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Heritage Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$5,701,0003,536
Total interest expense$1,475,0003,345
Net interest income$4,226,0003,550
Provision for loan and lease losses$178,0002,105
Total noninterest income$127,0004,204
Gross Fiduciary activities income$0981
Service charges on deposit accounts$112,0003,270
Trading account gains and fees$0123
Additional Noninterest Income$15,0004,373
Total noninterest expense$2,503,0003,870
Salaries and employee benefits$1,339,0003,890
Premises and equipment expense$424,0003,169
Additional noninterest expense$15,0004,381
Pre-tax net operating income$1,672,0003,144
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$1,672,0002,967
Extraordinary gains, net$054
Net income$1,672,0003,000
Minority interest net income$088
Net income of bank and minority interests.$1,672,0002,969
Net charge-offs$02,884
Cash dividends$94,0003,344
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,672,0002,999
2023-09-30 (YTD Data)Rank
Total interest income$4,080,0003,579
Total interest expense$921,0003,447
Net interest income$3,159,0003,578
Provision for loan and lease losses$83,0002,247
Total noninterest income$95,0004,221
Gross Fiduciary activities income$0950
Service charges on deposit accounts$82,0003,300
Trading account gains and fees$0125
Additional Noninterest Income$13,0004,385
Total noninterest expense$1,849,0003,880
Salaries and employee benefits$990,0003,895
Premises and equipment expense$317,0003,196
Additional noninterest expense$13,0004,394
Pre-tax net operating income$1,322,0003,161
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$1,322,0002,983
Extraordinary gains, net$052
Net income$1,322,0003,014
Minority interest net income$081
Net income of bank and minority interests.$1,322,0002,984
Net charge-offs$02,641
Cash dividends$70,0002,966
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,322,0003,014
2023-06-30 (YTD Data)Rank
Total interest income$2,573,0003,629
Total interest expense$502,0003,505
Net interest income$2,071,0003,613
Provision for loan and lease losses$38,0002,367
Total noninterest income$55,0004,283
Gross Fiduciary activities income$0931
Service charges on deposit accounts$51,0003,361
Trading account gains and fees$0112
Additional Noninterest Income$4,0004,511
Total noninterest expense$1,202,0003,909
Salaries and employee benefits$646,0003,921
Premises and equipment expense$212,0003,200
Additional noninterest expense$4,0004,511
Pre-tax net operating income$886,0003,167
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$886,0003,004
Extraordinary gains, net$051
Net income$886,0003,037
Minority interest net income$081
Net income of bank and minority interests.$886,0003,003
Net charge-offs$02,431
Cash dividends$46,0002,878
Sale, conversion, retirement of capital stock, net$0486
Net operating income$886,0003,025
2023-03-31 (YTD Data)Rank
Total interest income$1,199,0003,710
Total interest expense$207,0003,522
Net interest income$992,0003,679
Provision for loan and lease losses$15,0002,190
Total noninterest income$27,0004,318
Gross Fiduciary activities income$0913
Service charges on deposit accounts$25,0003,377
Trading account gains and fees$097
Additional Noninterest Income$2,0004,520
Total noninterest expense$579,0003,998
Salaries and employee benefits$308,0004,008
Premises and equipment expense$105,0003,254
Additional noninterest expense$2,0004,520
Pre-tax net operating income$425,0003,268
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$425,0003,108
Extraordinary gains, net$04
Net income$425,0003,107
Minority interest net income$048
Net income of bank and minority interests.$425,0003,108
Net charge-offs$02,062
Cash dividends$22,0002,289
Sale, conversion, retirement of capital stock, net$0430
Net operating income$425,0003,132
2022-12-31 (YTD Data)Rank
Total interest income$3,736,0003,811
Total interest expense$349,0003,608
Net interest income$3,387,0003,793
Provision for loan and lease losses$60,0002,455
Total noninterest income$103,0004,406
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$99,0003,448
Trading account gains and fees$0116
Additional Noninterest Income$4,0004,592
Total noninterest expense$2,134,0004,062
Salaries and employee benefits$1,070,0004,134
Premises and equipment expense$419,0003,233
Additional noninterest expense$4,0004,592
Pre-tax net operating income$1,296,0003,570
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$1,296,0003,411
Extraordinary gains, net$05
Net income$1,296,0003,408
Minority interest net income$063
Net income of bank and minority interests.$1,296,0003,410
Net charge-offs$-13,0003,702
Cash dividends$102,0003,323
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,296,0003,436
2022-09-30 (YTD Data)Rank
Total interest income$2,671,0003,842
Total interest expense$226,0003,599
Net interest income$2,445,0003,826
Provision for loan and lease losses$45,0002,281
Total noninterest income$71,0004,452
Gross Fiduciary activities income$0968
Service charges on deposit accounts$69,0003,552
Trading account gains and fees$0111
Additional Noninterest Income$2,0004,634
Total noninterest expense$1,602,0004,064
Salaries and employee benefits$780,0004,158
Premises and equipment expense$317,0003,221
Additional noninterest expense$2,0004,634
Pre-tax net operating income$869,0003,674
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$869,0003,522
Extraordinary gains, net$04
Net income$869,0003,520
Minority interest net income$057
Net income of bank and minority interests.$869,0003,521
Net charge-offs$-13,0003,680
Cash dividends$78,0002,968
Sale, conversion, retirement of capital stock, net$0519
Net operating income$869,0003,553
2022-06-30 (YTD Data)Rank
Total interest income$1,662,0003,912
Total interest expense$152,0003,516
Net interest income$1,510,0003,911
Provision for loan and lease losses$30,0002,075
Total noninterest income$44,0004,480
Gross Fiduciary activities income$0925
Service charges on deposit accounts$38,0003,727
Trading account gains and fees$0108
Additional Noninterest Income$6,0004,629
Total noninterest expense$1,062,0004,082
Salaries and employee benefits$502,0004,211
Premises and equipment expense$208,0003,265
Additional noninterest expense$352,0004,039
Pre-tax net operating income$462,0003,753
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$462,0003,616
Extraordinary gains, net$04
Net income$462,0003,614
Minority interest net income$060
Net income of bank and minority interests.$462,0003,616
Net charge-offs$-13,0003,749
Cash dividends$52,0002,855
Sale, conversion, retirement of capital stock, net$0494
Net operating income$462,0003,644
2022-03-31 (YTD Data)Rank
Total interest income$793,0003,938
Total interest expense$78,0003,472
Net interest income$715,0003,944
Provision for loan and lease losses$15,0001,841
Total noninterest income$13,0004,620
Gross Fiduciary activities income$0892
Service charges on deposit accounts$10,0004,138
Trading account gains and fees$0103
Additional Noninterest Income$3,0004,640
Total noninterest expense$529,0004,092
Salaries and employee benefits$249,0004,236
Premises and equipment expense$104,0003,286
Additional noninterest expense$176,0004,034
Pre-tax net operating income$184,0003,790
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$184,0003,696
Extraordinary gains, net$04
Net income$184,0003,695
Minority interest net income$050
Net income of bank and minority interests.$184,0003,696
Net charge-offs$01,838
Cash dividends$28,0002,213
Sale, conversion, retirement of capital stock, net$0453
Net operating income$184,0003,723
2021-12-31 (YTD Data)Rank
Total interest income$3,435,0003,933
Total interest expense$484,0003,209
Net interest income$2,951,0003,989
Provision for loan and lease losses$257,0001,536
Total noninterest income$90,0004,577
Gross Fiduciary activities income$0994
Service charges on deposit accounts$29,0004,302
Trading account gains and fees$0132
Additional Noninterest Income$61,0004,508
Total noninterest expense$2,222,0004,084
Salaries and employee benefits$984,0004,275
Premises and equipment expense$415,0003,290
Additional noninterest expense$823,0003,912
Pre-tax net operating income$562,0004,190
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$562,0004,148
Extraordinary gains, net$010
Net income$562,0004,147
Minority interest net income$074
Net income of bank and minority interests.$562,0004,148
Net charge-offs$-10,0003,664
Cash dividends$101,0003,430
Sale, conversion, retirement of capital stock, net$0582
Net operating income$562,0004,127
2021-09-30 (YTD Data)Rank
Total interest income$2,554,0004,023
Total interest expense$397,0003,192
Net interest income$2,157,0004,079
Provision for loan and lease losses$242,0001,321
Total noninterest income$53,0004,707
Gross Fiduciary activities income$0957
Service charges on deposit accounts$20,0004,392
Trading account gains and fees$0132
Additional Noninterest Income$33,0004,633
Total noninterest expense$1,614,0004,152
Salaries and employee benefits$742,0004,313
Premises and equipment expense$305,0003,375
Additional noninterest expense$567,0004,042
Pre-tax net operating income$354,0004,363
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$354,0004,331
Extraordinary gains, net$08
Net income$354,0004,330
Minority interest net income$069
