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Hana Bank USA, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$19,491,000	1,926
Total interest expense	$4,988,000	2,016
Net interest income	$14,503,000	1,863
Provision for loan and lease losses	$684,000	1,062
Total noninterest income	$1,113,000	2,613
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$624,000	1,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,995
Total noninterest expense	$12,423,000	1,769
Salaries and employee benefits	$6,898,000	1,789
Premises and equipment expense	$2,208,000	1,126
Additional noninterest expense	$489,000	2,995
Pre-tax net operating income	$2,509,000	2,701
Securities gains (losses)	$0	988
Applicable income taxes	$-887,000	4,543
Income before extraordinary items	$3,396,000	2,173
Extraordinary gains, net	$0	54
Net income	$3,396,000	2,197
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,396,000	2,176
Net charge-offs	$-153,000	4,408
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,396,000	2,202
2023-09-30 (YTD Data)		Rank
Total interest income	$14,032,000	1,950
Total interest expense	$3,315,000	2,053
Net interest income	$10,717,000	1,896
Provision for loan and lease losses	$478,000	1,032
Total noninterest income	$860,000	2,580
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$472,000	1,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$388,000	2,927
Total noninterest expense	$9,148,000	1,788
Salaries and employee benefits	$5,105,000	1,801
Premises and equipment expense	$1,647,000	1,123
Additional noninterest expense	$388,000	2,926
Pre-tax net operating income	$1,951,000	2,733
Securities gains (losses)	$0	849
Applicable income taxes	$-887,000	4,586
Income before extraordinary items	$2,838,000	2,118
Extraordinary gains, net	$0	52
Net income	$2,838,000	2,138
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,838,000	2,120
Net charge-offs	$-142,000	4,429
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,838,000	2,141
2023-06-30 (YTD Data)		Rank
Total interest income	$8,647,000	2,028
Total interest expense	$1,670,000	2,218
Net interest income	$6,977,000	1,947
Provision for loan and lease losses	$208,000	1,314
Total noninterest income	$567,000	2,553
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$318,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	2,943
Total noninterest expense	$5,949,000	1,811
Salaries and employee benefits	$3,325,000	1,829
Premises and equipment expense	$1,087,000	1,128
Additional noninterest expense	$249,000	2,936
Pre-tax net operating income	$1,387,000	2,676
Securities gains (losses)	$0	938
Applicable income taxes	$-887,000	4,620
Income before extraordinary items	$2,274,000	1,894
Extraordinary gains, net	$0	51
Net income	$2,274,000	1,918
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,274,000	1,894
Net charge-offs	$-105,000	4,459
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,274,000	1,902
2023-03-31 (YTD Data)		Rank
Total interest income	$4,341,000	1,996
Total interest expense	$715,000	2,213
Net interest income	$3,626,000	1,893
Provision for loan and lease losses	$88,000	1,367
Total noninterest income	$272,000	2,598
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$161,000	1,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	3,052
Total noninterest expense	$2,868,000	1,882
Salaries and employee benefits	$1,542,000	1,961
Premises and equipment expense	$531,000	1,182
Additional noninterest expense	$111,000	3,052
Pre-tax net operating income	$942,000	2,371
Securities gains (losses)	$0	950
Applicable income taxes	$-508,000	4,640
Income before extraordinary items	$1,450,000	1,640
Extraordinary gains, net	$0	4
Net income	$1,450,000	1,640
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,450,000	1,640
Net charge-offs	$-11,000	4,071
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,450,000	1,654
2022-12-31 (YTD Data)		Rank
Total interest income	$10,447,000	2,461
Total interest expense	$835,000	2,644
Net interest income	$9,612,000	2,423
Provision for loan and lease losses	$627,000	1,078
Total noninterest income	$1,222,000	2,574
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$617,000	1,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$605,000	2,864
Total noninterest expense	$11,427,000	1,839
Salaries and employee benefits	$6,094,000	1,929
Premises and equipment expense	$2,215,000	1,112
Additional noninterest expense	$605,000	2,864
Pre-tax net operating income	$-1,220,000	4,655
Securities gains (losses)	$0	691
Applicable income taxes	$-521,000	4,661
Income before extraordinary items	$-699,000	4,621
Extraordinary gains, net	$0	5
Net income	$-699,000	4,620
Minority interest net income	$0	63
Net income of bank and minority interests.	$-699,000	4,621
Net charge-offs	$-66,000	4,171
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$-699,000	4,629
2022-09-30 (YTD Data)		Rank
Total interest income	$6,804,000	2,603
Total interest expense	$441,000	2,822
Net interest income	$6,363,000	2,568
Provision for loan and lease losses	$562,000	908
Total noninterest income	$969,000	2,532
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$461,000	1,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$508,000	2,788
Total noninterest expense	$8,504,000	1,853
Salaries and employee benefits	$4,525,000	1,929
Premises and equipment expense	$1,658,000	1,099
Additional noninterest expense	$508,000	2,788
Pre-tax net operating income	$-1,734,000	4,726
Securities gains (losses)	$0	740
Applicable income taxes	$-521,000	4,704
Income before extraordinary items	$-1,213,000	4,683
Extraordinary gains, net	$0	4
Net income	$-1,213,000	4,683
Minority interest net income	$0	57
Net income of bank and minority interests.	$-1,213,000	4,683
Net charge-offs	$-57,000	4,155
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$-1,213,000	4,701
2022-06-30 (YTD Data)		Rank
Total interest income	$3,857,000	2,814
Total interest expense	$237,000	2,982
Net interest income	$3,620,000	2,772
Provision for loan and lease losses	$672,000	565
Total noninterest income	$664,000	2,490
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$298,000	1,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	2,736
Total noninterest expense	$5,615,000	1,852
Salaries and employee benefits	$2,916,000	1,985
Premises and equipment expense	$1,115,000	1,089
Additional noninterest expense	$1,584,000	1,917
Pre-tax net operating income	$-2,003,000	4,754
Securities gains (losses)	$0	687
Applicable income taxes	$-521,000	4,726
Income before extraordinary items	$-1,482,000	4,723
Extraordinary gains, net	$0	4
Net income	$-1,482,000	4,723
Minority interest net income	$0	60
Net income of bank and minority interests.	$-1,482,000	4,723
Net charge-offs	$-49,000	4,183
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$64,000,000	13
Net operating income	$-1,482,000	4,740
2022-03-31 (YTD Data)		Rank
Total interest income	$1,678,000	2,985
Total interest expense	$117,000	2,980
Net interest income	$1,561,000	2,957
Provision for loan and lease losses	$85,000	1,067
Total noninterest income	$297,000	2,610
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$141,000	1,554
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	2,856
Total noninterest expense	$2,608,000	1,924
Salaries and employee benefits	$1,331,000	2,091
Premises and equipment expense	$519,000	1,165
Additional noninterest expense	$758,000	1,955
Pre-tax net operating income	$-835,000	4,767
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$-835,000	4,754
Extraordinary gains, net	$0	4
Net income	$-835,000	4,754
Minority interest net income	$0	50
Net income of bank and minority interests.	$-835,000	4,754
Net charge-offs	$4,000	1,408
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$-835,000	4,763
2021-12-31 (YTD Data)		Rank
Total interest income	$8,663,000	2,694
Total interest expense	$513,000	3,131
Net interest income	$8,150,000	2,620
Provision for loan and lease losses	$86,000	2,295
Total noninterest income	$1,318,000	2,692
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$123,000	3,225
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,195,000	2,449
Total noninterest expense	$9,980,000	1,980
Salaries and employee benefits	$4,948,000	2,189
Premises and equipment expense	$2,233,000	1,098
Additional noninterest expense	$2,799,000	2,077
Pre-tax net operating income	$-598,000	4,775
Securities gains (losses)	$177,000	653
Applicable income taxes	$-31,000	4,740
Income before extraordinary items	$-390,000	4,761
Extraordinary gains, net	$0	10
Net income	$-390,000	4,761
Minority interest net income	$0	74
Net income of bank and minority interests.	$-390,000	4,761
Net charge-offs	$-193,000	4,538
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$-554,610	4,766
2021-09-30 (YTD Data)		Rank
Total interest income	$6,332,000	2,778
Total interest expense	$391,000	3,216
Net interest income	$5,941,000	2,708
Provision for loan and lease losses	$166,000	1,611
Total noninterest income	$780,000	2,972
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$72,000	3,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$708,000	2,714
Total noninterest expense	$7,411,000	2,000
Salaries and employee benefits	$3,599,000	2,226
Premises and equipment expense	$1,682,000	1,104
Additional noninterest expense	$2,130,000	2,068
Pre-tax net operating income	$-856,000	4,875
Securities gains (losses)	$177,000	599
Applicable income taxes	$-31,000	4,840
Income before extraordinary items	$-648,000	4,859
Extraordinary gains, net	$0	8
Net income	$-648,000	4,859
Minority interest net income	$0	69
Net income of bank and minority interests.	$-648,000	4,859
Net charge-offs	$-91,000	4,433
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$-816,150	4,863
2021-06-30 (YTD Data)		Rank
Total interest income	$4,127,000	2,822
Total interest expense	$270,000	3,241
Net interest income	$3,857,000	2,750
Provision for loan and lease losses	$141,000	1,464
Total noninterest income	$571,000	2,857
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$43,000	3,609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	2,581
Total noninterest expense	$4,901,000	2,002
Salaries and employee benefits	$2,391,000	2,228
Premises and equipment expense	$1,111,000	1,100
Additional noninterest expense	$1,399,000	2,066
Pre-tax net operating income	$-614,000	4,911
Securities gains (losses)	$177,000	492
Applicable income taxes	$-31,000	4,879
Income before extraordinary items	$-406,000	4,893
Extraordinary gains, net	$0	6
Net income	$-406,000	4,893
Minority interest net income	$0	67
Net income of bank and minority interests.	$-406,000	4,893
Net charge-offs	$-79,000	4,519
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$-570,610	4,899
2021-03-31 (YTD Data)		Rank
Total interest income	$2,072,000	2,804
Total interest expense	$135,000	3,312
Net interest income	$1,937,000	2,720
Provision for loan and lease losses	$141,000	1,053
Total noninterest income	$250,000	2,983
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$19,000	3,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	2,701
Total noninterest expense	$2,417,000	2,009
Salaries and employee benefits	$1,267,000	2,143
Premises and equipment expense	$557,000	1,116
Additional noninterest expense	$593,000	2,282
Pre-tax net operating income	$-371,000	4,944
Securities gains (losses)	$0	1,392
Applicable income taxes	$-31,000	4,927
Income before extraordinary items	$-340,000	4,931
Extraordinary gains, net	$0	3
Net income	$-340,000	4,931
