Home > Hometown Community Bank > Income and Expense
Hometown Community Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 5,244 |
| Total interest expense | $1,007,000 | 3,070 |
| Net interest income | $1,637,000 | 5,811 |
| Provision for loan and lease losses | $9,150,000 | 233 |
| Total noninterest income | $-1,122,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $174,000 | 4,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,296,000 | 7,133 |
| Total noninterest expense | $4,126,000 | 3,255 |
| Salaries and employee benefits | $886,000 | 5,452 |
| Premises and equipment expense | $389,000 | 3,776 |
| Additional noninterest expense | $2,851,000 | 1,747 |
| Pre-tax net operating income | $-12,761,000 | 7,153 |
| Securities gains (losses) | $28,000 | 2,738 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-12,733,000 | 7,149 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-12,733,000 | 7,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-12,733,000 | 7,149 |
| Net charge-offs | $6,715,000 | 354 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-12,761,000 | 7,146 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 5,243 |
| Total interest expense | $710,000 | 3,024 |
| Net interest income | $1,086,000 | 5,860 |
| Provision for loan and lease losses | $1,300,000 | 886 |
| Total noninterest income | $297,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $116,000 | 4,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 3,810 |
| Total noninterest expense | $2,629,000 | 3,382 |
| Salaries and employee benefits | $598,000 | 5,470 |
| Premises and equipment expense | $258,000 | 3,792 |
| Additional noninterest expense | $1,773,000 | 1,876 |
| Pre-tax net operating income | $-2,546,000 | 7,121 |
| Securities gains (losses) | $28,000 | 2,353 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,518,000 | 7,134 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,518,000 | 7,134 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,518,000 | 7,134 |
| Net charge-offs | $972,000 | 1,156 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,546,000 | 7,129 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 5,297 |
| Total interest expense | $383,000 | 2,956 |
| Net interest income | $511,000 | 6,006 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $140,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $55,000 | 4,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $910,000 | 4,342 |
| Salaries and employee benefits | $311,000 | 5,414 |
| Premises and equipment expense | $128,000 | 3,830 |
| Additional noninterest expense | $471,000 | 3,239 |
| Pre-tax net operating income | $-259,000 | 6,911 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-259,000 | 6,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-259,000 | 6,956 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-259,000 | 6,956 |
| Net charge-offs | $150,000 | 2,085 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-259,000 | 6,915 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 5,025 |
| Total interest expense | $1,999,000 | 2,781 |
| Net interest income | $2,214,000 | 5,896 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $771,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $234,000 | 4,094 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $537,000 | 3,013 |
| Total noninterest expense | $3,918,000 | 4,166 |
| Salaries and employee benefits | $1,274,000 | 5,385 |
| Premises and equipment expense | $612,000 | 3,530 |
| Additional noninterest expense | $2,032,000 | 3,093 |
| Pre-tax net operating income | $-933,000 | 6,561 |
| Securities gains (losses) | $357,000 | 1,013 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-576,000 | 6,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-576,000 | 6,509 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-576,000 | 6,508 |
| Net charge-offs | $293,000 | 3,828 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,900,000 | 140 |
| Net operating income | $-933,000 | 6,595 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 4,916 |
| Total interest expense | $1,563,000 | 2,788 |
| Net interest income | $1,788,000 | 5,797 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $644,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $177,000 | 4,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $467,000 | 2,802 |
| Total noninterest expense | $2,956,000 | 4,157 |
| Salaries and employee benefits | $959,000 | 5,384 |
| Premises and equipment expense | $470,000 | 3,504 |
| Additional noninterest expense | $1,527,000 | 3,110 |
| Pre-tax net operating income | $-524,000 | 6,626 |
| Securities gains (losses) | $357,000 | 809 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-167,000 | 6,478 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-167,000 | 6,481 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-167,000 | 6,481 |
| Net charge-offs | $150,000 | 4,019 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 168 |
| Net operating income | $-524,000 | 6,655 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 4,933 |
| Total interest expense | $1,089,000 | 2,771 |
| Net interest income | $1,166,000 | 5,877 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $453,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $120,000 | 4,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $333,000 | 2,727 |
