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Hamlin Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$18,283,0002,006
Total interest expense$2,809,0002,700
Net interest income$15,474,0001,761
Provision for loan and lease losses$450,0001,351
Total noninterest income$1,316,0002,434
Gross Fiduciary activities income$352,000630
Service charges on deposit accounts$430,0001,811
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,912
Total noninterest expense$10,670,0001,967
Salaries and employee benefits$5,394,0002,098
Premises and equipment expense$1,189,0001,817
Additional noninterest expense$534,0002,912
Pre-tax net operating income$5,670,0001,785
Securities gains (losses)$-1,099,0004,308
Applicable income taxes$768,0001,606
Income before extraordinary items$3,803,0002,052
Extraordinary gains, net$054
Net income$3,803,0002,077
Minority interest net income$088
Net income of bank and minority interests.$3,803,0002,055
Net charge-offs$491,000762
Cash dividends$4,359,000895
Sale, conversion, retirement of capital stock, net$-98,0004,554
Net operating income$4,715,1701,819
2023-09-30 (YTD Data)Rank
Total interest income$13,572,0001,992
Total interest expense$1,721,0002,798
Net interest income$11,851,0001,737
Provision for loan and lease losses$450,0001,058
Total noninterest income$909,0002,513
Gross Fiduciary activities income$175,000660
Service charges on deposit accounts$322,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$412,0002,859
Total noninterest expense$7,636,0002,015
Salaries and employee benefits$3,843,0002,155
Premises and equipment expense$823,0001,922
Additional noninterest expense$412,0002,858
Pre-tax net operating income$4,674,0001,737
Securities gains (losses)$-7,236,0004,578
Applicable income taxes$-727,0004,580
Income before extraordinary items$-1,835,0004,551
Extraordinary gains, net$052
Net income$-1,835,0004,549
Minority interest net income$081
Net income of bank and minority interests.$-1,835,0004,551
Net charge-offs$322,000703
Cash dividends$2,179,0001,113
Sale, conversion, retirement of capital stock, net$-98,0004,586
Net operating income$3,881,4401,770
2023-06-30 (YTD Data)Rank
Total interest income$9,020,0001,967
Total interest expense$945,0002,862
Net interest income$8,075,0001,727
Provision for loan and lease losses$300,0001,014
Total noninterest income$581,0002,523
Gross Fiduciary activities income$87,000682
Service charges on deposit accounts$213,0001,821
Trading account gains and feesNANA
Additional Noninterest Income$281,0002,815
Total noninterest expense$5,149,0002,000
Salaries and employee benefits$2,605,0002,122
Premises and equipment expense$499,0002,018
Additional noninterest expense$281,0002,809
Pre-tax net operating income$3,207,0001,680
Securities gains (losses)$-5,857,0004,616
Applicable income taxes$-694,0004,617
Income before extraordinary items$-1,956,0004,611
Extraordinary gains, net$051
Net income$-1,956,0004,609
Minority interest net income$081
Net income of bank and minority interests.$-1,956,0004,610
Net charge-offs$234,000628
Cash dividends$2,179,000820
Sale, conversion, retirement of capital stock, net$-98,0004,620
Net operating income$2,671,0301,718
2023-03-31 (YTD Data)Rank
Total interest income$4,523,0001,952
Total interest expense$413,0002,831
Net interest income$4,110,0001,720
Provision for loan and lease losses$150,0001,007
Total noninterest income$325,0002,399
Gross Fiduciary activities income$72,000665
Service charges on deposit accounts$107,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$146,0002,783
Total noninterest expense$2,543,0002,040
Salaries and employee benefits$1,330,0002,133
Premises and equipment expense$255,0002,023
Additional noninterest expense$146,0002,783
Pre-tax net operating income$1,742,0001,616
Securities gains (losses)$-4,899,0004,642
Applicable income taxes$-723,0004,646
Income before extraordinary items$-2,434,0004,648
Extraordinary gains, net$04
Net income$-2,434,0004,647
Minority interest net income$048
Net income of bank and minority interests.$-2,434,0004,648
Net charge-offs$105,000586
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$-79,0004,644
Net operating income$1,436,2101,665
2022-12-31 (YTD Data)Rank
Total interest income$17,335,0001,745
Total interest expense$1,240,0002,152
Net interest income$16,095,0001,688
Provision for loan and lease losses$500,0001,219
Total noninterest income$1,285,0002,520
Gross Fiduciary activities income$346,000660
Service charges on deposit accounts$400,0001,951
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,980
Total noninterest expense$9,551,0002,075
Salaries and employee benefits$4,698,0002,268
Premises and equipment expense$1,043,0001,963
Additional noninterest expense$539,0002,980
Pre-tax net operating income$7,329,0001,587
Securities gains (losses)$-3,702,0004,612
Applicable income taxes$515,0001,999
Income before extraordinary items$3,112,0002,408
Extraordinary gains, net$05
Net income$3,112,0002,406
Minority interest net income$063
Net income of bank and minority interests.$3,112,0002,407
Net charge-offs$373,000703
Cash dividends$4,370,000871
Sale, conversion, retirement of capital stock, net$-326,0004,675
Net operating income$6,295,7201,598
2022-09-30 (YTD Data)Rank
Total interest income$12,515,0001,748
Total interest expense$943,0001,844
Net interest income$11,572,0001,734
Provision for loan and lease losses$250,0001,333
Total noninterest income$920,0002,592
Gross Fiduciary activities income$216,000672
Service charges on deposit accounts$296,0001,975
Trading account gains and feesNANA
Additional Noninterest Income$408,0003,007
Total noninterest expense$6,819,0002,127
Salaries and employee benefits$3,293,0002,353
Premises and equipment expense$784,0001,979
Additional noninterest expense$408,0003,007
Pre-tax net operating income$5,423,0001,599
Securities gains (losses)$-5,071,0004,683
Applicable income taxes$-108,0004,661
Income before extraordinary items$460,0003,986
Extraordinary gains, net$04
Net income$460,0003,985
Minority interest net income$057
Net income of bank and minority interests.$460,0003,985
Net charge-offs$204,000688
Cash dividends$2,188,0001,066
Sale, conversion, retirement of capital stock, net$-93,0004,705
Net operating income$5,531,0001,410
2022-06-30 (YTD Data)Rank
Total interest income$7,963,0001,760
Total interest expense$624,0001,672
Net interest income$7,339,0001,767
Provision for loan and lease losses$150,0001,272
Total noninterest income$603,0002,613
Gross Fiduciary activities income$139,000640
Service charges on deposit accounts$186,0002,046
Trading account gains and feesNANA
Additional Noninterest Income$278,0002,998
Total noninterest expense$4,388,0002,152
Salaries and employee benefits$2,193,0002,359
Premises and equipment expense$504,0002,014
Additional noninterest expense$1,691,0001,826
Pre-tax net operating income$3,404,0001,586
Securities gains (losses)$-5,005,0004,720
Applicable income taxes$-451,0004,722
Income before extraordinary items$-1,150,0004,714
Extraordinary gains, net$04
Net income$-1,150,0004,714
Minority interest net income$060
Net income of bank and minority interests.$-1,150,0004,714
Net charge-offs$132,000638
Cash dividends$2,188,000789
Sale, conversion, retirement of capital stock, net$-84,0004,734
Net operating income$2,803,9501,615
2022-03-31 (YTD Data)Rank
Total interest income$3,884,0001,760
Total interest expense$312,0001,621
Net interest income$3,572,0001,761
Provision for loan and lease losses$75,0001,098
Total noninterest income$299,0002,598
Gross Fiduciary activities income$63,000649
Service charges on deposit accounts$94,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$142,0002,938
Total noninterest expense$2,135,0002,189
Salaries and employee benefits$1,055,0002,422
Premises and equipment expense$262,0001,989
Additional noninterest expense$818,0001,839
Pre-tax net operating income$1,661,0001,527
Securities gains (losses)$-343,0004,651
Applicable income taxes$221,0001,535
Income before extraordinary items$1,097,0001,803
Extraordinary gains, net$04
Net income$1,097,0001,803
Minority interest net income$050
Net income of bank and minority interests.$1,097,0001,803
Net charge-offs$66,000594
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$-75,0004,768
Net operating income$1,381,6901,557
2021-12-31 (YTD Data)Rank
Total interest income$15,685,0001,800
Total interest expense$1,372,0001,787
Net interest income$14,313,0001,782
Provision for loan and lease losses$200,0001,725
Total noninterest income$1,243,0002,744
Gross Fiduciary activities income$366,000609
Service charges on deposit accounts$319,0002,121
Trading account gains and feesNANA
Additional Noninterest Income$558,0003,169
Total noninterest expense$9,064,0002,105
Salaries and employee benefits$4,532,0002,303
Premises and equipment expense$1,121,0001,901
Additional noninterest expense$3,411,0001,802
Pre-tax net operating income$6,292,0001,770
Securities gains (losses)$8,150,00059
Applicable income taxes$2,844,000889
Income before extraordinary items$11,598,0001,023
Extraordinary gains, net$010
Net income$11,598,0001,024
Minority interest net income$074
Net income of bank and minority interests.$11,598,0001,024
Net charge-offs$186,0001,051
Cash dividends$4,199,000913
Sale, conversion, retirement of capital stock, net$-140,0004,771
Net operating income$5,078,0001,846
2021-09-30 (YTD Data)Rank
Total interest income$11,739,0001,827
Total interest expense$1,028,0001,858
Net interest income$10,711,0001,812
Provision for loan and lease losses$200,0001,464
Total noninterest income$928,0002,789
Gross Fiduciary activities income$252,000618
Service charges on deposit accounts$225,0002,194
Trading account gains and feesNANA
Additional Noninterest Income$451,0003,154
Total noninterest expense$6,438,0002,193
Salaries and employee benefits$3,200,0002,416
Premises and equipment expense$844,0001,925
Additional noninterest expense$2,394,0001,883
Pre-tax net operating income$5,001,0001,762
Securities gains (losses)$6,846,00058
Applicable income taxes$2,305,000902
Income before extraordinary items$9,542,000993
Extraordinary gains, net$08
Net income$9,542,000993
Minority interest net income$069
Net income of bank and minority interests.$9,542,000993
Net charge-offs$104,0001,061
Cash dividends$2,009,0001,147
Sale, conversion, retirement of capital stock, net$-103,0004,845
Net operating income$3,996,7401,852
2021-06-30 (YTD Data)Rank
Total interest income$7,748,0001,837
Total interest expense$679,0001,934
Net interest income$7,069,0001,812
Provision for loan and lease losses$200,0001,183
Total noninterest income$597,0002,801
Gross Fiduciary activities income$138,000641
Service charges on deposit accounts$140,0002,226
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,085
Total noninterest expense$4,197,0002,214
Salaries and employee benefits$2,134,0002,402
Premises and equipment expense$561,0001,922
Additional noninterest expense$1,502,0001,962
Pre-tax net operating income$3,269,0001,751
Securities gains (losses)$6,056,00054
Applicable income taxes$1,832,000793
Income before extraordinary items$7,493,000850
Extraordinary gains, net$06
Net income$7,493,000849
Minority interest net income$067
Net income of bank and minority interests.$7,493,000850
Net charge-offs$22,0001,459
Cash dividends$2,009,000835
Sale, conversion, retirement of capital stock, net$-71,0004,899
Net operating income$2,648,2001,829
2021-03-31 (YTD Data)Rank
Total interest income$3,889,0001,836
Total interest expense$334,0002,024
Net interest income$3,555,0001,801
Provision for loan and lease losses$150,000937
Total noninterest income$280,0002,870
Gross Fiduciary activities income$60,000655
Service charges on deposit accounts$71,0002,200
Trading account gains and feesNANA
Additional Noninterest Income$149,0003,123
Total noninterest expense$2,131,0002,180
Salaries and employee benefits$1,078,0002,375
Premises and equipment expense$292,0001,876
