Home > High Country Bank > Income and Expense

High Country Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,257,0001,753
Total interest expense$3,128,0002,562
Net interest income$19,129,0001,491
Provision for loan and lease losses$250,0001,809
Total noninterest income$1,632,0002,229
Gross Fiduciary activities income$0981
Service charges on deposit accounts$214,0002,597
Trading account gains and feesNANA
Additional Noninterest Income$1,418,0001,940
Total noninterest expense$14,851,0001,543
Salaries and employee benefits$8,297,0001,552
Premises and equipment expense$2,339,0001,062
Additional noninterest expense$1,418,0001,940
Pre-tax net operating income$5,660,0001,788
Securities gains (losses)$0988
Applicable income taxes$1,260,0001,286
Income before extraordinary items$4,400,0001,880
Extraordinary gains, net$054
Net income$4,400,0001,903
Minority interest net income$088
Net income of bank and minority interests.$4,400,0001,883
Net charge-offs$5,0002,589
Cash dividends$3,400,0001,077
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,400,0001,907
2023-09-30 (YTD Data)Rank
Total interest income$16,184,0001,760
Total interest expense$1,898,0002,703
Net interest income$14,286,0001,508
Provision for loan and lease losses$150,0001,867
Total noninterest income$1,254,0002,187
Gross Fiduciary activities income$0950
Service charges on deposit accounts$161,0002,611
Trading account gains and feesNANA
Additional Noninterest Income$1,093,0001,903
Total noninterest expense$11,151,0001,526
Salaries and employee benefits$6,201,0001,569
Premises and equipment expense$1,707,0001,085
Additional noninterest expense$1,093,0001,903
Pre-tax net operating income$4,239,0001,841
Securities gains (losses)$0849
Applicable income taxes$943,0001,326
Income before extraordinary items$3,296,0001,944
Extraordinary gains, net$052
Net income$3,296,0001,962
Minority interest net income$081
Net income of bank and minority interests.$3,296,0001,944
Net charge-offs$-1,0003,402
Cash dividends$2,900,000909
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,296,0001,969
2023-06-30 (YTD Data)Rank
Total interest income$10,495,0001,763
Total interest expense$946,0002,861
Net interest income$9,549,0001,522
Provision for loan and lease losses$150,0001,522
Total noninterest income$823,0002,162
Gross Fiduciary activities income$0931
Service charges on deposit accounts$113,0002,542
Trading account gains and feesNANA
Additional Noninterest Income$710,0001,868
Total noninterest expense$7,408,0001,516
Salaries and employee benefits$4,148,0001,559
Premises and equipment expense$1,084,0001,131
Additional noninterest expense$710,0001,865
Pre-tax net operating income$2,814,0001,820
Securities gains (losses)$0938
Applicable income taxes$627,0001,335
Income before extraordinary items$2,187,0001,945
Extraordinary gains, net$051
Net income$2,187,0001,969
Minority interest net income$081
Net income of bank and minority interests.$2,187,0001,945
Net charge-offs$-1,0003,356
Cash dividends$2,400,000766
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,187,0001,949
2023-03-31 (YTD Data)Rank
Total interest income$5,111,0001,777
Total interest expense$302,0003,171
Net interest income$4,809,0001,526
Provision for loan and lease losses$100,0001,277
Total noninterest income$412,0002,155
Gross Fiduciary activities income$0913
Service charges on deposit accounts$48,0002,765
Trading account gains and feesNANA
Additional Noninterest Income$364,0001,840
Total noninterest expense$3,573,0001,579
Salaries and employee benefits$2,095,0001,569
Premises and equipment expense$568,0001,113
Additional noninterest expense$364,0001,840
Pre-tax net operating income$1,548,0001,746
Securities gains (losses)$0950
Applicable income taxes$346,0001,275
Income before extraordinary items$1,202,0001,856
Extraordinary gains, net$04
Net income$1,202,0001,856
Minority interest net income$048
Net income of bank and minority interests.$1,202,0001,856
Net charge-offs$-1,0003,238
Cash dividends$1,400,000630
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,202,0001,873
2022-12-31 (YTD Data)Rank
Total interest income$19,099,0001,639
Total interest expense$626,0002,989
Net interest income$18,473,0001,534
Provision for loan and lease losses$150,0001,951
Total noninterest income$2,255,0001,917
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$199,0002,762
Trading account gains and feesNANA
Additional Noninterest Income$2,056,0001,601
Total noninterest expense$14,781,0001,502
Salaries and employee benefits$9,254,0001,399
Premises and equipment expense$2,147,0001,130
Additional noninterest expense$2,056,0001,601
Pre-tax net operating income$5,797,0001,863
Securities gains (losses)$0691
Applicable income taxes$1,320,0001,354
Income before extraordinary items$4,477,0001,957
Extraordinary gains, net$05
Net income$4,477,0001,957
Minority interest net income$063
Net income of bank and minority interests.$4,477,0001,956
Net charge-offs$-6,0003,530
Cash dividends$2,250,0001,381
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,477,0001,992
2022-09-30 (YTD Data)Rank
Total interest income$13,860,0001,632
Total interest expense$368,0003,042
Net interest income$13,492,0001,546
Provision for loan and lease losses$02,835
Total noninterest income$1,772,0001,892
Gross Fiduciary activities income$0968
Service charges on deposit accounts$147,0002,804
Trading account gains and feesNANA
Additional Noninterest Income$1,625,0001,563
Total noninterest expense$11,313,0001,468
Salaries and employee benefits$7,080,0001,372
Premises and equipment expense$1,651,0001,103
Additional noninterest expense$1,625,0001,563
Pre-tax net operating income$3,951,0001,953
Securities gains (losses)$0740
Applicable income taxes$900,0001,414
Income before extraordinary items$3,051,0002,067
Extraordinary gains, net$04
Net income$3,051,0002,066
Minority interest net income$057
Net income of bank and minority interests.$3,051,0002,066
Net charge-offs$-2,0003,205
Cash dividends$1,650,0001,267
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,051,0002,095
2022-06-30 (YTD Data)Rank
Total interest income$8,912,0001,632
Total interest expense$216,0003,116
Net interest income$8,696,0001,541
Provision for loan and lease losses$02,599
Total noninterest income$1,286,0001,784
Gross Fiduciary activities income$0925
Service charges on deposit accounts$93,0002,864
Trading account gains and feesNANA
Additional Noninterest Income$1,193,0001,500
Total noninterest expense$7,678,0001,436
Salaries and employee benefits$4,870,0001,333
Premises and equipment expense$1,108,0001,092
Additional noninterest expense$1,700,0001,818
Pre-tax net operating income$2,304,0002,026
Securities gains (losses)$0687
Applicable income taxes$527,0001,447
Income before extraordinary items$1,777,0002,133
Extraordinary gains, net$04
Net income$1,777,0002,133
Minority interest net income$060
Net income of bank and minority interests.$1,777,0002,133
Net charge-offs$10,0001,581
Cash dividends$1,100,0001,259
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,777,0002,174
2022-03-31 (YTD Data)Rank
Total interest income$4,360,0001,608
Total interest expense$106,0003,108
Net interest income$4,254,0001,531
Provision for loan and lease losses$02,285
Total noninterest income$694,0001,731
Gross Fiduciary activities income$0892
Service charges on deposit accounts$36,0003,101
Trading account gains and feesNANA
Additional Noninterest Income$658,0001,428
Total noninterest expense$3,714,0001,463
Salaries and employee benefits$2,346,0001,378
Premises and equipment expense$565,0001,081
Additional noninterest expense$803,0001,871
Pre-tax net operating income$1,234,0001,887
Securities gains (losses)$0623
Applicable income taxes$289,0001,338
Income before extraordinary items$945,0001,986
Extraordinary gains, net$04
Net income$945,0001,985
Minority interest net income$050
Net income of bank and minority interests.$945,0001,986
Net charge-offs$-1,0003,005
Cash dividends$550,0001,099
Sale, conversion, retirement of capital stock, net$0453
Net operating income$945,0002,005
2021-12-31 (YTD Data)Rank
Total interest income$17,799,0001,625
Total interest expense$532,0003,081
Net interest income$17,267,0001,542
Provision for loan and lease losses$-400,0004,401
Total noninterest income$4,127,0001,486
Gross Fiduciary activities income$0994
Service charges on deposit accounts$147,0003,028
Trading account gains and feesNANA
Additional Noninterest Income$3,980,0001,254
Total noninterest expense$14,286,0001,519
Salaries and employee benefits$9,444,0001,356
Premises and equipment expense$1,989,0001,215
Additional noninterest expense$2,853,0002,051
Pre-tax net operating income$7,508,0001,553
Securities gains (losses)$02,062
Applicable income taxes$1,782,0001,173
Income before extraordinary items$5,726,0001,714
Extraordinary gains, net$010
Net income$5,726,0001,714
Minority interest net income$074
Net income of bank and minority interests.$5,726,0001,715
Net charge-offs$-7,0003,578
Cash dividends$1,625,0001,725
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,726,0001,686
2021-09-30 (YTD Data)Rank
Total interest income$13,303,0001,665
Total interest expense$426,0003,078
Net interest income$12,877,0001,573
Provision for loan and lease losses$-400,0004,520
Total noninterest income$3,323,0001,454
Gross Fiduciary activities income$0957
Service charges on deposit accounts$111,0003,024
Trading account gains and feesNANA
Additional Noninterest Income$3,212,0001,230
Total noninterest expense$10,642,0001,524
Salaries and employee benefits$7,061,0001,365
Premises and equipment expense$1,454,0001,254
Additional noninterest expense$2,127,0002,072
Pre-tax net operating income$5,958,0001,562
Securities gains (losses)$02,015
Applicable income taxes$1,416,0001,197
Income before extraordinary items$4,542,0001,715
Extraordinary gains, net$08
Net income$4,542,0001,713
Minority interest net income$069
Net income of bank and minority interests.$4,542,0001,715
Net charge-offs$-5,0003,437
Cash dividends$1,050,0001,687
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,542,0001,687
2021-06-30 (YTD Data)Rank
Total interest income$8,412,0001,731
Total interest expense$325,0002,974
Net interest income$8,087,0001,639
Provision for loan and lease losses$-400,0004,590
Total noninterest income$2,336,0001,396
Gross Fiduciary activities income$0951
Service charges on deposit accounts$77,0002,959
Trading account gains and feesNANA
Additional Noninterest Income$2,259,0001,191
Total noninterest expense$7,039,0001,531
Salaries and employee benefits$4,717,0001,353
Premises and equipment expense$951,0001,274
Additional noninterest expense$1,371,0002,089
Pre-tax net operating income$3,784,0001,588
Securities gains (losses)$01,818
Applicable income taxes$897,0001,233
Income before extraordinary items$2,887,0001,748
Extraordinary gains, net$06
Net income$2,887,0001,748
Minority interest net income$067
Net income of bank and minority interests.$2,887,0001,748
Net charge-offs$-2,0003,249
Cash dividends$1,050,0001,326
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,887,0001,724
2021-03-31 (YTD Data)Rank
Total interest income$4,162,0001,750
Total interest expense$226,0002,573
Net interest income$3,936,0001,668
Provision for loan and lease losses$02,741
Total noninterest income$1,237,0001,337
Gross Fiduciary activities income$0922
Service charges on deposit accounts$33,0003,113
Trading account gains and feesNANA
Additional Noninterest Income$1,204,0001,135
Total noninterest expense$3,419,0001,556
Salaries and employee benefits$2,317,0001,373
Premises and equipment expense$463,0001,317
Additional noninterest expense$639,0002,168
Pre-tax net operating income$1,754,0001,676
Securities gains (losses)$01,392
Applicable income taxes$413,0001,283
Income before extraordinary items$1,341,0001,849
Extraordinary gains, net$03
Net income$1,341,0001,848
Minority interest net income$055
Net income of bank and minority interests.$1,341,0001,849
Net charge-offs$-1,0003,038
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,341,0001,815
2020-12-31 (YTD Data)Rank
Total interest income$17,223,0001,703
Total interest expense$678,0003,481
Net interest income$16,545,0001,516
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$4,487,0001,357
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$142,0003,173
Trading account gains and feesNANA
Additional Noninterest Income$4,345,0001,132
Total noninterest expense$12,636,0001,637
Salaries and employee benefits$8,521,0001,433
Premises and equipment expense$1,526,0001,499
Additional noninterest expense$2,589,0002,156
Pre-tax net operating income$6,796,0001,403
Securities gains (losses)$02,675
Applicable income taxes$1,709,0001,033
Income before extraordinary items$5,087,0001,621
Extraordinary gains, net$04
Net income$5,087,0001,621
Minority interest net income$072
Net income of bank and minority interests.$5,087,0001,621
Net charge-offs$168,0001,662
Cash dividends$1,450,0001,810
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,087,0001,572
2020-09-30 (YTD Data)Rank
Total interest income$12,751,0001,719
Total interest expense$461,0003,695
Net interest income$12,290,0001,522
Provision for loan and lease losses$1,350,0001,140
Total noninterest income$2,928,0001,456
Gross Fiduciary activities income$0981
Service charges on deposit accounts$107,0003,162
Trading account gains and feesNANA
Additional Noninterest Income$2,821,0001,217
Total noninterest expense$9,249,0001,650
Salaries and employee benefits$6,200,0001,451
Premises and equipment expense$1,080,0001,560
Additional noninterest expense$1,969,0002,095
Pre-tax net operating income$4,619,0001,491
Securities gains (losses)$02,494
Applicable income taxes$1,162,0001,073
Income before extraordinary items$3,457,0001,723
Extraordinary gains, net$04
Net income$3,457,0001,723
Minority interest net income$065
Net income of bank and minority interests.$3,457,0001,723
Net charge-offs$-4,0004,037
Cash dividends$1,150,0001,565
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,457,0001,668
2020-06-30 (YTD Data)Rank
Total interest income$8,473,0001,740
Total interest expense$314,0003,758
Net interest income$8,159,0001,519
Provision for loan and lease losses$1,050,0001,050
Total noninterest income$1,727,0001,488
Gross Fiduciary activities income$0970
Service charges on deposit accounts$77,0003,118
Trading account gains and feesNANA
Additional Noninterest Income$1,650,0001,239
Total noninterest expense$6,080,0001,663
Salaries and employee benefits$4,114,0001,450
Premises and equipment expense$685,0001,617
Additional noninterest expense$1,281,0002,126
Pre-tax net operating income$2,756,0001,566
Securities gains (losses)$02,249
Applicable income taxes$696,0001,089
Income before extraordinary items$2,060,0001,802
Extraordinary gains, net$04
Net income$2,060,0001,803
Minority interest net income$065
Net income of bank and minority interests.$2,060,0001,803
Net charge-offs$-2,0003,888
Cash dividends$625,0001,731
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,060,0001,753
2020-03-31 (YTD Data)Rank
Total interest income$4,027,0001,798
Total interest expense$162,0003,847
Net interest income$3,865,0001,549
Provision for loan and lease losses$400,0001,004
Total noninterest income$622,0001,715
Gross Fiduciary activities income$0941
Service charges on deposit accounts$43,0003,227
Trading account gains and feesNANA
Additional Noninterest Income$579,0001,382
Total noninterest expense$2,847,0001,763
Salaries and employee benefits$1,873,0001,585
Premises and equipment expense$330,0001,696
Additional noninterest expense$644,0002,137
Pre-tax net operating income$1,240,0001,543
Securities gains (losses)$01,705
Applicable income taxes$318,0001,034
Income before extraordinary items$922,0001,772
Extraordinary gains, net$04
Net income$922,0001,772
Minority interest net income$056
Net income of bank and minority interests.$922,0001,772
Net charge-offs$02,581
Cash dividends$100,0002,278
Sale, conversion, retirement of capital stock, net$0482
Net operating income$922,0001,741
2019-12-31 (YTD Data)Rank
Total interest income$15,030,0001,917
Total interest expense$442,0004,259
Net interest income$14,588,0001,638
Provision for loan and lease losses$250,0002,134
Total noninterest income$2,351,0001,810
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$227,0003,006
Trading account gains and feesNANA
Additional Noninterest Income$2,124,0001,482
Total noninterest expense$10,432,0001,856
Salaries and employee benefits$6,816,0001,673
Premises and equipment expense$1,202,0001,795
Additional noninterest expense$2,414,0002,272
Pre-tax net operating income$6,257,0001,485
Securities gains (losses)$35,0001,392
Applicable income taxes$1,519,0001,102
Income before extraordinary items$4,773,0001,659
Extraordinary gains, net$011
Net income$4,773,0001,661
Minority interest net income$076
Net income of bank and minority interests.$4,773,0001,661
Net charge-offs$03,726
Cash dividends$1,600,0001,801
Sale, conversion, retirement of capital stock, net$-27,0005,105
Net operating income$4,745,3501,631
2019-09-30 (YTD Data)Rank
Total interest income$11,082,0001,969
Total interest expense$331,0004,303
Net interest income$10,751,0001,683
Provision for loan and lease losses$200,0001,960
Total noninterest income$1,683,0001,862
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$181,0002,961
Trading account gains and feesNANA
Additional Noninterest Income$1,502,0001,535
Total noninterest expense$7,742,0001,883
Salaries and employee benefits$5,080,0001,690
Premises and equipment expense$889,0001,826
Additional noninterest expense$1,773,0002,292
Pre-tax net operating income$4,492,0001,583
Securities gains (losses)$35,0001,215
Applicable income taxes$1,075,0001,176
Income before extraordinary items$3,452,0001,737
Extraordinary gains, net$011
Net income$3,452,0001,738
Minority interest net income$072
Net income of bank and minority interests.$3,452,0001,738
Net charge-offs$2,0003,298
Cash dividends$1,500,0001,441
Sale, conversion, retirement of capital stock, net$-20,0005,189
Net operating income$3,424,3501,715
2019-06-30 (YTD Data)Rank
Total interest income$7,280,0001,987
Total interest expense$240,0004,250
Net interest income$7,040,0001,712
Provision for loan and lease losses$100,0002,185
Total noninterest income$1,028,0001,933
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$130,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$898,0001,590
Total noninterest expense$5,093,0001,910
Salaries and employee benefits$3,335,0001,720
Premises and equipment expense$594,0001,835
Additional noninterest expense$1,164,0002,326
Pre-tax net operating income$2,875,0001,600
Securities gains (losses)$26,000950
Applicable income taxes$677,0001,191
Income before extraordinary items$2,224,0001,757
Extraordinary gains, net$011
Net income$2,224,0001,756
Minority interest net income$069
Net income of bank and minority interests.$2,224,0001,757
Net charge-offs$-13,0004,553
Cash dividends$1,300,0001,204
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,203,4601,739
2019-03-31 (YTD Data)Rank
Total interest income$3,672,0001,968
Total interest expense$109,0004,341
Net interest income$3,563,0001,715
Provision for loan and lease losses$03,406
Total noninterest income$514,0001,893
Gross Fiduciary activities income$0972
Service charges on deposit accounts$62,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$452,0001,542
Total noninterest expense$2,524,0001,926
Salaries and employee benefits$1,670,0001,718
Premises and equipment expense$288,0001,885
Additional noninterest expense$566,0002,370
Pre-tax net operating income$1,553,0001,477
Securities gains (losses)$01,087
Applicable income taxes$364,0001,117
Income before extraordinary items$1,189,0001,638
Extraordinary gains, net$05
Net income$1,189,0001,636
Minority interest net income$052
Net income of bank and minority interests.$1,189,0001,637
Net charge-offs$-11,0004,688
Cash dividends$700,0001,069
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,189,0001,618
2018-12-31 (YTD Data)Rank
Total interest income$13,572,0002,008
Total interest expense$427,0004,112
Net interest income$13,145,0001,800
Provision for loan and lease losses$150,0002,622
Total noninterest income$1,874,0002,061
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$237,0003,099
Trading account gains and feesNANA
Additional Noninterest Income$1,637,0001,705
Total noninterest expense$9,482,0001,983
Salaries and employee benefits$6,007,0001,805
Premises and equipment expense$1,155,0001,859
Additional noninterest expense$2,320,0002,350
Pre-tax net operating income$5,387,0001,681
Securities gains (losses)$01,125
Applicable income taxes$1,301,0001,166
Income before extraordinary items$4,086,0001,879
Extraordinary gains, net$06
Net income$4,086,0001,878
Minority interest net income$072
Net income of bank and minority interests.$4,086,0001,878
Net charge-offs$15,0003,214
Cash dividends$2,700,0001,177
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,086,0001,867
2018-09-30 (YTD Data)Rank
Total interest income$10,008,0002,021
Total interest expense$322,0004,077
Net interest income$9,686,0001,822
Provision for loan and lease losses$150,0002,253
Total noninterest income$1,473,0002,018
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$182,0003,081
Trading account gains and feesNANA
Additional Noninterest Income$1,291,0001,665
Total noninterest expense$7,017,0002,008
Salaries and employee benefits$4,424,0001,836
Premises and equipment expense$870,0001,858
Additional noninterest expense$1,723,0002,357
Pre-tax net operating income$3,992,0001,701
Securities gains (losses)$01,118
Applicable income taxes$976,0001,184
Income before extraordinary items$3,016,0001,902
Extraordinary gains, net$05
Net income$3,016,0001,900
Minority interest net income$066
Net income of bank and minority interests.$3,016,0001,901
Net charge-offs$-24,0004,718
Cash dividends$1,600,0001,244
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,016,0001,892
