Home > Gulfshore Bank > Income and Expense
Gulfshore Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 2,079 |
| Total interest expense | $393,000 | 1,779 |
| Net interest income | $2,649,000 | 2,113 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $63,000 | 3,142 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $98,000 | 3,504 |
| Total noninterest expense | $1,910,000 | 2,380 |
| Salaries and employee benefits | $1,288,000 | 2,083 |
| Premises and equipment expense | $260,000 | 2,083 |
| Additional noninterest expense | $362,000 | 3,318 |
| Pre-tax net operating income | $840,000 | 2,213 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $305,000 | 1,482 |
| Income before extraordinary items | $535,000 | 2,645 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $535,000 | 2,645 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $535,000 | 2,645 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 547 |
| Net operating income | $535,000 | 2,631 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,004,000 | 2,227 |
| Total interest expense | $1,521,000 | 1,782 |
| Net interest income | $9,483,000 | 2,289 |
| Provision for loan and lease losses | $455,000 | 1,570 |
| Total noninterest income | $909,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $270,000 | 3,126 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $639,000 | 2,951 |
| Total noninterest expense | $7,871,000 | 2,318 |
| Salaries and employee benefits | $5,311,000 | 2,002 |
| Premises and equipment expense | $897,000 | 2,322 |
| Additional noninterest expense | $1,663,000 | 3,125 |
| Pre-tax net operating income | $2,066,000 | 2,998 |
| Securities gains (losses) | $-7,000 | 5,612 |
| Applicable income taxes | $726,000 | 1,938 |
| Income before extraordinary items | $1,333,000 | 3,460 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,333,000 | 3,458 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,333,000 | 3,459 |
| Net charge-offs | $14,000 | 3,764 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 687 |
| Net operating income | $1,337,550 | 3,407 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 2,266 |
| Total interest expense | $1,134,000 | 1,791 |
| Net interest income | $6,959,000 | 2,328 |
| Provision for loan and lease losses | $401,000 | 1,349 |
| Total noninterest income | $722,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $205,000 | 3,115 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $517,000 | 2,862 |
| Total noninterest expense | $5,583,000 | 2,425 |
| Salaries and employee benefits | $3,631,000 | 2,134 |
| Premises and equipment expense | $638,000 | 2,402 |
| Additional noninterest expense | $1,314,000 | 3,015 |
| Pre-tax net operating income | $1,697,000 | 2,901 |
| Securities gains (losses) | $-7,000 | 5,778 |
| Applicable income taxes | $595,000 | 1,902 |
| Income before extraordinary items | $1,095,000 | 3,347 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,095,000 | 3,345 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,095,000 | 3,347 |
| Net charge-offs | $15,000 | 3,287 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 678 |
| Net operating income | $1,099,550 | 3,283 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 2,292 |
| Total interest expense | $747,000 | 1,819 |
| Net interest income | $4,557,000 | 2,373 |
| Provision for loan and lease losses | $267,000 | 1,360 |
| Total noninterest income | $483,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $120,000 | 3,343 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $363,000 | 2,775 |
| Total noninterest expense | $3,685,000 | 2,464 |
| Salaries and employee benefits | $2,358,000 | 2,198 |
| Premises and equipment expense | $414,000 | 2,454 |
| Additional noninterest expense | $913,000 | 2,939 |
| Pre-tax net operating income | $1,088,000 | 2,925 |
| Securities gains (losses) | $-7,000 | 5,873 |
| Applicable income taxes | $379,000 | 1,927 |
| Income before extraordinary items | $702,000 | 3,419 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $702,000 | 3,415 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $702,000 | 3,417 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $706,550 | 3,350 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 2,301 |
| Total interest expense | $377,000 | 1,797 |
| Net interest income | $2,263,000 | 2,384 |
| Provision for loan and lease losses | $84,000 | 1,677 |
| Total noninterest income | $164,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $1,939,000 | 2,364 |
| Salaries and employee benefits | $1,264,000 | 2,086 |
| Premises and equipment expense | $213,000 | 2,434 |
| Additional noninterest expense | $462,000 | 2,927 |
| Pre-tax net operating income | $404,000 | 3,387 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $141,000 | 2,160 |
| Income before extraordinary items | $262,000 | 3,852 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $262,000 | 3,849 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $262,000 | 3,850 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 545 |
| Net operating income | $262,650 | 3,792 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 2,484 |
| Total interest expense | $1,466,000 | 1,813 |
| Net interest income | $7,977,000 | 2,605 |
| Provision for loan and lease losses | $280,000 | 1,981 |
