Home > Home State Bank > Income and Expense
Home State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,733,000 | 3,178 |
| Total interest expense | $1,312,000 | 3,480 |
| Net interest income | $6,421,000 | 3,015 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,153,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $301,000 | 2,186 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $852,000 | 2,440 |
| Total noninterest expense | $5,730,000 | 2,847 |
| Salaries and employee benefits | $3,325,000 | 2,796 |
| Premises and equipment expense | $510,000 | 2,936 |
| Additional noninterest expense | $852,000 | 2,440 |
| Pre-tax net operating income | $1,844,000 | 3,043 |
| Securities gains (losses) | $-78,000 | 3,747 |
| Applicable income taxes | $12,000 | 3,274 |
| Income before extraordinary items | $1,754,000 | 2,915 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,754,000 | 2,946 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,754,000 | 2,917 |
| Net charge-offs | $37,000 | 1,935 |
| Cash dividends | $505,000 | 2,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,831,220 | 2,915 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 3,186 |
| Total interest expense | $906,000 | 3,463 |
| Net interest income | $4,755,000 | 3,050 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $864,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $225,000 | 2,203 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $639,000 | 2,435 |
| Total noninterest expense | $4,296,000 | 2,845 |
| Salaries and employee benefits | $2,515,000 | 2,774 |
| Premises and equipment expense | $399,000 | 2,871 |
| Additional noninterest expense | $639,000 | 2,434 |
| Pre-tax net operating income | $1,323,000 | 3,160 |
| Securities gains (losses) | $-78,000 | 3,938 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,245,000 | 3,048 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,245,000 | 3,081 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,245,000 | 3,049 |
| Net charge-offs | $3,000 | 2,411 |
| Cash dividends | $175,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,323,000 | 3,012 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 3,218 |
| Total interest expense | $513,000 | 3,491 |
| Net interest income | $3,112,000 | 3,093 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $568,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $146,000 | 2,222 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $422,000 | 2,382 |
| Total noninterest expense | $2,871,000 | 2,832 |
| Salaries and employee benefits | $1,679,000 | 2,772 |
| Premises and equipment expense | $272,000 | 2,839 |
| Additional noninterest expense | $422,000 | 2,378 |
| Pre-tax net operating income | $809,000 | 3,265 |
| Securities gains (losses) | $-78,000 | 4,176 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $731,000 | 3,228 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $731,000 | 3,261 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $731,000 | 3,227 |
| Net charge-offs | $5,000 | 2,026 |
| Cash dividends | $175,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $809,000 | 3,120 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 3,257 |
| Total interest expense | $175,000 | 3,679 |
| Net interest income | $1,576,000 | 3,096 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $272,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $73,000 | 2,232 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $199,000 | 2,437 |
| Total noninterest expense | $1,440,000 | 2,870 |
| Salaries and employee benefits | $838,000 | 2,815 |
| Premises and equipment expense | $143,000 | 2,815 |
| Additional noninterest expense | $199,000 | 2,437 |
| Pre-tax net operating income | $408,000 | 3,314 |
| Securities gains (losses) | $-34,000 | 4,195 |
| Applicable income taxes | $-6,000 | 4,484 |
| Income before extraordinary items | $380,000 | 3,231 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $380,000 | 3,230 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $380,000 | 3,231 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $414,000 | 3,162 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 3,188 |
| Total interest expense | $316,000 | 3,708 |
| Net interest income | $5,922,000 | 3,115 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,795,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $276,000 | 2,360 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,519,000 | 1,889 |
| Total noninterest expense | $5,630,000 | 2,851 |
| Salaries and employee benefits | $3,300,000 | 2,794 |
| Premises and equipment expense | $522,000 | 2,929 |
| Additional noninterest expense | $1,519,000 | 1,889 |
| Pre-tax net operating income | $2,087,000 | 3,081 |
| Securities gains (losses) | $-66,000 | 3,807 |
| Applicable income taxes | $96,000 | 3,022 |
| Income before extraordinary items | $1,925,000 | 2,972 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,925,000 | 2,969 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,925,000 | 2,971 |
| Net charge-offs | $2,000 | 2,471 |
| Cash dividends | $628,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 410 |
| Net operating income | $1,987,700 | 2,976 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 3,201 |
| Total interest expense | $188,000 | 3,774 |
| Net interest income | $4,320,000 | 3,127 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,307,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $208,000 | 2,362 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,099,000 | 1,957 |
| Total noninterest expense | $4,212,000 | 2,837 |
| Salaries and employee benefits | $2,465,000 | 2,788 |
| Premises and equipment expense | $400,000 | 2,910 |
| Additional noninterest expense | $1,099,000 | 1,957 |
| Pre-tax net operating income | $1,415,000 | 3,175 |
| Securities gains (losses) | $15,000 | 375 |
| Applicable income taxes | $68,000 | 3,050 |
| Income before extraordinary items | $1,362,000 | 3,030 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,362,000 | 3,028 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,362,000 | 3,029 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $147,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,347,750 | 3,072 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 3,215 |
| Total interest expense | $130,000 | 3,693 |
| Net interest income | $2,782,000 | 3,153 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $873,000 | 2,213 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $737,000 | 2,004 |
| Total noninterest expense | $2,729,000 | 2,879 |
| Salaries and employee benefits | $1,558,000 | 2,882 |
| Premises and equipment expense | $275,000 | 2,874 |
| Additional noninterest expense | $896,000 | 2,799 |
| Pre-tax net operating income | $926,000 | 3,088 |
| Securities gains (losses) | $14,000 | 354 |
| Applicable income taxes | $39,000 | 3,036 |
| Income before extraordinary items | $901,000 | 2,940 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $901,000 | 2,939 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $901,000 | 2,940 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $147,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $887,560 | 2,992 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 3,224 |
| Total interest expense | $66,000 | 3,664 |
| Net interest income | $1,344,000 | 3,163 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $274,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $64,000 | 2,432 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $210,000 | 2,522 |
| Total noninterest expense | $1,435,000 | 2,791 |
| Salaries and employee benefits | $861,000 | 2,722 |
| Premises and equipment expense | $142,000 | 2,830 |
| Additional noninterest expense | $432,000 | 2,841 |
| Pre-tax net operating income | $183,000 | 3,799 |
| Securities gains (losses) | $13,000 | 345 |
| Applicable income taxes | $10,000 | 3,133 |
| Income before extraordinary items | $186,000 | 3,688 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $186,000 | 3,687 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $186,000 | 3,688 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $173,650 | 3,770 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 3,109 |
| Total interest expense | $317,000 | 3,707 |
| Net interest income | $6,235,000 | 3,021 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,471,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $196,000 | 2,708 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,275,000 | 2,389 |
| Total noninterest expense | $5,581,000 | 2,834 |
| Salaries and employee benefits | $3,351,000 | 2,779 |
| Premises and equipment expense | $541,000 | 2,909 |
| Additional noninterest expense | $1,689,000 | 2,893 |
| Pre-tax net operating income | $2,125,000 | 3,073 |
| Securities gains (losses) | $385,000 | 427 |
| Applicable income taxes | $126,000 | 2,954 |
| Income before extraordinary items | $2,384,000 | 2,800 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,384,000 | 2,801 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,384,000 | 2,801 |
| Net charge-offs | $-75,000 | 4,266 |
| Cash dividends | $860,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 408 |
| Net operating income | $2,018,250 | 2,988 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,113 |
| Total interest expense | $248,000 | 3,747 |
| Net interest income | $4,803,000 | 3,025 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,109,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $141,000 | 2,779 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $968,000 | 2,424 |
| Total noninterest expense | $4,131,000 | 2,872 |
| Salaries and employee benefits | $2,479,000 | 2,803 |
| Premises and equipment expense | $397,000 | 2,962 |
| Additional noninterest expense | $1,255,000 | 2,913 |
| Pre-tax net operating income | $1,781,000 | 3,066 |
| Securities gains (losses) | $385,000 | 391 |
| Applicable income taxes | $2,000 | 3,639 |
| Income before extraordinary items | $2,164,000 | 2,701 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,164,000 | 2,701 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,164,000 | 2,701 |
| Net charge-offs | $-81,000 | 4,391 |
| Cash dividends | $771,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,779,000 | 2,915 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 3,207 |
| Total interest expense | $178,000 | 3,728 |
| Net interest income | $3,006,000 | 3,119 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $767,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $87,000 | 2,834 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $680,000 | 2,332 |
| Total noninterest expense | $2,749,000 | 2,874 |
| Salaries and employee benefits | $1,657,000 | 2,800 |
| Premises and equipment expense | $260,000 | 2,986 |
| Additional noninterest expense | $832,000 | 2,907 |
| Pre-tax net operating income | $1,024,000 | 3,229 |
| Securities gains (losses) | $383,000 | 329 |
| Applicable income taxes | $2,000 | 3,608 |
| Income before extraordinary items | $1,405,000 | 2,720 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,405,000 | 2,719 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,405,000 | 2,720 |
| Net charge-offs | $-80,000 | 4,527 |
