Home > Haverhill Bank > Income and Expense

Haverhill Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$22,910,000	1,727
Total interest expense	$9,063,000	1,392
Net interest income	$13,847,000	1,930
Provision for loan and lease losses	$139,000	2,246
Total noninterest income	$1,404,000	2,368
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$532,000	1,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$872,000	2,421
Total noninterest expense	$12,868,000	1,721
Salaries and employee benefits	$7,989,000	1,611
Premises and equipment expense	$979,000	2,047
Additional noninterest expense	$872,000	2,421
Pre-tax net operating income	$2,244,000	2,831
Securities gains (losses)	$2,783,000	35
Applicable income taxes	$1,059,000	1,409
Income before extraordinary items	$3,968,000	2,001
Extraordinary gains, net	$0	54
Net income	$3,968,000	2,025
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,968,000	2,004
Net charge-offs	$7,000	2,527
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,769,430	2,947
2023-09-30 (YTD Data)		Rank
Total interest income	$16,799,000	1,717
Total interest expense	$6,192,000	1,376
Net interest income	$10,607,000	1,913
Provision for loan and lease losses	$135,000	1,936
Total noninterest income	$1,046,000	2,372
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$390,000	1,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$656,000	2,402
Total noninterest expense	$9,597,000	1,725
Salaries and employee benefits	$5,920,000	1,619
Premises and equipment expense	$746,000	2,040
Additional noninterest expense	$656,000	2,401
Pre-tax net operating income	$1,921,000	2,747
Securities gains (losses)	$234,000	101
Applicable income taxes	$456,000	1,817
Income before extraordinary items	$1,699,000	2,703
Extraordinary gains, net	$0	52
Net income	$1,699,000	2,733
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,699,000	2,704
Net charge-offs	$2,000	2,475
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,514,140	2,869
2023-06-30 (YTD Data)		Rank
Total interest income	$10,915,000	1,722
Total interest expense	$3,618,000	1,381
Net interest income	$7,297,000	1,873
Provision for loan and lease losses	$90,000	1,868
Total noninterest income	$640,000	2,407
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$252,000	1,628
Trading account gains and fees	NA	NA
Additional Noninterest Income	$388,000	2,494
Total noninterest expense	$6,298,000	1,738
Salaries and employee benefits	$3,862,000	1,644
Premises and equipment expense	$541,000	1,925
Additional noninterest expense	$388,000	2,489
Pre-tax net operating income	$1,549,000	2,548
Securities gains (losses)	$1,437,000	41
Applicable income taxes	$668,000	1,279
Income before extraordinary items	$2,318,000	1,876
Extraordinary gains, net	$0	51
Net income	$2,318,000	1,899
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,318,000	1,876
Net charge-offs	$3,000	2,145
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,182,770	2,683
2023-03-31 (YTD Data)		Rank
Total interest income	$5,309,000	1,729
Total interest expense	$1,481,000	1,438
Net interest income	$3,828,000	1,810
Provision for loan and lease losses	$45,000	1,736
Total noninterest income	$311,000	2,447
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$120,000	1,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	2,488
Total noninterest expense	$3,121,000	1,771
Salaries and employee benefits	$1,937,000	1,669
Premises and equipment expense	$284,000	1,884
Additional noninterest expense	$191,000	2,488
Pre-tax net operating income	$973,000	2,339
Securities gains (losses)	$286,000	89
Applicable income taxes	$297,000	1,400
Income before extraordinary items	$962,000	2,150
Extraordinary gains, net	$0	4
Net income	$962,000	2,150
Minority interest net income	$0	48
Net income of bank and minority interests.	$962,000	2,150
Net charge-offs	$-1,000	3,238
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$736,060	2,494
2022-12-31 (YTD Data)		Rank
Total interest income	$17,568,000	1,727
Total interest expense	$2,551,000	1,336
Net interest income	$15,017,000	1,790
Provision for loan and lease losses	$208,000	1,770
Total noninterest income	$1,323,000	2,479
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$532,000	1,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$791,000	2,589
Total noninterest expense	$11,771,000	1,798
Salaries and employee benefits	$7,296,000	1,685
Premises and equipment expense	$1,052,000	1,953
Additional noninterest expense	$791,000	2,589
Pre-tax net operating income	$4,361,000	2,194
Securities gains (losses)	$-3,219,000	4,604
Applicable income taxes	$337,000	2,319
Income before extraordinary items	$805,000	3,834
Extraordinary gains, net	$0	5
Net income	$805,000	3,833
Minority interest net income	$0	63
Net income of bank and minority interests.	$805,000	3,834
Net charge-offs	$-26,000	3,906
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,348,010	2,348
2022-09-30 (YTD Data)		Rank
Total interest income	$12,418,000	1,758
Total interest expense	$1,733,000	1,153
Net interest income	$10,685,000	1,839
Provision for loan and lease losses	$113,000	1,805
Total noninterest income	$988,000	2,511
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$387,000	1,666
Trading account gains and fees	NA	NA
Additional Noninterest Income	$601,000	2,597
Total noninterest expense	$8,685,000	1,820
Salaries and employee benefits	$5,367,000	1,709
Premises and equipment expense	$805,000	1,953
Additional noninterest expense	$601,000	2,597
Pre-tax net operating income	$2,875,000	2,336
Securities gains (losses)	$-6,096,000	4,691
Applicable income taxes	$-661,000	4,712
Income before extraordinary items	$-2,560,000	4,713
Extraordinary gains, net	$0	4
Net income	$-2,560,000	4,713
Minority interest net income	$0	57
Net income of bank and minority interests.	$-2,560,000	4,713
Net charge-offs	$-27,000	3,901
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,255,840	2,475
2022-06-30 (YTD Data)		Rank
Total interest income	$7,849,000	1,779
Total interest expense	$1,167,000	994
Net interest income	$6,682,000	1,878
Provision for loan and lease losses	$68,000	1,729
Total noninterest income	$653,000	2,510
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$247,000	1,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$406,000	2,622
Total noninterest expense	$5,678,000	1,839
Salaries and employee benefits	$3,490,000	1,737
Premises and equipment expense	$547,000	1,938
Additional noninterest expense	$1,641,000	1,864
Pre-tax net operating income	$1,589,000	2,490
Securities gains (losses)	$-4,653,000	4,716
Applicable income taxes	$-654,000	4,735
Income before extraordinary items	$-2,410,000	4,738
Extraordinary gains, net	$0	4
Net income	$-2,410,000	4,738
Minority interest net income	$0	60
Net income of bank and minority interests.	$-2,410,000	4,738
Net charge-offs	$-25,000	3,963
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,265,870	2,597
2022-03-31 (YTD Data)		Rank
Total interest income	$3,721,000	1,812
Total interest expense	$622,000	880
Net interest income	$3,099,000	1,941
Provision for loan and lease losses	$23,000	1,741
Total noninterest income	$310,000	2,556
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$115,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	2,598
Total noninterest expense	$2,840,000	1,821
Salaries and employee benefits	$1,759,000	1,726
Premises and equipment expense	$285,000	1,905
Additional noninterest expense	$796,000	1,882
Pre-tax net operating income	$546,000	2,816
Securities gains (losses)	$-1,486,000	4,738
Applicable income taxes	$-209,000	4,744
Income before extraordinary items	$-731,000	4,749
Extraordinary gains, net	$0	4
Net income	$-731,000	4,749
Minority interest net income	$0	50
Net income of bank and minority interests.	$-731,000	4,749
Net charge-offs	$-24,000	4,213
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$442,940	2,899
2021-12-31 (YTD Data)		Rank
Total interest income	$15,341,000	1,840
Total interest expense	$2,973,000	918
Net interest income	$12,368,000	1,986
Provision for loan and lease losses	$90,000	2,262
Total noninterest income	$1,321,000	2,689
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$334,000	2,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$987,000	2,649
Total noninterest expense	$11,183,000	1,829
Salaries and employee benefits	$6,885,000	1,726
Premises and equipment expense	$1,038,000	1,984
Additional noninterest expense	$3,260,000	1,864
Pre-tax net operating income	$2,416,000	2,942
Securities gains (losses)	$4,576,000	86
Applicable income taxes	$1,559,000	1,284
Income before extraordinary items	$5,433,000	1,779
Extraordinary gains, net	$0	10
Net income	$5,433,000	1,779
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,433,000	1,780
Net charge-offs	$-12,000	3,708
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,817,960	3,119
2021-09-30 (YTD Data)		Rank
Total interest income	$11,685,000	1,835
Total interest expense	$2,317,000	928
Net interest income	$9,368,000	2,007
Provision for loan and lease losses	$68,000	2,205
Total noninterest income	$989,000	2,717
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$237,000	2,127
Trading account gains and fees	NA	NA
Additional Noninterest Income	$752,000	2,660
Total noninterest expense	$8,308,000	1,844
Salaries and employee benefits	$5,119,000	1,752
Premises and equipment expense	$786,000	2,003
Additional noninterest expense	$2,403,000	1,881
Pre-tax net operating income	$1,981,000	2,949
Securities gains (losses)	$2,117,000	113
Applicable income taxes	$935,000	1,515
Income before extraordinary items	$3,163,000	2,180
Extraordinary gains, net	$0	8
Net income	$3,163,000	2,179
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,163,000	2,180
Net charge-offs	$-10,000	3,659
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,490,570	3,120
2021-06-30 (YTD Data)		Rank
Total interest income	$7,762,000	1,835
Total interest expense	$1,584,000	943
Net interest income	$6,178,000	2,009
Provision for loan and lease losses	$45,000	2,201
Total noninterest income	$656,000	2,688
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$149,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$507,000	2,626
Total noninterest expense	$5,540,000	1,834
Salaries and employee benefits	$3,400,000	1,753
Premises and equipment expense	$544,000	1,960
Additional noninterest expense	$1,596,000	1,866
Pre-tax net operating income	$1,249,000	2,995
Securities gains (losses)	$2,354,000	85
Applicable income taxes	$809,000	1,312
Income before extraordinary items	$2,794,000	1,792
Extraordinary gains, net	$0	6
Net income	$2,794,000	1,792
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,794,000	1,792
Net charge-offs	$-8,000	3,728
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$934,340	3,184
2021-03-31 (YTD Data)		Rank
Total interest income	$3,857,000	1,844
Total interest expense	$813,000	971
Net interest income	$3,044,000	2,010
Provision for loan and lease losses	$23,000	2,205
Total noninterest income	$306,000	2,784
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$73,000	2,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,692
Total noninterest expense	$2,829,000	1,795
Salaries and employee benefits	$1,706,000	1,739
Premises and equipment expense	$301,000	1,838
Additional noninterest expense	$822,000	1,794
Pre-tax net operating income	$498,000	3,245
Securities gains (losses)	$1,171,000	96
Applicable income taxes	$372,000	1,370
Income before extraordinary items	$1,297,000	1,895
Extraordinary gains, net	$0	3
Net income	$1,297,000	1,894
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,297,000	1,895
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$371,910	3,429
2020-12-31 (YTD Data)		Rank
Total interest income	$15,876,000	1,806
Total interest expense	$3,671,000	1,260
Net interest income	$12,205,000	1,919
Provision for loan and lease losses	$193,000	3,081
Total noninterest income	$1,250,000	2,640
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$336,000	2,104
Trading account gains and fees	NA	NA
Additional Noninterest Income	$914,000	2,575
Total noninterest expense	$11,256,000	1,781
Salaries and employee benefits	$7,234,000	1,641
Premises and equipment expense	$955,000	2,090
Additional noninterest expense	$3,067,000	1,883
Pre-tax net operating income	$2,006,000	2,949
Securities gains (losses)	$3,379,000	147
Applicable income taxes	$1,187,000	1,308
Income before extraordinary items	$4,198,000	1,851
Extraordinary gains, net	$0	4
Net income	$4,198,000	1,850
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,198,000	1,851
Net charge-offs	$21,000	2,780
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,528,590	3,115
2020-09-30 (YTD Data)		Rank
Total interest income	$12,029,000	1,800
Total interest expense	$2,802,000	1,313
Net interest income	$9,227,000	1,903
Provision for loan and lease losses	$170,000	2,915
Total noninterest income	$930,000	2,611
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$243,000	2,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	2,526
Total noninterest expense	$8,519,000	1,754
Salaries and employee benefits	$5,430,000	1,624
Premises and equipment expense	$717,000	2,085
Additional noninterest expense	$2,372,000	1,814
Pre-tax net operating income	$1,468,000	2,975
Securities gains (losses)	$1,172,000	272
Applicable income taxes	$576,000	1,628
Income before extraordinary items	$2,064,000	2,410
Extraordinary gains, net	$0	4
Net income	$2,064,000	2,410
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,064,000	2,410
Net charge-offs	$-87,000	4,787
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,138,120	3,130
2020-06-30 (YTD Data)		Rank
Total interest income	$8,197,000	1,793
Total interest expense	$1,890,000	1,375
Net interest income	$6,307,000	1,875
Provision for loan and lease losses	$148,000	2,703
Total noninterest income	$611,000	2,586
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$164,000	2,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$447,000	2,483
Total noninterest expense	$5,730,000	1,739
Salaries and employee benefits	$3,683,000	1,595
Premises and equipment expense	$488,000	2,057
Additional noninterest expense	$1,559,000	1,826
Pre-tax net operating income	$1,040,000	2,894
Securities gains (losses)	$38,000	1,419
Applicable income taxes	$235,000	1,929
Income before extraordinary items	$843,000	3,035
Extraordinary gains, net	$0	4
Net income	$843,000	3,034
Minority interest net income	$0	65
Net income of bank and minority interests.	$843,000	3,035
Net charge-offs	$-82,000	4,856
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$812,980	3,041
2020-03-31 (YTD Data)		Rank
Total interest income	$4,189,000	1,740
Total interest expense	$964,000	1,467
Net interest income	$3,225,000	1,816
Provision for loan and lease losses	$148,000	1,702
Total noninterest income	$325,000	2,418
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$105,000	2,072
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	2,331
Total noninterest expense	$2,788,000	1,784
Salaries and employee benefits	$1,762,000	1,667
Premises and equipment expense	$242,000	2,091
Additional noninterest expense	$784,000	1,857
Pre-tax net operating income	$614,000	2,521
Securities gains (losses)	$92,000	641
Applicable income taxes	$161,000	1,572
Income before extraordinary items	$545,000	2,533
Extraordinary gains, net	$0	4
Net income	$545,000	2,533
Minority interest net income	$0	56
Net income of bank and minority interests.	$545,000	2,534
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$472,320	2,698
2019-12-31 (YTD Data)		Rank
Total interest income	$16,242,000	1,805
Total interest expense	$3,769,000	1,542
Net interest income	$12,473,000	1,866
Provision for loan and lease losses	$90,000	3,022
Total noninterest income	$1,513,000	2,279
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$460,000	2,033
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,053,000	2,186
Total noninterest expense	$11,083,000	1,759
Salaries and employee benefits	$6,856,000	1,664
Premises and equipment expense	$1,000,000	2,035
Additional noninterest expense	$3,227,000	1,792
Pre-tax net operating income	$2,813,000	2,556
Securities gains (losses)	$120,000	835
Applicable income taxes	$611,000	1,820
Income before extraordinary items	$2,322,000	2,682
Extraordinary gains, net	$0	11
Net income	$2,322,000	2,682
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,322,000	2,684
Net charge-offs	$211,000	1,636
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,227,200	2,714
2019-09-30 (YTD Data)		Rank
Total interest income	$12,234,000	1,822
Total interest expense	$2,775,000	1,579
Net interest income	$9,459,000	1,876
Provision for loan and lease losses	$68,000	2,925
Total noninterest income	$1,139,000	2,273
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$342,000	2,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$797,000	2,176
Total noninterest expense	$8,282,000	1,770
Salaries and employee benefits	$5,110,000	1,677
Premises and equipment expense	$753,000	2,051
Additional noninterest expense	$2,419,000	1,797
Pre-tax net operating income	$2,248,000	2,524
Securities gains (losses)	$120,000	710
Applicable income taxes	$486,000	1,820
Income before extraordinary items	$1,882,000	2,629
Extraordinary gains, net	$0	11
Net income	$1,882,000	2,630
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,882,000	2,630
Net charge-offs	$143,000	1,525
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,787,200	2,666
2019-06-30 (YTD Data)		Rank
Total interest income	$8,125,000	1,825
Total interest expense	$1,799,000	1,579
Net interest income	$6,326,000	1,880
Provision for loan and lease losses	$45,000	2,856
Total noninterest income	$749,000	2,269
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$225,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$524,000	2,164
Total noninterest expense	$5,514,000	1,778
Salaries and employee benefits	$3,394,000	1,689
Premises and equipment expense	$526,000	1,985
Additional noninterest expense	$1,594,000	1,834
Pre-tax net operating income	$1,516,000	2,489
Securities gains (losses)	$120,000	489
Applicable income taxes	$315,000	1,811
Income before extraordinary items	$1,321,000	2,508
Extraordinary gains, net	$0	11
Net income	$1,321,000	2,507
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,321,000	2,507
Net charge-offs	$-3,000	4,141
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,223,800	2,608
2019-03-31 (YTD Data)		Rank
Total interest income	$4,015,000	1,848
Total interest expense	$867,000	1,589
Net interest income	$3,148,000	1,894
Provision for loan and lease losses	$23,000	2,683
Total noninterest income	$365,000	2,284
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$109,000	2,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$256,000	2,123
Total noninterest expense	$2,731,000	1,791
Salaries and employee benefits	$1,656,000	1,730
Premises and equipment expense	$272,000	1,971
Additional noninterest expense	$803,000	1,815
Pre-tax net operating income	$759,000	2,455
Securities gains (losses)	$94,000	289
Applicable income taxes	$200,000	1,593
Income before extraordinary items	$653,000	2,464
Extraordinary gains, net	$0	5
Net income	$653,000	2,463
Minority interest net income	$0	52
Net income of bank and minority interests.	$653,000	2,463
Net charge-offs	$-1,000	3,818
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$578,740	2,653
2018-12-31 (YTD Data)		Rank
Total interest income	$15,046,000	1,855
Total interest expense	$3,010,000	1,433
Net interest income	$12,036,000	1,950
Provision for loan and lease losses	$45,000	3,544
Total noninterest income	$1,553,000	2,291
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$474,000	2,068
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,079,000	2,166
Total noninterest expense	$10,565,000	1,816
Salaries and employee benefits	$6,408,000	1,720
Premises and equipment expense	$1,116,000	1,892
Additional noninterest expense	$3,041,000	1,896
Pre-tax net operating income	$2,979,000	2,512
Securities gains (losses)	$200,000	212
Applicable income taxes	$817,000	1,568
Income before extraordinary items	$2,362,000	2,675
Extraordinary gains, net	$0	6
Net income	$2,362,000	2,673
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,362,000	2,674
Net charge-offs	$-1,000	4,181
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,204,000	2,781
2018-09-30 (YTD Data)		Rank
Total interest income	$11,104,000	1,870
Total interest expense	$2,208,000	1,383
Net interest income	$8,896,000	1,970
Provision for loan and lease losses	$38,000	3,372
Total noninterest income	$1,141,000	2,327
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$350,000	2,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$791,000	2,200
Total noninterest expense	$8,030,000	1,792
Salaries and employee benefits	$4,883,000	1,702
Premises and equipment expense	$848,000	1,889
Additional noninterest expense	$2,299,000	1,882
Pre-tax net operating income	$1,969,000	2,762
Securities gains (losses)	$200,000	207
Applicable income taxes	$572,000	1,673
Income before extraordinary items	$1,597,000	2,891
Extraordinary gains, net	$0	5
Net income	$1,597,000	2,891
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,597,000	2,891
Net charge-offs	$25,000	2,593
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,439,000	3,038
2018-06-30 (YTD Data)		Rank
Total interest income	$7,208,000	1,897
Total interest expense	$1,419,000	1,349
Net interest income	$5,789,000	2,012
Provision for loan and lease losses	$15,000	3,441
Total noninterest income	$760,000	2,338
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$236,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$524,000	2,225
Total noninterest expense	$5,389,000	1,796
Salaries and employee benefits	$3,274,000	1,704
Premises and equipment expense	$589,000	1,853
Additional noninterest expense	$1,526,000	1,896
Pre-tax net operating income	$1,145,000	2,954
Securities gains (losses)	$29,000	412
Applicable income taxes	$336,000	1,764
Income before extraordinary items	$838,000	3,225
Extraordinary gains, net	$0	6
Net income	$838,000	3,223
Minority interest net income	$0	65
Net income of bank and minority interests.	$838,000	3,224
Net charge-offs	$29,000	2,043
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$815,090	3,251
2018-03-31 (YTD Data)		Rank
Total interest income	$3,561,000	1,903
Total interest expense	$688,000	1,331
Net interest income	$2,873,000	2,014
Provision for loan and lease losses	$0	3,508
Total noninterest income	$375,000	2,345
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$120,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	2,207
Total noninterest expense	$2,710,000	1,805
Salaries and employee benefits	$1,632,000	1,732
Premises and equipment expense	$308,000	1,831
Additional noninterest expense	$770,000	1,879
Pre-tax net operating income	$538,000	2,997
Securities gains (losses)	$6,000	514
Applicable income taxes	$153,000	1,810
Income before extraordinary items	$391,000	3,283
Extraordinary gains, net	$0	7
Net income	$391,000	3,283
Minority interest net income	$0	52
Net income of bank and minority interests.	$391,000	3,283
Net charge-offs	$34,000	1,388
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$386,260	3,301
2017-12-31 (YTD Data)		Rank
Total interest income	$13,612,000	1,912
Total interest expense	$2,506,000	1,291
Net interest income	$11,106,000	2,050
Provision for loan and lease losses	$90,000	3,158
Total noninterest income	$2,036,000	2,008
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$459,000	2,174
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,577,000	1,761
Total noninterest expense	$10,618,000	1,819
Salaries and employee benefits	$6,330,000	1,739
Premises and equipment expense	$1,199,000	1,851
Additional noninterest expense	$3,089,000	1,886
Pre-tax net operating income	$2,434,000	2,790
Securities gains (losses)	$79,000	711
Applicable income taxes	$1,104,000	1,787
Income before extraordinary items	$1,409,000	3,230
Extraordinary gains, net	$0	9
Net income	$1,409,000	3,228
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,409,000	3,230
Net charge-offs	$-8,000	4,751
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,358,440	3,267
2017-09-30 (YTD Data)		Rank
Total interest income	$10,102,000	1,931
Total interest expense	$1,825,000	1,302
Net interest income	$8,277,000	2,064
Provision for loan and lease losses	$68,000	3,030
Total noninterest income	$1,393,000	2,150
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$332,000	2,241
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,061,000	1,912
Total noninterest expense	$7,824,000	1,844
Salaries and employee benefits	$4,664,000	1,768
Premises and equipment expense	$912,000	1,839
Additional noninterest expense	$2,248,000	1,938
Pre-tax net operating income	$1,778,000	2,888
Securities gains (losses)	$109,000	567
Applicable income taxes	$540,000	2,004
Income before extraordinary items	$1,347,000	3,028
Extraordinary gains, net	$0	9
Net income	$1,347,000	3,027
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,347,000	3,028
Net charge-offs	$-8,000	4,678
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,269,610	3,095
2017-06-30 (YTD Data)		Rank
Total interest income	$6,650,000	1,932
Total interest expense	$1,181,000	1,294
Net interest income	$5,469,000	2,060
Provision for loan and lease losses	$45,000	2,934
Total noninterest income	$741,000	2,440
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$210,000	2,322
Trading account gains and fees	$0	139
Additional Noninterest Income	$531,000	2,255
Total noninterest expense	$5,210,000	1,842
Salaries and employee benefits	$3,097,000	1,775
Premises and equipment expense	$625,000	1,798
Additional noninterest expense	$1,488,000	1,951
Pre-tax net operating income	$955,000	3,205
Securities gains (losses)	$81,000	490
Applicable income taxes	$333,000	2,058
Income before extraordinary items	$703,000	3,398
Extraordinary gains, net	$0	11
Net income	$703,000	3,397
Minority interest net income	$0	71
Net income of bank and minority interests.	$703,000	3,398
Net charge-offs	$-6,000	4,624
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$647,920	3,525
2017-03-31 (YTD Data)		Rank
Total interest income	$3,284,000	1,948
Total interest expense	$569,000	1,315
Net interest income	$2,715,000	2,065
Provision for loan and lease losses	$23,000	2,728
Total noninterest income	$349,000	2,514
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$102,000	2,353
Trading account gains and fees	$0	142
Additional Noninterest Income	$247,000	2,328
Total noninterest expense	$2,623,000	1,843
Salaries and employee benefits	$1,556,000	1,784
Premises and equipment expense	$341,000	1,684
Additional noninterest expense	$726,000	1,984
Pre-tax net operating income	$418,000	3,363
Securities gains (losses)	$65,000	293
Applicable income taxes	$154,000	2,095
Income before extraordinary items	$329,000	3,474
Extraordinary gains, net	$0	8
Net income	$329,000	3,473
Minority interest net income	$0	55
Net income of bank and minority interests.	$329,000	3,474
Net charge-offs	$-2,000	4,280
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$284,800	3,672
2016-12-31 (YTD Data)		Rank
Total interest income	$12,553,000	2,001
Total interest expense	$2,213,000	1,297
Net interest income	$10,340,000	2,119
Provision for loan and lease losses	$60,000	3,507
Total noninterest income	$1,449,000	2,539
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$435,000	2,323
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,014,000	2,392
Total noninterest expense	$9,825,000	1,933
Salaries and employee benefits	$5,583,000	1,916
Premises and equipment expense	$1,134,000	1,959
Additional noninterest expense	$3,108,000	1,919
Pre-tax net operating income	$1,904,000	3,143
Securities gains (losses)	$136,000	1,117
Applicable income taxes	$676,000	1,998
Income before extraordinary items	$1,364,000	3,426
Extraordinary gains, net	$0	5
Net income	$1,364,000	3,424
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,364,000	3,425
Net charge-offs	$-60,000	5,405
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,272,880	3,476
2016-09-30 (YTD Data)		Rank
Total interest income	$9,402,000	2,005
Total interest expense	$1,654,000	1,295
Net interest income	$7,748,000	2,122
Provision for loan and lease losses	$45,000	3,408
Total noninterest income	$1,088,000	2,530
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$326,000	2,315
Trading account gains and fees	$0	169
Additional Noninterest Income	$762,000	2,377
Total noninterest expense	$7,278,000	1,964
Salaries and employee benefits	$4,174,000	1,908
Premises and equipment expense	$853,000	1,943
Additional noninterest expense	$2,251,000	1,967
Pre-tax net operating income	$1,513,000	3,093
Securities gains (losses)	$133,000	1,070
Applicable income taxes	$551,000	1,970
Income before extraordinary items	$1,095,000	3,347
Extraordinary gains, net	$0	5
Net income	$1,095,000	3,345
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,095,000	3,347
Net charge-offs	$-15,000	5,021
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,005,890	3,430
2016-06-30 (YTD Data)		Rank
Total interest income	$6,225,000	2,022
Total interest expense	$1,098,000	1,298
Net interest income	$5,127,000	2,134
Provision for loan and lease losses	$30,000	3,242
Total noninterest income	$709,000	2,533
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$206,000	2,393
Trading account gains and fees	$0	157
Additional Noninterest Income	$503,000	2,361
Total noninterest expense	$4,836,000	1,973
Salaries and employee benefits	$2,796,000	1,909
Premises and equipment expense	$586,000	1,899
Additional noninterest expense	$1,454,000	2,024
Pre-tax net operating income	$970,000	3,130
Securities gains (losses)	$82,000	1,105
Applicable income taxes	$349,000	1,998
Income before extraordinary items	$703,000	3,418
Extraordinary gains, net	$0	16
Net income	$703,000	3,414
Minority interest net income	$0	71
Net income of bank and minority interests.	$703,000	3,416
Net charge-offs	$-11,000	5,003
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$648,060	3,479
2016-03-31 (YTD Data)		Rank
Total interest income	$3,028,000	2,065
Total interest expense	$544,000	1,302
Net interest income	$2,484,000	2,188
Provision for loan and lease losses	$15,000	2,996
Total noninterest income	$332,000	2,600
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$100,000	2,430
Trading account gains and fees	$0	142
Additional Noninterest Income	$232,000	2,431
Total noninterest expense	$2,368,000	2,015
Salaries and employee benefits	$1,388,000	1,926
Premises and equipment expense	$300,000	1,879
Additional noninterest expense	$680,000	2,147
Pre-tax net operating income	$433,000	3,273
Securities gains (losses)	$53,000	800
Applicable income taxes	$157,000	2,059
Income before extraordinary items	$329,000	3,471
Extraordinary gains, net	$0	12
Net income	$329,000	3,466
Minority interest net income	$0	62
Net income of bank and minority interests.	$329,000	3,468
Net charge-offs	$-5,000	4,858
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$292,960	3,612
2015-12-31 (YTD Data)		Rank
Total interest income	$11,559,000	2,092
Total interest expense	$2,073,000	1,341
Net interest income	$9,486,000	2,252
Provision for loan and lease losses	$15,000	4,132
Total noninterest income	$1,462,000	2,519
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$463,000	2,267
Trading account gains and fees	$0	159
Additional Noninterest Income	$999,000	2,374
Total noninterest expense	$9,495,000	1,986
Salaries and employee benefits	$5,365,000	1,936
Premises and equipment expense	$1,320,000	1,731
Additional noninterest expense	$2,810,000	2,125
Pre-tax net operating income	$1,438,000	3,555
Securities gains (losses)	$68,000	1,431
Applicable income taxes	$422,000	2,374
Income before extraordinary items	$1,084,000	3,795
Extraordinary gains, net	$0	23
Net income	$1,084,000	3,795
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,084,000	3,796
Net charge-offs	$17,000	3,837
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,035,040	3,816
2015-09-30 (YTD Data)		Rank
Total interest income	$8,617,000	2,121
Total interest expense	$1,532,000	1,373
Net interest income	$7,085,000	2,279
Provision for loan and lease losses	$15,000	3,904
Total noninterest income	$1,072,000	2,569
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$350,000	2,267
Trading account gains and fees	$0	153
Additional Noninterest Income	$722,000	2,445
Total noninterest expense	$7,103,000	1,998
Salaries and employee benefits	$4,048,000	1,931
Premises and equipment expense	$990,000	1,747
Additional noninterest expense	$2,065,000	2,143
Pre-tax net operating income	$1,039,000	3,677
Securities gains (losses)	$68,000	1,275
Applicable income taxes	$298,000	2,488
Income before extraordinary items	$809,000	3,865
Extraordinary gains, net	$0	21
Net income	$809,000	3,864
Minority interest net income	$0	78
Net income of bank and minority interests.	$809,000	3,865
Net charge-offs	$0	4,182
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$759,360	3,918
2015-06-30 (YTD Data)		Rank
Total interest income	$5,695,000	2,134
Total interest expense	$1,003,000	1,407
Net interest income	$4,692,000	2,293
Provision for loan and lease losses	$15,000	3,621
Total noninterest income	$673,000	2,672
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$230,000	2,252
Trading account gains and fees	$0	157
Additional Noninterest Income	$443,000	2,550
Total noninterest expense	$4,730,000	2,017
Salaries and employee benefits	$2,701,000	1,941
Premises and equipment expense	$678,000	1,715
Additional noninterest expense	$1,351,000	2,178
Pre-tax net operating income	$620,000	3,844
Securities gains (losses)	$48,000	1,258
Applicable income taxes	$156,000	2,685
Income before extraordinary items	$512,000	3,928
Extraordinary gains, net	$0	22
Net income	$512,000	3,928
Minority interest net income	$0	75
Net income of bank and minority interests.	$512,000	3,930
Net charge-offs	$11,000	3,221
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$475,040	3,995
2015-03-31 (YTD Data)		Rank
Total interest income	$2,843,000	2,131
Total interest expense	$494,000	1,421
Net interest income	$2,349,000	2,272
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$308,000	2,769
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$110,000	2,314
Trading account gains and fees	$0	152
Additional Noninterest Income	$198,000	2,649
Total noninterest expense	$2,403,000	1,982
Salaries and employee benefits	$1,343,000	1,945
Premises and equipment expense	$361,000	1,632
Additional noninterest expense	$699,000	2,107
Pre-tax net operating income	$239,000	4,207
Securities gains (losses)	$39,000	958
Applicable income taxes	$78,000	2,663
Income before extraordinary items	$200,000	4,299
Extraordinary gains, net	$0	13
Net income	$200,000	4,301
Minority interest net income	$0	64
Net income of bank and minority interests.	$200,000	4,302
Net charge-offs	$15,000	2,292
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$171,920	4,437
2014-12-31 (YTD Data)		Rank
Total interest income	$11,647,000	2,094
Total interest expense	$1,927,000	1,535
Net interest income	$9,720,000	2,187
Provision for loan and lease losses	$97,000	3,267
Total noninterest income	$1,404,000	2,610
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$545,000	2,138
Trading account gains and fees	$0	180
Additional Noninterest Income	$859,000	2,544
Total noninterest expense	$9,228,000	2,044
Salaries and employee benefits	$5,164,000	1,987
Premises and equipment expense	$1,303,000	1,776
Additional noninterest expense	$2,761,000	2,199
Pre-tax net operating income	$1,799,000	3,171
Securities gains (losses)	$-46,000	6,247
Applicable income taxes	$572,000	2,072
Income before extraordinary items	$1,181,000	3,668
Extraordinary gains, net	$0	17
Net income	$1,181,000	3,668
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,181,000	3,670
Net charge-offs	$1,000	4,914
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,211,820	3,557
2014-09-30 (YTD Data)		Rank
Total interest income	$8,658,000	2,126
Total interest expense	$1,428,000	1,566
Net interest income	$7,230,000	2,219
Provision for loan and lease losses	$97,000	2,841
Total noninterest income	$1,055,000	2,631
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$409,000	2,148
Trading account gains and fees	$0	174
Additional Noninterest Income	$646,000	2,540
Total noninterest expense	$6,881,000	2,059
Salaries and employee benefits	$3,888,000	1,983
Premises and equipment expense	$1,003,000	1,753
Additional noninterest expense	$1,990,000	2,255
Pre-tax net operating income	$1,307,000	3,276
Securities gains (losses)	$-51,000	6,365
Applicable income taxes	$402,000	2,186
Income before extraordinary items	$854,000	3,800
Extraordinary gains, net	$0	15
Net income	$854,000	3,801
Minority interest net income	$0	81
Net income of bank and minority interests.	$854,000	3,803
Net charge-offs	$-2,000	5,291
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$888,680	3,663
2014-06-30 (YTD Data)		Rank
Total interest income	$5,734,000	2,128
Total interest expense	$937,000	1,594
Net interest income	$4,797,000	2,212
Provision for loan and lease losses	$97,000	2,400
Total noninterest income	$705,000	2,590
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$270,000	2,133
Trading account gains and fees	$0	172
Additional Noninterest Income	$435,000	2,497
Total noninterest expense	$4,613,000	2,053
Salaries and employee benefits	$2,616,000	1,975
Premises and equipment expense	$701,000	1,697
Additional noninterest expense	$1,296,000	2,314
Pre-tax net operating income	$792,000	3,391
Securities gains (losses)	$-51,000	6,486
Applicable income taxes	$228,000	2,292
Income before extraordinary items	$513,000	3,908
Extraordinary gains, net	$0	20
Net income	$513,000	3,914
Minority interest net income	$0	80
Net income of bank and minority interests.	$513,000	3,914
Net charge-offs	$-4,000	5,382
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$548,190	3,736
2014-03-31 (YTD Data)		Rank
Total interest income	$2,862,000	2,129
Total interest expense	$452,000	1,674
Net interest income	$2,410,000	2,195
Provision for loan and lease losses	$107,000	1,524
Total noninterest income	$339,000	2,634
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$129,000	2,192
Trading account gains and fees	$0	147
Additional Noninterest Income	$210,000	2,484
Total noninterest expense	$2,330,000	2,035
Salaries and employee benefits	$1,315,000	1,977
Premises and equipment expense	$381,000	1,581
Additional noninterest expense	$634,000	2,361
Pre-tax net operating income	$312,000	3,751
Securities gains (losses)	$0	1,715
Applicable income taxes	$88,000	2,469
Income before extraordinary items	$224,000	4,058
Extraordinary gains, net	$0	16
Net income	$224,000	4,058
Minority interest net income	$0	66
Net income of bank and minority interests.	$224,000	4,060
Net charge-offs	$34,000	2,143
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$224,000	4,013
2013-12-31 (YTD Data)		Rank
Total interest income	$11,279,000	2,166
Total interest expense	$1,886,000	1,797
Net interest income	$9,393,000	2,226
Provision for loan and lease losses	$487,000	1,878
Total noninterest income	$1,440,000	2,659
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$609,000	2,040
Trading account gains and fees	$0	184
Additional Noninterest Income	$831,000	2,627
Total noninterest expense	$8,283,000	2,273
Salaries and employee benefits	$4,684,000	2,185
Premises and equipment expense	$1,108,000	2,045
Additional noninterest expense	$2,491,000	2,475
Pre-tax net operating income	$2,063,000	2,794
Securities gains (losses)	$0	3,182
Applicable income taxes	$702,000	1,811
Income before extraordinary items	$1,361,000	3,334
Extraordinary gains, net	$0	29
Net income	$1,361,000	3,336
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,361,000	3,337
Net charge-offs	$88,000	3,878
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,361,000	3,283
2013-09-30 (YTD Data)		Rank
Total interest income	$8,425,000	2,188
Total interest expense	$1,431,000	1,828
Net interest income	$6,994,000	2,240
Provision for loan and lease losses	$412,000	1,733
Total noninterest income	$1,070,000	2,713
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$451,000	2,066
Trading account gains and fees	$0	180
Additional Noninterest Income	$619,000	2,687
Total noninterest expense	$6,144,000	2,302
Salaries and employee benefits	$3,474,000	2,202
Premises and equipment expense	$828,000	2,078
Additional noninterest expense	$1,842,000	2,484
Pre-tax net operating income	$1,508,000	2,908
Securities gains (losses)	$0	3,040
Applicable income taxes	$506,000	1,906
Income before extraordinary items	$1,002,000	3,422
Extraordinary gains, net	$0	25
Net income	$1,002,000	3,425
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,002,000	3,426
Net charge-offs	$25,000	4,288
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,002,000	3,352
2013-06-30 (YTD Data)		Rank
Total interest income	$5,620,000	2,195
Total interest expense	$965,000	1,839
Net interest income	$4,655,000	2,234
Provision for loan and lease losses	$337,000	1,541
Total noninterest income	$703,000	2,754
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$293,000	2,077
Trading account gains and fees	$0	157
Additional Noninterest Income	$410,000	2,768
Total noninterest expense	$4,081,000	2,313
Salaries and employee benefits	$2,332,000	2,183
Premises and equipment expense	$562,000	2,045
Additional noninterest expense	$1,187,000	2,566
Pre-tax net operating income	$940,000	3,007
Securities gains (losses)	$0	2,791
Applicable income taxes	$312,000	1,975
Income before extraordinary items	$628,000	3,533
Extraordinary gains, net	$0	22
Net income	$628,000	3,535
Minority interest net income	$0	82
Net income of bank and minority interests.	$628,000	3,536
Net charge-offs	$1,000	4,803
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$628,000	3,432
2013-03-31 (YTD Data)		Rank
Total interest income	$2,787,000	2,228
Total interest expense	$479,000	1,901
Net interest income	$2,308,000	2,273
Provision for loan and lease losses	$262,000	1,117
Total noninterest income	$344,000	2,796
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$143,000	2,105
Trading account gains and fees	$0	148
Additional Noninterest Income	$201,000	2,770
Total noninterest expense	$1,999,000	2,365
Salaries and employee benefits	$1,193,000	2,166
Premises and equipment expense	$295,000	1,987
Additional noninterest expense	$511,000	2,931
Pre-tax net operating income	$391,000	3,333
Securities gains (losses)	$0	1,966
Applicable income taxes	$123,000	2,199
Income before extraordinary items	$268,000	3,767
Extraordinary gains, net	$0	10
Net income	$268,000	3,766
Minority interest net income	$0	76
Net income of bank and minority interests.	$268,000	3,769
Net charge-offs	$-5,000	5,894
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$268,000	3,664
2012-12-31 (YTD Data)		Rank
Total interest income	$11,208,000	2,319
Total interest expense	$2,059,000	2,090
Net interest income	$9,149,000	2,347
Provision for loan and lease losses	$240,000	3,678
Total noninterest income	$1,396,000	2,723
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$619,000	2,102
Trading account gains and fees	$0	166
Additional Noninterest Income	$777,000	2,726
Total noninterest expense	$8,605,000	2,204
Salaries and employee benefits	$4,614,000	2,166
Premises and equipment expense	$1,089,000	2,107
Additional noninterest expense	$2,902,000	2,237
Pre-tax net operating income	$1,700,000	3,114
Securities gains (losses)	$13,000	3,311
Applicable income taxes	$499,000	2,181
Income before extraordinary items	$1,214,000	3,516
Extraordinary gains, net	$0	29
Net income	$1,214,000	3,518
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,214,000	3,519
Net charge-offs	$80,000	4,592
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,204,770	3,387
2012-09-30 (YTD Data)		Rank
Total interest income	$8,433,000	2,356
Total interest expense	$1,575,000	2,131
Net interest income	$6,858,000	2,389
Provision for loan and lease losses	$180,000	3,637
Total noninterest income	$1,025,000	2,758
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$464,000	2,122
Trading account gains and fees	$0	157
Additional Noninterest Income	$561,000	2,768
Total noninterest expense	$6,432,000	2,230
Salaries and employee benefits	$3,433,000	2,169
Premises and equipment expense	$821,000	2,119
Additional noninterest expense	$2,178,000	2,220
Pre-tax net operating income	$1,271,000	3,188
Securities gains (losses)	$13,000	3,045
Applicable income taxes	$395,000	2,185
Income before extraordinary items	$889,000	3,663
Extraordinary gains, net	$0	20
Net income	$889,000	3,663
Minority interest net income	$0	86
Net income of bank and minority interests.	$889,000	3,665
Net charge-offs	$-43,000	6,897
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$880,030	3,527
2012-06-30 (YTD Data)		Rank
Total interest income	$5,642,000	2,362
Total interest expense	$1,072,000	2,157
Net interest income	$4,570,000	2,392
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$653,000	2,782
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$303,000	2,142
Trading account gains and fees	$0	153
Additional Noninterest Income	$350,000	2,847
Total noninterest expense	$4,343,000	2,207
Salaries and employee benefits	$2,299,000	2,164
Premises and equipment expense	$554,000	2,094
Additional noninterest expense	$1,490,000	2,176
Pre-tax net operating income	$760,000	3,383
Securities gains (losses)	$13,000	2,658
Applicable income taxes	$241,000	2,275
Income before extraordinary items	$532,000	3,872
Extraordinary gains, net	$0	19
Net income	$532,000	3,874
Minority interest net income	$0	84
Net income of bank and minority interests.	$532,000	3,875
Net charge-offs	$-26,000	6,857
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$523,030	3,710
2012-03-31 (YTD Data)		Rank
Total interest income	$2,889,000	2,341
Total interest expense	$541,000	2,211
Net interest income	$2,348,000	2,337
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$333,000	2,772
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$148,000	2,157
Trading account gains and fees	$0	148
Additional Noninterest Income	$185,000	2,770
Total noninterest expense	$2,196,000	2,172
Salaries and employee benefits	$1,149,000	2,178
Premises and equipment expense	$281,000	2,087
Additional noninterest expense	$766,000	2,107
Pre-tax net operating income	$425,000	3,199
Securities gains (losses)	$12,000	1,741
Applicable income taxes	$147,000	2,060
Income before extraordinary items	$290,000	3,713
Extraordinary gains, net	$0	19
Net income	$290,000	3,715
Minority interest net income	$0	78
Net income of bank and minority interests.	$290,000	3,716
Net charge-offs	$-10,000	6,648
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$282,080	3,589
2011-12-31 (YTD Data)		Rank
Total interest income	$10,906,000	2,559
Total interest expense	$2,397,000	2,403
Net interest income	$8,509,000	2,570
Provision for loan and lease losses	$180,000	4,726
Total noninterest income	$1,504,000	2,445
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$610,000	2,211
Trading account gains and fees	$0	146
Additional Noninterest Income	$894,000	2,298
Total noninterest expense	$8,303,000	2,284
Salaries and employee benefits	$4,069,000	2,367
Premises and equipment expense	$1,086,000	2,233
Additional noninterest expense	$3,148,000	2,110
Pre-tax net operating income	$1,530,000	2,995
Securities gains (losses)	$0	3,838
Applicable income taxes	$504,000	2,021
Income before extraordinary items	$1,026,000	3,506
Extraordinary gains, net	$0	29
Net income	$1,026,000	3,508
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,026,000	3,509
Net charge-offs	$586,000	2,983
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,026,000	3,395
2011-09-30 (YTD Data)		Rank
Total interest income	$8,224,000	2,567
Total interest expense	$1,865,000	2,419
Net interest income	$6,359,000	2,598
Provision for loan and lease losses	$135,000	4,615
Total noninterest income	$1,125,000	2,445
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$455,000	2,231
Trading account gains and fees	$0	145
Additional Noninterest Income	$670,000	2,274
Total noninterest expense	$6,049,000	2,364
Salaries and employee benefits	$3,040,000	2,377
Premises and equipment expense	$884,000	2,114
Additional noninterest expense	$2,125,000	2,330
Pre-tax net operating income	$1,300,000	2,851
Securities gains (losses)	$0	3,555
Applicable income taxes	$429,000	1,881
Income before extraordinary items	$871,000	3,336
Extraordinary gains, net	$0	21
Net income	$871,000	3,338
Minority interest net income	$0	87
Net income of bank and minority interests.	$871,000	3,337
Net charge-offs	$443,000	2,806
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$871,000	3,227
2011-06-30 (YTD Data)		Rank
Total interest income	$5,468,000	2,599
Total interest expense	$1,296,000	2,412
Net interest income	$4,172,000	2,646
Provision for loan and lease losses	$90,000	4,488
Total noninterest income	$756,000	2,410
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$293,000	2,270
Trading account gains and fees	$0	153
Additional Noninterest Income	$463,000	2,217
Total noninterest expense	$4,126,000	2,338
Salaries and employee benefits	$2,049,000	2,371
Premises and equipment expense	$612,000	2,059
Additional noninterest expense	$1,465,000	2,287
Pre-tax net operating income	$712,000	3,157
Securities gains (losses)	$0	2,914
Applicable income taxes	$218,000	2,135
Income before extraordinary items	$494,000	3,615
Extraordinary gains, net	$0	15
Net income	$494,000	3,616
Minority interest net income	$0	89
Net income of bank and minority interests.	$494,000	3,616
Net charge-offs	$422,000	2,310
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$494,000	3,513
2011-03-31 (YTD Data)		Rank
Total interest income	$2,740,000	2,606
Total interest expense	$662,000	2,442
Net interest income	$2,078,000	2,642
Provision for loan and lease losses	$45,000	4,252
Total noninterest income	$405,000	2,325
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$137,000	2,357
Trading account gains and fees	$0	158
Additional Noninterest Income	$268,000	2,061
Total noninterest expense	$2,065,000	2,358
Salaries and employee benefits	$1,026,000	2,377
Premises and equipment expense	$308,000	2,077
Additional noninterest expense	$731,000	2,275
Pre-tax net operating income	$373,000	3,106
Securities gains (losses)	$0	1,772
Applicable income taxes	$116,000	2,026
Income before extraordinary items	$257,000	3,533
Extraordinary gains, net	$0	9
Net income	$257,000	3,529
Minority interest net income	$0	86
Net income of bank and minority interests.	$257,000	3,531
Net charge-offs	$225,000	2,014
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$257,000	3,472
2010-12-31 (YTD Data)		Rank
Total interest income	$11,485,000	2,615
Total interest expense	$3,073,000	2,560
Net interest income	$8,412,000	2,608
Provision for loan and lease losses	$557,000	3,979
Total noninterest income	$1,639,000	2,381
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$682,000	2,081
Trading account gains and fees	$0	175
Additional Noninterest Income	$957,000	2,223
Total noninterest expense	$8,369,000	2,308
Salaries and employee benefits	$3,926,000	2,443
Premises and equipment expense	$1,158,000	2,181
Additional noninterest expense	$3,285,000	2,118
Pre-tax net operating income	$1,125,000	3,186
Securities gains (losses)	$0	3,793
Applicable income taxes	$449,000	1,998
Income before extraordinary items	$676,000	3,899
Extraordinary gains, net	$0	29
Net income	$676,000	3,898
Minority interest net income	$0	111
Net income of bank and minority interests.	$676,000	3,900
Net charge-offs	$1,080,000	2,581
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$676,000	3,765
2010-09-30 (YTD Data)		Rank
Total interest income	$8,696,000	2,648
Total interest expense	$2,340,000	2,610
Net interest income	$6,356,000	2,616
Provision for loan and lease losses	$485,000	3,589
Total noninterest income	$1,191,000	2,434
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$522,000	2,105
Trading account gains and fees	$0	165
Additional Noninterest Income	$669,000	2,338
Total noninterest expense	$6,213,000	2,339
Salaries and employee benefits	$2,891,000	2,507
Premises and equipment expense	$868,000	2,217
Additional noninterest expense	$2,454,000	2,102
Pre-tax net operating income	$849,000	3,366
Securities gains (losses)	$0	3,651
Applicable income taxes	$373,000	1,941
Income before extraordinary items	$476,000	4,204
Extraordinary gains, net	$0	23
Net income	$476,000	4,205
Minority interest net income	$0	110
Net income of bank and minority interests.	$476,000	4,205
Net charge-offs	$1,039,000	2,148
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$476,000	4,050
2010-06-30 (YTD Data)		Rank
Total interest income	$5,907,000	2,623
Total interest expense	$1,566,000	2,693
Net interest income	$4,341,000	2,554
Provision for loan and lease losses	$412,000	3,143
Total noninterest income	$848,000	2,279
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$358,000	2,061
Trading account gains and fees	$0	152
Additional Noninterest Income	$490,000	2,124
Total noninterest expense	$4,152,000	2,331
Salaries and employee benefits	$1,936,000	2,516
Premises and equipment expense	$592,000	2,175
Additional noninterest expense	$1,624,000	2,106
Pre-tax net operating income	$625,000	3,225
Securities gains (losses)	$0	3,184
Applicable income taxes	$326,000	1,654
Income before extraordinary items	$299,000	4,313
Extraordinary gains, net	$0	19
Net income	$299,000	4,312
Minority interest net income	$0	105
Net income of bank and minority interests.	$299,000	4,312
Net charge-offs	$774,000	1,971
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$299,000	4,175
2010-03-31 (YTD Data)		Rank
Total interest income	$2,955,000	2,681
Total interest expense	$783,000	2,803
Net interest income	$2,172,000	2,584
Provision for loan and lease losses	$340,000	2,255
Total noninterest income	$456,000	2,177
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$171,000	2,123
Trading account gains and fees	$0	175
Additional Noninterest Income	$285,000	1,901
Total noninterest expense	$2,114,000	2,308
Salaries and employee benefits	$989,000	2,490
Premises and equipment expense	$308,000	2,153
Additional noninterest expense	$817,000	2,078
Pre-tax net operating income	$174,000	4,314
Securities gains (losses)	$0	2,284
Applicable income taxes	$65,000	2,550
Income before extraordinary items	$109,000	4,860
Extraordinary gains, net	$0	16
Net income	$109,000	4,860
Minority interest net income	$0	91
Net income of bank and minority interests.	$109,000	4,859
Net charge-offs	$593,000	1,458
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$109,000	4,752
2009-12-31 (YTD Data)		Rank
Total interest income	$12,496,000	2,637
Total interest expense	$3,980,000	2,749
Net interest income	$8,516,000	2,548
Provision for loan and lease losses	$1,441,000	2,950
Total noninterest income	$505,000	4,708
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$759,000	2,120
Trading account gains and fees	$0	211
Additional Noninterest Income	$-254,000	7,716
Total noninterest expense	$10,343,000	1,958
Salaries and employee benefits	$5,296,000	1,866
Premises and equipment expense	$1,304,000	2,045
Additional noninterest expense	$3,743,000	1,959
Pre-tax net operating income	$-2,763,000	6,836
Securities gains (losses)	$-58,000	7,203
Applicable income taxes	$-1,237,000	7,356
Income before extraordinary items	$-1,584,000	6,603
Extraordinary gains, net	$0	34
Net income	$-1,584,000	6,603
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,584,000	6,603
Net charge-offs	$1,170,000	2,681
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,546,880	6,580
2009-09-30 (YTD Data)		Rank
Total interest income	$9,481,000	2,656
Total interest expense	$3,109,000	2,769
Net interest income	$6,372,000	2,560
Provision for loan and lease losses	$568,000	3,608
Total noninterest income	$159,000	6,247
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$556,000	2,163
Trading account gains and fees	$0	212
Additional Noninterest Income	$-397,000	7,938
Total noninterest expense	$6,963,000	2,147
Salaries and employee benefits	$3,326,000	2,235
Premises and equipment expense	$997,000	2,027
Additional noninterest expense	$2,640,000	2,008
Pre-tax net operating income	$-1,000,000	6,649
Securities gains (losses)	$-58,000	7,401
Applicable income taxes	$-492,000	7,339
Income before extraordinary items	$-566,000	6,478
Extraordinary gains, net	$0	27
Net income	$-566,000	6,479
Minority interest net income	$0	118
Net income of bank and minority interests.	$-566,000	6,478
Net charge-offs	$1,103,000	2,093
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-528,880	6,443
2009-06-30 (YTD Data)		Rank
Total interest income	$6,335,000	2,681
Total interest expense	$2,167,000	2,773
Net interest income	$4,168,000	2,608
Provision for loan and lease losses	$145,000	4,830
Total noninterest income	$-228,000	8,076
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$356,000	2,215
Trading account gains and fees	$0	193
Additional Noninterest Income	$-584,000	8,093
Total noninterest expense	$4,731,000	2,140
Salaries and employee benefits	$2,154,000	2,348
Premises and equipment expense	$699,000	1,967
Additional noninterest expense	$1,878,000	1,906
Pre-tax net operating income	$-936,000	6,986
Securities gains (losses)	$0	3,136
Applicable income taxes	$-371,000	7,490
Income before extraordinary items	$-565,000	6,825
Extraordinary gains, net	$0	21
Net income	$-565,000	6,825
Minority interest net income	$0	112
Net income of bank and minority interests.	$-565,000	6,825
Net charge-offs	$333,000	2,807
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-565,000	6,810
2009-03-31 (YTD Data)		Rank
Total interest income	$3,223,000	2,673
Total interest expense	$1,150,000	2,727
Net interest income	$2,073,000	2,615
Provision for loan and lease losses	$73,000	4,444
Total noninterest income	$307,000	2,980
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$172,000	2,214
Trading account gains and fees	$0	171
Additional Noninterest Income	$135,000	3,146
Total noninterest expense	$2,406,000	2,052
Salaries and employee benefits	$1,135,000	2,240
Premises and equipment expense	$383,000	1,847
Additional noninterest expense	$888,000	1,810
Pre-tax net operating income	$-99,000	6,647
Securities gains (losses)	$0	2,434
Applicable income taxes	$-36,000	7,367
Income before extraordinary items	$-63,000	6,706
Extraordinary gains, net	$0	15
Net income	$-63,000	6,707
Minority interest net income	$0	102
Net income of bank and minority interests.	$-63,000	6,707
Net charge-offs	$285,000	1,826
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-63,000	6,601
2008-12-31 (YTD Data)		Rank
Total interest income	$13,537,000	2,728
Total interest expense	$6,134,000	2,469
Net interest income	$7,403,000	2,895
Provision for loan and lease losses	$2,168,000	1,708
Total noninterest income	$1,519,000	2,605
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$887,000	1,943
Trading account gains and fees	$0	154
Additional Noninterest Income	$632,000	2,816
Total noninterest expense	$8,941,000	2,144
Salaries and employee benefits	$4,525,000	2,242
Premises and equipment expense	$1,282,000	2,106
Additional noninterest expense	$3,134,000	1,935
Pre-tax net operating income	$-2,187,000	7,409
Securities gains (losses)	$39,000	1,771
Applicable income taxes	$-551,000	7,531
Income before extraordinary items	$-1,597,000	7,230
Extraordinary gains, net	$0	39
Net income	$-1,597,000	7,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$246,000	3,822
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$13,400,000	129
Net operating income	$-1,625,860	7,348
2008-09-30 (YTD Data)		Rank
Total interest income	$6,255,000	4,082
Total interest expense	$3,133,000	3,519
Net interest income	$3,122,000	4,501
Provision for loan and lease losses	$13,000	6,677
Total noninterest income	$723,000	3,576
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$358,000	3,127
Trading account gains and fees	$0	148
Additional Noninterest Income	$365,000	3,335
Total noninterest expense	$4,060,000	3,343
Salaries and employee benefits	$2,050,000	3,537
Premises and equipment expense	$541,000	3,456
Additional noninterest expense	$1,469,000	2,822
Pre-tax net operating income	$-228,000	7,049
Securities gains (losses)	$0	3,106
Applicable income taxes	$-44,000	7,439
Income before extraordinary items	$-184,000	6,885
Extraordinary gains, net	$0	31
Net income	$-184,000	6,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-184,000	7,058
2008-06-30 (YTD Data)		Rank
Total interest income	$4,181,000	4,127
Total interest expense	$2,128,000	3,586
Net interest income	$2,053,000	4,531
Provision for loan and lease losses	$13,000	6,212
Total noninterest income	$467,000	3,673
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$231,000	3,182
Trading account gains and fees	$0	149
Additional Noninterest Income	$236,000	3,459
Total noninterest expense	$2,666,000	3,391
Salaries and employee benefits	$1,366,000	3,587
Premises and equipment expense	$370,000	3,423
Additional noninterest expense	$930,000	2,927
Pre-tax net operating income	$-159,000	7,274
Securities gains (losses)	$0	3,233
Applicable income taxes	$-15,000	7,630
Income before extraordinary items	$-144,000	7,322
Extraordinary gains, net	$0	21
Net income	$-144,000	7,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-144,000	7,299
2008-03-31 (YTD Data)		Rank
Total interest income	$2,109,000	4,176
Total interest expense	$1,100,000	3,662
Net interest income	$1,009,000	4,590
Provision for loan and lease losses	$13,000	5,304
Total noninterest income	$231,000	3,693
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$111,000	3,231
Trading account gains and fees	$0	158
Additional Noninterest Income	$120,000	3,442
Total noninterest expense	$1,331,000	3,412
Salaries and employee benefits	$668,000	3,667
Premises and equipment expense	$189,000	3,386
Additional noninterest expense	$474,000	2,845
Pre-tax net operating income	$-104,000	7,575
Securities gains (losses)	$0	2,688
Applicable income taxes	$-23,000	7,918
Income before extraordinary items	$-81,000	7,598
Extraordinary gains, net	$0	15
Net income	$-81,000	7,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-81,000	7,550
2007-12-31 (YTD Data)		Rank
Total interest income	$8,591,000	4,164
Total interest expense	$4,585,000	3,677
Net interest income	$4,006,000	4,619
Provision for loan and lease losses	$150,000	4,308
Total noninterest income	$978,000	3,581
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$468,000	3,195
Trading account gains and fees	$0	178
Additional Noninterest Income	$510,000	3,280
Total noninterest expense	$5,173,000	3,355
Salaries and employee benefits	$2,641,000	3,572
Premises and equipment expense	$697,000	3,453
Additional noninterest expense	$1,835,000	2,882
Pre-tax net operating income	$-339,000	7,729
Securities gains (losses)	$0	2,146
Applicable income taxes	$-147,000	8,077
Income before extraordinary items	$-192,000	7,706
Extraordinary gains, net	$0	39
Net income	$-192,000	7,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,407
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-192,000	7,688
2007-09-30 (YTD Data)		Rank
Total interest income	$6,476,000	4,175
Total interest expense	$3,430,000	3,696
Net interest income	$3,046,000	4,598
Provision for loan and lease losses	$38,000	5,373
Total noninterest income	$690,000	3,706
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$340,000	3,267
Trading account gains and fees	$0	184
Additional Noninterest Income	$350,000	3,457
Total noninterest expense	$3,807,000	3,381
Salaries and employee benefits	$1,997,000	3,545
Premises and equipment expense	$494,000	3,574
Additional noninterest expense	$1,316,000	2,946
Pre-tax net operating income	$-109,000	7,813
Securities gains (losses)	$0	1,655
Applicable income taxes	$-60,000	8,184
Income before extraordinary items	$-49,000	7,778
Extraordinary gains, net	$0	33
Net income	$-49,000	7,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,621
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-49,000	7,758
2007-06-30 (YTD Data)		Rank
Total interest income	$4,291,000	4,214
Total interest expense	$2,269,000	3,714
Net interest income	$2,022,000	4,631
Provision for loan and lease losses	$25,000	5,140
Total noninterest income	$439,000	3,823
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$213,000	3,391
Trading account gains and fees	$0	168
Additional Noninterest Income	$226,000	3,553
Total noninterest expense	$2,478,000	3,464
Salaries and employee benefits	$1,310,000	3,611
Premises and equipment expense	$338,000	3,540
Additional noninterest expense	$830,000	3,100
Pre-tax net operating income	$-42,000	7,876
Securities gains (losses)	$0	1,444
Applicable income taxes	$-29,000	8,238
Income before extraordinary items	$-13,000	7,824
Extraordinary gains, net	$0	29
Net income	$-13,000	7,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$9,000	4,942
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-13,000	7,809
2007-03-31 (YTD Data)		Rank
Total interest income	$2,130,000	4,215
Total interest expense	$1,106,000	3,746
Net interest income	$1,024,000	4,623
Provision for loan and lease losses	$13,000	4,876
Total noninterest income	$214,000	3,870
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$102,000	3,414
Trading account gains and fees	$0	195
Additional Noninterest Income	$112,000	3,558
Total noninterest expense	$1,267,000	3,423
Salaries and employee benefits	$687,000	3,515
Premises and equipment expense	$181,000	3,371
Additional noninterest expense	$399,000	3,180
Pre-tax net operating income	$-42,000	8,011
Securities gains (losses)	$0	1,187
Applicable income taxes	$-22,000	8,316
Income before extraordinary items	$-20,000	7,956
Extraordinary gains, net	$0	22
Net income	$-20,000	7,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-20,000	7,943
2006-12-31 (YTD Data)		Rank
Total interest income	$8,811,000	3,931
Total interest expense	$4,034,000	3,576
Net interest income	$4,777,000	4,152
Provision for loan and lease losses	$42,000	5,768
Total noninterest income	$802,000	4,043
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$421,000	3,423
Trading account gains and fees	$0	130
Additional Noninterest Income	$381,000	3,817
Total noninterest expense	$4,977,000	3,369
Salaries and employee benefits	$2,766,000	3,349
Premises and equipment expense	$643,000	3,575
Additional noninterest expense	$1,568,000	3,178
Pre-tax net operating income	$560,000	6,303
Securities gains (losses)	$0	1,687
Applicable income taxes	$134,000	4,731
Income before extraordinary items	$426,000	6,417
Extraordinary gains, net	$0	51
Net income	$426,000	6,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,128
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$426,000	6,419
2006-09-30 (YTD Data)		Rank
Total interest income	$6,567,000	3,917
Total interest expense	$2,944,000	3,559
Net interest income	$3,623,000	4,137
Provision for loan and lease losses	$29,000	5,705
Total noninterest income	$547,000	4,278
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$307,000	3,517
Trading account gains and fees	$0	126
Additional Noninterest Income	$240,000	4,166
Total noninterest expense	$3,739,000	3,355
Salaries and employee benefits	$2,102,000	3,309
Premises and equipment expense	$490,000	3,527
Additional noninterest expense	$1,147,000	3,244
Pre-tax net operating income	$402,000	6,601
Securities gains (losses)	$0	1,388
Applicable income taxes	$88,000	5,032
Income before extraordinary items	$314,000	6,658
Extraordinary gains, net	$0	45
Net income	$314,000	6,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,424
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$314,000	6,660
2006-06-30 (YTD Data)		Rank
Total interest income	$4,367,000	3,880
Total interest expense	$1,930,000	3,477
Net interest income	$2,437,000	4,115
Provision for loan and lease losses	$25,000	5,320
Total noninterest income	$336,000	4,450
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$196,000	3,589
Trading account gains and fees	$0	126
Additional Noninterest Income	$140,000	4,428
Total noninterest expense	$2,526,000	3,321
Salaries and employee benefits	$1,430,000	3,267
Premises and equipment expense	$338,000	3,421
Additional noninterest expense	$758,000	3,267
Pre-tax net operating income	$222,000	6,922
Securities gains (losses)	$0	1,185
Applicable income taxes	$24,000	5,702
Income before extraordinary items	$198,000	6,768
Extraordinary gains, net	$0	39
Net income	$198,000	6,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,609
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$198,000	6,775
2006-03-31 (YTD Data)		Rank
Total interest income	$2,158,000	3,854
Total interest expense	$948,000	3,387
Net interest income	$1,210,000	4,133
Provision for loan and lease losses	$12,000	5,109
Total noninterest income	$167,000	4,384
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$99,000	3,496
Trading account gains and fees	$0	115
Additional Noninterest Income	$68,000	4,477
Total noninterest expense	$1,334,000	3,188
Salaries and employee benefits	$787,000	3,018
Premises and equipment expense	$180,000	3,270
Additional noninterest expense	$367,000	3,345
Pre-tax net operating income	$31,000	7,917
Securities gains (losses)	$0	955
Applicable income taxes	$-46,000	8,644
Income before extraordinary items	$77,000	7,081
Extraordinary gains, net	$0	21
Net income	$77,000	7,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,001
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$77,000	7,088
2005-12-31 (YTD Data)		Rank
Total interest income	$8,185,000	3,696
Total interest expense	$3,150,000	3,195
Net interest income	$5,035,000	3,932
Provision for loan and lease losses	$165,000	3,955
Total noninterest income	$710,000	4,336
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$433,000	3,366
Trading account gains and fees	$0	138
Additional Noninterest Income	$277,000	4,517
Total noninterest expense	$4,655,000	3,432
Salaries and employee benefits	$2,486,000	3,502
Premises and equipment expense	$515,000	4,087
Additional noninterest expense	$1,654,000	2,992
Pre-tax net operating income	$925,000	5,570
Securities gains (losses)	$0	2,296
Applicable income taxes	$325,000	4,029
Income before extraordinary items	$600,000	6,003
Extraordinary gains, net	$0	46
Net income	$600,000	6,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,288
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$600,000	5,968
2005-09-30 (YTD Data)		Rank
Total interest income	$6,066,000	3,671
Total interest expense	$2,266,000	3,168
Net interest income	$3,800,000	3,905
Provision for loan and lease losses	$31,000	5,788
Total noninterest income	$537,000	4,346
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$323,000	3,392
Trading account gains and fees	$0	126
Additional Noninterest Income	$214,000	4,453
Total noninterest expense	$3,446,000	3,448
Salaries and employee benefits	$1,847,000	3,492
Premises and equipment expense	$390,000	4,042
Additional noninterest expense	$1,209,000	3,022
Pre-tax net operating income	$860,000	5,138
Securities gains (losses)	$0	2,317
Applicable income taxes	$302,000	3,800
Income before extraordinary items	$558,000	5,635
Extraordinary gains, net	$0	35
Net income	$558,000	5,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$558,000	5,598
2005-06-30 (YTD Data)		Rank
Total interest income	$3,987,000	3,639
Total interest expense	$1,444,000	3,143
Net interest income	$2,543,000	3,872
Provision for loan and lease losses	$21,000	5,614
Total noninterest income	$349,000	4,381
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$212,000	3,367
Trading account gains and fees	$0	116
Additional Noninterest Income	$137,000	4,512
Total noninterest expense	$2,323,000	3,381
Salaries and employee benefits	$1,230,000	3,486
Premises and equipment expense	$280,000	3,815
Additional noninterest expense	$813,000	2,980
Pre-tax net operating income	$548,000	5,240
Securities gains (losses)	$0	2,146
Applicable income taxes	$188,000	3,886
Income before extraordinary items	$360,000	5,710
Extraordinary gains, net	$0	30
Net income	$360,000	5,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,385
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$360,000	5,669
2005-03-31 (YTD Data)		Rank
Total interest income	$1,944,000	3,681
Total interest expense	$680,000	3,193
Net interest income	$1,264,000	3,892
Provision for loan and lease losses	$12,000	5,254
Total noninterest income	$166,000	4,438
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$101,000	3,425
Trading account gains and fees	$0	115
Additional Noninterest Income	$65,000	4,607
Total noninterest expense	$1,145,000	3,446
Salaries and employee benefits	$613,000	3,501
Premises and equipment expense	$138,000	3,892
Additional noninterest expense	$394,000	3,059
Pre-tax net operating income	$273,000	5,238
Securities gains (losses)	$0	1,685
Applicable income taxes	$91,000	3,922
Income before extraordinary items	$182,000	5,644
Extraordinary gains, net	$0	24
Net income	$182,000	5,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$182,000	5,607
2004-12-31 (YTD Data)		Rank
Total interest income	$7,284,000	3,702
Total interest expense	$2,335,000	3,220
Net interest income	$4,949,000	3,830
Provision for loan and lease losses	$44,000	6,096
Total noninterest income	$633,000	4,678
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$364,000	3,849
Trading account gains and fees	$0	138
Additional Noninterest Income	$269,000	4,486
Total noninterest expense	$4,434,000	3,460
Salaries and employee benefits	$2,381,000	3,480
Premises and equipment expense	$461,000	4,338
Additional noninterest expense	$1,592,000	2,986
Pre-tax net operating income	$1,104,000	4,989
Securities gains (losses)	$0	3,819
Applicable income taxes	$409,000	3,691
Income before extraordinary items	$695,000	5,607
Extraordinary gains, net	$0	34
Net income	$695,000	5,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-86,000	8,769
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$695,000	5,537
2004-09-30 (YTD Data)		Rank
Total interest income	$5,315,000	3,738
Total interest expense	$1,730,000	3,196
Net interest income	$3,585,000	3,923
Provision for loan and lease losses	$28,000	6,061
Total noninterest income	$428,000	4,966
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$227,000	4,321
Trading account gains and fees	$0	134
Additional Noninterest Income	$201,000	4,487
Total noninterest expense	$3,275,000	3,477
Salaries and employee benefits	$1,774,000	3,477
Premises and equipment expense	$341,000	4,365
Additional noninterest expense	$1,160,000	3,030
Pre-tax net operating income	$710,000	5,487
Securities gains (losses)	$0	3,710
Applicable income taxes	$260,000	4,011
Income before extraordinary items	$450,000	6,054
Extraordinary gains, net	$0	26
Net income	$450,000	6,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-86,000	8,777
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$450,000	5,978
2004-06-30 (YTD Data)		Rank
Total interest income	$3,494,000	3,776
Total interest expense	$1,141,000	3,201
Net interest income	$2,353,000	3,962
Provision for loan and lease losses	$19,000	5,937
Total noninterest income	$234,000	5,453
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$105,000	5,166
Trading account gains and fees	$0	130
Additional Noninterest Income	$129,000	4,617
Total noninterest expense	$2,142,000	3,544
Salaries and employee benefits	$1,135,000	3,599
Premises and equipment expense	$237,000	4,245
Additional noninterest expense	$770,000	3,043
Pre-tax net operating income	$426,000	5,706
Securities gains (losses)	$0	3,413
Applicable income taxes	$154,000	4,205
Income before extraordinary items	$272,000	6,261
Extraordinary gains, net	$0	21
Net income	$272,000	6,262
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-85,000	8,858
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$272,000	6,175
2004-03-31 (YTD Data)		Rank
Total interest income	$1,722,000	3,838
Total interest expense	$568,000	3,256
Net interest income	$1,154,000	4,019
Provision for loan and lease losses	$9,000	5,706
Total noninterest income	$101,000	5,747
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$41,000	5,626
Trading account gains and fees	$0	121
Additional Noninterest Income	$60,000	4,738
Total noninterest expense	$1,053,000	3,615
Salaries and employee benefits	$555,000	3,694
Premises and equipment expense	$123,000	4,165
Additional noninterest expense	$375,000	3,085
Pre-tax net operating income	$193,000	5,906
Securities gains (losses)	$0	2,934
Applicable income taxes	$70,000	4,347
Income before extraordinary items	$123,000	6,459
Extraordinary gains, net	$0	16
Net income	$123,000	6,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-86,000	8,949
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$123,000	6,340
2003-12-31 (YTD Data)		Rank
Total interest income	$7,088,000	3,782
Total interest expense	$2,425,000	3,417
Net interest income	$4,663,000	3,889
Provision for loan and lease losses	$37,000	6,587
Total noninterest income	$512,000	5,371
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$149,000	5,872
Trading account gains and fees	$0	160
Additional Noninterest Income	$363,000	4,151
Total noninterest expense	$3,961,000	3,744
Salaries and employee benefits	$2,088,000	3,788
Premises and equipment expense	$406,000	4,686
Additional noninterest expense	$1,467,000	3,149
Pre-tax net operating income	$1,177,000	4,742
Securities gains (losses)	$0	4,500
Applicable income taxes	$428,000	3,653
Income before extraordinary items	$749,000	5,402
Extraordinary gains, net	$0	54
Net income	$749,000	5,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,726
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$749,000	5,257
2003-09-30 (YTD Data)		Rank
Total interest income	$5,382,000	3,791
Total interest expense	$1,864,000	3,464
Net interest income	$3,518,000	3,886
Provision for loan and lease losses	$28,000	6,466
Total noninterest income	$385,000	5,409
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$104,000	6,055
Trading account gains and fees	$0	153
Additional Noninterest Income	$281,000	4,146
Total noninterest expense	$2,862,000	3,837
Salaries and employee benefits	$1,489,000	3,942
Premises and equipment expense	$279,000	4,966
Additional noninterest expense	$1,094,000	3,144
Pre-tax net operating income	$1,013,000	4,516
Securities gains (losses)	$0	4,204
Applicable income taxes	$368,000	3,551
Income before extraordinary items	$645,000	5,201
Extraordinary gains, net	$0	40
Net income	$645,000	5,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	8,639
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$645,000	5,020
2003-06-30 (YTD Data)		Rank
Total interest income	$3,645,000	3,759
Total interest expense	$1,275,000	3,490
Net interest income	$2,370,000	3,862
Provision for loan and lease losses	$18,000	6,396
Total noninterest income	$284,000	5,132
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$67,000	6,104
Trading account gains and fees	$0	150
Additional Noninterest Income	$217,000	3,890
Total noninterest expense	$1,841,000	3,925
Salaries and employee benefits	$955,000	4,058
Premises and equipment expense	$170,000	5,234
Additional noninterest expense	$716,000	3,168
Pre-tax net operating income	$795,000	4,079
Securities gains (losses)	$0	3,782
Applicable income taxes	$289,000	3,310
Income before extraordinary items	$506,000	4,774
Extraordinary gains, net	$0	30
Net income	$506,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,602
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$506,000	4,567
2003-03-31 (YTD Data)		Rank
Total interest income	$1,872,000	3,712
Total interest expense	$665,000	3,454
Net interest income	$1,207,000	3,802
Provision for loan and lease losses	$9,000	6,152
Total noninterest income	$177,000	4,456
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$32,000	6,144
Trading account gains and fees	$0	134
Additional Noninterest Income	$145,000	3,273
Total noninterest expense	$900,000	3,989
Salaries and employee benefits	$477,000	4,046
Premises and equipment expense	$88,000	5,119
Additional noninterest expense	$335,000	3,318
Pre-tax net operating income	$475,000	3,620
Securities gains (losses)	$0	2,891
Applicable income taxes	$175,000	2,918
Income before extraordinary items	$300,000	4,242
Extraordinary gains, net	$0	21
Net income	$300,000	4,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	8,385
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$300,000	4,049
2002-12-31 (YTD Data)		Rank
Total interest income	$8,038,000	3,629
Total interest expense	$3,284,000	3,277
Net interest income	$4,754,000	3,815
Provision for loan and lease losses	$37,000	7,001
Total noninterest income	$467,000	5,404
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$136,000	6,022
Trading account gains and fees	$0	153
Additional Noninterest Income	$331,000	4,052
Total noninterest expense	$3,352,000	4,105
Salaries and employee benefits	$1,798,000	4,091
Premises and equipment expense	$301,000	5,570
Additional noninterest expense	$1,253,000	3,491
Pre-tax net operating income	$1,832,000	3,620
Securities gains (losses)	$0	4,537
Applicable income taxes	$665,000	2,940
Income before extraordinary items	$1,167,000	4,159
Extraordinary gains, net	$0	70
Net income	$1,167,000	4,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,953
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,167,000	4,061
2001-12-31 (YTD Data)		Rank
Total interest income	$8,173,000	3,951
Total interest expense	$3,938,000	3,850
Net interest income	$4,235,000	3,949
Provision for loan and lease losses	$37,000	7,027
Total noninterest income	$402,000	5,665
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$165,000	5,585
Trading account gains and fees	$0	177
Additional Noninterest Income	$237,000	4,590
Total noninterest expense	$3,107,000	4,218
Salaries and employee benefits	$1,689,000	4,123
Premises and equipment expense	$303,000	5,484
Additional noninterest expense	$1,115,000	3,726
Pre-tax net operating income	$1,493,000	3,881
Securities gains (losses)	$0	4,612
Applicable income taxes	$525,000	3,246
Income before extraordinary items	$968,000	4,362
Extraordinary gains, net	$0	105
Net income	$968,000	4,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	9,176
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$968,000	4,249
2000-12-31 (YTD Data)		Rank
Total interest income	$7,726,000	4,246
Total interest expense	$3,745,000	4,181
Net interest income	$3,981,000	4,195
Provision for loan and lease losses	$12,000	7,853
Total noninterest income	$348,000	5,900
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	5,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	4,817
Total noninterest expense	$2,790,000	4,483
Salaries and employee benefits	$1,563,000	4,216
Premises and equipment expense	$322,000	5,216
Additional noninterest expense	$905,000	4,315
Pre-tax net operating income	$1,527,000	4,025
Securities gains (losses)	$0	1,956
Applicable income taxes	$543,000	3,308
Income before extraordinary items	$984,000	4,430
Extraordinary gains, net	$0	38
Net income	$984,000	4,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	9,082
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$984,000	4,428
1999-12-31 (YTD Data)		Rank
Total interest income	$6,802,000	4,508
Total interest expense	$3,240,000	4,316
Net interest income	$3,562,000	4,596
Provision for loan and lease losses	$12,000	7,978
Total noninterest income	$317,000	6,295
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	6,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	5,093
Total noninterest expense	$2,510,000	4,871
Salaries and employee benefits	$1,375,000	4,657
Premises and equipment expense	$327,000	5,200
Additional noninterest expense	$808,000	4,750
Pre-tax net operating income	$1,357,000	4,396
Securities gains (losses)	$0	3,155
Applicable income taxes	$497,000	3,656
Income before extraordinary items	$860,000	4,870
Extraordinary gains, net	$0	35
Net income	$860,000	4,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,262
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$860,000	4,827
1998-12-31 (YTD Data)		Rank
Total interest income	$6,723,000	4,540
Total interest expense	$3,387,000	4,270
Net interest income	$3,336,000	4,772
Provision for loan and lease losses	$62,000	6,072
Total noninterest income	$326,000	6,246
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	6,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	4,852
Total noninterest expense	$2,513,000	4,761
Salaries and employee benefits	$1,378,000	4,543
Premises and equipment expense	$365,000	4,744
Additional noninterest expense	$770,000	4,805
Pre-tax net operating income	$1,087,000	5,168
Securities gains (losses)	$0	4,449
Applicable income taxes	$395,000	4,451
Income before extraordinary items	$692,000	5,657
Extraordinary gains, net	$0	32
Net income	$692,000	5,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,956
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$692,000	5,545
1997-12-31 (YTD Data)		Rank
Total interest income	$6,162,000	4,962
Total interest expense	$3,115,000	4,560
Net interest income	$3,047,000	5,241
Provision for loan and lease losses	$0	8,829
Total noninterest income	$408,000	5,662
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$118,000	6,811
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	4,011
Total noninterest expense	$2,709,000	4,466
Salaries and employee benefits	$1,356,000	4,624
Premises and equipment expense	$386,000	4,562
Additional noninterest expense	$967,000	4,026
Pre-tax net operating income	$746,000	6,796
Securities gains (losses)	$0	3,944
Applicable income taxes	$351,000	5,291
Income before extraordinary items	$395,000	7,679
Extraordinary gains, net	$0	44
Net income	$395,000	7,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,408
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$395,000	7,624
1996-12-31 (YTD Data)		Rank
Total interest income	$5,541,000	5,488
Total interest expense	$2,885,000	4,956
Net interest income	$2,656,000	5,953
Provision for loan and lease losses	$0	9,041
Total noninterest income	$464,000	5,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$118,000	7,104
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	3,722
Total noninterest expense	$2,620,000	4,823
Salaries and employee benefits	$1,334,000	4,765
Premises and equipment expense	$377,000	4,754
Additional noninterest expense	$909,000	4,720
Pre-tax net operating income	$500,000	7,940
Securities gains (losses)	$0	4,148
Applicable income taxes	$221,000	6,822
Income before extraordinary items	$279,000	8,599
Extraordinary gains, net	$0	53
Net income	$279,000	8,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,846
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$279,000	8,531
1995-12-31 (YTD Data)		Rank
Total interest income	$5,471,000	5,610
Total interest expense	$2,848,000	4,998
Net interest income	$2,623,000	6,093
Provision for loan and lease losses	$75,000	5,235
Total noninterest income	$363,000	6,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$122,000	7,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	4,582
Total noninterest expense	$2,473,000	5,044
Salaries and employee benefits	$1,329,000	4,784
Premises and equipment expense	$280,000	5,928
Additional noninterest expense	$864,000	4,930
Pre-tax net operating income	$438,000	8,821
Securities gains (losses)	$-10,000	10,097
Applicable income taxes	$208,000	7,291
Income before extraordinary items	$220,000	9,719
Extraordinary gains, net	$0	65
Net income	$220,000	9,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,774
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$226,400	9,618
1994-12-31 (YTD Data)		Rank
Total interest income	$4,980,000	5,684
Total interest expense	$2,204,000	5,151
Net interest income	$2,776,000	5,955
Provision for loan and lease losses	$-13,000	11,787
Total noninterest income	$542,000	4,984
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$104,000	7,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$438,000	3,221
Total noninterest expense	$2,546,000	5,081
Salaries and employee benefits	$1,192,000	5,265
Premises and equipment expense	$363,000	4,958
Additional noninterest expense	$991,000	4,741
Pre-tax net operating income	$785,000	6,948
Securities gains (losses)	$0	3,600
Applicable income taxes	$334,000	5,466
Income before extraordinary items	$451,000	7,703
Extraordinary gains, net	$0	249
Net income	$451,000	7,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,750
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$451,000	7,747
1993-12-31 (YTD Data)		Rank
Total interest income	$5,029,000	5,757
Total interest expense	$2,259,000	5,255
Net interest income	$2,770,000	6,032
Provision for loan and lease losses	$191,000	4,030
Total noninterest income	$802,000	3,982
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$110,000	8,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$692,000	2,623
Total noninterest expense	$2,434,000	5,388
Salaries and employee benefits	$1,012,000	6,059
Premises and equipment expense	$234,000	7,011
Additional noninterest expense	$1,188,000	4,224
Pre-tax net operating income	$947,000	6,126
Securities gains (losses)	$133,000	2,128
Applicable income taxes	$537,000	3,934
Income before extraordinary items	$543,000	7,203
Extraordinary gains, net	$269,000	781
Net income	$812,000	5,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	2,845
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$457,880	7,654
1992-12-31 (YTD Data)		Rank
Total interest income	$5,851,000	5,606
Total interest expense	$3,105,000	5,007
Net interest income	$2,746,000	6,129
Provision for loan and lease losses	$228,000	4,876
Total noninterest income	$818,000	3,917
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$107,000	8,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	2,509
Total noninterest expense	$2,224,000	5,859
Salaries and employee benefits	$902,000	6,612
Premises and equipment expense	$237,000	7,033
Additional noninterest expense	$1,085,000	4,740
Pre-tax net operating income	$1,112,000	5,216
Securities gains (losses)	$273,000	1,622
Applicable income taxes	$414,000	4,657
Income before extraordinary items	$971,000	4,618
Extraordinary gains, net	$0	1,422
Net income	$971,000	4,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$558,000	2,289
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$779,900	5,148

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.