Home > Holmes County Bank > Income and Expense
Holmes County Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 3,521 |
| Total interest expense | $2,269,000 | 2,912 |
| Net interest income | $3,538,000 | 3,746 |
| Provision for loan and lease losses | $-199,000 | 4,388 |
| Total noninterest income | $3,626,000 | 1,448 |
| Gross Fiduciary activities income | $6,000 | 884 |
| Service charges on deposit accounts | $370,000 | 1,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,250,000 | 1,192 |
| Total noninterest expense | $4,075,000 | 3,324 |
| Salaries and employee benefits | $2,043,000 | 3,427 |
| Premises and equipment expense | $248,000 | 3,769 |
| Additional noninterest expense | $3,250,000 | 1,192 |
| Pre-tax net operating income | $3,288,000 | 2,407 |
| Securities gains (losses) | $-199,000 | 3,951 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $3,089,000 | 2,297 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,089,000 | 2,321 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,089,000 | 2,300 |
| Net charge-offs | $29,000 | 2,045 |
| Cash dividends | $1,200,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,288,000 | 2,247 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 3,536 |
| Total interest expense | $1,679,000 | 2,823 |
| Net interest income | $2,569,000 | 3,794 |
| Provision for loan and lease losses | $-199,000 | 4,433 |
| Total noninterest income | $3,006,000 | 1,353 |
| Gross Fiduciary activities income | $2,000 | 887 |
| Service charges on deposit accounts | $270,000 | 2,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,734,000 | 1,105 |
| Total noninterest expense | $3,030,000 | 3,313 |
| Salaries and employee benefits | $1,547,000 | 3,400 |
| Premises and equipment expense | $187,000 | 3,768 |
| Additional noninterest expense | $2,734,000 | 1,105 |
| Pre-tax net operating income | $2,744,000 | 2,338 |
| Securities gains (losses) | $-199,000 | 4,178 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,545,000 | 2,242 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,545,000 | 2,264 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,545,000 | 2,244 |
| Net charge-offs | $15,000 | 2,004 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,744,000 | 2,177 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 3,558 |
| Total interest expense | $1,057,000 | 2,756 |
| Net interest income | $1,675,000 | 3,839 |
| Provision for loan and lease losses | $-199,000 | 4,488 |
| Total noninterest income | $351,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $177,000 | 2,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,290 |
| Total noninterest expense | $2,013,000 | 3,320 |
| Salaries and employee benefits | $1,054,000 | 3,383 |
| Premises and equipment expense | $120,000 | 3,816 |
| Additional noninterest expense | $174,000 | 3,281 |
| Pre-tax net operating income | $212,000 | 4,134 |
| Securities gains (losses) | $-199,000 | 4,330 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $13,000 | 4,402 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,000 | 4,437 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,000 | 4,393 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $212,000 | 4,085 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 3,629 |
| Total interest expense | $492,000 | 2,656 |
| Net interest income | $802,000 | 3,895 |
| Provision for loan and lease losses | $-199,000 | 4,579 |
| Total noninterest income | $175,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $92,000 | 2,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,327 |
| Total noninterest expense | $1,036,000 | 3,322 |
| Salaries and employee benefits | $531,000 | 3,412 |
| Premises and equipment expense | $61,000 | 3,843 |
| Additional noninterest expense | $83,000 | 3,327 |
| Pre-tax net operating income | $140,000 | 4,081 |
| Securities gains (losses) | $-199,000 | 4,433 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-59,000 | 4,512 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-59,000 | 4,512 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-59,000 | 4,512 |
| Net charge-offs | $14,000 | 1,246 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $140,000 | 4,036 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 3,640 |
| Total interest expense | $544,000 | 3,150 |
| Net interest income | $3,770,000 | 3,675 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $970,000 | 2,849 |
| Gross Fiduciary activities income | $13,000 | 886 |
| Service charges on deposit accounts | $409,000 | 1,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 2,965 |
| Total noninterest expense | $3,872,000 | 3,391 |
| Salaries and employee benefits | $1,943,000 | 3,513 |
| Premises and equipment expense | $221,000 | 3,937 |
| Additional noninterest expense | $548,000 | 2,965 |
| Pre-tax net operating income | $868,000 | 3,873 |
| Securities gains (losses) | $-22,000 | 3,593 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $846,000 | 3,788 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $846,000 | 3,787 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $846,000 | 3,788 |
| Net charge-offs | $4,000 | 2,370 |
| Cash dividends | $484,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $868,000 | 3,788 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 3,660 |
| Total interest expense | $298,000 | 3,310 |
| Net interest income | $2,794,000 | 3,670 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $733,000 | 2,869 |
| Gross Fiduciary activities income | $8,000 | 877 |
| Service charges on deposit accounts | $300,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 2,967 |
| Total noninterest expense | $2,878,000 | 3,400 |
| Salaries and employee benefits | $1,414,000 | 3,536 |
| Premises and equipment expense | $129,000 | 4,159 |
| Additional noninterest expense | $425,000 | 2,967 |
| Pre-tax net operating income | $649,000 | 3,870 |
| Securities gains (losses) | $-22,000 | 3,960 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $627,000 | 3,784 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $627,000 | 3,783 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $627,000 | 3,783 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $123,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $649,000 | 3,785 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 3,700 |
| Total interest expense | $141,000 | 3,604 |
| Net interest income | $1,851,000 | 3,691 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $496,000 | 2,839 |
| Gross Fiduciary activities income | $8,000 | 814 |
| Service charges on deposit accounts | $151,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 2,819 |
| Total noninterest expense | $1,895,000 | 3,411 |
| Salaries and employee benefits | $864,000 | 3,668 |
| Premises and equipment expense | $82,000 | 4,212 |
| Additional noninterest expense | $949,000 | 2,702 |
| Pre-tax net operating income | $452,000 | 3,764 |
| Securities gains (losses) | $-23,000 | 4,114 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $429,000 | 3,673 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $429,000 | 3,671 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $429,000 | 3,673 |
| Net charge-offs | $2,000 | 1,931 |
| Cash dividends | $123,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $452,000 | 3,668 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 3,755 |
| Total interest expense | $57,000 | 3,810 |
| Net interest income | $869,000 | 3,735 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $172,000 | 3,206 |
| Gross Fiduciary activities income | $7,000 | 786 |
| Service charges on deposit accounts | $93,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,587 |
| Total noninterest expense | $839,000 | 3,582 |
| Salaries and employee benefits | $349,000 | 3,930 |
| Premises and equipment expense | $41,000 | 4,222 |
| Additional noninterest expense | $449,000 | 2,785 |
| Pre-tax net operating income | $202,000 | 3,733 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $202,000 | 3,628 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $202,000 | 3,627 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $202,000 | 3,628 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $123,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $202,000 | 3,652 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,779 |
| Total interest expense | $229,000 | 4,009 |
| Net interest income | $3,729,000 | 3,730 |
| Provision for loan and lease losses | $625,000 | 858 |
| Total noninterest income | $2,725,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $294,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,431,000 | 1,709 |
| Total noninterest expense | $3,956,000 | 3,383 |
| Salaries and employee benefits | $1,913,000 | 3,583 |
| Premises and equipment expense | $159,000 | 4,290 |
| Additional noninterest expense | $1,884,000 | 2,707 |
| Pre-tax net operating income | $1,873,000 | 3,233 |
| Securities gains (losses) | $186,000 | 636 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,059,000 | 2,987 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,059,000 | 2,987 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,059,000 | 2,987 |
| Net charge-offs | $50,000 | 1,657 |
| Cash dividends | $760,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,873,000 | 3,089 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 3,847 |
| Total interest expense | $156,000 | 4,195 |
| Net interest income | $2,835,000 | 3,787 |
| Provision for loan and lease losses | $25,000 | 2,624 |
| Total noninterest income | $2,542,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $214,000 | 2,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,328,000 | 1,511 |
| Total noninterest expense | $2,990,000 | 3,386 |
| Salaries and employee benefits | $1,412,000 | 3,629 |
| Premises and equipment expense | $121,000 | 4,348 |
| Additional noninterest expense | $1,457,000 | 2,645 |
| Pre-tax net operating income | $2,362,000 | 2,741 |
| Securities gains (losses) | $186,000 | 582 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,548,000 | 2,485 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,548,000 | 2,485 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,548,000 | 2,485 |
| Net charge-offs | $60,000 | 1,291 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,362,000 | 2,557 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 3,895 |
| Total interest expense | $106,000 | 4,229 |
| Net interest income | $1,844,000 | 3,836 |
| Provision for loan and lease losses | $25,000 | 2,467 |
| Total noninterest income | $605,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $170,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 2,770 |
| Total noninterest expense | $2,010,000 | 3,368 |
| Salaries and employee benefits | $927,000 | 3,661 |
| Premises and equipment expense | $81,000 | 4,363 |
| Additional noninterest expense | $1,002,000 | 2,576 |
| Pre-tax net operating income | $414,000 | 4,115 |
| Securities gains (losses) | $79,000 | 741 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $493,000 | 3,895 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $493,000 | 3,895 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $493,000 | 3,895 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $414,000 | 4,021 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 3,975 |
| Total interest expense | $56,000 | 4,252 |
| Net interest income | $866,000 | 3,899 |
| Provision for loan and lease losses | $20,000 | 2,251 |
| Total noninterest income | $158,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $68,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,608 |
| Total noninterest expense | $1,021,000 | 3,332 |
| Salaries and employee benefits | $454,000 | 3,694 |
| Premises and equipment expense | $45,000 | 4,290 |
| Additional noninterest expense | $522,000 | 2,459 |
| Pre-tax net operating income | $-17,000 | 4,819 |
| Securities gains (losses) | $25,000 | 828 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $8,000 | 4,760 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $8,000 | 4,760 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $8,000 | 4,760 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-17,000 | 4,806 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 3,870 |
| Total interest expense | $388,000 | 4,072 |
| Net interest income | $3,700,000 | 3,779 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $1,039,000 | 2,821 |
| Gross Fiduciary activities income | $11,000 | 887 |
| Service charges on deposit accounts | $364,000 | 2,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $664,000 | 2,871 |
| Total noninterest expense | $3,641,000 | 3,532 |
| Salaries and employee benefits | $1,889,000 | 3,653 |
| Premises and equipment expense | $151,000 | 4,465 |
| Additional noninterest expense | $1,601,000 | 2,936 |
| Pre-tax net operating income | $948,000 | 3,752 |
| Securities gains (losses) | $8,000 | 2,357 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $956,000 | 3,696 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $956,000 | 3,696 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $956,000 | 3,696 |
| Net charge-offs | $110,000 | 1,940 |
| Cash dividends | $507,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $948,000 | 3,646 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,883 |
| Total interest expense | $317,000 | 4,073 |
| Net interest income | $2,806,000 | 3,787 |
| Provision for loan and lease losses | $135,000 | 3,076 |
| Total noninterest income | $551,000 | 3,203 |
| Gross Fiduciary activities income | $3,000 | 914 |
| Service charges on deposit accounts | $225,000 | 2,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 3,268 |
| Total noninterest expense | $2,607,000 | 3,580 |
| Salaries and employee benefits | $1,364,000 | 3,694 |
| Premises and equipment expense | $114,000 | 4,482 |
| Additional noninterest expense | $1,129,000 | 3,023 |
| Pre-tax net operating income | $615,000 | 3,893 |
| Securities gains (losses) | $8,000 | 2,173 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $623,000 | 3,836 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $623,000 | 3,835 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $623,000 | 3,836 |
| Net charge-offs | $35,000 | 2,235 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $615,000 | 3,800 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,905 |
| Total interest expense | $237,000 | 4,058 |
| Net interest income | $1,867,000 | 3,816 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $334,000 | 3,271 |
| Gross Fiduciary activities income | $3,000 | 899 |
| Service charges on deposit accounts | $158,000 | 2,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 3,457 |
| Total noninterest expense | $1,690,000 | 3,639 |
| Salaries and employee benefits | $900,000 | 3,720 |
| Premises and equipment expense | $74,000 | 4,521 |
| Additional noninterest expense | $716,000 | 3,104 |
| Pre-tax net operating income | $421,000 | 3,864 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $421,000 | 3,814 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $421,000 | 3,814 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $421,000 | 3,814 |
| Net charge-offs | $38,000 | 1,875 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $421,000 | 3,766 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 3,893 |
| Total interest expense | $150,000 | 3,929 |
| Net interest income | $937,000 | 3,828 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $171,000 | 3,211 |
| Gross Fiduciary activities income | $1,000 | 904 |
| Service charges on deposit accounts | $98,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,532 |
| Total noninterest expense | $849,000 | 3,675 |
| Salaries and employee benefits | $443,000 | 3,779 |
| Premises and equipment expense | $39,000 | 4,528 |
| Additional noninterest expense | $367,000 | 3,095 |
| Pre-tax net operating income | $214,000 | 3,722 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $214,000 | 3,634 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $214,000 | 3,635 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $214,000 | 3,635 |
| Net charge-offs | $26,000 | 1,490 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $214,000 | 3,615 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 3,925 |
| Total interest expense | $732,000 | 3,753 |
| Net interest income | $3,680,000 | 3,911 |
| Provision for loan and lease losses | $245,000 | 2,156 |
| Total noninterest income | $1,310,000 | 2,463 |
| Gross Fiduciary activities income | $13,000 | 902 |
| Service charges on deposit accounts | $393,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $904,000 | 2,373 |
| Total noninterest expense | $3,447,000 | 3,678 |
| Salaries and employee benefits | $1,767,000 | 3,808 |
| Premises and equipment expense | $150,000 | 4,610 |
| Additional noninterest expense | $1,530,000 | 3,055 |
| Pre-tax net operating income | $1,298,000 | 3,573 |
| Securities gains (losses) | $223,000 | 599 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,521,000 | 3,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,521,000 | 3,266 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,521,000 | 3,266 |
| Net charge-offs | $287,000 | 1,386 |
| Cash dividends | $684,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,298,000 | 3,424 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 3,971 |
| Total interest expense | $575,000 | 3,699 |
| Net interest income | $2,752,000 | 3,965 |
| Provision for loan and lease losses | $115,000 | 2,486 |
| Total noninterest income | $790,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $297,000 | 2,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,750 |
| Total noninterest expense | $2,444,000 | 3,794 |
| Salaries and employee benefits | $1,316,000 | 3,846 |
| Premises and equipment expense | $111,000 | 4,676 |
| Additional noninterest expense | $1,017,000 | 3,293 |
| Pre-tax net operating income | $983,000 | 3,653 |
| Securities gains (losses) | $223,000 | 494 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,206,000 | 3,227 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,206,000 | 3,226 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,206,000 | 3,227 |
| Net charge-offs | $17,000 | 2,774 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $983,000 | 3,495 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 4,008 |
| Total interest expense | $390,000 | 3,669 |
| Net interest income | $1,797,000 | 4,018 |
| Provision for loan and lease losses | $70,000 | 2,482 |
| Total noninterest income | $627,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $193,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,368 |
| Total noninterest expense | $1,651,000 | 3,815 |
| Salaries and employee benefits | $896,000 | 3,839 |
| Premises and equipment expense | $69,000 | 4,757 |
| Additional noninterest expense | $686,000 | 3,303 |
| Pre-tax net operating income | $703,000 | 3,559 |
| Securities gains (losses) | $16,000 | 1,095 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $719,000 | 3,399 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $719,000 | 3,397 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $719,000 | 3,398 |
| Net charge-offs | $20,000 | 2,347 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $703,000 | 3,400 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 4,091 |
| Total interest expense | $188,000 | 3,704 |
| Net interest income | $867,000 | 4,106 |
| Provision for loan and lease losses | $25,000 | 2,614 |
| Total noninterest income | $432,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $100,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 1,866 |
| Total noninterest expense | $841,000 | 3,815 |
| Salaries and employee benefits | $452,000 | 3,871 |
| Premises and equipment expense | $36,000 | 4,774 |
| Additional noninterest expense | $353,000 | 3,256 |
| Pre-tax net operating income | $433,000 | 3,265 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $443,000 | 3,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $443,000 | 3,065 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $443,000 | 3,067 |
| Net charge-offs | $8,000 | 2,054 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $433,000 | 3,089 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 4,055 |
| Total interest expense | $631,000 | 3,591 |
| Net interest income | $3,550,000 | 4,074 |
| Provision for loan and lease losses | $155,000 | 2,601 |
| Total noninterest income | $1,025,000 | 2,835 |
| Gross Fiduciary activities income | $7,000 | 975 |
| Service charges on deposit accounts | $406,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,826 |
| Total noninterest expense | $3,555,000 | 3,709 |
| Salaries and employee benefits | $1,831,000 | 3,840 |
| Premises and equipment expense | $146,000 | 4,815 |
| Additional noninterest expense | $1,578,000 | 3,071 |
| Pre-tax net operating income | $865,000 | 4,186 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $870,000 | 4,053 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $870,000 | 4,052 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $870,000 | 4,052 |
| Net charge-offs | $79,000 | 2,310 |
| Cash dividends | $493,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $865,000 | 4,064 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,095 |
| Total interest expense | $459,000 | 3,595 |
| Net interest income | $2,658,000 | 4,129 |
| Provision for loan and lease losses | $40,000 | 3,338 |
| Total noninterest income | $840,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $301,000 | 2,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,652 |
| Total noninterest expense | $2,544,000 | 3,821 |
| Salaries and employee benefits | $1,325,000 | 3,927 |
| Premises and equipment expense | $111,000 | 4,849 |
| Additional noninterest expense | $1,108,000 | 3,210 |
| Pre-tax net operating income | $914,000 | 3,872 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $914,000 | 3,710 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $914,000 | 3,709 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $914,000 | 3,709 |
| Net charge-offs | $67,000 | 2,007 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $914,000 | 3,710 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 4,136 |
| Total interest expense | $292,000 | 3,608 |
| Net interest income | $1,749,000 | 4,168 |
| Provision for loan and lease losses | $25,000 | 3,264 |
| Total noninterest income | $368,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $190,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 3,529 |
| Total noninterest expense | $1,646,000 | 3,896 |
| Salaries and employee benefits | $883,000 | 3,958 |
| Premises and equipment expense | $75,000 | 4,874 |
| Additional noninterest expense | $688,000 | 3,360 |
| Pre-tax net operating income | $446,000 | 4,232 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $446,000 | 4,092 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $446,000 | 4,091 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $446,000 | 4,091 |
| Net charge-offs | $13,000 | 2,478 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $446,000 | 4,095 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 4,219 |
| Total interest expense | $135,000 | 3,681 |
| Net interest income | $846,000 | 4,237 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $180,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $100,000 | 2,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 3,637 |
| Total noninterest expense | $820,000 | 3,944 |
| Salaries and employee benefits | $439,000 | 4,008 |
| Premises and equipment expense | $39,000 | 4,886 |
| Additional noninterest expense | $342,000 | 3,387 |
| Pre-tax net operating income | $196,000 | 4,351 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $196,000 | 4,206 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $196,000 | 4,206 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $196,000 | 4,206 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $196,000 | 4,210 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 4,222 |
| Total interest expense | $403,000 | 3,983 |
| Net interest income | $3,434,000 | 4,207 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $1,001,000 | 2,935 |
| Gross Fiduciary activities income | $7,000 | 1,002 |
| Service charges on deposit accounts | $369,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $625,000 | 2,870 |
| Total noninterest expense | $3,654,000 | 3,735 |
| Salaries and employee benefits | $1,776,000 | 3,981 |
| Premises and equipment expense | $143,000 | 5,041 |
| Additional noninterest expense | $1,735,000 | 2,919 |
| Pre-tax net operating income | $631,000 | 4,556 |
| Securities gains (losses) | $25,000 | 1,241 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $656,000 | 4,221 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $656,000 | 4,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $656,000 | 4,221 |
| Net charge-offs | $421,000 | 1,210 |
| Cash dividends | $372,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $631,000 | 4,253 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 4,283 |
| Total interest expense | $296,000 | 4,029 |
| Net interest income | $2,535,000 | 4,272 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $591,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $271,000 | 2,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 3,385 |
| Total noninterest expense | $2,725,000 | 3,757 |
| Salaries and employee benefits | $1,306,000 | 4,043 |
| Premises and equipment expense | $170,000 | 4,613 |
| Additional noninterest expense | $1,249,000 | 3,015 |
| Pre-tax net operating income | $401,000 | 4,779 |
| Securities gains (losses) | $25,000 | 1,221 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $426,000 | 4,579 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $426,000 | 4,578 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $426,000 | 4,579 |
| Net charge-offs | $368,000 | 985 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $401,000 | 4,639 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 4,325 |
| Total interest expense | $193,000 | 4,065 |
| Net interest income | $1,656,000 | 4,314 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $417,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $173,000 | 2,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,211 |
| Total noninterest expense | $1,843,000 | 3,740 |
| Salaries and employee benefits | $872,000 | 4,060 |
| Premises and equipment expense | $113,000 | 4,630 |
| Additional noninterest expense | $858,000 | 2,962 |
| Pre-tax net operating income | $230,000 | 4,884 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $230,000 | 4,777 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $230,000 | 4,776 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $230,000 | 4,777 |
| Net charge-offs | $374,000 | 709 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $230,000 | 4,758 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 4,426 |
| Total interest expense | $89,000 | 4,191 |
| Net interest income | $797,000 | 4,389 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $221,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $86,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,066 |
| Total noninterest expense | $997,000 | 3,615 |
| Salaries and employee benefits | $438,000 | 4,094 |
| Premises and equipment expense | $53,000 | 4,759 |
| Additional noninterest expense | $506,000 | 2,653 |
| Pre-tax net operating income | $21,000 | 5,493 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $21,000 | 5,491 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $21,000 | 5,491 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $21,000 | 5,491 |
| Net charge-offs | $145,000 | 735 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $21,000 | 5,485 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 4,499 |
| Total interest expense | $322,000 | 4,366 |
| Net interest income | $3,125,000 | 4,450 |
| Provision for loan and lease losses | $-46,000 | 5,523 |
| Total noninterest income | $736,000 | 3,508 |
| Gross Fiduciary activities income | $7,000 | 1,037 |
| Service charges on deposit accounts | $336,000 | 2,762 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $393,000 | 3,587 |
| Total noninterest expense | $3,585,000 | 3,871 |
| Salaries and employee benefits | $1,810,000 | 4,007 |
| Premises and equipment expense | $148,000 | 5,204 |
| Additional noninterest expense | $1,627,000 | 3,168 |
| Pre-tax net operating income | $322,000 | 5,120 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $385,000 | 4,964 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $385,000 | 4,964 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $385,000 | 4,963 |
| Net charge-offs | $117,000 | 2,469 |
| Cash dividends | $195,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $322,000 | 5,034 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 4,554 |
| Total interest expense | $244,000 | 4,385 |
| Net interest income | $2,309,000 | 4,510 |
| Provision for loan and lease losses | $-76,000 | 5,715 |
| Total noninterest income | $575,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $256,000 | 2,745 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $319,000 | 3,486 |
| Total noninterest expense | $2,731,000 | 3,849 |
| Salaries and employee benefits | $1,343,000 | 4,039 |
| Premises and equipment expense | $131,000 | 5,077 |
| Additional noninterest expense | $1,257,000 | 3,113 |
| Pre-tax net operating income | $229,000 | 5,229 |
| Securities gains (losses) | $63,000 | 1,599 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $292,000 | 5,014 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $292,000 | 5,014 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $292,000 | 5,014 |
| Net charge-offs | $42,000 | 2,707 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $229,000 | 5,128 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,634 |
| Total interest expense | $158,000 | 4,449 |
| Net interest income | $1,500,000 | 4,597 |
| Provision for loan and lease losses | $-76,000 | 5,832 |
| Total noninterest income | $435,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $171,000 | 2,716 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $264,000 | 3,203 |
| Total noninterest expense | $1,823,000 | 3,873 |
| Salaries and employee benefits | $871,000 | 4,130 |
| Premises and equipment expense | $74,000 | 5,296 |
| Additional noninterest expense | $878,000 | 3,026 |
| Pre-tax net operating income | $188,000 | 5,133 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $188,000 | 5,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 5,052 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $188,000 | 5,052 |
| Net charge-offs | $47,000 | 2,186 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $188,000 | 4,997 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 4,777 |
| Total interest expense | $75,000 | 4,547 |
| Net interest income | $704,000 | 4,735 |
| Provision for loan and lease losses | $-44,000 | 5,949 |
| Total noninterest income | $159,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $911,000 | 3,914 |
| Salaries and employee benefits | $426,000 | 4,215 |
| Premises and equipment expense | $52,000 | 4,957 |
| Additional noninterest expense | $433,000 | 3,050 |
| Pre-tax net operating income | $-4,000 | 5,811 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-4,000 | 5,829 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-4,000 | 5,827 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-4,000 | 5,828 |
| Net charge-offs | $77,000 | 1,164 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-4,000 | 5,799 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 4,704 |
| Total interest expense | $359,000 | 4,345 |
| Net interest income | $2,911,000 | 4,696 |
| Provision for loan and lease losses | $-110,000 | 5,753 |
| Total noninterest income | $1,015,000 | 3,048 |
| Gross Fiduciary activities income | $4,000 | 1,109 |
| Service charges on deposit accounts | $452,000 | 2,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $559,000 | 3,132 |
| Total noninterest expense | $3,506,000 | 4,004 |
| Salaries and employee benefits | $1,913,000 | 3,993 |
| Premises and equipment expense | $276,000 | 4,612 |
| Additional noninterest expense | $1,317,000 | 3,705 |
| Pre-tax net operating income | $530,000 | 4,868 |
| Securities gains (losses) | $80,000 | 1,298 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $610,000 | 4,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $610,000 | 4,597 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $610,000 | 4,597 |
| Net charge-offs | $42,000 | 3,378 |
| Cash dividends | $211,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $530,000 | 4,712 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 4,761 |
| Total interest expense | $272,000 | 4,383 |
| Net interest income | $2,178,000 | 4,744 |
| Provision for loan and lease losses | $-50,000 | 5,865 |
| Total noninterest income | $560,000 | 3,562 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $336,000 | 2,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 4,011 |
| Total noninterest expense | $2,612,000 | 4,047 |
| Salaries and employee benefits | $1,402,000 | 4,069 |
| Premises and equipment expense | $192,000 | 4,780 |
| Additional noninterest expense | $1,018,000 | 3,640 |
| Pre-tax net operating income | $176,000 | 5,519 |
| Securities gains (losses) | $80,000 | 1,166 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $256,000 | 5,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 5,257 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $256,000 | 5,258 |
| Net charge-offs | $43,000 | 2,885 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $176,000 | 5,448 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 4,840 |
| Total interest expense | $181,000 | 4,419 |
| Net interest income | $1,419,000 | 4,826 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $369,000 | 3,578 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $219,000 | 2,351 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 4,030 |
| Total noninterest expense | $1,787,000 | 4,017 |
| Salaries and employee benefits | $931,000 | 4,111 |
| Premises and equipment expense | $142,000 | 4,653 |
| Additional noninterest expense | $714,000 | 3,534 |
| Pre-tax net operating income | $1,000 | 5,980 |
| Securities gains (losses) | $77,000 | 967 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $78,000 | 5,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $78,000 | 5,723 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $78,000 | 5,723 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,000 | 5,988 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 4,888 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $698,000 | 4,882 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $180,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $112,000 | 2,288 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $68,000 | 4,131 |
| Total noninterest expense | $926,000 | 3,963 |
| Salaries and employee benefits | $451,000 | 4,204 |
| Premises and equipment expense | $65,000 | 4,833 |
| Additional noninterest expense | $410,000 | 3,240 |
| Pre-tax net operating income | $-48,000 | 6,154 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-48,000 | 6,184 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-48,000 | 6,185 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-48,000 | 6,185 |
| Net charge-offs | $-19,000 | 5,660 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-48,000 | 6,157 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 4,913 |
| Total interest expense | $382,000 | 4,553 |
| Net interest income | $2,889,000 | 4,892 |
| Provision for loan and lease losses | $-28,000 | 5,924 |
| Total noninterest income | $924,000 | 3,231 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $514,000 | 2,238 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $406,000 | 3,577 |
| Total noninterest expense | $3,495,000 | 4,145 |
| Salaries and employee benefits | $1,838,000 | 4,173 |
| Premises and equipment expense | $307,000 | 4,628 |
| Additional noninterest expense | $1,350,000 | 3,787 |
| Pre-tax net operating income | $346,000 | 5,386 |
| Securities gains (losses) | $41,000 | 1,863 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $387,000 | 5,193 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $387,000 | 5,192 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $387,000 | 5,193 |
| Net charge-offs | $274,000 | 2,115 |
| Cash dividends | $308,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $346,000 | 5,238 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 4,956 |
| Total interest expense | $288,000 | 4,614 |
| Net interest income | $2,170,000 | 4,935 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $662,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $392,000 | 2,228 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $270,000 | 3,795 |
| Total noninterest expense | $2,616,000 | 4,166 |
| Salaries and employee benefits | $1,321,000 | 4,275 |
| Premises and equipment expense | $200,000 | 4,931 |
| Additional noninterest expense | $1,095,000 | 3,636 |
| Pre-tax net operating income | $216,000 | 5,601 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $216,000 | 5,512 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 5,513 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $216,000 | 5,514 |
| Net charge-offs | $254,000 | 1,739 |
| Cash dividends | $167,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $216,000 | 5,474 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 5,020 |
| Total interest expense | $195,000 | 4,626 |
| Net interest income | $1,406,000 | 5,006 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $453,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $259,000 | 2,210 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $194,000 | 3,684 |
| Total noninterest expense | $1,738,000 | 4,191 |
| Salaries and employee benefits | $851,000 | 4,396 |
| Premises and equipment expense | $136,000 | 4,932 |
| Additional noninterest expense | $751,000 | 3,579 |
| Pre-tax net operating income | $121,000 | 5,689 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $142,000 | 5,519 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $142,000 | 5,521 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $142,000 | 5,522 |
| Net charge-offs | $168,000 | 1,746 |
| Cash dividends | $167,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $121,000 | 5,594 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 4,994 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $726,000 | 4,984 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $209,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $136,000 | 2,098 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $73,000 | 4,035 |
| Total noninterest expense | $903,000 | 4,137 |
| Salaries and employee benefits | $412,000 | 4,502 |
| Premises and equipment expense | $72,000 | 4,889 |
| Additional noninterest expense | $419,000 | 3,305 |
| Pre-tax net operating income | $32,000 | 5,917 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $32,000 | 5,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $32,000 | 5,917 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $32,000 | 5,918 |
| Net charge-offs | $65,000 | 1,659 |
| Cash dividends | $167,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $32,000 | 5,878 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 4,824 |
| Total interest expense | $512,000 | 4,409 |
| Net interest income | $3,162,000 | 4,812 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $964,000 | 3,260 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $571,000 | 2,153 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $389,000 | 3,707 |
| Total noninterest expense | $3,838,000 | 4,019 |
| Salaries and employee benefits | $2,105,000 | 3,958 |
| Premises and equipment expense | $248,000 | 5,209 |
| Additional noninterest expense | $1,485,000 | 3,679 |
| Pre-tax net operating income | $228,000 | 5,655 |
| Securities gains (losses) | $126,000 | 1,169 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $354,000 | 5,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $354,000 | 5,278 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $354,000 | 5,278 |
| Net charge-offs | $205,000 | 2,986 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $228,000 | 5,576 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 4,854 |
| Total interest expense | $403,000 | 4,401 |
| Net interest income | $2,378,000 | 4,844 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $742,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $436,000 | 2,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $306,000 | 3,725 |
| Total noninterest expense | $3,007,000 | 3,929 |
| Salaries and employee benefits | $1,505,000 | 4,083 |
| Premises and equipment expense | $183,000 | 5,256 |
| Additional noninterest expense | $1,319,000 | 3,273 |
| Pre-tax net operating income | $113,000 | 5,957 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $113,000 | 5,962 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $113,000 | 5,964 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $113,000 | 5,964 |
| Net charge-offs | $217,000 | 2,470 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $113,000 | 5,904 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 4,851 |
| Total interest expense | $280,000 | 4,365 |
| Net interest income | $1,590,000 | 4,857 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $502,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $283,000 | 2,139 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 3,652 |
| Total noninterest expense | $2,008,000 | 3,947 |
| Salaries and employee benefits | $1,006,000 | 4,093 |
| Premises and equipment expense | $118,000 | 5,339 |
| Additional noninterest expense | $884,000 | 3,250 |
| Pre-tax net operating income | $84,000 | 5,899 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $84,000 | 5,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 5,942 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $84,000 | 5,943 |
| Net charge-offs | $36,000 | 3,609 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $84,000 | 5,849 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 4,835 |
| Total interest expense | $147,000 | 4,351 |
| Net interest income | $809,000 | 4,849 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $237,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $993,000 | 4,003 |
| Salaries and employee benefits | $511,000 | 4,104 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $423,000 | 3,373 |
| Pre-tax net operating income | $53,000 | 5,805 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $53,000 | 5,804 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $53,000 | 5,806 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $53,000 | 5,806 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $53,000 | 5,719 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 4,635 |
| Total interest expense | $795,000 | 4,135 |
| Net interest income | $3,600,000 | 4,675 |
| Provision for loan and lease losses | $775,000 | 2,119 |
| Total noninterest income | $918,000 | 3,403 |
| Gross Fiduciary activities income | $4,000 | 1,203 |
| Service charges on deposit accounts | $652,000 | 2,012 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $262,000 | 4,227 |
| Total noninterest expense | $3,884,000 | 4,107 |
| Salaries and employee benefits | $1,940,000 | 4,210 |
| Premises and equipment expense | $238,000 | 5,445 |
| Additional noninterest expense | $1,706,000 | 3,481 |
| Pre-tax net operating income | $-141,000 | 6,314 |
| Securities gains (losses) | $140,000 | 2,000 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,000 | 6,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,000 | 6,306 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,000 | 6,308 |
| Net charge-offs | $1,125,000 | 1,705 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-141,000 | 6,330 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 4,604 |
| Total interest expense | $622,000 | 4,158 |
| Net interest income | $2,815,000 | 4,638 |
| Provision for loan and lease losses | $715,000 | 1,833 |
| Total noninterest income | $710,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $496,000 | 2,014 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 4,151 |
| Total noninterest expense | $2,853,000 | 4,191 |
| Salaries and employee benefits | $1,450,000 | 4,233 |
| Premises and equipment expense | $182,000 | 5,452 |
| Additional noninterest expense | $1,221,000 | 3,608 |
| Pre-tax net operating income | $-43,000 | 6,355 |
| Securities gains (losses) | $140,000 | 1,719 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $97,000 | 6,121 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $97,000 | 6,120 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $97,000 | 6,120 |
| Net charge-offs | $826,000 | 1,639 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-43,000 | 6,368 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 4,681 |
| Total interest expense | $433,000 | 4,161 |
| Net interest income | $1,823,000 | 4,740 |
| Provision for loan and lease losses | $625,000 | 1,527 |
| Total noninterest income | $485,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $328,000 | 2,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 4,002 |
| Total noninterest expense | $1,979,000 | 4,108 |
| Salaries and employee benefits | $979,000 | 4,224 |
| Premises and equipment expense | $121,000 | 5,484 |
| Additional noninterest expense | $879,000 | 3,438 |
| Pre-tax net operating income | $-296,000 | 6,684 |
| Securities gains (losses) | $140,000 | 1,360 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-156,000 | 6,683 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-156,000 | 6,684 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-156,000 | 6,684 |
| Net charge-offs | $672,000 | 1,489 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-296,000 | 6,712 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 4,717 |
| Total interest expense | $227,000 | 4,157 |
| Net interest income | $903,000 | 4,798 |
| Provision for loan and lease losses | $625,000 | 890 |
| Total noninterest income | $213,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $164,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $969,000 | 4,180 |
| Salaries and employee benefits | $483,000 | 4,294 |
| Premises and equipment expense | $61,000 | 5,475 |
| Additional noninterest expense | $425,000 | 3,496 |
| Pre-tax net operating income | $-478,000 | 7,031 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-478,000 | 7,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-478,000 | 7,060 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-478,000 | 7,061 |
| Net charge-offs | $759,000 | 819 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-478,000 | 7,040 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 4,288 |
| Total interest expense | $1,079,000 | 4,231 |
| Net interest income | $4,466,000 | 4,230 |
| Provision for loan and lease losses | $850,000 | 2,648 |
| Total noninterest income | $967,000 | 3,174 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $711,000 | 1,957 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $252,000 | 4,120 |
| Total noninterest expense | $3,803,000 | 4,262 |
| Salaries and employee benefits | $1,839,000 | 4,384 |
| Premises and equipment expense | $245,000 | 5,648 |
| Additional noninterest expense | $1,719,000 | 3,533 |
| Pre-tax net operating income | $780,000 | 4,125 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $780,000 | 3,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $780,000 | 3,994 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $780,000 | 3,993 |
| Net charge-offs | $342,000 | 3,647 |
| Cash dividends | $231,000 | 3,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $780,000 | 3,860 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 4,306 |
| Total interest expense | $850,000 | 4,215 |
| Net interest income | $3,358,000 | 4,242 |
| Provision for loan and lease losses | $750,000 | 2,344 |
| Total noninterest income | $730,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $536,000 | 1,959 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $194,000 | 4,126 |
| Total noninterest expense | $2,834,000 | 4,288 |
| Salaries and employee benefits | $1,377,000 | 4,392 |
| Premises and equipment expense | $184,000 | 5,697 |
| Additional noninterest expense | $1,273,000 | 3,543 |
| Pre-tax net operating income | $504,000 | 4,467 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $504,000 | 4,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 4,300 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $504,000 | 4,300 |
| Net charge-offs | $256,000 | 3,417 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $504,000 | 4,169 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 4,290 |
| Total interest expense | $594,000 | 4,216 |
| Net interest income | $2,272,000 | 4,221 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $509,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $364,000 | 1,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 4,012 |
| Total noninterest expense | $1,812,000 | 4,443 |
| Salaries and employee benefits | $916,000 | 4,428 |
| Premises and equipment expense | $117,000 | 5,807 |
| Additional noninterest expense | $779,000 | 3,813 |
| Pre-tax net operating income | $369,000 | 4,324 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $369,000 | 4,125 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $369,000 | 4,125 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $369,000 | 4,127 |
| Net charge-offs | $246,000 | 2,903 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $369,000 | 4,031 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 4,292 |
| Total interest expense | $312,000 | 4,204 |
| Net interest income | $1,127,000 | 4,233 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $226,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $188,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,072 |
| Total noninterest expense | $957,000 | 4,304 |
| Salaries and employee benefits | $442,000 | 4,564 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $458,000 | 3,400 |
| Pre-tax net operating income | $-54,000 | 6,561 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-54,000 | 6,593 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-54,000 | 6,593 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-54,000 | 6,593 |
| Net charge-offs | $234,000 | 1,976 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-54,000 | 6,581 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,082 |
| Total interest expense | $1,600,000 | 4,110 |
| Net interest income | $4,930,000 | 4,002 |
| Provision for loan and lease losses | $500,000 | 4,120 |
| Total noninterest income | $1,005,000 | 3,211 |
| Gross Fiduciary activities income | $6,000 | 1,203 |
| Service charges on deposit accounts | $739,000 | 1,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $260,000 | 4,188 |
| Total noninterest expense | $3,829,000 | 4,333 |
| Salaries and employee benefits | $2,021,000 | 4,201 |
| Premises and equipment expense | $246,000 | 5,837 |
| Additional noninterest expense | $1,562,000 | 3,890 |
| Pre-tax net operating income | $1,606,000 | 2,615 |
| Securities gains (losses) | $-100,000 | 7,228 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,506,000 | 2,507 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,506,000 | 2,504 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,506,000 | 2,509 |
| Net charge-offs | $1,054,000 | 2,617 |
| Cash dividends | $684,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,606,000 | 2,291 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 4,115 |
| Total interest expense | $1,265,000 | 4,121 |
| Net interest income | $3,730,000 | 4,026 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $756,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $542,000 | 2,049 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $214,000 | 4,076 |
| Total noninterest expense | $2,888,000 | 4,331 |
| Salaries and employee benefits | $1,483,000 | 4,301 |
| Premises and equipment expense | $186,000 | 5,881 |
| Additional noninterest expense | $1,219,000 | 3,765 |
| Pre-tax net operating income | $1,148,000 | 2,855 |
| Securities gains (losses) | $-90,000 | 7,387 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,058,000 | 2,781 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,058,000 | 2,777 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,058,000 | 2,782 |
| Net charge-offs | $744,000 | 2,565 |
| Cash dividends | $283,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,148,000 | 2,504 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 4,115 |
| Total interest expense | $868,000 | 4,156 |
| Net interest income | $2,504,000 | 4,010 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $521,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $357,000 | 2,066 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 3,836 |
| Total noninterest expense | $1,990,000 | 4,246 |
| Salaries and employee benefits | $987,000 | 4,322 |
| Premises and equipment expense | $123,000 | 5,912 |
| Additional noninterest expense | $880,000 | 3,548 |
| Pre-tax net operating income | $735,000 | 2,945 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $735,000 | 2,663 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $735,000 | 2,658 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $735,000 | 2,662 |
| Net charge-offs | $366,000 | 2,819 |
| Cash dividends | $178,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $735,000 | 2,565 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,202 |
| Total interest expense | $444,000 | 4,226 |
| Net interest income | $1,225,000 | 4,093 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $226,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $179,000 | 2,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 4,792 |
| Total noninterest expense | $1,000,000 | 4,281 |
| Salaries and employee benefits | $492,000 | 4,399 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $445,000 | 3,500 |
| Pre-tax net operating income | $301,000 | 3,343 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $301,000 | 3,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $301,000 | 3,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $301,000 | 3,117 |
| Net charge-offs | $364,000 | 1,849 |
| Cash dividends | $78,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $301,000 | 3,006 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 4,174 |
| Total interest expense | $1,916,000 | 4,573 |
| Net interest income | $5,098,000 | 3,897 |
| Provision for loan and lease losses | $860,000 | 3,740 |
| Total noninterest income | $1,002,000 | 3,334 |
| Gross Fiduciary activities income | $6,000 | 1,232 |
| Service charges on deposit accounts | $786,000 | 2,069 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $210,000 | 4,551 |
| Total noninterest expense | $3,878,000 | 4,429 |
| Salaries and employee benefits | $2,091,000 | 4,218 |
| Premises and equipment expense | $265,000 | 5,934 |
| Additional noninterest expense | $1,522,000 | 4,037 |
| Pre-tax net operating income | $1,362,000 | 2,495 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,362,000 | 2,263 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,362,000 | 2,261 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,362,000 | 2,262 |
| Net charge-offs | $347,000 | 4,304 |
| Cash dividends | $839,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,362,000 | 2,237 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 4,210 |
| Total interest expense | $1,452,000 | 4,694 |
| Net interest income | $3,825,000 | 3,899 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $762,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $589,000 | 2,079 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $173,000 | 4,528 |
| Total noninterest expense | $2,960,000 | 4,391 |
| Salaries and employee benefits | $1,565,000 | 4,253 |
| Premises and equipment expense | $201,000 | 5,954 |
| Additional noninterest expense | $1,194,000 | 3,887 |
| Pre-tax net operating income | $1,357,000 | 2,229 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,357,000 | 1,959 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,357,000 | 1,958 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,357,000 | 1,959 |
| Net charge-offs | $269,000 | 3,875 |
| Cash dividends | $470,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,357,000 | 1,914 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 4,308 |
| Total interest expense | $964,000 | 4,826 |
| Net interest income | $2,485,000 | 3,961 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $514,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $388,000 | 2,074 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $126,000 | 4,407 |
| Total noninterest expense | $1,973,000 | 4,416 |
| Salaries and employee benefits | $1,044,000 | 4,303 |
| Premises and equipment expense | $131,000 | 6,051 |
| Additional noninterest expense | $798,000 | 3,875 |
| Pre-tax net operating income | $846,000 | 2,411 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $846,000 | 2,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 2,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $846,000 | 2,148 |
| Net charge-offs | $14,000 | 5,830 |
| Cash dividends | $255,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $846,000 | 2,082 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,451 |
| Total interest expense | $495,000 | 4,857 |
| Net interest income | $1,172,000 | 4,091 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $244,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $192,000 | 2,034 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $993,000 | 4,325 |
| Salaries and employee benefits | $518,000 | 4,352 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $409,000 | 3,508 |
| Pre-tax net operating income | $333,000 | 3,169 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $333,000 | 2,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $333,000 | 2,933 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $333,000 | 2,933 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $123,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $333,000 | 2,799 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 4,347 |
| Total interest expense | $2,591,000 | 4,647 |
| Net interest income | $4,787,000 | 4,064 |
| Provision for loan and lease losses | $276,000 | 4,771 |
| Total noninterest income | $1,040,000 | 3,327 |
| Gross Fiduciary activities income | $6,000 | 1,269 |
| Service charges on deposit accounts | $850,000 | 2,022 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $184,000 | 4,977 |
| Total noninterest expense | $3,746,000 | 4,437 |
| Salaries and employee benefits | $1,999,000 | 4,458 |
| Premises and equipment expense | $289,000 | 5,897 |
| Additional noninterest expense | $1,458,000 | 3,698 |
| Pre-tax net operating income | $1,805,000 | 2,667 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,805,000 | 2,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,805,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 4,241 |
| Cash dividends | $1,118,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,805,000 | 2,310 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,623,000 | 4,373 |
| Total interest expense | $2,018,000 | 4,679 |
| Net interest income | $3,605,000 | 4,075 |
| Provision for loan and lease losses | $207,000 | 4,158 |
| Total noninterest income | $808,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $639,000 | 2,022 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $169,000 | 4,759 |
| Total noninterest expense | $2,802,000 | 4,440 |
| Salaries and employee benefits | $1,485,000 | 4,516 |
| Premises and equipment expense | $215,000 | 5,922 |
| Additional noninterest expense | $1,102,000 | 3,606 |
| Pre-tax net operating income | $1,404,000 | 2,976 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,404,000 | 2,459 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,404,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,642 |
| Cash dividends | $546,000 | 2,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,404,000 | 2,568 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 4,442 |
| Total interest expense | $1,394,000 | 4,719 |
| Net interest income | $2,330,000 | 4,164 |
| Provision for loan and lease losses | $138,000 | 3,792 |
| Total noninterest income | $538,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $417,000 | 2,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $121,000 | 4,711 |
| Total noninterest expense | $1,836,000 | 4,506 |
| Salaries and employee benefits | $988,000 | 4,560 |
| Premises and equipment expense | $137,000 | 6,068 |
| Additional noninterest expense | $711,000 | 3,683 |
| Pre-tax net operating income | $894,000 | 3,181 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $894,000 | 2,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $894,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,249 |
| Cash dividends | $316,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $894,000 | 2,760 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 4,517 |
| Total interest expense | $744,000 | 4,719 |
| Net interest income | $1,129,000 | 4,260 |
| Provision for loan and lease losses | $69,000 | 3,338 |
| Total noninterest income | $220,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $201,000 | 2,073 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $857,000 | 4,732 |
| Salaries and employee benefits | $451,000 | 4,874 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $336,000 | 3,783 |
| Pre-tax net operating income | $423,000 | 3,418 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $423,000 | 3,075 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $423,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,029 |
| Cash dividends | $317,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $423,000 | 2,991 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 4,520 |
| Total interest expense | $3,097,000 | 4,705 |
| Net interest income | $4,483,000 | 4,302 |
| Provision for loan and lease losses | $207,000 | 3,804 |
| Total noninterest income | $1,007,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $800,000 | 2,131 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $207,000 | 4,993 |
| Total noninterest expense | $3,478,000 | 4,541 |
| Salaries and employee benefits | $1,823,000 | 4,708 |
| Premises and equipment expense | $256,000 | 6,188 |
| Additional noninterest expense | $1,399,000 | 3,622 |
| Pre-tax net operating income | $1,805,000 | 3,543 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,805,000 | 3,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,805,000 | 3,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,226 |
| Cash dividends | $1,028,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,805,000 | 3,038 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,547 |
| Total interest expense | $2,335,000 | 4,697 |
| Net interest income | $3,326,000 | 4,349 |
| Provision for loan and lease losses | $161,000 | 3,375 |
| Total noninterest income | $734,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $575,000 | 2,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $159,000 | 4,967 |
| Total noninterest expense | $2,572,000 | 4,563 |
| Salaries and employee benefits | $1,362,000 | 4,677 |
| Premises and equipment expense | $175,000 | 6,405 |
| Additional noninterest expense | $1,035,000 | 3,601 |
| Pre-tax net operating income | $1,327,000 | 3,740 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,327,000 | 3,233 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,327,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $535,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,327,000 | 3,221 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 4,620 |
| Total interest expense | $1,532,000 | 4,736 |
| Net interest income | $2,166,000 | 4,449 |
| Provision for loan and lease losses | $138,000 | 2,777 |
| Total noninterest income | $532,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $426,000 | 2,004 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $1,662,000 | 4,673 |
| Salaries and employee benefits | $912,000 | 4,703 |
| Premises and equipment expense | $118,000 | 6,409 |
| Additional noninterest expense | $632,000 | 3,860 |
| Pre-tax net operating income | $898,000 | 3,763 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $898,000 | 3,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $898,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $318,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $898,000 | 3,231 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 4,704 |
| Total interest expense | $752,000 | 4,770 |
| Net interest income | $1,040,000 | 4,569 |
| Provision for loan and lease losses | $69,000 | 2,611 |
| Total noninterest income | $227,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $205,000 | 2,009 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $833,000 | 4,677 |
| Salaries and employee benefits | $469,000 | 4,644 |
| Premises and equipment expense | $52,000 | 6,733 |
| Additional noninterest expense | $312,000 | 3,857 |
| Pre-tax net operating income | $365,000 | 4,215 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $365,000 | 3,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $365,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,038 |
| Cash dividends | $318,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $365,000 | 3,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 4,604 |
| Total interest expense | $2,608,000 | 4,705 |
| Net interest income | $4,309,000 | 4,456 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $1,070,000 | 3,395 |
| Gross Fiduciary activities income | $6,000 | 1,339 |
| Service charges on deposit accounts | $819,000 | 2,078 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 4,698 |
| Total noninterest expense | $3,267,000 | 4,609 |
| Salaries and employee benefits | $1,627,000 | 4,932 |
| Premises and equipment expense | $210,000 | 6,617 |
| Additional noninterest expense | $1,430,000 | 3,418 |
| Pre-tax net operating income | $1,882,000 | 3,774 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,883,000 | 3,225 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,883,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,149 |
| Cash dividends | $1,360,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,882,000 | 3,217 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,206,000 | 4,583 |
| Total interest expense | $1,932,000 | 4,656 |
| Net interest income | $3,274,000 | 4,461 |
| Provision for loan and lease losses | $161,000 | 3,281 |
| Total noninterest income | $823,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $633,000 | 2,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,639 |
| Total noninterest expense | $2,484,000 | 4,561 |
| Salaries and employee benefits | $1,215,000 | 4,928 |
| Premises and equipment expense | $158,000 | 6,637 |
| Additional noninterest expense | $1,111,000 | 3,327 |
| Pre-tax net operating income | $1,452,000 | 3,858 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,453,000 | 3,268 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,453,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,741 |
| Cash dividends | $581,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,452,000 | 3,266 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 4,642 |
| Total interest expense | $1,232,000 | 4,635 |
| Net interest income | $2,115,000 | 4,546 |
| Provision for loan and lease losses | $138,000 | 2,788 |
| Total noninterest income | $600,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 1,992 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,001 |
| Total noninterest expense | $1,619,000 | 4,632 |
| Salaries and employee benefits | $814,000 | 4,939 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $697,000 | 3,493 |
| Pre-tax net operating income | $958,000 | 3,895 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $959,000 | 3,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $959,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,270 |
| Cash dividends | $335,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $958,000 | 3,299 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,623,000 | 4,676 |
| Total interest expense | $576,000 | 4,696 |
| Net interest income | $1,047,000 | 4,581 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 2,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $804,000 | 4,676 |
| Salaries and employee benefits | $401,000 | 5,004 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $350,000 | 3,457 |
| Pre-tax net operating income | $418,000 | 4,182 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $419,000 | 3,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $419,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $335,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $418,000 | 3,559 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 4,671 |
| Total interest expense | $1,765,000 | 4,794 |
| Net interest income | $4,081,000 | 4,563 |
| Provision for loan and lease losses | $222,000 | 3,415 |
| Total noninterest income | $885,000 | 3,839 |
| Gross Fiduciary activities income | $6,000 | 1,363 |
| Service charges on deposit accounts | $617,000 | 2,606 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $262,000 | 4,628 |
| Total noninterest expense | $3,158,000 | 4,605 |
| Salaries and employee benefits | $1,607,000 | 4,833 |
| Premises and equipment expense | $212,000 | 6,608 |
| Additional noninterest expense | $1,339,000 | 3,535 |
| Pre-tax net operating income | $1,586,000 | 4,244 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,586,000 | 3,655 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,586,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,561 |
| Cash dividends | $1,310,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,586,000 | 3,628 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 4,717 |
| Total interest expense | $1,253,000 | 4,822 |
| Net interest income | $3,022,000 | 4,612 |
| Provision for loan and lease losses | $207,000 | 2,899 |
| Total noninterest income | $645,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $453,000 | 2,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 4,690 |
| Total noninterest expense | $2,391,000 | 4,558 |
| Salaries and employee benefits | $1,181,000 | 4,870 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $1,051,000 | 3,379 |
| Pre-tax net operating income | $1,069,000 | 4,606 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,069,000 | 3,981 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,069,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,828 |
| Cash dividends | $1,020,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,069,000 | 3,933 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 4,764 |
| Total interest expense | $812,000 | 4,740 |
| Net interest income | $1,954,000 | 4,698 |
| Provision for loan and lease losses | $138,000 | 2,810 |
| Total noninterest income | $439,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $298,000 | 2,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $141,000 | 4,459 |
| Total noninterest expense | $1,582,000 | 4,565 |
| Salaries and employee benefits | $797,000 | 4,820 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $681,000 | 3,432 |
| Pre-tax net operating income | $673,000 | 4,716 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $673,000 | 4,097 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $673,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,398 |
| Cash dividends | $245,000 | 3,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $673,000 | 4,042 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 4,850 |
| Total interest expense | $392,000 | 4,742 |
| Net interest income | $936,000 | 4,838 |
| Provision for loan and lease losses | $69,000 | 2,690 |
| Total noninterest income | $196,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $124,000 | 2,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $793,000 | 4,583 |
| Salaries and employee benefits | $382,000 | 4,987 |
| Premises and equipment expense | $52,000 | 6,674 |
| Additional noninterest expense | $359,000 | 3,299 |
| Pre-tax net operating income | $270,000 | 5,264 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $270,000 | 4,663 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $270,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 741 |
| Cash dividends | $245,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $270,000 | 4,622 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 4,809 |
| Total interest expense | $1,237,000 | 5,035 |
| Net interest income | $3,828,000 | 4,629 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $630,000 | 4,694 |
| Gross Fiduciary activities income | $6,000 | 1,382 |
| Service charges on deposit accounts | $388,000 | 3,713 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $236,000 | 4,752 |
| Total noninterest expense | $2,715,000 | 5,006 |
| Salaries and employee benefits | $1,326,000 | 5,362 |
| Premises and equipment expense | $177,000 | 7,006 |
| Additional noninterest expense | $1,212,000 | 3,710 |
| Pre-tax net operating income | $1,473,000 | 4,289 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,474,000 | 3,677 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,474,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,420 |
| Cash dividends | $933,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,473,000 | 3,624 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 4,804 |
| Total interest expense | $882,000 | 5,147 |
| Net interest income | $2,900,000 | 4,587 |
| Provision for loan and lease losses | $210,000 | 2,903 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $275,000 | 3,869 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 4,827 |
| Total noninterest expense | $2,026,000 | 4,983 |
| Salaries and employee benefits | $965,000 | 5,441 |
| Premises and equipment expense | $128,000 | 7,075 |
| Additional noninterest expense | $933,000 | 3,607 |
| Pre-tax net operating income | $1,110,000 | 4,358 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,111,000 | 3,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,111,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,698 |
| Cash dividends | $440,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,110,000 | 3,667 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 4,907 |
| Total interest expense | $564,000 | 5,294 |
| Net interest income | $1,888,000 | 4,664 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $314,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $174,000 | 3,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $1,379,000 | 4,938 |
| Salaries and employee benefits | $645,000 | 5,470 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $651,000 | 3,505 |
| Pre-tax net operating income | $673,000 | 4,544 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $674,000 | 3,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,057 |
| Cash dividends | $246,000 | 3,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $673,000 | 3,865 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 4,986 |
| Total interest expense | $282,000 | 5,358 |
| Net interest income | $921,000 | 4,747 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $152,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $687,000 | 4,977 |
| Salaries and employee benefits | $317,000 | 5,552 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $329,000 | 3,475 |
| Pre-tax net operating income | $296,000 | 4,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $296,000 | 4,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,172 |
| Cash dividends | $246,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $296,000 | 4,175 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 4,874 |
| Total interest expense | $1,202,000 | 5,565 |
| Net interest income | $3,828,000 | 4,505 |
| Provision for loan and lease losses | $380,000 | 2,681 |
| Total noninterest income | $795,000 | 4,244 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $377,000 | 3,778 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $411,000 | 3,933 |
| Total noninterest expense | $2,754,000 | 4,884 |
| Salaries and employee benefits | $1,341,000 | 5,237 |
| Premises and equipment expense | $167,000 | 7,174 |
| Additional noninterest expense | $1,246,000 | 3,626 |
| Pre-tax net operating income | $1,489,000 | 4,140 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,489,000 | 3,576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,489,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 2,062 |
| Cash dividends | $833,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,489,000 | 3,423 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 4,968 |
| Total interest expense | $932,000 | 5,591 |
| Net interest income | $2,806,000 | 4,596 |
| Provision for loan and lease losses | $240,000 | 2,928 |
| Total noninterest income | $614,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $277,000 | 3,845 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $337,000 | 3,844 |
| Total noninterest expense | $1,965,000 | 5,044 |
| Salaries and employee benefits | $977,000 | 5,331 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $861,000 | 3,850 |
| Pre-tax net operating income | $1,215,000 | 4,039 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,215,000 | 3,472 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,215,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,080 |
| Cash dividends | $377,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,215,000 | 3,301 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 4,987 |
| Total interest expense | $637,000 | 5,643 |
| Net interest income | $1,867,000 | 4,604 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $301,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $186,000 | 3,782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $115,000 | 5,080 |
| Total noninterest expense | $1,245,000 | 5,208 |
| Salaries and employee benefits | $653,000 | 5,339 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $507,000 | 4,201 |
| Pre-tax net operating income | $773,000 | 4,142 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $773,000 | 3,602 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $773,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $226,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $773,000 | 3,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 5,031 |
| Total interest expense | $317,000 | 5,767 |
| Net interest income | $927,000 | 4,619 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $127,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 5,422 |
| Total noninterest expense | $629,000 | 5,186 |
| Salaries and employee benefits | $340,000 | 5,194 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $247,000 | 4,254 |
| Pre-tax net operating income | $365,000 | 4,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $365,000 | 3,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $113,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $365,000 | 3,517 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,136 |
| Total interest expense | $1,494,000 | 5,728 |
| Net interest income | $3,566,000 | 4,705 |
| Provision for loan and lease losses | $280,000 | 3,602 |
| Total noninterest income | $738,000 | 4,193 |
| Gross Fiduciary activities income | $6,000 | 1,474 |
| Service charges on deposit accounts | $386,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 3,972 |
| Total noninterest expense | $2,521,000 | 5,055 |
| Salaries and employee benefits | $1,381,000 | 4,991 |
| Premises and equipment expense | $192,000 | 6,856 |
| Additional noninterest expense | $948,000 | 4,363 |
| Pre-tax net operating income | $1,503,000 | 4,115 |
| Securities gains (losses) | $-132,000 | 9,160 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,371,000 | 3,750 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,371,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,470 |
| Cash dividends | $941,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,503,000 | 3,392 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 5,208 |
| Total interest expense | $2,367,000 | 5,562 |
| Net interest income | $3,252,000 | 4,791 |
| Provision for loan and lease losses | $292,000 | 3,281 |
| Total noninterest income | $611,000 | 4,534 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $349,000 | 3,763 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $255,000 | 4,456 |
| Total noninterest expense | $2,476,000 | 4,983 |
| Salaries and employee benefits | $1,297,000 | 5,039 |
| Premises and equipment expense | $202,000 | 6,761 |
| Additional noninterest expense | $977,000 | 4,141 |
| Pre-tax net operating income | $1,095,000 | 4,664 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,095,000 | 4,048 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,095,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,258 |
| Cash dividends | $703,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,095,000 | 3,920 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 5,412 |
| Total interest expense | $2,412,000 | 5,693 |
| Net interest income | $3,057,000 | 5,084 |
| Provision for loan and lease losses | $304,000 | 2,798 |
| Total noninterest income | $1,085,000 | 2,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,196 |
| Total noninterest expense | $2,675,000 | 4,621 |
| Salaries and employee benefits | $1,217,000 | 5,168 |
| Premises and equipment expense | $187,000 | 6,963 |
| Additional noninterest expense | $1,271,000 | 3,246 |
| Pre-tax net operating income | $1,163,000 | 4,811 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $312,000 | 4,514 |
| Income before extraordinary items | $823,000 | 4,963 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $823,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,531 |
| Cash dividends | $681,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $843,440 | 4,891 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 5,453 |
| Total interest expense | $2,208,000 | 5,638 |
| Net interest income | $2,960,000 | 5,211 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $557,000 | 4,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,505 |
| Total noninterest expense | $2,281,000 | 5,194 |
| Salaries and employee benefits | $1,228,000 | 5,077 |
| Premises and equipment expense | $198,000 | 6,846 |
| Additional noninterest expense | $855,000 | 4,569 |
| Pre-tax net operating income | $1,036,000 | 5,193 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $292,000 | 4,875 |
| Income before extraordinary items | $744,000 | 5,300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $744,000 | 5,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,388 |
| Cash dividends | $1,439,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $744,000 | 5,265 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,181,000 | 5,541 |
| Total interest expense | $2,354,000 | 5,596 |
| Net interest income | $2,827,000 | 5,366 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $474,000 | 5,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,026 |
| Total noninterest expense | $2,227,000 | 5,172 |
| Salaries and employee benefits | $1,433,000 | 4,410 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $555,000 | 6,062 |
| Pre-tax net operating income | $998,000 | 5,423 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $276,000 | 5,402 |
| Income before extraordinary items | $725,000 | 5,504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $725,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,845 |
| Cash dividends | $132,000 | 5,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $722,840 | 5,409 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,982,000 | 5,818 |
| Total interest expense | $2,209,000 | 5,866 |
| Net interest income | $2,773,000 | 5,624 |
| Provision for loan and lease losses | $136,000 | 4,347 |
| Total noninterest income | $477,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,165 |
| Total noninterest expense | $2,102,000 | 5,460 |
| Salaries and employee benefits | $1,365,000 | 4,602 |
| Premises and equipment expense | $203,000 | 6,789 |
| Additional noninterest expense | $534,000 | 6,243 |
| Pre-tax net operating income | $1,012,000 | 5,797 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $289,000 | 5,829 |
| Income before extraordinary items | $727,000 | 5,778 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $727,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $132,000 | 6,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $724,120 | 5,749 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 6,168 |
| Total interest expense | $2,102,000 | 6,221 |
| Net interest income | $2,632,000 | 5,992 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $481,000 | 5,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $2,032,000 | 5,878 |
| Salaries and employee benefits | $1,303,000 | 4,846 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $526,000 | 6,867 |
| Pre-tax net operating income | $961,000 | 5,875 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $307,000 | 5,758 |
| Income before extraordinary items | $654,000 | 5,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $654,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,273 |
| Cash dividends | $91,000 | 6,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $654,000 | 5,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,594 |
| Total interest expense | $2,047,000 | 6,363 |
| Net interest income | $2,327,000 | 6,628 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $410,000 | 5,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,277 |
| Total noninterest expense | $1,992,000 | 5,997 |
| Salaries and employee benefits | $1,224,000 | 5,122 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $700,000 | 7,329 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $200,000 | 7,408 |
| Income before extraordinary items | $522,000 | 7,089 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $522,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $506,160 | 7,179 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 6,801 |
| Total interest expense | $1,662,000 | 6,435 |
| Net interest income | $2,263,000 | 6,940 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $343,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,852,000 | 6,559 |
| Salaries and employee benefits | $1,100,000 | 5,646 |
| Premises and equipment expense | $140,000 | 8,820 |
| Additional noninterest expense | $612,000 | 6,947 |
| Pre-tax net operating income | $724,000 | 7,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $228,000 | 6,882 |
| Income before extraordinary items | $496,000 | 7,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $496,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $101,000 | 6,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $496,000 | 7,379 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 6,971 |
| Total interest expense | $1,479,000 | 7,275 |
| Net interest income | $2,431,000 | 6,671 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $342,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,963,000 | 6,444 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $677,000 | 6,728 |
| Pre-tax net operating income | $693,000 | 7,407 |
| Securities gains (losses) | $61,000 | 3,136 |
| Applicable income taxes | $275,000 | 6,412 |
| Income before extraordinary items | $479,000 | 7,712 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $479,000 | 7,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $439,960 | 7,790 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 7,427 |
| Total interest expense | $1,784,000 | 7,663 |
| Net interest income | $2,279,000 | 7,058 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,720,000 | 7,212 |
| Salaries and employee benefits | $970,000 | 6,197 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $597,000 | 7,542 |
| Pre-tax net operating income | $793,000 | 6,600 |
| Securities gains (losses) | $-59,000 | 13,699 |
| Applicable income taxes | $264,000 | 6,447 |
| Income before extraordinary items | $470,000 | 7,580 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $470,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $181,000 | 5,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $507,760 | 6,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.