| Cash dividends | $460,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,022,000 | 3,081 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 3,141 |
| Total interest expense | $106,000 | 3,613 |
| Net interest income | $1,557,000 | 3,053 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $432,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $42,000 | 2,864 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $390,000 | 2,180 |
| Total noninterest expense | $1,364,000 | 2,880 |
| Salaries and employee benefits | $822,000 | 2,809 |
| Premises and equipment expense | $136,000 | 2,927 |
| Additional noninterest expense | $406,000 | 2,910 |
| Pre-tax net operating income | $625,000 | 2,994 |
| Securities gains (losses) | $93,000 | 496 |
| Applicable income taxes | $2,000 | 3,502 |
| Income before extraordinary items | $716,000 | 2,671 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $716,000 | 2,669 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $716,000 | 2,671 |
| Net charge-offs | $-73,000 | 4,700 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $623,000 | 2,813 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,380,000 | 3,200 |
| Total interest expense | $519,000 | 3,800 |
| Net interest income | $5,861,000 | 3,088 |
| Provision for loan and lease losses | $118,000 | 3,439 |
| Total noninterest income | $1,299,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $189,000 | 2,840 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,110,000 | 2,372 |
| Total noninterest expense | $5,371,000 | 2,867 |
| Salaries and employee benefits | $3,266,000 | 2,796 |
| Premises and equipment expense | $525,000 | 2,969 |
| Additional noninterest expense | $1,580,000 | 2,958 |
| Pre-tax net operating income | $1,671,000 | 3,158 |
| Securities gains (losses) | $168,000 | 1,120 |
| Applicable income taxes | $2,000 | 3,614 |
| Income before extraordinary items | $1,837,000 | 2,926 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,837,000 | 2,924 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,837,000 | 2,926 |
| Net charge-offs | $-20,000 | 4,387 |
| Cash dividends | $820,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 385 |
| Net operating income | $1,669,000 | 3,008 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 3,271 |
| Total interest expense | $394,000 | 3,866 |
| Net interest income | $4,279,000 | 3,149 |
| Provision for loan and lease losses | $92,000 | 3,360 |
| Total noninterest income | $909,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $140,000 | 2,872 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $769,000 | 2,407 |
| Total noninterest expense | $3,981,000 | 2,872 |
| Salaries and employee benefits | $2,409,000 | 2,815 |
| Premises and equipment expense | $396,000 | 2,969 |
| Additional noninterest expense | $1,176,000 | 2,945 |
| Pre-tax net operating income | $1,115,000 | 3,322 |
| Securities gains (losses) | $168,000 | 977 |
| Applicable income taxes | $2,000 | 3,613 |
| Income before extraordinary items | $1,281,000 | 3,037 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,281,000 | 3,036 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,281,000 | 3,037 |
| Net charge-offs | $-16,000 | 4,369 |
| Cash dividends | $545,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,113,000 | 3,153 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,074,000 | 3,334 |
| Total interest expense | $267,000 | 3,933 |
| Net interest income | $2,807,000 | 3,195 |
| Provision for loan and lease losses | $44,000 | 3,531 |
| Total noninterest income | $529,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $98,000 | 2,851 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $431,000 | 2,529 |
| Total noninterest expense | $2,650,000 | 2,895 |
| Salaries and employee benefits | $1,609,000 | 2,824 |
| Premises and equipment expense | $264,000 | 2,972 |
| Additional noninterest expense | $777,000 | 2,957 |
| Pre-tax net operating income | $642,000 | 3,486 |
| Securities gains (losses) | $157,000 | 794 |
| Applicable income taxes | $2,000 | 3,555 |
| Income before extraordinary items | $797,000 | 3,106 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $797,000 | 3,105 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $797,000 | 3,106 |
| Net charge-offs | $-13,000 | 4,396 |
| Cash dividends | $352,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $640,000 | 3,346 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 3,316 |
| Total interest expense | $137,000 | 4,020 |
| Net interest income | $1,427,000 | 3,156 |
| Provision for loan and lease losses | $17,000 | 3,178 |
| Total noninterest income | $257,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $61,000 | 2,814 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $196,000 | 2,459 |
| Total noninterest expense | $1,325,000 | 2,916 |
| Salaries and employee benefits | $801,000 | 2,847 |
| Premises and equipment expense | $133,000 | 2,978 |
| Additional noninterest expense | $391,000 | 2,973 |
| Pre-tax net operating income | $342,000 | 3,254 |
| Securities gains (losses) | $59,000 | 789 |
| Applicable income taxes | $2,000 | 3,392 |
| Income before extraordinary items | $399,000 | 2,930 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $399,000 | 2,931 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $399,000 | 2,931 |
| Net charge-offs | $-17,000 | 4,620 |
| Cash dividends | $100,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $340,000 | 3,098 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 3,368 |
| Total interest expense | $665,000 | 3,861 |
| Net interest income | $5,579,000 | 3,226 |
| Provision for loan and lease losses | $60,000 | 3,246 |
| Total noninterest income | $1,154,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $258,000 | 2,829 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $896,000 | 2,384 |
| Total noninterest expense | $5,123,000 | 2,965 |
| Salaries and employee benefits | $3,059,000 | 2,899 |
| Premises and equipment expense | $545,000 | 2,968 |
| Additional noninterest expense | $1,519,000 | 3,066 |
| Pre-tax net operating income | $1,550,000 | 3,348 |
| Securities gains (losses) | $151,000 | 737 |
| Applicable income taxes | $2,000 | 3,780 |
| Income before extraordinary items | $1,699,000 | 3,112 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,699,000 | 3,110 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,699,000 | 3,113 |
| Net charge-offs | $97,000 | 2,226 |
| Cash dividends | $536,000 | 2,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,548,000 | 3,202 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 3,407 |
| Total interest expense | $523,000 | 3,849 |
| Net interest income | $4,158,000 | 3,274 |
| Provision for loan and lease losses | $37,000 | 3,291 |
| Total noninterest income | $892,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $701,000 | 2,322 |
| Total noninterest expense | $3,746,000 | 3,032 |
| Salaries and employee benefits | $2,228,000 | 2,965 |
| Premises and equipment expense | $410,000 | 2,971 |
| Additional noninterest expense | $1,108,000 | 3,135 |
| Pre-tax net operating income | $1,267,000 | 3,322 |
| Securities gains (losses) | $130,000 | 675 |
| Applicable income taxes | $2,000 | 3,820 |
| Income before extraordinary items | $1,395,000 | 3,052 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,395,000 | 3,052 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,395,000 | 3,052 |
| Net charge-offs | $85,000 | 1,863 |
| Cash dividends | $515,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,265,000 | 3,154 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 3,438 |
| Total interest expense | $362,000 | 3,781 |
| Net interest income | $2,734,000 | 3,324 |
| Provision for loan and lease losses | $15,000 | 3,371 |
| Total noninterest income | $594,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $126,000 | 2,892 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $468,000 | 2,283 |
| Total noninterest expense | $2,484,000 | 3,063 |
| Salaries and employee benefits | $1,470,000 | 2,999 |
| Premises and equipment expense | $270,000 | 3,018 |
| Additional noninterest expense | $744,000 | 3,149 |
| Pre-tax net operating income | $829,000 | 3,352 |
| Securities gains (losses) | $101,000 | 537 |
| Applicable income taxes | $2,000 | 3,806 |
| Income before extraordinary items | $928,000 | 3,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $928,000 | 3,049 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $928,000 | 3,049 |
| Net charge-offs | $83,000 | 1,520 |
| Cash dividends | $307,000 | 2,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $827,000 | 3,172 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 3,462 |
| Total interest expense | $188,000 | 3,704 |
| Net interest income | $1,354,000 | 3,364 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $273,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $63,000 | 2,887 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 2,351 |
| Total noninterest expense | $1,237,000 | 3,094 |
| Salaries and employee benefits | $745,000 | 2,997 |
| Premises and equipment expense | $137,000 | 3,017 |
| Additional noninterest expense | $355,000 | 3,245 |
| Pre-tax net operating income | $390,000 | 3,423 |
| Securities gains (losses) | $52,000 | 383 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $440,000 | 3,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $440,000 | 3,072 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $440,000 | 3,074 |
| Net charge-offs | $40,000 | 1,335 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $388,000 | 3,260 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 3,464 |
| Total interest expense | $595,000 | 3,695 |
| Net interest income | $5,293,000 | 3,391 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,180,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $269,000 | 2,902 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $911,000 | 2,347 |
| Total noninterest expense | $4,858,000 | 3,104 |
| Salaries and employee benefits | $2,915,000 | 3,022 |
| Premises and equipment expense | $544,000 | 3,019 |
| Additional noninterest expense | $1,399,000 | 3,301 |
| Pre-tax net operating income | $1,615,000 | 3,431 |
| Securities gains (losses) | $-9,000 | 4,385 |
| Applicable income taxes | $2,000 | 3,892 |
| Income before extraordinary items | $1,604,000 | 3,274 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,604,000 | 3,273 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,604,000 | 3,273 |
| Net charge-offs | $-7,000 | 4,456 |
| Cash dividends | $3,281,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,613,000 | 3,262 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 3,499 |
| Total interest expense | $404,000 | 3,780 |
| Net interest income | $3,950,000 | 3,427 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $934,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $202,000 | 2,920 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $732,000 | 2,293 |
| Total noninterest expense | $3,550,000 | 3,162 |
| Salaries and employee benefits | $2,133,000 | 3,048 |
| Premises and equipment expense | $405,000 | 3,048 |
| Additional noninterest expense | $1,012,000 | 3,378 |
| Pre-tax net operating income | $1,334,000 | 3,357 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $1,325,000 | 3,179 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,325,000 | 3,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,325,000 | 3,178 |
