Home > Holcomb Bank > Income and Expense
Holcomb Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,779,000 | 2,416 |
| Total interest expense | $5,305,000 | 1,943 |
| Net interest income | $8,474,000 | 2,597 |
| Provision for loan and lease losses | $-177,000 | 4,376 |
| Total noninterest income | $1,328,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $176,000 | 2,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,152,000 | 2,146 |
| Total noninterest expense | $6,972,000 | 2,566 |
| Salaries and employee benefits | $4,104,000 | 2,481 |
| Premises and equipment expense | $705,000 | 2,487 |
| Additional noninterest expense | $1,152,000 | 2,146 |
| Pre-tax net operating income | $3,007,000 | 2,507 |
| Securities gains (losses) | $37,000 | 477 |
| Applicable income taxes | $43,000 | 3,064 |
| Income before extraordinary items | $3,001,000 | 2,341 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,001,000 | 2,365 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,001,000 | 2,344 |
| Net charge-offs | $-319,000 | 4,503 |
| Cash dividends | $2,857,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,964,370 | 2,368 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 2,403 |
| Total interest expense | $3,756,000 | 1,900 |
| Net interest income | $6,417,000 | 2,602 |
| Provision for loan and lease losses | $-177,000 | 4,426 |
| Total noninterest income | $999,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $132,000 | 2,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,138 |
| Total noninterest expense | $5,230,000 | 2,552 |
| Salaries and employee benefits | $3,105,000 | 2,459 |
| Premises and equipment expense | $488,000 | 2,587 |
| Additional noninterest expense | $867,000 | 2,138 |
| Pre-tax net operating income | $2,363,000 | 2,508 |
| Securities gains (losses) | $19,000 | 466 |
| Applicable income taxes | $27,000 | 3,145 |
| Income before extraordinary items | $2,355,000 | 2,314 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,355,000 | 2,336 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,355,000 | 2,316 |
| Net charge-offs | $-273,000 | 4,507 |
| Cash dividends | $1,601,000 | 1,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,336,190 | 2,348 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 2,386 |
| Total interest expense | $2,321,000 | 1,846 |
| Net interest income | $4,383,000 | 2,593 |
| Provision for loan and lease losses | $-177,000 | 4,483 |
| Total noninterest income | $626,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $86,000 | 2,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $540,000 | 2,122 |
| Total noninterest expense | $3,558,000 | 2,505 |
| Salaries and employee benefits | $2,101,000 | 2,441 |
| Premises and equipment expense | $335,000 | 2,544 |
| Additional noninterest expense | $540,000 | 2,119 |
| Pre-tax net operating income | $1,628,000 | 2,499 |
| Securities gains (losses) | $14,000 | 551 |
| Applicable income taxes | $18,000 | 3,174 |
| Income before extraordinary items | $1,624,000 | 2,312 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,624,000 | 2,339 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,624,000 | 2,312 |
| Net charge-offs | $-244,000 | 4,558 |
| Cash dividends | $1,311,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,610,140 | 2,334 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 2,389 |
| Total interest expense | $1,090,000 | 1,740 |
| Net interest income | $2,215,000 | 2,589 |
| Provision for loan and lease losses | $-177,000 | 4,572 |
| Total noninterest income | $278,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $46,000 | 2,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 2,267 |
| Total noninterest expense | $1,788,000 | 2,528 |
| Salaries and employee benefits | $1,100,000 | 2,407 |
| Premises and equipment expense | $169,000 | 2,563 |
| Additional noninterest expense | $232,000 | 2,267 |
| Pre-tax net operating income | $882,000 | 2,456 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $9,000 | 3,152 |
| Income before extraordinary items | $881,000 | 2,262 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $881,000 | 2,262 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $881,000 | 2,262 |
| Net charge-offs | $-100,000 | 4,551 |
| Cash dividends | $155,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $873,080 | 2,305 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 2,429 |
| Total interest expense | $1,678,000 | 1,785 |
| Net interest income | $9,024,000 | 2,509 |
| Provision for loan and lease losses | $340,000 | 1,457 |
| Total noninterest income | $1,428,000 | 2,393 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $172,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,256,000 | 2,089 |
| Total noninterest expense | $6,945,000 | 2,525 |
| Salaries and employee benefits | $4,192,000 | 2,428 |
| Premises and equipment expense | $650,000 | 2,603 |
| Additional noninterest expense | $1,256,000 | 2,089 |
| Pre-tax net operating income | $3,167,000 | 2,590 |
| Securities gains (losses) | $-6,000 | 3,342 |
| Applicable income taxes | $38,000 | 3,330 |
| Income before extraordinary items | $3,123,000 | 2,401 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,123,000 | 2,399 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,123,000 | 2,400 |
| Net charge-offs | $-488,000 | 4,593 |
| Cash dividends | $1,716,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,128,940 | 2,428 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 2,465 |
| Total interest expense | $846,000 | 1,972 |
| Net interest income | $6,678,000 | 2,507 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $1,158,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $130,000 | 2,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,028,000 | 2,023 |
| Total noninterest expense | $5,129,000 | 2,543 |
| Salaries and employee benefits | $3,113,000 | 2,434 |
| Premises and equipment expense | $475,000 | 2,641 |
| Additional noninterest expense | $1,028,000 | 2,023 |
| Pre-tax net operating income | $2,617,000 | 2,469 |
| Securities gains (losses) | $-12,000 | 3,821 |
| Applicable income taxes | $23,000 | 3,356 |
| Income before extraordinary items | $2,582,000 | 2,271 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,582,000 | 2,270 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,582,000 | 2,270 |
| Net charge-offs | $-589,000 | 4,653 |
| Cash dividends | $1,230,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,593,880 | 2,299 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 2,520 |
| Total interest expense | $342,000 | 2,484 |
| Net interest income | $4,363,000 | 2,508 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $812,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $725,000 | 2,026 |
| Total noninterest expense | $3,407,000 | 2,535 |
| Salaries and employee benefits | $2,053,000 | 2,453 |
| Premises and equipment expense | $319,000 | 2,632 |
| Additional noninterest expense | $1,035,000 | 2,564 |
| Pre-tax net operating income | $1,708,000 | 2,401 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $13,000 | 3,339 |
| Income before extraordinary items | $1,682,000 | 2,200 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,682,000 | 2,200 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,682,000 | 2,200 |
| Net charge-offs | $-112,000 | 4,411 |
| Cash dividends | $816,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,694,870 | 2,229 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 2,516 |
| Total interest expense | $149,000 | 2,633 |
| Net interest income | $2,149,000 | 2,489 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $488,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $44,000 | 2,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 1,797 |
| Total noninterest expense | $1,727,000 | 2,516 |
| Salaries and employee benefits | $1,019,000 | 2,474 |
| Premises and equipment expense | $160,000 | 2,634 |
| Additional noninterest expense | $548,000 | 2,434 |
| Pre-tax net operating income | $880,000 | 2,278 |
| Securities gains (losses) | $-8,000 | 4,222 |
| Applicable income taxes | $6,000 | 3,252 |
| Income before extraordinary items | $866,000 | 2,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $866,000 | 2,100 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $866,000 | 2,100 |
| Net charge-offs | $-144,000 | 4,627 |
| Cash dividends | $530,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $873,920 | 2,104 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 2,620 |
| Total interest expense | $745,000 | 2,625 |
| Net interest income | $8,290,000 | 2,596 |
| Provision for loan and lease losses | $683,000 | 808 |
| Total noninterest income | $2,017,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $151,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,866,000 | 1,986 |
| Total noninterest expense | $6,482,000 | 2,607 |
| Salaries and employee benefits | $3,913,000 | 2,542 |
| Premises and equipment expense | $736,000 | 2,445 |
| Additional noninterest expense | $1,833,000 | 2,747 |
| Pre-tax net operating income | $3,142,000 | 2,634 |
| Securities gains (losses) | $-33,000 | 4,511 |
| Applicable income taxes | $24,000 | 3,468 |
| Income before extraordinary items | $3,085,000 | 2,500 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,085,000 | 2,500 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,085,000 | 2,501 |
| Net charge-offs | $1,030,000 | 409 |
| Cash dividends | $2,988,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,117,670 | 2,467 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 2,680 |
| Total interest expense | $588,000 | 2,625 |
| Net interest income | $6,115,000 | 2,660 |
| Provision for loan and lease losses | $547,000 | 761 |
| Total noninterest income | $1,622,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $102,000 | 3,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,520,000 | 1,940 |
| Total noninterest expense | $4,822,000 | 2,634 |
| Salaries and employee benefits | $2,833,000 | 2,603 |
| Premises and equipment expense | $577,000 | 2,399 |
| Additional noninterest expense | $1,412,000 | 2,700 |
| Pre-tax net operating income | $2,368,000 | 2,737 |
| Securities gains (losses) | $88,000 | 858 |
| Applicable income taxes | $18,000 | 3,445 |
| Income before extraordinary items | $2,438,000 | 2,542 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,438,000 | 2,542 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,438,000 | 2,542 |
| Net charge-offs | $168,000 | 860 |
| Cash dividends | $588,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,350,880 | 2,569 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 2,716 |
| Total interest expense | $411,000 | 2,636 |
| Net interest income | $3,971,000 | 2,697 |
| Provision for loan and lease losses | $424,000 | 705 |
| Total noninterest income | $1,103,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $63,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,864 |
| Total noninterest expense | $3,187,000 | 2,633 |
| Salaries and employee benefits | $1,853,000 | 2,628 |
| Premises and equipment expense | $366,000 | 2,452 |
