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Guardian Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,799,0001,729
Total interest expense$8,604,0001,431
Net interest income$14,195,0001,895
Provision for loan and lease losses$122,0002,314
Total noninterest income$1,822,0002,113
Gross Fiduciary activities income$0981
Service charges on deposit accounts$384,0001,942
Trading account gains and feesNANA
Additional Noninterest Income$1,438,0001,920
Total noninterest expense$10,249,0002,016
Salaries and employee benefits$4,488,0002,351
Premises and equipment expense$1,004,0002,021
Additional noninterest expense$1,438,0001,920
Pre-tax net operating income$5,646,0001,792
Securities gains (losses)$-26,0003,516
Applicable income taxes$03,369
Income before extraordinary items$5,620,0001,590
Extraordinary gains, net$054
Net income$5,620,0001,610
Minority interest net income$088
Net income of bank and minority interests.$5,620,0001,593
Net charge-offs$-2,0003,575
Cash dividends$2,520,0001,332
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,646,0001,616
2023-09-30 (YTD Data)Rank
Total interest income$16,444,0001,737
Total interest expense$5,645,0001,459
Net interest income$10,799,0001,887
Provision for loan and lease losses$40,0002,606
Total noninterest income$1,409,0002,079
Gross Fiduciary activities income$0950
Service charges on deposit accounts$285,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$1,124,0001,878
Total noninterest expense$7,783,0001,994
Salaries and employee benefits$3,452,0002,312
Premises and equipment expense$815,0001,937
Additional noninterest expense$1,124,0001,878
Pre-tax net operating income$4,385,0001,794
Securities gains (losses)$-26,0003,678
Applicable income taxes$03,407
Income before extraordinary items$4,359,0001,610
Extraordinary gains, net$052
Net income$4,359,0001,622
Minority interest net income$081
Net income of bank and minority interests.$4,359,0001,610
Net charge-offs$-2,0003,495
Cash dividends$864,0001,815
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,385,0001,624
2023-06-30 (YTD Data)Rank
Total interest income$10,733,0001,741
Total interest expense$3,293,0001,476
Net interest income$7,440,0001,840
Provision for loan and lease losses$40,0002,339
Total noninterest income$943,0002,026
Gross Fiduciary activities income$0931
Service charges on deposit accounts$183,0001,992
Trading account gains and feesNANA
Additional Noninterest Income$760,0001,799
Total noninterest expense$5,180,0001,992
Salaries and employee benefits$2,321,0002,287
Premises and equipment expense$540,0001,927
Additional noninterest expense$760,0001,797
Pre-tax net operating income$3,163,0001,702
Securities gains (losses)$-26,0003,949
Applicable income taxes$03,436
Income before extraordinary items$3,137,0001,516
Extraordinary gains, net$051
Net income$3,137,0001,534
Minority interest net income$081
Net income of bank and minority interests.$3,137,0001,516
Net charge-offs$-1,0003,356
Cash dividends$432,0002,067
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,163,0001,512
2023-03-31 (YTD Data)Rank
Total interest income$5,229,0001,746
Total interest expense$1,430,0001,470
Net interest income$3,799,0001,822
Provision for loan and lease losses$40,0001,811
Total noninterest income$475,0002,015
Gross Fiduciary activities income$0913
Service charges on deposit accounts$92,0002,000
Trading account gains and feesNANA
Additional Noninterest Income$383,0001,785
Total noninterest expense$2,585,0002,018
Salaries and employee benefits$1,161,0002,323
Premises and equipment expense$258,0002,013
Additional noninterest expense$383,0001,785
Pre-tax net operating income$1,649,0001,678
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,649,0001,500
Extraordinary gains, net$04
Net income$1,649,0001,500
Minority interest net income$048
Net income of bank and minority interests.$1,649,0001,500
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,649,0001,513
2022-12-31 (YTD Data)Rank
Total interest income$18,469,0001,680
Total interest expense$1,982,0001,606
Net interest income$16,487,0001,668
Provision for loan and lease losses$422,0001,320
Total noninterest income$1,742,0002,186
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$419,0001,896
Trading account gains and feesNANA
Additional Noninterest Income$1,323,0002,025
Total noninterest expense$10,057,0002,004
Salaries and employee benefits$4,546,0002,317
Premises and equipment expense$934,0002,090
Additional noninterest expense$1,323,0002,025
Pre-tax net operating income$7,750,0001,522
Securities gains (losses)$4,000540
Applicable income taxes$03,596
Income before extraordinary items$7,754,0001,337
Extraordinary gains, net$05
Net income$7,754,0001,337