| Net charge-offs | $-6,000 | 4,352 |
| Cash dividends | $1,690,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,332,000 | 3,165 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 3,522 |
| Total interest expense | $240,000 | 3,892 |
| Net interest income | $2,625,000 | 3,438 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $620,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $134,000 | 2,929 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $486,000 | 2,293 |
| Total noninterest expense | $2,367,000 | 3,184 |
| Salaries and employee benefits | $1,455,000 | 3,050 |
| Premises and equipment expense | $265,000 | 3,098 |
| Additional noninterest expense | $647,000 | 3,477 |
| Pre-tax net operating income | $878,000 | 3,344 |
| Securities gains (losses) | $-7,000 | 4,923 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $869,000 | 3,175 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $869,000 | 3,173 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $869,000 | 3,174 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $1,474,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $876,000 | 3,151 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 3,574 |
| Total interest expense | $116,000 | 3,911 |
| Net interest income | $1,283,000 | 3,491 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $303,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $65,000 | 2,994 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $238,000 | 2,283 |
| Total noninterest expense | $1,178,000 | 3,230 |
| Salaries and employee benefits | $735,000 | 3,044 |
| Premises and equipment expense | $125,000 | 3,238 |
| Additional noninterest expense | $318,000 | 3,534 |
| Pre-tax net operating income | $408,000 | 3,412 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $406,000 | 3,229 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $406,000 | 3,229 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $406,000 | 3,229 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $406,000 | 3,233 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 3,535 |
| Total interest expense | $405,000 | 3,976 |
| Net interest income | $5,252,000 | 3,436 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,303,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $251,000 | 3,128 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,052,000 | 2,232 |
| Total noninterest expense | $5,149,000 | 3,048 |
| Salaries and employee benefits | $3,233,000 | 2,847 |
| Premises and equipment expense | $547,000 | 3,094 |
| Additional noninterest expense | $1,369,000 | 3,400 |
| Pre-tax net operating income | $1,406,000 | 3,612 |
| Securities gains (losses) | $75,000 | 729 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $1,479,000 | 3,158 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,479,000 | 3,156 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,479,000 | 3,158 |
| Net charge-offs | $131,000 | 2,196 |
| Cash dividends | $1,513,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,404,000 | 3,208 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 3,565 |
| Total interest expense | $294,000 | 4,040 |
| Net interest income | $3,931,000 | 3,469 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,001,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $185,000 | 3,174 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $816,000 | 2,226 |
| Total noninterest expense | $3,549,000 | 3,219 |
| Salaries and employee benefits | $2,134,000 | 3,103 |
| Premises and equipment expense | $407,000 | 3,134 |
| Additional noninterest expense | $1,008,000 | 3,445 |
| Pre-tax net operating income | $1,383,000 | 3,311 |
| Securities gains (losses) | $60,000 | 800 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $1,441,000 | 2,920 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,441,000 | 2,919 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,441,000 | 2,920 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $1,387,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,381,000 | 2,963 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 3,589 |
| Total interest expense | $195,000 | 4,041 |
| Net interest income | $2,582,000 | 3,504 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $684,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $118,000 | 3,253 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $566,000 | 2,179 |
| Total noninterest expense | $2,226,000 | 3,363 |
| Salaries and employee benefits | $1,266,000 | 3,335 |
| Premises and equipment expense | $282,000 | 3,064 |
| Additional noninterest expense | $678,000 | 3,455 |
| Pre-tax net operating income | $1,040,000 | 3,062 |
| Securities gains (losses) | $20,000 | 995 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $1,058,000 | 2,730 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,058,000 | 2,730 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,058,000 | 2,730 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $1,229,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,038,000 | 2,737 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 3,628 |
| Total interest expense | $98,000 | 4,037 |
| Net interest income | $1,274,000 | 3,538 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $380,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $321,000 | 2,009 |
| Total noninterest expense | $1,100,000 | 3,415 |
| Salaries and employee benefits | $629,000 | 3,387 |
| Premises and equipment expense | $142,000 | 3,101 |
| Additional noninterest expense | $329,000 | 3,526 |
| Pre-tax net operating income | $554,000 | 2,924 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $556,000 | 2,595 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $556,000 | 2,595 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $556,000 | 2,595 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $75,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $554,000 | 2,578 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 3,631 |
| Total interest expense | $381,000 | 4,098 |
| Net interest income | $5,077,000 | 3,544 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,215,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $303,000 | 2,921 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $912,000 | 2,505 |
| Total noninterest expense | $4,435,000 | 3,445 |
| Salaries and employee benefits | $2,504,000 | 3,402 |
| Premises and equipment expense | $605,000 | 2,997 |
| Additional noninterest expense | $1,326,000 | 3,602 |
| Pre-tax net operating income | $1,857,000 | 3,186 |
| Securities gains (losses) | $97,000 | 1,369 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $1,952,000 | 2,842 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,952,000 | 2,840 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,952,000 | 2,841 |
| Net charge-offs | $-10,000 | 4,985 |
| Cash dividends | $1,227,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,855,000 | 2,862 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 3,663 |
| Total interest expense | $282,000 | 4,154 |
| Net interest income | $3,780,000 | 3,571 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $912,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $233,000 | 2,902 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $679,000 | 2,527 |
| Total noninterest expense | $3,326,000 | 3,438 |
| Salaries and employee benefits | $1,876,000 | 3,391 |
| Premises and equipment expense | $458,000 | 3,001 |
| Additional noninterest expense | $992,000 | 3,632 |
| Pre-tax net operating income | $1,366,000 | 3,259 |
| Securities gains (losses) | $75,000 | 1,465 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $1,439,000 | 2,887 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,439,000 | 2,887 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,439,000 | 2,887 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $633,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,364,000 | 2,921 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 3,711 |
| Total interest expense | $182,000 | 4,238 |
| Net interest income | $2,481,000 | 3,618 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $594,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $152,000 | 2,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $442,000 | 2,534 |
| Total noninterest expense | $2,213,000 | 3,467 |
| Salaries and employee benefits | $1,257,000 | 3,405 |
| Premises and equipment expense | $306,000 | 3,000 |
| Additional noninterest expense | $650,000 | 3,693 |
| Pre-tax net operating income | $862,000 | 3,340 |
| Securities gains (losses) | $53,000 | 1,383 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $913,000 | 2,952 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $913,000 | 2,950 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $913,000 | 2,951 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $385,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $860,000 | 2,991 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 3,695 |
| Total interest expense | $88,000 | 4,332 |
| Net interest income | $1,260,000 | 3,594 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $309,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $72,000 | 3,015 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $237,000 | 2,408 |
| Total noninterest expense | $1,140,000 | 3,416 |
| Salaries and employee benefits | $651,000 | 3,350 |
| Premises and equipment expense | $164,000 | 2,899 |
| Additional noninterest expense | $325,000 | 3,695 |
| Pre-tax net operating income | $429,000 | 3,285 |
| Securities gains (losses) | $18,000 | 1,277 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $445,000 | 2,942 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $445,000 | 2,941 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $445,000 | 2,942 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $21,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $427,000 | 2,947 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 3,726 |
| Total interest expense | $340,000 | 4,426 |
| Net interest income | $4,926,000 | 3,618 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,248,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $337,000 | 2,817 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $911,000 | 2,501 |
| Total noninterest expense | $4,520,000 | 3,444 |
| Salaries and employee benefits | $2,427,000 | 3,485 |
| Premises and equipment expense | $706,000 | 2,804 |
| Additional noninterest expense | $1,387,000 | 3,588 |
| Pre-tax net operating income | $1,654,000 | 3,337 |
| Securities gains (losses) | $156,000 | 890 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $1,808,000 | 2,900 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,808,000 | 2,903 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,808,000 | 2,903 |
| Net charge-offs | $26,000 | 3,634 |
| Cash dividends | $1,141,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,652,000 | 3,016 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 3,778 |
| Total interest expense | $255,000 | 4,478 |
