Home > Hanover Community Bank > Income and Expense

Hanover Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$113,627,000482
Total interest expense$60,444,000343
Net interest income$53,183,000634
Provision for loan and lease losses$2,132,000539
Total noninterest income$10,692,000701
Gross Fiduciary activities income$0981
Service charges on deposit accounts$296,0002,213
Trading account gains and feesNANA
Additional Noninterest Income$10,396,000522
Total noninterest expense$41,931,000660
Salaries and employee benefits$21,563,000707
Premises and equipment expense$6,628,000436
Additional noninterest expense$10,396,000522
Pre-tax net operating income$19,812,000694
Securities gains (losses)$0988
Applicable income taxes$4,981,000531
Income before extraordinary items$14,831,000748
Extraordinary gains, net$054
Net income$14,831,000759
Minority interest net income$088
Net income of bank and minority interests.$14,831,000751
Net charge-offs$972,000544
Cash dividends$4,899,000836
Sale, conversion, retirement of capital stock, net$1,790,000149
Net operating income$14,831,000756
2023-09-30 (YTD Data)Rank
Total interest income$82,471,000490
Total interest expense$42,273,000342
Net interest income$40,198,000641
Provision for loan and lease losses$1,932,000455
Total noninterest income$7,438,000747
Gross Fiduciary activities income$0950
Service charges on deposit accounts$211,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$7,227,000561
Total noninterest expense$31,304,000665
Salaries and employee benefits$16,320,000704
Premises and equipment expense$4,882,000447
Additional noninterest expense$7,227,000561
Pre-tax net operating income$14,400,000728
Securities gains (losses)$0849
Applicable income taxes$3,637,000569
Income before extraordinary items$10,763,000778
Extraordinary gains, net$052
Net income$10,763,000782
Minority interest net income$081
Net income of bank and minority interests.$10,763,000778
Net charge-offs$1,649,000326
Cash dividends$3,800,000753
Sale, conversion, retirement of capital stock, net$1,430,000137
Net operating income$10,763,000797
2023-06-30 (YTD Data)Rank
Total interest income$53,519,000479
Total interest expense$25,423,000335
Net interest income$28,096,000621
Provision for loan and lease losses$1,432,000426
Total noninterest income$3,731,000877
Gross Fiduciary activities income$0931
Service charges on deposit accounts$137,0002,311
Trading account gains and feesNANA
Additional Noninterest Income$3,594,000663
Total noninterest expense$21,042,000646
Salaries and employee benefits$10,969,000690
Premises and equipment expense$3,125,000450
Additional noninterest expense$3,594,000663
Pre-tax net operating income$9,353,000745
Securities gains (losses)$0938
Applicable income taxes$2,410,000572
Income before extraordinary items$6,943,000805
Extraordinary gains, net$051
Net income$6,943,000816
Minority interest net income$081
Net income of bank and minority interests.$6,943,000805
Net charge-offs$467,000462
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$1,195,000110
Net operating income$6,943,000816
2023-03-31 (YTD Data)Rank
Total interest income$25,060,000512
Total interest expense$10,803,000345
Net interest income$14,257,000623
Provision for loan and lease losses$932,000366
Total noninterest income$1,756,000916
Gross Fiduciary activities income$0913
Service charges on deposit accounts$67,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$1,689,000681
Total noninterest expense$10,502,000652
Salaries and employee benefits$5,564,000699
Premises and equipment expense$1,537,000471
Additional noninterest expense$1,689,000681
Pre-tax net operating income$4,579,000784
Securities gains (losses)$0950
Applicable income taxes$1,037,000663
Income before extraordinary items$3,542,000814
Extraordinary gains, net$04
Net income$3,542,000813
Minority interest net income$048
Net income of bank and minority interests.$3,542,000813
Net charge-offs$457,000286
Cash dividends$1,500,000586
Sale, conversion, retirement of capital stock, net$793,00090
Net operating income$3,542,000827
2022-12-31 (YTD Data)Rank
Total interest income$74,385,000537
Total interest expense$11,801,000399
Net interest income$62,584,000553
Provision for loan and lease losses$5,050,000280
Total noninterest income$7,801,000892
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$232,0002,576
Trading account gains and feesNANA
Additional Noninterest Income$7,569,000676
Total noninterest expense$35,156,000742
Salaries and employee benefits$19,058,000780
Premises and equipment expense$5,697,000488
Additional noninterest expense$7,569,000676
Pre-tax net operating income$30,179,000563
Securities gains (losses)$105,000164
Applicable income taxes$6,794,000497
Income before extraordinary items$23,490,000577
Extraordinary gains, net$05
Net income$23,490,000579
Minority interest net income$063
Net income of bank and minority interests.$23,490,000579
Net charge-offs$32,0001,749
Cash dividends$1,900,0001,560
Sale, conversion, retirement of capital stock, net$1,906,000179
Net operating income$23,407,050588
2022-09-30 (YTD Data)Rank
Total interest income$51,814,000540
Total interest expense$4,827,000477
Net interest income$46,987,000545
Provision for loan and lease losses$3,550,000273
Total noninterest income$6,391,000860
Gross Fiduciary activities income$0968
Service charges on deposit accounts$169,0002,624
Trading account gains and feesNANA
Additional Noninterest Income$6,222,000650
Total noninterest expense$26,899,000730
Salaries and employee benefits$14,726,000756
Premises and equipment expense$4,220,000491
Additional noninterest expense$6,222,000650
Pre-tax net operating income$22,929,000548
Securities gains (losses)$105,000156
Applicable income taxes$5,176,000500
Income before extraordinary items$17,858,000567
Extraordinary gains, net$04
Net income$17,858,000566
Minority interest net income$057
Net income of bank and minority interests.$17,858,000567
Net charge-offs$92,000965
Cash dividends$400,0002,343
Sale, conversion, retirement of capital stock, net$1,466,000163
Net operating income$17,775,050581
2022-06-30 (YTD Data)Rank
Total interest income$32,201,000544
Total interest expense$1,969,000600
Net interest income$30,232,000541
Provision for loan and lease losses$1,500,000313
Total noninterest income$4,396,000833
Gross Fiduciary activities income$0925
Service charges on deposit accounts$106,0002,702
Trading account gains and feesNANA
Additional Noninterest Income$4,290,000657
Total noninterest expense$18,083,000716
Salaries and employee benefits$10,461,000707
Premises and equipment expense$2,764,000491
Additional noninterest expense$4,858,000786
Pre-tax net operating income$15,045,000530
Securities gains (losses)$105,000138
Applicable income taxes$3,412,000480
Income before extraordinary items$11,738,000536
Extraordinary gains, net$04
Net income$11,738,000535
Minority interest net income$060
Net income of bank and minority interests.$11,738,000536
Net charge-offs$02,156
Cash dividends$400,0002,044
Sale, conversion, retirement of capital stock, net$1,026,000141
Net operating income$11,655,050552
2022-03-31 (YTD Data)Rank
Total interest income$15,941,000534
Total interest expense$863,000642
Net interest income$15,078,000532
Provision for loan and lease losses$500,000332
Total noninterest income$2,567,000763
Gross Fiduciary activities income$0892
Service charges on deposit accounts$46,0002,846
Trading account gains and feesNANA
Additional Noninterest Income$2,521,000607
Total noninterest expense$9,357,000695
Salaries and employee benefits$5,618,000666
Premises and equipment expense$1,370,000502
Additional noninterest expense$2,369,000800
Pre-tax net operating income$7,788,000503
Securities gains (losses)$105,000132
Applicable income taxes$1,776,000453
Income before extraordinary items$6,117,000508
Extraordinary gains, net$04
Net income$6,117,000508
Minority interest net income$050
Net income of bank and minority interests.$6,117,000508
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$461,000127
Net operating income$6,034,050523
2021-12-31 (YTD Data)Rank
Total interest income$55,794,000610
Total interest expense$4,832,000559
Net interest income$50,962,000617
Provision for loan and lease losses$1,800,000327
Total noninterest income$5,199,0001,279
Gross Fiduciary activities income$0994
Service charges on deposit accounts$174,0002,855
Trading account gains and feesNANA
Additional Noninterest Income$5,025,0001,072
Total noninterest expense$32,680,000772
Salaries and employee benefits$16,592,000865
Premises and equipment expense$5,221,000517
Additional noninterest expense$10,867,000721
Pre-tax net operating income$21,681,000690
Securities gains (losses)$240,000544
Applicable income taxes$5,029,000626
Income before extraordinary items$16,892,000739
Extraordinary gains, net$010
Net income$16,892,000740
Minority interest net income$074
Net income of bank and minority interests.$16,892,000740
Net charge-offs$393,000729
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$890,000241
Net operating income$16,702,400725
2021-09-30 (YTD Data)Rank
Total interest income$39,179,000664
Total interest expense$3,814,000561
Net interest income$35,365,000673
Provision for loan and lease losses$900,000492
Total noninterest income$2,823,0001,606
Gross Fiduciary activities income$0957
Service charges on deposit accounts$112,0003,018
Trading account gains and feesNANA
Additional Noninterest Income$2,711,0001,384
Total noninterest expense$24,415,000788
Salaries and employee benefits$11,833,000907
Premises and equipment expense$3,808,000536
Additional noninterest expense$8,774,000674
Pre-tax net operating income$12,873,000880
Securities gains (losses)$240,000508
Applicable income taxes$3,013,000754
Income before extraordinary items$10,100,000935
Extraordinary gains, net$08
Net income$10,100,000935
Minority interest net income$069
Net income of bank and minority interests.$10,100,000935
Net charge-offs$327,000622
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$673,000221
Net operating income$9,910,400945
2021-06-30 (YTD Data)Rank
Total interest income$21,418,000784
Total interest expense$2,513,000584
Net interest income$18,905,000809
Provision for loan and lease losses$200,0001,183
Total noninterest income$1,102,0002,136
Gross Fiduciary activities income$0951
Service charges on deposit accounts$51,0003,424
Trading account gains and feesNANA
Additional Noninterest Income$1,051,0001,856
Total noninterest expense$16,456,000781
Salaries and employee benefits$7,306,000955
Premises and equipment expense$2,509,000545
Additional noninterest expense$6,641,000595
Pre-tax net operating income$3,351,0001,718
Securities gains (losses)$240,000429
Applicable income taxes$1,883,000786
Income before extraordinary items$1,708,0002,446
Extraordinary gains, net$06
Net income$1,708,0002,446
Minority interest net income$067
Net income of bank and minority interests.$1,708,0002,446
Net charge-offs$327,000494
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$442,000199
Net operating income$1,518,4002,577
2021-03-31 (YTD Data)Rank
Total interest income$9,380,000883
Total interest expense$1,252,000624
Net interest income$8,128,000905
Provision for loan and lease losses$200,000806
Total noninterest income$452,0002,344
Gross Fiduciary activities income$0922
Service charges on deposit accounts$17,0003,817
Trading account gains and feesNANA
Additional Noninterest Income$435,0002,061
Total noninterest expense$5,724,0001,037
Salaries and employee benefits$3,325,0001,046
Premises and equipment expense$1,209,000559
Additional noninterest expense$1,190,0001,340
Pre-tax net operating income$2,656,0001,252
Securities gains (losses)$240,000300
Applicable income taxes$584,0001,030
Income before extraordinary items$2,312,0001,256
Extraordinary gains, net$03
Net income$2,312,0001,256
Minority interest net income$055
Net income of bank and minority interests.$2,312,0001,256
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$217,000182
Net operating income$2,120,0001,307
2020-12-31 (YTD Data)Rank
Total interest income$39,195,000858
Total interest expense$10,435,000480
Net interest income$28,760,000944
Provision for loan and lease losses$1,350,0001,325
Total noninterest income$957,0002,915
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$54,0004,099
Trading account gains and feesNANA
Additional Noninterest Income$903,0002,585
Total noninterest expense$21,461,0001,056
Salaries and employee benefits$11,769,0001,089
Premises and equipment expense$4,501,000578
Additional noninterest expense$5,191,0001,232
Pre-tax net operating income$6,906,0001,386
Securities gains (losses)$02,675
Applicable income taxes$1,356,0001,210
Income before extraordinary items$5,550,0001,513
Extraordinary gains, net$04
Net income$5,550,0001,513
Minority interest net income$072
Net income of bank and minority interests.$5,550,0001,513
Net charge-offs$514,000954
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$848,000216
Net operating income$5,550,0001,464
2020-09-30 (YTD Data)Rank
Total interest income$29,698,000849
Total interest expense$8,644,000475
Net interest income$21,054,000959
Provision for loan and lease losses$1,250,0001,186
Total noninterest income$672,0002,968
Gross Fiduciary activities income$0981
Service charges on deposit accounts$40,0004,135
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,605
Total noninterest expense$15,871,0001,056
Salaries and employee benefits$8,594,0001,095
Premises and equipment expense$3,330,000581
Additional noninterest expense$3,947,0001,196
Pre-tax net operating income$4,605,0001,500
Securities gains (losses)$02,494
Applicable income taxes$873,0001,293
Income before extraordinary items$3,732,0001,601
Extraordinary gains, net$04
Net income$3,732,0001,602
Minority interest net income$065
Net income of bank and minority interests.$3,732,0001,602
Net charge-offs$524,000733
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$618,000197
Net operating income$3,732,0001,560
2020-06-30 (YTD Data)Rank
Total interest income$19,946,000852
Total interest expense$6,484,000463
Net interest income$13,462,0001,002
Provision for loan and lease losses$1,150,000998
Total noninterest income$537,0002,729
Gross Fiduciary activities income$0970
Service charges on deposit accounts$28,0004,136
Trading account gains and feesNANA
Additional Noninterest Income$509,0002,353
Total noninterest expense$10,298,0001,070
