,972
Premises and equipment expense	$393,000	3,656
Additional noninterest expense	$1,310,000	3,283
Pre-tax net operating income	$1,824,000	2,602
Securities gains (losses)	$-35,000	6,628
Applicable income taxes	$548,000	1,822
Income before extraordinary items	$1,241,000	3,012
Extraordinary gains, net	$0	25
Net income	$1,241,000	3,016
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,241,000	3,016
Net charge-offs	$616,000	1,396
Cash dividends	$200,000	2,912
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,265,150	2,900
2013-06-30 (YTD Data)		Rank
Total interest income	$3,536,000	3,254
Total interest expense	$350,000	3,898
Net interest income	$3,186,000	3,141
Provision for loan and lease losses	$55,000	3,542
Total noninterest income	$870,000	2,433
Gross Fiduciary activities income	$402,000	506
Service charges on deposit accounts	$294,000	2,070
Trading account gains and fees	$0	157
Additional Noninterest Income	$174,000	4,001
Total noninterest expense	$2,748,000	3,194
Salaries and employee benefits	$1,607,000	3,013
Premises and equipment expense	$270,000	3,594
Additional noninterest expense	$871,000	3,284
Pre-tax net operating income	$1,253,000	2,522
Securities gains (losses)	$0	2,791
Applicable income taxes	$393,000	1,754
Income before extraordinary items	$860,000	2,922
Extraordinary gains, net	$0	22
Net income	$860,000	2,925
Minority interest net income	$0	82
Net income of bank and minority interests.	$860,000	2,925
Net charge-offs	$417,000	1,407
Cash dividends	$200,000	2,545
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$860,000	2,835
2013-03-31 (YTD Data)		Rank
Total interest income	$1,800,000	3,239
Total interest expense	$176,000	3,973
Net interest income	$1,624,000	3,105
Provision for loan and lease losses	$25,000	3,416
Total noninterest income	$407,000	2,526
Gross Fiduciary activities income	$198,000	521
Service charges on deposit accounts	$144,000	2,098
Trading account gains and fees	$0	148
Additional Noninterest Income	$65,000	4,369
Total noninterest expense	$1,385,000	3,193
Salaries and employee benefits	$802,000	3,048
Premises and equipment expense	$140,000	3,543
Additional noninterest expense	$443,000	3,262
Pre-tax net operating income	$621,000	2,496
Securities gains (losses)	$0	1,966
Applicable income taxes	$195,000	1,741
Income before extraordinary items	$426,000	2,915
Extraordinary gains, net	$0	10
Net income	$426,000	2,915
Minority interest net income	$0	76
Net income of bank and minority interests.	$426,000	2,917
Net charge-offs	$3,000	3,820
Cash dividends	$100,000	2,031
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$426,000	2,823
2012-12-31 (YTD Data)		Rank
Total interest income	$7,163,000	3,391
Total interest expense	$884,000	3,903
Net interest income	$6,279,000	3,256
Provision for loan and lease losses	$345,000	3,205
Total noninterest income	$1,744,000	2,396
Gross Fiduciary activities income	$817,000	495
Service charges on deposit accounts	$618,000	2,106
Trading account gains and fees	$0	166
Additional Noninterest Income	$309,000	3,999
Total noninterest expense	$5,437,000	3,266
Salaries and employee benefits	$3,230,000	2,974
Premises and equipment expense	$559,000	3,562
Additional noninterest expense	$1,648,000	3,560
Pre-tax net operating income	$2,241,000	2,613
Securities gains (losses)	$0	3,810
Applicable income taxes	$668,000	1,882
Income before extraordinary items	$1,573,000	3,030
Extraordinary gains, net	$0	29
Net income	$1,573,000	3,029
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,573,000	3,030
Net charge-offs	$186,000	3,838
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,573,000	2,904
2012-09-30 (YTD Data)		Rank
Total interest income	$5,420,000	3,426
Total interest expense	$689,000	3,934
Net interest income	$4,731,000	3,304
Provision for loan and lease losses	$255,000	3,189
Total noninterest income	$1,293,000	2,414
Gross Fiduciary activities income	$587,000	506
Service charges on deposit accounts	$463,000	2,126
Trading account gains and fees	$0	157
Additional Noninterest Income	$243,000	3,985
Total noninterest expense	$4,050,000	3,305
Salaries and employee benefits	$2,401,000	3,009
Premises and equipment expense	$428,000	3,550
Additional noninterest expense	$1,221,000	3,608
Pre-tax net operating income	$1,719,000	2,638
Securities gains (losses)	$0	3,575
Applicable income taxes	$512,000	1,917
Income before extraordinary items	$1,207,000	3,057
Extraordinary gains, net	$0	20
Net income	$1,207,000	3,057
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,207,000	3,056
Net charge-offs	$33,000	4,788
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,207,000	2,913
2012-06-30 (YTD Data)		Rank
Total interest income	$3,610,000	3,454
Total interest expense	$474,000	3,954
Net interest income	$3,136,000	3,321
Provision for loan and lease losses	$165,000	3,233
Total noninterest income	$879,000	2,351
Gross Fiduciary activities income	$393,000	502
Service charges on deposit accounts	$304,000	2,136
Trading account gains and fees	$0	153
Additional Noninterest Income	$182,000	3,804
Total noninterest expense	$2,726,000	3,310
Salaries and employee benefits	$1,574,000	3,060
Premises and equipment expense	$293,000	3,489
Additional noninterest expense	$859,000	3,503
Pre-tax net operating income	$1,124,000	2,635
Securities gains (losses)	$0	3,178
Applicable income taxes	$332,000	1,948
Income before extraordinary items	$792,000	3,063
Extraordinary gains, net	$0	19
Net income	$792,000	3,063
Minority interest net income	$0	84
Net income of bank and minority interests.	$792,000	3,063
Net charge-offs	$54,000	3,967
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$792,000	2,908
2012-03-31 (YTD Data)		Rank
Total interest income	$1,796,000	3,500
Total interest expense	$243,000	3,995
Net interest income	$1,553,000	3,362
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$393,000	2,506
Gross Fiduciary activities income	$186,000	523
Service charges on deposit accounts	$148,000	2,157
Trading account gains and fees	$0	148
Additional Noninterest Income	$59,000	4,465
Total noninterest expense	$1,345,000	3,351
Salaries and employee benefits	$790,000	3,054
Premises and equipment expense	$154,000	3,398
Additional noninterest expense	$401,000	3,630
Pre-tax net operating income	$526,000	2,783
Securities gains (losses)	$0	2,210
Applicable income taxes	$151,000	2,018
Income before extraordinary items	$375,000	3,201
Extraordinary gains, net	$0	19
Net income	$375,000	3,205
Minority interest net income	$0	78
Net income of bank and minority interests.	$375,000	3,205
Net charge-offs	$162,000	2,022
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$375,000	3,038
2011-12-31 (YTD Data)		Rank
Total interest income	$7,181,000	3,611
Total interest expense	$1,024,000	4,342
Net interest income	$6,157,000	3,401
Provision for loan and lease losses	$575,000	3,263
Total noninterest income	$1,660,000	2,298
Gross Fiduciary activities income	$774,000	457
Service charges on deposit accounts	$552,000	2,376
Trading account gains and fees	$0	146
Additional Noninterest Income	$334,000	3,704
Total noninterest expense	$5,351,000	3,353
Salaries and employee benefits	$3,115,000	3,016
Premises and equipment expense	$625,000	3,479
Additional noninterest expense	$1,611,000	3,677
Pre-tax net operating income	$1,891,000	2,611
Securities gains (losses)	$229,000	1,349
Applicable income taxes	$647,000	1,769
Income before extraordinary items	$1,473,000	2,799
Extraordinary gains, net	$0	29
Net income	$1,473,000	2,801
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,473,000	2,801
Net charge-offs	$397,000	3,457
Cash dividends	$1,000,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,314,990	2,929
2011-09-30 (YTD Data)		Rank
Total interest income	$5,338,000	3,675
Total interest expense	$767,000	4,463
Net interest income	$4,571,000	3,434
Provision for loan and lease losses	$500,000	2,879
Total noninterest income	$1,224,000	2,296
Gross Fiduciary activities income	$573,000	458
Service charges on deposit accounts	$403,000	2,447
Trading account gains and fees	$0	145
Additional Noninterest Income	$248,000	3,755
Total noninterest expense	$3,901,000	3,429
Salaries and employee benefits	$2,264,000	3,112
Premises and equipment expense	$465,000	3,535
Additional noninterest expense	$1,172,000	3,746
Pre-tax net operating income	$1,394,000	2,714
Securities gains (losses)	$229,000	1,117
Applicable income taxes	$506,000	1,731
Income before extraordinary items	$1,117,000	2,844
Extraordinary gains, net	$0	21
Net income	$1,117,000	2,847
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,117,000	2,847
Net charge-offs	$322,000	3,169
Cash dividends	$1,000,000	1,146
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$958,990	3,035
2011-06-30 (YTD Data)		Rank
Total interest income	$3,488,000	3,773
Total interest expense	$517,000	4,538
Net interest income	$2,971,000	3,502
Provision for loan and lease losses	$425,000	2,517
Total noninterest income	$848,000	2,241
Gross Fiduciary activities income	$397,000	454
Service charges on deposit accounts	$258,000	2,496
Trading account gains and fees	$0	153
Additional Noninterest Income	$193,000	3,540
Total noninterest expense	$2,644,000	3,439
Salaries and employee benefits	$1,525,000	3,109
Premises and equipment expense	$311,000	3,560
Additional noninterest expense	$808,000	3,720
Pre-tax net operating income	$750,000	3,052
Securities gains (losses)	$229,000	667
Applicable income taxes	$303,000	1,783
Income before extraordinary items	$676,000	2,977
Extraordinary gains, net	$0	15
Net income	$676,000	2,978
Minority interest net income	$0	89
Net income of bank and minority interests.	$676,000	2,979
Net charge-offs	$98,000	3,861
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$517,990	3,410
2011-03-31 (YTD Data)		Rank
Total interest income	$1,714,000	3,829
Total interest expense	$266,000	4,585
Net interest income	$1,448,000	3,565
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$384,000	2,418
Gross Fiduciary activities income	$213,000	440
Service charges on deposit accounts	$124,000	2,555
Trading account gains and fees	$0	158
Additional Noninterest Income	$47,000	4,755
Total noninterest expense	$1,331,000	3,405
Salaries and employee benefits	$734,000	3,206
Premises and equipment expense	$152,000	3,667
Additional noninterest expense	$445,000	3,480
Pre-tax net operating income	$201,000	4,229
Securities gains (losses)	$229,000	306
Applicable income taxes	$136,000	1,875
Income before extraordinary items	$294,000	3,285
Extraordinary gains, net	$0	9
Net income	$294,000	3,282
Minority interest net income	$0	86
Net income of bank and minority interests.	$294,000	3,283
Net charge-offs	$-2,000	6,441
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$138,280	4,525
2010-12-31 (YTD Data)		Rank
Total interest income	$7,564,000	3,697
Total interest expense	$1,545,000	4,199
Net interest income	$6,019,000	3,460
Provision for loan and lease losses	$1,600,000	2,370
Total noninterest income	$1,396,000	2,642
Gross Fiduciary activities income	$613,000	511
Service charges on deposit accounts	$560,000	2,429
Trading account gains and fees	$0	175
Additional Noninterest Income	$223,000	4,429
Total noninterest expense	$5,521,000	3,330
Salaries and employee benefits	$2,877,000	3,227
Premises and equipment expense	$622,000	3,628
Additional noninterest expense	$2,022,000	3,232
Pre-tax net operating income	$294,000	4,919
Securities gains (losses)	$591,000	773
Applicable income taxes	$164,000	2,864
Income before extraordinary items	$721,000	3,805
Extraordinary gains, net	$0	29
Net income	$721,000	3,804
Minority interest net income	$0	111
Net income of bank and minority interests.	$721,000	3,807
Net charge-offs	$606,000	3,384
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$242,290	4,993
2010-09-30 (YTD Data)		Rank
Total interest income	$5,653,000	3,788
Total interest expense	$1,159,000	4,335
Net interest income	$4,494,000	3,519
Provision for loan and lease losses	$1,300,000	2,172
Total noninterest income	$1,101,000	2,558
Gross Fiduciary activities income	$427,000	532
Service charges on deposit accounts	$422,000	2,483
Trading account gains and fees	$0	165
Additional Noninterest Income	$252,000	3,827
Total noninterest expense	$3,945,000	3,465
Salaries and employee benefits	$2,174,000	3,230
Premises and equipment expense	$454,000	3,751
Additional noninterest expense	$1,317,000	3,571
Pre-tax net operating income	$350,000	4,675
Securities gains (losses)	$502,000	741
Applicable income taxes	$172,000	2,692
Income before extraordinary items	$680,000	3,559
Extraordinary gains, net	$0	23
Net income	$680,000	3,557
Minority interest net income	$0	110
Net income of bank and minority interests.	$680,000	3,559
Net charge-offs	$553,000	2,937
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$278,400	4,782
2010-06-30 (YTD Data)		Rank
Total interest income	$3,782,000	3,810
Total interest expense	$789,000	4,388
Net interest income	$2,993,000	3,519
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$681,000	2,630
Gross Fiduciary activities income	$295,000	523
Service charges on deposit accounts	$272,000	2,552