| Additional noninterest expense | $968,000 | 2,648 |
| Pre-tax net operating income | $1,463,000 | 2,802 |
| Securities gains (losses) | $60,000 | 818 |
| Applicable income taxes | $12,000 | 3,433 |
| Income before extraordinary items | $1,511,000 | 2,619 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,511,000 | 2,619 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,511,000 | 2,619 |
| Net charge-offs | $73,000 | 1,027 |
| Cash dividends | $471,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,451,600 | 2,646 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 2,764 |
| Total interest expense | $221,000 | 2,606 |
| Net interest income | $1,896,000 | 2,750 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $576,000 | 2,084 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $31,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 1,829 |
| Total noninterest expense | $1,619,000 | 2,600 |
| Salaries and employee benefits | $915,000 | 2,636 |
| Premises and equipment expense | $183,000 | 2,482 |
| Additional noninterest expense | $521,000 | 2,463 |
| Pre-tax net operating income | $553,000 | 3,140 |
| Securities gains (losses) | $61,000 | 598 |
| Applicable income taxes | $6,000 | 3,373 |
| Income before extraordinary items | $608,000 | 2,885 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $608,000 | 2,884 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $608,000 | 2,885 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $158,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $547,610 | 2,975 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 2,712 |
| Total interest expense | $1,177,000 | 2,695 |
| Net interest income | $7,625,000 | 2,682 |
| Provision for loan and lease losses | $1,708,000 | 1,157 |
| Total noninterest income | $2,395,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $145,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,250,000 | 1,683 |
| Total noninterest expense | $6,223,000 | 2,636 |
| Salaries and employee benefits | $3,807,000 | 2,556 |
| Premises and equipment expense | $727,000 | 2,473 |
| Additional noninterest expense | $1,689,000 | 2,834 |
| Pre-tax net operating income | $2,089,000 | 2,898 |
| Securities gains (losses) | $-5,000 | 4,758 |
| Applicable income taxes | $24,000 | 3,369 |
| Income before extraordinary items | $2,060,000 | 2,796 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,060,000 | 2,794 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,060,000 | 2,796 |
| Net charge-offs | $1,454,000 | 514 |
| Cash dividends | $1,247,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,064,950 | 2,745 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 2,724 |
| Total interest expense | $920,000 | 2,730 |
| Net interest income | $5,691,000 | 2,700 |
| Provision for loan and lease losses | $829,000 | 1,519 |
| Total noninterest income | $1,771,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $106,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,665,000 | 1,655 |
| Total noninterest expense | $4,635,000 | 2,636 |
| Salaries and employee benefits | $2,828,000 | 2,565 |
| Premises and equipment expense | $537,000 | 2,488 |
| Additional noninterest expense | $1,270,000 | 2,809 |
| Pre-tax net operating income | $1,998,000 | 2,583 |
| Securities gains (losses) | $-10,000 | 4,787 |
| Applicable income taxes | $18,000 | 3,357 |
| Income before extraordinary items | $1,970,000 | 2,476 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,970,000 | 2,476 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,970,000 | 2,476 |
| Net charge-offs | $116,000 | 1,574 |
| Cash dividends | $811,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,979,900 | 2,420 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 2,772 |
| Total interest expense | $631,000 | 2,788 |
| Net interest income | $3,777,000 | 2,717 |
| Provision for loan and lease losses | $625,000 | 1,416 |
| Total noninterest income | $1,022,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $78,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,726 |
| Total noninterest expense | $2,992,000 | 2,708 |
| Salaries and employee benefits | $1,834,000 | 2,609 |
| Premises and equipment expense | $321,000 | 2,659 |
| Additional noninterest expense | $837,000 | 2,829 |
| Pre-tax net operating income | $1,182,000 | 2,716 |
| Securities gains (losses) | $-10,000 | 4,791 |
| Applicable income taxes | $12,000 | 3,335 |
| Income before extraordinary items | $1,160,000 | 2,599 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,160,000 | 2,597 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,160,000 | 2,599 |
| Net charge-offs | $155,000 | 1,132 |
| Cash dividends | $714,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,169,900 | 2,551 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 2,938 |
| Total interest expense | $336,000 | 2,842 |
| Net interest income | $1,653,000 | 2,913 |
| Provision for loan and lease losses | $152,000 | 1,619 |
| Total noninterest income | $379,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $46,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 1,897 |
| Total noninterest expense | $1,458,000 | 2,761 |
| Salaries and employee benefits | $900,000 | 2,657 |
| Premises and equipment expense | $161,000 | 2,666 |
| Additional noninterest expense | $397,000 | 2,953 |
| Pre-tax net operating income | $422,000 | 3,000 |
| Securities gains (losses) | $-14,000 | 4,843 |
| Applicable income taxes | $6,000 | 3,239 |
| Income before extraordinary items | $402,000 | 2,917 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $402,000 | 2,918 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $402,000 | 2,918 |
| Net charge-offs | $113,000 | 825 |
| Cash dividends | $135,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $415,860 | 2,856 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 2,933 |
| Total interest expense | $1,613,000 | 2,656 |
| Net interest income | $6,533,000 | 2,953 |
| Provision for loan and lease losses | $456,000 | 1,575 |
| Total noninterest income | $1,060,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $203,000 | 3,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 2,431 |
| Total noninterest expense | $5,953,000 | 2,712 |
| Salaries and employee benefits | $3,636,000 | 2,611 |
| Premises and equipment expense | $738,000 | 2,461 |
| Additional noninterest expense | $1,579,000 | 2,979 |
| Pre-tax net operating income | $1,184,000 | 3,694 |
| Securities gains (losses) | $43,000 | 1,298 |
| Applicable income taxes | $4,000 | 3,730 |
| Income before extraordinary items | $1,223,000 | 3,543 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,223,000 | 3,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,223,000 | 3,544 |
| Net charge-offs | $172,000 | 1,806 |
| Cash dividends | $319,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,180,000 | 3,556 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 2,948 |
| Total interest expense | $1,236,000 | 2,655 |
| Net interest income | $4,930,000 | 2,979 |
| Provision for loan and lease losses | $213,000 | 1,909 |
| Total noninterest income | $696,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $152,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,628 |
| Total noninterest expense | $4,458,000 | 2,730 |
| Salaries and employee benefits | $2,747,000 | 2,618 |
| Premises and equipment expense | $553,000 | 2,482 |
| Additional noninterest expense | $1,158,000 | 3,040 |
| Pre-tax net operating income | $955,000 | 3,688 |
| Securities gains (losses) | $42,000 | 1,129 |
| Applicable income taxes | $18,000 | 3,555 |
| Income before extraordinary items | $979,000 | 3,533 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $979,000 | 3,533 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $979,000 | 3,533 |
| Net charge-offs | $-71,000 | 4,891 |
| Cash dividends | $226,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $937,840 | 3,561 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 2,969 |
| Total interest expense | $813,000 | 2,649 |
| Net interest income | $3,286,000 | 2,996 |
| Provision for loan and lease losses | $81,000 | 2,394 |
| Total noninterest income | $490,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $94,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 2,487 |
| Total noninterest expense | $2,984,000 | 2,738 |
| Salaries and employee benefits | $1,849,000 | 2,613 |
| Premises and equipment expense | $368,000 | 2,483 |
| Additional noninterest expense | $767,000 | 3,095 |
| Pre-tax net operating income | $711,000 | 3,541 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $12,000 | 3,559 |
| Income before extraordinary items | $707,000 | 3,419 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $707,000 | 3,416 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $707,000 | 3,418 |
| Net charge-offs | $-45,000 | 4,881 |
| Cash dividends | $174,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $699,160 | 3,410 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 3,050 |
| Total interest expense | $384,000 | 2,699 |
| Net interest income | $1,586,000 | 3,077 |
| Provision for loan and lease losses | $27,000 | 2,596 |
| Total noninterest income | $186,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $44,000 | 3,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,812 |
| Total noninterest expense | $1,503,000 | 2,740 |
| Salaries and employee benefits | $931,000 | 2,614 |
| Premises and equipment expense | $186,000 | 2,494 |
| Additional noninterest expense | $386,000 | 3,083 |
| Pre-tax net operating income | $242,000 | 4,029 |
| Securities gains (losses) | $9,000 | 735 |
| Applicable income taxes | $6,000 | 3,508 |
| Income before extraordinary items | $245,000 | 3,871 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $245,000 | 3,869 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $245,000 | 3,870 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $102,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $236,180 | 3,912 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 3,016 |
| Total interest expense | $1,070,000 | 2,831 |
| Net interest income | $6,525,000 | 3,020 |
| Provision for loan and lease losses | $573,000 | 1,347 |
| Total noninterest income | $1,255,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $190,000 | 3,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,065,000 | 2,182 |
| Total noninterest expense | $6,112,000 | 2,698 |
| Salaries and employee benefits | $3,607,000 | 2,625 |
| Premises and equipment expense | $1,263,000 | 1,742 |
| Additional noninterest expense | $1,242,000 | 3,520 |
| Pre-tax net operating income | $1,095,000 | 3,922 |
| Securities gains (losses) | $12,000 | 676 |
| Applicable income taxes | $24,000 | 3,593 |
| Income before extraordinary items | $1,083,000 | 3,800 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,083,000 | 3,798 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,083,000 | 3,799 |
| Net charge-offs | $445,000 | 1,027 |
| Cash dividends | $219,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,071,240 | 3,826 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 3,038 |
