Home > Hill Country Bank > Assets and Liabilities
Hill Country Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 60 | 3,015 |
Assets and Liabilities | ||
Total Assets: | $109,667,000 | 3,985 |
Cash and due from depository institutions | $6,696,000 | 3,015 |
Interest-bearing balances | $0 | 6,604 |
Securities | $21,790,000 | 4,615 |
Federal funds sold & reverse repurchase agreements | $9,822,000 | 1,389 |
Net loans & leases | $68,349,000 | 3,921 |
Loan loss allowance | $1,005,000 | 3,343 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $2,139,000 | 3,627 |
Other real estate owned | $0 | 3,015 |
Goodwill and other intangibles | $0 | 3,571 |
All other assets | $871,000 | 6,583 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $109,667,000 | 3,985 |
Total liabilities | $99,513,000 | 3,950 |
Total deposits | $95,793,000 | 3,855 |
Interest-bearing deposits | $68,551,000 | 4,527 |
Deposits held in domestic offices | $95,793,000 | 3,847 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $2,518,000 | 2,638 |
Subordinated debt | $0 | 260 |
All other liabilities | $1,202,000 | 3,070 |
Total equity capital | $10,154,000 | 4,239 |
Total bank equity capital | $10,154,000 | 4,239 |
Perpetual preferred stock | $0 | 223 |
Common stock | $837,000 | 3,775 |
Surplus | $4,163,000 | 3,239 |
Undivided profits | $5,154,000 | 4,372 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $459,000 | 4,273 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $413,000 | 5,554 |
Earning assets | $99,961,000 | 4,021 |
Long-term assets (5+ years) | $7,480,000 | 5,058 |
Average Assets, year-to-date | $104,513,200 | 3,995 |
Average Assets, quarterly | $108,958,500 | 3,958 |
Volatile liabilities | $4,402,000 | 7,487 |
Insider loans | $24,000 | 9,404 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $373,000 | 1,137 |
Unused loan commitments | $15,450,000 | 2,559 |
Tier 1 (core) risk-based capital | $10,022,000 | 4,163 |
Tier 2 risk-based capital | $913,430 | 3,192 |
Total risk weighted assets | $72,983,130 | 3,691 |
Total unused commitments | $15,450,000 | 2,566 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 59 | 3,205 |
Assets and Liabilities | ||
Total Assets: | $99,106,000 | 4,457 |
Cash and due from depository institutions | $6,344,000 | 3,205 |
Interest-bearing balances | $1,000,000 | 2,355 |
Securities | $26,170,000 | 4,368 |
Federal funds sold & reverse repurchase agreements | $8,537,000 | 1,508 |
Net loans & leases | $55,519,000 | 4,648 |
Loan loss allowance | $1,011,000 | 3,471 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,599,000 | 4,484 |
Other real estate owned | $0 | 3,205 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $937,000 | 6,514 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $99,106,000 | 4,457 |
Total liabilities | $89,200,000 | 4,435 |
Total deposits | $87,110,000 | 4,313 |
Interest-bearing deposits | $61,793,000 | 5,069 |
Deposits held in domestic offices | $87,110,000 | 4,304 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $1,811,000 | 2,836 |
Subordinated debt | $0 | 298 |
All other liabilities | $279,000 | 8,146 |
Total equity capital | $9,906,000 | 4,372 |
Total bank equity capital | $9,906,000 | 4,372 |
Perpetual preferred stock | $0 | 250 |
Common stock | $837,000 | 4,020 |
Surplus | $4,163,000 | 3,320 |
Undivided profits | $4,906,000 | 4,506 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 10,601 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $300,000 | 6,913 |
Earning assets | $91,226,000 | 4,451 |
Long-term assets (5+ years) | $16,645,000 | 3,035 |
Average Assets, year-to-date | $94,893,600 | 4,459 |
Average Assets, quarterly | $98,779,500 | 4,427 |
Volatile liabilities | $3,686,000 | 7,992 |
Insider loans | $296,000 | 6,870 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $2,288,000 | 493 |
Unused loan commitments | $12,319,000 | 2,927 |
Tier 1 (core) risk-based capital | $9,826,000 | 4,304 |