Trading account gains and fees	$0	152
Additional Noninterest Income	$114,000	4,418
Total noninterest expense	$2,605,000	3,508
Salaries and employee benefits	$1,416,000	3,307
Premises and equipment expense	$299,000	3,809
Additional noninterest expense	$890,000	3,514
Pre-tax net operating income	$469,000	3,735
Securities gains (losses)	$24,000	2,293
Applicable income taxes	$133,000	2,525
Income before extraordinary items	$360,000	3,960
Extraordinary gains, net	$0	19
Net income	$360,000	3,958
Minority interest net income	$0	105
Net income of bank and minority interests.	$360,000	3,959
Net charge-offs	$234,000	3,360
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$342,480	3,934
2010-03-31 (YTD Data)		Rank
Total interest income	$1,900,000	3,861
Total interest expense	$422,000	4,338
Net interest income	$1,478,000	3,598
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$317,000	2,765
Gross Fiduciary activities income	$131,000	559
Service charges on deposit accounts	$132,000	2,600
Trading account gains and fees	$0	175
Additional Noninterest Income	$54,000	4,552
Total noninterest expense	$1,297,000	3,551
Salaries and employee benefits	$705,000	3,382
Premises and equipment expense	$151,000	3,870
Additional noninterest expense	$441,000	3,529
Pre-tax net operating income	$198,000	4,080
Securities gains (losses)	$5,000	1,894
Applicable income taxes	$52,000	2,757
Income before extraordinary items	$151,000	4,370
Extraordinary gains, net	$0	16
Net income	$151,000	4,371
Minority interest net income	$0	91
Net income of bank and minority interests.	$151,000	4,369
Net charge-offs	$64,000	3,518
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$147,300	4,292
2009-12-31 (YTD Data)		Rank
Total interest income	$8,083,000	3,785
Total interest expense	$2,172,000	4,228
Net interest income	$5,911,000	3,514
Provision for loan and lease losses	$1,800,000	2,620
Total noninterest income	$1,213,000	2,960
Gross Fiduciary activities income	$529,000	534
Service charges on deposit accounts	$540,000	2,733
Trading account gains and fees	$0	211
Additional Noninterest Income	$144,000	5,162
Total noninterest expense	$5,192,000	3,562
Salaries and employee benefits	$2,845,000	3,337
Premises and equipment expense	$565,000	4,053
Additional noninterest expense	$1,782,000	3,630
Pre-tax net operating income	$132,000	4,991
Securities gains (losses)	$-25,000	7,080
Applicable income taxes	$-28,000	6,357
Income before extraordinary items	$135,000	5,038
Extraordinary gains, net	$0	34
Net income	$135,000	5,037
Minority interest net income	$0	115
Net income of bank and minority interests.	$135,000	5,037
Net charge-offs	$1,883,000	2,102
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$160,000	4,882
2009-09-30 (YTD Data)		Rank
Total interest income	$6,106,000	3,815
Total interest expense	$1,717,000	4,232
Net interest income	$4,389,000	3,537
Provision for loan and lease losses	$1,575,000	2,157
Total noninterest income	$892,000	3,048
Gross Fiduciary activities income	$387,000	537
Service charges on deposit accounts	$401,000	2,760
Trading account gains and fees	$0	212
Additional Noninterest Income	$104,000	5,333
Total noninterest expense	$3,868,000	3,585
Salaries and employee benefits	$2,093,000	3,412
Premises and equipment expense	$425,000	4,086
Additional noninterest expense	$1,350,000	3,553
Pre-tax net operating income	$-162,000	5,976
Securities gains (losses)	$-36,000	7,340
Applicable income taxes	$0	4,592
Income before extraordinary items	$-198,000	6,119
Extraordinary gains, net	$0	27
Net income	$-198,000	6,120
Minority interest net income	$0	118
Net income of bank and minority interests.	$-198,000	6,119
Net charge-offs	$1,126,000	2,074
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-162,000	6,045
2009-06-30 (YTD Data)		Rank
Total interest income	$4,179,000	3,783
Total interest expense	$1,180,000	4,296
Net interest income	$2,999,000	3,459
Provision for loan and lease losses	$1,350,000	1,742
Total noninterest income	$588,000	3,082
Gross Fiduciary activities income	$252,000	549
Service charges on deposit accounts	$258,000	2,795
Trading account gains and fees	$0	193
Additional Noninterest Income	$78,000	5,201
Total noninterest expense	$2,601,000	3,603
Salaries and employee benefits	$1,388,000	3,460
Premises and equipment expense	$286,000	4,067
Additional noninterest expense	$927,000	3,472
Pre-tax net operating income	$-364,000	6,502
Securities gains (losses)	$-50,000	7,602
Applicable income taxes	$0	4,657
Income before extraordinary items	$-414,000	6,668
Extraordinary gains, net	$0	21
Net income	$-414,000	6,669
Minority interest net income	$0	112
Net income of bank and minority interests.	$-414,000	6,669
Net charge-offs	$1,147,000	1,540
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-364,000	6,596
2009-03-31 (YTD Data)		Rank
Total interest income	$2,087,000	3,811
Total interest expense	$606,000	4,333
Net interest income	$1,481,000	3,483
Provision for loan and lease losses	$1,125,000	1,101
Total noninterest income	$266,000	3,249
Gross Fiduciary activities income	$114,000	570
Service charges on deposit accounts	$123,000	2,835
Trading account gains and fees	$0	171
Additional Noninterest Income	$29,000	5,665
Total noninterest expense	$1,284,000	3,570
Salaries and employee benefits	$701,000	3,462
Premises and equipment expense	$155,000	3,877
Additional noninterest expense	$428,000	3,396
Pre-tax net operating income	$-662,000	7,459
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-662,000	7,560
Extraordinary gains, net	$0	15
Net income	$-662,000	7,561
Minority interest net income	$0	102
Net income of bank and minority interests.	$-662,000	7,561
Net charge-offs	$602,000	1,252
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-662,000	7,547
2008-12-31 (YTD Data)		Rank
Total interest income	$8,988,000	3,804
Total interest expense	$3,182,000	4,083
Net interest income	$5,806,000	3,557
Provision for loan and lease losses	$1,291,000	2,352
Total noninterest income	$1,115,000	3,193
Gross Fiduciary activities income	$320,000	666
Service charges on deposit accounts	$594,000	2,667
Trading account gains and fees	$0	154
Additional Noninterest Income	$201,000	4,823
Total noninterest expense	$4,684,000	3,760
Salaries and employee benefits	$2,565,000	3,711
Premises and equipment expense	$559,000	4,160
Additional noninterest expense	$1,560,000	3,521
Pre-tax net operating income	$946,000	3,859
Securities gains (losses)	$-667,000	7,619
Applicable income taxes	$87,000	3,487
Income before extraordinary items	$192,000	5,514
Extraordinary gains, net	$0	39
Net income	$192,000	5,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,032,000	1,919
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$652,230	4,198
2008-09-30 (YTD Data)		Rank
Total interest income	$6,884,000	3,818
Total interest expense	$2,539,000	4,036
Net interest income	$4,345,000	3,591
Provision for loan and lease losses	$491,000	2,754
Total noninterest income	$822,000	3,276
Gross Fiduciary activities income	$225,000	686
Service charges on deposit accounts	$453,000	2,650
Trading account gains and fees	$0	148
Additional Noninterest Income	$144,000	5,012
Total noninterest expense	$3,498,000	3,759
Salaries and employee benefits	$1,977,000	3,646
Premises and equipment expense	$416,000	4,180
Additional noninterest expense	$1,105,000	3,595
Pre-tax net operating income	$1,178,000	3,356
Securities gains (losses)	$-613,000	7,817
Applicable income taxes	$387,000	2,197
Income before extraordinary items	$178,000	5,820
Extraordinary gains, net	$0	31
Net income	$178,000	5,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,241
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$570,320	4,368
2008-06-30 (YTD Data)		Rank
Total interest income	$4,738,000	3,776
Total interest expense	$1,848,000	3,935
Net interest income	$2,890,000	3,592
Provision for loan and lease losses	$136,000	3,803
Total noninterest income	$544,000	3,330
Gross Fiduciary activities income	$149,000	704
Service charges on deposit accounts	$299,000	2,646
Trading account gains and fees	$0	149
Additional Noninterest Income	$96,000	5,129
Total noninterest expense	$2,347,000	3,764
Salaries and employee benefits	$1,324,000	3,669
Premises and equipment expense	$320,000	3,767
Additional noninterest expense	$703,000	3,713
Pre-tax net operating income	$951,000	3,052
Securities gains (losses)	$0	3,233
Applicable income taxes	$330,000	2,094
Income before extraordinary items	$621,000	3,567
Extraordinary gains, net	$0	21
Net income	$621,000	3,567
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,718
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$621,000	3,513
2008-03-31 (YTD Data)		Rank
Total interest income	$2,431,000	3,784
Total interest expense	$1,022,000	3,857
Net interest income	$1,409,000	3,646
Provision for loan and lease losses	$71,000	3,295
Total noninterest income	$245,000	3,562
Gross Fiduciary activities income	$74,000	718
Service charges on deposit accounts	$138,000	2,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$33,000	5,761
Total noninterest expense	$1,185,000	3,740
Salaries and employee benefits	$671,000	3,659
Premises and equipment expense	$169,000	3,660
Additional noninterest expense	$345,000	3,719
Pre-tax net operating income	$398,000	3,556
Securities gains (losses)	$0	2,688
Applicable income taxes	$134,000	2,460
Income before extraordinary items	$264,000	4,091
Extraordinary gains, net	$0	15
Net income	$264,000	4,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$264,000	3,994
2007-12-31 (YTD Data)		Rank
Total interest income	$9,378,000	3,938
Total interest expense	$4,179,000	3,908
Net interest income	$5,199,000	3,879
Provision for loan and lease losses	$85,000	5,129
Total noninterest income	$1,135,000	3,256
Gross Fiduciary activities income	$313,000	698
Service charges on deposit accounts	$595,000	2,690
Trading account gains and fees	$0	178
Additional Noninterest Income	$227,000	4,809
Total noninterest expense	$4,544,000	3,727
Salaries and employee benefits	$2,616,000	3,592
Premises and equipment expense	$633,000	3,696
Additional noninterest expense	$1,295,000	3,860
Pre-tax net operating income	$1,705,000	3,656
Securities gains (losses)	$0	2,146
Applicable income taxes	$538,000	2,641
Income before extraordinary items	$1,167,000	3,998
Extraordinary gains, net	$0	39
Net income	$1,167,000	3,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,682
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,167,000	3,993
2007-09-30 (YTD Data)		Rank
Total interest income	$6,901,000	3,997
Total interest expense	$3,095,000	3,934
Net interest income	$3,806,000	3,963
Provision for loan and lease losses	$54,000	4,965
Total noninterest income	$838,000	3,295
Gross Fiduciary activities income	$214,000	714
Service charges on deposit accounts	$447,000	2,669
Trading account gains and fees	$0	184
Additional Noninterest Income	$177,000	4,740
Total noninterest expense	$3,357,000	3,756
Salaries and employee benefits	$1,913,000	3,654
Premises and equipment expense	$478,000	3,672
Additional noninterest expense	$966,000	3,807
Pre-tax net operating income	$1,233,000	3,882
Securities gains (losses)	$0	1,655
Applicable income taxes	$388,000	2,838
Income before extraordinary items	$845,000	4,231
Extraordinary gains, net	$0	33
Net income	$845,000	4,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,750
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$845,000	4,218
2007-06-30 (YTD Data)		Rank
Total interest income	$4,502,000	4,073
Total interest expense	$2,036,000	3,967
Net interest income	$2,466,000	4,073
Provision for loan and lease losses	$36,000	4,731
Total noninterest income	$529,000	3,444
Gross Fiduciary activities income	$139,000	731
Service charges on deposit accounts	$297,000	2,679
Trading account gains and fees	$0	168
Additional Noninterest Income	$93,000	5,248
Total noninterest expense	$2,201,000	3,834
Salaries and employee benefits	$1,246,000	3,756
Premises and equipment expense	$314,000	3,728
Additional noninterest expense	$641,000	3,817
Pre-tax net operating income	$758,000	4,137
Securities gains (losses)	$0	1,444
Applicable income taxes	$236,000	3,051
Income before extraordinary items	$522,000	4,459
Extraordinary gains, net	$0	29
Net income	$522,000	4,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,365
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$522,000	4,451
2007-03-31 (YTD Data)		Rank
Total interest income	$2,213,000	4,116
Total interest expense	$1,009,000	3,990
Net interest income	$1,204,000	4,153
Provision for loan and lease losses	$18,000	4,475
Total noninterest income	$257,000	3,459
Gross Fiduciary activities income	$66,000	758
Service charges on deposit accounts	$145,000	2,663
Trading account gains and fees	$0	195
Additional Noninterest Income	$46,000	5,273
Total noninterest expense	$1,088,000	3,868
Salaries and employee benefits	$611,000	3,843
Premises and equipment expense	$165,000	3,612
Additional noninterest expense	$312,000	3,857
Pre-tax net operating income	$355,000	4,275
Securities gains (losses)	$0	1,187
Applicable income taxes	$110,000	3,142
Income before extraordinary items	$245,000	4,616
Extraordinary gains, net	$0	22
Net income	$245,000	4,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$245,000	4,600
2006-12-31 (YTD Data)		Rank
Total interest income	$8,001,000	4,202
Total interest expense	$3,547,000	3,879
Net interest income	$4,454,000	4,373
Provision for loan and lease losses	$20,000	6,291
Total noninterest income	$932,000	3,705
Gross Fiduciary activities income	$268,000	740
Service charges on deposit accounts	$497,000	3,069
Trading account gains and fees	$0	130
Additional Noninterest Income	$167,000	5,438
Total noninterest expense	$4,761,000	3,481
Salaries and employee benefits	$2,489,000	3,624
Premises and equipment expense	$719,000	3,271
Additional noninterest expense	$1,553,000	3,208
Pre-tax net operating income	$605,000	6,172
Securities gains (losses)	$-79,000	8,111
Applicable income taxes	$133,000	4,740
Income before extraordinary items	$393,000	6,546
Extraordinary gains, net	$0	51
Net income	$393,000	6,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	8,359
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$452,250	6,327
2006-09-30 (YTD Data)		Rank
Total interest income	$5,796,000	4,269
Total interest expense	$2,551,000	3,904
Net interest income	$3,245,000	4,477
Provision for loan and lease losses	$20,000	5,975
Total noninterest income	$685,000	3,767
Gross Fiduciary activities income	$198,000	735
Service charges on deposit accounts	$368,000	3,111
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	5,539
Total noninterest expense	$3,671,000	3,402
Salaries and employee benefits	$1,951,000	3,514
Premises and equipment expense	$566,000	3,151
Additional noninterest expense	$1,154,000	3,232
Pre-tax net operating income	$239,000	7,263
Securities gains (losses)	$-79,000	8,329
Applicable income taxes	$17,000	6,030
Income before extraordinary items	$143,000	7,519
Extraordinary gains, net	$0	45
Net income	$143,000	7,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-70,000	8,448
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$213,310	7,151
2006-06-30 (YTD Data)		Rank
Total interest income	$3,728,000	4,320
Total interest expense	$1,620,000	3,921
Net interest income	$2,108,000	4,553
Provision for loan and lease losses	$0	6,419
Total noninterest income	$460,000	3,718
Gross Fiduciary activities income	$149,000	714
Service charges on deposit accounts	$235,000	3,185
Trading account gains and fees	$0	126
Additional Noninterest Income	$76,000	5,653
Total noninterest expense	$2,490,000	3,356
Salaries and employee benefits	$1,327,000	3,471
Premises and equipment expense	$370,000	3,187
Additional noninterest expense	$793,000	3,162
Pre-tax net operating income	$78,000	7,814
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$78,000	7,702
Extraordinary gains, net	$0	39
Net income	$78,000	7,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-72,000	8,510
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$78,000	7,707
2006-03-31 (YTD Data)		Rank
Total interest income	$1,757,000	4,441
Total interest expense	$750,000	3,994
Net interest income	$1,007,000	4,691
Provision for loan and lease losses	$0	6,013
Total noninterest income	$219,000	3,789
Gross Fiduciary activities income	$75,000	725
Service charges on deposit accounts	$115,000	3,157
Trading account gains and fees	$0	115
Additional Noninterest Income	$29,000	6,131
Total noninterest expense	$1,264,000	3,334
Salaries and employee benefits	$645,000	3,565
Premises and equipment expense	$205,000	2,962
Additional noninterest expense	$414,000	3,022
Pre-tax net operating income	$-38,000	8,357
Securities gains (losses)	$0	955
Applicable income taxes	$-12,000	8,533
Income before extraordinary items	$-26,000	8,322
Extraordinary gains, net	$0	21
Net income	$-26,000	8,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-26,000	8,306
2005-12-31 (YTD Data)		Rank
Total interest income	$6,283,000	4,483
Total interest expense	$2,277,000	4,064
Net interest income	$4,006,000	4,618
Provision for loan and lease losses	$95,000	4,915
Total noninterest income	$921,000	3,752
Gross Fiduciary activities income	$262,000	750
Service charges on deposit accounts	$517,000	2,982
Trading account gains and fees	$0	138
Additional Noninterest Income	$142,000	5,824
Total noninterest expense	$4,420,000	3,588
Salaries and employee benefits	$2,105,000	3,975
Premises and equipment expense	$554,000	3,887
Additional noninterest expense	$1,761,000	2,809
Pre-tax net operating income	$412,000	7,032
Securities gains (losses)	$0	2,296
Applicable income taxes	$96,000	5,413
Income before extraordinary items	$316,000	7,115
Extraordinary gains, net	$0	46
Net income	$316,000	7,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	8,487
Cash dividends	$150,000	5,171
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$316,000	7,089
2005-09-30 (YTD Data)		Rank
Total interest income	$4,635,000	4,494
Total interest expense	$1,637,000	4,053
Net interest income	$2,998,000	4,643
Provision for loan and lease losses	$89,000	4,490
Total noninterest income	$767,000	3,506
Gross Fiduciary activities income	$204,000	726
Service charges on deposit accounts	$407,000	2,879
Trading account gains and fees	$0	126
Additional Noninterest Income	$156,000	5,122
Total noninterest expense	$2,935,000	3,892
Salaries and employee benefits	$1,497,000	4,104
Premises and equipment expense	$421,000	3,823
Additional noninterest expense	$1,017,000	3,461
Pre-tax net operating income	$741,000	5,526
Securities gains (losses)	$0	2,317
Applicable income taxes	$199,000	4,426
Income before extraordinary items	$542,000	5,710
Extraordinary gains, net	$0	35
Net income	$542,000	5,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,402
Cash dividends	$150,000	4,338
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$542,000	5,672
2005-06-30 (YTD Data)		Rank
Total interest income	$3,067,000	4,452
Total interest expense	$1,048,000	4,005
Net interest income	$2,019,000	4,586
Provision for loan and lease losses	$67,000	3,991
Total noninterest income	$486,000	3,594
Gross Fiduciary activities income	$156,000	682
Service charges on deposit accounts	$269,000	2,845
Trading account gains and fees	$0	116
Additional Noninterest Income	$61,000	6,101
Total noninterest expense	$1,863,000	4,030
Salaries and employee benefits	$931,000	4,302
Premises and equipment expense	$285,000	3,771
Additional noninterest expense	$647,000	3,577
Pre-tax net operating income	$575,000	5,103
Securities gains (losses)	$0	2,146
Applicable income taxes	$157,000	4,180
Income before extraordinary items	$418,000	5,330
Extraordinary gains, net	$0	30
Net income	$418,000	5,332
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,372
Cash dividends	$150,000	3,809
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$418,000	5,295
2005-03-31 (YTD Data)		Rank
Total interest income	$1,499,000	4,489
Total interest expense	$508,000	3,983
Net interest income	$991,000	4,648
Provision for loan and lease losses	$47,000	3,284
Total noninterest income	$245,000	3,517
Gross Fiduciary activities income	$81,000	689
Service charges on deposit accounts	$133,000	2,798
Trading account gains and fees	$0	115
Additional Noninterest Income	$31,000	6,124
Total noninterest expense	$945,000	4,018
Salaries and employee benefits	$480,000	4,228
Premises and equipment expense	$127,000	4,141
Additional noninterest expense	$338,000	3,459
Pre-tax net operating income	$244,000	5,497
Securities gains (losses)	$0	1,685
Applicable income taxes	$65,000	4,405
Income before extraordinary items	$179,000	5,681
Extraordinary gains, net	$0	24
Net income	$179,000	5,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-33,000	8,512
Cash dividends	$150,000	2,522
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$179,000	5,648
2004-12-31 (YTD Data)		Rank
Total interest income	$6,052,000	4,239
Total interest expense	$2,090,000	3,519
Net interest income	$3,962,000	4,510
Provision for loan and lease losses	$52,000	5,880
Total noninterest income	$867,000	3,856
Gross Fiduciary activities income	$311,000	681
Service charges on deposit accounts	$504,000	3,130
Trading account gains and fees	$0	138
Additional Noninterest Income	$52,000	7,358
Total noninterest expense	$3,489,000	4,190
Salaries and employee benefits	$1,797,000	4,351
Premises and equipment expense	$508,000	4,038
Additional noninterest expense	$1,184,000	3,785
Pre-tax net operating income	$1,288,000	4,609
Securities gains (losses)	$-42,000	8,554
Applicable income taxes	$355,000	3,913
Income before extraordinary items	$891,000	5,001
Extraordinary gains, net	$0	34
Net income	$891,000	5,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$462,000	1,428
Cash dividends	$550,000	3,369
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$921,240	4,839
2004-09-30 (YTD Data)		Rank
Total interest income	$4,507,000	4,237
Total interest expense	$1,521,000	3,559
Net interest income	$2,986,000	4,491
Provision for loan and lease losses	$0	7,100
Total noninterest income	$632,000	3,957
Gross Fiduciary activities income	$250,000	660
Service charges on deposit accounts	$368,000	3,208
Trading account gains and fees	$0	134
Additional Noninterest Income	$14,000	8,295
Total noninterest expense	$2,685,000	4,076
Salaries and employee benefits	$1,390,000	4,210
Premises and equipment expense	$379,000	4,035
Additional noninterest expense	$916,000	3,662
Pre-tax net operating income	$933,000	4,782
Securities gains (losses)	$18,000	2,374
Applicable income taxes	$276,000	3,925
Income before extraordinary items	$675,000	5,055
Extraordinary gains, net	$0	26
Net income	$675,000	5,055
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	1,320
Cash dividends	$400,000	3,011
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$662,220	5,013
2004-06-30 (YTD Data)		Rank
Total interest income	$3,014,000	4,242
Total interest expense	$995,000	3,614
Net interest income	$2,019,000	4,445
Provision for loan and lease losses	$0	6,885
Total noninterest income	$405,000	4,057
Gross Fiduciary activities income	$191,000	646
Service charges on deposit accounts	$226,000	3,362
Trading account gains and fees	$0	130
Additional Noninterest Income	$-12,000	9,046
Total noninterest expense	$1,769,000	4,129
Salaries and employee benefits	$899,000	4,324
Premises and equipment expense	$251,000	4,062
Additional noninterest expense	$619,000	3,652
Pre-tax net operating income	$655,000	4,612
Securities gains (losses)	$19,000	2,067
Applicable income taxes	$200,000	3,775
Income before extraordinary items	$474,000	4,871
Extraordinary gains, net	$0	21
Net income	$474,000	4,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,596
Cash dividends	$250,000	3,124
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$460,700	4,857
2004-03-31 (YTD Data)		Rank
Total interest income	$1,528,000	4,210
Total interest expense	$500,000	3,641
Net interest income	$1,028,000	4,394
Provision for loan and lease losses	$13,000	5,421
Total noninterest income	$241,000	3,609
Gross Fiduciary activities income	$100,000	646
Service charges on deposit accounts	$110,000	3,351
Trading account gains and fees	$0	121
Additional Noninterest Income	$31,000	6,045
Total noninterest expense	$917,000	4,031
Salaries and employee benefits	$468,000	4,219
Premises and equipment expense	$131,000	3,970
Additional noninterest expense	$318,000	3,565
Pre-tax net operating income	$339,000	4,520
Securities gains (losses)	$20,000	1,707
Applicable income taxes	$108,000	3,659
Income before extraordinary items	$251,000	4,743
Extraordinary gains, net	$0	16
Net income	$251,000	4,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,369
Cash dividends	$100,000	2,844
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$237,000	4,766
2003-12-31 (YTD Data)		Rank
Total interest income	$6,562,000	4,016
Total interest expense	$2,295,000	3,579
Net interest income	$4,267,000	4,162
Provision for loan and lease losses	$530,000	2,061
Total noninterest income	$902,000	3,948
Gross Fiduciary activities income	$324,000	681
Service charges on deposit accounts	$447,000	3,389
Trading account gains and fees	$0	160
Additional Noninterest Income	$131,000	6,069
Total noninterest expense	$3,879,000	3,798
Salaries and employee benefits	$2,005,000	3,910
Premises and equipment expense	$519,000	3,957
Additional noninterest expense	$1,355,000	3,368
Pre-tax net operating income	$760,000	5,825
Securities gains (losses)	$196,000	1,357
Applicable income taxes	$248,000	4,595
Income before extraordinary items	$708,000	5,558
Extraordinary gains, net	$0	54
Net income	$708,000	5,559
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$429,000	1,803
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$562,960	5,931
2003-09-30 (YTD Data)		Rank
Total interest income	$4,971,000	4,047
Total interest expense	$1,785,000	3,588
Net interest income	$3,186,000	4,201
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$718,000	3,883
Gross Fiduciary activities income	$219,000	718
Service charges on deposit accounts	$344,000	3,328
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	5,278
Total noninterest expense	$2,983,000	3,727
Salaries and employee benefits	$1,590,000	3,729
Premises and equipment expense	$364,000	4,155
