Home > HNB National Bank > Income and Expense

HNB National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,658,0001,310
Total interest expense$6,928,0001,653
Net interest income$25,730,0001,168
Provision for loan and lease losses$1,205,000746
Total noninterest income$6,441,0001,001
Gross Fiduciary activities income$669,000561
Service charges on deposit accounts$750,0001,258
Trading account gains and feesNANA
Additional Noninterest Income$5,022,000880
Total noninterest expense$16,095,0001,431
Salaries and employee benefits$9,102,0001,441
Premises and equipment expense$2,157,0001,146
Additional noninterest expense$5,022,000880
Pre-tax net operating income$14,871,000861
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$14,871,000747
Extraordinary gains, net$054
Net income$14,871,000758
Minority interest net income$088
Net income of bank and minority interests.$14,871,000750
Net charge-offs$-29,0004,077
Cash dividends$460,0002,804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,871,000755
2023-09-30 (YTD Data)Rank
Total interest income$21,736,0001,401
Total interest expense$4,042,0001,815
Net interest income$17,694,0001,267
Provision for loan and lease losses$1,022,000646
Total noninterest income$4,859,0001,016
Gross Fiduciary activities income$464,000565
Service charges on deposit accounts$563,0001,250
Trading account gains and feesNANA
Additional Noninterest Income$3,832,000883
Total noninterest expense$11,295,0001,504
Salaries and employee benefits$6,559,0001,486
Premises and equipment expense$1,603,0001,152
Additional noninterest expense$3,832,000883
Pre-tax net operating income$10,236,000951
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$10,236,000819
Extraordinary gains, net$052
Net income$10,236,000822
Minority interest net income$081
Net income of bank and minority interests.$10,236,000819
Net charge-offs$-18,0003,972
Cash dividends$17,361,000266
Sale, conversion, retirement of capital stock, net$17,361,00025
Net operating income$10,236,000836
2023-06-30 (YTD Data)Rank
Total interest income$13,752,0001,436
Total interest expense$2,321,0001,846
Net interest income$11,431,0001,313
Provision for loan and lease losses$25,0002,542
Total noninterest income$2,824,0001,044
Gross Fiduciary activities income$293,000565
Service charges on deposit accounts$371,0001,246
Trading account gains and feesNANA
Additional Noninterest Income$2,160,000914
Total noninterest expense$7,418,0001,513
Salaries and employee benefits$4,325,0001,492
Premises and equipment expense$1,050,0001,171
Additional noninterest expense$2,160,000913
Pre-tax net operating income$6,812,000963
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$6,812,000823
Extraordinary gains, net$051
Net income$6,812,000835
Minority interest net income$081
Net income of bank and minority interests.$6,812,000823
Net charge-offs$43,0001,238
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,812,000831
2023-03-31 (YTD Data)Rank
Total interest income$6,450,0001,495
Total interest expense$910,0001,946
Net interest income$5,540,0001,343
Provision for loan and lease losses$02,612
Total noninterest income$1,436,0001,029
Gross Fiduciary activities income$143,000594
Service charges on deposit accounts$185,0001,256
Trading account gains and feesNANA
Additional Noninterest Income$1,108,000895
Total noninterest expense$3,686,0001,545
Salaries and employee benefits$2,184,0001,510
Premises and equipment expense$526,0001,195
Additional noninterest expense$1,108,000895
Pre-tax net operating income$3,290,0001,008
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,290,000875
Extraordinary gains, net$04
Net income$3,290,000874
Minority interest net income$048
Net income of bank and minority interests.$3,290,000874
Net charge-offs$25,0001,032
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,290,000889
2022-12-31 (YTD Data)Rank
Total interest income$22,803,0001,418
Total interest expense$1,188,0002,196
Net interest income$21,615,0001,344
Provision for loan and lease losses$03,012
Total noninterest income$7,414,000925
Gross Fiduciary activities income$655,000585
Service charges on deposit accounts$791,0001,215
Trading account gains and feesNANA
Additional Noninterest Income$5,968,000782
Total noninterest expense$14,024,0001,577
Salaries and employee benefits$8,195,0001,532
Premises and equipment expense$2,013,0001,200
Additional noninterest expense$5,968,000782
Pre-tax net operating income$15,005,000936
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$15,005,000791
Extraordinary gains, net$05
Net income$15,005,000792
Minority interest net income$063
Net income of bank and minority interests.$15,005,000792
Net charge-offs$3,0002,416
Cash dividends$13,750,000373
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,005,000809
2022-09-30 (YTD Data)Rank
Total interest income$16,409,0001,407
Total interest expense$620,0002,362
Net interest income$15,789,0001,356
Provision for loan and lease losses$02,835
Total noninterest income$6,110,000892
Gross Fiduciary activities income$478,000586
Service charges on deposit accounts$597,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$5,035,000753
Total noninterest expense$10,578,0001,562
Salaries and employee benefits$6,286,0001,516
Premises and equipment expense$1,512,0001,196
Additional noninterest expense$5,035,000753
Pre-tax net operating income$11,321,000948
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$11,321,000802
Extraordinary gains, net$04
Net income$11,321,000802
Minority interest net income$057
Net income of bank and minority interests.$11,321,000802
Net charge-offs$6,0001,967
Cash dividends$13,000,000287
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,321,000814
2022-06-30 (YTD Data)Rank
Total interest income$10,472,0001,416
Total interest expense$379,0002,348
Net interest income$10,093,0001,377
Provision for loan and lease losses$02,599
Total noninterest income$3,227,0001,019
Gross Fiduciary activities income$334,000544
Service charges on deposit accounts$394,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$2,499,000938
Total noninterest expense$7,021,0001,548
Salaries and employee benefits$4,185,0001,516
Premises and equipment expense$1,005,0001,189
Additional noninterest expense$1,831,0001,713
Pre-tax net operating income$6,299,0001,022
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$6,299,000878
Extraordinary gains, net$04
Net income$6,299,000878
Minority interest net income$060
Net income of bank and minority interests.$6,299,000878
Net charge-offs$-14,0003,773
Cash dividends$13,000,000223
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,299,000890
2022-03-31 (YTD Data)Rank
Total interest income$4,987,0001,437
Total interest expense$192,0002,291
Net interest income$4,795,0001,402
Provision for loan and lease losses$02,285
Total noninterest income$1,680,000990
Gross Fiduciary activities income$183,000531
Service charges on deposit accounts$197,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$1,300,000920
Total noninterest expense$3,504,0001,537
Salaries and employee benefits$2,122,0001,502
Premises and equipment expense$499,0001,221
Additional noninterest expense$883,0001,747
Pre-tax net operating income$2,971,0001,019
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,971,000898
Extraordinary gains, net$04
Net income$2,971,000897
Minority interest net income$050
Net income of bank and minority interests.$2,971,000898
Net charge-offs$-4,0003,570
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,971,000909
2021-12-31 (YTD Data)Rank
Total interest income$23,371,0001,298
Total interest expense$1,101,0002,076
Net interest income$22,270,0001,241
Provision for loan and lease losses$25,0002,791
Total noninterest income$8,394,000952
Gross Fiduciary activities income$720,000530
Service charges on deposit accounts$751,0001,188
Trading account gains and feesNANA
Additional Noninterest Income$6,923,000853
Total noninterest expense$14,046,0001,534
Salaries and employee benefits$8,295,0001,525
Premises and equipment expense$2,181,0001,125
Additional noninterest expense$3,570,0001,729
Pre-tax net operating income$16,593,000872
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$16,593,000752
Extraordinary gains, net$010
Net income$16,593,000753
Minority interest net income$074
Net income of bank and minority interests.$16,593,000753
Net charge-offs$-96,0004,346
Cash dividends$10,005,000475
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,593,000730
2021-09-30 (YTD Data)Rank
Total interest income$18,282,0001,284
Total interest expense$891,0002,052
Net interest income$17,391,0001,227
Provision for loan and lease losses$25,0002,624
Total noninterest income$6,057,000995
Gross Fiduciary activities income$523,000529
Service charges on deposit accounts$546,0001,208
Trading account gains and feesNANA
Additional Noninterest Income$4,988,000908
Total noninterest expense$10,354,0001,561
Salaries and employee benefits$6,131,0001,538
Premises and equipment expense$1,571,0001,181
Additional noninterest expense$2,652,0001,736
Pre-tax net operating income$13,069,000873
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$13,069,000743
Extraordinary gains, net$08
Net income$13,069,000743
Minority interest net income$069
Net income of bank and minority interests.$13,069,000743
Net charge-offs$-90,0004,430
Cash dividends$10,005,000376
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,069,000726
2021-06-30 (YTD Data)Rank
Total interest income$11,995,0001,297
Total interest expense$655,0001,986
Net interest income$11,340,0001,235
Provision for loan and lease losses$25,0002,467
Total noninterest income$4,232,000963
Gross Fiduciary activities income$324,000540
Service charges on deposit accounts$342,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$3,566,000870
Total noninterest expense$6,884,0001,554
Salaries and employee benefits$4,094,0001,535
Premises and equipment expense$1,032,0001,181
Additional noninterest expense$1,758,0001,727
Pre-tax net operating income$8,663,000860
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$8,663,000742
Extraordinary gains, net$06
Net income$8,663,000742
Minority interest net income$067
Net income of bank and minority interests.$8,663,000742
Net charge-offs$-85,0004,547
Cash dividends$10,000,000272
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,663,000723
2021-03-31 (YTD Data)Rank
Total interest income$5,383,0001,406
Total interest expense$360,0001,937
Net interest income$5,023,0001,363
Provision for loan and lease losses$25,0002,154
Total noninterest income$2,365,000889
Gross Fiduciary activities income$149,000554
Service charges on deposit accounts$173,0001,222
Trading account gains and feesNANA
Additional Noninterest Income$2,043,000806
Total noninterest expense$3,402,0001,561
Salaries and employee benefits$2,033,0001,532
Premises and equipment expense$527,0001,172
Additional noninterest expense$842,0001,759
Pre-tax net operating income$3,961,000917
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,961,000812
Extraordinary gains, net$03
Net income$3,961,000812
Minority interest net income$055
Net income of bank and minority interests.$3,961,000812
