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Guardian Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$48,435,000958
Total interest expense$20,735,000764
Net interest income$27,700,0001,116
Provision for loan and lease losses$03,275
Total noninterest income$7,624,000901
Gross Fiduciary activities income$0981
Service charges on deposit accounts$136,0003,087
Trading account gains and feesNANA
Additional Noninterest Income$7,488,000668
Total noninterest expense$19,377,0001,237
Salaries and employee benefits$11,127,0001,242
Premises and equipment expense$2,074,0001,177
Additional noninterest expense$7,488,000668
Pre-tax net operating income$15,947,000815
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$15,947,000697
Extraordinary gains, net$054
Net income$15,947,000708
Minority interest net income$088
Net income of bank and minority interests.$15,947,000700
Net charge-offs$202,0001,156
Cash dividends$13,063,000407
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,947,000707
2023-09-30 (YTD Data)Rank
Total interest income$34,786,000971
Total interest expense$13,298,000798
Net interest income$21,488,0001,098
Provision for loan and lease losses$03,085
Total noninterest income$5,617,000918
Gross Fiduciary activities income$0950
Service charges on deposit accounts$101,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$5,516,000690
Total noninterest expense$13,601,0001,303
Salaries and employee benefits$8,166,0001,262
Premises and equipment expense$1,508,0001,212
Additional noninterest expense$5,516,000690
Pre-tax net operating income$13,504,000768
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$13,504,000642
Extraordinary gains, net$052
Net income$13,504,000646
Minority interest net income$081
Net income of bank and minority interests.$13,504,000642
Net charge-offs$211,000872
Cash dividends$12,663,000324
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,504,000653
2023-06-30 (YTD Data)Rank
Total interest income$22,895,000953
Total interest expense$7,443,000841
Net interest income$15,452,0001,019
Provision for loan and lease losses$02,940
Total noninterest income$3,359,000938
Gross Fiduciary activities income$0931
Service charges on deposit accounts$66,0003,137
Trading account gains and feesNANA
Additional Noninterest Income$3,293,000702
Total noninterest expense$9,339,0001,254
Salaries and employee benefits$5,300,0001,286
Premises and equipment expense$1,031,0001,186
Additional noninterest expense$3,293,000702
Pre-tax net operating income$9,472,000731
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$9,472,000621
Extraordinary gains, net$051
Net income$9,472,000632
Minority interest net income$081
Net income of bank and minority interests.$9,472,000621
Net charge-offs$210,000658
Cash dividends$5,113,000427
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,472,000630
2023-03-31 (YTD Data)Rank
Total interest income$10,882,000986
Total interest expense$3,203,000849
Net interest income$7,679,0001,027
Provision for loan and lease losses$02,612
Total noninterest income$1,825,000889
Gross Fiduciary activities income$0913
Service charges on deposit accounts$33,0003,139
Trading account gains and feesNANA
Additional Noninterest Income$1,792,000654
Total noninterest expense$4,786,0001,252
Salaries and employee benefits$2,777,0001,251
Premises and equipment expense$529,0001,187
Additional noninterest expense$1,792,000654
Pre-tax net operating income$4,718,000759
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$4,718,000648
Extraordinary gains, net$04
Net income$4,718,000647
Minority interest net income$048
Net income of bank and minority interests.$4,718,000647
Net charge-offs$220,000420
Cash dividends$1,781,000538
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,718,000659
2022-12-31 (YTD Data)Rank
Total interest income$31,473,0001,101
Total interest expense$5,758,000716
Net interest income$25,715,0001,173
Provision for loan and lease losses$03,012
Total noninterest income$11,814,000696
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$137,0003,141
Trading account gains and feesNANA
Additional Noninterest Income$11,677,000503
Total noninterest expense$23,969,0001,031
Salaries and employee benefits$12,126,0001,135
Premises and equipment expense$2,875,000899
Additional noninterest expense$11,677,000503
Pre-tax net operating income$13,560,0001,030
Securities gains (losses)$-49,0003,748
Applicable income taxes$03,596
Income before extraordinary items$13,511,000883
Extraordinary gains, net$05
Net income$13,511,000884
Minority interest net income$063
Net income of bank and minority interests.$13,511,000884
Net charge-offs$-151,0004,379
Cash dividends$14,074,000363
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,560,000903
2022-09-30 (YTD Data)Rank
Total interest income$20,645,0001,181
Total interest expense$3,543,000633
Net interest income$17,102,0001,265
Provision for loan and lease losses$02,835
Total noninterest income$9,098,000689
Gross Fiduciary activities income$0968
Service charges on deposit accounts$99,0003,204
Trading account gains and feesNANA
Additional Noninterest Income$8,999,000504
Total noninterest expense$16,343,0001,115
Salaries and employee benefits$8,556,0001,187
Premises and equipment expense$1,806,0001,028
Additional noninterest expense$8,999,000504
Pre-tax net operating income$9,857,0001,048
Securities gains (losses)$-49,0004,101
Applicable income taxes$03,603
Income before extraordinary items$9,808,000905
Extraordinary gains, net$04
Net income$9,808,000905
Minority interest net income$057
Net income of bank and minority interests.$9,808,000905
Net charge-offs$-143,0004,388
Cash dividends$7,482,000445
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,857,000918
2022-06-30 (YTD Data)Rank
Total interest income$11,915,0001,285
Total interest expense$2,072,000569
Net interest income$9,843,0001,403
Provision for loan and lease losses$02,599
Total noninterest income$7,099,000609
Gross Fiduciary activities income$0925
Service charges on deposit accounts$65,0003,240
Trading account gains and feesNANA
Additional Noninterest Income$7,034,000469
Total noninterest expense$10,994,0001,093
Salaries and employee benefits$5,401,0001,232
Premises and equipment expense$1,050,0001,141
Additional noninterest expense$4,543,000837
Pre-tax net operating income$5,948,0001,067
Securities gains (losses)$-49,0004,236
Applicable income taxes$03,564
Income before extraordinary items$5,899,000923
Extraordinary gains, net$04
Net income$5,899,000923
Minority interest net income$060
Net income of bank and minority interests.$5,899,000923
Net charge-offs$-267,0004,611
Cash dividends$5,862,000392
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,948,000935
2022-03-31 (YTD Data)Rank
Total interest income$5,660,0001,299
Total interest expense$1,054,000533
Net interest income$4,606,0001,448
Provision for loan and lease losses$02,285
Total noninterest income$2,705,000737
Gross Fiduciary activities income$0892
Service charges on deposit accounts$32,0003,224
Trading account gains and feesNANA
Additional Noninterest Income$2,673,000582
Total noninterest expense$5,485,0001,089
Salaries and employee benefits$2,546,0001,296
Premises and equipment expense$529,0001,137
Additional noninterest expense$2,410,000784
Pre-tax net operating income$1,826,0001,436
Securities gains (losses)$-49,0004,454
Applicable income taxes$03,450
Income before extraordinary items$1,777,0001,298
Extraordinary gains, net$04
Net income$1,777,0001,297
Minority interest net income$050
Net income of bank and minority interests.$1,777,0001,298
Net charge-offs$-240,0004,686
Cash dividends$5,151,000251
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,826,0001,292
2021-12-31 (YTD Data)Rank
Total interest income$27,588,0001,129
Total interest expense$5,408,000496
Net interest income$22,180,0001,246
Provision for loan and lease losses$03,064
Total noninterest income$32,957,000366
Gross Fiduciary activities income$0994
Service charges on deposit accounts$132,0003,146
Trading account gains and feesNANA
Additional Noninterest Income$32,825,000291
Total noninterest expense$22,924,0001,053
Salaries and employee benefits$10,398,0001,267
Premises and equipment expense$2,012,0001,198
Additional noninterest expense$10,514,000739
Pre-tax net operating income$32,213,000517
Securities gains (losses)$-26,0004,472
Applicable income taxes$03,710
Income before extraordinary items$32,187,000454
Extraordinary gains, net$010
Net income$32,187,000454
Minority interest net income$074
Net income of bank and minority interests.$32,187,000455
Net charge-offs$-314,0004,647
Cash dividends$26,075,000249
Sale, conversion, retirement of capital stock, net$0582
Net operating income$32,213,000446
2021-09-30 (YTD Data)Rank
Total interest income$21,381,0001,130
Total interest expense$4,266,000500
Net interest income$17,115,0001,244
Provision for loan and lease losses$02,963
Total noninterest income$23,431,000383
Gross Fiduciary activities income$0957
Service charges on deposit accounts$96,0003,199
Trading account gains and feesNANA
Additional Noninterest Income$23,335,000310
Total noninterest expense$16,627,0001,088
Salaries and employee benefits$8,480,0001,179
Premises and equipment expense$1,444,0001,264
Additional noninterest expense$6,703,000855
Pre-tax net operating income$23,919,000543
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$23,919,000465
Extraordinary gains, net$08
Net income$23,919,000462
Minority interest net income$069
Net income of bank and minority interests.$23,919,000465
Net charge-offs$-291,0004,744
Cash dividends$21,075,000222
Sale, conversion, retirement of capital stock, net$0543
Net operating income$23,919,000458
2021-06-30 (YTD Data)Rank
Total interest income$13,852,0001,149
Total interest expense$3,002,000498
Net interest income$10,850,0001,274
Provision for loan and lease losses$02,862
Total noninterest income$17,599,000360
Gross Fiduciary activities income$0951
Service charges on deposit accounts$60,0003,226
Trading account gains and feesNANA
Additional Noninterest Income$17,539,000288
Total noninterest expense$11,680,0001,032
Salaries and employee benefits$6,318,0001,086
Premises and equipment expense$933,0001,299
Additional noninterest expense$4,429,000849
Pre-tax net operating income$16,769,000511
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$16,769,000448
Extraordinary gains, net$06
Net income$16,769,000447
Minority interest net income$067
Net income of bank and minority interests.$16,769,000448
Net charge-offs$-205,0004,751