Additional noninterest expense	$1,029,000	3,318
Pre-tax net operating income	$741,000	5,360
Securities gains (losses)	$158,000	1,385
Applicable income taxes	$247,000	4,301
Income before extraordinary items	$652,000	5,168
Extraordinary gains, net	$0	40
Net income	$652,000	5,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	3,781
Cash dividends	$200,000	4,010
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$536,660	5,493
2003-06-30 (YTD Data)		Rank
Total interest income	$3,456,000	3,944
Total interest expense	$1,240,000	3,570
Net interest income	$2,216,000	4,061
Provision for loan and lease losses	$200,000	2,502
Total noninterest income	$466,000	3,904
Gross Fiduciary activities income	$159,000	693
Service charges on deposit accounts	$230,000	3,273
Trading account gains and fees	$0	150
Additional Noninterest Income	$77,000	5,786
Total noninterest expense	$1,964,000	3,753
Salaries and employee benefits	$1,048,000	3,772
Premises and equipment expense	$241,000	4,161
Additional noninterest expense	$675,000	3,348
Pre-tax net operating income	$518,000	5,233
Securities gains (losses)	$158,000	1,199
Applicable income taxes	$191,000	4,068
Income before extraordinary items	$485,000	4,882
Extraordinary gains, net	$0	30
Net income	$485,000	4,881
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	2,386
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$371,240	5,385
2003-03-31 (YTD Data)		Rank
Total interest income	$1,760,000	3,897
Total interest expense	$634,000	3,590
Net interest income	$1,126,000	4,025
Provision for loan and lease losses	$170,000	1,543
Total noninterest income	$256,000	3,580
Gross Fiduciary activities income	$73,000	732
Service charges on deposit accounts	$111,000	3,288
Trading account gains and fees	$0	134
Additional Noninterest Income	$72,000	4,544
Total noninterest expense	$1,009,000	3,637
Salaries and employee benefits	$558,000	3,572
Premises and equipment expense	$120,000	4,153
Additional noninterest expense	$331,000	3,349
Pre-tax net operating income	$203,000	5,807
Securities gains (losses)	$0	2,891
Applicable income taxes	$51,000	5,066
Income before extraordinary items	$152,000	5,988
Extraordinary gains, net	$0	21
Net income	$152,000	5,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	1,601
Cash dividends	$50,000	3,404
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$152,000	5,805
2002-12-31 (YTD Data)		Rank
Total interest income	$7,631,000	3,789
Total interest expense	$3,153,000	3,406
Net interest income	$4,478,000	4,006
Provision for loan and lease losses	$1,895,000	780
Total noninterest income	$878,000	3,761
Gross Fiduciary activities income	$340,000	678
Service charges on deposit accounts	$447,000	3,249
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	6,629
Total noninterest expense	$3,226,000	4,221
Salaries and employee benefits	$1,597,000	4,462
Premises and equipment expense	$466,000	4,161
Additional noninterest expense	$1,163,000	3,707
Pre-tax net operating income	$235,000	7,807
Securities gains (losses)	$16,000	3,321
Applicable income taxes	$-10,000	8,862
Income before extraordinary items	$261,000	7,507
Extraordinary gains, net	$0	70
Net income	$261,000	7,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,378,000	723
Cash dividends	$500,000	3,434
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$245,000	7,503
2001-12-31 (YTD Data)		Rank
Total interest income	$8,225,000	3,923
Total interest expense	$3,964,000	3,820
Net interest income	$4,261,000	3,926
Provision for loan and lease losses	$482,000	2,266
Total noninterest income	$1,289,000	2,794
Gross Fiduciary activities income	$332,000	702
Service charges on deposit accounts	$463,000	3,026
Trading account gains and fees	$0	177
Additional Noninterest Income	$494,000	3,153
Total noninterest expense	$3,339,000	3,978
Salaries and employee benefits	$1,728,000	4,042
Premises and equipment expense	$479,000	4,040
Additional noninterest expense	$1,132,000	3,686
Pre-tax net operating income	$1,729,000	3,513
Securities gains (losses)	$4,000	4,008
Applicable income taxes	$478,000	3,395
Income before extraordinary items	$1,255,000	3,682
Extraordinary gains, net	$0	105
Net income	$1,255,000	3,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$476,000	1,610
Cash dividends	$750,000	2,727
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,252,120	3,581
2000-12-31 (YTD Data)		Rank
Total interest income	$8,253,000	4,024
Total interest expense	$4,280,000	3,767
Net interest income	$3,973,000	4,204
Provision for loan and lease losses	$475,000	1,976
Total noninterest income	$1,205,000	2,751
Gross Fiduciary activities income	$330,000	702
Service charges on deposit accounts	$471,000	2,850
Trading account gains and fees	$0	180
Additional Noninterest Income	$404,000	3,318
Total noninterest expense	$3,601,000	3,612
Salaries and employee benefits	$1,803,000	3,770
Premises and equipment expense	$528,000	3,631
Additional noninterest expense	$1,270,000	3,247
Pre-tax net operating income	$1,102,000	4,987
Securities gains (losses)	$-26,000	8,870
Applicable income taxes	$229,000	5,145
Income before extraordinary items	$847,000	4,880
Extraordinary gains, net	$0	38
Net income	$847,000	4,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	2,997
Cash dividends	$750,000	2,772
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$867,540	4,803
1999-12-31 (YTD Data)		Rank
Total interest income	$7,987,000	3,910
Total interest expense	$3,902,000	3,660
Net interest income	$4,085,000	4,106
Provision for loan and lease losses	$195,000	3,609
Total noninterest income	$1,027,000	3,032
Gross Fiduciary activities income	$297,000	774
Service charges on deposit accounts	$476,000	2,744
Trading account gains and fees	$0	173
Additional Noninterest Income	$254,000	4,406
Total noninterest expense	$3,625,000	3,610
Salaries and employee benefits	$1,632,000	4,057
Premises and equipment expense	$515,000	3,672
Additional noninterest expense	$1,478,000	2,902
Pre-tax net operating income	$1,292,000	4,538
Securities gains (losses)	$-192,000	10,036
Applicable income taxes	$247,000	5,242
Income before extraordinary items	$853,000	4,894
Extraordinary gains, net	$0	35
Net income	$853,000	4,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,165
Cash dividends	$728,000	2,836
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,002,760	4,395
1998-12-31 (YTD Data)		Rank
Total interest income	$7,603,000	4,117
Total interest expense	$3,914,000	3,763
Net interest income	$3,689,000	4,396
Provision for loan and lease losses	$100,000	5,089
Total noninterest income	$1,019,000	3,027
