Home > Homeland Federal Savings Bank > Income and Expense
Homeland Federal Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,027,000 | 1,395 |
| Total interest expense | $11,126,000 | 1,198 |
| Net interest income | $18,901,000 | 1,509 |
| Provision for loan and lease losses | $2,900,000 | 457 |
| Total noninterest income | $7,474,000 | 912 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,602,000 | 689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,872,000 | 795 |
| Total noninterest expense | $15,005,000 | 1,531 |
| Salaries and employee benefits | $8,376,000 | 1,537 |
| Premises and equipment expense | $1,764,000 | 1,355 |
| Additional noninterest expense | $5,872,000 | 795 |
| Pre-tax net operating income | $8,470,000 | 1,333 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,470,000 | 1,159 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,470,000 | 1,174 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,470,000 | 1,162 |
| Net charge-offs | $1,148,000 | 498 |
| Cash dividends | $6,500,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,470,000 | 1,178 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,842,000 | 1,396 |
| Total interest expense | $7,591,000 | 1,206 |
| Net interest income | $14,251,000 | 1,509 |
| Provision for loan and lease losses | $2,450,000 | 407 |
| Total noninterest income | $6,027,000 | 877 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,209,000 | 681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,818,000 | 764 |
| Total noninterest expense | $10,275,000 | 1,631 |
| Salaries and employee benefits | $5,317,000 | 1,750 |
| Premises and equipment expense | $1,304,000 | 1,374 |
| Additional noninterest expense | $4,818,000 | 764 |
| Pre-tax net operating income | $7,553,000 | 1,191 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $7,553,000 | 1,047 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $7,553,000 | 1,053 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,553,000 | 1,047 |
| Net charge-offs | $658,000 | 505 |
| Cash dividends | $5,000,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $7,553,000 | 1,061 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,093,000 | 1,400 |
| Total interest expense | $4,484,000 | 1,211 |
| Net interest income | $9,609,000 | 1,518 |
| Provision for loan and lease losses | $1,150,000 | 474 |
| Total noninterest income | $1,504,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $805,000 | 676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $699,000 | 1,885 |
| Total noninterest expense | $6,250,000 | 1,747 |
| Salaries and employee benefits | $3,081,000 | 1,925 |
| Premises and equipment expense | $858,000 | 1,373 |
| Additional noninterest expense | $699,000 | 1,882 |
| Pre-tax net operating income | $3,713,000 | 1,517 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,713,000 | 1,327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,713,000 | 1,341 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,713,000 | 1,327 |
| Net charge-offs | $260,000 | 596 |
| Cash dividends | $3,500,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,713,000 | 1,345 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 1,469 |
| Total interest expense | $1,861,000 | 1,252 |
| Net interest income | $4,736,000 | 1,541 |
| Provision for loan and lease losses | $200,000 | 881 |
| Total noninterest income | $740,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $399,000 | 690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 1,885 |
| Total noninterest expense | $3,455,000 | 1,631 |
| Salaries and employee benefits | $1,924,000 | 1,676 |
| Premises and equipment expense | $416,000 | 1,438 |
| Additional noninterest expense | $341,000 | 1,885 |
| Pre-tax net operating income | $1,821,000 | 1,571 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,821,000 | 1,374 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,821,000 | 1,373 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,821,000 | 1,374 |
| Net charge-offs | $160,000 | 484 |
| Cash dividends | $2,000,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,821,000 | 1,387 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,539,000 | 1,375 |
| Total interest expense | $3,320,000 | 1,088 |
| Net interest income | $20,219,000 | 1,422 |
| Provision for loan and lease losses | $1,475,000 | 636 |
| Total noninterest income | $2,853,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,449,000 | 764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,404,000 | 1,972 |
| Total noninterest expense | $14,232,000 | 1,551 |
| Salaries and employee benefits | $8,147,000 | 1,541 |
| Premises and equipment expense | $1,720,000 | 1,393 |
| Additional noninterest expense | $1,404,000 | 1,972 |
| Pre-tax net operating income | $7,365,000 | 1,578 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $7,365,000 | 1,390 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,365,000 | 1,390 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,365,000 | 1,390 |
| Net charge-offs | $439,000 | 639 |
| Cash dividends | $5,200,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,365,000 | 1,413 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,066,000 | 1,364 |
| Total interest expense | $2,009,000 | 1,020 |
| Net interest income | $15,057,000 | 1,411 |
| Provision for loan and lease losses | $1,125,000 | 571 |
| Total noninterest income | $2,085,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,058,000 | 785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,027,000 | 2,024 |
| Total noninterest expense | $10,483,000 | 1,575 |
| Salaries and employee benefits | $6,258,000 | 1,520 |
| Premises and equipment expense | $1,098,000 | 1,566 |
| Additional noninterest expense | $1,027,000 | 2,024 |
| Pre-tax net operating income | $5,534,000 | 1,577 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $5,534,000 | 1,381 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,534,000 | 1,380 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,534,000 | 1,381 |
| Net charge-offs | $125,000 | 848 |
| Cash dividends | $3,950,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,534,000 | 1,409 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,891,000 | 1,376 |
| Total interest expense | $1,257,000 | 912 |
| Net interest income | $9,634,000 | 1,432 |
| Provision for loan and lease losses | $700,000 | 545 |
| Total noninterest income | $1,421,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $672,000 | 809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $749,000 | 1,983 |
| Total noninterest expense | $6,768,000 | 1,594 |
| Salaries and employee benefits | $3,993,000 | 1,575 |
| Premises and equipment expense | $731,000 | 1,582 |
| Additional noninterest expense | $2,044,000 | 1,581 |
| Pre-tax net operating income | $3,587,000 | 1,525 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $3,587,000 | 1,326 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,587,000 | 1,325 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,587,000 | 1,326 |
| Net charge-offs | $143,000 | 619 |
| Cash dividends | $2,700,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,587,000 | 1,358 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 1,395 |
| Total interest expense | $595,000 | 934 |
| Net interest income | $4,529,000 | 1,464 |
| Provision for loan and lease losses | $200,000 | 654 |
| Total noninterest income | $564,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $322,000 | 829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,398 |
| Total noninterest expense | $3,117,000 | 1,700 |
| Salaries and employee benefits | $1,792,000 | 1,697 |
| Premises and equipment expense | $369,000 | 1,591 |
| Additional noninterest expense | $956,000 | 1,627 |
| Pre-tax net operating income | $1,776,000 | 1,461 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,776,000 | 1,300 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,776,000 | 1,299 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,776,000 | 1,300 |
| Net charge-offs | $521,000 | 221 |
| Cash dividends | $1,500,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,776,000 | 1,316 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,546,000 | 1,453 |
| Total interest expense | $3,096,000 | 877 |
| Net interest income | $17,450,000 | 1,528 |
| Provision for loan and lease losses | $3,145,000 | 181 |
| Total noninterest income | $4,534,000 | 1,399 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,186,000 | 852 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,348,000 | 1,392 |
| Total noninterest expense | $12,754,000 | 1,668 |
| Salaries and employee benefits | $7,204,000 | 1,679 |
| Premises and equipment expense | $1,419,000 | 1,588 |
| Additional noninterest expense | $4,131,000 | 1,550 |
| Pre-tax net operating income | $6,085,000 | 1,806 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,085,000 | 1,640 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,085,000 | 1,639 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,085,000 | 1,640 |
| Net charge-offs | $2,058,000 | 286 |
| Cash dividends | $4,200,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,085,000 | 1,617 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,079,000 | 1,504 |
| Total interest expense | $2,452,000 | 883 |
| Net interest income | $12,627,000 | 1,603 |
| Provision for loan and lease losses | $2,695,000 | 147 |
| Total noninterest income | $3,873,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $867,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,006,000 | 1,284 |
| Total noninterest expense | $9,535,000 | 1,665 |
| Salaries and employee benefits | $5,351,000 | 1,700 |
| Premises and equipment expense | $1,067,000 | 1,609 |
| Additional noninterest expense | $3,117,000 | 1,547 |
| Pre-tax net operating income | $4,270,000 | 1,975 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,270,000 | 1,792 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,270,000 | 1,791 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,270,000 | 1,792 |
| Net charge-offs | $2,014,000 | 239 |
| Cash dividends | $3,000,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,270,000 | 1,766 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,835,000 | 1,520 |
| Total interest expense | $1,736,000 | 874 |
| Net interest income | $8,099,000 | 1,637 |
| Provision for loan and lease losses | $520,000 | 586 |
| Total noninterest income | $1,220,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $553,000 | 866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $667,000 | 2,351 |
| Total noninterest expense | $6,148,000 | 1,702 |
| Salaries and employee benefits | $3,572,000 | 1,689 |
| Premises and equipment expense | $694,000 | 1,643 |
| Additional noninterest expense | $1,882,000 | 1,651 |
| Pre-tax net operating income | $2,651,000 | 2,036 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,651,000 | 1,863 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,651,000 | 1,864 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,651,000 | 1,863 |
| Net charge-offs | $-22,000 | 4,093 |
| Cash dividends | $2,150,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,651,000 | 1,827 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 1,546 |
| Total interest expense | $940,000 | 855 |
| Net interest income | $3,923,000 | 1,671 |
| Provision for loan and lease losses | $200,000 | 806 |
| Total noninterest income | $597,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $277,000 | 847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 2,384 |
| Total noninterest expense | $3,033,000 | 1,707 |
| Salaries and employee benefits | $1,717,000 | 1,734 |
| Premises and equipment expense | $359,000 | 1,613 |
| Additional noninterest expense | $957,000 | 1,590 |
| Pre-tax net operating income | $1,287,000 | 2,055 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,287,000 | 1,909 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,287,000 | 1,908 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,287,000 | 1,909 |
| Net charge-offs | $-24,000 | 4,405 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,287,000 | 1,869 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,310,000 | 1,479 |
| Total interest expense | $4,904,000 | 971 |
| Net interest income | $15,406,000 | 1,616 |
| Provision for loan and lease losses | $1,500,000 | 1,247 |
| Total noninterest income | $2,433,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,152,000 | 835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,281,000 | 2,236 |
| Total noninterest expense | $11,443,000 | 1,761 |
| Salaries and employee benefits | $6,181,000 | 1,863 |
| Premises and equipment expense | $1,300,000 | 1,693 |
| Additional noninterest expense | $3,962,000 | 1,548 |
| Pre-tax net operating income | $4,896,000 | 1,809 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,896,000 | 1,655 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,896,000 | 1,655 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,896,000 | 1,655 |
| Net charge-offs | $453,000 | 1,041 |
| Cash dividends | $2,700,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,896,000 | 1,614 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,259,000 | 1,480 |
| Total interest expense | $3,884,000 | 987 |
| Net interest income | $11,375,000 | 1,624 |
| Provision for loan and lease losses | $1,075,000 | 1,294 |
| Total noninterest income | $1,679,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $856,000 | 838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $823,000 | 2,341 |
| Total noninterest expense | $8,492,000 | 1,759 |
| Salaries and employee benefits | $4,586,000 | 1,849 |
| Premises and equipment expense | $998,000 | 1,662 |
| Additional noninterest expense | $2,908,000 | 1,549 |
| Pre-tax net operating income | $3,487,000 | 1,851 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,487,000 | 1,711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,487,000 | 1,711 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,487,000 | 1,711 |
| Net charge-offs | $130,000 | 1,506 |
| Cash dividends | $2,200,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,487,000 | 1,659 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 1,498 |
| Total interest expense | $2,739,000 | 1,008 |
| Net interest income | $7,387,000 | 1,662 |
| Provision for loan and lease losses | $675,000 | 1,356 |
| Total noninterest income | $1,025,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $589,000 | 823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 2,511 |
| Total noninterest expense | $5,518,000 | 1,789 |
| Salaries and employee benefits | $2,994,000 | 1,872 |
| Premises and equipment expense | $664,000 | 1,663 |
| Additional noninterest expense | $1,860,000 | 1,591 |
| Pre-tax net operating income | $2,219,000 | 1,858 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,219,000 | 1,695 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,219,000 | 1,696 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,219,000 | 1,696 |
| Net charge-offs | $294,000 | 823 |
| Cash dividends | $1,700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,219,000 | 1,644 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 1,580 |
| Total interest expense | $1,438,000 | 1,043 |
| Net interest income | $3,282,000 | 1,784 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $659,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $370,000 | 792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,042 |
| Total noninterest expense | $2,653,000 | 1,859 |
| Salaries and employee benefits | $1,456,000 | 1,928 |
| Premises and equipment expense | $330,000 | 1,696 |
| Additional noninterest expense | $867,000 | 1,705 |
| Pre-tax net operating income | $1,213,000 | 1,570 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,213,000 | 1,415 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,213,000 | 1,413 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,213,000 | 1,415 |
| Net charge-offs | $117,000 | 809 |
| Cash dividends | $1,200,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,213,000 | 1,390 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,177,000 | 1,641 |
| Total interest expense | $5,140,000 | 1,216 |
| Net interest income | $13,037,000 | 1,805 |
| Provision for loan and lease losses | $1,500,000 | 655 |
| Total noninterest income | $3,154,000 | 1,518 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,466,000 | 814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,688,000 | 1,693 |
| Total noninterest expense | $10,391,000 | 1,864 |
| Salaries and employee benefits | $5,681,000 | 1,924 |
| Premises and equipment expense | $1,176,000 | 1,818 |
| Additional noninterest expense | $3,534,000 | 1,658 |
| Pre-tax net operating income | $4,300,000 | 1,957 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,300,000 | 1,785 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,300,000 | 1,787 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,300,000 | 1,787 |
| Net charge-offs | $1,767,000 | 454 |
| Cash dividends | $2,700,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,300,000 | 1,750 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 1,693 |
| Total interest expense | $3,690,000 | 1,265 |
| Net interest income | $9,682,000 | 1,843 |
| Provision for loan and lease losses | $625,000 | 980 |
| Total noninterest income | $1,837,000 | 1,763 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,087,000 | 823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 2,240 |
| Total noninterest expense | $7,797,000 | 1,872 |
| Salaries and employee benefits | $4,249,000 | 1,934 |
| Premises and equipment expense | $907,000 | 1,810 |
| Additional noninterest expense | $2,641,000 | 1,664 |
| Pre-tax net operating income | $3,097,000 | 2,069 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,097,000 | 1,891 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,097,000 | 1,890 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,097,000 | 1,892 |
| Net charge-offs | $726,000 | 599 |
| Cash dividends | $2,200,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,097,000 | 1,859 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 1,716 |
| Total interest expense | $2,332,000 | 1,306 |
| Net interest income | $6,411,000 | 1,860 |
| Provision for loan and lease losses | $475,000 | 890 |
| Total noninterest income | $1,323,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $741,000 | 806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,042 |
| Total noninterest expense | $5,214,000 | 1,872 |
| Salaries and employee benefits | $2,810,000 | 1,952 |
| Premises and equipment expense | $577,000 | 1,867 |
| Additional noninterest expense | $1,827,000 | 1,625 |
| Pre-tax net operating income | $2,045,000 | 2,064 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,045,000 | 1,877 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,045,000 | 1,876 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,045,000 | 1,877 |
| Net charge-offs | $694,000 | 463 |
| Cash dividends | $1,700,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,045,000 | 1,849 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 1,764 |
| Total interest expense | $1,097,000 | 1,332 |
| Net interest income | $3,142,000 | 1,896 |
| Provision for loan and lease losses | $125,000 | 1,307 |
| Total noninterest income | $627,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $379,000 | 784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 2,158 |
| Total noninterest expense | $2,658,000 | 1,839 |
| Salaries and employee benefits | $1,412,000 | 1,957 |
| Premises and equipment expense | $282,000 | 1,916 |
| Additional noninterest expense | $964,000 | 1,551 |
| Pre-tax net operating income | $986,000 | 2,073 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $986,000 | 1,892 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $986,000 | 1,890 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $986,000 | 1,891 |
| Net charge-offs | $190,000 | 641 |
| Cash dividends | $1,200,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $986,000 | 1,873 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,439,000 | 1,819 |
| Total interest expense | $3,175,000 | 1,367 |
| Net interest income | $12,264,000 | 1,916 |
| Provision for loan and lease losses | $1,200,000 | 768 |
| Total noninterest income | $2,963,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,522,000 | 810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,441,000 | 1,844 |
| Total noninterest expense | $10,051,000 | 1,896 |
| Salaries and employee benefits | $5,537,000 | 1,938 |
| Premises and equipment expense | $1,198,000 | 1,813 |
| Additional noninterest expense | $3,316,000 | 1,755 |
| Pre-tax net operating income | $3,976,000 | 2,117 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,976,000 | 1,924 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,976,000 | 1,922 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,976,000 | 1,923 |
| Net charge-offs | $384,000 | 1,138 |
| Cash dividends | $2,450,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,976,000 | 1,914 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,289,000 | 1,843 |
| Total interest expense | $2,164,000 | 1,411 |
| Net interest income | $9,125,000 | 1,931 |
| Provision for loan and lease losses | $625,000 | 956 |
| Total noninterest income | $1,986,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,132,000 | 813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 2,125 |
| Total noninterest expense | $7,564,000 | 1,890 |
| Salaries and employee benefits | $4,115,000 | 1,943 |
| Premises and equipment expense | $896,000 | 1,831 |
| Additional noninterest expense | $2,553,000 | 1,711 |
| Pre-tax net operating income | $2,922,000 | 2,159 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,922,000 | 1,947 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,922,000 | 1,944 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,922,000 | 1,946 |
| Net charge-offs | $292,000 | 1,015 |
| Cash dividends | $1,950,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,922,000 | 1,934 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 1,867 |
| Total interest expense | $1,296,000 | 1,462 |
| Net interest income | $6,058,000 | 1,930 |
| Provision for loan and lease losses | $275,000 | 1,270 |
| Total noninterest income | $1,144,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $732,000 | 826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 2,483 |
