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HNB First Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,219,000	2,671
Total interest expense	$2,757,000	2,728
Net interest income	$8,462,000	2,602
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$1,575,000	2,264
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$395,000	1,909
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,180,000	2,118
Total noninterest expense	$6,094,000	2,759
Salaries and employee benefits	$3,386,000	2,766
Premises and equipment expense	$528,000	2,878
Additional noninterest expense	$1,180,000	2,118
Pre-tax net operating income	$3,843,000	2,217
Securities gains (losses)	$0	988
Applicable income taxes	$161,000	2,552
Income before extraordinary items	$3,682,000	2,092
Extraordinary gains, net	$0	54
Net income	$3,682,000	2,116
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,682,000	2,095
Net charge-offs	$-10,000	3,847
Cash dividends	$1,560,000	1,753
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,682,000	2,121
2023-09-30 (YTD Data)		Rank
Total interest income	$8,044,000	2,709
Total interest expense	$1,818,000	2,754
Net interest income	$6,226,000	2,660
Provision for loan and lease losses	$75,000	2,285
Total noninterest income	$1,162,000	2,264
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$298,000	1,899
Trading account gains and fees	$0	125
Additional Noninterest Income	$864,000	2,141
Total noninterest expense	$4,339,000	2,828
Salaries and employee benefits	$2,492,000	2,781
Premises and equipment expense	$360,000	3,028
Additional noninterest expense	$864,000	2,141
Pre-tax net operating income	$2,974,000	2,236
Securities gains (losses)	$0	849
Applicable income taxes	$142,000	2,519
Income before extraordinary items	$2,832,000	2,121
Extraordinary gains, net	$0	52
Net income	$2,832,000	2,141
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,832,000	2,123
Net charge-offs	$-5,000	3,673
Cash dividends	$540,000	2,181
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,832,000	2,144
2023-06-30 (YTD Data)		Rank
Total interest income	$5,096,000	2,755
Total interest expense	$1,009,000	2,797
Net interest income	$4,087,000	2,709
Provision for loan and lease losses	$0	2,940
Total noninterest income	$780,000	2,220
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$193,000	1,921
Trading account gains and fees	$0	112
Additional Noninterest Income	$587,000	2,034
Total noninterest expense	$2,892,000	2,820
Salaries and employee benefits	$1,656,000	2,790
Premises and equipment expense	$231,000	3,086
Additional noninterest expense	$587,000	2,031
Pre-tax net operating income	$1,975,000	2,265
Securities gains (losses)	$0	938
Applicable income taxes	$97,000	2,560
Income before extraordinary items	$1,878,000	2,142
Extraordinary gains, net	$0	51
Net income	$1,878,000	2,167
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,878,000	2,142
Net charge-offs	$-4,000	3,681
Cash dividends	$360,000	2,201
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,878,000	2,154
2023-03-31 (YTD Data)		Rank
Total interest income	$2,439,000	2,805
Total interest expense	$404,000	2,853
Net interest income	$2,035,000	2,725
Provision for loan and lease losses	$0	2,612
Total noninterest income	$404,000	2,173
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$99,000	1,917
Trading account gains and fees	$0	97
Additional Noninterest Income	$305,000	1,989
Total noninterest expense	$1,399,000	2,906
Salaries and employee benefits	$853,000	2,787
Premises and equipment expense	$103,000	3,274
Additional noninterest expense	$305,000	1,989
Pre-tax net operating income	$1,040,000	2,250
Securities gains (losses)	$0	950
Applicable income taxes	$46,000	2,590
Income before extraordinary items	$994,000	2,096
Extraordinary gains, net	$0	4
Net income	$994,000	2,096
Minority interest net income	$0	48
Net income of bank and minority interests.	$994,000	2,096
Net charge-offs	$-1,000	3,238
Cash dividends	$180,000	1,867
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$994,000	2,125
2022-12-31 (YTD Data)		Rank
Total interest income	$8,126,000	2,835
Total interest expense	$911,000	2,539
Net interest income	$7,215,000	2,833
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$1,602,000	2,270
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$380,000	2,007
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,222,000	2,120
Total noninterest expense	$5,560,000	2,872
Salaries and employee benefits	$3,215,000	2,837
Premises and equipment expense	$380,000	3,369
Additional noninterest expense	$1,222,000	2,120
Pre-tax net operating income	$3,157,000	2,593
Securities gains (losses)	$0	691
Applicable income taxes	$152,000	2,789
Income before extraordinary items	$3,005,000	2,462
Extraordinary gains, net	$0	5
Net income	$3,005,000	2,460
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,005,000	2,461
Net charge-offs	$-9,000	3,615
Cash dividends	$1,440,000	1,795
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,005,000	2,493
2022-09-30 (YTD Data)		Rank
Total interest income	$5,722,000	2,875
Total interest expense	$661,000	2,284
Net interest income	$5,061,000	2,900
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,237,000	2,273
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$279,000	2,048
Trading account gains and fees	$0	111
Additional Noninterest Income	$958,000	2,097
Total noninterest expense	$4,250,000	2,817
Salaries and employee benefits	$2,395,000	2,830
Premises and equipment expense	$289,000	3,362
Additional noninterest expense	$958,000	2,097
Pre-tax net operating income	$2,048,000	2,744
Securities gains (losses)	$0	740
Applicable income taxes	$86,000	2,950
Income before extraordinary items	$1,962,000	2,605
Extraordinary gains, net	$0	4
Net income	$1,962,000	2,603
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,962,000	2,604
Net charge-offs	$-13,000	3,680
Cash dividends	$540,000	2,139
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,962,000	2,642
2022-06-30 (YTD Data)		Rank
Total interest income	$3,634,000	2,910
Total interest expense	$438,000	2,130
Net interest income	$3,196,000	2,964
Provision for loan and lease losses	$0	2,599
Total noninterest income	$804,000	2,296
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$170,000	2,139
Trading account gains and fees	$0	108
Additional Noninterest Income	$634,000	2,135
Total noninterest expense	$2,762,000	2,865
Salaries and employee benefits	$1,561,000	2,880
Premises and equipment expense	$185,000	3,439
Additional noninterest expense	$1,016,000	2,598
Pre-tax net operating income	$1,238,000	2,771
Securities gains (losses)	$0	687
Applicable income taxes	$54,000	2,891
Income before extraordinary items	$1,184,000	2,639
Extraordinary gains, net	$0	4
Net income	$1,184,000	2,637
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,184,000	2,639
Net charge-offs	$-9,000	3,628
Cash dividends	$360,000	2,125
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,184,000	2,675
2022-03-31 (YTD Data)		Rank
Total interest income	$1,732,000	2,940
Total interest expense	$229,000	2,020
Net interest income	$1,503,000	3,018
Provision for loan and lease losses	$0	2,285
Total noninterest income	$394,000	2,296
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$86,000	2,108
Trading account gains and fees	$0	103
Additional Noninterest Income	$308,000	2,152
Total noninterest expense	$1,393,000	2,851
Salaries and employee benefits	$787,000	2,863
Premises and equipment expense	$88,000	3,506
Additional noninterest expense	$518,000	2,526
Pre-tax net operating income	$504,000	2,898
Securities gains (losses)	$0	623
Applicable income taxes	$27,000	2,806
Income before extraordinary items	$477,000	2,795
Extraordinary gains, net	$0	4
Net income	$477,000	2,793
Minority interest net income	$0	50
Net income of bank and minority interests.	$477,000	2,795
Net charge-offs	$-4,000	3,570
Cash dividends	$180,000	1,787
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$477,000	2,827
2021-12-31 (YTD Data)		Rank
Total interest income	$7,321,000	2,936
Total interest expense	$1,299,000	1,846
Net interest income	$6,022,000	3,076
Provision for loan and lease losses	$100,000	2,175
Total noninterest income	$2,150,000	2,139
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$301,000	2,188
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,849,000	2,002
Total noninterest expense	$4,970,000	3,030
Salaries and employee benefits	$2,836,000	3,016
Premises and equipment expense	$386,000	3,407
Additional noninterest expense	$1,748,000	2,825
Pre-tax net operating income	$3,102,000	2,650
Securities gains (losses)	$14,000	1,632
Applicable income taxes	$149,000	2,865
Income before extraordinary items	$2,967,000	2,559
Extraordinary gains, net	$0	10
Net income	$2,967,000	2,560
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,967,000	2,560
Net charge-offs	$-28,000	3,943
Cash dividends	$1,440,000	1,854
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,953,700	2,540
2021-09-30 (YTD Data)		Rank
Total interest income	$5,609,000	2,954
Total interest expense	$1,037,000	1,848
Net interest income	$4,572,000	3,104
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,767,000	2,103
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$220,000	2,220
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,547,000	1,923
Total noninterest expense	$3,630,000	3,077
Salaries and employee benefits	$2,015,000	3,112
Premises and equipment expense	$299,000	3,406
Additional noninterest expense	$1,316,000	2,819
Pre-tax net operating income	$2,709,000	2,571
Securities gains (losses)	$14,000	1,549
Applicable income taxes	$133,000	2,793
Income before extraordinary items	$2,590,000	2,470
Extraordinary gains, net	$0	8
Net income	$2,590,000	2,470
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,590,000	2,470
Net charge-offs	$35,000	1,503
Cash dividends	$540,000	2,253
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,576,700	2,444
2021-06-30 (YTD Data)		Rank
Total interest income	$3,561,000	3,041
Total interest expense	$712,000	1,868
Net interest income	$2,849,000	3,209
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,322,000	1,933
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$143,000	2,200
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,179,000	1,750
Total noninterest expense	$2,381,000	3,100
Salaries and employee benefits	$1,341,000	3,114
Premises and equipment expense	$197,000	3,419
Additional noninterest expense	$843,000	2,881
Pre-tax net operating income	$1,790,000	2,549
Securities gains (losses)	$14,000	1,302
Applicable income taxes	$84,000	2,812
Income before extraordinary items	$1,720,000	2,436
Extraordinary gains, net	$0	6
Net income	$1,720,000	2,436
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,720,000	2,436
Net charge-offs	$21,000	1,478
Cash dividends	$360,000	2,222
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,706,700	2,409
2021-03-31 (YTD Data)		Rank
Total interest income	$1,769,000	3,045
Total interest expense	$355,000	1,956
Net interest income	$1,414,000	3,208
Provision for loan and lease losses	$0	2,741
Total noninterest income	$970,000	1,539
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$72,000	2,179
Trading account gains and fees	$0	127
Additional Noninterest Income	$898,000	1,365
Total noninterest expense	$1,199,000	3,089
Salaries and employee benefits	$671,000	3,108
Premises and equipment expense	$108,000	3,283
Additional noninterest expense	$420,000	2,856
Pre-tax net operating income	$1,185,000	2,164
Securities gains (losses)	$3,000	1,244
Applicable income taxes	$57,000	2,625
Income before extraordinary items	$1,131,000	2,055
Extraordinary gains, net	$0	3
Net income	$1,131,000	2,054
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,131,000	2,055
Net charge-offs	$34,000	965
Cash dividends	$180,000	1,871
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,128,150	2,029
2020-12-31 (YTD Data)		Rank
Total interest income	$7,081,000	3,061
Total interest expense	$1,486,000	2,399
Net interest income	$5,595,000	3,158
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,462,000	2,453
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$306,000	2,207
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,156,000	2,336
Total noninterest expense	$4,591,000	3,157
Salaries and employee benefits	$2,650,000	3,129
Premises and equipment expense	$388,000	3,457
Additional noninterest expense	$1,553,000	2,986
Pre-tax net operating income	$2,466,000	2,689
Securities gains (losses)	$136,000	1,229
Applicable income taxes	$136,000	2,778
Income before extraordinary items	$2,466,000	2,573
Extraordinary gains, net	$0	4
Net income	$2,466,000	2,572
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,466,000	2,573
Net charge-offs	$-15,000	4,338
Cash dividends	$1,320,000	1,910
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,336,800	2,583
2020-09-30 (YTD Data)		Rank
Total interest income	$5,170,000	3,117
Total interest expense	$1,120,000	2,492
Net interest income	$4,050,000	3,229
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,078,000	2,439
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$226,000	2,234
Trading account gains and fees	$0	125
Additional Noninterest Income	$852,000	2,308
Total noninterest expense	$3,458,000	3,123
Salaries and employee benefits	$1,980,000	3,111
Premises and equipment expense	$295,000	3,437
Additional noninterest expense	$1,183,000	2,934
Pre-tax net operating income	$1,670,000	2,827
Securities gains (losses)	$123,000	1,128
Applicable income taxes	$91,000	2,849
Income before extraordinary items	$1,702,000	2,659
Extraordinary gains, net	$0	4
Net income	$1,702,000	2,658
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,702,000	2,659
Net charge-offs	$-17,000	4,382
Cash dividends	$540,000	2,247
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,585,150	2,711
2020-06-30 (YTD Data)		Rank
Total interest income	$3,409,000	3,169
Total interest expense	$760,000	2,561
Net interest income	$2,649,000	3,281
Provision for loan and lease losses	$0	4,134
Total noninterest income	$717,000	2,400
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$153,000	2,242
Trading account gains and fees	$0	123
Additional Noninterest Income	$564,000	2,268
Total noninterest expense	$2,264,000	3,173
Salaries and employee benefits	$1,320,000	3,135
Premises and equipment expense	$191,000	3,481
Additional noninterest expense	$753,000	3,017
Pre-tax net operating income	$1,102,000	2,807
Securities gains (losses)	$88,000	1,047
Applicable income taxes	$64,000	2,775
Income before extraordinary items	$1,126,000	2,647
Extraordinary gains, net	$0	4
Net income	$1,126,000	2,646
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,126,000	2,647
Net charge-offs	$3,000	2,778
Cash dividends	$360,000	2,259
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,042,400	2,712
2020-03-31 (YTD Data)		Rank
Total interest income	$1,709,000	3,168
Total interest expense	$374,000	2,699
Net interest income	$1,335,000	3,248
Provision for loan and lease losses	$0	3,711
Total noninterest income	$384,000	2,226
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$93,000	2,237
Trading account gains and fees	$0	106
Additional Noninterest Income	$291,000	2,034
Total noninterest expense	$1,101,000	3,241
Salaries and employee benefits	$639,000	3,210
Premises and equipment expense	$94,000	3,527
Additional noninterest expense	$368,000	3,089
Pre-tax net operating income	$618,000	2,512
Securities gains (losses)	$8,000	1,366
Applicable income taxes	$27,000	2,749
Income before extraordinary items	$599,000	2,407
Extraordinary gains, net	$0	4
Net income	$599,000	2,406
Minority interest net income	$0	56
Net income of bank and minority interests.	$599,000	2,407
Net charge-offs	$9,000	1,897
Cash dividends	$180,000	2,006
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$591,320	2,395
2019-12-31 (YTD Data)		Rank
Total interest income	$6,931,000	3,200
Total interest expense	$1,293,000	2,945
Net interest income	$5,638,000	3,208
Provision for loan and lease losses	$237,000	2,210
Total noninterest income	$1,521,000	2,272
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$342,000	2,412
Trading account gains and fees	$0	135
Additional Noninterest Income	$1,179,000	2,076
Total noninterest expense	$4,578,000	3,182
Salaries and employee benefits	$2,556,000	3,195
Premises and equipment expense	$411,000	3,422
Additional noninterest expense	$1,611,000	2,945
Pre-tax net operating income	$2,344,000	2,834
Securities gains (losses)	$25,000	1,556
Applicable income taxes	$115,000	2,960
Income before extraordinary items	$2,254,000	2,730
Extraordinary gains, net	$0	11
Net income	$2,254,000	2,730
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,254,000	2,732
Net charge-offs	$-17,000	4,562
Cash dividends	$1,260,000	2,061
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,230,250	2,712
2019-09-30 (YTD Data)		Rank
Total interest income	$5,172,000	3,250
Total interest expense	$921,000	3,041
Net interest income	$4,251,000	3,245
Provision for loan and lease losses	$0	3,836
Total noninterest income	$976,000	2,493
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$250,000	2,472
Trading account gains and fees	$0	129
Additional Noninterest Income	$726,000	2,283
Total noninterest expense	$3,344,000	3,230
Salaries and employee benefits	$1,922,000	3,215
Premises and equipment expense	$312,000	3,427
Additional noninterest expense	$1,110,000	3,126
Pre-tax net operating income	$1,883,000	2,822
Securities gains (losses)	$15,000	1,535
Applicable income taxes	$81,000	3,049
Income before extraordinary items	$1,817,000	2,676
Extraordinary gains, net	$0	11
Net income	$1,817,000	2,677
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,817,000	2,677
Net charge-offs	$-16,000	4,551
Cash dividends	$540,000	2,417
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,802,600	2,655
2019-06-30 (YTD Data)		Rank
Total interest income	$3,377,000	3,293
Total interest expense	$574,000	3,134
Net interest income	$2,803,000	3,283
Provision for loan and lease losses	$0	3,685
Total noninterest income	$646,000	2,459
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$161,000	2,505
Trading account gains and fees	$0	131
Additional Noninterest Income	$485,000	2,240
Total noninterest expense	$2,235,000	3,250
Salaries and employee benefits	$1,287,000	3,216
Premises and equipment expense	$210,000	3,433
Additional noninterest expense	$738,000	3,170
Pre-tax net operating income	$1,214,000	2,844
Securities gains (losses)	$-1,000	4,660
Applicable income taxes	$53,000	3,061
Income before extraordinary items	$1,160,000	2,724
Extraordinary gains, net	$0	11
Net income	$1,160,000	2,724
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,160,000	2,723
Net charge-offs	$-13,000	4,553
Cash dividends	$360,000	2,437
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,160,960	2,696
2019-03-31 (YTD Data)		Rank
Total interest income	$1,649,000	3,342
Total interest expense	$266,000	3,218
Net interest income	$1,383,000	3,335
Provision for loan and lease losses	$0	3,406
Total noninterest income	$321,000	2,447
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$79,000	2,540
Trading account gains and fees	$0	126
Additional Noninterest Income	$242,000	2,190
Total noninterest expense	$1,142,000	3,241
Salaries and employee benefits	$656,000	3,227
Premises and equipment expense	$111,000	3,372
Additional noninterest expense	$375,000	3,151
Pre-tax net operating income	$562,000	2,910
Securities gains (losses)	$-1,000	4,848
Applicable income taxes	$27,000	3,011
Income before extraordinary items	$534,000	2,808
Extraordinary gains, net	$0	5
Net income	$534,000	2,808
Minority interest net income	$0	52
Net income of bank and minority interests.	$534,000	2,807
Net charge-offs	$-6,000	4,462
Cash dividends	$180,000	2,096
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$534,950	2,797
2018-12-31 (YTD Data)		Rank
Total interest income	$5,820,000	3,492
Total interest expense	$766,000	3,325
Net interest income	$5,054,000	3,481
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,257,000	2,547
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$332,000	2,587
Trading account gains and fees	$0	126
Additional Noninterest Income	$925,000	2,330
Total noninterest expense	$4,181,000	3,404
Salaries and employee benefits	$2,435,000	3,326
Premises and equipment expense	$401,000	3,512
Additional noninterest expense	$1,345,000	3,382
Pre-tax net operating income	$2,130,000	3,037
Securities gains (losses)	$-7,000	4,318
Applicable income taxes	$107,000	3,056
Income before extraordinary items	$2,016,000	2,928
Extraordinary gains, net	$0	6
Net income	$2,016,000	2,927
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,016,000	2,927
Net charge-offs	$-13,000	4,571
Cash dividends	$960,000	2,285
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,022,650	2,919
2018-09-30 (YTD Data)		Rank
Total interest income	$4,204,000	3,571
Total interest expense	$534,000	3,378
Net interest income	$3,670,000	3,566
Provision for loan and lease losses	$0	3,948
Total noninterest income	$969,000	2,549
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$259,000	2,528
Trading account gains and fees	$0	138
Additional Noninterest Income	$710,000	2,327
Total noninterest expense	$3,040,000	3,479
Salaries and employee benefits	$1,804,000	3,340
Premises and equipment expense	$293,000	3,617
Additional noninterest expense	$943,000	3,514
Pre-tax net operating income	$1,599,000	3,095
Securities gains (losses)	$-8,000	4,722
Applicable income taxes	$24,000	3,584
Income before extraordinary items	$1,567,000	2,919
Extraordinary gains, net	$0	5
Net income	$1,567,000	2,918
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,567,000	2,918
Net charge-offs	$-6,000	4,352
Cash dividends	$360,000	2,692
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,574,840	2,898
2018-06-30 (YTD Data)		Rank
Total interest income	$2,673,000	3,660
Total interest expense	$316,000	3,479
Net interest income	$2,357,000	3,635
Provision for loan and lease losses	$0	3,782
Total noninterest income	$645,000	2,557
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$167,000	2,581
Trading account gains and fees	$0	130
Additional Noninterest Income	$478,000	2,311
Total noninterest expense	$2,041,000	3,468
Salaries and employee benefits	$1,209,000	3,363
Premises and equipment expense	$205,000	3,551
Additional noninterest expense	$627,000	3,526
Pre-tax net operating income	$961,000	3,214
Securities gains (losses)	$-7,000	4,923
Applicable income taxes	$16,000	3,581
Income before extraordinary items	$938,000	3,056
Extraordinary gains, net	$0	6
Net income	$938,000	3,055
Minority interest net income	$0	65
Net income of bank and minority interests.	$938,000	3,055
Net charge-offs	$-4,000	4,246
Cash dividends	$240,000	2,683
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$944,860	3,034
2018-03-31 (YTD Data)		Rank
Total interest income	$1,294,000	3,727
Total interest expense	$148,000	3,544
Net interest income	$1,146,000	3,698
Provision for loan and lease losses	$0	3,508
Total noninterest income	$334,000	2,475
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$83,000	2,605
Trading account gains and fees	$0	123
Additional Noninterest Income	$251,000	2,219
Total noninterest expense	$1,039,000	3,473
Salaries and employee benefits	$618,000	3,354
Premises and equipment expense	$103,000	3,594
Additional noninterest expense	$318,000	3,534
Pre-tax net operating income	$441,000	3,296
Securities gains (losses)	$0	735
Applicable income taxes	$9,000	3,531
Income before extraordinary items	$432,000	3,131
Extraordinary gains, net	$0	7
Net income	$432,000	3,131
Minority interest net income	$0	52
Net income of bank and minority interests.	$432,000	3,131
Net charge-offs	$-2,000	4,048
Cash dividends	$120,000	2,245
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$432,000	3,130
2017-12-31 (YTD Data)		Rank
Total interest income	$4,746,000	3,833
Total interest expense	$555,000	3,515
Net interest income	$4,191,000	3,853
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,278,000	2,610
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$352,000	2,580
Trading account gains and fees	$0	151
Additional Noninterest Income	$926,000	2,372
Total noninterest expense	$4,029,000	3,536
Salaries and employee benefits	$2,299,000	3,480
Premises and equipment expense	$438,000	3,497
Additional noninterest expense	$1,292,000	3,513
Pre-tax net operating income	$1,440,000	3,583
Securities gains (losses)	$15,000	1,438
Applicable income taxes	$53,000	3,507
Income before extraordinary items	$1,402,000	3,237
Extraordinary gains, net	$0	9
Net income	$1,402,000	3,235
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,402,000	3,237
Net charge-offs	$4,000	3,892
Cash dividends	$840,000	2,408
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,387,600	3,230
2017-09-30 (YTD Data)		Rank
Total interest income	$3,451,000	3,910
Total interest expense	$405,000	3,567
Net interest income	$3,046,000	3,942
Provision for loan and lease losses	$0	4,088
Total noninterest income	$973,000	2,605
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$263,000	2,604
Trading account gains and fees	$0	145
Additional Noninterest Income	$710,000	2,382
Total noninterest expense	$2,974,000	3,570
Salaries and employee benefits	$1,704,000	3,520
Premises and equipment expense	$319,000	3,586
Additional noninterest expense	$951,000	3,570
Pre-tax net operating income	$1,045,000	3,697
Securities gains (losses)	$15,000	1,443
Applicable income taxes	$22,000	3,703
Income before extraordinary items	$1,038,000	3,480
Extraordinary gains, net	$0	9
Net income	$1,038,000	3,480
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,038,000	3,480
Net charge-offs	$1,000	3,697
Cash dividends	$360,000	2,721
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,023,300	3,483
2017-06-30 (YTD Data)		Rank
Total interest income	$2,232,000	3,983
Total interest expense	$263,000	3,572
Net interest income	$1,969,000	4,000
Provision for loan and lease losses	$0	3,871
Total noninterest income	$667,000	2,567
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$177,000	2,590
Trading account gains and fees	$0	139
Additional Noninterest Income	$490,000	2,361
Total noninterest expense	$1,990,000	3,584
Salaries and employee benefits	$1,139,000	3,530
Premises and equipment expense	$202,000	3,691
Additional noninterest expense	$649,000	3,541
Pre-tax net operating income	$646,000	3,776
Securities gains (losses)	$13,000	1,152
Applicable income taxes	$15,000	3,724
Income before extraordinary items	$644,000	3,564
Extraordinary gains, net	$0	11
Net income	$644,000	3,563
Minority interest net income	$0	71
Net income of bank and minority interests.	$644,000	3,564
Net charge-offs	$5,000	3,121
Cash dividends	$240,000	2,699
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$631,260	3,569
2017-03-31 (YTD Data)		Rank
Total interest income	$1,087,000	4,048
Total interest expense	$130,000	3,590
Net interest income	$957,000	4,064
Provision for loan and lease losses	$0	3,537
Total noninterest income	$363,000	2,463
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$86,000	2,639
Trading account gains and fees	$0	142
Additional Noninterest Income	$277,000	2,201
Total noninterest expense	$1,022,000	3,567
Salaries and employee benefits	$569,000	3,580
Premises and equipment expense	$126,000	3,328
Additional noninterest expense	$327,000	3,540
Pre-tax net operating income	$298,000	3,847
Securities gains (losses)	$2,000	951
Applicable income taxes	$7,000	3,709
Income before extraordinary items	$293,000	3,645
Extraordinary gains, net	$0	8
Net income	$293,000	3,644
Minority interest net income	$0	55
Net income of bank and minority interests.	$293,000	3,645
Net charge-offs	$22,000	1,835
Cash dividends	$120,000	2,284
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$291,040	3,635
2016-12-31 (YTD Data)		Rank
Total interest income	$4,123,000	4,147
Total interest expense	$494,000	3,664
Net interest income	$3,629,000	4,178
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,242,000	2,727
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$355,000	2,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$887,000	2,541
Total noninterest expense	$3,823,000	3,735
Salaries and employee benefits	$2,144,000	3,691
Premises and equipment expense	$389,000	3,824
Additional noninterest expense	$1,290,000	3,656
Pre-tax net operating income	$1,048,000	4,019
Securities gains (losses)	$26,000	2,242
Applicable income taxes	$30,000	3,758
Income before extraordinary items	$1,044,000	3,827
Extraordinary gains, net	$0	5
Net income	$1,044,000	3,825
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,044,000	3,826
Net charge-offs	$-1,000	4,661
Cash dividends	$540,000	2,880
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,018,780	3,814
2016-09-30 (YTD Data)		Rank
Total interest income	$3,086,000	4,187
Total interest expense	$361,000	3,733
Net interest income	$2,725,000	4,199
Provision for loan and lease losses	$0	4,186
Total noninterest income	$941,000	2,710
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$263,000	2,701
Trading account gains and fees	$0	169
Additional Noninterest Income	$678,000	2,528
Total noninterest expense	$2,867,000	3,738
Salaries and employee benefits	$1,621,000	3,679
Premises and equipment expense	$292,000	3,840
Additional noninterest expense	$954,000	3,712
Pre-tax net operating income	$799,000	4,039
Securities gains (losses)	$26,000	2,184
Applicable income taxes	$22,000	3,842
Income before extraordinary items	$803,000	3,839
Extraordinary gains, net	$0	5
Net income	$803,000	3,837
Minority interest net income	$0	71
Net income of bank and minority interests.	$803,000	3,839
Net charge-offs	$44,000	2,670
Cash dividends	$300,000	2,875
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$777,780	3,823
2016-06-30 (YTD Data)		Rank
Total interest income	$2,059,000	4,211
Total interest expense	$236,000	3,780
Net interest income	$1,823,000	4,222
Provision for loan and lease losses	$0	4,017
Total noninterest income	$604,000	2,741
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$161,000	2,831
Trading account gains and fees	$0	157
Additional Noninterest Income	$443,000	2,531
Total noninterest expense	$1,876,000	3,808
Salaries and employee benefits	$1,073,000	3,723
Premises and equipment expense	$187,000	3,940
Additional noninterest expense	$616,000	3,809
Pre-tax net operating income	$551,000	4,017
Securities gains (losses)	$2,000	2,664
Applicable income taxes	$15,000	3,858
Income before extraordinary items	$538,000	3,854
Extraordinary gains, net	$0	16
Net income	$538,000	3,852
Minority interest net income	$0	71
Net income of bank and minority interests.	$538,000	3,853
Net charge-offs	$45,000	2,224
Cash dividends	$180,000	2,931
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$536,060	3,792
2016-03-31 (YTD Data)		Rank
Total interest income	$1,036,000	4,216
Total interest expense	$117,000	3,824
Net interest income	$919,000	4,231
Provision for loan and lease losses	$0	3,656
Total noninterest income	$308,000	2,689
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$79,000	2,849
Trading account gains and fees	$0	142
Additional Noninterest Income	$229,000	2,448
Total noninterest expense	$934,000	3,851
Salaries and employee benefits	$518,000	3,815
Premises and equipment expense	$91,000	4,023
Additional noninterest expense	$325,000	3,695
Pre-tax net operating income	$293,000	3,899
Securities gains (losses)	$0	2,077
Applicable income taxes	$7,000	3,863
Income before extraordinary items	$286,000	3,707
Extraordinary gains, net	$0	12
Net income	$286,000	3,704
Minority interest net income	$0	62
Net income of bank and minority interests.	$286,000	3,705
Net charge-offs	$4,000	2,652
Cash dividends	$60,000	2,577
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$286,000	3,647
2015-12-31 (YTD Data)		Rank
Total interest income	$3,906,000	4,345
Total interest expense	$550,000	3,557
Net interest income	$3,356,000	4,418
Provision for loan and lease losses	$0	4,380
Total noninterest income	$994,000	3,072
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$311,000	2,953
Trading account gains and fees	$0	159
Additional Noninterest Income	$683,000	2,876
Total noninterest expense	$3,599,000	3,946
Salaries and employee benefits	$1,998,000	3,899
Premises and equipment expense	$363,000	4,083
Additional noninterest expense	$1,238,000	3,861
Pre-tax net operating income	$751,000	4,486
Securities gains (losses)	$79,000	1,306
Applicable income taxes	$27,000	3,837
Income before extraordinary items	$803,000	4,248
Extraordinary gains, net	$0	23
Net income	$803,000	4,246
Minority interest net income	$0	81
Net income of bank and minority interests.	$803,000	4,248
Net charge-offs	$-48,000	5,550
Cash dividends	$420,000	3,088
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$726,370	4,321
2015-09-30 (YTD Data)		Rank
Total interest income	$2,869,000	4,439
Total interest expense	$411,000	3,612
Net interest income	$2,458,000	4,511
Provision for loan and lease losses	$0	4,232
Total noninterest income	$764,000	3,054
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$230,000	3,004
Trading account gains and fees	$0	153
Additional Noninterest Income	$534,000	2,825
Total noninterest expense	$2,691,000	3,964
Salaries and employee benefits	$1,437,000	4,009
Premises and equipment expense	$309,000	3,904
Additional noninterest expense	$945,000	3,823
Pre-tax net operating income	$531,000	4,663
Securities gains (losses)	$67,000	1,282
Applicable income taxes	$9,000	4,172
Income before extraordinary items	$589,000	4,358
Extraordinary gains, net	$0	21
Net income	$589,000	4,360
Minority interest net income	$0	78
Net income of bank and minority interests.	$589,000	4,361
Net charge-offs	$38,000	2,972
Cash dividends	$180,000	3,186
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$523,340	4,440
2015-06-30 (YTD Data)		Rank
Total interest income	$1,857,000	4,536
Total interest expense	$274,000	3,643
Net interest income	$1,583,000	4,607
Provision for loan and lease losses	$0	4,069
Total noninterest income	$511,000	3,036
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$148,000	3,052
Trading account gains and fees	$0	157
Additional Noninterest Income	$363,000	2,797
Total noninterest expense	$1,759,000	4,057
Salaries and employee benefits	$955,000	4,053
Premises and equipment expense	$202,000	3,970
Additional noninterest expense	$602,000	3,952
Pre-tax net operating income	$335,000	4,712
Securities gains (losses)	$3,000	2,361
Applicable income taxes	$1,000	4,408
Income before extraordinary items	$337,000	4,551
Extraordinary gains, net	$0	22
Net income	$337,000	4,552