Net income of bank and minority interests.$354,0004,331
Net charge-offs$-10,0003,659
Cash dividends$77,0003,106
Sale, conversion, retirement of capital stock, net$0543
Net operating income$354,0004,310
2021-06-30 (YTD Data)Rank
Total interest income$1,644,0004,093
Total interest expense$276,0003,210
Net interest income$1,368,0004,148
Provision for loan and lease losses$167,0001,314
Total noninterest income$34,0004,748
Gross Fiduciary activities income$0951
Service charges on deposit accounts$13,0004,409
Trading account gains and fees$0133
Additional Noninterest Income$21,0004,675
Total noninterest expense$1,050,0004,197
Salaries and employee benefits$491,0004,346
Premises and equipment expense$203,0003,373
Additional noninterest expense$356,0004,118
Pre-tax net operating income$185,0004,463
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$185,0004,447
Extraordinary gains, net$06
Net income$185,0004,446
Minority interest net income$067
Net income of bank and minority interests.$185,0004,447
Net charge-offs$-10,0003,814
Cash dividends$53,0002,983
Sale, conversion, retirement of capital stock, net$0517
Net operating income$185,0004,430
2021-03-31 (YTD Data)Rank
Total interest income$786,0004,148
Total interest expense$143,0003,229
Net interest income$643,0004,202
Provision for loan and lease losses$58,0001,680
Total noninterest income$16,0004,768
Gross Fiduciary activities income$0922
Service charges on deposit accounts$6,0004,455
Trading account gains and fees$0127
Additional Noninterest Income$10,0004,679
Total noninterest expense$524,0004,222
Salaries and employee benefits$244,0004,371
Premises and equipment expense$101,0003,391
Additional noninterest expense$179,0004,109
Pre-tax net operating income$77,0004,503
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$77,0004,499
Extraordinary gains, net$03
Net income$77,0004,498
Minority interest net income$055
Net income of bank and minority interests.$77,0004,499
Net charge-offs$-1,0003,038
Cash dividends$28,0002,362
Sale, conversion, retirement of capital stock, net$0482
Net operating income$77,0004,477
2020-12-31 (YTD Data)Rank
Total interest income$3,157,0004,157
Total interest expense$703,0003,443
Net interest income$2,454,0004,238
Provision for loan and lease losses$195,0003,078
Total noninterest income$112,0004,608
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$25,0004,528
Trading account gains and fees$0133
Additional Noninterest Income$87,0004,437
Total noninterest expense$2,044,0004,253
Salaries and employee benefits$962,0004,409
Premises and equipment expense$402,0003,399
Additional noninterest expense$680,0004,159
Pre-tax net operating income$327,0004,382
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$327,0004,396
Extraordinary gains, net$04
Net income$327,0004,395
Minority interest net income$072
Net income of bank and minority interests.$327,0004,396
Net charge-offs$162,0001,683
Cash dividends$120,0003,558
Sale, conversion, retirement of capital stock, net$0566
Net operating income$327,0004,352
2020-09-30 (YTD Data)Rank
Total interest income$2,352,0004,197
Total interest expense$540,0003,501
Net interest income$1,812,0004,270
Provision for loan and lease losses$108,0003,236
Total noninterest income$88,0004,599
Gross Fiduciary activities income$0981
Service charges on deposit accounts$18,0004,574
Trading account gains and fees$0125
Additional Noninterest Income$70,0004,395
Total noninterest expense$1,564,0004,247
Salaries and employee benefits$725,0004,420
Premises and equipment expense$305,0003,383
Additional noninterest expense$534,0004,106
Pre-tax net operating income$228,0004,440
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$228,0004,451
Extraordinary gains, net$04
Net income$228,0004,450
Minority interest net income$065
Net income of bank and minority interests.$228,0004,451
Net charge-offs$2,0003,091
Cash dividends$82,0003,210
Sale, conversion, retirement of capital stock, net$0532
Net operating income$228,0004,404
2020-06-30 (YTD Data)Rank
Total interest income$1,567,0004,249
Total interest expense$364,0003,594
Net interest income$1,203,0004,308
Provision for loan and lease losses$71,0003,238
Total noninterest income$77,0004,496
Gross Fiduciary activities income$0970
Service charges on deposit accounts$13,0004,569
Trading account gains and fees$0123
Additional Noninterest Income$64,0004,254
Total noninterest expense$1,055,0004,256
Salaries and employee benefits$471,0004,467
Premises and equipment expense$206,0003,359
Additional noninterest expense$378,0004,050
Pre-tax net operating income$154,0004,455
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$154,0004,439
Extraordinary gains, net$04
Net income$154,0004,439
Minority interest net income$065
Net income of bank and minority interests.$154,0004,439
Net charge-offs$2,0002,854
Cash dividends$55,0003,111
Sale, conversion, retirement of capital stock, net$0504
Net operating income$154,0004,405
2020-03-31 (YTD Data)Rank
Total interest income$784,0004,285
Total interest expense$187,0003,683
Net interest income$597,0004,340
Provision for loan and lease losses$15,0003,204
Total noninterest income$14,0004,887
Gross Fiduciary activities income$0941
Service charges on deposit accounts$7,0004,644
Trading account gains and fees$0106
Additional Noninterest Income$7,0004,782
Total noninterest expense$533,0004,289
Salaries and employee benefits$253,0004,446
Premises and equipment expense$104,0003,358
Additional noninterest expense$176,0004,199
Pre-tax net operating income$63,0004,465
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$63,0004,436
Extraordinary gains, net$04
Net income$63,0004,436
Minority interest net income$056
Net income of bank and minority interests.$63,0004,436
Net charge-offs$2,0002,313
Cash dividends$27,0002,568
Sale, conversion, retirement of capital stock, net$0482
Net operating income$63,0004,429
2019-12-31 (YTD Data)Rank
Total interest income$2,991,0004,380
Total interest expense$692,0003,816
Net interest income$2,299,0004,454
Provision for loan and lease losses$30,0003,585
Total noninterest income$60,0004,954
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$26,0004,780
Trading account gains and fees$0135
Additional Noninterest Income$34,0004,828
Total noninterest expense$2,028,0004,389
Salaries and employee benefits$946,0004,560
Premises and equipment expense$403,0003,458
Additional noninterest expense$679,0004,313
Pre-tax net operating income$301,0004,659
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$301,0004,629
Extraordinary gains, net$011
Net income$301,0004,631
Minority interest net income$076
Net income of bank and minority interests.$301,0004,631
Net charge-offs$51,0002,625
Cash dividends$110,0003,716
Sale, conversion, retirement of capital stock, net$0626
Net operating income$301,0004,608
2019-09-30 (YTD Data)Rank
Total interest income$2,225,0004,453
Total interest expense$507,0003,887
Net interest income$1,718,0004,527
Provision for loan and lease losses$18,0003,572
Total noninterest income$43,0005,040
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$20,0004,846
Trading account gains and fees$0129
Additional Noninterest Income$23,0004,915
Total noninterest expense$1,548,0004,405
Salaries and employee benefits$719,0004,584
Premises and equipment expense$308,0003,449
Additional noninterest expense$521,0004,320
Pre-tax net operating income$195,0004,822
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$195,0004,802
Extraordinary gains, net$011
Net income$195,0004,802
Minority interest net income$072
Net income of bank and minority interests.$195,0004,802
Net charge-offs$6,0003,099
Cash dividends$82,0003,402
Sale, conversion, retirement of capital stock, net$0590
Net operating income$195,0004,785
2019-06-30 (YTD Data)Rank
Total interest income$1,478,0004,485
Total interest expense$327,0003,921
Net interest income$1,151,0004,556
Provision for loan and lease losses$12,0003,435
Total noninterest income$28,0005,084
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$14,0004,865
Trading account gains and fees$0131
Additional Noninterest Income$14,0004,980
Total noninterest expense$1,031,0004,442
Salaries and employee benefits$473,0004,634
Premises and equipment expense$206,0003,464
Additional noninterest expense$352,0004,334
Pre-tax net operating income$136,0004,836
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$136,0004,808
Extraordinary gains, net$011
Net income$136,0004,806
Minority interest net income$069
Net income of bank and minority interests.$136,0004,806
Net charge-offs$03,172
Cash dividends$55,0003,304
Sale, conversion, retirement of capital stock, net$0573
Net operating income$136,0004,800
2019-03-31 (YTD Data)Rank
Total interest income$728,0004,545
Total interest expense$160,0003,936
Net interest income$568,0004,618
Provision for loan and lease losses$4,0003,295
Total noninterest income$13,0005,152
Gross Fiduciary activities income$0972
Service charges on deposit accounts$6,0004,956
Trading account gains and fees$0126
Additional Noninterest Income$7,0005,007
Total noninterest expense$516,0004,484
Salaries and employee benefits$236,0004,678
Premises and equipment expense$102,0003,507
Additional noninterest expense$178,0004,350
Pre-tax net operating income$61,0004,899
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$61,0004,867
Extraordinary gains, net$05
Net income$61,0004,866
Minority interest net income$052
Net income of bank and minority interests.$61,0004,866
Net charge-offs$02,740
Cash dividends$27,0002,717
Sale, conversion, retirement of capital stock, net$0529
Net operating income$61,0004,861
2018-12-31 (YTD Data)Rank
Total interest income$2,620,0004,632
Total interest expense$427,0004,112
Net interest income$2,193,0004,678
Provision for loan and lease losses$04,082
Total noninterest income$-120,0005,375
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$23,0005,032
Trading account gains and fees$0126
Additional Noninterest Income$-143,0005,372
Total noninterest expense$2,000,0004,552
Salaries and employee benefits$945,0004,721
Premises and equipment expense$392,0003,560
Additional noninterest expense$663,0004,475
Pre-tax net operating income$73,0005,162
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$73,0005,153
Extraordinary gains, net$06
Net income$73,0005,152
Minority interest net income$072
Net income of bank and minority interests.$73,0005,152
Net charge-offs$-13,0004,571
Cash dividends$89,0003,851
Sale, conversion, retirement of capital stock, net$0671
Net operating income$73,0005,157
2018-09-30 (YTD Data)Rank
Total interest income$1,901,0004,714
Total interest expense$290,0004,213
Net interest income$1,611,0004,754
Provision for loan and lease losses$03,948
Total noninterest income$-137,0005,455
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$17,0005,103
Trading account gains and fees$0138
Additional Noninterest Income$-154,0005,455
Total noninterest expense$1,471,0004,606
Salaries and employee benefits$688,0004,785
Premises and equipment expense$298,0003,584
Additional noninterest expense$485,0004,537
Pre-tax net operating income$3,0005,287
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,0005,288
Extraordinary gains, net$05
Net income$3,0005,287
Minority interest net income$066
Net income of bank and minority interests.$3,0005,287
Net charge-offs$-12,0004,525
Cash dividends$61,0003,474
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,0005,290
2018-06-30 (YTD Data)Rank
Total interest income$1,247,0004,769
Total interest expense$176,0004,288
Net interest income$1,071,0004,799
Provision for loan and lease losses$03,782
Total noninterest income$-150,0005,521
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$12,0005,147
Trading account gains and fees$0130
Additional Noninterest Income$-162,0005,527
Total noninterest expense$981,0004,654
Salaries and employee benefits$464,0004,825
Premises and equipment expense$201,0003,584
Additional noninterest expense$316,0004,618
Pre-tax net operating income$-60,0005,407
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-60,0005,392
Extraordinary gains, net$06
Net income$-60,0005,390
Minority interest net income$065
Net income of bank and minority interests.$-60,0005,391
Net charge-offs$-12,0004,572
Cash dividends$34,0003,398
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-60,0005,396
2018-03-31 (YTD Data)Rank
Total interest income$613,0004,828
Total interest expense$77,0004,423
Net interest income$536,0004,838
Provision for loan and lease losses$03,508
Total noninterest income$-181,0005,598
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$6,0005,187
Trading account gains and fees$0123
Additional Noninterest Income$-187,0005,605
Total noninterest expense$492,0004,712
Salaries and employee benefits$239,0004,837
Premises and equipment expense$100,0003,655
Additional noninterest expense$153,0004,711
Pre-tax net operating income$-137,0005,521
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-137,0005,504
Extraordinary gains, net$07
Net income$-137,0005,504
Minority interest net income$052
Net income of bank and minority interests.$-137,0005,504
Net charge-offs$-12,0004,814
Cash dividends$7,0002,751
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-137,0005,511
2017-12-31 (YTD Data)Rank
Total interest income$2,340,0004,894
Total interest expense$314,0004,346
Net interest income$2,026,0004,927
Provision for loan and lease losses$-43,0005,329
Total noninterest income$54,0005,455
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$57,0004,873
Trading account gains and fees$0151
Additional Noninterest Income$-3,0005,582
Total noninterest expense$1,929,0004,774
Salaries and employee benefits$883,0004,977
Premises and equipment expense$388,0003,714
Additional noninterest expense$658,0004,674
Pre-tax net operating income$194,0005,188
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$194,0005,048
Extraordinary gains, net$09
Net income$194,0005,048
Minority interest net income$076
Net income of bank and minority interests.$194,0005,048
Net charge-offs$142,0002,130
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$194,0005,033
2017-09-30 (YTD Data)Rank
Total interest income$1,730,0004,962
Total interest expense$235,0004,366
Net interest income$1,495,0004,993
Provision for loan and lease losses$04,088
Total noninterest income$73,0005,352
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$51,0004,787
Trading account gains and fees$0145
Additional Noninterest Income$22,0005,352
Total noninterest expense$1,394,0004,849
Salaries and employee benefits$629,0005,072
Premises and equipment expense$290,0003,741
Additional noninterest expense$475,0004,759
Pre-tax net operating income$174,0005,225
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$174,0005,188
Extraordinary gains, net$09
Net income$174,0005,187
Minority interest net income$071
Net income of bank and minority interests.$174,0005,188
Net charge-offs$155,0001,580
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$174,0005,172
2017-06-30 (YTD Data)Rank
Total interest income$1,118,0005,024
Total interest expense$156,0004,372
Net interest income$962,0005,069
Provision for loan and lease losses$03,871
Total noninterest income$58,0005,292
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$42,0004,571
Trading account gains and fees$0139
Additional Noninterest Income$16,0005,358
Total noninterest expense$908,0004,908
Salaries and employee benefits$410,0005,140
Premises and equipment expense$193,0003,767
Additional noninterest expense$305,0004,846
Pre-tax net operating income$112,0005,259
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$112,0005,212
Extraordinary gains, net$011
Net income$112,0005,211
Minority interest net income$071
Net income of bank and minority interests.$112,0005,212
Net charge-offs$-6,0004,624
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$112,0005,204
2017-03-31 (YTD Data)Rank
Total interest income$541,0005,099
Total interest expense$81,0004,329
Net interest income$460,0005,155
Provision for loan and lease losses$03,537
Total noninterest income$28,0005,355
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$20,0004,647
Trading account gains and fees$0142
Additional Noninterest Income$8,0005,425
Total noninterest expense$442,0004,990
Salaries and employee benefits$198,0005,216
Premises and equipment expense$96,0003,817
Additional noninterest expense$148,0004,927
Pre-tax net operating income$46,0005,318
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$46,0005,286
Extraordinary gains, net$08
Net income$46,0005,286
Minority interest net income$055
Net income of bank and minority interests.$46,0005,286
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$46,0005,278
2016-12-31 (YTD Data)Rank
Total interest income$2,212,0005,107
Total interest expense$339,0004,293
Net interest income$1,873,0005,166
Provision for loan and lease losses$-100,0005,582
Total noninterest income$19,0005,812
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$39,0005,318
Trading account gains and fees$0170
Additional Noninterest Income$-20,0005,840
Total noninterest expense$1,806,0005,018
Salaries and employee benefits$740,0005,350
Premises and equipment expense$389,0003,824
Additional noninterest expense$677,0004,827
Pre-tax net operating income$186,0005,353
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$186,0005,347
Extraordinary gains, net$05
Net income$186,0005,346
Minority interest net income$082
Net income of bank and minority interests.$186,0005,346
Net charge-offs$-87,0005,495
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$186,0005,310
2016-09-30 (YTD Data)Rank
Total interest income$1,657,0005,161
Total interest expense$254,0004,330
Net interest income$1,403,0005,218
Provision for loan and lease losses$04,186
Total noninterest income$36,0005,787
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$21,0005,522
Trading account gains and fees$0169
Additional Noninterest Income$15,0005,655
Total noninterest expense$1,308,0005,094
Salaries and employee benefits$510,0005,457
Premises and equipment expense$293,0003,833
Additional noninterest expense$505,0004,861
Pre-tax net operating income$131,0005,446
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$131,0005,453
Extraordinary gains, net$05
Net income$131,0005,452
Minority interest net income$071
Net income of bank and minority interests.$131,0005,453
Net charge-offs$-115,0005,610
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$131,0005,406
2016-06-30 (YTD Data)Rank
Total interest income$1,108,0005,213
Total interest expense$171,0004,347
Net interest income$937,0005,273
Provision for loan and lease losses$04,017
