Home > Heritage Bank & Trust > Net charge- offs to loans
Heritage Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 3,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0199% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0199% | 4,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 4,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 3,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0273% | 4,155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0273% | 4,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 4,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0428% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 4,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0068% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0539% | 4,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0285% | 4,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 4,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0381% | 4,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0287% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0287% | 2,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 4,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0822% | 4,502 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0879% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1176% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1176% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0456% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0698% | 4,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1273% | 4,468 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0792% | 3,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1367% | 4,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1866% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1866% | 1,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1169% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1403% | 4,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0709% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2541% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1646% | 3,461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2716% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0252% | 4,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0470% | 4,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 3,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0461% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 2,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0475% | 4,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0235% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0278% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 4,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 4,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0577% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 4,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0899% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 4,567 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1825% | 3,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 4,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2626% | 4,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0652% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0652% | 2,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0634% | 4,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 4,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1233% | 4,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0240% | 3,472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3543% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0861% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0861% | 2,321 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0874% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 4,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1842% | 4,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 3,467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5239% | 4,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2564% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2564% | 1,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1232% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1004% | 4,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3259% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 4,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0345% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9538% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5018% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3281% | 5,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4029% | 5,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4132% | 4,997 |
| Percentage Net Loans Charged-off: Multi-family residential | -14.4266% | 4,234 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1031% | 4,888 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0338% | 3,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1223% | 4,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0547% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1313% | 4,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1313% | 4,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4215% | 5,180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5087% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4131% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | -19.3755% | 4,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1370% | 5,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0334% | 3,634 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1674% | 5,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0607% | 4,368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1013% | 4,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1013% | 4,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5307% | 5,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6384% | 5,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4023% | 5,115 |
| Percentage Net Loans Charged-off: Multi-family residential | -34.3363% | 4,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0620% | 4,854 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0328% | 3,660 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 4,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1013% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1341% | 5,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3775% | 5,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5512% | 4,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 3,715 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0740% | 4,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1275% | 5,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4421% | 5,210 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6943% | 4,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1805% | 3,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1630% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9379% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7881% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7881% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1125% | 5,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4413% | 5,272 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4640% | 4,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1077% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2344% | 3,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2346% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4858% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9570% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9570% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0482% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0821% | 5,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4422% | 5,336 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4199% | 4,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1915% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3666% | 4,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0917% | 4,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2078% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2078% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2324% | 5,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2883% | 5,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6322% | 5,429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5692% | 4,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1227% | 5,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3423% | 4,061 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0419% | 5,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1094% | 5,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1285% | 5,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1941% | 5,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2141% | 4,526 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1260% | 5,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 3,853 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1653% | 5,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1032% | 4,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 5,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0866% | 5,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1915% | 5,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 5,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 3,814 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 5,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0828% | 5,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1138% | 5,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1708% | 5,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1137% | 5,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1574% | 5,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1441% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1806% | 5,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2397% | 5,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2038% | 5,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0929% | 4,129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2458% | 5,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0787% | 4,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1698% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2223% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6639% | 5,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6503% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6689% | 5,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0580% | 4,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2356% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2356% | 2,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6963% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2835% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7743% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8475% | 5,852 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8322% | 4,405 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8532% | 5,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0641% | 4,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3196% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 1,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5320% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6230% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9832% | 38 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0200% | 5,928 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2209% | 4,460 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9469% | 5,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0723% | 4,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4974% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4974% | 1,377 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3507% | 5,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3035% | 5,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3331% | 5,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 5,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6591% | 5,957 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3046% | 4,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 5,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 4,763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3398% | 5,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3398% | 5,444 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3581% | 5,429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2657% | 714 |
| Percentage Net Loans Charged-off:Construction & development | -1.6277% | 5,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3654% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4056% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 4,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5879% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0617% | 4,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0447% | 3,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0447% | 3,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9185% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 946 |
| Percentage Net Loans Charged-off:Construction & development | -2.6894% | 5,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5560% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 4,167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8125% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 4,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0605% | 5,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0605% | 5,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9340% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3186% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3590% | 495 |
| Percentage Net Loans Charged-off:Construction & development | -5.3013% | 5,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0174% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4863% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 4,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0935% | 5,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0935% | 5,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2544% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4982% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5824% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1165% | 5,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3403% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9567% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0952% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1894% | 5,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1894% | 5,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1621% | 165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5155% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9138% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 18.7252% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8866% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 60.4575% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4065% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 1,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5881% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4186% | 5,871 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2128% | 5,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2128% | 5,841 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2124% | 5,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7536% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1608% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 9.6266% | 51 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1805% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 77.7978% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5373% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7849% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1243% | 5,438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2225% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2225% | 5,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5666% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1000% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5972% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4337% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 110.6838% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6373% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9399% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1467% | 5,526 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2448% | 5,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2448% | 5,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2368% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1533% | 22 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8730% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 201.6545% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2586% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8820% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3898% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3123% | 5,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3123% | 5,864 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5696% | 5,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2459% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2972% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 1.5733% | 673 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7209% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0049% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0524% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9801% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2142% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0801% | 3,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0801% | 3,680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8295% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4575% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5118% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2725% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0276% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3842% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8404% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4979% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 3,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0545% | 3,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4227% | 669 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0434% | 222 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0884% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3357% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2025% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0878% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2633% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3059% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2505% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2505% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3724% | 6,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2030% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7069% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0727% | 6,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6762% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0366% | 4,732 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5969% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9301% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4965% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4965% | 1,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6923% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7394% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7730% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 26.5362% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1815% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2822% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9537% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4594% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0241% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4359% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4359% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9534% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4385% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6361% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 31.8743% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9526% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2748% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2826% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2706% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5354% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7097% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7097% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6890% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2821% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5649% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 40.1345% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3853% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1705% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0613% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2295% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8685% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4615% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4615% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2989% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9475% | 65 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2706% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 76.3889% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6031% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5079% | 683 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2016% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0439% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9270% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.9270% | 113 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3898% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8412% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1409% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 1.1375% | 2,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2273% | 2,638 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5090% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1847% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1430% | 1,714 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1963% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3727% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2279% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0928% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7267% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9664% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4473% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 6,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1373% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1915% | 1,429 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5921% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8248% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0447% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8141% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9389% | 380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8469% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3891% | 2,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9899% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2739% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3234% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6175% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7297% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5581% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9689% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1103% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5914% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3577% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7808% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6754% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 1.9338% | 2,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9846% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9889% | 877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9823% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6588% | 1,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 4,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3514% | 6,745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6495% | 2,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7046% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 2.1494% | 1,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9234% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8626% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9573% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4365% | 3,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 4,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7597% | 6,810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8580% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9445% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 3.1051% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0709% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2975% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9432% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3845% | 2,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5729% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7270% | 6,835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3913% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3305% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9482% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6193% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1399% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7288% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 2,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6727% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 3,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 4,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2629% | 1,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5576% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4721% | 4,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.9473% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6069% | 2,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4121% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3647% | 4,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4535% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9122% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5916% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9941% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0876% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8162% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.1668% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7119% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0265% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8615% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8341% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 2.7156% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7634% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8733% | 2,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4979% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1752% | 704 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1627% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 3.6484% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0084% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1012% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3868% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4430% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6963% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 5.0015% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4609% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.6562% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3250% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.7197% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1611% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6971% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1895% | 4,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1983% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9659% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2827% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1030% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2602% | 601 |
| Percentage Net Loans Charged-off:Construction & development | 0.5590% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.0690% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.2314% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0779% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1146% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4994% | 2,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |