Home > Highland Bank > Net charge- offs to loans

Highland Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0035%3,767
Percentage Net Loans Charged-off: Total real estate loans-0.0114%4,038
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0265%4,342
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0264%375
Percentage Net Loans Charged-off: Home equity loans0.0432%143
All other 1-4 family - Percent of loans charged-off, net0.0000%740
Percentage Net Loans Charged-off: Commercial and industrial-0.0069%3,728
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,797
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,715
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0085%2,094
Percentage Net Loans Charged-off: Total real estate loans0.0143%575
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0210%324
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial-0.0010%3,552
Percentage Net Loans Charged-off: Loans to individuals-0.2588%4,471
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual-0.2588%4,473
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%2,029
Percentage Net Loans Charged-off: Total real estate loans0.0111%499
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0137%260
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals-0.2172%4,445
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.2172%4,447
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%3,316
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals-0.4115%4,505
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.4115%4,508
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0192%4,050
Percentage Net Loans Charged-off: Total real estate loans-0.0266%4,213
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.2071%4,630
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.2566%4,652
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.0730%2,270
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0730%2,184
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0257%4,082
Percentage Net Loans Charged-off: Total real estate loans-0.0359%4,329
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.2790%4,688
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.3450%4,699
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.1834%1,611
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.1834%1,535
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0394%4,150
Percentage Net Loans Charged-off: Total real estate loans-0.0547%4,366
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.4172%4,615
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.5141%4,623
Percentage Net Loans Charged-off: Commercial and industrial-0.0037%3,195
Percentage Net Loans Charged-off: Loans to individuals0.2596%1,285
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2596%1,210
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0424%4,202
Percentage Net Loans Charged-off: Total real estate loans-0.0640%4,463
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.4987%4,640
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.6062%4,648
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.7346%651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7346%594
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0097%3,735
Percentage Net Loans Charged-off: Total real estate loans-0.0101%3,805
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0049%4,066
Percentage Net Loans Charged-off: Multi-family residential-0.2637%3,981
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%3,415
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0035%3,504
Percentage Net Loans Charged-off: Commercial and industrial-0.0175%3,596
Percentage Net Loans Charged-off: Loans to individuals0.3840%1,052
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3840%960
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0115%3,725
Percentage Net Loans Charged-off: Total real estate loans-0.0096%3,823
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0065%4,183
Percentage Net Loans Charged-off: Multi-family residential-0.3060%4,019
Percentage Net Loans Charged-off: 1-4 family residential0.0156%636
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0183%581
Percentage Net Loans Charged-off: Commercial and industrial-0.0216%3,700
Percentage Net Loans Charged-off: Loans to individuals0.3216%1,067
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3216%963
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%3,829
Percentage Net Loans Charged-off: Total real estate loans-0.0109%3,957
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0098%4,326
Percentage Net Loans Charged-off: Multi-family residential-0.4296%4,024
Percentage Net Loans Charged-off: 1-4 family residential0.0469%391
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0544%365
Percentage Net Loans Charged-off: Commercial and industrial-0.0307%3,880
Percentage Net Loans Charged-off: Loans to individuals0.5320%706
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5320%625
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0390%4,296
Percentage Net Loans Charged-off: Total real estate loans-0.0397%4,491
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0201%4,517
Percentage Net Loans Charged-off: Multi-family residential-0.7436%4,016
Percentage Net Loans Charged-off: 1-4 family residential-0.0694%4,541
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0806%4,577
Percentage Net Loans Charged-off: Commercial and industrial-0.0565%4,194
Percentage Net Loans Charged-off: Loans to individuals0.9982%454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9982%400
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%2,906
Percentage Net Loans Charged-off: Total real estate loans-0.0410%4,602
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0044%4,313
Percentage Net Loans Charged-off: Multi-family residential-0.0295%4,020
Percentage Net Loans Charged-off: 1-4 family residential-0.2523%4,820
Percentage Net Loans Charged-off: Home equity loans-1.2330%3,737
All other 1-4 family - Percent of loans charged-off, net-0.0738%4,640
Percentage Net Loans Charged-off: Commercial and industrial-0.0738%4,349
Percentage Net Loans Charged-off: Loans to individuals7.8886%42
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.8886%36
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0097%2,757
Percentage Net Loans Charged-off: Total real estate loans-0.0506%4,679
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0045%4,327
Percentage Net Loans Charged-off: Multi-family residential-0.0374%4,042
Percentage Net Loans Charged-off: 1-4 family residential-0.3082%4,861
Percentage Net Loans Charged-off: Home equity loans-1.5955%3,759
All other 1-4 family - Percent of loans charged-off, net-0.0680%4,650
Percentage Net Loans Charged-off: Commercial and industrial-0.0904%4,433
Percentage Net Loans Charged-off: Loans to individuals8.8205%37
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.8205%30
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0724%4,778
Percentage Net Loans Charged-off: Total real estate loans-0.0691%4,776
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0045%4,386
Percentage Net Loans Charged-off: Multi-family residential-0.0522%4,063
Percentage Net Loans Charged-off: 1-4 family residential-0.4226%4,909
Percentage Net Loans Charged-off: Home equity loans-2.3257%3,769
All other 1-4 family - Percent of loans charged-off, net-0.0628%4,671
Percentage Net Loans Charged-off: Commercial and industrial-0.0942%4,422
Percentage Net Loans Charged-off: Loans to individuals0.5425%1,172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5425%1,072
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0406%4,571
Percentage Net Loans Charged-off: Total real estate loans-0.0143%4,364
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0045%4,434
Percentage Net Loans Charged-off: Multi-family residential-0.0945%4,108
Percentage Net Loans Charged-off: 1-4 family residential-0.0514%4,639
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0612%4,685
Percentage Net Loans Charged-off: Commercial and industrial-0.1491%4,510
Percentage Net Loans Charged-off: Loans to individuals1.2747%616
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2747%552
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%2,473
Percentage Net Loans Charged-off: Total real estate loans-0.0576%4,804
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,385
Percentage Net Loans Charged-off: Multi-family residential-0.1257%4,182
Percentage Net Loans Charged-off: 1-4 family residential-0.2982%5,013
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.3509%5,021
Percentage Net Loans Charged-off: Commercial and industrial0.3009%1,184
Percentage Net Loans Charged-off: Loans to individuals1.7118%412
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7118%362
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0485%4,827
Percentage Net Loans Charged-off: Total real estate loans-0.0542%4,861
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,420
Percentage Net Loans Charged-off: Multi-family residential-0.1001%4,228
Percentage Net Loans Charged-off: 1-4 family residential-0.2800%5,086
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.3282%5,092
Percentage Net Loans Charged-off: Commercial and industrial-0.0694%4,421
Percentage Net Loans Charged-off: Loans to individuals1.5431%442
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5431%389
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0447%4,802
Percentage Net Loans Charged-off: Total real estate loans-0.0570%4,909
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,507
Percentage Net Loans Charged-off: Multi-family residential-0.1122%4,250
Percentage Net Loans Charged-off: 1-4 family residential-0.2839%5,115
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.3320%5,121
Percentage Net Loans Charged-off: Commercial and industrial-0.0648%4,382
Percentage Net Loans Charged-off: Loans to individuals2.2336%277
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2336%243
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0379%4,741
Percentage Net Loans Charged-off: Total real estate loans-0.0282%4,799
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,646
Percentage Net Loans Charged-off: Multi-family residential-0.1950%4,303
Percentage Net Loans Charged-off: 1-4 family residential-0.0826%5,000
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0957%5,022
Percentage Net Loans Charged-off: Commercial and industrial-0.0697%4,445
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0112%3,302
Percentage Net Loans Charged-off: Total real estate loans-0.0777%5,052
Percentage Net Loans Charged-off:Construction & development-0.8635%4,892
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,478
Percentage Net Loans Charged-off: Multi-family residential-0.1663%4,350
Percentage Net Loans Charged-off: 1-4 family residential0.0064%1,934
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0073%1,814
Percentage Net Loans Charged-off: Commercial and industrial0.3139%1,078
Percentage Net Loans Charged-off: Loans to individuals0.1895%2,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1895%2,396
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0177%2,809
Percentage Net Loans Charged-off: Total real estate loans-0.1077%5,167
Percentage Net Loans Charged-off:Construction & development-1.2182%4,963
Percentage Net Loans Charged-off: Commercial real estate-0.0049%4,539
Percentage Net Loans Charged-off: Multi-family residential-0.2008%4,384
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%4,535
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0191%4,607
Percentage Net Loans Charged-off: Commercial and industrial0.4440%742
Percentage Net Loans Charged-off: Loans to individuals0.4534%1,486
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4534%1,383
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1093%5,195
Percentage Net Loans Charged-off: Total real estate loans-0.1527%5,273
Percentage Net Loans Charged-off:Construction & development-1.8791%5,024
Percentage Net Loans Charged-off: Commercial real estate-0.0050%4,603
Percentage Net Loans Charged-off: Multi-family residential-0.2184%4,417
Percentage Net Loans Charged-off: 1-4 family residential-0.0165%4,557
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0188%4,640
Percentage Net Loans Charged-off: Commercial and industrial0.0266%1,461
Percentage Net Loans Charged-off: Loans to individuals0.4916%1,343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4916%1,241
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0077%2,465
Percentage Net Loans Charged-off: Total real estate loans-0.0247%4,812
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,772
Percentage Net Loans Charged-off: Multi-family residential-0.2478%4,460
Percentage Net Loans Charged-off: 1-4 family residential-0.0172%4,667
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0197%4,748
Percentage Net Loans Charged-off: Commercial and industrial0.0979%846
Percentage Net Loans Charged-off: Loans to individuals1.0018%783
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0018%694
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0899%5,343
Percentage Net Loans Charged-off: Total real estate loans-0.1033%5,341
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0049%4,672
Percentage Net Loans Charged-off: Multi-family residential-0.1162%4,501
Percentage Net Loans Charged-off: 1-4 family residential-0.4552%5,513
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.5298%5,520
Percentage Net Loans Charged-off: Commercial and industrial-0.0442%4,576
Percentage Net Loans Charged-off: Loans to individuals-0.0979%5,092
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0979%5,032
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%4,908
Percentage Net Loans Charged-off: Total real estate loans-0.0162%4,730
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0047%4,694
Percentage Net Loans Charged-off: Multi-family residential-0.1338%4,535
Percentage Net Loans Charged-off: 1-4 family residential-0.0143%4,779
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0167%4,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0485%4,559
Percentage Net Loans Charged-off: Loans to individuals-0.0650%4,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0650%4,892
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0237%4,838
Percentage Net Loans Charged-off: Total real estate loans-0.0159%4,746
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,741
Percentage Net Loans Charged-off: Multi-family residential-0.1295%4,569
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%4,716
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0150%4,808
Percentage Net Loans Charged-off: Commercial and industrial-0.0463%4,518
Percentage Net Loans Charged-off: Loans to individuals-0.1915%5,176
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1915%5,118
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0221%4,796
Percentage Net Loans Charged-off: Total real estate loans-0.0161%4,841
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0060%4,935
Percentage Net Loans Charged-off: Multi-family residential-0.1113%4,605
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%4,642
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0099%4,722
Percentage Net Loans Charged-off: Commercial and industrial-0.0450%4,504
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1217%5,641
Percentage Net Loans Charged-off: Total real estate loans-0.1781%5,670
Percentage Net Loans Charged-off:Construction & development-0.5682%5,242
Percentage Net Loans Charged-off: Commercial real estate-0.0247%5,130
Percentage Net Loans Charged-off: Multi-family residential-0.5058%4,726
Percentage Net Loans Charged-off: 1-4 family residential-0.4309%5,742
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.5072%5,753
Percentage Net Loans Charged-off: Commercial and industrial0.0099%2,360
Percentage Net Loans Charged-off: Loans to individuals1.1683%756
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1683%686
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1568%5,699
Percentage Net Loans Charged-off: Total real estate loans-0.2257%5,755
Percentage Net Loans Charged-off:Construction & development-0.7081%5,324
Percentage Net Loans Charged-off: Commercial real estate-0.0170%5,112
Percentage Net Loans Charged-off: Multi-family residential-0.6936%4,755
Percentage Net Loans Charged-off: 1-4 family residential-0.6095%5,830
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.7173%5,837
Percentage Net Loans Charged-off: Commercial and industrial0.0022%2,045
Percentage Net Loans Charged-off: Loans to individuals1.2419%617
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2419%567
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2234%5,829
Percentage Net Loans Charged-off: Total real estate loans-0.3192%5,864
Percentage Net Loans Charged-off:Construction & development-0.8240%5,381
Percentage Net Loans Charged-off: Commercial real estate-0.0135%5,135
Percentage Net Loans Charged-off: Multi-family residential-1.3867%4,790
Percentage Net Loans Charged-off: 1-4 family residential-0.9214%5,923
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-1.0821%5,931
Percentage Net Loans Charged-off: Commercial and industrial0.0161%1,628
Percentage Net Loans Charged-off: Loans to individuals0.9342%861
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9342%761
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2616%5,913
Percentage Net Loans Charged-off: Total real estate loans-0.4515%5,968
Percentage Net Loans Charged-off:Construction & development-0.9555%5,427
Percentage Net Loans Charged-off: Commercial real estate-0.0182%5,318
Percentage Net Loans Charged-off: Multi-family residential-1.5845%4,804
Percentage Net Loans Charged-off: 1-4 family residential-1.3987%5,996
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-1.6357%5,997
Percentage Net Loans Charged-off: Commercial and industrial0.1875%830
Percentage Net Loans Charged-off: Loans to individuals1.8967%394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8967%356
