HomeBanc, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,955,000 | 950 |
| Total interest expense | $1,924,000 | 547 |
| Net interest income | $6,031,000 | 1,058 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $452,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $71,000 | 2,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 1,759 |
| Total noninterest expense | $3,780,000 | 1,351 |
| Salaries and employee benefits | $2,242,000 | 1,307 |
| Premises and equipment expense | $713,000 | 884 |
| Additional noninterest expense | $825,000 | 1,766 |
| Pre-tax net operating income | $2,703,000 | 948 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $626,000 | 726 |
| Income before extraordinary items | $2,077,000 | 1,036 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,077,000 | 1,035 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,077,000 | 1,036 |
| Net charge-offs | $-9,000 | 4,705 |
| Cash dividends | $750,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 448 |
| Net operating income | $2,077,000 | 1,028 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $33,319,000 | 862 |
| Total interest expense | $8,051,000 | 442 |
| Net interest income | $25,268,000 | 1,002 |
| Provision for loan and lease losses | $130,000 | 2,782 |
| Total noninterest income | $3,841,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $332,000 | 2,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,509,000 | 1,046 |
| Total noninterest expense | $16,706,000 | 1,214 |
| Salaries and employee benefits | $9,957,000 | 1,163 |
| Premises and equipment expense | $2,882,000 | 848 |
| Additional noninterest expense | $3,867,000 | 1,567 |
| Pre-tax net operating income | $12,273,000 | 831 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $4,989,000 | 664 |
| Income before extraordinary items | $7,288,000 | 984 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,288,000 | 984 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,288,000 | 984 |
| Net charge-offs | $128,000 | 2,217 |
| Cash dividends | $3,000,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $473,000 | 301 |
| Net operating income | $7,285,440 | 976 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $25,316,000 | 848 |
| Total interest expense | $6,088,000 | 427 |
| Net interest income | $19,228,000 | 986 |
| Provision for loan and lease losses | $35,000 | 3,483 |
| Total noninterest income | $3,035,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $254,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,781,000 | 1,034 |
| Total noninterest expense | $12,324,000 | 1,234 |
| Salaries and employee benefits | $7,216,000 | 1,203 |
| Premises and equipment expense | $2,174,000 | 852 |
| Additional noninterest expense | $2,934,000 | 1,538 |
| Pre-tax net operating income | $9,904,000 | 780 |
| Securities gains (losses) | $4,000 | 1,878 |
| Applicable income taxes | $3,490,000 | 611 |
| Income before extraordinary items | $6,418,000 | 921 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,418,000 | 921 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,418,000 | 921 |
| Net charge-offs | $110,000 | 1,840 |
| Cash dividends | $2,250,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 447 |
| Net operating income | $6,415,400 | 908 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $16,901,000 | 840 |
| Total interest expense | $4,059,000 | 417 |
| Net interest income | $12,842,000 | 975 |
| Provision for loan and lease losses | $35,000 | 3,077 |
| Total noninterest income | $2,277,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $172,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,105,000 | 931 |
| Total noninterest expense | $8,441,000 | 1,220 |
| Salaries and employee benefits | $4,983,000 | 1,176 |
| Premises and equipment expense | $1,443,000 | 859 |
| Additional noninterest expense | $2,015,000 | 1,502 |
| Pre-tax net operating income | $6,643,000 | 745 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $2,345,000 | 600 |
| Income before extraordinary items | $4,303,000 | 904 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,303,000 | 905 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,303,000 | 904 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $1,500,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 422 |
| Net operating income | $4,299,750 | 892 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 845 |
| Total interest expense | $1,981,000 | 416 |
| Net interest income | $6,356,000 | 981 |
| Provision for loan and lease losses | $25,000 | 2,651 |
| Total noninterest income | $1,044,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $84,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 988 |
| Total noninterest expense | $4,146,000 | 1,243 |
| Salaries and employee benefits | $2,381,000 | 1,227 |
| Premises and equipment expense | $722,000 | 870 |
| Additional noninterest expense | $1,043,000 | 1,445 |
| Pre-tax net operating income | $3,229,000 | 754 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,138,000 | 599 |
| Income before extraordinary items | $2,091,000 | 902 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,091,000 | 902 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,091,000 | 902 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $750,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 397 |
| Net operating income | $2,091,000 | 889 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $33,880,000 | 794 |
| Total interest expense | $8,518,000 | 350 |
| Net interest income | $25,362,000 | 951 |
| Provision for loan and lease losses | $616,000 | 1,279 |
| Total noninterest income | $5,588,000 | 1,060 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $291,000 | 2,987 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,297,000 | 804 |