Minority interest net income	$0	75
Net income of bank and minority interests.	$337,000	4,553
Net charge-offs	$181,000	1,252
Cash dividends	$120,000	3,118
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$334,000	4,491
2015-03-31 (YTD Data)		Rank
Total interest income	$860,000	4,711
Total interest expense	$101,000	4,271
Net interest income	$759,000	4,729
Provision for loan and lease losses	$0	3,703
Total noninterest income	$245,000	3,077
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$175,000	2,807
Total noninterest expense	$868,000	4,120
Salaries and employee benefits	$471,000	4,107
Premises and equipment expense	$96,000	4,109
Additional noninterest expense	$301,000	3,963
Pre-tax net operating income	$136,000	4,935
Securities gains (losses)	$3,000	1,758
Applicable income taxes	$-6,000	6,226
Income before extraordinary items	$145,000	4,717
Extraordinary gains, net	$0	13
Net income	$145,000	4,719
Minority interest net income	$0	64
Net income of bank and minority interests.	$145,000	4,721
Net charge-offs	$216,000	681
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$142,000	4,663
2014-12-31 (YTD Data)		Rank
Total interest income	$3,736,000	4,616
Total interest expense	$602,000	3,630
Net interest income	$3,134,000	4,721
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,076,000	3,008
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$311,000	3,142
Trading account gains and fees	$0	180
Additional Noninterest Income	$765,000	2,699
Total noninterest expense	$3,641,000	4,040
Salaries and employee benefits	$1,897,000	4,097
Premises and equipment expense	$376,000	4,225
Additional noninterest expense	$1,368,000	3,756
Pre-tax net operating income	$569,000	4,906
Securities gains (losses)	$2,000	3,069
Applicable income taxes	$6,000	4,280
Income before extraordinary items	$565,000	4,773
Extraordinary gains, net	$0	17
Net income	$565,000	4,772
Minority interest net income	$0	84
Net income of bank and minority interests.	$565,000	4,773
Net charge-offs	$-53,000	6,008
Cash dividends	$300,000	3,365
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$563,020	4,730
2014-09-30 (YTD Data)		Rank
Total interest income	$2,777,000	4,688
Total interest expense	$452,000	3,696
Net interest income	$2,325,000	4,785
Provision for loan and lease losses	$0	4,401
Total noninterest income	$807,000	3,026
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$233,000	3,174
Trading account gains and fees	$0	174
Additional Noninterest Income	$574,000	2,707
Total noninterest expense	$2,630,000	4,143
Salaries and employee benefits	$1,414,000	4,129
Premises and equipment expense	$294,000	4,187
Additional noninterest expense	$922,000	4,022
Pre-tax net operating income	$502,000	4,795
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$22,000	3,959
Income before extraordinary items	$482,000	4,669
Extraordinary gains, net	$0	15
Net income	$482,000	4,669
Minority interest net income	$0	81
Net income of bank and minority interests.	$482,000	4,670
Net charge-offs	$-42,000	5,989
Cash dividends	$180,000	3,149
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$480,080	4,624
2014-06-30 (YTD Data)		Rank
Total interest income	$1,836,000	4,722
Total interest expense	$339,000	3,452
Net interest income	$1,497,000	4,879
Provision for loan and lease losses	$0	4,196
Total noninterest income	$525,000	3,018
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$151,000	3,211
Trading account gains and fees	$0	172
Additional Noninterest Income	$374,000	2,742
Total noninterest expense	$1,698,000	4,251
Salaries and employee benefits	$903,000	4,261
Premises and equipment expense	$278,000	3,474
Additional noninterest expense	$517,000	4,419
Pre-tax net operating income	$324,000	4,803
Securities gains (losses)	$2,000	2,363
Applicable income taxes	$14,000	3,990
Income before extraordinary items	$312,000	4,675
Extraordinary gains, net	$0	20
Net income	$312,000	4,677
Minority interest net income	$0	80
Net income of bank and minority interests.	$312,000	4,678
Net charge-offs	$-25,000	5,963
Cash dividends	$180,000	2,805
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$310,080	4,636
2014-03-31 (YTD Data)		Rank
Total interest income	$900,000	4,813
Total interest expense	$171,000	3,485
Net interest income	$729,000	4,971
Provision for loan and lease losses	$0	3,817
Total noninterest income	$277,000	2,921
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$75,000	3,201
Trading account gains and fees	$0	147
Additional Noninterest Income	$202,000	2,544
Total noninterest expense	$825,000	4,368
Salaries and employee benefits	$437,000	4,376
Premises and equipment expense	$134,000	3,597
Additional noninterest expense	$254,000	4,480
Pre-tax net operating income	$181,000	4,635
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$7,000	3,941
Income before extraordinary items	$176,000	4,457
Extraordinary gains, net	$0	16
Net income	$176,000	4,459
Minority interest net income	$0	66
Net income of bank and minority interests.	$176,000	4,459
Net charge-offs	$-15,000	5,922
Cash dividends	$120,000	2,125
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$174,080	4,416
2013-12-31 (YTD Data)		Rank
Total interest income	$3,570,000	4,891
Total interest expense	$730,000	3,650
Net interest income	$2,840,000	5,047
Provision for loan and lease losses	$30,000	4,534
Total noninterest income	$945,000	3,304
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$271,000	3,542
Trading account gains and fees	$0	184
Additional Noninterest Income	$674,000	2,931
Total noninterest expense	$3,698,000	4,115
Salaries and employee benefits	$1,715,000	4,435
Premises and equipment expense	$609,000	3,275
Additional noninterest expense	$1,374,000	3,872
Pre-tax net operating income	$57,000	6,064
Securities gains (losses)	$20,000	2,341
Applicable income taxes	$-24,000	6,359
Income before extraordinary items	$101,000	5,987
Extraordinary gains, net	$0	29
Net income	$101,000	5,988
Minority interest net income	$0	90
Net income of bank and minority interests.	$101,000	5,989
Net charge-offs	$-8,000	6,127
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$81,000	6,008
2013-09-30 (YTD Data)		Rank
Total interest income	$2,655,000	4,957
Total interest expense	$547,000	3,741
Net interest income	$2,108,000	5,111
Provision for loan and lease losses	$30,000	4,276
Total noninterest income	$700,000	3,377
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$191,000	3,693
Trading account gains and fees	$0	180
Additional Noninterest Income	$509,000	2,988
Total noninterest expense	$2,474,000	4,420
Salaries and employee benefits	$1,220,000	4,580
Premises and equipment expense	$433,000	3,431
Additional noninterest expense	$821,000	4,416
Pre-tax net operating income	$304,000	5,324
Securities gains (losses)	$9,000	2,535
Applicable income taxes	$-4,000	6,498
Income before extraordinary items	$317,000	5,195
Extraordinary gains, net	$0	25
Net income	$317,000	5,196
Minority interest net income	$0	84
Net income of bank and minority interests.	$317,000	5,197
Net charge-offs	$59,000	3,728
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$308,000	5,140
2013-06-30 (YTD Data)		Rank
Total interest income	$1,746,000	5,004
Total interest expense	$372,000	3,747
Net interest income	$1,374,000	5,175
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$476,000	3,380
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$125,000	3,700
Trading account gains and fees	$0	157
Additional Noninterest Income	$351,000	2,980
Total noninterest expense	$1,579,000	4,527
Salaries and employee benefits	$792,000	4,672
Premises and equipment expense	$247,000	3,810
Additional noninterest expense	$540,000	4,450
Pre-tax net operating income	$241,000	5,108
Securities gains (losses)	$9,000	2,315
Applicable income taxes	$15,000	4,050
Income before extraordinary items	$235,000	5,090
Extraordinary gains, net	$0	22
Net income	$235,000	5,092
Minority interest net income	$0	82
Net income of bank and minority interests.	$235,000	5,093
Net charge-offs	$7,000	4,432
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$226,540	5,007
2013-03-31 (YTD Data)		Rank
Total interest income	$908,000	4,946
Total interest expense	$186,000	3,835
Net interest income	$722,000	5,096
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$260,000	3,214
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$192,000	2,833
Total noninterest expense	$768,000	4,627
Salaries and employee benefits	$372,000	4,863
Premises and equipment expense	$106,000	4,181
Additional noninterest expense	$290,000	4,301
Pre-tax net operating income	$184,000	4,591
Securities gains (losses)	$4,000	1,680
Applicable income taxes	$7,000	4,068
Income before extraordinary items	$181,000	4,438
Extraordinary gains, net	$0	10
Net income	$181,000	4,441
Minority interest net income	$0	76
Net income of bank and minority interests.	$181,000	4,440
Net charge-offs	$6,000	3,622
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$177,160	4,377
2012-12-31 (YTD Data)		Rank
Total interest income	$3,825,000	4,994
Total interest expense	$834,000	4,024
Net interest income	$2,991,000	5,117
Provision for loan and lease losses	$460,000	2,831
Total noninterest income	$1,546,000	2,569
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$355,000	3,157
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,191,000	2,153
Total noninterest expense	$4,178,000	3,914
Salaries and employee benefits	$1,657,000	4,604
Premises and equipment expense	$530,000	3,680
Additional noninterest expense	$1,991,000	3,101
Pre-tax net operating income	$-101,000	6,285
Securities gains (losses)	$184,000	1,778
Applicable income taxes	$18,000	4,251
Income before extraordinary items	$65,000	6,158
Extraordinary gains, net	$0	29
Net income	$65,000	6,152
Minority interest net income	$0	93
Net income of bank and minority interests.	$65,000	6,154
Net charge-offs	$621,000	2,376
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-78,520	6,274
2012-09-30 (YTD Data)		Rank
Total interest income	$2,937,000	5,012
Total interest expense	$644,000	4,082
Net interest income	$2,293,000	5,130
Provision for loan and lease losses	$271,000	3,104
Total noninterest income	$796,000	3,169
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$280,000	3,116
Trading account gains and fees	$0	157
Additional Noninterest Income	$516,000	2,909
Total noninterest expense	$2,888,000	4,158
Salaries and employee benefits	$1,241,000	4,618
Premises and equipment expense	$360,000	3,965
Additional noninterest expense	$1,287,000	3,464
Pre-tax net operating income	$-70,000	6,385
Securities gains (losses)	$164,000	1,590
Applicable income taxes	$22,000	4,128
Income before extraordinary items	$72,000	6,199
Extraordinary gains, net	$0	20
Net income	$72,000	6,197
Minority interest net income	$0	86
Net income of bank and minority interests.	$72,000	6,198
Net charge-offs	$384,000	2,507
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-54,280	6,385
2012-06-30 (YTD Data)		Rank
Total interest income	$2,007,000	4,990
Total interest expense	$442,000	4,121
Net interest income	$1,565,000	5,111
Provision for loan and lease losses	$118,000	3,701
Total noninterest income	$530,000	3,130
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$204,000	2,903
Trading account gains and fees	$0	153
Additional Noninterest Income	$326,000	2,959
Total noninterest expense	$1,960,000	4,131
Salaries and employee benefits	$853,000	4,582
Premises and equipment expense	$231,000	4,068
Additional noninterest expense	$876,000	3,443
Pre-tax net operating income	$17,000	6,248
Securities gains (losses)	$164,000	1,249
Applicable income taxes	$15,000	4,095
Income before extraordinary items	$166,000	5,544
Extraordinary gains, net	$0	19
Net income	$166,000	5,543
Minority interest net income	$0	84
Net income of bank and minority interests.	$166,000	5,543
Net charge-offs	$189,000	2,818
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$15,120	6,264
2012-03-31 (YTD Data)		Rank
Total interest income	$1,009,000	5,012
Total interest expense	$229,000	4,133
Net interest income	$780,000	5,148
Provision for loan and lease losses	$0	5,254
Total noninterest income	$226,000	3,415
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$75,000	3,513
Trading account gains and fees	$0	148
Additional Noninterest Income	$151,000	3,060
Total noninterest expense	$995,000	4,114
Salaries and employee benefits	$438,000	4,535
Premises and equipment expense	$113,000	4,128
Additional noninterest expense	$444,000	3,389
Pre-tax net operating income	$11,000	6,318
Securities gains (losses)	$0	2,210
Applicable income taxes	$7,000	4,126
Income before extraordinary items	$4,000	6,480
Extraordinary gains, net	$0	19
Net income	$4,000	6,481
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,000	6,480
Net charge-offs	$43,000	3,131
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$4,000	6,375
2011-12-31 (YTD Data)		Rank
Total interest income	$4,811,000	4,666
Total interest expense	$1,244,000	3,875
Net interest income	$3,567,000	4,842
Provision for loan and lease losses	$866,000	2,628
Total noninterest income	$1,163,000	2,864
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$335,000	3,380
Trading account gains and fees	$0	146
Additional Noninterest Income	$828,000	2,395
Total noninterest expense	$4,390,000	3,859
Salaries and employee benefits	$1,629,000	4,730
Premises and equipment expense	$533,000	3,866
Additional noninterest expense	$2,228,000	2,832
Pre-tax net operating income	$-526,000	6,419
Securities gains (losses)	$310,000	1,112
Applicable income taxes	$-30,000	6,682
Income before extraordinary items	$-186,000	6,328
Extraordinary gains, net	$0	29
Net income	$-186,000	6,331
Minority interest net income	$0	96
Net income of bank and minority interests.	$-186,000	6,331
Net charge-offs	$1,050,000	2,304
Cash dividends	$60,000	3,926
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-452,600	6,418
2011-09-30 (YTD Data)		Rank
Total interest income	$3,666,000	4,682
Total interest expense	$1,054,000	3,708
Net interest income	$2,612,000	4,936
Provision for loan and lease losses	$840,000	2,204
Total noninterest income	$915,000	2,755
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$254,000	3,370
Trading account gains and fees	$0	145
Additional Noninterest Income	$661,000	2,295
Total noninterest expense	$2,987,000	4,130
Salaries and employee benefits	$1,329,000	4,497
Premises and equipment expense	$406,000	3,870
Additional noninterest expense	$1,252,000	3,578
Pre-tax net operating income	$-300,000	6,472
Securities gains (losses)	$310,000	904
Applicable income taxes	$57,000	3,550
Income before extraordinary items	$-47,000	6,347
Extraordinary gains, net	$0	21
Net income	$-47,000	6,350
Minority interest net income	$0	87
Net income of bank and minority interests.	$-47,000	6,350
Net charge-offs	$232,000	3,549
Cash dividends	$60,000	3,329
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-245,400	6,482
2011-06-30 (YTD Data)		Rank
Total interest income	$2,505,000	4,652
Total interest expense	$722,000	3,738
Net interest income	$1,783,000	4,895
Provision for loan and lease losses	$206,000	3,488
Total noninterest income	$587,000	2,826
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$171,000	3,331
Trading account gains and fees	$0	153
Additional Noninterest Income	$416,000	2,384
Total noninterest expense	$1,805,000	4,451
Salaries and employee benefits	$875,000	4,572
Premises and equipment expense	$243,000	4,192
Additional noninterest expense	$687,000	4,166
Pre-tax net operating income	$359,000	4,363
Securities gains (losses)	$18,000	2,133
Applicable income taxes	$38,000	3,523
Income before extraordinary items	$339,000	4,268
Extraordinary gains, net	$0	15
Net income	$339,000	4,268
Minority interest net income	$0	89
Net income of bank and minority interests.	$339,000	4,270
Net charge-offs	$45,000	4,534
Cash dividends	$60,000	3,037
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$322,800	4,260
2011-03-31 (YTD Data)		Rank
Total interest income	$1,281,000	4,610
Total interest expense	$375,000	3,750
Net interest income	$906,000	4,843
Provision for loan and lease losses	$163,000	2,672
Total noninterest income	$247,000	3,183
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$93,000	3,131
Trading account gains and fees	$0	158
Additional Noninterest Income	$154,000	2,854
Total noninterest expense	$925,000	4,410
Salaries and employee benefits	$434,000	4,624
Premises and equipment expense	$119,000	4,293
Additional noninterest expense	$372,000	3,925
Pre-tax net operating income	$65,000	5,553
Securities gains (losses)	$0	1,772
Applicable income taxes	$20,000	3,446
Income before extraordinary items	$45,000	5,786
Extraordinary gains, net	$0	9
Net income	$45,000	5,785
Minority interest net income	$0	86
Net income of bank and minority interests.	$45,000	5,786
Net charge-offs	$7,000	4,526
Cash dividends	$60,000	2,163
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$45,000	5,749
2010-12-31 (YTD Data)		Rank
Total interest income	$5,715,000	4,459
Total interest expense	$1,840,000	3,776
Net interest income	$3,875,000	4,667
Provision for loan and lease losses	$1,157,000	2,836
Total noninterest income	$1,175,000	2,948
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$360,000	3,279
Trading account gains and fees	$0	175
Additional Noninterest Income	$815,000	2,474
Total noninterest expense	$3,575,000	4,534
Salaries and employee benefits	$1,780,000	4,561
Premises and equipment expense	$451,000	4,456
Additional noninterest expense	$1,344,000	4,310
Pre-tax net operating income	$318,000	4,850
Securities gains (losses)	$53,000	2,618
Applicable income taxes	$4,000	4,397
Income before extraordinary items	$367,000	4,722
Extraordinary gains, net	$0	29
Net income	$367,000	4,723
Minority interest net income	$0	111
Net income of bank and minority interests.	$367,000	4,723
Net charge-offs	$1,005,000	2,676
Cash dividends	$240,000	3,136
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$314,530	4,746
2010-09-30 (YTD Data)		Rank
Total interest income	$4,358,000	4,494
Total interest expense	$1,426,000	3,832
Net interest income	$2,932,000	4,711
Provision for loan and lease losses	$910,000	2,636
Total noninterest income	$903,000	2,924
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$262,000	3,416
Trading account gains and fees	$0	165
Additional Noninterest Income	$641,000	2,397
Total noninterest expense	$2,506,000	4,734
Salaries and employee benefits	$1,335,000	4,592
Premises and equipment expense	$362,000	4,342
Additional noninterest expense	$809,000	4,890
Pre-tax net operating income	$419,000	4,446
Securities gains (losses)	$53,000	2,375
Applicable income taxes	$56,000	3,504
Income before extraordinary items	$416,000	4,415
Extraordinary gains, net	$0	23
Net income	$416,000	4,416
Minority interest net income	$0	110
Net income of bank and minority interests.	$416,000	4,416
Net charge-offs	$863,000	2,369
Cash dividends	$180,000	2,791
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$369,360	4,406
2010-06-30 (YTD Data)		Rank
Total interest income	$2,919,000	4,519
Total interest expense	$975,000	3,868
Net interest income	$1,944,000	4,740
Provision for loan and lease losses	$647,000	2,478
Total noninterest income	$595,000	2,886
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$157,000	3,606
Trading account gains and fees	$0	152
Additional Noninterest Income	$438,000	2,286
Total noninterest expense	$1,574,000	4,912
Salaries and employee benefits	$861,000	4,716
Premises and equipment expense	$237,000	4,403
Additional noninterest expense	$476,000	5,214
Pre-tax net operating income	$318,000	4,325
Securities gains (losses)	$53,000	1,843
Applicable income taxes	$38,000	3,460
Income before extraordinary items	$333,000	4,110
Extraordinary gains, net	$0	19
Net income	$333,000	4,110
Minority interest net income	$0	105
Net income of bank and minority interests.	$333,000	4,109
Net charge-offs	$736,000	2,026
Cash dividends	$120,000	2,699
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$285,300	4,254
2010-03-31 (YTD Data)		Rank
Total interest income	$1,485,000	4,535
Total interest expense	$496,000	3,952
Net interest income	$989,000	4,718
Provision for loan and lease losses	$391,000	2,103
Total noninterest income	$68,000	5,678
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$101,000	3,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$-33,000	7,639
Total noninterest expense	$746,000	5,126
Salaries and employee benefits	$424,000	4,827
Premises and equipment expense	$120,000	4,460
Additional noninterest expense	$202,000	5,667
Pre-tax net operating income	$-80,000	6,600
Securities gains (losses)	$53,000	1,119
Applicable income taxes	$19,000	3,480
Income before extraordinary items	$-46,000	6,604
Extraordinary gains, net	$0	16
Net income	$-46,000	6,606
Minority interest net income	$0	91
Net income of bank and minority interests.	$-46,000	6,605
Net charge-offs	$116,000	2,977
Cash dividends	$60,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-99,000	6,689
2009-12-31 (YTD Data)		Rank
Total interest income	$6,254,000	4,488
Total interest expense	$2,464,000	3,932
Net interest income	$3,790,000	4,728
Provision for loan and lease losses	$892,000	3,687
Total noninterest income	$1,235,000	2,916
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$452,000	3,084
Trading account gains and fees	$0	211
Additional Noninterest Income	$783,000	2,492
Total noninterest expense	$3,450,000	4,767
Salaries and employee benefits	$1,914,000	4,501
Premises and equipment expense	$513,000	4,305
Additional noninterest expense	$1,023,000	5,177
Pre-tax net operating income	$683,000	3,589
Securities gains (losses)	$-64,000	7,217
Applicable income taxes	$-16,000	6,285
Income before extraordinary items	$635,000	3,520
Extraordinary gains, net	$0	34
Net income	$635,000	3,520
Minority interest net income	$0	115
Net income of bank and minority interests.	$635,000	3,519
Net charge-offs	$642,000	3,467
Cash dividends	$420,000	2,774
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$699,000	3,302
2009-09-30 (YTD Data)		Rank
Total interest income	$4,699,000	4,559
Total interest expense	$1,900,000	3,986
Net interest income	$2,799,000	4,776
Provision for loan and lease losses	$308,000	4,555
Total noninterest income	$939,000	2,934
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$341,000	3,096
Trading account gains and fees	$0	212
Additional Noninterest Income	$598,000	2,529
Total noninterest expense	$2,540,000	4,831
Salaries and employee benefits	$1,448,000	4,490
Premises and equipment expense	$391,000	4,316
Additional noninterest expense	$701,000	5,409
Pre-tax net operating income	$890,000	2,937
Securities gains (losses)	$-64,000	7,411
Applicable income taxes	$25,000	3,707
Income before extraordinary items	$801,000	2,859
Extraordinary gains, net	$0	27
Net income	$801,000	2,856
Minority interest net income	$0	118
Net income of bank and minority interests.	$801,000	2,859
Net charge-offs	$156,000	4,556
Cash dividends	$360,000	2,408
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$863,080	2,681
2009-06-30 (YTD Data)		Rank
Total interest income	$3,143,000	4,584
Total interest expense	$1,314,000	4,003