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0075%5,047
Percentage Net Loans Charged-off: Total real estate loans-0.0332%5,374
Percentage Net Loans Charged-off:Construction & development-0.8596%5,464
Percentage Net Loans Charged-off: Commercial real estate-0.0250%5,314
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,071
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0000%2,931
Percentage Net Loans Charged-off: Commercial and industrial0.0387%2,206
Percentage Net Loans Charged-off: Loans to individuals0.7338%1,146
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7338%1,040
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0175%5,157
Percentage Net Loans Charged-off: Total real estate loans-0.0590%5,604
Percentage Net Loans Charged-off:Construction & development-0.7228%5,489
Percentage Net Loans Charged-off: Commercial real estate-0.0272%5,431
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.1118%5,864
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.1347%5,898
Percentage Net Loans Charged-off: Commercial and industrial0.0843%1,674
Percentage Net Loans Charged-off: Loans to individuals0.5288%1,418
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5288%1,309
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0194%3,302
Percentage Net Loans Charged-off: Total real estate loans-0.0396%5,519
Percentage Net Loans Charged-off:Construction & development-0.1616%5,260
Percentage Net Loans Charged-off: Commercial real estate-0.0096%5,321
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.1182%5,920
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.1424%5,960
Percentage Net Loans Charged-off: Commercial and industrial0.1699%1,178
Percentage Net Loans Charged-off: Loans to individuals0.6798%1,059
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6798%962
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1094%1,650
Percentage Net Loans Charged-off: Total real estate loans-0.0377%5,567
Percentage Net Loans Charged-off:Construction & development-0.1634%5,361
Percentage Net Loans Charged-off: Commercial real estate-0.0097%5,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.1105%5,950
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.1322%6,010
Percentage Net Loans Charged-off: Commercial and industrial0.4933%540
Percentage Net Loans Charged-off: Loans to individuals1.6719%439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6719%393
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1506%6,215
Percentage Net Loans Charged-off: Total real estate loans-0.1387%6,178
Percentage Net Loans Charged-off:Construction & development-0.1226%5,316
Percentage Net Loans Charged-off: Commercial real estate-0.0263%5,700
Percentage Net Loans Charged-off: Multi-family residential-0.0824%5,033
Percentage Net Loans Charged-off: 1-4 family residential-0.4519%6,326
Percentage Net Loans Charged-off: Home equity loans-0.2488%4,684
All other 1-4 family - Percent of loans charged-off, net-0.4904%6,317
Percentage Net Loans Charged-off: Commercial and industrial-0.2260%5,653
Percentage Net Loans Charged-off: Loans to individuals0.4129%2,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4129%1,911
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1112%6,172
Percentage Net Loans Charged-off: Total real estate loans-0.0808%6,075
Percentage Net Loans Charged-off:Construction & development-0.0881%5,312
Percentage Net Loans Charged-off: Commercial real estate-0.0319%5,786
Percentage Net Loans Charged-off: Multi-family residential-0.0718%5,073
Percentage Net Loans Charged-off: 1-4 family residential-0.2137%6,285
Percentage Net Loans Charged-off: Home equity loans-0.3381%4,745
All other 1-4 family - Percent of loans charged-off, net-0.1903%6,253
Percentage Net Loans Charged-off: Commercial and industrial-0.2527%5,738
Percentage Net Loans Charged-off: Loans to individuals0.4979%1,672
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4979%1,533
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1457%6,256
Percentage Net Loans Charged-off: Total real estate loans-0.1256%6,243
Percentage Net Loans Charged-off:Construction & development-0.0732%5,339
Percentage Net Loans Charged-off: Commercial real estate-0.0452%5,931
Percentage Net Loans Charged-off: Multi-family residential-0.0835%5,108
Percentage Net Loans Charged-off: 1-4 family residential-0.3549%6,426
Percentage Net Loans Charged-off: Home equity loans-0.5218%4,807
All other 1-4 family - Percent of loans charged-off, net-0.3243%6,404
Percentage Net Loans Charged-off: Commercial and industrial-0.2559%5,764
Percentage Net Loans Charged-off: Loans to individuals0.4519%1,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4519%1,498
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1633%6,317
Percentage Net Loans Charged-off: Total real estate loans-0.1904%6,406
Percentage Net Loans Charged-off:Construction & development-0.0673%5,434
Percentage Net Loans Charged-off: Commercial real estate-0.0739%6,177
Percentage Net Loans Charged-off: Multi-family residential-0.1644%5,164
Percentage Net Loans Charged-off: 1-4 family residential-0.5270%6,530
Percentage Net Loans Charged-off: Home equity loans-0.5295%4,836
All other 1-4 family - Percent of loans charged-off, net-0.5266%6,516
Percentage Net Loans Charged-off: Commercial and industrial-0.0937%5,360
Percentage Net Loans Charged-off: Loans to individuals0.1548%2,309
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1548%2,178
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4521%1,464
Percentage Net Loans Charged-off: Total real estate loans0.7102%755
Percentage Net Loans Charged-off:Construction & development-0.0547%5,485
Percentage Net Loans Charged-off: Commercial real estate0.6002%919
Percentage Net Loans Charged-off: Multi-family residential-0.1204%5,275
Percentage Net Loans Charged-off: 1-4 family residential1.2489%332
Percentage Net Loans Charged-off: Home equity loans0.7655%494
All other 1-4 family - Percent of loans charged-off, net1.3691%317
Percentage Net Loans Charged-off: Commercial and industrial-0.4985%6,197
Percentage Net Loans Charged-off: Loans to individuals1.0621%1,080
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0621%975
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6366%965
Percentage Net Loans Charged-off: Total real estate loans0.9411%505
Percentage Net Loans Charged-off:Construction & development-0.0519%5,531
Percentage Net Loans Charged-off: Commercial real estate0.8091%665
Percentage Net Loans Charged-off: Multi-family residential-0.1647%5,334
Percentage Net Loans Charged-off: 1-4 family residential1.6165%222
Percentage Net Loans Charged-off: Home equity loans0.9982%393
All other 1-4 family - Percent of loans charged-off, net1.7802%207
Percentage Net Loans Charged-off: Commercial and industrial-0.4634%6,215
Percentage Net Loans Charged-off: Loans to individuals1.1937%859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1937%773
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9066%683
Percentage Net Loans Charged-off: Total real estate loans1.3134%353
Percentage Net Loans Charged-off:Construction & development-0.0464%5,574
Percentage Net Loans Charged-off: Commercial real estate1.1633%469
Percentage Net Loans Charged-off: Multi-family residential-0.2588%5,355
Percentage Net Loans Charged-off: 1-4 family residential2.1890%186
Percentage Net Loans Charged-off: Home equity loans-0.0419%4,731
All other 1-4 family - Percent of loans charged-off, net2.8101%129
Percentage Net Loans Charged-off: Commercial and industrial-0.5004%6,264
Percentage Net Loans Charged-off: Loans to individuals1.0712%953
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0712%855
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7555%805
Percentage Net Loans Charged-off: Total real estate loans0.9688%534
Percentage Net Loans Charged-off:Construction & development-0.0500%5,668
Percentage Net Loans Charged-off: Commercial real estate1.4941%313
Percentage Net Loans Charged-off: Multi-family residential-0.4116%5,405
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.1290%1,386
Percentage Net Loans Charged-off: Loans to individuals0.3185%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3185%1,863
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5564%2,078
Percentage Net Loans Charged-off: Total real estate loans0.3331%2,576
Percentage Net Loans Charged-off:Construction & development0.4422%1,840
Percentage Net Loans Charged-off: Commercial real estate0.2148%2,231
Percentage Net Loans Charged-off: Multi-family residential2.6801%272
Percentage Net Loans Charged-off: 1-4 family residential0.1939%3,038
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.2519%2,578
Percentage Net Loans Charged-off: Commercial and industrial1.3548%1,155
Percentage Net Loans Charged-off: Loans to individuals0.8465%1,596
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8465%1,473
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5887%1,860
Percentage Net Loans Charged-off: Total real estate loans0.3220%2,481
Percentage Net Loans Charged-off:Construction & development-0.0616%6,033
Percentage Net Loans Charged-off: Commercial real estate0.2261%1,978
Percentage Net Loans Charged-off: Multi-family residential3.3648%212
Percentage Net Loans Charged-off: 1-4 family residential0.1043%3,376
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1359%3,004
Percentage Net Loans Charged-off: Commercial and industrial1.5117%962
Percentage Net Loans Charged-off: Loans to individuals1.1750%1,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1750%988
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8654%1,275
Percentage Net Loans Charged-off: Total real estate loans0.4613%1,950
Percentage Net Loans Charged-off:Construction & development-0.0883%6,091
Percentage Net Loans Charged-off: Commercial real estate0.3590%1,477
Percentage Net Loans Charged-off: Multi-family residential4.7107%154
Percentage Net Loans Charged-off: 1-4 family residential0.0506%3,441
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0663%3,175
Percentage Net Loans Charged-off: Commercial and industrial2.2511%711
Percentage Net Loans Charged-off: Loans to individuals1.5178%859
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5178%775
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0140%1,022
Percentage Net Loans Charged-off: Total real estate loans0.9251%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.7733%777
Percentage Net Loans Charged-off: Multi-family residential8.3109%92
Percentage Net Loans Charged-off: 1-4 family residential-0.0156%6,506
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0205%6,552
Percentage Net Loans Charged-off: Commercial and industrial1.4644%796
Percentage Net Loans Charged-off: Loans to individuals0.5525%1,718
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5525%1,564
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4370%3,253
Percentage Net Loans Charged-off: Total real estate loans0.4522%2,782
Percentage Net Loans Charged-off:Construction & development-2.5631%6,699
Percentage Net Loans Charged-off: Commercial real estate0.2469%2,573
Percentage Net Loans Charged-off: Multi-family residential2.2099%424
Percentage Net Loans Charged-off: 1-4 family residential1.0077%1,234
Percentage Net Loans Charged-off: Home equity loans0.6786%1,075
All other 1-4 family - Percent of loans charged-off, net1.1279%1,092
Percentage Net Loans Charged-off: Commercial and industrial0.3989%2,940
Percentage Net Loans Charged-off: Loans to individuals0.4858%2,834
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4802%2,585
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%6,938
Percentage Net Loans Charged-off: Total real estate loans-0.1010%7,179
Percentage Net Loans Charged-off:Construction & development-3.2926%6,747
Percentage Net Loans Charged-off: Commercial real estate-0.0085%6,820
Percentage Net Loans Charged-off: Multi-family residential-0.3322%5,712
Percentage Net Loans Charged-off: 1-4 family residential0.5965%1,791
Percentage Net Loans Charged-off: Home equity loans-0.1104%5,328