Salaries and employee benefits$5,573,0001,114
Premises and equipment expense$2,161,000589
Additional noninterest expense$2,564,0001,222
Pre-tax net operating income$2,551,0001,669
Securities gains (losses)$02,249
Applicable income taxes$542,0001,274
Income before extraordinary items$2,009,0001,837
Extraordinary gains, net$04
Net income$2,009,0001,838
Minority interest net income$065
Net income of bank and minority interests.$2,009,0001,838
Net charge-offs$300,000808
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$399,000181
Net operating income$2,009,0001,797
2020-03-31 (YTD Data)Rank
Total interest income$10,282,000825
Total interest expense$3,543,000475
Net interest income$6,739,000982
Provision for loan and lease losses$1,000,000602
Total noninterest income$437,0002,080
Gross Fiduciary activities income$0941
Service charges on deposit accounts$16,0004,195
Trading account gains and feesNANA
Additional Noninterest Income$421,0001,677
Total noninterest expense$5,631,0001,005
Salaries and employee benefits$2,885,0001,096
Premises and equipment expense$1,083,000595
Additional noninterest expense$1,663,0001,027
Pre-tax net operating income$545,0002,673
Securities gains (losses)$01,705
Applicable income taxes$121,0001,784
Income before extraordinary items$424,0002,846
Extraordinary gains, net$04
Net income$424,0002,845
Minority interest net income$056
Net income of bank and minority interests.$424,0002,847
Net charge-offs$300,000492
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$185,000188
Net operating income$424,0002,830
2019-12-31 (YTD Data)Rank
Total interest income$36,751,000916
Total interest expense$12,243,000577
Net interest income$24,508,0001,067
Provision for loan and lease losses$425,0001,630
Total noninterest income$4,113,0001,288
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$42,0004,576
Trading account gains and feesNANA
Additional Noninterest Income$4,071,000954
Total noninterest expense$17,436,0001,201
Salaries and employee benefits$9,654,0001,232
Premises and equipment expense$3,368,000750
Additional noninterest expense$4,414,0001,400
Pre-tax net operating income$10,760,0001,001
Securities gains (losses)$02,379
Applicable income taxes$2,529,000779
Income before extraordinary items$8,231,0001,091
Extraordinary gains, net$011
Net income$8,231,0001,093
Minority interest net income$076
Net income of bank and minority interests.$8,231,0001,093
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$522,000283
Net operating income$8,231,0001,069
2019-09-30 (YTD Data)Rank
Total interest income$26,316,000956
Total interest expense$8,756,000612
Net interest income$17,560,0001,110
Provision for loan and lease losses$425,0001,305
Total noninterest income$3,408,0001,193
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$23,0004,801
Trading account gains and feesNANA
Additional Noninterest Income$3,385,000882
Total noninterest expense$12,284,0001,259
Salaries and employee benefits$7,066,0001,267
Premises and equipment expense$2,236,000865
Additional noninterest expense$2,982,0001,510
Pre-tax net operating income$8,259,0001,003
Securities gains (losses)$02,167
Applicable income taxes$1,975,000770
Income before extraordinary items$6,284,0001,099
Extraordinary gains, net$011
Net income$6,284,0001,100
Minority interest net income$072
Net income of bank and minority interests.$6,284,0001,100
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$375,000261
Net operating income$6,284,0001,075
2019-06-30 (YTD Data)Rank
Total interest income$16,427,0001,000
Total interest expense$5,421,000635
Net interest income$11,006,0001,169
Provision for loan and lease losses$425,000960
Total noninterest income$2,487,0001,103
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$8,0005,006
Trading account gains and feesNANA
Additional Noninterest Income$2,479,000808
Total noninterest expense$7,118,0001,429
Salaries and employee benefits$4,253,0001,385
Premises and equipment expense$1,295,000966
Additional noninterest expense$1,570,0001,863
Pre-tax net operating income$5,950,000909
Securities gains (losses)$01,702
Applicable income taxes$1,253,000777
Income before extraordinary items$4,697,000972
Extraordinary gains, net$011
Net income$4,697,000972
Minority interest net income$069
Net income of bank and minority interests.$4,697,000972
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$142,000311
Net operating income$4,697,000950
2019-03-31 (YTD Data)Rank
Total interest income$8,011,0001,015
Total interest expense$2,546,000660
Net interest income$5,465,0001,175
Provision for loan and lease losses$200,000934
Total noninterest income$1,415,000981
Gross Fiduciary activities income$0972
Service charges on deposit accounts$4,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$1,411,000712
Total noninterest expense$3,369,0001,506
Salaries and employee benefits$2,119,0001,393
Premises and equipment expense$613,0001,007
Additional noninterest expense$637,0002,190
Pre-tax net operating income$3,311,000816
Securities gains (losses)$01,087
Applicable income taxes$800,000641
Income before extraordinary items$2,511,000910
Extraordinary gains, net$05
Net income$2,511,000908
Minority interest net income$052
Net income of bank and minority interests.$2,511,000909
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$63,000286
Net operating income$2,511,000896
2018-12-31 (YTD Data)Rank
Total interest income$28,960,0001,044
Total interest expense$8,450,000605
Net interest income$20,510,0001,215
Provision for loan and lease losses$1,373,000681
Total noninterest income$3,620,0001,355
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$18,0005,102
Trading account gains and feesNANA
Additional Noninterest Income$3,602,0001,004
Total noninterest expense$12,697,0001,537
Salaries and employee benefits$7,070,0001,583
Premises and equipment expense$2,318,0001,043
Additional noninterest expense$3,309,0001,759
Pre-tax net operating income$10,060,0001,029
Securities gains (losses)$01,125
Applicable income taxes$2,362,000779
Income before extraordinary items$7,698,0001,121
Extraordinary gains, net$06
Net income$7,698,0001,120
Minority interest net income$072
Net income of bank and minority interests.$7,698,0001,120
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$152,000439
Net operating income$7,698,0001,118
2018-09-30 (YTD Data)Rank
Total interest income$20,749,0001,069
Total interest expense$6,015,000595
Net interest income$14,734,0001,260
Provision for loan and lease losses$1,148,000589
Total noninterest income$2,299,0001,540
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$13,0005,174
Trading account gains and feesNANA
Additional Noninterest Income$2,286,0001,146
Total noninterest expense$9,106,0001,591
Salaries and employee benefits$5,095,0001,644
Premises and equipment expense$1,718,0001,048
Additional noninterest expense$2,293,0001,887
Pre-tax net operating income$6,779,0001,126
Securities gains (losses)$01,118
Applicable income taxes$1,581,000859
Income before extraordinary items$5,198,0001,231
Extraordinary gains, net$05
Net income$5,198,0001,230
Minority interest net income$066
Net income of bank and minority interests.$5,198,0001,230
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$111,000419
Net operating income$5,198,0001,229
2018-06-30 (YTD Data)Rank
Total interest income$13,151,0001,106
Total interest expense$3,742,000593
Net interest income$9,409,0001,304
Provision for loan and lease losses$578,000735
Total noninterest income$1,363,0001,661
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$8,0005,243
Trading account gains and feesNANA
Additional Noninterest Income$1,355,0001,244
Total noninterest expense$5,934,0001,640
Salaries and employee benefits$3,365,0001,669
Premises and equipment expense$1,144,0001,048
Additional noninterest expense$1,425,0002,013
Pre-tax net operating income$4,260,0001,158
Securities gains (losses)$0961
Applicable income taxes$975,000894
Income before extraordinary items$3,285,0001,260
Extraordinary gains, net$06
Net income$3,285,0001,259
Minority interest net income$065
Net income of bank and minority interests.$3,285,0001,259
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$70,000409
Net operating income$3,285,0001,254
2018-03-31 (YTD Data)Rank
Total interest income$6,301,0001,143
Total interest expense$1,745,000597
Net interest income$4,556,0001,336
Provision for loan and lease losses$250,000792
Total noninterest income$767,0001,526
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$4,0005,293
Trading account gains and feesNANA
Additional Noninterest Income$763,0001,124
Total noninterest expense$2,999,0001,636
Salaries and employee benefits$1,708,0001,671
Premises and equipment expense$564,0001,070
Additional noninterest expense$727,0001,972
Pre-tax net operating income$2,074,0001,165
Securities gains (losses)$0735
Applicable income taxes$479,000896
Income before extraordinary items$1,595,0001,273
Extraordinary gains, net$07
Net income$1,595,0001,273
Minority interest net income$052
Net income of bank and minority interests.$1,595,0001,273
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$33,000381
Net operating income$1,595,0001,261
2017-12-31 (YTD Data)Rank
Total interest income$20,223,0001,338
Total interest expense$5,389,000635
Net interest income$14,834,0001,577
Provision for loan and lease losses$1,700,000587
Total noninterest income$1,580,0002,332
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$11,0005,437
Trading account gains and feesNANA
Additional Noninterest Income$1,569,0001,768
Total noninterest expense$10,240,0001,872
Salaries and employee benefits$5,452,0001,957
Premises and equipment expense$1,644,0001,392
Additional noninterest expense$3,144,0001,858
Pre-tax net operating income$4,474,0001,878
Securities gains (losses)$20,0001,329
Applicable income taxes$2,545,0001,094
Income before extraordinary items$1,949,0002,737
Extraordinary gains, net$09
Net income$1,949,0002,736
Minority interest net income$076
Net income of bank and minority interests.$1,949,0002,737
Net charge-offs$04,128
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$48,000571
Net operating income$1,936,2002,729
2017-09-30 (YTD Data)Rank
Total interest income$14,247,0001,412
Total interest expense$3,772,000655
Net interest income$10,475,0001,677
Provision for loan and lease losses$1,150,000616
Total noninterest income$1,167,0002,365
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$8,0005,501
Trading account gains and feesNANA
Additional Noninterest Income$1,159,0001,796
Total noninterest expense$7,467,0001,921
Salaries and employee benefits$3,997,0002,007
Premises and equipment expense$1,140,0001,515
Additional noninterest expense$2,330,0001,882
Pre-tax net operating income$3,025,0002,056
Securities gains (losses)$02,274
Applicable income taxes$1,139,0001,357
Income before extraordinary items$1,886,0002,502
Extraordinary gains, net$09
Net income$1,886,0002,502
Minority interest net income$071
Net income of bank and minority interests.$1,886,0002,502
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$39,000535
Net operating income$1,886,0002,486
2017-06-30 (YTD Data)Rank
Total interest income$8,935,0001,479
Total interest expense$2,315,000688
Net interest income$6,620,0001,745
Provision for loan and lease losses$700,000660
Total noninterest income$760,0002,415
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$5,0005,546
Trading account gains and feesNANA
Additional Noninterest Income$755,0001,842
Total noninterest expense$4,909,0001,939
Salaries and employee benefits$2,546,0002,078
Premises and equipment expense$663,0001,713
Additional noninterest expense$1,700,0001,741
Pre-tax net operating income$1,771,0002,212
Securities gains (losses)$01,906
Applicable income taxes$671,0001,444
Income before extraordinary items$1,100,0002,667
Extraordinary gains, net$011
Net income$1,100,0002,666
Minority interest net income$071
Net income of bank and minority interests.$1,100,0002,667
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$28,000502
Net operating income$1,100,0002,651
2017-03-31 (YTD Data)Rank
Total interest income$4,189,0001,565
Total interest expense$1,050,000734
Net interest income$3,139,0001,826
Provision for loan and lease losses$225,000857
Total noninterest income$239,0003,036
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$2,0005,612
Trading account gains and feesNANA
Additional Noninterest Income$237,0002,377
Total noninterest expense$2,152,0002,185
Salaries and employee benefits$1,267,0002,105
Premises and equipment expense$297,0001,903
Additional noninterest expense$588,0002,355
Pre-tax net operating income$1,001,0001,961
Securities gains (losses)$01,153
Applicable income taxes$367,0001,325
Income before extraordinary items$634,0002,348
Extraordinary gains, net$08
Net income$634,0002,346
Minority interest net income$055
Net income of bank and minority interests.$634,0002,348
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$14,000479
Net operating income$634,0002,323
2016-12-31 (YTD Data)Rank
Total interest income$14,242,0001,776
Total interest expense$3,491,000842
Net interest income$10,751,0002,051
Provision for loan and lease losses$1,200,000778
Total noninterest income$1,052,0002,953
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$14,0005,627
Trading account gains and fees$0170
Additional Noninterest Income$1,038,0002,359
Total noninterest expense$7,327,0002,464
Salaries and employee benefits$4,256,0002,383
Premises and equipment expense$891,0002,333
Additional noninterest expense$2,180,0002,595
Pre-tax net operating income$3,276,0002,246
Securities gains (losses)$03,212
Applicable income taxes$1,169,0001,504
Income before extraordinary items$2,107,0002,701
Extraordinary gains, net$05
Net income$2,107,0002,698
Minority interest net income$082
Net income of bank and minority interests.$2,107,0002,700
Net charge-offs$-15,0005,062
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$49,000585
Net operating income$2,107,0002,645
2016-09-30 (YTD Data)Rank
Total interest income$10,330,0001,844
Total interest expense$2,483,000879
Net interest income$7,847,0002,097
Provision for loan and lease losses$975,000703
Total noninterest income$676,0003,214
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$12,0005,673
Trading account gains and fees$0169
Additional Noninterest Income$664,0002,548
Total noninterest expense$5,211,0002,557
Salaries and employee benefits$3,098,0002,428
Premises and equipment expense$624,0002,433
Additional noninterest expense$1,489,0002,765
Pre-tax net operating income$2,337,0002,365
Securities gains (losses)$03,160
Applicable income taxes$826,0001,594
Income before extraordinary items$1,511,0002,816
Extraordinary gains, net$05
Net income$1,511,0002,816
Minority interest net income$071
Net income of bank and minority interests.$1,511,0002,816
Net charge-offs$-15,0005,021
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$35,000552
Net operating income$1,511,0002,755
2016-06-30 (YTD Data)Rank
Total interest income$6,496,0001,945
Total interest expense$1,546,000931
Net interest income$4,950,0002,201
Provision for loan and lease losses$600,000726
Total noninterest income$274,0003,982
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$9,0005,715
Trading account gains and fees$0157
Additional Noninterest Income$265,0003,197
Total noninterest expense$3,201,0002,731
Salaries and employee benefits$1,864,0002,637
Premises and equipment expense$377,0002,626
Additional noninterest expense$960,0002,831
Pre-tax net operating income$1,423,0002,494
Securities gains (losses)$02,835
Applicable income taxes$503,0001,653
Income before extraordinary items$920,0002,940
Extraordinary gains, net$016
Net income$920,0002,938
Minority interest net income$071
Net income of bank and minority interests.$920,0002,939
Net charge-offs$-15,0005,114
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$23,000549
Net operating income$920,0002,871
2016-03-31 (YTD Data)Rank
Total interest income$3,083,0002,026
Total interest expense$713,0001,004
Net interest income$2,370,0002,292
Provision for loan and lease losses$300,000670
Total noninterest income$32,0005,468
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$5,0005,726
Trading account gains and fees$0142
Additional Noninterest Income$27,0005,014
Total noninterest expense$1,469,0002,921
Salaries and employee benefits$866,0002,796
Premises and equipment expense$178,0002,755
Additional noninterest expense$425,0003,096
Pre-tax net operating income$633,0002,651
Securities gains (losses)$02,077
Applicable income taxes$224,0001,742
Income before extraordinary items$409,0003,086
Extraordinary gains, net$012
Net income$409,0003,084
Minority interest net income$062
Net income of bank and minority interests.$409,0003,085
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$11,000517
Net operating income$409,0003,029
2015-12-31 (YTD Data)Rank
Total interest income$8,962,0002,603
Total interest expense$2,090,0001,331
Net interest income$6,872,0002,895
Provision for loan and lease losses$883,000911
Total noninterest income$975,0003,114
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$24,0005,771
Trading account gains and fees$0159
Additional Noninterest Income$951,0002,443
Total noninterest expense$4,685,0003,372
Salaries and employee benefits$2,436,0003,473
Premises and equipment expense$696,0002,828
Additional noninterest expense$1,553,0003,330
Pre-tax net operating income$2,279,0002,787
Securities gains (losses)$03,216
Applicable income taxes$818,0001,779
Income before extraordinary items$1,461,0003,271
Extraordinary gains, net$023
Net income$1,461,0003,272
Minority interest net income$081
Net income of bank and minority interests.$1,461,0003,273
Net charge-offs$-57,0005,607
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$5,516,00074
Net operating income$1,461,0003,220
2015-09-30 (YTD Data)Rank
Total interest income$6,335,0002,754
Total interest expense$1,500,0001,399
Net interest income$4,835,0003,068
Provision for loan and lease losses$633,000863
Total noninterest income$805,0002,964
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$17,0005,862
Trading account gains and fees$0153
Additional Noninterest Income$788,0002,334
Total noninterest expense$3,430,0003,446
Salaries and employee benefits$1,773,0003,554
Premises and equipment expense$495,0002,973
Additional noninterest expense$1,162,0003,349
Pre-tax net operating income$1,577,0002,987
Securities gains (losses)$03,031
Applicable income taxes$568,0001,899
Income before extraordinary items$1,009,0003,481
Extraordinary gains, net$021
Net income$1,009,0003,479
Minority interest net income$078
Net income of bank and minority interests.$1,009,0003,480
Net charge-offs$-57,0005,651
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$4,685,00060
Net operating income$1,009,0003,427
2015-06-30 (YTD Data)Rank
Total interest income$4,057,0002,828
Total interest expense$962,0001,460
Net interest income$3,095,0003,147
Provision for loan and lease losses$483,000794
Total noninterest income$502,0003,067
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$10,0005,963
Trading account gains and fees$0157
Additional Noninterest Income$492,0002,429
Total noninterest expense$2,278,0003,487
Salaries and employee benefits$1,170,0003,598
Premises and equipment expense$317,0003,051
Additional noninterest expense$791,0003,322
Pre-tax net operating income$836,0003,371
Securities gains (losses)$02,636
Applicable income taxes$297,0002,134
Income before extraordinary items$539,0003,840
Extraordinary gains, net$022
Net income$539,0003,841
Minority interest net income$075
Net income of bank and minority interests.$539,0003,843
Net charge-offs$20,0002,945
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$2,554,00073
Net operating income$539,0003,786
2015-03-31 (YTD Data)Rank
Total interest income$1,908,0002,946
Total interest expense$454,0001,532
Net interest income$1,454,0003,296
Provision for loan and lease losses$260,000726
Total noninterest income$178,0003,606
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$5,0006,004
Trading account gains and fees$0152
Additional Noninterest Income$173,0002,830
Total noninterest expense$1,056,0003,669
Salaries and employee benefits$541,0003,818
Premises and equipment expense$157,0003,103
Additional noninterest expense$358,0003,534
Pre-tax net operating income$316,0003,803
Securities gains (losses)$02,027
Applicable income taxes$113,0002,339
Income before extraordinary items$203,0004,266
Extraordinary gains, net$013
Net income$203,0004,268
Minority interest net income$064
Net income of bank and minority interests.$203,0004,269
Net charge-offs$21,0002,091
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$81,000289
Net operating income$203,0004,185
2014-12-31 (YTD Data)Rank
Total interest income$5,937,0003,556
Total interest expense$1,282,0002,147
Net interest income$4,655,0003,835
Provision for loan and lease losses$350,0001,826
Total noninterest income$399,0004,632
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$17,0006,172
Trading account gains and fees$0180
Additional Noninterest Income$382,0003,663
Total noninterest expense$3,854,0003,912
Salaries and employee benefits$1,777,0004,255
Premises and equipment expense$567,0003,355
Additional noninterest expense$1,510,0003,538
Pre-tax net operating income$850,0004,395
Securities gains (losses)$03,259
Applicable income taxes$-4,311,0006,475
Income before extraordinary items$5,161,0001,265
Extraordinary gains, net$017
Net income$5,161,0001,263
Minority interest net income$084
Net income of bank and minority interests.$5,161,0001,264