Gross Fiduciary activities income	$285,000	792
Service charges on deposit accounts	$505,000	2,544
Trading account gains and fees	$0	224
Additional Noninterest Income	$229,000	4,630
Total noninterest expense	$3,069,000	4,035
Salaries and employee benefits	$1,612,000	4,015
Premises and equipment expense	$482,000	3,799
Additional noninterest expense	$975,000	4,039
Pre-tax net operating income	$1,539,000	4,102
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$381,000	4,551
Income before extraordinary items	$1,166,000	4,029
Extraordinary gains, net	$0	32
Net income	$1,166,000	4,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,524
Cash dividends	$1,155,000	2,009
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,160,000	3,947
1997-12-31 (YTD Data)		Rank
Total interest income	$7,222,000	4,376
Total interest expense	$3,807,000	3,860
Net interest income	$3,415,000	4,815
Provision for loan and lease losses	$175,000	3,795
Total noninterest income	$800,000	3,570
Gross Fiduciary activities income	$206,000	888
Service charges on deposit accounts	$433,000	3,010
Trading account gains and fees	$0	239
Additional Noninterest Income	$161,000	5,514
Total noninterest expense	$2,939,000	4,169
Salaries and employee benefits	$1,549,000	4,141
Premises and equipment expense	$487,000	3,797
Additional noninterest expense	$903,000	4,296
Pre-tax net operating income	$1,101,000	5,529
Securities gains (losses)	$-17,000	10,300
Applicable income taxes	$199,000	6,887
Income before extraordinary items	$885,000	5,108
Extraordinary gains, net	$0	44
Net income	$885,000	5,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,315
Cash dividends	$6,770,000	499
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$898,940	5,007
1996-12-31 (YTD Data)		Rank
Total interest income	$7,172,000	4,474
Total interest expense	$3,613,000	4,069
Net interest income	$3,559,000	4,761
Provision for loan and lease losses	$285,000	2,688
Total noninterest income	$799,000	3,715
Gross Fiduciary activities income	$202,000	962
Service charges on deposit accounts	$442,000	3,062
Trading account gains and fees	$0	262
Additional Noninterest Income	$155,000	5,886
Total noninterest expense	$2,679,000	4,738
Salaries and employee benefits	$1,477,000	4,373
Premises and equipment expense	$475,000	3,931
Additional noninterest expense	$727,000	5,587
Pre-tax net operating income	$1,394,000	4,592
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$255,000	6,386
Income before extraordinary items	$1,137,000	4,048
Extraordinary gains, net	$0	53
Net income	$1,137,000	4,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,733
Cash dividends	$325,000	4,335
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,138,640	3,988
1995-12-31 (YTD Data)		Rank
Total interest income	$6,912,000	4,613
Total interest expense	$3,427,000	4,233
Net interest income	$3,485,000	4,894
Provision for loan and lease losses	$15,000	7,935
Total noninterest income	$750,000	3,873
Gross Fiduciary activities income	$219,000	976
Service charges on deposit accounts	$420,000	3,204
Trading account gains and fees	$0	522
Additional Noninterest Income	$111,000	6,893
Total noninterest expense	$2,736,000	4,619
Salaries and employee benefits	$1,487,000	4,312
Premises and equipment expense	$412,000	4,418
Additional noninterest expense	$837,000	5,072
Pre-tax net operating income	$1,484,000	4,494
Securities gains (losses)	$-5,000	9,676
Applicable income taxes	$272,000	6,339
Income before extraordinary items	$1,207,000	3,941
Extraordinary gains, net	$0	65
Net income	$1,207,000	3,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,709
Cash dividends	$386,000	3,974
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,211,100	3,912
1994-12-31 (YTD Data)		Rank
Total interest income	$6,604,000	4,458
Total interest expense	$3,096,000	3,852
Net interest income	$3,508,000	4,937
Provision for loan and lease losses	$65,000	5,465
Total noninterest income	$693,000	4,155
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$383,000	3,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	3,995
Total noninterest expense	$2,651,000	4,901
Salaries and employee benefits	$1,468,000	4,356
Premises and equipment expense	$345,000	5,129
Additional noninterest expense	$838,000	5,485
Pre-tax net operating income	$1,485,000	4,447
Securities gains (losses)	$25,000	1,598
Applicable income taxes	$260,000	6,395
Income before extraordinary items	$1,250,000	3,715
Extraordinary gains, net	$0	249
Net income	$1,250,000	3,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,558
Cash dividends	$530,000	3,058
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,229,250	3,802
1993-12-31 (YTD Data)		Rank
Total interest income	$6,788,000	4,437
Total interest expense	$3,238,000	3,857
Net interest income	$3,550,000	4,897
Provision for loan and lease losses	$0	10,371
Total noninterest income	$622,000	4,842
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$328,000	4,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	4,521
Total noninterest expense	$2,692,000	4,942
Salaries and employee benefits	$1,547,000	4,164
Premises and equipment expense	$340,000	5,343
Additional noninterest expense	$805,000	5,899
Pre-tax net operating income	$1,480,000	4,376
Securities gains (losses)	$20,000	4,664
Applicable income taxes	$289,000	6,213
Income before extraordinary items	$1,211,000	3,984
Extraordinary gains, net	$0	3,149
Net income	$1,211,000	4,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	12,222
Cash dividends	$250,000	4,831
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,194,800	3,826
1992-12-31 (YTD Data)		Rank
Total interest income	$7,257,000	4,679
Total interest expense	$4,060,000	4,019
Net interest income	$3,197,000	5,406
Provision for loan and lease losses	$-1,000	13,418
Total noninterest income	$490,000	5,724
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$230,000	5,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	4,843
Total noninterest expense	$2,514,000	5,290
Salaries and employee benefits	$1,401,000	4,496
Premises and equipment expense	$374,000	5,066
Additional noninterest expense	$739,000	6,491
Pre-tax net operating income	$1,174,000	5,000
Securities gains (losses)	$-4,000	13,019
Applicable income taxes	$251,000	6,641
Income before extraordinary items	$919,000	4,861
Extraordinary gains, net	$0	1,422
Net income	$919,000	4,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	12,801
Cash dividends	$630,000	2,316
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$922,160	4,517

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.