| Total noninterest expense | $19,822,000 | 1,060 |
| Salaries and employee benefits | $12,755,000 | 940 |
| Premises and equipment expense | $2,859,000 | 860 |
| Additional noninterest expense | $4,208,000 | 1,462 |
| Pre-tax net operating income | $10,512,000 | 889 |
| Securities gains (losses) | $103,000 | 1,319 |
| Applicable income taxes | $3,709,000 | 674 |
| Income before extraordinary items | $6,906,000 | 1,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,906,000 | 1,067 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,906,000 | 1,067 |
| Net charge-offs | $197,000 | 1,948 |
| Cash dividends | $2,923,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $459,000 | 292 |
| Net operating income | $6,839,050 | 1,056 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $25,408,000 | 788 |
| Total interest expense | $6,422,000 | 348 |
| Net interest income | $18,986,000 | 949 |
| Provision for loan and lease losses | $576,000 | 1,049 |
| Total noninterest income | $3,701,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $211,000 | 3,060 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,490,000 | 881 |
| Total noninterest expense | $14,053,000 | 1,113 |
| Salaries and employee benefits | $8,746,000 | 1,002 |
| Premises and equipment expense | $2,130,000 | 874 |
| Additional noninterest expense | $3,177,000 | 1,454 |
| Pre-tax net operating income | $8,058,000 | 878 |
| Securities gains (losses) | $72,000 | 1,491 |
| Applicable income taxes | $2,848,000 | 678 |
| Income before extraordinary items | $5,282,000 | 1,066 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,282,000 | 1,066 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,282,000 | 1,066 |
| Net charge-offs | $70,000 | 2,353 |
| Cash dividends | $1,972,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 457 |
| Net operating income | $5,235,200 | 1,042 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $16,814,000 | 796 |
| Total interest expense | $4,302,000 | 347 |
| Net interest income | $12,512,000 | 964 |
| Provision for loan and lease losses | $451,000 | 924 |
| Total noninterest income | $2,572,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $133,000 | 3,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,439,000 | 838 |
| Total noninterest expense | $9,239,000 | 1,123 |
| Salaries and employee benefits | $5,696,000 | 1,027 |
| Premises and equipment expense | $1,426,000 | 877 |
| Additional noninterest expense | $2,117,000 | 1,461 |
| Pre-tax net operating income | $5,394,000 | 872 |
| Securities gains (losses) | $53,000 | 1,383 |
| Applicable income taxes | $1,917,000 | 666 |
| Income before extraordinary items | $3,530,000 | 1,039 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,530,000 | 1,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,530,000 | 1,038 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $1,021,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 438 |
| Net operating income | $3,495,550 | 1,031 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $8,258,000 | 810 |
| Total interest expense | $2,129,000 | 347 |
| Net interest income | $6,129,000 | 984 |
| Provision for loan and lease losses | $226,000 | 865 |
| Total noninterest income | $1,357,000 | 1,035 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $66,000 | 3,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,291,000 | 786 |
| Total noninterest expense | $4,493,000 | 1,161 |
| Salaries and employee benefits | $2,715,000 | 1,087 |
| Premises and equipment expense | $736,000 | 858 |
| Additional noninterest expense | $1,042,000 | 1,465 |
| Pre-tax net operating income | $2,767,000 | 819 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $989,000 | 645 |
| Income before extraordinary items | $1,791,000 | 1,004 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,791,000 | 1,005 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,791,000 | 1,005 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $70,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 408 |
| Net operating income | $1,782,680 | 977 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $29,311,000 | 884 |
| Total interest expense | $7,697,000 | 353 |
| Net interest income | $21,614,000 | 1,056 |
| Provision for loan and lease losses | $1,330,000 | 631 |
| Total noninterest income | $8,248,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $281,000 | 3,156 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,967,000 | 589 |
| Total noninterest expense | $20,605,000 | 1,001 |
| Salaries and employee benefits | $12,927,000 | 879 |
| Premises and equipment expense | $3,086,000 | 800 |
| Additional noninterest expense | $4,592,000 | 1,367 |
| Pre-tax net operating income | $7,927,000 | 1,079 |
| Securities gains (losses) | $1,824,000 | 114 |
| Applicable income taxes | $3,532,000 | 680 |
| Income before extraordinary items | $6,219,000 | 1,130 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,219,000 | 1,130 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,219,000 | 1,130 |
| Net charge-offs | $-2,000 | 4,930 |
| Cash dividends | $67,000 | 4,101 |
| Sale, conversion, retirement of capital stock, net | $392,000 | 336 |
| Net operating income | $5,051,640 | 1,319 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,127,000 | 926 |
| Total interest expense | $5,534,000 | 365 |
| Net interest income | $15,593,000 | 1,100 |
| Provision for loan and lease losses | $1,030,000 | 576 |
| Total noninterest income | $4,356,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $210,000 | 3,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,146,000 | 763 |
| Total noninterest expense | $13,862,000 | 1,100 |
| Salaries and employee benefits | $7,983,000 | 1,068 |
| Premises and equipment expense | $2,363,000 | 797 |
| Additional noninterest expense | $3,516,000 | 1,338 |
| Pre-tax net operating income | $5,057,000 | 1,267 |
| Securities gains (losses) | $1,814,000 | 97 |
| Applicable income taxes | $2,479,000 | 721 |
| Income before extraordinary items | $4,392,000 | 1,210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,392,000 | 1,209 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,392,000 | 1,210 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $50,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 499 |
| Net operating income | $3,231,040 | 1,501 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,364,000 | 983 |
| Total interest expense | $3,440,000 | 400 |
| Net interest income | $9,924,000 | 1,148 |
| Provision for loan and lease losses | $810,000 | 506 |
| Total noninterest income | $2,812,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $139,000 | 3,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,673,000 | 786 |
| Total noninterest expense | $9,409,000 | 1,090 |
| Salaries and employee benefits | $5,259,000 | 1,080 |
| Premises and equipment expense | $1,590,000 | 792 |
| Additional noninterest expense | $2,560,000 | 1,246 |
| Pre-tax net operating income | $2,517,000 | 1,572 |
| Securities gains (losses) | $1,802,000 | 80 |
| Applicable income taxes | $1,554,000 | 756 |
| Income before extraordinary items | $2,765,000 | 1,256 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,765,000 | 1,258 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,765,000 | 1,257 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $34,000 | 3,527 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 484 |
| Net operating income | $1,611,720 | 1,876 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 1,072 |
| Total interest expense | $1,461,000 | 464 |
| Net interest income | $4,566,000 | 1,242 |
| Provision for loan and lease losses | $775,000 | 278 |
| Total noninterest income | $1,360,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $73,000 | 3,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,287,000 | 762 |
| Total noninterest expense | $4,951,000 | 1,052 |
| Salaries and employee benefits | $2,806,000 | 1,013 |
| Premises and equipment expense | $817,000 | 781 |
| Additional noninterest expense | $1,328,000 | 1,199 |
| Pre-tax net operating income | $200,000 | 4,436 |
| Securities gains (losses) | $1,744,000 | 55 |
| Applicable income taxes | $696,000 | 803 |
| Income before extraordinary items | $1,248,000 | 1,323 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,248,000 | 1,325 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,248,000 | 1,325 |
| Net charge-offs | $8,000 | 2,565 |
| Cash dividends | $17,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 625 |
| Net operating income | $131,840 | 4,768 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,996,000 | 1,027 |
| Total interest expense | $5,356,000 | 524 |
| Net interest income | $19,640,000 | 1,146 |
| Provision for loan and lease losses | $260,000 | 2,149 |
| Total noninterest income | $9,878,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $360,000 | 2,894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,518,000 | 467 |
| Total noninterest expense | $22,774,000 | 887 |
| Salaries and employee benefits | $12,605,000 | 865 |
| Premises and equipment expense | $3,525,000 | 701 |
| Additional noninterest expense | $6,644,000 | 986 |
| Pre-tax net operating income | $6,484,000 | 1,228 |
| Securities gains (losses) | $420,000 | 474 |
| Applicable income taxes | $2,535,000 | 821 |
| Income before extraordinary items | $4,369,000 | 1,468 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,369,000 | 1,466 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,369,000 | 1,467 |
| Net charge-offs | $20,000 | 4,300 |
| Cash dividends | $567,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $-3,264,000 | 6,496 |
| Net operating income | $4,100,200 | 1,520 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $18,050,000 | 1,070 |
| Total interest expense | $3,834,000 | 565 |
| Net interest income | $14,216,000 | 1,189 |
| Provision for loan and lease losses | $210,000 | 2,017 |
| Total noninterest income | $6,756,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $269,000 | 2,929 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $6,487,000 | 503 |
| Total noninterest expense | $15,869,000 | 955 |
| Salaries and employee benefits | $8,387,000 | 975 |
| Premises and equipment expense | $2,611,000 | 709 |
| Additional noninterest expense | $4,871,000 | 1,007 |
| Pre-tax net operating income | $4,893,000 | 1,246 |
| Securities gains (losses) | $225,000 | 596 |
| Applicable income taxes | $1,898,000 | 840 |
| Income before extraordinary items | $3,220,000 | 1,478 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,220,000 | 1,478 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,220,000 | 1,478 |
| Net charge-offs | $24,000 | 3,745 |
| Cash dividends | $550,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 711 |
| Net operating income | $3,076,000 | 1,512 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,465,000 | 1,118 |
| Total interest expense | $2,475,000 | 589 |
| Net interest income | $8,990,000 | 1,239 |
| Provision for loan and lease losses | $105,000 | 2,287 |
| Total noninterest income | $4,824,000 | 651 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $181,000 | 2,893 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,643,000 | 484 |
| Total noninterest expense | $10,791,000 | 925 |
| Salaries and employee benefits | $5,771,000 | 941 |
| Premises and equipment expense | $1,765,000 | 705 |
| Additional noninterest expense | $3,255,000 | 997 |
| Pre-tax net operating income | $2,918,000 | 1,318 |