Minority interest net income	$0	55
Net income of bank and minority interests.	$-340,000	4,931
Net charge-offs	$-64,000	4,669
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-340,000	4,931
2020-12-31 (YTD Data)		Rank
Total interest income	$7,199,000	3,039
Total interest expense	$566,000	3,696
Net interest income	$6,633,000	2,900
Provision for loan and lease losses	$454,000	2,339
Total noninterest income	$579,000	3,463
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$77,000	3,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$502,000	3,148
Total noninterest expense	$10,927,000	1,829
Salaries and employee benefits	$5,099,000	2,135
Premises and equipment expense	$2,392,000	1,022
Additional noninterest expense	$3,436,000	1,727
Pre-tax net operating income	$-4,169,000	4,969
Securities gains (losses)	$175,000	1,099
Applicable income taxes	$-31,000	4,843
Income before extraordinary items	$-3,963,000	4,960
Extraordinary gains, net	$0	4
Net income	$-3,963,000	4,960
Minority interest net income	$0	72
Net income of bank and minority interests.	$-3,963,000	4,960
Net charge-offs	$-86,000	4,716
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-4,136,250	4,960
2020-09-30 (YTD Data)		Rank
Total interest income	$5,417,000	3,067
Total interest expense	$445,000	3,731
Net interest income	$4,972,000	2,905
Provision for loan and lease losses	$215,000	2,698
Total noninterest income	$-4,000	5,002
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$55,000	3,885
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-59,000	5,005
Total noninterest expense	$8,235,000	1,799
Salaries and employee benefits	$3,880,000	2,081
Premises and equipment expense	$1,832,000	995
Additional noninterest expense	$2,523,000	1,733
Pre-tax net operating income	$-3,482,000	4,994
Securities gains (losses)	$175,000	951
Applicable income taxes	$0	3,696
Income before extraordinary items	$-3,307,000	4,985
Extraordinary gains, net	$0	4
Net income	$-3,307,000	4,985
Minority interest net income	$0	65
Net income of bank and minority interests.	$-3,307,000	4,985
Net charge-offs	$-73,000	4,752
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$-3,482,000	4,987
2020-06-30 (YTD Data)		Rank
Total interest income	$3,748,000	3,040
Total interest expense	$345,000	3,657
Net interest income	$3,403,000	2,887
Provision for loan and lease losses	$149,000	2,698
Total noninterest income	$-217,000	5,045
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$31,000	4,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-248,000	5,050
Total noninterest expense	$5,661,000	1,755
Salaries and employee benefits	$2,639,000	2,061
Premises and equipment expense	$1,295,000	956
Additional noninterest expense	$1,727,000	1,702
Pre-tax net operating income	$-2,624,000	5,015
Securities gains (losses)	$85,000	1,058
Applicable income taxes	$0	3,655
Income before extraordinary items	$-2,539,000	5,011
Extraordinary gains, net	$0	4
Net income	$-2,539,000	5,011
Minority interest net income	$0	65
Net income of bank and minority interests.	$-2,539,000	5,011
Net charge-offs	$-62,000	4,799
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-2,624,000	5,013
2020-03-31 (YTD Data)		Rank
Total interest income	$1,895,000	3,017
Total interest expense	$231,000	3,392
Net interest income	$1,664,000	2,898
Provision for loan and lease losses	$85,000	2,108
Total noninterest income	$201,000	3,008
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$15,000	4,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	2,517
Total noninterest expense	$2,919,000	1,732
Salaries and employee benefits	$1,282,000	2,118
Premises and equipment expense	$743,000	873
Additional noninterest expense	$894,000	1,666
Pre-tax net operating income	$-1,139,000	5,033
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$-1,139,000	5,016
Extraordinary gains, net	$0	4
Net income	$-1,139,000	5,016
Minority interest net income	$0	56
Net income of bank and minority interests.	$-1,139,000	5,016
Net charge-offs	$-45,000	4,842
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-1,139,000	5,038
2019-12-31 (YTD Data)		Rank
Total interest income	$7,601,000	3,047
Total interest expense	$1,197,000	3,058
Net interest income	$6,404,000	2,977
Provision for loan and lease losses	$0	3,973
Total noninterest income	$677,000	3,302
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$59,000	4,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$618,000	2,805
Total noninterest expense	$12,484,000	1,587
Salaries and employee benefits	$6,099,000	1,820
Premises and equipment expense	$2,977,000	862
Additional noninterest expense	$3,408,000	1,706
Pre-tax net operating income	$-5,403,000	5,173
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$-5,403,000	5,166
Extraordinary gains, net	$0	11
Net income	$-5,403,000	5,166
Minority interest net income	$0	76
Net income of bank and minority interests.	$-5,403,000	5,166
Net charge-offs	$-60,000	4,807
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$-5,403,000	5,165
2019-09-30 (YTD Data)		Rank
Total interest income	$5,709,000	3,075
Total interest expense	$932,000	3,026
Net interest income	$4,777,000	3,028
Provision for loan and lease losses	$0	3,836
Total noninterest income	$587,000	3,152
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$45,000	4,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$542,000	2,633
Total noninterest expense	$9,491,000	1,570
Salaries and employee benefits	$4,613,000	1,814
Premises and equipment expense	$2,253,000	857
Additional noninterest expense	$2,625,000	1,676
Pre-tax net operating income	$-4,127,000	5,251
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$-4,127,000	5,248
Extraordinary gains, net	$0	11
Net income	$-4,127,000	5,248
Minority interest net income	$0	72
Net income of bank and minority interests.	$-4,127,000	5,248
Net charge-offs	$-57,000	4,851
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$-4,127,000	5,247
2019-06-30 (YTD Data)		Rank
Total interest income	$3,701,000	3,127
Total interest expense	$553,000	3,180
Net interest income	$3,148,000	3,063
Provision for loan and lease losses	$0	3,685
Total noninterest income	$403,000	3,083
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$31,000	4,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	2,579
Total noninterest expense	$6,571,000	1,524
Salaries and employee benefits	$3,182,000	1,766
Premises and equipment expense	$1,514,000	847
Additional noninterest expense	$1,875,000	1,599
Pre-tax net operating income	$-3,020,000	5,299
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$-3,020,000	5,293
Extraordinary gains, net	$0	11
Net income	$-3,020,000	5,293
Minority interest net income	$0	69
Net income of bank and minority interests.	$-3,020,000	5,293
Net charge-offs	$-35,000	4,814
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$-3,020,000	5,293
2019-03-31 (YTD Data)		Rank
Total interest income	$1,799,000	3,193
Total interest expense	$258,000	3,256
Net interest income	$1,541,000	3,128
Provision for loan and lease losses	$0	3,406
Total noninterest income	$203,000	3,024
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$16,000	4,429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	2,481
Total noninterest expense	$3,489,000	1,463
Salaries and employee benefits	$1,646,000	1,739
Premises and equipment expense	$767,000	843
Additional noninterest expense	$1,076,000	1,432
Pre-tax net operating income	$-1,745,000	5,353
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$-1,745,000	5,342
Extraordinary gains, net	$0	5
Net income	$-1,745,000	5,341
Minority interest net income	$0	52
Net income of bank and minority interests.	$-1,745,000	5,341
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$-1,745,000	5,344
2018-12-31 (YTD Data)		Rank
Total interest income	$8,218,000	2,885
Total interest expense	$1,115,000	2,764
Net interest income	$7,103,000	2,865
Provision for loan and lease losses	$-1,357,000	5,354
Total noninterest income	$831,000	3,099
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$73,000	4,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$758,000	2,566
Total noninterest expense	$12,288,000	1,577
Salaries and employee benefits	$5,998,000	1,808
Premises and equipment expense	$2,839,000	881
Additional noninterest expense	$3,451,000	1,689
Pre-tax net operating income	$-2,997,000	5,391
Securities gains (losses)	$0	1,125
Applicable income taxes	$364,000	2,243
Income before extraordinary items	$-3,361,000	5,384
Extraordinary gains, net	$0	6
Net income	$-3,361,000	5,383
Minority interest net income	$0	72
Net income of bank and minority interests.	$-3,361,000	5,383
Net charge-offs	$-533,000	5,310
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$-3,361,000	5,385
2018-09-30 (YTD Data)		Rank
Total interest income	$6,104,000	2,909
Total interest expense	$847,000	2,690
Net interest income	$5,257,000	2,908
Provision for loan and lease losses	$0	3,948
Total noninterest income	$464,000	3,537
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$57,000	4,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$407,000	3,016
Total noninterest expense	$8,998,000	1,617
Salaries and employee benefits	$4,423,000	1,837
Premises and equipment expense	$2,068,000	906
Additional noninterest expense	$2,507,000	1,746
Pre-tax net operating income	$-3,277,000	5,468
Securities gains (losses)	$0	1,118
Applicable income taxes	$170,000	2,660
Income before extraordinary items	$-3,447,000	5,461
Extraordinary gains, net	$0	5
Net income	$-3,447,000	5,460
Minority interest net income	$0	66
Net income of bank and minority interests.	$-3,447,000	5,460
Net charge-offs	$-369,000	5,349
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$-3,447,000	5,460
2018-06-30 (YTD Data)		Rank
Total interest income	$3,957,000	2,954
Total interest expense	$547,000	2,654
Net interest income	$3,410,000	2,960
Provision for loan and lease losses	$0	3,782
Total noninterest income	$304,000	3,587
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$39,000	4,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	3,046
Total noninterest expense	$5,992,000	1,625
Salaries and employee benefits	$2,920,000	1,867
Premises and equipment expense	$1,401,000	892
Additional noninterest expense	$1,671,000	1,755
Pre-tax net operating income	$-2,278,000	5,534
Securities gains (losses)	$0	961
Applicable income taxes	$130,000	2,537
Income before extraordinary items	$-2,408,000	5,527
Extraordinary gains, net	$0	6
Net income	$-2,408,000	5,526
Minority interest net income	$0	65
Net income of bank and minority interests.	$-2,408,000	5,526
Net charge-offs	$-211,000	5,353
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-2,408,000	5,527
2018-03-31 (YTD Data)		Rank
Total interest income	$1,856,000	3,067
Total interest expense	$255,000	2,713
Net interest income	$1,601,000	3,087
Provision for loan and lease losses	$0	3,508
Total noninterest income	$163,000	3,461
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$19,000	4,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	2,896
Total noninterest expense	$2,910,000	1,680
Salaries and employee benefits	$1,424,000	1,926
Premises and equipment expense	$680,000	922
Additional noninterest expense	$806,000	1,810
Pre-tax net operating income	$-1,146,000	5,597
Securities gains (losses)	$0	735
Applicable income taxes	$59,000	2,564
Income before extraordinary items	$-1,205,000	5,585
Extraordinary gains, net	$0	7
Net income	$-1,205,000	5,585
Minority interest net income	$0	52