All other 1-4 family - Percent of loans charged-off, net0.8623%1,325
Percentage Net Loans Charged-off: Commercial and industrial0.2098%3,035
Percentage Net Loans Charged-off: Loans to individuals0.3802%2,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3747%2,668
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1141%7,198
Percentage Net Loans Charged-off: Total real estate loans-0.1534%7,251
Percentage Net Loans Charged-off:Construction & development-5.2234%6,793
Percentage Net Loans Charged-off: Commercial real estate-0.0125%6,866
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.8111%1,387
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net1.1188%1,034
Percentage Net Loans Charged-off: Commercial and industrial-0.0067%5,853
Percentage Net Loans Charged-off: Loans to individuals0.2465%3,179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2415%2,937
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1748%3,445
Percentage Net Loans Charged-off: Total real estate loans0.2538%2,542
Percentage Net Loans Charged-off:Construction & development0.1564%1,570
Percentage Net Loans Charged-off: Commercial real estate-0.0249%6,964
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.8865%1,053
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net1.2317%770
Percentage Net Loans Charged-off: Commercial and industrial-0.0732%6,241
Percentage Net Loans Charged-off: Loans to individuals-0.1641%6,382
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1587%6,422
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2878%1,734
Percentage Net Loans Charged-off: Total real estate loans1.1290%1,710
Percentage Net Loans Charged-off:Construction & development0.7031%2,703
Percentage Net Loans Charged-off: Commercial real estate0.0933%3,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential3.3665%283
Percentage Net Loans Charged-off: Home equity loans3.8023%236
All other 1-4 family - Percent of loans charged-off, net3.1899%372
Percentage Net Loans Charged-off: Commercial and industrial1.7992%1,783
Percentage Net Loans Charged-off: Loans to individuals1.0995%1,997
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5067%1,332
Percentage Net Loans Charged-off: Total real estate loans1.2448%1,451
Percentage Net Loans Charged-off:Construction & development0.8915%2,325
Percentage Net Loans Charged-off: Commercial real estate0.1220%2,690
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential3.6060%247
Percentage Net Loans Charged-off: Home equity loans3.9383%213
All other 1-4 family - Percent of loans charged-off, net3.4706%291
Percentage Net Loans Charged-off: Commercial and industrial2.3602%1,284
Percentage Net Loans Charged-off: Loans to individuals0.7030%2,595
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8130%2,215
Percentage Net Loans Charged-off: Total real estate loans0.9643%1,649
Percentage Net Loans Charged-off:Construction & development0.7618%2,120
Percentage Net Loans Charged-off: Commercial real estate0.1836%2,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.6091%420
Percentage Net Loans Charged-off: Home equity loans3.4639%256
All other 1-4 family - Percent of loans charged-off, net2.2628%522
Percentage Net Loans Charged-off: Commercial and industrial0.3560%2,893
Percentage Net Loans Charged-off: Loans to individuals0.9310%2,015
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5018%2,560
Percentage Net Loans Charged-off: Total real estate loans0.7336%1,678
Percentage Net Loans Charged-off:Construction & development1.4890%1,340
Percentage Net Loans Charged-off: Commercial real estate-0.0227%7,425
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.9694%570
Percentage Net Loans Charged-off: Home equity loans6.1727%122
All other 1-4 family - Percent of loans charged-off, net0.2875%1,932
Percentage Net Loans Charged-off: Commercial and industrial-0.1452%6,942
Percentage Net Loans Charged-off: Loans to individuals-0.0823%6,598
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5363%546
Percentage Net Loans Charged-off: Total real estate loans2.0193%1,035
Percentage Net Loans Charged-off:Construction & development8.8479%704
Percentage Net Loans Charged-off: Commercial real estate0.4456%1,849
Percentage Net Loans Charged-off: Multi-family residential7.5721%167
Percentage Net Loans Charged-off: 1-4 family residential0.6381%1,804
Percentage Net Loans Charged-off: Home equity loans1.4640%645
All other 1-4 family - Percent of loans charged-off, net0.3259%2,529
Percentage Net Loans Charged-off: Commercial and industrial6.7661%481
Percentage Net Loans Charged-off: Loans to individuals17.3159%69
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4690%743
Percentage Net Loans Charged-off: Total real estate loans2.3199%700
Percentage Net Loans Charged-off:Construction & development7.5424%675
Percentage Net Loans Charged-off: Commercial real estate0.4927%1,364
Percentage Net Loans Charged-off: Multi-family residential10.6023%86
Percentage Net Loans Charged-off: 1-4 family residential0.8381%1,252
Percentage Net Loans Charged-off: Home equity loans1.9378%436
All other 1-4 family - Percent of loans charged-off, net0.4278%1,881
Percentage Net Loans Charged-off: Commercial and industrial1.8181%1,657
Percentage Net Loans Charged-off: Loans to individuals22.5454%45
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8939%991
Percentage Net Loans Charged-off: Total real estate loans1.4636%1,019
Percentage Net Loans Charged-off:Construction & development6.8199%644
Percentage Net Loans Charged-off: Commercial real estate0.5744%972
Percentage Net Loans Charged-off: Multi-family residential2.9581%195
Percentage Net Loans Charged-off: 1-4 family residential0.6807%1,280
Percentage Net Loans Charged-off: Home equity loans0.9646%620
All other 1-4 family - Percent of loans charged-off, net0.5778%1,368
Percentage Net Loans Charged-off: Commercial and industrial1.3990%1,661
Percentage Net Loans Charged-off: Loans to individuals33.3027%32
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8335%460