Net charge-offs$-46,0004,593
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,961,000792
2020-12-31 (YTD Data)Rank
Total interest income$22,515,0001,341
Total interest expense$2,162,0001,880
Net interest income$20,353,0001,261
Provision for loan and lease losses$285,0002,734
Total noninterest income$11,968,000710
Gross Fiduciary activities income$601,000549
Service charges on deposit accounts$766,0001,169
Trading account gains and feesNANA
Additional Noninterest Income$10,601,000615
Total noninterest expense$13,287,0001,563
Salaries and employee benefits$8,004,0001,518
Premises and equipment expense$1,862,0001,253
Additional noninterest expense$3,421,0001,733
Pre-tax net operating income$18,749,000626
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$18,749,000549
Extraordinary gains, net$04
Net income$18,749,000549
Minority interest net income$072
Net income of bank and minority interests.$18,749,000549
Net charge-offs$45,0002,451
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,749,000534
2020-09-30 (YTD Data)Rank
Total interest income$16,720,0001,364
Total interest expense$1,732,0001,877
Net interest income$14,988,0001,269
Provision for loan and lease losses$135,0003,076
Total noninterest income$9,325,000674
Gross Fiduciary activities income$401,000561
Service charges on deposit accounts$568,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$8,356,000572
Total noninterest expense$9,579,0001,596
Salaries and employee benefits$5,940,0001,516
Premises and equipment expense$1,353,0001,297
Additional noninterest expense$2,286,0001,879
Pre-tax net operating income$14,599,000577
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$14,599,000503
Extraordinary gains, net$04
Net income$14,599,000501
Minority interest net income$065
Net income of bank and minority interests.$14,599,000503
Net charge-offs$15,0002,607
Cash dividends$10,000,000351
Sale, conversion, retirement of capital stock, net$0532
Net operating income$14,599,000492
2020-06-30 (YTD Data)Rank
Total interest income$11,323,0001,367
Total interest expense$1,230,0001,885
Net interest income$10,093,0001,261
Provision for loan and lease losses$35,0003,621
Total noninterest income$5,262,000700
Gross Fiduciary activities income$275,000559
Service charges on deposit accounts$378,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$4,609,000601
Total noninterest expense$6,261,0001,621
Salaries and employee benefits$3,924,0001,516
Premises and equipment expense$876,0001,331
Additional noninterest expense$1,461,0001,923
Pre-tax net operating income$9,059,000554
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$9,059,000487
Extraordinary gains, net$04
Net income$9,059,000484
Minority interest net income$065
Net income of bank and minority interests.$9,059,000487
Net charge-offs$-2,0003,888
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,059,000469
2020-03-31 (YTD Data)Rank
Total interest income$5,779,0001,326
Total interest expense$663,0001,912
Net interest income$5,116,0001,223
Provision for loan and lease losses$15,0003,204
Total noninterest income$3,279,000573
Gross Fiduciary activities income$140,000562
Service charges on deposit accounts$231,0001,183
Trading account gains and feesNANA
Additional Noninterest Income$2,908,000464
Total noninterest expense$3,155,0001,622
Salaries and employee benefits$1,966,0001,526
Premises and equipment expense$464,0001,266
Additional noninterest expense$725,0001,976
Pre-tax net operating income$5,225,000451
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$5,225,000384
Extraordinary gains, net$04
Net income$5,225,000383
Minority interest net income$056
Net income of bank and minority interests.$5,225,000384
Net charge-offs$1,0002,430
Cash dividends$10,000,000194
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,225,000380
2019-12-31 (YTD Data)Rank
Total interest income$22,490,0001,379
Total interest expense$2,095,0002,270
Net interest income$20,395,0001,239
Provision for loan and lease losses$30,0003,585
Total noninterest income$5,530,0001,053
Gross Fiduciary activities income$508,000573
Service charges on deposit accounts$994,0001,143
Trading account gains and feesNANA
Additional Noninterest Income$4,028,000962
Total noninterest expense$13,009,0001,538
Salaries and employee benefits$7,805,0001,482
Premises and equipment expense$1,757,0001,304
Additional noninterest expense$3,447,0001,693
Pre-tax net operating income$12,886,000848
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$12,886,000754
Extraordinary gains, net$011
Net income$12,886,000755
Minority interest net income$076
Net income of bank and minority interests.$12,886,000755
Net charge-offs$-48,0004,764
Cash dividends$8,000,000558
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,886,000739
2019-09-30 (YTD Data)Rank
Total interest income$16,689,0001,396
Total interest expense$1,441,0002,426
Net interest income$15,248,0001,251
Provision for loan and lease losses$25,0003,438
Total noninterest income$4,096,0001,051
Gross Fiduciary activities income$341,000584
Service charges on deposit accounts$751,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$3,004,000957
Total noninterest expense$9,671,0001,557
Salaries and employee benefits$5,744,0001,510
Premises and equipment expense$1,366,0001,265
Additional noninterest expense$2,561,0001,715
Pre-tax net operating income$9,648,000871
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$9,648,000764
Extraordinary gains, net$011
Net income$9,648,000766
Minority interest net income$072
Net income of bank and minority interests.$9,648,000765
Net charge-offs$-63,0004,873
Cash dividends$8,000,000430
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,648,000749
2019-06-30 (YTD Data)Rank
Total interest income$10,886,0001,420
Total interest expense$860,0002,563
Net interest income$10,026,0001,270
Provision for loan and lease losses$25,0003,190
Total noninterest income$2,556,0001,070
Gross Fiduciary activities income$224,000591
Service charges on deposit accounts$488,0001,156
Trading account gains and feesNANA
Additional Noninterest Income$1,844,000982
Total noninterest expense$6,523,0001,539
Salaries and employee benefits$3,823,0001,519
Premises and equipment expense$931,0001,259
Additional noninterest expense$1,769,0001,673
Pre-tax net operating income$6,034,000897
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$6,034,000779
Extraordinary gains, net$011
Net income$6,034,000780
Minority interest net income$069
Net income of bank and minority interests.$6,034,000779
Net charge-offs$-67,0004,979
Cash dividends$8,000,000313
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,034,000768
2019-03-31 (YTD Data)Rank
Total interest income$5,325,0001,451
Total interest expense$377,0002,717
Net interest income$4,948,0001,280
Provision for loan and lease losses$25,0002,614
Total noninterest income$1,239,0001,067
Gross Fiduciary activities income$105,000612
Service charges on deposit accounts$247,0001,146
Trading account gains and feesNANA
Additional Noninterest Income$887,000973
Total noninterest expense$3,261,0001,547
Salaries and employee benefits$1,884,0001,548
Premises and equipment expense$512,0001,170
Additional noninterest expense$865,0001,699
Pre-tax net operating income$2,901,000894
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,901,000798
Extraordinary gains, net$05
Net income$2,901,000798
Minority interest net income$052
Net income of bank and minority interests.$2,901,000797
Net charge-offs$-23,0004,898
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,901,000783
2018-12-31 (YTD Data)Rank
Total interest income$20,360,0001,425
Total interest expense$1,071,0002,830
Net interest income$19,289,0001,280
Provision for loan and lease losses$365,0001,754
Total noninterest income$4,920,0001,102
Gross Fiduciary activities income$476,000599
Service charges on deposit accounts$1,043,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$3,401,0001,040
Total noninterest expense$12,538,0001,549
Salaries and employee benefits$7,364,0001,524
Premises and equipment expense$1,626,0001,385
Additional noninterest expense$3,548,0001,655
Pre-tax net operating income$11,306,000943
Securities gains (losses)$2,000956
Applicable income taxes$03,978
Income before extraordinary items$11,308,000829
Extraordinary gains, net$06
Net income$11,308,000827
Minority interest net income$072
Net income of bank and minority interests.$11,308,000828
Net charge-offs$70,0002,401
Cash dividends$7,000,000555
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,306,000825
2018-09-30 (YTD Data)Rank
Total interest income$15,062,0001,425
Total interest expense$757,0002,840
Net interest income$14,305,0001,288
Provision for loan and lease losses$290,0001,611
Total noninterest income$3,666,0001,110
Gross Fiduciary activities income$324,000613
Service charges on deposit accounts$775,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$2,567,0001,045
Total noninterest expense$9,270,0001,568
Salaries and employee benefits$5,461,0001,534
Premises and equipment expense$1,257,0001,366
Additional noninterest expense$2,552,0001,714
Pre-tax net operating income$8,411,000963
Securities gains (losses)$2,000952
Applicable income taxes$04,032
Income before extraordinary items$8,413,000836
Extraordinary gains, net$05
Net income$8,413,000834
Minority interest net income$066
Net income of bank and minority interests.$8,413,000835
Net charge-offs$17,0002,776
Cash dividends$7,000,000419
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,411,000832
2018-06-30 (YTD Data)Rank
Total interest income$9,882,0001,429
Total interest expense$480,0002,858
Net interest income$9,402,0001,306
Provision for loan and lease losses$215,0001,448
Total noninterest income$2,415,0001,125
Gross Fiduciary activities income$218,000613
Service charges on deposit accounts$498,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$1,699,0001,057
Total noninterest expense$6,240,0001,569
Salaries and employee benefits$3,661,0001,538
Premises and equipment expense$847,0001,372
Additional noninterest expense$1,732,0001,704
Pre-tax net operating income$5,362,000972
Securities gains (losses)$2,000815
Applicable income taxes$04,018
Income before extraordinary items$5,364,000844
Extraordinary gains, net$06
Net income$5,364,000842
Minority interest net income$065
Net income of bank and minority interests.$5,364,000843
Net charge-offs$-49,0005,013
Cash dividends$7,000,000301
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,362,000840
2018-03-31 (YTD Data)Rank
Total interest income$4,870,0001,430
Total interest expense$228,0002,876
Net interest income$4,642,0001,315
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,194,0001,121
Gross Fiduciary activities income$115,000614
Service charges on deposit accounts$240,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$839,0001,046
Total noninterest expense$3,102,0001,585
Salaries and employee benefits$1,816,0001,563
Premises and equipment expense$446,0001,325
Additional noninterest expense$840,0001,741
Pre-tax net operating income$2,584,000982
Securities gains (losses)$2,000619
Applicable income taxes$03,948
Income before extraordinary items$2,586,000853