Cash dividends$15,924,000200
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,769,000441
2021-03-31 (YTD Data)Rank
Total interest income$6,838,0001,162
Total interest expense$1,616,000494
Net interest income$5,222,0001,311
Provision for loan and lease losses$02,741
Total noninterest income$8,520,000376
Gross Fiduciary activities income$0922
Service charges on deposit accounts$29,0003,251
Trading account gains and feesNANA
Additional Noninterest Income$8,491,000308
Total noninterest expense$4,811,0001,168
Salaries and employee benefits$2,408,0001,331
Premises and equipment expense$520,0001,183
Additional noninterest expense$1,883,000953
Pre-tax net operating income$8,931,000492
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$8,931,000434
Extraordinary gains, net$03
Net income$8,931,000432
Minority interest net income$055
Net income of bank and minority interests.$8,931,000434
Net charge-offs$-88,0004,740
Cash dividends$7,287,000197
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,931,000424
2020-12-31 (YTD Data)Rank
Total interest income$32,934,000979
Total interest expense$10,137,000497
Net interest income$22,797,0001,154
Provision for loan and lease losses$04,319
Total noninterest income$31,518,000363
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$135,0003,234
Trading account gains and feesNANA
Additional Noninterest Income$31,383,000291
Total noninterest expense$20,859,0001,087
Salaries and employee benefits$11,691,0001,096
Premises and equipment expense$1,941,0001,210
Additional noninterest expense$7,227,000963
Pre-tax net operating income$33,456,000401
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$33,456,000346
Extraordinary gains, net$04
Net income$33,456,000345
Minority interest net income$072
Net income of bank and minority interests.$33,456,000346
Net charge-offs$-372,0004,930
Cash dividends$12,524,000390
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,456,000339
2020-09-30 (YTD Data)Rank
Total interest income$25,360,000962
Total interest expense$8,160,000497
Net interest income$17,200,0001,138
Provision for loan and lease losses$04,239
Total noninterest income$17,293,000432
Gross Fiduciary activities income$0981
Service charges on deposit accounts$99,0003,273
Trading account gains and feesNANA
Additional Noninterest Income$17,194,000357
Total noninterest expense$16,754,0001,013
Salaries and employee benefits$9,590,0001,013
Premises and equipment expense$1,401,0001,253
Additional noninterest expense$5,763,000895
Pre-tax net operating income$17,739,000490
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$17,739,000431
Extraordinary gains, net$04
Net income$17,739,000431
Minority interest net income$065
Net income of bank and minority interests.$17,739,000431
Net charge-offs$-268,0004,938
Cash dividends$4,079,000655
Sale, conversion, retirement of capital stock, net$0532
Net operating income$17,739,000423
2020-06-30 (YTD Data)Rank
Total interest income$17,127,000963
Total interest expense$5,743,000511
Net interest income$11,384,0001,142
Provision for loan and lease losses$04,134
Total noninterest income$4,614,000778
Gross Fiduciary activities income$0970
Service charges on deposit accounts$65,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$4,549,000609
Total noninterest expense$9,371,0001,143
Salaries and employee benefits$4,975,0001,237
Premises and equipment expense$875,0001,332
Additional noninterest expense$3,521,000968
Pre-tax net operating income$6,627,000726
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$6,627,000653
Extraordinary gains, net$04
Net income$6,627,000653
Minority interest net income$065
Net income of bank and minority interests.$6,627,000653
Net charge-offs$-81,0004,852
Cash dividends$2,808,000630
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,627,000629
2020-03-31 (YTD Data)Rank
Total interest income$8,692,000954
Total interest expense$3,036,000541
Net interest income$5,656,0001,129
Provision for loan and lease losses$03,711
Total noninterest income$2,491,000696
Gross Fiduciary activities income$0941
Service charges on deposit accounts$41,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$2,450,000505
Total noninterest expense$4,634,0001,166
Salaries and employee benefits$2,475,0001,244
Premises and equipment expense$424,0001,378
Additional noninterest expense$1,735,000992
Pre-tax net operating income$3,513,000640
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$3,513,000559
Extraordinary gains, net$04
Net income$3,513,000560
Minority interest net income$056
Net income of bank and minority interests.$3,513,000559
Net charge-offs$-61,0004,901
Cash dividends$1,403,000640
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,513,000540
2019-12-31 (YTD Data)Rank
Total interest income$35,939,000938
Total interest expense$12,098,000584
Net interest income$23,841,0001,090
Provision for loan and lease losses$03,973
Total noninterest income$11,029,000649
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$180,0003,291
Trading account gains and feesNANA
Additional Noninterest Income$10,849,000494
Total noninterest expense$16,187,0001,267
Salaries and employee benefits$9,308,0001,274
Premises and equipment expense$1,798,0001,274
Additional noninterest expense$5,081,0001,226
Pre-tax net operating income$18,683,000644
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$18,683,000571
Extraordinary gains, net$011
Net income$18,683,000572
Minority interest net income$076
Net income of bank and minority interests.$18,683,000572
Net charge-offs$-329,0005,065
Cash dividends$14,868,000366
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,683,000556
2019-09-30 (YTD Data)Rank
Total interest income$27,004,000937
Total interest expense$8,942,000596
Net interest income$18,062,0001,088
Provision for loan and lease losses$03,836
Total noninterest income$7,056,000721
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$135,0003,329
Trading account gains and feesNANA
Additional Noninterest Income$6,921,000552
Total noninterest expense$11,381,0001,347
Salaries and employee benefits$6,747,0001,318
Premises and equipment expense$1,316,0001,316
Additional noninterest expense$3,318,0001,396
Pre-tax net operating income$13,737,000654
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$13,737,000589
Extraordinary gains, net$011
Net income$13,737,000588
Minority interest net income$072
Net income of bank and minority interests.$13,737,000589
Net charge-offs$-162,0005,051
Cash dividends$6,386,000508
Sale, conversion, retirement of capital stock, net$0590
Net operating income$13,737,000578
2019-06-30 (YTD Data)Rank
Total interest income$17,647,000949
Total interest expense$5,708,000612
Net interest income$11,939,0001,095
Provision for loan and lease losses$03,685
Total noninterest income$4,942,000689
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$82,0003,433
Trading account gains and feesNANA
Additional Noninterest Income$4,860,000522
Total noninterest expense$7,900,0001,313
Salaries and employee benefits$4,425,0001,329
Premises and equipment expense$884,0001,305
Additional noninterest expense$2,591,0001,220
Pre-tax net operating income$8,981,000649
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$8,981,000578
Extraordinary gains, net$011
Net income$8,981,000577
Minority interest net income$069
Net income of bank and minority interests.$8,981,000578
Net charge-offs$-116,0005,078
Cash dividends$4,316,000501
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,981,000568
2019-03-31 (YTD Data)Rank
Total interest income$8,527,000970
Total interest expense$2,699,000624
Net interest income$5,828,0001,115
Provision for loan and lease losses$03,406
Total noninterest income$2,185,000721
Gross Fiduciary activities income$0972
Service charges on deposit accounts$41,0003,445
Trading account gains and feesNANA
Additional Noninterest Income$2,144,000543
Total noninterest expense$4,227,0001,236
Salaries and employee benefits$2,317,0001,290
Premises and equipment expense$474,0001,259
Additional noninterest expense$1,436,0001,112
Pre-tax net operating income$3,786,000721
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,786,000642
Extraordinary gains, net$05
Net income$3,786,000642
Minority interest net income$052
Net income of bank and minority interests.$3,786,000641
Net charge-offs$-22,0004,889
Cash dividends$2,802,000403
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,786,000629
2018-12-31 (YTD Data)Rank
Total interest income$33,225,000944
Total interest expense$8,295,000612
Net interest income$24,930,0001,031
Provision for loan and lease losses$04,082
Total noninterest income$9,907,000686
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$179,0003,455
Trading account gains and feesNANA
Additional Noninterest Income$9,728,000513
Total noninterest expense$18,056,0001,155
Salaries and employee benefits$9,726,0001,196
Premises and equipment expense$1,884,0001,245
Additional noninterest expense$6,446,0001,030
Pre-tax net operating income$16,781,000682
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$16,781,000591
Extraordinary gains, net$06
Net income$16,781,000590
Minority interest net income$072
Net income of bank and minority interests.$16,781,000590
Net charge-offs$-367,0005,269
Cash dividends$9,171,000456
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,781,000595
2018-09-30 (YTD Data)Rank
Total interest income$25,016,000932
Total interest expense$5,804,000616
Net interest income$19,212,0001,011
Provision for loan and lease losses$03,948
Total noninterest income$6,449,000776
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$130,0003,523
Trading account gains and feesNANA
Additional Noninterest Income$6,319,000576
Total noninterest expense$13,357,0001,167
Salaries and employee benefits$7,443,0001,180
Premises and equipment expense$1,321,0001,310
Additional noninterest expense$4,593,0001,062
Pre-tax net operating income$12,304,000695
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$12,304,000597
Extraordinary gains, net$05
Net income$12,304,000595
Minority interest net income$066
Net income of bank and minority interests.$12,304,000596
Net charge-offs$-318,0005,328
Cash dividends$5,548,000498
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,304,000595
2018-06-30 (YTD Data)Rank
Total interest income$16,386,000937
Total interest expense$3,580,000617
Net interest income$12,806,0001,010
Provision for loan and lease losses$03,782
Total noninterest income$4,618,000725
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$85,0003,542
Trading account gains and feesNANA
Additional Noninterest Income$4,533,000546
Total noninterest expense$9,074,0001,149
Salaries and employee benefits$5,054,0001,170
Premises and equipment expense$839,0001,386
Additional noninterest expense$3,181,0001,032
Pre-tax net operating income$8,350,000684
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$8,350,000589
Extraordinary gains, net$06
Net income$8,350,000588
Minority interest net income$065
Net income of bank and minority interests.$8,350,000588
Net charge-offs$-160,0005,311
Cash dividends$3,740,000487
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,350,000586
2018-03-31 (YTD Data)Rank
Total interest income$7,938,000952
Total interest expense$1,689,000612
Net interest income$6,249,0001,025
Provision for loan and lease losses$03,508
Total noninterest income$1,812,000846
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$44,0003,522
Trading account gains and feesNANA
Additional Noninterest Income$1,768,000635
Total noninterest expense$4,233,0001,217
Salaries and employee benefits$2,449,0001,195
Premises and equipment expense$424,0001,376
Additional noninterest expense$1,360,0001,157
Pre-tax net operating income$3,828,000704
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,828,000625
Extraordinary gains, net$07
Net income$3,828,000625
Minority interest net income$052
Net income of bank and minority interests.$3,828,000625
Net charge-offs$-1,0003,770
Cash dividends$2,208,000387
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,828,000623
2017-12-31 (YTD Data)Rank
Total interest income$30,074,000955
Total interest expense$6,209,000564
Net interest income$23,865,0001,046
Provision for loan and lease losses$04,227
Total noninterest income$12,388,000598
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$189,0003,525
Trading account gains and feesNANA
Additional Noninterest Income$12,199,000450
Total noninterest expense$17,316,0001,185
Salaries and employee benefits$10,221,0001,141
Premises and equipment expense$1,598,0001,430
Additional noninterest expense$5,497,0001,156
Pre-tax net operating income$18,937,000570
Securities gains (losses)$3,0001,912
Applicable income taxes$04,135
Income before extraordinary items$18,940,000421
Extraordinary gains, net$09
Net income$18,940,000421
Minority interest net income$076
Net income of bank and minority interests.$18,940,000421
Net charge-offs$-526,0005,572
Cash dividends$8,627,000425
Sale, conversion, retirement of capital stock, net$0711
Net operating income$18,937,000418
2017-09-30 (YTD Data)Rank
Total interest income$22,564,000952
Total interest expense$4,567,000556
Net interest income$17,997,0001,040
Provision for loan and lease losses$04,088
Total noninterest income$8,409,000634
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$138,0003,597
Trading account gains and feesNANA
Additional Noninterest Income$8,271,000484
Total noninterest expense$13,808,0001,131
Salaries and employee benefits$7,808,0001,127
Premises and equipment expense$1,210,0001,424
Additional noninterest expense$4,790,0001,010
Pre-tax net operating income$12,598,000636
Securities gains (losses)$3,0001,944
Applicable income taxes$04,172
Income before extraordinary items$12,601,000510
Extraordinary gains, net$09
Net income$12,601,000508
Minority interest net income$071
Net income of bank and minority interests.$12,601,000510
Net charge-offs$-330,0005,587
Cash dividends$6,956,000387
Sale, conversion, retirement of capital stock, net$0677
Net operating income$12,598,000505
2017-06-30 (YTD Data)Rank
Total interest income$14,919,000952
Total interest expense$3,016,000547
Net interest income$11,903,0001,046
Provision for loan and lease losses$03,871
Total noninterest income$6,437,000583
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$92,0003,585
Trading account gains and feesNANA
Additional Noninterest Income$6,345,000438
Total noninterest expense$9,356,0001,122
Salaries and employee benefits$5,451,0001,102
Premises and equipment expense$804,0001,430
Additional noninterest expense$3,101,0001,041
Pre-tax net operating income$8,984,000595
Securities gains (losses)$3,0001,556
Applicable income taxes$04,189
Income before extraordinary items$8,987,000474
Extraordinary gains, net$011
Net income$8,987,000473
Minority interest net income$071
Net income of bank and minority interests.$8,987,000474
Net charge-offs$-261,0005,634
Cash dividends$5,319,000335
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,984,000468
2017-03-31 (YTD Data)Rank
Total interest income$8,821,000800
Total interest expense$1,506,000531
Net interest income$7,315,000846
Provision for loan and lease losses$03,537
Total noninterest income$3,031,000594
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$45,0003,646
Trading account gains and fees$0142
Additional Noninterest Income$2,986,000451
Total noninterest expense$5,684,000952
Salaries and employee benefits$3,365,000907
Premises and equipment expense$415,0001,404
Additional noninterest expense$1,904,000852
Pre-tax net operating income$4,662,000557
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$4,662,000459
Extraordinary gains, net$08
Net income$4,662,000458
Minority interest net income$055
Net income of bank and minority interests.$4,662,000459
Net charge-offs$-200,0005,726
Cash dividends$3,648,000250
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,662,000449
2016-12-31 (YTD Data)Rank
Total interest income$25,819,0001,043
Total interest expense$5,876,000505
Net interest income$19,943,0001,173
Provision for loan and lease losses$04,332
Total noninterest income$22,878,000383
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$189,0003,656
Trading account gains and fees$0170
Additional Noninterest Income$22,689,000284
Total noninterest expense$22,049,000962
Salaries and employee benefits$13,513,000871
Premises and equipment expense$1,683,0001,368
Additional noninterest expense$6,853,000957
Pre-tax net operating income$20,772,000494
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$20,772,000394
Extraordinary gains, net$05
Net income$20,772,000393
Minority interest net income$082
Net income of bank and minority interests.$20,772,000393
Net charge-offs$-614,0005,826
Cash dividends$14,548,000271
Sale, conversion, retirement of capital stock, net$0759
Net operating income$20,772,000390
2016-09-30 (YTD Data)Rank
Total interest income$19,262,0001,046
Total interest expense$4,296,000512
Net interest income$14,966,0001,173
Provision for loan and lease losses$04,186
Total noninterest income$15,084,000422
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$141,0003,688
Trading account gains and fees$0169
Additional Noninterest Income$14,943,000313
Total noninterest expense$14,308,0001,094
Salaries and employee benefits$10,310,000851
Premises and equipment expense$1,331,0001,316
Additional noninterest expense$2,667,0001,692
Pre-tax net operating income$15,742,000492
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$15,742,000391
Extraordinary gains, net$05
Net income$15,742,000390
Minority interest net income$071
Net income of bank and minority interests.$15,742,000391
Net charge-offs$-656,0005,888
Cash dividends$3,907,000618
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,742,000385
2016-06-30 (YTD Data)Rank
Total interest income$12,597,0001,065
Total interest expense$2,874,000512
Net interest income$9,723,0001,203
Provision for loan and lease losses$04,017
Total noninterest income$10,358,000406
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$91,0003,724
Trading account gains and fees$0157
Additional Noninterest Income$10,267,000303
Total noninterest expense$12,498,000846
Salaries and employee benefits$6,721,000877
Premises and equipment expense$844,0001,366
Additional noninterest expense$4,933,000700
Pre-tax net operating income$7,583,000630
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$7,583,000512
Extraordinary gains, net$016
Net income$7,583,000509
Minority interest net income$071
Net income of bank and minority interests.$7,583,000511
Net charge-offs$73,0001,882
Cash dividends$3,907,000463
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,583,000504
2016-03-31 (YTD Data)Rank
Total interest income$6,387,0001,052
Total interest expense$1,405,000519
Net interest income$4,982,0001,180
Provision for loan and lease losses$03,656
Total noninterest income$5,862,000356
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$45,0003,743
Trading account gains and fees$0142
Additional Noninterest Income$5,817,000265
Total noninterest expense$6,929,000763
Salaries and employee benefits$3,274,000903
Premises and equipment expense$424,0001,368
Additional noninterest expense$3,231,000537
Pre-tax net operating income$3,915,000599
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,915,000477
Extraordinary gains, net$012
Net income$3,915,000475
Minority interest net income$062
Net income of bank and minority interests.$3,915,000477
Net charge-offs$58,0001,342
Cash dividends$2,271,000387
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,915,000468
2015-12-31 (YTD Data)Rank
Total interest income$27,927,000935
Total interest expense$4,988,000556
Net interest income$22,939,0001,008
Provision for loan and lease losses$04,380
Total noninterest income$18,086,000442
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$248,0003,365
Trading account gains and fees$0159
Additional Noninterest Income$17,838,000323
Total noninterest expense$24,648,000837
Salaries and employee benefits$11,185,0001,007
Premises and equipment expense$1,767,0001,321
Additional noninterest expense$11,696,000575
Pre-tax net operating income$16,377,000571
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$16,377,000458
Extraordinary gains, net$023
Net income$16,377,000457
Minority interest net income$081
Net income of bank and minority interests.$16,377,000459
Net charge-offs$-33,0005,461
Cash dividends$11,731,000338
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,377,000452
2015-09-30 (YTD Data)Rank
Total interest income$21,077,000928
Total interest expense$3,642,000573
Net interest income$17,435,0001,000
Provision for loan and lease losses$04,232
Total noninterest income$14,544,000434
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$188,0003,377
Trading account gains and fees$0153
Additional Noninterest Income$14,356,000321
Total noninterest expense$16,638,000932
Salaries and employee benefits$8,434,0001,008
Premises and equipment expense$1,640,0001,104
Additional noninterest expense$6,564,000755
Pre-tax net operating income$15,341,000496
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$15,341,000390
Extraordinary gains, net$021
Net income$15,341,000389
Minority interest net income$078
Net income of bank and minority interests.$15,341,000390
Net charge-offs$-177,0005,933
Cash dividends$10,620,000271
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,341,000388
2015-06-30 (YTD Data)Rank
Total interest income$14,338,000902
Total interest expense$2,375,000588
Net interest income$11,963,000962
Provision for loan and lease losses$04,069
Total noninterest income$8,467,000468
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$125,0003,366
Trading account gains and fees$0157
Additional Noninterest Income$8,342,000358
Total noninterest expense$10,830,000961
Salaries and employee benefits$5,613,0001,010
Premises and equipment expense$1,094,0001,104
Additional noninterest expense$4,123,000798
Pre-tax net operating income$9,600,000522
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$9,600,000411
Extraordinary gains, net$022
Net income$9,600,000411
Minority interest net income$075
Net income of bank and minority interests.$9,600,000411
Net charge-offs$-165,0006,032
Cash dividends$3,232,000477
Sale, conversion, retirement of capital stock, net$0751
Net operating income$9,600,000404
2015-03-31 (YTD Data)Rank
Total interest income$7,567,000844
Total interest expense$1,169,000595
Net interest income$6,398,000878
Provision for loan and lease losses$03,703
Total noninterest income$2,754,000623
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$57,0003,478
Trading account gains and fees$0152
Additional Noninterest Income$2,697,000460
Total noninterest expense$5,459,000952
Salaries and employee benefits$2,337,0001,203
Premises and equipment expense$516,0001,171
Additional noninterest expense$2,606,000643
Pre-tax net operating income$3,693,000623
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$3,693,000505
Extraordinary gains, net$013
Net income$3,693,000505
Minority interest net income$064
Net income of bank and minority interests.$3,693,000505
Net charge-offs$-153,0006,199
Cash dividends$979,000705
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,693,000494
2014-12-31 (YTD Data)Rank
Total interest income$24,763,0001,034
Total interest expense$4,817,000591
Net interest income$19,946,0001,129
Provision for loan and lease losses$04,603
Total noninterest income$11,055,000599
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$296,0003,232
Trading account gains and fees$0180
Additional Noninterest Income$10,759,000429
Total noninterest expense$17,902,0001,125
Salaries and employee benefits$8,073,0001,315
Premises and equipment expense$1,997,0001,194
Additional noninterest expense$7,832,000830
Pre-tax net operating income$13,099,000646
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$13,099,000522
Extraordinary gains, net$017
Net income$13,099,000518
Minority interest net income$084
Net income of bank and minority interests.$13,099,000522
Net charge-offs$148,0002,794
Cash dividends$8,894,000371
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,099,000510
2014-09-30 (YTD Data)Rank
Total interest income$17,193,0001,128
Total interest expense$3,609,000601
Net interest income$13,584,0001,240
Provision for loan and lease losses$04,401
Total noninterest income$8,902,000565
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$227,0003,220
Trading account gains and fees$0174
Additional Noninterest Income$8,675,000400
Total noninterest expense$12,711,0001,189
Salaries and employee benefits$6,198,0001,291
Premises and equipment expense$1,460,0001,237
Additional noninterest expense$5,053,000957
Pre-tax net operating income$9,775,000643
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$9,775,000519
Extraordinary gains, net$015
Net income$9,775,000516
Minority interest net income$081
Net income of bank and minority interests.$9,775,000519
Net charge-offs$121,0002,511
Cash dividends$4,576,000486
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,775,000508
2014-06-30 (YTD Data)Rank
Total interest income$10,247,0001,233
Total interest expense$2,402,000607
Net interest income$7,845,0001,412
Provision for loan and lease losses$04,196
Total noninterest income$5,804,000573
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$152,0003,196
Trading account gains and fees$0172
Additional Noninterest Income$5,652,000407
Total noninterest expense$8,950,0001,129
Salaries and employee benefits$4,205,0001,276
Premises and equipment expense$835,0001,435
Additional noninterest expense$3,910,000825
Pre-tax net operating income$4,699,000867
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$4,699,000694
Extraordinary gains, net$020
Net income$4,699,000693
Minority interest net income$080
Net income of bank and minority interests.$4,699,000694
Net charge-offs$143,0001,876
Cash dividends$3,095,000460
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,699,000682
2014-03-31 (YTD Data)Rank
Total interest income$4,951,0001,278
Total interest expense$1,205,000611
Net interest income$3,746,0001,462
Provision for loan and lease losses$03,817
Total noninterest income$3,122,000533
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$76,0003,174
Trading account gains and fees$0147
Additional Noninterest Income$3,046,000372
Total noninterest expense$5,292,000958
Salaries and employee benefits$2,280,0001,206
Premises and equipment expense$435,0001,408
Additional noninterest expense$2,577,000631
Pre-tax net operating income$1,576,0001,201
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,576,000990
Extraordinary gains, net$016
Net income$1,576,000990
Minority interest net income$066
Net income of bank and minority interests.$1,576,000991
Net charge-offs$-168,0006,569
Cash dividends$2,069,000319
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,576,000971
2013-12-31 (YTD Data)Rank
Total interest income$24,005,0001,061
Total interest expense$5,134,000646
Net interest income$18,871,0001,165
Provision for loan and lease losses$05,091
Total noninterest income$26,705,000326
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$327,0003,198
Trading account gains and fees$0184
Additional Noninterest Income$26,378,000235
Total noninterest expense$15,740,0001,267
Salaries and employee benefits$9,503,0001,153
Premises and equipment expense$1,725,0001,382
Additional noninterest expense$4,512,0001,468
Pre-tax net operating income$29,836,000311
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$29,836,000265
Extraordinary gains, net$029
Net income$29,836,000265
Minority interest net income$090
Net income of bank and minority interests.$29,836,000265
Net charge-offs$-249,0006,656
Cash dividends$20,389,000188
Sale, conversion, retirement of capital stock, net$0924
Net operating income$29,836,000265
2013-09-30 (YTD Data)Rank
Total interest income$19,556,000975
Total interest expense$3,858,000659
Net interest income$15,698,0001,054
Provision for loan and lease losses$04,941
Total noninterest income$23,574,000294
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$240,0003,261
Trading account gains and fees$0180
Additional Noninterest Income$23,334,000217
Total noninterest expense$13,964,0001,095
Salaries and employee benefits$7,822,0001,037
Premises and equipment expense$1,150,0001,552
Additional noninterest expense$4,992,0001,018
Pre-tax net operating income$25,308,000291
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$25,308,000245
Extraordinary gains, net$025
Net income$25,308,000245
Minority interest net income$084
Net income of bank and minority interests.$25,308,000245
Net charge-offs$-325,0006,784
Cash dividends$17,551,000165
Sale, conversion, retirement of capital stock, net$0868
Net operating income$25,308,000242
2013-06-30 (YTD Data)Rank
Total interest income$13,321,000949
Total interest expense$2,582,000687
Net interest income$10,739,0001,013
Provision for loan and lease losses$04,788
Total noninterest income$19,082,000263
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$156,0003,275
Trading account gains and fees$0157
Additional Noninterest Income$18,926,000188
Total noninterest expense$10,824,000938
Salaries and employee benefits$5,702,000946
Premises and equipment expense$1,180,0001,017
Additional noninterest expense$3,942,000863
Pre-tax net operating income$18,997,000266
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$18,997,000232
Extraordinary gains, net$022
Net income$18,997,000233
Minority interest net income$082
Net income of bank and minority interests.$18,997,000233
Net charge-offs$-133,0006,734
Cash dividends$17,550,000124
Sale, conversion, retirement of capital stock, net$0838
Net operating income$18,997,000226
2013-03-31 (YTD Data)Rank
Total interest income$7,158,000870
Total interest expense$1,278,000726
Net interest income$5,880,000911
Provision for loan and lease losses$04,409
Total noninterest income$11,911,000219
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$78,0003,270
Trading account gains and fees$0148
Additional Noninterest Income$11,833,000161
Total noninterest expense$5,923,000866
Salaries and employee benefits$3,712,000739
Premises and equipment expense$382,0001,590
Additional noninterest expense$1,829,000928
Pre-tax net operating income$11,868,000234
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$11,868,000193
Extraordinary gains, net$010
Net income$11,868,000194
Minority interest net income$076
Net income of bank and minority interests.$11,868,000194
Net charge-offs$-408,0006,962
Cash dividends$10,340,00090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$11,868,000189
2012-12-31 (YTD Data)Rank
Total interest income$26,103,0001,005
Total interest expense$5,635,000797
Net interest income$20,468,0001,071
Provision for loan and lease losses$400,0003,016
Total noninterest income$32,171,000307
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$350,0003,181
Trading account gains and fees$0166
Additional Noninterest Income$31,821,000227
Total noninterest expense$16,913,0001,198
Salaries and employee benefits$9,796,0001,075
Premises and equipment expense$1,540,0001,539
Additional noninterest expense$5,577,0001,223
Pre-tax net operating income$35,326,000272
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$35,326,000233
Extraordinary gains, net$029
Net income$35,326,000231
Minority interest net income$093
Net income of bank and minority interests.$35,326,000233
Net charge-offs$-658,0007,054
Cash dividends$23,164,000179