Percentage Net Loans Charged-off: Total real estate loans2.5742%442
Percentage Net Loans Charged-off:Construction & development11.4842%276
Percentage Net Loans Charged-off: Commercial real estate1.1562%418
Percentage Net Loans Charged-off: Multi-family residential3.9622%102
Percentage Net Loans Charged-off: 1-4 family residential1.3433%580
Percentage Net Loans Charged-off: Home equity loans1.9368%292
All other 1-4 family - Percent of loans charged-off, net1.1340%648
Percentage Net Loans Charged-off: Commercial and industrial0.2610%2,163
Percentage Net Loans Charged-off: Loans to individuals69.2344%11
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2300%981
Percentage Net Loans Charged-off: Total real estate loans1.3463%682
Percentage Net Loans Charged-off:Construction & development6.9508%333
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0411%514
Percentage Net Loans Charged-off: 1-4 family residential0.5308%1,150
Percentage Net Loans Charged-off: Home equity loans1.8833%267
All other 1-4 family - Percent of loans charged-off, net0.0698%3,009
Percentage Net Loans Charged-off: Commercial and industrial0.6661%2,334
Percentage Net Loans Charged-off: Loans to individuals6.1410%191
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2003%689
Percentage Net Loans Charged-off: Total real estate loans1.2835%470
Percentage Net Loans Charged-off:Construction & development5.9556%270
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.6057%771
Percentage Net Loans Charged-off: Home equity loans2.3925%171
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.8471%1,493
Percentage Net Loans Charged-off: Loans to individuals3.9412%323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8782%778
Percentage Net Loans Charged-off: Total real estate loans0.7643%647
Percentage Net Loans Charged-off:Construction & development3.0638%372
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1464%1,665
Percentage Net Loans Charged-off: Home equity loans0.4402%478
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial1.2035%922
Percentage Net Loans Charged-off: Loans to individuals1.1638%1,464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0672%3,489
Percentage Net Loans Charged-off: Total real estate loans-0.0067%7,724
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0300%7,935
Percentage Net Loans Charged-off: Home equity loans-0.0908%5,969
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.2506%1,538
Percentage Net Loans Charged-off: Loans to individuals1.1797%1,334
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1471%3,247
Percentage Net Loans Charged-off: Total real estate loans0.0688%2,547
Percentage Net Loans Charged-off:Construction & development-0.0144%7,641
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2884%952
Percentage Net Loans Charged-off: Home equity loans0.8539%202
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.2886%2,443
Percentage Net Loans Charged-off: Loans to individuals1.7961%756
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0536%4,098
Percentage Net Loans Charged-off: Total real estate loans-0.0512%8,112
Percentage Net Loans Charged-off:Construction & development-0.1082%7,707
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.1073%8,191
Percentage Net Loans Charged-off: Home equity loans-0.3147%6,073
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.2524%2,051
Percentage Net Loans Charged-off: Loans to individuals1.7090%713
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0564%3,528
Percentage Net Loans Charged-off: Total real estate loans-0.0384%8,053
Percentage Net Loans Charged-off:Construction & development-0.1711%7,718
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%7,718
Percentage Net Loans Charged-off: Home equity loans-0.0219%5,971
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2019%1,830
Percentage Net Loans Charged-off: Loans to individuals2.1321%497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0180%7,212
Percentage Net Loans Charged-off: Total real estate loans-0.0774%8,239
Percentage Net Loans Charged-off:Construction & development-0.3544%7,723
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%7,760
Percentage Net Loans Charged-off: Home equity loans-0.0217%5,970
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0271%1,763
Percentage Net Loans Charged-off: Loans to individuals2.0148%559
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0334%4,857
Percentage Net Loans Charged-off: Total real estate loans0.0469%2,031
Percentage Net Loans Charged-off:Construction & development0.0776%534
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1024%1,415
Percentage Net Loans Charged-off: Home equity loans0.2643%272
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial-0.0194%7,057
Percentage Net Loans Charged-off: Loans to individuals0.6611%2,288
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0401%8,017
Percentage Net Loans Charged-off: Total real estate loans-0.0308%8,120
Percentage Net Loans Charged-off:Construction & development-0.1218%7,813
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%7,756
Percentage Net Loans Charged-off: Home equity loans-0.0123%5,992
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0865%7,393
Percentage Net Loans Charged-off: Loans to individuals0.7596%1,771
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0317%7,761
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,469
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,743
Percentage Net Loans Charged-off: Home equity loans-0.0090%5,950
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.1156%7,440
Percentage Net Loans Charged-off: Loans to individuals0.2393%3,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0735%7,953
Percentage Net Loans Charged-off: Total real estate loans-0.0410%8,224
Percentage Net Loans Charged-off:Construction & development-0.1591%7,755
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0070%7,885
Percentage Net Loans Charged-off: Home equity loans-0.0176%5,956