Additional noninterest expense$761,0001,902
Pre-tax net operating income$1,554,0001,833
Securities gains (losses)$7,001,00033
Applicable income taxes$1,737,000506
Income before extraordinary items$6,818,000519
Extraordinary gains, net$03
Net income$6,818,000519
Minority interest net income$055
Net income of bank and minority interests.$6,818,000519
Net charge-offs$37,000931
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,217,2001,939
2020-12-31 (YTD Data)Rank
Total interest income$16,138,0001,775
Total interest expense$1,766,0002,129
Net interest income$14,372,0001,709
Provision for loan and lease losses$600,0002,051
Total noninterest income$1,137,0002,736
Gross Fiduciary activities income$334,000619
Service charges on deposit accounts$347,0002,070
Trading account gains and feesNANA
Additional Noninterest Income$456,0003,241
Total noninterest expense$9,034,0002,100
Salaries and employee benefits$4,861,0002,193
Premises and equipment expense$1,014,0002,019
Additional noninterest expense$3,159,0001,846
Pre-tax net operating income$5,875,0001,586
Securities gains (losses)$-6,747,0004,998
Applicable income taxes$-414,0004,945
Income before extraordinary items$-458,0004,880
Extraordinary gains, net$04
Net income$-458,0004,880
Minority interest net income$072
Net income of bank and minority interests.$-458,0004,880
Net charge-offs$460,0001,026
Cash dividends$4,033,000898
Sale, conversion, retirement of capital stock, net$-693,0004,976
Net operating income$4,872,1301,622
2020-09-30 (YTD Data)Rank
Total interest income$12,154,0001,785
Total interest expense$1,400,0002,135
Net interest income$10,754,0001,707
Provision for loan and lease losses$450,0002,049
Total noninterest income$819,0002,741
Gross Fiduciary activities income$222,000629
Service charges on deposit accounts$256,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$341,0003,213
Total noninterest expense$6,441,0002,146
Salaries and employee benefits$3,454,0002,242
Premises and equipment expense$758,0002,014
Additional noninterest expense$2,229,0001,912
Pre-tax net operating income$4,682,0001,476
Securities gains (losses)$-13,051,0005,030
Applicable income taxes$-2,102,0005,003
Income before extraordinary items$-6,267,0004,999
Extraordinary gains, net$04
Net income$-6,267,0004,998
Minority interest net income$065
Net income of bank and minority interests.$-6,267,0004,999
Net charge-offs$321,000990
Cash dividends$2,023,0001,096
Sale, conversion, retirement of capital stock, net$-239,0004,995
Net operating income$4,043,2901,459
2020-06-30 (YTD Data)Rank
Total interest income$8,238,0001,779
Total interest expense$974,0002,182
Net interest income$7,264,0001,686
Provision for loan and lease losses$300,0002,042
Total noninterest income$555,0002,697
Gross Fiduciary activities income$160,000622
Service charges on deposit accounts$175,0002,079
Trading account gains and feesNANA
Additional Noninterest Income$220,0003,218
Total noninterest expense$4,210,0002,175
Salaries and employee benefits$2,285,0002,260
Premises and equipment expense$525,0001,957
Additional noninterest expense$1,400,0001,998
Pre-tax net operating income$3,309,0001,331
Securities gains (losses)$-12,526,0005,060
Applicable income taxes$-2,259,0005,028
Income before extraordinary items$-6,958,0005,027
Extraordinary gains, net$04
Net income$-6,958,0005,027
Minority interest net income$065
Net income of bank and minority interests.$-6,958,0005,027
Net charge-offs$215,000971
Cash dividends$2,023,000785
Sale, conversion, retirement of capital stock, net$-63,0005,017
Net operating income$2,937,5401,298
2020-03-31 (YTD Data)Rank
Total interest income$4,151,0001,762
Total interest expense$508,0002,265
Net interest income$3,643,0001,650
Provision for loan and lease losses$150,0001,627
Total noninterest income$308,0002,487
Gross Fiduciary activities income$91,000614
Service charges on deposit accounts$113,0001,995
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,127
Total noninterest expense$2,106,0002,203
Salaries and employee benefits$1,146,0002,267
Premises and equipment expense$262,0001,987
Additional noninterest expense$698,0002,026
Pre-tax net operating income$1,695,0001,203
Securities gains (losses)$-12,731,0005,101
Applicable income taxes$-2,575,0005,072
Income before extraordinary items$-8,461,0005,074
Extraordinary gains, net$04
Net income$-8,461,0005,074
Minority interest net income$056
Net income of bank and minority interests.$-8,461,0005,074
Net charge-offs$118,000804
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$-62,0005,075
Net operating income$1,596,4901,106
2019-12-31 (YTD Data)Rank
Total interest income$17,084,0001,736
Total interest expense$2,111,0002,263
Net interest income$14,973,0001,595
Provision for loan and lease losses$980,000916
Total noninterest income$1,230,0002,549
Gross Fiduciary activities income$342,000622
Service charges on deposit accounts$466,0002,021
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,214
Total noninterest expense$9,265,0002,033
Salaries and employee benefits$5,128,0002,072
Premises and equipment expense$1,128,0001,871
Additional noninterest expense$3,009,0001,919
Pre-tax net operating income$5,958,0001,541
Securities gains (losses)$5,115,00077
Applicable income taxes$2,052,000882
Income before extraordinary items$9,021,0001,013
Extraordinary gains, net$011
Net income$9,021,0001,014
Minority interest net income$076
Net income of bank and minority interests.$9,021,0001,014
Net charge-offs$1,238,000571
Cash dividends$4,049,000949
Sale, conversion, retirement of capital stock, net$-11,0005,100
Net operating income$4,877,8501,593
2019-09-30 (YTD Data)Rank
Total interest income$12,862,0001,742
Total interest expense$1,582,0002,277
Net interest income$11,280,0001,616
Provision for loan and lease losses$630,000970
Total noninterest income$891,0002,598
Gross Fiduciary activities income$216,000640
Service charges on deposit accounts$348,0002,023
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,190
Total noninterest expense$6,676,0002,097
Salaries and employee benefits$3,662,0002,155
Premises and equipment expense$825,0001,922
Additional noninterest expense$2,189,0001,973
Pre-tax net operating income$4,865,0001,473
Securities gains (losses)$2,913,000102
Applicable income taxes$1,404,000971
Income before extraordinary items$6,374,0001,090
Extraordinary gains, net$011
Net income$6,374,0001,091
Minority interest net income$072
Net income of bank and minority interests.$6,374,0001,091
Net charge-offs$400,000861
Cash dividends$2,025,0001,176
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,985,3401,526
2019-06-30 (YTD Data)Rank
Total interest income$8,628,0001,736
Total interest expense$1,040,0002,281
Net interest income$7,588,0001,593
Provision for loan and lease losses$400,0001,005
Total noninterest income$596,0002,558
Gross Fiduciary activities income$153,000643
Service charges on deposit accounts$222,0002,062
Trading account gains and feesNANA
Additional Noninterest Income$221,0003,153
Total noninterest expense$4,397,0002,120
Salaries and employee benefits$2,471,0002,134
Premises and equipment expense$564,0001,896
Additional noninterest expense$1,362,0002,095
Pre-tax net operating income$3,387,0001,401
Securities gains (losses)$2,033,00089
Applicable income taxes$987,000921
Income before extraordinary items$4,433,0001,021
Extraordinary gains, net$011
Net income$4,433,0001,021
Minority interest net income$069
Net income of bank and minority interests.$4,433,0001,021
Net charge-offs$298,000795
Cash dividends$2,024,000850
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,765,9401,449
2019-03-31 (YTD Data)Rank
Total interest income$4,328,0001,735
Total interest expense$501,0002,300
Net interest income$3,827,0001,594
Provision for loan and lease losses$210,000909
Total noninterest income$304,0002,508
Gross Fiduciary activities income$79,000650
Service charges on deposit accounts$112,0002,038
Trading account gains and feesNANA
Additional Noninterest Income$113,0003,070
Total noninterest expense$2,089,0002,202
Salaries and employee benefits$1,217,0002,176
Premises and equipment expense$274,0001,956
Additional noninterest expense$598,0002,282
Pre-tax net operating income$1,832,0001,294
Securities gains (losses)$1,518,00063
Applicable income taxes$634,000746
Income before extraordinary items$2,716,000846
Extraordinary gains, net$05
Net income$2,716,000845
Minority interest net income$052
Net income of bank and minority interests.$2,716,000845
Net charge-offs$97,000901
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,486,4201,340
2018-12-31 (YTD Data)Rank
Total interest income$17,548,0001,625
Total interest expense$1,675,0002,176
Net interest income$15,873,0001,512
Provision for loan and lease losses$840,0001,021
Total noninterest income$1,246,0002,563
Gross Fiduciary activities income$321,000652
Service charges on deposit accounts$498,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$427,0003,272
Total noninterest expense$9,513,0001,974
Salaries and employee benefits$5,021,0002,085
Premises and equipment expense$1,044,0001,988
Additional noninterest expense$3,448,0001,692
Pre-tax net operating income$6,766,0001,389
Securities gains (losses)$-5,066,0005,379
Applicable income taxes$64,0003,282
Income before extraordinary items$1,636,0003,239
Extraordinary gains, net$06
Net income$1,636,0003,238
Minority interest net income$072
Net income of bank and minority interests.$1,636,0003,238
Net charge-offs$829,000692
Cash dividends$4,049,000862
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,499,3601,277
2018-09-30 (YTD Data)Rank
Total interest income$13,199,0001,602
Total interest expense$1,202,0002,166
Net interest income$11,997,0001,502
Provision for loan and lease losses$630,000946
Total noninterest income$920,0002,618
Gross Fiduciary activities income$236,000651
Service charges on deposit accounts$369,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$315,0003,323
Total noninterest expense$6,813,0002,047
Salaries and employee benefits$3,585,0002,170
Premises and equipment expense$783,0001,999
Additional noninterest expense$2,445,0001,788
Pre-tax net operating income$5,474,0001,319
Securities gains (losses)$32,000492
Applicable income taxes$887,0001,270
Income before extraordinary items$4,619,0001,339
Extraordinary gains, net$05
Net income$4,619,0001,338
Minority interest net income$066
Net income of bank and minority interests.$4,619,0001,338
Net charge-offs$614,000636
Cash dividends$2,025,0001,061
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,592,1201,331
2018-06-30 (YTD Data)Rank
Total interest income$8,788,0001,588
Total interest expense$774,0002,138
Net interest income$8,014,0001,497
Provision for loan and lease losses$420,000940
Total noninterest income$621,0002,599
Gross Fiduciary activities income$162,000647
Service charges on deposit accounts$242,0002,022
Trading account gains and feesNANA
Additional Noninterest Income$217,0003,280
Total noninterest expense$4,529,0002,067
Salaries and employee benefits$2,393,0002,177
Premises and equipment expense$528,0001,993
Additional noninterest expense$1,608,0001,810
Pre-tax net operating income$3,686,0001,293
Securities gains (losses)$199,000176
Applicable income taxes$606,0001,239
Income before extraordinary items$3,279,0001,263
Extraordinary gains, net$06
Net income$3,279,0001,262
Minority interest net income$065
Net income of bank and minority interests.$3,279,0001,262
Net charge-offs$461,000552
Cash dividends$2,025,000752
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,111,8401,314
2018-03-31 (YTD Data)Rank
Total interest income$4,391,0001,573
Total interest expense$378,0002,095
Net interest income$4,013,0001,495
Provision for loan and lease losses$210,000904
Total noninterest income$321,0002,529
Gross Fiduciary activities income$82,000645
Service charges on deposit accounts$123,0002,004
Trading account gains and feesNANA