Total noninterest income$21,0005,884
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$12,0005,641
Trading account gains and fees$0157
Additional Noninterest Income$9,0005,740
Total noninterest expense$870,0005,144
Salaries and employee benefits$345,0005,510
Premises and equipment expense$194,0003,867
Additional noninterest expense$331,0004,955
Pre-tax net operating income$88,0005,499
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$88,0005,503
Extraordinary gains, net$016
Net income$88,0005,501
Minority interest net income$071
Net income of bank and minority interests.$88,0005,502
Net charge-offs$-95,0005,693
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$88,0005,453
2016-03-31 (YTD Data)Rank
Total interest income$536,0005,298
Total interest expense$85,0004,389
Net interest income$451,0005,372
Provision for loan and lease losses$03,656
Total noninterest income$22,0005,712
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$7,0005,613
Trading account gains and fees$0142
Additional Noninterest Income$15,0005,381
Total noninterest expense$427,0005,233
Salaries and employee benefits$178,0005,527
Premises and equipment expense$95,0003,941
Additional noninterest expense$154,0005,089
Pre-tax net operating income$46,0005,503
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$46,0005,499
Extraordinary gains, net$012
Net income$46,0005,498
Minority interest net income$062
Net income of bank and minority interests.$46,0005,498
Net charge-offs$-91,0005,863
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$46,0005,446
2015-12-31 (YTD Data)Rank
Total interest income$2,182,0005,299
Total interest expense$328,0004,480
Net interest income$1,854,0005,358
Provision for loan and lease losses$105,0003,000
Total noninterest income$-50,0006,141
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$30,0005,694
Trading account gains and fees$0159
Additional Noninterest Income$-80,0006,117
Total noninterest expense$1,728,0005,255
Salaries and employee benefits$674,0005,629
Premises and equipment expense$356,0004,144
Additional noninterest expense$698,0004,942
Pre-tax net operating income$-29,0005,897
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$-29,0005,917
Extraordinary gains, net$023
Net income$-29,0005,919
Minority interest net income$081
Net income of bank and minority interests.$-29,0005,919
Net charge-offs$117,0002,522
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-29,0005,895
2015-09-30 (YTD Data)Rank
Total interest income$1,631,0005,370
Total interest expense$243,0004,555
Net interest income$1,388,0005,425
Provision for loan and lease losses$105,0002,615
Total noninterest income$-62,0006,231
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$24,0005,741
Trading account gains and fees$0153
Additional Noninterest Income$-86,0006,211
Total noninterest expense$1,262,0005,323
Salaries and employee benefits$502,0005,694
Premises and equipment expense$284,0004,061
Additional noninterest expense$476,0005,137
Pre-tax net operating income$-41,0005,987
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$-41,0006,014
Extraordinary gains, net$021
Net income$-41,0006,015
Minority interest net income$078
Net income of bank and minority interests.$-41,0006,015
Net charge-offs$111,0002,061
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-41,0005,988
2015-06-30 (YTD Data)Rank
Total interest income$1,075,0005,420
Total interest expense$158,0004,633
Net interest income$917,0005,474
Provision for loan and lease losses$30,0003,185
Total noninterest income$-14,0006,286
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$14,0005,846
Trading account gains and fees$0157
Additional Noninterest Income$-28,0006,261
Total noninterest expense$828,0005,394
Salaries and employee benefits$342,0005,729
Premises and equipment expense$147,0004,589
Additional noninterest expense$339,0005,053
Pre-tax net operating income$45,0005,836
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$45,0005,867
Extraordinary gains, net$022
Net income$45,0005,868
Minority interest net income$075
Net income of bank and minority interests.$45,0005,869
Net charge-offs$37,0002,563
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$45,0005,824
2015-03-31 (YTD Data)Rank
Total interest income$525,0005,489
Total interest expense$77,0004,734
Net interest income$448,0005,543
Provision for loan and lease losses$03,703
Total noninterest income$-29,0006,370
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$6,0005,941
Trading account gains and fees$0152
Additional Noninterest Income$-35,0006,352
Total noninterest expense$427,0005,401
Salaries and employee benefits$174,0005,761
Premises and equipment expense$64,0004,866
Additional noninterest expense$189,0004,913
Pre-tax net operating income$-8,0006,060
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-8,0006,093
Extraordinary gains, net$013
Net income$-8,0006,094
Minority interest net income$064
Net income of bank and minority interests.$-8,0006,094
Net charge-offs$-4,0005,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-8,0006,058
2014-12-31 (YTD Data)Rank
Total interest income$2,104,0005,583
Total interest expense$336,0004,760
Net interest income$1,768,0005,652
Provision for loan and lease losses$75,0003,450
Total noninterest income$-18,0006,417
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$27,0006,051
Trading account gains and fees$0180
Additional Noninterest Income$-45,0006,363
Total noninterest expense$1,851,0005,384
Salaries and employee benefits$715,0005,831
Premises and equipment expense$222,0005,209
Additional noninterest expense$914,0004,644
Pre-tax net operating income$-176,0006,211
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-176,0006,221
Extraordinary gains, net$017
Net income$-176,0006,222
Minority interest net income$084
Net income of bank and minority interests.$-176,0006,222
Net charge-offs$315,0001,956
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-176,0006,218
2014-09-30 (YTD Data)Rank
Total interest income$1,580,0005,649
Total interest expense$255,0004,810
Net interest income$1,325,0005,715
Provision for loan and lease losses$25,0003,831
Total noninterest income$20,0006,403
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$20,0006,132
Trading account gains and fees$0174
Additional Noninterest Income$06,356
Total noninterest expense$1,366,0005,454
Salaries and employee benefits$539,0005,867
Premises and equipment expense$150,0005,403
Additional noninterest expense$677,0004,681
Pre-tax net operating income$-46,0006,203
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-46,0006,216
Extraordinary gains, net$015
Net income$-46,0006,215
Minority interest net income$081
Net income of bank and minority interests.$-46,0006,216
Net charge-offs$172,0002,158
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-46,0006,204
2014-06-30 (YTD Data)Rank
Total interest income$1,051,0005,685
Total interest expense$173,0004,837
Net interest income$878,0005,758
Provision for loan and lease losses$25,0003,493
Total noninterest income$19,0006,430
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$13,0006,186
Trading account gains and fees$0172
Additional Noninterest Income$6,0006,271
Total noninterest expense$921,0005,459
Salaries and employee benefits$374,0005,867
Premises and equipment expense$81,0005,710
Additional noninterest expense$466,0004,634
Pre-tax net operating income$-49,0006,275
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-49,0006,294
Extraordinary gains, net$020
Net income$-49,0006,296
Minority interest net income$080
Net income of bank and minority interests.$-49,0006,296
Net charge-offs$106,0002,129
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-49,0006,282
2014-03-31 (YTD Data)Rank
Total interest income$519,0005,752
Total interest expense$87,0004,889
Net interest income$432,0005,828
Provision for loan and lease losses$25,0002,805
Total noninterest income$15,0006,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$6,0006,247
Trading account gains and fees$0147
Additional Noninterest Income$9,0006,032
Total noninterest expense$418,0005,670
Salaries and employee benefits$188,0005,922
Premises and equipment expense$27,0006,150
Additional noninterest expense$203,0004,964
Pre-tax net operating income$4,0006,166
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$4,0006,193
Extraordinary gains, net$016
Net income$4,0006,192
Minority interest net income$066
Net income of bank and minority interests.$4,0006,194
Net charge-offs$90,0001,442
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,0006,175
2013-12-31 (YTD Data)Rank
Total interest income$2,366,0005,623
Total interest expense$382,0004,998
Net interest income$1,984,0005,676
Provision for loan and lease losses$175,0003,117
Total noninterest income$69,0006,371
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$27,0006,337
Trading account gains and fees$0184
Additional Noninterest Income$42,0005,955
Total noninterest expense$2,610,0004,939
Salaries and employee benefits$748,0006,004
Premises and equipment expense$471,0003,857
Additional noninterest expense$1,391,0003,836
Pre-tax net operating income$-732,0006,525
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-732,0006,542
Extraordinary gains, net$029
Net income$-732,0006,543
Minority interest net income$090