Net interest income	$1,829,000	4,837
Provision for loan and lease losses	$121,000	5,046
Total noninterest income	$648,000	2,888
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$222,000	3,121
Trading account gains and fees	$0	193
Additional Noninterest Income	$426,000	2,452
Total noninterest expense	$1,630,000	4,988
Salaries and employee benefits	$963,000	4,552
Premises and equipment expense	$261,000	4,340
Additional noninterest expense	$406,000	5,789
Pre-tax net operating income	$726,000	2,695
Securities gains (losses)	$-72,000	7,638
Applicable income taxes	$6,000	4,180
Income before extraordinary items	$648,000	2,634
Extraordinary gains, net	$0	21
Net income	$648,000	2,631
Minority interest net income	$0	112
Net income of bank and minority interests.	$648,000	2,633
Net charge-offs	$29,000	5,364
Cash dividends	$240,000	2,484
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$719,280	2,352
2009-03-31 (YTD Data)		Rank
Total interest income	$1,545,000	4,673
Total interest expense	$686,000	3,999
Net interest income	$859,000	5,013
Provision for loan and lease losses	$36,000	5,276
Total noninterest income	$334,000	2,826
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$115,000	2,985
Trading account gains and fees	$0	171
Additional Noninterest Income	$219,000	2,387
Total noninterest expense	$822,000	4,876
Salaries and employee benefits	$469,000	4,677
Premises and equipment expense	$118,000	4,670
Additional noninterest expense	$235,000	5,120
Pre-tax net operating income	$335,000	3,158
Securities gains (losses)	$0	2,434
Applicable income taxes	$-12,000	7,211
Income before extraordinary items	$347,000	2,836
Extraordinary gains, net	$0	15
Net income	$347,000	2,835
Minority interest net income	$0	102
Net income of bank and minority interests.	$347,000	2,837
Net charge-offs	$29,000	4,044
Cash dividends	$120,000	2,106
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$347,000	2,698
2008-12-31 (YTD Data)		Rank
Total interest income	$6,715,000	4,609
Total interest expense	$3,362,000	3,940
Net interest income	$3,353,000	5,092
Provision for loan and lease losses	$233,000	5,029
Total noninterest income	$1,343,000	2,836
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$418,000	3,375
Trading account gains and fees	$0	154
Additional Noninterest Income	$925,000	2,245
Total noninterest expense	$3,684,000	4,483
Salaries and employee benefits	$2,180,000	4,170
Premises and equipment expense	$570,000	4,101
Additional noninterest expense	$934,000	5,036
Pre-tax net operating income	$779,000	4,220
Securities gains (losses)	$5,000	2,760
Applicable income taxes	$45,000	3,900
Income before extraordinary items	$739,000	3,862
Extraordinary gains, net	$0	39
Net income	$739,000	3,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,719
Cash dividends	$456,000	3,496
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$734,300	3,997
2008-09-30 (YTD Data)		Rank
Total interest income	$5,074,000	4,670
Total interest expense	$2,599,000	3,978
Net interest income	$2,475,000	5,178
Provision for loan and lease losses	$124,000	4,900
Total noninterest income	$965,000	2,971
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$307,000	3,443
Trading account gains and fees	$0	148
Additional Noninterest Income	$658,000	2,403
Total noninterest expense	$2,488,000	4,770
Salaries and employee benefits	$1,480,000	4,534
Premises and equipment expense	$321,000	4,917
Additional noninterest expense	$687,000	5,009
Pre-tax net operating income	$828,000	4,040
Securities gains (losses)	$5,000	2,631
Applicable income taxes	$58,000	4,010
Income before extraordinary items	$775,000	3,626
Extraordinary gains, net	$0	31
Net income	$775,000	3,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,256
Cash dividends	$312,000	3,334
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$770,350	3,781
2008-06-30 (YTD Data)		Rank
Total interest income	$3,395,000	4,720
Total interest expense	$1,833,000	3,958
Net interest income	$1,562,000	5,350
Provision for loan and lease losses	$63,000	4,861
Total noninterest income	$606,000	3,121
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$199,000	3,498
Trading account gains and fees	$0	149
Additional Noninterest Income	$407,000	2,562
Total noninterest expense	$1,663,000	4,801
Salaries and employee benefits	$980,000	4,593
Premises and equipment expense	$226,000	4,788
Additional noninterest expense	$457,000	5,010
Pre-tax net operating income	$442,000	4,598
Securities gains (losses)	$0	3,233
Applicable income taxes	$38,000	4,270
Income before extraordinary items	$404,000	4,448
Extraordinary gains, net	$0	21
Net income	$404,000	4,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,615
Cash dividends	$228,000	3,283
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$404,000	4,394
2008-03-31 (YTD Data)		Rank
Total interest income	$1,750,000	4,721
Total interest expense	$933,000	4,082
Net interest income	$817,000	5,249
Provision for loan and lease losses	$63,000	3,434
Total noninterest income	$293,000	3,183
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$95,000	3,562
Trading account gains and fees	$0	158
Additional Noninterest Income	$198,000	2,588
Total noninterest expense	$838,000	4,790
Salaries and employee benefits	$497,000	4,572
Premises and equipment expense	$73,000	5,950
Additional noninterest expense	$268,000	4,465
Pre-tax net operating income	$209,000	4,873
Securities gains (losses)	$0	2,688
Applicable income taxes	$19,000	4,403
Income before extraordinary items	$190,000	4,763
Extraordinary gains, net	$0	15
Net income	$190,000	4,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$144,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$190,000	4,653
2007-12-31 (YTD Data)		Rank
Total interest income	$6,938,000	4,757
Total interest expense	$3,422,000	4,400
Net interest income	$3,516,000	5,018
Provision for loan and lease losses	$382,000	2,767
Total noninterest income	$1,067,000	3,411
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$375,000	3,648
Trading account gains and fees	$0	178
Additional Noninterest Income	$692,000	2,776
Total noninterest expense	$3,285,000	4,727
Salaries and employee benefits	$2,031,000	4,347
Premises and equipment expense	$332,000	5,534
Additional noninterest expense	$922,000	4,898
Pre-tax net operating income	$916,000	4,911
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$27,000	5,283
Income before extraordinary items	$892,000	4,561
Extraordinary gains, net	$0	39
Net income	$892,000	4,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,573
Cash dividends	$1,140,000	2,430
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$889,090	4,557
2007-09-30 (YTD Data)		Rank
Total interest income	$5,102,000	4,824
Total interest expense	$2,496,000	4,490
Net interest income	$2,606,000	5,069
Provision for loan and lease losses	$175,000	3,251
Total noninterest income	$796,000	3,406
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$268,000	3,739
Trading account gains and fees	$0	184
Additional Noninterest Income	$528,000	2,753
Total noninterest expense	$2,257,000	4,971
Salaries and employee benefits	$1,344,000	4,731
Premises and equipment expense	$205,000	6,016
Additional noninterest expense	$708,000	4,763
Pre-tax net operating income	$970,000	4,425
Securities gains (losses)	$0	1,655
Applicable income taxes	$57,000	4,857
Income before extraordinary items	$913,000	4,087
Extraordinary gains, net	$0	33
Net income	$913,000	4,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	3,557
Cash dividends	$780,000	2,341
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$913,000	4,073
2007-06-30 (YTD Data)		Rank
Total interest income	$3,333,000	4,916
Total interest expense	$1,603,000	4,589
Net interest income	$1,730,000	5,114
Provision for loan and lease losses	$97,000	3,344
Total noninterest income	$528,000	3,447
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$170,000	3,835
Trading account gains and fees	$0	168
Additional Noninterest Income	$358,000	2,734
Total noninterest expense	$1,499,000	5,008
Salaries and employee benefits	$900,000	4,750
Premises and equipment expense	$134,000	6,101
Additional noninterest expense	$465,000	4,820
Pre-tax net operating income	$662,000	4,446
Securities gains (losses)	$0	1,444
Applicable income taxes	$39,000	4,945
Income before extraordinary items	$623,000	4,082
Extraordinary gains, net	$0	29
Net income	$623,000	4,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,525
Cash dividends	$570,000	2,282
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$623,000	4,073
2007-03-31 (YTD Data)		Rank
Total interest income	$1,639,000	4,958
Total interest expense	$763,000	4,716
Net interest income	$876,000	5,077
Provision for loan and lease losses	$24,000	4,189
Total noninterest income	$272,000	3,336
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$88,000	3,710
Trading account gains and fees	$0	195
Additional Noninterest Income	$184,000	2,677
Total noninterest expense	$739,000	5,060
Salaries and employee benefits	$440,000	4,851
Premises and equipment expense	$65,000	6,217
Additional noninterest expense	$234,000	4,753
Pre-tax net operating income	$385,000	4,095
Securities gains (losses)	$0	1,187
Applicable income taxes	$19,000	4,959
Income before extraordinary items	$366,000	3,710
Extraordinary gains, net	$0	22
Net income	$366,000	3,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,563
Cash dividends	$360,000	1,766
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$366,000	3,690
2006-12-31 (YTD Data)		Rank
Total interest income	$6,158,000	4,917
Total interest expense	$2,579,000	4,747
Net interest income	$3,579,000	4,978
Provision for loan and lease losses	$114,000	4,568
Total noninterest income	$1,016,000	3,509
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$372,000	3,687
Trading account gains and fees	$0	130
Additional Noninterest Income	$644,000	2,887
Total noninterest expense	$2,892,000	5,003
Salaries and employee benefits	$1,777,000	4,656
Premises and equipment expense	$311,000	5,654
Additional noninterest expense	$804,000	5,215
Pre-tax net operating income	$1,589,000	4,170
Securities gains (losses)	$-7,000	7,181
Applicable income taxes	$72,000	5,205
Income before extraordinary items	$1,510,000	3,758
Extraordinary gains, net	$0	51
Net income	$1,510,000	3,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,486
Cash dividends	$1,320,000	2,117
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,516,650	3,728
2006-09-30 (YTD Data)		Rank
Total interest income	$4,454,000	5,032
Total interest expense	$1,839,000	4,791
Net interest income	$2,615,000	5,102
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$823,000	3,335
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$275,000	3,740
Trading account gains and fees	$0	126
Additional Noninterest Income	$548,000	2,715
Total noninterest expense	$1,949,000	5,339
Salaries and employee benefits	$1,182,000	5,015
Premises and equipment expense	$185,000	6,275
Additional noninterest expense	$582,000	5,306
Pre-tax net operating income	$1,399,000	3,948
Securities gains (losses)	$-7,000	7,492
Applicable income taxes	$56,000	5,366
Income before extraordinary items	$1,336,000	3,464
Extraordinary gains, net	$0	45
Net income	$1,336,000	3,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,035
Cash dividends	$600,000	2,646
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,342,720	3,441
2006-06-30 (YTD Data)		Rank
Total interest income	$2,895,000	5,081
Total interest expense	$1,171,000	4,793
Net interest income	$1,724,000	5,168
Provision for loan and lease losses	$55,000	4,340
Total noninterest income	$536,000	3,357
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$177,000	3,795
Trading account gains and fees	$0	126
Additional Noninterest Income	$359,000	2,714
Total noninterest expense	$1,270,000	5,428
Salaries and employee benefits	$783,000	5,056
Premises and equipment expense	$125,000	6,249
Additional noninterest expense	$362,000	5,511
Pre-tax net operating income	$935,000	3,955
Securities gains (losses)	$0	1,185
Applicable income taxes	$38,000	5,424
Income before extraordinary items	$897,000	3,457
Extraordinary gains, net	$0	39
Net income	$897,000	3,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,021
Cash dividends	$360,000	2,858
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$897,000	3,446
2006-03-31 (YTD Data)		Rank
Total interest income	$1,427,000	5,061
Total interest expense	$567,000	4,750
Net interest income	$860,000	5,182
Provision for loan and lease losses	$5,000	5,672
Total noninterest income	$284,000	3,193
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$85,000	3,811
Trading account gains and fees	$0	115
Additional Noninterest Income	$199,000	2,501
Total noninterest expense	$633,000	5,445
Salaries and employee benefits	$401,000	5,004
Premises and equipment expense	$58,000	6,447
Additional noninterest expense	$174,000	5,609
Pre-tax net operating income	$506,000	3,699
Securities gains (losses)	$0	955
Applicable income taxes	$19,000	5,395
Income before extraordinary items	$487,000	3,231
Extraordinary gains, net	$0	21
Net income	$487,000	3,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,977
Cash dividends	$180,000	2,531
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$487,000	3,208
2005-12-31 (YTD Data)		Rank
Total interest income	$5,056,000	5,121
Total interest expense	$1,976,000	4,468
Net interest income	$3,080,000	5,427
Provision for loan and lease losses	$240,000	3,239
Total noninterest income	$1,032,000	3,478
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$328,000	3,980
Trading account gains and fees	$0	138
Additional Noninterest Income	$704,000	2,762
Total noninterest expense	$2,675,000	5,148
Salaries and employee benefits	$1,617,000	4,820
Premises and equipment expense	$262,000	6,087
Additional noninterest expense	$796,000	5,183
Pre-tax net operating income	$1,197,000	4,908
Securities gains (losses)	$13,000	1,399
Applicable income taxes	$63,000	5,708
Income before extraordinary items	$1,147,000	4,458
Extraordinary gains, net	$0	46
Net income	$1,147,000	4,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,933
Cash dividends	$1,092,000	2,301
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,134,650	4,444
2005-09-30 (YTD Data)		Rank
Total interest income	$3,699,000	5,160
Total interest expense	$1,430,000	4,442
Net interest income	$2,269,000	5,495
Provision for loan and lease losses	$140,000	3,587
Total noninterest income	$712,000	3,696
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$243,000	4,031
Trading account gains and fees	$0	126
Additional Noninterest Income	$469,000	3,000
Total noninterest expense	$1,805,000	5,469
Salaries and employee benefits	$1,091,000	5,127
Premises and equipment expense	$182,000	6,253
Additional noninterest expense	$532,000	5,525
Pre-tax net operating income	$1,036,000	4,681
Securities gains (losses)	$13,000	1,390
Applicable income taxes	$51,000	5,776
Income before extraordinary items	$998,000	4,161
Extraordinary gains, net	$0	35
Net income	$998,000	4,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$552,000	2,636
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$985,650	4,153
2005-06-30 (YTD Data)		Rank
Total interest income	$2,390,000	5,209
Total interest expense	$908,000	4,424
Net interest income	$1,482,000	5,532
Provision for loan and lease losses	$100,000	3,338
Total noninterest income	$471,000	3,669
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$152,000	4,120
Trading account gains and fees	$0	116
Additional Noninterest Income	$319,000	2,955
Total noninterest expense	$1,171,000	5,546
Salaries and employee benefits	$702,000	5,239
Premises and equipment expense	$118,000	6,320
Additional noninterest expense	$351,000	5,514
Pre-tax net operating income	$682,000	4,689
Securities gains (losses)	$13,000	1,257
Applicable income taxes	$41,000	5,674
Income before extraordinary items	$654,000	4,189
Extraordinary gains, net	$0	30
Net income	$654,000	4,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,491
Cash dividends	$408,000	2,490
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$641,780	4,192
2005-03-31 (YTD Data)		Rank
Total interest income	$1,166,000	5,270
Total interest expense	$438,000	4,408
Net interest income	$728,000	5,618
Provision for loan and lease losses	$100,000	2,031
Total noninterest income	$226,000	3,702
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$80,000	3,924
Trading account gains and fees	$0	115
Additional Noninterest Income	$146,000	3,022
Total noninterest expense	$562,000	5,713
Salaries and employee benefits	$343,000	5,358
Premises and equipment expense	$55,000	6,532
Additional noninterest expense	$164,000	5,726
Pre-tax net operating income	$292,000	5,061
Securities gains (losses)	$12,000	950
Applicable income taxes	$19,000	5,699
Income before extraordinary items	$285,000	4,513
Extraordinary gains, net	$0	24
Net income	$285,000	4,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$264,000	1,903
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$273,720	4,585
2004-12-31 (YTD Data)		Rank
Total interest income	$4,610,000	5,096
Total interest expense	$1,724,000	4,093
Net interest income	$2,886,000	5,523
Provision for loan and lease losses	$100,000	4,964
Total noninterest income	$1,000,000	3,545
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$369,000	3,821
Trading account gains and fees	$0	138
Additional Noninterest Income	$631,000	2,893
Total noninterest expense	$2,730,000	4,992
Salaries and employee benefits	$1,646,000	4,641
Premises and equipment expense	$381,000	4,929
Additional noninterest expense	$703,000	5,514
Pre-tax net operating income	$1,056,000	5,100
Securities gains (losses)	$19,000	2,428
Applicable income taxes	$47,000	6,074
Income before extraordinary items	$1,028,000	4,613
Extraordinary gains, net	$0	34
Net income	$1,028,000	4,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,407
Cash dividends	$896,000	2,543
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,009,760	4,606
2004-09-30 (YTD Data)		Rank
Total interest income	$3,444,000	5,108
Total interest expense	$1,293,000	4,054
Net interest income	$2,151,000	5,545
Provision for loan and lease losses	$100,000	4,260
Total noninterest income	$771,000	3,498
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$285,000	3,784
Trading account gains and fees	$0	134
Additional Noninterest Income	$486,000	2,853
Total noninterest expense	$1,819,000	5,376
Salaries and employee benefits	$1,101,000	4,973
Premises and equipment expense	$196,000	6,042
Additional noninterest expense	$522,000	5,510
Pre-tax net operating income	$1,003,000	4,601
Securities gains (losses)	$19,000	2,339
Applicable income taxes	$61,000	5,814
Income before extraordinary items	$961,000	4,104
Extraordinary gains, net	$0	26
Net income	$961,000	4,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,568
Cash dividends	$432,000	2,927
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$943,140	4,081
2004-06-30 (YTD Data)		Rank
Total interest income	$2,266,000	5,153
Total interest expense	$862,000	4,053
Net interest income	$1,404,000	5,616
Provision for loan and lease losses	$0	6,885
Total noninterest income	$516,000	3,494
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$192,000	3,743
Trading account gains and fees	$0	130
Additional Noninterest Income	$324,000	2,854
Total noninterest expense	$1,187,000	5,476
Salaries and employee benefits	$710,000	5,113
Premises and equipment expense	$122,000	6,279
Additional noninterest expense	$355,000	5,465
Pre-tax net operating income	$733,000	4,341
Securities gains (losses)	$14,000	2,233
Applicable income taxes	$41,000	5,802
Income before extraordinary items	$706,000	3,827
Extraordinary gains, net	$0	21
Net income	$706,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$288,000	2,968
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$692,700	3,785
2004-03-31 (YTD Data)		Rank
Total interest income	$1,131,000	5,171
Total interest expense	$433,000	4,083
Net interest income	$698,000	5,650
Provision for loan and lease losses	$0	6,501
Total noninterest income	$228,000	3,729
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$91,000	3,798
Trading account gains and fees	$0	121
Additional Noninterest Income	$137,000	3,091
Total noninterest expense	$591,000	5,502
Salaries and employee benefits	$370,000	4,980
Premises and equipment expense	$59,000	6,355
Additional noninterest expense	$162,000	5,766
Pre-tax net operating income	$335,000	4,549
Securities gains (losses)	$0	2,934
Applicable income taxes	$18,000	5,857
Income before extraordinary items	$317,000	4,132
Extraordinary gains, net	$0	16
Net income	$317,000	4,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$144,000	2,556
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$317,000	3,986
2003-12-31 (YTD Data)		Rank
Total interest income	$4,551,000	5,196
Total interest expense	$1,915,000	4,160
Net interest income	$2,636,000	5,729
Provision for loan and lease losses	$0	7,651
Total noninterest income	$959,000	3,807
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$385,000	3,731
Trading account gains and fees	$0	160
Additional Noninterest Income	$574,000	3,346
Total noninterest expense	$2,476,000	5,245
Salaries and employee benefits	$1,407,000	5,077
Premises and equipment expense	$368,000	5,014
Additional noninterest expense	$701,000	5,497
Pre-tax net operating income	$1,119,000	4,867
Securities gains (losses)	$20,000	3,211
Applicable income taxes	$47,000	6,333
Income before extraordinary items	$1,092,000	4,407
Extraordinary gains, net	$0	54
Net income	$1,092,000	4,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,674
Cash dividends	$1,020,000	2,269
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,072,800	4,271
2003-09-30 (YTD Data)		Rank
Total interest income	$3,397,000	5,276
Total interest expense	$1,463,000	4,224
Net interest income	$1,934,000	5,829
Provision for loan and lease losses	$0	7,481
Total noninterest income	$713,000	3,899
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$287,000	3,758
Trading account gains and fees	$0	153
Additional Noninterest Income	$426,000	3,419
Total noninterest expense	$1,654,000	5,647
Salaries and employee benefits	$959,000	5,390
Premises and equipment expense	$200,000	6,009
Additional noninterest expense	$495,000	5,673
Pre-tax net operating income	$993,000	4,557
Securities gains (losses)	$9,000	3,379
Applicable income taxes	$61,000	6,055
Income before extraordinary items	$941,000	4,146
Extraordinary gains, net	$0	40
Net income	$941,000	4,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,671
Cash dividends	$624,000	2,336
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$932,540	4,002
2003-06-30 (YTD Data)		Rank
Total interest income	$2,259,000	5,324
Total interest expense	$989,000	4,281
Net interest income	$1,270,000	5,877
Provision for loan and lease losses	$0	7,324
Total noninterest income	$471,000	3,873
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$194,000	3,696
Trading account gains and fees	$0	150
Additional Noninterest Income	$277,000	3,443
Total noninterest expense	$1,108,000	5,617