2018-06-30 (YTD Data)Rank
Total interest income$6,493,0002,056
Total interest expense$219,0004,010
Net interest income$6,274,0001,873
Provision for loan and lease losses$150,0001,766
Total noninterest income$938,0002,080
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$125,0003,022
Trading account gains and feesNANA
Additional Noninterest Income$813,0001,724
Total noninterest expense$4,604,0002,042
Salaries and employee benefits$2,863,0001,897
Premises and equipment expense$585,0001,859
Additional noninterest expense$1,156,0002,362
Pre-tax net operating income$2,458,0001,791
Securities gains (losses)$0961
Applicable income taxes$618,0001,221
Income before extraordinary items$1,840,0002,003
Extraordinary gains, net$06
Net income$1,840,0002,001
Minority interest net income$065
Net income of bank and minority interests.$1,840,0002,002
Net charge-offs$-19,0004,724
Cash dividends$1,300,0001,081
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,840,0001,994
2018-03-31 (YTD Data)Rank
Total interest income$3,138,0002,100
Total interest expense$108,0004,009
Net interest income$3,030,0001,919
Provision for loan and lease losses$100,0001,437
Total noninterest income$436,0002,144
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$57,0003,182
Trading account gains and feesNANA
Additional Noninterest Income$379,0001,766
Total noninterest expense$2,202,0002,124
Salaries and employee benefits$1,372,0001,974
Premises and equipment expense$290,0001,904
Additional noninterest expense$540,0002,486
Pre-tax net operating income$1,164,0001,827
Securities gains (losses)$0735
Applicable income taxes$297,0001,229
Income before extraordinary items$867,0002,049
Extraordinary gains, net$07
Net income$867,0002,048
Minority interest net income$052
Net income of bank and minority interests.$867,0002,049
Net charge-offs$-18,0004,945
Cash dividends$150,0002,088
Sale, conversion, retirement of capital stock, net$0580
Net operating income$867,0002,040
2017-12-31 (YTD Data)Rank
Total interest income$12,279,0002,094
Total interest expense$468,0003,782
Net interest income$11,811,0001,939
Provision for loan and lease losses$75,0003,288
Total noninterest income$1,938,0002,066
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$222,0003,317
Trading account gains and feesNANA
Additional Noninterest Income$1,716,0001,680
Total noninterest expense$8,669,0002,138
Salaries and employee benefits$5,554,0001,928
Premises and equipment expense$1,127,0001,943
Additional noninterest expense$1,988,0002,663
Pre-tax net operating income$5,005,0001,709
Securities gains (losses)$15,0001,438
Applicable income taxes$2,123,0001,230
Income before extraordinary items$2,897,0002,111
Extraordinary gains, net$09
Net income$2,897,0002,112
Minority interest net income$076
Net income of bank and minority interests.$2,897,0002,112
Net charge-offs$-6,0004,696
Cash dividends$1,385,0001,810
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,887,4002,098
2017-09-30 (YTD Data)Rank
Total interest income$9,015,0002,131
Total interest expense$355,0003,777
Net interest income$8,660,0001,980
Provision for loan and lease losses$04,088
Total noninterest income$1,482,0002,069
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$169,0003,326
Trading account gains and feesNANA
Additional Noninterest Income$1,313,0001,679
Total noninterest expense$6,407,0002,169
Salaries and employee benefits$4,076,0001,974
Premises and equipment expense$835,0001,956
Additional noninterest expense$1,496,0002,668
Pre-tax net operating income$3,735,0001,741
Securities gains (losses)$20,0001,322
Applicable income taxes$1,299,0001,238
Income before extraordinary items$2,456,0002,046
Extraordinary gains, net$09
Net income$2,456,0002,047
Minority interest net income$071
Net income of bank and minority interests.$2,456,0002,047
Net charge-offs$-4,0004,505
Cash dividends$825,0001,895
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,443,0002,025
2017-06-30 (YTD Data)Rank
Total interest income$5,887,0002,155
Total interest expense$233,0003,783
Net interest income$5,654,0002,001
Provision for loan and lease losses$03,871
Total noninterest income$982,0002,075
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$117,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$865,0001,688
Total noninterest expense$4,230,0002,197
Salaries and employee benefits$2,681,0002,003
Premises and equipment expense$542,0001,994
Additional noninterest expense$1,007,0002,648
Pre-tax net operating income$2,406,0001,766
Securities gains (losses)$1,0001,756
Applicable income taxes$817,0001,260
Income before extraordinary items$1,590,0002,064
Extraordinary gains, net$011
Net income$1,590,0002,064
Minority interest net income$071
Net income of bank and minority interests.$1,590,0002,064
Net charge-offs$-2,0004,300
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,589,3402,031
2017-03-31 (YTD Data)Rank
Total interest income$2,876,0002,183
Total interest expense$117,0003,771
Net interest income$2,759,0002,032
Provision for loan and lease losses$03,537
Total noninterest income$449,0002,176
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$55,0003,369
Trading account gains and feesNANA
Additional Noninterest Income$394,0001,768
Total noninterest expense$1,992,0002,306
Salaries and employee benefits$1,259,0002,117
Premises and equipment expense$249,0002,151
Additional noninterest expense$484,0002,730
Pre-tax net operating income$1,216,0001,702
Securities gains (losses)$01,153
Applicable income taxes$417,0001,210
Income before extraordinary items$799,0001,978
Extraordinary gains, net$08
Net income$799,0001,979
Minority interest net income$055
Net income of bank and minority interests.$799,0001,979
Net charge-offs$-2,0004,280
Cash dividends$600,0001,052
Sale, conversion, retirement of capital stock, net$0632
Net operating income$799,0001,950
2016-12-31 (YTD Data)Rank
Total interest income$10,960,0002,232
Total interest expense$496,0003,655
Net interest income$10,464,0002,103
Provision for loan and lease losses$25,0003,952
Total noninterest income$1,912,0002,174
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$236,0003,351
Trading account gains and fees$0170
Additional Noninterest Income$1,676,0001,753
Total noninterest expense$8,034,0002,281
Salaries and employee benefits$5,009,0002,086
Premises and equipment expense$1,044,0002,073
Additional noninterest expense$1,981,0002,785
Pre-tax net operating income$4,317,0001,824
Securities gains (losses)$313,000640
Applicable income taxes$1,491,0001,267
Income before extraordinary items$3,139,0002,027
Extraordinary gains, net$05
Net income$3,139,0002,025
Minority interest net income$082
Net income of bank and minority interests.$3,139,0002,026
Net charge-offs$45,0003,214
Cash dividends$1,700,0001,582
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,926,1602,095
2016-09-30 (YTD Data)Rank
Total interest income$8,130,0002,257
Total interest expense$380,0003,647
Net interest income$7,750,0002,121
Provision for loan and lease losses$25,0003,735
Total noninterest income$1,649,0002,005
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$180,0003,342
Trading account gains and fees$0169
Additional Noninterest Income$1,469,0001,610
Total noninterest expense$5,976,0002,294
Salaries and employee benefits$3,690,0002,105
Premises and equipment expense$776,0002,101
Additional noninterest expense$1,510,0002,747
Pre-tax net operating income$3,398,0001,784
Securities gains (losses)$25,0002,204
Applicable income taxes$1,100,0001,320
Income before extraordinary items$2,323,0002,081
Extraordinary gains, net$05
Net income$2,323,0002,081
Minority interest net income$071
Net income of bank and minority interests.$2,323,0002,081
Net charge-offs$47,0002,629
Cash dividends$1,700,0001,184
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,306,0002,027
2016-06-30 (YTD Data)Rank
Total interest income$5,318,0002,290
Total interest expense$256,0003,643
Net interest income$5,062,0002,154
Provision for loan and lease losses$25,0003,413
Total noninterest income$1,133,0001,944
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$124,0003,286
Trading account gains and fees$0157
Additional Noninterest Income$1,009,0001,543
Total noninterest expense$3,931,0002,333
Salaries and employee benefits$2,378,0002,183
Premises and equipment expense$512,0002,116
Additional noninterest expense$1,041,0002,703
Pre-tax net operating income$2,239,0001,780
Securities gains (losses)$02,835
Applicable income taxes$697,0001,359
Income before extraordinary items$1,542,0002,076
Extraordinary gains, net$016
Net income$1,542,0002,076
Minority interest net income$071
Net income of bank and minority interests.$1,542,0002,076
Net charge-offs$48,0002,170
Cash dividends$1,350,0001,050
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,542,0002,014
2016-03-31 (YTD Data)Rank
Total interest income$2,562,0002,366
Total interest expense$131,0003,627
Net interest income$2,431,0002,227
Provision for loan and lease losses$03,656
Total noninterest income$698,0001,671
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$61,0003,298
Trading account gains and fees$0142
Additional Noninterest Income$637,0001,296
Total noninterest expense$1,843,0002,476
Salaries and employee benefits$1,106,0002,316
Premises and equipment expense$257,0002,115
Additional noninterest expense$480,0002,844
Pre-tax net operating income$1,286,0001,572
Securities gains (losses)$02,077
Applicable income taxes$377,0001,279
Income before extraordinary items$909,0001,762
Extraordinary gains, net$012
Net income$909,0001,763
Minority interest net income$062
Net income of bank and minority interests.$909,0001,763
Net charge-offs$-1,0004,102
Cash dividends$650,0001,012
Sale, conversion, retirement of capital stock, net$0659
Net operating income$909,0001,722
2015-12-31 (YTD Data)Rank
Total interest income$10,093,0002,350
Total interest expense$531,0003,610
Net interest income$9,562,0002,235
Provision for loan and lease losses$125,0002,790
Total noninterest income$1,768,0002,271
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$268,0003,238
Trading account gains and fees$0159
Additional Noninterest Income$1,500,0001,851
Total noninterest expense$7,243,0002,495
Salaries and employee benefits$4,254,0002,353
Premises and equipment expense$1,142,0001,962
Additional noninterest expense$1,847,0002,959
Pre-tax net operating income$3,962,0001,879
Securities gains (losses)$03,216
Applicable income taxes$1,415,0001,285
Income before extraordinary items$2,547,0002,306
Extraordinary gains, net$023
Net income$2,547,0002,306
Minority interest net income$081
Net income of bank and minority interests.$2,547,0002,307
Net charge-offs$266,0001,720
Cash dividends$1,466,0001,675
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,547,0002,264
2015-09-30 (YTD Data)Rank
Total interest income$7,477,0002,394
Total interest expense$403,0003,650
Net interest income$7,074,0002,283
Provision for loan and lease losses$125,0002,466
Total noninterest income$1,279,0002,332