Extraordinary gains, net$07
Net income$2,586,000853
Minority interest net income$052
Net income of bank and minority interests.$2,586,000853
Net charge-offs$5,0002,201
Cash dividends$7,000,000168
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,584,000842
2017-12-31 (YTD Data)Rank
Total interest income$19,362,0001,381
Total interest expense$823,0002,885
Net interest income$18,539,0001,294
Provision for loan and lease losses$155,0002,622
Total noninterest income$4,994,0001,118
Gross Fiduciary activities income$480,000599
Service charges on deposit accounts$1,081,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$3,433,0001,057
Total noninterest expense$12,675,0001,554
Salaries and employee benefits$7,435,0001,494
Premises and equipment expense$1,602,0001,426
Additional noninterest expense$3,638,0001,647
Pre-tax net operating income$10,703,000939
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$10,703,000708
Extraordinary gains, net$09
Net income$10,703,000706
Minority interest net income$076
Net income of bank and minority interests.$10,703,000708
Net charge-offs$732,000858
Cash dividends$4,500,000736
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,703,000697
2017-09-30 (YTD Data)Rank
Total interest income$14,497,0001,388
Total interest expense$613,0002,887
Net interest income$13,884,0001,295
Provision for loan and lease losses$115,0002,540
Total noninterest income$3,729,0001,138
Gross Fiduciary activities income$334,000620
Service charges on deposit accounts$819,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$2,576,0001,077
Total noninterest expense$9,445,0001,571
Salaries and employee benefits$5,582,0001,497
Premises and equipment expense$1,260,0001,379
Additional noninterest expense$2,603,0001,718
Pre-tax net operating income$8,053,000957
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$8,053,000760
Extraordinary gains, net$09
Net income$8,053,000759
Minority interest net income$071
Net income of bank and minority interests.$8,053,000760
Net charge-offs$187,0001,454
Cash dividends$4,500,000548
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,053,000747
2017-06-30 (YTD Data)Rank
Total interest income$9,593,0001,385
Total interest expense$412,0002,816
Net interest income$9,181,0001,305
Provision for loan and lease losses$35,0003,077
Total noninterest income$2,456,0001,148
Gross Fiduciary activities income$221,000622
Service charges on deposit accounts$540,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$1,695,0001,095
Total noninterest expense$6,102,0001,614
Salaries and employee benefits$3,566,0001,567
Premises and equipment expense$832,0001,387
Additional noninterest expense$1,704,0001,739
Pre-tax net operating income$5,500,000911
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$5,500,000729
Extraordinary gains, net$011
Net income$5,500,000729
Minority interest net income$071
Net income of bank and minority interests.$5,500,000729
Net charge-offs$44,0002,083
Cash dividends$4,500,000391
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,500,000711
2017-03-31 (YTD Data)Rank
Total interest income$4,768,0001,392
Total interest expense$219,0002,686
Net interest income$4,549,0001,303
Provision for loan and lease losses$25,0002,651
Total noninterest income$1,172,0001,175
Gross Fiduciary activities income$105,000634
Service charges on deposit accounts$262,0001,147
Trading account gains and feesNANA
Additional Noninterest Income$805,0001,116
Total noninterest expense$3,013,0001,646
Salaries and employee benefits$1,763,0001,594
Premises and equipment expense$439,0001,345
Additional noninterest expense$811,0001,819
Pre-tax net operating income$2,683,000904
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,683,000724
Extraordinary gains, net$08
Net income$2,683,000724
Minority interest net income$055
Net income of bank and minority interests.$2,683,000724
Net charge-offs$46,0001,386
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,683,000712
2016-12-31 (YTD Data)Rank
Total interest income$18,101,0001,408
Total interest expense$913,0002,576
Net interest income$17,188,0001,329
Provision for loan and lease losses$620,0001,273
Total noninterest income$5,040,0001,143
Gross Fiduciary activities income$496,000594
Service charges on deposit accounts$1,160,0001,054
Trading account gains and fees$0170
Additional Noninterest Income$3,384,0001,110
Total noninterest expense$11,844,0001,638
Salaries and employee benefits$6,708,0001,619
Premises and equipment expense$1,584,0001,441
Additional noninterest expense$3,552,0001,711
Pre-tax net operating income$9,764,000945
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$9,764,000783
Extraordinary gains, net$05
Net income$9,764,000782
Minority interest net income$082
Net income of bank and minority interests.$9,764,000782
Net charge-offs$668,000893
Cash dividends$8,200,000451
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,764,000762
2016-09-30 (YTD Data)Rank
Total interest income$12,936,0001,478
Total interest expense$641,0002,693
Net interest income$12,295,0001,387
Provision for loan and lease losses$570,0001,055
Total noninterest income$4,246,0001,044
Gross Fiduciary activities income$360,000600
Service charges on deposit accounts$897,0001,025
Trading account gains and fees$0169
Additional Noninterest Income$2,989,000988
Total noninterest expense$8,750,0001,655
Salaries and employee benefits$4,958,0001,636
Premises and equipment expense$1,194,0001,435
Additional noninterest expense$2,598,0001,731
Pre-tax net operating income$7,221,000967
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$7,221,000784
Extraordinary gains, net$05
Net income$7,221,000785
Minority interest net income$071
Net income of bank and minority interests.$7,221,000784
Net charge-offs$255,0001,275
Cash dividends$4,000,000598
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,221,000765
2016-06-30 (YTD Data)Rank
Total interest income$8,761,0001,448
Total interest expense$403,0002,813
Net interest income$8,358,0001,369
Provision for loan and lease losses$450,000927
Total noninterest income$2,300,0001,198
Gross Fiduciary activities income$245,000602
Service charges on deposit accounts$532,0001,124
Trading account gains and fees$0157
Additional Noninterest Income$1,523,0001,179
Total noninterest expense$5,616,0001,721
Salaries and employee benefits$3,272,0001,659
Premises and equipment expense$780,0001,465
Additional noninterest expense$1,564,0001,905
Pre-tax net operating income$4,592,000990
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$4,592,000814
Extraordinary gains, net$016
Net income$4,592,000813
Minority interest net income$071
Net income of bank and minority interests.$4,592,000813
Net charge-offs$254,000970
Cash dividends$4,000,000443
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,592,000787
2016-03-31 (YTD Data)Rank
Total interest income$4,267,0001,487
Total interest expense$199,0002,847
Net interest income$4,068,0001,400
Provision for loan and lease losses$225,000871
Total noninterest income$1,124,0001,198
Gross Fiduciary activities income$115,000616
Service charges on deposit accounts$263,0001,134
Trading account gains and fees$0142
Additional Noninterest Income$746,0001,150
Total noninterest expense$2,780,0001,738
Salaries and employee benefits$1,647,0001,663
Premises and equipment expense$403,0001,427
Additional noninterest expense$730,0002,000
Pre-tax net operating income$2,187,0001,005
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,187,000825
Extraordinary gains, net$012
Net income$2,187,000825
Minority interest net income$062
Net income of bank and minority interests.$2,187,000826
Net charge-offs$319,000469
Cash dividends$4,000,000239
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,187,000804
2015-12-31 (YTD Data)Rank
Total interest income$17,553,0001,413
Total interest expense$852,0002,700
Net interest income$16,701,0001,343
Provision for loan and lease losses$1,150,000718
Total noninterest income$4,489,0001,208
Gross Fiduciary activities income$488,000605
Service charges on deposit accounts$1,253,000995
Trading account gains and fees$0159
Additional Noninterest Income$2,748,0001,233
Total noninterest expense$10,976,0001,729
Salaries and employee benefits$6,350,0001,665
Premises and equipment expense$1,488,0001,544
Additional noninterest expense$3,138,0001,925
Pre-tax net operating income$9,064,000970
Securities gains (losses)$24,0002,130
Applicable income taxes$4,0004,225
Income before extraordinary items$9,084,000800
Extraordinary gains, net$023
Net income$9,084,000800
Minority interest net income$081
Net income of bank and minority interests.$9,084,000800
Net charge-offs$710,000885
Cash dividends$6,000,000560
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,060,000783
2015-09-30 (YTD Data)Rank
Total interest income$13,240,0001,420
Total interest expense$649,0002,707
Net interest income$12,591,0001,350
Provision for loan and lease losses$900,000655
Total noninterest income$3,383,0001,213
Gross Fiduciary activities income$355,000607
Service charges on deposit accounts$815,0001,144
Trading account gains and fees$0153
Additional Noninterest Income$2,213,0001,188
Total noninterest expense$8,082,0001,771
Salaries and employee benefits$4,701,0001,687
Premises and equipment expense$1,173,0001,485
Additional noninterest expense$2,208,0002,024
Pre-tax net operating income$6,992,000955
Securities gains (losses)$03,031
Applicable income taxes$4,0004,294
Income before extraordinary items$6,988,000788
Extraordinary gains, net$021
Net income$6,988,000787
Minority interest net income$078
Net income of bank and minority interests.$6,988,000788
Net charge-offs$479,000889
Cash dividends$6,000,000408
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,988,000771
2015-06-30 (YTD Data)Rank
Total interest income$8,842,0001,427
Total interest expense$445,0002,673
Net interest income$8,397,0001,344
Provision for loan and lease losses$675,000593
Total noninterest income$2,190,0001,252
Gross Fiduciary activities income$246,000611
Service charges on deposit accounts$521,0001,171
Trading account gains and fees$0157
Additional Noninterest Income$1,423,0001,223
Total noninterest expense$5,383,0001,781
Salaries and employee benefits$3,094,0001,718
Premises and equipment expense$778,0001,502
Additional noninterest expense$1,511,0001,986
Pre-tax net operating income$4,529,000981
Securities gains (losses)$02,636
Applicable income taxes$4,0004,265
Income before extraordinary items$4,525,000810
Extraordinary gains, net$022
Net income$4,525,000809
Minority interest net income$075
Net income of bank and minority interests.$4,525,000810
Net charge-offs$209,0001,161
Cash dividends$6,000,000300
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,525,000784
2015-03-31 (YTD Data)Rank
Total interest income$4,382,0001,434
Total interest expense$225,0002,670
Net interest income$4,157,0001,355
Provision for loan and lease losses$450,000443
Total noninterest income$1,101,0001,200
Gross Fiduciary activities income$120,000616
Service charges on deposit accounts$253,0001,180
Trading account gains and fees$0152
Additional Noninterest Income$728,0001,167
Total noninterest expense$2,659,0001,796
