Home > Hendricks County Bank and Trust Company > Income and Expense
Hendricks County Bank and Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 2,950 |
| Total interest expense | $1,909,000 | 3,095 |
| Net interest income | $7,308,000 | 2,838 |
| Provision for loan and lease losses | $57,000 | 2,749 |
| Total noninterest income | $898,000 | 2,860 |
| Gross Fiduciary activities income | $51,000 | 767 |
| Service charges on deposit accounts | $186,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,705 |
| Total noninterest expense | $7,440,000 | 2,453 |
| Salaries and employee benefits | $3,739,000 | 2,628 |
| Premises and equipment expense | $1,334,000 | 1,678 |
| Additional noninterest expense | $661,000 | 2,705 |
| Pre-tax net operating income | $709,000 | 3,788 |
| Securities gains (losses) | $7,000 | 812 |
| Applicable income taxes | $175,000 | 2,510 |
| Income before extraordinary items | $541,000 | 3,847 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $541,000 | 3,886 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $541,000 | 3,848 |
| Net charge-offs | $25,000 | 2,107 |
| Cash dividends | $67,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $535,470 | 3,877 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 2,959 |
| Total interest expense | $1,257,000 | 3,114 |
| Net interest income | $5,458,000 | 2,855 |
| Provision for loan and lease losses | $34,000 | 2,668 |
| Total noninterest income | $629,000 | 2,941 |
| Gross Fiduciary activities income | $14,000 | 819 |
| Service charges on deposit accounts | $124,000 | 2,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $491,000 | 2,705 |
| Total noninterest expense | $5,493,000 | 2,472 |
| Salaries and employee benefits | $2,763,000 | 2,644 |
| Premises and equipment expense | $1,009,000 | 1,665 |
| Additional noninterest expense | $491,000 | 2,704 |
| Pre-tax net operating income | $560,000 | 3,855 |
| Securities gains (losses) | $7,000 | 656 |
| Applicable income taxes | $149,000 | 2,495 |
| Income before extraordinary items | $418,000 | 3,918 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $418,000 | 3,955 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $418,000 | 3,918 |
| Net charge-offs | $25,000 | 1,796 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $412,470 | 3,954 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 2,980 |
| Total interest expense | $673,000 | 3,211 |
| Net interest income | $3,668,000 | 2,864 |
| Provision for loan and lease losses | $21,000 | 2,593 |
| Total noninterest income | $414,000 | 2,913 |
| Gross Fiduciary activities income | $13,000 | 797 |
| Service charges on deposit accounts | $77,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 2,677 |
| Total noninterest expense | $3,660,000 | 2,456 |
| Salaries and employee benefits | $1,842,000 | 2,640 |
| Premises and equipment expense | $681,000 | 1,652 |
| Additional noninterest expense | $324,000 | 2,672 |
| Pre-tax net operating income | $401,000 | 3,846 |
| Securities gains (losses) | $7,000 | 705 |
| Applicable income taxes | $109,000 | 2,503 |
| Income before extraordinary items | $299,000 | 3,923 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $299,000 | 3,963 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $299,000 | 3,922 |
| Net charge-offs | $24,000 | 1,463 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $293,470 | 3,951 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,007 |
| Total interest expense | $224,000 | 3,452 |
| Net interest income | $1,888,000 | 2,828 |
| Provision for loan and lease losses | $4,000 | 2,513 |
| Total noninterest income | $192,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $35,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,701 |
| Total noninterest expense | $1,772,000 | 2,544 |
| Salaries and employee benefits | $907,000 | 2,695 |
| Premises and equipment expense | $338,000 | 1,688 |
| Additional noninterest expense | $157,000 | 2,701 |
| Pre-tax net operating income | $304,000 | 3,615 |
| Securities gains (losses) | $19,000 | 452 |
| Applicable income taxes | $84,000 | 2,268 |
| Income before extraordinary items | $239,000 | 3,678 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $239,000 | 3,677 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $239,000 | 3,678 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $223,990 | 3,755 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 2,997 |
| Total interest expense | $397,000 | 3,494 |
| Net interest income | $6,823,000 | 2,917 |
| Provision for loan and lease losses | $1,000 | 3,003 |
| Total noninterest income | $1,153,000 | 2,638 |
| Gross Fiduciary activities income | $53,000 | 794 |
| Service charges on deposit accounts | $138,000 | 3,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $962,000 | 2,365 |
| Total noninterest expense | $6,771,000 | 2,566 |
| Salaries and employee benefits | $3,437,000 | 2,733 |
| Premises and equipment expense | $1,311,000 | 1,692 |
| Additional noninterest expense | $962,000 | 2,365 |
| Pre-tax net operating income | $1,204,000 | 3,636 |
| Securities gains (losses) | $85,000 | 184 |
| Applicable income taxes | $-12,000 | 4,552 |
| Income before extraordinary items | $1,301,000 | 3,406 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,301,000 | 3,403 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,301,000 | 3,405 |
| Net charge-offs | $7,000 | 2,241 |
| Cash dividends | $65,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,216,000 | 3,508 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 3,012 |
| Total interest expense | $220,000 | 3,628 |
| Net interest income | $4,946,000 | 2,950 |
| Provision for loan and lease losses | $-3,000 | 4,347 |
| Total noninterest income | $886,000 | 2,643 |
| Gross Fiduciary activities income | $1,000 | 945 |
| Service charges on deposit accounts | $102,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $783,000 | 2,330 |
| Total noninterest expense | $4,849,000 | 2,626 |
| Salaries and employee benefits | $2,343,000 | 2,865 |
| Premises and equipment expense | $1,016,000 | 1,656 |
| Additional noninterest expense | $783,000 | 2,330 |
| Pre-tax net operating income | $986,000 | 3,555 |
| Securities gains (losses) | $85,000 | 176 |
| Applicable income taxes | $75,000 | 3,006 |
| Income before extraordinary items | $996,000 | 3,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $996,000 | 3,382 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $996,000 | 3,383 |
| Net charge-offs | $5,000 | 2,006 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $916,950 | 3,499 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 3,074 |
| Total interest expense | $131,000 | 3,682 |
| Net interest income | $3,101,000 | 3,007 |
| Provision for loan and lease losses | $1,000 | 2,581 |
| Total noninterest income | $780,000 | 2,337 |
| Gross Fiduciary activities income | $1,000 | 891 |
| Service charges on deposit accounts | $63,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 2,038 |
| Total noninterest expense | $3,207,000 | 2,619 |
| Salaries and employee benefits | $1,548,000 | 2,891 |
| Premises and equipment expense | $678,000 | 1,666 |
| Additional noninterest expense | $981,000 | 2,650 |
| Pre-tax net operating income | $673,000 | 3,437 |
| Securities gains (losses) | $85,000 | 159 |
| Applicable income taxes | $56,000 | 2,872 |
| Income before extraordinary items | $702,000 | 3,208 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $702,000 | 3,207 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $702,000 | 3,208 |
| Net charge-offs | $4,000 | 1,826 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $622,950 | 3,386 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,071 |
| Total interest expense | $67,000 | 3,645 |
| Net interest income | $1,512,000 | 3,011 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $417,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $30,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 1,939 |
| Total noninterest expense | $1,588,000 | 2,642 |
| Salaries and employee benefits | $768,000 | 2,898 |
| Premises and equipment expense | $337,000 | 1,698 |
| Additional noninterest expense | $483,000 | 2,654 |
| Pre-tax net operating income | $341,000 | 3,287 |
| Securities gains (losses) | $85,000 | 150 |
| Applicable income taxes | $35,000 | 2,682 |
| Income before extraordinary items | $391,000 | 3,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $391,000 | 3,009 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $391,000 | 3,010 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $312,800 | 3,250 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 3,137 |
| Total interest expense | $355,000 | 3,569 |
| Net interest income | $6,008,000 | 3,078 |
| Provision for loan and lease losses | $12,000 | 2,935 |
| Total noninterest income | $1,012,000 | 2,961 |
| Gross Fiduciary activities income | $40,000 | 781 |
| Service charges on deposit accounts | $117,000 | 3,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $855,000 | 2,770 |
| Total noninterest expense | $6,724,000 | 2,555 |
| Salaries and employee benefits | $3,370,000 | 2,768 |
| Premises and equipment expense | $1,282,000 | 1,736 |
| Additional noninterest expense | $2,072,000 | 2,535 |
| Pre-tax net operating income | $284,000 | 4,417 |
| Securities gains (losses) | $322,000 | 464 |
| Applicable income taxes | $-36,000 | 4,746 |
| Income before extraordinary items | $642,000 | 4,079 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $642,000 | 4,078 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $642,000 | 4,079 |
| Net charge-offs | $-78,000 | 4,280 |
| Cash dividends | $43,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $320,000 | 4,347 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 3,183 |
| Total interest expense | $280,000 | 3,611 |
| Net interest income | $4,562,000 | 3,110 |
| Provision for loan and lease losses | $12,000 | 2,809 |
| Total noninterest income | $738,000 | 3,025 |
| Gross Fiduciary activities income | $12,000 | 838 |
| Service charges on deposit accounts | $86,000 | 3,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $640,000 | 2,803 |
| Total noninterest expense | $4,955,000 | 2,592 |
| Salaries and employee benefits | $2,455,000 | 2,820 |
| Premises and equipment expense | $956,000 | 1,770 |
| Additional noninterest expense | $1,544,000 | 2,543 |
| Pre-tax net operating income | $333,000 | 4,386 |
| Securities gains (losses) | $139,000 | 691 |
| Applicable income taxes | $37,000 | 3,285 |
| Income before extraordinary items | $435,000 | 4,244 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $435,000 | 4,243 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $435,000 | 4,244 |
| Net charge-offs | $-78,000 | 4,372 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $307,120 | 4,370 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 3,153 |
| Total interest expense | $200,000 | 3,610 |
| Net interest income | $3,084,000 | 3,085 |
| Provision for loan and lease losses | $1,000 | 2,848 |
| Total noninterest income | $497,000 | 3,005 |
| Gross Fiduciary activities income | $11,000 | 812 |
| Service charges on deposit accounts | $56,000 | 3,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 2,780 |
| Total noninterest expense | $3,295,000 | 2,588 |
| Salaries and employee benefits | $1,626,000 | 2,825 |
| Premises and equipment expense | $650,000 | 1,730 |
| Additional noninterest expense | $1,019,000 | 2,544 |
| Pre-tax net operating income | $285,000 | 4,293 |
| Securities gains (losses) | $139,000 | 561 |
| Applicable income taxes | $31,000 | 3,203 |
| Income before extraordinary items | $393,000 | 4,081 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $393,000 | 4,081 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $393,000 | 4,081 |