| Total noninterest expense | $5,032,000 | 1,904 |
| Salaries and employee benefits | $2,728,000 | 1,964 |
| Premises and equipment expense | $558,000 | 1,924 |
| Additional noninterest expense | $1,746,000 | 1,694 |
| Pre-tax net operating income | $1,895,000 | 2,169 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,895,000 | 1,965 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,895,000 | 1,963 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,895,000 | 1,964 |
| Net charge-offs | $-237,000 | 5,375 |
| Cash dividends | $950,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,895,000 | 1,953 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 1,924 |
| Total interest expense | $544,000 | 1,605 |
| Net interest income | $2,971,000 | 1,965 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $587,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $375,000 | 817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 2,401 |
| Total noninterest expense | $2,550,000 | 1,903 |
| Salaries and employee benefits | $1,367,000 | 1,983 |
| Premises and equipment expense | $274,000 | 1,983 |
| Additional noninterest expense | $909,000 | 1,631 |
| Pre-tax net operating income | $883,000 | 2,219 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $883,000 | 2,020 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $883,000 | 2,019 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $883,000 | 2,020 |
| Net charge-offs | $-75,000 | 5,335 |
| Cash dividends | $950,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $883,000 | 2,009 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,479,000 | 2,067 |
| Total interest expense | $1,758,000 | 1,696 |
| Net interest income | $10,721,000 | 2,108 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $2,499,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,437,000 | 850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,062,000 | 2,220 |
| Total noninterest expense | $9,616,000 | 1,978 |
| Salaries and employee benefits | $5,156,000 | 2,041 |
| Premises and equipment expense | $1,158,000 | 1,899 |
| Additional noninterest expense | $3,302,000 | 1,799 |
| Pre-tax net operating income | $3,504,000 | 2,244 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,504,000 | 1,803 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,504,000 | 1,803 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,504,000 | 1,804 |
| Net charge-offs | $609,000 | 976 |
| Cash dividends | $1,950,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,504,000 | 1,783 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,089,000 | 2,121 |
| Total interest expense | $1,249,000 | 1,755 |
| Net interest income | $7,840,000 | 2,152 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,729,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,058,000 | 867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 2,446 |
| Total noninterest expense | $7,072,000 | 2,009 |
| Salaries and employee benefits | $3,832,000 | 2,065 |
| Premises and equipment expense | $836,000 | 1,955 |
| Additional noninterest expense | $2,404,000 | 1,837 |
| Pre-tax net operating income | $2,497,000 | 2,367 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,497,000 | 2,028 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,497,000 | 2,028 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,497,000 | 2,028 |
| Net charge-offs | $267,000 | 1,195 |
| Cash dividends | $1,450,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,497,000 | 1,999 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 2,142 |
| Total interest expense | $816,000 | 1,748 |
| Net interest income | $5,103,000 | 2,185 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,118,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $678,000 | 895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 2,478 |
| Total noninterest expense | $4,619,000 | 2,046 |
| Salaries and employee benefits | $2,487,000 | 2,115 |
| Premises and equipment expense | $534,000 | 2,020 |
| Additional noninterest expense | $1,598,000 | 1,836 |
| Pre-tax net operating income | $1,602,000 | 2,385 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,602,000 | 2,046 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,602,000 | 2,046 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,602,000 | 2,046 |
| Net charge-offs | $141,000 | 1,280 |
| Cash dividends | $950,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,602,000 | 2,018 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 2,197 |
| Total interest expense | $402,000 | 1,749 |
| Net interest income | $2,453,000 | 2,257 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $564,000 | 1,894 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $334,000 | 912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 2,406 |
| Total noninterest expense | $2,271,000 | 2,093 |
| Salaries and employee benefits | $1,222,000 | 2,171 |
| Premises and equipment expense | $252,000 | 2,133 |
| Additional noninterest expense | $797,000 | 1,848 |
| Pre-tax net operating income | $746,000 | 2,421 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $746,000 | 2,101 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $746,000 | 2,102 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $746,000 | 2,102 |
| Net charge-offs | $37,000 | 1,511 |
| Cash dividends | $950,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $746,000 | 2,068 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,928,000 | 2,242 |
| Total interest expense | $1,352,000 | 1,949 |
| Net interest income | $9,576,000 | 2,271 |
| Provision for loan and lease losses | $460,000 | 1,557 |
| Total noninterest income | $2,356,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,179,000 | 1,034 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,177,000 | 2,207 |
| Total noninterest expense | $7,939,000 | 2,303 |
| Salaries and employee benefits | $4,492,000 | 2,279 |
| Premises and equipment expense | $908,000 | 2,298 |
| Additional noninterest expense | $2,539,000 | 2,288 |
| Pre-tax net operating income | $3,533,000 | 2,113 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,533,000 | 1,833 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,533,000 | 1,832 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,533,000 | 1,832 |
| Net charge-offs | $183,000 | 2,025 |
| Cash dividends | $2,450,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,533,000 | 1,796 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,034,000 | 2,276 |
| Total interest expense | $977,000 | 1,995 |
| Net interest income | $7,057,000 | 2,299 |
| Provision for loan and lease losses | $360,000 | 1,445 |
| Total noninterest income | $1,784,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $870,000 | 1,057 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $914,000 | 2,161 |
| Total noninterest expense | $5,842,000 | 2,344 |
| Salaries and employee benefits | $3,268,000 | 2,332 |
| Premises and equipment expense | $669,000 | 2,328 |
| Additional noninterest expense | $1,905,000 | 2,277 |
| Pre-tax net operating income | $2,639,000 | 2,164 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,639,000 | 1,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,639,000 | 1,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,639,000 | 1,868 |
| Net charge-offs | $274,000 | 1,210 |
| Cash dividends | $1,950,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,639,000 | 1,819 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 2,338 |
| Total interest expense | $624,000 | 2,071 |
| Net interest income | $4,553,000 | 2,378 |
| Provision for loan and lease losses | $260,000 | 1,376 |
| Total noninterest income | $1,262,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $559,000 | 1,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $703,000 | 1,945 |
| Total noninterest expense | $3,811,000 | 2,396 |
| Salaries and employee benefits | $2,081,000 | 2,429 |
| Premises and equipment expense | $448,000 | 2,327 |
| Additional noninterest expense | $1,282,000 | 2,267 |
| Pre-tax net operating income | $1,744,000 | 2,160 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,744,000 | 1,864 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,744,000 | 1,863 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,744,000 | 1,863 |
| Net charge-offs | $286,000 | 897 |
| Cash dividends | $1,450,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,744,000 | 1,813 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 2,344 |
| Total interest expense | $309,000 | 2,092 |
| Net interest income | $2,277,000 | 2,373 |
| Provision for loan and lease losses | $260,000 | 768 |
| Total noninterest income | $756,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $282,000 | 1,053 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $474,000 | 1,564 |
| Total noninterest expense | $1,911,000 | 2,398 |
| Salaries and employee benefits | $1,005,000 | 2,504 |
| Premises and equipment expense | $248,000 | 2,163 |
| Additional noninterest expense | $658,000 | 2,208 |
| Pre-tax net operating income | $862,000 | 2,157 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $862,000 | 1,859 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $862,000 | 1,860 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $862,000 | 1,860 |
| Net charge-offs | $45,000 | 1,498 |
| Cash dividends | $950,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $862,000 | 1,817 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,738,000 | 2,420 |
| Total interest expense | $1,130,000 | 2,216 |
| Net interest income | $8,608,000 | 2,429 |
| Provision for loan and lease losses | $450,000 | 1,461 |
| Total noninterest income | $1,949,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,204,000 | 1,041 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $745,000 | 2,742 |
| Total noninterest expense | $6,571,000 | 2,676 |
| Salaries and employee benefits | $3,472,000 | 2,753 |
| Premises and equipment expense | $878,000 | 2,395 |
| Additional noninterest expense | $2,221,000 | 2,565 |
| Pre-tax net operating income | $3,536,000 | 2,055 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,536,000 | 1,779 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,536,000 | 1,780 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,536,000 | 1,781 |
| Net charge-offs | $195,000 | 2,012 |
| Cash dividends | $2,450,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,536,000 | 1,746 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 2,484 |
| Total interest expense | $834,000 | 2,271 |
| Net interest income | $6,315,000 | 2,487 |
| Provision for loan and lease losses | $300,000 | 1,503 |
| Total noninterest income | $1,439,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $878,000 | 1,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $561,000 | 2,767 |
| Total noninterest expense | $4,777,000 | 2,756 |
| Salaries and employee benefits | $2,452,000 | 2,880 |
| Premises and equipment expense | $660,000 | 2,412 |
| Additional noninterest expense | $1,665,000 | 2,575 |
| Pre-tax net operating income | $2,677,000 | 2,093 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,677,000 | 1,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,677,000 | 1,796 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,677,000 | 1,797 |