Additional Noninterest Income$116,0003,148
Total noninterest expense$2,207,0002,120
Salaries and employee benefits$1,221,0002,162
Premises and equipment expense$264,0002,029
Additional noninterest expense$722,0001,980
Pre-tax net operating income$1,917,0001,228
Securities gains (losses)$-136,0005,500
Applicable income taxes$336,0001,140
Income before extraordinary items$1,445,0001,365
Extraordinary gains, net$07
Net income$1,445,0001,365
Minority interest net income$052
Net income of bank and minority interests.$1,445,0001,365
Net charge-offs$250,000487
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,555,1601,288
2017-12-31 (YTD Data)Rank
Total interest income$17,691,0001,507
Total interest expense$1,643,0001,786
Net interest income$16,048,0001,458
Provision for loan and lease losses$1,500,000638
Total noninterest income$1,279,0002,609
Gross Fiduciary activities income$310,000659
Service charges on deposit accounts$546,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$423,0003,385
Total noninterest expense$9,197,0002,039
Salaries and employee benefits$5,093,0002,061
Premises and equipment expense$1,102,0001,970
Additional noninterest expense$3,002,0001,929
Pre-tax net operating income$6,630,0001,363
Securities gains (losses)$1,933,00095
Applicable income taxes$-241,0005,580
Income before extraordinary items$8,804,000830
Extraordinary gains, net$09
Net income$8,804,000831
Minority interest net income$076
Net income of bank and minority interests.$8,804,000830
Net charge-offs$837,000788
Cash dividends$4,050,000805
Sale, conversion, retirement of capital stock, net$-81,0005,613
Net operating income$6,871,0001,024
2017-09-30 (YTD Data)Rank
Total interest income$13,192,0001,511
Total interest expense$1,255,0001,751
Net interest income$11,937,0001,476
Provision for loan and lease losses$1,290,000565
Total noninterest income$1,027,0002,532
Gross Fiduciary activities income$199,000685
Service charges on deposit accounts$409,0001,920
Trading account gains and feesNANA
Additional Noninterest Income$419,0003,035
Total noninterest expense$6,580,0002,120
Salaries and employee benefits$3,655,0002,132
Premises and equipment expense$822,0001,986
Additional noninterest expense$2,103,0002,038
Pre-tax net operating income$5,094,0001,352
Securities gains (losses)$741,000162
Applicable income taxes$1,546,0001,089
Income before extraordinary items$4,289,0001,306
Extraordinary gains, net$09
Net income$4,289,0001,304
Minority interest net income$071
Net income of bank and minority interests.$4,289,0001,306
Net charge-offs$567,000735
Cash dividends$2,025,0001,031
Sale, conversion, retirement of capital stock, net$-81,0005,683
Net operating income$3,740,6601,435
2017-06-30 (YTD Data)Rank
Total interest income$8,839,0001,493
Total interest expense$850,0001,692
Net interest income$7,989,0001,449
Provision for loan and lease losses$1,080,000476
Total noninterest income$631,0002,647
Gross Fiduciary activities income$138,000685
Service charges on deposit accounts$268,0001,933
Trading account gains and feesNANA
Additional Noninterest Income$225,0003,321
Total noninterest expense$4,417,0002,116
Salaries and employee benefits$2,475,0002,124
Premises and equipment expense$572,0001,926
Additional noninterest expense$1,370,0002,075
Pre-tax net operating income$3,123,0001,420
Securities gains (losses)$734,000115
Applicable income taxes$1,032,0001,083
Income before extraordinary items$2,825,0001,305
Extraordinary gains, net$011
Net income$2,825,0001,305
Minority interest net income$071
Net income of bank and minority interests.$2,825,0001,305
Net charge-offs$437,000634
Cash dividends$2,025,000749
Sale, conversion, retirement of capital stock, net$-24,0005,735
Net operating income$2,289,1801,518
2017-03-31 (YTD Data)Rank
Total interest income$4,439,0001,481
Total interest expense$432,0001,643
Net interest income$4,007,0001,444
Provision for loan and lease losses$210,000907
Total noninterest income$306,0002,685
Gross Fiduciary activities income$64,000699
Service charges on deposit accounts$120,0002,094
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,199
Total noninterest expense$2,143,0002,193
Salaries and employee benefits$1,266,0002,108
Premises and equipment expense$270,0002,028
Additional noninterest expense$607,0002,299
Pre-tax net operating income$1,960,0001,189
Securities gains (losses)$01,153
Applicable income taxes$526,0001,037
Income before extraordinary items$1,434,0001,271
Extraordinary gains, net$08
Net income$1,434,0001,270
Minority interest net income$055
Net income of bank and minority interests.$1,434,0001,271
Net charge-offs$128,000790
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$-24,0005,824
Net operating income$1,434,0001,252
2016-12-31 (YTD Data)Rank
Total interest income$17,353,0001,465
Total interest expense$1,727,0001,593
Net interest income$15,626,0001,441
Provision for loan and lease losses$950,000944
Total noninterest income$1,378,0002,597
Gross Fiduciary activities income$394,000638
Service charges on deposit accounts$559,0001,914
Trading account gains and fees$0170
Additional Noninterest Income$425,0003,473
Total noninterest expense$9,149,0002,067
Salaries and employee benefits$5,027,0002,082
Premises and equipment expense$1,047,0002,069
Additional noninterest expense$3,075,0001,939
Pre-tax net operating income$6,905,0001,254
Securities gains (losses)$1,548,000157
Applicable income taxes$2,280,000948
Income before extraordinary items$6,173,0001,166
Extraordinary gains, net$05
Net income$6,173,0001,165
Minority interest net income$082
Net income of bank and minority interests.$6,173,0001,165
Net charge-offs$876,000729
Cash dividends$4,056,000802
Sale, conversion, retirement of capital stock, net$-98,0005,835
Net operating income$5,042,9601,343
2016-09-30 (YTD Data)Rank
Total interest income$13,004,0001,469
Total interest expense$1,290,0001,605
Net interest income$11,714,0001,445
Provision for loan and lease losses$630,000982
Total noninterest income$980,0002,657
Gross Fiduciary activities income$236,000665
Service charges on deposit accounts$421,0001,901
Trading account gains and fees$0169
Additional Noninterest Income$323,0003,463
Total noninterest expense$6,602,0002,120
Salaries and employee benefits$3,581,0002,161
Premises and equipment expense$783,0002,082
Additional noninterest expense$2,238,0001,981
Pre-tax net operating income$5,462,0001,219
Securities gains (losses)$907,000232
Applicable income taxes$1,718,000977
Income before extraordinary items$4,651,0001,176
Extraordinary gains, net$05
Net income$4,651,0001,176
Minority interest net income$071
Net income of bank and minority interests.$4,651,0001,176
Net charge-offs$523,000771
Cash dividends$2,028,0001,010
Sale, conversion, retirement of capital stock, net$-1,0005,886
Net operating income$3,988,8901,296
2016-06-30 (YTD Data)Rank
Total interest income$8,669,0001,470
Total interest expense$857,0001,604
Net interest income$7,812,0001,452
Provision for loan and lease losses$420,000981
Total noninterest income$666,0002,611
Gross Fiduciary activities income$163,000675
Service charges on deposit accounts$268,0001,950
Trading account gains and fees$0157
Additional Noninterest Income$235,0003,368
Total noninterest expense$4,379,0002,136
Salaries and employee benefits$2,364,0002,193
Premises and equipment expense$532,0002,055
Additional noninterest expense$1,483,0001,989
Pre-tax net operating income$3,679,0001,194
Securities gains (losses)$695,000204
Applicable income taxes$1,185,000952
Income before extraordinary items$3,189,0001,146
Extraordinary gains, net$016
Net income$3,189,0001,146
Minority interest net income$071
Net income of bank and minority interests.$3,189,0001,146
Net charge-offs$400,000701
Cash dividends$2,028,000741
Sale, conversion, retirement of capital stock, net$-1,0005,974
Net operating income$2,681,6501,281
2016-03-31 (YTD Data)Rank
Total interest income$4,310,0001,474
Total interest expense$429,0001,601
Net interest income$3,881,0001,453
Provision for loan and lease losses$210,000929
Total noninterest income$349,0002,524
Gross Fiduciary activities income$54,000727
Service charges on deposit accounts$137,0001,905
Trading account gains and fees$0142
Additional Noninterest Income$158,0002,921
Total noninterest expense$2,143,0002,197
Salaries and employee benefits$1,163,0002,229
Premises and equipment expense$255,0002,127
Additional noninterest expense$725,0002,020
Pre-tax net operating income$1,877,0001,144
Securities gains (losses)$02,077
Applicable income taxes$497,0001,058
Income before extraordinary items$1,380,0001,266
Extraordinary gains, net$012
Net income$1,380,0001,268
Minority interest net income$062
Net income of bank and minority interests.$1,380,0001,267
Net charge-offs$190,000688
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,380,0001,230
2015-12-31 (YTD Data)Rank
Total interest income$17,445,0001,422
Total interest expense$1,786,0001,530
Net interest income$15,659,0001,417
Provision for loan and lease losses$925,000866
Total noninterest income$1,481,0002,500
Gross Fiduciary activities income$452,000623
Service charges on deposit accounts$577,0001,887
Trading account gains and fees$0159
Additional Noninterest Income$452,0003,435
Total noninterest expense$8,768,0002,128
Salaries and employee benefits$4,654,0002,183
Premises and equipment expense$1,025,0002,136
Additional noninterest expense$3,089,0001,953
Pre-tax net operating income$7,447,0001,141
Securities gains (losses)$3,688,00061
Applicable income taxes$3,128,000727
Income before extraordinary items$8,007,000892
Extraordinary gains, net$023
Net income$8,007,000892
Minority interest net income$081
Net income of bank and minority interests.$8,007,000892
Net charge-offs$750,000849
Cash dividends$4,077,000766
Sale, conversion, retirement of capital stock, net$-966,0006,145
Net operating income$5,351,6401,262
2015-09-30 (YTD Data)Rank
Total interest income$13,090,0001,433
Total interest expense$1,357,0001,528
Net interest income$11,733,0001,432
Provision for loan and lease losses$625,000871
Total noninterest income$1,095,0002,540
Gross Fiduciary activities income$323,000633
Service charges on deposit accounts$431,0001,909
Trading account gains and fees$0153
Additional Noninterest Income$341,0003,437
Total noninterest expense$6,172,0002,237
Salaries and employee benefits$3,247,0002,327
Premises and equipment expense$753,0002,202
Additional noninterest expense$2,172,0002,059
Pre-tax net operating income$6,031,0001,086
Securities gains (losses)$3,149,00059
Applicable income taxes$2,643,000698
Income before extraordinary items$6,537,000827
Extraordinary gains, net$021
Net income$6,537,000828
Minority interest net income$078
Net income of bank and minority interests.$6,537,000827
Net charge-offs$478,000891
Cash dividends$2,049,000955
Sale, conversion, retirement of capital stock, net$-936,0006,245
Net operating income$4,301,2101,196
2015-06-30 (YTD Data)Rank
Total interest income$8,748,0001,438
Total interest expense$913,0001,521
Net interest income$7,835,0001,440
Provision for loan and lease losses$300,0001,096
Total noninterest income$738,0002,538
Gross Fiduciary activities income$223,000632
Service charges on deposit accounts$282,0001,909
Trading account gains and fees$0157
Additional Noninterest Income$233,0003,396
Total noninterest expense$3,969,0002,315
Salaries and employee benefits$2,130,0002,371
Premises and equipment expense$475,0002,300
Additional noninterest expense$1,364,0002,160
Pre-tax net operating income$4,304,0001,025
Securities gains (losses)$1,837,00078
Applicable income taxes$1,761,000701
Income before extraordinary items$4,380,000830
Extraordinary gains, net$022
Net income$4,380,000830
Minority interest net income$075
Net income of bank and minority interests.$4,380,000830
Net charge-offs$294,000918
Cash dividends$2,049,000682
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,075,7301,108
2015-03-31 (YTD Data)Rank
Total interest income$4,385,0001,431
Total interest expense$458,0001,520
Net interest income$3,927,0001,426
Provision for loan and lease losses$150,0001,060
Total noninterest income$325,0002,678
Gross Fiduciary activities income$65,000730
Service charges on deposit accounts$140,0001,910
Trading account gains and fees$0152
Additional Noninterest Income$120,0003,327
Total noninterest expense$1,925,0002,386
Salaries and employee benefits$1,055,0002,401
Premises and equipment expense$235,0002,352
Additional noninterest expense$635,0002,294
Pre-tax net operating income$2,177,000992
Securities gains (losses)$1,837,00053
Applicable income taxes$1,190,000555
Income before extraordinary items$2,824,000635
Extraordinary gains, net$013
Net income$2,824,000632
Minority interest net income$064
Net income of bank and minority interests.$2,824,000635
Net charge-offs$78,0001,276
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,538,1001,081
2014-12-31 (YTD Data)Rank
Total interest income$17,809,0001,417
Total interest expense$1,995,0001,486
Net interest income$15,814,0001,409
Provision for loan and lease losses$600,0001,269
Total noninterest income$1,403,0002,611
Gross Fiduciary activities income$347,000678
Service charges on deposit accounts$598,0001,972
Trading account gains and fees$0180
Additional Noninterest Income$458,0003,392
Total noninterest expense$7,690,0002,390
Salaries and employee benefits$4,163,0002,409
Premises and equipment expense$889,0002,465
Additional noninterest expense$2,638,0002,298
Pre-tax net operating income$8,927,000933
Securities gains (losses)$724,000283
Applicable income taxes$2,528,000825
Income before extraordinary items$7,123,000936
Extraordinary gains, net$017
Net income$7,123,000935
Minority interest net income$084
Net income of bank and minority interests.$7,123,000935
Net charge-offs$590,0001,313
Cash dividends$3,912,000749
Sale, conversion, retirement of capital stock, net$-114,0006,443
Net operating income$6,587,240982
2014-09-30 (YTD Data)Rank
Total interest income$13,349,0001,429
Total interest expense$1,526,0001,471
Net interest income$11,823,0001,423
Provision for loan and lease losses$450,0001,237
Total noninterest income$1,041,0002,646
Gross Fiduciary activities income$242,000686
Service charges on deposit accounts$451,0001,967
Trading account gains and fees$0174
Additional Noninterest Income$348,0003,407
Total noninterest expense$5,521,0002,507
Salaries and employee benefits$2,963,0002,524
Premises and equipment expense$666,0002,495
Additional noninterest expense$1,892,0002,380
Pre-tax net operating income$6,893,000920
Securities gains (losses)$33,0001,724
Applicable income taxes$1,783,000876
Income before extraordinary items$5,143,000977
Extraordinary gains, net$015
Net income$5,143,000976
Minority interest net income$081
Net income of bank and minority interests.$5,143,000976
Net charge-offs$375,0001,394
Cash dividends$1,956,000981
Sale, conversion, retirement of capital stock, net$-114,0006,538
Net operating income$5,118,580950
2014-06-30 (YTD Data)Rank
Total interest income$8,945,0001,413
Total interest expense$1,029,0001,451
Net interest income$7,916,0001,402
Provision for loan and lease losses$300,0001,222
Total noninterest income$685,0002,640
Gross Fiduciary activities income$150,000705
Service charges on deposit accounts$292,0001,990
Trading account gains and fees$0172
Additional Noninterest Income$243,0003,340
Total noninterest expense$3,668,0002,517
Salaries and employee benefits$1,988,0002,519
Premises and equipment expense$458,0002,451
Additional noninterest expense$1,222,0002,440
Pre-tax net operating income$4,633,000882
Securities gains (losses)$02,580
Applicable income taxes$1,172,000861
Income before extraordinary items$3,461,000942
Extraordinary gains, net$020
Net income$3,461,000942
Minority interest net income$080
Net income of bank and minority interests.$3,461,000942
Net charge-offs$156,0001,803
Cash dividends$1,956,000679
Sale, conversion, retirement of capital stock, net$-94,0006,612
Net operating income$3,461,000922
2014-03-31 (YTD Data)Rank
Total interest income$4,422,0001,431
Total interest expense$514,0001,474
Net interest income$3,908,0001,411
Provision for loan and lease losses$150,0001,189
Total noninterest income$328,0002,673
Gross Fiduciary activities income$59,000750
Service charges on deposit accounts$139,0002,064
Trading account gains and fees$0147
Additional Noninterest Income$130,0003,181
Total noninterest expense$1,859,0002,497
Salaries and employee benefits$1,003,0002,502
Premises and equipment expense$227,0002,508
Additional noninterest expense$629,0002,381
Pre-tax net operating income$2,227,000885
Securities gains (losses)$01,715
Applicable income taxes$560,000856
Income before extraordinary items$1,667,000943
Extraordinary gains, net$016
Net income$1,667,000943
Minority interest net income$066
Net income of bank and minority interests.$1,667,000944
Net charge-offs$44,0001,967
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$-70,0006,700
Net operating income$1,667,000922
2013-12-31 (YTD Data)Rank
Total interest income$18,087,0001,411
Total interest expense$2,619,0001,283
Net interest income$15,468,0001,391
Provision for loan and lease losses$600,0001,620
Total noninterest income$1,415,0002,681
Gross Fiduciary activities income$318,000695
Service charges on deposit accounts$620,0002,005
Trading account gains and fees$0184
Additional Noninterest Income$477,0003,426
Total noninterest expense$8,360,0002,258
Salaries and employee benefits$4,516,0002,249
Premises and equipment expense$868,0002,543
Additional noninterest expense$2,976,0002,099
Pre-tax net operating income$7,923,000976
Securities gains (losses)$312,000673
Applicable income taxes$2,047,000885
Income before extraordinary items$6,188,0001,002
Extraordinary gains, net$029
Net income$6,188,0001,005
Minority interest net income$090
Net income of bank and minority interests.$6,188,0001,005
Net charge-offs$386,0002,298
Cash dividends$3,742,000734
Sale, conversion, retirement of capital stock, net$-540,0006,772
Net operating income$5,954,0001,013
2013-09-30 (YTD Data)Rank
Total interest income$13,593,0001,412
Total interest expense$2,066,0001,269
Net interest income$11,527,0001,405
Provision for loan and lease losses$450,0001,622
Total noninterest income$1,045,0002,757
Gross Fiduciary activities income$209,000710
Service charges on deposit accounts$471,0001,993
Trading account gains and fees$0180
Additional Noninterest Income$365,0003,454
Total noninterest expense$6,055,0002,331
Salaries and employee benefits$3,187,0002,359
Premises and equipment expense$628,0002,629
Additional noninterest expense$2,240,0002,083
Pre-tax net operating income$6,067,000957
Securities gains (losses)$03,040
Applicable income taxes$1,526,000915
Income before extraordinary items$4,541,0001,035
Extraordinary gains, net$025
Net income$4,541,0001,038
Minority interest net income$084
Net income of bank and minority interests.$4,541,0001,038
Net charge-offs$228,0002,428
Cash dividends$1,873,000926
Sale, conversion, retirement of capital stock, net$-220,0006,847
Net operating income$4,541,0001,008
2013-06-30 (YTD Data)Rank
Total interest income$9,068,0001,409
Total interest expense$1,464,0001,221
Net interest income$7,604,0001,410
Provision for loan and lease losses$300,0001,629
Total noninterest income$710,0002,736
Gross Fiduciary activities income$145,000707
Service charges on deposit accounts$317,0001,950
Trading account gains and fees$0157
Additional Noninterest Income$248,0003,455
Total noninterest expense$4,027,0002,334
Salaries and employee benefits$2,128,0002,367
Premises and equipment expense$433,0002,582
Additional noninterest expense$1,466,0002,119
Pre-tax net operating income$3,987,000950
Securities gains (losses)$02,791
Applicable income taxes$989,000948
Income before extraordinary items$2,998,0001,040
Extraordinary gains, net$022
Net income$2,998,0001,041
Minority interest net income$082
Net income of bank and minority interests.$2,998,0001,043
Net charge-offs$139,0002,446
Cash dividends$1,873,000667
Sale, conversion, retirement of capital stock, net$-194,0006,908
Net operating income$2,998,000992
2013-03-31 (YTD Data)Rank
Total interest income$4,517,0001,414
Total interest expense$747,0001,233
Net interest income$3,770,0001,427
Provision for loan and lease losses$150,0001,610
Total noninterest income$345,0002,789
Gross Fiduciary activities income$63,000744
Service charges on deposit accounts$151,0002,024
Trading account gains and fees$0148
Additional Noninterest Income$131,0003,372
Total noninterest expense$1,954,0002,423
Salaries and employee benefits$1,071,0002,368
Premises and equipment expense$211,0002,660
Additional noninterest expense$672,0002,315
Pre-tax net operating income$2,011,000931
Securities gains (losses)$01,966
Applicable income taxes$530,000864
Income before extraordinary items$1,481,0001,031
Extraordinary gains, net$010
Net income$1,481,0001,030
Minority interest net income$076
Net income of bank and minority interests.$1,481,0001,033
Net charge-offs$59,0002,298
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$-54,0006,990
Net operating income$1,481,000979
2012-12-31 (YTD Data)Rank
Total interest income$18,718,0001,424
Total interest expense$3,518,0001,274
Net interest income$15,200,0001,442
Provision for loan and lease losses$600,0002,443
Total noninterest income$1,005,0003,252
Gross Fiduciary activities income$328,000686
Service charges on deposit accounts$608,0002,130
Trading account gains and fees$0166
Additional Noninterest Income$69,0005,630
Total noninterest expense$7,447,0002,525
Salaries and employee benefits$4,439,0002,236
Premises and equipment expense$817,0002,691
Additional noninterest expense$2,191,0002,873
Pre-tax net operating income$8,158,000870
Securities gains (losses)$829,000634
Applicable income taxes$2,338,000766
Income before extraordinary items$6,649,000907
Extraordinary gains, net$029
Net income$6,649,000907
Minority interest net income$093
Net income of bank and minority interests.$6,649,000907
Net charge-offs$464,0002,749
Cash dividends$3,581,000755
Sale, conversion, retirement of capital stock, net$-640,0007,045
Net operating income$6,035,540938
2012-09-30 (YTD Data)Rank
Total interest income$14,054,0001,442
Total interest expense$2,726,0001,291
Net interest income$11,328,0001,466
Provision for loan and lease losses$450,0002,400
Total noninterest income$699,0003,418
Gross Fiduciary activities income$221,000708
Service charges on deposit accounts$438,0002,229
Trading account gains and fees$0157
Additional Noninterest Income$40,0005,928
Total noninterest expense$5,301,0002,648
Salaries and employee benefits$3,158,0002,341
Premises and equipment expense$605,0002,753
Additional noninterest expense$1,538,0003,044
Pre-tax net operating income$6,276,000887
Securities gains (losses)$828,000485
Applicable income taxes$1,891,000742
Income before extraordinary items$5,213,000876
Extraordinary gains, net$020
Net income$5,213,000875
Minority interest net income$086
Net income of bank and minority interests.$5,213,000876
Net charge-offs$324,0002,728
Cash dividends$1,703,000911
Sale, conversion, retirement of capital stock, net$-573,0007,148
Net operating income$4,608,560948
2012-06-30 (YTD Data)Rank
Total interest income$9,450,0001,448
Total interest expense$1,882,0001,292
Net interest income$7,568,0001,470
Provision for loan and lease losses$300,0002,388
Total noninterest income$475,0003,335
Gross Fiduciary activities income$157,000701
Service charges on deposit accounts$286,0002,246
Trading account gains and fees$0153
Additional Noninterest Income$32,0005,840
Total noninterest expense$3,535,0002,659
Salaries and employee benefits$2,131,0002,325
Premises and equipment expense$407,0002,739
Additional noninterest expense$997,0003,128
Pre-tax net operating income$4,208,000869
Securities gains (losses)$825,000336
Applicable income taxes$1,375,000688
Income before extraordinary items$3,658,000828
Extraordinary gains, net$019
Net income$3,658,000827
Minority interest net income$084
Net income of bank and minority interests.$3,658,000828
Net charge-offs$125,0003,212
Cash dividends$1,703,000616
Sale, conversion, retirement of capital stock, net$-84,0007,197
Net operating income$3,055,750941
2012-03-31 (YTD Data)Rank
Total interest income$4,774,0001,445
Total interest expense$995,0001,272
Net interest income$3,779,0001,468
Provision for loan and lease losses$150,0002,302
Total noninterest income$222,0003,457
Gross Fiduciary activities income$53,000782
Service charges on deposit accounts$142,0002,239
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,460
Total noninterest expense$1,726,0002,707
Salaries and employee benefits$1,074,0002,326
Premises and equipment expense$215,0002,636
Additional noninterest expense$437,0003,436
Pre-tax net operating income$2,125,000841
Securities gains (losses)$825,000166
Applicable income taxes$827,000585
Income before extraordinary items$2,123,000716
Extraordinary gains, net$019
Net income$2,123,000717
Minority interest net income$078
Net income of bank and minority interests.$2,123,000717
Net charge-offs$40,0003,194
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$-14,0007,259
Net operating income$1,529,000913
2011-12-31 (YTD Data)Rank
Total interest income$19,062,0001,493
Total interest expense$3,830,0001,586
Net interest income$15,232,0001,454
Provision for loan and lease losses$600,0003,157
Total noninterest income$861,0003,386
Gross Fiduciary activities income$315,000654
Service charges on deposit accounts$481,0002,652
Trading account gains and fees$0146
Additional Noninterest Income$65,0005,715
Total noninterest expense$7,415,0002,535
Salaries and employee benefits$4,339,0002,228
Premises and equipment expense$859,0002,752
Additional noninterest expense$2,217,0002,837
Pre-tax net operating income$8,078,000757
Securities gains (losses)$-38,0006,982
Applicable income taxes$2,122,000747
Income before extraordinary items$5,918,000846
Extraordinary gains, net$029
Net income$5,918,000846
Minority interest net income$096
Net income of bank and minority interests.$5,918,000846
Net charge-offs$554,0003,054
Cash dividends$3,260,000617
Sale, conversion, retirement of capital stock, net$-412,0007,325
Net operating income$5,946,120814
2011-09-30 (YTD Data)Rank
Total interest income$14,247,0001,518
Total interest expense$2,831,0001,661
Net interest income$11,416,0001,465
Provision for loan and lease losses$450,0003,020
Total noninterest income$596,0003,540
Gross Fiduciary activities income$215,000662
Service charges on deposit accounts$323,0002,886
Trading account gains and fees$0145
Additional Noninterest Income$58,0005,635
Total noninterest expense$5,369,0002,619
Salaries and employee benefits$3,115,0002,316
Premises and equipment expense$632,0002,816
Additional noninterest expense$1,622,0002,936
Pre-tax net operating income$6,193,000767
Securities gains (losses)$03,555
Applicable income taxes$1,673,000721
Income before extraordinary items$4,520,000853
Extraordinary gains, net$021
Net income$4,520,000851
Minority interest net income$087
Net income of bank and minority interests.$4,520,000853
Net charge-offs$366,0003,014
Cash dividends$1,555,000809
Sale, conversion, retirement of capital stock, net$-408,0007,415
Net operating income$4,520,000809
2011-06-30 (YTD Data)Rank
Total interest income$9,458,0001,542
Total interest expense$1,859,0001,737
Net interest income$7,599,0001,465
Provision for loan and lease losses$300,0002,953
Total noninterest income$414,0003,492
Gross Fiduciary activities income$150,000660
Service charges on deposit accounts$214,0002,876
Trading account gains and fees$0153
Additional Noninterest Income$50,0005,462
Total noninterest expense$3,651,0002,588
Salaries and employee benefits$2,072,0002,338
Premises and equipment expense$439,0002,737
Additional noninterest expense$1,140,0002,852
Pre-tax net operating income$4,062,000760
Securities gains (losses)$02,914
Applicable income taxes$1,096,000707
Income before extraordinary items$2,966,000842
Extraordinary gains, net$015
Net income$2,966,000841
Minority interest net income$089
Net income of bank and minority interests.$2,966,000842
Net charge-offs$195,0003,143
Cash dividends$1,555,000537
Sale, conversion, retirement of capital stock, net$-374,0007,498
Net operating income$2,966,000812
2011-03-31 (YTD Data)Rank
Total interest income$4,661,0001,565
Total interest expense$893,0001,849
Net interest income$3,768,0001,481
Provision for loan and lease losses$150,0002,750
Total noninterest income$207,0003,516
Gross Fiduciary activities income$52,000746
Service charges on deposit accounts$102,0002,938
Trading account gains and fees$0158
Additional Noninterest Income$53,0004,572
Total noninterest expense$1,745,0002,712
Salaries and employee benefits$1,034,0002,364
Premises and equipment expense$229,0002,675
Additional noninterest expense$482,0003,285
Pre-tax net operating income$2,080,000753
Securities gains (losses)$01,772
Applicable income taxes$553,000682
Income before extraordinary items$1,527,000817
Extraordinary gains, net$09
Net income$1,527,000816
Minority interest net income$086
Net income of bank and minority interests.$1,527,000817
Net charge-offs$14,0004,237
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$-112,0007,550
Net operating income$1,527,000798
2010-12-31 (YTD Data)Rank
Total interest income$18,447,0001,644
Total interest expense$3,931,0002,028
Net interest income$14,516,0001,543
Provision for loan and lease losses$650,0003,712
Total noninterest income$820,0003,601
Gross Fiduciary activities income$279,000688
Service charges on deposit accounts$462,0002,786
Trading account gains and fees$0175
Additional Noninterest Income$79,0005,699
Total noninterest expense$7,704,0002,513
Salaries and employee benefits$4,321,0002,233
Premises and equipment expense$847,0002,847
Additional noninterest expense$2,536,0002,657
Pre-tax net operating income$6,982,000768
Securities gains (losses)$03,793
Applicable income taxes$1,817,000786
Income before extraordinary items$5,165,000854
Extraordinary gains, net$029
Net income$5,165,000854
Minority interest net income$0111
Net income of bank and minority interests.$5,165,000855
Net charge-offs$611,0003,376
Cash dividends$3,062,000535
Sale, conversion, retirement of capital stock, net$-384,0007,624
Net operating income$5,165,000821
2010-09-30 (YTD Data)Rank
Total interest income$13,868,0001,673
Total interest expense$2,973,0002,090
Net interest income$10,895,0001,556
Provision for loan and lease losses$500,0003,526
Total noninterest income$600,0003,688
Gross Fiduciary activities income$191,000695
Service charges on deposit accounts$347,0002,850
Trading account gains and fees$0165
Additional Noninterest Income$62,0005,773
Total noninterest expense$5,581,0002,598
Salaries and employee benefits$3,115,0002,334
Premises and equipment expense$633,0002,902
Additional noninterest expense$1,833,0002,689
Pre-tax net operating income$5,414,000778
Securities gains (losses)$4,0003,332
Applicable income taxes$1,410,000775
Income before extraordinary items$4,008,000867
Extraordinary gains, net$023
Net income$4,008,000868
Minority interest net income$0110
Net income of bank and minority interests.$4,008,000868
Net charge-offs$408,0003,328
Cash dividends$1,534,000702
Sale, conversion, retirement of capital stock, net$-64,0007,700
Net operating income$4,005,040823
2010-06-30 (YTD Data)Rank
Total interest income$9,290,0001,688
Total interest expense$1,993,0002,162
Net interest income$7,297,0001,553
Provision for loan and lease losses$350,0003,380
Total noninterest income$415,0003,568
Gross Fiduciary activities income$134,000685
Service charges on deposit accounts$232,0002,865
Trading account gains and fees$0152
Additional Noninterest Income$49,0005,610
Total noninterest expense$3,782,0002,561
Salaries and employee benefits$2,066,0002,362
Premises and equipment expense$419,0002,947
Additional noninterest expense$1,297,0002,548
Pre-tax net operating income$3,580,000766
Securities gains (losses)$03,184
Applicable income taxes$959,000742
Income before extraordinary items$2,621,000846
Extraordinary gains, net$019
Net income$2,621,000846
Minority interest net income$0105
Net income of bank and minority interests.$2,621,000847
Net charge-offs$292,0003,084
Cash dividends$1,534,000443
Sale, conversion, retirement of capital stock, net$-15,0007,766
Net operating income$2,621,000816
2010-03-31 (YTD Data)Rank
Total interest income$4,673,0001,726
Total interest expense$985,0002,291
Net interest income$3,688,0001,555
Provision for loan and lease losses$150,0003,336
Total noninterest income$218,0003,471
Gross Fiduciary activities income$71,000686
Service charges on deposit accounts$111,0002,947
Trading account gains and fees$0175
Additional Noninterest Income$36,0005,201
Total noninterest expense$1,793,0002,709
Salaries and employee benefits$1,051,0002,343
Premises and equipment expense$213,0002,978
Additional noninterest expense$529,0003,017
Pre-tax net operating income$1,963,000690
Securities gains (losses)$02,284
Applicable income taxes$528,000680
Income before extraordinary items$1,435,000772
Extraordinary gains, net$016
Net income$1,435,000774
Minority interest net income$091
Net income of bank and minority interests.$1,435,000776
Net charge-offs$82,0003,291
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,435,000739
2009-12-31 (YTD Data)Rank
Total interest income$18,832,0001,816
Total interest expense$5,094,0002,216
Net interest income$13,738,0001,636
Provision for loan and lease losses$600,0004,252
Total noninterest income$842,0003,665
Gross Fiduciary activities income$264,000691
Service charges on deposit accounts$490,0002,937
Trading account gains and fees$0211
Additional Noninterest Income$88,0005,811
Total noninterest expense$7,705,0002,563
Salaries and employee benefits$4,352,0002,261
Premises and equipment expense$833,0003,020
Additional noninterest expense$2,520,0002,719
Pre-tax net operating income$6,275,000692
Securities gains (losses)$-6,352,0007,913
Applicable income taxes$-563,0007,081
Income before extraordinary items$486,0003,911
Extraordinary gains, net$034
Net income$486,0003,910
Minority interest net income$0115
Net income of bank and minority interests.$486,0003,910
Net charge-offs$609,0003,543
Cash dividends$3,081,000559
Sale, conversion, retirement of capital stock, net$-491,0007,978
Net operating income$4,551,280743
2009-09-30 (YTD Data)Rank
Total interest income$14,146,0001,838
Total interest expense$3,934,0002,249
Net interest income$10,212,0001,651
Provision for loan and lease losses$450,0003,968
Total noninterest income$598,0003,844
Gross Fiduciary activities income$166,000732
Service charges on deposit accounts$359,0003,003
Trading account gains and fees$0212
Additional Noninterest Income$73,0005,808
Total noninterest expense$5,513,0002,683
Salaries and employee benefits$3,103,0002,399
Premises and equipment expense$604,0003,145
Additional noninterest expense$1,806,0002,800
Pre-tax net operating income$4,847,000695
Securities gains (losses)$-5,448,0008,012
Applicable income taxes$-641,0007,412
Income before extraordinary items$40,0005,610
Extraordinary gains, net$027
Net income$40,0005,610
Minority interest net income$0118
Net income of bank and minority interests.$40,0005,610
Net charge-offs$308,0003,667
Cash dividends$1,546,000824
Sale, conversion, retirement of capital stock, net$-255,0008,065
Net operating income$3,526,720759
2009-06-30 (YTD Data)Rank
Total interest income$9,423,0001,874
Total interest expense$2,701,0002,279
Net interest income$6,722,0001,670
Provision for loan and lease losses$300,0003,683
Total noninterest income$405,0003,821
Gross Fiduciary activities income$113,000733
Service charges on deposit accounts$236,0002,989
Trading account gains and fees$0193
Additional Noninterest Income$56,0005,675
Total noninterest expense$3,682,0002,707
Salaries and employee benefits$2,074,0002,440
Premises and equipment expense$423,0003,039
Additional noninterest expense$1,185,0002,866
Pre-tax net operating income$3,145,000743
Securities gains (losses)$-5,448,0008,128
Applicable income taxes$-1,076,0007,776
Income before extraordinary items$-1,227,0007,243
Extraordinary gains, net$021
Net income$-1,227,0007,242
Minority interest net income$0112
Net income of bank and minority interests.$-1,227,0007,242
Net charge-offs$260,0003,112
Cash dividends$1,546,000574
Sale, conversion, retirement of capital stock, net$-59,0008,144
Net operating income$2,259,720798
2009-03-31 (YTD Data)Rank
Total interest income$4,739,0001,892
Total interest expense$1,362,0002,343
Net interest income$3,377,0001,654
Provision for loan and lease losses$150,0003,210
Total noninterest income$207,0003,732
Gross Fiduciary activities income$53,000760
Service charges on deposit accounts$113,0003,030
Trading account gains and fees$0171
Additional Noninterest Income$41,0005,170
Total noninterest expense$1,684,0002,841
Salaries and employee benefits$1,044,0002,450
Premises and equipment expense$230,0002,880
Additional noninterest expense$410,0003,502
Pre-tax net operating income$1,750,000722
Securities gains (losses)$-853,0008,127
Applicable income taxes$118,0002,009
Income before extraordinary items$779,0001,412
Extraordinary gains, net$015
Net income$779,0001,411
Minority interest net income$0102
Net income of bank and minority interests.$779,0001,414
Net charge-offs$97,0002,899
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$-18,0008,193
Net operating income$1,521,110629
2008-12-31 (YTD Data)Rank
Total interest income$19,799,0001,933
Total interest expense$6,630,0002,299
Net interest income$13,169,0001,687
Provision for loan and lease losses$600,0003,490
Total noninterest income$953,0003,511
Gross Fiduciary activities income$261,000729
Service charges on deposit accounts$549,0002,812
Trading account gains and fees$0154
Additional Noninterest Income$143,0005,396
Total noninterest expense$7,098,0002,655
Salaries and employee benefits$3,753,0002,657
Premises and equipment expense$860,0002,994
Additional noninterest expense$2,485,0002,355
Pre-tax net operating income$6,424,000868
Securities gains (losses)$-3,965,0008,039
Applicable income taxes$105,0003,356
Income before extraordinary items$2,354,0001,703
Extraordinary gains, net$039
Net income$2,354,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,0002,548
Cash dividends$3,105,000882
Sale, conversion, retirement of capital stock, net$-432,0008,264
Net operating income$6,160,400707
2008-09-30 (YTD Data)Rank
Total interest income$14,889,0001,964
Total interest expense$5,144,0002,326
Net interest income$9,745,0001,724
Provision for loan and lease losses$450,0002,889
Total noninterest income$706,0003,624
Gross Fiduciary activities income$182,000742
Service charges on deposit accounts$403,0002,873
Trading account gains and fees$0148
Additional Noninterest Income$121,0005,286
Total noninterest expense$4,959,0002,794
Salaries and employee benefits$2,640,0002,836
Premises and equipment expense$639,0003,031
Additional noninterest expense$1,680,0002,513
Pre-tax net operating income$5,042,0001,005
Securities gains (losses)$-2,692,0008,118
Applicable income taxes$217,0002,824
Income before extraordinary items$2,133,0001,676
Extraordinary gains, net$031
Net income$2,133,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0002,171
Cash dividends$1,554,0001,268
Sale, conversion, retirement of capital stock, net$-197,0008,340
Net operating income$4,582,720843
2008-06-30 (YTD Data)Rank
Total interest income$9,930,0001,999
Total interest expense$3,576,0002,332
Net interest income$6,354,0001,758
Provision for loan and lease losses$300,0002,524
Total noninterest income$475,0003,625
Gross Fiduciary activities income$128,000741
Service charges on deposit accounts$254,0002,965
Trading account gains and fees$0149
Additional Noninterest Income$93,0005,175
Total noninterest expense$3,225,0002,859
Salaries and employee benefits$1,776,0002,844
Premises and equipment expense$427,0003,040
Additional noninterest expense$1,022,0002,690
Pre-tax net operating income$3,304,0001,078
Securities gains (losses)$606,000267
Applicable income taxes$917,0001,001
Income before extraordinary items$2,993,000917
Extraordinary gains, net$021
Net income$2,993,000917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0002,024
Cash dividends$1,554,000966
Sale, conversion, retirement of capital stock, net$-197,0008,419
Net operating income$2,526,3801,077
2008-03-31 (YTD Data)Rank
Total interest income$4,955,0002,050
Total interest expense$1,902,0002,342
Net interest income$3,053,0001,833
Provision for loan and lease losses$150,0002,123
Total noninterest income$234,0003,661
Gross Fiduciary activities income$52,000794
Service charges on deposit accounts$121,0003,039
Trading account gains and fees$0158
Additional Noninterest Income$61,0004,665
Total noninterest expense$1,598,0002,886
Salaries and employee benefits$897,0002,838
Premises and equipment expense$201,0003,212
Additional noninterest expense$500,0002,726
Pre-tax net operating income$1,539,0001,226
Securities gains (losses)$02,688
Applicable income taxes$321,0001,407
Income before extraordinary items$1,218,0001,231
Extraordinary gains, net$015
Net income$1,218,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,546
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-47,0008,443
Net operating income$1,218,0001,195
2007-12-31 (YTD Data)Rank
Total interest income$19,975,0002,091
Total interest expense$8,470,0002,220
Net interest income$11,505,0001,979
Provision for loan and lease losses$650,0001,944
Total noninterest income$1,105,0003,337
Gross Fiduciary activities income$288,000718
Service charges on deposit accounts$565,0002,801
Trading account gains and fees$0178
Additional Noninterest Income$252,0004,567
Total noninterest expense$6,967,0002,607
Salaries and employee benefits$3,803,0002,609
Premises and equipment expense$772,0003,181
Additional noninterest expense$2,392,0002,257
Pre-tax net operating income$4,993,0001,638
Securities gains (losses)$2,424,00099
Applicable income taxes$1,812,0001,221
Income before extraordinary items$5,605,0001,150
Extraordinary gains, net$039
Net income$5,605,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$623,0001,446
Cash dividends$3,042,0001,160
Sale, conversion, retirement of capital stock, net$-1,316,0008,500
Net operating income$3,762,7601,668
2007-09-30 (YTD Data)Rank
Total interest income$14,933,0002,111
Total interest expense$6,345,0002,223
Net interest income$8,588,0001,999
Provision for loan and lease losses$500,0001,569
Total noninterest income$801,0003,389
Gross Fiduciary activities income$181,000751
Service charges on deposit accounts$420,0002,798
Trading account gains and fees$0184
Additional Noninterest Income$200,0004,484
Total noninterest expense$5,016,0002,681
Salaries and employee benefits$2,704,0002,719
Premises and equipment expense$568,0003,213
Additional noninterest expense$1,744,0002,276
Pre-tax net operating income$3,873,0001,720
Securities gains (losses)$1,942,000100
Applicable income taxes$1,386,0001,300
Income before extraordinary items$4,429,0001,171
Extraordinary gains, net$033
Net income$4,429,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,249
Cash dividends$1,522,0001,478
Sale, conversion, retirement of capital stock, net$-1,075,0008,532
Net operating income$2,953,0801,702
2007-06-30 (YTD Data)Rank
Total interest income$9,927,0002,126
Total interest expense$4,163,0002,260
Net interest income$5,764,0002,023
Provision for loan and lease losses$350,0001,363
Total noninterest income$540,0003,392
Gross Fiduciary activities income$121,000764
Service charges on deposit accounts$278,0002,817
Trading account gains and fees$0168
Additional Noninterest Income$141,0004,441
Total noninterest expense$3,388,0002,670
Salaries and employee benefits$1,815,0002,739
Premises and equipment expense$378,0003,225
Additional noninterest expense$1,195,0002,217
Pre-tax net operating income$2,566,0001,782
Securities gains (losses)$1,388,00096
Applicable income taxes$929,0001,344
Income before extraordinary items$3,025,0001,183
Extraordinary gains, net$029
Net income$3,025,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,000992
Cash dividends$1,522,0001,099
Sale, conversion, retirement of capital stock, net$-196,0008,573
Net operating income$1,956,2401,757
2007-03-31 (YTD Data)Rank
Total interest income$4,940,0002,128
Total interest expense$2,092,0002,239
Net interest income$2,848,0002,046
Provision for loan and lease losses$200,0001,154
Total noninterest income$259,0003,444
Gross Fiduciary activities income$52,000806
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$77,0004,286
Total noninterest expense$1,643,0002,752
Salaries and employee benefits$905,0002,776
Premises and equipment expense$190,0003,240
Additional noninterest expense$548,0002,405
Pre-tax net operating income$1,264,0001,796
Securities gains (losses)$424,000128
Applicable income taxes$385,0001,567
Income before extraordinary items$1,303,0001,349
Extraordinary gains, net$022
Net income$1,303,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,000650
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$-22,0008,593
Net operating income$976,5201,739
2006-12-31 (YTD Data)Rank
Total interest income$20,103,0001,968
Total interest expense$8,010,0002,046
Net interest income$12,093,0001,917
Provision for loan and lease losses$650,0001,503
Total noninterest income$1,047,0003,442
Gross Fiduciary activities income$305,000713
Service charges on deposit accounts$595,0002,699
Trading account gains and fees$0130
Additional Noninterest Income$147,0005,655
Total noninterest expense$6,927,0002,539
Salaries and employee benefits$3,826,0002,535
Premises and equipment expense$827,0002,917
Additional noninterest expense$2,274,0002,285
Pre-tax net operating income$5,563,0001,725
Securities gains (losses)$2,126,000106
Applicable income taxes$1,816,0001,432
Income before extraordinary items$5,873,0001,240
Extraordinary gains, net$051
Net income$5,873,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,003
Cash dividends$2,936,0001,147
Sale, conversion, retirement of capital stock, net$-257,0008,622
Net operating income$4,257,2401,682
2006-09-30 (YTD Data)Rank
Total interest income$15,282,0001,942
Total interest expense$5,938,0002,011
Net interest income$9,344,0001,868
Provision for loan and lease losses$450,0001,514
Total noninterest income$728,0003,627
Gross Fiduciary activities income$192,000744
Service charges on deposit accounts$439,0002,752
Trading account gains and fees$0126
Additional Noninterest Income$97,0005,900
Total noninterest expense$5,049,0002,604
Salaries and employee benefits$2,807,0002,594
Premises and equipment expense$609,0002,968
Additional noninterest expense$1,633,0002,369
Pre-tax net operating income$4,573,0001,624
Securities gains (losses)$1,172,000130
Applicable income taxes$1,325,0001,527
Income before extraordinary items$4,420,0001,278
Extraordinary gains, net$045
Net income$4,420,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,000933
Cash dividends$1,468,0001,477
Sale, conversion, retirement of capital stock, net$-238,0008,703
Net operating income$3,517,5601,559
2006-06-30 (YTD Data)Rank
Total interest income$10,211,0001,912
Total interest expense$3,845,0001,970
Net interest income$6,366,0001,824
Provision for loan and lease losses$300,0001,464
Total noninterest income$480,0003,626
Gross Fiduciary activities income$126,000755
Service charges on deposit accounts$287,0002,756
Trading account gains and fees$0126
Additional Noninterest Income$67,0005,874
Total noninterest expense$3,347,0002,623
Salaries and employee benefits$1,881,0002,570
Premises and equipment expense$395,0003,034
Additional noninterest expense$1,071,0002,412
Pre-tax net operating income$3,199,0001,564
Securities gains (losses)$711,000137
Applicable income taxes$917,0001,498
Income before extraordinary items$2,993,0001,249
Extraordinary gains, net$039
Net income$2,993,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,022
Cash dividends$1,468,0001,066
Sale, conversion, retirement of capital stock, net$-109,0008,729
Net operating income$2,445,5301,497
2006-03-31 (YTD Data)Rank
Total interest income$5,098,0001,883
Total interest expense$1,874,0001,932
Net interest income$3,224,0001,792
Provision for loan and lease losses$150,0001,421
Total noninterest income$235,0003,622
Gross Fiduciary activities income$55,000790
Service charges on deposit accounts$138,0002,780
Trading account gains and fees$0115
Additional Noninterest Income$42,0005,444
Total noninterest expense$1,673,0002,626
Salaries and employee benefits$945,0002,576
Premises and equipment expense$203,0002,992
Additional noninterest expense$525,0002,443
Pre-tax net operating income$1,636,0001,513
Securities gains (losses)$95,000259
Applicable income taxes$395,0001,672
Income before extraordinary items$1,336,0001,374
Extraordinary gains, net$021
Net income$1,336,0001,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,000969
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$-69,0008,743
Net operating income$1,262,8501,421
2005-12-31 (YTD Data)Rank
Total interest income$20,630,0001,635
Total interest expense$6,893,0001,655
Net interest income$13,737,0001,599
Provision for loan and lease losses$550,0001,758
Total noninterest income$974,0003,631
Gross Fiduciary activities income$303,000704
Service charges on deposit accounts$569,0002,778
Trading account gains and fees$0138
Additional Noninterest Income$102,0006,372
Total noninterest expense$6,673,0002,499
Salaries and employee benefits$3,606,0002,532
Premises and equipment expense$827,0002,813
Additional noninterest expense$2,240,0002,231
Pre-tax net operating income$7,488,0001,274
Securities gains (losses)$3,109,000106
Applicable income taxes$2,848,000995
Income before extraordinary items$7,749,000930
Extraordinary gains, net$046
Net income$7,749,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$585,0001,016
Cash dividends$2,793,0001,101
Sale, conversion, retirement of capital stock, net$-432,0008,799
Net operating income$5,479,4301,286
2005-09-30 (YTD Data)Rank
Total interest income$15,528,0001,585
Total interest expense$5,132,0001,572
Net interest income$10,396,0001,563
Provision for loan and lease losses$425,0001,625
Total noninterest income$707,0003,711
Gross Fiduciary activities income$195,000731
Service charges on deposit accounts$426,0002,776
Trading account gains and fees$0126
Additional Noninterest Income$86,0006,190
Total noninterest expense$4,768,0002,583
Salaries and employee benefits$2,599,0002,571
Premises and equipment expense$595,0002,899
Additional noninterest expense$1,574,0002,334
Pre-tax net operating income$5,910,0001,208
Securities gains (losses)$21,0001,208
Applicable income taxes$1,417,0001,446
Income before extraordinary items$4,514,0001,198
Extraordinary gains, net$035
Net income$4,514,0001,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,058
Cash dividends$1,378,0001,433
Sale, conversion, retirement of capital stock, net$-262,0008,828
Net operating income$4,498,0401,174
2005-06-30 (YTD Data)Rank
Total interest income$10,395,0001,522
Total interest expense$3,460,0001,449
Net interest income$6,935,0001,546
Provision for loan and lease losses$275,0001,648
Total noninterest income$460,0003,717
Gross Fiduciary activities income$128,000734
Service charges on deposit accounts$269,0002,845
Trading account gains and fees$0116
Additional Noninterest Income$63,0006,050
Total noninterest expense$3,213,0002,534
Salaries and employee benefits$1,754,0002,541
Premises and equipment expense$408,0002,795
Additional noninterest expense$1,051,0002,318
Pre-tax net operating income$3,907,0001,194
Securities gains (losses)$21,0001,089
Applicable income taxes$944,0001,428
Income before extraordinary items$2,984,0001,178
Extraordinary gains, net$030
Net income$2,984,0001,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,115
Cash dividends$1,378,0001,015
Sale, conversion, retirement of capital stock, net$-94,0008,834
Net operating income$2,968,0401,160
2005-03-31 (YTD Data)Rank
Total interest income$5,169,0001,497
Total interest expense$1,751,0001,369
Net interest income$3,418,0001,551
Provision for loan and lease losses$150,0001,379
Total noninterest income$240,0003,559
Gross Fiduciary activities income$62,000755
Service charges on deposit accounts$126,0002,924
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,105
Total noninterest expense$1,612,0002,539
Salaries and employee benefits$890,0002,518
Premises and equipment expense$209,0002,768
Additional noninterest expense$513,0002,369
Pre-tax net operating income$1,896,0001,204
Securities gains (losses)$21,000781
Applicable income taxes$512,0001,328
Income before extraordinary items$1,405,0001,232
Extraordinary gains, net$024
Net income$1,405,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,146
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$-54,0008,905
Net operating income$1,389,6701,219
2004-12-31 (YTD Data)Rank
Total interest income$20,182,0001,423
Total interest expense$6,862,0001,189
Net interest income$13,320,0001,522
Provision for loan and lease losses$650,0001,541
Total noninterest income$998,0003,557
Gross Fiduciary activities income$285,000703
Service charges on deposit accounts$597,0002,712
Trading account gains and fees$0138
Additional Noninterest Income$116,0006,159
Total noninterest expense$6,632,0002,408
Salaries and employee benefits$3,597,0002,422
Premises and equipment expense$789,0002,817
Additional noninterest expense$2,246,0002,172
Pre-tax net operating income$7,036,0001,233
Securities gains (losses)$1,636,000201
Applicable income taxes$2,281,0001,129
Income before extraordinary items$6,391,0001,031
Extraordinary gains, net$034
Net income$6,391,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$689,0001,031
Cash dividends$2,602,0001,082
Sale, conversion, retirement of capital stock, net$-246,0008,913
Net operating income$5,180,3601,223
2004-09-30 (YTD Data)Rank
Total interest income$15,041,0001,412
Total interest expense$5,107,0001,167
Net interest income$9,934,0001,518
Provision for loan and lease losses$450,0001,575
Total noninterest income$724,0003,649
Gross Fiduciary activities income$178,000749
Service charges on deposit accounts$453,0002,702
Trading account gains and fees$0134
Additional Noninterest Income$93,0006,063
Total noninterest expense$4,736,0002,496
Salaries and employee benefits$2,579,0002,501
Premises and equipment expense$580,0002,872
Additional noninterest expense$1,577,0002,285
Pre-tax net operating income$5,472,0001,202
Securities gains (losses)$220,000726
Applicable income taxes$1,430,0001,339
Income before extraordinary items$4,262,0001,163
Extraordinary gains, net$026
Net income$4,262,0001,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0001,171
Cash dividends$1,263,0001,445
Sale, conversion, retirement of capital stock, net$-113,0008,976
Net operating income$4,097,0001,169
2004-06-30 (YTD Data)Rank
Total interest income$9,919,0001,410
Total interest expense$3,378,0001,164
Net interest income$6,541,0001,518
Provision for loan and lease losses$300,0001,523
Total noninterest income$503,0003,562
Gross Fiduciary activities income$130,000734
Service charges on deposit accounts$300,0002,711
Trading account gains and fees$0130
Additional Noninterest Income$73,0005,776
Total noninterest expense$3,189,0002,493
Salaries and employee benefits$1,728,0002,491
Premises and equipment expense$396,0002,814
Additional noninterest expense$1,065,0002,265
Pre-tax net operating income$3,555,0001,212
Securities gains (losses)$220,000611
Applicable income taxes$945,0001,342
Income before extraordinary items$2,830,0001,153
Extraordinary gains, net$021
Net income$2,830,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,172
Cash dividends$1,263,0001,038
Sale, conversion, retirement of capital stock, net$-72,0009,037
Net operating income$2,665,0001,180
2004-03-31 (YTD Data)Rank
Total interest income$4,882,0001,457
Total interest expense$1,670,0001,199
Net interest income$3,212,0001,553
Provision for loan and lease losses$150,0001,414
Total noninterest income$216,0003,875
Gross Fiduciary activities income$18,0001,012
Service charges on deposit accounts$146,0002,732
Trading account gains and fees$0121
Additional Noninterest Income$52,0005,049
Total noninterest expense$1,625,0002,456
Salaries and employee benefits$872,0002,485
Premises and equipment expense$210,0002,683
Additional noninterest expense$543,0002,188
Pre-tax net operating income$1,653,0001,279
Securities gains (losses)$02,934
Applicable income taxes$461,0001,386
Income before extraordinary items$1,192,0001,347
Extraordinary gains, net$016
Net income$1,192,0001,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0001,140
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,192,0001,281
2003-12-31 (YTD Data)Rank
Total interest income$19,229,0001,496
Total interest expense$7,002,0001,263
Net interest income$12,227,0001,591
Provision for loan and lease losses$600,0001,837
Total noninterest income$1,005,0003,719
Gross Fiduciary activities income$301,000709
Service charges on deposit accounts$596,0002,705
Trading account gains and fees$0160
Additional Noninterest Income$108,0006,400
Total noninterest expense$6,180,0002,532
Salaries and employee benefits$3,411,0002,475
Premises and equipment expense$787,0002,802
Additional noninterest expense$1,982,0002,431
Pre-tax net operating income$6,452,0001,280
Securities gains (losses)$2,219,000275
Applicable income taxes$2,426,0001,101
Income before extraordinary items$6,245,0001,025
Extraordinary gains, net$054
Net income$6,245,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,308
Cash dividends$2,420,0001,185
Sale, conversion, retirement of capital stock, net$-2,074,0009,170
Net operating income$4,647,3201,298
2003-09-30 (YTD Data)Rank
Total interest income$14,405,0001,525
Total interest expense$5,336,0001,299
Net interest income$9,069,0001,616
Provision for loan and lease losses$450,0001,799
Total noninterest income$689,0003,975
Gross Fiduciary activities income$146,000804
Service charges on deposit accounts$444,0002,728
Trading account gains and fees$0153
Additional Noninterest Income$99,0006,099
Total noninterest expense$4,537,0002,593
Salaries and employee benefits$2,502,0002,517
Premises and equipment expense$595,0002,794
Additional noninterest expense$1,440,0002,489
Pre-tax net operating income$4,771,0001,355
Securities gains (losses)$522,000665
Applicable income taxes$1,445,0001,393
Income before extraordinary items$3,848,0001,281
Extraordinary gains, net$040
Net income$3,848,0001,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,514
Cash dividends$1,156,0001,566
Sale, conversion, retirement of capital stock, net$-1,467,0009,217
Net operating income$3,466,9401,351
2003-06-30 (YTD Data)Rank
Total interest income$9,490,0001,552
Total interest expense$3,634,0001,314
Net interest income$5,856,0001,664
Provision for loan and lease losses$300,0001,769
Total noninterest income$503,0003,725
Gross Fiduciary activities income$117,000770
Service charges on deposit accounts$284,0002,770
Trading account gains and fees$0150
Additional Noninterest Income$102,0005,294
Total noninterest expense$2,959,0002,632
Salaries and employee benefits$1,641,0002,556
Premises and equipment expense$400,0002,768
Additional noninterest expense$918,0002,566
Pre-tax net operating income$3,100,0001,381
Securities gains (losses)$522,000559
Applicable income taxes$994,0001,384
Income before extraordinary items$2,628,0001,258