Net income of bank and minority interests.$-732,0006,543
Net charge-offs$660,0001,703
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-732,0006,529
2013-09-30 (YTD Data)Rank
Total interest income$1,818,0005,646
Total interest expense$290,0005,069
Net interest income$1,528,0005,686
Provision for loan and lease losses$04,941
Total noninterest income$47,0006,498
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$19,0006,420
Trading account gains and fees$0180
Additional Noninterest Income$28,0006,101
Total noninterest expense$1,929,0004,994
Salaries and employee benefits$561,0006,026
Premises and equipment expense$373,0003,780
Additional noninterest expense$995,0003,953
Pre-tax net operating income$-354,0006,571
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-354,0006,599
Extraordinary gains, net$025
Net income$-354,0006,600
Minority interest net income$084
Net income of bank and minority interests.$-354,0006,600
Net charge-offs$431,0001,757
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-354,0006,582
2013-06-30 (YTD Data)Rank
Total interest income$1,241,0005,635
Total interest expense$198,0005,085
Net interest income$1,043,0005,665
Provision for loan and lease losses$04,788
Total noninterest income$34,0006,509
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$12,0006,472
Trading account gains and fees$0157
Additional Noninterest Income$22,0006,044
Total noninterest expense$1,403,0004,804
Salaries and employee benefits$381,0006,045
Premises and equipment expense$257,0003,714
Additional noninterest expense$765,0003,610
Pre-tax net operating income$-326,0006,624
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-326,0006,661
Extraordinary gains, net$022
Net income$-326,0006,662
Minority interest net income$082
Net income of bank and minority interests.$-326,0006,662
Net charge-offs$341,0001,564
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-326,0006,635
2013-03-31 (YTD Data)Rank
Total interest income$632,0005,645
Total interest expense$103,0005,084
Net interest income$529,0005,672
Provision for loan and lease losses$04,409
Total noninterest income$23,0006,400
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$7,0006,447
Trading account gains and fees$0148
Additional Noninterest Income$16,0005,844
Total noninterest expense$542,0005,414
Salaries and employee benefits$185,0006,124
Premises and equipment expense$138,0003,577
Additional noninterest expense$219,0004,955
Pre-tax net operating income$10,0006,251
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$10,0006,322
Extraordinary gains, net$010
Net income$10,0006,323
Minority interest net income$076
Net income of bank and minority interests.$10,0006,323
Net charge-offs$-1,0005,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$10,0006,245
2012-12-31 (YTD Data)Rank
Total interest income$2,597,0005,737
Total interest expense$487,0005,173
Net interest income$2,110,0005,781
Provision for loan and lease losses$695,0002,276
Total noninterest income$91,0006,352
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$31,0006,511
Trading account gains and fees$0166
Additional Noninterest Income$60,0005,739
Total noninterest expense$2,283,0005,385
Salaries and employee benefits$691,0006,290
Premises and equipment expense$531,0003,678
Additional noninterest expense$1,061,0004,656
Pre-tax net operating income$-777,0006,582
Securities gains (losses)$03,810
Applicable income taxes$-2,0006,488
Income before extraordinary items$-775,0006,663
Extraordinary gains, net$029
Net income$-775,0006,657
Minority interest net income$093
Net income of bank and minority interests.$-775,0006,659
Net charge-offs$783,0002,078
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-775,0006,611
2012-09-30 (YTD Data)Rank
Total interest income$1,980,0005,801
Total interest expense$372,0005,257
Net interest income$1,608,0005,848
Provision for loan and lease losses$695,0001,867
Total noninterest income$68,0006,463
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$24,0006,589
Trading account gains and fees$0157
Additional Noninterest Income$44,0005,863
Total noninterest expense$1,628,0005,531
Salaries and employee benefits$516,0006,354
Premises and equipment expense$398,0003,719
Additional noninterest expense$714,0004,948
Pre-tax net operating income$-647,0006,738
Securities gains (losses)$03,575
Applicable income taxes$-2,0006,717
Income before extraordinary items$-645,0006,804
Extraordinary gains, net$020
Net income$-645,0006,801
Minority interest net income$086
Net income of bank and minority interests.$-645,0006,802
Net charge-offs$714,0001,794
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-645,0006,765
2012-06-30 (YTD Data)Rank
Total interest income$1,331,0005,828
Total interest expense$251,0005,327
Net interest income$1,080,0005,877
Provision for loan and lease losses$695,0001,431
Total noninterest income$64,0006,233
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$17,0006,607
Trading account gains and fees$0153
Additional Noninterest Income$47,0005,512
Total noninterest expense$1,090,0005,558
Salaries and employee benefits$335,0006,434
Premises and equipment expense$265,0003,725
Additional noninterest expense$490,0004,907
Pre-tax net operating income$-641,0006,868
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-641,0006,915
Extraordinary gains, net$019
Net income$-641,0006,914
Minority interest net income$084
Net income of bank and minority interests.$-641,0006,915
Net charge-offs$717,0001,422
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-641,0006,883
2012-03-31 (YTD Data)Rank
Total interest income$680,0005,831
Total interest expense$129,0005,389
Net interest income$551,0005,864
Provision for loan and lease losses$05,254
Total noninterest income$50,0005,838
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$8,0006,658
Trading account gains and fees$0148
Additional Noninterest Income$42,0004,967
Total noninterest expense$593,0005,402
Salaries and employee benefits$171,0006,456
Premises and equipment expense$135,0003,709
Additional noninterest expense$287,0004,495
Pre-tax net operating income$8,0006,352
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$8,0006,456
Extraordinary gains, net$019
Net income$8,0006,456
Minority interest net income$078
Net income of bank and minority interests.$8,0006,456
Net charge-offs$8,0004,117
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$8,0006,343
2011-12-31 (YTD Data)Rank
Total interest income$3,108,0005,684
Total interest expense$714,0005,158
Net interest income$2,394,0005,743
Provision for loan and lease losses$765,0002,803
Total noninterest income$-254,0007,133
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$32,0006,591
Trading account gains and fees$0146
Additional Noninterest Income$-286,0007,007
Total noninterest expense$2,353,0005,473
Salaries and employee benefits$794,0006,292
Premises and equipment expense$674,0003,289
Additional noninterest expense$885,0005,195
Pre-tax net operating income$-978,0006,572
Securities gains (losses)$03,838
Applicable income taxes$307,0002,508
Income before extraordinary items$-1,285,0006,719
Extraordinary gains, net$029
Net income$-1,285,0006,719
Minority interest net income$096
Net income of bank and minority interests.$-1,285,0006,719
Net charge-offs$1,128,0002,217
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,285,0006,684
2011-09-30 (YTD Data)Rank
Total interest income$2,374,0005,701
Total interest expense$556,0005,197
Net interest income$1,818,0005,760
Provision for loan and lease losses$670,0002,506
Total noninterest income$-282,0007,259
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$23,0006,647
Trading account gains and fees$0145
Additional Noninterest Income$-305,0007,177
Total noninterest expense$1,753,0005,514
Salaries and employee benefits$619,0006,229
Premises and equipment expense$500,0003,348
Additional noninterest expense$634,0005,316
Pre-tax net operating income$-887,0006,764
Securities gains (losses)$03,555
Applicable income taxes$-32,0006,880
Income before extraordinary items$-855,0006,813
Extraordinary gains, net$021
Net income$-855,0006,814
Minority interest net income$087
Net income of bank and minority interests.$-855,0006,813
Net charge-offs$1,054,0001,834
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-855,0006,783
2011-06-30 (YTD Data)Rank
Total interest income$1,610,0005,725
Total interest expense$384,0005,230
Net interest income$1,226,0005,770
Provision for loan and lease losses$540,0002,218
Total noninterest income$-207,0007,351
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$15,0006,692
Trading account gains and fees$0153
Additional Noninterest Income$-222,0007,288
Total noninterest expense$1,136,0005,640
Salaries and employee benefits$429,0006,217
Premises and equipment expense$326,0003,445
Additional noninterest expense$381,0005,644
Pre-tax net operating income$-657,0006,859
Securities gains (losses)$02,914
Applicable income taxes$-23,0006,941
Income before extraordinary items$-634,0006,895
Extraordinary gains, net$015
Net income$-634,0006,894
Minority interest net income$089
Net income of bank and minority interests.$-634,0006,895
Net charge-offs$777,0001,694
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-634,0006,884
2011-03-31 (YTD Data)Rank
Total interest income$819,0005,733
Total interest expense$192,0005,330
Net interest income$627,0005,729
Provision for loan and lease losses$190,0002,505
Total noninterest income$25,0006,654
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$8,0006,661
Trading account gains and fees$0158
Additional Noninterest Income$17,0005,953
Total noninterest expense$664,0005,287
Salaries and employee benefits$231,0006,123
Premises and equipment expense$164,0003,471
Additional noninterest expense$269,0004,805
Pre-tax net operating income$-202,0006,829
Securities gains (losses)$01,772
Applicable income taxes$-1,0006,894
Income before extraordinary items$-201,0006,884
Extraordinary gains, net$09
Net income$-201,0006,884
Minority interest net income$086
Net income of bank and minority interests.$-201,0006,884
Net charge-offs$-10,0006,997
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-201,0006,871
2010-12-31 (YTD Data)Rank
Total interest income$3,045,0006,002
Total interest expense$800,0005,706
Net interest income$2,245,0006,007
Provision for loan and lease losses$1,358,0002,601
Total noninterest income$171,0006,153
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$41,0006,372
Trading account gains and fees$0175
Additional Noninterest Income$130,0005,127
Total noninterest expense$2,550,0005,449
Salaries and employee benefits$820,0006,413
Premises and equipment expense$663,0003,454
Additional noninterest expense$1,067,0004,921
Pre-tax net operating income$-1,492,0006,652
Securities gains (losses)$35,0002,870
Applicable income taxes$-49,0006,717
Income before extraordinary items$-1,408,0006,721
Extraordinary gains, net$029
Net income$-1,408,0006,721
Minority interest net income$0111
Net income of bank and minority interests.$-1,408,0006,722
Net charge-offs$1,181,0002,459
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,441,9506,701
2010-09-30 (YTD Data)Rank
Total interest income$2,215,0006,177
Total interest expense$598,0005,863
Net interest income$1,617,0006,182
Provision for loan and lease losses$1,048,0002,449
Total noninterest income$110,0006,432
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$31,0006,442
Trading account gains and fees$0165
Additional Noninterest Income$79,0005,511
Total noninterest expense$1,882,0005,530
Salaries and employee benefits$621,0006,435
Premises and equipment expense$490,0003,537
Additional noninterest expense$771,0005,024
Pre-tax net operating income$-1,203,0006,853
Securities gains (losses)$03,651
Applicable income taxes$-52,0006,984
Income before extraordinary items$-1,151,0006,950
Extraordinary gains, net$023
Net income$-1,151,0006,948
Minority interest net income$0110
Net income of bank and minority interests.$-1,151,0006,950
Net charge-offs$1,186,0002,002
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,151,0006,910
2010-06-30 (YTD Data)Rank
Total interest income$1,454,0006,254
Total interest expense$399,0005,968
Net interest income$1,055,0006,258
Provision for loan and lease losses$1,048,0001,890
Total noninterest income$72,0006,491
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$21,0006,463
Trading account gains and fees$0152
Additional Noninterest Income$51,0005,562
Total noninterest expense$1,150,0005,764
Salaries and employee benefits$416,0006,468
Premises and equipment expense$324,0003,594
Additional noninterest expense$410,0005,600
Pre-tax net operating income$-1,071,0007,041
Securities gains (losses)$03,184
Applicable income taxes$-6,0006,896
Income before extraordinary items$-1,065,0007,112
Extraordinary gains, net$019
Net income$-1,065,0007,110
Minority interest net income$0105
Net income of bank and minority interests.$-1,065,0007,112
Net charge-offs$988,0001,744
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,065,0007,086
2010-03-31 (YTD Data)Rank
Total interest income$730,0006,325
Total interest expense$205,0006,022
Net interest income$525,0006,330
Provision for loan and lease losses$06,552
Total noninterest income$36,0006,531
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$11,0006,478
Trading account gains and fees$0175
Additional Noninterest Income$25,0005,673
Total noninterest expense$514,0006,104
Salaries and employee benefits$208,0006,541
Premises and equipment expense$162,0003,682
Additional noninterest expense$144,0006,422
Pre-tax net operating income$47,0005,691
Securities gains (losses)$02,284
Applicable income taxes$2,0004,347
Income before extraordinary items$45,0005,772
Extraordinary gains, net$016
Net income$45,0005,773
Minority interest net income$091
Net income of bank and minority interests.$45,0005,772
Net charge-offs$672,0001,365
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$45,0005,671
2009-12-31 (YTD Data)Rank
Total interest income$2,834,0006,449
Total interest expense$1,170,0005,712
Net interest income$1,664,0006,715
Provision for loan and lease losses$2,288,0002,305
Total noninterest income$67,0007,270
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$56,0006,379
Trading account gains and fees$0211
Additional Noninterest Income$11,0007,168
Total noninterest expense$2,324,0005,860
Salaries and employee benefits$803,0006,698
Premises and equipment expense$641,0003,707
Additional noninterest expense$880,0005,576
Pre-tax net operating income$-2,881,0006,868
Securities gains (losses)$03,754
Applicable income taxes$-104,0006,581
Income before extraordinary items$-2,777,0006,943
Extraordinary gains, net$034
Net income$-2,777,0006,942
Minority interest net income$0115
Net income of bank and minority interests.$-2,777,0006,942
Net charge-offs$3,310,0001,515
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,777,0006,954
2009-09-30 (YTD Data)Rank
Total interest income$2,087,0006,556
Total interest expense$944,0005,700
Net interest income$1,143,0006,920
Provision for loan and lease losses$1,938,0001,951
Total noninterest income$42,0007,478
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$44,0006,392
Trading account gains and fees$0212
Additional Noninterest Income$-2,0007,640
Total noninterest expense$1,786,0005,838
Salaries and employee benefits$601,0006,734
Premises and equipment expense$477,0003,756
Additional noninterest expense$708,0005,382
Pre-tax net operating income$-2,539,0007,186
Securities gains (losses)$03,497
Applicable income taxes$-102,0006,945
Income before extraordinary items$-2,437,0007,283
Extraordinary gains, net$027
Net income$-2,437,0007,282
Minority interest net income$0118
Net income of bank and minority interests.$-2,437,0007,283
Net charge-offs$2,830,0001,224
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,437,0007,272
2009-06-30 (YTD Data)Rank
Total interest income$1,390,0006,625
Total interest expense$690,0005,602
Net interest income$700,0007,096
Provision for loan and lease losses$1,648,0001,577
Total noninterest income$43,0007,289
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$32,0006,340
Trading account gains and fees$0193
Additional Noninterest Income$11,0007,209
Total noninterest expense$1,261,0005,716
Salaries and employee benefits$399,0006,816
Premises and equipment expense$316,0003,790
Additional noninterest expense$546,0004,994
Pre-tax net operating income$-2,166,0007,425
Securities gains (losses)$03,136
Applicable income taxes$-87,0007,116
Income before extraordinary items$-2,079,0007,498
Extraordinary gains, net$021
Net income$-2,079,0007,498
Minority interest net income$0112
Net income of bank and minority interests.$-2,079,0007,497
Net charge-offs$2,529,000961
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,079,0007,496
2009-03-31 (YTD Data)Rank
Total interest income$788,0006,416
Total interest expense$375,0005,525
Net interest income$413,0006,818
Provision for loan and lease losses$118,0003,671
Total noninterest income$5,0007,912
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$16,0006,311
Trading account gains and fees$0171
Additional Noninterest Income$-11,0007,995
Total noninterest expense$668,0005,504
Salaries and employee benefits$192,0006,923
Premises and equipment expense$159,0003,817
Additional noninterest expense$317,0004,236
Pre-tax net operating income$-368,0007,160
Securities gains (losses)$02,434
Applicable income taxes$-15,0007,241
Income before extraordinary items$-353,0007,277
Extraordinary gains, net$015
Net income$-353,0007,278
Minority interest net income$0102
Net income of bank and minority interests.$-353,0007,278
Net charge-offs$466,0001,411
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-353,0007,235
2008-12-31 (YTD Data)Rank
Total interest income$3,886,0006,069
Total interest expense$1,880,0005,463
Net interest income$2,006,0006,407
Provision for loan and lease losses$4,474,0001,083
Total noninterest income$83,0007,471
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$71,0006,319
Trading account gains and fees$0154
Additional Noninterest Income$12,0007,639
Total noninterest expense$1,970,0006,271
Salaries and employee benefits$901,0006,645
Premises and equipment expense$645,0003,710
Additional noninterest expense$424,0006,941
Pre-tax net operating income$-4,355,0007,747
Securities gains (losses)$03,220
Applicable income taxes$-207,0007,229
Income before extraordinary items$-4,148,0007,751
Extraordinary gains, net$039
Net income$-4,148,0007,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,284,0001,188
Cash dividends$90,0005,042
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-4,148,0007,810
2008-09-30 (YTD Data)Rank
Total interest income$3,254,0005,896
Total interest expense$1,469,0005,481
Net interest income$1,785,0006,067
Provision for loan and lease losses$945,0001,890
Total noninterest income$56,0007,680
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$73,0005,965
Trading account gains and fees$0148
Additional Noninterest Income$-17,0008,217
Total noninterest expense$1,470,0006,271
Salaries and employee benefits$694,0006,619
Premises and equipment expense$479,0003,752
Additional noninterest expense$297,0007,074
Pre-tax net operating income$-574,0007,304
Securities gains (losses)$03,106
Applicable income taxes$-20,0007,348
Income before extraordinary items$-554,0007,229
Extraordinary gains, net$031
Net income$-554,0007,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$797,0001,493
Cash dividends$90,0004,482
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-554,0007,358
2008-06-30 (YTD Data)Rank
Total interest income$2,252,0005,872
Total interest expense$1,044,0005,469
Net interest income$1,208,0006,053
Provision for loan and lease losses$105,0004,183
Total noninterest income$50,0007,496
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$47,0006,035
Trading account gains and fees$0149
Additional Noninterest Income$3,0008,035
Total noninterest expense$970,0006,341
Salaries and employee benefits$467,0006,646
Premises and equipment expense$318,0003,787
Additional noninterest expense$185,0007,191
Pre-tax net operating income$183,0005,927
Securities gains (losses)$03,233
Applicable income taxes$-5,0007,581
Income before extraordinary items$188,0005,703
Extraordinary gains, net$021
Net income$188,0005,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,967
Cash dividends$90,0004,186
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$188,0005,637
2008-03-31 (YTD Data)Rank
Total interest income$1,172,0005,867
Total interest expense$557,0005,483
Net interest income$615,0006,042
Provision for loan and lease losses$80,0003,055
Total noninterest income$22,0007,623
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$23,0006,062
Trading account gains and fees$0158
Additional Noninterest Income$-1,0008,374
Total noninterest expense$463,0006,498
Salaries and employee benefits$227,0006,740
Premises and equipment expense$158,0003,825
Additional noninterest expense$78,0007,453
Pre-tax net operating income$94,0006,062
Securities gains (losses)$02,688
Applicable income taxes$-10,0007,841
Income before extraordinary items$104,0005,791
Extraordinary gains, net$015
Net income$104,0005,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$90,0003,020
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$104,0005,698
2007-12-31 (YTD Data)Rank
Total interest income$4,704,0005,870
Total interest expense$2,175,0005,643
Net interest income$2,529,0005,946
Provision for loan and lease losses$200,0003,846
Total noninterest income$71,0007,834
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$109,0005,906
Trading account gains and fees$0178
Additional Noninterest Income$-38,0008,478
Total noninterest expense$1,886,0006,365
Salaries and employee benefits$817,0006,926
Premises and equipment expense$682,0003,507
Additional noninterest expense$387,0007,101
Pre-tax net operating income$514,0005,942
Securities gains (losses)$19,0001,121
Applicable income taxes$127,0004,283
Income before extraordinary items$406,0006,028
Extraordinary gains, net$039
Net income$406,0006,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,238
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$391,5606,069
2007-09-30 (YTD Data)Rank
Total interest income$3,476,0005,947
Total interest expense$1,592,0005,719
Net interest income$1,884,0005,985
Provision for loan and lease losses$120,0003,851
Total noninterest income$47,0007,972
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$83,0005,921
Trading account gains and fees$0184
Additional Noninterest Income$-36,0008,523
Total noninterest expense$1,388,0006,390
Salaries and employee benefits$632,0006,839
Premises and equipment expense$475,0003,692
Additional noninterest expense$281,0007,150
Pre-tax net operating income$423,0006,067
Securities gains (losses)$01,655
Applicable income taxes$123,0004,247
Income before extraordinary items$300,0006,319
Extraordinary gains, net$033
Net income$300,0006,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$300,0006,315
2007-06-30 (YTD Data)Rank
Total interest income$2,244,0006,041
Total interest expense$1,014,0005,836
Net interest income$1,230,0006,095
Provision for loan and lease losses$55,0004,254
Total noninterest income$6,0008,416
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$51,0006,069
Trading account gains and fees$0168
Additional Noninterest Income$-45,0008,592
Total noninterest expense$907,0006,501
Salaries and employee benefits$427,0006,855
Premises and equipment expense$309,0003,777
Additional noninterest expense$171,0007,346
Pre-tax net operating income$274,0006,200
Securities gains (losses)$01,444
Applicable income taxes$117,0003,949
Income before extraordinary items$157,0006,686
Extraordinary gains, net$029
Net income$157,0006,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,195
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$157,0006,673
2007-03-31 (YTD Data)Rank
Total interest income$1,095,0006,105
Total interest expense$493,0005,898
Net interest income$602,0006,152
Provision for loan and lease losses$30,0003,737
Total noninterest income$25,0007,660
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$23,0006,169
Trading account gains and fees$0195
Additional Noninterest Income$2,0008,219
Total noninterest expense$449,0006,552
Salaries and employee benefits$223,0006,796
Premises and equipment expense$149,0003,878
Additional noninterest expense$77,0007,546
Pre-tax net operating income$148,0006,084
Securities gains (losses)$01,187
Applicable income taxes$112,0003,120
Income before extraordinary items$36,0007,362
Extraordinary gains, net$022
Net income$36,0007,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$36,0007,352
2006-12-31 (YTD Data)Rank
Total interest income$3,954,0006,157
Total interest expense$1,693,0005,830
Net interest income$2,261,0006,269
Provision for loan and lease losses$128,0004,290
Total noninterest income$122,0007,551
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$110,0006,016
Trading account gains and fees$0130
Additional Noninterest Income$12,0008,212
Total noninterest expense$1,737,0006,530
Salaries and employee benefits$838,0006,850
Premises and equipment expense$553,0003,995
Additional noninterest expense$346,0007,336
Pre-tax net operating income$518,0006,422
Securities gains (losses)$01,687
Applicable income taxes$193,0004,329
Income before extraordinary items$325,0006,813
Extraordinary gains, net$051
Net income$325,0006,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,537
Cash dividends$15,0005,875
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$325,0006,813
2006-09-30 (YTD Data)Rank
Total interest income$2,848,0006,278
Total interest expense$1,197,0005,918
Net interest income$1,651,0006,386
Provision for loan and lease losses$83,0004,471
Total noninterest income$96,0007,569
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$85,0006,038
Trading account gains and fees$0126
Additional Noninterest Income$11,0008,185
Total noninterest expense$1,289,0006,564
Salaries and employee benefits$625,0006,847
Premises and equipment expense$409,0004,049
Additional noninterest expense$255,0007,378
Pre-tax net operating income$375,0006,709
Securities gains (losses)$01,388
Applicable income taxes$103,0004,896
Income before extraordinary items$272,0006,863
Extraordinary gains, net$045
Net income$272,0006,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,644
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$272,0006,866
2006-06-30 (YTD Data)Rank
Total interest income$1,771,0006,425
Total interest expense$724,0006,063
Net interest income$1,047,0006,553
Provision for loan and lease losses$73,0003,858
Total noninterest income$58,0007,716
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$45,0006,387
Trading account gains and fees$0126
Additional Noninterest Income$13,0007,912
Total noninterest expense$848,0006,627
Salaries and employee benefits$413,0006,902
Premises and equipment expense$269,0004,089
Additional noninterest expense$166,0007,443
Pre-tax net operating income$184,0007,183
Securities gains (losses)$01,185
Applicable income taxes$38,0005,424
Income before extraordinary items$146,0007,187
Extraordinary gains, net$039
Net income$146,0007,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,225
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$146,0007,200
2006-03-31 (YTD Data)Rank
Total interest income$819,0006,579
Total interest expense$321,0006,246
Net interest income$498,0006,694
Provision for loan and lease losses$40,0003,523
Total noninterest income$23,0007,933
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$21,0006,441
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$411,0006,708
Salaries and employee benefits$204,0006,941
Premises and equipment expense$136,0004,066
Additional noninterest expense$71,0007,703
Pre-tax net operating income$70,0007,436
Securities gains (losses)$0955
Applicable income taxes$20,0005,352
Income before extraordinary items$50,0007,534
Extraordinary gains, net$021
Net income$50,0007,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$50,0007,538
2005-12-31 (YTD Data)Rank
Total interest income$2,571,0006,958
Total interest expense$896,0006,542
Net interest income$1,675,0007,060
Provision for loan and lease losses$153,0004,087
Total noninterest income$114,0007,803
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$108,0006,181
Trading account gains and fees$0138
Additional Noninterest Income$6,0008,519
Total noninterest expense$1,371,0007,103
Salaries and employee benefits$713,0007,218
Premises and equipment expense$353,0005,256
Additional noninterest expense$305,0007,617
Pre-tax net operating income$265,0007,512
Securities gains (losses)$02,296
Applicable income taxes$77,0005,577
Income before extraordinary items$188,0007,641
Extraordinary gains, net$046
Net income$188,0007,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,546
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$188,0007,609
2005-09-30 (YTD Data)Rank
Total interest income$1,813,0007,094
Total interest expense$612,0006,665
Net interest income$1,201,0007,197
Provision for loan and lease losses$117,0003,935
Total noninterest income$77,0007,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$74,0006,349
Trading account gains and fees$0126
Additional Noninterest Income$3,0008,618
Total noninterest expense$977,0007,204
Salaries and employee benefits$530,0007,224
Premises and equipment expense$218,0005,820
Additional noninterest expense$229,0007,619
Pre-tax net operating income$184,0007,699
Securities gains (losses)$02,317
Applicable income taxes$53,0005,756
Income before extraordinary items$131,0007,804
Extraordinary gains, net$035
Net income$131,0007,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,746
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$131,0007,762
2005-06-30 (YTD Data)Rank
Total interest income$1,108,0007,236
Total interest expense$353,0006,875
Net interest income$755,0007,331
Provision for loan and lease losses$83,0003,704
Total noninterest income$46,0008,053
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$42,0006,539
Trading account gains and fees$0116
Additional Noninterest Income$4,0008,501
Total noninterest expense$556,0007,545
Salaries and employee benefits$340,0007,321
Premises and equipment expense$86,0007,006
Additional noninterest expense$130,0007,857
Pre-tax net operating income$162,0007,460
Securities gains (losses)$02,146
Applicable income taxes$46,0005,584
Income before extraordinary items$116,0007,625
Extraordinary gains, net$030
Net income$116,0007,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,653
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$116,0007,579
2005-03-31 (YTD Data)Rank
Total interest income$503,0007,474
Total interest expense$155,0007,102
Net interest income$348,0007,543
Provision for loan and lease losses$30,0003,913
Total noninterest income$19,0008,268
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$16,0006,882
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,454
Total noninterest expense$275,0007,626
Salaries and employee benefits$168,0007,407
Premises and equipment expense$44,0007,034
Additional noninterest expense$63,0007,956
Pre-tax net operating income$62,0007,747
Securities gains (losses)$01,685
Applicable income taxes$18,0005,732
Income before extraordinary items$44,0007,861
Extraordinary gains, net$024
Net income$44,0007,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,709
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$44,0007,833
2004-12-31 (YTD Data)Rank
Total interest income$1,587,0007,796
Total interest expense$431,0007,565
Net interest income$1,156,0007,810
Provision for loan and lease losses$205,0003,640
Total noninterest income$62,0008,478
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$57,0007,178
Trading account gains and fees$0138
Additional Noninterest Income$5,0008,690
Total noninterest expense$1,053,0007,706
Salaries and employee benefits$671,0007,395
Premises and equipment expense$154,0007,278
Additional noninterest expense$228,0008,134
Pre-tax net operating income$-40,0008,441
Securities gains (losses)$03,819
Applicable income taxes$-11,0008,584
Income before extraordinary items$-29,0008,473
Extraordinary gains, net$034
Net income$-29,0008,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-29,0008,440
2004-09-30 (YTD Data)Rank
Total interest income$1,109,0007,936
Total interest expense$294,0007,737
Net interest income$815,0007,939
Provision for loan and lease losses$160,0003,409
Total noninterest income$43,0008,572
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$39,0007,302
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,732
Total noninterest expense$780,0007,703
Salaries and employee benefits$502,0007,335
Premises and equipment expense$105,0007,429
Additional noninterest expense$173,0008,115
Pre-tax net operating income$-82,0008,587
Securities gains (losses)$03,710
Applicable income taxes$-24,0008,772
Income before extraordinary items$-58,0008,586
Extraordinary gains, net$026
Net income$-58,0008,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-58,0008,557
2004-06-30 (YTD Data)Rank
Total interest income$682,0008,143
Total interest expense$176,0007,973
Net interest income$506,0008,080
Provision for loan and lease losses$115,0003,272
Total noninterest income$23,0008,724
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$22,0007,457
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,898
Total noninterest expense$518,0007,756
Salaries and employee benefits$343,0007,348
Premises and equipment expense$65,0007,603
Additional noninterest expense$110,0008,227
Pre-tax net operating income$-104,0008,696
Securities gains (losses)$03,413
Applicable income taxes$-30,0008,853
Income before extraordinary items$-74,0008,693
Extraordinary gains, net$021
Net income$-74,0008,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-74,0008,660
2004-03-31 (YTD Data)Rank
Total interest income$306,0008,329
Total interest expense$75,0008,277
Net interest income$231,0008,266
Provision for loan and lease losses$60,0002,918
Total noninterest income$13,0008,701
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$9,0007,564
Trading account gains and fees$0121
Additional Noninterest Income$4,0008,419
Total noninterest expense$227,0008,048
Salaries and employee benefits$138,0007,872
Premises and equipment expense$18,0008,372
Additional noninterest expense$71,0007,861
Pre-tax net operating income$-43,0008,710
Securities gains (losses)$02,934
Applicable income taxes$-12,0008,870
Income before extraordinary items$-31,0008,724
Extraordinary gains, net$016
Net income$-31,0008,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-31,0008,683
2003-12-31 (YTD Data)Rank
Total interest income$475,0008,964
Total interest expense$95,0008,965
Net interest income$380,0008,921
Provision for loan and lease losses$165,0004,406
Total noninterest income$16,0009,028
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$11,0007,926
Trading account gains and fees$0160
Additional Noninterest Income$5,0008,909
Total noninterest expense$829,0008,219
Salaries and employee benefits$401,0008,404
Premises and equipment expense$50,0008,765
Additional noninterest expense$378,0007,284
Pre-tax net operating income$-598,0008,861
Securities gains (losses)$04,500
Applicable income taxes$-175,0009,000
Income before extraordinary items$-423,0008,872
Extraordinary gains, net$054
Net income$-423,0008,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$5,000,000189
Net operating income$-423,0008,809
2003-09-30 (YTD Data)Rank
Total interest income$249,0009,112
Total interest expense$46,0009,105
Net interest income$203,0009,090
Provision for loan and lease losses$112,0004,473
Total noninterest income$9,0009,116
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,0008,030
Trading account gains and fees$0153
Additional Noninterest Income$4,0008,966
Total noninterest expense$588,0008,317
Salaries and employee benefits$255,0008,635
Premises and equipment expense$39,0008,772
Additional noninterest expense$294,0007,191
Pre-tax net operating income$-488,0008,953
Securities gains (losses)$04,204
Applicable income taxes$-145,0009,093
Income before extraordinary items$-343,0008,974
Extraordinary gains, net$040
Net income$-343,0008,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$5,000,000126
Net operating income$-343,0008,906
2003-06-30 (YTD Data)Rank
Total interest income$78,0009,214
Total interest expense$11,0009,195
Net interest income$67,0009,198
Provision for loan and lease losses$78,0004,349
Total noninterest income$5,0009,162
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,0008,080
Trading account gains and fees$0150
Additional Noninterest Income$3,0008,960
Total noninterest expense$356,0008,466
Salaries and employee benefits$123,0008,980
Premises and equipment expense$17,0009,006
Additional noninterest expense$216,0006,942
Pre-tax net operating income$-362,0009,015
Securities gains (losses)$03,782
Applicable income taxes$-108,0009,144
Income before extraordinary items$-254,0009,041
Extraordinary gains, net$030
Net income$-254,0009,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$5,000,00082
Net operating income$-254,0008,971

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.