Salaries and employee benefits$1,548,0001,724
Premises and equipment expense$402,0001,480
Additional noninterest expense$709,0002,082
Pre-tax net operating income$2,149,0001,002
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,149,000815
Extraordinary gains, net$013
Net income$2,149,000813
Minority interest net income$064
Net income of bank and minority interests.$2,149,000815
Net charge-offs$108,0001,059
Cash dividends$6,000,000171
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,149,000785
2014-12-31 (YTD Data)Rank
Total interest income$18,003,0001,402
Total interest expense$1,147,0002,339
Net interest income$16,856,0001,327
Provision for loan and lease losses$1,538,000595
Total noninterest income$4,581,0001,169
Gross Fiduciary activities income$514,000603
Service charges on deposit accounts$1,274,0001,039
Trading account gains and fees$0180
Additional Noninterest Income$2,793,0001,144
Total noninterest expense$10,976,0001,744
Salaries and employee benefits$6,506,0001,594
Premises and equipment expense$1,517,0001,552
Additional noninterest expense$2,953,0002,064
Pre-tax net operating income$8,923,000934
Securities gains (losses)$03,259
Applicable income taxes$6,0004,280
Income before extraordinary items$8,917,000763
Extraordinary gains, net$017
Net income$8,917,000761
Minority interest net income$084
Net income of bank and minority interests.$8,917,000762
Net charge-offs$1,573,000629
Cash dividends$4,500,000665
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,917,000746
2014-09-30 (YTD Data)Rank
Total interest income$13,499,0001,414
Total interest expense$891,0002,316
Net interest income$12,608,0001,329
Provision for loan and lease losses$1,238,000543
Total noninterest income$3,387,0001,172
Gross Fiduciary activities income$360,000616
Service charges on deposit accounts$960,0001,041
Trading account gains and fees$0174
Additional Noninterest Income$2,067,0001,178
Total noninterest expense$8,217,0001,746
Salaries and employee benefits$4,920,0001,585
Premises and equipment expense$1,162,0001,535
Additional noninterest expense$2,135,0002,120
Pre-tax net operating income$6,540,000967
Securities gains (losses)$02,980
Applicable income taxes$6,0004,296
Income before extraordinary items$6,534,000768
Extraordinary gains, net$015
Net income$6,534,000767
Minority interest net income$081
Net income of bank and minority interests.$6,534,000767
Net charge-offs$909,000726
Cash dividends$4,500,000489
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,534,000757
2014-06-30 (YTD Data)Rank
Total interest income$8,928,0001,419
Total interest expense$620,0002,265
Net interest income$8,308,0001,338
Provision for loan and lease losses$738,000619
Total noninterest income$2,275,0001,161
Gross Fiduciary activities income$234,000624
Service charges on deposit accounts$630,0001,043
Trading account gains and fees$0172
Additional Noninterest Income$1,411,0001,144
Total noninterest expense$5,444,0001,745
Salaries and employee benefits$3,249,0001,595
Premises and equipment expense$790,0001,511
Additional noninterest expense$1,405,0002,138
Pre-tax net operating income$4,401,000933
Securities gains (losses)$02,580
Applicable income taxes$6,0004,225
Income before extraordinary items$4,395,000748
Extraordinary gains, net$020
Net income$4,395,000747
Minority interest net income$080
Net income of bank and minority interests.$4,395,000748
Net charge-offs$727,000648
Cash dividends$4,500,000343
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,395,000726
2014-03-31 (YTD Data)Rank
Total interest income$4,409,0001,436
Total interest expense$321,0002,229
Net interest income$4,088,0001,360
Provision for loan and lease losses$262,000801
Total noninterest income$1,059,0001,194
Gross Fiduciary activities income$110,000637
Service charges on deposit accounts$307,0001,051
Trading account gains and fees$0147
Additional Noninterest Income$642,0001,187
Total noninterest expense$2,749,0001,738
Salaries and employee benefits$1,598,0001,632
Premises and equipment expense$434,0001,410
Additional noninterest expense$717,0002,104
Pre-tax net operating income$2,136,000922
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,136,000729
Extraordinary gains, net$016
Net income$2,136,000730
Minority interest net income$066
Net income of bank and minority interests.$2,136,000730
Net charge-offs$520,000488
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,136,000718
2013-12-31 (YTD Data)Rank
Total interest income$18,238,0001,398
Total interest expense$2,037,0001,678
Net interest income$16,201,0001,346
Provision for loan and lease losses$792,0001,345
Total noninterest income$4,619,0001,204
Gross Fiduciary activities income$467,000612
Service charges on deposit accounts$1,331,0001,041
Trading account gains and fees$0184
Additional Noninterest Income$2,821,0001,191
Total noninterest expense$11,017,0001,737
Salaries and employee benefits$6,330,0001,632
Premises and equipment expense$1,686,0001,412
Additional noninterest expense$3,001,0002,084
Pre-tax net operating income$9,011,000857
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$9,011,000714
Extraordinary gains, net$029
Net income$9,011,000715
Minority interest net income$090
Net income of bank and minority interests.$9,011,000715
Net charge-offs$534,0001,948
Cash dividends$5,000,000558
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,011,000694
2013-09-30 (YTD Data)Rank
Total interest income$13,653,0001,404
Total interest expense$1,627,0001,620
Net interest income$12,026,0001,351
Provision for loan and lease losses$567,0001,392
Total noninterest income$3,560,0001,201
Gross Fiduciary activities income$335,000623
Service charges on deposit accounts$990,0001,046
Trading account gains and fees$0180
Additional Noninterest Income$2,235,0001,181
Total noninterest expense$8,383,0001,722
Salaries and employee benefits$4,746,0001,635
Premises and equipment expense$1,460,0001,227
Additional noninterest expense$2,177,0002,139
Pre-tax net operating income$6,636,000891
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$6,636,000728
Extraordinary gains, net$025
Net income$6,636,000728
Minority interest net income$084
Net income of bank and minority interests.$6,636,000730
Net charge-offs$243,0002,347
Cash dividends$5,000,000401
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,636,000707
2013-06-30 (YTD Data)Rank
Total interest income$9,085,0001,403
Total interest expense$1,116,0001,601
Net interest income$7,969,0001,356
Provision for loan and lease losses$381,0001,425
Total noninterest income$2,439,0001,183
Gross Fiduciary activities income$219,000633
Service charges on deposit accounts$640,0001,049
Trading account gains and fees$0157
Additional Noninterest Income$1,580,0001,162
Total noninterest expense$5,563,0001,732
Salaries and employee benefits$3,175,0001,638
Premises and equipment expense$984,0001,214
Additional noninterest expense$1,404,0002,209
Pre-tax net operating income$4,464,000862
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$4,464,000723
Extraordinary gains, net$022
Net income$4,464,000724
Minority interest net income$082
Net income of bank and minority interests.$4,464,000725
Net charge-offs$158,0002,330
Cash dividends$3,000,000448
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,464,000695
2013-03-31 (YTD Data)Rank
Total interest income$4,516,0001,415
Total interest expense$570,0001,611
Net interest income$3,946,0001,363
Provision for loan and lease losses$190,0001,411
Total noninterest income$1,236,0001,154
Gross Fiduciary activities income$102,000655
Service charges on deposit accounts$315,0001,063
Trading account gains and fees$0148
Additional Noninterest Income$819,0001,130
Total noninterest expense$2,840,0001,716
Salaries and employee benefits$1,607,0001,637
Premises and equipment expense$524,0001,161
Additional noninterest expense$709,0002,192
Pre-tax net operating income$2,152,000873
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,152,000729
Extraordinary gains, net$010
Net income$2,152,000729
Minority interest net income$076
Net income of bank and minority interests.$2,152,000730
Net charge-offs$35,0002,690
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,152,000698
2012-12-31 (YTD Data)Rank
Total interest income$19,168,0001,390
Total interest expense$2,912,0001,522
Net interest income$16,256,0001,351
Provision for loan and lease losses$956,0001,823
Total noninterest income$5,166,0001,130
Gross Fiduciary activities income$332,000685
Service charges on deposit accounts$1,409,0001,013
Trading account gains and fees$0166
Additional Noninterest Income$3,425,0001,066
Total noninterest expense$11,240,0001,718
Salaries and employee benefits$6,370,0001,593
Premises and equipment expense$1,824,0001,304
Additional noninterest expense$3,046,0002,132
Pre-tax net operating income$9,226,000785
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$9,226,000656
Extraordinary gains, net$029
Net income$9,226,000656
Minority interest net income$093
Net income of bank and minority interests.$9,226,000656
Net charge-offs$704,0002,226
Cash dividends$7,000,000420
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,226,000632
2012-09-30 (YTD Data)Rank
Total interest income$14,444,0001,416
Total interest expense$2,279,0001,528
Net interest income$12,165,0001,362
Provision for loan and lease losses$600,0002,031
Total noninterest income$3,726,0001,145
Gross Fiduciary activities income$233,000694
Service charges on deposit accounts$1,071,0001,005
Trading account gains and fees$0157
Additional Noninterest Income$2,422,0001,095
Total noninterest expense$8,511,0001,704
Salaries and employee benefits$4,770,0001,586
Premises and equipment expense$1,290,0001,398
Additional noninterest expense$2,451,0002,010
Pre-tax net operating income$6,780,000832
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$6,780,000687
Extraordinary gains, net$020
Net income$6,780,000686
Minority interest net income$086
Net income of bank and minority interests.$6,780,000687
Net charge-offs$239,0003,087
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,780,000657
2012-06-30 (YTD Data)Rank
Total interest income$9,604,0001,426
Total interest expense$1,589,0001,525
Net interest income$8,015,0001,377
Provision for loan and lease losses$400,0002,061
Total noninterest income$2,412,0001,155
Gross Fiduciary activities income$147,000713
Service charges on deposit accounts$711,0001,000
Trading account gains and fees$0153
Additional Noninterest Income$1,554,0001,109
Total noninterest expense$5,805,0001,672
Salaries and employee benefits$3,210,0001,575
Premises and equipment expense$852,0001,394
Additional noninterest expense$1,743,0001,903
Pre-tax net operating income$4,222,000864
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,222,000719
Extraordinary gains, net$019
Net income$4,222,000718
Minority interest net income$084
Net income of bank and minority interests.$4,222,000719
Net charge-offs$231,0002,593
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,222,000688
2012-03-31 (YTD Data)Rank
Total interest income$4,823,0001,434
Total interest expense$846,0001,487
Net interest income$3,977,0001,396
Provision for loan and lease losses$230,0001,826