| Total noninterest expense | $1,989,000 | 4,173 |
| Salaries and employee benefits | $639,000 | 5,438 |
| Premises and equipment expense | $312,000 | 3,551 |
| Additional noninterest expense | $1,038,000 | 3,112 |
| Pre-tax net operating income | $-370,000 | 6,705 |
| Securities gains (losses) | $272,000 | 584 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-98,000 | 6,505 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-98,000 | 6,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-98,000 | 6,505 |
| Net charge-offs | $148,000 | 3,431 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-370,000 | 6,744 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,008 |
| Total interest expense | $569,000 | 2,749 |
| Net interest income | $533,000 | 6,062 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $131,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $944,000 | 4,355 |
| Salaries and employee benefits | $320,000 | 5,463 |
| Premises and equipment expense | $156,000 | 3,595 |
| Additional noninterest expense | $468,000 | 3,348 |
| Pre-tax net operating income | $-280,000 | 6,911 |
| Securities gains (losses) | $107,000 | 514 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-173,000 | 6,841 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-173,000 | 6,841 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-173,000 | 6,841 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-280,000 | 6,952 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 4,963 |
| Total interest expense | $3,135,000 | 2,509 |
| Net interest income | $1,617,000 | 6,621 |
| Provision for loan and lease losses | $2,221,000 | 1,941 |
| Total noninterest income | $325,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $212,000 | 4,308 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 5,298 |
| Total noninterest expense | $4,932,000 | 3,655 |
| Salaries and employee benefits | $1,232,000 | 5,610 |
| Premises and equipment expense | $641,000 | 3,548 |
| Additional noninterest expense | $3,059,000 | 2,259 |
| Pre-tax net operating income | $-5,211,000 | 7,122 |
| Securities gains (losses) | $324,000 | 1,199 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-4,887,000 | 7,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,887,000 | 7,167 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,887,000 | 7,167 |
| Net charge-offs | $1,381,000 | 2,267 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,150,000 | 204 |
| Net operating income | $-5,211,000 | 7,166 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 4,918 |
| Total interest expense | $2,466,000 | 2,505 |
| Net interest income | $1,280,000 | 6,611 |
| Provision for loan and lease losses | $80,000 | 5,907 |
| Total noninterest income | $217,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $155,000 | 4,420 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $62,000 | 5,773 |
| Total noninterest expense | $2,847,000 | 4,372 |
| Salaries and employee benefits | $920,000 | 5,644 |
| Premises and equipment expense | $483,000 | 3,574 |
| Additional noninterest expense | $1,444,000 | 3,337 |
| Pre-tax net operating income | $-1,430,000 | 6,927 |
| Securities gains (losses) | $324,000 | 1,023 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,106,000 | 6,937 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,106,000 | 6,937 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,106,000 | 6,937 |
| Net charge-offs | $101,000 | 4,888 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,150,000 | 157 |
| Net operating income | $-1,430,000 | 6,994 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 4,944 |
| Total interest expense | $1,716,000 | 2,493 |
| Net interest income | $789,000 | 6,778 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $119,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $73,000 | 5,038 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $1,803,000 | 4,538 |
| Salaries and employee benefits | $608,000 | 5,709 |
| Premises and equipment expense | $319,000 | 3,640 |
| Additional noninterest expense | $876,000 | 3,558 |
| Pre-tax net operating income | $-955,000 | 6,991 |
| Securities gains (losses) | $63,000 | 1,740 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-892,000 | 7,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-892,000 | 7,046 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-892,000 | 7,046 |
| Net charge-offs | $101,000 | 4,243 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,146,000 | 111 |
| Net operating income | $-955,000 | 7,046 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 4,828 |
| Total interest expense | $858,000 | 2,605 |
| Net interest income | $478,000 | 6,509 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $70,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $54,000 | 4,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $925,000 | 4,498 |
| Salaries and employee benefits | $308,000 | 5,743 |
| Premises and equipment expense | $161,000 | 3,699 |
| Additional noninterest expense | $456,000 | 3,440 |
| Pre-tax net operating income | $-407,000 | 7,105 |
