Home > Hillsborough Savings Bank, SSB > Income and Expense
Hillsborough Savings Bank, SSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,503,000 | 3,076 |
| Total interest expense | $5,420,000 | 2,704 |
| Net interest income | $5,083,000 | 3,406 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $252,000 | 6,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 5,288 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $64,000 | 7,600 |
| Total noninterest expense | $4,050,000 | 3,275 |
| Salaries and employee benefits | $2,104,000 | 3,275 |
| Premises and equipment expense | $486,000 | 3,860 |
| Additional noninterest expense | $1,460,000 | 2,930 |
| Pre-tax net operating income | $1,270,000 | 4,597 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $416,000 | 4,054 |
| Income before extraordinary items | $862,000 | 4,860 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $862,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 10,008 |
| Cash dividends | $1,207,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $-575,000 | 10,157 |
| Net operating income | $856,640 | 4,843 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,374,000 | 3,116 |
| Total interest expense | $5,317,000 | 2,831 |
| Net interest income | $5,057,000 | 3,351 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $605,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $448,000 | 3,201 |
| Total noninterest expense | $3,106,000 | 3,993 |
| Salaries and employee benefits | $1,678,000 | 3,885 |
| Premises and equipment expense | $289,000 | 5,493 |
| Additional noninterest expense | $1,139,000 | 3,520 |
| Pre-tax net operating income | $2,481,000 | 2,810 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $890,000 | 2,521 |
| Income before extraordinary items | $1,596,000 | 3,095 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,596,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 10,185 |
| Cash dividends | $1,240,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $-804,000 | 10,416 |
| Net operating income | $1,592,800 | 3,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 3,346 |
| Total interest expense | $5,008,000 | 2,968 |
| Net interest income | $4,649,000 | 3,728 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $149,000 | 6,183 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $2,576,000 | 4,674 |
| Salaries and employee benefits | $1,466,000 | 4,339 |
| Premises and equipment expense | $221,000 | 6,483 |
| Additional noninterest expense | $889,000 | 4,357 |
| Pre-tax net operating income | $2,312,000 | 3,111 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $852,000 | 2,794 |
| Income before extraordinary items | $1,463,000 | 3,434 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,463,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 10,651 |
| Cash dividends | $8,600,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $862,000 | 472 |
| Net operating income | $1,461,080 | 3,361 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,472,000 | 3,441 |
| Total interest expense | $4,881,000 | 3,069 |
| Net interest income | $4,591,000 | 3,823 |
| Provision for loan and lease losses | $660,000 | 1,386 |
| Total noninterest income | $345,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $213,000 | 5,002 |
| Total noninterest expense | $4,659,000 | 2,922 |
| Salaries and employee benefits | $2,914,000 | 2,279 |
| Premises and equipment expense | $256,000 | 6,170 |
| Additional noninterest expense | $1,489,000 | 3,145 |
| Pre-tax net operating income | $-383,000 | 11,188 |
| Securities gains (losses) | $-98,000 | 11,196 |
| Applicable income taxes | $185,000 | 7,367 |
| Income before extraordinary items | $-666,000 | 11,308 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-666,000 | 11,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,396 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,848,000 | 311 |
| Net operating income | $-568,000 | 11,262 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 3,753 |
| Total interest expense | $4,349,000 | 3,431 |
| Net interest income | $4,296,000 | 4,068 |
| Provision for loan and lease losses | $114,000 | 4,327 |
| Total noninterest income | $365,000 | 6,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,558 |
| Total noninterest expense | $2,367,000 | 5,233 |
| Salaries and employee benefits | $1,064,000 | 5,750 |
| Premises and equipment expense | $222,000 | 6,802 |
| Additional noninterest expense | $1,081,000 | 4,087 |
| Pre-tax net operating income | $2,180,000 | 3,239 |
| Securities gains (losses) | $-66,000 | 11,315 |
| Applicable income taxes | $801,000 | 2,872 |
| Income before extraordinary items | $1,313,000 | 3,649 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,313,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $8,663,000 | 55 |
| Net operating income | $1,355,240 | 3,524 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 4,122 |
| Total interest expense | $3,300,000 | 3,633 |
| Net interest income | $3,885,000 | 4,505 |
| Provision for loan and lease losses | $108,000 | 4,394 |
| Total noninterest income | $359,000 | 6,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $2,108,000 | 5,947 |
| Salaries and employee benefits | $1,020,000 | 5,997 |
| Premises and equipment expense | $219,000 | 7,072 |
| Additional noninterest expense | $869,000 | 5,335 |
| Pre-tax net operating income | $2,028,000 | 3,386 |
| Securities gains (losses) | $-167,000 | 11,857 |
| Applicable income taxes | $749,000 | 2,932 |
| Income before extraordinary items | $1,112,000 | 4,131 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,112,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,218,880 | 3,830 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 4,393 |
| Total interest expense | $3,369,000 | 3,717 |
| Net interest income | $3,488,000 | 4,974 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $356,000 | 6,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 5,322 |
| Total noninterest expense | $2,011,000 | 6,313 |
| Salaries and employee benefits | $856,000 | 6,988 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $937,000 | 5,203 |
| Pre-tax net operating income | $1,755,000 | 3,781 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $851,000 | 2,626 |
| Income before extraordinary items | $956,000 | 4,853 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $956,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $922,720 | 4,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 4,795 |
| Total interest expense | $3,863,000 | 4,194 |
| Net interest income | $3,195,000 | 5,409 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $620,000 | 4,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $509,000 | 3,148 |
| Total noninterest expense | $1,746,000 | 7,130 |
| Salaries and employee benefits | $729,000 | 7,776 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $782,000 | 6,192 |
| Pre-tax net operating income | $2,015,000 | 3,088 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $649,000 | 3,208 |
| Income before extraordinary items | $1,366,000 | 3,360 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,366,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,366,000 | 3,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.