Tier 2 risk-based capital | $748,680 | 3,850 |
Total risk weighted assets | $59,631,880 | 4,398 |
Total unused commitments | $12,319,000 | 2,942 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 59 | 3,298 |
Assets and Liabilities | ||
Total Assets: | $88,796,000 | 4,922 |
Cash and due from depository institutions | $5,636,000 | 3,298 |
Interest-bearing balances | $1,000,000 | 2,544 |
Securities | $25,772,000 | 4,602 |
Federal funds sold & reverse repurchase agreements | $8,672,000 | 1,683 |
Net loans & leases | $46,296,000 | 5,267 |
Loan loss allowance | $715,000 | 4,651 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,520,000 | 4,624 |
Other real estate owned | $0 | 3,298 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $900,000 | 6,820 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $88,796,000 | 4,922 |
Total liabilities | $80,890,000 | 4,852 |
Total deposits | $78,100,000 | 4,805 |
Interest-bearing deposits | $57,719,000 | 5,460 |
Deposits held in domestic offices | $78,100,000 | 4,796 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $2,449,000 | 2,230 |
Subordinated debt | $0 | 337 |
All other liabilities | $341,000 | 7,795 |
Total equity capital | $7,906,000 | 5,298 |
Total bank equity capital | $7,906,000 | 5,298 |
Perpetual preferred stock | $0 | 288 |
Common stock | $837,000 | 4,214 |
Surplus | $3,163,000 | 4,054 |
Undivided profits | $3,906,000 | 5,345 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $117,000 | 7,965 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $268,000 | 7,609 |
Earning assets | $81,740,000 | 4,909 |
Long-term assets (5+ years) | $12,915,000 | 3,424 |
Average Assets, year-to-date | $82,970,200 | 5,006 |
Average Assets, quarterly | $86,830,500 | 4,952 |
Volatile liabilities | $4,330,000 | 7,419 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $528,000 | 1,004 |
Unused loan commitments | $11,369,000 | 2,998 |
Tier 1 (core) risk-based capital | $7,734,000 | 5,273 |
Tier 2 risk-based capital | $648,320 | 4,283 |
Total risk weighted assets | $51,798,920 | 4,890 |
Total unused commitments | $11,369,000 | 3,009 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 55 | 3,646 |
Assets and Liabilities | ||
Total Assets: | $81,114,000 | 5,240 |
Cash and due from depository institutions | $4,109,000 | 3,646 |
Interest-bearing balances | $0 | 7,034 |
Securities | $23,825,000 | 5,172 |
Federal funds sold & reverse repurchase agreements | $4,380,000 | 2,050 |
Net loans & leases | $46,050,000 | 5,223 |
Loan loss allowance | $391,000 | 7,254 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,498,000 | 4,638 |
Other real estate owned | $271,000 | 3,646 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $981,000 | 6,822 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $81,114,000 | 5,240 |
Total liabilities | $75,461,000 | 5,118 |
Total deposits | $75,260,000 | 4,893 |
Interest-bearing deposits | $55,415,000 | 5,606 |
Deposits held in domestic offices | $75,260,000 | 4,884 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $201,000 | 8,994 |
Total equity capital | $5,653,000 | 6,547 |
Total bank equity capital | $5,653,000 | 6,547 |
Perpetual preferred stock | $0 | 310 |
Common stock | $837,000 | 4,397 |
Surplus | $2,173,000 | 5,245 |
Undivided profits | $2,644,000 | 6,308 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $122,000 | 8,014 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $282,000 | 6,895 |
Earning assets | $74,255,000 | 5,258 |
Long-term assets (5+ years) | $4,586,000 | 6,251 |
Average Assets, year-to-date | $76,691,000 | 5,402 |
Average Assets, quarterly | $80,663,500 | 5,230 |
Volatile liabilities | $2,290,000 | 9,307 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $406,000 | 874 |
Unused loan commitments | $11,979,000 | 2,769 |
Tier 1 (core) risk-based capital | $5,896,000 | 6,445 |
Tier 2 risk-based capital | $391,000 | 6,341 |
Total risk weighted assets | $45,635,600 | 5,332 |