| Total interest expense | $706,000 | 2,945 |
| Net interest income | $4,915,000 | 3,026 |
| Provision for loan and lease losses | $573,000 | 1,018 |
| Total noninterest income | $984,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $146,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 2,149 |
| Total noninterest expense | $4,698,000 | 2,655 |
| Salaries and employee benefits | $2,771,000 | 2,587 |
| Premises and equipment expense | $923,000 | 1,791 |
| Additional noninterest expense | $1,004,000 | 3,390 |
| Pre-tax net operating income | $628,000 | 4,297 |
| Securities gains (losses) | $12,000 | 667 |
| Applicable income taxes | $18,000 | 3,653 |
| Income before extraordinary items | $622,000 | 4,166 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $622,000 | 4,165 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $622,000 | 4,165 |
| Net charge-offs | $210,000 | 1,213 |
| Cash dividends | $154,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $610,360 | 4,192 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 3,026 |
| Total interest expense | $443,000 | 2,977 |
| Net interest income | $3,333,000 | 3,001 |
| Provision for loan and lease losses | $515,000 | 801 |
| Total noninterest income | $703,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $97,000 | 3,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $606,000 | 2,049 |
| Total noninterest expense | $3,211,000 | 2,631 |
| Salaries and employee benefits | $1,919,000 | 2,544 |
| Premises and equipment expense | $560,000 | 1,919 |
| Additional noninterest expense | $732,000 | 3,236 |
| Pre-tax net operating income | $310,000 | 4,597 |
| Securities gains (losses) | $12,000 | 565 |
| Applicable income taxes | $12,000 | 3,647 |
| Income before extraordinary items | $310,000 | 4,490 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $310,000 | 4,489 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $310,000 | 4,489 |
| Net charge-offs | $202,000 | 932 |
| Cash dividends | $102,000 | 3,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $298,480 | 4,538 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,137 |
| Total interest expense | $202,000 | 3,066 |
| Net interest income | $1,580,000 | 3,111 |
| Provision for loan and lease losses | $421,000 | 536 |
| Total noninterest income | $205,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $53,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,826 |
| Total noninterest expense | $1,659,000 | 2,597 |
| Salaries and employee benefits | $953,000 | 2,580 |
| Premises and equipment expense | $310,000 | 1,822 |
| Additional noninterest expense | $396,000 | 3,074 |
| Pre-tax net operating income | $-295,000 | 5,552 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $6,000 | 3,629 |
| Income before extraordinary items | $-301,000 | 5,539 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-301,000 | 5,539 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-301,000 | 5,539 |
| Net charge-offs | $184,000 | 604 |
| Cash dividends | $50,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-301,000 | 5,543 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 3,007 |
| Total interest expense | $791,000 | 2,935 |
| Net interest income | $6,668,000 | 2,988 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $567,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $186,000 | 3,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,512 |
| Total noninterest expense | $6,027,000 | 2,755 |
| Salaries and employee benefits | $3,604,000 | 2,659 |
| Premises and equipment expense | $1,124,000 | 1,945 |
| Additional noninterest expense | $1,299,000 | 3,501 |
| Pre-tax net operating income | $1,208,000 | 3,814 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $4,000 | 3,980 |
| Income before extraordinary items | $1,209,000 | 3,468 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,209,000 | 3,466 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,209,000 | 3,468 |
| Net charge-offs | $422,000 | 1,206 |
| Cash dividends | $194,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,204,000 | 3,454 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 3,014 |
| Total interest expense | $598,000 | 2,914 |
| Net interest income | $5,018,000 | 2,998 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $339,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $136,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,943 |
| Total noninterest expense | $4,543,000 | 2,765 |
| Salaries and employee benefits | $2,688,000 | 2,682 |
| Premises and equipment expense | $835,000 | 1,956 |
| Additional noninterest expense | $1,020,000 | 3,421 |
| Pre-tax net operating income | $814,000 | 4,035 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $18,000 | 3,745 |
| Income before extraordinary items | $801,000 | 3,841 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $801,000 | 3,839 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $801,000 | 3,841 |
| Net charge-offs | $419,000 | 910 |
| Cash dividends | $134,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $796,100 | 3,831 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 3,018 |
| Total interest expense | $396,000 | 2,901 |
| Net interest income | $3,325,000 | 3,001 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $391,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 2,937 |
| Total noninterest expense | $2,961,000 | 2,829 |
| Salaries and employee benefits | $1,781,000 | 2,709 |
| Premises and equipment expense | $501,000 | 2,124 |
| Additional noninterest expense | $679,000 | 3,451 |
| Pre-tax net operating income | $755,000 | 3,545 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $12,000 | 3,765 |
| Income before extraordinary items | $748,000 | 3,277 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $748,000 | 3,276 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $748,000 | 3,277 |
| Net charge-offs | $154,000 | 1,228 |
| Cash dividends | $107,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $743,100 | 3,269 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 3,049 |
| Total interest expense | $197,000 | 2,875 |
| Net interest income | $1,640,000 | 3,022 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $147,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $44,000 | 3,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 3,429 |
| Total noninterest expense | $1,412,000 | 2,948 |
| Salaries and employee benefits | $881,000 | 2,760 |
| Premises and equipment expense | $239,000 | 2,216 |
| Additional noninterest expense | $292,000 | 3,777 |
| Pre-tax net operating income | $375,000 | 3,506 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $369,000 | 3,273 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $369,000 | 3,272 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $369,000 | 3,273 |
| Net charge-offs | $172,000 | 661 |
| Cash dividends | $42,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $369,000 | 3,248 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 2,897 |
| Total interest expense | $867,000 | 2,667 |
| Net interest income | $6,946,000 | 2,906 |
| Provision for loan and lease losses | $1,976,000 | 531 |
| Total noninterest income | $1,107,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $192,000 | 3,632 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $915,000 | 2,501 |
| Total noninterest expense | $6,477,000 | 2,703 |
| Salaries and employee benefits | $4,078,000 | 2,462 |
| Premises and equipment expense | $1,006,000 | 2,143 |
| Additional noninterest expense | $1,393,000 | 3,495 |
| Pre-tax net operating income | $-400,000 | 5,766 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-371,000 | 5,772 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-371,000 | 5,771 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-371,000 | 5,771 |
| Net charge-offs | $2,056,000 | 382 |
| Cash dividends | $105,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-400,000 | 5,768 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 2,904 |
| Total interest expense | $657,000 | 2,642 |
| Net interest income | $5,204,000 | 2,906 |
| Provision for loan and lease losses | $1,508,000 | 506 |
| Total noninterest income | $764,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $149,000 | 3,607 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $615,000 | 2,632 |
| Total noninterest expense | $4,370,000 | 2,903 |
| Salaries and employee benefits | $2,683,000 | 2,712 |
| Premises and equipment expense | $707,000 | 2,240 |
| Additional noninterest expense | $980,000 | 3,662 |
| Pre-tax net operating income | $90,000 | 5,528 |
| Securities gains (losses) | $29,000 | 2,127 |
| Applicable income taxes | $18,000 | 3,882 |
| Income before extraordinary items | $101,000 | 5,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $101,000 | 5,514 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $101,000 | 5,515 |
| Net charge-offs | $654,000 | 650 |
| Cash dividends | $90,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $76,350 | 5,548 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 2,937 |
| Total interest expense | $429,000 | 2,699 |
| Net interest income | $3,434,000 | 2,935 |
| Provision for loan and lease losses | $1,508,000 | 361 |
| Total noninterest income | $378,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $99,000 | 3,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $279,000 | 3,117 |
| Total noninterest expense | $2,848,000 | 2,955 |
| Salaries and employee benefits | $1,729,000 | 2,798 |
| Premises and equipment expense | $470,000 | 2,245 |
| Additional noninterest expense | $649,000 | 3,697 |
| Pre-tax net operating income | $-544,000 | 5,983 |
| Securities gains (losses) | $29,000 | 1,762 |
| Applicable income taxes | $12,000 | 3,911 |
| Income before extraordinary items | $-527,000 | 5,990 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-527,000 | 5,989 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-527,000 | 5,989 |
| Net charge-offs | $597,000 | 525 |
| Cash dividends | $50,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-556,000 | 5,987 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,897 |
| Total interest expense | $208,000 | 2,771 |
| Net interest income | $1,757,000 | 2,895 |
| Provision for loan and lease losses | $1,150,000 | 251 |
| Total noninterest income | $214,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $164,000 | 2,875 |
| Total noninterest expense | $1,343,000 | 3,085 |
| Salaries and employee benefits | $827,000 | 2,883 |
| Premises and equipment expense | $244,000 | 2,205 |
| Additional noninterest expense | $272,000 | 4,084 |
| Pre-tax net operating income | $-522,000 | 6,064 |
| Securities gains (losses) | $23,000 | 1,179 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $-505,000 | 6,061 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-505,000 | 6,061 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-505,000 | 6,061 |
| Net charge-offs | $223,000 | 610 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-528,000 | 6,058 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 2,832 |
| Total interest expense | $936,000 | 2,533 |
| Net interest income | $7,087,000 | 2,831 |
| Provision for loan and lease losses | $795,000 | 980 |
| Total noninterest income | $623,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $197,000 | 3,732 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $426,000 | 3,509 |
| Total noninterest expense | $5,414,000 | 3,053 |
| Salaries and employee benefits | $3,422,000 | 2,782 |
| Premises and equipment expense | $910,000 | 2,321 |
| Additional noninterest expense | $1,082,000 | 4,142 |
| Pre-tax net operating income | $1,501,000 | 3,493 |
| Securities gains (losses) | $22,000 | 2,184 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $1,517,000 | 3,207 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,517,000 | 3,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,517,000 | 3,209 |
| Net charge-offs | $1,136,000 | 619 |
| Cash dividends | $340,000 | 3,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,495,000 | 3,182 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 2,854 |
| Total interest expense | $715,000 | 2,527 |
| Net interest income | $5,293,000 | 2,866 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $410,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $145,000 | 3,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 3,784 |
| Total noninterest expense | $3,873,000 | 3,167 |
| Salaries and employee benefits | $2,438,000 | 2,891 |
| Premises and equipment expense | $638,000 | 2,470 |
| Additional noninterest expense | $797,000 | 4,190 |
| Pre-tax net operating income | $1,470,000 | 3,111 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $14,000 | 4,054 |
| Income before extraordinary items | $1,475,000 | 2,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,475,000 | 2,805 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,475,000 | 2,806 |
| Net charge-offs | $393,000 | 1,023 |
| Cash dividends | $250,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,456,190 | 2,770 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 2,865 |
| Total interest expense | $483,000 | 2,518 |
| Net interest income | $3,514,000 | 2,872 |
| Provision for loan and lease losses | $360,000 | 971 |
| Total noninterest income | $166,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $92,000 | 3,849 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,826 |
| Total noninterest expense | $2,533,000 | 3,230 |
| Salaries and employee benefits | $1,577,000 | 2,980 |
| Premises and equipment expense | $419,000 | 2,505 |
| Additional noninterest expense | $537,000 | 4,195 |
| Pre-tax net operating income | $787,000 | 3,450 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $8,000 | 4,131 |
| Income before extraordinary items | $779,000 | 3,213 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $779,000 | 3,213 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $779,000 | 3,214 |
| Net charge-offs | $220,000 | 1,128 |
| Cash dividends | $95,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $779,000 | 3,150 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 2,899 |
| Total interest expense | $247,000 | 2,499 |
| Net interest income | $1,714,000 | 2,930 |
| Provision for loan and lease losses | $180,000 | 957 |
| Total noninterest income | $139,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 3,657 |
| Total noninterest expense | $1,408,000 | 3,032 |
| Salaries and employee benefits | $738,000 | 3,135 |
| Premises and equipment expense | $397,000 | 1,499 |
| Additional noninterest expense | $273,000 | 4,166 |
| Pre-tax net operating income | $265,000 | 4,062 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $265,000 | 3,864 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $265,000 | 3,867 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $265,000 | 3,868 |
| Net charge-offs | $191,000 | 755 |
| Cash dividends | $35,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $265,000 | 3,779 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,911,000 | 2,909 |
| Total interest expense | $1,138,000 | 2,354 |
| Net interest income | $6,773,000 | 2,966 |
| Provision for loan and lease losses | $867,000 | 978 |
| Total noninterest income | $747,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $224,000 | 3,735 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $523,000 | 3,219 |
| Total noninterest expense | $5,203,000 | 3,221 |
| Salaries and employee benefits | $3,105,000 | 3,004 |
| Premises and equipment expense | $1,005,000 | 2,229 |
| Additional noninterest expense | $1,093,000 | 4,249 |
| Pre-tax net operating income | $1,450,000 | 3,548 |
| Securities gains (losses) | $112,000 | 1,169 |
| Applicable income taxes | $22,000 | 3,989 |
| Income before extraordinary items | $1,540,000 | 3,200 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,540,000 | 3,200 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,540,000 | 3,201 |
| Net charge-offs | $1,119,000 | 813 |
| Cash dividends | $485,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,429,120 | 3,276 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 2,956 |
| Total interest expense | $871,000 | 2,367 |
| Net interest income | $5,003,000 | 3,013 |
| Provision for loan and lease losses | $687,000 | 903 |
| Total noninterest income | $492,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $174,000 | 3,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $318,000 | 3,552 |
| Total noninterest expense | $3,833,000 | 3,282 |
| Salaries and employee benefits | $2,263,000 | 3,087 |
| Premises and equipment expense | $758,000 | 2,239 |
| Additional noninterest expense | $812,000 | 4,297 |
| Pre-tax net operating income | $975,000 | 3,803 |
| Securities gains (losses) | $112,000 | 919 |
| Applicable income taxes | $18,000 | 4,032 |
| Income before extraordinary items | $1,069,000 | 3,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,069,000 | 3,367 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,069,000 | 3,367 |
| Net charge-offs | $1,084,000 | 627 |
| Cash dividends | $190,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $959,240 | 3,529 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 2,981 |
| Total interest expense | $587,000 | 2,370 |
| Net interest income | $3,280,000 | 3,050 |
| Provision for loan and lease losses | $497,000 | 861 |
| Total noninterest income | $306,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $117,000 | 3,671 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $189,000 | 3,724 |
| Total noninterest expense | $2,505,000 | 3,343 |
| Salaries and employee benefits | $1,486,000 | 3,136 |
| Premises and equipment expense | $499,000 | 2,279 |
| Additional noninterest expense | $520,000 | 4,403 |
| Pre-tax net operating income | $584,000 | 3,927 |
| Securities gains (losses) | $79,000 | 921 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $651,000 | 3,476 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $651,000 | 3,482 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $651,000 | 3,482 |
| Net charge-offs | $666,000 | 691 |
| Cash dividends | $59,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $573,580 | 3,653 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 3,019 |
| Total interest expense | $298,000 | 2,373 |
| Net interest income | $1,615,000 | 3,094 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $133,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $72,000 | 4,055 |
| Total noninterest expense | $1,251,000 | 3,376 |
| Salaries and employee benefits | $735,000 | 3,181 |
| Premises and equipment expense | $288,000 | 2,058 |
| Additional noninterest expense | $228,000 | 4,698 |
| Pre-tax net operating income | $347,000 | 3,568 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $341,000 | 3,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 3,307 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $341,000 | 3,307 |
| Net charge-offs | $33,000 | 2,158 |
| Cash dividends | $33,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $341,000 | 3,268 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 3,160 |
| Total interest expense | $1,157,000 | 2,641 |
| Net interest income | $6,115,000 | 3,229 |
| Provision for loan and lease losses | $1,859,000 | 657 |
| Total noninterest income | $1,086,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $841,000 | 2,612 |
| Total noninterest expense | $4,688,000 | 3,564 |
| Salaries and employee benefits | $2,803,000 | 3,252 |
| Premises and equipment expense | $902,000 | 2,463 |
| Additional noninterest expense | $983,000 | 4,609 |
| Pre-tax net operating income | $654,000 | 4,687 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-178,000 | 6,541 |
| Income before extraordinary items | $832,000 | 4,214 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $832,000 | 4,216 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $832,000 | 4,217 |
| Net charge-offs | $1,367,000 | 1,001 |
| Cash dividends | $390,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $832,000 | 4,165 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 3,217 |
| Total interest expense | $859,000 | 2,746 |
| Net interest income | $4,526,000 | 3,275 |
| Provision for loan and lease losses | $550,000 | 1,414 |
| Total noninterest income | $537,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $183,000 | 3,777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $354,000 | 3,500 |
| Total noninterest expense | $3,371,000 | 3,664 |
| Salaries and employee benefits | $2,088,000 | 3,293 |
| Premises and equipment expense | $576,000 | 2,806 |
| Additional noninterest expense | $707,000 | 4,739 |
| Pre-tax net operating income | $1,142,000 | 3,450 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $1,124,000 | 3,198 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,124,000 | 3,201 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,124,000 | 3,202 |
| Net charge-offs | $1,053,000 | 960 |
| Cash dividends | $295,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,124,000 | 3,132 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 3,243 |
| Total interest expense | $559,000 | 2,855 |
| Net interest income | $2,996,000 | 3,289 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $336,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $114,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $222,000 | 3,636 |
| Total noninterest expense | $2,272,000 | 3,665 |
| Salaries and employee benefits | $1,376,000 | 3,339 |
| Premises and equipment expense | $389,000 | 2,799 |
| Additional noninterest expense | $507,000 | 4,602 |
| Pre-tax net operating income | $760,000 | 3,422 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $748,000 | 3,198 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $748,000 | 3,200 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $748,000 | 3,201 |
| Net charge-offs | $273,000 | 1,779 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $748,000 | 3,096 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,285 |
| Total interest expense | $273,000 | 2,959 |
| Net interest income | $1,497,000 | 3,302 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $161,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 3,629 |