| Securities gains (losses) | $150,000 | 584 |
| Applicable income taxes | $1,155,000 | 869 |
| Income before extraordinary items | $1,913,000 | 1,596 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,913,000 | 1,599 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,913,000 | 1,598 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $34,000 | 3,515 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 660 |
| Net operating income | $1,817,000 | 1,639 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 1,155 |
| Total interest expense | $1,184,000 | 625 |
| Net interest income | $4,376,000 | 1,272 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $2,571,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $90,000 | 2,874 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,481,000 | 427 |
| Total noninterest expense | $5,451,000 | 925 |
| Salaries and employee benefits | $2,852,000 | 967 |
| Premises and equipment expense | $963,000 | 665 |
| Additional noninterest expense | $1,636,000 | 983 |
| Pre-tax net operating income | $1,456,000 | 1,284 |
| Securities gains (losses) | $125,000 | 370 |
| Applicable income taxes | $595,000 | 817 |
| Income before extraordinary items | $986,000 | 1,514 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $986,000 | 1,517 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $986,000 | 1,517 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $17,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $906,000 | 1,587 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,653,000 | 1,507 |
| Total interest expense | $4,054,000 | 839 |
| Net interest income | $12,599,000 | 1,708 |
| Provision for loan and lease losses | $260,000 | 2,627 |
| Total noninterest income | $19,990,000 | 410 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $316,000 | 3,266 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $19,674,000 | 288 |
| Total noninterest expense | $26,105,000 | 779 |
| Salaries and employee benefits | $15,647,000 | 701 |
| Premises and equipment expense | $3,596,000 | 685 |
| Additional noninterest expense | $6,862,000 | 989 |
| Pre-tax net operating income | $6,224,000 | 1,186 |
| Securities gains (losses) | $121,000 | 1,185 |
| Applicable income taxes | $2,421,000 | 783 |
| Income before extraordinary items | $3,924,000 | 1,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,924,000 | 1,536 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,924,000 | 1,538 |
| Net charge-offs | $91,000 | 3,831 |
| Cash dividends | $245,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 761 |
| Net operating income | $3,846,560 | 1,517 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,744,000 | 1,612 |
| Total interest expense | $3,050,000 | 861 |
| Net interest income | $8,694,000 | 1,851 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $15,748,000 | 405 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $220,000 | 3,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,528,000 | 292 |
| Total noninterest expense | $19,213,000 | 792 |
| Salaries and employee benefits | $11,465,000 | 717 |
| Premises and equipment expense | $2,608,000 | 707 |
| Additional noninterest expense | $5,140,000 | 984 |
| Pre-tax net operating income | $5,069,000 | 1,126 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $1,927,000 | 762 |
| Income before extraordinary items | $3,137,000 | 1,447 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,137,000 | 1,450 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,137,000 | 1,449 |
| Net charge-offs | $11,000 | 4,675 |
| Cash dividends | $204,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 715 |
| Net operating income | $3,140,200 | 1,414 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,291,000 | 1,718 |
| Total interest expense | $1,926,000 | 945 |
| Net interest income | $5,365,000 | 1,963 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $10,337,000 | 418 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $128,000 | 3,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,209,000 | 299 |
| Total noninterest expense | $11,982,000 | 852 |
| Salaries and employee benefits | $7,180,000 | 759 |
| Premises and equipment expense | $1,571,000 | 782 |
| Additional noninterest expense | $3,231,000 | 1,042 |
| Pre-tax net operating income | $3,560,000 | 1,059 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $1,339,000 | 736 |
| Income before extraordinary items | $2,216,000 | 1,370 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,216,000 | 1,371 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,216,000 | 1,372 |
| Net charge-offs | $-28,000 | 6,410 |
| Cash dividends | $155,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 673 |
| Net operating income | $2,219,200 | 1,306 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 1,816 |
| Total interest expense | $937,000 | 998 |
| Net interest income | $2,539,000 | 2,070 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $5,415,000 | 403 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,361,000 | 289 |
| Total noninterest expense | $5,783,000 | 892 |
| Salaries and employee benefits | $3,726,000 | 738 |
| Premises and equipment expense | $694,000 | 894 |
| Additional noninterest expense | $1,363,000 | 1,208 |
| Pre-tax net operating income | $2,021,000 | 923 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $762,000 | 659 |
| Income before extraordinary items | $1,259,000 | 1,189 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,259,000 | 1,191 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,259,000 | 1,191 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $82,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 645 |
| Net operating income | $1,259,000 | 1,138 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,163,000 | 1,865 |
| Total interest expense | $3,985,000 | 1,118 |
| Net interest income | $10,178,000 | 2,113 |
| Provision for loan and lease losses | $1,594,000 | 1,271 |
| Total noninterest income | $22,035,000 | 395 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $259,000 | 3,775 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $21,776,000 | 288 |
| Total noninterest expense | $24,269,000 | 826 |
| Salaries and employee benefits | $13,576,000 | 774 |
| Premises and equipment expense | $2,842,000 | 848 |
| Additional noninterest expense | $7,851,000 | 885 |
| Pre-tax net operating income | $6,350,000 | 1,122 |
| Securities gains (losses) | $-19,000 | 6,778 |
| Applicable income taxes | $2,413,000 | 746 |
| Income before extraordinary items | $3,918,000 | 1,480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,918,000 | 1,481 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,918,000 | 1,481 |
| Net charge-offs | $935,000 | 1,892 |
| Cash dividends | $335,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $-354,000 | 7,038 |
| Net operating income | $3,930,160 | 1,385 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,597,000 | 1,891 |
| Total interest expense | $2,956,000 | 1,197 |
| Net interest income | $7,641,000 | 2,148 |
| Provision for loan and lease losses | $434,000 | 2,482 |
| Total noninterest income | $16,494,000 | 392 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $188,000 | 3,888 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,306,000 | 287 |
| Total noninterest expense | $18,621,000 | 802 |
| Salaries and employee benefits | $10,769,000 | 721 |
| Premises and equipment expense | $2,090,000 | 870 |
| Additional noninterest expense | $5,762,000 | 901 |
| Pre-tax net operating income | $5,080,000 | 1,065 |
| Securities gains (losses) | $-20,000 | 6,905 |
| Applicable income taxes | $1,918,000 | 730 |
| Income before extraordinary items | $3,142,000 | 1,430 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,142,000 | 1,431 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,142,000 | 1,431 |
| Net charge-offs | $253,000 | 3,037 |
| Cash dividends | $251,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $-375,000 | 7,144 |
| Net operating income | $3,154,800 | 1,342 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 1,900 |
| Total interest expense | $1,977,000 | 1,240 |
| Net interest income | $5,084,000 | 2,150 |
| Provision for loan and lease losses | $233,000 | 2,804 |
| Total noninterest income | $10,486,000 | 402 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $111,000 | 4,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,375,000 | 291 |
| Total noninterest expense | $11,976,000 | 825 |
| Salaries and employee benefits | $6,591,000 | 786 |
| Premises and equipment expense | $1,402,000 | 863 |
| Additional noninterest expense | $3,983,000 | 863 |
| Pre-tax net operating income | $3,361,000 | 1,059 |
| Securities gains (losses) | $-20,000 | 6,981 |
| Applicable income taxes | $1,257,000 | 738 |
| Income before extraordinary items | $2,084,000 | 1,429 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,084,000 | 1,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,084,000 | 1,429 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $168,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $-396,000 | 7,216 |
| Net operating income | $2,096,800 | 1,336 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 1,952 |
| Total interest expense | $992,000 | 1,274 |
| Net interest income | $2,480,000 | 2,209 |
| Provision for loan and lease losses | $158,000 | 2,254 |
| Total noninterest income | $4,653,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $56,000 | 4,084 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,597,000 | 303 |
| Total noninterest expense | $5,722,000 | 869 |
| Salaries and employee benefits | $3,104,000 | 832 |
| Premises and equipment expense | $688,000 | 881 |
| Additional noninterest expense | $1,930,000 | 882 |
| Pre-tax net operating income | $1,253,000 | 1,392 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $472,000 | 936 |
| Income before extraordinary items | $781,000 | 1,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $781,000 | 1,839 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $781,000 | 1,839 |
| Net charge-offs | $53,000 | 2,973 |
| Cash dividends | $84,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $-409,000 | 7,292 |
| Net operating income | $781,000 | 1,735 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 2,498 |
| Total interest expense | $4,034,000 | 1,503 |
| Net interest income | $7,168,000 | 3,010 |
| Provision for loan and lease losses | $1,049,000 | 2,355 |
| Total noninterest income | $19,503,000 | 382 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $215,000 | 4,249 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,288,000 | 277 |
| Total noninterest expense | $21,768,000 | 899 |
| Salaries and employee benefits | $13,309,000 | 740 |
| Premises and equipment expense | $2,961,000 | 852 |
| Additional noninterest expense | $5,498,000 | 1,257 |
| Pre-tax net operating income | $3,854,000 | 1,480 |
| Securities gains (losses) | $217,000 | 1,387 |
| Applicable income taxes | $1,550,000 | 969 |
| Income before extraordinary items | $2,521,000 | 1,866 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,521,000 | 1,867 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,521,000 | 1,867 |
| Net charge-offs | $947,000 | 2,428 |
| Cash dividends | $117,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $7,224,000 | 93 |
| Net operating income | $2,382,120 | 1,858 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 2,769 |
| Total interest expense | $2,934,000 | 1,611 |
| Net interest income | $4,619,000 | 3,408 |
| Provision for loan and lease losses | $979,000 | 1,991 |
| Total noninterest income | $14,117,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $160,000 | 4,277 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,957,000 | 278 |
| Total noninterest expense | $15,102,000 | 985 |
| Salaries and employee benefits | $9,294,000 | 802 |
| Premises and equipment expense | $2,235,000 | 852 |
| Additional noninterest expense | $3,573,000 | 1,440 |
| Pre-tax net operating income | $2,655,000 | 1,646 |
| Securities gains (losses) | $217,000 | 1,152 |
| Applicable income taxes | $1,089,000 | 1,022 |
| Income before extraordinary items | $1,783,000 | 2,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,783,000 | 2,016 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,783,000 | 2,016 |
| Net charge-offs | $779,000 | 2,176 |
| Cash dividends | $33,000 | 3,479 |
| Sale, conversion, retirement of capital stock, net | $7,091,000 | 80 |
| Net operating income | $1,644,120 | 2,063 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 3,138 |
| Total interest expense | $1,910,000 | 1,703 |
| Net interest income | $2,511,000 | 3,923 |
| Provision for loan and lease losses | $795,000 | 1,736 |
| Total noninterest income | $9,254,000 | 399 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $109,000 | 4,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,145,000 | 287 |
| Total noninterest expense | $9,854,000 | 1,017 |
| Salaries and employee benefits | $6,103,000 | 819 |
| Premises and equipment expense | $1,448,000 | 887 |
| Additional noninterest expense | $2,303,000 | 1,502 |
| Pre-tax net operating income | $1,116,000 | 2,358 |
| Securities gains (losses) | $134,000 | 940 |
| Applicable income taxes | $479,000 | 1,361 |
| Income before extraordinary items | $771,000 | 2,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $771,000 | 2,738 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $771,000 | 2,738 |
| Net charge-offs | $621,000 | 1,917 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $255,000 | 285 |
| Net operating income | $685,240 | 2,882 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,280 |
| Total interest expense | $888,000 | 1,860 |
| Net interest income | $1,214,000 | 4,018 |
| Provision for loan and lease losses | $315,000 | 1,866 |
| Total noninterest income | $4,370,000 | 413 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,316,000 | 300 |
| Total noninterest expense | $4,992,000 | 996 |
| Salaries and employee benefits | $3,253,000 | 775 |
| Premises and equipment expense | $711,000 | 929 |
| Additional noninterest expense | $1,028,000 | 1,674 |
| Pre-tax net operating income | $277,000 | 3,660 |
| Securities gains (losses) | $51,000 | 755 |
| Applicable income taxes | $123,000 | 1,973 |
| Income before extraordinary items | $205,000 | 3,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $205,000 | 3,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 3,943 |
| Net charge-offs | $37,000 | 3,587 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 246 |
| Net operating income | $172,360 | 4,176 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,345,000 | 3,120 |
| Total interest expense | $3,493,000 | 2,265 |
| Net interest income | $5,852,000 | 3,538 |
| Provision for loan and lease losses | $846,000 | 3,332 |
| Total noninterest income | $18,108,000 | 419 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $177,000 | 4,638 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,931,000 | 299 |
| Total noninterest expense | $20,063,000 | 994 |
| Salaries and employee benefits | $12,242,000 | 808 |
| Premises and equipment expense | $2,973,000 | 870 |
| Additional noninterest expense | $4,848,000 | 1,492 |
| Pre-tax net operating income | $3,051,000 | 1,602 |
| Securities gains (losses) | $196,000 | 1,601 |
| Applicable income taxes | $1,232,000 | 1,043 |
| Income before extraordinary items | $2,015,000 | 2,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,015,000 | 2,013 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,015,000 | 2,014 |
| Net charge-offs | $1,457,000 | 2,211 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 774 |
| Net operating income | $1,889,560 | 2,047 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,621,000 | 3,345 |
| Total interest expense | $2,477,000 | 2,493 |
| Net interest income | $4,144,000 | 3,743 |
| Provision for loan and lease losses | $436,000 | 3,781 |
| Total noninterest income | $12,950,000 | 423 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $123,000 | 4,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,827,000 | 297 |
| Total noninterest expense | $14,352,000 | 1,019 |
| Salaries and employee benefits | $8,789,000 | 833 |
| Premises and equipment expense | $2,304,000 | 839 |
| Additional noninterest expense | $3,259,000 | 1,632 |
| Pre-tax net operating income | $2,306,000 | 1,702 |
| Securities gains (losses) | $61,000 | 2,300 |
| Applicable income taxes | $892,000 | 1,094 |
| Income before extraordinary items | $1,475,000 | 2,175 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,475,000 | 2,176 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,475,000 | 2,178 |
| Net charge-offs | $638,000 | 2,739 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 715 |
| Net operating income | $1,435,960 | 2,126 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 3,741 |
| Total interest expense | $1,499,000 | 2,795 |
| Net interest income | $2,375,000 | 4,149 |
| Provision for loan and lease losses | $119,000 | 4,994 |
| Total noninterest income | $7,970,000 | 444 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,894,000 | 314 |
| Total noninterest expense | $8,860,000 | 1,103 |
| Salaries and employee benefits | $5,481,000 | 889 |
| Premises and equipment expense | $1,524,000 | 853 |
| Additional noninterest expense | $1,855,000 | 1,872 |
| Pre-tax net operating income | $1,366,000 | 1,850 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $516,000 | 1,187 |
| Income before extraordinary items | $850,000 | 2,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $850,000 | 2,398 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $850,000 | 2,401 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 642 |
| Net operating income | $850,000 | 2,303 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 3,644 |
| Total interest expense | $722,000 | 2,987 |
| Net interest income | $1,329,000 | 3,863 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $3,946,000 | 441 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,911,000 | 316 |
| Total noninterest expense | $4,244,000 | 1,192 |
| Salaries and employee benefits | $2,626,000 | 932 |
| Premises and equipment expense | $757,000 | 887 |
| Additional noninterest expense | $861,000 | 1,974 |
| Pre-tax net operating income | $931,000 | 1,396 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $352,000 | 917 |
| Income before extraordinary items | $579,000 | 1,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $579,000 | 1,878 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $579,000 | 1,880 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 610 |
| Net operating income | $579,000 | 1,807 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,180,000 | 4,105 |
| Total interest expense | $2,419,000 | 3,983 |
| Net interest income | $4,761,000 | 4,067 |
| Provision for loan and lease losses | $3,170,000 | 1,905 |
| Total noninterest income | $7,678,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $81,000 | 6,010 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,597,000 | 538 |
| Total noninterest expense | $13,283,000 | 1,560 |
| Salaries and employee benefits | $7,755,000 | 1,272 |
| Premises and equipment expense | $2,526,000 | 1,078 |
| Additional noninterest expense | $3,002,000 | 2,341 |
| Pre-tax net operating income | $-4,014,000 | 7,064 |
| Securities gains (losses) | $258,000 | 1,356 |
| Applicable income taxes | $-1,405,000 | 7,403 |
| Income before extraordinary items | $-2,351,000 | 6,848 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,351,000 | 6,845 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,351,000 | 6,846 |
| Net charge-offs | $2,395,000 | 1,840 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,053 |
| Net operating income | $-2,516,120 | 6,896 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 4,584 |
| Total interest expense | $1,689,000 | 4,281 |
| Net interest income | $2,954,000 | 4,631 |
| Provision for loan and lease losses | $1,020,000 | 2,754 |
| Total noninterest income | $4,590,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $52,000 | 6,222 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,538,000 | 634 |
| Total noninterest expense | $9,453,000 | 1,616 |
| Salaries and employee benefits | $5,371,000 | 1,428 |
| Premises and equipment expense | $1,879,000 | 1,103 |
| Additional noninterest expense | $2,203,000 | 2,364 |
| Pre-tax net operating income | $-2,929,000 | 7,270 |
| Securities gains (losses) | $258,000 | 1,121 |
| Applicable income taxes | $-1,000,000 | 7,557 |
| Income before extraordinary items | $-1,671,000 | 7,064 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,671,000 | 7,062 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,671,000 | 7,063 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 814 |
| Net operating income | $-1,836,120 | 7,112 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 4,969 |
| Total interest expense | $1,035,000 | 4,636 |
| Net interest income | $1,715,000 | 5,021 |
| Provision for loan and lease losses | $890,000 | 2,217 |
| Total noninterest income | $1,971,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,944,000 | 906 |
| Total noninterest expense | $5,666,000 | 1,810 |
| Salaries and employee benefits | $2,964,000 | 1,724 |
| Premises and equipment expense | $1,221,000 | 1,151 |
| Additional noninterest expense | $1,481,000 | 2,359 |
| Pre-tax net operating income | $-2,870,000 | 7,552 |
| Securities gains (losses) | $160,000 | 1,164 |
| Applicable income taxes | $-1,014,000 | 7,756 |
| Income before extraordinary items | $-1,696,000 | 7,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,696,000 | 7,385 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,696,000 | 7,384 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $-1,798,400 | 7,422 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,251 |
| Total interest expense | $480,000 | 4,938 |
| Net interest income | $780,000 | 5,292 |
| Provision for loan and lease losses | $96,000 | 3,963 |
| Total noninterest income | $639,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $630,000 | 1,194 |
| Total noninterest expense | $2,703,000 | 1,841 |
| Salaries and employee benefits | $1,505,000 | 1,722 |
| Premises and equipment expense | $550,000 | 1,300 |
| Additional noninterest expense | $648,000 | 2,395 |
| Pre-tax net operating income | $-1,380,000 | 7,728 |
| Securities gains (losses) | $206,000 | 657 |
| Applicable income taxes | $-440,000 | 7,870 |
| Income before extraordinary items | $-734,000 | 7,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-734,000 | 7,598 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-734,000 | 7,598 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 624 |
| Net operating income | $-865,840 | 7,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 6,372 |
| Total interest expense | $1,532,000 | 5,935 |
| Net interest income | $1,869,000 | 6,568 |
| Provision for loan and lease losses | $675,000 | 3,304 |
| Total noninterest income | $1,690,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 7,014 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,668,000 | 1,484 |
| Total noninterest expense | $8,867,000 | 2,161 |
| Salaries and employee benefits | $4,710,000 | 2,154 |
| Premises and equipment expense | $1,629,000 | 1,692 |
| Additional noninterest expense | $2,528,000 | 2,318 |
| Pre-tax net operating income | $-5,983,000 | 7,857 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-2,240,000 | 7,947 |
| Income before extraordinary items | $-3,743,000 | 7,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,743,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $25,303,000 | 58 |
| Net operating income | $-3,743,000 | 7,776 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 6,737 |
| Total interest expense | $873,000 | 6,617 |
| Net interest income | $1,320,000 | 6,735 |
| Provision for loan and lease losses | $328,000 | 3,407 |
| Total noninterest income | $1,221,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $12,000 | 7,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,209,000 | 1,592 |
| Total noninterest expense | $6,419,000 | 2,225 |
| Salaries and employee benefits | $3,497,000 | 2,206 |
| Premises and equipment expense | $1,061,000 | 1,926 |
| Additional noninterest expense | $1,861,000 | 2,288 |
| Pre-tax net operating income | $-4,206,000 | 8,094 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,546,000 | 8,139 |
| Income before extraordinary items | $-2,660,000 | 7,970 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,660,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $25,230,000 | 37 |
| Net operating income | $-2,660,000 | 8,028 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 7,183 |
| Total interest expense | $373,000 | 7,465 |
| Net interest income | $845,000 | 6,857 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $673,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,000 | 7,352 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $671,000 | 1,849 |
| Total noninterest expense | $3,337,000 | 2,790 |
| Salaries and employee benefits | $1,941,000 | 2,640 |
| Premises and equipment expense | $542,000 | 2,462 |
| Additional noninterest expense | $854,000 | 3,155 |
| Pre-tax net operating income | $-1,983,000 | 8,157 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-744,000 | 8,229 |
| Income before extraordinary items | $-1,239,000 | 8,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,239,000 | 8,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $25,073,000 | 25 |
| Net operating income | $-1,239,000 | 8,073 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,312 |
| Total interest expense | $175,000 | 7,652 |
| Net interest income | $410,000 | 6,957 |
| Provision for loan and lease losses | $85,000 | 2,985 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $1,107,000 | 3,940 |
| Salaries and employee benefits | $618,000 | 3,885 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $314,000 | 3,986 |
| Pre-tax net operating income | $-715,000 | 8,202 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-268,000 | 8,298 |
| Income before extraordinary items | $-447,000 | 8,115 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-447,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $25,037,000 | 14 |
| Net operating income | $-447,000 | 8,100 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 8,044 |
| Total interest expense | $302,000 | 8,206 |
| Net interest income | $974,000 | 7,775 |
| Provision for loan and lease losses | $78,000 | 5,222 |
| Total noninterest income | $16,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $15,000 | 7,927 |
| Total noninterest expense | $3,809,000 | 4,279 |
| Salaries and employee benefits | $1,068,000 | 6,290 |
| Premises and equipment expense | $427,000 | 4,829 |
| Additional noninterest expense | $2,314,000 | 2,334 |
| Pre-tax net operating income | $-2,897,000 | 8,365 |
| Securities gains (losses) | $147,000 | 516 |
| Applicable income taxes | $-1,031,000 | 8,408 |
| Income before extraordinary items | $-1,719,000 | 8,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,719,000 | 8,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $11,500,000 | 165 |
| Net operating income | $-1,813,080 | 8,279 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,332 |
| Total interest expense | $135,000 | 8,359 |
| Net interest income | $480,000 | 8,204 |
| Provision for loan and lease losses | $22,000 | 5,780 |
| Total noninterest income | $1,000 | 8,439 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $3,058,000 | 4,043 |
| Salaries and employee benefits | $807,000 | 6,269 |
| Premises and equipment expense | $279,000 | 5,223 |
| Additional noninterest expense | $1,972,000 | 2,038 |
| Pre-tax net operating income | $-2,599,000 | 8,473 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-2,599,000 | 8,489 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-2,599,000 | 8,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $11,500,000 | 118 |
| Net operating income | $-2,599,000 | 8,481 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $142,000 | 8,561 |
| Total interest expense | $20,000 | 8,527 |
| Net interest income | $122,000 | 8,545 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $2,032,000 | 4,085 |
| Salaries and employee benefits | $267,000 | 7,746 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $1,642,000 | 1,651 |
| Pre-tax net operating income | $-1,912,000 | 8,549 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-1,912,000 | 8,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,912,000 | 8,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $11,500,000 | 85 |
| Net operating income | $-1,912,000 | 8,552 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.