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Gulf Coast Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,300,0001,749
Total interest expense$2,700,0002,749
Net interest income$19,600,0001,458
Provision for loan and lease losses$311,0001,622
Total noninterest income$5,676,0001,098
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,839,000606
Trading account gains and feesNANA
Additional Noninterest Income$3,837,0001,060
Total noninterest expense$18,245,0001,303
Salaries and employee benefits$10,162,0001,326
Premises and equipment expense$3,037,000855
Additional noninterest expense$3,837,0001,060
Pre-tax net operating income$6,720,0001,584
Securities gains (losses)$-10,0003,363
Applicable income taxes$1,310,0001,264
Income before extraordinary items$5,400,0001,645
Extraordinary gains, net$054
Net income$5,400,0001,665
Minority interest net income$088
Net income of bank and minority interests.$5,400,0001,648
Net charge-offs$237,0001,079
Cash dividends$1,637,0001,709
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,408,0001,670
2023-09-30 (YTD Data)Rank
Total interest income$16,412,0001,741
Total interest expense$1,774,0002,775
Net interest income$14,638,0001,481
Provision for loan and lease losses$297,0001,371
Total noninterest income$4,449,0001,071
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,389,000597
Trading account gains and feesNANA
Additional Noninterest Income$3,060,0001,017
Total noninterest expense$13,217,0001,337
Salaries and employee benefits$7,127,0001,393
Premises and equipment expense$2,319,000844
Additional noninterest expense$3,060,0001,017
Pre-tax net operating income$5,573,0001,524
Securities gains (losses)$-10,0003,484
Applicable income taxes$1,174,0001,167
Income before extraordinary items$4,389,0001,604
Extraordinary gains, net$052
Net income$4,389,0001,616
Minority interest net income$081
Net income of bank and minority interests.$4,389,0001,604
Net charge-offs$186,000913
Cash dividends$500,0002,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,396,9001,618
2023-06-30 (YTD Data)Rank
Total interest income$126,0004,594
Total interest expense$10,0004,534
Net interest income$257,643,000114
Provision for loan and lease lossesNANA
Total noninterest income$1,5004,602
Gross Fiduciary activities income$15926
Service charges on deposit accounts$1964,468
Trading account gains and fees$0112
Additional Noninterest Income$103,0003,655
Total noninterest expense$04,605
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$19,0204,312
Pre-tax net operating incomeNANA
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$70,0004,310
Extraordinary gains, net$20,353,00019
Net income$3,031,0001,579
Minority interest net income$15,000,0008
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$20,240,000186
Sale, conversion, retirement of capital stock, net$-94,596
Net operating income$238,0004,050
2023-03-31 (YTD Data)Rank
Total interest income$5,284,0001,741
Total interest expense$353,0002,997
Net interest income$4,931,0001,490
Provision for loan and lease losses$02,612
Total noninterest income$1,531,000992
Gross Fiduciary activities income$0913
Service charges on deposit accounts$488,000566
Trading account gains and feesNANA
Additional Noninterest Income$1,043,000934
Total noninterest expense$4,433,0001,334
Salaries and employee benefits$2,463,0001,375
Premises and equipment expense$748,000885
Additional noninterest expense$1,043,000934
Pre-tax net operating income$2,029,0001,458
Securities gains (losses)$0950
Applicable income taxes$422,0001,137
Income before extraordinary items$1,607,0001,527
Extraordinary gains, net$04
Net income$1,607,0001,527
Minority interest net income$048
Net income of bank and minority interests.$1,607,0001,527
Net charge-offs$36,000909
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,607,0001,542
2022-12-31 (YTD Data)Rank
Total interest income$20,030,0001,573
Total interest expense$621,0003,001
Net interest income$19,409,0001,469
Provision for loan and lease losses$1,098,000769
Total noninterest income$5,458,0001,141
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,873,000605
Trading account gains and feesNANA
Additional Noninterest Income$3,585,0001,127
Total noninterest expense$17,891,0001,291
Salaries and employee benefits$10,122,0001,306
Premises and equipment expense$2,814,000912
Additional noninterest expense$3,585,0001,127
Pre-tax net operating income$5,878,0001,847
Securities gains (losses)$-44,0003,731
Applicable income taxes$1,375,0001,327
Income before extraordinary items$4,459,0001,967
Extraordinary gains, net$05
Net income$4,459,0001,967
Minority interest net income$063
Net income of bank and minority interests.$4,459,0001,966
Net charge-offs$677,000511
Cash dividends$1,029,0002,112
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,493,7601,985
2022-09-30 (YTD Data)Rank
Total interest income$15,031,0001,515
Total interest expense$355,0003,089
Net interest income$14,676,0001,437
Provision for loan and lease losses$1,268,000539
Total noninterest income$4,033,0001,159
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,374,000623
Trading account gains and feesNANA
Additional Noninterest Income$2,659,0001,153
Total noninterest expense$13,056,0001,311
Salaries and employee benefits$7,252,0001,342
Premises and equipment expense$2,030,000935
Additional noninterest expense$2,659,0001,153
Pre-tax net operating income$4,385,0001,837
Securities gains (losses)$0740
Applicable income taxes$891,0001,419
Income before extraordinary items$3,494,0001,896
Extraordinary gains, net$04
Net income$3,494,0001,895
Minority interest net income$057
Net income of bank and minority interests.$3,494,0001,895
Net charge-offs$892,000323
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,494,0001,928
2022-06-30 (YTD Data)Rank
Total interest income$9,191,0001,582
Total interest expense$187,0003,275
Net interest income$9,004,0001,502
Provision for loan and lease losses$338,000867
Total noninterest income$2,710,0001,144
Gross Fiduciary activities income$0925
Service charges on deposit accounts$893,000635
Trading account gains and feesNANA
Additional Noninterest Income$1,817,0001,165
Total noninterest expense$8,714,0001,303
Salaries and employee benefits$4,939,0001,322
Premises and equipment expense$1,309,000959
Additional noninterest expense$2,466,0001,361
Pre-tax net operating income$2,662,0001,872
Securities gains (losses)$0687
Applicable income taxes$542,0001,427
Income before extraordinary items$2,120,0001,928
Extraordinary gains, net$04
Net income$2,120,0001,928
Minority interest net income$060
Net income of bank and minority interests.$2,120,0001,928
Net charge-offs$45,0001,003
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,120,0001,969
2022-03-31 (YTD Data)Rank
Total interest income$4,510,0001,569
Total interest expense$90,0003,324
Net interest income$4,420,0001,489
Provision for loan and lease losses$159,000745
Total noninterest income$1,274,0001,191
Gross Fiduciary activities income$0892
Service charges on deposit accounts$451,000618
Trading account gains and feesNANA
Additional Noninterest Income$823,0001,224
Total noninterest expense$4,008,0001,388
Salaries and employee benefits$2,201,0001,461
Premises and equipment expense$659,000960
Additional noninterest expense$1,148,0001,421
Pre-tax net operating income$1,527,0001,618
Securities gains (losses)$0623
Applicable income taxes$312,0001,277
Income before extraordinary items$1,215,0001,684
Extraordinary gains, net$04
Net income$1,215,0001,685
Minority interest net income$050
Net income of bank and minority interests.$1,215,0001,684
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,215,0001,700
2021-12-31 (YTD Data)Rank
Total interest income$22,668,0001,332
Total interest expense$664,0002,773
Net interest income$22,004,0001,255
Provision for loan and lease losses$194,0001,775
Total noninterest income$5,672,0001,204
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,588,000648
Trading account gains and feesNANA
Additional Noninterest Income$4,084,0001,230
Total noninterest expense$16,049,0001,369
Salaries and employee benefits$8,976,0001,412
Premises and equipment expense$2,365,0001,031
Additional noninterest expense$4,708,0001,394
Pre-tax net operating income$11,433,0001,161
Securities gains (losses)$342,000449
Applicable income taxes$2,464,000965
Income before extraordinary items$9,311,0001,204
Extraordinary gains, net$010
Net income$9,311,0001,204
Minority interest net income$074
Net income of bank and minority interests.$9,311,0001,204
Net charge-offs$355,000773
Cash dividends$3,712,0001,005
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,040,8201,217
2021-09-30 (YTD Data)Rank
Total interest income$17,680,0001,323
Total interest expense$550,0002,730
Net interest income$17,130,0001,243
Provision for loan and lease losses$176,0001,583
Total noninterest income$4,367,0001,209
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,168,000653
Trading account gains and feesNANA
Additional Noninterest Income$3,199,0001,234
Total noninterest expense$11,584,0001,423
Salaries and employee benefits$6,193,0001,528
Premises and equipment expense$1,774,0001,047
Additional noninterest expense$3,617,0001,376
Pre-tax net operating income$9,737,0001,097
Securities gains (losses)$310,000443
Applicable income taxes$2,092,000947
Income before extraordinary items$7,955,0001,138
Extraordinary gains, net$08
Net income$7,955,0001,139
Minority interest net income$069
Net income of bank and minority interests.$7,955,0001,139
Net charge-offs$293,000654
Cash dividends$2,682,000937
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,710,1001,153
2021-06-30 (YTD Data)Rank
Total interest income$11,089,0001,372
Total interest expense$373,0002,778
Net interest income$10,716,0001,294
Provision for loan and lease losses$170,0001,301
Total noninterest income$2,783,0001,239
Gross Fiduciary activities income$0951
Service charges on deposit accounts$750,000656
Trading account gains and feesNANA
Additional Noninterest Income$2,033,0001,282
Total noninterest expense$7,696,0001,420
Salaries and employee benefits$4,140,0001,520
Premises and equipment expense$1,107,0001,105
Additional noninterest expense$2,449,0001,338
Pre-tax net operating income$5,633,0001,202
Securities gains (losses)$310,000371
Applicable income taxes$1,236,0001,002
Income before extraordinary items$4,707,0001,238
Extraordinary gains, net$06
Net income$4,707,0001,239
Minority interest net income$067
Net income of bank and minority interests.$4,707,0001,239
Net charge-offs$148,000753
Cash dividends$2,682,000680
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,462,1001,261
2021-03-31 (YTD Data)Rank
Total interest income$5,667,0001,351
Total interest expense$191,0002,815
Net interest income$5,476,0001,261
Provision for loan and lease losses$36,0001,925
Total noninterest income$1,267,0001,317
Gross Fiduciary activities income$0922
Service charges on deposit accounts$387,000624
Trading account gains and feesNANA
Additional Noninterest Income$880,0001,382
Total noninterest expense$3,807,0001,428
Salaries and employee benefits$2,003,0001,543
Premises and equipment expense$560,0001,109
Additional noninterest expense$1,244,0001,298