| Net interest income | $3,678,000 | 3,660 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $923,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $263,000 | 2,766 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $660,000 | 2,549 |
| Total noninterest expense | $3,399,000 | 3,464 |
| Salaries and employee benefits | $1,807,000 | 3,510 |
| Premises and equipment expense | $543,000 | 2,804 |
| Additional noninterest expense | $1,049,000 | 3,571 |
| Pre-tax net operating income | $1,202,000 | 3,457 |
| Securities gains (losses) | $137,000 | 833 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,337,000 | 2,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,337,000 | 2,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,337,000 | 2,990 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $570,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,200,000 | 3,125 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,827 |
| Total interest expense | $168,000 | 4,530 |
| Net interest income | $2,414,000 | 3,711 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $576,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $169,000 | 2,807 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $407,000 | 2,652 |
| Total noninterest expense | $2,252,000 | 3,507 |
| Salaries and employee benefits | $1,195,000 | 3,550 |
| Premises and equipment expense | $350,000 | 2,866 |
| Additional noninterest expense | $707,000 | 3,561 |
| Pre-tax net operating income | $738,000 | 3,561 |
| Securities gains (losses) | $128,000 | 715 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $864,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 3,030 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $864,000 | 3,031 |
| Net charge-offs | $-9,000 | 5,225 |
| Cash dividends | $377,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $736,000 | 3,248 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 3,881 |
| Total interest expense | $84,000 | 4,586 |
| Net interest income | $1,179,000 | 3,784 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $288,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $77,000 | 2,944 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $211,000 | 2,564 |
| Total noninterest expense | $1,128,000 | 3,529 |
| Salaries and employee benefits | $598,000 | 3,576 |
| Premises and equipment expense | $182,000 | 2,836 |
| Additional noninterest expense | $348,000 | 3,603 |
| Pre-tax net operating income | $339,000 | 3,684 |
| Securities gains (losses) | $47,000 | 873 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $384,000 | 3,201 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $384,000 | 3,204 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $384,000 | 3,204 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $19,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $337,470 | 3,352 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 3,936 |
| Total interest expense | $388,000 | 4,519 |
| Net interest income | $4,676,000 | 3,826 |
| Provision for loan and lease losses | $-400,000 | 6,220 |
| Total noninterest income | $1,225,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $347,000 | 2,956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $878,000 | 2,517 |
| Total noninterest expense | $4,291,000 | 3,659 |
| Salaries and employee benefits | $2,359,000 | 3,630 |
| Premises and equipment expense | $679,000 | 2,975 |
| Additional noninterest expense | $1,253,000 | 3,965 |
| Pre-tax net operating income | $2,010,000 | 2,967 |
| Securities gains (losses) | $390,000 | 509 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $2,398,000 | 2,382 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,398,000 | 2,382 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,398,000 | 2,382 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $1,203,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,008,000 | 2,651 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 3,977 |
| Total interest expense | $304,000 | 4,491 |
| Net interest income | $3,493,000 | 3,860 |
| Provision for loan and lease losses | $-400,000 | 6,356 |
| Total noninterest income | $911,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $255,000 | 3,016 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $656,000 | 2,524 |
| Total noninterest expense | $3,211,000 | 3,676 |
| Salaries and employee benefits | $1,778,000 | 3,612 |
| Premises and equipment expense | $506,000 | 3,014 |
| Additional noninterest expense | $927,000 | 4,007 |
| Pre-tax net operating income | $1,593,000 | 2,926 |
| Securities gains (losses) | $297,000 | 482 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,888,000 | 2,319 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,888,000 | 2,320 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,888,000 | 2,319 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $634,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,591,000 | 2,574 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 4,003 |
| Total interest expense | $217,000 | 4,397 |
| Net interest income | $2,287,000 | 3,910 |
| Provision for loan and lease losses | $-400,000 | 6,475 |
| Total noninterest income | $557,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $163,000 | 3,059 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $394,000 | 2,646 |
| Total noninterest expense | $2,126,000 | 3,720 |
| Salaries and employee benefits | $1,193,000 | 3,633 |
| Premises and equipment expense | $338,000 | 3,040 |
| Additional noninterest expense | $595,000 | 4,115 |
| Pre-tax net operating income | $1,118,000 | 2,769 |
| Securities gains (losses) | $161,000 | 554 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $1,277,000 | 2,234 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,277,000 | 2,238 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,277,000 | 2,237 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $358,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,116,000 | 2,416 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 4,061 |
| Total interest expense | $117,000 | 4,300 |
| Net interest income | $1,110,000 | 3,996 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $269,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $75,000 | 3,201 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $194,000 | 2,604 |
| Total noninterest expense | $1,058,000 | 3,757 |
| Salaries and employee benefits | $605,000 | 3,619 |
| Premises and equipment expense | $174,000 | 3,020 |
| Additional noninterest expense | $279,000 | 4,265 |
| Pre-tax net operating income | $321,000 | 3,703 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $330,000 | 3,371 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $330,000 | 3,374 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $330,000 | 3,374 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $20,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $319,110 | 3,398 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 3,928 |
| Total interest expense | $562,000 | 4,216 |
| Net interest income | $4,729,000 | 3,833 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $860,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $342,000 | 3,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $518,000 | 3,306 |
| Total noninterest expense | $4,235,000 | 3,783 |
| Salaries and employee benefits | $2,297,000 | 3,754 |
| Premises and equipment expense | $655,000 | 3,094 |
| Additional noninterest expense | $1,283,000 | 4,044 |
| Pre-tax net operating income | $1,354,000 | 3,575 |
| Securities gains (losses) | $363,000 | 602 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,715,000 | 2,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,715,000 | 2,893 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,715,000 | 2,894 |
| Net charge-offs | $-65,000 | 6,460 |
| Cash dividends | $1,291,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,352,000 | 3,292 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 3,948 |
| Total interest expense | $442,000 | 4,195 |
| Net interest income | $3,546,000 | 3,856 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $604,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $260,000 | 3,124 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $344,000 | 3,541 |
| Total noninterest expense | $3,109,000 | 3,859 |
| Salaries and employee benefits | $1,723,000 | 3,761 |
| Premises and equipment expense | $484,000 | 3,169 |
| Additional noninterest expense | $902,000 | 4,197 |
| Pre-tax net operating income | $1,041,000 | 3,619 |
| Securities gains (losses) | $324,000 | 598 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,363,000 | 2,831 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,363,000 | 2,835 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,363,000 | 2,835 |
| Net charge-offs | $-56,000 | 6,483 |
| Cash dividends | $589,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,039,000 | 3,274 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 3,795 |
| Total interest expense | $314,000 | 4,135 |
| Net interest income | $2,530,000 | 3,689 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $374,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $179,000 | 3,034 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $195,000 | 3,829 |
| Total noninterest expense | $2,232,000 | 3,708 |
| Salaries and employee benefits | $1,137,000 | 3,806 |
| Premises and equipment expense | $322,000 | 3,200 |
| Additional noninterest expense | $773,000 | 3,586 |
| Pre-tax net operating income | $672,000 | 3,642 |
| Securities gains (losses) | $301,000 | 555 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $971,000 | 2,698 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $971,000 | 2,703 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $971,000 | 2,703 |
| Net charge-offs | $-56,000 | 6,570 |
| Cash dividends | $350,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $670,000 | 3,310 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,913 |
| Total interest expense | $167,000 | 4,091 |
| Net interest income | $1,206,000 | 3,831 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $213,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 3,408 |
| Total noninterest expense | $1,188,000 | 3,587 |
| Salaries and employee benefits | $570,000 | 3,836 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $451,000 | 3,213 |
| Pre-tax net operating income | $231,000 | 4,251 |
| Securities gains (losses) | $143,000 | 570 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $372,000 | 3,160 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $372,000 | 3,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $372,000 | 3,162 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $21,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $230,430 | 3,938 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 3,767 |
| Total interest expense | $776,000 | 4,178 |
| Net interest income | $5,364,000 | 3,632 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $653,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $336,000 | 3,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $317,000 | 3,969 |
| Total noninterest expense | $4,295,000 | 3,833 |
| Salaries and employee benefits | $2,228,000 | 3,863 |
| Premises and equipment expense | $666,000 | 3,135 |
| Additional noninterest expense | $1,401,000 | 3,960 |