Total unused commitments | $11,979,000 | 2,780 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 48 | 4,316 |
Assets and Liabilities | ||
Total Assets: | $71,681,000 | 5,949 |
Cash and due from depository institutions | $3,323,000 | 4,316 |
Interest-bearing balances | $0 | 7,655 |
Securities | $7,245,000 | 10,195 |
Federal funds sold & reverse repurchase agreements | $7,852,000 | 1,773 |
Net loans & leases | $51,092,000 | 4,712 |
Loan loss allowance | $300,000 | 8,671 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,311,000 | 5,156 |
Other real estate owned | $0 | 4,316 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $858,000 | 6,850 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $71,681,000 | 5,949 |
Total liabilities | $66,966,000 | 5,807 |
Total deposits | $66,695,000 | 5,631 |
Interest-bearing deposits | $49,194,000 | 6,413 |
Deposits held in domestic offices | $66,695,000 | 5,622 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $271,000 | 8,003 |
Total equity capital | $4,715,000 | 7,573 |
Total bank equity capital | $4,715,000 | 7,573 |
Perpetual preferred stock | $0 | 343 |
Common stock | $837,000 | 4,574 |
Surplus | $1,173,000 | 7,610 |
Undivided profits | $2,705,000 | 6,510 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $310,000 | 6,294 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 419 |
Income earned, not collected on loans | $305,000 | 5,995 |
Earning assets | $66,189,000 | 5,917 |
Long-term assets (5+ years) | $3,902,000 | 7,131 |
Average Assets, year-to-date | $62,519,800 | 6,465 |
Average Assets, quarterly | $68,812,500 | 6,095 |
Volatile liabilities | $2,945,000 | 8,451 |
Insider loans | $262,000 | 7,626 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $853,000 | 1,080 |
Unused loan commitments | $22,573,000 | 1,740 |
Tier 1 (core) risk-based capital | $4,715,000 | 7,504 |
Tier 2 risk-based capital | $300,000 | 7,580 |
Total risk weighted assets | $46,953,300 | 5,186 |
Total unused commitments | $22,573,000 | 1,762 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 39 | 5,307 |
Assets and Liabilities | ||
Total Assets: | $56,002,000 | 7,291 |
Cash and due from depository institutions | $3,945,000 | 5,307 |
Interest-bearing balances | $0 | 8,059 |
Securities | $12,546,000 | 8,180 |
Federal funds sold & reverse repurchase agreements | $3,140,000 | 4,887 |
Net loans & leases | $35,069,000 | 6,309 |
Loan loss allowance | $191,000 | 10,701 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $838,000 | 6,934 |
Other real estate owned | $0 | 5,307 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $464,000 | 10,029 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $56,002,000 | 7,291 |
Total liabilities | $52,444,000 | 7,145 |
Total deposits | $51,818,000 | 7,036 |
Interest-bearing deposits | $39,028,000 | 7,735 |
Deposits held in domestic offices | $51,818,000 | 7,029 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $626,000 | 4,873 |
Total equity capital | $3,558,000 | 8,854 |
Total bank equity capital | $3,558,000 | 8,854 |
Perpetual preferred stock | $0 | 346 |
Common stock | $837,000 | 4,797 |
Surplus | $838,000 | 9,034 |
Undivided profits | $1,883,000 | 7,617 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $175,000 | 8,734 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $231,000 | 7,941 |
Earning assets | $50,755,000 | 7,319 |
Long-term assets (5+ years) | $3,697,000 | 7,420 |
Average Assets, year-to-date | $51,272,800 | 7,582 |
Average Assets, quarterly | $54,946,000 | 7,335 |
Volatile liabilities | $1,601,000 | 10,619 |
Insider loans | $247,000 | 3,360 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $12,442,000 | 2,539 |
Tier 1 (core) risk-based capital | $3,558,000 | 8,780 |
Tier 2 risk-based capital | $191,000 | 9,658 |
Total risk weighted assets | $33,452,500 | 6,814 |
Total unused commitments | $12,442,000 | 2,558 |
Derivatives | $0 | 651 |