Net income of bank and minority interests.	$-1,205,000	5,585
Net charge-offs	$-154,000	5,451
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-1,205,000	5,586
2017-12-31 (YTD Data)		Rank
Total interest income	$7,858,000	2,907
Total interest expense	$986,000	2,565
Net interest income	$6,872,000	2,927
Provision for loan and lease losses	$-883,000	5,586
Total noninterest income	$2,269,000	1,877
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$72,000	4,687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,197,000	1,444
Total noninterest expense	$12,576,000	1,566
Salaries and employee benefits	$5,861,000	1,849
Premises and equipment expense	$2,803,000	875
Additional noninterest expense	$3,912,000	1,551
Pre-tax net operating income	$-2,552,000	5,647
Securities gains (losses)	$-88,000	5,385
Applicable income taxes	$3,000	4,014
Income before extraordinary items	$-2,643,000	5,626
Extraordinary gains, net	$0	9
Net income	$-2,643,000	5,626
Minority interest net income	$0	76
Net income of bank and minority interests.	$-2,643,000	5,626
Net charge-offs	$401,000	1,260
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$-2,555,000	5,626
2017-09-30 (YTD Data)		Rank
Total interest income	$5,701,000	2,985
Total interest expense	$724,000	2,589
Net interest income	$4,977,000	3,009
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,583,000	1,991
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$56,000	4,681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,527,000	1,532
Total noninterest expense	$9,191,000	1,613
Salaries and employee benefits	$4,471,000	1,837
Premises and equipment expense	$2,121,000	876
Additional noninterest expense	$2,599,000	1,720
Pre-tax net operating income	$-2,631,000	5,723
Securities gains (losses)	$-19,000	5,490
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$-2,653,000	5,717
Extraordinary gains, net	$0	9
Net income	$-2,653,000	5,717
Minority interest net income	$0	71
Net income of bank and minority interests.	$-2,653,000	5,717
Net charge-offs	$603,000	699
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-2,634,000	5,716
2017-06-30 (YTD Data)		Rank
Total interest income	$3,769,000	2,997
Total interest expense	$472,000	2,588
Net interest income	$3,297,000	3,014
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,354,000	1,697
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$40,000	4,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,314,000	1,296
Total noninterest expense	$6,293,000	1,569
Salaries and employee benefits	$3,079,000	1,788
Premises and equipment expense	$1,436,000	860
Additional noninterest expense	$1,778,000	1,679
Pre-tax net operating income	$-1,642,000	5,767
Securities gains (losses)	$0	1,906
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$-1,645,000	5,761
Extraordinary gains, net	$0	11
Net income	$-1,645,000	5,761
Minority interest net income	$0	71
Net income of bank and minority interests.	$-1,645,000	5,761
Net charge-offs	$639,000	473
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-1,645,000	5,760
2017-03-31 (YTD Data)		Rank
Total interest income	$1,922,000	2,953
Total interest expense	$235,000	2,564
Net interest income	$1,687,000	2,979
Provision for loan and lease losses	$0	3,537
Total noninterest income	$116,000	4,084
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$24,000	4,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,577
Total noninterest expense	$3,057,000	1,627
Salaries and employee benefits	$1,511,000	1,841
Premises and equipment expense	$732,000	860
Additional noninterest expense	$814,000	1,808
Pre-tax net operating income	$-1,254,000	5,838
Securities gains (losses)	$0	1,153
Applicable income taxes	$2,000	3,937
Income before extraordinary items	$-1,256,000	5,831
Extraordinary gains, net	$0	8
Net income	$-1,256,000	5,831
Minority interest net income	$0	55
Net income of bank and minority interests.	$-1,256,000	5,831
Net charge-offs	$92,000	978
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-1,256,000	5,831
2016-12-31 (YTD Data)		Rank
Total interest income	$8,232,000	2,792
Total interest expense	$1,559,000	1,755
Net interest income	$6,673,000	2,981
Provision for loan and lease losses	$0	4,332
Total noninterest income	$695,000	3,601
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$77,000	4,816
Trading account gains and fees	$0	170
Additional Noninterest Income	$618,000	2,982
Total noninterest expense	$14,304,000	1,370
Salaries and employee benefits	$6,424,000	1,678
Premises and equipment expense	$2,922,000	842
Additional noninterest expense	$4,958,000	1,268
Pre-tax net operating income	$-6,936,000	5,909
Securities gains (losses)	$-9,000	5,636
Applicable income taxes	$69,000	3,479
Income before extraordinary items	$-7,014,000	5,902
Extraordinary gains, net	$0	5
Net income	$-7,014,000	5,901
Minority interest net income	$0	82
Net income of bank and minority interests.	$-7,014,000	5,901
Net charge-offs	$414,000	1,220
Cash dividends	$20,000	4,192
Sale, conversion, retirement of capital stock, net	$-89,000	5,834
Net operating income	$-7,005,000	5,902
2016-09-30 (YTD Data)		Rank
Total interest income	$6,258,000	2,773
Total interest expense	$1,302,000	1,588
Net interest income	$4,956,000	3,016
Provision for loan and lease losses	$0	4,186
Total noninterest income	$610,000	3,367
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$57,000	4,875
Trading account gains and fees	$0	169
Additional Noninterest Income	$553,000	2,766
Total noninterest expense	$10,016,000	1,472
Salaries and employee benefits	$4,879,000	1,662
Premises and equipment expense	$2,185,000	849
Additional noninterest expense	$2,952,000	1,558
Pre-tax net operating income	$-4,450,000	5,973
Securities gains (losses)	$-9,000	5,801
Applicable income taxes	$69,000	3,420
Income before extraordinary items	$-4,528,000	5,971
Extraordinary gains, net	$0	5
Net income	$-4,528,000	5,971
Minority interest net income	$0	71
Net income of bank and minority interests.	$-4,528,000	5,971
Net charge-offs	$29,000	2,928
Cash dividends	$13,000	3,758
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-4,519,000	5,970
2016-06-30 (YTD Data)		Rank
Total interest income	$4,115,000	2,815
Total interest expense	$979,000	1,442
Net interest income	$3,136,000	3,124
Provision for loan and lease losses	$0	4,017
Total noninterest income	$531,000	2,935
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$36,000	4,951
Trading account gains and fees	$0	157
Additional Noninterest Income	$495,000	2,386
Total noninterest expense	$6,530,000	1,509
Salaries and employee benefits	$3,249,000	1,671
Premises and equipment expense	$1,446,000	864
Additional noninterest expense	$1,835,000	1,648
Pre-tax net operating income	$-2,863,000	6,049
Securities gains (losses)	$-9,000	5,901
Applicable income taxes	$70,000	3,208
Income before extraordinary items	$-2,942,000	6,045
Extraordinary gains, net	$0	16
Net income	$-2,942,000	6,044
Minority interest net income	$0	71
Net income of bank and minority interests.	$-2,942,000	6,044
Net charge-offs	$276,000	911
Cash dividends	$13,000	3,613
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-2,933,000	6,044
2016-03-31 (YTD Data)		Rank
Total interest income	$2,078,000	2,794
Total interest expense	$514,000	1,385
Net interest income	$1,564,000	3,137
Provision for loan and lease losses	$0	3,656
Total noninterest income	$268,000	2,900
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$18,000	4,938
Trading account gains and fees	$0	142
Additional Noninterest Income	$250,000	2,337
Total noninterest expense	$3,269,000	1,498
Salaries and employee benefits	$1,718,000	1,589
Premises and equipment expense	$723,000	868
Additional noninterest expense	$828,000	1,791
Pre-tax net operating income	$-1,437,000	6,105
Securities gains (losses)	$0	2,077
Applicable income taxes	$69,000	2,751
Income before extraordinary items	$-1,506,000	6,102
Extraordinary gains, net	$0	12
Net income	$-1,506,000	6,102
Minority interest net income	$0	62
Net income of bank and minority interests.	$-1,506,000	6,102
Net charge-offs	$344,000	447
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-1,506,000	6,100
2015-12-31 (YTD Data)		Rank
Total interest income	$8,333,000	2,760
Total interest expense	$2,133,000	1,304
Net interest income	$6,200,000	3,123
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,211,000	2,778
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$71,000	5,096
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,140,000	2,206
Total noninterest expense	$16,014,000	1,242
Salaries and employee benefits	$7,209,000	1,482
Premises and equipment expense	$3,099,000	797
Additional noninterest expense	$5,706,000	1,132
Pre-tax net operating income	$-8,603,000	6,179
Securities gains (losses)	$-137,000	6,094
Applicable income taxes	$0	4,402
Income before extraordinary items	$-8,740,000	6,171
Extraordinary gains, net	$0	23
Net income	$-8,740,000	6,171
Minority interest net income	$0	81
Net income of bank and minority interests.	$-8,740,000	6,171
Net charge-offs	$1,591,000	470
Cash dividends	$13,000	4,262
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-8,603,000	6,171
2015-09-30 (YTD Data)		Rank
Total interest income	$6,298,000	2,766
Total interest expense	$1,625,000	1,292
Net interest income	$4,673,000	3,136
Provision for loan and lease losses	$0	4,232
Total noninterest income	$907,000	2,795
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$53,000	5,151
Trading account gains and fees	$0	153
Additional Noninterest Income	$854,000	2,226
Total noninterest expense	$11,271,000	1,311
Salaries and employee benefits	$5,458,000	1,465
Premises and equipment expense	$2,345,000	807
Additional noninterest expense	$3,468,000	1,357
Pre-tax net operating income	$-5,691,000	6,261
Securities gains (losses)	$-137,000	6,205
Applicable income taxes	$0	4,489
Income before extraordinary items	$-5,828,000	6,259
Extraordinary gains, net	$0	21
Net income	$-5,828,000	6,260
Minority interest net income	$0	78
Net income of bank and minority interests.	$-5,828,000	6,260
Net charge-offs	$1,842,000	297
Cash dividends	$13,000	3,794
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-5,691,000	6,255
2015-06-30 (YTD Data)		Rank
Total interest income	$4,249,000	2,739
Total interest expense	$1,123,000	1,247
Net interest income	$3,126,000	3,125
Provision for loan and lease losses	$0	4,069
Total noninterest income	$715,000	2,582
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$36,000	5,156
Trading account gains and fees	$0	157
Additional Noninterest Income	$679,000	2,004
Total noninterest expense	$7,394,000	1,339
Salaries and employee benefits	$3,589,000	1,494
Premises and equipment expense	$1,583,000	797
Additional noninterest expense	$2,222,000	1,410
Pre-tax net operating income	$-3,553,000	6,337
Securities gains (losses)	$-137,000	6,292
Applicable income taxes	$0	4,497
Income before extraordinary items	$-3,690,000	6,334
Extraordinary gains, net	$0	22
Net income	$-3,690,000	6,334
Minority interest net income	$0	75
Net income of bank and minority interests.	$-3,690,000	6,334
Net charge-offs	$576,000	564
Cash dividends	$13,000	3,621
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-3,553,000	6,332
2015-03-31 (YTD Data)		Rank
Total interest income	$2,176,000	2,688
Total interest expense	$613,000	1,157
Net interest income	$1,563,000	3,120
Provision for loan and lease losses	$0	3,703
Total noninterest income	$471,000	2,172