| Pre-tax net operating income | $1,622,000 | 3,191 |
| Securities gains (losses) | $151,000 | 1,940 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,771,000 | 2,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,771,000 | 2,827 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,771,000 | 2,826 |
| Net charge-offs | $-122,000 | 6,958 |
| Cash dividends | $1,196,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,620,000 | 2,848 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 3,843 |
| Total interest expense | $595,000 | 4,255 |
| Net interest income | $3,998,000 | 3,715 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $482,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $254,000 | 3,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $228,000 | 4,068 |
| Total noninterest expense | $3,176,000 | 3,896 |
| Salaries and employee benefits | $1,657,000 | 3,891 |
| Premises and equipment expense | $501,000 | 3,169 |
| Additional noninterest expense | $1,018,000 | 4,061 |
| Pre-tax net operating income | $1,204,000 | 3,311 |
| Securities gains (losses) | $151,000 | 1,660 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,353,000 | 2,835 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,353,000 | 2,836 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,353,000 | 2,835 |
| Net charge-offs | $-199,000 | 7,096 |
| Cash dividends | $876,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,202,000 | 2,926 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 3,897 |
| Total interest expense | $405,000 | 4,307 |
| Net interest income | $2,633,000 | 3,763 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $288,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $165,000 | 3,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 4,360 |
| Total noninterest expense | $2,159,000 | 3,881 |
| Salaries and employee benefits | $1,104,000 | 3,916 |
| Premises and equipment expense | $330,000 | 3,199 |
| Additional noninterest expense | $725,000 | 3,897 |
| Pre-tax net operating income | $662,000 | 3,634 |
| Securities gains (losses) | $127,000 | 1,428 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $787,000 | 3,077 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $787,000 | 3,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $787,000 | 3,077 |
| Net charge-offs | $-207,000 | 7,168 |
| Cash dividends | $599,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $660,000 | 3,261 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 3,984 |
| Total interest expense | $207,000 | 4,375 |
| Net interest income | $1,286,000 | 3,836 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $201,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $78,000 | 3,429 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $1,083,000 | 3,875 |
| Salaries and employee benefits | $558,000 | 3,904 |
| Premises and equipment expense | $166,000 | 3,208 |
| Additional noninterest expense | $359,000 | 3,910 |
| Pre-tax net operating income | $329,000 | 3,665 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $327,000 | 3,475 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $327,000 | 3,478 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $327,000 | 3,478 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $324,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $327,000 | 3,301 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,169,000 | 3,977 |
| Total interest expense | $956,000 | 4,504 |
| Net interest income | $5,213,000 | 3,802 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $694,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $357,000 | 3,262 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $337,000 | 3,686 |
| Total noninterest expense | $4,140,000 | 4,024 |
| Salaries and employee benefits | $2,160,000 | 3,955 |
| Premises and equipment expense | $664,000 | 3,315 |
| Additional noninterest expense | $1,316,000 | 4,210 |
| Pre-tax net operating income | $1,167,000 | 3,446 |
| Securities gains (losses) | $84,000 | 2,205 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,249,000 | 3,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,249,000 | 3,135 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,249,000 | 3,135 |
| Net charge-offs | $179,000 | 4,433 |
| Cash dividends | $336,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,165,000 | 3,163 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 4,014 |
| Total interest expense | $734,000 | 4,565 |
| Net interest income | $3,895,000 | 3,834 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $520,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $267,000 | 3,265 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $253,000 | 3,715 |
| Total noninterest expense | $3,039,000 | 4,080 |
| Salaries and employee benefits | $1,602,000 | 3,988 |
| Premises and equipment expense | $502,000 | 3,338 |
| Additional noninterest expense | $935,000 | 4,343 |
| Pre-tax net operating income | $926,000 | 3,463 |
| Securities gains (losses) | $84,000 | 1,935 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $1,008,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,008,000 | 3,046 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,008,000 | 3,046 |
| Net charge-offs | $75,000 | 4,674 |
| Cash dividends | $314,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $924,000 | 3,128 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 4,059 |
| Total interest expense | $503,000 | 4,614 |
| Net interest income | $2,581,000 | 3,862 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $349,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $2,020,000 | 4,135 |
| Salaries and employee benefits | $1,066,000 | 4,030 |
| Premises and equipment expense | $336,000 | 3,363 |
| Additional noninterest expense | $618,000 | 4,453 |
| Pre-tax net operating income | $610,000 | 3,447 |
| Securities gains (losses) | $37,000 | 1,760 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $645,000 | 3,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $645,000 | 3,059 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $645,000 | 3,059 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $143,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $608,000 | 3,080 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 4,111 |
| Total interest expense | $269,000 | 4,563 |
| Net interest income | $1,257,000 | 3,928 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $173,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $81,000 | 3,410 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,703 |
| Total noninterest expense | $1,026,000 | 4,112 |
| Salaries and employee benefits | $537,000 | 4,035 |
| Premises and equipment expense | $174,000 | 3,314 |
| Additional noninterest expense | $315,000 | 4,391 |
| Pre-tax net operating income | $254,000 | 3,797 |
| Securities gains (losses) | $20,000 | 1,097 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $272,000 | 3,423 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $272,000 | 3,420 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $272,000 | 3,421 |
| Net charge-offs | $82,000 | 2,935 |
| Cash dividends | $21,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $252,200 | 3,507 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,502,000 | 4,096 |
| Total interest expense | $1,399,000 | 4,440 |
| Net interest income | $5,103,000 | 3,899 |
| Provision for loan and lease losses | $1,025,000 | 3,006 |
| Total noninterest income | $738,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $399,000 | 3,083 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $339,000 | 3,775 |
| Total noninterest expense | $4,257,000 | 4,036 |
| Salaries and employee benefits | $2,138,000 | 4,047 |
| Premises and equipment expense | $692,000 | 3,329 |
| Additional noninterest expense | $1,427,000 | 4,140 |
| Pre-tax net operating income | $559,000 | 4,232 |
| Securities gains (losses) | $213,000 | 1,536 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $770,000 | 3,675 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $770,000 | 3,673 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $770,000 | 3,675 |
| Net charge-offs | $932,000 | 2,784 |
| Cash dividends | $308,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $557,000 | 4,020 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 4,186 |
| Total interest expense | $1,107,000 | 4,458 |
| Net interest income | $3,757,000 | 4,007 |
| Provision for loan and lease losses | $875,000 | 2,713 |
| Total noninterest income | $582,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $314,000 | 3,061 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $268,000 | 3,723 |
| Total noninterest expense | $3,203,000 | 4,041 |
| Salaries and employee benefits | $1,584,000 | 4,110 |
| Premises and equipment expense | $519,000 | 3,372 |
| Additional noninterest expense | $1,100,000 | 4,041 |
| Pre-tax net operating income | $261,000 | 5,012 |
| Securities gains (losses) | $196,000 | 1,390 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $455,000 | 4,286 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $455,000 | 4,287 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $455,000 | 4,287 |
| Net charge-offs | $860,000 | 2,374 |
| Cash dividends | $66,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $259,000 | 4,870 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 4,292 |
| Total interest expense | $776,000 | 4,429 |
| Net interest income | $2,378,000 | 4,144 |
| Provision for loan and lease losses | $490,000 | 2,890 |
| Total noninterest income | $400,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $207,000 | 3,092 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $193,000 | 3,559 |
| Total noninterest expense | $2,158,000 | 4,023 |
| Salaries and employee benefits | $1,045,000 | 4,174 |
| Premises and equipment expense | $335,000 | 3,505 |
| Additional noninterest expense | $778,000 | 3,860 |
| Pre-tax net operating income | $130,000 | 5,325 |
| Securities gains (losses) | $123,000 | 1,279 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $251,000 | 4,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $251,000 | 4,580 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $251,000 | 4,580 |
| Net charge-offs | $586,000 | 2,264 |
| Cash dividends | $42,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $129,230 | 5,221 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 4,437 |
| Total interest expense | $405,000 | 4,448 |
| Net interest income | $1,126,000 | 4,324 |
| Provision for loan and lease losses | $130,000 | 3,611 |
| Total noninterest income | $204,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $100,000 | 3,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $1,040,000 | 4,167 |
| Salaries and employee benefits | $532,000 | 4,173 |
| Premises and equipment expense | $171,000 | 3,523 |
| Additional noninterest expense | $337,000 | 4,269 |
| Pre-tax net operating income | $160,000 | 4,458 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $159,000 | 4,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $159,000 | 4,277 |
| Net charge-offs | $167,000 | 2,625 |
| Cash dividends | $21,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $158,010 | 4,193 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 4,230 |