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$203,0003,237
Trading account gains and fees$0153
Additional Noninterest Income$1,076,0001,926
Total noninterest expense$5,410,0002,517
Salaries and employee benefits$3,149,0002,387
Premises and equipment expense$871,0001,966
Additional noninterest expense$1,390,0002,963
Pre-tax net operating income$2,818,0002,007
Securities gains (losses)$03,031
Applicable income taxes$1,020,0001,350
Income before extraordinary items$1,798,0002,443
Extraordinary gains, net$021
Net income$1,798,0002,444
Minority interest net income$078
Net income of bank and minority interests.$1,798,0002,444
Net charge-offs$266,0001,296
Cash dividends$1,266,0001,360
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,798,0002,406
2015-06-30 (YTD Data)Rank
Total interest income$4,956,0002,404
Total interest expense$270,0003,671
Net interest income$4,686,0002,295
Provision for loan and lease losses$125,0001,961
Total noninterest income$864,0002,327
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$137,0003,197
Trading account gains and fees$0157
Additional Noninterest Income$727,0001,923
Total noninterest expense$3,586,0002,547
Salaries and employee benefits$2,053,0002,452
Premises and equipment expense$594,0001,929
Additional noninterest expense$939,0002,941
Pre-tax net operating income$1,839,0002,022
Securities gains (losses)$02,636
Applicable income taxes$680,0001,350
Income before extraordinary items$1,159,0002,490
Extraordinary gains, net$022
Net income$1,159,0002,492
Minority interest net income$075
Net income of bank and minority interests.$1,159,0002,492
Net charge-offs$270,000986
Cash dividends$486,0001,971
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,159,0002,435
2015-03-31 (YTD Data)Rank
Total interest income$2,454,0002,419
Total interest expense$133,0003,719
Net interest income$2,321,0002,301
Provision for loan and lease losses$25,0002,683
Total noninterest income$418,0002,343
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$66,0003,229
Trading account gains and fees$0152
Additional Noninterest Income$352,0001,916
Total noninterest expense$1,805,0002,532
Salaries and employee benefits$1,031,0002,457
Premises and equipment expense$306,0001,894
Additional noninterest expense$468,0002,932
Pre-tax net operating income$909,0002,012
Securities gains (losses)$02,027
Applicable income taxes$358,0001,281
Income before extraordinary items$551,0002,537
Extraordinary gains, net$013
Net income$551,0002,540
Minority interest net income$064
Net income of bank and minority interests.$551,0002,539
Net charge-offs$-10,0005,418
Cash dividends$316,0001,490
Sale, conversion, retirement of capital stock, net$0697
Net operating income$551,0002,467
2014-12-31 (YTD Data)Rank
Total interest income$9,597,0002,491
Total interest expense$606,0003,615
Net interest income$8,991,0002,361
Provision for loan and lease losses$150,0002,763
Total noninterest income$1,496,0002,511
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$301,0003,198
Trading account gains and fees$0180
Additional Noninterest Income$1,195,0002,075
Total noninterest expense$7,184,0002,564
Salaries and employee benefits$4,091,0002,441
Premises and equipment expense$1,151,0001,995
Additional noninterest expense$1,942,0002,949
Pre-tax net operating income$3,153,0002,191
Securities gains (losses)$03,259
Applicable income taxes$1,039,0001,507
Income before extraordinary items$2,114,0002,598
Extraordinary gains, net$017
Net income$2,114,0002,598
Minority interest net income$084
Net income of bank and minority interests.$2,114,0002,598
Net charge-offs$97,0003,204
Cash dividends$2,612,0001,045
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,114,0002,555
2014-09-30 (YTD Data)Rank
Total interest income$7,179,0002,517
Total interest expense$467,0003,593
Net interest income$6,712,0002,381
Provision for loan and lease losses$100,0002,760
Total noninterest income$1,103,0002,561
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$232,0003,182
Trading account gains and fees$0174
Additional Noninterest Income$871,0002,124
Total noninterest expense$5,421,0002,544
Salaries and employee benefits$3,080,0002,431
Premises and equipment expense$874,0001,990
Additional noninterest expense$1,467,0002,937
Pre-tax net operating income$2,294,0002,284
Securities gains (losses)$02,980
Applicable income taxes$724,0001,611
Income before extraordinary items$1,570,0002,653
Extraordinary gains, net$015
Net income$1,570,0002,653
Minority interest net income$081
Net income of bank and minority interests.$1,570,0002,653
Net charge-offs$96,0002,730
Cash dividends$2,032,000913
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,570,0002,605
2014-06-30 (YTD Data)Rank
Total interest income$4,734,0002,533
Total interest expense$323,0003,551
Net interest income$4,411,0002,406
Provision for loan and lease losses$100,0002,327
Total noninterest income$719,0002,556
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$162,0003,073
Trading account gains and fees$0172
Additional Noninterest Income$557,0002,172
Total noninterest expense$3,612,0002,556
Salaries and employee benefits$2,013,0002,492
Premises and equipment expense$591,0001,975
Additional noninterest expense$1,008,0002,861
Pre-tax net operating income$1,418,0002,360
Securities gains (losses)$02,580
Applicable income taxes$444,0001,662
Income before extraordinary items$974,0002,694
Extraordinary gains, net$020
Net income$974,0002,698
Minority interest net income$080
Net income of bank and minority interests.$974,0002,698
Net charge-offs$86,0002,332
Cash dividends$980,0001,191
Sale, conversion, retirement of capital stock, net$0794
Net operating income$974,0002,652
2014-03-31 (YTD Data)Rank
Total interest income$2,325,0002,572
Total interest expense$166,0003,551
Net interest income$2,159,0002,449
Provision for loan and lease losses$60,0002,013
Total noninterest income$329,0002,670
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$78,0003,119
Trading account gains and fees$0147
Additional Noninterest Income$251,0002,254
Total noninterest expense$1,765,0002,604
Salaries and employee benefits$1,005,0002,496
Premises and equipment expense$288,0002,058
Additional noninterest expense$472,0003,016
Pre-tax net operating income$663,0002,415
Securities gains (losses)$01,715
Applicable income taxes$204,0001,695
Income before extraordinary items$459,0002,731
Extraordinary gains, net$016
Net income$459,0002,734
Minority interest net income$066
Net income of bank and minority interests.$459,0002,734
Net charge-offs$74,0001,565
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$459,0002,689
2013-12-31 (YTD Data)Rank
Total interest income$9,284,0002,606
Total interest expense$763,0003,550
Net interest income$8,521,0002,456
Provision for loan and lease losses$160,0003,211
Total noninterest income$1,829,0002,283
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$352,0003,076
Trading account gains and fees$0184
Additional Noninterest Income$1,477,0001,871
Total noninterest expense$7,357,0002,511
Salaries and employee benefits$4,177,0002,385
Premises and equipment expense$1,125,0002,024
Additional noninterest expense$2,055,0002,910
Pre-tax net operating income$2,833,0002,257
Securities gains (losses)$03,182
Applicable income taxes$915,0001,551
Income before extraordinary items$1,918,0002,692
Extraordinary gains, net$029
Net income$1,918,0002,695
Minority interest net income$090
Net income of bank and minority interests.$1,918,0002,695
Net charge-offs$255,0002,752
Cash dividends$1,620,0001,404
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,918,0002,628
2013-09-30 (YTD Data)Rank
Total interest income$6,905,0002,642
Total interest expense$581,0003,602
Net interest income$6,324,0002,482
Provision for loan and lease losses$85,0003,553
Total noninterest income$1,476,0002,236
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$268,0003,071
Trading account gains and fees$0180
Additional Noninterest Income$1,208,0001,818
Total noninterest expense$5,562,0002,504
Salaries and employee benefits$3,146,0002,390
Premises and equipment expense$833,0002,068
Additional noninterest expense$1,583,0002,852
Pre-tax net operating income$2,153,0002,296
Securities gains (losses)$03,040
Applicable income taxes$766,0001,492
Income before extraordinary items$1,387,0002,802
Extraordinary gains, net$025
Net income$1,387,0002,806
Minority interest net income$084
Net income of bank and minority interests.$1,387,0002,806
Net charge-offs$158,0002,805
Cash dividends$860,0001,597
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,387,0002,727
2013-06-30 (YTD Data)Rank
Total interest income$4,565,0002,660
Total interest expense$388,0003,656
Net interest income$4,177,0002,502
Provision for loan and lease losses$70,0003,283
Total noninterest income$1,001,0002,227
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$189,0002,909
Trading account gains and fees$0157
Additional Noninterest Income$812,0001,839
Total noninterest expense$3,743,0002,477
Salaries and employee benefits$2,103,0002,391
Premises and equipment expense$560,0002,050
Additional noninterest expense$1,080,0002,783
Pre-tax net operating income$1,365,0002,369
Securities gains (losses)$02,791
Applicable income taxes$470,0001,582
Income before extraordinary items$895,0002,853
Extraordinary gains, net$022
Net income$895,0002,857
Minority interest net income$082
Net income of bank and minority interests.$895,0002,857
Net charge-offs$98,0002,777
Cash dividends$860,0001,217
Sale, conversion, retirement of capital stock, net$0838
Net operating income$895,0002,759
2013-03-31 (YTD Data)Rank
Total interest income$2,238,0002,716
Total interest expense$194,0003,737
Net interest income$2,044,0002,569
Provision for loan and lease losses$40,0003,034
Total noninterest income$516,0002,190
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$0148
Additional Noninterest Income$419,0001,795
Total noninterest expense$1,853,0002,537
Salaries and employee benefits$1,033,0002,452
Premises and equipment expense$286,0002,050
Additional noninterest expense$534,0002,829
Pre-tax net operating income$667,0002,362
Securities gains (losses)$01,966
Applicable income taxes$230,0001,576
Income before extraordinary items$437,0002,860
Extraordinary gains, net$010
Net income$437,0002,862
Minority interest net income$076
Net income of bank and minority interests.$437,0002,862
Net charge-offs$20,0003,086
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$437,0002,769
2012-12-31 (YTD Data)Rank
Total interest income$9,491,0002,690
Total interest expense$877,0003,924
Net interest income$8,614,0002,491
Provision for loan and lease losses$80,0004,862
Total noninterest income$1,349,0002,779
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$342,0003,232
Trading account gains and fees$0166
Additional Noninterest Income$1,007,0002,360
Total noninterest expense$6,810,0002,727
Salaries and employee benefits$3,870,0002,530
Premises and equipment expense$1,090,0002,104
Additional noninterest expense$1,850,0003,274
Pre-tax net operating income$3,073,0002,044
Securities gains (losses)$03,810
Applicable income taxes$1,072,0001,406
Income before extraordinary items$2,001,0002,589
Extraordinary gains, net$029
Net income$2,001,0002,591
Minority interest net income$093
Net income of bank and minority interests.$2,001,0002,590
Net charge-offs$141,0004,112
Cash dividends$1,640,0001,394
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,001,0002,466
2012-09-30 (YTD Data)Rank
Total interest income$7,155,0002,736
Total interest expense$675,0003,982
Net interest income$6,480,0002,518
Provision for loan and lease losses$60,0004,806
Total noninterest income$825,0003,109
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$238,0003,420
Trading account gains and fees$0157
Additional Noninterest Income$587,0002,706
Total noninterest expense$5,063,0002,756
Salaries and employee benefits$2,860,0002,578
Premises and equipment expense$826,0002,110
Additional noninterest expense$1,377,0003,320
Pre-tax net operating income$2,182,0002,190
Securities gains (losses)$03,575
Applicable income taxes$796,0001,445
Income before extraordinary items$1,386,0002,777
Extraordinary gains, net$020
Net income$1,386,0002,778
Minority interest net income$086
Net income of bank and minority interests.$1,386,0002,777
Net charge-offs$101,0003,962
Cash dividends$900,0001,426
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,386,0002,648
2012-06-30 (YTD Data)Rank
Total interest income$4,799,0002,743
Total interest expense$464,0004,008
Net interest income$4,335,0002,509
Provision for loan and lease losses$60,0004,338
Total noninterest income$496,0003,255
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$163,0003,356
Trading account gains and fees$0153
Additional Noninterest Income$333,0002,926
Total noninterest expense$3,358,0002,778
Salaries and employee benefits$1,897,0002,605
Premises and equipment expense$566,0002,062
Additional noninterest expense$895,0003,396
Pre-tax net operating income$1,413,0002,244
Securities gains (losses)$03,178
Applicable income taxes$503,0001,482
Income before extraordinary items$910,0002,790
Extraordinary gains, net$019
Net income$910,0002,791
Minority interest net income$084
Net income of bank and minority interests.$910,0002,791
Net charge-offs$90,0003,515
Cash dividends$900,0001,065
Sale, conversion, retirement of capital stock, net$0928
Net operating income$910,0002,650
2012-03-31 (YTD Data)Rank
Total interest income$2,423,0002,734
Total interest expense$240,0004,023
Net interest income$2,183,0002,508
Provision for loan and lease losses$60,0003,447
Total noninterest income$246,0003,273
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$78,0003,429
Trading account gains and fees$0148
Additional Noninterest Income$168,0002,905
Total noninterest expense$1,645,0002,823
Salaries and employee benefits$923,0002,686
Premises and equipment expense$278,0002,100
Additional noninterest expense$444,0003,389
Pre-tax net operating income$724,0002,216
Securities gains (losses)$02,210
Applicable income taxes$264,0001,429
Income before extraordinary items$460,0002,785
Extraordinary gains, net$019
Net income$460,0002,787
Minority interest net income$078
Net income of bank and minority interests.$460,0002,788
Net charge-offs$36,0003,280
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$460,0002,642
2011-12-31 (YTD Data)Rank
Total interest income$9,874,0002,788
Total interest expense$1,510,0003,434
Net interest income$8,364,0002,618
Provision for loan and lease losses$790,0002,762
Total noninterest income$1,001,0003,113
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$321,0003,464
Trading account gains and fees$0146
Additional Noninterest Income$680,0002,681
Total noninterest expense$6,440,0002,883
Salaries and employee benefits$3,680,0002,617
Premises and equipment expense$1,056,0002,304
Additional noninterest expense$1,704,0003,555
Pre-tax net operating income$2,135,0002,380
Securities gains (losses)$03,838
Applicable income taxes$563,0001,918
Income before extraordinary items$1,572,0002,684
Extraordinary gains, net$029
Net income$1,572,0002,685
Minority interest net income$096
Net income of bank and minority interests.$1,572,0002,685
Net charge-offs$705,0002,778
Cash dividends$1,350,0001,326
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,572,0002,600
2011-09-30 (YTD Data)Rank
Total interest income$7,438,0002,806
Total interest expense$1,184,0003,436
Net interest income$6,254,0002,629
Provision for loan and lease losses$610,0002,619
Total noninterest income$723,0003,188
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$243,0003,453
Trading account gains and fees$0145
Additional Noninterest Income$480,0002,764
Total noninterest expense$4,863,0002,865
Salaries and employee benefits$2,782,0002,587
Premises and equipment expense$790,0002,334
Additional noninterest expense$1,291,0003,511
Pre-tax net operating income$1,504,0002,571
Securities gains (losses)$03,555
Applicable income taxes$354,0002,077
Income before extraordinary items$1,150,0002,794
Extraordinary gains, net$021
Net income$1,150,0002,796
Minority interest net income$087
Net income of bank and minority interests.$1,150,0002,796
Net charge-offs$660,0002,355
Cash dividends$750,0001,405
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,150,0002,695
2011-06-30 (YTD Data)Rank
Total interest income$4,997,0002,803
Total interest expense$812,0003,475
Net interest income$4,185,0002,636
Provision for loan and lease losses$430,0002,506
Total noninterest income$493,0003,141
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$166,0003,400
Trading account gains and fees$0153
Additional Noninterest Income$327,0002,748
Total noninterest expense$3,231,0002,894
Salaries and employee benefits$1,857,0002,595
Premises and equipment expense$523,0002,364
Additional noninterest expense$851,0003,587
Pre-tax net operating income$1,017,0002,509
Securities gains (losses)$02,914
Applicable income taxes$184,0002,306
Income before extraordinary items$833,0002,602
Extraordinary gains, net$015
Net income$833,0002,602
Minority interest net income$089
Net income of bank and minority interests.$833,0002,602
Net charge-offs$240,0002,926
Cash dividends$750,0001,056
Sale, conversion, retirement of capital stock, net$0986
Net operating income$833,0002,519
2011-03-31 (YTD Data)Rank
Total interest income$2,466,0002,860
Total interest expense$414,0003,512
Net interest income$2,052,0002,665
Provision for loan and lease losses$150,0002,750
Total noninterest income$249,0003,163
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$166,0002,735
Total noninterest expense$1,578,0002,970
Salaries and employee benefits$926,0002,618
Premises and equipment expense$264,0002,376
Additional noninterest expense$388,0003,811
Pre-tax net operating income$573,0002,312
Securities gains (losses)$01,772
Applicable income taxes$218,0001,421
Income before extraordinary items$355,0002,902
Extraordinary gains, net$09
Net income$355,0002,901
Minority interest net income$086
Net income of bank and minority interests.$355,0002,902
Net charge-offs$78,0002,978
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$355,0002,848
2010-12-31 (YTD Data)Rank
Total interest income$10,529,0002,827
Total interest expense$2,440,0003,052
Net interest income$8,089,0002,700
Provision for loan and lease losses$350,0004,639
Total noninterest income$1,504,0002,510
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$324,0003,482
Trading account gains and fees$0175
Additional Noninterest Income$1,180,0001,978
Total noninterest expense$6,268,0003,001
Salaries and employee benefits$3,593,0002,660
Premises and equipment expense$1,088,0002,303
Additional noninterest expense$1,587,0003,854
Pre-tax net operating income$2,975,0001,639
Securities gains (losses)$03,793
Applicable income taxes$1,183,0001,083
Income before extraordinary items$1,792,0002,207
Extraordinary gains, net$029
Net income$1,792,0002,209
Minority interest net income$0111
Net income of bank and minority interests.$1,792,0002,210
Net charge-offs$586,0003,437
Cash dividends$875,0001,655
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,792,0002,125
2010-09-30 (YTD Data)Rank
Total interest income$7,968,0002,862
Total interest expense$1,957,0003,009
Net interest income$6,011,0002,751
Provision for loan and lease losses$200,0004,881
Total noninterest income$878,0002,983
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$240,0003,583
Trading account gains and fees$0165
Additional Noninterest Income$638,0002,403
Total noninterest expense$4,765,0002,957
Salaries and employee benefits$2,694,0002,665
Premises and equipment expense$833,0002,307
Additional noninterest expense$1,238,0003,729
Pre-tax net operating income$1,924,0001,955
Securities gains (losses)$03,651
Applicable income taxes$695,0001,345
Income before extraordinary items$1,229,0002,504
Extraordinary gains, net$023
Net income$1,229,0002,501
Minority interest net income$0110
Net income of bank and minority interests.$1,229,0002,505
Net charge-offs$269,0003,870
Cash dividends$425,0001,954
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,229,0002,375
2010-06-30 (YTD Data)Rank
Total interest income$5,385,0002,849
Total interest expense$1,351,0003,024
Net interest income$4,034,0002,733
Provision for loan and lease losses$50,0005,837
Total noninterest income$550,0003,038
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$161,0003,566
Trading account gains and fees$0152
Additional Noninterest Income$389,0002,452
Total noninterest expense$3,192,0002,962
Salaries and employee benefits$1,801,0002,687
Premises and equipment expense$570,0002,263
Additional noninterest expense$821,0003,735
Pre-tax net operating income$1,342,0001,873
Securities gains (losses)$03,184
Applicable income taxes$476,0001,261
Income before extraordinary items$866,0002,362
Extraordinary gains, net$019
Net income$866,0002,358
Minority interest net income$0105
Net income of bank and minority interests.$866,0002,361
Net charge-offs$250,0003,282
Cash dividends$425,0001,507
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$866,0002,267
2010-03-31 (YTD Data)Rank
Total interest income$2,688,0002,911
Total interest expense$705,0003,045
Net interest income$1,983,0002,803
Provision for loan and lease losses$06,552
Total noninterest income$304,0002,838
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$78,0003,626
Trading account gains and fees$0175
Additional Noninterest Income$226,0002,216
Total noninterest expense$1,631,0002,917
Salaries and employee benefits$912,0002,689
Premises and equipment expense$288,0002,284
Additional noninterest expense$431,0003,612
Pre-tax net operating income$656,0001,945
Securities gains (losses)$02,284
Applicable income taxes$237,0001,257
Income before extraordinary items$419,0002,475
Extraordinary gains, net$016
Net income$419,0002,472
Minority interest net income$091
Net income of bank and minority interests.$419,0002,475
Net charge-offs$-15,0007,585
Cash dividends$25,0002,473
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$419,0002,378
2009-12-31 (YTD Data)Rank
Total interest income$11,734,0002,818
Total interest expense$3,810,0002,850
Net interest income$7,924,0002,759
Provision for loan and lease losses$1,075,0003,390
Total noninterest income$1,223,0002,940
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$327,0003,718
Trading account gains and fees$0211
Additional Noninterest Income$896,0002,293
Total noninterest expense$6,347,0003,039
Salaries and employee benefits$3,436,0002,832
Premises and equipment expense$1,161,0002,278
Additional noninterest expense$1,750,0003,675
Pre-tax net operating income$1,725,0002,152
Securities gains (losses)$03,754
Applicable income taxes$707,0001,236
Income before extraordinary items$1,018,0002,735
Extraordinary gains, net$034
Net income$1,018,0002,734
Minority interest net income$0115
Net income of bank and minority interests.$1,018,0002,735
Net charge-offs$1,037,0002,815
Cash dividends$335,0003,086
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,018,0002,688
2009-09-30 (YTD Data)Rank
Total interest income$8,969,0002,806
Total interest expense$3,035,0002,837
Net interest income$5,934,0002,769
Provision for loan and lease losses$1,075,0002,682
Total noninterest income$1,014,0002,790
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$252,0003,681
Trading account gains and fees$0212
Additional Noninterest Income$762,0002,180
Total noninterest expense$4,744,0003,060
Salaries and employee benefits$2,579,0002,856
Premises and equipment expense$865,0002,318
Additional noninterest expense$1,300,0003,654
Pre-tax net operating income$1,129,0002,526
Securities gains (losses)$03,497
Applicable income taxes$481,0001,440
Income before extraordinary items$648,0003,255
Extraordinary gains, net$027
Net income$648,0003,253
Minority interest net income$0118
Net income of bank and minority interests.$648,0003,255
Net charge-offs$993,0002,213
Cash dividends$75,0003,750
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$648,0003,168
2009-06-30 (YTD Data)Rank
Total interest income$6,060,0002,802
Total interest expense$2,118,0002,827
Net interest income$3,942,0002,760
Provision for loan and lease losses$825,0002,293
Total noninterest income$757,0002,616
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$167,0003,668
Trading account gains and fees$0193
Additional Noninterest Income$590,0002,012
Total noninterest expense$3,144,0003,100
Salaries and employee benefits$1,720,0002,881
Premises and equipment expense$580,0002,327
Additional noninterest expense$844,0003,730
Pre-tax net operating income$730,0002,683
Securities gains (losses)$03,136
Applicable income taxes$329,0001,446
Income before extraordinary items$401,0003,469
Extraordinary gains, net$021
Net income$401,0003,466
Minority interest net income$0112
Net income of bank and minority interests.$401,0003,467
Net charge-offs$586,0002,160
Cash dividends$50,0003,632
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$401,0003,358
2009-03-31 (YTD Data)Rank
Total interest income$2,800,0003,035
Total interest expense$1,076,0002,888
Net interest income$1,724,0003,074
Provision for loan and lease losses$500,0001,760
Total noninterest income$434,0002,361
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$434,0001,529
Total noninterest expense$1,677,0002,852
Salaries and employee benefits$918,0002,753
Premises and equipment expense$392,0001,804
Additional noninterest expense$367,0003,821
Pre-tax net operating income$-19,0006,357
Securities gains (losses)$475,000354
Applicable income taxes$165,0001,645
Income before extraordinary items$291,0003,189
Extraordinary gains, net$015
Net income$291,0003,189
Minority interest net income$0102
Net income of bank and minority interests.$291,0003,189
Net charge-offs$313,0001,733
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,0006,341
2008-12-31 (YTD Data)Rank
Total interest income$12,374,0002,954
Total interest expense$5,201,0002,870
Net interest income$7,173,0002,983
Provision for loan and lease losses$500,0003,796
Total noninterest income$1,371,0002,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$1,371,0001,703
Total noninterest expense$6,959,0002,699
Salaries and employee benefits$3,800,0002,630
Premises and equipment expense$1,513,0001,801
Additional noninterest expense$1,646,0003,382
Pre-tax net operating income$1,085,0003,612
Securities gains (losses)$486,000386
Applicable income taxes$526,0001,803
Income before extraordinary items$1,045,0003,204
Extraordinary gains, net$039
Net income$1,045,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0003,492
Cash dividends$750,0002,739
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$719,3804,035
2008-09-30 (YTD Data)Rank
Total interest income$9,327,0003,006
Total interest expense$4,011,0002,898
Net interest income$5,316,0003,042
Provision for loan and lease losses$100,0005,137
Total noninterest income$1,053,0002,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$1,053,0001,740
Total noninterest expense$5,034,0002,768
Salaries and employee benefits$2,874,0002,644
Premises and equipment expense$1,124,0001,819
Additional noninterest expense$1,036,0003,767
Pre-tax net operating income$1,235,0003,260
Securities gains (losses)$396,000376
Applicable income taxes$589,0001,702
Income before extraordinary items$1,042,0003,016
Extraordinary gains, net$031
Net income$1,042,0003,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0003,157
Cash dividends$650,0002,369
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$788,5603,737
2008-06-30 (YTD Data)Rank
Total interest income$6,229,0003,050
Total interest expense$2,725,0002,954
Net interest income$3,504,0003,051
Provision for loan and lease losses$06,671
Total noninterest income$753,0002,722
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$753,0001,704
Total noninterest expense$3,434,0002,726
Salaries and employee benefits$1,963,0002,613
Premises and equipment expense$750,0001,825
Additional noninterest expense$721,0003,635
Pre-tax net operating income$823,0003,371
Securities gains (losses)$305,000442
Applicable income taxes$395,0001,884
Income before extraordinary items$733,0003,236
Extraordinary gains, net$021
Net income$733,0003,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,422
Cash dividends$300,0002,935
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$534,7503,828
2008-03-31 (YTD Data)Rank
Total interest income$3,172,0003,066
Total interest expense$1,422,0003,030
Net interest income$1,750,0003,071
Provision for loan and lease losses$06,080
Total noninterest income$396,0002,621
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$396,0001,649
Total noninterest expense$1,682,0002,757
Salaries and employee benefits$961,0002,673
Premises and equipment expense$371,0001,835
Additional noninterest expense$350,0003,671
Pre-tax net operating income$464,0003,218
Securities gains (losses)$193,000455
Applicable income taxes$248,0001,692
Income before extraordinary items$409,0003,145
Extraordinary gains, net$015
Net income$409,0003,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$125,0002,728
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$285,4803,839
2007-12-31 (YTD Data)Rank
Total interest income$12,933,0003,080
Total interest expense$6,290,0002,889
Net interest income$6,643,0003,230
Provision for loan and lease losses$600,0002,040
Total noninterest income$2,560,0001,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,560,0001,140
Total noninterest expense$6,676,0002,703
Salaries and employee benefits$3,703,0002,668
Premises and equipment expense$1,525,0001,719
Additional noninterest expense$1,448,0003,525
Pre-tax net operating income$1,927,0003,390
Securities gains (losses)$406,000295
Applicable income taxes$811,0002,123
Income before extraordinary items$1,522,0003,412
Extraordinary gains, net$039
Net income$1,522,0003,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$471,0001,761
Cash dividends$475,0003,801
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,258,1003,826
2007-09-30 (YTD Data)Rank
Total interest income$9,660,0003,086
Total interest expense$4,696,0002,900
Net interest income$4,964,0003,254
Provision for loan and lease losses$600,0001,345
Total noninterest income$2,262,0001,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$2,262,0001,015
Total noninterest expense$5,038,0002,671
Salaries and employee benefits$2,797,0002,644
Premises and equipment expense$1,136,0001,725
Additional noninterest expense$1,105,0003,417
Pre-tax net operating income$1,588,0003,344
Securities gains (losses)$308,000306
Applicable income taxes$666,0002,151
Income before extraordinary items$1,230,0003,405
Extraordinary gains, net$033
Net income$1,230,0003,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,416
Cash dividends$325,0003,517
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,029,8003,815
2007-06-30 (YTD Data)Rank
Total interest income$6,362,0003,127
Total interest expense$3,072,0002,951
Net interest income$3,290,0003,292
Provision for loan and lease losses$500,0001,024
Total noninterest income$1,792,0001,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,792,000928
Total noninterest expense$3,449,0002,639
Salaries and employee benefits$1,864,0002,674
Premises and equipment expense$778,0001,708
Additional noninterest expense$807,0003,174
Pre-tax net operating income$1,133,0003,237
Securities gains (losses)$210,000297
Applicable income taxes$460,0002,188
Income before extraordinary items$883,0003,304
Extraordinary gains, net$029
Net income$883,0003,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,359
Cash dividends$325,0003,026
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$744,4003,662
2007-03-31 (YTD Data)Rank
Total interest income$3,149,0003,143
Total interest expense$1,507,0002,979
Net interest income$1,642,0003,293
Provision for loan and lease losses$500,000524
Total noninterest income$1,670,000870
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,670,000563
Total noninterest expense$1,806,0002,537
Salaries and employee benefits$964,0002,627
Premises and equipment expense$413,0001,623
Additional noninterest expense$429,0002,989
Pre-tax net operating income$1,006,0002,155
Securities gains (losses)$79,000345
Applicable income taxes$425,0001,462
Income before extraordinary items$660,0002,441
Extraordinary gains, net$022
Net income$660,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,000438
Cash dividends$25,0003,778
Sale, conversion, retirement of capital stock, net$0885
Net operating income$609,4402,577
2006-12-31 (YTD Data)Rank
Total interest income$12,016,0003,085
Total interest expense$5,356,0002,853
Net interest income$6,660,0003,247
Provision for loan and lease losses$100,0004,711
Total noninterest income$1,743,0002,440
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,743,0001,490
Total noninterest expense$6,870,0002,555
Salaries and employee benefits$3,752,0002,585
Premises and equipment expense$1,544,0001,652
Additional noninterest expense$1,574,0003,164
Pre-tax net operating income$1,433,0004,395
Securities gains (losses)$303,000322
Applicable income taxes$655,0002,761
Income before extraordinary items$1,081,0004,532
Extraordinary gains, net$051
Net income$1,081,0004,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,0001,202
Cash dividends$525,0003,624
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$887,0804,965
2006-09-30 (YTD Data)Rank
Total interest income$8,892,0003,096
Total interest expense$3,889,0002,850
Net interest income$5,003,0003,270
Provision for loan and lease losses$06,685
Total noninterest income$1,253,0002,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,253,0001,540
Total noninterest expense$5,181,0002,537
Salaries and employee benefits$2,815,0002,586
Premises and equipment expense$1,185,0001,633
Additional noninterest expense$1,181,0003,183
Pre-tax net operating income$1,075,0004,571
Securities gains (losses)$223,000322
Applicable income taxes$479,0002,918
Income before extraordinary items$819,0004,643
Extraordinary gains, net$045
Net income$819,0004,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,000948
Cash dividends$200,0004,136
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$676,2805,077
2006-06-30 (YTD Data)Rank
Total interest income$5,806,0003,119
Total interest expense$2,517,0002,806
Net interest income$3,289,0003,308
Provision for loan and lease losses$06,419
Total noninterest income$877,0002,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$877,0001,497
Total noninterest expense$3,455,0002,559
Salaries and employee benefits$1,834,0002,634
Premises and equipment expense$811,0001,595
Additional noninterest expense$810,0003,099
Pre-tax net operating income$711,0004,596
Securities gains (losses)$133,000315
Applicable income taxes$296,0003,062
Income before extraordinary items$548,0004,656
Extraordinary gains, net$039
Net income$548,0004,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,000769
Cash dividends$100,0004,336
Sale, conversion, retirement of capital stock, net$0887
Net operating income$461,5505,063
2006-03-31 (YTD Data)Rank
Total interest income$2,846,0003,107
Total interest expense$1,225,0002,752
Net interest income$1,621,0003,331
Provision for loan and lease losses$06,013
Total noninterest income$387,0002,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$387,0001,608
Total noninterest expense$1,669,0002,638
Salaries and employee benefits$931,0002,609
Premises and equipment expense$378,0001,694
Additional noninterest expense$360,0003,389
Pre-tax net operating income$339,0004,662
Securities gains (losses)$35,000394
Applicable income taxes$138,0003,162
Income before extraordinary items$236,0004,966
Extraordinary gains, net$021
Net income$236,0004,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,000612
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$213,6005,207
2005-12-31 (YTD Data)Rank
Total interest income$11,145,0002,872
Total interest expense$4,757,0002,299
Net interest income$6,388,0003,255
Provision for loan and lease losses$-14,0008,506
Total noninterest income$1,387,0002,831
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,387,0001,769
Total noninterest expense$6,497,0002,553
Salaries and employee benefits$3,533,0002,579
Premises and equipment expense$1,541,0001,583
Additional noninterest expense$1,423,0003,360
Pre-tax net operating income$1,292,0004,742
Securities gains (losses)$271,000431
Applicable income taxes$594,0003,087
Income before extraordinary items$969,0004,904
Extraordinary gains, net$046
Net income$969,0004,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,668
Cash dividends$325,0004,269
Sale, conversion, retirement of capital stock, net$0934
Net operating income$795,5605,338
2005-09-30 (YTD Data)Rank
Total interest income$8,354,0002,829
Total interest expense$3,560,0002,185
Net interest income$4,794,0003,254
Provision for loan and lease losses$75,0004,689
Total noninterest income$1,042,0002,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,042,0001,771
Total noninterest expense$4,740,0002,600
Salaries and employee benefits$2,569,0002,599
Premises and equipment expense$1,143,0001,583
Additional noninterest expense$1,028,0003,431
Pre-tax net operating income$1,021,0004,716
Securities gains (losses)$181,000502
Applicable income taxes$456,0003,104
Income before extraordinary items$746,0004,929
Extraordinary gains, net$035
Net income$746,0004,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-100,0008,631
Cash dividends$325,0003,400
Sale, conversion, retirement of capital stock, net$0769
Net operating income$630,1605,302
2005-06-30 (YTD Data)Rank
Total interest income$5,563,0002,767
Total interest expense$2,355,0002,094
Net interest income$3,208,0003,219
Provision for loan and lease losses$75,0003,815
Total noninterest income$684,0002,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$684,0001,770
Total noninterest expense$3,185,0002,558
Salaries and employee benefits$1,712,0002,594
Premises and equipment expense$778,0001,548
Additional noninterest expense$695,0003,382
Pre-tax net operating income$632,0004,884
Securities gains (losses)$101,000559
Applicable income taxes$288,0003,179
Income before extraordinary items$445,0005,176
Extraordinary gains, net$030
Net income$445,0005,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,119
Cash dividends$325,0002,815
Sale, conversion, retirement of capital stock, net$0643
Net operating income$380,3605,521
2005-03-31 (YTD Data)Rank
Total interest income$2,795,0002,735
Total interest expense$1,129,0002,086
Net interest income$1,666,0003,106
Provision for loan and lease losses$75,0002,455
Total noninterest income$359,0002,677
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$359,0001,675
Total noninterest expense$1,582,0002,579
Salaries and employee benefits$855,0002,616
Premises and equipment expense$380,0001,602
Additional noninterest expense$347,0003,389
Pre-tax net operating income$368,0004,485
Securities gains (losses)$47,000560
Applicable income taxes$141,0003,203
Income before extraordinary items$274,0004,620
Extraordinary gains, net$024
Net income$274,0004,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0001,622
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$242,9804,899
2004-12-31 (YTD Data)Rank
Total interest income$11,271,0002,537
Total interest expense$4,452,0001,829
Net interest income$6,819,0002,960
Provision for loan and lease losses$796,0001,296
Total noninterest income$1,388,0002,828
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,388,0001,730
Total noninterest expense$5,873,0002,705
Salaries and employee benefits$3,286,0002,618
Premises and equipment expense$1,404,0001,662
Additional noninterest expense$1,183,0003,789
Pre-tax net operating income$1,538,0004,186
Securities gains (losses)$226,000770
Applicable income taxes$617,0002,988
Income before extraordinary items$1,147,0004,325
Extraordinary gains, net$034
Net income$1,147,0004,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,107,000720
Cash dividends$1,500,0001,711
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,000,1004,629
2004-09-30 (YTD Data)Rank
Total interest income$8,468,0002,499
Total interest expense$3,308,0001,813
Net interest income$5,160,0002,918
Provision for loan and lease losses$721,0001,053
Total noninterest income$1,041,0002,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,041,0001,728
Total noninterest expense$4,385,0002,689
Salaries and employee benefits$2,457,0002,612
Premises and equipment expense$1,047,0001,670
Additional noninterest expense$881,0003,789
Pre-tax net operating income$1,095,0004,393
Securities gains (losses)$165,000875
Applicable income taxes$503,0002,889
Income before extraordinary items$757,0004,761
Extraordinary gains, net$026
Net income$757,0004,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,087,000538
Cash dividends$1,200,0001,492
Sale, conversion, retirement of capital stock, net$0738
Net operating income$651,4005,064
2004-06-30 (YTD Data)Rank
Total interest income$5,637,0002,479
Total interest expense$2,176,0001,823
Net interest income$3,461,0002,881
Provision for loan and lease losses$646,000787
Total noninterest income$696,0002,844
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$696,0001,723
Total noninterest expense$2,967,0002,642
Salaries and employee benefits$1,642,0002,612
Premises and equipment expense$723,0001,603
Additional noninterest expense$602,0003,737
Pre-tax net operating income$544,0005,094
Securities gains (losses)$124,000905
Applicable income taxes$243,0003,445
Income before extraordinary items$425,0005,156
Extraordinary gains, net$021
Net income$425,0005,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,098,000400
Cash dividends$1,200,0001,078
Sale, conversion, retirement of capital stock, net$0638
Net operating income$345,6405,626
2004-03-31 (YTD Data)Rank
Total interest income$2,906,0002,422
Total interest expense$1,107,0001,811
Net interest income$1,799,0002,762
Provision for loan and lease losses$153,0001,395
Total noninterest income$336,0002,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$336,0001,741
Total noninterest expense$1,532,0002,581
Salaries and employee benefits$864,0002,510
Premises and equipment expense$389,0001,507
Additional noninterest expense$279,0003,970
Pre-tax net operating income$450,0003,785
Securities gains (losses)$54,0001,148
Applicable income taxes$198,0002,601
Income before extraordinary items$306,0004,219
Extraordinary gains, net$016
Net income$306,0004,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000285
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$271,4404,410
2003-12-31 (YTD Data)Rank
Total interest income$12,073,0002,371
Total interest expense$4,831,0001,855
Net interest income$7,242,0002,672
Provision for loan and lease losses$935,0001,267
Total noninterest income$1,271,0003,179
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$1,271,0002,041
Total noninterest expense$5,947,0002,618
Salaries and employee benefits$3,336,0002,517
Premises and equipment expense$1,381,0001,643
Additional noninterest expense$1,230,0003,657
Pre-tax net operating income$1,631,0003,903
Securities gains (losses)$986,000489
Applicable income taxes$1,007,0002,167
Income before extraordinary items$1,610,0003,384
Extraordinary gains, net$054
Net income$1,610,0003,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-328,0009,144
Cash dividends$1,150,0002,122
Sale, conversion, retirement of capital stock, net$0868
Net operating income$978,9604,531
2003-09-30 (YTD Data)Rank
Total interest income$9,240,0002,375
Total interest expense$3,658,0001,912
Net interest income$5,582,0002,609
Provision for loan and lease losses$532,0001,576
Total noninterest income$1,161,0002,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,161,0001,851
Total noninterest expense$4,487,0002,618
Salaries and employee benefits$2,551,0002,474
Premises and equipment expense$1,006,0001,699
Additional noninterest expense$930,0003,615
Pre-tax net operating income$1,724,0003,180
Securities gains (losses)$909,000473
Applicable income taxes$1,012,0001,842
Income before extraordinary items$1,621,0002,798
Extraordinary gains, net$040
Net income$1,621,0002,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-348,0009,203
Cash dividends$300,0003,447
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,039,2403,731
2003-06-30 (YTD Data)Rank
Total interest income$6,223,0002,360
Total interest expense$2,452,0001,962
Net interest income$3,771,0002,568
Provision for loan and lease losses$367,0001,515
Total noninterest income$764,0002,849
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$764,0001,849
Total noninterest expense$2,943,0002,648
Salaries and employee benefits$1,639,0002,559
Premises and equipment expense$661,0001,714
Additional noninterest expense$643,0003,489
Pre-tax net operating income$1,225,0003,036
Securities gains (losses)$603,000512
Applicable income taxes$707,0001,807
Income before extraordinary items$1,121,0002,724
Extraordinary gains, net$030
Net income$1,121,0002,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-569,0009,254
Cash dividends$300,0002,868
Sale, conversion, retirement of capital stock, net$0589
Net operating income$735,0803,536
2003-03-31 (YTD Data)Rank
Total interest income$3,066,0002,405
Total interest expense$1,243,0001,984
Net interest income$1,823,0002,652
Provision for loan and lease losses$117,0002,140
Total noninterest income$371,0002,803
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$371,0001,831
Total noninterest expense$1,472,0002,632
Salaries and employee benefits$848,0002,482
Premises and equipment expense$339,0001,681
Additional noninterest expense$285,0003,809
Pre-tax net operating income$605,0003,061
Securities gains (losses)$268,000547
Applicable income taxes$327,0001,931
Income before extraordinary items$546,0002,754
Extraordinary gains, net$021
Net income$546,0002,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0001,485
Cash dividends$100,0002,874
Sale, conversion, retirement of capital stock, net$0419
Net operating income$374,4803,463
2002-12-31 (YTD Data)Rank
Total interest income$12,337,0002,505
Total interest expense$5,511,0002,044
Net interest income$6,826,0002,795
Provision for loan and lease losses$316,0003,318
Total noninterest income$1,567,0002,551
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,567,0001,596
Total noninterest expense$5,857,0002,516
Salaries and employee benefits$3,379,0002,362
Premises and equipment expense$1,350,0001,627
Additional noninterest expense$1,128,0003,788
Pre-tax net operating income$2,220,0003,180
Securities gains (losses)$798,000489
Applicable income taxes$1,127,0002,018
Income before extraordinary items$1,891,0002,930
Extraordinary gains, net$070
Net income$1,891,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,124,000857
Cash dividends$300,0004,293
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,380,2803,612
2001-12-31 (YTD Data)Rank
Total interest income$12,679,0002,685
Total interest expense$6,621,0002,428
Net interest income$6,058,0002,929
Provision for loan and lease losses$325,0003,038
Total noninterest income$1,540,0002,464
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$1,540,0001,486
Total noninterest expense$5,469,0002,590
Salaries and employee benefits$3,107,0002,420
Premises and equipment expense$1,233,0001,753
Additional noninterest expense$1,129,0003,695
Pre-tax net operating income$1,804,0003,423
Securities gains (losses)$788,000464
Applicable income taxes$952,0002,149
Income before extraordinary items$1,640,0003,019
Extraordinary gains, net$0105
Net income$1,640,0003,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,750
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,135,6803,817
2000-12-31 (YTD Data)Rank
Total interest income$10,668,0003,225
Total interest expense$5,638,0002,947
Net interest income$5,030,0003,446
Provision for loan and lease losses$255,0003,188
Total noninterest income$1,020,0003,076
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,020,0001,832
Total noninterest expense$4,372,0003,080
Salaries and employee benefits$2,423,0002,917
Premises and equipment expense$965,0002,137
Additional noninterest expense$984,0004,043
Pre-tax net operating income$1,423,0004,218
Securities gains (losses)$182,000433
Applicable income taxes$570,0003,219
Income before extraordinary items$1,035,0004,280
Extraordinary gains, net$038
Net income$1,035,0004,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,048
Cash dividends$400,0003,920
Sale, conversion, retirement of capital stock, net$0969
Net operating income$918,5204,628
1999-12-31 (YTD Data)Rank
Total interest income$8,525,0003,685
Total interest expense$4,198,0003,440
Net interest income$4,327,0003,908
Provision for loan and lease losses$200,0003,546
Total noninterest income$569,0004,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$569,0002,713
Total noninterest expense$3,573,0003,653
Salaries and employee benefits$2,154,0003,206
Premises and equipment expense$667,0002,983
Additional noninterest expense$752,0005,005
Pre-tax net operating income$1,123,0004,970
Securities gains (losses)$230,000508
Applicable income taxes$514,0003,580
Income before extraordinary items$839,0004,943
Extraordinary gains, net$035
Net income$839,0004,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,364
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$691,8005,462
1998-12-31 (YTD Data)Rank
Total interest income$7,429,0004,185
Total interest expense$3,541,0004,086
Net interest income$3,888,0004,217
Provision for loan and lease losses$240,0003,065
Total noninterest income$535,0004,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$535,0002,858
Total noninterest expense$3,096,0004,004
Salaries and employee benefits$1,780,0003,707
Premises and equipment expense$634,0003,016
Additional noninterest expense$682,0005,265
Pre-tax net operating income$1,087,0005,168
Securities gains (losses)$04,449
Applicable income taxes$421,0004,293
Income before extraordinary items$666,0005,747
Extraordinary gains, net$032
Net income$666,0005,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,741
Cash dividends$250,0004,929
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$666,0005,643
1997-12-31 (YTD Data)Rank
Total interest income$6,223,0004,921
Total interest expense$3,148,0004,521
Net interest income$3,075,0005,202
Provision for loan and lease losses$337,0002,394
Total noninterest income$352,0006,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$352,0003,569
Total noninterest expense$2,691,0004,494
Salaries and employee benefits$1,573,0004,077
Premises and equipment expense$564,0003,335
Additional noninterest expense$554,0006,096
Pre-tax net operating income$399,0008,453
Securities gains (losses)$03,944
Applicable income taxes$13,0009,855
Income before extraordinary items$386,0007,735
Extraordinary gains, net$044
Net income$386,0007,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,181
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$5,798,000173
Net operating income$386,0007,680
1996-12-31 (YTD Data)Rank
Total interest income$5,310,0005,668
Total interest expense$2,526,0005,466
Net interest income$2,784,0005,756
Provision for loan and lease losses$75,0005,702
Total noninterest income$195,0008,302
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$195,0005,239
Total noninterest expense$2,333,0005,287
Salaries and employee benefits$980,0006,090
Premises and equipment expense$422,0004,344
Additional noninterest expense$931,0004,644
Pre-tax net operating income$571,0007,564
Securities gains (losses)$04,148
Applicable income taxes$393,0004,943
Income before extraordinary items$178,0009,501
Extraordinary gains, net$053
Net income$178,0009,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,045
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$178,0009,445
1995-12-31 (YTD Data)Rank
Total interest income$4,333,0006,638
Total interest expense$1,985,0006,505
Net interest income$2,348,0006,579
Provision for loan and lease losses$60,0005,704
Total noninterest income$241,0007,816
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$241,0004,582
Total noninterest expense$1,636,0006,876
Salaries and employee benefits$793,0007,139
Premises and equipment expense$352,0004,999
Additional noninterest expense$491,0007,329
Pre-tax net operating income$893,0006,455
Securities gains (losses)$03,831
Applicable income taxes$317,0005,810
Income before extraordinary items$576,0006,747
Extraordinary gains, net$065
Net income$576,0006,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$576,0006,734
1994-12-31 (YTD Data)Rank
Total interest income$3,562,0007,248
Total interest expense$1,370,0007,309
Net interest income$2,192,0007,109
Provision for loan and lease losses$59,0005,840
Total noninterest income$190,0008,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$190,0005,443
Total noninterest expense$1,452,0007,758
Salaries and employee benefits$693,0007,936
Premises and equipment expense$269,0006,192
Additional noninterest expense$490,0007,947
Pre-tax net operating income$871,0006,536
Securities gains (losses)$03,600
Applicable income taxes$212,0007,149
Income before extraordinary items$659,0006,151
Extraordinary gains, net$56,000156
Net income$715,0005,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$659,0006,226
1993-12-31 (YTD Data)Rank
Total interest income$3,638,0007,351
Total interest expense$1,511,0007,171
Net interest income$2,127,0007,370
Provision for loan and lease losses$69,0006,693
Total noninterest income$234,0008,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$234,0005,192
Total noninterest expense$1,354,0008,321
Salaries and employee benefits$631,0008,545
Premises and equipment expense$260,0006,507
Additional noninterest expense$463,0008,583
Pre-tax net operating income$938,0006,173
Securities gains (losses)$39,0003,767
Applicable income taxes$377,0005,218
Income before extraordinary items$600,0006,779
Extraordinary gains, net$03,149
Net income$600,0006,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$575,0406,713
1992-12-31 (YTD Data)Rank
Total interest income$4,135,0007,340
Total interest expense$2,111,0006,841
Net interest income$2,024,0007,681
Provision for loan and lease losses$56,0008,797
Total noninterest income$283,0007,963
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$283,0004,594
Total noninterest expense$1,285,0008,715
Salaries and employee benefits$472,00010,066
Premises and equipment expense$237,0007,033
Additional noninterest expense$576,0007,725
Pre-tax net operating income$966,0005,773
Securities gains (losses)$81,0003,352
Applicable income taxes$366,0005,142
Income before extraordinary items$681,0006,033
Extraordinary gains, net$01,422
Net income$681,0006,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$628,3506,023

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.