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$19,000	5,103
Trading account gains and fees	$0	152
Additional Noninterest Income	$452,000	1,630
Total noninterest expense	$3,511,000	1,392
Salaries and employee benefits	$1,853,000	1,457
Premises and equipment expense	$743,000	848
Additional noninterest expense	$915,000	1,645
Pre-tax net operating income	$-1,477,000	6,397
Securities gains (losses)	$-137,000	6,381
Applicable income taxes	$0	4,400
Income before extraordinary items	$-1,614,000	6,394
Extraordinary gains, net	$0	13
Net income	$-1,614,000	6,395
Minority interest net income	$0	64
Net income of bank and minority interests.	$-1,614,000	6,395
Net charge-offs	$695,000	254
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-1,477,000	6,389
2014-12-31 (YTD Data)		Rank
Total interest income	$9,564,000	2,499
Total interest expense	$2,811,000	1,060
Net interest income	$6,753,000	2,969
Provision for loan and lease losses	$4,767,000	222
Total noninterest income	$770,000	3,551
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$87,000	5,166
Trading account gains and fees	$0	180
Additional Noninterest Income	$683,000	2,857
Total noninterest expense	$15,757,000	1,261
Salaries and employee benefits	$6,013,000	1,720
Premises and equipment expense	$1,897,000	1,268
Additional noninterest expense	$7,847,000	828
Pre-tax net operating income	$-13,001,000	6,506
Securities gains (losses)	$0	3,259
Applicable income taxes	$7,473,000	375
Income before extraordinary items	$-20,474,000	6,499
Extraordinary gains, net	$0	17
Net income	$-20,474,000	6,499
Minority interest net income	$0	84
Net income of bank and minority interests.	$-20,474,000	6,499
Net charge-offs	$5,223,000	229
Cash dividends	$13,000	4,323
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-20,474,000	6,499
2014-09-30 (YTD Data)		Rank
Total interest income	$7,344,000	2,464
Total interest expense	$2,143,000	1,051
Net interest income	$5,201,000	2,944
Provision for loan and lease losses	$2,750,000	265
Total noninterest income	$525,000	3,748
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$70,000	5,165
Trading account gains and fees	$0	174
Additional Noninterest Income	$455,000	3,039
Total noninterest expense	$11,640,000	1,285
Salaries and employee benefits	$4,341,000	1,779
Premises and equipment expense	$1,302,000	1,372
Additional noninterest expense	$5,997,000	810
Pre-tax net operating income	$-8,664,000	6,587
Securities gains (losses)	$0	2,980
Applicable income taxes	$-3,851,000	6,568
Income before extraordinary items	$-4,813,000	6,565
Extraordinary gains, net	$0	15
Net income	$-4,813,000	6,564
Minority interest net income	$0	81
Net income of bank and minority interests.	$-4,813,000	6,564
Net charge-offs	$4,223,000	206
Cash dividends	$13,000	3,807
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-4,813,000	6,568
2014-06-30 (YTD Data)		Rank
Total interest income	$5,030,000	2,395
Total interest expense	$1,431,000	1,055
Net interest income	$3,599,000	2,863
Provision for loan and lease losses	$800,000	564
Total noninterest income	$333,000	3,831
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$45,000	5,223
Trading account gains and fees	$0	172
Additional Noninterest Income	$288,000	3,100
Total noninterest expense	$8,407,000	1,197
Salaries and employee benefits	$2,882,000	1,787
Premises and equipment expense	$846,000	1,416
Additional noninterest expense	$4,679,000	697
Pre-tax net operating income	$-5,275,000	6,655
Securities gains (losses)	$0	2,580
Applicable income taxes	$-2,359,000	6,634
Income before extraordinary items	$-2,916,000	6,632
Extraordinary gains, net	$0	20
Net income	$-2,916,000	6,632
Minority interest net income	$0	80
Net income of bank and minority interests.	$-2,916,000	6,632
Net charge-offs	$3,224,000	193
Cash dividends	$13,000	3,621
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-2,916,000	6,633
2014-03-31 (YTD Data)		Rank
Total interest income	$2,593,000	2,324
Total interest expense	$722,000	1,049
Net interest income	$1,871,000	2,787
Provision for loan and lease losses	$0	3,817
Total noninterest income	$369,000	2,494
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$25,000	5,072
Trading account gains and fees	$0	147
Additional Noninterest Income	$344,000	1,838
Total noninterest expense	$3,006,000	1,604
Salaries and employee benefits	$1,469,000	1,765
Premises and equipment expense	$416,000	1,464
Additional noninterest expense	$1,121,000	1,414
Pre-tax net operating income	$-766,000	6,667
Securities gains (losses)	$0	1,715
Applicable income taxes	$-361,000	6,689
Income before extraordinary items	$-405,000	6,612
Extraordinary gains, net	$0	16
Net income	$-405,000	6,612
Minority interest net income	$0	66
Net income of bank and minority interests.	$-405,000	6,612
Net charge-offs	$353,000	643
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-405,000	6,611
2013-12-31 (YTD Data)		Rank
Total interest income	$11,590,000	2,115
Total interest expense	$3,357,000	1,002
Net interest income	$8,233,000	2,536
Provision for loan and lease losses	$4,605,000	287
Total noninterest income	$2,138,000	2,064
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$101,000	5,247
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,037,000	1,490
Total noninterest expense	$11,445,000	1,683
Salaries and employee benefits	$5,129,000	1,992
Premises and equipment expense	$1,603,000	1,483
Additional noninterest expense	$4,713,000	1,413
Pre-tax net operating income	$-5,679,000	6,763
Securities gains (losses)	$-3,379,000	6,788
Applicable income taxes	$-3,687,000	6,753
Income before extraordinary items	$-5,371,000	6,758
Extraordinary gains, net	$0	29
Net income	$-5,371,000	6,758
Minority interest net income	$0	90
Net income of bank and minority interests.	$-5,371,000	6,758
Net charge-offs	$3,165,000	517
Cash dividends	$9,088,000	348
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-3,208,440	6,723
2013-09-30 (YTD Data)		Rank
Total interest income	$8,861,000	2,095
Total interest expense	$2,570,000	1,019
Net interest income	$6,291,000	2,499
Provision for loan and lease losses	$1,388,000	683
Total noninterest income	$1,722,000	2,011
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$75,000	5,302
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,647,000	1,450
Total noninterest expense	$8,332,000	1,733
Salaries and employee benefits	$3,615,000	2,121
Premises and equipment expense	$1,173,000	1,532
Additional noninterest expense	$3,544,000	1,405
Pre-tax net operating income	$-1,707,000	6,768
Securities gains (losses)	$-3,379,000	6,879
Applicable income taxes	$-1,801,000	6,844
Income before extraordinary items	$-3,285,000	6,836
Extraordinary gains, net	$0	25
Net income	$-3,285,000	6,837
Minority interest net income	$0	84
Net income of bank and minority interests.	$-3,285,000	6,837
Net charge-offs	$1,976,000	600
Cash dividends	$9,088,000	260
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,088,650	6,717
2013-06-30 (YTD Data)		Rank
Total interest income	$5,970,000	2,064
Total interest expense	$1,729,000	1,036
Net interest income	$4,241,000	2,462
Provision for loan and lease losses	$1,388,000	512
Total noninterest income	$1,175,000	2,003
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$50,000	5,300
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,125,000	1,467
Total noninterest expense	$5,480,000	1,758
Salaries and employee benefits	$2,372,000	2,158
Premises and equipment expense	$776,000	1,544
Additional noninterest expense	$2,332,000	1,412
Pre-tax net operating income	$-1,452,000	6,847
Securities gains (losses)	$391,000	459
Applicable income taxes	$-290,000	6,844
Income before extraordinary items	$-771,000	6,776
Extraordinary gains, net	$0	22
Net income	$-771,000	6,778
Minority interest net income	$0	82
Net income of bank and minority interests.	$-771,000	6,777
Net charge-offs	$1,716,000	513
Cash dividends	$13,000	3,504
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-1,056,430	6,806
2013-03-31 (YTD Data)		Rank
Total interest income	$3,040,000	2,055
Total interest expense	$880,000	1,047
Net interest income	$2,160,000	2,437
Provision for loan and lease losses	$0	4,409
Total noninterest income	$914,000	1,436
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$24,000	5,346
Trading account gains and fees	$0	148
Additional Noninterest Income	$890,000	1,066
Total noninterest expense	$2,674,000	1,810
Salaries and employee benefits	$1,227,000	2,098
Premises and equipment expense	$396,000	1,538
Additional noninterest expense	$1,051,000	1,546
Pre-tax net operating income	$400,000	3,298
Securities gains (losses)	$228,000	411
Applicable income taxes	$227,000	1,590
Income before extraordinary items	$401,000	3,021
Extraordinary gains, net	$0	10
Net income	$401,000	3,021
Minority interest net income	$0	76
Net income of bank and minority interests.	$401,000	3,023
Net charge-offs	$227,000	1,256
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$255,080	3,750
2012-12-31 (YTD Data)		Rank
Total interest income	$13,764,000	1,922
Total interest expense	$4,200,000	1,077
Net interest income	$9,564,000	2,246
Provision for loan and lease losses	$539,000	2,629
Total noninterest income	$1,501,000	2,621
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$94,000	5,529
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,407,000	1,934
Total noninterest expense	$13,486,000	1,454
Salaries and employee benefits	$5,105,000	1,975
Premises and equipment expense	$1,692,000	1,409
Additional noninterest expense	$6,689,000	1,039
Pre-tax net operating income	$-2,960,000	6,870
Securities gains (losses)	$851,000	615
Applicable income taxes	$-745,000	6,932
Income before extraordinary items	$-1,364,000	6,768
Extraordinary gains, net	$0	29
Net income	$-1,364,000	6,765
Minority interest net income	$0	93
Net income of bank and minority interests.	$-1,364,000	6,766
Net charge-offs	$1,785,000	1,263
Cash dividends	$13,000	4,327
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-1,917,150	6,806
2012-09-30 (YTD Data)		Rank
Total interest income	$10,556,000	1,895
Total interest expense	$3,228,000	1,097
Net interest income	$7,328,000	2,232
Provision for loan and lease losses	$539,000	2,186
Total noninterest income	$1,172,000	2,552
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$71,000	5,595
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,101,000	1,872
Total noninterest expense	$10,297,000	1,428
Salaries and employee benefits	$4,032,000	1,869
Premises and equipment expense	$1,267,000	1,419
Additional noninterest expense	$4,998,000	1,032
Pre-tax net operating income	$-2,336,000	6,998
Securities gains (losses)	$104,000	1,945
Applicable income taxes	$-649,000	7,061
Income before extraordinary items	$-1,583,000	6,959
Extraordinary gains, net	$0	20
Net income	$-1,583,000	6,956
Minority interest net income	$0	86
Net income of bank and minority interests.	$-1,583,000	6,958
Net charge-offs	$1,592,000	1,070
Cash dividends	$13,000	3,730
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-1,656,840	6,951
2012-06-30 (YTD Data)		Rank
Total interest income	$7,206,000	1,864
Total interest expense	$2,196,000	1,115
Net interest income	$5,010,000	2,182
Provision for loan and lease losses	$539,000	1,729
Total noninterest income	$1,034,000	2,112
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$49,000	5,552
Trading account gains and fees	$0	153
Additional Noninterest Income	$985,000	1,534
Total noninterest expense	$6,947,000	1,414
Salaries and employee benefits	$2,694,000	1,854