| Net charge-offs | $70,000 | 2,497 |
| Cash dividends | $1,950,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,677,000 | 1,756 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,698,000 | 2,514 |
| Total interest expense | $547,000 | 2,306 |
| Net interest income | $4,151,000 | 2,524 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $972,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $561,000 | 1,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $411,000 | 2,644 |
| Total noninterest expense | $3,163,000 | 2,785 |
| Salaries and employee benefits | $1,600,000 | 2,938 |
| Premises and equipment expense | $431,000 | 2,451 |
| Additional noninterest expense | $1,132,000 | 2,552 |
| Pre-tax net operating income | $1,760,000 | 2,086 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,760,000 | 1,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,760,000 | 1,802 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,760,000 | 1,802 |
| Net charge-offs | $61,000 | 2,167 |
| Cash dividends | $1,450,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,760,000 | 1,758 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 2,557 |
| Total interest expense | $271,000 | 2,349 |
| Net interest income | $2,029,000 | 2,568 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $463,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $275,000 | 1,094 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $188,000 | 2,720 |
| Total noninterest expense | $1,608,000 | 2,767 |
| Salaries and employee benefits | $787,000 | 2,999 |
| Premises and equipment expense | $215,000 | 2,503 |
| Additional noninterest expense | $606,000 | 2,398 |
| Pre-tax net operating income | $859,000 | 2,102 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $859,000 | 1,820 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $859,000 | 1,822 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $859,000 | 1,822 |
| Net charge-offs | $-141,000 | 6,189 |
| Cash dividends | $950,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $859,000 | 1,751 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,931,000 | 2,658 |
| Total interest expense | $1,102,000 | 2,424 |
| Net interest income | $7,829,000 | 2,677 |
| Provision for loan and lease losses | $425,000 | 1,617 |
| Total noninterest income | $1,837,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,126,000 | 1,174 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $711,000 | 2,789 |
| Total noninterest expense | $5,843,000 | 2,973 |
| Salaries and employee benefits | $2,734,000 | 3,278 |
| Premises and equipment expense | $957,000 | 2,320 |
| Additional noninterest expense | $2,152,000 | 2,726 |
| Pre-tax net operating income | $3,398,000 | 2,077 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,398,000 | 1,823 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,398,000 | 1,822 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,398,000 | 1,821 |
| Net charge-offs | $351,000 | 1,854 |
| Cash dividends | $2,250,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,398,000 | 1,789 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 2,706 |
| Total interest expense | $825,000 | 2,461 |
| Net interest income | $5,789,000 | 2,722 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $1,351,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $825,000 | 1,204 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $526,000 | 2,838 |
| Total noninterest expense | $4,183,000 | 3,091 |
| Salaries and employee benefits | $1,968,000 | 3,381 |
| Premises and equipment expense | $758,000 | 2,239 |
| Additional noninterest expense | $1,457,000 | 2,961 |
| Pre-tax net operating income | $2,707,000 | 2,014 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,707,000 | 1,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,707,000 | 1,728 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,707,000 | 1,727 |
| Net charge-offs | $206,000 | 1,954 |
| Cash dividends | $1,750,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,707,000 | 1,693 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 2,755 |
| Total interest expense | $545,000 | 2,494 |
| Net interest income | $3,761,000 | 2,773 |
| Provision for loan and lease losses | $175,000 | 1,769 |
| Total noninterest income | $894,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $525,000 | 1,228 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $369,000 | 2,769 |
| Total noninterest expense | $2,677,000 | 3,188 |
| Salaries and employee benefits | $1,283,000 | 3,450 |
| Premises and equipment expense | $468,000 | 2,404 |
| Additional noninterest expense | $926,000 | 3,074 |
| Pre-tax net operating income | $1,803,000 | 1,974 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,803,000 | 1,677 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,803,000 | 1,680 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,803,000 | 1,679 |
| Net charge-offs | $113,000 | 2,069 |
| Cash dividends | $850,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,803,000 | 1,652 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 2,816 |
| Total interest expense | $270,000 | 2,532 |
| Net interest income | $1,828,000 | 2,838 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $432,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $253,000 | 1,259 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $179,000 | 2,720 |
| Total noninterest expense | $1,305,000 | 3,275 |
| Salaries and employee benefits | $634,000 | 3,512 |
| Premises and equipment expense | $216,000 | 2,603 |
| Additional noninterest expense | $455,000 | 3,123 |
| Pre-tax net operating income | $880,000 | 1,953 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $880,000 | 1,667 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $880,000 | 1,671 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $880,000 | 1,670 |
| Net charge-offs | $70,000 | 1,602 |
| Cash dividends | $850,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $880,000 | 1,632 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 2,720 |
| Total interest expense | $1,125,000 | 2,697 |
| Net interest income | $7,666,000 | 2,716 |
| Provision for loan and lease losses | $805,000 | 1,318 |
| Total noninterest income | $1,866,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,048,000 | 1,294 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $818,000 | 2,645 |
| Total noninterest expense | $5,491,000 | 3,181 |
| Salaries and employee benefits | $2,489,000 | 3,561 |
| Premises and equipment expense | $899,000 | 2,473 |
| Additional noninterest expense | $2,103,000 | 2,865 |
| Pre-tax net operating income | $3,236,000 | 2,049 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,236,000 | 1,780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,236,000 | 1,782 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,236,000 | 1,783 |
| Net charge-offs | $972,000 | 1,298 |
| Cash dividends | $2,600,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,236,000 | 1,759 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,628,000 | 2,731 |
| Total interest expense | $852,000 | 2,767 |
| Net interest income | $5,776,000 | 2,705 |
| Provision for loan and lease losses | $555,000 | 1,409 |
| Total noninterest income | $1,420,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $776,000 | 1,313 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $644,000 | 2,622 |
| Total noninterest expense | $3,918,000 | 3,310 |
| Salaries and employee benefits | $1,859,000 | 3,585 |
| Premises and equipment expense | $685,000 | 2,455 |
| Additional noninterest expense | $1,374,000 | 3,172 |
| Pre-tax net operating income | $2,723,000 | 1,907 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,723,000 | 1,652 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,723,000 | 1,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,723,000 | 1,656 |
| Net charge-offs | $824,000 | 1,151 |
| Cash dividends | $1,900,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,723,000 | 1,609 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 2,767 |
| Total interest expense | $571,000 | 2,814 |
| Net interest income | $3,773,000 | 2,741 |
| Provision for loan and lease losses | $330,000 | 1,548 |
| Total noninterest income | $915,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $489,000 | 1,371 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $426,000 | 2,709 |
| Total noninterest expense | $2,556,000 | 3,367 |
| Salaries and employee benefits | $1,200,000 | 3,675 |
| Premises and equipment expense | $449,000 | 2,488 |
| Additional noninterest expense | $907,000 | 3,185 |
| Pre-tax net operating income | $1,802,000 | 1,887 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,802,000 | 1,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,802,000 | 1,671 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,802,000 | 1,672 |
| Net charge-offs | $634,000 | 1,061 |
| Cash dividends | $1,400,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,802,000 | 1,594 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 2,819 |
| Total interest expense | $288,000 | 2,868 |
| Net interest income | $1,859,000 | 2,788 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $434,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $253,000 | 1,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,912 |
| Total noninterest expense | $1,292,000 | 3,363 |
| Salaries and employee benefits | $621,000 | 3,630 |
| Premises and equipment expense | $225,000 | 2,520 |
| Additional noninterest expense | $446,000 | 3,240 |
| Pre-tax net operating income | $901,000 | 1,871 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $901,000 | 1,619 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $901,000 | 1,620 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $901,000 | 1,621 |
| Net charge-offs | $142,000 | 1,630 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $901,000 | 1,568 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 2,781 |
| Total interest expense | $1,341,000 | 2,949 |
| Net interest income | $7,833,000 | 2,710 |
| Provision for loan and lease losses | $1,037,000 | 1,727 |
| Total noninterest income | $1,696,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,073,000 | 1,334 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $623,000 | 3,051 |
| Total noninterest expense | $5,503,000 | 3,241 |
| Salaries and employee benefits | $2,561,000 | 3,510 |
| Premises and equipment expense | $972,000 | 2,327 |
| Additional noninterest expense | $1,970,000 | 3,131 |
| Pre-tax net operating income | $2,989,000 | 2,104 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,989,000 | 1,875 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,989,000 | 1,873 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,989,000 | 1,875 |
| Net charge-offs | $723,000 | 2,190 |
| Cash dividends | $1,808,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,989,000 | 1,767 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,860,000 | 2,852 |
| Total interest expense | $1,039,000 | 2,983 |
| Net interest income | $5,821,000 | 2,775 |
| Provision for loan and lease losses | $580,000 | 2,087 |