Net charge-offs$-1,0005,362
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$5,354,00072
Net operating income$5,161,0001,235
2014-09-30 (YTD Data)Rank
Total interest income$4,329,0003,643
Total interest expense$937,0002,220
Net interest income$3,392,0003,936
Provision for loan and lease losses$140,0002,452
Total noninterest income$349,0004,434
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$13,0006,244
Trading account gains and fees$0174
Additional Noninterest Income$336,0003,463
Total noninterest expense$3,030,0003,829
Salaries and employee benefits$1,443,0004,070
Premises and equipment expense$422,0003,415
Additional noninterest expense$1,165,0003,482
Pre-tax net operating income$571,0004,635
Securities gains (losses)$02,980
Applicable income taxes$10,0004,197
Income before extraordinary items$561,0004,440
Extraordinary gains, net$015
Net income$561,0004,441
Minority interest net income$081
Net income of bank and minority interests.$561,0004,442
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$4,942,00065
Net operating income$561,0004,395
2014-06-30 (YTD Data)Rank
Total interest income$2,847,0003,682
Total interest expense$608,0002,300
Net interest income$2,239,0003,969
Provision for loan and lease losses$140,0001,994
Total noninterest income$186,0004,779
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$8,0006,307
Trading account gains and fees$0172
Additional Noninterest Income$178,0003,810
Total noninterest expense$1,943,0003,943
Salaries and employee benefits$975,0004,059
Premises and equipment expense$281,0003,451
Additional noninterest expense$687,0003,782
Pre-tax net operating income$342,0004,729
Securities gains (losses)$02,580
Applicable income taxes$4,0004,298
Income before extraordinary items$338,0004,550
Extraordinary gains, net$020
Net income$338,0004,553
Minority interest net income$080
Net income of bank and minority interests.$338,0004,554
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$2,512,00065
Net operating income$338,0004,500
2014-03-31 (YTD Data)Rank
Total interest income$1,350,0003,820
Total interest expense$291,0002,413
Net interest income$1,059,0004,107
Provision for loan and lease losses$140,0001,347
Total noninterest income$137,0004,127
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,0006,493
Trading account gains and fees$0147
Additional Noninterest Income$136,0003,110
Total noninterest expense$998,0003,905
Salaries and employee benefits$520,0003,972
Premises and equipment expense$142,0003,477
Additional noninterest expense$336,0003,844
Pre-tax net operating income$58,0005,672
Securities gains (losses)$01,715
Applicable income taxes$2,0004,234
Income before extraordinary items$56,0005,646
Extraordinary gains, net$016
Net income$56,0005,646
Minority interest net income$066
Net income of bank and minority interests.$56,0005,646
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$880,00072
Net operating income$56,0005,609
2013-12-31 (YTD Data)Rank
Total interest income$3,200,0005,109
Total interest expense$952,0003,062
Net interest income$2,248,0005,450
Provision for loan and lease losses$1,228,000928
Total noninterest income$722,0003,808
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$17,0006,453
Trading account gains and fees$0184
Additional Noninterest Income$705,0002,858
Total noninterest expense$3,542,0004,226
Salaries and employee benefits$1,648,0004,531
Premises and equipment expense$543,0003,547
Additional noninterest expense$1,351,0003,912
Pre-tax net operating income$-1,800,0006,643
Securities gains (losses)$70,0001,565
Applicable income taxes$6,0004,375
Income before extraordinary items$-1,736,0006,655
Extraordinary gains, net$029
Net income$-1,736,0006,655
Minority interest net income$090
Net income of bank and minority interests.$-1,736,0006,655
Net charge-offs$1,195,0001,104
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,389,000111
Net operating income$-1,806,0006,652
2013-09-30 (YTD Data)Rank
Total interest income$2,141,0005,374
Total interest expense$682,0003,230
Net interest income$1,459,0005,765
Provision for loan and lease losses$493,0001,534
Total noninterest income$502,0004,007
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$13,0006,516
Trading account gains and fees$0180
Additional Noninterest Income$489,0003,054
Total noninterest expense$2,597,0004,305
Salaries and employee benefits$1,181,0004,659
Premises and equipment expense$414,0003,529
Additional noninterest expense$1,002,0003,934
Pre-tax net operating income$-1,129,0006,717
Securities gains (losses)$28,0002,032
Applicable income taxes$5,0004,449
Income before extraordinary items$-1,106,0006,727
Extraordinary gains, net$025
Net income$-1,106,0006,728
Minority interest net income$084
Net income of bank and minority interests.$-1,106,0006,728
Net charge-offs$439,0001,726
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$520,000226
Net operating income$-1,134,0006,720
2013-06-30 (YTD Data)Rank
Total interest income$1,336,0005,505
Total interest expense$451,0003,322
Net interest income$885,0005,939
Provision for loan and lease losses$388,0001,411
Total noninterest income$278,0004,340
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$9,0006,545
Trading account gains and fees$0157
Additional Noninterest Income$269,0003,363
Total noninterest expense$1,730,0004,328
Salaries and employee benefits$822,0004,581
Premises and equipment expense$258,0003,709
Additional noninterest expense$650,0004,005
Pre-tax net operating income$-955,0006,782
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-955,0006,800
Extraordinary gains, net$022
Net income$-955,0006,802
Minority interest net income$082
Net income of bank and minority interests.$-955,0006,801
Net charge-offs$314,0001,645
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$513,000162
Net operating income$-955,0006,789
2013-03-31 (YTD Data)Rank
Total interest income$631,0005,648
Total interest expense$218,0003,490
Net interest income$413,0006,058
Provision for loan and lease losses$216,0001,297
Total noninterest income$66,0005,417
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$6,0006,510
Trading account gains and fees$0148
Additional Noninterest Income$60,0004,488
Total noninterest expense$875,0004,324
Salaries and employee benefits$407,0004,652
Premises and equipment expense$144,0003,483
Additional noninterest expense$324,0004,037
Pre-tax net operating income$-612,0006,885
Securities gains (losses)$01,966
Applicable income taxes$2,0004,407
Income before extraordinary items$-614,0006,897
Extraordinary gains, net$010
Net income$-614,0006,898
Minority interest net income$076
Net income of bank and minority interests.$-614,0006,898
Net charge-offs$125,0001,720
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$415,00097
Net operating income$-614,0006,885
2012-12-31 (YTD Data)Rank
Total interest income$2,591,0005,749
Total interest expense$926,0003,798
Net interest income$1,665,0006,143
Provision for loan and lease losses$280,0003,492
Total noninterest income$78,0006,446
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$14,0006,742
Trading account gains and fees$0166
Additional Noninterest Income$64,0005,695
Total noninterest expense$3,493,0004,388
Salaries and employee benefits$1,476,0004,884
Premises and equipment expense$562,0003,541
Additional noninterest expense$1,455,0003,865
Pre-tax net operating income$-2,030,0006,811
Securities gains (losses)$242,0001,532
Applicable income taxes$5,0004,499
Income before extraordinary items$-1,793,0006,814
Extraordinary gains, net$029
Net income$-1,793,0006,811
Minority interest net income$093
Net income of bank and minority interests.$-1,793,0006,812
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$9,260,00042
Net operating income$-2,035,0006,816
2012-09-30 (YTD Data)Rank
Total interest income$1,986,0005,788
Total interest expense$694,0003,917
Net interest income$1,292,0006,203
Provision for loan and lease losses$280,0003,060
Total noninterest income$60,0006,542
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$12,0006,810
Trading account gains and fees$0157
Additional Noninterest Income$48,0005,795
Total noninterest expense$2,634,0004,393
Salaries and employee benefits$1,085,0004,971
Premises and equipment expense$423,0003,581
Additional noninterest expense$1,126,0003,811
Pre-tax net operating income$-1,562,0006,928
Securities gains (losses)$242,0001,280
Applicable income taxes$4,0004,560
Income before extraordinary items$-1,324,0006,932
Extraordinary gains, net$020
Net income$-1,324,0006,928
Minority interest net income$086
Net income of bank and minority interests.$-1,324,0006,930
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,566,0006,937
2012-06-30 (YTD Data)Rank
Total interest income$1,365,0005,782
Total interest expense$464,0004,008
Net interest income$901,0006,173
Provision for loan and lease losses$280,0002,537
Total noninterest income$38,0006,623
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$8,0006,853
Trading account gains and fees$0153
Additional Noninterest Income$30,0005,887
Total noninterest expense$1,705,0004,498
Salaries and employee benefits$639,0005,301
Premises and equipment expense$280,0003,596
Additional noninterest expense$786,0003,704
Pre-tax net operating income$-1,046,0006,978
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-1,046,0007,005
Extraordinary gains, net$019
Net income$-1,046,0007,004
Minority interest net income$084
Net income of bank and minority interests.$-1,046,0007,005
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,046,0006,989
2012-03-31 (YTD Data)Rank
Total interest income$780,0005,586
Total interest expense$236,0004,064
Net interest income$544,0005,895
Provision for loan and lease losses$175,0002,152
Total noninterest income$6,0006,994
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$3,0006,938
Trading account gains and fees$0148
Additional Noninterest Income$3,0006,669
Total noninterest expense$846,0004,522
Salaries and employee benefits$338,0005,211
Premises and equipment expense$137,0003,677
Additional noninterest expense$371,0003,821
Pre-tax net operating income$-471,0007,028
Securities gains (losses)$02,210
Applicable income taxes$1,0004,577
Income before extraordinary items$-472,0007,059
Extraordinary gains, net$019
Net income$-472,0007,058
Minority interest net income$078
Net income of bank and minority interests.$-472,0007,059
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-472,0007,038
2011-12-31 (YTD Data)Rank
Total interest income$3,134,0005,667
Total interest expense$1,022,0004,345
Net interest income$2,112,0005,973
Provision for loan and lease losses$229,0004,485
Total noninterest income$76,0006,607
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$21,0006,734
Trading account gains and fees$0146
Additional Noninterest Income$55,0005,861
Total noninterest expense$3,933,0004,155
Salaries and employee benefits$1,527,0004,916
Premises and equipment expense$846,0002,791
Additional noninterest expense$1,560,0003,754
Pre-tax net operating income$-1,974,0006,786
Securities gains (losses)$03,838
Applicable income taxes$11,0004,285
Income before extraordinary items$-1,985,0006,829
Extraordinary gains, net$029
Net income$-1,985,0006,829
Minority interest net income$096
Net income of bank and minority interests.$-1,985,0006,829
Net charge-offs$193,0004,329
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,985,0006,809
2011-09-30 (YTD Data)Rank
Total interest income$2,358,0005,711
Total interest expense$767,0004,463
Net interest income$1,591,0006,013
Provision for loan and lease losses$204,0004,127
Total noninterest income$57,0006,705
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$17,0006,758
Trading account gains and fees$0145
Additional Noninterest Income$40,0005,981
Total noninterest expense$3,105,0004,024
Salaries and employee benefits$1,177,0004,834
Premises and equipment expense$712,0002,535
Additional noninterest expense$1,216,0003,661
Pre-tax net operating income$-1,661,0006,952
Securities gains (losses)$03,555
Applicable income taxes$9,0004,287
Income before extraordinary items$-1,670,0007,011
Extraordinary gains, net$021
Net income$-1,670,0007,012
Minority interest net income$087
Net income of bank and minority interests.$-1,670,0007,012
Net charge-offs$193,0003,750
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,670,0006,989
2011-06-30 (YTD Data)Rank
Total interest income$1,600,0005,741
Total interest expense$515,0004,545
Net interest income$1,085,0006,008
Provision for loan and lease losses$204,0003,506
Total noninterest income$51,0006,566
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$13,0006,739
Trading account gains and fees$0153
Additional Noninterest Income$38,0005,729
Total noninterest expense$1,920,0004,274
Salaries and employee benefits$820,0004,758
Premises and equipment expense$399,0002,968
Additional noninterest expense$701,0004,105
Pre-tax net operating income$-988,0006,974
Securities gains (losses)$02,914
Applicable income taxes$6,0004,255
Income before extraordinary items$-994,0007,031
Extraordinary gains, net$015
Net income$-994,0007,030
Minority interest net income$089
Net income of bank and minority interests.$-994,0007,031
Net charge-offs$193,0003,156
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-994,0007,010
2011-03-31 (YTD Data)Rank
Total interest income$793,0005,798
Total interest expense$267,0004,575
Net interest income$526,0006,086
Provision for loan and lease losses$204,0002,411
Total noninterest income$22,0006,736
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$7,0006,714
Trading account gains and fees$0158
Additional Noninterest Income$15,0006,083
Total noninterest expense$1,028,0004,108
Salaries and employee benefits$467,0004,411
Premises and equipment expense$201,0002,978
Additional noninterest expense$360,0004,012
Pre-tax net operating income$-684,0007,174
Securities gains (losses)$01,772
Applicable income taxes$3,0004,206
Income before extraordinary items$-687,0007,207
Extraordinary gains, net$09
Net income$-687,0007,208
Minority interest net income$086
Net income of bank and minority interests.$-687,0007,208
Net charge-offs$193,0002,145
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-687,0007,200
2010-12-31 (YTD Data)Rank
Total interest income$3,392,0005,786
Total interest expense$1,240,0004,734
Net interest income$2,152,0006,087
Provision for loan and lease losses$554,0003,985