| Net charge-offs | $-90,000 | 4,561 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $263,730 | 4,291 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 3,111 |
| Total interest expense | $110,000 | 3,580 |
| Net interest income | $1,584,000 | 3,026 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $250,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,739 |
| Total noninterest expense | $1,578,000 | 2,635 |
| Salaries and employee benefits | $771,000 | 2,887 |
| Premises and equipment expense | $322,000 | 1,748 |
| Additional noninterest expense | $485,000 | 2,592 |
| Pre-tax net operating income | $256,000 | 3,909 |
| Securities gains (losses) | $139,000 | 396 |
| Applicable income taxes | $26,000 | 2,974 |
| Income before extraordinary items | $369,000 | 3,459 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $369,000 | 3,460 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $369,000 | 3,459 |
| Net charge-offs | $-90,000 | 4,742 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $239,730 | 3,879 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 3,087 |
| Total interest expense | $693,000 | 3,459 |
| Net interest income | $6,201,000 | 3,007 |
| Provision for loan and lease losses | $87,000 | 3,655 |
| Total noninterest income | $924,000 | 2,951 |
| Gross Fiduciary activities income | $41,000 | 794 |
| Service charges on deposit accounts | $143,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $740,000 | 2,760 |
| Total noninterest expense | $6,584,000 | 2,558 |
| Salaries and employee benefits | $3,290,000 | 2,786 |
| Premises and equipment expense | $1,255,000 | 1,746 |
| Additional noninterest expense | $2,039,000 | 2,503 |
| Pre-tax net operating income | $454,000 | 4,261 |
| Securities gains (losses) | $65,000 | 1,600 |
| Applicable income taxes | $-37,000 | 4,848 |
| Income before extraordinary items | $556,000 | 4,130 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $556,000 | 4,129 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $556,000 | 4,130 |
| Net charge-offs | $-25,000 | 4,434 |
| Cash dividends | $43,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $491,000 | 4,152 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 3,079 |
| Total interest expense | $559,000 | 3,445 |
| Net interest income | $4,794,000 | 2,964 |
| Provision for loan and lease losses | $75,000 | 3,487 |
| Total noninterest income | $627,000 | 3,055 |
| Gross Fiduciary activities income | $6,000 | 890 |
| Service charges on deposit accounts | $115,000 | 3,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 2,834 |
| Total noninterest expense | $4,618,000 | 2,643 |
| Salaries and employee benefits | $2,377,000 | 2,836 |
| Premises and equipment expense | $873,000 | 1,834 |
| Additional noninterest expense | $1,368,000 | 2,679 |
| Pre-tax net operating income | $728,000 | 3,753 |
| Securities gains (losses) | $65,000 | 1,421 |
| Applicable income taxes | $40,000 | 3,159 |
| Income before extraordinary items | $753,000 | 3,663 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $753,000 | 3,662 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $753,000 | 3,663 |
| Net charge-offs | $-26,000 | 4,488 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $691,250 | 3,700 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 3,034 |
| Total interest expense | $406,000 | 3,442 |
| Net interest income | $3,355,000 | 2,908 |
| Provision for loan and lease losses | $57,000 | 3,394 |
| Total noninterest income | $430,000 | 2,986 |
| Gross Fiduciary activities income | $5,000 | 874 |
| Service charges on deposit accounts | $81,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 2,762 |
| Total noninterest expense | $3,060,000 | 2,666 |
| Salaries and employee benefits | $1,604,000 | 2,832 |
| Premises and equipment expense | $565,000 | 1,871 |
| Additional noninterest expense | $891,000 | 2,713 |
| Pre-tax net operating income | $668,000 | 3,443 |
| Securities gains (losses) | $62,000 | 1,200 |
| Applicable income taxes | $22,000 | 3,196 |
| Income before extraordinary items | $708,000 | 3,263 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $708,000 | 3,262 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $708,000 | 3,263 |
| Net charge-offs | $-30,000 | 4,624 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $647,860 | 3,336 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 3,164 |
| Total interest expense | $232,000 | 3,382 |
| Net interest income | $1,483,000 | 3,070 |
| Provision for loan and lease losses | $13,000 | 3,345 |
| Total noninterest income | $210,000 | 2,959 |
| Gross Fiduciary activities income | $4,000 | 843 |
| Service charges on deposit accounts | $51,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,737 |
| Total noninterest expense | $1,468,000 | 2,749 |
| Salaries and employee benefits | $766,000 | 2,926 |
| Premises and equipment expense | $274,000 | 1,921 |
| Additional noninterest expense | $428,000 | 2,813 |
| Pre-tax net operating income | $212,000 | 3,731 |
| Securities gains (losses) | $62,000 | 774 |
| Applicable income taxes | $14,000 | 3,035 |
| Income before extraordinary items | $260,000 | 3,438 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $260,000 | 3,439 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $260,000 | 3,439 |
| Net charge-offs | $-29,000 | 4,743 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $201,100 | 3,674 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,835,000 | 3,219 |
| Total interest expense | $1,077,000 | 3,199 |
| Net interest income | $5,758,000 | 3,179 |
| Provision for loan and lease losses | $102,000 | 2,925 |
| Total noninterest income | $796,000 | 3,110 |
| Gross Fiduciary activities income | $28,000 | 843 |
| Service charges on deposit accounts | $206,000 | 3,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,897 |
| Total noninterest expense | $6,142,000 | 2,660 |
| Salaries and employee benefits | $3,223,000 | 2,804 |
| Premises and equipment expense | $885,000 | 2,206 |
| Additional noninterest expense | $2,034,000 | 2,531 |
| Pre-tax net operating income | $310,000 | 4,653 |
| Securities gains (losses) | $179,000 | 676 |
| Applicable income taxes | $356,000 | 2,238 |
| Income before extraordinary items | $133,000 | 4,849 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $133,000 | 4,851 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $133,000 | 4,851 |
| Net charge-offs | $11,000 | 3,294 |
| Cash dividends | $43,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-8,410 | 4,977 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,272 |
| Total interest expense | $794,000 | 3,253 |
| Net interest income | $4,295,000 | 3,226 |
| Provision for loan and lease losses | $81,000 | 2,803 |
| Total noninterest income | $557,000 | 3,217 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $154,000 | 3,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $401,000 | 2,960 |
| Total noninterest expense | $4,395,000 | 2,754 |
| Salaries and employee benefits | $2,354,000 | 2,859 |
| Premises and equipment expense | $554,000 | 2,478 |
| Additional noninterest expense | $1,487,000 | 2,575 |
| Pre-tax net operating income | $376,000 | 4,526 |
| Securities gains (losses) | $179,000 | 565 |
| Applicable income taxes | $83,000 | 3,035 |
| Income before extraordinary items | $472,000 | 4,332 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $472,000 | 4,332 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $472,000 | 4,332 |
| Net charge-offs | $35,000 | 2,430 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $319,850 | 4,560 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 3,302 |
| Total interest expense | $497,000 | 3,324 |
| Net interest income | $2,855,000 | 3,246 |
| Provision for loan and lease losses | $63,000 | 2,544 |
| Total noninterest income | $345,000 | 3,260 |
| Gross Fiduciary activities income | $2,000 | 940 |
| Service charges on deposit accounts | $98,000 | 3,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,032 |
| Total noninterest expense | $2,857,000 | 2,805 |
| Salaries and employee benefits | $1,576,000 | 2,874 |
| Premises and equipment expense | $322,000 | 2,706 |
| Additional noninterest expense | $959,000 | 2,670 |
| Pre-tax net operating income | $280,000 | 4,488 |
| Securities gains (losses) | $121,000 | 486 |
| Applicable income taxes | $63,000 | 2,970 |
| Income before extraordinary items | $338,000 | 4,256 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $338,000 | 4,255 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $338,000 | 4,255 |
| Net charge-offs | $22,000 | 2,303 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $236,360 | 4,526 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 3,345 |
| Total interest expense | $227,000 | 3,428 |
| Net interest income | $1,419,000 | 3,282 |
| Provision for loan and lease losses | $16,000 | 2,851 |
| Total noninterest income | $158,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $46,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,080 |
| Total noninterest expense | $1,387,000 | 2,870 |
| Salaries and employee benefits | $764,000 | 2,946 |
| Premises and equipment expense | $156,000 | 2,782 |
| Additional noninterest expense | $467,000 | 2,716 |
| Pre-tax net operating income | $174,000 | 4,325 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $20,000 | 3,154 |
| Income before extraordinary items | $154,000 | 4,325 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $154,000 | 4,324 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $154,000 | 4,324 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $154,000 | 4,318 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 3,363 |
| Total interest expense | $687,000 | 3,487 |
| Net interest income | $5,556,000 | 3,302 |
| Provision for loan and lease losses | $1,000 | 4,072 |
| Total noninterest income | $741,000 | 3,252 |
| Gross Fiduciary activities income | $34,000 | 869 |
| Service charges on deposit accounts | $184,000 | 3,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 3,006 |
| Total noninterest expense | $5,578,000 | 2,840 |
| Salaries and employee benefits | $3,082,000 | 2,908 |
| Premises and equipment expense | $804,000 | 2,352 |
| Additional noninterest expense | $1,692,000 | 2,922 |
| Pre-tax net operating income | $718,000 | 4,369 |
| Securities gains (losses) | $-101,000 | 5,021 |
| Applicable income taxes | $61,000 | 3,298 |
| Income before extraordinary items | $556,000 | 4,468 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $556,000 | 4,467 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $556,000 | 4,467 |
| Net charge-offs | $2,000 | 3,662 |
| Cash dividends | $43,000 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $646,900 | 4,358 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 3,419 |
| Total interest expense | $481,000 | 3,531 |
| Net interest income | $4,091,000 | 3,359 |
| Provision for loan and lease losses | $1,000 | 3,929 |
| Total noninterest income | $562,000 | 3,249 |
| Gross Fiduciary activities income | $12,000 | 901 |
| Service charges on deposit accounts | $137,000 | 3,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,993 |
| Total noninterest expense | $3,995,000 | 2,946 |
| Salaries and employee benefits | $2,236,000 | 2,985 |
| Premises and equipment expense | $502,000 | 2,661 |
| Additional noninterest expense | $1,257,000 | 2,939 |
| Pre-tax net operating income | $657,000 | 4,243 |
| Securities gains (losses) | $-101,000 | 5,241 |
| Applicable income taxes | $44,000 | 3,376 |
| Income before extraordinary items | $512,000 | 4,375 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $512,000 | 4,374 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $512,000 | 4,374 |
| Net charge-offs | $23,000 | 2,632 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $604,920 | 4,211 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 3,471 |