| Total interest expense | $1,974,000 | 4,492 |
| Net interest income | $4,890,000 | 4,007 |
| Provision for loan and lease losses | $375,000 | 4,953 |
| Total noninterest income | $881,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $457,000 | 3,067 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $424,000 | 3,461 |
| Total noninterest expense | $4,407,000 | 4,062 |
| Salaries and employee benefits | $2,253,000 | 4,004 |
| Premises and equipment expense | $701,000 | 3,452 |
| Additional noninterest expense | $1,453,000 | 4,174 |
| Pre-tax net operating income | $989,000 | 3,005 |
| Securities gains (losses) | $20,000 | 3,038 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,007,000 | 2,765 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,007,000 | 2,764 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,007,000 | 2,765 |
| Net charge-offs | $300,000 | 4,482 |
| Cash dividends | $517,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $987,000 | 2,740 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 4,251 |
| Total interest expense | $1,512,000 | 4,582 |
| Net interest income | $3,693,000 | 3,986 |
| Provision for loan and lease losses | $255,000 | 4,829 |
| Total noninterest income | $664,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $344,000 | 3,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $320,000 | 3,518 |
| Total noninterest expense | $3,293,000 | 4,081 |
| Salaries and employee benefits | $1,687,000 | 4,027 |
| Premises and equipment expense | $531,000 | 3,470 |
| Additional noninterest expense | $1,075,000 | 4,191 |
| Pre-tax net operating income | $809,000 | 3,094 |
| Securities gains (losses) | $20,000 | 2,745 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $827,000 | 2,806 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $827,000 | 2,803 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $827,000 | 2,806 |
| Net charge-offs | $212,000 | 4,186 |
| Cash dividends | $296,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $807,000 | 2,797 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 4,254 |
| Total interest expense | $1,022,000 | 4,676 |
| Net interest income | $2,490,000 | 3,953 |
| Provision for loan and lease losses | $165,000 | 4,608 |
| Total noninterest income | $440,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $231,000 | 3,044 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $209,000 | 3,593 |
| Total noninterest expense | $2,221,000 | 4,066 |
| Salaries and employee benefits | $1,126,000 | 4,058 |
| Premises and equipment expense | $350,000 | 3,530 |
| Additional noninterest expense | $745,000 | 4,085 |
| Pre-tax net operating income | $544,000 | 3,174 |
| Securities gains (losses) | $20,000 | 2,324 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $562,000 | 2,880 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 2,878 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $562,000 | 2,880 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $171,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $542,000 | 2,844 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 4,325 |
| Total interest expense | $524,000 | 4,715 |
| Net interest income | $1,215,000 | 4,025 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $248,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $124,000 | 2,823 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $124,000 | 3,295 |
| Total noninterest expense | $1,042,000 | 4,192 |
| Salaries and employee benefits | $566,000 | 4,074 |
| Premises and equipment expense | $179,000 | 3,512 |
| Additional noninterest expense | $297,000 | 4,442 |
| Pre-tax net operating income | $331,000 | 3,182 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $329,000 | 2,953 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $329,000 | 2,954 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $329,000 | 2,954 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $39,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $329,000 | 2,819 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,133,000 | 4,431 |
| Total interest expense | $2,624,000 | 4,609 |
| Net interest income | $4,509,000 | 4,224 |
| Provision for loan and lease losses | $310,000 | 4,571 |
| Total noninterest income | $1,000,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $522,000 | 2,916 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $478,000 | 3,250 |
| Total noninterest expense | $4,467,000 | 3,904 |
| Salaries and employee benefits | $2,432,000 | 3,848 |
| Premises and equipment expense | $721,000 | 3,435 |
| Additional noninterest expense | $1,314,000 | 3,986 |
| Pre-tax net operating income | $732,000 | 4,327 |
| Securities gains (losses) | $46,000 | 1,666 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $776,000 | 3,760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $776,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 5,088 |
| Cash dividends | $433,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $730,000 | 4,007 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 4,486 |
| Total interest expense | $2,040,000 | 4,647 |
| Net interest income | $3,326,000 | 4,291 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $699,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $379,000 | 3,019 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $320,000 | 3,577 |
| Total noninterest expense | $3,342,000 | 3,894 |
| Salaries and employee benefits | $1,821,000 | 3,886 |
| Premises and equipment expense | $534,000 | 3,488 |
| Additional noninterest expense | $987,000 | 3,905 |
| Pre-tax net operating income | $503,000 | 4,932 |
| Securities gains (losses) | $46,000 | 1,481 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $547,000 | 4,267 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $547,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,131 |
| Cash dividends | $386,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $501,000 | 4,592 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 4,554 |
| Total interest expense | $1,418,000 | 4,670 |
| Net interest income | $2,154,000 | 4,377 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $461,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $248,000 | 3,037 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $213,000 | 3,639 |
| Total noninterest expense | $2,260,000 | 3,870 |
| Salaries and employee benefits | $1,222,000 | 3,907 |
| Premises and equipment expense | $373,000 | 3,405 |
| Additional noninterest expense | $665,000 | 3,859 |
| Pre-tax net operating income | $235,000 | 5,591 |
| Securities gains (losses) | $44,000 | 1,531 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $277,000 | 5,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $204,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $233,440 | 5,317 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 4,581 |
| Total interest expense | $760,000 | 4,649 |
| Net interest income | $1,065,000 | 4,410 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $214,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $1,164,000 | 3,779 |
| Salaries and employee benefits | $627,000 | 3,840 |
| Premises and equipment expense | $195,000 | 3,309 |
| Additional noninterest expense | $342,000 | 3,733 |
| Pre-tax net operating income | $55,000 | 6,549 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $82,000 | 6,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $53,580 | 6,439 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,258,000 | 4,286 |
| Total interest expense | $3,690,000 | 4,210 |
| Net interest income | $4,568,000 | 4,256 |
| Provision for loan and lease losses | $321,000 | 3,073 |
| Total noninterest income | $977,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $530,000 | 2,920 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $447,000 | 3,523 |
| Total noninterest expense | $4,030,000 | 4,101 |
| Salaries and employee benefits | $2,215,000 | 4,055 |
| Premises and equipment expense | $605,000 | 3,815 |
| Additional noninterest expense | $1,210,000 | 4,051 |
| Pre-tax net operating income | $1,194,000 | 4,377 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $1,192,000 | 3,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,192,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 1,248 |
| Cash dividends | $995,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,192,000 | 3,952 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 4,256 |
| Total interest expense | $2,815,000 | 4,174 |
| Net interest income | $3,462,000 | 4,244 |
| Provision for loan and lease losses | $234,000 | 2,727 |
| Total noninterest income | $762,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $406,000 | 2,866 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $356,000 | 3,422 |
| Total noninterest expense | $2,958,000 | 4,139 |
| Salaries and employee benefits | $1,619,000 | 4,132 |
| Premises and equipment expense | $430,000 | 3,954 |
| Additional noninterest expense | $909,000 | 3,982 |
| Pre-tax net operating income | $1,032,000 | 4,279 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $1,028,000 | 3,828 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,028,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,398 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,030,000 | 3,810 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 4,272 |
| Total interest expense | $1,868,000 | 4,196 |
| Net interest income | $2,337,000 | 4,246 |
| Provision for loan and lease losses | $175,000 | 2,387 |
| Total noninterest income | $563,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $269,000 | 2,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $294,000 | 3,044 |
| Total noninterest expense | $1,994,000 | 4,130 |
| Salaries and employee benefits | $1,084,000 | 4,155 |
| Premises and equipment expense | $294,000 | 3,897 |
| Additional noninterest expense | $616,000 | 3,948 |
| Pre-tax net operating income | $731,000 | 4,222 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $728,000 | 3,731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $728,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $554,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $729,000 | 3,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 4,325 |
| Total interest expense | $941,000 | 4,159 |
| Net interest income | $1,110,000 | 4,389 |
| Provision for loan and lease losses | $88,000 | 2,258 |
| Total noninterest income | $252,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $119,000 | 3,446 |
| Total noninterest expense | $1,001,000 | 4,142 |
| Salaries and employee benefits | $532,000 | 4,237 |
| Premises and equipment expense | $155,000 | 3,786 |
| Additional noninterest expense | $314,000 | 3,835 |
| Pre-tax net operating income | $273,000 | 4,868 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $271,000 | 4,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $271,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $223,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $271,000 | 4,364 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 4,227 |
| Total interest expense | $3,195,000 | 4,150 |
| Net interest income | $4,703,000 | 4,208 |
| Provision for loan and lease losses | $284,000 | 2,896 |