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$35,326,000225
2012-09-30 (YTD Data)Rank
Total interest income$19,604,0001,025
Total interest expense$4,275,000825
Net interest income$15,329,0001,087
Provision for loan and lease losses$400,0002,581
Total noninterest income$23,016,000310
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$258,0003,265
Trading account gains and fees$0157
Additional Noninterest Income$22,758,000236
Total noninterest expense$13,039,0001,153
Salaries and employee benefits$7,581,0001,035
Premises and equipment expense$1,118,0001,600
Additional noninterest expense$4,340,0001,188
Pre-tax net operating income$24,906,000285
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$24,906,000240
Extraordinary gains, net$020
Net income$24,906,000239
Minority interest net income$086
Net income of bank and minority interests.$24,906,000240
Net charge-offs$-497,0007,146
Cash dividends$16,996,000152
Sale, conversion, retirement of capital stock, net$0952
Net operating income$24,906,000232
2012-06-30 (YTD Data)Rank
Total interest income$13,317,0001,010
Total interest expense$2,908,000843
Net interest income$10,409,0001,070
Provision for loan and lease losses$400,0002,061
Total noninterest income$15,351,000304
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$170,0003,271
Trading account gains and fees$0153
Additional Noninterest Income$15,181,000232
Total noninterest expense$8,638,0001,165
Salaries and employee benefits$5,040,0001,037
Premises and equipment expense$753,0001,576
Additional noninterest expense$2,845,0001,205
Pre-tax net operating income$16,722,000278
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$16,722,000235
Extraordinary gains, net$019
Net income$16,722,000234
Minority interest net income$084
Net income of bank and minority interests.$16,722,000235
Net charge-offs$-135,0007,124
Cash dividends$11,651,000141
Sale, conversion, retirement of capital stock, net$0928
Net operating income$16,722,000226
2012-03-31 (YTD Data)Rank
Total interest income$6,595,0001,034
Total interest expense$1,500,000844
Net interest income$5,095,0001,092
Provision for loan and lease losses$05,254
Total noninterest income$8,305,000282
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$79,0003,405
Trading account gains and fees$0148
Additional Noninterest Income$8,226,000213
Total noninterest expense$4,648,0001,072
Salaries and employee benefits$2,800,000933
Premises and equipment expense$362,0001,647
Additional noninterest expense$1,486,0001,148
Pre-tax net operating income$8,752,000265
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$8,752,000222
Extraordinary gains, net$019
Net income$8,752,000223
Minority interest net income$078
Net income of bank and minority interests.$8,752,000223
Net charge-offs$122,0002,285
Cash dividends$4,535,000142
Sale, conversion, retirement of capital stock, net$0861
Net operating income$8,752,000213
2011-12-31 (YTD Data)Rank
Total interest income$23,908,0001,196
Total interest expense$7,098,000842
Net interest income$16,810,0001,316
Provision for loan and lease losses$2,850,0001,241
Total noninterest income$21,152,000357
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$396,0003,046
Trading account gains and fees$0146
Additional Noninterest Income$20,756,000263
Total noninterest expense$13,923,0001,399
Salaries and employee benefits$7,543,0001,306
Premises and equipment expense$1,432,0001,729
Additional noninterest expense$4,948,0001,397
Pre-tax net operating income$21,189,000351
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$21,189,000288
Extraordinary gains, net$029
Net income$21,189,000289
Minority interest net income$096
Net income of bank and minority interests.$21,189,000289
Net charge-offs$938,0002,435
Cash dividends$13,978,000186
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$21,189,000280
2011-09-30 (YTD Data)Rank
Total interest income$17,568,0001,239
Total interest expense$5,414,000868
Net interest income$12,154,0001,373
Provision for loan and lease losses$2,850,000967
Total noninterest income$14,277,000385
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$14,277,000273
Total noninterest expense$9,460,0001,549
Salaries and employee benefits$5,547,0001,343
Premises and equipment expense$1,912,000993
Additional noninterest expense$2,001,0002,463
Pre-tax net operating income$14,121,000388
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$14,121,000318
Extraordinary gains, net$021
Net income$14,121,000319
Minority interest net income$087
Net income of bank and minority interests.$14,121,000319
Net charge-offs$1,432,0001,543
Cash dividends$7,190,000210
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$14,121,000302
2011-06-30 (YTD Data)Rank
Total interest income$11,660,0001,243
Total interest expense$3,727,000873
Net interest income$7,933,0001,412
Provision for loan and lease losses$2,850,000713
Total noninterest income$10,226,000373
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$10,226,000266
Total noninterest expense$6,126,0001,602
Salaries and employee benefits$3,455,0001,441
Premises and equipment expense$1,355,000948
Additional noninterest expense$1,316,0002,525
Pre-tax net operating income$9,183,000394
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$9,183,000318
Extraordinary gains, net$015
Net income$9,183,000317
Minority interest net income$089
Net income of bank and minority interests.$9,183,000318
Net charge-offs$1,461,0001,146
Cash dividends$5,215,000181
Sale, conversion, retirement of capital stock, net$0986
Net operating income$9,183,000308
2011-03-31 (YTD Data)Rank
Total interest income$6,126,0001,197
Total interest expense$1,867,000913
Net interest income$4,259,0001,314
Provision for loan and lease losses$2,100,000492
Total noninterest income$7,456,000275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$7,456,000208
Total noninterest expense$2,605,0001,877
Salaries and employee benefits$1,203,0002,033
Premises and equipment expense$669,000986
Additional noninterest expense$733,0002,266
Pre-tax net operating income$7,010,000280
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$7,010,000225
Extraordinary gains, net$09
Net income$7,010,000225
Minority interest net income$086
Net income of bank and minority interests.$7,010,000225
Net charge-offs$1,247,000732
Cash dividends$3,457,000125
Sale, conversion, retirement of capital stock, net$0925
Net operating income$7,010,000223
2010-12-31 (YTD Data)Rank
Total interest income$27,611,0001,125
Total interest expense$9,444,000875
Net interest income$18,167,0001,239
Provision for loan and lease losses$11,655,000591
Total noninterest income$22,413,000363
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$22,413,000267
Total noninterest expense$17,993,0001,107
Salaries and employee benefits$12,397,000791
Premises and equipment expense$2,254,0001,156
Additional noninterest expense$3,342,0002,082
Pre-tax net operating income$10,932,000503
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$10,932,000417
Extraordinary gains, net$029
Net income$10,932,000417
Minority interest net income$0111
Net income of bank and minority interests.$10,932,000418
Net charge-offs$10,555,000584
Cash dividends$7,337,000241
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,932,000401
2010-09-30 (YTD Data)Rank
Total interest income$19,653,0001,203
Total interest expense$7,331,000873
Net interest income$12,322,0001,374
Provision for loan and lease losses$4,425,000972
Total noninterest income$13,507,000407
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$13,507,000285
Total noninterest expense$13,302,0001,106
Salaries and employee benefits$9,144,000797
Premises and equipment expense$1,675,0001,177
Additional noninterest expense$2,483,0002,074
Pre-tax net operating income$8,102,000529
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$8,102,000424
Extraordinary gains, net$023
Net income$8,102,000424
Minority interest net income$0110
Net income of bank and minority interests.$8,102,000425
Net charge-offs$2,842,0001,193
Cash dividends$6,005,000180
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,102,000408
2010-06-30 (YTD Data)Rank
Total interest income$12,334,0001,286
Total interest expense$5,053,000882
Net interest income$7,281,0001,557
Provision for loan and lease losses$3,175,000910
Total noninterest income$8,590,000421
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$8,590,000290
Total noninterest expense$8,095,0001,228
Salaries and employee benefits$5,475,000891
Premises and equipment expense$1,151,0001,155
Additional noninterest expense$1,469,0002,299
Pre-tax net operating income$4,601,000607
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$4,601,000472
Extraordinary gains, net$019
Net income$4,601,000472
Minority interest net income$0105
Net income of bank and minority interests.$4,601,000473
Net charge-offs$1,360,0001,458
Cash dividends$3,805,000196
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,601,000460
2010-03-31 (YTD Data)Rank
Total interest income$6,283,0001,285
Total interest expense$2,630,000890
Net interest income$3,653,0001,574
Provision for loan and lease losses$2,300,000669
Total noninterest income$4,972,000379
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$4,972,000269
Total noninterest expense$3,987,0001,255
Salaries and employee benefits$2,593,000944
Premises and equipment expense$562,0001,211
Additional noninterest expense$832,0002,041
Pre-tax net operating income$2,338,000584
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$2,338,000468
Extraordinary gains, net$016
Net income$2,338,000469
Minority interest net income$091
Net income of bank and minority interests.$2,338,000470
Net charge-offs$574,0001,480
Cash dividends$2,600,000138
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,338,000453
2009-12-31 (YTD Data)Rank
Total interest income$28,632,0001,203
Total interest expense$14,761,000790
Net interest income$13,871,0001,621
Provision for loan and lease losses$5,600,0001,311
Total noninterest income$11,113,000595
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$11,113,000417
Total noninterest expense$18,154,0001,143
Salaries and employee benefits$11,570,000847
Premises and equipment expense$2,232,0001,216
Additional noninterest expense$4,352,0001,713
Pre-tax net operating income$1,230,0002,670
Securities gains (losses)$6,343,00094
Applicable income taxes$04,388
Income before extraordinary items$7,573,000424
Extraordinary gains, net$034
Net income$7,573,000424
Minority interest net income$0115
Net income of bank and minority interests.$7,573,000426