Total noninterest income$1,188,0001,167
Gross Fiduciary activities income$72,000724
Service charges on deposit accounts$372,000944
Trading account gains and fees$0148
Additional Noninterest Income$744,0001,136
Total noninterest expense$3,130,0001,559
Salaries and employee benefits$1,636,0001,549
Premises and equipment expense$454,0001,317
Additional noninterest expense$1,040,0001,595
Pre-tax net operating income$1,805,000984
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,805,000832
Extraordinary gains, net$019
Net income$1,805,000831
Minority interest net income$078
Net income of bank and minority interests.$1,805,000833
Net charge-offs$102,0002,422
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,805,000782
2011-12-31 (YTD Data)Rank
Total interest income$16,798,0001,684
Total interest expense$3,163,0001,868
Net interest income$13,635,0001,632
Provision for loan and lease losses$853,0002,645
Total noninterest income$3,725,0001,288
Gross Fiduciary activities income$288,000669
Service charges on deposit accounts$1,417,0001,044
Trading account gains and fees$0146
Additional Noninterest Income$2,020,0001,351
Total noninterest expense$9,736,0001,960
Salaries and employee benefits$5,353,0001,823
Premises and equipment expense$1,668,0001,487
Additional noninterest expense$2,715,0002,419
Pre-tax net operating income$6,771,000901
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$6,771,000746
Extraordinary gains, net$029
Net income$6,771,000744
Minority interest net income$096
Net income of bank and minority interests.$6,771,000746
Net charge-offs$162,0004,531
Cash dividends$400,0002,654
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,771,000716
2011-09-30 (YTD Data)Rank
Total interest income$12,635,0001,697
Total interest expense$2,506,0001,845
Net interest income$10,129,0001,656
Provision for loan and lease losses$411,0003,171
Total noninterest income$2,709,0001,320
Gross Fiduciary activities income$216,000659
Service charges on deposit accounts$1,083,0001,023
Trading account gains and fees$0145
Additional Noninterest Income$1,410,0001,402
Total noninterest expense$7,203,0001,995
Salaries and employee benefits$4,098,0001,781
Premises and equipment expense$1,118,0001,687
Additional noninterest expense$1,987,0002,480
Pre-tax net operating income$5,224,000892
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$5,224,000749
Extraordinary gains, net$021
Net income$5,224,000748
Minority interest net income$087
Net income of bank and minority interests.$5,224,000749
Net charge-offs$55,0004,909
Cash dividends$400,0002,021
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,224,000720
2011-06-30 (YTD Data)Rank
Total interest income$8,443,0001,712
Total interest expense$1,773,0001,797
Net interest income$6,670,0001,680
Provision for loan and lease losses$250,0003,239
Total noninterest income$1,740,0001,343
Gross Fiduciary activities income$144,000670
Service charges on deposit accounts$714,0001,022
Trading account gains and fees$0153
Additional Noninterest Income$882,0001,471
Total noninterest expense$4,859,0001,988
Salaries and employee benefits$2,724,0001,800
Premises and equipment expense$754,0001,678
Additional noninterest expense$1,381,0002,425
Pre-tax net operating income$3,301,000916
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$3,301,000769
Extraordinary gains, net$015
Net income$3,301,000767
Minority interest net income$089
Net income of bank and minority interests.$3,301,000769
Net charge-offs$12,0005,280
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,301,000736
2011-03-31 (YTD Data)Rank
Total interest income$4,249,0001,716
Total interest expense$935,0001,772
Net interest income$3,314,0001,691
Provision for loan and lease losses$120,0003,114
Total noninterest income$869,0001,346
Gross Fiduciary activities income$72,000674
Service charges on deposit accounts$363,000988
Trading account gains and fees$0158
Additional Noninterest Income$434,0001,485
Total noninterest expense$2,479,0001,954
Salaries and employee benefits$1,374,0001,800
Premises and equipment expense$386,0001,664
Additional noninterest expense$719,0002,306
Pre-tax net operating income$1,584,000964
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,584,000798
Extraordinary gains, net$09
Net income$1,584,000797
Minority interest net income$086
Net income of bank and minority interests.$1,584,000798
Net charge-offs$-76,0007,414
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,584,000784
2010-12-31 (YTD Data)Rank
Total interest income$17,662,0001,715
Total interest expense$4,485,0001,804
Net interest income$13,177,0001,679
Provision for loan and lease losses$637,0003,751
Total noninterest income$3,605,0001,363
Gross Fiduciary activities income$309,000664
Service charges on deposit accounts$1,525,000994
Trading account gains and fees$0175
Additional Noninterest Income$1,771,0001,530
Total noninterest expense$9,763,0001,989
Salaries and employee benefits$5,466,0001,780
Premises and equipment expense$1,213,0002,080
Additional noninterest expense$3,084,0002,244
Pre-tax net operating income$6,382,000834
Securities gains (losses)$5,0003,469
Applicable income taxes$04,655
Income before extraordinary items$6,387,000702
Extraordinary gains, net$029
Net income$6,387,000700
Minority interest net income$0111
Net income of bank and minority interests.$6,387,000703
Net charge-offs$888,0002,852
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,382,000673
2010-09-30 (YTD Data)Rank
Total interest income$13,164,0001,760
Total interest expense$3,464,0001,821
Net interest income$9,700,0001,734
Provision for loan and lease losses$414,0003,857
Total noninterest income$2,743,0001,330
Gross Fiduciary activities income$219,000662
Service charges on deposit accounts$1,163,0001,007
Trading account gains and fees$0165
Additional Noninterest Income$1,361,0001,439
Total noninterest expense$7,426,0001,951
Salaries and employee benefits$4,090,0001,795
Premises and equipment expense$955,0002,021
Additional noninterest expense$2,381,0002,156
Pre-tax net operating income$4,603,000904
Securities gains (losses)$5,0003,295
Applicable income taxes$04,726
Income before extraordinary items$4,608,000757
Extraordinary gains, net$023
Net income$4,608,000754
Minority interest net income$0110
Net income of bank and minority interests.$4,608,000757
Net charge-offs$458,0003,196
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,603,000716
2010-06-30 (YTD Data)Rank
Total interest income$8,747,0001,787
Total interest expense$2,382,0001,842
Net interest income$6,365,0001,755
Provision for loan and lease losses$266,0003,807
Total noninterest income$1,769,0001,336
Gross Fiduciary activities income$149,000663
Service charges on deposit accounts$751,0001,047
Trading account gains and fees$0152
Additional Noninterest Income$869,0001,436
Total noninterest expense$4,876,0002,000
Salaries and employee benefits$2,683,0001,834
Premises and equipment expense$663,0001,961
Additional noninterest expense$1,530,0002,220
Pre-tax net operating income$2,992,000912
Securities gains (losses)$5,0002,788
Applicable income taxes$04,691
Income before extraordinary items$2,997,000750
Extraordinary gains, net$019
Net income$2,997,000746
Minority interest net income$0105
Net income of bank and minority interests.$2,997,000750
Net charge-offs$420,0002,646
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,992,000724
2010-03-31 (YTD Data)Rank
Total interest income$4,356,0001,837
Total interest expense$1,295,0001,794
Net interest income$3,061,0001,853
Provision for loan and lease losses$131,0003,605
Total noninterest income$787,0001,460
Gross Fiduciary activities income$58,000733
Service charges on deposit accounts$353,0001,104
Trading account gains and fees$0175
Additional Noninterest Income$376,0001,568
Total noninterest expense$2,485,0001,985
Salaries and employee benefits$1,338,0001,875
Premises and equipment expense$363,0001,861
Additional noninterest expense$784,0002,158
Pre-tax net operating income$1,232,0001,075
Securities gains (losses)$5,0001,894
Applicable income taxes$04,611
Income before extraordinary items$1,237,000888
Extraordinary gains, net$016
Net income$1,237,000891
Minority interest net income$091
Net income of bank and minority interests.$1,237,000892
Net charge-offs$203,0002,422
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,232,000866
2009-12-31 (YTD Data)Rank
Total interest income$772,0007,821
Total interest expense$204,0007,764
Net interest income$568,0007,790
Provision for loan and lease losses$20,0007,177
Total noninterest income$133,0006,710
Gross Fiduciary activities income$33,0001,017
Service charges on deposit accounts$61,0006,317
Trading account gains and fees$0211
Additional Noninterest Income$39,0006,581
Total noninterest expense$375,0007,946
Salaries and employee benefits$207,0007,925
Premises and equipment expense$28,0007,917
Additional noninterest expense$140,0007,905
Pre-tax net operating income$306,0004,485
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$306,0004,446
Extraordinary gains, net$034
Net income$306,0004,447
Minority interest net income$0115
Net income of bank and minority interests.$306,0004,448
Net charge-offs$-24,0007,911
Cash dividends$2,250,000810
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$306,0004,375
2009-09-30 (YTD Data)Rank
Total interest income$14,164,0001,836
Total interest expense$4,751,0001,916
Net interest income$9,413,0001,779
Provision for loan and lease losses$680,0003,327
Total noninterest income$2,781,0001,410
Gross Fiduciary activities income$161,000737
Service charges on deposit accounts$1,118,0001,153
Trading account gains and fees$0212
Additional Noninterest Income$1,502,0001,397
Total noninterest expense$22,249,000706
Salaries and employee benefits$4,258,0001,762
Premises and equipment expense$996,0002,030
Additional noninterest expense$16,995,000393
Pre-tax net operating income$-10,735,0007,762
Securities gains (losses)$03,497
Applicable income taxes$684,0001,109
Income before extraordinary items$-11,419,0007,813
Extraordinary gains, net$027
Net income$-11,419,0007,812
Minority interest net income$0118
Net income of bank and minority interests.$-11,419,0007,812
Net charge-offs$255,0003,939
Cash dividends$2,250,000564
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-11,419,0007,814
2009-06-30 (YTD Data)Rank
Total interest income$9,489,0001,863
Total interest expense$3,370,0001,894
Net interest income$6,119,0001,816
Provision for loan and lease losses$605,0002,686
Total noninterest income$1,919,0001,376
Gross Fiduciary activities income$108,000749
Service charges on deposit accounts$677,0001,250
Trading account gains and fees$0193
Additional Noninterest Income$1,134,0001,312
Total noninterest expense$19,545,000559
Salaries and employee benefits$2,861,0001,782
Premises and equipment expense$654,0002,095
Additional noninterest expense$16,030,000309
Pre-tax net operating income$-12,112,0007,948
Securities gains (losses)$03,136
Applicable income taxes$555,000993
Income before extraordinary items$-12,667,0007,983
Extraordinary gains, net$021
Net income$-12,667,0007,982
Minority interest net income$0112
Net income of bank and minority interests.$-12,667,0007,982
Net charge-offs$179,0003,568
Cash dividends$1,500,000587
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-12,667,0007,984
2009-03-31 (YTD Data)Rank
Total interest income$4,663,0001,913
Total interest expense$1,753,0001,899
Net interest income$2,910,0001,891
Provision for loan and lease losses$233,0002,650
Total noninterest income$793,0001,559
Gross Fiduciary activities income$53,000760
Service charges on deposit accounts$306,0001,348
Trading account gains and fees$0171
Additional Noninterest Income$434,0001,529
Total noninterest expense$2,663,0001,868
Salaries and employee benefits$1,401,0001,857
Premises and equipment expense$337,0002,070
Additional noninterest expense$925,0001,750
Pre-tax net operating income$807,0001,581
Securities gains (losses)$02,434
Applicable income taxes$231,0001,295
Income before extraordinary items$576,0001,872
Extraordinary gains, net$015
Net income$576,0001,874
Minority interest net income$0102
Net income of bank and minority interests.$576,0001,874
Net charge-offs$-51,0008,140
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$576,0001,763
2008-12-31 (YTD Data)Rank
Total interest income$20,413,0001,874
Total interest expense$8,122,0001,944
Net interest income$12,291,0001,814
Provision for loan and lease losses$417,0004,084
Total noninterest income$2,985,0001,575
Gross Fiduciary activities income$252,000735
Service charges on deposit accounts$1,621,0001,101
Trading account gains and fees$0154
Additional Noninterest Income$1,112,0001,985
Total noninterest expense$10,507,0001,846
Salaries and employee benefits$5,383,0001,879
Premises and equipment expense$1,307,0002,070
Additional noninterest expense$3,817,0001,628
Pre-tax net operating income$4,352,0001,255
Securities gains (losses)$03,220
Applicable income taxes$977,0001,218
Income before extraordinary items$3,375,0001,230
Extraordinary gains, net$039
Net income$3,375,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,988
Cash dividends$1,870,0001,445
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,375,0001,316
2008-09-30 (YTD Data)Rank
Total interest income$15,393,0001,902
Total interest expense$6,206,0001,993
Net interest income$9,187,0001,841
Provision for loan and lease losses$367,0003,213
Total noninterest income$2,241,0001,634
Gross Fiduciary activities income$139,000798
Service charges on deposit accounts$1,227,0001,099
Trading account gains and fees$0148
Additional Noninterest Income$875,0002,002
Total noninterest expense$7,684,0001,873
Salaries and employee benefits$4,113,0001,876
Premises and equipment expense$940,0002,167
Additional noninterest expense$2,631,0001,687
Pre-tax net operating income$3,377,0001,450
Securities gains (losses)$-1,0007,156
Applicable income taxes$1,033,0001,125
Income before extraordinary items$2,343,0001,545
Extraordinary gains, net$031
Net income$2,343,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,992
Cash dividends$1,870,0001,100
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,343,6901,631
2008-06-30 (YTD Data)Rank
Total interest income$5,073,0003,605
Total interest expense$2,008,0003,733
Net interest income$3,065,0003,430
Provision for loan and lease losses$140,0003,766
Total noninterest income$949,0002,315
Gross Fiduciary activities income$104,000796
Service charges on deposit accounts$409,0002,065
Trading account gains and fees$0149
Additional Noninterest Income$436,0002,451
Total noninterest expense$2,920,0003,140
Salaries and employee benefits$1,493,0003,345
Premises and equipment expense$378,0003,358
Additional noninterest expense$1,049,0002,631
Pre-tax net operating income$954,0003,042
Securities gains (losses)$-1,0007,955
Applicable income taxes$258,0002,382
Income before extraordinary items$695,0003,334
Extraordinary gains, net$021
Net income$695,0003,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,062
Cash dividends$1,620,000919
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$695,7303,273
2008-03-31 (YTD Data)Rank
Total interest income$2,545,0003,678
Total interest expense$1,077,0003,729
Net interest income$1,468,0003,533
Provision for loan and lease losses$90,0002,858
Total noninterest income$486,0002,278
Gross Fiduciary activities income$52,000794
Service charges on deposit accounts$202,0002,063
Trading account gains and fees$0158
Additional Noninterest Income$232,0002,338
Total noninterest expense$1,500,0003,064
Salaries and employee benefits$777,0003,244
Premises and equipment expense$200,0003,228
Additional noninterest expense$523,0002,614
Pre-tax net operating income$364,0003,746
Securities gains (losses)$-1,0008,175
Applicable income taxes$83,0003,009
Income before extraordinary items$280,0003,971
Extraordinary gains, net$015
Net income$280,0003,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$620,0001,147
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$280,7703,882
2007-12-31 (YTD Data)Rank
Total interest income$3,401,0006,582
Total interest expense$1,511,0006,417
Net interest income$1,890,0006,638
Provision for loan and lease losses$06,851
Total noninterest income$568,0004,744
Gross Fiduciary activities income$69,000964
Service charges on deposit accounts$272,0004,292
Trading account gains and fees$0178
Additional Noninterest Income$227,0004,809
Total noninterest expense$1,748,0006,548
Salaries and employee benefits$893,0006,721
Premises and equipment expense$256,0006,188
Additional noninterest expense$599,0006,125
Pre-tax net operating income$710,0005,422
Securities gains (losses)$02,146
Applicable income taxes$192,0003,877
Income before extraordinary items$518,0005,616
Extraordinary gains, net$039
Net income$518,0005,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,668
Cash dividends$4,235,000867
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$518,0005,604
2007-09-30 (YTD Data)Rank
Total interest income$658,0008,304
Total interest expense$380,0007,998
Net interest income$278,0008,416
Provision for loan and lease losses$06,528
Total noninterest income$139,0006,881
Gross Fiduciary activities income$17,0001,104
Service charges on deposit accounts$57,0006,395
Trading account gains and fees$0184
Additional Noninterest Income$65,0006,443
Total noninterest expense$438,0008,228
Salaries and employee benefits$248,0008,203
Premises and equipment expense$71,0007,788
Additional noninterest expense$119,0008,202
Pre-tax net operating income$-21,0007,687
Securities gains (losses)$01,655
Applicable income taxes$-27,0008,106
Income before extraordinary items$6,0007,657
Extraordinary gains, net$033
Net income$6,0007,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$235,0003,939
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,0007,638
2007-06-30 (YTD Data)Rank
Total interest income$4,886,0003,850
Total interest expense$2,307,0003,675
Net interest income$2,579,0003,933
Provision for loan and lease losses$358,0001,343
Total noninterest income$899,0002,388
Gross Fiduciary activities income$99,000820
Service charges on deposit accounts$399,0002,114
Trading account gains and fees$0168
Additional Noninterest Income$401,0002,571
Total noninterest expense$2,485,0003,452
Salaries and employee benefits$1,358,0003,512
Premises and equipment expense$360,0003,355
Additional noninterest expense$767,0003,306
Pre-tax net operating income$635,0004,520
Securities gains (losses)$01,444
Applicable income taxes$151,0003,646
Income before extraordinary items$484,0004,621
Extraordinary gains, net$029
Net income$484,0004,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,104
Cash dividends$414,0002,707
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$484,0004,614
2007-03-31 (YTD Data)Rank
Total interest income$2,396,0003,891
Total interest expense$1,132,0003,688
Net interest income$1,264,0003,995
Provision for loan and lease losses$164,0001,349
Total noninterest income$429,0002,443
Gross Fiduciary activities income$50,000813
Service charges on deposit accounts$195,0002,093
Trading account gains and fees$0195
Additional Noninterest Income$184,0002,677
Total noninterest expense$1,273,0003,408
Salaries and employee benefits$701,0003,451
Premises and equipment expense$184,0003,333
Additional noninterest expense$388,0003,252
Pre-tax net operating income$256,0004,996
Securities gains (losses)$01,187
Applicable income taxes$63,0003,846
Income before extraordinary items$193,0005,150
Extraordinary gains, net$022
Net income$193,0005,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,225
Cash dividends$257,0002,148
Sale, conversion, retirement of capital stock, net$0885
Net operating income$193,0005,136
2006-12-31 (YTD Data)Rank
Total interest income$9,111,0003,836
Total interest expense$3,753,0003,745
Net interest income$5,358,0003,820
Provision for loan and lease losses$147,0004,099
Total noninterest income$1,864,0002,342
Gross Fiduciary activities income$244,000754
Service charges on deposit accounts$845,0002,026
Trading account gains and fees$0130
Additional Noninterest Income$775,0002,625
Total noninterest expense$5,045,0003,332
Salaries and employee benefits$2,726,0003,391
Premises and equipment expense$731,0003,224
Additional noninterest expense$1,588,0003,145
Pre-tax net operating income$2,030,0003,606
Securities gains (losses)$01,687
Applicable income taxes$511,0003,133
Income before extraordinary items$1,519,0003,738
Extraordinary gains, net$051
Net income$1,519,0003,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,164
Cash dividends$689,0003,237
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,519,0003,719
2006-09-30 (YTD Data)Rank
Total interest income$6,663,0003,873
Total interest expense$2,680,0003,791
Net interest income$3,983,0003,862
Provision for loan and lease losses$61,0004,844
Total noninterest income$1,308,0002,461
Gross Fiduciary activities income$135,000813
Service charges on deposit accounts$638,0002,009
Trading account gains and fees$0126
Additional Noninterest Income$535,0002,758
Total noninterest expense$3,855,0003,255
Salaries and employee benefits$2,050,0003,379
Premises and equipment expense$585,0003,075
Additional noninterest expense$1,220,0003,084
Pre-tax net operating income$1,375,0003,981
Securities gains (losses)$01,388
Applicable income taxes$334,0003,443
Income before extraordinary items$1,041,0004,078
Extraordinary gains, net$045
Net income$1,041,0004,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,673
Cash dividends$488,0002,989
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,041,0004,062
2006-06-30 (YTD Data)Rank
Total interest income$4,324,0003,905
Total interest expense$1,679,0003,835
Net interest income$2,645,0003,890
Provision for loan and lease losses$16,0005,712
Total noninterest income$847,0002,498
Gross Fiduciary activities income$90,000831
Service charges on deposit accounts$416,0002,030
Trading account gains and fees$0126
Additional Noninterest Income$341,0002,792
Total noninterest expense$2,566,0003,281
Salaries and employee benefits$1,355,0003,411
Premises and equipment expense$386,0003,094
Additional noninterest expense$825,0003,058
Pre-tax net operating income$910,0004,019
Securities gains (losses)$01,185
Applicable income taxes$208,0003,564
Income before extraordinary items$702,0004,058
Extraordinary gains, net$039
Net income$702,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,225
Cash dividends$306,0003,078
Sale, conversion, retirement of capital stock, net$0887
Net operating income$702,0004,046
2006-03-31 (YTD Data)Rank
Total interest income$2,057,0003,999
Total interest expense$787,0003,856
Net interest income$1,270,0004,003
Provision for loan and lease losses$06,013
Total noninterest income$382,0002,617
Gross Fiduciary activities income$45,000833
Service charges on deposit accounts$193,0002,111
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,050
Total noninterest expense$1,288,0003,293
Salaries and employee benefits$682,0003,400
Premises and equipment expense$191,0003,125
Additional noninterest expense$415,0003,014
Pre-tax net operating income$364,0004,499
Securities gains (losses)$0955
Applicable income taxes$98,0003,623
Income before extraordinary items$266,0004,712
Extraordinary gains, net$021
Net income$266,0004,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,260
Cash dividends$136,0002,821
Sale, conversion, retirement of capital stock, net$0648
Net operating income$266,0004,694
2005-12-31 (YTD Data)Rank
Total interest income$7,639,0003,880
Total interest expense$2,554,0003,756
Net interest income$5,085,0003,905
Provision for loan and lease losses$207,0003,533
Total noninterest income$1,650,0002,535
Gross Fiduciary activities income$193,000811
Service charges on deposit accounts$853,0002,000
Trading account gains and fees$0138
Additional Noninterest Income$604,0003,040
Total noninterest expense$4,783,0003,361
Salaries and employee benefits$2,486,0003,502
Premises and equipment expense$703,0003,215
Additional noninterest expense$1,594,0003,081
Pre-tax net operating income$1,745,0004,024
Securities gains (losses)$-1,0006,938
Applicable income taxes$462,0003,490
Income before extraordinary items$1,282,0004,187
Extraordinary gains, net$046
Net income$1,282,0004,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,212
Cash dividends$272,0004,545
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,282,7404,159
2005-09-30 (YTD Data)Rank
Total interest income$5,614,0003,895
Total interest expense$1,831,0003,740
Net interest income$3,783,0003,916
Provision for loan and lease losses$107,0004,071
Total noninterest income$1,231,0002,534
Gross Fiduciary activities income$135,000805
Service charges on deposit accounts$631,0002,021
Trading account gains and fees$0126
Additional Noninterest Income$465,0003,018
Total noninterest expense$3,577,0003,342
Salaries and employee benefits$1,884,0003,445
Premises and equipment expense$499,0003,362
Additional noninterest expense$1,194,0003,053
Pre-tax net operating income$1,330,0004,061
Securities gains (losses)$-1,0007,299
Applicable income taxes$347,0003,544
Income before extraordinary items$982,0004,215
Extraordinary gains, net$035
Net income$982,0004,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$136,0004,463
Sale, conversion, retirement of capital stock, net$0769
Net operating income$982,7404,166
2005-06-30 (YTD Data)Rank
Total interest income$3,645,0003,918
Total interest expense$1,162,0003,709
Net interest income$2,483,0003,943
Provision for loan and lease losses$104,0003,302
Total noninterest income$790,0002,563
Gross Fiduciary activities income$90,000821
Service charges on deposit accounts$407,0002,044
Trading account gains and fees$0116
Additional Noninterest Income$293,0003,100
Total noninterest expense$2,389,0003,313
Salaries and employee benefits$1,260,0003,414
Premises and equipment expense$323,0003,407
Additional noninterest expense$806,0003,001
Pre-tax net operating income$780,0004,335
Securities gains (losses)$-1,0007,609
Applicable income taxes$178,0003,989
Income before extraordinary items$601,0004,409
Extraordinary gains, net$030
Net income$601,0004,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$601,7704,354
2005-03-31 (YTD Data)Rank
Total interest income$1,740,0004,024
Total interest expense$550,0003,761
Net interest income$1,190,0004,089
Provision for loan and lease losses$74,0002,620
Total noninterest income$374,0002,618
Gross Fiduciary activities income$45,000830
Service charges on deposit accounts$193,0002,068
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,180,0003,359
Salaries and employee benefits$628,0003,437
Premises and equipment expense$156,0003,539
Additional noninterest expense$396,0003,041
Pre-tax net operating income$310,0004,907
Securities gains (losses)$01,685
Applicable income taxes$61,0004,498
Income before extraordinary items$249,0004,881
Extraordinary gains, net$024
Net income$249,0004,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$249,0004,836
2004-12-31 (YTD Data)Rank
Total interest income$6,688,0003,940
Total interest expense$1,991,0003,669
Net interest income$4,697,0003,992
Provision for loan and lease losses$135,0004,427
Total noninterest income$1,522,0002,661
Gross Fiduciary activities income$162,000839
Service charges on deposit accounts$854,0002,014
Trading account gains and fees$0138
Additional Noninterest Income$506,0003,287
Total noninterest expense$4,480,0003,427
Salaries and employee benefits$2,419,0003,438
Premises and equipment expense$559,0003,755
Additional noninterest expense$1,502,0003,115
Pre-tax net operating income$1,604,0004,078
Securities gains (losses)$03,819
Applicable income taxes$384,0003,785
Income before extraordinary items$1,220,0004,163
Extraordinary gains, net$034
Net income$1,220,0004,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,718
Cash dividends$365,0004,059
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,220,0004,094
2004-09-30 (YTD Data)Rank
Total interest income$4,955,0003,958
Total interest expense$1,487,0003,643
Net interest income$3,468,0004,039
Provision for loan and lease losses$89,0004,620
Total noninterest income$1,178,0002,607
Gross Fiduciary activities income$129,000823
Service charges on deposit accounts$652,0002,003
Trading account gains and fees$0134
Additional Noninterest Income$397,0003,205
Total noninterest expense$3,361,0003,399
Salaries and employee benefits$1,825,0003,393
Premises and equipment expense$408,0003,816
Additional noninterest expense$1,128,0003,102
Pre-tax net operating income$1,196,0004,161
Securities gains (losses)$03,710
Applicable income taxes$271,0003,943
Income before extraordinary items$925,0004,192
Extraordinary gains, net$026
Net income$925,0004,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,946
Cash dividends$214,0003,882
Sale, conversion, retirement of capital stock, net$0738
Net operating income$925,0004,126
2004-06-30 (YTD Data)Rank
Total interest income$3,239,0004,023
Total interest expense$988,0003,638
Net interest income$2,251,0004,122
Provision for loan and lease losses$56,0004,573
Total noninterest income$800,0002,594
Gross Fiduciary activities income$90,000817
Service charges on deposit accounts$431,0002,001
Trading account gains and fees$0130
Additional Noninterest Income$279,0003,116
Total noninterest expense$2,269,0003,398
Salaries and employee benefits$1,228,0003,376
Premises and equipment expense$257,0003,989
Additional noninterest expense$784,0002,989
Pre-tax net operating income$726,0004,368
Securities gains (losses)$03,413
Applicable income taxes$184,0003,927
Income before extraordinary items$542,0004,517
Extraordinary gains, net$021
Net income$542,0004,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,468
Cash dividends$80,0004,361
Sale, conversion, retirement of capital stock, net$0638
Net operating income$542,0004,437
2004-03-31 (YTD Data)Rank
Total interest income$1,622,0004,030
Total interest expense$495,0003,678
Net interest income$1,127,0004,111
Provision for loan and lease losses$20,0004,792
Total noninterest income$389,0002,584
Gross Fiduciary activities income$45,000827
Service charges on deposit accounts$197,0002,109
Trading account gains and fees$0121
Additional Noninterest Income$147,0002,983
Total noninterest expense$1,109,0003,467
Salaries and employee benefits$604,0003,436
Premises and equipment expense$124,0004,137
Additional noninterest expense$381,0003,038
Pre-tax net operating income$387,0004,163
Securities gains (losses)$02,934
Applicable income taxes$126,0003,404
Income before extraordinary items$261,0004,633
Extraordinary gains, net$016
Net income$261,0004,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$261,0004,506
2003-12-31 (YTD Data)Rank
Total interest income$6,770,0003,925
Total interest expense$2,187,0003,732
Net interest income$4,583,0003,949
Provision for loan and lease losses$214,0003,905
Total noninterest income$1,586,0002,731
Gross Fiduciary activities income$154,000867
Service charges on deposit accounts$794,0002,138
Trading account gains and fees$0160
Additional Noninterest Income$638,0003,133
Total noninterest expense$4,090,0003,650
Salaries and employee benefits$2,186,0003,638
Premises and equipment expense$425,0004,531
Additional noninterest expense$1,479,0003,126
Pre-tax net operating income$1,865,0003,545
Securities gains (losses)$136,0001,625
Applicable income taxes$481,0003,439
Income before extraordinary items$1,520,0003,529
Extraordinary gains, net$054
Net income$1,520,0003,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,676
Cash dividends$530,0003,412
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,416,6403,539
2003-09-30 (YTD Data)Rank
Total interest income$5,156,0003,928
Total interest expense$1,685,0003,761
Net interest income$3,471,0003,929
Provision for loan and lease losses$153,0003,877
Total noninterest income$1,263,0002,673
Gross Fiduciary activities income$136,000831
Service charges on deposit accounts$579,0002,194
Trading account gains and fees$0153
Additional Noninterest Income$548,0002,967
Total noninterest expense$3,110,0003,597
Salaries and employee benefits$1,662,0003,589
Premises and equipment expense$333,0004,414
Additional noninterest expense$1,115,0003,093
Pre-tax net operating income$1,471,0003,552
Securities gains (losses)$74,0002,001
Applicable income taxes$371,0003,537
Income before extraordinary items$1,174,0003,559
Extraordinary gains, net$040
Net income$1,174,0003,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,038
Cash dividends$384,0003,111
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,117,7603,525
2003-06-30 (YTD Data)Rank
Total interest income$3,478,0003,924
Total interest expense$1,161,0003,775
Net interest income$2,317,0003,938
Provision for loan and lease losses$103,0003,812
Total noninterest income$743,0002,898
Gross Fiduciary activities income$96,000817
Service charges on deposit accounts$358,0002,299
Trading account gains and fees$0150
Additional Noninterest Income$289,0003,370
Total noninterest expense$2,117,0003,514
Salaries and employee benefits$1,122,0003,549
Premises and equipment expense$224,0004,388
Additional noninterest expense$771,0002,967
Pre-tax net operating income$840,0003,928
Securities gains (losses)$74,0001,751
Applicable income taxes$214,0003,830
Income before extraordinary items$700,0003,865
Extraordinary gains, net$030
Net income$700,0003,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,791
Cash dividends$252,0003,125
Sale, conversion, retirement of capital stock, net$0589
Net operating income$643,0203,908
2003-03-31 (YTD Data)Rank
Total interest income$1,754,0003,915
Total interest expense$601,0003,750
Net interest income$1,153,0003,948
Provision for loan and lease losses$64,0003,180
Total noninterest income$352,0002,906
Gross Fiduciary activities income$48,000820
Service charges on deposit accounts$164,0002,409
Trading account gains and fees$0134
Additional Noninterest Income$140,0003,340
Total noninterest expense$1,048,0003,525
Salaries and employee benefits$584,0003,433
Premises and equipment expense$113,0004,362
Additional noninterest expense$351,0003,181
Pre-tax net operating income$393,0004,078
Securities gains (losses)$02,891
Applicable income taxes$85,0004,242
Income before extraordinary items$308,0004,159
Extraordinary gains, net$021
Net income$308,0004,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,880
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$308,0003,971
2002-12-31 (YTD Data)Rank
Total interest income$7,409,0003,871
Total interest expense$2,797,0003,748
Net interest income$4,612,0003,909
Provision for loan and lease losses$160,0004,794
Total noninterest income$1,272,0002,956
Gross Fiduciary activities income$245,000773
Service charges on deposit accounts$745,0002,134
Trading account gains and fees$0153
Additional Noninterest Income$282,0004,383
Total noninterest expense$3,648,0003,820
Salaries and employee benefits$1,819,0004,049
Premises and equipment expense$437,0004,353
Additional noninterest expense$1,392,0003,151
Pre-tax net operating income$2,076,0003,339
Securities gains (losses)$127,0001,537
Applicable income taxes$615,0003,081
Income before extraordinary items$1,588,0003,351
Extraordinary gains, net$070
Net income$1,588,0003,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,470
Cash dividends$727,0002,814
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,496,5603,407
2001-12-31 (YTD Data)Rank
Total interest income$8,159,0003,959
Total interest expense$3,845,0003,922
Net interest income$4,314,0003,898
Provision for loan and lease losses$288,0003,315
Total noninterest income$1,122,0003,074
Gross Fiduciary activities income$211,000824
Service charges on deposit accounts$432,0003,197
Trading account gains and fees$0177
Additional Noninterest Income$479,0003,205
Total noninterest expense$3,389,0003,930
Salaries and employee benefits$1,688,0004,124
Premises and equipment expense$437,0004,326
Additional noninterest expense$1,264,0003,337
Pre-tax net operating income$1,759,0003,485
Securities gains (losses)$83,0001,904
Applicable income taxes$452,0003,493
Income before extraordinary items$1,390,0003,419
Extraordinary gains, net$0105
Net income$1,390,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0001,906
Cash dividends$2,173,0001,241
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,327,7503,442
2000-12-31 (YTD Data)Rank
Total interest income$7,456,0004,355
Total interest expense$3,287,0004,593
Net interest income$4,169,0004,039
Provision for loan and lease losses$126,0004,747
Total noninterest income$902,0003,387
Gross Fiduciary activities income$152,000857
Service charges on deposit accounts$351,0003,583
Trading account gains and fees$0180
Additional Noninterest Income$399,0003,346
Total noninterest expense$3,171,0004,046
Salaries and employee benefits$1,553,0004,240
Premises and equipment expense$398,0004,526
Additional noninterest expense$1,220,0003,381
Pre-tax net operating income$1,774,0003,609
Securities gains (losses)$4,0001,432
Applicable income taxes$480,0003,578
Income before extraordinary items$1,298,0003,642
Extraordinary gains, net$038
Net income$1,298,0003,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$1,515,0001,637
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,295,0803,640
1999-12-31 (YTD Data)Rank
Total interest income$7,027,0004,377
Total interest expense$3,237,0004,320
Net interest income$3,790,0004,364
Provision for loan and lease losses$10,0008,114
Total noninterest income$848,0003,484
Gross Fiduciary activities income$234,000826
Service charges on deposit accounts$345,0003,603
Trading account gains and fees$0173
Additional Noninterest Income$269,0004,272
Total noninterest expense$2,778,0004,495
Salaries and employee benefits$1,340,0004,756
Premises and equipment expense$370,0004,775
Additional noninterest expense$1,068,0003,797
Pre-tax net operating income$1,850,0003,540
Securities gains (losses)$-3,0008,917
Applicable income taxes$482,0003,712
Income before extraordinary items$1,365,0003,491
Extraordinary gains, net$035
Net income$1,365,0003,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0009,877
Cash dividends$1,542,0001,649
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,367,2203,450
1998-12-31 (YTD Data)Rank
Total interest income$7,149,0004,328
Total interest expense$3,391,0004,264
Net interest income$3,758,0004,342
Provision for loan and lease losses$27,0007,449
Total noninterest income$746,0003,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$348,0003,517
Trading account gains and feesNANA
Additional Noninterest Income$398,0003,454
Total noninterest expense$2,657,0004,563
Salaries and employee benefits$1,321,0004,696
Premises and equipment expense$343,0004,949
Additional noninterest expense$993,0003,991
Pre-tax net operating income$1,820,0003,596
Securities gains (losses)$04,449
Applicable income taxes$446,0004,146
Income before extraordinary items$1,374,0003,499
Extraordinary gains, net$032
Net income$1,374,0003,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,00010,001
Cash dividends$618,0003,074
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,374,0003,409
1997-12-31 (YTD Data)Rank
Total interest income$6,868,0004,567
Total interest expense$3,150,0004,517
Net interest income$3,718,0004,507
Provision for loan and lease losses$31,0007,344
Total noninterest income$644,0004,231
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,471
Trading account gains and feesNANA
Additional Noninterest Income$276,0004,114
Total noninterest expense$2,384,0004,976
Salaries and employee benefits$1,319,0004,727
Premises and equipment expense$346,0004,936
Additional noninterest expense$719,0005,115
Pre-tax net operating income$1,947,0003,628
Securities gains (losses)$3,0003,097
Applicable income taxes$514,0004,132
Income before extraordinary items$1,436,0003,481
Extraordinary gains, net$044
Net income$1,436,0003,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,367
Cash dividends$595,0003,139
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,433,7803,408
1996-12-31 (YTD Data)Rank
Total interest income$6,607,0004,806
Total interest expense$3,035,0004,741
Net interest income$3,572,0004,743
Provision for loan and lease losses$09,041
Total noninterest income$739,0003,921
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$388,0003,423
Trading account gains and feesNANA
Additional Noninterest Income$351,0003,691
Total noninterest expense$2,448,0005,085
Salaries and employee benefits$1,306,0004,833
Premises and equipment expense$402,0004,517
Additional noninterest expense$740,0005,512
Pre-tax net operating income$1,863,0003,609
Securities gains (losses)$-19,00010,606
Applicable income taxes$465,0004,391
Income before extraordinary items$1,379,0003,453
Extraordinary gains, net$053
Net income$1,379,0003,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$478,0003,532
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,393,2503,379
1995-12-31 (YTD Data)Rank
Total interest income$6,410,0004,911
Total interest expense$2,842,0005,010
Net interest income$3,568,0004,780
Provision for loan and lease losses$75,0005,235
Total noninterest income$700,0004,088
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$384,0003,486
Trading account gains and feesNANA
Additional Noninterest Income$316,0003,885
Total noninterest expense$2,415,0005,153
Salaries and employee benefits$1,250,0005,034
Premises and equipment expense$387,0004,672
Additional noninterest expense$778,0005,374
Pre-tax net operating income$1,778,0003,876
Securities gains (losses)$-63,00011,298
Applicable income taxes$380,0005,127
Income before extraordinary items$1,335,0003,586
Extraordinary gains, net$065
Net income$1,335,0003,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,724
Cash dividends$602,0002,902
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,384,1403,475
1994-12-31 (YTD Data)Rank
Total interest income$5,587,0005,169
Total interest expense$2,242,0005,092
Net interest income$3,345,0005,144
Provision for loan and lease losses$35,0006,861
Total noninterest income$587,0004,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$329,0004,049
Trading account gains and feesNANA
Additional Noninterest Income$258,0004,494
Total noninterest expense$2,430,0005,286
Salaries and employee benefits$1,156,0005,432
Premises and equipment expense$358,0005,012
Additional noninterest expense$916,0005,097
Pre-tax net operating income$1,467,0004,494
Securities gains (losses)$-100,00011,525
Applicable income taxes$246,0006,601
Income before extraordinary items$1,121,0004,110
Extraordinary gains, net$0249
Net income$1,121,0004,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,00011,664
Cash dividends$691,0002,563
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,203,0003,877
1993-12-31 (YTD Data)Rank
Total interest income$5,526,0005,317
Total interest expense$2,344,0005,081
Net interest income$3,182,0005,390
Provision for loan and lease losses$31,0008,369
Total noninterest income$523,0005,440
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,691
Trading account gains and feesNANA
Additional Noninterest Income$243,0005,083
Total noninterest expense$2,101,0006,083
Salaries and employee benefits$1,010,0006,074
Premises and equipment expense$262,0006,466
Additional noninterest expense$829,0005,760
Pre-tax net operating income$1,573,0004,143
Securities gains (losses)$6,0005,977
Applicable income taxes$290,0006,196
Income before extraordinary items$1,289,0003,743
Extraordinary gains, net$4,0003,080
Net income$1,293,0003,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0006,409
Cash dividends$537,0002,912
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,284,0803,567
1992-12-31 (YTD Data)Rank
Total interest income$6,143,0005,377
Total interest expense$2,919,0005,271
Net interest income$3,224,0005,374
Provision for loan and lease losses$63,0008,454
Total noninterest income$448,0006,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,348
Trading account gains and feesNANA
Additional Noninterest Income$212,0005,472
Total noninterest expense$1,972,0006,452
Salaries and employee benefits$952,0006,309
Premises and equipment expense$216,0007,482
Additional noninterest expense$804,0006,051
Pre-tax net operating income$1,637,0003,735
Securities gains (losses)$4,0007,235
Applicable income taxes$323,0005,657
Income before extraordinary items$1,318,0003,472
Extraordinary gains, net$01,422
Net income$1,318,0003,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,00013,300
Cash dividends$555,0002,557
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,314,8003,231

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.