| Total noninterest income | $760,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $621,000 | 2,621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $139,000 | 5,769 |
| Total noninterest expense | $4,103,000 | 3,915 |
| Salaries and employee benefits | $2,194,000 | 3,989 |
| Premises and equipment expense | $590,000 | 3,816 |
| Additional noninterest expense | $1,319,000 | 3,663 |
| Pre-tax net operating income | $1,076,000 | 5,031 |
| Securities gains (losses) | $13,000 | 1,022 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $1,087,000 | 4,520 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,087,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,406 |
| Cash dividends | $982,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,074,000 | 4,537 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 4,258 |
| Total interest expense | $2,285,000 | 4,183 |
| Net interest income | $3,525,000 | 4,226 |
| Provision for loan and lease losses | $224,000 | 2,697 |
| Total noninterest income | $555,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $477,000 | 2,580 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,263 |
| Total noninterest expense | $3,051,000 | 3,932 |
| Salaries and employee benefits | $1,652,000 | 3,961 |
| Premises and equipment expense | $421,000 | 3,973 |
| Additional noninterest expense | $978,000 | 3,667 |
| Pre-tax net operating income | $805,000 | 5,216 |
| Securities gains (losses) | $13,000 | 838 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $816,000 | 4,651 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $816,000 | 4,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $732,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $803,000 | 4,685 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 4,297 |
| Total interest expense | $1,421,000 | 4,248 |
| Net interest income | $2,346,000 | 4,236 |
| Provision for loan and lease losses | $164,000 | 2,459 |
| Total noninterest income | $307,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $302,000 | 2,648 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $2,031,000 | 3,967 |
| Salaries and employee benefits | $1,105,000 | 3,977 |
| Premises and equipment expense | $286,000 | 3,912 |
| Additional noninterest expense | $640,000 | 3,727 |
| Pre-tax net operating income | $458,000 | 5,609 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $469,000 | 5,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $469,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $497,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $458,000 | 5,083 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 4,358 |
| Total interest expense | $651,000 | 4,358 |
| Net interest income | $1,164,000 | 4,248 |
| Provision for loan and lease losses | $104,000 | 1,959 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-57,000 | 8,786 |
| Total noninterest expense | $1,023,000 | 3,962 |
| Salaries and employee benefits | $554,000 | 3,984 |
| Premises and equipment expense | $150,000 | 3,796 |
| Additional noninterest expense | $319,000 | 3,714 |
| Pre-tax net operating income | $125,000 | 6,740 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $136,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $269,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $125,000 | 6,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 4,280 |
| Total interest expense | $1,933,000 | 4,533 |
| Net interest income | $4,764,000 | 4,101 |
| Provision for loan and lease losses | $185,000 | 3,710 |
| Total noninterest income | $1,007,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $629,000 | 2,565 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $378,000 | 3,871 |
| Total noninterest expense | $3,820,000 | 4,010 |
| Salaries and employee benefits | $2,223,000 | 3,816 |
| Premises and equipment expense | $460,000 | 4,427 |
| Additional noninterest expense | $1,137,000 | 4,027 |
| Pre-tax net operating income | $1,766,000 | 3,999 |
| Securities gains (losses) | $23,000 | 1,207 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $1,787,000 | 3,374 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,787,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $1,196,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,764,000 | 3,381 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 4,336 |
| Total interest expense | $1,341,000 | 4,616 |
| Net interest income | $3,521,000 | 4,139 |
| Provision for loan and lease losses | $117,000 | 3,935 |
| Total noninterest income | $775,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $448,000 | 2,668 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $327,000 | 3,649 |
| Total noninterest expense | $2,772,000 | 4,075 |
| Salaries and employee benefits | $1,611,000 | 3,892 |
| Premises and equipment expense | $309,000 | 4,740 |
| Additional noninterest expense | $852,000 | 3,991 |
| Pre-tax net operating income | $1,407,000 | 3,925 |
| Securities gains (losses) | $23,000 | 1,178 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $1,428,000 | 3,253 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,428,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,791 |
| Cash dividends | $930,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,405,000 | 3,250 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 4,400 |
| Total interest expense | $828,000 | 4,691 |
| Net interest income | $2,281,000 | 4,209 |
| Provision for loan and lease losses | $78,000 | 3,781 |
| Total noninterest income | $475,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $271,000 | 2,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $204,000 | 3,731 |
| Total noninterest expense | $1,797,000 | 4,155 |
| Salaries and employee benefits | $1,044,000 | 3,942 |
| Premises and equipment expense | $198,000 | 4,857 |
| Additional noninterest expense | $555,000 | 4,032 |
| Pre-tax net operating income | $881,000 | 4,046 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $2,000 | 6,782 |
| Income before extraordinary items | $894,000 | 3,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $894,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $608,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $879,000 | 3,368 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 4,565 |
| Total interest expense | $375,000 | 4,852 |
| Net interest income | $1,088,000 | 4,359 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $223,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,573 |
| Total noninterest expense | $855,000 | 4,329 |
| Salaries and employee benefits | $509,000 | 4,038 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $259,000 | 4,244 |
| Pre-tax net operating income | $418,000 | 4,144 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $412,000 | 3,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $412,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $160,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $416,000 | 3,486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 4,485 |
| Total interest expense | $1,303,000 | 4,887 |
| Net interest income | $4,295,000 | 4,268 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $834,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $434,000 | 3,460 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $400,000 | 3,717 |
| Total noninterest expense | $3,428,000 | 4,246 |
| Salaries and employee benefits | $2,002,000 | 4,000 |
| Premises and equipment expense | $370,000 | 5,027 |
| Additional noninterest expense | $1,056,000 | 4,152 |
| Pre-tax net operating income | $1,579,000 | 4,124 |
| Securities gains (losses) | $52,000 | 1,708 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $1,626,000 | 3,422 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,626,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $958,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,574,000 | 3,440 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 4,584 |
| Total interest expense | $924,000 | 5,013 |
| Net interest income | $3,121,000 | 4,357 |
| Provision for loan and lease losses | $104,000 | 4,214 |
| Total noninterest income | $586,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $294,000 | 3,715 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $292,000 | 3,778 |
| Total noninterest expense | $2,373,000 | 4,464 |
| Salaries and employee benefits | $1,388,000 | 4,216 |
| Premises and equipment expense | $242,000 | 5,452 |
| Additional noninterest expense | $743,000 | 4,327 |
| Pre-tax net operating income | $1,230,000 | 4,101 |
| Securities gains (losses) | $52,000 | 1,632 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $1,280,000 | 3,383 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,280,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $783,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,228,000 | 3,400 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,632 |
| Total interest expense | $591,000 | 5,151 |
| Net interest income | $2,064,000 | 4,373 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $356,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $186,000 | 3,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $170,000 | 4,068 |
| Total noninterest expense | $1,546,000 | 4,567 |
| Salaries and employee benefits | $915,000 | 4,260 |
| Premises and equipment expense | $156,000 | 5,546 |
| Additional noninterest expense | $475,000 | 4,497 |
| Pre-tax net operating income | $838,000 | 3,989 |
| Securities gains (losses) | $51,000 | 1,448 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $887,000 | 3,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $887,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $531,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $836,000 | 3,321 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 4,796 |
| Total interest expense | $289,000 | 5,285 |
| Net interest income | $985,000 | 4,532 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $178,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $86,000 | 4,023 |
| Total noninterest expense | $768,000 | 4,603 |
| Salaries and employee benefits | $462,000 | 4,260 |
| Premises and equipment expense | $76,000 | 5,660 |
| Additional noninterest expense | $230,000 | 4,601 |
| Pre-tax net operating income | $377,000 | 4,231 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $399,000 | 3,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $225,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $375,000 | 3,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,676 |
| Total interest expense | $1,181,000 | 5,610 |
| Net interest income | $4,157,000 | 4,247 |
| Provision for loan and lease losses | $115,000 | 5,108 |
| Total noninterest income | $556,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $321,000 | 4,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $235,000 | 4,963 |
| Total noninterest expense | $2,958,000 | 4,639 |
| Salaries and employee benefits | $1,815,000 | 4,237 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $865,000 | 4,781 |
| Pre-tax net operating income | $1,640,000 | 3,887 |
| Securities gains (losses) | $67,000 | 2,251 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $1,705,000 | 3,229 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,705,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $1,004,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,638,000 | 3,185 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 4,736 |