Net charge-offs$1,777,0002,177
Cash dividends$4,140,000420
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,230,0002,387
2009-09-30 (YTD Data)Rank
Total interest income$22,514,0001,162
Total interest expense$11,689,000782
Net interest income$10,825,0001,553
Provision for loan and lease losses$4,250,0001,166
Total noninterest income$7,101,000673
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$7,101,000466
Total noninterest expense$13,708,0001,129
Salaries and employee benefits$8,784,000850
Premises and equipment expense$1,707,0001,212
Additional noninterest expense$3,217,0001,683
Pre-tax net operating income$-32,0005,748
Securities gains (losses)$6,343,00091
Applicable income taxes$04,592
Income before extraordinary items$6,311,000418
Extraordinary gains, net$027
Net income$6,311,000416
Minority interest net income$0118
Net income of bank and minority interests.$6,311,000418
Net charge-offs$1,204,0002,000
Cash dividends$3,434,000363
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-32,0005,792
2009-06-30 (YTD Data)Rank
Total interest income$15,854,0001,127
Total interest expense$8,177,000791
Net interest income$7,677,0001,453
Provision for loan and lease losses$2,500,0001,222
Total noninterest income$2,850,0001,005
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,850,000666
Total noninterest expense$9,486,0001,113
Salaries and employee benefits$6,357,000798
Premises and equipment expense$1,162,0001,220
Additional noninterest expense$1,967,0001,834
Pre-tax net operating income$-1,459,0007,223
Securities gains (losses)$6,343,00079
Applicable income taxes$04,657
Income before extraordinary items$4,884,000362
Extraordinary gains, net$021
Net income$4,884,000358
Minority interest net income$0112
Net income of bank and minority interests.$4,884,000361
Net charge-offs$558,0002,231
Cash dividends$2,561,000347
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,459,0007,317
2009-03-31 (YTD Data)Rank
Total interest income$8,539,0001,035
Total interest expense$4,272,000782
Net interest income$4,267,0001,300
Provision for loan and lease losses$1,300,0001,004
Total noninterest income$-2,787,0008,233
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$-2,787,0008,241
Total noninterest expense$4,517,0001,109
Salaries and employee benefits$2,988,000849
Premises and equipment expense$568,0001,255
Additional noninterest expense$961,0001,690
Pre-tax net operating income$-4,337,0007,998
Securities gains (losses)$6,343,00056
Applicable income taxes$04,835
Income before extraordinary items$2,006,000493
Extraordinary gains, net$015
Net income$2,006,000495
Minority interest net income$0102
Net income of bank and minority interests.$2,006,000496
Net charge-offs$50,0003,538
Cash dividends$1,110,000391
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-4,337,0008,036
2008-12-31 (YTD Data)Rank
Total interest income$33,709,0001,132
Total interest expense$21,017,000751
Net interest income$12,692,0001,755
Provision for loan and lease losses$1,400,0002,232
Total noninterest income$200,0006,484
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$200,0004,834
Total noninterest expense$12,442,0001,572
Salaries and employee benefits$7,547,0001,354
Premises and equipment expense$2,202,0001,240
Additional noninterest expense$2,693,0002,213
Pre-tax net operating income$-950,0006,990
Securities gains (losses)$5,309,00071
Applicable income taxes$04,979
Income before extraordinary items$4,359,000939
Extraordinary gains, net$039
Net income$4,359,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$670,0002,417
Cash dividends$3,196,000857
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-950,0007,084
2008-09-30 (YTD Data)Rank
Total interest income$25,846,0001,135
Total interest expense$16,220,000759
Net interest income$9,626,0001,747
Provision for loan and lease losses$700,0002,264
Total noninterest income$-151,0008,307
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$-151,0008,281
Total noninterest expense$9,403,0001,552
Salaries and employee benefits$5,820,0001,322
Premises and equipment expense$1,663,0001,236
Additional noninterest expense$1,920,0002,242
Pre-tax net operating income$-628,0007,338
Securities gains (losses)$4,520,00072
Applicable income taxes$05,372
Income before extraordinary items$3,892,000936
Extraordinary gains, net$031
Net income$3,892,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0004,369
Cash dividends$2,809,000752
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-628,0007,413
2008-06-30 (YTD Data)Rank
Total interest income$17,923,0001,104
Total interest expense$11,377,000753
Net interest income$6,546,0001,711
Provision for loan and lease losses$325,0002,429
Total noninterest income$-496,0008,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$-496,0008,426
Total noninterest expense$6,219,0001,558
Salaries and employee benefits$3,882,0001,335
Premises and equipment expense$1,126,0001,210
Additional noninterest expense$1,211,0002,321
Pre-tax net operating income$-494,0007,602
Securities gains (losses)$3,609,00084
Applicable income taxes$05,627
Income before extraordinary items$3,115,000873
Extraordinary gains, net$021
Net income$3,115,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,132
Cash dividends$2,198,000738
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-494,0007,667
2008-03-31 (YTD Data)Rank
Total interest income$9,453,0001,065
Total interest expense$6,089,000757
Net interest income$3,364,0001,653
Provision for loan and lease losses$150,0002,123
Total noninterest income$-493,0008,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$-493,0008,480
Total noninterest expense$3,008,0001,618
Salaries and employee benefits$1,848,0001,430
Premises and equipment expense$572,0001,206
Additional noninterest expense$588,0002,360
Pre-tax net operating income$-287,0007,895
Securities gains (losses)$1,967,00087
Applicable income taxes$05,622
Income before extraordinary items$1,680,000892
Extraordinary gains, net$015
Net income$1,680,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,217
Cash dividends$1,324,000578
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-287,0007,939
2007-12-31 (YTD Data)Rank
Total interest income$37,033,0001,148
Total interest expense$24,716,000799
Net interest income$12,317,0001,834
Provision for loan and lease losses$140,0004,423
Total noninterest income$1,944,0002,257
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$1,944,0001,390
Total noninterest expense$11,680,0001,578
Salaries and employee benefits$7,095,0001,430
Premises and equipment expense$2,135,0001,244
Additional noninterest expense$2,450,0002,212
Pre-tax net operating income$2,441,0002,878
Securities gains (losses)$3,259,00084
Applicable income taxes$949,0001,929
Income before extraordinary items$4,751,0001,354
Extraordinary gains, net$039
Net income$4,751,0001,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,354
Cash dividends$3,278,0001,107
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,046,0302,746
2007-09-30 (YTD Data)Rank
Total interest income$27,511,0001,157
Total interest expense$18,161,000812
Net interest income$9,350,0001,820
Provision for loan and lease losses$80,0004,491
Total noninterest income$1,532,0002,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$1,532,0001,356
Total noninterest expense$8,640,0001,584
Salaries and employee benefits$5,274,0001,444
Premises and equipment expense$1,609,0001,228
Additional noninterest expense$1,757,0002,257
Pre-tax net operating income$2,162,0002,703
Securities gains (losses)$2,454,00089
Applicable income taxes$990,0001,662
Income before extraordinary items$3,626,0001,402
Extraordinary gains, net$033
Net income$3,626,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,163
Cash dividends$2,644,000967
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,687,3402,703
2007-06-30 (YTD Data)Rank
Total interest income$18,005,0001,192
Total interest expense$11,793,000837
Net interest income$6,212,0001,846
Provision for loan and lease losses$50,0004,348
Total noninterest income$1,066,0002,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$1,066,0001,342
Total noninterest expense$5,727,0001,612
Salaries and employee benefits$3,453,0001,489
Premises and equipment expense$1,094,0001,222
Additional noninterest expense$1,180,0002,247
Pre-tax net operating income$1,501,0002,671
Securities gains (losses)$1,715,00085
Applicable income taxes$990,0001,282
Income before extraordinary items$2,226,0001,575
Extraordinary gains, net$029
Net income$2,226,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,381
Cash dividends$1,784,000988
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,042,6502,931
2007-03-31 (YTD Data)Rank
Total interest income$8,827,0001,201
Total interest expense$5,721,000857
Net interest income$3,106,0001,851
Provision for loan and lease losses$30,0003,737
Total noninterest income$515,0002,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$515,0001,332
Total noninterest expense$2,703,0001,718
Salaries and employee benefits$1,594,0001,630
Premises and equipment expense$515,0001,302
Additional noninterest expense$594,0002,210
Pre-tax net operating income$888,0002,367
Securities gains (losses)$878,00082
Applicable income taxes$990,000743
Income before extraordinary items$776,0002,117
Extraordinary gains, net$022
Net income$776,0002,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$906,000876
Sale, conversion, retirement of capital stock, net$0885
Net operating income$214,0804,884
2006-12-31 (YTD Data)Rank
Total interest income$29,086,0001,367
Total interest expense$17,947,000931
Net interest income$11,139,0002,086
Provision for loan and lease losses$120,0004,374
Total noninterest income$2,381,0001,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$2,381,0001,184
Total noninterest expense$12,155,0001,465
Salaries and employee benefits$7,004,0001,395
Premises and equipment expense$2,033,0001,267
Additional noninterest expense$3,118,0001,689
Pre-tax net operating income$1,245,0004,710
Securities gains (losses)$2,958,00083
Applicable income taxes$-2,610,0008,658
Income before extraordinary items$6,813,0001,096
Extraordinary gains, net$051
Net income$6,813,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$2,681,0001,235
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,855,0001,830
2006-09-30 (YTD Data)Rank
Total interest income$20,883,0001,427
Total interest expense$12,610,000967
Net interest income$8,273,0002,123
Provision for loan and lease losses$90,0004,225
Total noninterest income$1,929,0001,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,929,0001,125
Total noninterest expense$8,934,0001,499
Salaries and employee benefits$5,218,0001,420
Premises and equipment expense$1,532,0001,267
Additional noninterest expense$2,184,0001,778
Pre-tax net operating income$1,178,0004,346
Securities gains (losses)$2,085,00088
Applicable income taxes$-2,610,0008,730
Income before extraordinary items$5,873,000981
Extraordinary gains, net$045
Net income$5,873,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$2,105,0001,108
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,788,0001,460
2006-06-30 (YTD Data)Rank
Total interest income$13,478,0001,441
Total interest expense$7,963,000969
Net interest income$5,515,0002,118
Provision for loan and lease losses$60,0004,062
Total noninterest income$1,432,0001,704
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,432,0001,042
Total noninterest expense$6,114,0001,474
Salaries and employee benefits$3,530,0001,404
Premises and equipment expense$1,031,0001,255
Additional noninterest expense$1,553,0001,704
Pre-tax net operating income$773,0004,399
Securities gains (losses)$1,359,00087
Applicable income taxes$-2,610,0008,766
Income before extraordinary items$4,742,000822
Extraordinary gains, net$039
Net income$4,742,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,353,0001,133
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,383,0001,123
2006-03-31 (YTD Data)Rank
Total interest income$6,460,0001,465
Total interest expense$3,798,000961
Net interest income$2,662,0002,189
Provision for loan and lease losses$30,0003,822
Total noninterest income$881,0001,402
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$881,000896
Total noninterest expense$3,348,0001,359
Salaries and employee benefits$1,842,0001,351
Premises and equipment expense$541,0001,193
Additional noninterest expense$965,0001,363
Pre-tax net operating income$165,0006,229
Securities gains (losses)$581,00098
Applicable income taxes$-2,610,0008,782
Income before extraordinary items$3,356,000592
Extraordinary gains, net$021
Net income$3,356,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,775,000682
2005-12-31 (YTD Data)Rank
Total interest income$20,991,0001,612
Total interest expense$11,317,000986
Net interest income$9,674,0002,289
Provision for loan and lease losses$120,0004,465
Total noninterest income$2,048,0002,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$2,048,0001,344
Total noninterest expense$10,851,0001,581
Salaries and employee benefits$6,362,0001,475
Premises and equipment expense$1,704,0001,435
Additional noninterest expense$2,785,0001,814
Pre-tax net operating income$751,0006,008
Securities gains (losses)$4,054,00092
Applicable income taxes$1,368,0001,812
Income before extraordinary items$3,437,0001,994
Extraordinary gains, net$046
Net income$3,437,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,965
Cash dividends$818,0002,798
Sale, conversion, retirement of capital stock, net$0934
Net operating income$518,1206,267
2005-09-30 (YTD Data)Rank
Total interest income$15,081,0001,642
Total interest expense$7,914,000994
Net interest income$7,167,0002,279
Provision for loan and lease losses$90,0004,305
Total noninterest income$1,534,0002,167
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$1,534,0001,340
Total noninterest expense$8,103,0001,575
Salaries and employee benefits$4,791,0001,447
Premises and equipment expense$1,244,0001,462
Additional noninterest expense$2,068,0001,809
Pre-tax net operating income$508,0006,372
Securities gains (losses)$3,354,00091
Applicable income taxes$1,123,0001,730
Income before extraordinary items$2,739,0001,914
Extraordinary gains, net$035
Net income$2,739,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,195
Cash dividends$618,0002,478
Sale, conversion, retirement of capital stock, net$0769
Net operating income$357,6606,571
2005-06-30 (YTD Data)Rank
Total interest income$9,609,0001,664
Total interest expense$4,973,000989
Net interest income$4,636,0002,336
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,032,0002,127
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$1,032,0001,314
Total noninterest expense$5,244,0001,610
Salaries and employee benefits$3,066,0001,513
Premises and equipment expense$839,0001,441
Additional noninterest expense$1,339,0001,848
Pre-tax net operating income$364,0006,203
Securities gains (losses)$1,386,000129
Applicable income taxes$427,0002,504
Income before extraordinary items$1,323,0002,445
Extraordinary gains, net$030
Net income$1,323,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,414
Cash dividends$468,0002,307
Sale, conversion, retirement of capital stock, net$0643
Net operating income$269,6406,307
2005-03-31 (YTD Data)Rank
Total interest income$4,608,0001,700
Total interest expense$2,365,000989
Net interest income$2,243,0002,393
Provision for loan and lease losses$30,0003,913
Total noninterest income$518,0002,084
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$518,0001,302
Total noninterest expense$2,351,0001,781
Salaries and employee benefits$1,415,0001,634
Premises and equipment expense$415,0001,457
Additional noninterest expense$521,0002,336
Pre-tax net operating income$380,0004,401
Securities gains (losses)$674,000126
Applicable income taxes$297,0001,990
Income before extraordinary items$757,0002,189
Extraordinary gains, net$024
Net income$757,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$168,0002,427
Sale, conversion, retirement of capital stock, net$0491
Net operating income$271,7204,614
2004-12-31 (YTD Data)Rank
Total interest income$16,574,0001,726
Total interest expense$7,842,0001,029
Net interest income$8,732,0002,340
Provision for loan and lease losses$120,0004,623
Total noninterest income$1,865,0002,312
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$1,865,0001,395
Total noninterest expense$10,542,0001,544
Salaries and employee benefits$6,470,0001,367
Premises and equipment expense$1,649,0001,396
Additional noninterest expense$2,423,0002,025
Pre-tax net operating income$-65,0008,464
Securities gains (losses)$7,737,00078
Applicable income taxes$2,046,0001,244
Income before extraordinary items$5,626,0001,164
Extraordinary gains, net$034
Net income$5,626,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,745
Cash dividends$1,650,0001,610
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-22,0108,435
2004-09-30 (YTD Data)Rank
Total interest income$12,145,0001,747
Total interest expense$5,634,0001,055
Net interest income$6,511,0002,316
Provision for loan and lease losses$90,0004,429
Total noninterest income$1,434,0002,277
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,434,0001,386
Total noninterest expense$7,793,0001,561
Salaries and employee benefits$5,058,0001,302
Premises and equipment expense$1,246,0001,390
Additional noninterest expense$1,489,0002,407
Pre-tax net operating income$62,0008,267
Securities gains (losses)$6,534,00081
Applicable income taxes$1,719,0001,145
Income before extraordinary items$4,877,0001,025
Extraordinary gains, net$026
Net income$4,877,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$1,550,0001,215
Sale, conversion, retirement of capital stock, net$0738
Net operating income$41,8408,309
2004-06-30 (YTD Data)Rank
Total interest income$8,074,0001,746
Total interest expense$3,666,0001,069
Net interest income$4,408,0002,271
Provision for loan and lease losses$60,0004,267
Total noninterest income$530,0003,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$530,0002,102
Total noninterest expense$5,251,0001,542
Salaries and employee benefits$3,376,0001,293
Premises and equipment expense$831,0001,394
Additional noninterest expense$1,044,0002,308
Pre-tax net operating income$-373,0008,844
Securities gains (losses)$5,765,00071
Applicable income taxes$1,586,000880
Income before extraordinary items$3,806,000857
Extraordinary gains, net$021
Net income$3,806,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$750,0001,594
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-287,1508,822
2004-03-31 (YTD Data)Rank
Total interest income$4,252,0001,656
Total interest expense$1,816,0001,098
Net interest income$2,436,0002,052
Provision for loan and lease losses$30,0004,060
Total noninterest income$423,0002,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$423,0001,471
Total noninterest expense$2,361,0001,720
Salaries and employee benefits$1,505,0001,471
Premises and equipment expense$387,0001,518
Additional noninterest expense$469,0002,510
Pre-tax net operating income$468,0003,690
Securities gains (losses)$2,761,00094
Applicable income taxes$1,025,000719
Income before extraordinary items$2,204,000757
Extraordinary gains, net$016
Net income$2,204,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$326,5203,902
2003-12-31 (YTD Data)Rank
Total interest income$16,656,0001,715
Total interest expense$8,392,0001,068
Net interest income$8,264,0002,359
Provision for loan and lease losses$340,0002,902
Total noninterest income$-7,998,0009,179
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$-7,998,0009,191
Total noninterest expense$12,559,0001,290
Salaries and employee benefits$8,763,000979
Premises and equipment expense$1,564,0001,453
Additional noninterest expense$2,232,0002,159
Pre-tax net operating income$-12,633,0009,168
Securities gains (losses)$27,409,00058
Applicable income taxes$4,735,000646
Income before extraordinary items$10,041,000656
Extraordinary gains, net$054
Net income$10,041,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,439
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-8,597,1209,152
2003-09-30 (YTD Data)Rank
Total interest income$12,799,0001,706
Total interest expense$6,530,0001,069
Net interest income$6,269,0002,327
Provision for loan and lease losses$160,0003,772
Total noninterest income$-7,737,0009,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$-7,737,0009,246
Total noninterest expense$9,544,0001,278
Salaries and employee benefits$6,962,000935
Premises and equipment expense$1,167,0001,475
Additional noninterest expense$1,415,0002,524
Pre-tax net operating income$-11,172,0009,227
Securities gains (losses)$24,305,00058
Applicable income taxes$4,249,000585
Income before extraordinary items$8,884,000594
Extraordinary gains, net$040
Net income$8,884,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,184
Cash dividends$800,0001,997
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-7,643,4009,208
2003-06-30 (YTD Data)Rank
Total interest income$9,031,0001,625
Total interest expense$4,477,0001,070
Net interest income$4,554,0002,145
Provision for loan and lease losses$100,0003,841
Total noninterest income$-5,042,0009,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$-5,042,0009,280
Total noninterest expense$5,862,0001,380
Salaries and employee benefits$4,289,0001,005
Premises and equipment expense$733,0001,561
Additional noninterest expense$840,0002,765
Pre-tax net operating income$-6,450,0009,255
Securities gains (losses)$13,472,00071
Applicable income taxes$2,278,000697
Income before extraordinary items$4,744,000724
Extraordinary gains, net$030
Net income$4,744,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-4,416,9609,236
2003-03-31 (YTD Data)Rank
Total interest income$4,248,0001,738
Total interest expense$2,286,0001,073
Net interest income$1,962,0002,477
Provision for loan and lease losses$40,0004,103
Total noninterest income$-2,623,0009,310
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$-2,623,0009,325
Total noninterest expense$2,741,0001,453
Salaries and employee benefits$1,974,0001,071
Premises and equipment expense$380,0001,518
Additional noninterest expense$387,0002,937
Pre-tax net operating income$-3,442,0009,303
Securities gains (losses)$6,978,00063
Applicable income taxes$1,129,000707
Income before extraordinary items$2,407,000711
Extraordinary gains, net$021
Net income$2,407,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-2,338,0409,286
2002-12-31 (YTD Data)Rank
Total interest income$18,991,0001,619
Total interest expense$10,680,0001,047
Net interest income$8,311,0002,330
Provision for loan and lease losses$270,0003,677
Total noninterest income$-861,0009,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$-861,0009,353
Total noninterest expense$10,095,0001,531
Salaries and employee benefits$6,225,0001,316
Premises and equipment expense$1,296,0001,698
Additional noninterest expense$2,574,0001,805
Pre-tax net operating income$-2,915,0009,280
Securities gains (losses)$10,519,000102
Applicable income taxes$2,213,0001,188
Income before extraordinary items$5,391,0001,167
Extraordinary gains, net$070
Net income$5,391,0001,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$1,175,0001,990
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,077,4909,255
2001-12-31 (YTD Data)Rank
Total interest income$21,741,0001,556
Total interest expense$14,742,0001,086
Net interest income$6,999,0002,555
Provision for loan and lease losses$145,0004,861
Total noninterest income$728,0004,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$728,0002,518
Total noninterest expense$7,649,0001,894
Salaries and employee benefits$5,046,0001,501
Premises and equipment expense$1,220,0001,776
Additional noninterest expense$1,383,0003,085
Pre-tax net operating income$-67,0008,834
Securities gains (losses)$5,452,000133
Applicable income taxes$1,469,0001,515
Income before extraordinary items$3,916,0001,393
Extraordinary gains, net$0105
Net income$3,916,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,093
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-63,9608,849
2000-12-31 (YTD Data)Rank
Total interest income$21,039,0001,638
Total interest expense$13,953,0001,249
Net interest income$7,086,0002,514
Provision for loan and lease losses$135,0004,606
Total noninterest income$638,0004,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$638,0002,538
Total noninterest expense$6,165,0002,223
Salaries and employee benefits$3,556,0001,998
Premises and equipment expense$1,102,0001,886
Additional noninterest expense$1,507,0002,806
Pre-tax net operating income$1,424,0004,214
Securities gains (losses)$1,294,000140
Applicable income taxes$545,0003,299
Income before extraordinary items$2,173,0002,350
Extraordinary gains, net$038
Net income$2,173,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,137,8004,005
1999-12-31 (YTD Data)Rank
Total interest income$18,376,0001,769
Total interest expense$12,575,0001,208
Net interest income$5,801,0003,009
Provision for loan and lease losses$30,0007,215
Total noninterest income$652,0004,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$652,0002,486
Total noninterest expense$6,163,0002,223
Salaries and employee benefits$3,503,0002,002
Premises and equipment expense$1,074,0001,909
Additional noninterest expense$1,586,0002,735
Pre-tax net operating income$260,0008,289
Securities gains (losses)$2,527,000116
Applicable income taxes$562,0003,365
Income before extraordinary items$2,225,0002,335
Extraordinary gains, net$035
Net income$2,225,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$1,000,0002,245
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$203,4008,250
1998-12-31 (YTD Data)Rank
Total interest income$16,509,0001,958
Total interest expense$11,105,0001,391
Net interest income$5,404,0003,181
Provision for loan and lease losses$12,0008,074
Total noninterest income$450,0005,247
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$450,0003,191
Total noninterest expense$5,107,0002,549
Salaries and employee benefits$2,986,0002,259
Premises and equipment expense$916,0002,115
Additional noninterest expense$1,205,0003,364
Pre-tax net operating income$735,0006,359
Securities gains (losses)$4,482,000134
Applicable income taxes$1,314,0001,837
Income before extraordinary items$3,903,0001,360
Extraordinary gains, net$032
Net income$3,903,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$950,0002,317
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$541,5006,262
1997-12-31 (YTD Data)Rank
Total interest income$14,439,0002,263
Total interest expense$9,397,0001,645
Net interest income$5,042,0003,456
Provision for loan and lease losses$08,829
Total noninterest income$483,0005,110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$483,0002,893
Total noninterest expense$4,054,0003,133
Salaries and employee benefits$2,267,0002,923
Premises and equipment expense$747,0002,583
Additional noninterest expense$1,040,0003,755
Pre-tax net operating income$1,471,0004,561
Securities gains (losses)$2,012,000185
Applicable income taxes$1,067,0002,307
Income before extraordinary items$2,416,0002,178
Extraordinary gains, net$044
Net income$2,416,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$525,0003,359
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,027,7204,552
1996-12-31 (YTD Data)Rank
Total interest income$12,201,0002,721
Total interest expense$7,763,0002,020
Net interest income$4,438,0003,934
Provision for loan and lease losses$-206,00011,343
Total noninterest income$564,0004,751
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$564,0002,690
Total noninterest expense$4,633,0002,936
Salaries and employee benefits$1,915,0003,470
Premises and equipment expense$560,0003,429
Additional noninterest expense$2,158,0002,289
Pre-tax net operating income$575,0007,544
Securities gains (losses)$1,525,000191
Applicable income taxes$634,0003,419
Income before extraordinary items$1,466,0003,262
Extraordinary gains, net$053
Net income$1,466,0003,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,367
Cash dividends$314,0004,415
Sale, conversion, retirement of capital stock, net$0953
Net operating income$398,5007,571
1995-12-31 (YTD Data)Rank
Total interest income$10,079,0003,265
Total interest expense$6,639,0002,338
Net interest income$3,440,0004,936
Provision for loan and lease losses$-310,00011,866
Total noninterest income$523,0005,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$523,0002,788
Total noninterest expense$3,008,0004,283
Salaries and employee benefits$1,502,0004,274
Premises and equipment expense$432,0004,244
Additional noninterest expense$1,074,0004,109
Pre-tax net operating income$1,265,0005,067
Securities gains (losses)$1,228,000189
Applicable income taxes$848,0002,748
Income before extraordinary items$1,645,0002,987
Extraordinary gains, net$065
Net income$1,645,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,392
Cash dividends$60,0007,552
Sale, conversion, retirement of capital stock, netNANA
Net operating income$834,5205,265
1994-12-31 (YTD Data)Rank
Total interest income$7,428,0004,000
Total interest expense$4,340,0002,825
Net interest income$3,088,0005,500
Provision for loan and lease losses$-53,00012,014
Total noninterest income$540,0005,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$540,0002,811
Total noninterest expense$2,483,0005,185
Salaries and employee benefits$1,292,0004,909
Premises and equipment expense$385,0004,739
Additional noninterest expense$806,0005,669
Pre-tax net operating income$1,198,0005,248
Securities gains (losses)$289,000394
Applicable income taxes$506,0004,017
Income before extraordinary items$981,0004,604
Extraordinary gains, net$0249
Net income$981,0004,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$58,0007,793
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$790,2605,474
1993-12-31 (YTD Data)Rank
Total interest income$6,334,0004,727
Total interest expense$3,885,0003,243
Net interest income$2,449,0006,640
Provision for loan and lease losses$82,0006,278
Total noninterest income$285,0007,870
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$285,0004,614
Total noninterest expense$2,126,0006,040
Salaries and employee benefits$1,044,0005,907
Premises and equipment expense$347,0005,271
Additional noninterest expense$735,0006,331
Pre-tax net operating income$526,0008,479
Securities gains (losses)$1,264,000452
Applicable income taxes$611,0003,541
Income before extraordinary items$1,179,0004,081
Extraordinary gains, net$03,149
Net income$1,179,0004,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$60,0007,697
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$344,7608,731
1992-12-31 (YTD Data)Rank
Total interest income$6,895,0004,890
Total interest expense$4,594,0003,575
Net interest income$2,301,0007,005
Provision for loan and lease losses$380,0003,569
Total noninterest income$927,0003,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$927,0002,111
Total noninterest expense$1,899,0006,665
Salaries and employee benefits$888,0006,687
Premises and equipment expense$341,0005,467
Additional noninterest expense$670,0006,953
Pre-tax net operating income$949,0005,860
Securities gains (losses)$25,0005,285
Applicable income taxes$372,0005,067
Income before extraordinary items$602,0006,563
Extraordinary gains, net$01,422
Net income$602,0006,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00012,832
Cash dividends$47,0007,815
Sale, conversion, retirement of capital stock, net$2,136,000296
Net operating income$586,0006,310

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.