| Total interest expense | $293,000 | 3,603 |
| Net interest income | $2,652,000 | 3,416 |
| Provision for loan and lease losses | $3,000 | 3,723 |
| Total noninterest income | $374,000 | 3,266 |
| Gross Fiduciary activities income | $11,000 | 884 |
| Service charges on deposit accounts | $93,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 3,029 |
| Total noninterest expense | $2,665,000 | 2,972 |
| Salaries and employee benefits | $1,502,000 | 2,983 |
| Premises and equipment expense | $330,000 | 2,706 |
| Additional noninterest expense | $833,000 | 2,967 |
| Pre-tax net operating income | $358,000 | 4,460 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $42,000 | 3,225 |
| Income before extraordinary items | $316,000 | 4,476 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $316,000 | 4,475 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $316,000 | 4,475 |
| Net charge-offs | $1,000 | 3,095 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $316,000 | 4,483 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 3,551 |
| Total interest expense | $137,000 | 3,654 |
| Net interest income | $1,281,000 | 3,494 |
| Provision for loan and lease losses | $1,000 | 3,464 |
| Total noninterest income | $166,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $45,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,095 |
| Total noninterest expense | $1,309,000 | 3,025 |
| Salaries and employee benefits | $750,000 | 3,005 |
| Premises and equipment expense | $166,000 | 2,737 |
| Additional noninterest expense | $393,000 | 3,095 |
| Pre-tax net operating income | $137,000 | 4,685 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $37,000 | 2,889 |
| Income before extraordinary items | $100,000 | 4,804 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $100,000 | 4,803 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $100,000 | 4,804 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $100,000 | 4,810 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 3,553 |
| Total interest expense | $378,000 | 4,070 |
| Net interest income | $5,224,000 | 3,452 |
| Provision for loan and lease losses | $32,000 | 3,759 |
| Total noninterest income | $703,000 | 3,450 |
| Gross Fiduciary activities income | $37,000 | 874 |
| Service charges on deposit accounts | $191,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 3,219 |
| Total noninterest expense | $5,135,000 | 3,051 |
| Salaries and employee benefits | $2,976,000 | 3,003 |
| Premises and equipment expense | $651,000 | 2,783 |
| Additional noninterest expense | $1,508,000 | 3,213 |
| Pre-tax net operating income | $760,000 | 4,377 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $188,000 | 2,992 |
| Income before extraordinary items | $572,000 | 4,368 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $572,000 | 4,368 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $572,000 | 4,368 |
| Net charge-offs | $-31,000 | 5,037 |
| Cash dividends | $45,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $572,000 | 4,354 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 3,595 |
| Total interest expense | $268,000 | 4,182 |
| Net interest income | $3,906,000 | 3,486 |
| Provision for loan and lease losses | $33,000 | 3,509 |
| Total noninterest income | $504,000 | 3,554 |
| Gross Fiduciary activities income | $7,000 | 968 |
| Service charges on deposit accounts | $141,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,243 |
| Total noninterest expense | $3,665,000 | 3,152 |
| Salaries and employee benefits | $2,158,000 | 3,080 |
| Premises and equipment expense | $437,000 | 3,007 |
| Additional noninterest expense | $1,070,000 | 3,336 |
| Pre-tax net operating income | $712,000 | 4,207 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $186,000 | 2,810 |
| Income before extraordinary items | $526,000 | 4,374 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $526,000 | 4,373 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $526,000 | 4,374 |
| Net charge-offs | $-10,000 | 4,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $526,000 | 4,362 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 3,578 |
| Total interest expense | $177,000 | 4,183 |
| Net interest income | $2,618,000 | 3,475 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $341,000 | 3,536 |
| Gross Fiduciary activities income | $7,000 | 945 |
| Service charges on deposit accounts | $86,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 3,193 |
| Total noninterest expense | $2,422,000 | 3,188 |
| Salaries and employee benefits | $1,440,000 | 3,102 |
| Premises and equipment expense | $276,000 | 3,114 |
| Additional noninterest expense | $706,000 | 3,378 |
| Pre-tax net operating income | $507,000 | 4,115 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $147,000 | 2,681 |
| Income before extraordinary items | $360,000 | 4,300 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $360,000 | 4,299 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $360,000 | 4,300 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $360,000 | 4,280 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 3,574 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $1,320,000 | 3,468 |
| Provision for loan and lease losses | $17,000 | 2,899 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $7,000 | 893 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,327 |
| Total noninterest expense | $1,216,000 | 3,210 |
| Salaries and employee benefits | $738,000 | 3,094 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $342,000 | 3,436 |
| Pre-tax net operating income | $248,000 | 4,111 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $36,000 | 3,067 |
| Income before extraordinary items | $212,000 | 4,057 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $212,000 | 4,056 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $212,000 | 4,057 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $212,000 | 4,038 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 3,633 |
| Total interest expense | $309,000 | 4,416 |
| Net interest income | $5,148,000 | 3,519 |
| Provision for loan and lease losses | $249,000 | 2,196 |
| Total noninterest income | $829,000 | 3,332 |
| Gross Fiduciary activities income | $29,000 | 930 |
| Service charges on deposit accounts | $208,000 | 3,508 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $592,000 | 3,033 |
| Total noninterest expense | $4,917,000 | 3,216 |
| Salaries and employee benefits | $2,825,000 | 3,145 |
| Premises and equipment expense | $608,000 | 2,985 |
| Additional noninterest expense | $1,484,000 | 3,368 |
| Pre-tax net operating income | $811,000 | 4,323 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $229,000 | 2,836 |
| Income before extraordinary items | $582,000 | 4,570 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $582,000 | 4,569 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $582,000 | 4,569 |
| Net charge-offs | $204,000 | 1,902 |
| Cash dividends | $45,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $582,000 | 4,522 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 3,647 |
| Total interest expense | $227,000 | 4,487 |
| Net interest income | $3,869,000 | 3,529 |
| Provision for loan and lease losses | $251,000 | 1,800 |
| Total noninterest income | $644,000 | 3,283 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $159,000 | 3,522 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $484,000 | 2,937 |
| Total noninterest expense | $3,696,000 | 3,218 |
| Salaries and employee benefits | $2,091,000 | 3,175 |
| Premises and equipment expense | $451,000 | 3,023 |
| Additional noninterest expense | $1,154,000 | 3,309 |
| Pre-tax net operating income | $566,000 | 4,490 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $154,000 | 2,981 |
| Income before extraordinary items | $412,000 | 4,717 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $412,000 | 4,717 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $412,000 | 4,717 |
| Net charge-offs | $225,000 | 1,366 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $412,000 | 4,665 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 3,671 |
| Total interest expense | $147,000 | 4,553 |
| Net interest income | $2,569,000 | 3,548 |
| Provision for loan and lease losses | $249,000 | 1,435 |
| Total noninterest income | $453,000 | 3,195 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $106,000 | 3,530 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $346,000 | 2,848 |
| Total noninterest expense | $2,458,000 | 3,242 |
| Salaries and employee benefits | $1,376,000 | 3,218 |
| Premises and equipment expense | $296,000 | 3,071 |
| Additional noninterest expense | $786,000 | 3,275 |
| Pre-tax net operating income | $315,000 | 4,716 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $78,000 | 3,146 |
| Income before extraordinary items | $237,000 | 4,860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 4,860 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 4,860 |
| Net charge-offs | $226,000 | 1,037 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $237,000 | 4,814 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 3,728 |
| Total interest expense | $71,000 | 4,634 |
| Net interest income | $1,257,000 | 3,600 |
| Provision for loan and lease losses | $12,000 | 3,199 |
| Total noninterest income | $168,000 | 3,634 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $113,000 | 3,385 |
| Total noninterest expense | $1,185,000 | 3,327 |
| Salaries and employee benefits | $638,000 | 3,399 |
| Premises and equipment expense | $157,000 | 2,983 |
| Additional noninterest expense | $390,000 | 3,284 |
| Pre-tax net operating income | $228,000 | 4,262 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $66,000 | 2,786 |
| Income before extraordinary items | $162,000 | 4,528 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $162,000 | 4,527 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $162,000 | 4,529 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $162,000 | 4,467 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 3,857 |
| Total interest expense | $262,000 | 4,823 |
| Net interest income | $4,706,000 | 3,726 |
| Provision for loan and lease losses | $1,000 | 4,365 |
| Total noninterest income | $742,000 | 3,552 |
| Gross Fiduciary activities income | $27,000 | 960 |
| Service charges on deposit accounts | $226,000 | 3,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $489,000 | 3,320 |
| Total noninterest expense | $4,634,000 | 3,396 |
| Salaries and employee benefits | $2,634,000 | 3,288 |
| Premises and equipment expense | $637,000 | 2,986 |
| Additional noninterest expense | $1,363,000 | 3,630 |
| Pre-tax net operating income | $813,000 | 4,380 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $243,000 | 2,812 |
| Income before extraordinary items | $581,000 | 4,664 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $581,000 | 4,666 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $581,000 | 4,666 |
| Net charge-offs | $19,000 | 3,792 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $573,190 | 4,623 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 3,917 |
| Total interest expense | $189,000 | 4,945 |
| Net interest income | $3,503,000 | 3,782 |
| Provision for loan and lease losses | $-1,000 | 5,776 |
| Total noninterest income | $581,000 | 3,507 |
| Gross Fiduciary activities income | $14,000 | 970 |
| Service charges on deposit accounts | $172,000 | 3,504 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $395,000 | 3,237 |
| Total noninterest expense | $3,383,000 | 3,473 |
| Salaries and employee benefits | $1,887,000 | 3,408 |
| Premises and equipment expense | $518,000 | 2,887 |
| Additional noninterest expense | $978,000 | 3,753 |
| Pre-tax net operating income | $702,000 | 4,287 |
| Securities gains (losses) | $5,000 | 2,620 |
| Applicable income taxes | $200,000 | 2,822 |
| Income before extraordinary items | $507,000 | 4,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 4,547 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $507,000 | 4,548 |
| Net charge-offs | $43,000 | 2,885 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $503,400 | 4,491 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 3,961 |
| Total interest expense | $122,000 | 5,040 |
| Net interest income | $2,308,000 | 3,818 |
| Provision for loan and lease losses | $-2,000 | 5,924 |
| Total noninterest income | $382,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $109,000 | 3,587 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $273,000 | 3,183 |
| Total noninterest expense | $2,293,000 | 3,470 |
| Salaries and employee benefits | $1,280,000 | 3,393 |
| Premises and equipment expense | $362,000 | 2,808 |
| Additional noninterest expense | $651,000 | 3,779 |
| Pre-tax net operating income | $399,000 | 4,476 |
| Securities gains (losses) | $3,000 | 2,361 |
| Applicable income taxes | $107,000 | 2,978 |
| Income before extraordinary items | $295,000 | 4,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,717 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $295,000 | 4,718 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $292,810 | 4,668 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 4,031 |
| Total interest expense | $61,000 | 5,083 |
| Net interest income | $1,132,000 | 3,875 |
| Provision for loan and lease losses | $-1,000 | 6,062 |
| Total noninterest income | $216,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $54,000 | 3,577 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $162,000 | 2,911 |
| Total noninterest expense | $1,103,000 | 3,576 |
| Salaries and employee benefits | $629,000 | 3,464 |
| Premises and equipment expense | $169,000 | 2,951 |
| Additional noninterest expense | $305,000 | 3,933 |
| Pre-tax net operating income | $246,000 | 4,160 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $65,000 | 2,801 |
| Income before extraordinary items | $181,000 | 4,431 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $181,000 | 4,433 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $181,000 | 4,434 |
| Net charge-offs | $43,000 | 1,671 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $181,000 | 4,353 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 4,031 |
| Total interest expense | $253,000 | 5,203 |
| Net interest income | $4,581,000 | 3,873 |
| Provision for loan and lease losses | $722,000 | 1,102 |
| Total noninterest income | $881,000 | 3,317 |
| Gross Fiduciary activities income | $29,000 | 987 |
| Service charges on deposit accounts | $248,000 | 3,555 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $604,000 | 3,015 |
| Total noninterest expense | $4,727,000 | 3,440 |
| Salaries and employee benefits | $2,653,000 | 3,357 |
| Premises and equipment expense | $929,000 | 2,378 |
| Additional noninterest expense | $1,145,000 | 4,144 |
| Pre-tax net operating income | $13,000 | 6,048 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-88,000 | 6,260 |
| Income before extraordinary items | $101,000 | 5,880 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $101,000 | 5,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $101,000 | 5,881 |
| Net charge-offs | $638,000 | 1,240 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $101,000 | 5,850 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 4,110 |
| Total interest expense | $190,000 | 5,282 |
| Net interest income | $3,388,000 | 3,942 |
| Provision for loan and lease losses | $371,000 | 1,444 |
| Total noninterest income | $519,000 | 3,768 |
| Gross Fiduciary activities income | $14,000 | 1,006 |
| Service charges on deposit accounts | $180,000 | 3,659 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $325,000 | 3,523 |
| Total noninterest expense | $3,526,000 | 3,468 |
| Salaries and employee benefits | $1,973,000 | 3,377 |
| Premises and equipment expense | $546,000 | 2,865 |
| Additional noninterest expense | $1,007,000 | 3,813 |
| Pre-tax net operating income | $10,000 | 6,116 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-45,000 | 6,369 |
| Income before extraordinary items | $55,000 | 6,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,015 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $55,000 | 6,016 |
| Net charge-offs | $297,000 | 1,614 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $55,000 | 5,997 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 4,128 |
| Total interest expense | $125,000 | 5,352 |
| Net interest income | $2,253,000 | 3,945 |
| Provision for loan and lease losses | $351,000 | 1,105 |
| Total noninterest income | $341,000 | 3,790 |
| Gross Fiduciary activities income | $14,000 | 976 |
| Service charges on deposit accounts | $115,000 | 3,703 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $212,000 | 3,538 |
| Total noninterest expense | $2,376,000 | 3,464 |
| Salaries and employee benefits | $1,344,000 | 3,360 |
| Premises and equipment expense | $373,000 | 2,843 |
| Additional noninterest expense | $659,000 | 3,886 |
| Pre-tax net operating income | $-133,000 | 6,358 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-106,000 | 6,512 |
| Income before extraordinary items | $-27,000 | 6,262 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-27,000 | 6,264 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-27,000 | 6,264 |
| Net charge-offs | $317,000 | 1,218 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-27,000 | 6,248 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 4,173 |
| Total interest expense | $63,000 | 5,410 |
| Net interest income | $1,115,000 | 3,985 |
| Provision for loan and lease losses | $320,000 | 662 |
| Total noninterest income | $148,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $89,000 | 3,740 |
| Total noninterest expense | $1,176,000 | 3,516 |
| Salaries and employee benefits | $658,000 | 3,430 |
| Premises and equipment expense | $189,000 | 2,863 |
| Additional noninterest expense | $329,000 | 3,904 |
| Pre-tax net operating income | $-233,000 | 6,555 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-196,000 | 6,670 |
| Income before extraordinary items | $-37,000 | 6,355 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-37,000 | 6,355 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-37,000 | 6,356 |
| Net charge-offs | $465,000 | 531 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-37,000 | 6,347 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 4,327 |
| Total interest expense | $274,000 | 5,539 |
| Net interest income | $4,266,000 | 4,122 |
| Provision for loan and lease losses | $103,000 | 3,661 |
| Total noninterest income | $630,000 | 4,047 |
| Gross Fiduciary activities income | $16,000 | 1,065 |
| Service charges on deposit accounts | $245,000 | 3,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $369,000 | 3,792 |
| Total noninterest expense | $4,538,000 | 3,629 |
| Salaries and employee benefits | $2,598,000 | 3,450 |
| Premises and equipment expense | $686,000 | 3,006 |
| Additional noninterest expense | $1,254,000 | 4,088 |
| Pre-tax net operating income | $255,000 | 5,591 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $99,000 | 3,423 |
| Income before extraordinary items | $156,000 | 5,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $156,000 | 5,834 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $156,000 | 5,834 |
| Net charge-offs | $282,000 | 2,646 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $156,000 | 5,774 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 4,389 |
| Total interest expense | $210,000 | 5,609 |
| Net interest income | $3,166,000 | 4,168 |
| Provision for loan and lease losses | $2,000 | 4,897 |
| Total noninterest income | $485,000 | 4,067 |
| Gross Fiduciary activities income | $5,000 | 1,112 |
| Service charges on deposit accounts | $180,000 | 3,804 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $300,000 | 3,751 |
| Total noninterest expense | $3,277,000 | 3,727 |
| Salaries and employee benefits | $1,881,000 | 3,555 |
| Premises and equipment expense | $486,000 | 3,160 |
| Additional noninterest expense | $910,000 | 4,176 |
| Pre-tax net operating income | $372,000 | 5,114 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-5,000 | 6,500 |
| Income before extraordinary items | $377,000 | 4,991 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $377,000 | 4,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $377,000 | 4,993 |
| Net charge-offs | $301,000 | 2,110 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $377,000 | 4,904 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 4,432 |
| Total interest expense | $141,000 | 5,656 |
| Net interest income | $2,076,000 | 4,208 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $307,000 | 4,175 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $120,000 | 3,780 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,901 |
| Total noninterest expense | $2,156,000 | 3,774 |
| Salaries and employee benefits | $1,247,000 | 3,581 |
| Premises and equipment expense | $328,000 | 3,149 |
| Additional noninterest expense | $581,000 | 4,272 |
| Pre-tax net operating income | $227,000 | 5,179 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $215,000 | 5,180 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $215,000 | 5,182 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $215,000 | 5,183 |
| Net charge-offs | $78,000 | 2,985 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $215,000 | 5,061 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 4,472 |
| Total interest expense | $73,000 | 5,694 |
| Net interest income | $1,032,000 | 4,247 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $133,000 | 4,391 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $1,124,000 | 3,721 |
| Salaries and employee benefits | $598,000 | 3,723 |
| Premises and equipment expense | $154,000 | 3,327 |
| Additional noninterest expense | $372,000 | 3,698 |
| Pre-tax net operating income | $41,000 | 5,939 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $34,000 | 6,055 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $34,000 | 6,055 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $34,000 | 6,056 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $34,000 | 5,966 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 4,322 |
| Total interest expense | $378,000 | 5,635 |
| Net interest income | $4,576,000 | 4,046 |
| Provision for loan and lease losses | $-140,000 | 6,898 |
| Total noninterest income | $-411,000 | 6,980 |
| Gross Fiduciary activities income | $20,000 | 1,066 |
| Service charges on deposit accounts | $260,000 | 3,768 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-691,000 | 6,967 |
| Total noninterest expense | $4,869,000 | 3,535 |
| Salaries and employee benefits | $2,440,000 | 3,632 |
| Premises and equipment expense | $681,000 | 3,088 |
| Additional noninterest expense | $1,748,000 | 3,415 |
| Pre-tax net operating income | $-564,000 | 6,525 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-84,000 | 6,679 |
| Income before extraordinary items | $-480,000 | 6,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-480,000 | 6,569 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-480,000 | 6,571 |
| Net charge-offs | $912,000 | 1,922 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-480,000 | 6,519 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 4,348 |
| Total interest expense | $298,000 | 5,686 |
| Net interest income | $3,482,000 | 4,058 |
| Provision for loan and lease losses | $-150,000 | 7,050 |
| Total noninterest income | $-206,000 | 7,056 |
| Gross Fiduciary activities income | $12,000 | 1,068 |
| Service charges on deposit accounts | $186,000 | 3,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-404,000 | 7,055 |
| Total noninterest expense | $3,651,000 | 3,558 |
| Salaries and employee benefits | $1,812,000 | 3,677 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $1,352,000 | 3,369 |
| Pre-tax net operating income | $-225,000 | 6,534 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-194,000 | 6,967 |
| Income before extraordinary items | $-31,000 | 6,462 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-31,000 | 6,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-31,000 | 6,460 |
| Net charge-offs | $733,000 | 1,770 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-31,000 | 6,344 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 4,368 |
| Total interest expense | $217,000 | 5,611 |
| Net interest income | $2,319,000 | 4,075 |
| Provision for loan and lease losses | $103,000 | 3,808 |
| Total noninterest income | $461,000 | 3,383 |
| Gross Fiduciary activities income | $12,000 | 1,032 |
| Service charges on deposit accounts | $134,000 | 3,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $315,000 | 3,002 |
| Total noninterest expense | $2,908,000 | 3,137 |
| Salaries and employee benefits | $1,219,000 | 3,663 |
| Premises and equipment expense | $397,000 | 2,792 |
| Additional noninterest expense | $1,292,000 | 2,502 |
| Pre-tax net operating income | $-231,000 | 6,650 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-175,000 | 7,057 |
| Income before extraordinary items | $-56,000 | 6,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-56,000 | 6,580 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-56,000 | 6,580 |
| Net charge-offs | $265,000 | 2,438 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-56,000 | 6,473 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 4,352 |
| Total interest expense | $123,000 | 5,477 |
| Net interest income | $1,176,000 | 4,065 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $260,000 | 3,181 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $77,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $176,000 | 2,840 |
| Total noninterest expense | $1,626,000 | 2,858 |
| Salaries and employee benefits | $581,000 | 3,813 |
| Premises and equipment expense | $180,000 | 3,032 |
| Additional noninterest expense | $865,000 | 1,912 |
| Pre-tax net operating income | $-191,000 | 6,838 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-173,000 | 7,206 |
| Income before extraordinary items | $-18,000 | 6,620 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-18,000 | 6,619 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-18,000 | 6,619 |
| Net charge-offs | $244,000 | 1,674 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-18,000 | 6,528 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 4,306 |
| Total interest expense | $857,000 | 4,769 |
| Net interest income | $4,655,000 | 4,107 |
| Provision for loan and lease losses | $2,145,000 | 1,495 |
| Total noninterest income | $1,123,000 | 2,923 |
| Gross Fiduciary activities income | $5,000 | 1,160 |
| Service charges on deposit accounts | $318,000 | 3,484 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $800,000 | 2,444 |
| Total noninterest expense | $4,738,000 | 3,675 |
| Salaries and employee benefits | $2,409,000 | 3,662 |
| Premises and equipment expense | $690,000 | 3,238 |
| Additional noninterest expense | $1,639,000 | 3,637 |
| Pre-tax net operating income | $-1,105,000 | 6,611 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-59,000 | 6,757 |
| Income before extraordinary items | $-1,046,000 | 6,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,046,000 | 6,654 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,046,000 | 6,653 |
| Net charge-offs | $970,000 | 2,397 |
| Cash dividends | $84,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,046,000 | 6,624 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 4,319 |
| Total interest expense | $686,000 | 4,723 |
| Net interest income | $3,507,000 | 4,107 |
| Provision for loan and lease losses | $184,000 | 4,245 |
| Total noninterest income | $680,000 | 3,300 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $243,000 | 3,453 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $434,000 | 2,907 |
| Total noninterest expense | $3,375,000 | 3,816 |
| Salaries and employee benefits | $1,800,000 | 3,677 |
| Premises and equipment expense | $523,000 | 3,250 |
| Additional noninterest expense | $1,052,000 | 4,036 |
| Pre-tax net operating income | $628,000 | 4,148 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $221,000 | 2,562 |
| Income before extraordinary items | $407,000 | 4,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 4,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $407,000 | 4,633 |
| Net charge-offs | $165,000 | 3,930 |
| Cash dividends | $84,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $407,000 | 4,510 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 4,313 |
| Total interest expense | $463,000 | 4,816 |
| Net interest income | $2,380,000 | 4,064 |
| Provision for loan and lease losses | $124,000 | 4,156 |
| Total noninterest income | $500,000 | 3,124 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $155,000 | 3,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 2,692 |
| Total noninterest expense | $2,261,000 | 3,849 |
| Salaries and employee benefits | $1,214,000 | 3,673 |
| Premises and equipment expense | $345,000 | 3,284 |
| Additional noninterest expense | $702,000 | 4,098 |
| Pre-tax net operating income | $495,000 | 3,842 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $210,000 | 2,178 |
| Income before extraordinary items | $285,000 | 4,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $285,000 | 4,517 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $285,000 | 4,519 |
| Net charge-offs | $21,000 | 5,023 |
| Cash dividends | $84,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $285,000 | 4,448 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 4,367 |
| Total interest expense | $238,000 | 4,860 |
| Net interest income | $1,166,000 | 4,122 |
| Provision for loan and lease losses | $59,000 | 4,069 |
| Total noninterest income | $163,000 | 4,001 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $74,000 | 3,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 3,764 |
| Total noninterest expense | $1,231,000 | 3,625 |
| Salaries and employee benefits | $650,000 | 3,510 |
| Premises and equipment expense | $186,000 | 3,166 |
| Additional noninterest expense | $395,000 | 3,761 |
| Pre-tax net operating income | $39,000 | 5,894 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $22,000 | 3,387 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,000 | 6,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $17,000 | 6,122 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,231 |
| Total interest expense | $1,191,000 | 4,840 |
| Net interest income | $4,997,000 | 3,966 |
| Provision for loan and lease losses | $243,000 | 5,125 |
| Total noninterest income | $792,000 | 3,672 |
| Gross Fiduciary activities income | $20,000 | 1,064 |
| Service charges on deposit accounts | $384,000 | 3,148 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $388,000 | 3,566 |
| Total noninterest expense | $4,990,000 | 3,622 |
| Salaries and employee benefits | $2,809,000 | 3,292 |
| Premises and equipment expense | $736,000 | 3,161 |
| Additional noninterest expense | $1,445,000 | 4,105 |
| Pre-tax net operating income | $556,000 | 4,238 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $96,000 | 3,263 |
| Income before extraordinary items | $460,000 | 4,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,423 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $460,000 | 4,423 |
| Net charge-offs | $162,000 | 4,977 |
| Cash dividends | $168,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $460,000 | 4,290 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 4,266 |
| Total interest expense | $934,000 | 4,880 |
| Net interest income | $3,772,000 | 3,998 |
| Provision for loan and lease losses | $182,000 | 4,995 |
| Total noninterest income | $606,000 | 3,662 |
| Gross Fiduciary activities income | $13,000 | 1,060 |
| Service charges on deposit accounts | $306,000 | 3,124 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $287,000 | 3,608 |
| Total noninterest expense | $3,676,000 | 3,681 |
| Salaries and employee benefits | $2,060,000 | 3,372 |
| Premises and equipment expense | $588,000 | 3,078 |
| Additional noninterest expense | $1,028,000 | 4,232 |
| Pre-tax net operating income | $520,000 | 4,151 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $141,000 | 2,842 |
| Income before extraordinary items | $379,000 | 4,551 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $379,000 | 4,555 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $379,000 | 4,554 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $84,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $379,000 | 4,371 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 4,239 |
| Total interest expense | $655,000 | 4,853 |
| Net interest income | $2,553,000 | 3,955 |
| Provision for loan and lease losses | $126,000 | 4,839 |
| Total noninterest income | $405,000 | 3,614 |
| Gross Fiduciary activities income | $13,000 | 1,027 |
| Service charges on deposit accounts | $214,000 | 3,023 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $178,000 | 3,703 |
| Total noninterest expense | $2,452,000 | 3,678 |
| Salaries and employee benefits | $1,356,000 | 3,417 |
| Premises and equipment expense | $396,000 | 3,079 |
| Additional noninterest expense | $700,000 | 4,166 |
| Pre-tax net operating income | $380,000 | 4,065 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $84,000 | 2,929 |
| Income before extraordinary items | $296,000 | 4,334 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $296,000 | 4,333 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $296,000 | 4,333 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $84,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $296,000 | 4,190 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 4,219 |
| Total interest expense | $338,000 | 4,911 |
| Net interest income | $1,323,000 | 3,883 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $195,000 | 3,699 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $106,000 | 3,042 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $1,201,000 | 3,755 |
| Salaries and employee benefits | $679,000 | 3,470 |
| Premises and equipment expense | $200,000 | 3,115 |
| Additional noninterest expense | $322,000 | 4,395 |
| Pre-tax net operating income | $254,000 | 3,662 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $237,000 | 3,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 3,585 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $237,000 | 3,588 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $237,000 | 3,461 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 4,281 |
| Total interest expense | $1,566,000 | 5,069 |
| Net interest income | $5,170,000 | 3,857 |
| Provision for loan and lease losses | $368,000 | 4,986 |
| Total noninterest income | $772,000 | 3,839 |
| Gross Fiduciary activities income | $27,000 | 1,047 |
| Service charges on deposit accounts | $406,000 | 3,298 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $339,000 | 3,796 |
| Total noninterest expense | $4,956,000 | 3,717 |
| Salaries and employee benefits | $2,794,000 | 3,397 |
| Premises and equipment expense | $769,000 | 3,233 |
| Additional noninterest expense | $1,393,000 | 4,288 |
| Pre-tax net operating income | $618,000 | 3,734 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $88,000 | 2,939 |
| Income before extraordinary items | $530,000 | 3,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $530,000 | 3,780 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $530,000 | 3,781 |
| Net charge-offs | $589,000 | 3,585 |
| Cash dividends | $168,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $530,000 | 3,722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 4,314 |
| Total interest expense | $1,216,000 | 5,114 |
| Net interest income | $3,888,000 | 3,856 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $564,000 | 3,955 |
| Gross Fiduciary activities income | $17,000 | 1,043 |
| Service charges on deposit accounts | $295,000 | 3,370 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $252,000 | 3,891 |
| Total noninterest expense | $3,680,000 | 3,750 |
| Salaries and employee benefits | $2,084,000 | 3,426 |
| Premises and equipment expense | $571,000 | 3,305 |
| Additional noninterest expense | $1,025,000 | 4,303 |
| Pre-tax net operating income | $637,000 | 3,489 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $167,000 | 2,483 |
| Income before extraordinary items | $470,000 | 3,796 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $470,000 | 3,794 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $470,000 | 3,795 |
| Net charge-offs | $134,000 | 4,762 |
| Cash dividends | $84,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $470,000 | 3,712 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 4,347 |
| Total interest expense | $844,000 | 5,140 |
| Net interest income | $2,564,000 | 3,872 |
| Provision for loan and lease losses | $92,000 | 5,412 |
| Total noninterest income | $363,000 | 4,030 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $190,000 | 3,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $164,000 | 3,962 |
| Total noninterest expense | $2,363,000 | 3,897 |
| Salaries and employee benefits | $1,385,000 | 3,465 |
| Premises and equipment expense | $352,000 | 3,521 |
| Additional noninterest expense | $626,000 | 4,603 |
| Pre-tax net operating income | $472,000 | 3,393 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $159,000 | 2,207 |
| Income before extraordinary items | $313,000 | 3,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 3,901 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $313,000 | 3,901 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $84,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $313,000 | 3,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 4,365 |
| Total interest expense | $445,000 | 5,123 |
| Net interest income | $1,266,000 | 3,896 |
| Provision for loan and lease losses | $46,000 | 4,978 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $73,000 | 4,164 |
| Total noninterest expense | $1,176,000 | 3,826 |
| Salaries and employee benefits | $711,000 | 3,424 |
| Premises and equipment expense | $180,000 | 3,497 |
| Additional noninterest expense | $285,000 | 4,567 |
| Pre-tax net operating income | $213,000 | 3,932 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $73,000 | 2,506 |
| Income before extraordinary items | $140,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 4,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $140,000 | 4,462 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $140,000 | 4,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 4,268 |
| Total interest expense | $2,339,000 | 4,921 |
| Net interest income | $5,272,000 | 3,801 |
| Provision for loan and lease losses | $63,000 | 6,409 |
| Total noninterest income | $691,000 | 4,165 |
| Gross Fiduciary activities income | $19,000 | 1,114 |
| Service charges on deposit accounts | $379,000 | 3,563 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $293,000 | 4,146 |
| Total noninterest expense | $5,116,000 | 3,501 |
| Salaries and employee benefits | $3,011,000 | 3,239 |
| Premises and equipment expense | $792,000 | 3,207 |
| Additional noninterest expense | $1,313,000 | 3,992 |
| Pre-tax net operating income | $784,000 | 4,201 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $218,000 | 2,728 |
| Income before extraordinary items | $566,000 | 4,260 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $566,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $168,000 | 4,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $566,000 | 4,410 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 4,299 |
| Total interest expense | $1,851,000 | 4,882 |
| Net interest income | $3,934,000 | 3,839 |
| Provision for loan and lease losses | $51,000 | 5,867 |
| Total noninterest income | $511,000 | 4,286 |
| Gross Fiduciary activities income | $11,000 | 1,141 |
| Service charges on deposit accounts | $279,000 | 3,631 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $221,000 | 4,235 |
| Total noninterest expense | $3,693,000 | 3,605 |
| Salaries and employee benefits | $2,230,000 | 3,315 |
| Premises and equipment expense | $598,000 | 3,205 |
| Additional noninterest expense | $865,000 | 4,328 |
| Pre-tax net operating income | $701,000 | 4,338 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $197,000 | 2,927 |
| Income before extraordinary items | $504,000 | 4,441 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $504,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $84,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $504,000 | 4,583 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 4,358 |
| Total interest expense | $1,318,000 | 4,857 |
| Net interest income | $2,527,000 | 3,941 |
| Provision for loan and lease losses | $33,000 | 5,541 |
| Total noninterest income | $341,000 | 4,347 |
| Gross Fiduciary activities income | $8,000 | 1,154 |
| Service charges on deposit accounts | $186,000 | 3,629 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $147,000 | 4,348 |
| Total noninterest expense | $2,513,000 | 3,558 |
| Salaries and employee benefits | $1,466,000 | 3,395 |
| Premises and equipment expense | $374,000 | 3,393 |
| Additional noninterest expense | $673,000 | 3,822 |
| Pre-tax net operating income | $322,000 | 5,165 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $74,000 | 3,748 |
| Income before extraordinary items | $248,000 | 5,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $84,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $248,000 | 5,212 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 4,359 |
| Total interest expense | $749,000 | 4,693 |
| Net interest income | $1,231,000 | 4,030 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $179,000 | 4,212 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $97,000 | 3,525 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $1,249,000 | 3,585 |
| Salaries and employee benefits | $741,000 | 3,393 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $340,000 | 3,745 |
| Pre-tax net operating income | $146,000 | 5,486 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $36,000 | 3,885 |
| Income before extraordinary items | $110,000 | 5,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $110,000 | 5,613 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 4,251 |
| Total interest expense | $3,142,000 | 4,656 |
| Net interest income | $5,201,000 | 3,878 |
| Provision for loan and lease losses | $65,000 | 5,403 |
| Total noninterest income | $713,000 | 4,249 |
| Gross Fiduciary activities income | $20,000 | 1,151 |
| Service charges on deposit accounts | $387,000 | 3,587 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $306,000 | 4,207 |
| Total noninterest expense | $4,886,000 | 3,500 |
| Salaries and employee benefits | $2,960,000 | 3,256 |
| Premises and equipment expense | $687,000 | 3,487 |
| Additional noninterest expense | $1,239,000 | 3,986 |
| Pre-tax net operating income | $963,000 | 4,808 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $275,000 | 3,487 |
| Income before extraordinary items | $688,000 | 5,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $688,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $168,000 | 5,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $688,000 | 5,077 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 4,266 |
| Total interest expense | $2,330,000 | 4,702 |
| Net interest income | $3,913,000 | 3,878 |
| Provision for loan and lease losses | $56,000 | 4,930 |
| Total noninterest income | $519,000 | 4,331 |
| Gross Fiduciary activities income | $6,000 | 1,244 |
| Service charges on deposit accounts | $280,000 | 3,654 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $233,000 | 4,205 |
| Total noninterest expense | $3,540,000 | 3,590 |
| Salaries and employee benefits | $2,163,000 | 3,317 |
| Premises and equipment expense | $465,000 | 3,743 |
| Additional noninterest expense | $912,000 | 3,975 |
| Pre-tax net operating income | $836,000 | 4,745 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $265,000 | 3,363 |
| Income before extraordinary items | $571,000 | 5,114 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $571,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $84,000 | 4,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $571,000 | 5,107 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 4,335 |
| Total interest expense | $1,502,000 | 4,801 |
| Net interest income | $2,588,000 | 3,922 |
| Provision for loan and lease losses | $32,000 | 4,837 |
| Total noninterest income | $344,000 | 4,362 |
| Gross Fiduciary activities income | $6,000 | 1,205 |
| Service charges on deposit accounts | $182,000 | 3,700 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $2,283,000 | 3,724 |
| Salaries and employee benefits | $1,416,000 | 3,398 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $587,000 | 4,076 |
| Pre-tax net operating income | $617,000 | 4,585 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $210,000 | 3,195 |
| Income before extraordinary items | $407,000 | 5,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $407,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $84,000 | 4,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $407,000 | 5,028 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 4,461 |
| Total interest expense | $722,000 | 4,889 |
| Net interest income | $1,231,000 | 4,074 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $162,000 | 4,451 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $86,000 | 3,759 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $1,130,000 | 3,745 |
| Salaries and employee benefits | $724,000 | 3,359 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $267,000 | 4,323 |
| Pre-tax net operating income | $245,000 | 5,099 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $92,000 | 3,380 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 4,324 |
| Total interest expense | $2,265,000 | 5,076 |
| Net interest income | $5,382,000 | 3,805 |
| Provision for loan and lease losses | $129,000 | 4,279 |
| Total noninterest income | $698,000 | 4,360 |
| Gross Fiduciary activities income | $31,000 | 1,100 |
| Service charges on deposit accounts | $386,000 | 3,607 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 4,434 |
| Total noninterest expense | $4,444,000 | 3,654 |
| Salaries and employee benefits | $2,819,000 | 3,300 |
| Premises and equipment expense | $562,000 | 3,956 |
| Additional noninterest expense | $1,063,000 | 4,320 |
| Pre-tax net operating income | $1,507,000 | 4,273 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $530,000 | 3,081 |
| Income before extraordinary items | $977,000 | 4,768 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $977,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,344 |
| Cash dividends | $168,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $977,000 | 4,759 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 4,457 |
| Total interest expense | $1,585,000 | 5,192 |
| Net interest income | $3,839,000 | 3,968 |
| Provision for loan and lease losses | $98,000 | 4,141 |
| Total noninterest income | $515,000 | 4,404 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $259,000 | 3,874 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 4,217 |
| Total noninterest expense | $3,383,000 | 3,626 |
| Salaries and employee benefits | $2,047,000 | 3,382 |
| Premises and equipment expense | $515,000 | 3,394 |
| Additional noninterest expense | $821,000 | 4,195 |
| Pre-tax net operating income | $873,000 | 5,040 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $295,000 | 3,597 |
| Income before extraordinary items | $578,000 | 5,445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $578,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,980 |
| Cash dividends | $84,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $578,000 | 5,442 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 4,508 |
| Total interest expense | $997,000 | 5,228 |
| Net interest income | $2,501,000 | 4,044 |
| Provision for loan and lease losses | $63,000 | 4,017 |
| Total noninterest income | $327,000 | 4,514 |
| Gross Fiduciary activities income | $18,000 | 1,085 |
| Service charges on deposit accounts | $148,000 | 4,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,160 |
| Total noninterest expense | $2,262,000 | 3,626 |
| Salaries and employee benefits | $1,365,000 | 3,392 |
| Premises and equipment expense | $334,000 | 3,458 |
| Additional noninterest expense | $563,000 | 4,111 |
| Pre-tax net operating income | $503,000 | 5,388 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $157,000 | 3,939 |
| Income before extraordinary items | $346,000 | 5,713 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $346,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,062 |
| Cash dividends | $84,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $346,000 | 5,711 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,626 |
| Total interest expense | $466,000 | 5,309 |
| Net interest income | $1,184,000 | 4,198 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $15,000 | 1,020 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $1,163,000 | 3,560 |
| Salaries and employee benefits | $697,000 | 3,350 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $301,000 | 3,880 |
| Pre-tax net operating income | $138,000 | 6,572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $119,000 | 6,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $119,000 | 6,418 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,621,000 | 4,312 |
| Total interest expense | $1,441,000 | 5,326 |
| Net interest income | $5,180,000 | 3,854 |
| Provision for loan and lease losses | $157,000 | 4,048 |
| Total noninterest income | $720,000 | 4,301 |
| Gross Fiduciary activities income | $29,000 | 1,122 |
| Service charges on deposit accounts | $267,000 | 4,429 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $424,000 | 3,676 |
| Total noninterest expense | $4,838,000 | 3,324 |
| Salaries and employee benefits | $2,839,000 | 3,121 |
| Premises and equipment expense | $700,000 | 3,232 |
| Additional noninterest expense | $1,299,000 | 3,621 |
| Pre-tax net operating income | $905,000 | 5,614 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $305,000 | 4,104 |
| Income before extraordinary items | $600,000 | 6,003 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $600,000 | 6,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,391 |
| Cash dividends | $168,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $600,000 | 5,968 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 4,317 |
| Total interest expense | $1,005,000 | 5,418 |
| Net interest income | $3,882,000 | 3,854 |
| Provision for loan and lease losses | $127,000 | 3,795 |
| Total noninterest income | $557,000 | 4,240 |
| Gross Fiduciary activities income | $20,000 | 1,117 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $336,000 | 3,594 |
| Total noninterest expense | $3,509,000 | 3,387 |
| Salaries and employee benefits | $2,081,000 | 3,156 |
| Premises and equipment expense | $498,000 | 3,366 |
| Additional noninterest expense | $930,000 | 3,714 |
| Pre-tax net operating income | $803,000 | 5,320 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $281,000 | 3,905 |
| Income before extraordinary items | $522,000 | 5,798 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $522,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $84,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $522,000 | 5,769 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 4,277 |
| Total interest expense | $630,000 | 5,433 |
| Net interest income | $2,590,000 | 3,817 |
| Provision for loan and lease losses | $112,000 | 3,201 |
| Total noninterest income | $413,000 | 3,972 |
| Gross Fiduciary activities income | $18,000 | 1,075 |
| Service charges on deposit accounts | $132,000 | 4,443 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $263,000 | 3,299 |
| Total noninterest expense | $2,290,000 | 3,428 |
| Salaries and employee benefits | $1,369,000 | 3,178 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $590,000 | 3,863 |
| Pre-tax net operating income | $601,000 | 5,006 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $214,000 | 3,678 |
| Income before extraordinary items | $387,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $387,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $84,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $387,000 | 5,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,335 |
| Total interest expense | $303,000 | 5,452 |
| Net interest income | $1,266,000 | 3,885 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $16,000 | 1,011 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $1,141,000 | 3,455 |
| Salaries and employee benefits | $672,000 | 3,234 |
| Premises and equipment expense | $160,000 | 3,459 |
| Additional noninterest expense | $309,000 | 3,724 |
| Pre-tax net operating income | $306,000 | 4,935 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $112,000 | 3,590 |
| Income before extraordinary items | $194,000 | 5,495 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $194,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $194,000 | 5,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,855,000 | 4,336 |
| Total interest expense | $1,019,000 | 5,596 |
| Net interest income | $4,836,000 | 3,897 |
| Provision for loan and lease losses | $112,000 | 4,824 |
| Total noninterest income | $1,059,000 | 3,402 |
| Gross Fiduciary activities income | $22,000 | 1,185 |
| Service charges on deposit accounts | $282,000 | 4,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $755,000 | 2,590 |
| Total noninterest expense | $4,927,000 | 3,161 |
| Salaries and employee benefits | $3,001,000 | 2,841 |
| Premises and equipment expense | $719,000 | 3,062 |
| Additional noninterest expense | $1,207,000 | 3,725 |
| Pre-tax net operating income | $856,000 | 5,632 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $230,000 | 4,566 |
| Income before extraordinary items | $626,000 | 5,858 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $626,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,743 |
| Cash dividends | $168,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $626,000 | 5,787 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 4,366 |
| Total interest expense | $741,000 | 5,663 |
| Net interest income | $3,578,000 | 3,932 |
| Provision for loan and lease losses | $98,000 | 4,331 |
| Total noninterest income | $807,000 | 3,385 |
| Gross Fiduciary activities income | $15,000 | 1,187 |
| Service charges on deposit accounts | $210,000 | 4,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $582,000 | 2,548 |
| Total noninterest expense | $3,642,000 | 3,183 |
| Salaries and employee benefits | $2,200,000 | 2,875 |
| Premises and equipment expense | $531,000 | 3,104 |
| Additional noninterest expense | $911,000 | 3,682 |
| Pre-tax net operating income | $645,000 | 5,713 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $165,000 | 4,722 |
| Income before extraordinary items | $480,000 | 5,907 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $480,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $84,000 | 4,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $480,000 | 5,831 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 4,430 |
| Total interest expense | $491,000 | 5,698 |
| Net interest income | $2,340,000 | 3,984 |
| Provision for loan and lease losses | $61,000 | 4,254 |
| Total noninterest income | $553,000 | 3,350 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $405,000 | 2,488 |
| Total noninterest expense | $2,471,000 | 3,138 |
| Salaries and employee benefits | $1,500,000 | 2,832 |
| Premises and equipment expense | $346,000 | 3,164 |
| Additional noninterest expense | $625,000 | 3,624 |
| Pre-tax net operating income | $361,000 | 6,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $291,000 | 6,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $84,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $291,000 | 6,027 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,457 |
| Total interest expense | $255,000 | 5,662 |
| Net interest income | $1,157,000 | 4,009 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $273,000 | 3,312 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $202,000 | 2,464 |
| Total noninterest expense | $1,219,000 | 3,177 |
| Salaries and employee benefits | $718,000 | 2,958 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $324,000 | 3,518 |
| Pre-tax net operating income | $181,000 | 6,052 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $142,000 | 6,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $142,000 | 6,021 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 4,087 |
| Total interest expense | $1,347,000 | 5,220 |
| Net interest income | $5,089,000 | 3,639 |
| Provision for loan and lease losses | $128,000 | 4,835 |
| Total noninterest income | $1,524,000 | 2,815 |
| Gross Fiduciary activities income | $34,000 | 1,150 |
| Service charges on deposit accounts | $285,000 | 4,422 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,205,000 | 2,116 |
| Total noninterest expense | $5,368,000 | 2,879 |
| Salaries and employee benefits | $3,433,000 | 2,454 |
| Premises and equipment expense | $787,000 | 2,802 |
| Additional noninterest expense | $1,148,000 | 3,857 |
| Pre-tax net operating income | $1,117,000 | 4,873 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $272,000 | 4,432 |
| Income before extraordinary items | $845,000 | 5,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $845,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $84,000 | 5,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $845,000 | 4,940 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 4,066 |
| Total interest expense | $1,061,000 | 5,209 |
| Net interest income | $3,859,000 | 3,638 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $1,264,000 | 2,672 |
| Gross Fiduciary activities income | $30,000 | 1,110 |
| Service charges on deposit accounts | $211,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,023,000 | 2,019 |
| Total noninterest expense | $4,105,000 | 2,827 |
| Salaries and employee benefits | $2,593,000 | 2,439 |
| Premises and equipment expense | $622,000 | 2,686 |
| Additional noninterest expense | $890,000 | 3,739 |
| Pre-tax net operating income | $938,000 | 4,723 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $255,000 | 4,243 |
| Income before extraordinary items | $683,000 | 5,060 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $683,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $84,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $683,000 | 4,876 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 4,082 |
| Total interest expense | $760,000 | 5,096 |
| Net interest income | $2,561,000 | 3,633 |
| Provision for loan and lease losses | $31,000 | 5,724 |
| Total noninterest income | $871,000 | 2,588 |
| Gross Fiduciary activities income | $28,000 | 1,065 |
| Service charges on deposit accounts | $145,000 | 4,376 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $698,000 | 1,974 |
| Total noninterest expense | $2,757,000 | 2,805 |
| Salaries and employee benefits | $1,745,000 | 2,414 |
| Premises and equipment expense | $420,000 | 2,653 |
| Additional noninterest expense | $592,000 | 3,742 |
| Pre-tax net operating income | $644,000 | 4,646 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $186,000 | 4,106 |
| Income before extraordinary items | $458,000 | 5,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $83,000 | 4,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $458,000 | 4,828 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 4,132 |
| Total interest expense | $413,000 | 4,937 |
| Net interest income | $1,230,000 | 3,741 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | $27,000 | 965 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $301,000 | 2,103 |
| Total noninterest expense | $1,311,000 | 2,913 |
| Salaries and employee benefits | $789,000 | 2,650 |
| Premises and equipment expense | $215,000 | 2,597 |
| Additional noninterest expense | $307,000 | 3,593 |
| Pre-tax net operating income | $304,000 | 4,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $88,000 | 4,188 |
| Income before extraordinary items | $216,000 | 5,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,000 | 4,926 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 3,817 |
| Total interest expense | $2,018,000 | 4,765 |
| Net interest income | $5,530,000 | 3,362 |
| Provision for loan and lease losses | $149,000 | 4,975 |
| Total noninterest income | $1,447,000 | 2,691 |
| Gross Fiduciary activities income | $14,000 | 1,348 |
| Service charges on deposit accounts | $248,000 | 4,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,185,000 | 1,948 |
| Total noninterest expense | $5,093,000 | 2,878 |
| Salaries and employee benefits | $3,279,000 | 2,428 |
| Premises and equipment expense | $731,000 | 2,890 |
| Additional noninterest expense | $1,083,000 | 3,933 |
| Pre-tax net operating income | $1,735,000 | 3,749 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $511,000 | 3,401 |
| Income before extraordinary items | $1,224,000 | 4,029 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,224,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,372 |
| Cash dividends | $2,004,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,224,000 | 3,923 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,486,000 | 3,822 |
| Total interest expense | $3,282,000 | 4,408 |
| Net interest income | $5,204,000 | 3,329 |
| Provision for loan and lease losses | $174,000 | 4,487 |
| Total noninterest income | $1,189,000 | 2,950 |
| Gross Fiduciary activities income | $13,000 | 1,375 |
| Service charges on deposit accounts | $242,000 | 4,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $934,000 | 2,149 |
| Total noninterest expense | $4,341,000 | 3,189 |
| Salaries and employee benefits | $2,831,000 | 2,652 |
| Premises and equipment expense | $653,000 | 3,122 |
| Additional noninterest expense | $857,000 | 4,563 |
| Pre-tax net operating income | $1,878,000 | 3,325 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $563,000 | 3,091 |
| Income before extraordinary items | $1,316,000 | 3,555 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,316,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $252,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,315,300 | 3,463 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 4,006 |
| Total interest expense | $3,342,000 | 4,537 |
| Net interest income | $4,948,000 | 3,506 |
| Provision for loan and lease losses | $59,000 | 6,345 |
| Total noninterest income | $750,000 | 3,814 |
| Gross Fiduciary activities income | $15,000 | 1,176 |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $492,000 | 2,984 |
| Total noninterest expense | $3,991,000 | 3,338 |
| Salaries and employee benefits | $2,473,000 | 2,853 |
| Premises and equipment expense | $614,000 | 3,203 |
| Additional noninterest expense | $904,000 | 4,319 |
| Pre-tax net operating income | $1,648,000 | 3,793 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $468,000 | 3,630 |
| Income before extraordinary items | $1,180,000 | 3,903 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,180,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $224,000 | 4,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,180,000 | 3,892 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,629,000 | 4,104 |
| Total interest expense | $2,942,000 | 4,675 |
| Net interest income | $4,687,000 | 3,659 |
| Provision for loan and lease losses | $237,000 | 3,218 |
| Total noninterest income | $899,000 | 3,353 |
| Gross Fiduciary activities income | $6,000 | 1,301 |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $659,000 | 2,471 |
| Total noninterest expense | $3,955,000 | 3,340 |
| Salaries and employee benefits | $2,487,000 | 2,819 |
| Premises and equipment expense | $556,000 | 3,462 |
| Additional noninterest expense | $912,000 | 4,337 |
| Pre-tax net operating income | $1,394,000 | 4,303 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $387,000 | 4,254 |
| Income before extraordinary items | $1,007,000 | 4,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,007,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,576 |
| Cash dividends | $224,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,007,000 | 4,382 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,545,000 | 4,140 |
| Total interest expense | $2,943,000 | 4,807 |
| Net interest income | $4,602,000 | 3,668 |
| Provision for loan and lease losses | $118,000 | 4,801 |
| Total noninterest income | $1,121,000 | 2,840 |
| Gross Fiduciary activities income | $13,000 | 1,263 |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $865,000 | 2,057 |
| Total noninterest expense | $3,808,000 | 3,370 |
| Salaries and employee benefits | $2,459,000 | 2,763 |
| Premises and equipment expense | $541,000 | 3,475 |
| Additional noninterest expense | $808,000 | 4,643 |
| Pre-tax net operating income | $1,797,000 | 3,634 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $614,000 | 3,347 |
| Income before extraordinary items | $1,183,000 | 3,975 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,183,000 | 3,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $196,000 | 5,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,183,000 | 3,888 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 4,200 |
| Total interest expense | $3,039,000 | 4,657 |
| Net interest income | $4,516,000 | 3,809 |
| Provision for loan and lease losses | $83,000 | 5,598 |
| Total noninterest income | $870,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $250,000 | 4,664 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $620,000 | 2,414 |
| Total noninterest expense | $3,404,000 | 3,700 |
| Salaries and employee benefits | $2,227,000 | 2,977 |
| Premises and equipment expense | $436,000 | 4,147 |
| Additional noninterest expense | $741,000 | 4,996 |
| Pre-tax net operating income | $1,899,000 | 3,705 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $680,000 | 3,311 |
| Income before extraordinary items | $1,223,000 | 3,989 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,223,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $196,000 | 5,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,220,440 | 3,923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 4,477 |
| Total interest expense | $2,920,000 | 4,898 |
| Net interest income | $4,248,000 | 4,088 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $755,000 | 3,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,931 |
| Total noninterest expense | $3,415,000 | 3,862 |
| Salaries and employee benefits | $2,184,000 | 3,060 |
| Premises and equipment expense | $491,000 | 3,830 |
| Additional noninterest expense | $740,000 | 5,512 |
| Pre-tax net operating income | $1,533,000 | 4,260 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $562,000 | 3,777 |
| Income before extraordinary items | $975,000 | 4,601 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $975,000 | 4,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $168,000 | 5,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $972,440 | 4,551 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,321,000 | 4,976 |
| Total interest expense | $2,446,000 | 5,661 |
| Net interest income | $3,875,000 | 4,431 |
| Provision for loan and lease losses | $47,000 | 6,364 |
| Total noninterest income | $1,256,000 | 2,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $995,000 | 1,808 |
| Total noninterest expense | $3,696,000 | 3,559 |
| Salaries and employee benefits | $2,307,000 | 2,888 |
| Premises and equipment expense | $490,000 | 3,822 |
| Additional noninterest expense | $899,000 | 4,777 |
| Pre-tax net operating income | $1,388,000 | 4,723 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $459,000 | 4,468 |
| Income before extraordinary items | $928,000 | 4,870 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $928,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $168,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $928,670 | 4,859 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 5,395 |
| Total interest expense | $1,962,000 | 5,696 |
| Net interest income | $3,338,000 | 5,151 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $1,926,000 | 1,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,680,000 | 1,272 |
| Total noninterest expense | $4,504,000 | 3,055 |
| Salaries and employee benefits | $2,920,000 | 2,291 |
| Premises and equipment expense | $429,000 | 4,328 |
| Additional noninterest expense | $1,155,000 | 4,199 |
| Pre-tax net operating income | $732,000 | 7,232 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $531,000 | 7,064 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $531,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $56,000 | 7,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $531,000 | 7,108 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 5,332 |
| Total interest expense | $2,076,000 | 5,665 |
| Net interest income | $3,423,000 | 5,047 |
| Provision for loan and lease losses | $202,000 | 3,887 |
| Total noninterest income | $1,966,000 | 2,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,727,000 | 1,386 |
| Total noninterest expense | $4,154,000 | 3,369 |
| Salaries and employee benefits | $2,656,000 | 2,498 |
| Premises and equipment expense | $376,000 | 4,957 |
| Additional noninterest expense | $1,122,000 | 4,456 |
| Pre-tax net operating income | $1,033,000 | 5,764 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $393,000 | 5,077 |
| Income before extraordinary items | $640,000 | 6,494 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $640,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $640,000 | 6,247 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 5,508 |
| Total interest expense | $2,385,000 | 6,212 |
| Net interest income | $3,598,000 | 4,888 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $498,000 | 5,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,635 |
| Total noninterest expense | $2,958,000 | 4,596 |
| Salaries and employee benefits | $1,767,000 | 3,619 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $885,000 | 5,602 |
| Pre-tax net operating income | $1,105,000 | 5,243 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $366,000 | 5,142 |
| Income before extraordinary items | $739,000 | 5,690 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $739,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $168,000 | 5,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $739,000 | 5,352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.