Pre-tax net operating income$2,900,0001,163
Securities gains (losses)$310,000259
Applicable income taxes$484,0001,159
Income before extraordinary items$2,726,0001,114
Extraordinary gains, net$03
Net income$2,726,0001,114
Minority interest net income$055
Net income of bank and minority interests.$2,726,0001,114
Net charge-offs$96,000631
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,462,5001,171
2020-12-31 (YTD Data)Rank
Total interest income$19,578,0001,526
Total interest expense$1,000,0002,933
Net interest income$18,578,0001,376
Provision for loan and lease losses$598,0002,074
Total noninterest income$5,143,0001,245
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,692,000600
Trading account gains and feesNANA
Additional Noninterest Income$3,451,0001,328
Total noninterest expense$16,128,0001,325
Salaries and employee benefits$8,901,0001,388
Premises and equipment expense$2,400,0001,020
Additional noninterest expense$4,827,0001,322
Pre-tax net operating income$6,995,0001,378
Securities gains (losses)$02,675
Applicable income taxes$1,343,0001,219
Income before extraordinary items$5,652,0001,491
Extraordinary gains, net$04
Net income$5,652,0001,490
Minority interest net income$072
Net income of bank and minority interests.$5,652,0001,491
Net charge-offs$377,0001,156
Cash dividends$1,450,0001,810
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,652,0001,448
2020-09-30 (YTD Data)Rank
Total interest income$13,908,0001,598
Total interest expense$782,0002,967
Net interest income$13,126,0001,440
Provision for loan and lease losses$343,0002,306
Total noninterest income$3,848,0001,211
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,252,000600
Trading account gains and feesNANA
Additional Noninterest Income$2,596,0001,289
Total noninterest expense$11,934,0001,323
Salaries and employee benefits$6,251,0001,438
Premises and equipment expense$1,995,000931
Additional noninterest expense$3,688,0001,275
Pre-tax net operating income$4,697,0001,472
Securities gains (losses)$02,494
Applicable income taxes$986,0001,189
Income before extraordinary items$3,711,0001,607
Extraordinary gains, net$04
Net income$3,711,0001,608
Minority interest net income$065
Net income of bank and minority interests.$3,711,0001,608
Net charge-offs$16,0002,583
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,711,0001,563
2020-06-30 (YTD Data)Rank
Total interest income$8,794,0001,686
Total interest expense$519,0003,087
Net interest income$8,275,0001,507
Provision for loan and lease losses$341,0001,929
Total noninterest income$2,513,0001,168
Gross Fiduciary activities income$0970
Service charges on deposit accounts$863,000587
Trading account gains and feesNANA
Additional Noninterest Income$1,650,0001,239
Total noninterest expense$7,939,0001,320
Salaries and employee benefits$4,239,0001,416
Premises and equipment expense$1,267,000969
Additional noninterest expense$2,433,0001,278
Pre-tax net operating income$2,508,0001,693
Securities gains (losses)$02,249
Applicable income taxes$512,0001,326
Income before extraordinary items$1,996,0001,854
Extraordinary gains, net$04
Net income$1,996,0001,855
Minority interest net income$065
Net income of bank and minority interests.$1,996,0001,855
Net charge-offs$52,0001,714
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,996,0001,811
2020-03-31 (YTD Data)Rank
Total interest income$4,182,0001,744
Total interest expense$258,0003,217
Net interest income$3,924,0001,528
Provision for loan and lease losses$194,0001,484
Total noninterest income$1,343,0001,063
Gross Fiduciary activities income$0941
Service charges on deposit accounts$513,000588
Trading account gains and feesNANA
Additional Noninterest Income$830,0001,106
Total noninterest expense$3,977,0001,335
Salaries and employee benefits$2,232,0001,362
Premises and equipment expense$676,000939
Additional noninterest expense$1,069,0001,435
Pre-tax net operating income$1,096,0001,706
Securities gains (losses)$01,705
Applicable income taxes$360,000944
Income before extraordinary items$736,0002,094
Extraordinary gains, net$04
Net income$736,0002,093
Minority interest net income$056
Net income of bank and minority interests.$736,0002,094
Net charge-offs$24,0001,516
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$736,0002,061
2019-12-31 (YTD Data)Rank
Total interest income$17,572,0001,689
Total interest expense$1,019,0003,282
Net interest income$16,553,0001,462
Provision for loan and lease losses$259,0002,107
Total noninterest income$5,198,0001,105
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,224,000565
Trading account gains and feesNANA
Additional Noninterest Income$2,974,0001,210
Total noninterest expense$16,015,0001,278
Salaries and employee benefits$9,124,0001,302
Premises and equipment expense$2,370,0001,022
Additional noninterest expense$4,521,0001,355
Pre-tax net operating income$5,477,0001,646
Securities gains (losses)$02,379
Applicable income taxes$1,083,0001,360
Income before extraordinary items$4,394,0001,766
Extraordinary gains, net$011
Net income$4,394,0001,768
Minority interest net income$076
Net income of bank and minority interests.$4,394,0001,768
Net charge-offs$315,0001,333
Cash dividends$951,0002,411
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,394,0001,732
2019-09-30 (YTD Data)Rank
Total interest income$13,281,0001,699
Total interest expense$733,0003,365
Net interest income$12,548,0001,456
Provision for loan and lease losses$199,0001,985
Total noninterest income$3,927,0001,087
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,682,000559
Trading account gains and feesNANA
Additional Noninterest Income$2,245,0001,197
Total noninterest expense$12,081,0001,278
Salaries and employee benefits$6,615,0001,341
Premises and equipment expense$1,996,000938
Additional noninterest expense$3,470,0001,332
Pre-tax net operating income$4,195,0001,655
Securities gains (losses)$02,167
Applicable income taxes$835,0001,384
Income before extraordinary items$3,360,0001,770
Extraordinary gains, net$011
Net income$3,360,0001,771
Minority interest net income$072
Net income of bank and minority interests.$3,360,0001,771
Net charge-offs$194,0001,320
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,360,0001,739
2019-06-30 (YTD Data)Rank
Total interest income$8,791,0001,710
Total interest expense$446,0003,473
Net interest income$8,345,0001,463
Provision for loan and lease losses$135,0001,935
Total noninterest income$2,590,0001,062
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,102,000561
Trading account gains and feesNANA
Additional Noninterest Income$1,488,0001,169
Total noninterest expense$8,174,0001,271
Salaries and employee benefits$4,423,0001,330
Premises and equipment expense$1,439,000889
Additional noninterest expense$2,312,0001,356
Pre-tax net operating income$2,626,0001,718
Securities gains (losses)$01,702
Applicable income taxes$552,0001,368
Income before extraordinary items$2,074,0001,852
Extraordinary gains, net$011
Net income$2,074,0001,851
Minority interest net income$069
Net income of bank and minority interests.$2,074,0001,852
Net charge-offs$270,000839
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,074,0001,822
2019-03-31 (YTD Data)Rank
Total interest income$4,386,0001,716
Total interest expense$220,0003,474
Net interest income$4,166,0001,466
Provision for loan and lease losses$75,0001,682
Total noninterest income$1,244,0001,062
Gross Fiduciary activities income$0972
Service charges on deposit accounts$560,000545
Trading account gains and feesNANA
Additional Noninterest Income$684,0001,184
Total noninterest expense$3,860,0001,344
Salaries and employee benefits$2,242,0001,326
Premises and equipment expense$602,0001,019
Additional noninterest expense$1,016,0001,501
Pre-tax net operating income$1,475,0001,549
Securities gains (losses)$01,087
Applicable income taxes$306,0001,242
Income before extraordinary items$1,169,0001,657
Extraordinary gains, net$05
Net income$1,169,0001,655
Minority interest net income$052
Net income of bank and minority interests.$1,169,0001,656
Net charge-offs$123,000802
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,169,0001,634
2018-12-31 (YTD Data)Rank
Total interest income$17,538,0001,626
Total interest expense$602,0003,678
Net interest income$16,936,0001,430
Provision for loan and lease losses$688,0001,172
Total noninterest income$5,278,0001,056
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,412,000531
Trading account gains and feesNANA
Additional Noninterest Income$2,866,0001,179
Total noninterest expense$15,700,0001,291
Salaries and employee benefits$8,761,0001,325
Premises and equipment expense$2,476,000986
Additional noninterest expense$4,463,0001,369
Pre-tax net operating income$5,826,0001,551
Securities gains (losses)$01,125
Applicable income taxes$1,249,0001,195
Income before extraordinary items$4,577,0001,692
Extraordinary gains, net$06
Net income$4,577,0001,691
Minority interest net income$072
Net income of bank and minority interests.$4,577,0001,691
Net charge-offs$826,000696
Cash dividends$1,454,0001,787
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,577,0001,684
2018-09-30 (YTD Data)Rank
Total interest income$12,764,0001,653
Total interest expense$426,0003,719
Net interest income$12,338,0001,459
Provision for loan and lease losses$400,0001,318
Total noninterest income$3,798,0001,092
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,791,000540
Trading account gains and feesNANA
Additional Noninterest Income$2,007,0001,261
Total noninterest expense$11,542,0001,316
Salaries and employee benefits$6,093,0001,399
Premises and equipment expense$2,113,000884
Additional noninterest expense$3,336,0001,375
Pre-tax net operating income$4,194,0001,625
Securities gains (losses)$01,118
Applicable income taxes$900,0001,257
Income before extraordinary items$3,294,0001,775
Extraordinary gains, net$05
Net income$3,294,0001,774
Minority interest net income$066
Net income of bank and minority interests.$3,294,0001,774
Net charge-offs$515,000702
Cash dividends$500,0002,346
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,294,0001,763
2018-06-30 (YTD Data)Rank
Total interest income$8,430,0001,649
Total interest expense$271,0003,720
Net interest income$8,159,0001,470
Provision for loan and lease losses$259,0001,314
Total noninterest income$2,577,0001,079
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,183,000543
Trading account gains and feesNANA
Additional Noninterest Income$1,394,0001,218
Total noninterest expense$7,596,0001,333
Salaries and employee benefits$3,959,0001,438
Premises and equipment expense$1,489,000842
Additional noninterest expense$2,148,0001,421
Pre-tax net operating income$2,881,0001,567
Securities gains (losses)$0961
Applicable income taxes$588,0001,266
Income before extraordinary items$2,293,0001,694
Extraordinary gains, net$06
Net income$2,293,0001,693
Minority interest net income$065
Net income of bank and minority interests.$2,293,0001,693
Net charge-offs$217,000891
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,293,0001,681
2018-03-31 (YTD Data)Rank
Total interest income$4,200,0001,641
Total interest expense$134,0003,697
Net interest income$4,066,0001,474
Provision for loan and lease losses$96,0001,503