| Total noninterest income | $1,257,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $791,000 | 1,360 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $466,000 | 3,054 |
| Total noninterest expense | $4,172,000 | 3,234 |
| Salaries and employee benefits | $1,877,000 | 3,581 |
| Premises and equipment expense | $780,000 | 2,234 |
| Additional noninterest expense | $1,515,000 | 3,089 |
| Pre-tax net operating income | $2,326,000 | 2,100 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,326,000 | 1,850 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,326,000 | 1,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,326,000 | 1,851 |
| Net charge-offs | $263,000 | 2,994 |
| Cash dividends | $1,343,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,326,000 | 1,748 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 2,880 |
| Total interest expense | $719,000 | 2,991 |
| Net interest income | $3,833,000 | 2,801 |
| Provision for loan and lease losses | $405,000 | 2,053 |
| Total noninterest income | $851,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $735,000 | 973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 4,443 |
| Total noninterest expense | $2,755,000 | 3,281 |
| Salaries and employee benefits | $1,241,000 | 3,622 |
| Premises and equipment expense | $498,000 | 2,299 |
| Additional noninterest expense | $1,016,000 | 3,082 |
| Pre-tax net operating income | $1,524,000 | 2,113 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,524,000 | 1,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,524,000 | 1,856 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,524,000 | 1,857 |
| Net charge-offs | $235,000 | 2,571 |
| Cash dividends | $1,177,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,524,000 | 1,770 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 2,943 |
| Total interest expense | $372,000 | 3,019 |
| Net interest income | $1,876,000 | 2,871 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $419,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $358,000 | 984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,419 |
| Total noninterest expense | $1,352,000 | 3,332 |
| Salaries and employee benefits | $638,000 | 3,583 |
| Premises and equipment expense | $283,000 | 2,074 |
| Additional noninterest expense | $431,000 | 3,472 |
| Pre-tax net operating income | $743,000 | 2,151 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $743,000 | 1,917 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $743,000 | 1,918 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $743,000 | 1,919 |
| Net charge-offs | $18,000 | 3,743 |
| Cash dividends | $513,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $743,000 | 1,815 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 3,021 |
| Total interest expense | $1,725,000 | 3,094 |
| Net interest income | $7,349,000 | 2,940 |
| Provision for loan and lease losses | $1,096,000 | 2,295 |
| Total noninterest income | $2,014,000 | 1,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,479,000 | 998 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $535,000 | 3,017 |
| Total noninterest expense | $5,441,000 | 3,313 |
| Salaries and employee benefits | $2,488,000 | 3,571 |
| Premises and equipment expense | $1,314,000 | 1,894 |
| Additional noninterest expense | $1,639,000 | 3,637 |
| Pre-tax net operating income | $2,826,000 | 1,944 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $643,000 | 1,779 |
| Income before extraordinary items | $2,183,000 | 2,106 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,183,000 | 2,107 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,183,000 | 2,107 |
| Net charge-offs | $916,000 | 2,464 |
| Cash dividends | $1,052,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,183,000 | 2,024 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 3,022 |
| Total interest expense | $1,326,000 | 3,153 |
| Net interest income | $5,556,000 | 2,933 |
| Provision for loan and lease losses | $846,000 | 2,193 |
| Total noninterest income | $1,502,000 | 1,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,105,000 | 999 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $397,000 | 3,054 |
| Total noninterest expense | $3,967,000 | 3,392 |
| Salaries and employee benefits | $1,823,000 | 3,637 |
| Premises and equipment expense | $1,001,000 | 1,877 |
| Additional noninterest expense | $1,143,000 | 3,820 |
| Pre-tax net operating income | $2,245,000 | 1,904 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $643,000 | 1,504 |
| Income before extraordinary items | $1,602,000 | 2,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,602,000 | 2,200 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,602,000 | 2,201 |
| Net charge-offs | $655,000 | 2,367 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,602,000 | 2,110 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 3,036 |
| Total interest expense | $902,000 | 3,203 |
| Net interest income | $3,685,000 | 2,947 |
| Provision for loan and lease losses | $625,000 | 2,008 |
| Total noninterest income | $982,000 | 2,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $708,000 | 1,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $274,000 | 3,012 |
| Total noninterest expense | $2,565,000 | 3,506 |
| Salaries and employee benefits | $1,203,000 | 3,698 |
| Premises and equipment expense | $652,000 | 1,932 |
| Additional noninterest expense | $710,000 | 4,064 |
| Pre-tax net operating income | $1,477,000 | 1,905 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $405,000 | 1,509 |
| Income before extraordinary items | $1,072,000 | 2,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,072,000 | 2,147 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,072,000 | 2,147 |
| Net charge-offs | $448,000 | 2,257 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,072,000 | 2,079 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,072 |
| Total interest expense | $463,000 | 3,235 |
| Net interest income | $1,806,000 | 2,989 |
| Provision for loan and lease losses | $325,000 | 1,844 |
| Total noninterest income | $478,000 | 2,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 1,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,119 |
| Total noninterest expense | $1,217,000 | 3,661 |
| Salaries and employee benefits | $560,000 | 3,916 |
| Premises and equipment expense | $307,000 | 2,084 |
| Additional noninterest expense | $350,000 | 4,093 |
| Pre-tax net operating income | $742,000 | 1,889 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $204,000 | 1,492 |
| Income before extraordinary items | $538,000 | 2,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $538,000 | 2,121 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $538,000 | 2,122 |
| Net charge-offs | $314,000 | 1,706 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $538,000 | 2,073 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,347,000 | 3,118 |
| Total interest expense | $2,149,000 | 3,378 |
| Net interest income | $7,198,000 | 3,000 |
| Provision for loan and lease losses | $1,000,000 | 3,046 |
| Total noninterest income | $1,995,000 | 2,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,995,000 | 1,406 |
| Total noninterest expense | $5,196,000 | 3,501 |
| Salaries and employee benefits | $2,324,000 | 3,803 |
| Premises and equipment expense | $1,242,000 | 2,039 |
| Additional noninterest expense | $1,630,000 | 3,778 |
| Pre-tax net operating income | $2,997,000 | 1,629 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $950,000 | 1,273 |
| Income before extraordinary items | $2,047,000 | 1,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,047,000 | 1,985 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,047,000 | 1,986 |
| Net charge-offs | $469,000 | 3,743 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,047,000 | 1,911 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 3,180 |
| Total interest expense | $1,647,000 | 3,445 |
| Net interest income | $5,378,000 | 3,048 |
| Provision for loan and lease losses | $825,000 | 2,797 |
| Total noninterest income | $1,485,000 | 2,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,485,000 | 1,354 |
| Total noninterest expense | $3,923,000 | 3,484 |
| Salaries and employee benefits | $1,729,000 | 3,861 |
| Premises and equipment expense | $976,000 | 1,975 |
| Additional noninterest expense | $1,218,000 | 3,767 |
| Pre-tax net operating income | $2,115,000 | 1,816 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $603,000 | 1,466 |
| Income before extraordinary items | $1,512,000 | 2,125 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,512,000 | 2,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,512,000 | 2,128 |
| Net charge-offs | $277,000 | 3,834 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,512,000 | 2,032 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 3,271 |
| Total interest expense | $1,117,000 | 3,497 |
| Net interest income | $3,462,000 | 3,130 |
| Provision for loan and lease losses | $525,000 | 2,779 |
| Total noninterest income | $997,000 | 2,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $997,000 | 1,299 |
| Total noninterest expense | $2,530,000 | 3,589 |
| Salaries and employee benefits | $1,130,000 | 3,938 |
| Premises and equipment expense | $648,000 | 2,002 |
| Additional noninterest expense | $752,000 | 3,944 |
| Pre-tax net operating income | $1,404,000 | 1,803 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $402,000 | 1,437 |
| Income before extraordinary items | $1,002,000 | 2,117 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,002,000 | 2,116 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,002,000 | 2,119 |
| Net charge-offs | $193,000 | 3,586 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,002,000 | 2,043 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,381 |
| Total interest expense | $564,000 | 3,603 |
| Net interest income | $1,683,000 | 3,237 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $487,000 | 2,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $487,000 | 1,326 |
| Total noninterest expense | $1,245,000 | 3,661 |
| Salaries and employee benefits | $534,000 | 4,163 |
| Premises and equipment expense | $314,000 | 2,127 |
| Additional noninterest expense | $397,000 | 3,814 |
| Pre-tax net operating income | $700,000 | 1,827 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $201,000 | 1,420 |
| Income before extraordinary items | $499,000 | 2,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $499,000 | 2,141 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $499,000 | 2,142 |
| Net charge-offs | $123,000 | 2,927 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $499,000 | 2,057 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 3,386 |
| Total interest expense | $2,885,000 | 3,515 |
| Net interest income | $6,516,000 | 3,231 |
| Provision for loan and lease losses | $805,000 | 3,829 |
| Total noninterest income | $1,937,000 | 2,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,937,000 | 1,404 |
| Total noninterest expense | $4,850,000 | 3,787 |
| Salaries and employee benefits | $2,323,000 | 3,912 |
| Premises and equipment expense | $1,112,000 | 2,360 |
| Additional noninterest expense | $1,415,000 | 4,244 |
| Pre-tax net operating income | $2,798,000 | 1,431 |