| Total interest expense | $894,000 | 5,737 |
| Net interest income | $3,102,000 | 4,281 |
| Provision for loan and lease losses | $49,000 | 5,812 |
| Total noninterest income | $397,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $234,000 | 4,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 5,177 |
| Total noninterest expense | $2,087,000 | 4,844 |
| Salaries and employee benefits | $1,261,000 | 4,454 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $608,000 | 4,954 |
| Pre-tax net operating income | $1,363,000 | 3,733 |
| Securities gains (losses) | $67,000 | 2,074 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $1,428,000 | 3,079 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,428,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $758,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,361,000 | 3,034 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 4,824 |
| Total interest expense | $607,000 | 5,798 |
| Net interest income | $2,017,000 | 4,373 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $270,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $153,000 | 4,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $1,340,000 | 4,955 |
| Salaries and employee benefits | $794,000 | 4,637 |
| Premises and equipment expense | $153,000 | 5,589 |
| Additional noninterest expense | $393,000 | 5,068 |
| Pre-tax net operating income | $914,000 | 3,722 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $979,000 | 3,027 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $979,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $482,000 | 2,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $912,000 | 3,007 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 4,996 |
| Total interest expense | $314,000 | 5,797 |
| Net interest income | $941,000 | 4,580 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 4,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $639,000 | 5,131 |
| Salaries and employee benefits | $379,000 | 4,810 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $191,000 | 5,135 |
| Pre-tax net operating income | $433,000 | 3,852 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $432,000 | 3,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $432,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $160,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $432,000 | 3,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 5,201 |
| Total interest expense | $1,390,000 | 5,953 |
| Net interest income | $3,577,000 | 4,697 |
| Provision for loan and lease losses | $260,000 | 3,766 |
| Total noninterest income | $555,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,874 |
| Total noninterest expense | $2,442,000 | 5,159 |
| Salaries and employee benefits | $1,467,000 | 4,772 |
| Premises and equipment expense | $243,000 | 6,234 |
| Additional noninterest expense | $732,000 | 5,261 |
| Pre-tax net operating income | $1,430,000 | 4,236 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $1,425,000 | 3,631 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,425,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $811,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,425,000 | 3,530 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 5,751 |
| Total interest expense | $2,024,000 | 6,056 |
| Net interest income | $2,785,000 | 5,334 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $576,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $356,000 | 3,714 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $220,000 | 4,737 |
| Total noninterest expense | $2,020,000 | 5,691 |
| Salaries and employee benefits | $1,161,000 | 5,446 |
| Premises and equipment expense | $215,000 | 6,569 |
| Additional noninterest expense | $644,000 | 5,581 |
| Pre-tax net operating income | $1,291,000 | 4,239 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-2,000 | 8,936 |
| Income before extraordinary items | $1,293,000 | 3,596 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,293,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $762,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,293,000 | 3,494 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 5,958 |
| Total interest expense | $2,077,000 | 6,161 |
| Net interest income | $2,596,000 | 5,669 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $501,000 | 4,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 4,940 |
| Total noninterest expense | $1,867,000 | 5,929 |
| Salaries and employee benefits | $1,071,000 | 5,653 |
| Premises and equipment expense | $197,000 | 6,817 |
| Additional noninterest expense | $599,000 | 5,796 |
| Pre-tax net operating income | $1,202,000 | 4,714 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $131,000 | 6,146 |
| Income before extraordinary items | $1,057,000 | 4,222 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,057,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $515,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,069,460 | 4,199 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 6,239 |
| Total interest expense | $1,762,000 | 6,438 |
| Net interest income | $2,379,000 | 5,981 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $456,000 | 5,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,959 |
| Total noninterest expense | $1,675,000 | 6,352 |
| Salaries and employee benefits | $987,000 | 5,948 |
| Premises and equipment expense | $205,000 | 6,733 |
| Additional noninterest expense | $483,000 | 6,642 |
| Pre-tax net operating income | $1,154,000 | 4,887 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $144,000 | 6,358 |
| Income before extraordinary items | $1,009,000 | 4,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $770,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,009,880 | 4,375 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 6,492 |
| Total interest expense | $1,750,000 | 6,661 |
| Net interest income | $2,237,000 | 6,237 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $429,000 | 5,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,166 |
| Total noninterest expense | $1,615,000 | 6,407 |
| Salaries and employee benefits | $917,000 | 6,132 |
| Premises and equipment expense | $182,000 | 7,012 |
| Additional noninterest expense | $516,000 | 6,327 |
| Pre-tax net operating income | $975,000 | 5,498 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $123,000 | 7,208 |
| Income before extraordinary items | $852,000 | 4,994 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $852,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $852,000 | 4,911 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 7,048 |
| Total interest expense | $1,557,000 | 7,220 |
| Net interest income | $2,056,000 | 6,797 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $673,000 | 4,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,172 |
| Total noninterest expense | $1,530,000 | 6,715 |
| Salaries and employee benefits | $905,000 | 6,257 |
| Premises and equipment expense | $203,000 | 6,789 |
| Additional noninterest expense | $422,000 | 7,177 |
| Pre-tax net operating income | $1,145,000 | 5,396 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $398,000 | 4,898 |
| Income before extraordinary items | $747,000 | 5,689 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $747,000 | 5,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $510,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $-64,000 | 10,761 |
| Net operating income | $747,000 | 5,647 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 7,621 |
| Total interest expense | $1,343,000 | 7,976 |
| Net interest income | $1,937,000 | 7,283 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $530,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,511 |
| Total noninterest expense | $1,431,000 | 7,306 |
| Salaries and employee benefits | $874,000 | 6,590 |
| Premises and equipment expense | $194,000 | 7,135 |
| Additional noninterest expense | $363,000 | 8,230 |
| Pre-tax net operating income | $960,000 | 5,880 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $327,000 | 5,546 |
| Income before extraordinary items | $621,000 | 6,150 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $621,000 | 6,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $315,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $628,920 | 6,046 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,720,000 | 8,603 |
| Total interest expense | $1,141,000 | 8,782 |
| Net interest income | $1,579,000 | 8,307 |
| Provision for loan and lease losses | $59,000 | 5,927 |
| Total noninterest income | $294,000 | 7,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,201,000 | 8,205 |
| Salaries and employee benefits | $703,000 | 7,698 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $339,000 | 8,807 |
| Pre-tax net operating income | $613,000 | 7,808 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $209,000 | 7,275 |
| Income before extraordinary items | $400,000 | 8,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $400,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $310,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $402,640 | 8,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 9,384 |
| Total interest expense | $804,000 | 9,584 |
| Net interest income | $1,421,000 | 9,093 |
| Provision for loan and lease losses | $58,000 | 5,854 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,065,000 | 9,106 |
| Salaries and employee benefits | $631,000 | 8,395 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $294,000 | 10,033 |
| Pre-tax net operating income | $548,000 | 8,326 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $359,000 | 8,562 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $359,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $359,000 | 8,608 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 9,873 |
| Total interest expense | $814,000 | 9,968 |
| Net interest income | $1,342,000 | 9,598 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $213,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $1,024,000 | 9,628 |
| Salaries and employee benefits | $592,000 | 8,868 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $294,000 | 10,523 |
| Pre-tax net operating income | $467,000 | 8,889 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $160,000 | 8,417 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $316,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $310,060 | 9,102 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 10,459 |
| Total interest expense | $952,000 | 10,610 |
| Net interest income | $1,255,000 | 10,114 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $210,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $947,000 | 10,218 |
| Salaries and employee benefits | $519,000 | 9,591 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $293,000 | 10,932 |
| Pre-tax net operating income | $482,000 | 8,533 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $332,000 | 8,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $332,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $332,000 | 8,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.