Total noninterest income$1,268,0001,089
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$602,000529
Trading account gains and feesNANA
Additional Noninterest Income$666,0001,242
Total noninterest expense$3,633,0001,404
Salaries and employee benefits$1,952,0001,466
Premises and equipment expense$660,000941
Additional noninterest expense$1,021,0001,486
Pre-tax net operating income$1,605,0001,412
Securities gains (losses)$0735
Applicable income taxes$337,0001,136
Income before extraordinary items$1,268,0001,519
Extraordinary gains, net$07
Net income$1,268,0001,519
Minority interest net income$052
Net income of bank and minority interests.$1,268,0001,519
Net charge-offs$120,000767
Cash dividends$500,0001,167
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,268,0001,506
2017-12-31 (YTD Data)Rank
Total interest income$16,520,0001,611
Total interest expense$558,0003,505
Net interest income$15,962,0001,470
Provision for loan and lease losses$846,0001,009
Total noninterest income$5,574,0001,037
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,629,000492
Trading account gains and feesNANA
Additional Noninterest Income$2,945,0001,180
Total noninterest expense$15,293,0001,298
Salaries and employee benefits$8,849,0001,277
Premises and equipment expense$2,178,0001,078
Additional noninterest expense$4,266,0001,434
Pre-tax net operating income$5,397,0001,610
Securities gains (losses)$02,243
Applicable income taxes$1,783,0001,376
Income before extraordinary items$3,614,0001,748
Extraordinary gains, net$09
Net income$3,614,0001,749
Minority interest net income$076
Net income of bank and minority interests.$3,614,0001,749
Net charge-offs$488,0001,107
Cash dividends$3,749,000863
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,614,0001,730
2017-09-30 (YTD Data)Rank
Total interest income$12,484,0001,601
Total interest expense$418,0003,512
Net interest income$12,066,0001,454
Provision for loan and lease losses$419,0001,328
Total noninterest income$4,185,0001,055
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,949,000502
Trading account gains and feesNANA
Additional Noninterest Income$2,236,0001,171
Total noninterest expense$11,063,0001,337
Salaries and employee benefits$6,378,0001,331
Premises and equipment expense$1,789,0001,003
Additional noninterest expense$2,896,0001,557
Pre-tax net operating income$4,769,0001,421
Securities gains (losses)$02,274
Applicable income taxes$1,588,0001,073
Income before extraordinary items$3,181,0001,653
Extraordinary gains, net$09
Net income$3,181,0001,654
Minority interest net income$071
Net income of bank and minority interests.$3,181,0001,654
Net charge-offs$138,0001,682
Cash dividends$2,918,000787
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,181,0001,631
2017-06-30 (YTD Data)Rank
Total interest income$8,163,0001,611
Total interest expense$278,0003,496
Net interest income$7,885,0001,469
Provision for loan and lease losses$284,0001,276
Total noninterest income$2,844,0001,039
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,266,000504
Trading account gains and feesNANA
Additional Noninterest Income$1,578,0001,148
Total noninterest expense$7,585,0001,312
Salaries and employee benefits$4,265,0001,333
Premises and equipment expense$1,203,000997
Additional noninterest expense$2,117,0001,434
Pre-tax net operating income$2,860,0001,522
Securities gains (losses)$01,906
Applicable income taxes$943,0001,145
Income before extraordinary items$1,917,0001,759
Extraordinary gains, net$011
Net income$1,917,0001,759
Minority interest net income$071
Net income of bank and minority interests.$1,917,0001,759
Net charge-offs$222,000989
Cash dividends$2,918,000557
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,917,0001,741
2017-03-31 (YTD Data)Rank
Total interest income$4,003,0001,622
Total interest expense$139,0003,478
Net interest income$3,864,0001,499
Provision for loan and lease losses$81,0001,642
Total noninterest income$1,379,0001,062
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$631,000511
Trading account gains and feesNANA
Additional Noninterest Income$748,0001,176
Total noninterest expense$3,627,0001,379
Salaries and employee benefits$2,044,0001,396
Premises and equipment expense$593,0001,020
Additional noninterest expense$990,0001,520
Pre-tax net operating income$1,535,0001,416
Securities gains (losses)$01,153
Applicable income taxes$507,0001,067
Income before extraordinary items$1,028,0001,637
Extraordinary gains, net$08
Net income$1,028,0001,637
Minority interest net income$055
Net income of bank and minority interests.$1,028,0001,637
Net charge-offs$117,000839
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,028,0001,617
2016-12-31 (YTD Data)Rank
Total interest income$15,792,0001,600
Total interest expense$611,0003,297
Net interest income$15,181,0001,477
Provision for loan and lease losses$885,0001,011
Total noninterest income$4,931,0001,159
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,701,000492
Trading account gains and fees$0170
Additional Noninterest Income$2,230,0001,489
Total noninterest expense$15,599,0001,289
Salaries and employee benefits$9,058,0001,243
Premises and equipment expense$2,557,000947
Additional noninterest expense$3,984,0001,537
Pre-tax net operating income$3,628,0002,071
Securities gains (losses)$03,212
Applicable income taxes$1,222,0001,457
Income before extraordinary items$2,406,0002,474
Extraordinary gains, net$05
Net income$2,406,0002,473
Minority interest net income$082
Net income of bank and minority interests.$2,406,0002,474
Net charge-offs$893,000718
Cash dividends$1,386,0001,795
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,406,0002,422
2016-09-30 (YTD Data)Rank
Total interest income$11,822,0001,607
Total interest expense$466,0003,263
Net interest income$11,356,0001,485
Provision for loan and lease losses$389,0001,382
Total noninterest income$3,752,0001,147
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,067,000481
Trading account gains and fees$0169
Additional Noninterest Income$1,685,0001,469
Total noninterest expense$11,368,0001,313
Salaries and employee benefits$6,527,0001,285
Premises and equipment expense$2,091,000881
Additional noninterest expense$2,750,0001,656
Pre-tax net operating income$3,351,0001,802
Securities gains (losses)$03,160
Applicable income taxes$1,132,0001,296
Income before extraordinary items$2,219,0002,169
Extraordinary gains, net$05
Net income$2,219,0002,168
Minority interest net income$071
Net income of bank and minority interests.$2,219,0002,169
Net charge-offs$407,000919
Cash dividends$500,0002,372
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,219,0002,103
2016-06-30 (YTD Data)Rank
Total interest income$7,874,0001,614
Total interest expense$314,0003,258
Net interest income$7,560,0001,494
Provision for loan and lease losses$316,0001,197
Total noninterest income$2,545,0001,114
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,413,000466
Trading account gains and fees$0157
Additional Noninterest Income$1,132,0001,427
Total noninterest expense$7,814,0001,289
Salaries and employee benefits$4,578,0001,244
Premises and equipment expense$1,452,000858
Additional noninterest expense$1,784,0001,705
Pre-tax net operating income$1,975,0001,961
Securities gains (losses)$02,835
Applicable income taxes$596,0001,506
Income before extraordinary items$1,379,0002,266
Extraordinary gains, net$016
Net income$1,379,0002,265
Minority interest net income$071
Net income of bank and minority interests.$1,379,0002,265
Net charge-offs$279,000908
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,379,0002,202
2016-03-31 (YTD Data)Rank
Total interest income$3,800,0001,668
Total interest expense$160,0003,226
Net interest income$3,640,0001,539
Provision for loan and lease losses$286,000737
Total noninterest income$1,390,0001,021
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$695,000469
Trading account gains and fees$0142
Additional Noninterest Income$695,0001,218
Total noninterest expense$3,606,0001,370
Salaries and employee benefits$2,034,0001,366
Premises and equipment expense$548,0001,084
Additional noninterest expense$1,024,0001,490
Pre-tax net operating income$1,138,0001,753
Securities gains (losses)$02,077
Applicable income taxes$377,0001,279
Income before extraordinary items$761,0002,071
Extraordinary gains, net$012
Net income$761,0002,071
Minority interest net income$062
Net income of bank and minority interests.$761,0002,071
Net charge-offs$266,000528
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$761,0002,023
2015-12-31 (YTD Data)Rank
Total interest income$15,604,0001,582
Total interest expense$671,0003,147
Net interest income$14,933,0001,482
Provision for loan and lease losses$1,032,000805
Total noninterest income$6,171,000981
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,686,000489
Trading account gains and fees$0159
Additional Noninterest Income$3,485,0001,053
Total noninterest expense$16,277,0001,222
Salaries and employee benefits$9,210,0001,215
Premises and equipment expense$2,162,0001,100
Additional noninterest expense$4,905,0001,289
Pre-tax net operating income$3,795,0001,947
Securities gains (losses)$03,216
Applicable income taxes$1,625,0001,170
Income before extraordinary items$2,170,0002,574
Extraordinary gains, net$023
Net income$2,170,0002,575
Minority interest net income$081
Net income of bank and minority interests.$2,170,0002,576
Net charge-offs$975,000707
Cash dividends$1,391,0001,735
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,170,0002,532
2015-09-30 (YTD Data)Rank
Total interest income$11,710,0001,597
Total interest expense$507,0003,181
Net interest income$11,203,0001,486
Provision for loan and lease losses$395,0001,263
Total noninterest income$4,711,000969
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,946,000513
Trading account gains and fees$0153
Additional Noninterest Income$2,765,0001,030
Total noninterest expense$11,855,0001,263
Salaries and employee benefits$6,504,0001,276
Premises and equipment expense$1,769,0001,031
Additional noninterest expense$3,582,0001,311
Pre-tax net operating income$3,664,0001,629
Securities gains (losses)$03,031
Applicable income taxes$1,220,0001,201
Income before extraordinary items$2,444,0001,927
Extraordinary gains, net$021
Net income$2,444,0001,929
Minority interest net income$078
Net income of bank and minority interests.$2,444,0001,929
Net charge-offs$508,000849
Cash dividends$500,0002,312
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,444,0001,893
2015-06-30 (YTD Data)Rank
Total interest income$7,783,0001,605
Total interest expense$340,0003,192
Net interest income$7,443,0001,492
Provision for loan and lease losses$211,0001,435
Total noninterest income$2,988,0001,006
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,180,000556
Trading account gains and fees$0157
Additional Noninterest Income$1,808,0001,043
Total noninterest expense$7,548,0001,312
Salaries and employee benefits$4,230,0001,306
Premises and equipment expense$1,159,0001,051
Additional noninterest expense$2,159,0001,445
Pre-tax net operating income$2,672,0001,502
Securities gains (losses)$02,636
Applicable income taxes$888,0001,111
Income before extraordinary items$1,784,0001,783
Extraordinary gains, net$022
Net income$1,784,0001,788
Minority interest net income$075
Net income of bank and minority interests.$1,784,0001,788
Net charge-offs$127,0001,512
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,784,0001,733
2015-03-31 (YTD Data)Rank
Total interest income$3,877,0001,600
Total interest expense$168,0003,240
Net interest income$3,709,0001,492
Provision for loan and lease losses$03,703
Total noninterest income$1,462,000989
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$523,000604
Trading account gains and fees$0152
Additional Noninterest Income$939,000971
Total noninterest expense$3,504,0001,396
Salaries and employee benefits$1,916,0001,417
Premises and equipment expense$568,0001,071
Additional noninterest expense$1,020,0001,505
Pre-tax net operating income$1,667,0001,216
Securities gains (losses)$02,027
Applicable income taxes$546,000961
Income before extraordinary items$1,121,0001,442
Extraordinary gains, net$013
Net income$1,121,0001,444
Minority interest net income$064
Net income of bank and minority interests.$1,121,0001,444
Net charge-offs$41,0001,702
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,121,0001,403
2014-12-31 (YTD Data)Rank
Total interest income$15,234,0001,637
Total interest expense$723,0003,243
Net interest income$14,511,0001,524
Provision for loan and lease losses$305,0001,968
Total noninterest income$5,920,000968
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,251,000609
Trading account gains and fees$0180
Additional Noninterest Income$3,669,000956
Total noninterest expense$15,351,0001,289
Salaries and employee benefits$8,557,0001,251
Premises and equipment expense$2,100,0001,138
Additional noninterest expense$4,694,0001,368
Pre-tax net operating income$4,775,0001,592
Securities gains (losses)$03,259
Applicable income taxes$1,445,0001,229
Income before extraordinary items$3,330,0001,848
Extraordinary gains, net$017
Net income$3,330,0001,848
Minority interest net income$084
Net income of bank and minority interests.$3,330,0001,847
Net charge-offs$-37,0005,930
Cash dividends$2,319,0001,139
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,330,0001,819
2014-09-30 (YTD Data)Rank
Total interest income$11,318,0001,664
Total interest expense$546,0003,288
Net interest income$10,772,0001,550
Provision for loan and lease losses$123,0002,595
Total noninterest income$4,484,000960
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,673,000609
Trading account gains and fees$0174
Additional Noninterest Income$2,811,000955
Total noninterest expense$10,669,0001,376
Salaries and employee benefits$5,737,0001,381
Premises and equipment expense$1,632,0001,107
Additional noninterest expense$3,300,0001,444
Pre-tax net operating income$4,464,0001,332
Securities gains (losses)$02,980
Applicable income taxes$1,495,000998
Income before extraordinary items$2,969,0001,597
Extraordinary gains, net$015
Net income$2,969,0001,597
Minority interest net income$081
Net income of bank and minority interests.$2,969,0001,597
Net charge-offs$-146,0006,282
Cash dividends$1,419,0001,206
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,969,0001,571
2014-06-30 (YTD Data)Rank
Total interest income$7,488,0001,664
Total interest expense$369,0003,296
Net interest income$7,119,0001,549
Provision for loan and lease losses$96,0002,409
Total noninterest income$2,928,000960
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,089,000613
Trading account gains and fees$0172
Additional Noninterest Income$1,839,000951
Total noninterest expense$6,833,0001,416
Salaries and employee benefits$3,594,0001,460
Premises and equipment expense$1,088,0001,119
Additional noninterest expense$2,151,0001,467
Pre-tax net operating income$3,118,0001,254
Securities gains (losses)$02,580
Applicable income taxes$1,060,000926
Income before extraordinary items$2,058,0001,497
Extraordinary gains, net$020
Net income$2,058,0001,500
Minority interest net income$080
Net income of bank and minority interests.$2,058,0001,499
Net charge-offs$116,0002,043
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,058,0001,465
2014-03-31 (YTD Data)Rank
Total interest income$3,732,0001,667
Total interest expense$187,0003,320
Net interest income$3,545,0001,548
Provision for loan and lease losses$71,0001,932
Total noninterest income$1,431,000949
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$538,000614
Trading account gains and fees$0147
Additional Noninterest Income$893,000929
Total noninterest expense$3,333,0001,453
Salaries and employee benefits$1,725,0001,523
Premises and equipment expense$534,0001,162
Additional noninterest expense$1,074,0001,459
Pre-tax net operating income$1,572,0001,203
Securities gains (losses)$01,715
Applicable income taxes$511,000919
Income before extraordinary items$1,061,0001,425
Extraordinary gains, net$016
Net income$1,061,0001,427
Minority interest net income$066
Net income of bank and minority interests.$1,061,0001,427
Net charge-offs$87,0001,456
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,061,0001,402
2013-12-31 (YTD Data)Rank
Total interest income$15,730,0001,585
Total interest expense$1,081,0002,791
Net interest income$14,649,0001,482
Provision for loan and lease losses$65,0004,044
Total noninterest income$5,329,0001,076
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,211,000628
Trading account gains and fees$0184
Additional Noninterest Income$3,118,0001,125
Total noninterest expense$15,016,0001,321
Salaries and employee benefits$8,613,0001,245
Premises and equipment expense$2,062,0001,159
Additional noninterest expense$4,341,0001,519
Pre-tax net operating income$4,897,0001,451
Securities gains (losses)$03,182
Applicable income taxes$1,629,0001,060
Income before extraordinary items$3,268,0001,768
Extraordinary gains, net$029
Net income$3,268,0001,771
Minority interest net income$090
Net income of bank and minority interests.$3,268,0001,771
Net charge-offs$351,0002,387
Cash dividends$857,0002,122
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,268,0001,738
2013-09-30 (YTD Data)Rank
Total interest income$11,819,0001,598
Total interest expense$861,0002,740
Net interest income$10,958,0001,489
Provision for loan and lease losses$24,0004,429
Total noninterest income$3,947,0001,113
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,630,000636
Trading account gains and fees$0180
Additional Noninterest Income$2,317,0001,148
Total noninterest expense$10,440,0001,415
Salaries and employee benefits$5,676,0001,394
Premises and equipment expense$1,611,0001,110
Additional noninterest expense$3,153,0001,562
Pre-tax net operating income$4,441,0001,269
Securities gains (losses)$03,040
Applicable income taxes$1,491,000939
Income before extraordinary items$2,950,0001,529
Extraordinary gains, net$025
Net income$2,950,0001,531
Minority interest net income$084
Net income of bank and minority interests.$2,950,0001,532
Net charge-offs$282,0002,181
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,950,0001,486
2013-06-30 (YTD Data)Rank
Total interest income$7,874,0001,591
Total interest expense$621,0002,629
Net interest income$7,253,0001,487
Provision for loan and lease losses$16,0004,336
Total noninterest income$2,555,0001,138
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,052,000643
Trading account gains and fees$0157
Additional Noninterest Income$1,503,0001,204
Total noninterest expense$6,804,0001,454
Salaries and employee benefits$3,695,0001,425
Premises and equipment expense$1,050,0001,136
Additional noninterest expense$2,059,0001,575
Pre-tax net operating income$2,988,0001,246
Securities gains (losses)$02,791
Applicable income taxes$1,254,000772
Income before extraordinary items$1,734,0001,718
Extraordinary gains, net$022
Net income$1,734,0001,723
Minority interest net income$082
Net income of bank and minority interests.$1,734,0001,724
Net charge-offs$253,0001,856
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,734,0001,649
2013-03-31 (YTD Data)Rank
Total interest income$3,933,0001,607
Total interest expense$319,0002,654
Net interest income$3,614,0001,495
Provision for loan and lease losses$16,0003,706
Total noninterest income$1,255,0001,145
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$527,000630
Trading account gains and fees$0148
Additional Noninterest Income$728,0001,225
Total noninterest expense$3,166,0001,546
Salaries and employee benefits$1,632,0001,613
Premises and equipment expense$532,0001,144
Additional noninterest expense$1,002,0001,614
Pre-tax net operating income$1,687,0001,088
Securities gains (losses)$01,966
Applicable income taxes$574,000806
Income before extraordinary items$1,113,0001,339
Extraordinary gains, net$010
Net income$1,113,0001,341
Minority interest net income$076
Net income of bank and minority interests.$1,113,0001,341
Net charge-offs$87,0002,003
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,113,0001,285
2012-12-31 (YTD Data)Rank
Total interest income$15,647,0001,697
Total interest expense$1,420,0002,840
Net interest income$14,227,0001,549
Provision for loan and lease losses$739,0002,197
Total noninterest income$5,065,0001,145
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,246,000635
Trading account gains and fees$0166
Additional Noninterest Income$2,819,0001,215
Total noninterest expense$13,729,0001,425
Salaries and employee benefits$8,005,0001,289
Premises and equipment expense$2,120,0001,117
Additional noninterest expense$3,604,0001,825
Pre-tax net operating income$4,824,0001,415
Securities gains (losses)$3,0003,606
Applicable income taxes$1,663,0001,013
Income before extraordinary items$3,164,0001,771
Extraordinary gains, net$029
Net income$3,164,0001,770
Minority interest net income$093
Net income of bank and minority interests.$3,164,0001,771
Net charge-offs$851,0001,986
Cash dividends$1,200,0001,725
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,162,0201,668
2012-09-30 (YTD Data)Rank
Total interest income$11,754,0001,721
Total interest expense$1,068,0002,920
Net interest income$10,686,0001,559
Provision for loan and lease losses$166,0003,751
Total noninterest income$3,760,0001,140
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,656,000653
Trading account gains and fees$0157
Additional Noninterest Income$2,104,0001,223
Total noninterest expense$9,404,0001,555
Salaries and employee benefits$5,243,0001,457
Premises and equipment expense$1,717,0001,047
Additional noninterest expense$2,444,0002,014
Pre-tax net operating income$4,876,0001,107
Securities gains (losses)$03,575
Applicable income taxes$1,642,000835
Income before extraordinary items$3,234,0001,394
Extraordinary gains, net$020
Net income$3,234,0001,394
Minority interest net income$086
Net income of bank and minority interests.$3,234,0001,395
Net charge-offs$48,0004,539
Cash dividends$300,0002,542
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,234,0001,316
2012-06-30 (YTD Data)Rank
Total interest income$7,748,0001,746
Total interest expense$719,0002,991
Net interest income$7,029,0001,581
Provision for loan and lease losses$-22,0007,046
Total noninterest income$2,611,0001,095
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,079,000660
Trading account gains and fees$0153
Additional Noninterest Income$1,532,0001,126
Total noninterest expense$6,199,0001,569
Salaries and employee benefits$3,445,0001,473
Premises and equipment expense$1,118,0001,060
Additional noninterest expense$1,636,0001,993
Pre-tax net operating income$3,463,0001,020
Securities gains (losses)$03,178
Applicable income taxes$1,168,000782
Income before extraordinary items$2,295,0001,296
Extraordinary gains, net$019
Net income$2,295,0001,295
Minority interest net income$084
Net income of bank and minority interests.$2,295,0001,296
Net charge-offs$61,0003,852
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,295,0001,219
2012-03-31 (YTD Data)Rank
Total interest income$3,808,0001,791
Total interest expense$362,0003,070
Net interest income$3,446,0001,619
Provision for loan and lease losses$05,254
Total noninterest income$1,286,0001,097
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$541,000661
Trading account gains and fees$0148
Additional Noninterest Income$745,0001,134
Total noninterest expense$2,840,0001,696
Salaries and employee benefits$1,527,0001,659
Premises and equipment expense$558,0001,073
Additional noninterest expense$755,0002,140
Pre-tax net operating income$1,892,000938
Securities gains (losses)$02,210
Applicable income taxes$635,000722
Income before extraordinary items$1,257,0001,170
Extraordinary gains, net$019
Net income$1,257,0001,170
Minority interest net income$078
Net income of bank and minority interests.$1,257,0001,170
Net charge-offs$9,0004,072
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,257,0001,105
2011-12-31 (YTD Data)Rank
Total interest income$15,164,0001,858
Total interest expense$1,713,0003,111
Net interest income$13,451,0001,656
Provision for loan and lease losses$351,0003,912
Total noninterest income$4,849,0001,070
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,293,000643
Trading account gains and fees$0146
Additional Noninterest Income$2,556,0001,153
Total noninterest expense$13,369,0001,449
Salaries and employee benefits$7,903,0001,252
Premises and equipment expense$1,985,0001,267
Additional noninterest expense$3,481,0001,932
Pre-tax net operating income$4,580,0001,278
Securities gains (losses)$03,838
Applicable income taxes$1,537,000976
Income before extraordinary items$3,043,0001,589
Extraordinary gains, net$029
Net income$3,043,0001,590
Minority interest net income$096
Net income of bank and minority interests.$3,043,0001,590
Net charge-offs$406,0003,419
Cash dividends$1,500,0001,224
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,043,0001,513
2011-09-30 (YTD Data)Rank
Total interest income$11,379,0001,872
Total interest expense$1,327,0003,149
Net interest income$10,052,0001,676
Provision for loan and lease losses$218,0004,049
Total noninterest income$3,545,0001,092
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,715,000651
Trading account gains and fees$0145
Additional Noninterest Income$1,830,0001,190
Total noninterest expense$9,412,0001,554
Salaries and employee benefits$5,331,0001,396
Premises and equipment expense$1,562,0001,218
Additional noninterest expense$2,519,0002,007
Pre-tax net operating income$3,967,0001,159
Securities gains (losses)$03,555
Applicable income taxes$1,345,000863
Income before extraordinary items$2,622,0001,454
Extraordinary gains, net$021
Net income$2,622,0001,454
Minority interest net income$087
Net income of bank and minority interests.$2,622,0001,454
Net charge-offs$301,0003,247
Cash dividends$600,0001,607
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,622,0001,383
2011-06-30 (YTD Data)Rank
Total interest income$7,493,0001,915
Total interest expense$886,0003,252
Net interest income$6,607,0001,699
Provision for loan and lease losses$42,0005,255
Total noninterest income$2,278,0001,122
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,105,000667
Trading account gains and fees$0153
Additional Noninterest Income$1,173,0001,208
Total noninterest expense$5,925,0001,654
Salaries and employee benefits$3,260,0001,541
Premises and equipment expense$997,0001,288
Additional noninterest expense$1,668,0002,045
Pre-tax net operating income$2,918,0001,034
Securities gains (losses)$02,914
Applicable income taxes$992,000761
Income before extraordinary items$1,926,0001,306
Extraordinary gains, net$015
Net income$1,926,0001,306
Minority interest net income$089
Net income of bank and minority interests.$1,926,0001,306
Net charge-offs$80,0004,060
Cash dividends$300,0001,910
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,926,0001,240
2011-03-31 (YTD Data)Rank
Total interest income$3,705,0001,948
Total interest expense$440,0003,377
Net interest income$3,265,0001,707
Provision for loan and lease losses$23,0004,913
Total noninterest income$1,087,0001,136
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$545,000659
Trading account gains and fees$0158
Additional Noninterest Income$542,0001,285
Total noninterest expense$2,734,0001,805
Salaries and employee benefits$1,472,0001,687
Premises and equipment expense$499,0001,307
Additional noninterest expense$763,0002,197
Pre-tax net operating income$1,595,000958
Securities gains (losses)$01,772
Applicable income taxes$529,000710
Income before extraordinary items$1,066,0001,152
Extraordinary gains, net$09
Net income$1,066,0001,152
Minority interest net income$086
Net income of bank and minority interests.$1,066,0001,152
Net charge-offs$33,0003,690
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,066,0001,121
2010-12-31 (YTD Data)Rank
Total interest income$14,835,0002,028
Total interest expense$1,876,0003,731
Net interest income$12,959,0001,704
Provision for loan and lease losses$828,0003,359
Total noninterest income$5,085,0001,084
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,711,000554
Trading account gains and fees$0175
Additional Noninterest Income$2,374,0001,248
Total noninterest expense$13,107,0001,509
Salaries and employee benefits$7,354,0001,329
Premises and equipment expense$1,877,0001,372
Additional noninterest expense$3,876,0001,858
Pre-tax net operating income$4,109,0001,235
Securities gains (losses)$03,793
Applicable income taxes$1,383,000958
Income before extraordinary items$2,726,0001,526
Extraordinary gains, net$029
Net income$2,726,0001,527
Minority interest net income$0111
Net income of bank and minority interests.$2,726,0001,528
Net charge-offs$518,0003,606
Cash dividends$1,376,0001,164
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,726,0001,472
2010-09-30 (YTD Data)Rank
Total interest income$11,104,0002,080
Total interest expense$1,426,0003,832
Net interest income$9,678,0001,738
Provision for loan and lease losses$798,0002,859
Total noninterest income$4,019,000993
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,122,000538
Trading account gains and fees$0165
Additional Noninterest Income$1,897,0001,146
Total noninterest expense$9,237,0001,595
Salaries and employee benefits$4,877,0001,515
Premises and equipment expense$1,484,0001,321
Additional noninterest expense$2,876,0001,839
Pre-tax net operating income$3,662,0001,110
Securities gains (losses)$03,651
Applicable income taxes$1,238,000866
Income before extraordinary items$2,424,0001,370
Extraordinary gains, net$023
Net income$2,424,0001,373
Minority interest net income$0110
Net income of bank and minority interests.$2,424,0001,374
Net charge-offs$413,0003,313
Cash dividends$200,0002,697
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,424,0001,321
2010-06-30 (YTD Data)Rank
Total interest income$7,332,0002,125
Total interest expense$941,0003,957
Net interest income$6,391,0001,747
Provision for loan and lease losses$688,0002,405
Total noninterest income$2,848,000932
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,441,000535
Trading account gains and fees$0152
Additional Noninterest Income$1,407,0001,031
Total noninterest expense$5,943,0001,657
Salaries and employee benefits$3,076,0001,608
Premises and equipment expense$944,0001,408
Additional noninterest expense$1,923,0001,831
Pre-tax net operating income$2,608,0001,026
Securities gains (losses)$03,184
Applicable income taxes$883,000800
Income before extraordinary items$1,725,0001,281
Extraordinary gains, net$019
Net income$1,725,0001,282
Minority interest net income$0105
Net income of bank and minority interests.$1,725,0001,282
Net charge-offs$275,0003,155
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,725,0001,235
2010-03-31 (YTD Data)Rank
Total interest income$3,635,0002,202
Total interest expense$463,0004,120
Net interest income$3,172,0001,783
Provision for loan and lease losses$345,0002,247
Total noninterest income$1,376,000939
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$712,000534
Trading account gains and fees$0175
Additional Noninterest Income$664,0001,052
Total noninterest expense$2,785,0001,786
Salaries and employee benefits$1,473,0001,699
Premises and equipment expense$461,0001,473
Additional noninterest expense$851,0001,993
Pre-tax net operating income$1,418,000951
Securities gains (losses)$02,284
Applicable income taxes$477,000731
Income before extraordinary items$941,0001,164
Extraordinary gains, net$016
Net income$941,0001,166
Minority interest net income$091
Net income of bank and minority interests.$941,0001,166
Net charge-offs$214,0002,355
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$941,0001,133
2009-12-31 (YTD Data)Rank
Total interest income$14,507,0002,301
Total interest expense$2,062,0004,355
Net interest income$12,445,0001,786
Provision for loan and lease losses$509,0004,514
Total noninterest income$5,930,000957
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,006,000553
Trading account gains and fees$0211
Additional Noninterest Income$2,924,0001,065
Total noninterest expense$12,395,0001,644
Salaries and employee benefits$6,461,0001,545
Premises and equipment expense$1,899,0001,433
Additional noninterest expense$4,035,0001,840
Pre-tax net operating income$5,471,000777
Securities gains (losses)$03,754
Applicable income taxes$1,820,000609
Income before extraordinary items$3,651,000937
Extraordinary gains, net$034
Net income$3,651,000937
Minority interest net income$0115
Net income of bank and minority interests.$3,651,000936
Net charge-offs$305,0004,461
Cash dividends$1,300,0001,331
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,651,000936
2009-09-30 (YTD Data)Rank
Total interest income$10,800,0002,357
Total interest expense$1,566,0004,470
Net interest income$9,234,0001,810
Provision for loan and lease losses$377,0004,267
Total noninterest income$4,450,000962
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,204,000571
Trading account gains and fees$0212
Additional Noninterest Income$2,246,0001,064
Total noninterest expense$8,714,0001,742
Salaries and employee benefits$4,214,0001,787
Premises and equipment expense$1,490,0001,379
Additional noninterest expense$3,010,0001,782
Pre-tax net operating income$4,593,000744
Securities gains (losses)$03,497
Applicable income taxes$1,570,000563
Income before extraordinary items$3,023,000899
Extraordinary gains, net$027
Net income$3,023,000899
Minority interest net income$0118
Net income of bank and minority interests.$3,023,000900
Net charge-offs$234,0004,060
Cash dividends$400,0002,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,023,000889
2009-06-30 (YTD Data)Rank
Total interest income$7,095,0002,422
Total interest expense$1,052,0004,570
Net interest income$6,043,0001,836
Provision for loan and lease losses$233,0004,132
Total noninterest income$2,919,000986
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,399,000596
Trading account gains and fees$0193
Additional Noninterest Income$1,520,0001,076
Total noninterest expense$5,625,0001,820
Salaries and employee benefits$2,796,0001,823
Premises and equipment expense$962,0001,458
Additional noninterest expense$1,867,0001,913
Pre-tax net operating income$3,104,000752
Securities gains (losses)$03,136
Applicable income taxes$1,050,000586
Income before extraordinary items$2,054,000921
Extraordinary gains, net$021
Net income$2,054,000921
Minority interest net income$0112
Net income of bank and minority interests.$2,054,000921
Net charge-offs$198,0003,425
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,054,000892
2009-03-31 (YTD Data)Rank
Total interest income$3,504,0002,469
Total interest expense$536,0004,639
Net interest income$2,968,0001,864
Provision for loan and lease losses$193,0002,916
Total noninterest income$1,440,000967
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$665,000610
Trading account gains and fees$0171
Additional Noninterest Income$775,0001,036
Total noninterest expense$2,817,0001,753
Salaries and employee benefits$1,407,0001,848
Premises and equipment expense$480,0001,479
Additional noninterest expense$930,0001,741
Pre-tax net operating income$1,398,000914
Securities gains (losses)$02,434
Applicable income taxes$499,000674
Income before extraordinary items$899,0001,217
Extraordinary gains, net$015
Net income$899,0001,218
Minority interest net income$0102
Net income of bank and minority interests.$899,0001,219
Net charge-offs$222,0002,060
Cash dividends$200,0001,688
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$899,0001,141
2008-12-31 (YTD Data)Rank
Total interest income$14,749,0002,503
Total interest expense$2,904,0004,348
Net interest income$11,845,0001,879
Provision for loan and lease losses$586,0003,550
Total noninterest income$5,922,000923
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,967,000583
Trading account gains and fees$0154
Additional Noninterest Income$2,955,000981
Total noninterest expense$11,843,0001,651
Salaries and employee benefits$6,229,0001,642
Premises and equipment expense$1,934,0001,430
Additional noninterest expense$3,680,0001,676
Pre-tax net operating income$5,338,0001,041
Securities gains (losses)$03,220
Applicable income taxes$1,787,000744
Income before extraordinary items$3,551,0001,170
Extraordinary gains, net$039
Net income$3,551,0001,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,0003,072
Cash dividends$4,198,000667
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,551,0001,247
2008-09-30 (YTD Data)Rank
Total interest income$11,114,0002,545
Total interest expense$2,263,0004,356
Net interest income$8,851,0001,911
Provision for loan and lease losses$242,0003,898
Total noninterest income$4,595,000938
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,248,000584
Trading account gains and fees$0148
Additional Noninterest Income$2,347,000978
Total noninterest expense$8,119,0001,781
Salaries and employee benefits$4,046,0001,910
Premises and equipment expense$1,381,0001,509
Additional noninterest expense$2,692,0001,657
Pre-tax net operating income$5,085,000995
Securities gains (losses)$03,106
Applicable income taxes$1,715,000741
Income before extraordinary items$3,370,0001,096
Extraordinary gains, net$031
Net income$3,370,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0002,243
Cash dividends$3,300,000655
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,370,0001,170
2008-06-30 (YTD Data)Rank
Total interest income$7,431,0002,568
Total interest expense$1,578,0004,369
Net interest income$5,853,0001,922
Provision for loan and lease losses$12,0006,231
Total noninterest income$3,013,000961
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,474,000585
Trading account gains and fees$0149
Additional Noninterest Income$1,539,0001,035
Total noninterest expense$5,279,0001,824
Salaries and employee benefits$2,671,0001,942
Premises and equipment expense$872,0001,596
Additional noninterest expense$1,736,0001,696
Pre-tax net operating income$3,575,0001,000
Securities gains (losses)$03,233
Applicable income taxes$1,053,000905
Income before extraordinary items$2,522,0001,094
Extraordinary gains, net$021
Net income$2,522,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,108
Cash dividends$3,300,000509
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,522,0001,080
2008-03-31 (YTD Data)Rank
Total interest income$3,814,0002,579
Total interest expense$840,0004,382
Net interest income$2,974,0001,877
Provision for loan and lease losses$-103,0008,451
Total noninterest income$1,495,000969
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$714,000599
Trading account gains and fees$0158
Additional Noninterest Income$781,0001,016
Total noninterest expense$2,549,0001,876
Salaries and employee benefits$1,322,0001,989
Premises and equipment expense$422,0001,644
Additional noninterest expense$805,0001,764
Pre-tax net operating income$2,023,000927
Securities gains (losses)$02,688
Applicable income taxes$662,000819
Income before extraordinary items$1,361,0001,110
Extraordinary gains, net$015
Net income$1,361,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,743
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,361,0001,070
2007-12-31 (YTD Data)Rank
Total interest income$16,206,0002,507
Total interest expense$3,896,0004,079
Net interest income$12,310,0001,836
Provision for loan and lease losses$383,0002,763
Total noninterest income$5,188,0001,072
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,798,000624
Trading account gains and fees$0178
Additional Noninterest Income$2,390,0001,203
Total noninterest expense$11,198,0001,648
Salaries and employee benefits$6,112,0001,638
Premises and equipment expense$1,866,0001,432
Additional noninterest expense$3,220,0001,723
Pre-tax net operating income$5,917,0001,413
Securities gains (losses)$02,146
Applicable income taxes$1,957,0001,154
Income before extraordinary items$3,960,0001,611
Extraordinary gains, net$039
Net income$3,960,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,028
Cash dividends$1,250,0002,275
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,960,0001,598
2007-09-30 (YTD Data)Rank
Total interest income$12,124,0002,518
Total interest expense$3,025,0003,996
Net interest income$9,099,0001,872
Provision for loan and lease losses$137,0003,607
Total noninterest income$3,821,0001,081
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,054,000631
Trading account gains and fees$0184
Additional Noninterest Income$1,767,0001,229
Total noninterest expense$7,839,0001,754
Salaries and employee benefits$4,191,0001,805
Premises and equipment expense$1,312,0001,519
Additional noninterest expense$2,336,0001,731
Pre-tax net operating income$4,944,0001,367
Securities gains (losses)$01,655
Applicable income taxes$1,678,0001,115
Income before extraordinary items$3,266,0001,546
Extraordinary gains, net$033
Net income$3,266,0001,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,692
Cash dividends$250,0003,844
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,266,0001,541
2007-06-30 (YTD Data)Rank
Total interest income$8,000,0002,565
Total interest expense$1,997,0004,031
Net interest income$6,003,0001,924
Provision for loan and lease losses$17,0005,470
Total noninterest income$2,465,0001,138
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,319,000661
Trading account gains and fees$0168
Additional Noninterest Income$1,146,0001,271
Total noninterest expense$5,076,0001,811
Salaries and employee benefits$2,710,0001,890
Premises and equipment expense$851,0001,572
Additional noninterest expense$1,515,0001,793
Pre-tax net operating income$3,375,0001,389
Securities gains (losses)$01,444
Applicable income taxes$1,142,0001,158
Income before extraordinary items$2,233,0001,569
Extraordinary gains, net$029
Net income$2,233,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,456
Cash dividends$250,0003,343
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,233,0001,551
2007-03-31 (YTD Data)Rank
Total interest income$3,906,0002,606
Total interest expense$984,0004,061
Net interest income$2,922,0001,989
Provision for loan and lease losses$05,779
Total noninterest income$1,195,0001,139
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$624,000677
Trading account gains and fees$0195
Additional Noninterest Income$571,0001,239
Total noninterest expense$2,361,0001,958
Salaries and employee benefits$1,269,0002,026
Premises and equipment expense$405,0001,650
Additional noninterest expense$687,0001,935
Pre-tax net operating income$1,756,0001,333
Securities gains (losses)$01,187
Applicable income taxes$598,0001,124
Income before extraordinary items$1,158,0001,494
Extraordinary gains, net$022
Net income$1,158,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,384
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,158,0001,484
2006-12-31 (YTD Data)Rank
Total interest income$14,514,0002,622
Total interest expense$2,603,0004,715
Net interest income$11,911,0001,952
Provision for loan and lease losses$501,0001,900
Total noninterest income$4,551,0001,186
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,553,000691
Trading account gains and fees$0130
Additional Noninterest Income$1,998,0001,357
Total noninterest expense$10,013,0001,782
Salaries and employee benefits$5,434,0001,801
Premises and equipment expense$1,684,0001,532
Additional noninterest expense$2,895,0001,824
Pre-tax net operating income$5,948,0001,620
Securities gains (losses)$01,687
Applicable income taxes$1,954,0001,359
Income before extraordinary items$3,994,0001,791
Extraordinary gains, net$051
Net income$3,994,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,798
Cash dividends$950,0002,660
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,994,0001,772
2006-09-30 (YTD Data)Rank
Total interest income$10,570,0002,671
Total interest expense$1,704,0004,998
Net interest income$8,866,0001,981
Provision for loan and lease losses$333,0001,979
Total noninterest income$3,337,0001,210
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,876,000713
Trading account gains and fees$0126
Additional Noninterest Income$1,461,0001,384
Total noninterest expense$7,084,0001,878
Salaries and employee benefits$3,646,0001,996
Premises and equipment expense$1,304,0001,490
Additional noninterest expense$2,134,0001,818
Pre-tax net operating income$4,786,0001,560
Securities gains (losses)$01,388
Applicable income taxes$1,601,0001,328
Income before extraordinary items$3,185,0001,748
Extraordinary gains, net$045
Net income$3,185,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,180
Cash dividends$250,0003,894
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,185,0001,733
2006-06-30 (YTD Data)Rank
Total interest income$6,667,0002,765
Total interest expense$946,0005,368
Net interest income$5,721,0002,047
Provision for loan and lease losses$157,0002,511
Total noninterest income$2,227,0001,215
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,230,000714
Trading account gains and fees$0126
Additional Noninterest Income$997,0001,356
Total noninterest expense$4,734,0001,875
Salaries and employee benefits$2,470,0001,964
Premises and equipment expense$869,0001,496
Additional noninterest expense$1,395,0001,871
Pre-tax net operating income$3,057,0001,623
Securities gains (losses)$01,185
Applicable income taxes$1,042,0001,358
Income before extraordinary items$2,015,0001,814
Extraordinary gains, net$039
Net income$2,015,0001,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,969
Cash dividends$150,0003,976
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,015,0001,799
2006-03-31 (YTD Data)Rank
Total interest income$3,212,0002,802
Total interest expense$438,0005,454
Net interest income$2,774,0002,093
Provision for loan and lease losses$79,0002,358
Total noninterest income$1,075,0001,214
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$585,000720
Trading account gains and fees$0115
Additional Noninterest Income$490,0001,360
Total noninterest expense$2,314,0001,926
Salaries and employee benefits$1,220,0002,013
Premises and equipment expense$439,0001,482
Additional noninterest expense$655,0001,987
Pre-tax net operating income$1,456,0001,662
Securities gains (losses)$0955
Applicable income taxes$499,0001,404
Income before extraordinary items$957,0001,874
Extraordinary gains, net$021
Net income$957,0001,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,454
Cash dividends$50,0003,539
Sale, conversion, retirement of capital stock, net$0648
Net operating income$957,0001,855
2005-12-31 (YTD Data)Rank
Total interest income$11,180,0002,867
Total interest expense$1,522,0005,194
Net interest income$9,658,0002,291
Provision for loan and lease losses$524,0001,821
Total noninterest income$3,186,0001,528
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,649,0001,077
Trading account gains and fees$0138
Additional Noninterest Income$1,537,0001,628
Total noninterest expense$9,516,0001,786
Salaries and employee benefits$5,198,0001,790
Premises and equipment expense$1,843,0001,339
Additional noninterest expense$2,475,0002,031
Pre-tax net operating income$2,804,0002,921
Securities gains (losses)$-74,0008,327
Applicable income taxes$970,0002,302
Income before extraordinary items$1,760,0003,424
Extraordinary gains, net$046
Net income$1,760,0003,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,788
Cash dividends$700,0003,073
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,807,3603,313
2005-09-30 (YTD Data)Rank
Total interest income$8,105,0002,899
Total interest expense$1,090,0005,203
Net interest income$7,015,0002,344
Provision for loan and lease losses$378,0001,794
Total noninterest income$2,450,0001,501
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,278,0001,034
Trading account gains and fees$0126
Additional Noninterest Income$1,172,0001,612
Total noninterest expense$6,464,0001,936
Salaries and employee benefits$3,437,0001,982
Premises and equipment expense$1,283,0001,417
Additional noninterest expense$1,744,0002,127
Pre-tax net operating income$2,623,0002,477
Securities gains (losses)$-74,0008,578
Applicable income taxes$858,0002,103
Income before extraordinary items$1,691,0002,836
Extraordinary gains, net$035
Net income$1,691,0002,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0001,886
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,739,8402,736
2005-06-30 (YTD Data)Rank
Total interest income$5,253,0002,905
Total interest expense$688,0005,205
Net interest income$4,565,0002,374
Provision for loan and lease losses$305,0001,488
Total noninterest income$1,649,0001,478
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$830,0001,039
Trading account gains and fees$0116
Additional Noninterest Income$819,0001,547
Total noninterest expense$4,253,0001,947
Salaries and employee benefits$2,264,0001,994
Premises and equipment expense$855,0001,417
Additional noninterest expense$1,133,0002,177
Pre-tax net operating income$1,656,0002,540
Securities gains (losses)$02,146
Applicable income taxes$552,0002,116
Income before extraordinary items$1,104,0002,868
Extraordinary gains, net$030
Net income$1,104,0002,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,602
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,104,0002,824
2005-03-31 (YTD Data)Rank
Total interest income$2,568,0002,929
Total interest expense$327,0005,249
Net interest income$2,241,0002,394
Provision for loan and lease losses$211,0001,082
Total noninterest income$819,0001,465
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$392,0001,067
Trading account gains and fees$0115
Additional Noninterest Income$427,0001,485
Total noninterest expense$2,023,0002,046
Salaries and employee benefits$1,112,0002,054
Premises and equipment expense$414,0001,461
Additional noninterest expense$497,0002,454
Pre-tax net operating income$826,0002,511
Securities gains (losses)$01,685
Applicable income taxes$278,0002,094
Income before extraordinary items$548,0002,816
Extraordinary gains, net$024
Net income$548,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,169
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$548,0002,762
2004-12-31 (YTD Data)Rank
Total interest income$9,907,0002,861
Total interest expense$1,260,0004,978
Net interest income$8,647,0002,365
Provision for loan and lease losses$800,0001,283
Total noninterest income$3,707,0001,362
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,809,000972
Trading account gains and fees$0138
Additional Noninterest Income$1,898,0001,375
Total noninterest expense$9,062,0001,784
Salaries and employee benefits$4,930,0001,784
Premises and equipment expense$1,650,0001,395
Additional noninterest expense$2,482,0001,961
Pre-tax net operating income$2,492,0003,020
Securities gains (losses)$03,819
Applicable income taxes$834,0002,466
Income before extraordinary items$1,658,0003,381
Extraordinary gains, net$034
Net income$1,658,0003,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,286
Cash dividends$785,0002,756
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,658,0003,313
2004-09-30 (YTD Data)Rank
Total interest income$7,335,0002,855
Total interest expense$935,0004,974
Net interest income$6,400,0002,362
Provision for loan and lease losses$699,0001,086
Total noninterest income$2,949,0001,323
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,373,000963
Trading account gains and fees$0134
Additional Noninterest Income$1,576,0001,285
Total noninterest expense$6,322,0001,894
Salaries and employee benefits$3,245,0002,005
Premises and equipment expense$1,240,0001,399
Additional noninterest expense$1,837,0001,957
Pre-tax net operating income$2,328,0002,543
Securities gains (losses)$03,710
Applicable income taxes$778,0002,140
Income before extraordinary items$1,550,0002,874
Extraordinary gains, net$026
Net income$1,550,0002,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,0001,000
Cash dividends$120,0004,483
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,550,0002,804
2004-06-30 (YTD Data)Rank
Total interest income$4,890,0002,841
Total interest expense$615,0005,034
Net interest income$4,275,0002,334
Provision for loan and lease losses$270,0001,719
Total noninterest income$1,634,0001,497
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$897,000970
Trading account gains and fees$0130
Additional Noninterest Income$737,0001,653
Total noninterest expense$4,111,0001,947
Salaries and employee benefits$2,132,0002,045
Premises and equipment expense$794,0001,454
Additional noninterest expense$1,185,0002,026
Pre-tax net operating income$1,528,0002,549
Securities gains (losses)$03,413
Applicable income taxes$577,0001,993
Income before extraordinary items$951,0003,059
Extraordinary gains, net$021
Net income$951,0003,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0002,094
Cash dividends$20,0004,947
Sale, conversion, retirement of capital stock, net$0638
Net operating income$951,0002,980
2004-03-31 (YTD Data)Rank
Total interest income$2,418,0002,886
Total interest expense$308,0005,082
Net interest income$2,110,0002,365
Provision for loan and lease losses$70,0002,755
Total noninterest income$794,0001,507
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$430,000987
Trading account gains and fees$0121
Additional Noninterest Income$364,0001,643
Total noninterest expense$1,994,0002,008
Salaries and employee benefits$1,030,0002,135
Premises and equipment expense$391,0001,495
Additional noninterest expense$573,0002,060
Pre-tax net operating income$840,0002,328
Securities gains (losses)$02,934
Applicable income taxes$278,0002,034
Income before extraordinary items$562,0002,665
Extraordinary gains, net$016
Net income$562,0002,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,329
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$562,0002,575
2003-12-31 (YTD Data)Rank
Total interest income$9,622,0002,942
Total interest expense$1,372,0005,156
Net interest income$8,250,0002,365
Provision for loan and lease losses$291,0003,259
Total noninterest income$3,415,0001,520
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,845,000930
Trading account gains and fees$0160
Additional Noninterest Income$1,570,0001,762
Total noninterest expense$8,264,0001,922
Salaries and employee benefits$4,386,0001,961
Premises and equipment expense$1,567,0001,448
Additional noninterest expense$2,311,0002,087
Pre-tax net operating income$3,110,0002,426
Securities gains (losses)$04,500
Applicable income taxes$1,051,0002,112
Income before extraordinary items$2,059,0002,802
Extraordinary gains, net$054
Net income$2,059,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0002,254
Cash dividends$668,0003,015
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,059,0002,671
2003-09-30 (YTD Data)Rank
Total interest income$7,224,0002,979
Total interest expense$1,057,0005,218
Net interest income$6,167,0002,374
Provision for loan and lease losses$218,0003,203
Total noninterest income$2,629,0001,525
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,371,000950
Trading account gains and fees$0153
Additional Noninterest Income$1,258,0001,745
Total noninterest expense$5,776,0002,053
Salaries and employee benefits$2,925,0002,185
Premises and equipment expense$1,162,0001,479
Additional noninterest expense$1,689,0002,128
Pre-tax net operating income$2,802,0002,159
Securities gains (losses)$04,204
Applicable income taxes$946,0001,942
Income before extraordinary items$1,856,0002,486
Extraordinary gains, net$040
Net income$1,856,0002,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,979
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,856,0002,358
2003-06-30 (YTD Data)Rank
Total interest income$4,812,0003,000
Total interest expense$732,0005,200
Net interest income$4,080,0002,384
Provision for loan and lease losses$218,0002,361
Total noninterest income$1,793,0001,491
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$902,000952
Trading account gains and fees$0150
Additional Noninterest Income$891,0001,646
Total noninterest expense$3,753,0002,100
Salaries and employee benefits$1,916,0002,211
Premises and equipment expense$720,0001,592
Additional noninterest expense$1,117,0002,139
Pre-tax net operating income$1,902,0002,132
Securities gains (losses)$03,782
Applicable income taxes$634,0001,968
Income before extraordinary items$1,268,0002,447
Extraordinary gains, net$030
Net income$1,268,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,974
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,268,0002,311
2003-03-31 (YTD Data)Rank
Total interest income$2,385,0003,035
Total interest expense$367,0005,296
Net interest income$2,018,0002,404
Provision for loan and lease losses$168,0001,559
Total noninterest income$964,0001,371
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$426,000970
Trading account gains and fees$0134
Additional Noninterest Income$538,0001,411
Total noninterest expense$1,849,0002,116
Salaries and employee benefits$946,0002,226
Premises and equipment expense$348,0001,649
Additional noninterest expense$555,0002,121
Pre-tax net operating income$965,0002,106
Securities gains (losses)$02,891
Applicable income taxes$317,0001,976
Income before extraordinary items$648,0002,361
Extraordinary gains, net$021
Net income$648,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$648,0002,232
2002-12-31 (YTD Data)Rank
Total interest income$9,923,0003,039
Total interest expense$1,831,0005,101
Net interest income$8,092,0002,373
Provision for loan and lease losses$432,0002,672
Total noninterest income$3,192,0001,496
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,809,000897
Trading account gains and fees$0153
Additional Noninterest Income$1,383,0001,755
Total noninterest expense$7,948,0001,895
Salaries and employee benefits$4,235,0001,904
Premises and equipment expense$1,459,0001,523
Additional noninterest expense$2,254,0002,048
Pre-tax net operating income$2,904,0002,566
Securities gains (losses)$04,537
Applicable income taxes$986,0002,236
Income before extraordinary items$1,918,0002,897
Extraordinary gains, net$070
Net income$1,918,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0003,187
Cash dividends$678,0002,956
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,918,0002,809
2001-12-31 (YTD Data)Rank
Total interest income$10,814,0003,099
Total interest expense$3,103,0004,600
Net interest income$7,711,0002,322
Provision for loan and lease losses$26,0007,353
Total noninterest income$2,320,0001,794
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,429,0001,043
Trading account gains and fees$0177
Additional Noninterest Income$891,0002,219
Total noninterest expense$7,652,0001,893
Salaries and employee benefits$3,957,0001,895
Premises and equipment expense$1,577,0001,356
Additional noninterest expense$2,118,0002,118
Pre-tax net operating income$2,353,0002,800
Securities gains (losses)$04,612
Applicable income taxes$806,0002,413
Income before extraordinary items$1,547,0003,150
Extraordinary gains, net$0105
Net income$1,547,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,867
Cash dividends$716,0002,822
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,547,0003,053
2000-12-31 (YTD Data)Rank
Total interest income$11,333,0003,044
Total interest expense$3,551,0004,342
Net interest income$7,782,0002,280
Provision for loan and lease losses$500,0001,862
Total noninterest income$1,878,0001,967
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,019,0001,330
Trading account gains and fees$0180
Additional Noninterest Income$859,0002,060
Total noninterest expense$6,591,0002,089
Salaries and employee benefits$3,516,0002,019
Premises and equipment expense$1,285,0001,615
Additional noninterest expense$1,790,0002,395
Pre-tax net operating income$2,569,0002,702
Securities gains (losses)$-14,0008,543
Applicable income taxes$864,0002,384
Income before extraordinary items$1,691,0002,946
Extraordinary gains, net$038
Net income$1,691,0002,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,121
Cash dividends$727,0002,846
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,700,2402,920
1999-12-31 (YTD Data)Rank
Total interest income$11,178,0002,895
Total interest expense$3,249,0004,312
Net interest income$7,929,0002,218
Provision for loan and lease losses$482,0001,822
Total noninterest income$1,768,0002,027
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,010,0001,300
Trading account gains and fees$0173
Additional Noninterest Income$758,0002,243
Total noninterest expense$6,603,0002,059
Salaries and employee benefits$3,720,0001,875
Premises and equipment expense$1,151,0001,776
Additional noninterest expense$1,732,0002,506
Pre-tax net operating income$2,612,0002,706
Securities gains (losses)$03,155
Applicable income taxes$870,0002,454
Income before extraordinary items$1,742,0002,881
Extraordinary gains, net$035
Net income$1,742,0002,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$604,0001,040
Cash dividends$724,0002,848
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,742,0002,856
1998-12-31 (YTD Data)Rank
Total interest income$11,206,0002,881
Total interest expense$3,240,0004,439
Net interest income$7,966,0002,141
Provision for loan and lease losses$923,0001,042
Total noninterest income$1,681,0002,078
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,024,0001,225
Trading account gains and fees$0224
Additional Noninterest Income$657,0002,494
Total noninterest expense$5,582,0002,349
Salaries and employee benefits$3,238,0002,092
Premises and equipment expense$1,082,0001,822
Additional noninterest expense$1,262,0003,228
Pre-tax net operating income$3,142,0002,274
Securities gains (losses)$04,449
Applicable income taxes$1,042,0002,233
Income before extraordinary items$2,100,0002,452
Extraordinary gains, net$032
Net income$2,100,0002,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$561,0001,157
Cash dividends$2,164,0001,251
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,100,0002,370
1997-12-31 (YTD Data)Rank
Total interest income$10,113,0003,199
Total interest expense$3,165,0004,493
Net interest income$6,948,0002,498
Provision for loan and lease losses$291,0002,689
Total noninterest income$1,588,0002,107
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$928,0001,389
Trading account gains and fees$0239
Additional Noninterest Income$660,0002,313
Total noninterest expense$4,816,0002,658
Salaries and employee benefits$2,901,0002,276
Premises and equipment expense$1,021,0001,938
Additional noninterest expense$894,0004,337
Pre-tax net operating income$3,429,0002,190
Securities gains (losses)$03,944
Applicable income taxes$1,152,0002,169
Income before extraordinary items$2,277,0002,308
Extraordinary gains, net$044
Net income$2,277,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,369
Cash dividends$738,0002,700
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,277,0002,248
1996-12-31 (YTD Data)Rank
Total interest income$9,319,0003,499
Total interest expense$3,042,0004,729
Net interest income$6,277,0002,818
Provision for loan and lease losses$297,0002,617
Total noninterest income$1,437,0002,371
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$906,0001,481
Trading account gains and fees$0262
Additional Noninterest Income$531,0002,808
Total noninterest expense$4,308,0003,131
Salaries and employee benefits$2,522,0002,668
Premises and equipment expense$905,0002,197
Additional noninterest expense$881,0004,836
Pre-tax net operating income$3,109,0002,292
Securities gains (losses)$04,148
Applicable income taxes$1,040,0002,272
Income before extraordinary items$2,069,0002,381
Extraordinary gains, net$053
Net income$2,069,0002,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0002,487
Cash dividends$553,0003,200
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,069,0002,332
1995-12-31 (YTD Data)Rank
Total interest income$9,036,0003,604
Total interest expense$3,102,0004,617
Net interest income$5,934,0003,005
Provision for loan and lease losses$236,0002,722
Total noninterest income$1,375,0002,438
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$871,0001,557
Trading account gains and fees$0522
Additional Noninterest Income$504,0002,868
Total noninterest expense$3,920,0003,395
Salaries and employee benefits$2,305,0002,892
Premises and equipment expense$876,0002,289
Additional noninterest expense$739,0005,598
Pre-tax net operating income$3,153,0002,334
Securities gains (losses)$03,831
Applicable income taxes$1,025,0002,328
Income before extraordinary items$2,128,0002,373
Extraordinary gains, net$065
Net income$2,128,0002,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,566
Cash dividends$619,0002,862
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,128,0002,343
1994-12-31 (YTD Data)Rank
Total interest income$7,196,0004,117
Total interest expense$2,310,0004,969
Net interest income$4,886,0003,639
Provision for loan and lease losses$21,0007,711
Total noninterest income$1,922,0001,885
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$861,0001,575
Trading account gains and fees$0475
Additional Noninterest Income$1,061,0001,770
Total noninterest expense$3,650,0003,707
Salaries and employee benefits$2,035,0003,231
Premises and equipment expense$641,0003,074
Additional noninterest expense$974,0004,816
Pre-tax net operating income$3,137,0002,259
Securities gains (losses)$03,600
Applicable income taxes$1,027,0002,176
Income before extraordinary items$2,110,0002,299
Extraordinary gains, net$0249
Net income$2,110,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$549,0002,998
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,110,0002,322
1993-12-31 (YTD Data)Rank
Total interest income$6,296,0004,757
Total interest expense$2,194,0005,390
Net interest income$4,102,0004,306
Provision for loan and lease losses$-339,00013,120
Total noninterest income$1,127,0003,058
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$767,0001,788
Trading account gains and fees$0532
Additional Noninterest Income$360,0004,039
Total noninterest expense$3,475,0003,931
Salaries and employee benefits$1,783,0003,638
Premises and equipment expense$709,0002,841
Additional noninterest expense$983,0004,991
Pre-tax net operating income$2,093,0003,169
Securities gains (losses)$07,477
Applicable income taxes$646,0003,360
Income before extraordinary items$1,447,0003,355
Extraordinary gains, net$03,149
Net income$1,447,0003,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-274,00013,164
Cash dividends$210,0005,277
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,447,0003,168
1992-12-31 (YTD Data)Rank
Total interest income$6,860,0004,909
Total interest expense$2,841,0005,402
Net interest income$4,019,0004,421
Provision for loan and lease losses$55,0008,828
Total noninterest income$949,0003,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$692,0001,960
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,876
Total noninterest expense$3,258,0004,204
Salaries and employee benefits$1,601,0003,987
Premises and equipment expense$729,0002,830
Additional noninterest expense$928,0005,382
Pre-tax net operating income$1,655,0003,708
Securities gains (losses)$08,369
Applicable income taxes$452,0004,353
Income before extraordinary items$1,203,0003,798
Extraordinary gains, net$01,422
Net income$1,203,0003,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0007,730
Cash dividends$285,0004,167
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,203,0003,517

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.