| Securities gains (losses) | $50,000 | 2,617 |
| Applicable income taxes | $921,000 | 1,031 |
| Income before extraordinary items | $1,927,000 | 1,745 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,927,000 | 1,744 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,927,000 | 1,745 |
| Net charge-offs | $990,000 | 2,873 |
| Cash dividends | $350,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,893,000 | 1,725 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 3,439 |
| Total interest expense | $2,274,000 | 3,516 |
| Net interest income | $4,770,000 | 3,299 |
| Provision for loan and lease losses | $505,000 | 3,773 |
| Total noninterest income | $1,437,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,437,000 | 1,438 |
| Total noninterest expense | $3,608,000 | 3,807 |
| Salaries and employee benefits | $1,742,000 | 3,944 |
| Premises and equipment expense | $788,000 | 2,503 |
| Additional noninterest expense | $1,078,000 | 4,182 |
| Pre-tax net operating income | $2,094,000 | 1,553 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $607,000 | 1,224 |
| Income before extraordinary items | $1,487,000 | 1,798 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,487,000 | 1,798 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,487,000 | 1,798 |
| Net charge-offs | $602,000 | 2,807 |
| Cash dividends | $350,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,487,000 | 1,749 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 3,492 |
| Total interest expense | $1,606,000 | 3,502 |
| Net interest income | $3,059,000 | 3,400 |
| Provision for loan and lease losses | $255,000 | 3,969 |
| Total noninterest income | $960,000 | 2,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $960,000 | 1,467 |
| Total noninterest expense | $2,378,000 | 3,880 |
| Salaries and employee benefits | $1,149,000 | 4,000 |
| Premises and equipment expense | $511,000 | 2,585 |
| Additional noninterest expense | $718,000 | 4,202 |
| Pre-tax net operating income | $1,386,000 | 1,626 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $407,000 | 1,248 |
| Income before extraordinary items | $979,000 | 1,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 1,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $979,000 | 1,873 |
| Net charge-offs | $502,000 | 2,353 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $979,000 | 1,823 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 3,524 |
| Total interest expense | $842,000 | 3,490 |
| Net interest income | $1,499,000 | 3,455 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $432,000 | 2,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $432,000 | 1,534 |
| Total noninterest expense | $1,161,000 | 3,867 |
| Salaries and employee benefits | $569,000 | 4,051 |
| Premises and equipment expense | $241,000 | 2,757 |
| Additional noninterest expense | $351,000 | 3,948 |
| Pre-tax net operating income | $695,000 | 1,820 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $207,000 | 1,417 |
| Income before extraordinary items | $488,000 | 2,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $488,000 | 2,177 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $488,000 | 2,179 |
| Net charge-offs | $-27,000 | 8,046 |
| Cash dividends | $350,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $488,000 | 2,038 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,463,000 | 3,679 |
| Total interest expense | $3,824,000 | 3,627 |
| Net interest income | $5,639,000 | 3,636 |
| Provision for loan and lease losses | $635,000 | 3,407 |
| Total noninterest income | $1,831,000 | 2,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,831,000 | 1,385 |
| Total noninterest expense | $4,413,000 | 3,940 |
| Salaries and employee benefits | $2,232,000 | 4,101 |
| Premises and equipment expense | $1,033,000 | 2,555 |
| Additional noninterest expense | $1,148,000 | 4,428 |
| Pre-tax net operating income | $2,422,000 | 2,148 |
| Securities gains (losses) | $70,000 | 1,377 |
| Applicable income taxes | $778,000 | 1,426 |
| Income before extraordinary items | $1,714,000 | 2,292 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,714,000 | 2,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 3,015 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,665,700 | 2,466 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 3,742 |
| Total interest expense | $2,923,000 | 3,687 |
| Net interest income | $4,146,000 | 3,715 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $1,280,000 | 2,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,280,000 | 1,515 |
| Total noninterest expense | $3,245,000 | 3,981 |
| Salaries and employee benefits | $1,674,000 | 4,135 |
| Premises and equipment expense | $784,000 | 2,539 |
| Additional noninterest expense | $787,000 | 4,592 |
| Pre-tax net operating income | $1,781,000 | 2,499 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $505,000 | 1,891 |
| Income before extraordinary items | $1,301,000 | 2,599 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,301,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,386 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,283,000 | 2,763 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 3,805 |
| Total interest expense | $1,999,000 | 3,747 |
| Net interest income | $2,683,000 | 3,787 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $767,000 | 2,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $767,000 | 1,675 |
| Total noninterest expense | $2,079,000 | 4,123 |
| Salaries and employee benefits | $1,111,000 | 4,183 |
| Premises and equipment expense | $494,000 | 2,667 |
| Additional noninterest expense | $474,000 | 4,905 |
| Pre-tax net operating income | $1,121,000 | 2,718 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $315,000 | 2,164 |
| Income before extraordinary items | $831,000 | 2,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $831,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,251 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $812,750 | 2,966 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 3,865 |
| Total interest expense | $1,016,000 | 3,869 |
| Net interest income | $1,341,000 | 3,783 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $365,000 | 2,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $365,000 | 1,729 |
| Total noninterest expense | $1,042,000 | 4,119 |
| Salaries and employee benefits | $568,000 | 4,140 |
| Premises and equipment expense | $267,000 | 2,522 |
| Additional noninterest expense | $207,000 | 5,273 |
| Pre-tax net operating income | $564,000 | 2,837 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $152,000 | 2,306 |
| Income before extraordinary items | $412,000 | 3,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $412,000 | 3,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,306 |
| Cash dividends | $350,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $412,000 | 3,048 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,908,000 | 4,066 |
| Total interest expense | $3,873,000 | 4,091 |
| Net interest income | $5,035,000 | 3,980 |
| Provision for loan and lease losses | $405,000 | 2,674 |
| Total noninterest income | $1,438,000 | 2,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,438,000 | 1,723 |
| Total noninterest expense | $3,979,000 | 4,140 |
| Salaries and employee benefits | $2,124,000 | 4,193 |
| Premises and equipment expense | $875,000 | 2,869 |
| Additional noninterest expense | $980,000 | 4,725 |
| Pre-tax net operating income | $2,089,000 | 3,226 |
| Securities gains (losses) | $25,000 | 1,030 |
| Applicable income taxes | $651,000 | 2,395 |
| Income before extraordinary items | $1,463,000 | 3,505 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,463,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,712 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,445,750 | 3,518 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 4,138 |
| Total interest expense | $2,868,000 | 4,125 |
| Net interest income | $3,680,000 | 4,071 |
| Provision for loan and lease losses | $235,000 | 2,712 |
| Total noninterest income | $1,054,000 | 2,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,054,000 | 1,767 |
| Total noninterest expense | $3,004,000 | 4,088 |
| Salaries and employee benefits | $1,617,000 | 4,137 |
| Premises and equipment expense | $680,000 | 2,777 |
| Additional noninterest expense | $707,000 | 4,769 |
| Pre-tax net operating income | $1,495,000 | 3,485 |
| Securities gains (losses) | $25,000 | 777 |
| Applicable income taxes | $456,000 | 2,655 |
| Income before extraordinary items | $1,064,000 | 3,739 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,064,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $350,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,046,500 | 3,772 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 4,268 |
| Total interest expense | $1,830,000 | 4,246 |
| Net interest income | $2,379,000 | 4,193 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $677,000 | 2,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $677,000 | 1,824 |
| Total noninterest expense | $1,993,000 | 4,134 |
| Salaries and employee benefits | $1,073,000 | 4,191 |
| Premises and equipment expense | $456,000 | 2,775 |
| Additional noninterest expense | $464,000 | 4,826 |
| Pre-tax net operating income | $973,000 | 3,599 |
| Securities gains (losses) | $25,000 | 665 |
| Applicable income taxes | $307,000 | 2,708 |
| Income before extraordinary items | $691,000 | 3,852 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $691,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $673,750 | 3,901 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 4,376 |
| Total interest expense | $884,000 | 4,318 |
| Net interest income | $1,136,000 | 4,321 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $376,000 | 2,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $376,000 | 1,664 |
| Total noninterest expense | $983,000 | 4,199 |
| Salaries and employee benefits | $548,000 | 4,148 |
| Premises and equipment expense | $223,000 | 2,858 |
| Additional noninterest expense | $212,000 | 5,077 |
| Pre-tax net operating income | $489,000 | 3,576 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $158,000 | 2,694 |
| Income before extraordinary items | $331,000 | 3,948 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $331,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $331,000 | 3,929 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 4,436 |
| Total interest expense | $2,854,000 | 4,447 |
| Net interest income | $4,492,000 | 4,341 |
| Provision for loan and lease losses | $220,000 | 3,350 |
| Total noninterest income | $1,386,000 | 2,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,386,000 | 1,766 |
| Total noninterest expense | $3,862,000 | 4,088 |
| Salaries and employee benefits | $2,103,000 | 4,117 |
| Premises and equipment expense | $862,000 | 2,815 |
| Additional noninterest expense | $897,000 | 4,869 |
| Pre-tax net operating income | $1,796,000 | 3,896 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $556,000 | 2,993 |
| Income before extraordinary items | $1,240,000 | 4,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,240,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,240,000 | 4,184 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,504 |