| Total noninterest expense | $1,144,000 | 3,676 |
| Salaries and employee benefits | $700,000 | 3,326 |
| Premises and equipment expense | $194,000 | 2,817 |
| Additional noninterest expense | $250,000 | 4,642 |
| Pre-tax net operating income | $364,000 | 3,450 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $358,000 | 3,239 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $358,000 | 3,239 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $358,000 | 3,241 |
| Net charge-offs | $28,000 | 2,842 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $358,000 | 3,138 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,317,000 | 3,346 |
| Total interest expense | $1,305,000 | 3,019 |
| Net interest income | $6,012,000 | 3,371 |
| Provision for loan and lease losses | $710,000 | 2,242 |
| Total noninterest income | $533,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $238,000 | 3,953 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $295,000 | 4,058 |
| Total noninterest expense | $4,253,000 | 3,862 |
| Salaries and employee benefits | $2,620,000 | 3,446 |
| Premises and equipment expense | $753,000 | 2,871 |
| Additional noninterest expense | $880,000 | 5,077 |
| Pre-tax net operating income | $1,582,000 | 3,244 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $16,000 | 4,281 |
| Income before extraordinary items | $1,566,000 | 3,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,566,000 | 3,037 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,566,000 | 3,038 |
| Net charge-offs | $910,000 | 1,926 |
| Cash dividends | $445,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,566,000 | 2,919 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 3,407 |
| Total interest expense | $1,020,000 | 3,030 |
| Net interest income | $4,431,000 | 3,461 |
| Provision for loan and lease losses | $560,000 | 2,139 |
| Total noninterest income | $505,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $176,000 | 4,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $329,000 | 3,557 |
| Total noninterest expense | $3,195,000 | 3,884 |
| Salaries and employee benefits | $1,951,000 | 3,484 |
| Premises and equipment expense | $558,000 | 2,925 |
| Additional noninterest expense | $686,000 | 5,052 |
| Pre-tax net operating income | $1,181,000 | 3,345 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $1,163,000 | 3,138 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,163,000 | 3,137 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,163,000 | 3,136 |
| Net charge-offs | $822,000 | 1,642 |
| Cash dividends | $305,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,163,000 | 2,992 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 3,443 |
| Total interest expense | $696,000 | 3,069 |
| Net interest income | $2,920,000 | 3,505 |
| Provision for loan and lease losses | $410,000 | 2,042 |
| Total noninterest income | $316,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $117,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 3,676 |
| Total noninterest expense | $2,114,000 | 3,926 |
| Salaries and employee benefits | $1,292,000 | 3,520 |
| Premises and equipment expense | $367,000 | 2,966 |
| Additional noninterest expense | $455,000 | 5,093 |
| Pre-tax net operating income | $712,000 | 3,500 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $700,000 | 3,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $700,000 | 3,326 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $700,000 | 3,327 |
| Net charge-offs | $137,000 | 3,133 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $700,000 | 3,150 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,454 |
| Total interest expense | $355,000 | 3,112 |
| Net interest income | $1,473,000 | 3,500 |
| Provision for loan and lease losses | $260,000 | 1,711 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,031,000 | 4,017 |
| Salaries and employee benefits | $619,000 | 3,651 |
| Premises and equipment expense | $174,000 | 3,098 |
| Additional noninterest expense | $238,000 | 4,981 |
| Pre-tax net operating income | $311,000 | 3,775 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $305,000 | 3,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $305,000 | 3,623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $305,000 | 3,623 |
| Net charge-offs | $99,000 | 2,456 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $305,000 | 3,452 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 3,567 |
| Total interest expense | $1,484,000 | 3,475 |
| Net interest income | $5,849,000 | 3,526 |
| Provision for loan and lease losses | $792,000 | 2,760 |
| Total noninterest income | $596,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $244,000 | 4,012 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $352,000 | 3,624 |
| Total noninterest expense | $4,117,000 | 4,035 |
| Salaries and employee benefits | $2,407,000 | 3,665 |
| Premises and equipment expense | $804,000 | 2,910 |
| Additional noninterest expense | $906,000 | 5,140 |
| Pre-tax net operating income | $1,536,000 | 2,989 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $30,000 | 3,960 |
| Income before extraordinary items | $1,506,000 | 2,768 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,506,000 | 2,771 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,506,000 | 2,771 |
| Net charge-offs | $123,000 | 4,792 |
| Cash dividends | $665,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,506,000 | 2,673 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 3,625 |
| Total interest expense | $1,134,000 | 3,548 |
| Net interest income | $4,305,000 | 3,589 |
| Provision for loan and lease losses | $310,000 | 3,562 |
| Total noninterest income | $487,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $185,000 | 4,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $302,000 | 3,454 |
| Total noninterest expense | $3,141,000 | 3,994 |
| Salaries and employee benefits | $1,801,000 | 3,674 |
| Premises and equipment expense | $624,000 | 2,845 |
| Additional noninterest expense | $716,000 | 5,033 |
| Pre-tax net operating income | $1,341,000 | 2,788 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $9,000 | 4,287 |
| Income before extraordinary items | $1,332,000 | 2,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,332,000 | 2,536 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,332,000 | 2,536 |
| Net charge-offs | $75,000 | 4,674 |
| Cash dividends | $320,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,332,000 | 2,437 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 3,721 |
| Total interest expense | $775,000 | 3,583 |
| Net interest income | $2,779,000 | 3,676 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $298,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $117,000 | 4,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 3,663 |
| Total noninterest expense | $2,044,000 | 4,102 |
| Salaries and employee benefits | $1,201,000 | 3,705 |
| Premises and equipment expense | $381,000 | 3,055 |
| Additional noninterest expense | $462,000 | 5,195 |
| Pre-tax net operating income | $828,000 | 2,870 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $6,000 | 4,255 |
| Income before extraordinary items | $822,000 | 2,628 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $822,000 | 2,628 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $822,000 | 2,628 |
| Net charge-offs | $82,000 | 4,037 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $822,000 | 2,549 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 3,807 |
| Total interest expense | $409,000 | 3,546 |
| Net interest income | $1,322,000 | 3,800 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $139,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 3,793 |
| Total noninterest expense | $1,001,000 | 4,181 |
| Salaries and employee benefits | $592,000 | 3,762 |
| Premises and equipment expense | $187,000 | 3,156 |
| Additional noninterest expense | $222,000 | 5,278 |
| Pre-tax net operating income | $360,000 | 3,190 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $357,000 | 2,891 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $357,000 | 2,890 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $357,000 | 2,891 |
| Net charge-offs | $-34,000 | 7,299 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $357,000 | 2,836 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 3,829 |
| Total interest expense | $2,037,000 | 3,510 |
| Net interest income | $5,188,000 | 3,852 |
| Provision for loan and lease losses | $977,000 | 3,089 |
| Total noninterest income | $709,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 3,898 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $446,000 | 3,349 |
| Total noninterest expense | $4,068,000 | 4,167 |
| Salaries and employee benefits | $2,367,000 | 3,739 |
| Premises and equipment expense | $747,000 | 3,127 |
| Additional noninterest expense | $954,000 | 5,213 |
| Pre-tax net operating income | $852,000 | 3,643 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $841,000 | 3,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $841,000 | 3,524 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $841,000 | 3,527 |
| Net charge-offs | $1,194,000 | 2,448 |
| Cash dividends | $263,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $841,000 | 3,410 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,438,000 | 3,896 |
| Total interest expense | $1,574,000 | 3,570 |
| Net interest income | $3,864,000 | 3,931 |
| Provision for loan and lease losses | $887,000 | 2,699 |
| Total noninterest income | $517,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $202,000 | 3,924 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $315,000 | 3,485 |
| Total noninterest expense | $3,097,000 | 4,125 |
| Salaries and employee benefits | $1,792,000 | 3,752 |
| Premises and equipment expense | $572,000 | 3,141 |
| Additional noninterest expense | $733,000 | 5,147 |
| Pre-tax net operating income | $397,000 | 4,517 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $388,000 | 4,511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $388,000 | 4,514 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $388,000 | 4,514 |
| Net charge-offs | $1,047,000 | 2,139 |
| Cash dividends | $218,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $388,000 | 4,330 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 3,837 |
| Total interest expense | $1,090,000 | 3,571 |
| Net interest income | $2,650,000 | 3,860 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $334,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $140,000 | 3,837 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $194,000 | 3,550 |
| Total noninterest expense | $2,087,000 | 4,116 |
| Salaries and employee benefits | $1,208,000 | 3,745 |
| Premises and equipment expense | $395,000 | 3,088 |
| Additional noninterest expense | $484,000 | 5,174 |
| Pre-tax net operating income | $717,000 | 2,987 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $711,000 | 2,732 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $711,000 | 2,727 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $711,000 | 2,731 |
| Net charge-offs | $44,000 | 4,991 |
| Cash dividends | $178,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $711,000 | 2,638 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,932 |
| Total interest expense | $569,000 | 3,575 |
| Net interest income | $1,278,000 | 3,988 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $98,000 | 3,557 |
| Total noninterest expense | $1,029,000 | 4,199 |
| Salaries and employee benefits | $623,000 | 3,710 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $208,000 | 5,596 |
| Pre-tax net operating income | $326,000 | 3,228 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $323,000 | 2,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 2,989 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $323,000 | 2,993 |
| Net charge-offs | $52,000 | 3,679 |
| Cash dividends | $80,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $323,000 | 2,886 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 4,133 |
| Total interest expense | $2,607,000 | 3,785 |
| Net interest income | $4,491,000 | 4,238 |
| Provision for loan and lease losses | $260,000 | 5,467 |
| Total noninterest income | $672,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $336,000 | 3,667 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $336,000 | 3,820 |
| Total noninterest expense | $3,924,000 | 4,402 |
| Salaries and employee benefits | $2,354,000 | 3,869 |
| Premises and equipment expense | $782,000 | 3,184 |
| Additional noninterest expense | $788,000 | 5,853 |
| Pre-tax net operating income | $979,000 | 3,020 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $6,000 | 3,998 |
| Income before extraordinary items | $973,000 | 2,824 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $973,000 | 2,823 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $973,000 | 2,824 |
| Net charge-offs | $300,000 | 4,482 |
| Cash dividends | $476,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $973,000 | 2,763 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 4,232 |
| Total interest expense | $1,957,000 | 3,900 |
| Net interest income | $3,273,000 | 4,327 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $732,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $249,000 | 3,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $483,000 | 2,867 |
| Total noninterest expense | $2,913,000 | 4,436 |
| Salaries and employee benefits | $1,759,000 | 3,920 |
| Premises and equipment expense | $580,000 | 3,250 |
| Additional noninterest expense | $574,000 | 5,925 |
| Pre-tax net operating income | $912,000 | 2,902 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $13,000 | 3,954 |
| Income before extraordinary items | $899,000 | 2,649 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $899,000 | 2,645 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $899,000 | 2,649 |
| Net charge-offs | $312,000 | 3,653 |
| Cash dividends | $447,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $899,000 | 2,610 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 4,306 |
| Total interest expense | $1,300,000 | 4,036 |
| Net interest income | $2,150,000 | 4,365 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $509,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $156,000 | 3,802 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $353,000 | 2,725 |
| Total noninterest expense | $1,938,000 | 4,470 |
| Salaries and employee benefits | $1,164,000 | 3,968 |
| Premises and equipment expense | $390,000 | 3,251 |
| Additional noninterest expense | $384,000 | 5,935 |
| Pre-tax net operating income | $601,000 | 3,007 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $591,000 | 2,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 2,791 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $591,000 | 2,793 |
| Net charge-offs | $124,000 | 4,004 |
| Cash dividends | $343,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $591,000 | 2,697 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 4,374 |
| Total interest expense | $633,000 | 4,223 |
| Net interest income | $1,073,000 | 4,362 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $214,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $958,000 | 4,440 |
| Salaries and employee benefits | $581,000 | 4,010 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $171,000 | 5,990 |
| Pre-tax net operating income | $269,000 | 3,510 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $263,000 | 3,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $263,000 | 3,350 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $263,000 | 3,351 |
| Net charge-offs | $123,000 | 2,647 |
| Cash dividends | $223,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $263,000 | 3,203 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,941,000 | 4,504 |
| Total interest expense | $2,794,000 | 4,452 |
| Net interest income | $4,147,000 | 4,475 |
| Provision for loan and lease losses | $140,000 | 5,648 |
| Total noninterest income | $713,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $340,000 | 3,781 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $373,000 | 3,703 |
| Total noninterest expense | $3,539,000 | 4,607 |
| Salaries and employee benefits | $2,137,000 | 4,235 |
| Premises and equipment expense | $699,000 | 3,520 |
| Additional noninterest expense | $703,000 | 5,793 |
| Pre-tax net operating income | $1,181,000 | 3,437 |
| Securities gains (losses) | $34,000 | 1,848 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $1,208,000 | 2,899 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,208,000 | 2,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,426 |
| Cash dividends | $530,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,174,340 | 3,110 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 4,585 |
| Total interest expense | $2,138,000 | 4,512 |
| Net interest income | $3,074,000 | 4,550 |
| Provision for loan and lease losses | $110,000 | 5,045 |
| Total noninterest income | $549,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $261,000 | 3,761 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $288,000 | 3,751 |
| Total noninterest expense | $2,624,000 | 4,631 |
| Salaries and employee benefits | $1,575,000 | 4,316 |
| Premises and equipment expense | $519,000 | 3,554 |
| Additional noninterest expense | $530,000 | 5,757 |
| Pre-tax net operating income | $889,000 | 3,891 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $880,000 | 3,376 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $880,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $395,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $880,000 | 3,507 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 4,620 |
| Total interest expense | $1,495,000 | 4,513 |
| Net interest income | $2,018,000 | 4,595 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $367,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $175,000 | 3,751 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $192,000 | 3,848 |
| Total noninterest expense | $1,737,000 | 4,675 |
| Salaries and employee benefits | $1,055,000 | 4,348 |
| Premises and equipment expense | $343,000 | 3,605 |
| Additional noninterest expense | $339,000 | 5,852 |
| Pre-tax net operating income | $568,000 | 4,133 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $562,000 | 3,770 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $562,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,817 |
| Cash dividends | $265,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $562,000 | 3,717 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 4,593 |
| Total interest expense | $796,000 | 4,519 |
| Net interest income | $1,022,000 | 4,548 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $168,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $878,000 | 4,660 |
| Salaries and employee benefits | $531,000 | 4,338 |
| Premises and equipment expense | $170,000 | 3,639 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $277,000 | 4,332 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $274,000 | 3,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $130,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $274,000 | 3,917 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,143,000 | 4,688 |
| Total interest expense | $3,159,000 | 4,643 |
| Net interest income | $3,984,000 | 4,637 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $722,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $368,000 | 3,688 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $354,000 | 3,962 |
| Total noninterest expense | $3,394,000 | 4,628 |
| Salaries and employee benefits | $2,031,000 | 4,347 |
| Premises and equipment expense | $705,000 | 3,423 |
| Additional noninterest expense | $658,000 | 5,897 |
| Pre-tax net operating income | $1,172,000 | 4,410 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $1,162,000 | 4,004 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,162,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,656 |
| Cash dividends | $665,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,162,000 | 3,998 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,216,000 | 4,776 |
| Total interest expense | $2,293,000 | 4,751 |
| Net interest income | $2,923,000 | 4,717 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $529,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $265,000 | 3,764 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 3,988 |
| Total noninterest expense | $2,512,000 | 4,646 |
| Salaries and employee benefits | $1,512,000 | 4,350 |
| Premises and equipment expense | $533,000 | 3,380 |
| Additional noninterest expense | $467,000 | 5,992 |
| Pre-tax net operating income | $830,000 | 4,762 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $821,000 | 4,295 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $821,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,813 |
| Cash dividends | $390,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $821,000 | 4,282 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 4,841 |
| Total interest expense | $1,482,000 | 4,827 |
| Net interest income | $1,929,000 | 4,777 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $301,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $172,000 | 3,812 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $1,642,000 | 4,724 |
| Salaries and employee benefits | $996,000 | 4,422 |
| Premises and equipment expense | $358,000 | 3,368 |
| Additional noninterest expense | $288,000 | 6,234 |
| Pre-tax net operating income | $518,000 | 4,965 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $512,000 | 4,497 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $512,000 | 4,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,190 |
| Cash dividends | $260,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $512,000 | 4,496 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 4,895 |
| Total interest expense | $713,000 | 4,923 |
| Net interest income | $962,000 | 4,793 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $134,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $829,000 | 4,697 |
| Salaries and employee benefits | $496,000 | 4,459 |
| Premises and equipment expense | $183,000 | 3,346 |
| Additional noninterest expense | $150,000 | 6,119 |
| Pre-tax net operating income | $237,000 | 5,161 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $234,000 | 4,716 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $234,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $130,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $234,000 | 4,698 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 4,989 |
| Total interest expense | $2,386,000 | 4,942 |
| Net interest income | $3,674,000 | 4,896 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $561,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $324,000 | 3,966 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $237,000 | 4,773 |
| Total noninterest expense | $3,095,000 | 4,780 |
| Salaries and employee benefits | $1,831,000 | 4,564 |
| Premises and equipment expense | $730,000 | 3,227 |
| Additional noninterest expense | $534,000 | 6,386 |
| Pre-tax net operating income | $1,020,000 | 5,151 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $10,000 | 6,155 |
| Income before extraordinary items | $1,010,000 | 4,690 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,010,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,366 |
| Cash dividends | $620,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,010,000 | 4,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 5,086 |
| Total interest expense | $1,638,000 | 5,105 |
| Net interest income | $2,745,000 | 4,960 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $410,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $246,000 | 3,975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $164,000 | 4,947 |
| Total noninterest expense | $2,308,000 | 4,785 |
| Salaries and employee benefits | $1,360,000 | 4,566 |
| Premises and equipment expense | $549,000 | 3,226 |
| Additional noninterest expense | $399,000 | 6,400 |
| Pre-tax net operating income | $757,000 | 5,339 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $748,000 | 4,866 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $748,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $395,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $748,000 | 4,854 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 5,165 |
| Total interest expense | $997,000 | 5,228 |
| Net interest income | $1,825,000 | 4,985 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $243,000 | 5,212 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,046 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 5,447 |
| Total noninterest expense | $1,551,000 | 4,773 |
| Salaries and employee benefits | $908,000 | 4,590 |
| Premises and equipment expense | $359,000 | 3,262 |
| Additional noninterest expense | $284,000 | 6,242 |
| Pre-tax net operating income | $457,000 | 5,614 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $451,000 | 5,119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $451,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $265,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $451,000 | 5,119 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 5,183 |
| Total interest expense | $477,000 | 5,250 |
| Net interest income | $903,000 | 5,024 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $139,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $793,000 | 4,728 |
| Salaries and employee benefits | $457,000 | 4,584 |
| Premises and equipment expense | $180,000 | 3,270 |
| Additional noninterest expense | $156,000 | 5,942 |
| Pre-tax net operating income | $219,000 | 5,644 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $216,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $135,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $216,000 | 5,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,115,000 | 5,088 |
| Total interest expense | $1,488,000 | 5,243 |
| Net interest income | $3,627,000 | 4,911 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $570,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $333,000 | 3,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $3,064,000 | 4,700 |
| Salaries and employee benefits | $1,756,000 | 4,558 |
| Premises and equipment expense | $732,000 | 3,123 |
| Additional noninterest expense | $576,000 | 6,186 |
| Pre-tax net operating income | $1,013,000 | 5,332 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $10,000 | 6,543 |
| Income before extraordinary items | $1,003,000 | 4,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,682 |
| Cash dividends | $650,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,003,000 | 4,803 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 5,153 |
| Total interest expense | $1,003,000 | 5,422 |
| Net interest income | $2,707,000 | 4,950 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $440,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $254,000 | 3,924 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $186,000 | 4,766 |
| Total noninterest expense | $2,255,000 | 4,727 |
| Salaries and employee benefits | $1,306,000 | 4,561 |
| Premises and equipment expense | $495,000 | 3,381 |
| Additional noninterest expense | $454,000 | 5,994 |
| Pre-tax net operating income | $802,000 | 5,322 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $9,000 | 6,562 |
| Income before extraordinary items | $793,000 | 4,780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $793,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $420,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $793,000 | 4,749 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 5,195 |
| Total interest expense | $576,000 | 5,675 |
| Net interest income | $1,820,000 | 4,910 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $276,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $117,000 | 4,869 |
| Total noninterest expense | $1,511,000 | 4,704 |
| Salaries and employee benefits | $865,000 | 4,547 |
| Premises and equipment expense | $328,000 | 3,373 |
| Additional noninterest expense | $318,000 | 5,817 |
| Pre-tax net operating income | $525,000 | 5,352 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $519,000 | 4,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $519,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $285,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $519,000 | 4,749 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,300 |
| Total interest expense | $254,000 | 5,922 |
| Net interest income | $896,000 | 4,975 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $78,000 | 3,986 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $761,000 | 4,703 |
| Salaries and employee benefits | $433,000 | 4,567 |
| Premises and equipment expense | $162,000 | 3,432 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $232,000 | 5,622 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $229,000 | 5,089 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $229,000 | 5,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $229,000 | 5,059 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 5,139 |
| Total interest expense | $1,054,000 | 5,514 |
| Net interest income | $3,494,000 | 4,905 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $641,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $323,000 | 4,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $318,000 | 4,162 |
| Total noninterest expense | $2,795,000 | 4,903 |
| Salaries and employee benefits | $1,606,000 | 4,715 |
| Premises and equipment expense | $584,000 | 3,612 |
| Additional noninterest expense | $605,000 | 5,946 |
| Pre-tax net operating income | $1,220,000 | 4,750 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $35,000 | 6,251 |
| Income before extraordinary items | $1,185,000 | 4,233 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,185,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,975 |
| Cash dividends | $395,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,185,000 | 4,168 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 5,136 |
| Total interest expense | $785,000 | 5,499 |
| Net interest income | $2,625,000 | 4,888 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $530,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $237,000 | 4,228 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $293,000 | 3,770 |
| Total noninterest expense | $2,168,000 | 4,738 |
| Salaries and employee benefits | $1,195,000 | 4,696 |
| Premises and equipment expense | $433,000 | 3,657 |
| Additional noninterest expense | $540,000 | 5,401 |
| Pre-tax net operating income | $897,000 | 4,891 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $864,000 | 4,393 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $864,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,153 |
| Cash dividends | $395,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $864,000 | 4,322 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 5,219 |
| Total interest expense | $527,000 | 5,497 |
| Net interest income | $1,687,000 | 5,015 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $348,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $152,000 | 4,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 3,779 |
| Total noninterest expense | $1,405,000 | 4,865 |
| Salaries and employee benefits | $792,000 | 4,759 |
| Premises and equipment expense | $272,000 | 3,821 |
| Additional noninterest expense | $341,000 | 5,587 |
| Pre-tax net operating income | $570,000 | 4,956 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $551,000 | 4,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $551,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $265,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $551,000 | 4,389 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,342 |
| Total interest expense | $276,000 | 5,426 |
| Net interest income | $801,000 | 5,212 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $673,000 | 5,037 |
| Salaries and employee benefits | $394,000 | 4,796 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $226,000 | 5,542 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $220,000 | 5,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $130,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $220,000 | 4,971 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 5,021 |
| Total interest expense | $1,303,000 | 5,319 |
| Net interest income | $3,513,000 | 4,783 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $574,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $320,000 | 4,151 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $254,000 | 4,832 |
| Total noninterest expense | $2,608,000 | 5,069 |
| Salaries and employee benefits | $1,471,000 | 4,905 |
| Premises and equipment expense | $587,000 | 3,589 |
| Additional noninterest expense | $550,000 | 6,250 |
| Pre-tax net operating income | $1,359,000 | 4,374 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $1,354,000 | 3,816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,354,000 | 3,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,916 |
| Cash dividends | $748,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,354,000 | 3,663 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 5,059 |
| Total interest expense | $1,006,000 | 5,366 |
| Net interest income | $2,627,000 | 4,793 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $436,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $234,000 | 4,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $1,932,000 | 5,102 |
| Salaries and employee benefits | $1,074,000 | 4,997 |
| Premises and equipment expense | $444,000 | 3,560 |
| Additional noninterest expense | $414,000 | 6,235 |
| Pre-tax net operating income | $1,041,000 | 4,443 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $1,036,000 | 3,900 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,036,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $398,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,036,000 | 3,742 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 5,045 |
| Total interest expense | $687,000 | 5,410 |
| Net interest income | $1,770,000 | 4,765 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $274,000 | 5,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $151,000 | 4,272 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $123,000 | 4,953 |
| Total noninterest expense | $1,281,000 | 5,117 |
| Salaries and employee benefits | $700,000 | 5,086 |
| Premises and equipment expense | $307,000 | 3,420 |
| Additional noninterest expense | $274,000 | 6,252 |
| Pre-tax net operating income | $703,000 | 4,413 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $700,000 | 3,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $700,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $268,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $700,000 | 3,670 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 5,108 |
| Total interest expense | $350,000 | 5,452 |
| Net interest income | $864,000 | 4,827 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $140,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $76,000 | 4,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 4,791 |
| Total noninterest expense | $619,000 | 5,236 |
| Salaries and employee benefits | $349,000 | 5,108 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $355,000 | 4,354 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $354,000 | 3,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $133,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $354,000 | 3,595 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 5,083 |
| Total interest expense | $1,940,000 | 4,890 |
| Net interest income | $3,207,000 | 5,071 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $632,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $312,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 4,117 |
| Total noninterest expense | $2,453,000 | 5,148 |
| Salaries and employee benefits | $1,401,000 | 4,937 |
| Premises and equipment expense | $499,000 | 3,939 |
| Additional noninterest expense | $553,000 | 6,210 |
| Pre-tax net operating income | $1,206,000 | 4,701 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $1,196,000 | 4,099 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,196,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $740,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,196,000 | 3,986 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,705,000 | 5,158 |
| Total interest expense | $2,965,000 | 4,776 |
| Net interest income | $2,740,000 | 5,394 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $630,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $312,000 | 4,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $2,193,000 | 5,396 |
| Salaries and employee benefits | $1,281,000 | 5,084 |
| Premises and equipment expense | $419,000 | 4,450 |
| Additional noninterest expense | $493,000 | 6,486 |
| Pre-tax net operating income | $937,000 | 5,072 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $267,000 | 4,496 |
| Income before extraordinary items | $670,000 | 5,334 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $670,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,161 |
| Cash dividends | $685,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $670,000 | 5,210 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 5,457 |
| Total interest expense | $2,717,000 | 5,287 |
| Net interest income | $2,683,000 | 5,564 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $526,000 | 4,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,353 |
| Total noninterest expense | $2,068,000 | 5,554 |
| Salaries and employee benefits | $1,221,000 | 5,147 |
| Premises and equipment expense | $415,000 | 4,396 |
| Additional noninterest expense | $432,000 | 6,905 |
| Pre-tax net operating income | $901,000 | 5,540 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $255,000 | 4,937 |
| Income before extraordinary items | $646,000 | 5,638 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $646,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,496 |
| Cash dividends | $260,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $646,000 | 5,648 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 5,537 |
| Total interest expense | $2,415,000 | 5,312 |
| Net interest income | $2,639,000 | 5,618 |
| Provision for loan and lease losses | $320,000 | 2,518 |
| Total noninterest income | $530,000 | 4,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $2,001,000 | 5,678 |
| Salaries and employee benefits | $1,139,000 | 5,370 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $470,000 | 6,745 |
| Pre-tax net operating income | $848,000 | 5,761 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $247,000 | 5,242 |
| Income before extraordinary items | $601,000 | 5,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $601,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,480 |
| Cash dividends | $217,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $601,000 | 5,869 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 5,699 |
| Total interest expense | $2,421,000 | 5,491 |
| Net interest income | $2,551,000 | 5,771 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $494,000 | 4,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,536 |
| Total noninterest expense | $1,898,000 | 5,800 |
| Salaries and employee benefits | $1,111,000 | 5,363 |
| Premises and equipment expense | $401,000 | 4,407 |
| Additional noninterest expense | $386,000 | 7,338 |
| Pre-tax net operating income | $907,000 | 5,705 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $266,000 | 5,488 |
| Income before extraordinary items | $641,000 | 5,860 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $641,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,979 |
| Cash dividends | $230,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $641,000 | 5,747 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 6,252 |
| Total interest expense | $2,027,000 | 6,215 |
| Net interest income | $2,449,000 | 6,135 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $384,000 | 5,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,349 |
| Total noninterest expense | $1,678,000 | 6,352 |
| Salaries and employee benefits | $1,036,000 | 5,735 |
| Premises and equipment expense | $251,000 | 6,044 |
| Additional noninterest expense | $391,000 | 7,425 |
| Pre-tax net operating income | $915,000 | 6,099 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $221,000 | 6,611 |
| Income before extraordinary items | $694,000 | 5,937 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $694,000 | 5,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,088 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $694,000 | 5,893 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 6,658 |
| Total interest expense | $1,875,000 | 6,669 |
| Net interest income | $2,344,000 | 6,488 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $347,000 | 6,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $1,484,000 | 7,153 |
| Salaries and employee benefits | $932,000 | 6,303 |
| Premises and equipment expense | $205,000 | 6,938 |
| Additional noninterest expense | $347,000 | 8,396 |
| Pre-tax net operating income | $1,047,000 | 5,573 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $326,000 | 5,553 |
| Income before extraordinary items | $721,000 | 5,669 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $721,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $721,000 | 5,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 7,125 |
| Total interest expense | $1,678,000 | 7,194 |
| Net interest income | $2,212,000 | 6,847 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $356,000 | 6,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,447,000 | 7,441 |
| Salaries and employee benefits | $896,000 | 6,576 |
| Premises and equipment expense | $187,000 | 7,460 |
| Additional noninterest expense | $364,000 | 8,553 |
| Pre-tax net operating income | $941,000 | 6,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $293,000 | 6,091 |
| Income before extraordinary items | $648,000 | 6,327 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $648,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $176,000 | 5,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $648,000 | 6,307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 7,803 |
| Total interest expense | $1,223,000 | 7,809 |
| Net interest income | $1,942,000 | 7,695 |
| Provision for loan and lease losses | $80,000 | 5,022 |
| Total noninterest income | $310,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,414,000 | 7,872 |
| Salaries and employee benefits | $833,000 | 7,026 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $394,000 | 8,887 |
| Pre-tax net operating income | $758,000 | 7,090 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,000 | 7,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 8,249 |
| Total interest expense | $1,321,000 | 7,804 |
| Net interest income | $1,729,000 | 8,417 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,363,000 | 8,290 |
| Salaries and employee benefits | $788,000 | 7,393 |
| Premises and equipment expense | $190,000 | 7,890 |
| Additional noninterest expense | $385,000 | 9,428 |
| Pre-tax net operating income | $565,000 | 8,190 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $425,000 | 8,184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $425,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 3,212 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $425,000 | 7,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 8,046 |
| Total interest expense | $1,684,000 | 7,937 |
| Net interest income | $1,911,000 | 7,997 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,357,000 | 8,456 |
| Salaries and employee benefits | $797,000 | 7,274 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $395,000 | 9,613 |
| Pre-tax net operating income | $681,000 | 7,206 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $497,000 | 7,362 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $497,000 | 7,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $497,000 | 6,971 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.