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HCN Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$41,771,0001,089
Total interest expense$4,503,0002,148
Net interest income$37,268,000852
Provision for loan and lease losses$196,0002,022
Total noninterest income$4,873,0001,219
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,330,000805
Trading account gains and feesNANA
Additional Noninterest Income$3,543,0001,132
Total noninterest expense$16,178,0001,427
Salaries and employee benefits$9,455,0001,397
Premises and equipment expense$1,392,0001,624
Additional noninterest expense$3,543,0001,132
Pre-tax net operating income$25,767,000563
Securities gains (losses)$-3,283,0004,451
Applicable income taxes$947,0001,470
Income before extraordinary items$21,537,000555
Extraordinary gains, net$054
Net income$21,537,000562
Minority interest net income$088
Net income of bank and minority interests.$21,537,000557
Net charge-offs$31,0002,008
Cash dividends$16,608,000336
Sale, conversion, retirement of capital stock, net$0540
Net operating income$24,688,680512
2023-09-30 (YTD Data)Rank
Total interest income$30,919,0001,076
Total interest expense$2,643,0002,307
Net interest income$28,276,000850
Provision for loan and lease losses$264,0001,451
Total noninterest income$2,797,0001,427
Gross Fiduciary activities income$0950
Service charges on deposit accounts$996,000805
Trading account gains and feesNANA
Additional Noninterest Income$1,801,0001,445
Total noninterest expense$11,913,0001,444
Salaries and employee benefits$7,060,0001,402
Premises and equipment expense$1,035,0001,629
Additional noninterest expense$1,801,0001,445
Pre-tax net operating income$18,896,000587
Securities gains (losses)$-80,0003,946
Applicable income taxes$784,0001,445
Income before extraordinary items$18,032,000520
Extraordinary gains, net$052
Net income$18,032,000524
Minority interest net income$081
Net income of bank and minority interests.$18,032,000519
Net charge-offs$25,0001,796
Cash dividends$11,284,000345
Sale, conversion, retirement of capital stock, net$0507
Net operating income$18,108,800524
2023-06-30 (YTD Data)Rank
Total interest income$20,545,0001,048
Total interest expense$1,207,0002,615
Net interest income$19,338,000840
Provision for loan and lease losses$143,0001,607
Total noninterest income$1,895,0001,349
Gross Fiduciary activities income$0931
Service charges on deposit accounts$654,000803
Trading account gains and feesNANA
Additional Noninterest Income$1,241,0001,341
Total noninterest expense$7,877,0001,440
Salaries and employee benefits$4,659,0001,402
Premises and equipment expense$668,0001,671
Additional noninterest expense$1,241,0001,340
Pre-tax net operating income$13,213,000569
Securities gains (losses)$0938
Applicable income taxes$644,0001,309
Income before extraordinary items$12,569,000509
Extraordinary gains, net$051
Net income$12,569,000517
Minority interest net income$081
Net income of bank and minority interests.$12,569,000508
Net charge-offs$16,0001,633
Cash dividends$7,514,000337
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,569,000510
2023-03-31 (YTD Data)Rank
Total interest income$10,253,0001,039
Total interest expense$343,0003,028
Net interest income$9,910,000835
Provision for loan and lease losses$55,0001,644
Total noninterest income$987,0001,304
Gross Fiduciary activities income$0913
Service charges on deposit accounts$345,000774
Trading account gains and feesNANA
Additional Noninterest Income$642,0001,300
Total noninterest expense$3,896,0001,477
Salaries and employee benefits$2,285,0001,459
Premises and equipment expense$332,0001,717
Additional noninterest expense$642,0001,300
Pre-tax net operating income$6,946,000566
Securities gains (losses)$41,000301
Applicable income taxes$261,0001,500
Income before extraordinary items$6,726,000493
Extraordinary gains, net$04
Net income$6,726,000494
Minority interest net income$048
Net income of bank and minority interests.$6,726,000494
Net charge-offs$9,0001,398
Cash dividends$3,757,000322
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,686,640506
2022-12-31 (YTD Data)Rank
Total interest income$36,549,000965
Total interest expense$748,0002,780
Net interest income$35,801,000878
Provision for loan and lease losses$373,0001,391
Total noninterest income$3,797,0001,421
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,462,000757
Trading account gains and feesNANA
Additional Noninterest Income$2,335,0001,486
Total noninterest expense$15,582,0001,437
Salaries and employee benefits$9,065,0001,428
Premises and equipment expense$1,250,0001,755
Additional noninterest expense$2,335,0001,486
Pre-tax net operating income$23,643,000670
Securities gains (losses)$-338,0004,230
Applicable income taxes$764,0001,759
Income before extraordinary items$22,541,000602
Extraordinary gains, net$05
Net income$22,541,000603
Minority interest net income$063
Net income of bank and minority interests.$22,541,000603
Net charge-offs$24,0001,860
Cash dividends$17,804,000310
Sale, conversion, retirement of capital stock, net$0568
Net operating income$22,868,860603
2022-09-30 (YTD Data)Rank
Total interest income$26,112,000962
Total interest expense$476,0002,723
Net interest income$25,636,000902
Provision for loan and lease losses$253,0001,330
Total noninterest income$2,903,0001,418
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,077,000771
Trading account gains and feesNANA
Additional Noninterest Income$1,826,0001,465
Total noninterest expense$11,058,0001,497
Salaries and employee benefits$6,518,0001,476
Premises and equipment expense$934,0001,773
Additional noninterest expense$1,826,0001,465
Pre-tax net operating income$17,228,000687
Securities gains (losses)$-344,0004,438
Applicable income taxes$600,0001,705
Income before extraordinary items$16,284,000605
Extraordinary gains, net$04
Net income$16,284,000605
Minority interest net income$057
Net income of bank and minority interests.$16,284,000605
Net charge-offs$18,0001,631
Cash dividends$10,749,000333
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,614,240605
2022-06-30 (YTD Data)Rank
Total interest income$16,650,000968
Total interest expense$287,0002,714
Net interest income$16,363,000915
Provision for loan and lease losses$70,0001,713
Total noninterest income$1,976,0001,393
Gross Fiduciary activities income$0925
Service charges on deposit accounts$698,000790
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0001,448
Total noninterest expense$7,278,0001,493
Salaries and employee benefits$4,367,0001,461
Premises and equipment expense$603,0001,821
Additional noninterest expense$2,308,0001,449
Pre-tax net operating income$10,991,000659
Securities gains (losses)$-230,0004,482
Applicable income taxes$451,0001,558
Income before extraordinary items$10,310,000598
Extraordinary gains, net$04
Net income$10,310,000597
Minority interest net income$060
Net income of bank and minority interests.$10,310,000598
Net charge-offs$11,0001,552
Cash dividends$6,997,000352
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,530,800599
2022-03-31 (YTD Data)Rank
Total interest income$8,125,000964
Total interest expense$138,0002,737
Net interest income$7,987,000916
Provision for loan and lease losses$-73,0004,494
Total noninterest income$1,011,0001,360
Gross Fiduciary activities income$0892
Service charges on deposit accounts$342,000794
Trading account gains and feesNANA
Additional Noninterest Income$669,0001,414
Total noninterest expense$3,598,0001,502
Salaries and employee benefits$2,147,0001,486
Premises and equipment expense$305,0001,815
Additional noninterest expense$1,146,0001,425
Pre-tax net operating income$5,473,000642
Securities gains (losses)$-136,0004,562
Applicable income taxes$184,0001,665
Income before extraordinary items$5,153,000579
Extraordinary gains, net$04
Net income$5,153,000578
Minority interest net income$050
Net income of bank and minority interests.$5,153,000579
Net charge-offs$5,0001,366
Cash dividends$3,498,000325
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,284,920572
2021-12-31 (YTD Data)Rank
Total interest income$31,895,0001,001
Total interest expense$598,0002,914
Net interest income$31,297,000937
Provision for loan and lease losses$473,0001,106
Total noninterest income$3,884,0001,547
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,413,000731
Trading account gains and feesNANA
Additional Noninterest Income$2,471,0001,693
Total noninterest expense$14,224,0001,523
Salaries and employee benefits$8,495,0001,488
Premises and equipment expense$1,204,0001,814
Additional noninterest expense$4,525,0001,439
Pre-tax net operating income$20,484,000723
Securities gains (losses)$-86,0004,632
Applicable income taxes$718,0001,852
Income before extraordinary items$19,680,000649
Extraordinary gains, net$010
Net income$19,680,000650
Minority interest net income$074
Net income of bank and minority interests.$19,680,000650
Net charge-offs$32,0001,884
Cash dividends$15,834,000346
Sale, conversion, retirement of capital stock, net$0582
Net operating income$19,762,560640
2021-09-30 (YTD Data)Rank
Total interest income$23,694,0001,022
Total interest expense$454,0002,987
Net interest income$23,240,000958
Provision for loan and lease losses$28,0002,594
Total noninterest income$2,828,0001,604
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,005,000758
Trading account gains and feesNANA
Additional Noninterest Income$1,823,0001,767
Total noninterest expense$10,451,0001,549
Salaries and employee benefits$6,287,0001,502
Premises and equipment expense$857,0001,909
Additional noninterest expense$3,307,0001,476
Pre-tax net operating income$15,589,000739
Securities gains (losses)$-58,0004,740
Applicable income taxes$596,0001,860
Income before extraordinary items$14,935,000668
Extraordinary gains, net$08
Net income$14,935,000668
Minority interest net income$069
Net income of bank and minority interests.$14,935,000668
Net charge-offs$20,0001,734
Cash dividends$10,311,000369
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,990,680650
2021-06-30 (YTD Data)Rank
Total interest income$15,624,0001,026
Total interest expense$309,0003,036
Net interest income$15,315,000959
Provision for loan and lease losses$11,0002,690
Total noninterest income$1,878,0001,587
Gross Fiduciary activities income$0951
Service charges on deposit accounts$692,000701
Trading account gains and feesNANA
Additional Noninterest Income$1,186,0001,747
Total noninterest expense$6,878,0001,555
Salaries and employee benefits$4,153,0001,515
Premises and equipment expense$565,0001,915
Additional noninterest expense$2,160,0001,477
Pre-tax net operating income$10,304,000740
Securities gains (losses)$-44,0004,794
Applicable income taxes$471,0001,702
Income before extraordinary items$9,789,000668
Extraordinary gains, net$06
Net income$9,789,000668
Minority interest net income$067
Net income of bank and minority interests.$9,789,000668
Net charge-offs$9,0001,770
Cash dividends$6,817,000355
Sale, conversion, retirement of capital stock, net$0517
Net operating income$9,830,800654
2021-03-31 (YTD Data)Rank
Total interest income$7,722,0001,027
Total interest expense$159,0003,086
Net interest income$7,563,000952
Provision for loan and lease losses$4,0002,638
Total noninterest income$954,0001,556
Gross Fiduciary activities income$0922
Service charges on deposit accounts$325,000736
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,678
Total noninterest expense$3,432,0001,551
Salaries and employee benefits$2,062,0001,514
Premises and equipment expense$282,0001,924
Additional noninterest expense$1,088,0001,441
Pre-tax net operating income$5,081,000753
Securities gains (losses)$-53,0004,843
Applicable income taxes$115,0002,192
Income before extraordinary items$4,913,000676
Extraordinary gains, net$03
Net income$4,913,000676
Minority interest net income$055
Net income of bank and minority interests.$4,913,000676
Net charge-offs$5,0001,528
Cash dividends$3,409,000316
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,964,940652
2020-12-31 (YTD Data)Rank
Total interest income$31,932,0001,002
Total interest expense$1,028,0002,880
Net interest income$30,904,000906
Provision for loan and lease losses$881,0001,736
Total noninterest income$3,650,0001,550
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,241,000789
Trading account gains and feesNANA
Additional Noninterest Income$2,409,0001,627
Total noninterest expense$14,053,0001,475
Salaries and employee benefits$8,360,0001,455
Premises and equipment expense$1,252,0001,747
Additional noninterest expense$4,441,0001,410
Pre-tax net operating income$19,620,000601
Securities gains (losses)$64,0001,608
Applicable income taxes$626,0001,783
Income before extraordinary items$19,058,000542
Extraordinary gains, net$04
Net income$19,058,000542
Minority interest net income$072
Net income of bank and minority interests.$19,058,000542
Net charge-offs$29,0002,667
Cash dividends$14,582,000355
Sale, conversion, retirement of capital stock, net$0566
Net operating income$18,995,920523
2020-09-30 (YTD Data)Rank
Total interest income$23,763,0001,004
Total interest expense$846,0002,845
Net interest income$22,917,000906
Provision for loan and lease losses$648,0001,739
Total noninterest income$2,713,0001,513
Gross Fiduciary activities income$0981
Service charges on deposit accounts$871,000826
Trading account gains and feesNANA
Additional Noninterest Income$1,842,0001,564
Total noninterest expense$10,431,0001,470
Salaries and employee benefits$6,132,0001,469
Premises and equipment expense$953,0001,733
Additional noninterest expense$3,346,0001,385
Pre-tax net operating income$14,551,000581
Securities gains (losses)$72,0001,360
Applicable income taxes$500,0001,736
Income before extraordinary items$14,123,000517
Extraordinary gains, net$04
Net income$14,123,000516
Minority interest net income$065
Net income of bank and minority interests.$14,123,000517
Net charge-offs$21,0002,476
Cash dividends$9,208,000381
Sale, conversion, retirement of capital stock, net$0532
Net operating income$14,053,160504
2020-06-30 (YTD Data)Rank
Total interest income$15,902,0001,016
Total interest expense$621,0002,814
Net interest income$15,281,000907
Provision for loan and lease losses$642,0001,399
Total noninterest income$1,843,0001,432
Gross Fiduciary activities income$0970
Service charges on deposit accounts$589,000823
Trading account gains and feesNANA
Additional Noninterest Income$1,254,0001,475
Total noninterest expense$7,070,0001,446
Salaries and employee benefits$4,216,0001,421
Premises and equipment expense$636,0001,716
Additional noninterest expense$2,218,0001,375
Pre-tax net operating income$9,412,000534
Securities gains (losses)$72,0001,122
Applicable income taxes$375,0001,579
Income before extraordinary items$9,109,000483
Extraordinary gains, net$04
Net income$9,109,000480
Minority interest net income$065
Net income of bank and minority interests.$9,109,000483
Net charge-offs$14,0002,334
Cash dividends$6,296,000369
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,039,880470
2020-03-31 (YTD Data)Rank
Total interest income$7,897,0001,029
Total interest expense$404,0002,603
Net interest income$7,493,000910
Provision for loan and lease losses$476,000921
Total noninterest income$963,0001,320
Gross Fiduciary activities income$0941
Service charges on deposit accounts$364,000803
Trading account gains and feesNANA
Additional Noninterest Income$599,0001,356
Total noninterest expense$3,708,0001,411
Salaries and employee benefits$2,183,0001,397
Premises and equipment expense$338,0001,659
Additional noninterest expense$1,187,0001,321
Pre-tax net operating income$4,272,000543
Securities gains (losses)$47,000861
Applicable income taxes$114,0001,833
Income before extraordinary items$4,205,000481
Extraordinary gains, net$04
Net income$4,205,000480
Minority interest net income$056
Net income of bank and minority interests.$4,205,000481
Net charge-offs$11,0001,834
Cash dividends$3,394,000384
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,159,410466
2019-12-31 (YTD Data)Rank
Total interest income$32,103,0001,026
Total interest expense$1,318,0002,918
Net interest income$30,785,000884
Provision for loan and lease losses$567,0001,384
Total noninterest income$3,762,0001,372
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,461,000818
Trading account gains and feesNANA
Additional Noninterest Income$2,301,0001,414
Total noninterest expense$13,948,0001,442
Salaries and employee benefits$8,158,0001,434
Premises and equipment expense$1,327,0001,657
Additional noninterest expense$4,463,0001,379
Pre-tax net operating income$20,032,000613
Securities gains (losses)$86,0001,007
Applicable income taxes$704,0001,705
Income before extraordinary items$19,414,000551
Extraordinary gains, net$011
Net income$19,414,000552
Minority interest net income$076
Net income of bank and minority interests.$19,414,000552
Net charge-offs$28,0002,969
Cash dividends$14,992,000364
Sale, conversion, retirement of capital stock, net$0626
Net operating income$19,330,580544
2019-09-30 (YTD Data)Rank
Total interest income$24,000,0001,031
Total interest expense$935,0003,018
Net interest income$23,065,000886
Provision for loan and lease losses$265,0001,726
Total noninterest income$2,727,0001,399
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$993,000897
Trading account gains and feesNANA
Additional Noninterest Income$1,734,0001,400
Total noninterest expense$10,128,0001,483
Salaries and employee benefits$5,992,0001,460
Premises and equipment expense$903,0001,812
Additional noninterest expense$3,233,0001,424
Pre-tax net operating income$15,399,000608
Securities gains (losses)$100,000780
Applicable income taxes$588,0001,666
Income before extraordinary items$14,911,000551
Extraordinary gains, net$011
Net income$14,911,000549
Minority interest net income$072
Net income of bank and minority interests.$14,911,000551
Net charge-offs$11,0002,925
Cash dividends$9,644,000378
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,815,000544
2019-06-30 (YTD Data)Rank
Total interest income$15,813,0001,039
Total interest expense$542,0003,204
Net interest income$15,271,000884
Provision for loan and lease losses$17,0003,353
Total noninterest income$1,764,0001,399
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$634,000916
Trading account gains and feesNANA
Additional Noninterest Income$1,130,0001,381
Total noninterest expense$6,796,0001,487
Salaries and employee benefits$3,962,0001,477
Premises and equipment expense$608,0001,802
Additional noninterest expense$2,226,0001,401
Pre-tax net operating income$10,222,000587
Securities gains (losses)$77,000616
Applicable income taxes$458,0001,517
Income before extraordinary items$9,841,000542
Extraordinary gains, net$011
Net income$9,841,000541
Minority interest net income$069
Net income of bank and minority interests.$9,841,000542
Net charge-offs$-11,0004,508
Cash dividends$6,255,000376
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,767,080535
2019-03-31 (YTD Data)Rank
Total interest income$7,751,0001,042
Total interest expense$265,0003,224
Net interest income$7,486,000900
Provision for loan and lease losses$7,0003,190
Total noninterest income$831,0001,398
Gross Fiduciary activities income$0972
Service charges on deposit accounts$315,000916
Trading account gains and feesNANA
Additional Noninterest Income$516,0001,414
Total noninterest expense$3,369,0001,506
Salaries and employee benefits$1,978,0001,480
Premises and equipment expense$309,0001,797
Additional noninterest expense$1,082,0001,424
Pre-tax net operating income$4,941,000597
Securities gains (losses)$36,000448
Applicable income taxes$202,0001,579
Income before extraordinary items$4,775,000541
Extraordinary gains, net$05
Net income$4,775,000540
Minority interest net income$052
Net income of bank and minority interests.$4,775,000540
Net charge-offs$11,0001,939
Cash dividends$3,128,000363
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,740,440534
2018-12-31 (YTD Data)Rank
Total interest income$30,020,0001,010
Total interest expense$816,0003,233
Net interest income$29,204,000911
Provision for loan and lease losses$503,0001,439
Total noninterest income$3,317,0001,436
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,425,000860
Trading account gains and feesNANA
Additional Noninterest Income$1,892,0001,549
Total noninterest expense$13,072,0001,500
Salaries and employee benefits$7,764,0001,459
Premises and equipment expense$1,217,0001,794
Additional noninterest expense$4,091,0001,475
Pre-tax net operating income$18,946,000616
Securities gains (losses)$01,125
Applicable income taxes$662,0001,734
Income before extraordinary items$18,284,000557
Extraordinary gains, net$06
Net income$18,284,000556
Minority interest net income$072
Net income of bank and minority interests.$18,284,000556
Net charge-offs$56,0002,565
Cash dividends$13,565,000331
Sale, conversion, retirement of capital stock, net$0671
Net operating income$18,284,000557
2018-09-30 (YTD Data)Rank
Total interest income$21,933,0001,021
Total interest expense$579,0003,255
Net interest income$21,354,000925
Provision for loan and lease losses$262,0001,712
Total noninterest income$2,405,0001,481
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,002,000906
Trading account gains and feesNANA
Additional Noninterest Income$1,403,0001,580
Total noninterest expense$9,664,0001,521
Salaries and employee benefits$5,691,0001,476
Premises and equipment expense$906,0001,818
Additional noninterest expense$3,067,0001,482
Pre-tax net operating income$13,833,000632
Securities gains (losses)$01,118
Applicable income taxes$539,0001,723
Income before extraordinary items$13,294,000563
Extraordinary gains, net$05
Net income$13,294,000561
Minority interest net income$066
Net income of bank and minority interests.$13,294,000562
Net charge-offs$43,0002,303
Cash dividends$8,594,000358
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,294,000564
2018-06-30 (YTD Data)Rank
Total interest income$14,193,0001,036
Total interest expense$369,0003,249
Net interest income$13,824,000941
Provision for loan and lease losses$246,0001,361
Total noninterest income$1,550,0001,528
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$637,000940
Trading account gains and feesNANA
Additional Noninterest Income$913,0001,612
Total noninterest expense$6,416,0001,533
Salaries and employee benefits$3,816,0001,476
Premises and equipment expense$596,0001,843
Additional noninterest expense$2,004,0001,503
Pre-tax net operating income$8,712,000660
Securities gains (losses)$0961
Applicable income taxes$416,0001,574
Income before extraordinary items$8,296,000591
Extraordinary gains, net$06
Net income$8,296,000590
Minority interest net income$065
Net income of bank and minority interests.$8,296,000590
Net charge-offs$33,0001,990
Cash dividends$5,557,000354
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,296,000588
2018-03-31 (YTD Data)Rank
Total interest income$6,865,0001,057
Total interest expense$177,0003,276
Net interest income$6,688,000962
Provision for loan and lease losses$104,0001,427
Total noninterest income$735,0001,576
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$312,000952
Trading account gains and feesNANA
Additional Noninterest Income$423,0001,655
Total noninterest expense$3,165,0001,563
Salaries and employee benefits$1,859,0001,528
Premises and equipment expense$301,0001,863
Additional noninterest expense$1,005,0001,503
Pre-tax net operating income$4,154,000667
Securities gains (losses)$0735
Applicable income taxes$176,0001,699
Income before extraordinary items$3,978,000603
Extraordinary gains, net$07
Net income$3,978,000603
Minority interest net income$052
Net income of bank and minority interests.$3,978,000603
Net charge-offs$9,0002,006
Cash dividends$2,759,000328
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,978,000604
2017-12-31 (YTD Data)Rank
Total interest income$26,372,0001,067
Total interest expense$685,0003,162
Net interest income$25,687,000984
Provision for loan and lease losses$598,0001,310
Total noninterest income$3,407,0001,449
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,255,000971
Trading account gains and feesNANA
Additional Noninterest Income$2,152,0001,462
Total noninterest expense$12,552,0001,572
Salaries and employee benefits$7,165,0001,553
Premises and equipment expense$1,208,0001,840
Additional noninterest expense$4,179,0001,458
Pre-tax net operating income$15,944,000659
Securities gains (losses)$02,243
Applicable income taxes$510,0002,404
Income before extraordinary items$15,434,000509
Extraordinary gains, net$09
Net income$15,434,000507
Minority interest net income$076
Net income of bank and minority interests.$15,434,000509
Net charge-offs$32,0003,208
Cash dividends$12,354,000320
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,434,000504
2017-09-30 (YTD Data)Rank
Total interest income$19,403,0001,084
Total interest expense$514,0003,168
Net interest income$18,889,0001,004
Provision for loan and lease losses$378,0001,406
Total noninterest income$2,566,0001,444
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$863,0001,057
Trading account gains and feesNANA
Additional Noninterest Income$1,703,0001,426
Total noninterest expense$9,272,0001,598
Salaries and employee benefits$5,226,0001,598
Premises and equipment expense$906,0001,852
Additional noninterest expense$3,140,0001,449
Pre-tax net operating income$11,805,000670
Securities gains (losses)$02,274
Applicable income taxes$354,0002,352
Income before extraordinary items$11,451,000556
Extraordinary gains, net$09
Net income$11,451,000555
Minority interest net income$071
Net income of bank and minority interests.$11,451,000556
Net charge-offs$19,0003,008
Cash dividends$8,189,000331
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,451,000552
2017-06-30 (YTD Data)Rank
Total interest income$12,620,0001,100
Total interest expense$341,0003,148
Net interest income$12,279,0001,018
Provision for loan and lease losses$322,0001,133
Total noninterest income$1,721,0001,449
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$561,0001,061
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,403
Total noninterest expense$6,174,0001,601
Salaries and employee benefits$3,505,0001,599
Premises and equipment expense$590,0001,887
Additional noninterest expense$2,079,0001,462
Pre-tax net operating income$7,504,000682
Securities gains (losses)$01,906
Applicable income taxes$203,0002,459
Income before extraordinary items$7,301,000575
Extraordinary gains, net$011
Net income$7,301,000574
Minority interest net income$071
Net income of bank and minority interests.$7,301,000575
Net charge-offs$11,0002,863
Cash dividends$5,454,000331
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,301,000567
2017-03-31 (YTD Data)Rank
Total interest income$6,194,0001,110
Total interest expense$168,0003,164
Net interest income$6,026,0001,030
Provision for loan and lease losses$315,000650
Total noninterest income$930,0001,366
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$278,0001,075
Trading account gains and feesNANA
Additional Noninterest Income$652,0001,287
Total noninterest expense$3,118,0001,598
Salaries and employee benefits$1,801,0001,563
Premises and equipment expense$296,0001,912
Additional noninterest expense$1,021,0001,477
Pre-tax net operating income$3,523,000710
Securities gains (losses)$01,153
Applicable income taxes$111,0002,364
Income before extraordinary items$3,412,000598
Extraordinary gains, net$08
Net income$3,412,000598
Minority interest net income$055
Net income of bank and minority interests.$3,412,000598
Net charge-offs$7,0002,334
Cash dividends$2,727,000315
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,412,000582
2016-12-31 (YTD Data)Rank
Total interest income$23,853,0001,107
Total interest expense$613,0003,291
Net interest income$23,240,0001,031
Provision for loan and lease losses$28,0003,927
Total noninterest income$6,148,000996
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,251,000981
Trading account gains and fees$0170
Additional Noninterest Income$4,897,000855
Total noninterest expense$13,724,0001,431
Salaries and employee benefits$8,641,0001,291
Premises and equipment expense$1,214,0001,842
Additional noninterest expense$3,869,0001,576
Pre-tax net operating income$15,636,000628
Securities gains (losses)$03,212
Applicable income taxes$512,0002,239
Income before extraordinary items$15,124,000516
Extraordinary gains, net$05
Net income$15,124,000515
Minority interest net income$082
Net income of bank and minority interests.$15,124,000515
Net charge-offs$28,0003,485
Cash dividends$12,081,000318
Sale, conversion, retirement of capital stock, net$0759
Net operating income$15,124,000506
2016-09-30 (YTD Data)Rank
Total interest income$17,635,0001,124
Total interest expense$452,0003,333
Net interest income$17,183,0001,047
Provision for loan and lease losses$17,0003,901
Total noninterest income$2,403,0001,572
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$872,0001,054
Trading account gains and fees$0169
Additional Noninterest Income$1,531,0001,573
Total noninterest expense$9,018,0001,609
Salaries and employee benefits$5,196,0001,558
Premises and equipment expense$916,0001,845
Additional noninterest expense$2,906,0001,577
Pre-tax net operating income$10,551,000682
Securities gains (losses)$03,160
Applicable income taxes$418,0002,203
Income before extraordinary items$10,133,000582
Extraordinary gains, net$05
Net income$10,133,000582
Minority interest net income$071
Net income of bank and minority interests.$10,133,000582
Net charge-offs$20,0003,152
Cash dividends$8,170,000344
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,133,000564
2016-06-30 (YTD Data)Rank
Total interest income$11,558,0001,144
Total interest expense$296,0003,384
Net interest income$11,262,0001,060
Provision for loan and lease losses$10,0003,761
Total noninterest income$1,572,0001,569
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$582,0001,036
Trading account gains and fees$0157
Additional Noninterest Income$990,0001,563
Total noninterest expense$6,011,0001,613
Salaries and employee benefits$3,488,0001,552
Premises and equipment expense$603,0001,868
Additional noninterest expense$1,920,0001,591
Pre-tax net operating income$6,813,000686
Securities gains (losses)$02,835
Applicable income taxes$328,0002,058
Income before extraordinary items$6,485,000590
Extraordinary gains, net$016
Net income$6,485,000589
Minority interest net income$071
Net income of bank and minority interests.$6,485,000589
Net charge-offs$11,0003,048
Cash dividends$5,447,000339
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,485,000573
2016-03-31 (YTD Data)Rank
Total interest income$5,692,0001,168
Total interest expense$141,0003,494
Net interest income$5,551,0001,070
Provision for loan and lease losses$4,0003,524
Total noninterest income$771,0001,558
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$279,0001,071
Trading account gains and fees$0142
Additional Noninterest Income$492,0001,518
Total noninterest expense$2,971,0001,639
Salaries and employee benefits$1,739,0001,569
Premises and equipment expense$300,0001,879
Additional noninterest expense$932,0001,628
Pre-tax net operating income$3,347,000691
Securities gains (losses)$02,077
Applicable income taxes$136,0002,185
Income before extraordinary items$3,211,000571
Extraordinary gains, net$012
Net income$3,211,000570
Minority interest net income$062
Net income of bank and minority interests.$3,211,000571
Net charge-offs$5,0002,584
Cash dividends$2,723,000342
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,211,000557
2015-12-31 (YTD Data)Rank
Total interest income$22,328,0001,143
Total interest expense$574,0003,474
Net interest income$21,754,0001,051
Provision for loan and lease losses$-465,0005,938
Total noninterest income$3,194,0001,540
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,234,0001,011
Trading account gains and fees$0159
Additional Noninterest Income$1,960,0001,544
Total noninterest expense$11,929,0001,607
Salaries and employee benefits$6,705,0001,568
Premises and equipment expense$1,237,0001,840
Additional noninterest expense$3,987,0001,530
Pre-tax net operating income$13,484,000674
Securities gains (losses)$03,216
Applicable income taxes$399,0002,418
Income before extraordinary items$13,085,000562
Extraordinary gains, net$023
Net income$13,085,000561
Minority interest net income$081
Net income of bank and minority interests.$13,085,000563
Net charge-offs$27,0003,620
Cash dividends$11,075,000353
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,085,000554
2015-09-30 (YTD Data)Rank
Total interest income$16,698,0001,155
Total interest expense$426,0003,547
Net interest income$16,272,0001,062
Provision for loan and lease losses$-475,0006,075
Total noninterest income$2,370,0001,565
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$870,0001,083
Trading account gains and fees$0153
Additional Noninterest Income$1,500,0001,537
Total noninterest expense$8,732,0001,658
Salaries and employee benefits$4,957,0001,598
Premises and equipment expense$933,0001,845
Additional noninterest expense$2,842,0001,598
Pre-tax net operating income$10,385,000676
Securities gains (losses)$03,031
Applicable income taxes$265,0002,599
Income before extraordinary items$10,120,000560
Extraordinary gains, net$021
Net income$10,120,000558
Minority interest net income$078
Net income of bank and minority interests.$10,120,000560
Net charge-offs$20,0003,350
Cash dividends$7,594,000345
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,120,000547
2015-06-30 (YTD Data)Rank
Total interest income$11,140,0001,155
Total interest expense$276,0003,631
Net interest income$10,864,0001,057
Provision for loan and lease losses$16,0003,613
Total noninterest income$1,642,0001,514
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$583,0001,055
Trading account gains and fees$0157
Additional Noninterest Income$1,059,0001,490
Total noninterest expense$5,843,0001,657
Salaries and employee benefits$3,349,0001,587
Premises and equipment expense$608,0001,892
Additional noninterest expense$1,886,0001,620
Pre-tax net operating income$6,647,000710
Securities gains (losses)$02,636
Applicable income taxes$189,0002,535
Income before extraordinary items$6,458,000584
Extraordinary gains, net$022
Net income$6,458,000582
Minority interest net income$075
Net income of bank and minority interests.$6,458,000584
Net charge-offs$13,0003,155
Cash dividends$5,063,000343
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,458,000569
2015-03-31 (YTD Data)Rank
Total interest income$5,424,0001,182
Total interest expense$140,0003,627
Net interest income$5,284,0001,078
Provision for loan and lease losses$3,0003,553
Total noninterest income$770,0001,556
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$290,0001,036
Trading account gains and fees$0152
Additional Noninterest Income$480,0001,549
Total noninterest expense$2,930,0001,663
Salaries and employee benefits$1,679,0001,598
Premises and equipment expense$306,0001,894
Additional noninterest expense$945,0001,602
Pre-tax net operating income$3,121,000720
Securities gains (losses)$02,027
Applicable income taxes$109,0002,368
Income before extraordinary items$3,012,000596
Extraordinary gains, net$013
Net income$3,012,000593
Minority interest net income$064
Net income of bank and minority interests.$3,012,000596
Net charge-offs$3,0002,911
Cash dividends$2,531,000305
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,012,000583
2014-12-31 (YTD Data)Rank
Total interest income$21,563,0001,187
Total interest expense$565,0003,759
Net interest income$20,998,0001,073
Provision for loan and lease losses$23,0004,211
Total noninterest income$3,560,0001,379
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,418,000933
Trading account gains and fees$0180
Additional Noninterest Income$2,142,0001,385
Total noninterest expense$11,868,0001,613
Salaries and employee benefits$6,443,0001,608
Premises and equipment expense$1,202,0001,916
Additional noninterest expense$4,223,0001,493
Pre-tax net operating income$12,667,000667
Securities gains (losses)$1,0003,149
Applicable income taxes$445,0002,316
Income before extraordinary items$12,223,000561
Extraordinary gains, net$017
Net income$12,223,000559
Minority interest net income$084
Net income of bank and minority interests.$12,223,000561
Net charge-offs$45,0003,853
Cash dividends$10,954,000313
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,222,040548
2014-09-30 (YTD Data)Rank
Total interest income$16,151,0001,200
Total interest expense$424,0003,825
Net interest income$15,727,0001,076
Provision for loan and lease losses$21,0003,923
Total noninterest income$2,778,0001,357
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,011,000989
Trading account gains and fees$0174
Additional Noninterest Income$1,767,0001,304
Total noninterest expense$8,875,0001,622
Salaries and employee benefits$4,749,0001,634
Premises and equipment expense$903,0001,928
Additional noninterest expense$3,223,0001,475
Pre-tax net operating income$9,609,000653
Securities gains (losses)$1,0002,871
Applicable income taxes$337,0002,352
Income before extraordinary items$9,273,000549
Extraordinary gains, net$015
Net income$9,273,000547
Minority interest net income$081
Net income of bank and minority interests.$9,273,000549
Net charge-offs$31,0003,605
Cash dividends$7,558,000315
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,272,040538
2014-06-30 (YTD Data)Rank
Total interest income$10,647,0001,201
Total interest expense$277,0003,911
Net interest income$10,370,0001,082
Provision for loan and lease losses$14,0003,812
Total noninterest income$1,821,0001,358
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$671,000981
Trading account gains and fees$0172
Additional Noninterest Income$1,150,0001,319
Total noninterest expense$6,055,0001,577
Salaries and employee benefits$3,151,0001,637
Premises and equipment expense$592,0001,969
Additional noninterest expense$2,312,0001,390
Pre-tax net operating income$6,122,000678
Securities gains (losses)$1,0002,460
Applicable income taxes$215,0002,344
Income before extraordinary items$5,908,000559
Extraordinary gains, net$020
Net income$5,908,000558
Minority interest net income$080
Net income of bank and minority interests.$5,908,000559
Net charge-offs$18,0003,462
Cash dividends$5,032,000308
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,907,040553
2014-03-31 (YTD Data)Rank
Total interest income$5,297,0001,212
Total interest expense$138,0003,978
Net interest income$5,159,0001,084
Provision for loan and lease losses$5,0003,593
Total noninterest income$1,058,0001,196
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$340,000952
Trading account gains and fees$0147
Additional Noninterest Income$718,0001,104
Total noninterest expense$3,242,0001,486
Salaries and employee benefits$1,572,0001,658
Premises and equipment expense$287,0002,064
Additional noninterest expense$1,383,0001,155
Pre-tax net operating income$2,970,000676
Securities gains (losses)$01,715
Applicable income taxes$104,0002,325
Income before extraordinary items$2,866,000558
Extraordinary gains, net$016
Net income$2,866,000558
Minority interest net income$066
Net income of bank and minority interests.$2,866,000559
Net charge-offs$7,0002,989
Cash dividends$2,516,000275
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,866,000551
2013-12-31 (YTD Data)Rank
Total interest income$21,784,0001,173
Total interest expense$639,0003,959
Net interest income$21,145,0001,041
Provision for loan and lease losses$05,091
Total noninterest income$2,930,0001,631
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,434,000966
Trading account gains and fees$0184
Additional Noninterest Income$1,496,0001,853
Total noninterest expense$11,077,0001,727
Salaries and employee benefits$6,101,0001,682
Premises and equipment expense$1,193,0001,922
Additional noninterest expense$3,783,0001,683
Pre-tax net operating income$12,998,000608
Securities gains (losses)$-106,0006,553
Applicable income taxes$498,0002,169
Income before extraordinary items$12,394,000536
Extraordinary gains, net$029
Net income$12,394,000535
Minority interest net income$090
Net income of bank and minority interests.$12,394,000537
Net charge-offs$488,0002,040
Cash dividends$10,282,000326
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,495,760529
2013-09-30 (YTD Data)Rank
Total interest income$16,337,0001,179
Total interest expense$494,0003,973
Net interest income$15,843,0001,044
Provision for loan and lease losses$04,941
Total noninterest income$2,352,0001,592
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,465,000719
Trading account gains and fees$0180
Additional Noninterest Income$887,0002,215
Total noninterest expense$8,288,0001,742
Salaries and employee benefits$4,505,0001,713
Premises and equipment expense$894,0001,941
Additional noninterest expense$2,889,0001,665
Pre-tax net operating income$9,907,000614
Securities gains (losses)$03,040
Applicable income taxes$417,0002,096
Income before extraordinary items$9,490,000548
Extraordinary gains, net$025
Net income$9,490,000547
Minority interest net income$084
Net income of bank and minority interests.$9,490,000550
Net charge-offs$22,0004,361
Cash dividends$7,338,000317
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,490,000533
2013-06-30 (YTD Data)Rank
Total interest income$10,887,0001,172
Total interest expense$339,0003,966
Net interest income$10,548,0001,036
Provision for loan and lease losses$04,788
Total noninterest income$1,352,0001,785
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$986,000689
Trading account gains and fees$0157
Additional Noninterest Income$366,0002,923
Total noninterest expense$5,489,0001,755
Salaries and employee benefits$3,004,0001,723
Premises and equipment expense$586,0001,962
Additional noninterest expense$1,899,0001,674
Pre-tax net operating income$6,411,000613
Securities gains (losses)$02,791
Applicable income taxes$295,0002,036
Income before extraordinary items$6,116,000557
Extraordinary gains, net$022
Net income$6,116,000556
Minority interest net income$082
Net income of bank and minority interests.$6,116,000559
Net charge-offs$17,0004,090
Cash dividends$4,843,000315
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,116,000537
2013-03-31 (YTD Data)Rank
Total interest income$5,485,0001,174
Total interest expense$179,0003,932
Net interest income$5,306,0001,027
Provision for loan and lease losses$04,409
Total noninterest income$688,0001,753
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$513,000646
Trading account gains and fees$0148
Additional Noninterest Income$175,0002,961
Total noninterest expense$2,758,0001,756
Salaries and employee benefits$1,503,0001,738
Premises and equipment expense$297,0001,981
Additional noninterest expense$958,0001,675
Pre-tax net operating income$3,236,000606
Securities gains (losses)$01,966
Applicable income taxes$113,0002,277
Income before extraordinary items$3,123,000528
Extraordinary gains, net$010
Net income$3,123,000526
Minority interest net income$076
Net income of bank and minority interests.$3,123,000529
Net charge-offs$5,0003,681
Cash dividends$2,346,000272
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,123,000510
2012-12-31 (YTD Data)Rank
Total interest income$23,240,0001,149
Total interest expense$1,051,0003,499
Net interest income$22,189,000987
Provision for loan and lease losses$211,0003,867
Total noninterest income$2,414,0001,919
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,007,000718
Trading account gains and fees$0166
Additional Noninterest Income$407,0003,616
Total noninterest expense$10,836,0001,768
Salaries and employee benefits$6,032,0001,674
Premises and equipment expense$1,228,0001,905
Additional noninterest expense$3,576,0001,841
Pre-tax net operating income$13,556,000568
Securities gains (losses)$20,0003,173
Applicable income taxes$509,0002,165
Income before extraordinary items$13,067,000514
Extraordinary gains, net$029
Net income$13,067,000512
Minority interest net income$093
Net income of bank and minority interests.$13,067,000514
Net charge-offs$211,0003,703
Cash dividends$10,232,000317
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,047,800500
2012-09-30 (YTD Data)Rank
Total interest income$17,388,0001,168
Total interest expense$848,0003,440
Net interest income$16,540,0001,001
Provision for loan and lease losses$11,0005,558
Total noninterest income$1,813,0001,918
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,458,000741
Trading account gains and fees$0157
Additional Noninterest Income$355,0003,447
Total noninterest expense$8,067,0001,785
Salaries and employee benefits$4,449,0001,689
Premises and equipment expense$936,0001,902
Additional noninterest expense$2,682,0001,853
Pre-tax net operating income$10,275,000570
Securities gains (losses)$20,0002,874
Applicable income taxes$395,0002,185
Income before extraordinary items$9,900,000510
Extraordinary gains, net$020
Net income$9,900,000507
Minority interest net income$086
Net income of bank and minority interests.$9,900,000510
Net charge-offs$-92,0007,026
Cash dividends$6,818,000285
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,880,800490
2012-06-30 (YTD Data)Rank
Total interest income$11,573,0001,181
Total interest expense$609,0003,368
Net interest income$10,964,0001,005
Provision for loan and lease losses$11,0005,347
Total noninterest income$1,274,0001,835
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$964,000735
Trading account gains and fees$0153
Additional Noninterest Income$310,0003,025
Total noninterest expense$5,445,0001,772
Salaries and employee benefits$2,981,0001,682
Premises and equipment expense$627,0001,891
Additional noninterest expense$1,837,0001,809
Pre-tax net operating income$6,782,000570
Securities gains (losses)$20,0002,488
Applicable income taxes$272,0002,152
Income before extraordinary items$6,530,000500
Extraordinary gains, net$019
Net income$6,530,000500
Minority interest net income$084
Net income of bank and minority interests.$6,530,000500
Net charge-offs$25,0004,496
Cash dividends$4,473,000287
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,510,800485
2012-03-31 (YTD Data)Rank
Total interest income$5,804,0001,192
Total interest expense$324,0003,339
Net interest income$5,480,000999
Provision for loan and lease losses$6,0004,993
Total noninterest income$545,0002,031
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$492,000713
Trading account gains and fees$0148
Additional Noninterest Income$53,0004,635
Total noninterest expense$2,759,0001,752
Salaries and employee benefits$1,501,0001,675
Premises and equipment expense$304,0001,952
Additional noninterest expense$954,0001,746
Pre-tax net operating income$3,260,000584
Securities gains (losses)$02,210
Applicable income taxes$148,0002,049
Income before extraordinary items$3,112,000515
Extraordinary gains, net$019
Net income$3,112,000516
Minority interest net income$078
Net income of bank and minority interests.$3,112,000516
Net charge-offs$8,0004,117
Cash dividends$2,130,000248
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,112,000497
2011-12-31 (YTD Data)Rank
Total interest income$23,228,0001,231
Total interest expense$1,696,0003,132
Net interest income$21,532,0001,019
Provision for loan and lease losses$1,609,0001,801
Total noninterest income$2,079,0001,944
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,716,000855
Trading account gains and fees$0146
Additional Noninterest Income$363,0003,569
Total noninterest expense$10,854,0001,778
Salaries and employee benefits$5,753,0001,687
Premises and equipment expense$1,232,0002,008
Additional noninterest expense$3,869,0001,755
Pre-tax net operating income$11,148,000556
Securities gains (losses)$36,0002,789
Applicable income taxes$229,0002,773
Income before extraordinary items$10,955,000496
Extraordinary gains, net$029
Net income$10,955,000496
Minority interest net income$096
Net income of bank and minority interests.$10,955,000497
Net charge-offs$1,210,0002,138
Cash dividends$8,921,000260
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,919,720481
2011-09-30 (YTD Data)Rank
Total interest income$17,463,0001,243
Total interest expense$1,347,0003,115
Net interest income$16,116,0001,029
Provision for loan and lease losses$1,031,0001,921
Total noninterest income$1,519,0001,974
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,229,000898
Trading account gains and fees$0145
Additional Noninterest Income$290,0003,509
Total noninterest expense$7,932,0001,823
Salaries and employee benefits$4,220,0001,723
Premises and equipment expense$925,0002,030
Additional noninterest expense$2,787,0001,825
Pre-tax net operating income$8,672,000562
Securities gains (losses)$03,555
Applicable income taxes$114,0003,107
Income before extraordinary items$8,558,000486
Extraordinary gains, net$021
Net income$8,558,000486
Minority interest net income$087
Net income of bank and minority interests.$8,558,000486
Net charge-offs$779,0002,176
Cash dividends$5,074,000292
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,558,000473
2011-06-30 (YTD Data)Rank
Total interest income$11,589,0001,255
Total interest expense$957,0003,056
Net interest income$10,632,0001,042
Provision for loan and lease losses$525,0002,246
Total noninterest income$1,033,0001,952
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$788,000927
Trading account gains and fees$0153
Additional Noninterest Income$245,0003,184
Total noninterest expense$5,270,0001,847
Salaries and employee benefits$2,791,0001,753
Premises and equipment expense$604,0002,090
Additional noninterest expense$1,875,0001,824
Pre-tax net operating income$5,870,000548
Securities gains (losses)$02,914
Applicable income taxes$76,0003,070
Income before extraordinary items$5,794,000470
Extraordinary gains, net$015
Net income$5,794,000470
Minority interest net income$089
Net income of bank and minority interests.$5,794,000470
Net charge-offs$505,0002,131
Cash dividends$2,947,000318
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,794,000453
2011-03-31 (YTD Data)Rank
Total interest income$5,750,0001,268
Total interest expense$497,0003,057
Net interest income$5,253,0001,049
Provision for loan and lease losses$318,0001,861
Total noninterest income$439,0002,205
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$386,000928
Trading account gains and fees$0158
Additional Noninterest Income$53,0004,572
Total noninterest expense$2,625,0001,864
Salaries and employee benefits$1,417,0001,741
Premises and equipment expense$301,0002,131
Additional noninterest expense$907,0001,864
Pre-tax net operating income$2,749,000595
Securities gains (losses)$01,772
Applicable income taxes$38,0003,035
Income before extraordinary items$2,711,000499
Extraordinary gains, net$09
Net income$2,711,000498
Minority interest net income$086
Net income of bank and minority interests.$2,711,000499
Net charge-offs$505,0001,330
Cash dividends$1,049,000368
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,711,000484
2010-12-31 (YTD Data)Rank
Total interest income$24,098,0001,277
Total interest expense$3,051,0002,580
Net interest income$21,047,0001,052
Provision for loan and lease losses$1,457,0002,505
Total noninterest income$1,625,0002,397
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,400,0001,084
Trading account gains and fees$0175
Additional Noninterest Income$225,0004,413
Total noninterest expense$11,160,0001,768
Salaries and employee benefits$5,464,0001,781
Premises and equipment expense$1,254,0002,019
Additional noninterest expense$4,442,0001,616
Pre-tax net operating income$10,055,000553
Securities gains (losses)$63,0002,510
Applicable income taxes$425,0002,044
Income before extraordinary items$9,693,000476
Extraordinary gains, net$029
Net income$9,693,000474
Minority interest net income$0111
Net income of bank and minority interests.$9,693,000476
Net charge-offs$677,0003,218
Cash dividends$5,009,000330
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$9,632,520454
2010-09-30 (YTD Data)Rank
Total interest income$18,195,0001,292
Total interest expense$2,487,0002,485
Net interest income$15,708,0001,064
Provision for loan and lease losses$847,0002,774
Total noninterest income$1,142,0002,505
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,008,0001,144
Trading account gains and fees$0165
Additional Noninterest Income$134,0004,823
Total noninterest expense$8,641,0001,708
Salaries and employee benefits$4,138,0001,772
Premises and equipment expense$947,0002,035
Additional noninterest expense$3,556,0001,494
Pre-tax net operating income$7,362,000581
Securities gains (losses)$63,0002,289
Applicable income taxes$352,0001,999
Income before extraordinary items$7,073,000484
Extraordinary gains, net$023
Net income$7,073,000487
Minority interest net income$0110
Net income of bank and minority interests.$7,073,000487
Net charge-offs$294,0003,755
Cash dividends$3,112,000350
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,013,150464
2010-06-30 (YTD Data)Rank
Total interest income$12,136,0001,307
Total interest expense$1,828,0002,349
Net interest income$10,308,0001,082
Provision for loan and lease losses$503,0002,835
Total noninterest income$730,0002,516
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$644,0001,218
Trading account gains and fees$0152
Additional Noninterest Income$86,0004,868
Total noninterest expense$5,799,0001,698
Salaries and employee benefits$2,754,0001,784
Premises and equipment expense$627,0002,061
Additional noninterest expense$2,418,0001,466
Pre-tax net operating income$4,736,000584
Securities gains (losses)$63,0001,740
Applicable income taxes$247,0001,921
Income before extraordinary items$4,552,000479
Extraordinary gains, net$019
Net income$4,552,000479
Minority interest net income$0105
Net income of bank and minority interests.$4,552,000480
Net charge-offs$100,0004,255
Cash dividends$2,112,000329
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,492,150470
2010-03-31 (YTD Data)Rank
Total interest income$6,061,0001,329
Total interest expense$954,0002,351
Net interest income$5,107,0001,100
Provision for loan and lease losses$294,0002,500
Total noninterest income$365,0002,526
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$312,0001,248
Trading account gains and fees$0175
Additional Noninterest Income$53,0004,593
Total noninterest expense$2,791,0001,783
Salaries and employee benefits$1,361,0001,837
Premises and equipment expense$296,0002,227
Additional noninterest expense$1,134,0001,555
Pre-tax net operating income$2,387,000569
Securities gains (losses)$02,284
Applicable income taxes$62,0002,606
Income before extraordinary items$2,325,000470
Extraordinary gains, net$016
Net income$2,325,000471
Minority interest net income$091
Net income of bank and minority interests.$2,325,000472
Net charge-offs$59,0003,587
Cash dividends$150,0001,581
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,325,000459
2009-12-31 (YTD Data)Rank
Total interest income$25,339,0001,348
Total interest expense$5,495,0002,070
Net interest income$19,844,0001,100
Provision for loan and lease losses$2,707,0002,094
Total noninterest income$1,590,0002,461
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,346,0001,280
Trading account gains and fees$0211
Additional Noninterest Income$244,0004,310
Total noninterest expense$11,672,0001,753
Salaries and employee benefits$5,227,0001,890
Premises and equipment expense$1,147,0002,307
Additional noninterest expense$5,298,0001,401
Pre-tax net operating income$7,055,000614
Securities gains (losses)$03,754
Applicable income taxes$273,0002,113
Income before extraordinary items$6,782,000499
Extraordinary gains, net$034
Net income$6,782,000499
Minority interest net income$0115
Net income of bank and minority interests.$6,782,000501
Net charge-offs$2,132,0001,958
Cash dividends$2,089,000875
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,782,000495
2009-09-30 (YTD Data)Rank
Total interest income$19,127,0001,370
Total interest expense$4,330,0002,069
Net interest income$14,797,0001,113
Provision for loan and lease losses$2,346,0001,735
Total noninterest income$1,158,0002,568
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$968,0001,332
Trading account gains and fees$0212
Additional Noninterest Income$190,0004,369
Total noninterest expense$8,897,0001,697
Salaries and employee benefits$4,010,0001,869
Premises and equipment expense$842,0002,365
Additional noninterest expense$4,045,0001,342
Pre-tax net operating income$4,712,000722
Securities gains (losses)$03,497
Applicable income taxes$204,0002,300
Income before extraordinary items$4,508,000604
Extraordinary gains, net$027
Net income$4,508,000605
Minority interest net income$0118
Net income of bank and minority interests.$4,508,000606
Net charge-offs$2,123,0001,455
Cash dividends$1,889,000677
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,508,000603
2009-06-30 (YTD Data)Rank
Total interest income$12,822,0001,394
Total interest expense$2,977,0002,103
Net interest income$9,845,0001,128
Provision for loan and lease losses$1,675,0001,567
Total noninterest income$773,0002,576
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$634,0001,341
Trading account gains and fees$0193
Additional Noninterest Income$139,0004,255
Total noninterest expense$5,762,0001,778
Salaries and employee benefits$2,657,0001,902
Premises and equipment expense$541,0002,480
Additional noninterest expense$2,564,0001,445
Pre-tax net operating income$3,181,000730
Securities gains (losses)$03,136
Applicable income taxes$142,0002,325
Income before extraordinary items$3,039,000599
Extraordinary gains, net$021
Net income$3,039,000596
Minority interest net income$0112
Net income of bank and minority interests.$3,039,000599
Net charge-offs$1,709,0001,244
Cash dividends$1,889,000480
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,039,000574
2009-03-31 (YTD Data)Rank
Total interest income$6,458,0001,399
Total interest expense$1,484,0002,195
Net interest income$4,974,0001,102
Provision for loan and lease losses$1,542,000896
Total noninterest income$383,0002,578
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$305,0001,352
Trading account gains and fees$0171
Additional Noninterest Income$78,0004,061
Total noninterest expense$2,555,0001,940
Salaries and employee benefits$1,244,0002,052
Premises and equipment expense$267,0002,550
Additional noninterest expense$1,044,0001,551
Pre-tax net operating income$1,260,0001,012
Securities gains (losses)$02,434
Applicable income taxes$65,0002,634
Income before extraordinary items$1,195,000888
Extraordinary gains, net$015
Net income$1,195,000888
Minority interest net income$0102
Net income of bank and minority interests.$1,195,000890
Net charge-offs$1,679,000681
Cash dividends$1,489,000310
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,195,000821
2008-12-31 (YTD Data)Rank
Total interest income$26,574,0001,460
Total interest expense$7,920,0001,990
Net interest income$18,654,0001,191
Provision for loan and lease losses$1,327,0002,300
Total noninterest income$1,640,0002,462
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,400,0001,282
Trading account gains and fees$0154
Additional Noninterest Income$240,0004,516
Total noninterest expense$9,662,0001,998
Salaries and employee benefits$5,319,0001,896
Premises and equipment expense$1,127,0002,365
Additional noninterest expense$3,216,0001,900
Pre-tax net operating income$9,305,000593
Securities gains (losses)$03,220
Applicable income taxes$330,0002,287
Income before extraordinary items$8,975,000430
Extraordinary gains, net$23,00032
Net income$8,998,000429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,395
Cash dividends$10,378,000279
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,975,000453
2008-09-30 (YTD Data)Rank
Total interest income$20,047,0001,491
Total interest expense$6,135,0002,018
Net interest income$13,912,0001,216
Provision for loan and lease losses$165,0004,493
Total noninterest income$1,179,0002,612
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,014,0001,338
Trading account gains and fees$0148
Additional Noninterest Income$165,0004,793
Total noninterest expense$7,333,0001,960
Salaries and employee benefits$4,075,0001,900
Premises and equipment expense$851,0002,366
Additional noninterest expense$2,407,0001,839
Pre-tax net operating income$7,593,000658
Securities gains (losses)$03,106
Applicable income taxes$273,0002,570
Income before extraordinary items$7,320,000499
Extraordinary gains, net$23,00025
Net income$7,343,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$6,577,000346
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,320,000520
2008-06-30 (YTD Data)Rank
Total interest income$13,433,0001,510
Total interest expense$4,265,0002,025
Net interest income$9,168,0001,219
Provision for loan and lease losses$66,0004,812
Total noninterest income$781,0002,649
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$674,0001,319
Trading account gains and fees$0149
Additional Noninterest Income$107,0004,934
Total noninterest expense$4,860,0001,969
Salaries and employee benefits$2,731,0001,907
Premises and equipment expense$563,0002,382
Additional noninterest expense$1,566,0001,851
Pre-tax net operating income$5,023,000705
Securities gains (losses)$03,233
Applicable income taxes$180,0002,801
Income before extraordinary items$4,843,000571
Extraordinary gains, net$23,00017
Net income$4,866,000566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,124
Cash dividends$4,327,000380
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,843,000556
2008-03-31 (YTD Data)Rank
Total interest income$6,915,0001,490
Total interest expense$2,328,0001,993
Net interest income$4,587,0001,209
Provision for loan and lease losses$62,0003,448
Total noninterest income$373,0002,733
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$321,0001,363
Trading account gains and fees$0158
Additional Noninterest Income$52,0004,970
Total noninterest expense$2,444,0001,960
Salaries and employee benefits$1,351,0001,946
Premises and equipment expense$291,0002,329
Additional noninterest expense$802,0001,771
Pre-tax net operating income$2,454,000775
Securities gains (losses)$02,688
Applicable income taxes$89,0002,937
Income before extraordinary items$2,365,000652
Extraordinary gains, net$015
Net income$2,365,000653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$2,198,000397
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,365,000619
2007-12-31 (YTD Data)Rank
Total interest income$27,174,0001,586
Total interest expense$9,368,0002,044
Net interest income$17,806,0001,257
Provision for loan and lease losses$122,0004,597
Total noninterest income$1,648,0002,550
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,361,0001,310
Trading account gains and fees$0178
Additional Noninterest Income$287,0004,321
Total noninterest expense$8,945,0002,055
Salaries and employee benefits$4,946,0002,037
Premises and equipment expense$1,040,0002,478
Additional noninterest expense$2,959,0001,864
Pre-tax net operating income$10,387,000818
Securities gains (losses)$02,146
Applicable income taxes$352,0003,178
Income before extraordinary items$10,035,000646
Extraordinary gains, net$167,00018
Net income$10,202,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,952
Cash dividends$9,437,000439
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,035,000638
2007-09-30 (YTD Data)Rank
Total interest income$20,364,0001,590
Total interest expense$7,005,0002,043
Net interest income$13,359,0001,256
Provision for loan and lease losses$1,0006,502
Total noninterest income$1,247,0002,526
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,018,0001,290
Trading account gains and fees$0184
Additional Noninterest Income$229,0004,232
Total noninterest expense$6,603,0002,067
Salaries and employee benefits$3,690,0002,036
Premises and equipment expense$758,0002,539
Additional noninterest expense$2,155,0001,866
Pre-tax net operating income$8,002,000868
Securities gains (losses)$01,655
Applicable income taxes$243,0003,456
Income before extraordinary items$7,759,000673
Extraordinary gains, net$033
Net income$7,759,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$7,012,000429
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,759,000660
2007-06-30 (YTD Data)Rank
Total interest income$13,448,0001,622
Total interest expense$4,640,0002,060
Net interest income$8,808,0001,294
Provision for loan and lease losses$7,0005,886
Total noninterest income$845,0002,494
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$687,0001,288
Trading account gains and fees$0168
Additional Noninterest Income$158,0004,221
Total noninterest expense$4,344,0002,118
Salaries and employee benefits$2,441,0002,095
Premises and equipment expense$492,0002,623
Additional noninterest expense$1,411,0001,918
Pre-tax net operating income$5,302,000903
Securities gains (losses)$01,444
Applicable income taxes$177,0003,420
Income before extraordinary items$5,125,000709
Extraordinary gains, net$029
Net income$5,125,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$4,879,000435
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,125,000702
2007-03-31 (YTD Data)Rank
Total interest income$6,712,0001,619
Total interest expense$2,238,0002,114
Net interest income$4,474,0001,279
Provision for loan and lease losses$05,779
Total noninterest income$414,0002,501
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$328,0001,313
Trading account gains and fees$0195
Additional Noninterest Income$86,0004,061
Total noninterest expense$2,105,0002,200
Salaries and employee benefits$1,232,0002,086
Premises and equipment expense$242,0002,662
Additional noninterest expense$631,0002,080
Pre-tax net operating income$2,783,000849
Securities gains (losses)$01,187
Applicable income taxes$88,0003,448
Income before extraordinary items$2,695,000672
Extraordinary gains, net$022
Net income$2,695,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$2,454,000394
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,695,000662
2006-12-31 (YTD Data)Rank
Total interest income$26,245,0001,521
Total interest expense$7,730,0002,105
Net interest income$18,515,0001,218
Provision for loan and lease losses$320,0002,647
Total noninterest income$1,455,0002,758
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,179,0001,517
Trading account gains and fees$0130
Additional Noninterest Income$276,0004,462
Total noninterest expense$8,858,0001,985
Salaries and employee benefits$4,791,0002,040
Premises and equipment expense$962,0002,564
Additional noninterest expense$3,105,0001,694
Pre-tax net operating income$10,792,000916
Securities gains (losses)$-15,0007,443
Applicable income taxes$392,0003,460
Income before extraordinary items$10,385,000713
Extraordinary gains, net$151,00027
Net income$10,536,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,270
Cash dividends$8,684,000444
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,399,400704
2006-09-30 (YTD Data)Rank
Total interest income$19,440,0001,530
Total interest expense$5,533,0002,134
Net interest income$13,907,0001,226
Provision for loan and lease losses$318,0002,057
Total noninterest income$1,098,0002,745
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$880,0001,526
Trading account gains and fees$0126
Additional Noninterest Income$218,0004,354
Total noninterest expense$6,564,0002,015
Salaries and employee benefits$3,568,0002,052
Premises and equipment expense$710,0002,600
Additional noninterest expense$2,286,0001,719
Pre-tax net operating income$8,123,000949
Securities gains (losses)$01,388
Applicable income taxes$313,0003,526
Income before extraordinary items$7,810,000747
Extraordinary gains, net$045
Net income$7,810,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$3,527,000723
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,810,000740
2006-06-30 (YTD Data)Rank
Total interest income$12,541,0001,549
Total interest expense$3,364,0002,219
Net interest income$9,177,0001,241
Provision for loan and lease losses$312,0001,419
Total noninterest income$718,0002,786
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$567,0001,558
Trading account gains and fees$0126
Additional Noninterest Income$151,0004,304
Total noninterest expense$4,360,0002,016
Salaries and employee benefits$2,387,0002,048
Premises and equipment expense$468,0002,623
Additional noninterest expense$1,505,0001,752
Pre-tax net operating income$5,223,000984
Securities gains (losses)$01,185
Applicable income taxes$210,0003,549
Income before extraordinary items$5,013,000776
Extraordinary gains, net$039
Net income$5,013,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$1,200,0001,237
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,013,000763
2006-03-31 (YTD Data)Rank
Total interest income$5,916,0001,604
Total interest expense$1,451,0002,392
Net interest income$4,465,0001,276
Provision for loan and lease losses$132,0001,626
Total noninterest income$384,0002,613
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$287,0001,484
Trading account gains and fees$0115
Additional Noninterest Income$97,0003,775
Total noninterest expense$2,196,0002,010
Salaries and employee benefits$1,204,0002,042
Premises and equipment expense$238,0002,577
Additional noninterest expense$754,0001,736
Pre-tax net operating income$2,521,000994
Securities gains (losses)$0955
Applicable income taxes$93,0003,692
Income before extraordinary items$2,428,000787
Extraordinary gains, net$021
Net income$2,428,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,428,000770
2005-12-31 (YTD Data)Rank
Total interest income$22,585,0001,471
Total interest expense$4,622,0002,369
Net interest income$17,963,0001,199
Provision for loan and lease losses$90,0004,964
Total noninterest income$1,506,0002,686
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$993,0001,746
Trading account gains and fees$0138
Additional Noninterest Income$513,0003,326
Total noninterest expense$8,875,0001,902
Salaries and employee benefits$4,690,0001,963
Premises and equipment expense$834,0002,790
Additional noninterest expense$3,351,0001,511
Pre-tax net operating income$10,504,000943
Securities gains (losses)$02,296
Applicable income taxes$377,0003,798
Income before extraordinary items$10,127,000716
Extraordinary gains, net$-28,0008,807
Net income$10,099,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,550
Cash dividends$9,034,000409
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,127,000706
2005-09-30 (YTD Data)Rank
Total interest income$16,747,0001,459
Total interest expense$3,338,0002,332
Net interest income$13,409,0001,189
Provision for loan and lease losses$122,0003,852
Total noninterest income$956,0003,002
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$727,0001,776
Trading account gains and fees$0126
Additional Noninterest Income$229,0004,301
Total noninterest expense$6,379,0001,952
Salaries and employee benefits$3,466,0001,965
Premises and equipment expense$643,0002,698
Additional noninterest expense$2,270,0001,658
Pre-tax net operating income$7,864,000935
Securities gains (losses)$02,317
Applicable income taxes$285,0003,883
Income before extraordinary items$7,579,000717
Extraordinary gains, net$-24,0008,843
Net income$7,555,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,379
Cash dividends$6,627,000384
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,579,000696
2005-06-30 (YTD Data)Rank
Total interest income$10,820,0001,453
Total interest expense$2,081,0002,356
Net interest income$8,739,0001,208
Provision for loan and lease losses$130,0002,894
Total noninterest income$649,0002,929
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$468,0001,784
Trading account gains and fees$0116
Additional Noninterest Income$181,0003,933
Total noninterest expense$4,217,0001,958
Salaries and employee benefits$2,336,0001,939
Premises and equipment expense$425,0002,692
Additional noninterest expense$1,456,0001,696
Pre-tax net operating income$5,041,000943
Securities gains (losses)$02,146
Applicable income taxes$184,0003,933
Income before extraordinary items$4,857,000727
Extraordinary gains, net$-24,0008,859
Net income$4,833,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$4,219,000383
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,857,000711
2005-03-31 (YTD Data)Rank
Total interest income$5,204,0001,486
Total interest expense$981,0002,378
Net interest income$4,223,0001,257
Provision for loan and lease losses$98,0002,104
Total noninterest income$324,0002,877
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$232,0001,753
Trading account gains and fees$0115
Additional Noninterest Income$92,0003,905
Total noninterest expense$2,149,0001,934
Salaries and employee benefits$1,187,0001,929
Premises and equipment expense$211,0002,733
Additional noninterest expense$751,0001,641
Pre-tax net operating income$2,300,0001,015
Securities gains (losses)$01,685
Applicable income taxes$86,0004,012
Income before extraordinary items$2,214,000792
Extraordinary gains, net$-26,0008,927
Net income$2,188,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$1,812,000396
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,214,000772
2004-12-31 (YTD Data)Rank
Total interest income$18,377,0001,569
Total interest expense$2,950,0002,671
Net interest income$15,427,0001,314
Provision for loan and lease losses$376,0002,479
Total noninterest income$2,182,0002,070
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,034,0001,702
Trading account gains and fees$0138
Additional Noninterest Income$1,148,0001,964
Total noninterest expense$8,552,0001,890
Salaries and employee benefits$4,469,0001,949
Premises and equipment expense$942,0002,422
Additional noninterest expense$3,141,0001,562
Pre-tax net operating income$8,681,0001,003
Securities gains (losses)$13,0002,682
Applicable income taxes$202,0004,737
Income before extraordinary items$8,492,000781
Extraordinary gains, net$-461,0008,966
Net income$8,031,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$5,109,000604
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,479,260755
2004-09-30 (YTD Data)Rank
Total interest income$13,439,0001,588
Total interest expense$2,079,0002,757
Net interest income$11,360,0001,320
Provision for loan and lease losses$89,0004,620
Total noninterest income$1,569,0002,143
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$737,0001,799
Trading account gains and fees$0134
Additional Noninterest Income$832,0002,026
Total noninterest expense$6,206,0001,931
Salaries and employee benefits$3,273,0001,988
Premises and equipment expense$697,0002,430
Additional noninterest expense$2,236,0001,614
Pre-tax net operating income$6,634,000999
Securities gains (losses)$13,0002,563
Applicable income taxes$125,0005,087
Income before extraordinary items$6,522,000772
Extraordinary gains, net$026
Net income$6,522,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$3,096,000682
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,509,260737
2004-06-30 (YTD Data)Rank
Total interest income$8,814,0001,602
Total interest expense$1,346,0002,802
Net interest income$7,468,0001,328
Provision for loan and lease losses$62,0004,241
Total noninterest income$1,088,0002,073
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$470,0001,857
Trading account gains and fees$0130
Additional Noninterest Income$618,0001,886
Total noninterest expense$4,119,0001,942
Salaries and employee benefits$2,152,0002,023
Premises and equipment expense$470,0002,409
Additional noninterest expense$1,497,0001,611
Pre-tax net operating income$4,375,000999
Securities gains (losses)$03,413
Applicable income taxes$55,0005,541
Income before extraordinary items$4,320,000764
Extraordinary gains, net$021
Net income$4,320,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,524
Cash dividends$1,486,000919
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,320,000728
2004-03-31 (YTD Data)Rank
Total interest income$4,363,0001,617
Total interest expense$674,0002,841
Net interest income$3,689,0001,345
Provision for loan and lease losses$10,0005,595
Total noninterest income$555,0002,005
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$206,0002,020
Trading account gains and fees$0121
Additional Noninterest Income$349,0001,690
Total noninterest expense$1,990,0002,019
Salaries and employee benefits$1,046,0002,106
Premises and equipment expense$232,0002,460
Additional noninterest expense$712,0001,668
Pre-tax net operating income$2,244,000963
Securities gains (losses)$02,934
Applicable income taxes$-19,0008,901
Income before extraordinary items$2,263,000736
Extraordinary gains, net$016
Net income$2,263,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$680,000937
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,263,000680
2003-12-31 (YTD Data)Rank
Total interest income$16,343,0001,742
Total interest expense$3,426,0002,543
Net interest income$12,917,0001,508
Provision for loan and lease losses$07,651
Total noninterest income$1,712,0002,580
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$838,0002,044
Trading account gains and fees$0160
Additional Noninterest Income$874,0002,589
Total noninterest expense$8,502,0001,867
Salaries and employee benefits$4,940,0001,740
Premises and equipment expense$922,0002,430
Additional noninterest expense$2,640,0001,828
Pre-tax net operating income$6,127,0001,346
Securities gains (losses)$04,500
Applicable income taxes$1,893,0001,339
Income before extraordinary items$4,234,0001,479
Extraordinary gains, net$054
Net income$4,234,0001,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,439
Cash dividends$3,019,000983
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,234,0001,413
2003-09-30 (YTD Data)Rank
Total interest income$12,031,0001,802
Total interest expense$2,744,0002,496
Net interest income$9,287,0001,576
Provision for loan and lease losses$07,481
Total noninterest income$1,259,0002,682
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$603,0002,136
Trading account gains and fees$0153
Additional Noninterest Income$656,0002,682
Total noninterest expense$5,793,0002,047
Salaries and employee benefits$3,229,0001,993
Premises and equipment expense$680,0002,483
Additional noninterest expense$1,884,0001,903
Pre-tax net operating income$4,753,0001,363
Securities gains (losses)$04,204
Applicable income taxes$1,846,0001,124
Income before extraordinary items$2,907,0001,654
Extraordinary gains, net$040
Net income$2,907,0001,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,569
Cash dividends$1,812,0001,095
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,907,0001,572
2003-06-30 (YTD Data)Rank
Total interest income$8,018,0001,819
Total interest expense$1,979,0002,393
Net interest income$6,039,0001,611
Provision for loan and lease losses$07,324
Total noninterest income$842,0002,652
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$403,0002,083
Trading account gains and fees$0150
Additional Noninterest Income$439,0002,646
Total noninterest expense$3,861,0002,043
Salaries and employee benefits$2,139,0001,994
Premises and equipment expense$450,0002,480
Additional noninterest expense$1,272,0001,883
Pre-tax net operating income$3,020,0001,416
Securities gains (losses)$03,782
Applicable income taxes$1,779,000862
Income before extraordinary items$1,241,0002,500
Extraordinary gains, net$030
Net income$1,241,0002,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$684,0001,745
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,241,0002,353
2003-03-31 (YTD Data)Rank
Total interest income$4,034,0001,821
Total interest expense$1,071,0002,266
Net interest income$2,963,0001,653
Provision for loan and lease losses$06,934
Total noninterest income$390,0002,722
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$173,0002,299
Trading account gains and fees$0134
Additional Noninterest Income$217,0002,584
Total noninterest expense$1,928,0002,032
Salaries and employee benefits$1,041,0002,033
Premises and equipment expense$225,0002,481
Additional noninterest expense$662,0001,774
Pre-tax net operating income$1,425,0001,489
Securities gains (losses)$02,891
Applicable income taxes$1,733,000505
Income before extraordinary items$-308,0009,187
Extraordinary gains, net$021
Net income$-308,0009,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-308,0009,133
2002-12-31 (YTD Data)Rank
Total interest income$18,556,0001,657
Total interest expense$5,928,0001,917
Net interest income$12,628,0001,534
Provision for loan and lease losses$08,089
Total noninterest income$1,435,0002,702
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$573,0002,662
Trading account gains and fees$0153
Additional Noninterest Income$862,0002,384
Total noninterest expense$7,519,0001,999
Salaries and employee benefits$4,309,0001,870
Premises and equipment expense$904,0002,398
Additional noninterest expense$2,306,0002,009
Pre-tax net operating income$6,544,0001,294
Securities gains (losses)$04,537
Applicable income taxes$2,912,000951
Income before extraordinary items$3,632,0001,644
Extraordinary gains, net$070
Net income$3,632,0001,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,261
Cash dividends$4,682,000661
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,632,0001,598
2001-12-31 (YTD Data)Rank
Total interest income$21,845,0001,547
Total interest expense$10,764,0001,511
Net interest income$11,081,0001,604
Provision for loan and lease losses$08,228
Total noninterest income$1,458,0002,570
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$469,0002,989
Trading account gains and fees$0177
Additional Noninterest Income$989,0002,059
Total noninterest expense$7,529,0001,915
Salaries and employee benefits$4,277,0001,758
Premises and equipment expense$1,058,0002,014
Additional noninterest expense$2,194,0002,053
Pre-tax net operating income$5,010,0001,437
Securities gains (losses)$42,0002,526
Applicable income taxes$2,101,0001,128
Income before extraordinary items$2,951,0001,783
Extraordinary gains, net$0105
Net income$2,951,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-483,0009,593
Cash dividends$2,051,0001,292
Sale, conversion, retirement of capital stock, net$-2,969,0009,599
Net operating income$2,924,1201,736
2000-12-31 (YTD Data)Rank
Total interest income$22,458,0001,534
Total interest expense$10,967,0001,568
Net interest income$11,491,0001,531
Provision for loan and lease losses$08,337
Total noninterest income$1,737,0002,078
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$437,0003,022
Trading account gains and fees$0180
Additional Noninterest Income$1,300,0001,560
Total noninterest expense$7,928,0001,760
Salaries and employee benefits$4,589,0001,547
Premises and equipment expense$1,110,0001,875
Additional noninterest expense$2,229,0001,951
Pre-tax net operating income$5,300,0001,400
Securities gains (losses)$01,956
Applicable income taxes$2,199,0001,069
Income before extraordinary items$3,101,0001,691
Extraordinary gains, net$038
Net income$3,101,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0009,615
Cash dividends$2,079,0001,309
Sale, conversion, retirement of capital stock, net$96,000704
Net operating income$3,101,0001,685
1999-12-31 (YTD Data)Rank
Total interest income$19,382,0001,671
Total interest expense$8,741,0001,705
Net interest income$10,641,0001,635
Provision for loan and lease losses$08,503
Total noninterest income$2,001,0001,855
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$476,0002,744
Trading account gains and fees$0173
Additional Noninterest Income$1,525,0001,386
Total noninterest expense$7,986,0001,725
Salaries and employee benefits$4,471,0001,551
Premises and equipment expense$1,064,0001,929
Additional noninterest expense$2,451,0001,803
Pre-tax net operating income$4,656,0001,613
Securities gains (losses)$03,155
Applicable income taxes$1,948,0001,255
Income before extraordinary items$2,708,0001,963
Extraordinary gains, net$035
Net income$2,708,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-184,00010,120
Cash dividends$2,378,0001,177
Sale, conversion, retirement of capital stock, net$252,000694
Net operating income$2,708,0001,928
1998-12-31 (YTD Data)Rank
Total interest income$19,416,0001,676
Total interest expense$9,185,0001,675
Net interest income$10,231,0001,671
Provision for loan and lease losses$08,652
Total noninterest income$1,536,0002,233
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$518,0002,477
Trading account gains and fees$0224
Additional Noninterest Income$1,018,0001,831
Total noninterest expense$6,909,0001,881
Salaries and employee benefits$3,735,0001,780
Premises and equipment expense$1,066,0001,848
Additional noninterest expense$2,108,0002,019
Pre-tax net operating income$4,858,0001,522
Securities gains (losses)$04,449
Applicable income taxes$2,035,0001,245
Income before extraordinary items$2,823,0001,861
Extraordinary gains, net$032
Net income$2,823,0001,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,00010,279
Cash dividends$2,027,0001,303
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,823,0001,783
1997-12-31 (YTD Data)Rank
Total interest income$18,990,0001,740
Total interest expense$8,945,0001,732
Net interest income$10,045,0001,733
Provision for loan and lease losses$250,0002,930
Total noninterest income$1,326,0002,425
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$554,0002,375
Trading account gains and fees$0239
Additional Noninterest Income$772,0002,078
Total noninterest expense$6,322,0002,046
Salaries and employee benefits$3,462,0001,894
Premises and equipment expense$983,0002,014
Additional noninterest expense$1,877,0002,218
Pre-tax net operating income$4,799,0001,610
Securities gains (losses)$03,944
Applicable income taxes$1,997,0001,333
Income before extraordinary items$2,802,0001,881
Extraordinary gains, net$044
Net income$2,802,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,677
Cash dividends$1,278,0001,806
Sale, conversion, retirement of capital stock, net$-1,398,00010,882
Net operating income$2,802,0001,829
1996-12-31 (YTD Data)Rank
Total interest income$19,126,0001,764
Total interest expense$8,823,0001,779
Net interest income$10,303,0001,714
Provision for loan and lease losses$988,0001,041
Total noninterest income$1,248,0002,609
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$588,0002,313
Trading account gains and fees$0262
Additional Noninterest Income$660,0002,406
Total noninterest expense$8,181,0001,729
Salaries and employee benefits$3,640,0001,817
Premises and equipment expense$1,007,0001,985
Additional noninterest expense$3,534,0001,502
Pre-tax net operating income$2,382,0002,908
Securities gains (losses)$04,148
Applicable income taxes$1,009,0002,332
Income before extraordinary items$1,373,0003,466
Extraordinary gains, net$053
Net income$1,373,0003,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$882,000971
Cash dividends$908,0002,291
Sale, conversion, retirement of capital stock, net$559,000449
Net operating income$1,373,0003,413
1995-12-31 (YTD Data)Rank
Total interest income$19,387,0001,755
Total interest expense$9,102,0001,745
Net interest income$10,285,0001,743
Provision for loan and lease losses$120,0004,090
Total noninterest income$1,218,0002,684
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$605,0002,250
Trading account gains and fees$0522
Additional Noninterest Income$613,0002,498
Total noninterest expense$7,369,0001,892
Salaries and employee benefits$3,724,0001,779
Premises and equipment expense$1,014,0001,992
Additional noninterest expense$2,631,0001,896
Pre-tax net operating income$4,014,0001,841
Securities gains (losses)$03,831
Applicable income taxes$1,693,0001,478
Income before extraordinary items$2,321,0002,176
Extraordinary gains, net$065
Net income$2,321,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$594,0001,237
Cash dividends$913,0002,195
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,321,0002,150
1994-12-31 (YTD Data)Rank
Total interest income$16,601,0001,850
Total interest expense$6,615,0001,888
Net interest income$9,986,0001,811
Provision for loan and lease losses$1,500,000711
Total noninterest income$1,952,0001,863
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$641,0002,107
Trading account gains and fees$0475
Additional Noninterest Income$1,311,0001,531
Total noninterest expense$9,147,0001,605
Salaries and employee benefits$3,517,0001,898
Premises and equipment expense$1,004,0002,025
Additional noninterest expense$4,626,0001,256
Pre-tax net operating income$1,291,0004,967
Securities gains (losses)$-69,00011,290
Applicable income taxes$613,0003,451
Income before extraordinary items$609,0006,469
Extraordinary gains, net$0249
Net income$609,0006,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,412,000715
Cash dividends$213,0005,301
Sale, conversion, retirement of capital stock, net$14,0001,051
Net operating income$653,1606,273
1993-12-31 (YTD Data)Rank
Total interest income$16,277,0001,920
Total interest expense$6,940,0001,870
Net interest income$9,337,0001,940
Provision for loan and lease losses$1,073,0001,241
Total noninterest income$2,081,0001,925
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$749,0001,823
Trading account gains and fees$0532
Additional Noninterest Income$1,332,0001,692
Total noninterest expense$7,734,0001,919
Salaries and employee benefits$3,372,0001,969
Premises and equipment expense$1,125,0001,863
Additional noninterest expense$3,237,0001,795
Pre-tax net operating income$2,611,0002,614
Securities gains (losses)$07,477
Applicable income taxes$953,0002,376
Income before extraordinary items$1,658,0002,947
Extraordinary gains, net$305,000705
Net income$1,963,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,0001,689
Cash dividends$901,0001,930
Sale, conversion, retirement of capital stock, net$-6,00013,154
Net operating income$1,658,0002,793
1992-12-31 (YTD Data)Rank
Total interest income$11,626,0003,023
Total interest expense$4,586,0003,582
Net interest income$7,040,0002,572
Provision for loan and lease losses$334,0003,890
Total noninterest income$1,033,0003,230
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$508,0002,732
Trading account gains and fees$0504
Additional Noninterest Income$525,0003,090
Total noninterest expense$4,874,0002,937
Salaries and employee benefits$2,249,0002,885
Premises and equipment expense$623,0003,238
Additional noninterest expense$2,002,0002,803
Pre-tax net operating income$2,865,0002,167
Securities gains (losses)$08,369
Applicable income taxes$1,058,0002,007
Income before extraordinary items$1,807,0002,548
Extraordinary gains, net$01,422
Net income$1,807,0002,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0005,311
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$3,0001,118
Net operating income$1,807,0002,357

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.