| Total interest expense | $1,981,000 | 4,573 |
| Net interest income | $3,357,000 | 4,388 |
| Provision for loan and lease losses | $200,000 | 2,859 |
| Total noninterest income | $1,050,000 | 2,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,050,000 | 1,757 |
| Total noninterest expense | $2,888,000 | 4,083 |
| Salaries and employee benefits | $1,602,000 | 4,052 |
| Premises and equipment expense | $641,000 | 2,850 |
| Additional noninterest expense | $645,000 | 4,989 |
| Pre-tax net operating income | $1,319,000 | 4,072 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $372,000 | 3,272 |
| Income before extraordinary items | $947,000 | 4,299 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $947,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,354 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $947,000 | 4,283 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 4,605 |
| Total interest expense | $1,202,000 | 4,710 |
| Net interest income | $2,189,000 | 4,463 |
| Provision for loan and lease losses | $140,000 | 2,761 |
| Total noninterest income | $694,000 | 2,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $694,000 | 1,775 |
| Total noninterest expense | $1,869,000 | 4,188 |
| Salaries and employee benefits | $1,055,000 | 4,105 |
| Premises and equipment expense | $408,000 | 2,948 |
| Additional noninterest expense | $406,000 | 5,154 |
| Pre-tax net operating income | $874,000 | 4,118 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $244,000 | 3,342 |
| Income before extraordinary items | $630,000 | 4,322 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $630,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,460 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $630,000 | 4,314 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 4,645 |
| Total interest expense | $547,000 | 4,857 |
| Net interest income | $1,092,000 | 4,451 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $336,000 | 2,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $336,000 | 1,779 |
| Total noninterest expense | $930,000 | 4,219 |
| Salaries and employee benefits | $547,000 | 4,019 |
| Premises and equipment expense | $190,000 | 3,138 |
| Additional noninterest expense | $193,000 | 5,294 |
| Pre-tax net operating income | $428,000 | 4,123 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $314,000 | 4,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,547 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $314,000 | 4,290 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 4,570 |
| Total interest expense | $1,786,000 | 4,765 |
| Net interest income | $4,287,000 | 4,419 |
| Provision for loan and lease losses | $260,000 | 3,084 |
| Total noninterest income | $1,214,000 | 3,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,214,000 | 1,953 |
| Total noninterest expense | $3,704,000 | 4,105 |
| Salaries and employee benefits | $1,901,000 | 4,281 |
| Premises and equipment expense | $848,000 | 2,739 |
| Additional noninterest expense | $955,000 | 4,574 |
| Pre-tax net operating income | $1,537,000 | 4,310 |
| Securities gains (losses) | $111,000 | 666 |
| Applicable income taxes | $517,000 | 3,318 |
| Income before extraordinary items | $1,131,000 | 4,497 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,131,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,054,410 | 4,657 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 4,582 |
| Total interest expense | $1,285,000 | 4,746 |
| Net interest income | $3,189,000 | 4,452 |
| Provision for loan and lease losses | $195,000 | 3,005 |
| Total noninterest income | $882,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $882,000 | 1,981 |
| Total noninterest expense | $2,756,000 | 4,096 |
| Salaries and employee benefits | $1,458,000 | 4,177 |
| Premises and equipment expense | $613,000 | 2,830 |
| Additional noninterest expense | $685,000 | 4,691 |
| Pre-tax net operating income | $1,120,000 | 4,495 |
| Securities gains (losses) | $99,000 | 665 |
| Applicable income taxes | $323,000 | 3,680 |
| Income before extraordinary items | $896,000 | 4,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $896,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,573 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $822,740 | 4,642 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 4,592 |
| Total interest expense | $825,000 | 4,697 |
| Net interest income | $2,086,000 | 4,490 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $570,000 | 3,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $570,000 | 2,004 |
| Total noninterest expense | $1,800,000 | 4,146 |
| Salaries and employee benefits | $1,003,000 | 4,069 |
| Premises and equipment expense | $362,000 | 3,101 |
| Additional noninterest expense | $435,000 | 4,833 |
| Pre-tax net operating income | $711,000 | 4,573 |
| Securities gains (losses) | $74,000 | 666 |
| Applicable income taxes | $204,000 | 3,754 |
| Income before extraordinary items | $581,000 | 4,501 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $581,000 | 4,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,613 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $526,240 | 4,712 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 4,620 |
| Total interest expense | $402,000 | 4,664 |
| Net interest income | $1,031,000 | 4,523 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $272,000 | 3,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $272,000 | 2,017 |
| Total noninterest expense | $856,000 | 4,324 |
| Salaries and employee benefits | $490,000 | 4,150 |
| Premises and equipment expense | $204,000 | 2,835 |
| Additional noninterest expense | $162,000 | 5,752 |
| Pre-tax net operating income | $387,000 | 4,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $284,000 | 4,518 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $284,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,563 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $284,000 | 4,478 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,655,000 | 4,446 |
| Total interest expense | $1,672,000 | 4,192 |
| Net interest income | $3,983,000 | 4,494 |
| Provision for loan and lease losses | $343,000 | 2,663 |
| Total noninterest income | $1,184,000 | 3,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,184,000 | 1,925 |
| Total noninterest expense | $3,538,000 | 4,146 |
| Salaries and employee benefits | $1,834,000 | 4,276 |
| Premises and equipment expense | $756,000 | 2,929 |
| Additional noninterest expense | $948,000 | 4,542 |
| Pre-tax net operating income | $1,286,000 | 4,614 |
| Securities gains (losses) | $51,000 | 1,720 |
| Applicable income taxes | $295,000 | 4,189 |
| Income before extraordinary items | $1,042,000 | 4,580 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,042,000 | 4,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,373 |
| Cash dividends | $226,000 | 4,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,002,220 | 4,621 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 4,469 |
| Total interest expense | $1,246,000 | 4,157 |
| Net interest income | $2,942,000 | 4,537 |
| Provision for loan and lease losses | $266,000 | 2,481 |
| Total noninterest income | $817,000 | 3,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $817,000 | 2,046 |
| Total noninterest expense | $2,446,000 | 4,379 |
| Salaries and employee benefits | $1,283,000 | 4,457 |
| Premises and equipment expense | $507,000 | 3,221 |
| Additional noninterest expense | $656,000 | 4,747 |
| Pre-tax net operating income | $1,047,000 | 4,491 |
| Securities gains (losses) | $51,000 | 1,641 |
| Applicable income taxes | $325,000 | 3,656 |
| Income before extraordinary items | $773,000 | 4,713 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $773,000 | 4,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $226,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $737,300 | 4,738 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 4,532 |
| Total interest expense | $828,000 | 4,177 |
| Net interest income | $1,914,000 | 4,616 |
| Provision for loan and lease losses | $151,000 | 2,683 |
| Total noninterest income | $527,000 | 3,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $527,000 | 2,108 |
| Total noninterest expense | $1,618,000 | 4,419 |
| Salaries and employee benefits | $860,000 | 4,473 |
| Premises and equipment expense | $330,000 | 3,291 |
| Additional noninterest expense | $428,000 | 4,837 |
| Pre-tax net operating income | $672,000 | 4,553 |
| Securities gains (losses) | $51,000 | 1,448 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $492,000 | 4,778 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,466 |
| Cash dividends | $226,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $457,320 | 4,878 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 4,582 |
| Total interest expense | $415,000 | 4,212 |
| Net interest income | $943,000 | 4,664 |
| Provision for loan and lease losses | $61,000 | 2,910 |
| Total noninterest income | $255,000 | 3,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $255,000 | 2,104 |
| Total noninterest expense | $766,000 | 4,615 |
| Salaries and employee benefits | $427,000 | 4,504 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $179,000 | 5,453 |
| Pre-tax net operating income | $371,000 | 4,276 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $137,000 | 3,251 |
| Income before extraordinary items | $234,000 | 4,933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $234,000 | 4,805 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 4,556 |
| Total interest expense | $1,880,000 | 4,214 |
| Net interest income | $3,643,000 | 4,663 |
| Provision for loan and lease losses | $198,000 | 4,056 |
| Total noninterest income | $943,000 | 3,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $943,000 | 2,471 |
| Total noninterest expense | $3,121,000 | 4,489 |
| Salaries and employee benefits | $1,567,000 | 4,709 |
| Premises and equipment expense | $656,000 | 3,261 |
| Additional noninterest expense | $898,000 | 4,640 |
| Pre-tax net operating income | $1,267,000 | 4,546 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $487,000 | 3,419 |
| Income before extraordinary items | $811,000 | 5,210 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $811,000 | 5,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,223 |
| Cash dividends | $234,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $791,160 | 5,108 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 4,616 |
| Total interest expense | $1,431,000 | 4,281 |
| Net interest income | $2,708,000 | 4,716 |
| Provision for loan and lease losses | $173,000 | 3,667 |
| Total noninterest income | $694,000 | 3,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $694,000 | 2,575 |
| Total noninterest expense | $2,310,000 | 4,511 |
| Salaries and employee benefits | $1,146,000 | 4,779 |
| Premises and equipment expense | $511,000 | 3,160 |
| Additional noninterest expense | $653,000 | 4,716 |
| Pre-tax net operating income | $919,000 | 4,778 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $303,000 | 3,894 |
| Income before extraordinary items | $647,000 | 5,189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $647,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,953 |
| Cash dividends | $234,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $625,920 | 5,109 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 4,673 |
| Total interest expense | $977,000 | 4,312 |
| Net interest income | $1,764,000 | 4,777 |
| Provision for loan and lease losses | $93,000 | 3,993 |
| Total noninterest income | $451,000 | 3,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $451,000 | 2,605 |
| Total noninterest expense | $1,509,000 | 4,568 |
| Salaries and employee benefits | $771,000 | 4,746 |
| Premises and equipment expense | $281,000 | 3,689 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $613,000 | 4,774 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $202,000 | 3,952 |
| Income before extraordinary items | $442,000 | 5,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $442,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $234,000 | 3,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $420,610 | 5,075 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 4,692 |
| Total interest expense | $514,000 | 4,255 |
| Net interest income | $857,000 | 4,853 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $211,000 | 4,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $211,000 | 2,629 |
| Total noninterest expense | $699,000 | 4,798 |
| Salaries and employee benefits | $403,000 | 4,587 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $324,000 | 4,597 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $101,000 | 3,916 |
| Income before extraordinary items | $223,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,934 |
| Cash dividends | $234,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $223,000 | 4,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 4,831 |
| Total interest expense | $2,298,000 | 4,374 |
| Net interest income | $3,216,000 | 5,059 |
| Provision for loan and lease losses | $348,000 | 3,145 |
| Total noninterest income | $851,000 | 3,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $851,000 | 2,411 |
| Total noninterest expense | $2,700,000 | 4,816 |
| Salaries and employee benefits | $1,361,000 | 5,042 |
| Premises and equipment expense | $598,000 | 3,426 |
| Additional noninterest expense | $741,000 | 5,199 |
| Pre-tax net operating income | $1,019,000 | 5,162 |
| Securities gains (losses) | $117,000 | 1,602 |
| Applicable income taxes | $333,000 | 4,257 |
| Income before extraordinary items | $803,000 | 5,203 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $803,000 | 5,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,415 |
| Cash dividends | $234,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $719,930 | 5,351 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,531,000 | 5,272 |
| Total interest expense | $2,775,000 | 5,026 |
| Net interest income | $2,756,000 | 5,374 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $780,000 | 3,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $780,000 | 2,428 |
| Total noninterest expense | $2,213,000 | 5,369 |
| Salaries and employee benefits | $1,200,000 | 5,324 |
| Premises and equipment expense | $447,000 | 4,257 |
| Additional noninterest expense | $566,000 | 6,053 |
| Pre-tax net operating income | $1,043,000 | 4,805 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $340,000 | 4,036 |
| Income before extraordinary items | $757,000 | 5,026 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $757,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $234,000 | 4,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $719,740 | 5,045 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 5,662 |
| Total interest expense | $2,564,000 | 5,465 |
| Net interest income | $2,539,000 | 5,746 |
| Provision for loan and lease losses | $223,000 | 3,509 |
| Total noninterest income | $672,000 | 4,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $672,000 | 2,444 |
| Total noninterest expense | $2,053,000 | 5,581 |
| Salaries and employee benefits | $1,110,000 | 5,526 |
| Premises and equipment expense | $437,000 | 4,222 |
| Additional noninterest expense | $506,000 | 6,387 |
| Pre-tax net operating income | $935,000 | 5,436 |
| Securities gains (losses) | $43,000 | 751 |
| Applicable income taxes | $277,000 | 4,753 |
| Income before extraordinary items | $701,000 | 5,423 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $701,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,525 |
| Cash dividends | $212,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $670,040 | 5,538 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 5,813 |
| Total interest expense | $2,268,000 | 5,537 |
| Net interest income | $2,410,000 | 5,940 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $644,000 | 4,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $644,000 | 2,521 |
| Total noninterest expense | $1,905,000 | 5,857 |
| Salaries and employee benefits | $940,000 | 6,146 |
| Premises and equipment expense | $437,000 | 4,223 |
| Additional noninterest expense | $528,000 | 6,292 |
| Pre-tax net operating income | $944,000 | 5,476 |
| Securities gains (losses) | $35,000 | 1,127 |
| Applicable income taxes | $317,000 | 4,692 |
| Income before extraordinary items | $662,000 | 5,624 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $662,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,107 |
| Cash dividends | $192,000 | 5,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $638,200 | 5,692 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 5,954 |
| Total interest expense | $2,423,000 | 5,485 |
| Net interest income | $2,222,000 | 6,257 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $506,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $506,000 | 2,959 |
| Total noninterest expense | $1,794,000 | 6,008 |
| Salaries and employee benefits | $895,000 | 6,226 |
| Premises and equipment expense | $438,000 | 4,110 |
| Additional noninterest expense | $461,000 | 6,715 |
| Pre-tax net operating income | $843,000 | 5,919 |
| Securities gains (losses) | $31,000 | 2,109 |
| Applicable income taxes | $255,000 | 5,605 |
| Income before extraordinary items | $619,000 | 5,967 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $619,000 | 5,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,813 |
| Cash dividends | $191,000 | 5,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $596,990 | 5,967 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 6,395 |
| Total interest expense | $2,213,000 | 5,856 |
| Net interest income | $2,073,000 | 6,768 |
| Provision for loan and lease losses | $114,000 | 4,905 |
| Total noninterest income | $540,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $540,000 | 2,683 |
| Total noninterest expense | $1,614,000 | 6,501 |
| Salaries and employee benefits | $810,000 | 6,732 |
| Premises and equipment expense | $420,000 | 4,276 |
| Additional noninterest expense | $384,000 | 7,493 |
| Pre-tax net operating income | $885,000 | 6,199 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $272,000 | 6,008 |
| Income before extraordinary items | $613,000 | 6,290 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $613,000 | 6,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $192,000 | 5,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $613,000 | 6,235 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 7,043 |
| Total interest expense | $2,025,000 | 6,362 |
| Net interest income | $1,784,000 | 7,585 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $547,000 | 4,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $547,000 | 2,745 |
| Total noninterest expense | $1,726,000 | 6,558 |
| Salaries and employee benefits | $759,000 | 7,210 |
| Premises and equipment expense | $393,000 | 4,592 |
| Additional noninterest expense | $574,000 | 6,523 |
| Pre-tax net operating income | $504,000 | 7,915 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $347,000 | 8,030 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $347,000 | 8,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $170,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $347,000 | 7,974 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 7,621 |
| Total interest expense | $1,771,000 | 6,968 |
| Net interest income | $1,673,000 | 8,088 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $438,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $438,000 | 3,132 |
| Total noninterest expense | $1,470,000 | 7,360 |
| Salaries and employee benefits | $754,000 | 7,373 |
| Premises and equipment expense | $333,000 | 5,214 |
| Additional noninterest expense | $383,000 | 8,367 |
| Pre-tax net operating income | $633,000 | 7,690 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $229,000 | 6,976 |
| Income before extraordinary items | $404,000 | 8,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $404,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $149,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $404,000 | 7,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 8,439 |
| Total interest expense | $1,182,000 | 7,979 |
| Net interest income | $1,583,000 | 8,635 |
| Provision for loan and lease losses | $94,000 | 4,709 |
| Total noninterest income | $379,000 | 6,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $379,000 | 3,526 |
| Total noninterest expense | $1,275,000 | 8,339 |
| Salaries and employee benefits | $633,000 | 8,384 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $359,000 | 9,251 |
| Pre-tax net operating income | $593,000 | 8,043 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $397,000 | 8,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $397,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,491 |
| Cash dividends | $151,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $397,000 | 8,268 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 9,128 |
| Total interest expense | $976,000 | 9,226 |
| Net interest income | $1,555,000 | 8,929 |
| Provision for loan and lease losses | $99,000 | 5,823 |
| Total noninterest income | $281,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $281,000 | 4,644 |
| Total noninterest expense | $1,164,000 | 9,041 |
| Salaries and employee benefits | $572,000 | 9,036 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $348,000 | 9,861 |
| Pre-tax net operating income | $573,000 | 8,146 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $186,000 | 7,886 |
| Income before extraordinary items | $386,000 | 8,571 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $386,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $119,000 | 6,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $386,670 | 8,308 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 9,886 |
| Total interest expense | $1,211,000 | 9,560 |
| Net interest income | $1,311,000 | 9,948 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $252,000 | 4,933 |
| Total noninterest expense | $1,072,000 | 9,654 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $234,000 | 7,098 |
| Additional noninterest expense | $345,000 | 10,262 |
| Pre-tax net operating income | $478,000 | 8,567 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $306,000 | 8,863 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.