Salaries and employee benefits	$653,000	5,339
Premises and equipment expense	$120,000	6,262
Additional noninterest expense	$335,000	5,613
Pre-tax net operating income	$633,000	4,682
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$39,000	6,120
Income before extraordinary items	$597,000	4,318
Extraordinary gains, net	$0	30
Net income	$597,000	4,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,848
Cash dividends	$480,000	2,222
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$594,180	4,118
2003-03-31 (YTD Data)		Rank
Total interest income	$1,108,000	5,413
Total interest expense	$506,000	4,308
Net interest income	$602,000	6,052
Provision for loan and lease losses	$0	6,934
Total noninterest income	$244,000	3,688
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$92,000	3,749
Trading account gains and fees	$0	134
Additional Noninterest Income	$152,000	3,188
Total noninterest expense	$546,000	5,668
Salaries and employee benefits	$338,000	5,218
Premises and equipment expense	$57,000	6,435
Additional noninterest expense	$151,000	5,912
Pre-tax net operating income	$300,000	4,784
Securities gains (losses)	$0	2,891
Applicable income taxes	$19,000	6,113
Income before extraordinary items	$281,000	4,416
Extraordinary gains, net	$0	21
Net income	$281,000	4,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,492
Cash dividends	$336,000	1,650
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$281,000	4,221
2002-12-31 (YTD Data)		Rank
Total interest income	$4,804,000	5,311
Total interest expense	$2,161,000	4,566
Net interest income	$2,643,000	5,723
Provision for loan and lease losses	$230,000	4,063
Total noninterest income	$824,000	3,915
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$297,000	4,255
Trading account gains and fees	$0	153
Additional Noninterest Income	$527,000	3,191
Total noninterest expense	$2,251,000	5,465
Salaries and employee benefits	$1,363,000	5,037
Premises and equipment expense	$270,000	5,893
Additional noninterest expense	$618,000	5,813
Pre-tax net operating income	$986,000	5,242
Securities gains (losses)	$4,000	4,045
Applicable income taxes	$56,000	6,444
Income before extraordinary items	$934,000	4,776
Extraordinary gains, net	$0	70
Net income	$934,000	4,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,419
Cash dividends	$768,000	2,724
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$930,240	4,662
2001-12-31 (YTD Data)		Rank
Total interest income	$5,326,000	5,409
Total interest expense	$2,968,000	4,773
Net interest income	$2,358,000	5,916
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$684,000	4,248
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$238,000	4,764
Trading account gains and fees	$0	177
Additional Noninterest Income	$446,000	3,330
Total noninterest expense	$2,055,000	5,630
Salaries and employee benefits	$1,248,000	5,168
Premises and equipment expense	$206,000	6,707
Additional noninterest expense	$601,000	5,832
Pre-tax net operating income	$937,000	5,072
Securities gains (losses)	$18,000	3,221
Applicable income taxes	$47,000	6,768
Income before extraordinary items	$908,000	4,542
Extraordinary gains, net	$0	105
Net income	$908,000	4,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	9,356
Cash dividends	$672,000	2,946
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$890,900	4,490
2000-12-31 (YTD Data)		Rank
Total interest income	$5,362,000	5,481
Total interest expense	$2,916,000	5,033
Net interest income	$2,446,000	5,897
Provision for loan and lease losses	$40,000	6,852
Total noninterest income	$474,000	5,047
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$233,000	4,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	4,366
Total noninterest expense	$1,876,000	5,907
Salaries and employee benefits	$1,103,000	5,548
Premises and equipment expense	$204,000	6,706
Additional noninterest expense	$569,000	5,965
Pre-tax net operating income	$1,004,000	5,247
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$132,000	6,132
Income before extraordinary items	$873,000	4,769
Extraordinary gains, net	$0	38
Net income	$873,000	4,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,280
Cash dividends	$630,000	3,100
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$872,130	4,781
1999-12-31 (YTD Data)		Rank
Total interest income	$5,205,000	5,426
Total interest expense	$2,780,000	4,882
Net interest income	$2,425,000	5,913
Provision for loan and lease losses	$50,000	6,505
Total noninterest income	$321,000	6,257
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	5,941
Total noninterest expense	$1,759,000	6,158
Salaries and employee benefits	$1,011,000	5,848
Premises and equipment expense	$208,000	6,677
Additional noninterest expense	$540,000	6,224
Pre-tax net operating income	$937,000	5,499
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$252,000	5,180
Income before extraordinary items	$687,000	5,516
Extraordinary gains, net	$0	35
Net income	$687,000	5,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,010
Cash dividends	$504,000	3,472
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$685,540	5,485
1998-12-31 (YTD Data)		Rank
Total interest income	$5,119,000	5,596
Total interest expense	$2,774,000	5,000
Net interest income	$2,345,000	6,073
Provision for loan and lease losses	$100,000	5,089
Total noninterest income	$227,000	7,251
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$182,000	5,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,339
Total noninterest expense	$1,694,000	6,243
Salaries and employee benefits	$892,000	6,245
Premises and equipment expense	$203,000	6,666
Additional noninterest expense	$599,000	5,764
Pre-tax net operating income	$778,000	6,170
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$181,000	6,408
Income before extraordinary items	$594,000	6,081
Extraordinary gains, net	$0	32
Net income	$594,000	6,080
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	2,772
Cash dividends	$468,000	3,677
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$596,310	5,969
1997-12-31 (YTD Data)		Rank
Total interest income	$4,935,000	5,855
Total interest expense	$2,715,000	5,086
Net interest income	$2,220,000	6,494
Provision for loan and lease losses	$0	8,829
Total noninterest income	$231,000	7,453
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	5,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	7,765
Total noninterest expense	$1,444,000	6,929
Salaries and employee benefits	$811,000	6,726
Premises and equipment expense	$197,000	6,903
Additional noninterest expense	$436,000	7,045
Pre-tax net operating income	$1,007,000	5,814
Securities gains (losses)	$0	3,944
Applicable income taxes	$258,000	6,177
Income before extraordinary items	$749,000	5,684
Extraordinary gains, net	$0	44
Net income	$749,000	5,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,783
Cash dividends	$360,000	4,163
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$749,000	5,636
1996-12-31 (YTD Data)		Rank
Total interest income	$5,096,000	5,854
Total interest expense	$2,754,000	5,143
Net interest income	$2,342,000	6,494
Provision for loan and lease losses	$450,000	1,887
Total noninterest income	$146,000	9,070
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	7,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	8,673
Total noninterest expense	$1,308,000	7,638
Salaries and employee benefits	$729,000	7,360
Premises and equipment expense	$191,000	7,191
Additional noninterest expense	$388,000	7,980
Pre-tax net operating income	$730,000	6,791
Securities gains (losses)	$0	4,148
Applicable income taxes	$134,000	8,146
Income before extraordinary items	$596,000	6,296
Extraordinary gains, net	$0	53
Net income	$596,000	6,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$302,000	2,066
Cash dividends	$288,000	4,656
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$596,000	6,233
1995-12-31 (YTD Data)		Rank
Total interest income	$5,129,000	5,877
Total interest expense	$2,565,000	5,449
Net interest income	$2,564,000	6,198
Provision for loan and lease losses	$50,000	6,165
Total noninterest income	$153,000	9,259
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	8,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	8,310
Total noninterest expense	$1,394,000	7,603
Salaries and employee benefits	$759,000	7,349
Premises and equipment expense	$197,000	7,255
Additional noninterest expense	$438,000	7,823
Pre-tax net operating income	$1,273,000	5,040
Securities gains (losses)	$0	3,831
Applicable income taxes	$386,000	5,069
Income before extraordinary items	$887,000	5,046
Extraordinary gains, net	$0	65
Net income	$887,000	5,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,132
Cash dividends	$288,000	4,668
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$887,000	5,039
1994-12-31 (YTD Data)		Rank
Total interest income	$4,690,000	5,965
Total interest expense	$2,085,000	5,431
Net interest income	$2,605,000	6,257
Provision for loan and lease losses	$0	9,146
Total noninterest income	$117,000	10,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$81,000	8,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,409
Total noninterest expense	$1,503,000	7,585
Salaries and employee benefits	$783,000	7,304
Premises and equipment expense	$216,000	7,121
Additional noninterest expense	$504,000	7,808
Pre-tax net operating income	$1,219,000	5,185
Securities gains (losses)	$7,000	2,440
Applicable income taxes	$394,000	4,811
Income before extraordinary items	$832,000	5,201
Extraordinary gains, net	$0	249
Net income	$832,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	11,034
Cash dividends	$216,000	5,269
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$827,240	5,289
1993-12-31 (YTD Data)		Rank
Total interest income	$4,592,000	6,205
Total interest expense	$1,960,000	5,931
Net interest income	$2,632,000	6,288
Provision for loan and lease losses	$0	10,371
Total noninterest income	$100,000	11,319
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$71,000	9,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,000	11,374
Total noninterest expense	$1,509,000	7,804
Salaries and employee benefits	$739,000	7,716
Premises and equipment expense	$222,000	7,249
Additional noninterest expense	$548,000	7,792
Pre-tax net operating income	$1,223,000	5,116
Securities gains (losses)	$0	7,477
Applicable income taxes	$394,000	5,065
Income before extraordinary items	$829,000	5,408
Extraordinary gains, net	$0	3,149
Net income	$829,000	5,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	8,132
Cash dividends	$216,000	5,235
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$829,000	5,169
1992-12-31 (YTD Data)		Rank
Total interest income	$4,953,000	6,442
Total interest expense	$2,214,000	6,589
Net interest income	$2,739,000	6,142
Provision for loan and lease losses	$0	11,756
Total noninterest income	$172,000	9,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	9,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$94,000	8,290
Total noninterest expense	$1,402,000	8,284
Salaries and employee benefits	$693,000	8,045
Premises and equipment expense	$195,000	7,943
Additional noninterest expense	$514,000	8,322
Pre-tax net operating income	$1,509,000	4,026
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$339,000	5,482
Income before extraordinary items	$1,180,000	3,869
Extraordinary gains, net	$0	1,422
Net income	$1,180,000	3,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$216,000	4,837
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,172,200	3,606

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.