| Total noninterest income | $738,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $247,000 | 3,370 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $491,000 | 3,309 |
| Total noninterest expense | $6,828,000 | 2,600 |
| Salaries and employee benefits | $4,352,000 | 2,310 |
| Premises and equipment expense | $865,000 | 2,410 |
| Additional noninterest expense | $1,611,000 | 3,259 |
| Pre-tax net operating income | $1,607,000 | 3,398 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $588,000 | 2,083 |
| Income before extraordinary items | $1,019,000 | 3,900 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,019,000 | 3,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,019,000 | 3,901 |
| Net charge-offs | $233,000 | 1,843 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 516 |
| Net operating income | $1,019,000 | 3,846 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,972,000 | 2,536 |
| Total interest expense | $1,091,000 | 1,845 |
| Net interest income | $5,881,000 | 2,663 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $556,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $187,000 | 3,384 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,330 |
| Total noninterest expense | $5,228,000 | 2,588 |
| Salaries and employee benefits | $3,381,000 | 2,250 |
| Premises and equipment expense | $648,000 | 2,443 |
| Additional noninterest expense | $1,199,000 | 3,285 |
| Pre-tax net operating income | $1,089,000 | 3,613 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $401,000 | 2,201 |
| Income before extraordinary items | $688,000 | 4,142 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 4,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $688,000 | 4,145 |
| Net charge-offs | $194,000 | 1,581 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 579 |
| Net operating income | $688,000 | 4,093 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,656,000 | 2,534 |
| Total interest expense | $716,000 | 1,867 |
| Net interest income | $3,940,000 | 2,638 |
| Provision for loan and lease losses | $85,000 | 2,433 |
| Total noninterest income | $376,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $121,000 | 3,414 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,278 |
| Total noninterest expense | $3,612,000 | 2,527 |
| Salaries and employee benefits | $2,356,000 | 2,182 |
| Premises and equipment expense | $441,000 | 2,415 |
| Additional noninterest expense | $815,000 | 3,263 |
| Pre-tax net operating income | $619,000 | 3,848 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $228,000 | 2,350 |
| Income before extraordinary items | $391,000 | 4,323 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 4,326 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $391,000 | 4,326 |
| Net charge-offs | $186,000 | 1,233 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 583 |
| Net operating income | $391,000 | 4,267 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 2,543 |
| Total interest expense | $361,000 | 1,864 |
| Net interest income | $1,957,000 | 2,660 |
| Provision for loan and lease losses | $85,000 | 1,614 |
| Total noninterest income | $133,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $60,000 | 3,383 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $73,000 | 4,041 |
| Total noninterest expense | $1,831,000 | 2,503 |
| Salaries and employee benefits | $1,195,000 | 2,162 |
| Premises and equipment expense | $217,000 | 2,483 |
| Additional noninterest expense | $419,000 | 3,202 |
| Pre-tax net operating income | $174,000 | 4,633 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $60,000 | 2,867 |
| Income before extraordinary items | $114,000 | 4,971 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $114,000 | 4,973 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $114,000 | 4,975 |
| Net charge-offs | $98,000 | 1,134 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 574 |
| Net operating income | $114,000 | 4,917 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,006,000 | 2,642 |
| Total interest expense | $1,336,000 | 2,087 |
| Net interest income | $7,670,000 | 2,722 |
| Provision for loan and lease losses | $182,000 | 2,576 |
| Total noninterest income | $541,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $226,000 | 3,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $315,000 | 3,951 |
| Total noninterest expense | $6,369,000 | 2,802 |
| Salaries and employee benefits | $3,829,000 | 2,586 |
| Premises and equipment expense | $917,000 | 2,410 |
| Additional noninterest expense | $1,623,000 | 3,370 |
| Pre-tax net operating income | $1,660,000 | 3,296 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $621,000 | 2,009 |
| Income before extraordinary items | $1,039,000 | 3,900 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,039,000 | 3,900 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,039,000 | 3,901 |
| Net charge-offs | $180,000 | 2,581 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 527 |
| Net operating income | $1,039,000 | 3,841 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 2,679 |
| Total interest expense | $965,000 | 2,164 |
| Net interest income | $5,736,000 | 2,741 |
| Provision for loan and lease losses | $136,000 | 2,480 |
| Total noninterest income | $386,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $166,000 | 3,794 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $220,000 | 4,082 |
| Total noninterest expense | $4,823,000 | 2,786 |
| Salaries and employee benefits | $2,837,000 | 2,615 |
| Premises and equipment expense | $695,000 | 2,409 |
| Additional noninterest expense | $1,291,000 | 3,222 |
| Pre-tax net operating income | $1,163,000 | 3,495 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $436,000 | 2,095 |
| Income before extraordinary items | $727,000 | 4,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $727,000 | 4,067 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $727,000 | 4,067 |
| Net charge-offs | $184,000 | 2,083 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 539 |
| Net operating income | $727,000 | 4,018 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 2,677 |
| Total interest expense | $603,000 | 2,319 |
| Net interest income | $3,857,000 | 2,724 |
| Provision for loan and lease losses | $51,000 | 2,976 |
| Total noninterest income | $217,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $105,000 | 3,859 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $112,000 | 4,429 |
| Total noninterest expense | $3,250,000 | 2,786 |
| Salaries and employee benefits | $1,902,000 | 2,620 |
| Premises and equipment expense | $462,000 | 2,432 |
| Additional noninterest expense | $886,000 | 3,168 |
| Pre-tax net operating income | $773,000 | 3,441 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $290,000 | 2,062 |
| Income before extraordinary items | $483,000 | 4,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $483,000 | 4,020 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $483,000 | 4,020 |
| Net charge-offs | $-14,000 | 5,769 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 606 |
| Net operating income | $483,000 | 3,954 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 2,652 |
| Total interest expense | $299,000 | 2,364 |
| Net interest income | $1,953,000 | 2,685 |
| Provision for loan and lease losses | $41,000 | 2,439 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $58,000 | 4,359 |
| Total noninterest expense | $1,686,000 | 2,703 |
| Salaries and employee benefits | $992,000 | 2,527 |
| Premises and equipment expense | $232,000 | 2,463 |
| Additional noninterest expense | $462,000 | 3,073 |
| Pre-tax net operating income | $332,000 | 3,642 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $125,000 | 2,156 |
| Income before extraordinary items | $207,000 | 4,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 4,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $207,000 | 4,194 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $207,000 | 4,137 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 2,923 |
| Total interest expense | $1,261,000 | 2,482 |
| Net interest income | $6,819,000 | 2,961 |
| Provision for loan and lease losses | $170,000 | 3,152 |
| Total noninterest income | $678,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $177,000 | 4,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $501,000 | 3,358 |
| Total noninterest expense | $5,730,000 | 3,085 |
| Salaries and employee benefits | $3,386,000 | 2,869 |
| Premises and equipment expense | $907,000 | 2,448 |
| Additional noninterest expense | $1,437,000 | 3,757 |
| Pre-tax net operating income | $1,597,000 | 3,295 |
| Securities gains (losses) | $-115,000 | 6,566 |
| Applicable income taxes | $568,000 | 2,023 |
| Income before extraordinary items | $914,000 | 4,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $914,000 | 4,056 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $914,000 | 4,056 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 695 |
| Net operating income | $987,600 | 3,877 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,896,000 | 3,002 |
| Total interest expense | $969,000 | 2,500 |
| Net interest income | $4,927,000 | 3,068 |
| Provision for loan and lease losses | $169,000 | 2,814 |
| Total noninterest income | $561,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $130,000 | 4,376 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $431,000 | 3,242 |
| Total noninterest expense | $4,241,000 | 3,110 |
| Salaries and employee benefits | $2,501,000 | 2,906 |
| Premises and equipment expense | $676,000 | 2,477 |
| Additional noninterest expense | $1,064,000 | 3,786 |
| Pre-tax net operating income | $1,078,000 | 3,560 |
| Securities gains (losses) | $-115,000 | 6,736 |
| Applicable income taxes | $372,000 | 2,209 |
| Income before extraordinary items | $591,000 | 4,333 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $591,000 | 4,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $591,000 | 4,337 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 633 |
| Net operating income | $664,600 | 4,074 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 3,018 |
| Total interest expense | $669,000 | 2,485 |
| Net interest income | $3,232,000 | 3,110 |
| Provision for loan and lease losses | $70,000 | 3,283 |
| Total noninterest income | $439,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $353,000 | 2,974 |
| Total noninterest expense | $2,807,000 | 3,142 |
| Salaries and employee benefits | $1,684,000 | 2,907 |
| Premises and equipment expense | $440,000 | 2,538 |
| Additional noninterest expense | $683,000 | 3,889 |
| Pre-tax net operating income | $794,000 | 3,352 |
| Securities gains (losses) | $-115,000 | 6,848 |
| Applicable income taxes | $267,000 | 2,141 |
| Income before extraordinary items | $412,000 | 4,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $412,000 | 4,278 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $412,000 | 4,279 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 607 |
| Net operating income | $485,600 | 3,895 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,083 |
| Total interest expense | $343,000 | 2,497 |
| Net interest income | $1,582,000 | 3,167 |
| Provision for loan and lease losses | $66,000 | 2,533 |
| Total noninterest income | $160,000 | 4,070 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $43,000 | 4,360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,543 |
| Total noninterest expense | $1,396,000 | 3,175 |
| Salaries and employee benefits | $865,000 | 2,866 |
| Premises and equipment expense | $221,000 | 2,559 |
| Additional noninterest expense | $310,000 | 4,137 |
| Pre-tax net operating income | $280,000 | 3,926 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $114,000 | 2,270 |
| Income before extraordinary items | $166,000 | 4,582 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $166,000 | 4,583 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $166,000 | 4,584 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 566 |
| Net operating income | $166,000 | 4,483 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 3,321 |
| Total interest expense | $1,680,000 | 2,492 |
| Net interest income | $5,701,000 | 3,493 |
| Provision for loan and lease losses | $435,000 | 2,913 |
| Total noninterest income | $408,000 | 4,790 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $153,000 | 4,747 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $255,000 | 4,283 |
| Total noninterest expense | $4,775,000 | 3,590 |
| Salaries and employee benefits | $2,607,000 | 3,455 |
| Premises and equipment expense | $920,000 | 2,434 |
| Additional noninterest expense | $1,248,000 | 4,263 |
| Pre-tax net operating income | $899,000 | 4,170 |
| Securities gains (losses) | $68,000 | 2,541 |
| Applicable income taxes | $398,000 | 2,409 |
| Income before extraordinary items | $569,000 | 4,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $569,000 | 4,766 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $569,000 | 4,767 |
| Net charge-offs | $126,000 | 4,213 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 657 |
| Net operating income | $525,480 | 4,686 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 3,427 |
| Total interest expense | $1,299,000 | 2,529 |
| Net interest income | $4,120,000 | 3,644 |
| Provision for loan and lease losses | $337,000 | 2,824 |
| Total noninterest income | $301,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $113,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 4,333 |
| Total noninterest expense | $3,527,000 | 3,656 |
| Salaries and employee benefits | $1,882,000 | 3,575 |
| Premises and equipment expense | $699,000 | 2,442 |
| Additional noninterest expense | $946,000 | 4,258 |
| Pre-tax net operating income | $557,000 | 4,569 |
| Securities gains (losses) | $68,000 | 2,251 |
| Applicable income taxes | $255,000 | 2,620 |
| Income before extraordinary items | $370,000 | 5,084 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $370,000 | 5,082 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $370,000 | 5,082 |
| Net charge-offs | $127,000 | 3,743 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 606 |
| Net operating income | $326,480 | 5,030 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 3,503 |
| Total interest expense | $880,000 | 2,579 |
| Net interest income | $2,671,000 | 3,714 |
| Provision for loan and lease losses | $238,000 | 2,781 |
| Total noninterest income | $302,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 3,479 |
| Total noninterest expense | $2,420,000 | 3,594 |
| Salaries and employee benefits | $1,340,000 | 3,426 |
| Premises and equipment expense | $464,000 | 2,455 |
| Additional noninterest expense | $616,000 | 4,334 |
| Pre-tax net operating income | $315,000 | 4,782 |
| Securities gains (losses) | $68,000 | 1,848 |
| Applicable income taxes | $158,000 | 2,664 |
| Income before extraordinary items | $225,000 | 5,189 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $225,000 | 5,189 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $225,000 | 5,189 |
| Net charge-offs | $129,000 | 3,181 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 564 |
| Net operating income | $181,480 | 5,252 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 3,566 |
| Total interest expense | $471,000 | 2,511 |
| Net interest income | $1,282,000 | 3,845 |
| Provision for loan and lease losses | $88,000 | 3,071 |
| Total noninterest income | $164,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 3,334 |
| Total noninterest expense | $1,255,000 | 3,518 |
| Salaries and employee benefits | $707,000 | 3,320 |
| Premises and equipment expense | $226,000 | 2,529 |
| Additional noninterest expense | $322,000 | 4,194 |
| Pre-tax net operating income | $103,000 | 5,365 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $44,000 | 3,166 |
| Income before extraordinary items | $59,000 | 5,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $59,000 | 5,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $59,000 | 5,878 |
| Net charge-offs | $69,000 | 2,773 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 567 |
| Net operating income | $59,000 | 5,734 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,779,000 | 3,755 |
| Total interest expense | $2,049,000 | 2,731 |
| Net interest income | $4,730,000 | 4,053 |
| Provision for loan and lease losses | $722,000 | 2,894 |
| Total noninterest income | $258,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $42,000 | 6,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $216,000 | 4,363 |
| Total noninterest expense | $4,276,000 | 3,936 |
| Salaries and employee benefits | $2,401,000 | 3,677 |
| Premises and equipment expense | $470,000 | 4,204 |
| Additional noninterest expense | $1,405,000 | 4,018 |
| Pre-tax net operating income | $-10,000 | 6,035 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $52,000 | 3,745 |
| Income before extraordinary items | $-64,000 | 6,235 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-64,000 | 6,238 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-64,000 | 6,238 |
| Net charge-offs | $39,000 | 5,612 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-62,000 | 6,130 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 3,818 |
| Total interest expense | $1,547,000 | 2,807 |
| Net interest income | $3,504,000 | 4,109 |
| Provision for loan and lease losses | $447,000 | 3,082 |
| Total noninterest income | $153,000 | 5,805 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $30,000 | 6,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $123,000 | 4,836 |
| Total noninterest expense | $3,296,000 | 3,883 |
| Salaries and employee benefits | $1,877,000 | 3,553 |
| Premises and equipment expense | $589,000 | 2,983 |
| Additional noninterest expense | $830,000 | 4,684 |
| Pre-tax net operating income | $-86,000 | 6,277 |
| Securities gains (losses) | $-81,000 | 7,202 |
| Applicable income taxes | $-39,000 | 6,902 |
| Income before extraordinary items | $-128,000 | 6,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-128,000 | 6,446 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-128,000 | 6,445 |
| Net charge-offs | $39,000 | 5,139 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-65,630 | 6,279 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 3,936 |
| Total interest expense | $1,030,000 | 2,892 |
| Net interest income | $2,212,000 | 4,290 |
| Provision for loan and lease losses | $374,000 | 2,682 |
| Total noninterest income | $93,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 4,988 |
| Total noninterest expense | $2,198,000 | 3,917 |
| Salaries and employee benefits | $1,245,000 | 3,596 |
| Premises and equipment expense | $367,000 | 3,147 |
| Additional noninterest expense | $586,000 | 4,590 |
| Pre-tax net operating income | $-267,000 | 6,625 |
| Securities gains (losses) | $-81,000 | 7,293 |
| Applicable income taxes | $-114,000 | 7,136 |
| Income before extraordinary items | $-234,000 | 6,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-234,000 | 6,668 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-234,000 | 6,668 |
| Net charge-offs | $39,000 | 4,649 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-179,730 | 6,565 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,123 |
| Total interest expense | $508,000 | 2,997 |
| Net interest income | $1,010,000 | 4,552 |
| Provision for loan and lease losses | $169,000 | 2,641 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $1,054,000 | 4,051 |
| Salaries and employee benefits | $613,000 | 3,660 |
| Premises and equipment expense | $142,000 | 3,848 |
| Additional noninterest expense | $299,000 | 4,538 |
| Pre-tax net operating income | $-174,000 | 6,798 |
| Securities gains (losses) | $-94,000 | 7,396 |
| Applicable income taxes | $-85,000 | 7,263 |
| Income before extraordinary items | $-183,000 | 6,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-183,000 | 6,859 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-183,000 | 6,859 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-119,080 | 6,748 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 5,287 |
| Total interest expense | $1,405,000 | 4,428 |
| Net interest income | $2,799,000 | 5,522 |
| Provision for loan and lease losses | $650,000 | 3,712 |
| Total noninterest income | $130,000 | 6,436 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 6,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 5,689 |
| Total noninterest expense | $3,197,000 | 4,840 |
| Salaries and employee benefits | $1,830,000 | 4,472 |
| Premises and equipment expense | $411,000 | 4,689 |
| Additional noninterest expense | $956,000 | 5,207 |
| Pre-tax net operating income | $-918,000 | 6,440 |
| Securities gains (losses) | $148,000 | 1,838 |
| Applicable income taxes | $-824,000 | 7,277 |
| Income before extraordinary items | $54,000 | 5,786 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 5,787 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $54,000 | 5,787 |
| Net charge-offs | $28,000 | 6,229 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,771,000 | 178 |
| Net operating income | $-40,720 | 5,917 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 5,568 |
| Total interest expense | $929,000 | 4,899 |
| Net interest income | $1,976,000 | 5,733 |
| Provision for loan and lease losses | $435,000 | 3,784 |
| Total noninterest income | $81,000 | 6,753 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $35,000 | 6,349 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $2,383,000 | 4,870 |
| Salaries and employee benefits | $1,371,000 | 4,511 |
| Premises and equipment expense | $301,000 | 4,834 |
| Additional noninterest expense | $711,000 | 5,225 |
| Pre-tax net operating income | $-761,000 | 6,679 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-283,000 | 7,269 |
| Income before extraordinary items | $-478,000 | 6,654 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-478,000 | 6,654 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-478,000 | 6,654 |
| Net charge-offs | $28,000 | 5,863 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,856,000 | 133 |
| Net operating income | $-478,000 | 6,590 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 5,874 |
| Total interest expense | $549,000 | 5,270 |
| Net interest income | $1,195,000 | 5,962 |
| Provision for loan and lease losses | $273,000 | 3,771 |
| Total noninterest income | $49,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $9,000 | 6,773 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $40,000 | 5,833 |
| Total noninterest expense | $1,512,000 | 5,054 |
| Salaries and employee benefits | $866,000 | 4,697 |
| Premises and equipment expense | $197,000 | 4,909 |
| Additional noninterest expense | $449,000 | 5,371 |
| Pre-tax net operating income | $-541,000 | 6,775 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-198,000 | 7,325 |
| Income before extraordinary items | $-343,000 | 6,737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-343,000 | 6,739 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-343,000 | 6,738 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $3,832,000 | 92 |
| Net operating income | $-343,000 | 6,688 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $807,000 | 6,120 |
| Total interest expense | $258,000 | 5,538 |
| Net interest income | $549,000 | 6,213 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $758,000 | 5,090 |
| Salaries and employee benefits | $454,000 | 4,629 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $206,000 | 5,617 |
| Pre-tax net operating income | $-284,000 | 6,948 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-108,000 | 7,456 |
| Income before extraordinary items | $-176,000 | 6,899 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-176,000 | 6,900 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-176,000 | 6,899 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,709,000 | 54 |
| Net operating income | $-176,000 | 6,856 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 7,046 |
| Total interest expense | $705,000 | 6,678 |
| Net interest income | $1,312,000 | 7,120 |
| Provision for loan and lease losses | $333,000 | 5,132 |
| Total noninterest income | $54,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $19,000 | 6,903 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $35,000 | 6,644 |
| Total noninterest expense | $2,793,000 | 5,382 |
| Salaries and employee benefits | $1,637,000 | 4,933 |
| Premises and equipment expense | $385,000 | 5,089 |
| Additional noninterest expense | $771,000 | 5,901 |
| Pre-tax net operating income | $-1,760,000 | 6,554 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,760,000 | 6,670 |
| Extraordinary gains, net | $-715,000 | 7,998 |
| Net income | $-2,475,000 | 6,879 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,475,000 | 6,880 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,760,000 | 6,661 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 7,311 |
| Total interest expense | $478,000 | 6,955 |
| Net interest income | $849,000 | 7,367 |
| Provision for loan and lease losses | $246,000 | 4,885 |
| Total noninterest income | $35,000 | 7,547 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $12,000 | 6,996 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $2,869,000 | 4,475 |
| Salaries and employee benefits | $1,278,000 | 4,842 |
| Premises and equipment expense | $294,000 | 5,087 |
| Additional noninterest expense | $1,297,000 | 3,661 |
| Pre-tax net operating income | $-2,231,000 | 7,112 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,231,000 | 7,238 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,231,000 | 7,236 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,231,000 | 7,237 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,231,000 | 7,226 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,576 |
| Total interest expense | $288,000 | 7,188 |
| Net interest income | $463,000 | 7,629 |
| Provision for loan and lease losses | $122,000 | 5,040 |
| Total noninterest income | $20,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $7,000 | 7,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $13,000 | 7,108 |
| Total noninterest expense | $1,511,000 | 5,230 |
| Salaries and employee benefits | $919,000 | 4,685 |
| Premises and equipment expense | $193,000 | 5,166 |
| Additional noninterest expense | $399,000 | 5,838 |
| Pre-tax net operating income | $-1,150,000 | 7,091 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,150,000 | 7,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,150,000 | 7,202 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,150,000 | 7,203 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,150,000 | 7,200 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 7,773 |
| Total interest expense | $127,000 | 7,413 |
| Net interest income | $195,000 | 7,808 |
| Provision for loan and lease losses | $43,000 | 5,118 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $605,000 | 5,791 |
| Salaries and employee benefits | $325,000 | 5,767 |
| Premises and equipment expense | $94,000 | 5,280 |
| Additional noninterest expense | $186,000 | 5,780 |
| Pre-tax net operating income | $-445,000 | 7,260 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-445,000 | 7,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-445,000 | 7,391 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-445,000 | 7,391 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-445,000 | 7,358 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 8,024 |
| Total interest expense | $211,000 | 8,092 |
| Net interest income | $714,000 | 7,892 |
| Provision for loan and lease losses | $192,000 | 5,255 |
| Total noninterest income | $9,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,266 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $2,227,000 | 5,946 |
| Salaries and employee benefits | $1,181,000 | 6,037 |
| Premises and equipment expense | $340,000 | 5,496 |
| Additional noninterest expense | $706,000 | 5,783 |
| Pre-tax net operating income | $-1,696,000 | 7,266 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,696,000 | 7,280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,696,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,696,000 | 7,384 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $627,000 | 8,164 |
| Total interest expense | $132,000 | 8,214 |
| Net interest income | $495,000 | 8,038 |
| Provision for loan and lease losses | $136,000 | 4,739 |
| Total noninterest income | $8,000 | 8,138 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,000 | 7,286 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 7,959 |
| Total noninterest expense | $1,572,000 | 6,108 |
| Salaries and employee benefits | $869,000 | 6,086 |
| Premises and equipment expense | $258,000 | 5,494 |
| Additional noninterest expense | $445,000 | 6,207 |
| Pre-tax net operating income | $-1,205,000 | 7,634 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,205,000 | 7,610 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,205,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,205,000 | 7,713 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $398,000 | 8,247 |
| Total interest expense | $91,000 | 8,270 |
| Net interest income | $307,000 | 8,134 |
| Provision for loan and lease losses | $67,000 | 4,804 |
| Total noninterest income | $2,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,000 | 7,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $1,023,000 | 6,214 |
| Salaries and employee benefits | $564,000 | 6,209 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $282,000 | 6,338 |
| Pre-tax net operating income | $-781,000 | 7,784 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-781,000 | 7,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-781,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-781,000 | 7,871 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $187,000 | 8,321 |
| Total interest expense | $45,000 | 8,330 |
| Net interest income | $142,000 | 8,234 |
| Provision for loan and lease losses | $14,000 | 5,280 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $511,000 | 6,245 |
| Salaries and employee benefits | $279,000 | 6,272 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $140,000 | 6,353 |
| Pre-tax net operating income | $-382,000 | 7,986 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-382,000 | 8,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-382,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-382,000 | 8,043 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 8,398 |
| Total interest expense | $56,000 | 8,420 |
| Net interest income | $444,000 | 8,315 |
| Provision for loan and lease losses | $47,000 | 5,745 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $1,575,000 | 6,803 |
| Salaries and employee benefits | $847,000 | 6,850 |
| Premises and equipment expense | $180,000 | 6,929 |
| Additional noninterest expense | $548,000 | 6,366 |
| Pre-tax net operating income | $-1,178,000 | 8,104 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,178,000 | 8,157 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,178,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $13,324,000 | 145 |
| Net operating income | $-1,178,000 | 8,149 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 8,473 |
| Total interest expense | $29,000 | 8,475 |
| Net interest income | $277,000 | 8,417 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,078,000 | 7,002 |
| Salaries and employee benefits | $568,000 | 7,071 |
| Premises and equipment expense | $100,000 | 7,395 |
| Additional noninterest expense | $410,000 | 6,327 |
| Pre-tax net operating income | $-801,000 | 8,226 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-801,000 | 8,270 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-801,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $13,317,000 | 105 |
| Net operating income | $-801,000 | 8,262 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.