| Securities gains (losses) | $10,000 | 1,722 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-397,000 | 7,177 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-397,000 | 7,179 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-397,000 | 7,178 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,980,000 | 70 |
| Net operating income | $-407,000 | 7,166 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 5,048 |
| Total interest expense | $3,739,000 | 2,887 |
| Net interest income | $1,415,000 | 7,002 |
| Provision for loan and lease losses | $315,000 | 5,195 |
| Total noninterest income | $4,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $210,000 | 4,563 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-206,000 | 7,686 |
| Total noninterest expense | $3,642,000 | 4,598 |
| Salaries and employee benefits | $1,345,000 | 5,514 |
| Premises and equipment expense | $646,000 | 3,686 |
| Additional noninterest expense | $1,651,000 | 3,825 |
| Pre-tax net operating income | $-2,538,000 | 6,784 |
| Securities gains (losses) | $444,000 | 956 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,094,000 | 6,786 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,094,000 | 6,784 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,094,000 | 6,784 |
| Net charge-offs | $2,044,000 | 2,010 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 932 |
| Net operating income | $-2,538,000 | 6,904 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 5,104 |
| Total interest expense | $2,837,000 | 2,984 |
| Net interest income | $1,036,000 | 7,091 |
| Provision for loan and lease losses | $155,000 | 5,468 |
| Total noninterest income | $-60,000 | 7,894 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $155,000 | 4,618 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-215,000 | 7,879 |
| Total noninterest expense | $2,570,000 | 4,788 |
| Salaries and employee benefits | $1,019,000 | 5,532 |
| Premises and equipment expense | $482,000 | 3,719 |
| Additional noninterest expense | $1,069,000 | 4,204 |
| Pre-tax net operating income | $-1,749,000 | 6,958 |
| Securities gains (losses) | $288,000 | 1,026 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,461,000 | 6,987 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,461,000 | 6,987 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,461,000 | 6,988 |
| Net charge-offs | $2,019,000 | 1,492 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 862 |
| Net operating income | $-1,749,000 | 7,083 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 5,102 |
| Total interest expense | $1,902,000 | 3,083 |
| Net interest income | $723,000 | 7,044 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $-90,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-191,000 | 8,013 |
| Total noninterest expense | $1,655,000 | 4,946 |
| Salaries and employee benefits | $682,000 | 5,572 |
| Premises and equipment expense | $319,000 | 3,759 |
| Additional noninterest expense | $654,000 | 4,459 |
| Pre-tax net operating income | $-1,147,000 | 7,088 |
| Securities gains (losses) | $262,000 | 850 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-885,000 | 7,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-885,000 | 7,084 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-885,000 | 7,084 |
| Net charge-offs | $1,857,000 | 1,174 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 836 |
| Net operating income | $-1,147,000 | 7,198 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,167 |
| Total interest expense | $938,000 | 3,227 |
| Net interest income | $365,000 | 7,046 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $65,000 | 4,118 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-56,000 | 8,091 |
| Total noninterest expense | $772,000 | 5,078 |
| Salaries and employee benefits | $351,000 | 5,527 |
| Premises and equipment expense | $161,000 | 3,778 |
| Additional noninterest expense | $260,000 | 4,836 |
| Pre-tax net operating income | $-398,000 | 7,199 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-383,000 | 7,312 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-383,000 | 7,313 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-383,000 | 7,313 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 726 |
| Net operating income | $-398,000 | 7,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 4,900 |
| Total interest expense | $3,474,000 | 3,867 |
| Net interest income | $2,594,000 | 5,816 |
| Provision for loan and lease losses | $4,170,000 | 1,143 |
| Total noninterest income | $237,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $244,000 | 4,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-7,000 | 8,037 |
| Total noninterest expense | $3,524,000 | 4,620 |
| Salaries and employee benefits | $1,522,000 | 5,294 |
| Premises and equipment expense | $656,000 | 3,667 |
| Additional noninterest expense | $1,346,000 | 3,923 |
| Pre-tax net operating income | $-4,863,000 | 7,791 |
| Securities gains (losses) | $96,000 | 1,159 |
| Applicable income taxes | $136,000 | 3,151 |
| Income before extraordinary items | $-4,903,000 | 7,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,903,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,724,000 | 1,420 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,017,000 | 424 |
| Net operating income | $-4,999,000 | 7,863 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,771,000 | 4,840 |
| Total interest expense | $2,584,000 | 3,990 |
| Net interest income | $2,187,000 | 5,536 |
| Provision for loan and lease losses | $749,000 | 2,179 |
| Total noninterest income | $186,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $186,000 | 4,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $2,292,000 | 5,043 |
| Salaries and employee benefits | $1,176,000 | 5,238 |
| Premises and equipment expense | $475,000 | 3,775 |
| Additional noninterest expense | $641,000 | 5,229 |
| Pre-tax net operating income | $-668,000 | 7,363 |
| Securities gains (losses) | $96,000 | 991 |
| Applicable income taxes | $-159,000 | 7,614 |
| Income before extraordinary items | $-413,000 | 7,119 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-413,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,728 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $987,000 | 305 |
| Net operating income | $-482,120 | 7,312 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 4,831 |
| Total interest expense | $1,688,000 | 4,175 |
| Net interest income | $1,568,000 | 5,336 |
| Provision for loan and lease losses | $703,000 | 1,522 |
| Total noninterest income | $125,000 | 6,299 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $125,000 | 4,395 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $1,516,000 | 5,087 |
| Salaries and employee benefits | $788,000 | 5,258 |
| Premises and equipment expense | $317,000 | 3,795 |
| Additional noninterest expense | $411,000 | 5,337 |
| Pre-tax net operating income | $-526,000 | 7,631 |
| Securities gains (losses) | $60,000 | 1,307 |
| Applicable income taxes | $-117,000 | 7,884 |
| Income before extraordinary items | $-349,000 | 7,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-349,000 | 7,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,213 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 732 |
| Net operating income | $-394,000 | 7,600 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 4,763 |
| Total interest expense | $897,000 | 4,193 |
| Net interest income | $825,000 | 5,218 |
| Provision for loan and lease losses | $95,000 | 2,798 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $754,000 | 5,118 |
| Salaries and employee benefits | $394,000 | 5,289 |
| Premises and equipment expense | $161,000 | 3,774 |
| Additional noninterest expense | $199,000 | 5,392 |
| Pre-tax net operating income | $35,000 | 6,792 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $51,000 | 6,570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $51,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 608 |
| Net operating income | $13,880 | 7,019 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 4,671 |
| Total interest expense | $3,981,000 | 4,023 |
| Net interest income | $3,215,000 | 5,308 |
| Provision for loan and lease losses | $250,000 | 3,497 |
| Total noninterest income | $235,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $235,000 | 4,576 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $2,783,000 | 5,245 |
| Salaries and employee benefits | $1,456,000 | 5,401 |
| Premises and equipment expense | $553,000 | 4,069 |
| Additional noninterest expense | $774,000 | 5,457 |
| Pre-tax net operating income | $417,000 | 6,224 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $124,000 | 4,305 |
| Income before extraordinary items | $296,000 | 6,445 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $296,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 894 |
| Net operating income | $293,900 | 6,435 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 4,730 |
| Total interest expense | $2,970,000 | 4,052 |
| Net interest income | $2,333,000 | 5,427 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $175,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $175,000 | 4,627 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $2,002,000 | 5,349 |
| Salaries and employee benefits | $1,050,000 | 5,493 |
| Premises and equipment expense | $369,000 | 4,399 |
| Additional noninterest expense | $583,000 | 5,385 |
| Pre-tax net operating income | $302,000 | 6,556 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $53,000 | 4,907 |
| Income before extraordinary items | $245,000 | 6,590 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $245,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 809 |
| Net operating income | $248,280 | 6,561 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 4,825 |
| Total interest expense | $1,963,000 | 4,065 |
| Net interest income | $1,468,000 | 5,622 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $99,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,285,000 | 5,510 |
| Salaries and employee benefits | $661,000 | 5,744 |
| Premises and equipment expense | $241,000 | 4,484 |
| Additional noninterest expense | $383,000 | 5,430 |
| Pre-tax net operating income | $172,000 | 6,803 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $23,000 | 5,272 |
| Income before extraordinary items | $140,000 | 6,825 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $140,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 786 |
| Net operating income | $147,740 | 6,761 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 4,946 |
| Total interest expense | $954,000 | 4,130 |
| Net interest income | $694,000 | 5,777 |
| Provision for loan and lease losses | $66,000 | 2,646 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $638,000 | 5,568 |
| Salaries and employee benefits | $329,000 | 5,792 |
| Premises and equipment expense | $120,000 | 4,509 |
| Additional noninterest expense | $189,000 | 5,451 |
| Pre-tax net operating income | $32,000 | 7,514 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $32,000 | 7,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 679 |
| Net operating income | $32,000 | 7,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 5,835 |
| Total interest expense | $2,269,000 | 5,071 |
| Net interest income | $2,230,000 | 6,298 |
| Provision for loan and lease losses | $403,000 | 2,248 |
| Total noninterest income | $43,000 | 8,264 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $42,000 | 7,008 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $1,706,000 | 6,573 |
| Salaries and employee benefits | $972,000 | 6,476 |
| Premises and equipment expense | $156,000 | 7,180 |
| Additional noninterest expense | $578,000 | 6,159 |
| Pre-tax net operating income | $164,000 | 7,512 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-193,000 | 8,444 |
| Income before extraordinary items | $357,000 | 6,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $357,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 904 |
| Net operating income | $357,000 | 6,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 6,101 |
| Total interest expense | $1,475,000 | 5,387 |
| Net interest income | $1,556,000 | 6,535 |
| Provision for loan and lease losses | $330,000 | 1,984 |
| Total noninterest income | $31,000 | 8,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $31,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $1,269,000 | 6,615 |
| Salaries and employee benefits | $727,000 | 6,481 |
| Premises and equipment expense | $101,000 | 7,440 |
| Additional noninterest expense | $441,000 | 6,127 |
| Pre-tax net operating income | $-12,000 | 8,138 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-12,000 | 8,149 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-12,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 725 |
| Net operating income | $-12,000 | 8,136 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 6,475 |
| Total interest expense | $798,000 | 5,811 |
| Net interest income | $925,000 | 6,851 |
| Provision for loan and lease losses | $244,000 | 1,797 |
| Total noninterest income | $22,000 | 8,396 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $808,000 | 6,746 |
| Salaries and employee benefits | $460,000 | 6,635 |
| Premises and equipment expense | $67,000 | 7,475 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $-105,000 | 8,339 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-105,000 | 8,350 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-105,000 | 8,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 676 |
| Net operating income | $-105,000 | 8,349 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 6,979 |
| Total interest expense | $294,000 | 6,419 |
| Net interest income | $397,000 | 7,214 |
| Provision for loan and lease losses | $172,000 | 1,282 |
| Total noninterest income | $10,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $368,000 | 6,994 |
| Salaries and employee benefits | $211,000 | 6,859 |
| Premises and equipment expense | $29,000 | 7,679 |
| Additional noninterest expense | $128,000 | 6,492 |
| Pre-tax net operating income | $-133,000 | 8,484 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-133,000 | 8,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-133,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-133,000 | 8,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 8,629 |
| Total interest expense | $132,000 | 8,566 |
| Net interest income | $387,000 | 8,610 |
| Provision for loan and lease losses | $207,000 | 3,533 |
| Total noninterest income | $0 | 8,769 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $1,053,000 | 7,659 |
| Salaries and employee benefits | $631,000 | 7,514 |
| Premises and equipment expense | $70,000 | 8,226 |
| Additional noninterest expense | $352,000 | 7,339 |
| Pre-tax net operating income | $-873,000 | 8,610 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-873,000 | 8,643 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-873,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,683,000 | 177 |
| Net operating income | $-873,000 | 8,625 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $117,000 | 8,810 |
| Total interest expense | $20,000 | 8,762 |
| Net interest income | $97,000 | 8,800 |
| Provision for loan and lease losses | $72,000 | 4,758 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $692,000 | 7,856 |
| Salaries and employee benefits | $426,000 | 7,689 |
| Premises and equipment expense | $39,000 | 8,441 |
| Additional noninterest expense | $227,000 | 7,634 |
| Pre-tax net operating income | $-667,000 | 8,654 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-667,000 | 8,690 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-667,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,683,000 | 125 |
| Net operating income | $-667,000 | 8,668 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.