Home > Haven Trust Bank Florida > Income and Expense
Haven Trust Bank Florida, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,880 |
| Total interest expense | $1,842,000 | 2,331 |
| Net interest income | $1,838,000 | 4,886 |
| Provision for loan and lease losses | $2,022,000 | 1,269 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $16,000 | 6,614 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $3,046,000 | 3,076 |
| Salaries and employee benefits | $866,000 | 4,697 |
| Premises and equipment expense | $325,000 | 3,585 |
| Additional noninterest expense | $1,855,000 | 1,872 |
| Pre-tax net operating income | $-3,214,000 | 7,412 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,214,000 | 7,462 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,214,000 | 7,462 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,214,000 | 7,462 |
| Net charge-offs | $4,126,000 | 652 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 892 |
| Net operating income | $-3,214,000 | 7,458 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 4,026 |
| Total interest expense | $946,000 | 2,378 |
| Net interest income | $837,000 | 5,173 |
| Provision for loan and lease losses | $1,575,000 | 869 |
| Total noninterest income | $373,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $365,000 | 1,600 |
| Total noninterest expense | $1,595,000 | 2,986 |
| Salaries and employee benefits | $468,000 | 4,534 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $963,000 | 1,802 |
| Pre-tax net operating income | $-1,960,000 | 7,590 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,960,000 | 7,643 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,960,000 | 7,645 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,960,000 | 7,645 |
| Net charge-offs | $2,399,000 | 571 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 851 |
| Net operating income | $-1,960,000 | 7,636 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,480,000 | 3,670 |
| Total interest expense | $4,851,000 | 2,325 |
| Net interest income | $3,629,000 | 4,872 |
| Provision for loan and lease losses | $9,395,000 | 921 |
| Total noninterest income | $99,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $55,000 | 6,399 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $44,000 | 6,494 |
| Total noninterest expense | $5,477,000 | 3,420 |
| Salaries and employee benefits | $1,875,000 | 4,566 |
| Premises and equipment expense | $658,000 | 3,627 |
| Additional noninterest expense | $2,944,000 | 2,386 |
| Pre-tax net operating income | $-11,144,000 | 7,524 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-11,144,000 | 7,588 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,144,000 | 7,586 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,144,000 | 7,587 |
| Net charge-offs | $5,862,000 | 1,017 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,180 |
| Net operating income | $-11,144,000 | 7,593 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,538,000 | 3,639 |
| Total interest expense | $3,777,000 | 2,340 |
| Net interest income | $2,761,000 | 4,826 |
| Provision for loan and lease losses | $9,295,000 | 655 |
| Total noninterest income | $73,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,000 | 6,539 |
| Total noninterest expense | $3,541,000 | 3,868 |
| Salaries and employee benefits | $1,387,000 | 4,626 |
| Premises and equipment expense | $502,000 | 3,612 |
| Additional noninterest expense | $1,652,000 | 3,047 |
| Pre-tax net operating income | $-10,002,000 | 7,741 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-10,002,000 | 7,780 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,002,000 | 7,779 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,002,000 | 7,780 |
| Net charge-offs | $2,274,000 | 1,398 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,098 |
| Net operating income | $-10,002,000 | 7,784 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 3,616 |
| Total interest expense | $2,543,000 | 2,411 |
| Net interest income | $1,920,000 | 4,704 |
| Provision for loan and lease losses | $6,993,000 | 593 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $2,158,000 | 4,162 |
| Salaries and employee benefits | $882,000 | 4,799 |
| Premises and equipment expense | $335,000 | 3,636 |
| Additional noninterest expense | $941,000 | 3,431 |
| Pre-tax net operating income | $-7,183,000 | 7,838 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-7,183,000 | 7,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,183,000 | 7,886 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,183,000 | 7,886 |
| Net charge-offs | $2,243,000 | 1,053 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $-7,183,000 | 7,892 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 3,655 |
| Total interest expense | $1,292,000 | 2,464 |
| Net interest income | $935,000 | 4,761 |
| Provision for loan and lease losses | $253,000 | 2,539 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $1,101,000 | 4,026 |
| Salaries and employee benefits | $439,000 | 4,875 |
| Premises and equipment expense | $172,000 | 3,614 |
| Additional noninterest expense | $490,000 | 3,061 |
| Pre-tax net operating income | $-399,000 | 7,200 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-399,000 | 7,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-399,000 | 7,344 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-399,000 | 7,344 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $-399,000 | 7,304 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,397,000 | 4,342 |
| Total interest expense | $4,110,000 | 3,454 |
| Net interest income | $3,287,000 | 5,159 |
| Provision for loan and lease losses | $4,456,000 | 1,087 |
| Total noninterest income | $170,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $140,000 | 5,427 |
| Total noninterest expense | $4,461,000 | 3,908 |
| Salaries and employee benefits | $2,552,000 | 3,725 |
| Premises and equipment expense | $688,000 | 3,556 |
| Additional noninterest expense | $1,221,000 | 4,239 |
| Pre-tax net operating income | $-5,460,000 | 7,829 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,460,000 | 7,843 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,460,000 | 7,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,484,000 | 900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 1,145 |
| Net operating income | $-5,460,000 | 7,889 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,180,000 | 4,603 |
| Total interest expense | $2,842,000 | 3,752 |
| Net interest income | $2,338,000 | 5,346 |
| Provision for loan and lease losses | $2,897,000 | 924 |
| Total noninterest income | $140,000 | 6,696 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $120,000 | 5,304 |
| Total noninterest expense | $3,341,000 | 3,896 |
| Salaries and employee benefits | $2,049,000 | 3,539 |
| Premises and equipment expense | $521,000 | 3,544 |
| Additional noninterest expense | $771,000 | 4,655 |
| Pre-tax net operating income | $-3,760,000 | 8,070 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-3,760,000 | 8,068 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,760,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,950,000 | 840 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,021 |
| Net operating income | $-3,760,000 | 8,119 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 4,688 |
| Total interest expense | $1,820,000 | 3,980 |
| Net interest income | $1,614,000 | 5,257 |
| Provision for loan and lease losses | $346,000 | 2,341 |
| Total noninterest income | $123,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $112,000 | 4,854 |
| Total noninterest expense | $2,187,000 | 3,970 |
| Salaries and employee benefits | $1,292,000 | 3,747 |
| Premises and equipment expense | $371,000 | 3,417 |
| Additional noninterest expense | $524,000 | 4,595 |
| Pre-tax net operating income | $-796,000 | 7,792 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-796,000 | 7,904 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-796,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 916 |
| Net operating income | $-796,000 | 7,882 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 4,810 |
| Total interest expense | $945,000 | 4,044 |
| Net interest income | $751,000 | 5,483 |
| Provision for loan and lease losses | $241,000 | 1,631 |
| Total noninterest income | $81,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $1,047,000 | 4,107 |
| Salaries and employee benefits | $611,000 | 3,917 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $248,000 | 4,714 |
| Pre-tax net operating income | $-456,000 | 8,053 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-456,000 | 8,121 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-456,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 771 |
| Net operating income | $-456,000 | 8,106 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 5,376 |
| Total interest expense | $2,521,000 | 5,243 |
| Net interest income | $3,203,000 | 5,324 |
| Provision for loan and lease losses | $1,803,000 | 914 |
| Total noninterest income | $138,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $25,000 | 7,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $113,000 | 6,026 |
| Total noninterest expense | $3,423,000 | 4,600 |
| Salaries and employee benefits | $2,086,000 | 4,264 |
| Premises and equipment expense | $431,000 | 4,801 |
| Additional noninterest expense | $906,000 | 4,943 |
| Pre-tax net operating income | $-1,885,000 | 8,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,885,000 | 8,303 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,885,000 | 8,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 954 |
| Net operating income | $-1,885,000 | 8,292 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 5,472 |
| Total interest expense | $1,837,000 | 5,330 |
| Net interest income | $2,315,000 | 5,451 |
| Provision for loan and lease losses | $428,000 | 1,772 |
| Total noninterest income | $103,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $83,000 | 6,099 |
| Total noninterest expense | $2,512,000 | 4,646 |
| Salaries and employee benefits | $1,644,000 | 4,083 |
| Premises and equipment expense | $274,000 | 5,280 |
| Additional noninterest expense | $594,000 | 5,327 |
| Pre-tax net operating income | $-522,000 | 8,090 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-522,000 | 8,147 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-522,000 | 8,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 830 |
| Net operating income | $-522,000 | 8,134 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 5,720 |
| Total interest expense | $1,131,000 | 5,550 |
| Net interest income | $1,420,000 | 5,714 |
| Provision for loan and lease losses | $244,000 | 1,847 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $63,000 | 5,922 |
| Total noninterest expense | $1,540,000 | 4,932 |
| Salaries and employee benefits | $1,006,000 | 4,393 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $354,000 | 5,657 |
| Pre-tax net operating income | $-289,000 | 8,145 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-289,000 | 8,193 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-289,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 714 |
| Net operating income | $-289,000 | 8,180 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,949 |
| Total interest expense | $496,000 | 5,881 |
| Net interest income | $673,000 | 5,854 |
| Provision for loan and lease losses | $74,000 | 2,544 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $686,000 | 5,319 |
| Salaries and employee benefits | $442,000 | 4,841 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $157,000 | 6,002 |
| Pre-tax net operating income | $-81,000 | 8,104 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-81,000 | 8,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-81,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-81,000 | 8,121 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 8,309 |
| Total interest expense | $426,000 | 8,046 |
| Net interest income | $523,000 | 8,391 |
| Provision for loan and lease losses | $425,000 | 2,169 |
| Total noninterest income | $5,000 | 8,537 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,000 | 7,507 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $2,032,000 | 6,122 |
| Salaries and employee benefits | $560,000 | 7,715 |
| Premises and equipment expense | $113,000 | 7,654 |
| Additional noninterest expense | $1,359,000 | 3,566 |
| Pre-tax net operating income | $-1,929,000 | 8,574 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,929,000 | 8,592 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,929,000 | 8,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 78 |
| Net operating income | $-1,929,000 | 8,584 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $164,000 | 8,692 |
| Total interest expense | $26,000 | 8,655 |
| Net interest income | $138,000 | 8,682 |
| Provision for loan and lease losses | $144,000 | 3,484 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $1,355,000 | 6,435 |
| Salaries and employee benefits | $135,000 | 8,626 |
| Premises and equipment expense | $24,000 | 8,566 |
| Additional noninterest expense | $1,196,000 | 3,148 |
| Pre-tax net operating income | $-1,361,000 | 8,644 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,361,000 | 8,660 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,361,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 54 |
| Net operating income | $-1,361,000 | 8,654 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.