Extraordinary gains, net$030
Net income$2,628,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0001,517
Cash dividends$1,156,0001,173
Sale, conversion, retirement of capital stock, net$-1,320,0009,250
Net operating income$2,246,9401,372
2003-03-31 (YTD Data)Rank
Total interest income$4,644,0001,599
Total interest expense$1,751,0001,411
Net interest income$2,893,0001,690
Provision for loan and lease losses$150,0001,666
Total noninterest income$196,0004,220
Gross Fiduciary activities income$20,0001,017
Service charges on deposit accounts$131,0002,877
Trading account gains and fees$0134
Additional Noninterest Income$45,0005,466
Total noninterest expense$1,476,0002,625
Salaries and employee benefits$818,0002,562
Premises and equipment expense$198,0002,780
Additional noninterest expense$460,0002,517
Pre-tax net operating income$1,463,0001,462
Securities gains (losses)$313,000498
Applicable income taxes$500,0001,378
Income before extraordinary items$1,276,0001,296
Extraordinary gains, net$021
Net income$1,276,0001,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,381
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$-1,072,0009,303
Net operating income$1,050,6401,440
2002-12-31 (YTD Data)Rank
Total interest income$18,137,0001,695
Total interest expense$6,685,0001,708
Net interest income$11,452,0001,697
Provision for loan and lease losses$570,0002,158
Total noninterest income$1,034,0003,414
Gross Fiduciary activities income$289,000725
Service charges on deposit accounts$587,0002,608
Trading account gains and fees$0153
Additional Noninterest Income$158,0005,490
Total noninterest expense$5,739,0002,577
Salaries and employee benefits$3,159,0002,502
Premises and equipment expense$865,0002,498
Additional noninterest expense$1,715,0002,647
Pre-tax net operating income$6,177,0001,358
Securities gains (losses)$2,279,000257
Applicable income taxes$2,497,0001,075
Income before extraordinary items$5,959,0001,055
Extraordinary gains, net$070
Net income$5,959,0001,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,0001,499
Cash dividends$2,284,0001,180
Sale, conversion, retirement of capital stock, net$-1,490,0009,331
Net operating income$4,363,7001,376
2001-12-31 (YTD Data)Rank
Total interest income$17,279,0001,979
Total interest expense$6,419,0002,494
Net interest income$10,860,0001,644
Provision for loan and lease losses$550,0002,033
Total noninterest income$973,0003,409
Gross Fiduciary activities income$287,000732
Service charges on deposit accounts$565,0002,564
Trading account gains and fees$0177
Additional Noninterest Income$121,0005,991
Total noninterest expense$5,366,0002,637
Salaries and employee benefits$2,766,0002,699
Premises and equipment expense$826,0002,550
Additional noninterest expense$1,774,0002,503
Pre-tax net operating income$5,917,0001,262
Securities gains (losses)$190,0001,230
Applicable income taxes$1,966,0001,200
Income before extraordinary items$4,141,0001,312
Extraordinary gains, net$0105
Net income$4,141,0001,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,0001,592
Cash dividends$2,231,0001,213
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,011,8001,301
2000-12-31 (YTD Data)Rank
Total interest income$16,988,0002,080
Total interest expense$6,428,0002,593
Net interest income$10,560,0001,663
Provision for loan and lease losses$600,0001,605
Total noninterest income$966,0003,213
Gross Fiduciary activities income$311,000713
Service charges on deposit accounts$521,0002,595
Trading account gains and fees$0180
Additional Noninterest Income$134,0005,749
Total noninterest expense$5,511,0002,482
Salaries and employee benefits$2,767,0002,570
Premises and equipment expense$851,0002,429
Additional noninterest expense$1,893,0002,280
Pre-tax net operating income$5,415,0001,367
Securities gains (losses)$1,620,000115
Applicable income taxes$1,806,0001,281
Income before extraordinary items$5,229,0001,025
Extraordinary gains, net$038
Net income$5,229,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$505,0001,237
Cash dividends$2,124,0001,289
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,030,2001,291
1999-12-31 (YTD Data)Rank
Total interest income$16,784,0001,942
Total interest expense$6,505,0002,267
Net interest income$10,279,0001,693
Provision for loan and lease losses$730,0001,267
Total noninterest income$1,024,0003,038
Gross Fiduciary activities income$297,000774
Service charges on deposit accounts$548,0002,430
Trading account gains and fees$0173
Additional Noninterest Income$179,0005,197
Total noninterest expense$5,466,0002,475
Salaries and employee benefits$2,834,0002,475
Premises and equipment expense$819,0002,478
Additional noninterest expense$1,813,0002,406
Pre-tax net operating income$5,107,0001,477
Securities gains (losses)$1,978,000140
Applicable income taxes$1,716,0001,420
Income before extraordinary items$5,369,0001,032
Extraordinary gains, net$035
Net income$5,369,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000815
Cash dividends$2,029,0001,338
Sale, conversion, retirement of capital stock, net$-843,00010,174
Net operating income$3,865,7201,369
1998-12-31 (YTD Data)Rank
Total interest income$16,421,0001,970
Total interest expense$6,718,0002,255
Net interest income$9,703,0001,761
Provision for loan and lease losses$630,0001,430
Total noninterest income$1,019,0003,027
Gross Fiduciary activities income$291,000786
Service charges on deposit accounts$551,0002,337
Trading account gains and fees$0224
Additional Noninterest Income$177,0005,269
Total noninterest expense$5,135,0002,531
Salaries and employee benefits$2,660,0002,536
Premises and equipment expense$630,0003,038
Additional noninterest expense$1,845,0002,267
Pre-tax net operating income$4,957,0001,489
Securities gains (losses)$5,146,000123
Applicable income taxes$1,713,0001,447
Income before extraordinary items$8,390,000691
Extraordinary gains, net$032
Net income$8,390,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,101
Cash dividends$1,825,0001,436
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,118,8201,242
1997-12-31 (YTD Data)Rank
Total interest income$15,567,0002,096
Total interest expense$6,403,0002,351
Net interest income$9,164,0001,903
Provision for loan and lease losses$555,0001,641
Total noninterest income$1,056,0002,923
Gross Fiduciary activities income$419,000718
Service charges on deposit accounts$472,0002,773
Trading account gains and fees$0239
Additional Noninterest Income$165,0005,444
Total noninterest expense$4,751,0002,698
Salaries and employee benefits$2,546,0002,599
Premises and equipment expense$510,0003,639
Additional noninterest expense$1,695,0002,433
Pre-tax net operating income$4,914,0001,572
Securities gains (losses)$943,000292
Applicable income taxes$1,579,0001,637
Income before extraordinary items$4,278,0001,274
Extraordinary gains, net$044
Net income$4,278,0001,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,547
Cash dividends$1,611,0001,525
Sale, conversion, retirement of capital stock, net$-135,00010,785
Net operating income$3,589,6101,465
1996-12-31 (YTD Data)Rank
Total interest income$14,761,0002,275
Total interest expense$6,285,0002,456
Net interest income$8,476,0002,113
Provision for loan and lease losses$370,0002,206
Total noninterest income$887,0003,430
Gross Fiduciary activities income$284,000878
Service charges on deposit accounts$420,0003,206
Trading account gains and fees$0262
Additional Noninterest Income$183,0005,422
Total noninterest expense$4,559,0002,979
Salaries and employee benefits$2,397,0002,801
Premises and equipment expense$524,0003,639
Additional noninterest expense$1,638,0002,905
Pre-tax net operating income$4,434,0001,635
Securities gains (losses)$807,000306
Applicable income taxes$1,383,0001,729
Income before extraordinary items$3,858,0001,289
Extraordinary gains, net$053
Net income$3,858,0001,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0001,774
Cash dividends$1,413,0001,651
Sale, conversion, retirement of capital stock, net$-632,00011,413
Net operating income$3,260,8201,491
1995-12-31 (YTD Data)Rank
Total interest income$14,075,0002,385
Total interest expense$6,008,0002,554
Net interest income$8,067,0002,233
Provision for loan and lease losses$200,0002,992
Total noninterest income$763,0003,817
Gross Fiduciary activities income$162,0001,051
Service charges on deposit accounts$384,0003,486
Trading account gains and fees$0522
Additional Noninterest Income$217,0004,883
Total noninterest expense$4,381,0003,060
Salaries and employee benefits$2,174,0003,064
Premises and equipment expense$493,0003,802
Additional noninterest expense$1,714,0002,728
Pre-tax net operating income$4,249,0001,732
Securities gains (losses)$605,000309
Applicable income taxes$1,260,0001,940
Income before extraordinary items$3,594,0001,447
Extraordinary gains, net$065
Net income$3,594,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,632
Cash dividends$1,205,0001,761
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,146,3001,594
1994-12-31 (YTD Data)Rank
Total interest income$14,198,0002,155
Total interest expense$5,655,0002,206
Net interest income$8,543,0002,101
Provision for loan and lease losses$180,0003,202
Total noninterest income$648,0004,382
Gross Fiduciary activities income$113,0001,158
Service charges on deposit accounts$395,0003,412
Trading account gains and fees$0475
Additional Noninterest Income$140,0006,416
Total noninterest expense$4,149,0003,315
Salaries and employee benefits$1,994,0003,292
Premises and equipment expense$458,0004,099
Additional noninterest expense$1,697,0002,980
Pre-tax net operating income$4,862,0001,506
Securities gains (losses)$-42,00010,903
Applicable income taxes$1,269,0001,797
Income before extraordinary items$3,551,0001,398
Extraordinary gains, net$0249
Net income$3,551,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,018
Cash dividends$984,0001,963
Sale, conversion, retirement of capital stock, net$139,000753
Net operating income$3,582,0801,406
1993-12-31 (YTD Data)Rank
Total interest income$13,586,0002,290
Total interest expense$5,521,0002,341
Net interest income$8,065,0002,222
Provision for loan and lease losses$650,0001,745
Total noninterest income$593,0004,999
Gross Fiduciary activities income$60,0001,309
Service charges on deposit accounts$379,0003,626
Trading account gains and fees$0532
Additional Noninterest Income$154,0006,477
Total noninterest expense$4,145,0003,375
Salaries and employee benefits$1,995,0003,293
Premises and equipment expense$462,0004,150
Additional noninterest expense$1,688,0003,159
Pre-tax net operating income$3,863,0001,782
Securities gains (losses)$460,000953
Applicable income taxes$1,080,0002,100
Income before extraordinary items$3,243,0001,571
Extraordinary gains, net$214,000972
Net income$3,457,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0003,696
Cash dividends$871,0001,996
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,898,0001,640
1992-12-31 (YTD Data)Rank
Total interest income$12,670,0002,777
Total interest expense$5,969,0002,791
Net interest income$6,701,0002,726
Provision for loan and lease losses$600,0002,617
Total noninterest income$584,0005,061
Gross Fiduciary activities income$116,0001,218
Service charges on deposit accounts$304,0004,388
Trading account gains and fees$0504
Additional Noninterest Income$164,0006,333
Total noninterest expense$4,018,0003,493
Salaries and employee benefits$1,909,0003,341
Premises and equipment expense$453,0004,319
Additional noninterest expense$1,656,0003,297
Pre-tax net operating income$2,667,0002,314
Securities gains (losses)$381,0001,328
Applicable income taxes$563,0003,617
Income before extraordinary items$2,485,0001,830
Extraordinary gains, net$01,422
Net income$2,485,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0004,520
Cash dividends$610,0002,366
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,172,5801,940

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.