Premises and equipment expense	$829,000	1,430
Additional noninterest expense	$3,424,000	1,018
Pre-tax net operating income	$-1,442,000	7,036
Securities gains (losses)	$60,000	1,926
Applicable income taxes	$-403,000	7,120
Income before extraordinary items	$-979,000	6,994
Extraordinary gains, net	$0	19
Net income	$-979,000	6,993
Minority interest net income	$0	84
Net income of bank and minority interests.	$-979,000	6,994
Net charge-offs	$1,290,000	951
Cash dividends	$13,000	3,520
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,021,600	6,985
2012-03-31 (YTD Data)		Rank
Total interest income	$3,657,000	1,856
Total interest expense	$1,115,000	1,135
Net interest income	$2,542,000	2,159
Provision for loan and lease losses	$130,000	2,563
Total noninterest income	$1,408,000	1,018
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$26,000	5,450
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,382,000	713
Total noninterest expense	$3,410,000	1,440
Salaries and employee benefits	$1,366,000	1,840
Premises and equipment expense	$415,000	1,444
Additional noninterest expense	$1,629,000	1,047
Pre-tax net operating income	$410,000	3,261
Securities gains (losses)	$30,000	1,442
Applicable income taxes	$167,000	1,916
Income before extraordinary items	$273,000	3,808
Extraordinary gains, net	$0	19
Net income	$273,000	3,811
Minority interest net income	$0	78
Net income of bank and minority interests.	$273,000	3,811
Net charge-offs	$347,000	1,365
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$253,800	3,798
2011-12-31 (YTD Data)		Rank
Total interest income	$15,815,000	1,784
Total interest expense	$5,104,000	1,181
Net interest income	$10,711,000	2,035
Provision for loan and lease losses	$1,391,000	1,987
Total noninterest income	$5,164,000	1,018
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$140,000	5,013
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,024,000	696
Total noninterest expense	$13,152,000	1,477
Salaries and employee benefits	$5,293,000	1,843
Premises and equipment expense	$1,640,000	1,510
Additional noninterest expense	$6,219,000	1,131
Pre-tax net operating income	$1,332,000	3,229
Securities gains (losses)	$414,000	911
Applicable income taxes	$675,000	1,719
Income before extraordinary items	$1,071,000	3,419
Extraordinary gains, net	$0	29
Net income	$1,071,000	3,422
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,071,000	3,422
Net charge-offs	$3,302,000	1,117
Cash dividends	$13,000	4,156
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$806,040	3,801
2011-09-30 (YTD Data)		Rank
Total interest income	$12,317,000	1,744
Total interest expense	$3,879,000	1,212
Net interest income	$8,438,000	1,951
Provision for loan and lease losses	$1,101,000	1,848
Total noninterest income	$4,774,000	871
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$111,000	4,948
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,663,000	610
Total noninterest expense	$10,082,000	1,450
Salaries and employee benefits	$4,031,000	1,819
Premises and equipment expense	$1,246,000	1,508
Additional noninterest expense	$4,805,000	1,096
Pre-tax net operating income	$2,029,000	2,067
Securities gains (losses)	$124,000	1,593
Applicable income taxes	$766,000	1,335
Income before extraordinary items	$1,387,000	2,465
Extraordinary gains, net	$0	21
Net income	$1,387,000	2,466
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,387,000	2,466
Net charge-offs	$2,764,000	993
Cash dividends	$13,000	3,558
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,307,640	2,474
2011-06-30 (YTD Data)		Rank
Total interest income	$8,343,000	1,736
Total interest expense	$2,605,000	1,252
Net interest income	$5,738,000	1,924
Provision for loan and lease losses	$525,000	2,246
Total noninterest income	$3,140,000	884
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$77,000	4,852
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,063,000	605
Total noninterest expense	$6,657,000	1,477
Salaries and employee benefits	$2,710,000	1,812
Premises and equipment expense	$835,000	1,509
Additional noninterest expense	$3,112,000	1,136
Pre-tax net operating income	$1,696,000	1,675
Securities gains (losses)	$-2,000	6,931
Applicable income taxes	$607,000	1,142
Income before extraordinary items	$1,087,000	2,119
Extraordinary gains, net	$0	15
Net income	$1,087,000	2,120
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,087,000	2,120
Net charge-offs	$1,350,000	1,212
Cash dividends	$13,000	3,311
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,088,280	2,051
2011-03-31 (YTD Data)		Rank
Total interest income	$4,155,000	1,753
Total interest expense	$1,292,000	1,319
Net interest income	$2,863,000	1,927
Provision for loan and lease losses	$325,000	1,844
Total noninterest income	$1,403,000	957
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$42,000	4,666
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,361,000	672
Total noninterest expense	$3,242,000	1,522
Salaries and employee benefits	$1,387,000	1,784
Premises and equipment expense	$424,000	1,518
Additional noninterest expense	$1,431,000	1,241
Pre-tax net operating income	$699,000	1,975
Securities gains (losses)	$3,000	1,535
Applicable income taxes	$288,000	1,154
Income before extraordinary items	$414,000	2,592
Extraordinary gains, net	$0	9
Net income	$414,000	2,591
Minority interest net income	$0	86
Net income of bank and minority interests.	$414,000	2,592
Net charge-offs	$1,035,000	840
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$412,080	2,543
2010-12-31 (YTD Data)		Rank
Total interest income	$17,543,000	1,725
Total interest expense	$5,967,000	1,392
Net interest income	$11,576,000	1,892
Provision for loan and lease losses	$2,250,000	1,925
Total noninterest income	$3,358,000	1,431
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$196,000	4,447
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,162,000	1,020
Total noninterest expense	$12,644,000	1,570
Salaries and employee benefits	$5,125,000	1,895
Premises and equipment expense	$1,775,000	1,444
Additional noninterest expense	$5,744,000	1,287
Pre-tax net operating income	$40,000	5,654
Securities gains (losses)	$738,000	633
Applicable income taxes	$332,000	2,269
Income before extraordinary items	$446,000	4,480
Extraordinary gains, net	$0	29
Net income	$446,000	4,480
Minority interest net income	$0	111
Net income of bank and minority interests.	$446,000	4,480
Net charge-offs	$1,965,000	1,881
Cash dividends	$13,000	4,141
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-26,320	5,888
2010-09-30 (YTD Data)		Rank
Total interest income	$13,349,000	1,731
Total interest expense	$4,618,000	1,402
Net interest income	$8,731,000	1,912
Provision for loan and lease losses	$1,800,000	1,775
Total noninterest income	$2,272,000	1,537
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$150,000	4,473
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,122,000	1,072
Total noninterest expense	$9,572,000	1,545
Salaries and employee benefits	$3,892,000	1,872
Premises and equipment expense	$1,288,000	1,507
Additional noninterest expense	$4,392,000	1,233
Pre-tax net operating income	$-369,000	6,452
Securities gains (losses)	$222,000	1,296
Applicable income taxes	$-195,000	7,192
Income before extraordinary items	$48,000	5,933
Extraordinary gains, net	$0	23
Net income	$48,000	5,933
Minority interest net income	$0	110
Net income of bank and minority interests.	$48,000	5,933
Net charge-offs	$1,374,000	1,853
Cash dividends	$13,000	3,649
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-94,080	6,197
2010-06-30 (YTD Data)		Rank
Total interest income	$9,078,000	1,723
Total interest expense	$3,094,000	1,454
Net interest income	$5,984,000	1,868
Provision for loan and lease losses	$900,000	2,046
Total noninterest income	$1,134,000	1,861
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$101,000	4,468
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,033,000	1,262
Total noninterest expense	$6,128,000	1,607
Salaries and employee benefits	$2,597,000	1,883
Premises and equipment expense	$855,000	1,537
Additional noninterest expense	$2,676,000	1,337
Pre-tax net operating income	$90,000	5,560
Securities gains (losses)	$222,000	891
Applicable income taxes	$38,000	3,460
Income before extraordinary items	$274,000	4,451
Extraordinary gains, net	$0	19
Net income	$274,000	4,451
Minority interest net income	$0	105
Net income of bank and minority interests.	$274,000	4,451
Net charge-offs	$660,000	2,147
Cash dividends	$13,000	3,415
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$78,640	5,576
2010-03-31 (YTD Data)		Rank
Total interest income	$4,591,000	1,748
Total interest expense	$1,520,000	1,558
Net interest income	$3,071,000	1,844
Provision for loan and lease losses	$0	6,552
Total noninterest income	$415,000	2,301
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$54,000	4,328
Trading account gains and fees	$0	175
Additional Noninterest Income	$361,000	1,619
Total noninterest expense	$3,115,000	1,610
Salaries and employee benefits	$1,315,000	1,897
Premises and equipment expense	$431,000	1,569
Additional noninterest expense	$1,369,000	1,296
Pre-tax net operating income	$371,000	2,954
Securities gains (losses)	$123,000	704
Applicable income taxes	$166,000	1,623
Income before extraordinary items	$328,000	2,962
Extraordinary gains, net	$0	16
Net income	$328,000	2,958
Minority interest net income	$0	91
Net income of bank and minority interests.	$328,000	2,962
Net charge-offs	$312,000	1,996
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$246,820	3,395
2009-12-31 (YTD Data)		Rank
Total interest income	$16,707,000	2,040
Total interest expense	$7,143,000	1,658
Net interest income	$9,564,000	2,286
Provision for loan and lease losses	$9,713,000	892
Total noninterest income	$5,519,000	1,011
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$205,000	4,617
Trading account gains and fees	$0	211
Additional Noninterest Income	$5,314,000	675
Total noninterest expense	$11,909,000	1,711
Salaries and employee benefits	$4,889,000	2,014
Premises and equipment expense	$1,757,000	1,531
Additional noninterest expense	$5,263,000	1,410
Pre-tax net operating income	$-6,539,000	7,317
Securities gains (losses)	$33,000	2,835
Applicable income taxes	$-2,984,000	7,627
Income before extraordinary items	$-3,522,000	7,082
Extraordinary gains, net	$0	34
Net income	$-3,522,000	7,080
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,522,000	7,080
Net charge-offs	$4,117,000	1,314
Cash dividends	$13,000	4,616
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-3,543,120	7,086
2009-09-30 (YTD Data)		Rank
Total interest income	$12,062,000	2,144
Total interest expense	$5,565,000	1,668
Net interest income	$6,497,000	2,504
Provision for loan and lease losses	$8,513,000	708
Total noninterest income	$3,543,000	1,162
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$152,000	4,656
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,391,000	790
Total noninterest expense	$8,779,000	1,728
Salaries and employee benefits	$3,640,000	2,040
Premises and equipment expense	$1,324,000	1,549
Additional noninterest expense	$3,815,000	1,419
Pre-tax net operating income	$-7,252,000	7,636
Securities gains (losses)	$0	3,497
Applicable income taxes	$-3,691,000	7,849
Income before extraordinary items	$-3,561,000	7,438
Extraordinary gains, net	$0	27
Net income	$-3,561,000	7,438
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,561,000	7,438