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1557%7,532
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0492%8,301
Percentage Net Loans Charged-off: Total real estate loans-0.0370%8,278
Percentage Net Loans Charged-off:Construction & development-0.2042%7,880
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0566%1,924
Percentage Net Loans Charged-off: Home equity loans0.1139%399
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.0832%7,535
Percentage Net Loans Charged-off: Loans to individuals0.1644%5,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1296%8,463
Percentage Net Loans Charged-off: Total real estate loans-0.0649%8,396
Percentage Net Loans Charged-off:Construction & development-0.3293%7,893
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0787%1,417
Percentage Net Loans Charged-off: Home equity loans0.1515%275
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.2786%7,864
Percentage Net Loans Charged-off: Loans to individuals0.0546%5,493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1332%8,407
Percentage Net Loans Charged-off: Total real estate loans-0.0114%7,865
Percentage Net Loans Charged-off:Construction & development-0.1734%7,830
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1189%1,009
Percentage Net Loans Charged-off: Home equity loans0.2167%205
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.4070%7,954
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1045%8,219
Percentage Net Loans Charged-off: Total real estate loans0.0748%968
Percentage Net Loans Charged-off:Construction & development-0.0167%7,749
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2855%464
Percentage Net Loans Charged-off: Home equity loans0.4540%109
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.4974%8,046
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2484%2,287
Percentage Net Loans Charged-off: Total real estate loans-0.0045%7,913
Percentage Net Loans Charged-off:Construction & development-0.0173%7,867
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.7117%1,724
Percentage Net Loans Charged-off: Loans to individuals1.4714%1,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2444%1,980
Percentage Net Loans Charged-off: Total real estate loans0.0158%2,755
Percentage Net Loans Charged-off:Construction & development0.0619%462
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.6653%1,488
Percentage Net Loans Charged-off: Loans to individuals1.0111%1,848
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4014%1,189
Percentage Net Loans Charged-off: Total real estate loans0.0273%2,103
Percentage Net Loans Charged-off:Construction & development0.1128%316
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial1.1138%953
Percentage Net Loans Charged-off: Loans to individuals1.0780%1,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2575%1,636
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.6897%1,030
Percentage Net Loans Charged-off: Loans to individuals1.5121%1,226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4041%1,855
Percentage Net Loans Charged-off: Total real estate loans0.1041%1,790
Percentage Net Loans Charged-off:Construction & development0.6495%272
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0156%8,414
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0345%8,558
Percentage Net Loans Charged-off: Commercial and industrial0.9417%1,755
Percentage Net Loans Charged-off: Loans to individuals0.5087%4,202
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0937%4,442
Percentage Net Loans Charged-off: Total real estate loans0.2052%904
Percentage Net Loans Charged-off:Construction & development1.4064%137
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0250%8,500
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0544%8,658
Percentage Net Loans Charged-off: Commercial and industrial-0.1491%8,035
Percentage Net Loans Charged-off: Loans to individuals0.6200%3,325
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0982%8,757
Percentage Net Loans Charged-off: Total real estate loans-0.0316%8,586
Percentage Net Loans Charged-off:Construction & development-0.2849%8,043
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0162%2,105
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0339%1,781
Percentage Net Loans Charged-off: Commercial and industrial-0.2778%8,173
Percentage Net Loans Charged-off: Loans to individuals0.5633%3,324
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0472%8,272
Percentage Net Loans Charged-off: Total real estate loans-0.0794%8,849
Percentage Net Loans Charged-off:Construction & development-0.6612%8,013
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%8,434
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0221%8,573
Percentage Net Loans Charged-off: Commercial and industrial-0.0066%7,244
Percentage Net Loans Charged-off: Loans to individuals0.1317%4,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3020%2,713
Percentage Net Loans Charged-off: Total real estate loans0.1526%1,351
Percentage Net Loans Charged-off:Construction & development1.0478%221
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.5751%2,669
Percentage Net Loans Charged-off: Loans to individuals0.3650%5,006
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1759%3,921
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.4669%2,761
Percentage Net Loans Charged-off: Loans to individuals0.1590%6,255
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0333%9,180
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0388%6,390
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2268%3,150
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1289%4,935
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3060%2,925
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0062%9,955
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5055%12,329
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2442%4,851
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0583%9,705
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA