Home > Harleysville Bank > Income and Expense
Harleysville Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $35,067,000 | 1,235 |
| Total interest expense | $5,791,000 | 1,858 |
| Net interest income | $29,276,000 | 1,069 |
| Provision for loan and lease losses | $-221,000 | 4,400 |
| Total noninterest income | $2,371,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $592,000 | 1,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,779,000 | 1,720 |
| Total noninterest expense | $15,969,000 | 1,443 |
| Salaries and employee benefits | $9,019,000 | 1,458 |
| Premises and equipment expense | $1,508,000 | 1,532 |
| Additional noninterest expense | $1,779,000 | 1,720 |
| Pre-tax net operating income | $15,899,000 | 816 |
| Securities gains (losses) | $77,000 | 307 |
| Applicable income taxes | $3,816,000 | 642 |
| Income before extraordinary items | $12,160,000 | 857 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,160,000 | 870 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $12,160,000 | 860 |
| Net charge-offs | $7,000 | 2,527 |
| Cash dividends | $10,853,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $12,099,170 | 869 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,809,000 | 1,227 |
| Total interest expense | $3,240,000 | 2,076 |
| Net interest income | $22,569,000 | 1,042 |
| Provision for loan and lease losses | $-229,000 | 4,449 |
| Total noninterest income | $1,777,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $441,000 | 1,482 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,336,000 | 1,720 |
| Total noninterest expense | $12,174,000 | 1,418 |
| Salaries and employee benefits | $6,783,000 | 1,445 |
| Premises and equipment expense | $1,135,000 | 1,530 |
| Additional noninterest expense | $1,336,000 | 1,720 |
| Pre-tax net operating income | $12,401,000 | 823 |
| Securities gains (losses) | $73,000 | 203 |
| Applicable income taxes | $2,999,000 | 647 |
| Income before extraordinary items | $9,475,000 | 863 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $9,475,000 | 867 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,475,000 | 863 |
| Net charge-offs | $55,000 | 1,452 |
| Cash dividends | $5,167,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $9,417,330 | 883 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,004,000 | 1,217 |
| Total interest expense | $1,575,000 | 2,284 |
| Net interest income | $15,429,000 | 1,021 |
| Provision for loan and lease losses | $366,000 | 926 |
| Total noninterest income | $1,140,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $283,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $857,000 | 1,678 |
| Total noninterest expense | $8,070,000 | 1,411 |
| Salaries and employee benefits | $4,531,000 | 1,435 |
| Premises and equipment expense | $767,000 | 1,507 |
| Additional noninterest expense | $857,000 | 1,676 |
| Pre-tax net operating income | $8,133,000 | 830 |
| Securities gains (losses) | $67,000 | 231 |
| Applicable income taxes | $1,957,000 | 668 |
| Income before extraordinary items | $6,243,000 | 885 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,243,000 | 897 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,243,000 | 885 |
| Net charge-offs | $44,000 | 1,224 |
| Cash dividends | $3,702,000 | 556 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $6,190,070 | 903 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,503,000 | 1,197 |
| Total interest expense | $701,000 | 2,234 |
| Net interest income | $7,802,000 | 1,014 |
| Provision for loan and lease losses | $220,000 | 847 |
| Total noninterest income | $564,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $140,000 | 1,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 1,663 |
| Total noninterest expense | $3,930,000 | 1,461 |
| Salaries and employee benefits | $2,268,000 | 1,466 |
| Premises and equipment expense | $368,000 | 1,585 |
| Additional noninterest expense | $424,000 | 1,663 |
| Pre-tax net operating income | $4,216,000 | 849 |
| Securities gains (losses) | $60,000 | 233 |
| Applicable income taxes | $1,018,000 | 670 |
| Income before extraordinary items | $3,258,000 | 883 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,258,000 | 882 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,258,000 | 882 |
| Net charge-offs | $15,000 | 1,224 |
| Cash dividends | $1,402,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,210,600 | 903 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $29,882,000 | 1,158 |
| Total interest expense | $2,838,000 | 1,231 |
| Net interest income | $27,044,000 | 1,127 |
| Provision for loan and lease losses | $449,000 | 1,294 |
| Total noninterest income | $2,442,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $589,000 | 1,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,853,000 | 1,695 |
| Total noninterest expense | $14,910,000 | 1,489 |
| Salaries and employee benefits | $8,714,000 | 1,464 |
| Premises and equipment expense | $1,593,000 | 1,466 |
| Additional noninterest expense | $1,853,000 | 1,695 |
| Pre-tax net operating income | $14,127,000 | 992 |
| Securities gains (losses) | $29,000 | 298 |
| Applicable income taxes | $3,168,000 | 802 |
| Income before extraordinary items | $10,988,000 | 1,025 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,988,000 | 1,025 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $10,988,000 | 1,025 |
| Net charge-offs | $445,000 | 633 |
| Cash dividends | $9,540,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $10,965,090 | 1,053 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $21,193,000 | 1,164 |
| Total interest expense | $2,200,000 | 930 |
| Net interest income | $18,993,000 | 1,167 |
| Provision for loan and lease losses | $220,000 | 1,429 |
| Total noninterest income | $1,872,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $441,000 | 1,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,431,000 | 1,696 |
| Total noninterest expense | $11,162,000 | 1,481 |
| Salaries and employee benefits | $6,534,000 | 1,470 |
| Premises and equipment expense | $1,205,000 | 1,470 |
| Additional noninterest expense | $1,431,000 | 1,696 |
| Pre-tax net operating income | $9,483,000 | 1,076 |
| Securities gains (losses) | $7,000 | 491 |
| Applicable income taxes | $2,018,000 | 892 |
| Income before extraordinary items | $7,472,000 | 1,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,472,000 | 1,099 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,472,000 | 1,100 |
| Net charge-offs | $398,000 | 501 |
| Cash dividends | $3,890,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,466,470 | 1,123 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $13,103,000 | 1,186 |
| Total interest expense | $1,533,000 | 749 |
| Net interest income | $11,570,000 | 1,218 |
| Provision for loan and lease losses | $70,000 | 1,713 |
| Total noninterest income | $1,230,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $275,000 | 1,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $955,000 | 1,718 |
| Total noninterest expense | $7,265,000 | 1,496 |
| Salaries and employee benefits | $4,259,000 | 1,488 |
| Premises and equipment expense | $803,000 | 1,460 |
| Additional noninterest expense | $2,203,000 | 1,496 |
| Pre-tax net operating income | $5,465,000 | 1,133 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $1,083,000 | 962 |
| Income before extraordinary items | $4,383,000 | 1,152 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,383,000 | 1,150 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,383,000 | 1,152 |
| Net charge-offs | $588,000 | 309 |
| Cash dividends | $2,590,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,382,200 | 1,182 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 1,191 |
| Total interest expense | $834,000 | 661 |
| Net interest income | $5,466,000 | 1,239 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $590,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $129,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 1,754 |
| Total noninterest expense | $3,558,000 | 1,513 |
| Salaries and employee benefits | $2,113,000 | 1,508 |
| Premises and equipment expense | $395,000 | 1,490 |
| Additional noninterest expense | $1,050,000 | 1,515 |
| Pre-tax net operating income | $2,498,000 | 1,154 |
| Securities gains (losses) | $1,000 | 563 |
| Applicable income taxes | $503,000 | 970 |
| Income before extraordinary items | $1,996,000 | 1,195 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,996,000 | 1,195 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,996,000 | 1,195 |
| Net charge-offs | $269,000 | 309 |
| Cash dividends | $1,300,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,995,200 | 1,207 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $27,092,000 | 1,145 |
| Total interest expense | $4,450,000 | 609 |
| Net interest income | $22,642,000 | 1,223 |
| Provision for loan and lease losses | $350,000 | 1,292 |
| Total noninterest income | $2,681,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $451,000 | 1,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,230,000 | 1,807 |
| Total noninterest expense | $14,966,000 | 1,456 |
| Salaries and employee benefits | $8,467,000 | 1,495 |
| Premises and equipment expense | $1,491,000 | 1,525 |
| Additional noninterest expense | $5,008,000 | 1,330 |
| Pre-tax net operating income | $10,007,000 | 1,283 |
| Securities gains (losses) | $1,000 | 2,004 |
| Applicable income taxes | $2,423,000 | 976 |
| Income before extraordinary items | $7,585,000 | 1,396 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,585,000 | 1,396 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,585,000 | 1,396 |
| Net charge-offs | $386,000 | 736 |
| Cash dividends | $5,785,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,584,210 | 1,377 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $20,493,000 | 1,158 |
| Total interest expense | $3,493,000 | 606 |
| Net interest income | $17,000,000 | 1,249 |
| Provision for loan and lease losses | $290,000 | 1,195 |
| Total noninterest income | $2,043,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $318,000 | 1,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,725,000 | 1,827 |
| Total noninterest expense | $11,456,000 | 1,435 |
| Salaries and employee benefits | $6,415,000 | 1,479 |
| Premises and equipment expense | $1,141,000 | 1,523 |
| Additional noninterest expense | $3,900,000 | 1,283 |
| Pre-tax net operating income | $7,297,000 | 1,341 |
| Securities gains (losses) | $1,000 | 1,947 |
| Applicable income taxes | $1,734,000 | 1,046 |
| Income before extraordinary items | $5,564,000 | 1,498 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,564,000 | 1,498 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,564,000 | 1,498 |
| Net charge-offs | $5,000 | 2,152 |
| Cash dividends | $4,340,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,563,210 | 1,468 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $13,814,000 | 1,150 |
| Total interest expense | $2,426,000 | 611 |
| Net interest income | $11,388,000 | 1,232 |
| Provision for loan and lease losses | $200,000 | 1,183 |
| Total noninterest income | $1,329,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $200,000 | 1,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,129,000 | 1,793 |
| Total noninterest expense | $7,413,000 | 1,468 |
| Salaries and employee benefits | $4,307,000 | 1,460 |
| Premises and equipment expense | $753,000 | 1,543 |
| Additional noninterest expense | $2,353,000 | 1,390 |
| Pre-tax net operating income | $5,104,000 | 1,294 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $1,246,000 | 999 |
| Income before extraordinary items | $3,859,000 | 1,445 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,859,000 | 1,445 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,859,000 | 1,445 |
| Net charge-offs | $13,000 | 1,649 |
| Cash dividends | $2,520,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,858,210 | 1,407 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 1,121 |
| Total interest expense | $1,239,000 | 639 |
| Net interest income | $5,856,000 | 1,205 |
| Provision for loan and lease losses | $95,000 | 1,295 |
| Total noninterest income | $691,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $98,000 | 1,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $593,000 | 1,739 |
| Total noninterest expense | $3,595,000 | 1,490 |
| Salaries and employee benefits | $2,138,000 | 1,463 |
| Premises and equipment expense | $383,000 | 1,530 |
| Additional noninterest expense | $1,074,000 | 1,458 |
| Pre-tax net operating income | $2,857,000 | 1,178 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $693,000 | 927 |
| Income before extraordinary items | $2,165,000 | 1,311 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,165,000 | 1,311 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,165,000 | 1,311 |
| Net charge-offs | $10,000 | 1,363 |
| Cash dividends | $1,202,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,164,210 | 1,282 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $29,533,000 | 1,070 |
| Total interest expense | $6,160,000 | 776 |
| Net interest income | $23,373,000 | 1,132 |
| Provision for loan and lease losses | $716,000 | 1,921 |
| Total noninterest income | $2,184,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $423,000 | 1,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,761,000 | 1,925 |
| Total noninterest expense | $14,392,000 | 1,452 |
| Salaries and employee benefits | $8,278,000 | 1,469 |
| Premises and equipment expense | $1,508,000 | 1,507 |
| Additional noninterest expense | $4,606,000 | 1,371 |
| Pre-tax net operating income | $10,449,000 | 1,026 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $2,490,000 | 802 |
| Income before extraordinary items | $7,966,000 | 1,148 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,966,000 | 1,147 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,966,000 | 1,148 |
| Net charge-offs | $192,000 | 1,576 |
| Cash dividends | $5,820,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,960,470 | 1,114 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $22,206,000 | 1,062 |
| Total interest expense | $4,820,000 | 795 |
| Net interest income | $17,386,000 | 1,129 |
| Provision for loan and lease losses | $621,000 | 1,786 |
| Total noninterest income | $1,548,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $300,000 | 1,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,248,000 | 1,927 |
| Total noninterest expense | $10,927,000 | 1,422 |
| Salaries and employee benefits | $6,290,000 | 1,430 |
| Premises and equipment expense | $1,146,000 | 1,495 |
| Additional noninterest expense | $3,491,000 | 1,340 |
| Pre-tax net operating income | $7,386,000 | 1,037 |
| Securities gains (losses) | $7,000 | 2,204 |
| Applicable income taxes | $1,658,000 | 841 |
| Income before extraordinary items | $5,735,000 | 1,140 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,735,000 | 1,140 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,735,000 | 1,140 |
| Net charge-offs | $24,000 | 2,422 |
| Cash dividends | $4,520,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,729,470 | 1,107 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $14,925,000 | 1,069 |
| Total interest expense | $3,310,000 | 840 |
| Net interest income | $11,615,000 | 1,124 |
| Provision for loan and lease losses | $467,000 | 1,667 |
| Total noninterest income | $1,005,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $204,000 | 1,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $801,000 | 1,895 |
| Total noninterest expense | $7,234,000 | 1,421 |
| Salaries and employee benefits | $4,327,000 | 1,397 |
| Premises and equipment expense | $733,000 | 1,537 |
| Additional noninterest expense | $2,174,000 | 1,396 |
| Pre-tax net operating income | $4,919,000 | 967 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $1,140,000 | 743 |
| Income before extraordinary items | $3,787,000 | 1,075 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,787,000 | 1,075 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,787,000 | 1,075 |
| Net charge-offs | $11,000 | 2,415 |
| Cash dividends | $3,420,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,780,680 | 1,056 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $7,650,000 | 1,056 |
| Total interest expense | $1,749,000 | 885 |
| Net interest income | $5,901,000 | 1,090 |
| Provision for loan and lease losses | $114,000 | 1,871 |
| Total noninterest income | $519,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $133,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 1,774 |
| Total noninterest expense | $3,719,000 | 1,407 |
| Salaries and employee benefits | $2,223,000 | 1,367 |
| Premises and equipment expense | $369,000 | 1,549 |
| Additional noninterest expense | $1,127,000 | 1,383 |
| Pre-tax net operating income | $2,587,000 | 849 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $596,000 | 654 |
| Income before extraordinary items | $1,991,000 | 936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,991,000 | 936 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,991,000 | 936 |
| Net charge-offs | $5,000 | 2,107 |
| Cash dividends | $2,420,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,991,000 | 924 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $31,800,000 | 1,036 |
| Total interest expense | $7,248,000 | 904 |
| Net interest income | $24,552,000 | 1,064 |
| Provision for loan and lease losses | $812,000 | 1,065 |
| Total noninterest income | $2,268,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $536,000 | 1,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,732,000 | 1,673 |
| Total noninterest expense | $14,768,000 | 1,387 |
| Salaries and employee benefits | $8,531,000 | 1,382 |
| Premises and equipment expense | $1,467,000 | 1,523 |
| Additional noninterest expense | $4,770,000 | 1,305 |
| Pre-tax net operating income | $11,240,000 | 962 |
| Securities gains (losses) | $144,000 | 757 |
| Applicable income taxes | $2,749,000 | 733 |
| Income before extraordinary items | $8,635,000 | 1,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,635,000 | 1,052 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,635,000 | 1,052 |
| Net charge-offs | $256,000 | 1,475 |
| Cash dividends | $4,320,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,521,240 | 1,041 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $23,963,000 | 1,033 |
| Total interest expense | $5,384,000 | 915 |
| Net interest income | $18,579,000 | 1,067 |
| Provision for loan and lease losses | $622,000 | 988 |
| Total noninterest income | $1,714,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $394,000 | 1,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,320,000 | 1,643 |
| Total noninterest expense | $11,127,000 | 1,376 |
| Salaries and employee benefits | $6,386,000 | 1,394 |
| Premises and equipment expense | $1,086,000 | 1,563 |
| Additional noninterest expense | $3,655,000 | 1,275 |
| Pre-tax net operating income | $8,544,000 | 969 |
| Securities gains (losses) | $144,000 | 636 |
| Applicable income taxes | $2,149,000 | 741 |
| Income before extraordinary items | $6,539,000 | 1,073 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,539,000 | 1,074 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,539,000 | 1,074 |
| Net charge-offs | $20,000 | 2,707 |
| Cash dividends | $3,340,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,425,240 | 1,057 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $15,991,000 | 1,025 |
| Total interest expense | $3,539,000 | 911 |
| Net interest income | $12,452,000 | 1,055 |
| Provision for loan and lease losses | $407,000 | 997 |
| Total noninterest income | $1,154,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $260,000 | 1,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $894,000 | 1,594 |
| Total noninterest expense | $7,472,000 | 1,371 |
| Salaries and employee benefits | $4,263,000 | 1,381 |
| Premises and equipment expense | $721,000 | 1,575 |
| Additional noninterest expense | $2,488,000 | 1,269 |
| Pre-tax net operating income | $5,727,000 | 941 |
| Securities gains (losses) | $144,000 | 444 |
| Applicable income taxes | $1,443,000 | 711 |
| Income before extraordinary items | $4,428,000 | 1,022 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,428,000 | 1,022 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,428,000 | 1,022 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $2,350,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,314,240 | 1,027 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 1,020 |
| Total interest expense | $1,712,000 | 912 |
| Net interest income | $6,230,000 | 1,058 |
| Provision for loan and lease losses | $192,000 | 980 |
| Total noninterest income | $591,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $124,000 | 1,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 1,512 |
| Total noninterest expense | $3,726,000 | 1,384 |
| Salaries and employee benefits | $2,140,000 | 1,379 |
| Premises and equipment expense | $374,000 | 1,544 |
| Additional noninterest expense | $1,212,000 | 1,285 |
| Pre-tax net operating income | $2,903,000 | 893 |
| Securities gains (losses) | $143,000 | 232 |
| Applicable income taxes | $766,000 | 664 |
| Income before extraordinary items | $2,280,000 | 971 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,280,000 | 970 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,280,000 | 970 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $1,050,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,167,030 | 991 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $31,226,000 | 985 |
| Total interest expense | $6,607,000 | 737 |
| Net interest income | $24,619,000 | 1,046 |
| Provision for loan and lease losses | $1,225,000 | 754 |
| Total noninterest income | $2,534,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $516,000 | 1,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,018,000 | 1,491 |
| Total noninterest expense | $14,733,000 | 1,373 |
| Salaries and employee benefits | $8,357,000 | 1,370 |
| Premises and equipment expense | $1,437,000 | 1,562 |
| Additional noninterest expense | $4,939,000 | 1,252 |
| Pre-tax net operating income | $11,195,000 | 954 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $2,649,000 | 721 |
| Income before extraordinary items | $8,546,000 | 1,049 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,546,000 | 1,048 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,546,000 | 1,048 |
| Net charge-offs | $1,036,000 | 564 |
| Cash dividends | $5,103,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $8,546,000 | 1,047 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $23,271,000 | 983 |
| Total interest expense | $4,938,000 | 703 |
| Net interest income | $18,333,000 | 1,048 |
| Provision for loan and lease losses | $865,000 | 738 |
| Total noninterest income | $1,603,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $382,000 | 1,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,221,000 | 1,725 |
| Total noninterest expense | $11,144,000 | 1,359 |
| Salaries and employee benefits | $6,276,000 | 1,362 |
| Premises and equipment expense | $1,094,000 | 1,553 |
| Additional noninterest expense | $3,774,000 | 1,235 |
| Pre-tax net operating income | $7,927,000 | 1,006 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,734,000 | 802 |
| Income before extraordinary items | $6,193,000 | 1,069 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,193,000 | 1,068 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,193,000 | 1,068 |
| Net charge-offs | $910,000 | 471 |
| Cash dividends | $3,903,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $6,193,000 | 1,063 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $15,379,000 | 979 |
| Total interest expense | $3,309,000 | 661 |
| Net interest income | $12,070,000 | 1,057 |
| Provision for loan and lease losses | $660,000 | 640 |
| Total noninterest income | $1,074,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $253,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $821,000 | 1,715 |
| Total noninterest expense | $7,494,000 | 1,355 |
| Salaries and employee benefits | $4,266,000 | 1,351 |
| Premises and equipment expense | $741,000 | 1,540 |
| Additional noninterest expense | $2,487,000 | 1,246 |
| Pre-tax net operating income | $4,990,000 | 1,024 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,106,000 | 818 |
| Income before extraordinary items | $3,884,000 | 1,097 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,884,000 | 1,096 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,884,000 | 1,096 |
| Net charge-offs | $79,000 | 1,470 |
| Cash dividends | $3,101,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,884,000 | 1,090 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,510,000 | 992 |
| Total interest expense | $1,684,000 | 613 |
| Net interest income | $5,826,000 | 1,089 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $522,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $125,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 1,719 |
| Total noninterest expense | $3,794,000 | 1,347 |
| Salaries and employee benefits | $2,213,000 | 1,321 |
| Premises and equipment expense | $373,000 | 1,561 |
| Additional noninterest expense | $1,208,000 | 1,270 |
| Pre-tax net operating income | $2,254,000 | 1,082 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $510,000 | 851 |
| Income before extraordinary items | $1,744,000 | 1,165 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,744,000 | 1,164 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,744,000 | 1,165 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,744,000 | 1,156 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $29,294,000 | 980 |
| Total interest expense | $7,389,000 | 481 |
| Net interest income | $21,905,000 | 1,125 |
| Provision for loan and lease losses | $659,000 | 1,199 |
| Total noninterest income | $2,342,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $513,000 | 1,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,829,000 | 1,616 |
| Total noninterest expense | $14,321,000 | 1,394 |
| Salaries and employee benefits | $8,166,000 | 1,381 |
| Premises and equipment expense | $1,439,000 | 1,574 |
| Additional noninterest expense | $4,716,000 | 1,304 |
| Pre-tax net operating income | $9,267,000 | 1,049 |
| Securities gains (losses) | $174,000 | 435 |
| Applicable income taxes | $3,100,000 | 936 |
| Income before extraordinary items | $6,341,000 | 1,118 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,341,000 | 1,118 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,341,000 | 1,118 |
| Net charge-offs | $744,000 | 851 |
| Cash dividends | $3,099,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,224,420 | 1,117 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,799,000 | 980 |
| Total interest expense | $5,561,000 | 467 |
| Net interest income | $16,238,000 | 1,139 |
| Provision for loan and lease losses | $484,000 | 1,175 |
| Total noninterest income | $1,516,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $372,000 | 2,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,144,000 | 1,815 |
| Total noninterest expense | $10,759,000 | 1,378 |
| Salaries and employee benefits | $6,175,000 | 1,380 |
| Premises and equipment expense | $1,075,000 | 1,579 |
| Additional noninterest expense | $3,509,000 | 1,303 |
| Pre-tax net operating income | $6,511,000 | 1,129 |
| Securities gains (losses) | $174,000 | 405 |
| Applicable income taxes | $1,955,000 | 927 |
| Income before extraordinary items | $4,730,000 | 1,216 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,730,000 | 1,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,730,000 | 1,216 |
| Net charge-offs | $472,000 | 840 |
| Cash dividends | $2,253,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $4,606,460 | 1,219 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $14,384,000 | 987 |
| Total interest expense | $3,725,000 | 450 |
| Net interest income | $10,659,000 | 1,147 |
| Provision for loan and lease losses | $309,000 | 1,155 |
| Total noninterest income | $1,011,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $239,000 | 2,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 1,817 |
| Total noninterest expense | $7,221,000 | 1,375 |
| Salaries and employee benefits | $4,168,000 | 1,362 |
| Premises and equipment expense | $732,000 | 1,563 |
| Additional noninterest expense | $2,321,000 | 1,319 |
| Pre-tax net operating income | $4,140,000 | 1,161 |
| Securities gains (losses) | $174,000 | 307 |
| Applicable income taxes | $1,234,000 | 952 |
| Income before extraordinary items | $3,080,000 | 1,218 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,080,000 | 1,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,080,000 | 1,218 |
| Net charge-offs | $167,000 | 1,173 |
| Cash dividends | $1,505,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,956,460 | 1,230 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,112,000 | 993 |
| Total interest expense | $1,921,000 | 426 |
| Net interest income | $5,191,000 | 1,160 |
| Provision for loan and lease losses | $170,000 | 1,047 |
| Total noninterest income | $519,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $120,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 1,753 |
| Total noninterest expense | $3,504,000 | 1,435 |
| Salaries and employee benefits | $2,087,000 | 1,374 |
| Premises and equipment expense | $347,000 | 1,648 |
| Additional noninterest expense | $1,070,000 | 1,415 |
| Pre-tax net operating income | $2,036,000 | 1,156 |
| Securities gains (losses) | $174,000 | 172 |
| Applicable income taxes | $673,000 | 874 |
| Income before extraordinary items | $1,537,000 | 1,198 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,537,000 | 1,197 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,537,000 | 1,198 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $803,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,415,200 | 1,267 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $28,866,000 | 947 |
| Total interest expense | $8,018,000 | 374 |
| Net interest income | $20,848,000 | 1,128 |
| Provision for loan and lease losses | $710,000 | 1,180 |
| Total noninterest income | $2,154,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $467,000 | 2,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,687,000 | 1,748 |
| Total noninterest expense | $13,279,000 | 1,479 |
| Salaries and employee benefits | $7,763,000 | 1,404 |
| Premises and equipment expense | $1,331,000 | 1,703 |
| Additional noninterest expense | $4,185,000 | 1,469 |
| Pre-tax net operating income | $9,013,000 | 1,008 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,926,000 | 796 |
| Income before extraordinary items | $6,087,000 | 1,180 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,087,000 | 1,179 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,087,000 | 1,179 |
| Net charge-offs | $377,000 | 1,316 |
| Cash dividends | $4,151,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,087,000 | 1,154 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $21,754,000 | 941 |
| Total interest expense | $6,082,000 | 361 |
| Net interest income | $15,672,000 | 1,130 |
| Provision for loan and lease losses | $530,000 | 1,105 |
| Total noninterest income | $1,593,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $342,000 | 2,247 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,251,000 | 1,767 |
| Total noninterest expense | $10,015,000 | 1,473 |
| Salaries and employee benefits | $5,849,000 | 1,392 |
| Premises and equipment expense | $987,000 | 1,727 |
| Additional noninterest expense | $3,179,000 | 1,453 |
| Pre-tax net operating income | $6,720,000 | 1,016 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,141,000 | 835 |
| Income before extraordinary items | $4,579,000 | 1,191 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,579,000 | 1,191 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,579,000 | 1,191 |
| Net charge-offs | $298,000 | 1,142 |
| Cash dividends | $3,450,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,579,000 | 1,158 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $14,566,000 | 928 |
| Total interest expense | $4,098,000 | 363 |
| Net interest income | $10,468,000 | 1,129 |
| Provision for loan and lease losses | $350,000 | 1,119 |
| Total noninterest income | $983,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $213,000 | 2,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $770,000 | 1,832 |
| Total noninterest expense | $6,697,000 | 1,476 |
| Salaries and employee benefits | $3,888,000 | 1,408 |
| Premises and equipment expense | $673,000 | 1,686 |
| Additional noninterest expense | $2,136,000 | 1,444 |
| Pre-tax net operating income | $4,404,000 | 1,025 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,432,000 | 818 |
| Income before extraordinary items | $2,972,000 | 1,213 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,972,000 | 1,213 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,972,000 | 1,213 |
| Net charge-offs | $178,000 | 1,215 |
| Cash dividends | $2,401,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,972,000 | 1,171 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 921 |
| Total interest expense | $2,071,000 | 359 |
| Net interest income | $5,244,000 | 1,126 |
| Provision for loan and lease losses | $180,000 | 1,034 |
| Total noninterest income | $515,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $104,000 | 2,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $411,000 | 1,708 |
| Total noninterest expense | $3,373,000 | 1,453 |
| Salaries and employee benefits | $1,966,000 | 1,394 |
| Premises and equipment expense | $338,000 | 1,685 |
| Additional noninterest expense | $1,069,000 | 1,432 |
| Pre-tax net operating income | $2,206,000 | 996 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $724,000 | 799 |
| Income before extraordinary items | $1,482,000 | 1,199 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,482,000 | 1,199 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,482,000 | 1,200 |
| Net charge-offs | $127,000 | 881 |
| Cash dividends | $1,603,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,482,000 | 1,164 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $29,050,000 | 894 |
| Total interest expense | $8,600,000 | 322 |
| Net interest income | $20,450,000 | 1,116 |
| Provision for loan and lease losses | $810,000 | 965 |
| Total noninterest income | $1,897,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $413,000 | 2,464 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,484,000 | 1,866 |
| Total noninterest expense | $13,604,000 | 1,430 |
| Salaries and employee benefits | $8,036,000 | 1,354 |
| Premises and equipment expense | $1,421,000 | 1,613 |
| Additional noninterest expense | $4,147,000 | 1,477 |
| Pre-tax net operating income | $7,933,000 | 1,077 |
| Securities gains (losses) | $221,000 | 688 |
| Applicable income taxes | $2,574,000 | 843 |
| Income before extraordinary items | $5,580,000 | 1,249 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,580,000 | 1,249 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,580,000 | 1,249 |
| Net charge-offs | $583,000 | 1,037 |
| Cash dividends | $3,750,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,429,720 | 1,250 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,770,000 | 894 |
| Total interest expense | $6,534,000 | 316 |
| Net interest income | $15,236,000 | 1,125 |
| Provision for loan and lease losses | $610,000 | 880 |
| Total noninterest income | $1,362,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $297,000 | 2,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,065,000 | 1,947 |
| Total noninterest expense | $10,183,000 | 1,434 |
| Salaries and employee benefits | $6,034,000 | 1,353 |
| Premises and equipment expense | $1,069,000 | 1,613 |
| Additional noninterest expense | $3,080,000 | 1,489 |
| Pre-tax net operating income | $5,805,000 | 1,118 |
| Securities gains (losses) | $221,000 | 599 |
| Applicable income taxes | $1,853,000 | 887 |
| Income before extraordinary items | $4,173,000 | 1,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,173,000 | 1,253 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,173,000 | 1,253 |
| Net charge-offs | $413,000 | 984 |
| Cash dividends | $2,900,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,020,510 | 1,259 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,561,000 | 885 |
| Total interest expense | $4,385,000 | 315 |
| Net interest income | $10,176,000 | 1,126 |
| Provision for loan and lease losses | $430,000 | 884 |
| Total noninterest income | $884,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $188,000 | 2,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $696,000 | 1,975 |
| Total noninterest expense | $6,796,000 | 1,443 |
| Salaries and employee benefits | $4,018,000 | 1,365 |
| Premises and equipment expense | $727,000 | 1,600 |
| Additional noninterest expense | $2,051,000 | 1,508 |
| Pre-tax net operating income | $3,834,000 | 1,121 |
| Securities gains (losses) | $221,000 | 490 |
| Applicable income taxes | $1,250,000 | 873 |
| Income before extraordinary items | $2,805,000 | 1,242 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,805,000 | 1,244 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,805,000 | 1,243 |
| Net charge-offs | $210,000 | 1,159 |
| Cash dividends | $1,700,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,652,510 | 1,263 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 861 |
| Total interest expense | $2,187,000 | 314 |
| Net interest income | $5,233,000 | 1,089 |
| Provision for loan and lease losses | $260,000 | 726 |
| Total noninterest income | $421,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $94,000 | 2,583 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $327,000 | 2,006 |
| Total noninterest expense | $3,399,000 | 1,437 |
| Salaries and employee benefits | $2,040,000 | 1,357 |
| Premises and equipment expense | $372,000 | 1,591 |
| Additional noninterest expense | $987,000 | 1,547 |
| Pre-tax net operating income | $1,995,000 | 1,064 |
| Securities gains (losses) | $221,000 | 328 |
| Applicable income taxes | $714,000 | 789 |
| Income before extraordinary items | $1,502,000 | 1,137 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,502,000 | 1,138 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,502,000 | 1,138 |
| Net charge-offs | $69,000 | 1,342 |
| Cash dividends | $900,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,351,720 | 1,202 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $29,417,000 | 851 |
| Total interest expense | $9,562,000 | 296 |
| Net interest income | $19,855,000 | 1,135 |
| Provision for loan and lease losses | $895,000 | 949 |
| Total noninterest income | $1,816,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $430,000 | 2,547 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,386,000 | 1,870 |
| Total noninterest expense | $13,271,000 | 1,440 |
| Salaries and employee benefits | $7,771,000 | 1,360 |
| Premises and equipment expense | $1,507,000 | 1,559 |
| Additional noninterest expense | $3,993,000 | 1,570 |
| Pre-tax net operating income | $7,505,000 | 1,087 |
| Securities gains (losses) | $405,000 | 493 |
| Applicable income taxes | $2,474,000 | 837 |
| Income before extraordinary items | $5,436,000 | 1,207 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,436,000 | 1,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,436,000 | 1,206 |
| Net charge-offs | $971,000 | 920 |
| Cash dividends | $5,050,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,156,550 | 1,237 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $22,069,000 | 859 |
| Total interest expense | $7,273,000 | 292 |
| Net interest income | $14,796,000 | 1,150 |
| Provision for loan and lease losses | $630,000 | 958 |
| Total noninterest income | $1,311,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $321,000 | 2,587 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $990,000 | 1,944 |
| Total noninterest expense | $9,929,000 | 1,450 |
| Salaries and employee benefits | $5,811,000 | 1,365 |
| Premises and equipment expense | $1,144,000 | 1,555 |
| Additional noninterest expense | $2,974,000 | 1,572 |
| Pre-tax net operating income | $5,548,000 | 1,107 |
| Securities gains (losses) | $405,000 | 377 |
| Applicable income taxes | $1,893,000 | 842 |
| Income before extraordinary items | $4,060,000 | 1,206 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,060,000 | 1,203 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,060,000 | 1,205 |
| Net charge-offs | $861,000 | 757 |
| Cash dividends | $3,150,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,784,600 | 1,266 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,730,000 | 852 |
| Total interest expense | $4,925,000 | 289 |
| Net interest income | $9,805,000 | 1,144 |
| Provision for loan and lease losses | $420,000 | 963 |
| Total noninterest income | $858,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $205,000 | 2,652 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $653,000 | 1,937 |
| Total noninterest expense | $6,675,000 | 1,439 |
| Salaries and employee benefits | $3,846,000 | 1,375 |
| Premises and equipment expense | $792,000 | 1,507 |
| Additional noninterest expense | $2,037,000 | 1,542 |
| Pre-tax net operating income | $3,568,000 | 1,115 |
| Securities gains (losses) | $290,000 | 377 |
| Applicable income taxes | $1,146,000 | 876 |
| Income before extraordinary items | $2,712,000 | 1,176 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,712,000 | 1,176 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,712,000 | 1,177 |
| Net charge-offs | $741,000 | 640 |
| Cash dividends | $1,850,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,509,000 | 1,230 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 855 |
| Total interest expense | $2,535,000 | 279 |
| Net interest income | $4,785,000 | 1,172 |
| Provision for loan and lease losses | $210,000 | 953 |
| Total noninterest income | $407,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $100,000 | 2,676 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $307,000 | 1,972 |
| Total noninterest expense | $3,216,000 | 1,496 |
| Salaries and employee benefits | $1,877,000 | 1,420 |
| Premises and equipment expense | $417,000 | 1,460 |
| Additional noninterest expense | $922,000 | 1,659 |
| Pre-tax net operating income | $1,766,000 | 1,085 |
| Securities gains (losses) | $290,000 | 218 |
| Applicable income taxes | $681,000 | 735 |
| Income before extraordinary items | $1,375,000 | 1,124 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,375,000 | 1,126 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,375,000 | 1,125 |
| Net charge-offs | $551,000 | 463 |
| Cash dividends | $850,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,180,700 | 1,254 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $30,241,000 | 821 |
| Total interest expense | $12,038,000 | 259 |
| Net interest income | $18,203,000 | 1,211 |
| Provision for loan and lease losses | $885,000 | 1,226 |
| Total noninterest income | $2,385,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $556,000 | 2,204 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,829,000 | 1,626 |
| Total noninterest expense | $12,681,000 | 1,526 |
| Salaries and employee benefits | $7,472,000 | 1,406 |
| Premises and equipment expense | $1,481,000 | 1,594 |
| Additional noninterest expense | $3,728,000 | 1,709 |
| Pre-tax net operating income | $7,022,000 | 1,073 |
| Securities gains (losses) | $373,000 | 584 |
| Applicable income taxes | $2,279,000 | 819 |
| Income before extraordinary items | $5,116,000 | 1,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,116,000 | 1,198 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,116,000 | 1,199 |
| Net charge-offs | $1,453,000 | 962 |
| Cash dividends | $3,260,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 510 |
| Net operating income | $4,858,630 | 1,231 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $22,809,000 | 819 |
| Total interest expense | $9,150,000 | 260 |
| Net interest income | $13,659,000 | 1,205 |
| Provision for loan and lease losses | $635,000 | 1,274 |
| Total noninterest income | $1,877,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $412,000 | 2,226 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,465,000 | 1,579 |
| Total noninterest expense | $9,573,000 | 1,519 |
| Salaries and employee benefits | $5,618,000 | 1,409 |
| Premises and equipment expense | $1,127,000 | 1,578 |
| Additional noninterest expense | $2,828,000 | 1,684 |
| Pre-tax net operating income | $5,328,000 | 1,079 |
| Securities gains (losses) | $68,000 | 1,454 |
| Applicable income taxes | $1,732,000 | 841 |
| Income before extraordinary items | $3,664,000 | 1,253 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,664,000 | 1,253 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,664,000 | 1,255 |
| Net charge-offs | $1,425,000 | 773 |
| Cash dividends | $2,500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 422 |
| Net operating income | $3,617,760 | 1,236 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $15,253,000 | 812 |
| Total interest expense | $6,182,000 | 263 |
| Net interest income | $9,071,000 | 1,204 |
| Provision for loan and lease losses | $395,000 | 1,397 |
| Total noninterest income | $1,336,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $265,000 | 2,263 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,071,000 | 1,506 |
| Total noninterest expense | $6,332,000 | 1,528 |
| Salaries and employee benefits | $3,720,000 | 1,414 |
| Premises and equipment expense | $762,000 | 1,568 |
| Additional noninterest expense | $1,850,000 | 1,714 |
| Pre-tax net operating income | $3,680,000 | 1,029 |
| Securities gains (losses) | $68,000 | 1,334 |
| Applicable income taxes | $1,261,000 | 764 |
| Income before extraordinary items | $2,487,000 | 1,227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,487,000 | 1,229 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,487,000 | 1,230 |
| Net charge-offs | $798,000 | 907 |
| Cash dividends | $1,800,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 382 |
| Net operating income | $2,442,120 | 1,195 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 805 |
| Total interest expense | $3,170,000 | 261 |
| Net interest income | $4,569,000 | 1,193 |
| Provision for loan and lease losses | $185,000 | 1,427 |
| Total noninterest income | $784,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $129,000 | 2,293 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $655,000 | 1,305 |
| Total noninterest expense | $3,185,000 | 1,538 |
| Salaries and employee benefits | $1,859,000 | 1,431 |
| Premises and equipment expense | $390,000 | 1,559 |
| Additional noninterest expense | $936,000 | 1,709 |
| Pre-tax net operating income | $1,983,000 | 944 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $699,000 | 697 |
| Income before extraordinary items | $1,284,000 | 1,162 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,284,000 | 1,164 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,284,000 | 1,164 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $900,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 314 |
| Net operating income | $1,284,000 | 1,111 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $33,797,000 | 772 |
| Total interest expense | $14,507,000 | 280 |
| Net interest income | $19,290,000 | 1,135 |
| Provision for loan and lease losses | $935,000 | 1,850 |
| Total noninterest income | $2,113,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $571,000 | 2,236 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,542,000 | 1,823 |
| Total noninterest expense | $12,831,000 | 1,520 |
| Salaries and employee benefits | $7,736,000 | 1,334 |
| Premises and equipment expense | $1,466,000 | 1,610 |
| Additional noninterest expense | $3,629,000 | 1,815 |
| Pre-tax net operating income | $7,637,000 | 934 |
| Securities gains (losses) | $34,000 | 2,955 |
| Applicable income taxes | $2,067,000 | 854 |
| Income before extraordinary items | $5,604,000 | 1,061 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,604,000 | 1,061 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,604,000 | 1,061 |
| Net charge-offs | $359,000 | 3,075 |
| Cash dividends | $3,599,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 454 |
| Net operating income | $5,579,180 | 1,012 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $25,698,000 | 774 |
| Total interest expense | $11,128,000 | 287 |
| Net interest income | $14,570,000 | 1,144 |
| Provision for loan and lease losses | $680,000 | 1,885 |
| Total noninterest income | $1,396,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $418,000 | 2,304 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $978,000 | 2,022 |
| Total noninterest expense | $9,724,000 | 1,512 |
| Salaries and employee benefits | $5,844,000 | 1,320 |
| Premises and equipment expense | $1,123,000 | 1,593 |
| Additional noninterest expense | $2,757,000 | 1,799 |
| Pre-tax net operating income | $5,562,000 | 977 |
| Securities gains (losses) | $34,000 | 2,651 |
| Applicable income taxes | $1,440,000 | 940 |
| Income before extraordinary items | $4,156,000 | 1,098 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,156,000 | 1,099 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,156,000 | 1,099 |
| Net charge-offs | $207,000 | 3,271 |
| Cash dividends | $2,751,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 418 |
| Net operating income | $4,130,840 | 1,042 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $17,451,000 | 770 |
| Total interest expense | $7,645,000 | 288 |
| Net interest income | $9,806,000 | 1,136 |
| Provision for loan and lease losses | $510,000 | 1,775 |
| Total noninterest income | $911,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $270,000 | 2,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $641,000 | 2,026 |
| Total noninterest expense | $6,488,000 | 1,512 |
| Salaries and employee benefits | $3,920,000 | 1,317 |
| Premises and equipment expense | $750,000 | 1,587 |
| Additional noninterest expense | $1,818,000 | 1,832 |
| Pre-tax net operating income | $3,719,000 | 964 |
| Securities gains (losses) | $33,000 | 2,291 |
| Applicable income taxes | $909,000 | 960 |
| Income before extraordinary items | $2,843,000 | 1,058 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,843,000 | 1,058 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,843,000 | 1,058 |
| Net charge-offs | $202,000 | 2,744 |
| Cash dividends | $2,151,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 394 |
| Net operating income | $2,817,920 | 1,005 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 770 |
| Total interest expense | $3,955,000 | 286 |
| Net interest income | $4,843,000 | 1,149 |
| Provision for loan and lease losses | $255,000 | 1,721 |
| Total noninterest income | $399,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $135,000 | 2,328 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $264,000 | 2,264 |
| Total noninterest expense | $3,259,000 | 1,506 |
| Salaries and employee benefits | $1,993,000 | 1,304 |
| Premises and equipment expense | $369,000 | 1,613 |
| Additional noninterest expense | $897,000 | 1,847 |
| Pre-tax net operating income | $1,728,000 | 1,017 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $354,000 | 1,171 |
| Income before extraordinary items | $1,374,000 | 1,082 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,374,000 | 1,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,374,000 | 1,083 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $1,800,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 341 |
| Net operating income | $1,374,000 | 1,015 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $37,341,000 | 759 |
| Total interest expense | $18,027,000 | 308 |
| Net interest income | $19,314,000 | 1,156 |
| Provision for loan and lease losses | $1,250,000 | 2,103 |
| Total noninterest income | $2,840,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $571,000 | 2,327 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,269,000 | 1,247 |
| Total noninterest expense | $12,684,000 | 1,539 |
| Salaries and employee benefits | $7,586,000 | 1,297 |
| Premises and equipment expense | $1,503,000 | 1,652 |
| Additional noninterest expense | $3,595,000 | 1,876 |
| Pre-tax net operating income | $8,220,000 | 742 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,123,000 | 746 |
| Income before extraordinary items | $6,097,000 | 813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,097,000 | 810 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,097,000 | 813 |
| Net charge-offs | $330,000 | 3,693 |
| Cash dividends | $2,400,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 521 |
| Net operating income | $6,097,000 | 791 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $28,279,000 | 766 |
| Total interest expense | $14,060,000 | 310 |
| Net interest income | $14,219,000 | 1,178 |
| Provision for loan and lease losses | $1,000,000 | 1,957 |
| Total noninterest income | $2,332,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $411,000 | 2,405 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,921,000 | 1,147 |
| Total noninterest expense | $9,532,000 | 1,537 |
| Salaries and employee benefits | $5,694,000 | 1,303 |
| Premises and equipment expense | $1,117,000 | 1,690 |
| Additional noninterest expense | $2,721,000 | 1,868 |
| Pre-tax net operating income | $6,019,000 | 783 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,426,000 | 821 |
| Income before extraordinary items | $4,593,000 | 836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,593,000 | 835 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,593,000 | 836 |
| Net charge-offs | $328,000 | 3,143 |
| Cash dividends | $1,750,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 481 |
| Net operating income | $4,593,000 | 798 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $18,870,000 | 776 |
| Total interest expense | $9,500,000 | 322 |
| Net interest income | $9,370,000 | 1,195 |
| Provision for loan and lease losses | $340,000 | 2,801 |
| Total noninterest income | $1,856,000 | 1,296 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $264,000 | 2,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,592,000 | 973 |
| Total noninterest expense | $6,439,000 | 1,529 |
| Salaries and employee benefits | $3,799,000 | 1,315 |
| Premises and equipment expense | $737,000 | 1,721 |
| Additional noninterest expense | $1,903,000 | 1,794 |
| Pre-tax net operating income | $4,447,000 | 711 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,089,000 | 710 |
| Income before extraordinary items | $3,358,000 | 756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,358,000 | 753 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,358,000 | 756 |
| Net charge-offs | $327,000 | 2,596 |
| Cash dividends | $1,100,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 393 |
| Net operating income | $3,358,000 | 730 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,327,000 | 792 |
| Total interest expense | $4,765,000 | 333 |
| Net interest income | $4,562,000 | 1,220 |
| Provision for loan and lease losses | $175,000 | 2,602 |
| Total noninterest income | $391,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $264,000 | 2,076 |
| Total noninterest expense | $3,197,000 | 1,540 |
| Salaries and employee benefits | $1,895,000 | 1,326 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $913,000 | 1,847 |
| Pre-tax net operating income | $1,581,000 | 967 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $350,000 | 983 |
| Income before extraordinary items | $1,231,000 | 986 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,231,000 | 987 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,231,000 | 986 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $399,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 343 |
| Net operating income | $1,231,000 | 963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,432,000 | 775 |
| Total interest expense | $20,854,000 | 372 |
| Net interest income | $18,578,000 | 1,206 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $1,727,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $618,000 | 2,246 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,109,000 | 2,057 |
| Total noninterest expense | $12,259,000 | 1,622 |
| Salaries and employee benefits | $7,016,000 | 1,407 |
| Premises and equipment expense | $1,485,000 | 1,721 |
| Additional noninterest expense | $3,758,000 | 1,896 |
| Pre-tax net operating income | $7,446,000 | 727 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,923,000 | 757 |
| Income before extraordinary items | $5,523,000 | 792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,523,000 | 792 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,523,000 | 793 |
| Net charge-offs | $155,000 | 5,021 |
| Cash dividends | $2,520,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 645 |
| Net operating income | $5,523,000 | 758 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $29,943,000 | 773 |
| Total interest expense | $15,879,000 | 384 |
| Net interest income | $14,064,000 | 1,207 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $1,287,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $480,000 | 2,230 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $807,000 | 2,060 |
| Total noninterest expense | $9,239,000 | 1,594 |
| Salaries and employee benefits | $5,287,000 | 1,400 |
| Premises and equipment expense | $1,117,000 | 1,749 |
| Additional noninterest expense | $2,835,000 | 1,855 |
| Pre-tax net operating income | $5,662,000 | 752 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,493,000 | 745 |
| Income before extraordinary items | $4,169,000 | 828 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,169,000 | 828 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,169,000 | 829 |
| Net charge-offs | $140,000 | 4,570 |
| Cash dividends | $1,870,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 580 |
| Net operating income | $4,169,000 | 788 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,010,000 | 775 |
| Total interest expense | $10,715,000 | 394 |
| Net interest income | $9,295,000 | 1,225 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $840,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $327,000 | 2,199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $513,000 | 2,058 |
| Total noninterest expense | $6,173,000 | 1,599 |
| Salaries and employee benefits | $3,515,000 | 1,411 |
| Premises and equipment expense | $734,000 | 1,778 |
| Additional noninterest expense | $1,924,000 | 1,830 |
| Pre-tax net operating income | $3,662,000 | 755 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $938,000 | 762 |
| Income before extraordinary items | $2,724,000 | 815 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,724,000 | 813 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,724,000 | 815 |
| Net charge-offs | $57,000 | 4,770 |
| Cash dividends | $1,220,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 503 |
| Net operating income | $2,724,000 | 787 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,002,000 | 786 |
| Total interest expense | $5,425,000 | 411 |
| Net interest income | $4,577,000 | 1,251 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $394,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $152,000 | 2,317 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $242,000 | 2,114 |
| Total noninterest expense | $3,098,000 | 1,621 |
| Salaries and employee benefits | $1,768,000 | 1,415 |
| Premises and equipment expense | $355,000 | 1,899 |
| Additional noninterest expense | $975,000 | 1,779 |
| Pre-tax net operating income | $1,723,000 | 788 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $437,000 | 793 |
| Income before extraordinary items | $1,286,000 | 850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,286,000 | 853 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,286,000 | 854 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $599,000 | 575 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 442 |
| Net operating income | $1,286,000 | 820 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $41,095,000 | 810 |
| Total interest expense | $24,214,000 | 462 |
| Net interest income | $16,881,000 | 1,317 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $1,712,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $646,000 | 2,408 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,066,000 | 2,071 |
| Total noninterest expense | $11,363,000 | 1,796 |
| Salaries and employee benefits | $6,273,000 | 1,583 |
| Premises and equipment expense | $1,268,000 | 2,113 |
| Additional noninterest expense | $3,822,000 | 1,922 |
| Pre-tax net operating income | $6,780,000 | 632 |
| Securities gains (losses) | $-454,000 | 7,574 |
| Applicable income taxes | $1,314,000 | 791 |
| Income before extraordinary items | $5,012,000 | 685 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,012,000 | 685 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,012,000 | 685 |
| Net charge-offs | $353,000 | 4,282 |
| Cash dividends | $2,430,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 831 |
| Net operating income | $5,370,660 | 631 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,773,000 | 829 |
| Total interest expense | $18,345,000 | 488 |
| Net interest income | $12,428,000 | 1,339 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $1,282,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $485,000 | 2,419 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $797,000 | 2,133 |
| Total noninterest expense | $8,428,000 | 1,800 |
| Salaries and employee benefits | $4,604,000 | 1,627 |
| Premises and equipment expense | $955,000 | 2,125 |
| Additional noninterest expense | $2,869,000 | 1,858 |
| Pre-tax net operating income | $4,982,000 | 676 |
| Securities gains (losses) | $-454,000 | 7,731 |
| Applicable income taxes | $859,000 | 947 |
| Income before extraordinary items | $3,669,000 | 740 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,669,000 | 738 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,669,000 | 741 |
| Net charge-offs | $304,000 | 3,686 |
| Cash dividends | $1,780,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 770 |
| Net operating income | $4,036,740 | 660 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,573,000 | 847 |
| Total interest expense | $12,275,000 | 518 |
| Net interest income | $8,298,000 | 1,343 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $816,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $319,000 | 2,421 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $497,000 | 2,239 |
| Total noninterest expense | $5,700,000 | 1,796 |
| Salaries and employee benefits | $3,104,000 | 1,645 |
| Premises and equipment expense | $626,000 | 2,180 |
| Additional noninterest expense | $1,970,000 | 1,828 |
| Pre-tax net operating income | $3,224,000 | 717 |
| Securities gains (losses) | $-440,000 | 7,891 |
| Applicable income taxes | $504,000 | 1,087 |
| Income before extraordinary items | $2,280,000 | 818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,280,000 | 817 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,280,000 | 818 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $1,100,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 742 |
| Net operating income | $2,640,800 | 670 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 833 |
| Total interest expense | $6,147,000 | 534 |
| Net interest income | $4,394,000 | 1,259 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $420,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $158,000 | 2,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $262,000 | 2,137 |
| Total noninterest expense | $2,705,000 | 1,838 |
| Salaries and employee benefits | $1,580,000 | 1,642 |
| Premises and equipment expense | $309,000 | 2,245 |
| Additional noninterest expense | $816,000 | 1,959 |
| Pre-tax net operating income | $2,009,000 | 609 |
| Securities gains (losses) | $-440,000 | 8,097 |
| Applicable income taxes | $258,000 | 1,197 |
| Income before extraordinary items | $1,311,000 | 788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,311,000 | 789 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,311,000 | 790 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 634 |
| Net operating income | $1,680,600 | 557 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,554,000 | 864 |
| Total interest expense | $27,926,000 | 566 |
| Net interest income | $15,628,000 | 1,431 |
| Provision for loan and lease losses | $185,000 | 5,303 |
| Total noninterest income | $1,606,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $647,000 | 2,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $959,000 | 2,178 |
| Total noninterest expense | $10,024,000 | 1,925 |
| Salaries and employee benefits | $6,052,000 | 1,684 |
| Premises and equipment expense | $1,233,000 | 2,189 |
| Additional noninterest expense | $2,739,000 | 2,181 |
| Pre-tax net operating income | $7,025,000 | 785 |
| Securities gains (losses) | $-178,000 | 7,327 |
| Applicable income taxes | $1,477,000 | 878 |
| Income before extraordinary items | $5,370,000 | 750 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,370,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $4,730,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 925 |
| Net operating income | $5,508,840 | 787 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $32,764,000 | 885 |
| Total interest expense | $21,385,000 | 584 |
| Net interest income | $11,379,000 | 1,489 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $1,204,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $469,000 | 2,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $735,000 | 2,240 |
| Total noninterest expense | $7,400,000 | 1,938 |
| Salaries and employee benefits | $4,437,000 | 1,745 |
| Premises and equipment expense | $904,000 | 2,247 |
| Additional noninterest expense | $2,059,000 | 2,110 |
| Pre-tax net operating income | $5,098,000 | 993 |
| Securities gains (losses) | $-178,000 | 7,586 |
| Applicable income taxes | $1,050,000 | 1,108 |
| Income before extraordinary items | $3,870,000 | 943 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,870,000 | 942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $4,130,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 845 |
| Net operating income | $4,010,620 | 976 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $21,651,000 | 910 |
| Total interest expense | $14,575,000 | 596 |
| Net interest income | $7,076,000 | 1,592 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $787,000 | 2,638 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $296,000 | 2,664 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $491,000 | 2,279 |
| Total noninterest expense | $4,788,000 | 2,001 |
| Salaries and employee benefits | $2,875,000 | 1,812 |
| Premises and equipment expense | $586,000 | 2,308 |
| Additional noninterest expense | $1,327,000 | 2,134 |
| Pre-tax net operating income | $3,035,000 | 1,171 |
| Securities gains (losses) | $-248,000 | 8,310 |
| Applicable income taxes | $538,000 | 1,519 |
| Income before extraordinary items | $2,249,000 | 1,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,249,000 | 1,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $3,560,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 679 |
| Net operating income | $2,449,880 | 1,105 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,792,000 | 937 |
| Total interest expense | $7,519,000 | 620 |
| Net interest income | $3,273,000 | 1,695 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $387,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $248,000 | 2,238 |
| Total noninterest expense | $2,330,000 | 2,051 |
| Salaries and employee benefits | $1,438,000 | 1,824 |
| Premises and equipment expense | $279,000 | 2,419 |
| Additional noninterest expense | $613,000 | 2,270 |
| Pre-tax net operating income | $1,325,000 | 1,411 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $206,000 | 1,932 |
| Income before extraordinary items | $1,123,000 | 1,348 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,123,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $3,460,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 560 |
| Net operating income | $1,119,640 | 1,310 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,173,000 | 1,019 |
| Total interest expense | $29,409,000 | 664 |
| Net interest income | $11,764,000 | 1,927 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,582,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $598,000 | 2,679 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $984,000 | 2,240 |
| Total noninterest expense | $8,853,000 | 2,084 |
| Salaries and employee benefits | $5,047,000 | 1,988 |
| Premises and equipment expense | $1,229,000 | 2,120 |
| Additional noninterest expense | $2,577,000 | 2,129 |
| Pre-tax net operating income | $4,493,000 | 1,805 |
| Securities gains (losses) | $160,000 | 491 |
| Applicable income taxes | $912,000 | 1,969 |
| Income before extraordinary items | $3,741,000 | 1,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,741,000 | 1,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,249 |
| Cash dividends | $5,100,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 971 |
| Net operating income | $3,613,000 | 1,735 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $30,613,000 | 1,035 |
| Total interest expense | $21,778,000 | 676 |
| Net interest income | $8,835,000 | 1,941 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,148,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $434,000 | 2,737 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $714,000 | 2,289 |
| Total noninterest expense | $6,590,000 | 2,073 |
| Salaries and employee benefits | $3,727,000 | 2,010 |
| Premises and equipment expense | $946,000 | 2,050 |
| Additional noninterest expense | $1,917,000 | 2,092 |
| Pre-tax net operating income | $3,393,000 | 1,898 |
| Securities gains (losses) | $160,000 | 411 |
| Applicable income taxes | $730,000 | 2,030 |
| Income before extraordinary items | $2,823,000 | 1,779 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,823,000 | 1,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $4,600,000 | 610 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 848 |
| Net operating income | $2,696,600 | 1,859 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $20,112,000 | 1,064 |
| Total interest expense | $14,206,000 | 702 |
| Net interest income | $5,906,000 | 1,958 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $739,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $284,000 | 2,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $455,000 | 2,387 |
| Total noninterest expense | $4,405,000 | 2,091 |
| Salaries and employee benefits | $2,503,000 | 2,034 |
| Premises and equipment expense | $621,000 | 2,085 |
| Additional noninterest expense | $1,281,000 | 2,091 |
| Pre-tax net operating income | $2,240,000 | 1,969 |
| Securities gains (losses) | $160,000 | 343 |
| Applicable income taxes | $480,000 | 2,124 |
| Income before extraordinary items | $1,920,000 | 1,802 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,920,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $1,580,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 766 |
| Net operating income | $1,792,000 | 1,904 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,946,000 | 1,070 |
| Total interest expense | $6,958,000 | 704 |
| Net interest income | $2,988,000 | 1,927 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $326,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $127,000 | 2,953 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $2,207,000 | 2,090 |
| Salaries and employee benefits | $1,301,000 | 1,974 |
| Premises and equipment expense | $299,000 | 2,189 |
| Additional noninterest expense | $607,000 | 2,172 |
| Pre-tax net operating income | $1,107,000 | 1,994 |
| Securities gains (losses) | $160,000 | 243 |
| Applicable income taxes | $269,000 | 2,000 |
| Income before extraordinary items | $998,000 | 1,719 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $998,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 644 |
| Net operating income | $871,600 | 1,913 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $39,553,000 | 994 |
| Total interest expense | $26,959,000 | 636 |
| Net interest income | $12,594,000 | 1,826 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,197,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $409,000 | 3,494 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $788,000 | 2,603 |
| Total noninterest expense | $8,423,000 | 2,095 |
| Salaries and employee benefits | $4,834,000 | 2,017 |
| Premises and equipment expense | $1,058,000 | 2,333 |
| Additional noninterest expense | $2,531,000 | 2,082 |
| Pre-tax net operating income | $5,368,000 | 1,773 |
| Securities gains (losses) | $27,000 | 828 |
| Applicable income taxes | $1,120,000 | 2,046 |
| Income before extraordinary items | $4,275,000 | 1,684 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,275,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $3,841,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 975 |
| Net operating income | $4,253,670 | 1,684 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,691,000 | 990 |
| Total interest expense | $19,944,000 | 629 |
| Net interest income | $9,747,000 | 1,795 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $855,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $279,000 | 3,717 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $576,000 | 2,651 |
| Total noninterest expense | $6,272,000 | 2,116 |
| Salaries and employee benefits | $3,579,000 | 2,045 |
| Premises and equipment expense | $784,000 | 2,376 |
| Additional noninterest expense | $1,909,000 | 2,060 |
| Pre-tax net operating income | $4,330,000 | 1,725 |
| Securities gains (losses) | $27,000 | 677 |
| Applicable income taxes | $939,000 | 1,967 |
| Income before extraordinary items | $3,418,000 | 1,622 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,418,000 | 1,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $3,390,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 871 |
| Net operating income | $3,396,940 | 1,617 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,597,000 | 976 |
| Total interest expense | $12,991,000 | 620 |
| Net interest income | $6,606,000 | 1,757 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $539,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $179,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 2,710 |
| Total noninterest expense | $3,973,000 | 2,219 |
| Salaries and employee benefits | $2,306,000 | 2,129 |
| Premises and equipment expense | $503,000 | 2,452 |
| Additional noninterest expense | $1,164,000 | 2,235 |
| Pre-tax net operating income | $3,172,000 | 1,575 |
| Securities gains (losses) | $27,000 | 551 |
| Applicable income taxes | $740,000 | 1,780 |
| Income before extraordinary items | $2,459,000 | 1,511 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,459,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $2,740,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,438,210 | 1,501 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,649,000 | 970 |
| Total interest expense | $6,370,000 | 593 |
| Net interest income | $3,279,000 | 1,756 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $250,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $163,000 | 2,822 |
| Total noninterest expense | $1,924,000 | 2,310 |
| Salaries and employee benefits | $1,129,000 | 2,182 |
| Premises and equipment expense | $250,000 | 2,467 |
| Additional noninterest expense | $545,000 | 2,351 |
| Pre-tax net operating income | $1,605,000 | 1,532 |
| Securities gains (losses) | $9,000 | 604 |
| Applicable income taxes | $354,000 | 1,806 |
| Income before extraordinary items | $1,260,000 | 1,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,260,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $1,560,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $-43,000 | 8,739 |
| Net operating income | $1,252,980 | 1,432 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,832,000 | 889 |
| Total interest expense | $23,818,000 | 505 |
| Net interest income | $13,014,000 | 1,683 |
| Provision for loan and lease losses | $-41,000 | 8,564 |
| Total noninterest income | $1,268,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $398,000 | 3,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $870,000 | 2,415 |
| Total noninterest expense | $7,564,000 | 2,213 |
| Salaries and employee benefits | $4,168,000 | 2,200 |
| Premises and equipment expense | $988,000 | 2,391 |
| Additional noninterest expense | $2,408,000 | 2,088 |
| Pre-tax net operating income | $6,759,000 | 1,418 |
| Securities gains (losses) | $34,000 | 1,055 |
| Applicable income taxes | $1,581,000 | 1,647 |
| Income before extraordinary items | $5,212,000 | 1,363 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,212,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,386 |
| Cash dividends | $2,240,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 742 |
| Net operating income | $5,185,820 | 1,360 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,357,000 | 872 |
| Total interest expense | $17,396,000 | 483 |
| Net interest income | $9,961,000 | 1,632 |
| Provision for loan and lease losses | $-41,000 | 8,652 |
| Total noninterest income | $959,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $308,000 | 3,501 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $651,000 | 2,425 |
| Total noninterest expense | $5,695,000 | 2,177 |
| Salaries and employee benefits | $3,130,000 | 2,175 |
| Premises and equipment expense | $759,000 | 2,323 |
| Additional noninterest expense | $1,806,000 | 2,063 |
| Pre-tax net operating income | $5,266,000 | 1,362 |
| Securities gains (losses) | $34,000 | 1,011 |
| Applicable income taxes | $1,265,000 | 1,583 |
| Income before extraordinary items | $4,035,000 | 1,342 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,035,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,344 |
| Cash dividends | $1,600,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 726 |
| Net operating income | $4,009,160 | 1,322 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,054,000 | 855 |
| Total interest expense | $11,359,000 | 461 |
| Net interest income | $6,695,000 | 1,600 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $641,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $209,000 | 3,412 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $432,000 | 2,410 |
| Total noninterest expense | $3,819,000 | 2,143 |
| Salaries and employee benefits | $2,074,000 | 2,181 |
| Premises and equipment expense | $519,000 | 2,263 |
| Additional noninterest expense | $1,226,000 | 2,005 |
| Pre-tax net operating income | $3,517,000 | 1,333 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $860,000 | 1,529 |
| Income before extraordinary items | $2,681,000 | 1,313 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,681,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 589 |
| Net operating income | $2,662,760 | 1,303 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 849 |
| Total interest expense | $5,503,000 | 461 |
| Net interest income | $3,366,000 | 1,581 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $313,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $217,000 | 2,364 |
| Total noninterest expense | $1,903,000 | 2,168 |
| Salaries and employee benefits | $1,055,000 | 2,158 |
| Premises and equipment expense | $257,000 | 2,299 |
| Additional noninterest expense | $591,000 | 2,075 |
| Pre-tax net operating income | $1,776,000 | 1,292 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $432,000 | 1,524 |
| Income before extraordinary items | $1,344,000 | 1,286 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,344,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $549,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 433 |
| Net operating income | $1,344,000 | 1,260 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $33,213,000 | 831 |
| Total interest expense | $20,570,000 | 415 |
| Net interest income | $12,643,000 | 1,610 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,251,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $387,000 | 3,721 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $864,000 | 2,362 |
| Total noninterest expense | $7,274,000 | 2,191 |
| Salaries and employee benefits | $4,037,000 | 2,147 |
| Premises and equipment expense | $949,000 | 2,404 |
| Additional noninterest expense | $2,288,000 | 2,123 |
| Pre-tax net operating income | $6,620,000 | 1,305 |
| Securities gains (losses) | $219,000 | 781 |
| Applicable income taxes | $1,640,000 | 1,505 |
| Income before extraordinary items | $5,199,000 | 1,254 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,199,000 | 1,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $1,733,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,032,560 | 1,261 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $24,613,000 | 835 |
| Total interest expense | $15,219,000 | 413 |
| Net interest income | $9,394,000 | 1,610 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $932,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $650,000 | 2,380 |
| Total noninterest expense | $5,411,000 | 2,193 |
| Salaries and employee benefits | $3,020,000 | 2,161 |
| Premises and equipment expense | $714,000 | 2,383 |
| Additional noninterest expense | $1,677,000 | 2,149 |
| Pre-tax net operating income | $4,915,000 | 1,327 |
| Securities gains (losses) | $156,000 | 915 |
| Applicable income taxes | $1,213,000 | 1,533 |
| Income before extraordinary items | $3,858,000 | 1,279 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,858,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $1,373,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,739,440 | 1,278 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,235,000 | 838 |
| Total interest expense | $10,051,000 | 413 |
| Net interest income | $6,184,000 | 1,612 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $560,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $170,000 | 4,045 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $390,000 | 2,551 |
| Total noninterest expense | $3,617,000 | 2,188 |
| Salaries and employee benefits | $2,022,000 | 2,151 |
| Premises and equipment expense | $463,000 | 2,436 |
| Additional noninterest expense | $1,132,000 | 2,135 |
| Pre-tax net operating income | $3,127,000 | 1,358 |
| Securities gains (losses) | $135,000 | 852 |
| Applicable income taxes | $761,000 | 1,589 |
| Income before extraordinary items | $2,501,000 | 1,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,501,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $1,024,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,397,050 | 1,304 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,126,000 | 860 |
| Total interest expense | $5,004,000 | 423 |
| Net interest income | $3,122,000 | 1,600 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $289,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $80,000 | 4,116 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $209,000 | 2,406 |
| Total noninterest expense | $1,801,000 | 2,219 |
| Salaries and employee benefits | $1,017,000 | 2,158 |
| Premises and equipment expense | $230,000 | 2,477 |
| Additional noninterest expense | $554,000 | 2,140 |
| Pre-tax net operating income | $1,610,000 | 1,306 |
| Securities gains (losses) | $115,000 | 729 |
| Applicable income taxes | $411,000 | 1,513 |
| Income before extraordinary items | $1,314,000 | 1,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,314,000 | 1,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $524,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,226,600 | 1,254 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,608,000 | 858 |
| Total interest expense | $21,118,000 | 443 |
| Net interest income | $11,490,000 | 1,689 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,165,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $296,000 | 4,329 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $869,000 | 2,596 |
| Total noninterest expense | $6,643,000 | 2,361 |
| Salaries and employee benefits | $3,655,000 | 2,316 |
| Premises and equipment expense | $914,000 | 2,444 |
| Additional noninterest expense | $2,074,000 | 2,327 |
| Pre-tax net operating income | $6,012,000 | 1,372 |
| Securities gains (losses) | $340,000 | 971 |
| Applicable income taxes | $1,454,000 | 1,660 |
| Income before extraordinary items | $4,898,000 | 1,305 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,898,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $1,932,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 848 |
| Net operating income | $4,636,200 | 1,303 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $24,510,000 | 875 |
| Total interest expense | $15,947,000 | 456 |
| Net interest income | $8,563,000 | 1,714 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $865,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $649,000 | 2,695 |
| Total noninterest expense | $4,990,000 | 2,363 |
| Salaries and employee benefits | $2,780,000 | 2,285 |
| Premises and equipment expense | $699,000 | 2,411 |
| Additional noninterest expense | $1,511,000 | 2,377 |
| Pre-tax net operating income | $4,438,000 | 1,447 |
| Securities gains (losses) | $230,000 | 1,146 |
| Applicable income taxes | $1,063,000 | 1,775 |
| Income before extraordinary items | $3,605,000 | 1,384 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,605,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $1,610,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,427,900 | 1,359 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,720,000 | 875 |
| Total interest expense | $10,785,000 | 462 |
| Net interest income | $5,935,000 | 1,642 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $540,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $137,000 | 4,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $403,000 | 2,791 |
| Total noninterest expense | $3,317,000 | 2,368 |
| Salaries and employee benefits | $1,855,000 | 2,280 |
| Premises and equipment expense | $455,000 | 2,448 |
| Additional noninterest expense | $1,007,000 | 2,356 |
| Pre-tax net operating income | $3,158,000 | 1,357 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $758,000 | 1,703 |
| Income before extraordinary items | $2,400,000 | 1,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,400,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $1,132,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,400,000 | 1,282 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 876 |
| Total interest expense | $5,429,000 | 478 |
| Net interest income | $2,994,000 | 1,639 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $259,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 4,513 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $193,000 | 2,781 |
| Total noninterest expense | $1,655,000 | 2,345 |
| Salaries and employee benefits | $916,000 | 2,289 |
| Premises and equipment expense | $224,000 | 2,493 |
| Additional noninterest expense | $515,000 | 2,273 |
| Pre-tax net operating income | $1,598,000 | 1,342 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $379,000 | 1,704 |
| Income before extraordinary items | $1,219,000 | 1,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,219,000 | 1,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $280,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,219,000 | 1,263 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,063,000 | 871 |
| Total interest expense | $23,506,000 | 498 |
| Net interest income | $11,557,000 | 1,682 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,023,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $260,000 | 4,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $763,000 | 2,573 |
| Total noninterest expense | $6,302,000 | 2,360 |
| Salaries and employee benefits | $3,402,000 | 2,345 |
| Premises and equipment expense | $883,000 | 2,449 |
| Additional noninterest expense | $2,017,000 | 2,289 |
| Pre-tax net operating income | $6,278,000 | 1,338 |
| Securities gains (losses) | $-24,000 | 9,014 |
| Applicable income taxes | $1,401,000 | 1,745 |
| Income before extraordinary items | $4,853,000 | 1,299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,853,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $1,080,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 768 |
| Net operating income | $4,871,720 | 1,243 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $36,483,000 | 938 |
| Total interest expense | $26,488,000 | 631 |
| Net interest income | $9,995,000 | 1,783 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $965,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $223,000 | 4,903 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $742,000 | 2,494 |
| Total noninterest expense | $5,915,000 | 2,408 |
| Salaries and employee benefits | $3,128,000 | 2,401 |
| Premises and equipment expense | $774,000 | 2,718 |
| Additional noninterest expense | $2,013,000 | 2,227 |
| Pre-tax net operating income | $5,045,000 | 1,425 |
| Securities gains (losses) | $152,000 | 1,396 |
| Applicable income taxes | $1,128,000 | 1,911 |
| Income before extraordinary items | $4,069,000 | 1,341 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,069,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $51,000 | 6,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,950,440 | 1,323 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,109,000 | 1,040 |
| Total interest expense | $23,839,000 | 763 |
| Net interest income | $10,270,000 | 1,718 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $543,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $180,000 | 5,355 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $363,000 | 3,559 |
| Total noninterest expense | $5,413,000 | 2,521 |
| Salaries and employee benefits | $2,789,000 | 2,556 |
| Premises and equipment expense | $616,000 | 3,192 |
| Additional noninterest expense | $2,008,000 | 2,148 |
| Pre-tax net operating income | $5,400,000 | 1,370 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,591,000 | 1,435 |
| Income before extraordinary items | $3,809,000 | 1,384 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,809,000 | 1,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $2,798,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 692 |
| Net operating income | $3,809,000 | 1,378 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,555,000 | 1,065 |
| Total interest expense | $20,598,000 | 775 |
| Net interest income | $9,957,000 | 1,749 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $361,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $160,000 | 5,688 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $201,000 | 4,932 |
| Total noninterest expense | $4,927,000 | 2,744 |
| Salaries and employee benefits | $2,467,000 | 2,843 |
| Premises and equipment expense | $682,000 | 2,932 |
| Additional noninterest expense | $1,778,000 | 2,445 |
| Pre-tax net operating income | $5,380,000 | 1,415 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,706,000 | 1,425 |
| Income before extraordinary items | $3,674,000 | 1,465 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,674,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $859,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 664 |
| Net operating income | $3,674,000 | 1,441 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,127,000 | 1,160 |
| Total interest expense | $18,862,000 | 845 |
| Net interest income | $9,265,000 | 1,843 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $440,000 | 5,325 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $167,000 | 5,651 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $273,000 | 4,223 |
| Total noninterest expense | $4,619,000 | 2,807 |
| Salaries and employee benefits | $2,276,000 | 2,961 |
| Premises and equipment expense | $732,000 | 2,666 |
| Additional noninterest expense | $1,611,000 | 2,606 |
| Pre-tax net operating income | $4,991,000 | 1,481 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,550,000 | 1,576 |
| Income before extraordinary items | $3,441,000 | 1,535 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,441,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $753,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $261,000 | 646 |
| Net operating income | $3,441,000 | 1,474 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,062,000 | 1,327 |
| Total interest expense | $15,829,000 | 1,032 |
| Net interest income | $9,233,000 | 1,883 |
| Provision for loan and lease losses | $157,000 | 4,035 |
| Total noninterest income | $307,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $175,000 | 5,740 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $132,000 | 6,034 |
| Total noninterest expense | $4,214,000 | 3,026 |
| Salaries and employee benefits | $2,111,000 | 3,132 |
| Premises and equipment expense | $666,000 | 2,866 |
| Additional noninterest expense | $1,437,000 | 2,845 |
| Pre-tax net operating income | $5,169,000 | 1,495 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,734,000 | 1,496 |
| Income before extraordinary items | $3,435,000 | 1,570 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,435,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $683,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $465,000 | 559 |
| Net operating income | $3,435,000 | 1,536 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,983,000 | 1,526 |
| Total interest expense | $13,556,000 | 1,209 |
| Net interest income | $8,427,000 | 2,122 |
| Provision for loan and lease losses | $194,000 | 3,495 |
| Total noninterest income | $280,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $155,000 | 6,390 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $5,695,000 | 2,415 |
| Salaries and employee benefits | $1,986,000 | 3,356 |
| Premises and equipment expense | $644,000 | 2,995 |
| Additional noninterest expense | $3,065,000 | 1,701 |
| Pre-tax net operating income | $2,818,000 | 2,497 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $988,000 | 2,377 |
| Income before extraordinary items | $1,830,000 | 2,662 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,830,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $528,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 603 |
| Net operating income | $1,830,000 | 2,615 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,026,000 | 1,783 |
| Total interest expense | $11,491,000 | 1,413 |
| Net interest income | $7,535,000 | 2,381 |
| Provision for loan and lease losses | $238,000 | 2,713 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $133,000 | 7,028 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $4,012,000 | 3,313 |
| Salaries and employee benefits | $1,892,000 | 3,489 |
| Premises and equipment expense | $527,000 | 3,590 |
| Additional noninterest expense | $1,593,000 | 2,939 |
| Pre-tax net operating income | $3,565,000 | 2,063 |
| Securities gains (losses) | $88,000 | 1,019 |
| Applicable income taxes | $1,370,000 | 1,780 |
| Income before extraordinary items | $2,283,000 | 2,209 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,283,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $436,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $431,000 | 394 |
| Net operating income | $2,226,680 | 2,235 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,661,000 | 1,964 |
| Total interest expense | $8,604,000 | 1,501 |
| Net interest income | $7,057,000 | 2,550 |
| Provision for loan and lease losses | $245,000 | 2,637 |
| Total noninterest income | $241,000 | 8,072 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $3,437,000 | 3,907 |
| Salaries and employee benefits | $1,713,000 | 3,801 |
| Premises and equipment expense | $349,000 | 5,092 |
| Additional noninterest expense | $1,375,000 | 3,588 |
| Pre-tax net operating income | $3,616,000 | 1,977 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,390,000 | 1,663 |
| Income before extraordinary items | $2,226,000 | 2,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,226,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $349,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 752 |
| Net operating income | $2,226,000 | 2,217 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,668,000 | 2,130 |
| Total interest expense | $8,230,000 | 1,609 |
| Net interest income | $6,438,000 | 2,814 |
| Provision for loan and lease losses | $435,000 | 2,318 |
| Total noninterest income | $366,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $230,000 | 5,244 |
| Total noninterest expense | $3,286,000 | 4,151 |
| Salaries and employee benefits | $1,585,000 | 4,059 |
| Premises and equipment expense | $463,000 | 4,143 |
| Additional noninterest expense | $1,238,000 | 4,085 |
| Pre-tax net operating income | $3,083,000 | 2,208 |
| Securities gains (losses) | $211,000 | 1,629 |
| Applicable income taxes | $1,287,000 | 1,815 |
| Income before extraordinary items | $2,007,000 | 2,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,007,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $303,000 | 4,340 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 801 |
| Net operating income | $1,871,960 | 2,526 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,286,000 | 2,300 |
| Total interest expense | $9,122,000 | 1,854 |
| Net interest income | $6,164,000 | 2,955 |
| Provision for loan and lease losses | $383,000 | 3,555 |
| Total noninterest income | $289,000 | 7,873 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $100,000 | 8,522 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $189,000 | 5,859 |
| Total noninterest expense | $3,030,000 | 4,496 |
| Salaries and employee benefits | $1,422,000 | 4,435 |
| Premises and equipment expense | $482,000 | 4,104 |
| Additional noninterest expense | $1,126,000 | 4,595 |
| Pre-tax net operating income | $3,040,000 | 2,043 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,249,000 | 1,681 |
| Income before extraordinary items | $1,791,000 | 2,565 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,791,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $266,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 696 |
| Net operating income | $1,791,000 | 2,366 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.