Total noninterest income$304,0005,389
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$56,0006,144
Trading account gains and fees$0175
Additional Noninterest Income$248,0004,263
Total noninterest expense$4,315,0004,004
Salaries and employee benefits$2,022,0004,199
Premises and equipment expense$848,0002,843
Additional noninterest expense$1,445,0004,105
Pre-tax net operating income$-2,413,0006,847
Securities gains (losses)$323,0001,203
Applicable income taxes$16,0004,094
Income before extraordinary items$-2,106,0006,865
Extraordinary gains, net$029
Net income$-2,106,0006,865
Minority interest net income$0111
Net income of bank and minority interests.$-2,106,0006,866
Net charge-offs$47,0005,947
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$620,000429
Net operating income$-2,429,0006,901
2010-09-30 (YTD Data)Rank
Total interest income$2,593,0005,849
Total interest expense$960,0004,801
Net interest income$1,633,0006,159
Provision for loan and lease losses$469,0003,653
Total noninterest income$244,0005,368
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$51,0006,028
Trading account gains and fees$0165
Additional Noninterest Income$193,0004,230
Total noninterest expense$3,248,0004,003
Salaries and employee benefits$1,547,0004,180
Premises and equipment expense$645,0002,860
Additional noninterest expense$1,056,0004,154
Pre-tax net operating income$-1,840,0007,034
Securities gains (losses)$283,0001,124
Applicable income taxes$4,0004,431
Income before extraordinary items$-1,561,0007,062
Extraordinary gains, net$023
Net income$-1,561,0007,061
Minority interest net income$0110
Net income of bank and minority interests.$-1,561,0007,062
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$620,000343
Net operating income$-1,844,0007,081
2010-06-30 (YTD Data)Rank
Total interest income$1,793,0005,799
Total interest expense$660,0004,840
Net interest income$1,133,0006,108
Provision for loan and lease losses$371,0003,307
Total noninterest income$219,0004,861
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$47,0005,677
Trading account gains and fees$0152
Additional Noninterest Income$172,0003,761
Total noninterest expense$2,288,0003,856
Salaries and employee benefits$1,128,0003,940
Premises and equipment expense$430,0002,882
Additional noninterest expense$730,0004,029
Pre-tax net operating income$-1,307,0007,119
Securities gains (losses)$281,000753
Applicable income taxes$2,0004,454
Income before extraordinary items$-1,028,0007,105
Extraordinary gains, net$019
Net income$-1,028,0007,104
Minority interest net income$0105
Net income of bank and minority interests.$-1,028,0007,105
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,309,0007,175
2010-03-31 (YTD Data)Rank
Total interest income$889,0005,899
Total interest expense$361,0004,742
Net interest income$528,0006,310
Provision for loan and lease losses$238,0002,763
Total noninterest income$191,0003,748
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$42,0004,797
Trading account gains and fees$0175
Additional Noninterest Income$149,0002,846
Total noninterest expense$1,298,0003,550
Salaries and employee benefits$634,0003,655
Premises and equipment expense$202,0003,090
Additional noninterest expense$462,0003,396
Pre-tax net operating income$-817,0007,350
Securities gains (losses)$258,000432
Applicable income taxes$1,0004,457
Income before extraordinary items$-560,0007,301
Extraordinary gains, net$016
Net income$-560,0007,301
Minority interest net income$091
Net income of bank and minority interests.$-560,0007,302
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-818,0007,403
2009-12-31 (YTD Data)Rank
Total interest income$1,858,0007,167
Total interest expense$1,544,0005,094
Net interest income$314,0007,921
Provision for loan and lease losses$283,0005,358
Total noninterest income$933,0003,477
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$62,0006,303
Trading account gains and fees$0211
Additional Noninterest Income$871,0002,329
Total noninterest expense$4,874,0003,775
Salaries and employee benefits$2,890,0003,292
Premises and equipment expense$715,0003,397
Additional noninterest expense$1,269,0004,574
Pre-tax net operating income$-3,910,0007,046
Securities gains (losses)$77,0002,326
Applicable income taxes$7,0003,960
Income before extraordinary items$-3,840,0007,136
Extraordinary gains, net$034
Net income$-3,840,0007,135
Minority interest net income$0115
Net income of bank and minority interests.$-3,840,0007,134
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$11,533,00081
Net operating income$-3,917,0007,143
2009-09-30 (YTD Data)Rank
Total interest income$1,003,0007,613
Total interest expense$1,095,0005,356
Net interest income$-92,0008,094
Provision for loan and lease losses$163,0005,423
Total noninterest income$668,0003,619
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$18,0006,902
Trading account gains and fees$0212
Additional Noninterest Income$650,0002,401
Total noninterest expense$3,415,0003,972
Salaries and employee benefits$2,076,0003,436
Premises and equipment expense$488,0003,684
Additional noninterest expense$851,0004,885
Pre-tax net operating income$-3,002,0007,292
Securities gains (losses)$13,0002,895
Applicable income taxes$04,592
Income before extraordinary items$-2,989,0007,378
Extraordinary gains, net$027
Net income$-2,989,0007,378
Minority interest net income$0118
Net income of bank and minority interests.$-2,989,0007,378
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$10,961,00068
Net operating income$-3,002,0007,375
2009-06-30 (YTD Data)Rank
Total interest income$330,0008,037
Total interest expense$651,0005,736
Net interest income$-321,0008,187
Provision for loan and lease losses$54,0006,022
Total noninterest income$52,0007,130
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$50,0005,847
Total noninterest expense$1,794,0004,701
Salaries and employee benefits$984,0004,482
Premises and equipment expense$312,0003,831
Additional noninterest expense$498,0005,262
Pre-tax net operating income$-2,117,0007,415
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-2,117,0007,508
Extraordinary gains, net$021
Net income$-2,117,0007,507
Minority interest net income$0112
Net income of bank and minority interests.$-2,117,0007,507
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$10,752,00050
Net operating income$-2,117,0007,509
2009-03-31 (YTD Data)Rank
Total interest income$81,0008,188
Total interest expense$222,0006,621
Net interest income$-141,0008,239
Provision for loan and lease losses$9,0006,357
Total noninterest income$1,0008,011
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$759,0005,140
Salaries and employee benefits$416,0005,020
Premises and equipment expense$130,0004,390
Additional noninterest expense$213,0005,431
Pre-tax net operating income$-908,0007,601
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-908,0007,676
Extraordinary gains, net$015
Net income$-908,0007,677
Minority interest net income$0102
Net income of bank and minority interests.$-908,0007,677
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$10,239,00023
Net operating income$-908,0007,673

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.