Net charge-offs	$3,976,000	978
Cash dividends	$13,000	4,131
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,561,000	7,448
2009-06-30 (YTD Data)		Rank
Total interest income	$7,952,000	2,201
Total interest expense	$3,900,000	1,669
Net interest income	$4,052,000	2,679
Provision for loan and lease losses	$7,613,000	550
Total noninterest income	$806,000	2,508
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$98,000	4,705
Trading account gains and fees	$0	193
Additional Noninterest Income	$708,000	1,798
Total noninterest expense	$5,950,000	1,730
Salaries and employee benefits	$2,410,000	2,091
Premises and equipment expense	$878,000	1,585
Additional noninterest expense	$2,662,000	1,397
Pre-tax net operating income	$-8,705,000	7,889
Securities gains (losses)	$0	3,136
Applicable income taxes	$-4,121,000	8,014
Income before extraordinary items	$-4,584,000	7,776
Extraordinary gains, net	$0	21
Net income	$-4,584,000	7,775
Minority interest net income	$0	112
Net income of bank and minority interests.	$-4,584,000	7,775
Net charge-offs	$3,504,000	749
Cash dividends	$13,000	3,912
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-4,584,000	7,786
2009-03-31 (YTD Data)		Rank
Total interest income	$3,887,000	2,261
Total interest expense	$2,087,000	1,621
Net interest income	$1,800,000	2,975
Provision for loan and lease losses	$758,000	1,383
Total noninterest income	$383,000	2,578
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$52,000	4,522
Trading account gains and fees	$0	171
Additional Noninterest Income	$331,000	1,827
Total noninterest expense	$2,892,000	1,717
Salaries and employee benefits	$1,212,000	2,103
Premises and equipment expense	$441,000	1,614
Additional noninterest expense	$1,239,000	1,321
Pre-tax net operating income	$-1,467,000	7,744
Securities gains (losses)	$0	2,434
Applicable income taxes	$-598,000	7,913
Income before extraordinary items	$-869,000	7,664
Extraordinary gains, net	$0	15
Net income	$-869,000	7,665
Minority interest net income	$0	102
Net income of bank and minority interests.	$-869,000	7,665
Net charge-offs	$21,000	4,278
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-869,000	7,662
2008-12-31 (YTD Data)		Rank
Total interest income	$17,763,000	2,140
Total interest expense	$7,798,000	2,015
Net interest income	$9,965,000	2,236
Provision for loan and lease losses	$1,896,000	1,866
Total noninterest income	$2,013,000	2,139
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$233,000	4,506
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,780,000	1,412
Total noninterest expense	$10,002,000	1,928
Salaries and employee benefits	$4,793,000	2,119
Premises and equipment expense	$1,856,000	1,490
Additional noninterest expense	$3,353,000	1,826
Pre-tax net operating income	$80,000	6,081
Securities gains (losses)	$29,000	1,954
Applicable income taxes	$-29,000	6,893
Income before extraordinary items	$138,000	5,719
Extraordinary gains, net	$0	39
Net income	$138,000	5,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,208,000	1,215
Cash dividends	$6,000	5,423
Sale, conversion, retirement of capital stock, net	$89,000	1,005
Net operating income	$109,000	5,975
2008-09-30 (YTD Data)		Rank
Total interest income	$13,375,000	2,184
Total interest expense	$5,738,000	2,121
Net interest income	$7,637,000	2,200
Provision for loan and lease losses	$483,000	2,775
Total noninterest income	$1,646,000	2,067
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$171,000	4,580
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,475,000	1,374
Total noninterest expense	$7,286,000	1,975
Salaries and employee benefits	$3,576,000	2,159
Premises and equipment expense	$1,453,000	1,436
Additional noninterest expense	$2,257,000	1,934
Pre-tax net operating income	$1,514,000	2,827
Securities gains (losses)	$29,000	1,776
Applicable income taxes	$551,000	1,780
Income before extraordinary items	$992,000	3,122
Extraordinary gains, net	$0	31
Net income	$992,000	3,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$892,000	1,396
Cash dividends	$6,000	4,909
Sale, conversion, retirement of capital stock, net	$89,000	817
Net operating income	$973,440	3,309
2008-06-30 (YTD Data)		Rank
Total interest income	$9,218,000	2,139
Total interest expense	$3,877,000	2,171
Net interest income	$5,341,000	2,075
Provision for loan and lease losses	$363,000	2,274
Total noninterest income	$940,000	2,331
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$116,000	4,553
Trading account gains and fees	$0	149
Additional Noninterest Income	$824,000	1,610
Total noninterest expense	$4,759,000	2,012
Salaries and employee benefits	$2,372,000	2,189
Premises and equipment expense	$971,000	1,429
Additional noninterest expense	$1,416,000	2,032
Pre-tax net operating income	$1,159,000	2,649
Securities gains (losses)	$35,000	1,681
Applicable income taxes	$433,000	1,778
Income before extraordinary items	$761,000	3,158
Extraordinary gains, net	$0	21
Net income	$761,000	3,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$402,000	1,502
Cash dividends	$5,000	4,707
Sale, conversion, retirement of capital stock, net	$89,000	618
Net operating income	$738,600	3,169
2008-03-31 (YTD Data)		Rank
Total interest income	$4,936,000	2,063
Total interest expense	$2,111,000	2,148
Net interest income	$2,825,000	1,982
Provision for loan and lease losses	$243,000	1,624
Total noninterest income	$497,000	2,247
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$60,000	4,445
Trading account gains and fees	$0	158
Additional Noninterest Income	$437,000	1,542
Total noninterest expense	$2,327,000	2,058
Salaries and employee benefits	$1,202,000	2,185
Premises and equipment expense	$503,000	1,377
Additional noninterest expense	$622,000	2,251
Pre-tax net operating income	$752,000	2,280
Securities gains (losses)	$35,000	1,284
Applicable income taxes	$287,000	1,523
Income before extraordinary items	$500,000	2,685
Extraordinary gains, net	$0	15
Net income	$500,000	2,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,730
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$477,600	2,723
2007-12-31 (YTD Data)		Rank
Total interest income	$21,103,000	1,996
Total interest expense	$9,393,000	2,037
Net interest income	$11,710,000	1,941
Provision for loan and lease losses	$1,010,000	1,411
Total noninterest income	$3,872,000	1,334
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$287,000	4,170
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,585,000	890
Total noninterest expense	$10,131,000	1,823
Salaries and employee benefits	$4,749,000	2,128
Premises and equipment expense	$2,052,000	1,302
Additional noninterest expense	$3,330,000	1,675
Pre-tax net operating income	$4,441,000	1,816
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,684,000	1,292
Income before extraordinary items	$2,757,000	2,188
Extraordinary gains, net	$0	39
Net income	$2,757,000	2,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$217,000	2,742
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,757,000	2,171
2007-09-30 (YTD Data)		Rank
Total interest income	$15,793,000	2,004
Total interest expense	$7,125,000	2,016
Net interest income	$8,668,000	1,982
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$3,349,000	1,190
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$217,000	4,161
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,132,000	804
Total noninterest expense	$7,571,000	1,804
Salaries and employee benefits	$3,584,000	2,111
Premises and equipment expense	$1,565,000	1,267
Additional noninterest expense	$2,422,000	1,678
Pre-tax net operating income	$4,086,000	1,642
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,640,000	1,133
Income before extraordinary items	$2,446,000	2,043
Extraordinary gains, net	$0	33
Net income	$2,446,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-99,000	8,375
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,446,000	2,028
2007-06-30 (YTD Data)		Rank
Total interest income	$10,588,000	2,008
Total interest expense	$4,819,000	2,012
Net interest income	$5,769,000	2,020
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$2,428,000	1,146
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$141,000	4,215
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,287,000	768
Total noninterest expense	$5,061,000	1,819
Salaries and employee benefits	$2,342,000	2,187
Premises and equipment expense	$1,078,000	1,242
Additional noninterest expense	$1,641,000	1,652
Pre-tax net operating income	$2,896,000	1,599
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,242,000	1,075
Income before extraordinary items	$1,654,000	2,059
Extraordinary gains, net	$0	29
Net income	$1,654,000	2,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,223
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,654,000	2,041
2007-03-31 (YTD Data)		Rank
Total interest income	$5,344,000	1,990
Total interest expense	$2,430,000	1,989
Net interest income	$2,914,000	1,993
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$1,018,000	1,291
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$70,000	4,169
Trading account gains and fees	$0	195
Additional Noninterest Income	$948,000	876
Total noninterest expense	$2,503,000	1,842
Salaries and employee benefits	$1,147,000	2,243
Premises and equipment expense	$521,000	1,292
Additional noninterest expense	$835,000	1,600
Pre-tax net operating income	$1,309,000	1,743
Securities gains (losses)	$0	1,187
Applicable income taxes	$615,000	1,094
Income before extraordinary items	$694,000	2,347
Extraordinary gains, net	$0	22
Net income	$694,000	2,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,194
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$694,000	2,327
2006-12-31 (YTD Data)		Rank
Total interest income	$19,778,000	1,999
Total interest expense	$8,460,000	1,948
Net interest income	$11,318,000	2,054
Provision for loan and lease losses	$280,000	2,910
Total noninterest income	$4,565,000	1,183
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$328,000	3,941
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,237,000	776
Total noninterest expense	$9,565,000	1,869
Salaries and employee benefits	$4,565,000	2,138
Premises and equipment expense	$2,180,000	1,174
Additional noninterest expense	$2,820,000	1,865
Pre-tax net operating income	$6,038,000	1,591
Securities gains (losses)	$0	1,687
Applicable income taxes	$2,428,000	1,132
Income before extraordinary items	$3,610,000	1,955
Extraordinary gains, net	$0	51
Net income	$3,610,000	1,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$236,000	1,980
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,610,000	1,944
2006-09-30 (YTD Data)		Rank
Total interest income	$14,208,000	2,075
Total interest expense	$5,946,000	2,008
Net interest income	$8,262,000	2,126
Provision for loan and lease losses	$180,000	3,038
Total noninterest income	$3,277,000	1,228
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$247,000	3,968
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,030,000	809
Total noninterest expense	$7,328,000	1,820
Salaries and employee benefits	$3,370,000	2,175
Premises and equipment expense	$1,695,000	1,136
Additional noninterest expense	$2,263,000	1,729
Pre-tax net operating income	$4,031,000	1,829
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,904,000	1,131
Income before extraordinary items	$2,127,000	2,448
Extraordinary gains, net	$0	45
Net income	$2,127,000	2,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	1,629
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,127,000	2,436
2006-06-30 (YTD Data)		Rank
Total interest income	$9,206,000	2,091
Total interest expense	$3,748,000	2,009
Net interest income	$5,458,000	2,143
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$1,993,000	1,316
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$163,000	3,974
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,830,000	888
Total noninterest expense	$4,870,000	1,830
Salaries and employee benefits	$2,250,000	2,179
Premises and equipment expense	$1,090,000	1,181
Additional noninterest expense	$1,530,000	1,729
Pre-tax net operating income	$2,401,000	2,027
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,136,000	1,255
Income before extraordinary items	$1,265,000	2,678
Extraordinary gains, net	$0	39
Net income	$1,265,000	2,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,392
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,265,000	2,664
2006-03-31 (YTD Data)		Rank
Total interest income	$4,483,000	2,100
Total interest expense	$1,735,000	2,058
Net interest income	$2,748,000	2,115
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$784,000	1,546
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$83,000	3,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$701,000	1,039
Total noninterest expense	$2,437,000	1,822
Salaries and employee benefits	$1,128,000	2,184
Premises and equipment expense	$538,000	1,201
Additional noninterest expense	$771,000	1,696
Pre-tax net operating income	$1,005,000	2,264
Securities gains (losses)	$0	955
Applicable income taxes	$477,000	1,454
Income before extraordinary items	$528,000	3,035
Extraordinary gains, net	$0	21
Net income	$528,000	3,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,838
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$528,000	3,013
2005-12-31 (YTD Data)		Rank
Total interest income	$16,653,000	2,010
Total interest expense	$5,063,000	2,177
Net interest income	$11,590,000	1,907
Provision for loan and lease losses	$330,000	2,627
Total noninterest income	$4,071,000	1,257
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$321,000	4,026
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,750,000	851
Total noninterest expense	$8,603,000	1,947
Salaries and employee benefits	$4,106,000	2,232
Premises and equipment expense	$1,966,000	1,248
Additional noninterest expense	$2,531,000	1,997
Pre-tax net operating income	$6,728,000	1,426
Securities gains (losses)	$-87,000	8,381
Applicable income taxes	$3,138,000	930
Income before extraordinary items	$3,503,000	1,959
Extraordinary gains, net	$0	46
Net income	$3,503,000	1,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	1,559
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,558,680	1,905
2005-09-30 (YTD Data)		Rank
Total interest income	$11,680,000	2,091
Total interest expense	$3,467,000	2,239
Net interest income	$8,213,000	2,010
Provision for loan and lease losses	$330,000	2,034
Total noninterest income	$2,709,000	1,396
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$241,000	4,053
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,468,000	956
Total noninterest expense	$6,290,000	1,971
Salaries and employee benefits	$3,005,000	2,267
Premises and equipment expense	$1,444,000	1,265
Additional noninterest expense	$1,841,000	2,023
Pre-tax net operating income	$4,302,000	1,654
Securities gains (losses)	$-87,000	8,605
Applicable income taxes	$1,980,000	1,082
Income before extraordinary items	$2,235,000	2,277
Extraordinary gains, net	$0	35
Net income	$2,235,000	2,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-219,000	8,756
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,290,680	2,195
2005-06-30 (YTD Data)		Rank
Total interest income	$7,572,000	2,080
Total interest expense	$2,121,000	2,305
Net interest income	$5,451,000	1,991
Provision for loan and lease losses	$230,000	1,926
Total noninterest income	$1,700,000	1,454
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$159,000	4,016
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,541,000	986
Total noninterest expense	$4,081,000	2,017
Salaries and employee benefits	$1,995,000	2,263
Premises and equipment expense	$940,000	1,277
Additional noninterest expense	$1,146,000	2,145
Pre-tax net operating income	$2,840,000	1,642
Securities gains (losses)	$-87,000	8,684
Applicable income taxes	$1,289,000	1,083
Income before extraordinary items	$1,464,000	2,275
Extraordinary gains, net	$0	30
Net income	$1,464,000	2,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-124,000	8,702
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,519,680	2,168
2005-03-31 (YTD Data)		Rank
Total interest income	$3,589,000	2,159
Total interest expense	$1,007,000	2,321
Net interest income	$2,582,000	2,093
Provision for loan and lease losses	$110,000	1,892
Total noninterest income	$843,000	1,431
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$78,000	3,986
Trading account gains and fees	$0	115
Additional Noninterest Income	$765,000	983
Total noninterest expense	$2,024,000	2,043
Salaries and employee benefits	$994,000	2,295
Premises and equipment expense	$464,000	1,299
Additional noninterest expense	$566,000	2,160
Pre-tax net operating income	$1,291,000	1,761
Securities gains (losses)	$0	1,685
Applicable income taxes	$601,000	1,151
Income before extraordinary items	$690,000	2,352
Extraordinary gains, net	$0	24
Net income	$690,000	2,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,691
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$690,000	2,317
2004-12-31 (YTD Data)		Rank
Total interest income	$12,572,000	2,282
Total interest expense	$3,508,000	2,300
Net interest income	$9,064,000	2,256
Provision for loan and lease losses	$560,000	1,778
Total noninterest income	$3,393,000	1,452
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$330,000	4,092
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,063,000	970
Total noninterest expense	$7,038,000	2,273
Salaries and employee benefits	$3,470,000	2,504
Premises and equipment expense	$1,531,000	1,518
Additional noninterest expense	$2,037,000	2,381
Pre-tax net operating income	$4,859,000	1,744
Securities gains (losses)	$-143,000	8,772
Applicable income taxes	$2,190,000	1,172
Income before extraordinary items	$2,526,000	2,410
Extraordinary gains, net	$0	34
Net income	$2,526,000	2,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$366,000	1,706
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,617,520	2,279
2004-09-30 (YTD Data)		Rank
Total interest income	$9,072,000	2,345
Total interest expense	$2,414,000	2,426
Net interest income	$6,658,000	2,271
Provision for loan and lease losses	$270,000	2,429
Total noninterest income	$2,480,000	1,491
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$248,000	4,122
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,232,000	997
Total noninterest expense	$5,222,000	2,276
Salaries and employee benefits	$2,564,000	2,521
Premises and equipment expense	$1,107,000	1,580
Additional noninterest expense	$1,551,000	2,326
Pre-tax net operating income	$3,646,000	1,755
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,714,000	1,148
Income before extraordinary items	$1,932,000	2,393
Extraordinary gains, net	$0	26
Net income	$1,932,000	2,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	3,478
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,932,000	2,341
2004-06-30 (YTD Data)		Rank
Total interest income	$5,794,000	2,423
Total interest expense	$1,482,000	2,600
Net interest income	$4,312,000	2,317
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$1,749,000	1,422
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$166,000	4,100
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,583,000	952
Total noninterest expense	$3,432,000	2,312
Salaries and employee benefits	$1,689,000	2,547
Premises and equipment expense	$716,000	1,614
Additional noninterest expense	$1,027,000	2,336
Pre-tax net operating income	$2,449,000	1,719
Securities gains (losses)	$40,000	1,595
Applicable income taxes	$1,170,000	1,130
Income before extraordinary items	$1,319,000	2,324
Extraordinary gains, net	$0	21
Net income	$1,319,000	2,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-55,000	8,755
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,293,400	2,295
2004-03-31 (YTD Data)		Rank
Total interest income	$2,792,000	2,507
Total interest expense	$729,000	2,661
Net interest income	$2,063,000	2,421
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$840,000	1,437
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$83,000	4,031
Trading account gains and fees	$0	121
Additional Noninterest Income	$757,000	958
Total noninterest expense	$1,699,000	2,342
Salaries and employee benefits	$843,000	2,565
Premises and equipment expense	$343,000	1,701
Additional noninterest expense	$513,000	2,305
Pre-tax net operating income	$1,114,000	1,839
Securities gains (losses)	$40,000	1,323
Applicable income taxes	$544,000	1,219
Income before extraordinary items	$610,000	2,457
Extraordinary gains, net	$0	16
Net income	$610,000	2,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,938
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$584,400	2,477
2003-12-31 (YTD Data)		Rank
Total interest income	$9,951,000	2,835
Total interest expense	$2,978,000	2,889
Net interest income	$6,973,000	2,760
Provision for loan and lease losses	$490,000	2,203
Total noninterest income	$2,855,000	1,758
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$354,000	3,917
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,501,000	1,219
Total noninterest expense	$5,592,000	2,774
Salaries and employee benefits	$2,919,000	2,826
Premises and equipment expense	$1,114,000	2,045
Additional noninterest expense	$1,559,000	2,969
Pre-tax net operating income	$3,746,000	2,081
Securities gains (losses)	$257,000	1,152
Applicable income taxes	$1,838,000	1,368
Income before extraordinary items	$2,165,000	2,698
Extraordinary gains, net	$0	54
Net income	$2,165,000	2,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$489,000	1,630
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,000,520	2,740
2003-09-30 (YTD Data)		Rank
Total interest income	$7,329,000	2,934
Total interest expense	$2,273,000	2,927
Net interest income	$5,056,000	2,868
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$2,029,000	1,876
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$263,000	3,956
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,766,000	1,356
Total noninterest expense	$4,111,000	2,824
Salaries and employee benefits	$2,073,000	2,992
Premises and equipment expense	$786,000	2,183
Additional noninterest expense	$1,252,000	2,779
Pre-tax net operating income	$2,794,000	2,167
Securities gains (losses)	$240,000	1,116
Applicable income taxes	$1,456,000	1,387
Income before extraordinary items	$1,578,000	2,857
Extraordinary gains, net	$0	40
Net income	$1,578,000	2,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$341,000	1,567
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,424,400	2,932
2003-06-30 (YTD Data)		Rank
Total interest income	$4,860,000	2,975
Total interest expense	$1,558,000	2,945
Net interest income	$3,302,000	2,908
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$1,337,000	1,875
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$172,000	3,976
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,165,000	1,364
Total noninterest expense	$2,662,000	2,902
Salaries and employee benefits	$1,336,000	3,085
Premises and equipment expense	$506,000	2,235
Additional noninterest expense	$820,000	2,818
Pre-tax net operating income	$1,857,000	2,170
Securities gains (losses)	$206,000	1,027
Applicable income taxes	$999,000	1,380
Income before extraordinary items	$1,064,000	2,847
Extraordinary gains, net	$0	30
Net income	$1,064,000	2,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,791
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$932,160	2,960
2003-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	3,002
Total interest expense	$784,000	2,995
Net interest income	$1,635,000	2,928
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$682,000	1,815
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$86,000	3,914
Trading account gains and fees	$0	134
Additional Noninterest Income	$596,000	1,310
Total noninterest expense	$1,376,000	2,796
Salaries and employee benefits	$663,000	3,098
Premises and equipment expense	$252,000	2,238
Additional noninterest expense	$461,000	2,514
Pre-tax net operating income	$881,000	2,281
Securities gains (losses)	$203,000	651
Applicable income taxes	$521,000	1,321
Income before extraordinary items	$563,000	2,681
Extraordinary gains, net	$0	21
Net income	$563,000	2,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$433,080	3,105
2002-12-31 (YTD Data)		Rank
Total interest income	$10,169,000	2,975
Total interest expense	$3,580,000	3,030
Net interest income	$6,589,000	2,896
Provision for loan and lease losses	$510,000	2,348
Total noninterest income	$3,049,000	1,539
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$474,000	3,112
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,575,000	1,109
Total noninterest expense	$9,600,000	1,606
Salaries and employee benefits	$2,796,000	2,819
Premises and equipment expense	$1,005,000	2,174
Additional noninterest expense	$5,799,000	859
Pre-tax net operating income	$-472,000	8,965
Securities gains (losses)	$321,000	857
Applicable income taxes	$1,850,000	1,376
Income before extraordinary items	$-2,001,000	9,277
Extraordinary gains, net	$0	70
Net income	$-2,001,000	9,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$181,000	3,173
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-2,322,000	9,271
2001-12-31 (YTD Data)		Rank
Total interest income	$11,436,000	2,967
Total interest expense	$4,482,000	3,459
Net interest income	$6,954,000	2,576
Provision for loan and lease losses	$200,000	4,117
Total noninterest income	$1,496,000	2,514
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$465,000	3,018
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,031,000	1,992
Total noninterest expense	$5,532,000	2,553
Salaries and employee benefits	$2,663,000	2,800
Premises and equipment expense	$1,079,000	1,979
Additional noninterest expense	$1,790,000	2,488
Pre-tax net operating income	$2,718,000	2,495
Securities gains (losses)	$22,000	3,077
Applicable income taxes	$1,290,000	1,708
Income before extraordinary items	$1,450,000	3,296
Extraordinary gains, net	$0	105
Net income	$1,450,000	3,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,638
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,435,920	3,235
2000-12-31 (YTD Data)		Rank
Total interest income	$11,143,000	3,100
Total interest expense	$4,378,000	3,708
Net interest income	$6,765,000	2,632
Provision for loan and lease losses	$314,000	2,743
Total noninterest income	$1,426,000	2,437
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$463,000	2,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$963,000	1,905
Total noninterest expense	$5,220,000	2,604
Salaries and employee benefits	$2,569,000	2,766
Premises and equipment expense	$1,122,000	1,860
Additional noninterest expense	$1,529,000	2,764
Pre-tax net operating income	$2,657,000	2,630
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,249,000	1,773
Income before extraordinary items	$1,408,000	3,418
Extraordinary gains, net	$0	38
Net income	$1,408,000	3,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$167,000	2,693
Cash dividends	$200,000	5,103
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,408,000	3,408
1999-12-31 (YTD Data)		Rank
Total interest income	$8,991,000	3,542
Total interest expense	$2,846,000	4,783
Net interest income	$6,145,000	2,860
Provision for loan and lease losses	$210,000	3,440
Total noninterest income	$952,000	3,208
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$470,000	2,774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$482,000	3,022
Total noninterest expense	$5,067,000	2,657
Salaries and employee benefits	$2,267,000	3,065
Premises and equipment expense	$1,199,000	1,712
Additional noninterest expense	$1,601,000	2,703
Pre-tax net operating income	$1,820,000	3,584
Securities gains (losses)	$0	3,155
Applicable income taxes	$865,000	2,470
Income before extraordinary items	$955,000	4,569
Extraordinary gains, net	$0	35
Net income	$955,000	4,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,249
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$955,000	4,526
1998-12-31 (YTD Data)		Rank
Total interest income	$7,914,000	3,976
Total interest expense	$2,490,000	5,385
Net interest income	$5,424,000	3,170
Provision for loan and lease losses	$320,000	2,466
Total noninterest income	$1,997,000	1,837
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$684,000	1,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,313,000	1,526
Total noninterest expense	$5,054,000	2,583
Salaries and employee benefits	$2,078,000	3,214
Premises and equipment expense	$1,161,000	1,703
Additional noninterest expense	$1,815,000	2,299
Pre-tax net operating income	$2,047,000	3,290
Securities gains (losses)	$0	4,449
Applicable income taxes	$858,000	2,580
Income before extraordinary items	$1,189,000	3,957
Extraordinary gains, net	$0	32
Net income	$1,189,000	3,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,000	2,361
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,189,000	3,867
1997-12-31 (YTD Data)		Rank
Total interest income	$6,978,000	4,509
Total interest expense	$2,241,000	5,807
Net interest income	$4,737,000	3,666
Provision for loan and lease losses	$310,000	2,517
Total noninterest income	$1,983,000	1,779
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$783,000	1,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	1,557
Total noninterest expense	$4,563,000	2,778
Salaries and employee benefits	$1,979,000	3,344
Premises and equipment expense	$1,209,000	1,621
Additional noninterest expense	$1,375,000	2,963
Pre-tax net operating income	$1,847,000	3,778
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$953,000	2,535
Income before extraordinary items	$895,000	5,071
Extraordinary gains, net	$0	44
Net income	$895,000	5,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	1,598
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$894,360	5,019
1996-12-31 (YTD Data)		Rank
Total interest income	$6,024,000	5,174
Total interest expense	$1,769,000	6,909
Net interest income	$4,255,000	4,084
Provision for loan and lease losses	$285,000	2,688
Total noninterest income	$1,431,000	2,378
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$653,000	2,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$778,000	2,145
Total noninterest expense	$4,385,000	3,088
Salaries and employee benefits	$1,926,000	3,454
Premises and equipment expense	$1,105,000	1,815
Additional noninterest expense	$1,354,000	3,405
Pre-tax net operating income	$1,016,000	5,678
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$480,000	4,280
Income before extraordinary items	$538,000	6,637
Extraordinary gains, net	$0	53
Net income	$538,000	6,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,188
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$536,720	6,588
1995-12-31 (YTD Data)		Rank
Total interest income	$5,203,000	5,820
Total interest expense	$1,639,000	7,304
Net interest income	$3,564,000	4,787
Provision for loan and lease losses	$273,000	2,418
Total noninterest income	$1,558,000	2,227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$664,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$894,000	1,951
Total noninterest expense	$4,041,000	3,296
Salaries and employee benefits	$1,785,000	3,675
Premises and equipment expense	$893,000	2,243
Additional noninterest expense	$1,363,000	3,347
Pre-tax net operating income	$808,000	6,801
Securities gains (losses)	$0	3,831
Applicable income taxes	$384,000	5,087
Income before extraordinary items	$424,000	7,853
Extraordinary gains, net	$0	65
Net income	$424,000	7,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,794
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$424,000	7,816
1994-12-31 (YTD Data)		Rank
Total interest income	$3,594,000	7,202
Total interest expense	$853,000	9,335
Net interest income	$2,741,000	6,024
Provision for loan and lease losses	$50,000	6,087
Total noninterest income	$1,338,000	2,511
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$490,000	2,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$848,000	2,061
Total noninterest expense	$3,459,000	3,886
Salaries and employee benefits	$1,309,000	4,846
Premises and equipment expense	$771,000	2,610
Additional noninterest expense	$1,379,000	3,581
Pre-tax net operating income	$570,000	8,183
Securities gains (losses)	$0	3,600
Applicable income taxes	$241,000	6,672
Income before extraordinary items	$329,000	8,832
Extraordinary gains, net	$0	249
Net income	$329,000	8,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,099
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$329,000	8,891
1993-12-31 (YTD Data)		Rank
Total interest income	$3,120,000	8,146
Total interest expense	$849,000	9,792
Net interest income	$2,271,000	6,986
Provision for loan and lease losses	$180,000	4,132
Total noninterest income	$1,292,000	2,752
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$512,000	2,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$780,000	2,426
Total noninterest expense	$2,768,000	4,827
Salaries and employee benefits	$1,330,000	4,784
Premises and equipment expense	$589,000	3,390
Additional noninterest expense	$849,000	5,630
Pre-tax net operating income	$615,000	7,854
Securities gains (losses)	$0	7,477
Applicable income taxes	$291,000	6,186
Income before extraordinary items	$324,000	9,192
Extraordinary gains, net	$0	3,149
Net income	$324,000	9,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	4,007
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$1,001,000	461
Net operating income	$324,000	8,939
1992-12-31 (YTD Data)		Rank
Total interest income	$3,410,000	8,311
Total interest expense	$1,117,000	9,917
Net interest income	$2,293,000	7,024
Provision for loan and lease losses	$162,000	5,880
Total noninterest income	$920,000	3,555
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$556,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	3,932
Total noninterest expense	$2,890,000	4,685
Salaries and employee benefits	$1,433,000	4,401
Premises and equipment expense	$553,000	3,633
Additional noninterest expense	$904,000	5,504
Pre-tax net operating income	$161,000	11,414
Securities gains (losses)	$0	8,369
Applicable income taxes	$75,000	10,571
Income before extraordinary items	$86,000	12,138
Extraordinary gains, net	$0	1,422
Net income	$86,000	12,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	4,547
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$86,000	11,838

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.