Minority interest net income$063
Net income of bank and minority interests.$7,754,0001,337
Net charge-offs$102,0001,213
Cash dividends$3,924,000952
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,750,0001,356
2022-09-30 (YTD Data)Rank
Total interest income$13,316,0001,676
Total interest expense$951,0001,834
Net interest income$12,365,0001,649
Provision for loan and lease losses$369,0001,123
Total noninterest income$1,313,0002,220
Gross Fiduciary activities income$0968
Service charges on deposit accounts$325,0001,866
Trading account gains and feesNANA
Additional Noninterest Income$988,0002,067
Total noninterest expense$7,516,0002,006
Salaries and employee benefits$3,406,0002,303
Premises and equipment expense$672,0002,160
Additional noninterest expense$988,0002,067
Pre-tax net operating income$5,793,0001,520
Securities gains (losses)$4,000563
Applicable income taxes$03,603
Income before extraordinary items$5,797,0001,325
Extraordinary gains, net$04
Net income$5,797,0001,324
Minority interest net income$057
Net income of bank and minority interests.$5,797,0001,325
Net charge-offs$93,000962
Cash dividends$1,297,0001,452
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,793,0001,355
2022-06-30 (YTD Data)Rank
Total interest income$8,525,0001,686
Total interest expense$494,0001,974
Net interest income$8,031,0001,663
Provision for loan and lease losses$225,0001,087
Total noninterest income$885,0002,194
Gross Fiduciary activities income$0925
Service charges on deposit accounts$227,0001,798
Trading account gains and feesNANA
Additional Noninterest Income$658,0002,106
Total noninterest expense$4,944,0002,004
Salaries and employee benefits$2,234,0002,335
Premises and equipment expense$432,0002,225
Additional noninterest expense$2,278,0001,462
Pre-tax net operating income$3,747,0001,479
Securities gains (losses)$7,000442
Applicable income taxes$03,564
Income before extraordinary items$3,754,0001,281
Extraordinary gains, net$04
Net income$3,754,0001,281
Minority interest net income$060
Net income of bank and minority interests.$3,754,0001,281
Net charge-offs$-3,0003,282
Cash dividends$864,0001,459
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,747,0001,306
2022-03-31 (YTD Data)Rank
Total interest income$4,166,0001,675
Total interest expense$232,0002,009
Net interest income$3,934,0001,641
Provision for loan and lease losses$106,000938
Total noninterest income$420,0002,246
Gross Fiduciary activities income$0892
Service charges on deposit accounts$117,0001,745
Trading account gains and feesNANA
Additional Noninterest Income$303,0002,174
Total noninterest expense$2,433,0002,016
Salaries and employee benefits$1,113,0002,345
Premises and equipment expense$210,0002,276
Additional noninterest expense$1,110,0001,462
Pre-tax net operating income$1,815,0001,439
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,815,0001,282
Extraordinary gains, net$04
Net income$1,815,0001,281
Minority interest net income$050
Net income of bank and minority interests.$1,815,0001,282
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,815,0001,298
2021-12-31 (YTD Data)Rank
Total interest income$16,627,0001,723
Total interest expense$1,257,0001,887
Net interest income$15,370,0001,693
Provision for loan and lease losses$286,0001,471
Total noninterest income$1,655,0002,457
Gross Fiduciary activities income$0994
Service charges on deposit accounts$469,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$1,186,0002,454
Total noninterest expense$9,791,0002,002
Salaries and employee benefits$4,529,0002,304
Premises and equipment expense$871,0002,201
Additional noninterest expense$4,391,0001,478
Pre-tax net operating income$6,948,0001,645
Securities gains (losses)$95,000889
Applicable income taxes$03,710
Income before extraordinary items$7,043,0001,496
Extraordinary gains, net$010
Net income$7,043,0001,495
Minority interest net income$074
Net income of bank and minority interests.$7,043,0001,496
Net charge-offs$175,0001,089
Cash dividends$3,803,000988
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,948,0001,474
2021-09-30 (YTD Data)Rank
Total interest income$12,377,0001,762
Total interest expense$1,006,0001,885
Net interest income$11,371,0001,738
Provision for loan and lease losses$183,0001,536
Total noninterest income$1,286,0002,431
Gross Fiduciary activities income$0957
Service charges on deposit accounts$350,0001,666
Trading account gains and feesNANA
Additional Noninterest Income$936,0002,459
Total noninterest expense$7,322,0002,017
Salaries and employee benefits$3,393,0002,307
Premises and equipment expense$669,0002,209
Additional noninterest expense$3,260,0001,490
Pre-tax net operating income$5,152,0001,715
Securities gains (losses)$60,000987
Applicable income taxes$03,719
Income before extraordinary items$5,212,0001,561
Extraordinary gains, net$08
Net income$5,212,0001,561
Minority interest net income$069
Net income of bank and minority interests.$5,212,0001,561
Net charge-offs$117,0001,016
Cash dividends$1,490,0001,418
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,152,0001,544
2021-06-30 (YTD Data)Rank
Total interest income$8,206,0001,771
Total interest expense$723,0001,854
Net interest income$7,483,0001,748
Provision for loan and lease losses$130,0001,494
Total noninterest income$865,0002,391
Gross Fiduciary activities income$0951
Service charges on deposit accounts$230,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$635,0002,399
Total noninterest expense$4,866,0002,014
Salaries and employee benefits$2,245,0002,322
Premises and equipment expense$446,0002,192
Additional noninterest expense$2,175,0001,469
Pre-tax net operating income$3,352,0001,717
Securities gains (losses)$27,0001,094
Applicable income taxes$03,702
Income before extraordinary items$3,379,0001,576
Extraordinary gains, net$06
Net income$3,379,0001,576
Minority interest net income$067
Net income of bank and minority interests.$3,379,0001,576
Net charge-offs$117,000847
Cash dividends$1,072,0001,314
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,352,0001,552
2021-03-31 (YTD Data)Rank
Total interest income$4,101,0001,776
Total interest expense$388,0001,827
Net interest income$3,713,0001,743
Provision for loan and lease losses$120,0001,135
Total noninterest income$406,0002,463
Gross Fiduciary activities income$0922
Service charges on deposit accounts$117,0001,628
Trading account gains and feesNANA
Additional Noninterest Income$289,0002,497
Total noninterest expense$2,378,0002,028
Salaries and employee benefits$1,090,0002,356
Premises and equipment expense$218,0002,241
Additional noninterest expense$1,070,0001,462
Pre-tax net operating income$1,621,0001,781
Securities gains (losses)$5,0001,192
Applicable income taxes$03,613
Income before extraordinary items$1,626,0001,631
Extraordinary gains, net$03
Net income$1,626,0001,631
Minority interest net income$055
Net income of bank and minority interests.$1,626,0001,631
Net charge-offs$28,0001,032
Cash dividends$237,0001,731
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,621,0001,595
2020-12-31 (YTD Data)Rank
Total interest income$17,271,0001,696
Total interest expense$2,238,0001,838
Net interest income$15,033,0001,654
Provision for loan and lease losses$570,0002,111
Total noninterest income$1,466,0002,449
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$417,0001,844
Trading account gains and feesNANA
Additional Noninterest Income$1,049,0002,435
Total noninterest expense$9,602,0002,011
Salaries and employee benefits$4,470,0002,301
Premises and equipment expense$905,0002,161
Additional noninterest expense$4,227,0001,465
Pre-tax net operating income$6,327,0001,490
Securities gains (losses)$225,000977
Applicable income taxes$03,697
Income before extraordinary items$6,552,0001,324
Extraordinary gains, net$04
Net income$6,552,0001,325
Minority interest net income$072
Net income of bank and minority interests.$6,552,0001,325
Net charge-offs$500,000972
Cash dividends$1,446,0001,817
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,327,0001,325
2020-09-30 (YTD Data)Rank
Total interest income$13,064,0001,688
Total interest expense$1,810,0001,824
Net interest income$11,254,0001,639
Provision for loan and lease losses$450,0002,049
Total noninterest income$1,137,0002,387
Gross Fiduciary activities income$0981
Service charges on deposit accounts$304,0001,872
Trading account gains and feesNANA
Additional Noninterest Income$833,0002,332
Total noninterest expense$7,365,0001,963
Salaries and employee benefits$3,371,0002,278
Premises and equipment expense$697,0002,123
Additional noninterest expense$3,297,0001,398
Pre-tax net operating income$4,576,0001,510
Securities gains (losses)$224,000834
Applicable income taxes$03,696
Income before extraordinary items$4,800,0001,318
Extraordinary gains, net$04
Net income$4,800,0001,318
Minority interest net income$065
Net income of bank and minority interests.$4,800,0001,318
Net charge-offs$216,0001,211
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,576,0001,319
2020-06-30 (YTD Data)Rank
Total interest income$8,819,0001,683
Total interest expense$1,326,0001,798
Net interest income$7,493,0001,640
Provision for loan and lease losses$330,0001,945
Total noninterest income$777,0002,303
Gross Fiduciary activities income$0970
Service charges on deposit accounts$214,0001,815
Trading account gains and feesNANA
Additional Noninterest Income$563,0002,269
Total noninterest expense$4,942,0001,950
Salaries and employee benefits$2,277,0002,262
Premises and equipment expense$475,0002,093
Additional noninterest expense$2,190,0001,388
Pre-tax net operating income$2,998,0001,449
Securities gains (losses)$146,000833
Applicable income taxes$03,655
Income before extraordinary items$3,144,0001,261
Extraordinary gains, net$04
Net income$3,144,0001,261
Minority interest net income$065
Net income of bank and minority interests.$3,144,0001,261
Net charge-offs$125,0001,243
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,998,0001,268
2020-03-31 (YTD Data)Rank
Total interest income$4,480,0001,655
Total interest expense$781,0001,713
Net interest income$3,699,0001,615
Provision for loan and lease losses$150,0001,627
Total noninterest income$423,0002,124
Gross Fiduciary activities income$0941
Service charges on deposit accounts$132,0001,787
Trading account gains and feesNANA
Additional Noninterest Income$291,0002,034
Total noninterest expense$2,487,0001,952
Salaries and employee benefits$1,153,0002,255
Premises and equipment expense$234,0002,134
Additional noninterest expense$1,100,0001,404
Pre-tax net operating income$1,485,0001,327
Securities gains (losses)$113,000563
Applicable income taxes$03,513
Income before extraordinary items$1,598,0001,127
Extraordinary gains, net$04
Net income$1,598,0001,126
Minority interest net income$056
Net income of bank and minority interests.$1,598,0001,127
Net charge-offs$56,0001,155
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,485,0001,176
2019-12-31 (YTD Data)Rank
Total interest income$17,905,0001,672
Total interest expense$3,462,0001,642
Net interest income$14,443,0001,655
Provision for loan and lease losses$383,0001,731
Total noninterest income$1,675,0002,172
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$521,0001,868
Trading account gains and feesNANA
Additional Noninterest Income$1,154,0002,092
Total noninterest expense$9,700,0001,966
Salaries and employee benefits$4,495,0002,255
Premises and equipment expense$917,0002,156
Additional noninterest expense$4,288,0001,426
Pre-tax net operating income$6,035,0001,523
Securities gains (losses)$21,0001,630
Applicable income taxes$03,859
Income before extraordinary items$6,056,0001,378
Extraordinary gains, net$011
Net income$6,056,0001,381
Minority interest net income$076
Net income of bank and minority interests.$6,056,0001,381
Net charge-offs$429,0001,147
Cash dividends$2,938,0001,213
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,035,0001,349
2019-09-30 (YTD Data)Rank
Total interest income$13,480,0001,678
Total interest expense$2,586,0001,661
Net interest income$10,894,0001,668
Provision for loan and lease losses$368,0001,412
Total noninterest income$1,347,0002,080
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$384,0001,891
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,971
Total noninterest expense$7,362,0001,954
Salaries and employee benefits$3,418,0002,250
Premises and equipment expense$728,0002,088
Additional noninterest expense$3,216,0001,429
Pre-tax net operating income$4,511,0001,578
Securities gains (losses)$17,0001,491
Applicable income taxes$03,902
Income before extraordinary items$4,528,0001,402
Extraordinary gains, net$011
Net income$4,528,0001,402
Minority interest net income$072
Net income of bank and minority interests.$4,528,0001,404
Net charge-offs$160,0001,450
Cash dividends$1,333,0001,545
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,511,0001,378
2019-06-30 (YTD Data)Rank
Total interest income$9,008,0001,674
Total interest expense$1,674,0001,665
Net interest income$7,334,0001,664
Provision for loan and lease losses$291,0001,278
Total noninterest income$925,0002,038
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$245,0001,929
Trading account gains and feesNANA
Additional Noninterest Income$680,0001,873
Total noninterest expense$4,916,0001,958
Salaries and employee benefits$2,302,0002,236
Premises and equipment expense$480,0002,117
Additional noninterest expense$2,134,0001,447
Pre-tax net operating income$3,052,0001,525
Securities gains (losses)$2,0001,537
Applicable income taxes$03,901
Income before extraordinary items$3,054,0001,370
Extraordinary gains, net$011
Net income$3,054,0001,369
Minority interest net income$069
Net income of bank and minority interests.$3,054,0001,370
Net charge-offs$34,0002,093
Cash dividends$842,0001,601
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,052,0001,349
2019-03-31 (YTD Data)Rank
Total interest income$4,419,0001,699
Total interest expense$806,0001,671
Net interest income$3,613,0001,695
Provision for loan and lease losses$146,0001,236
Total noninterest income$405,0002,153
Gross Fiduciary activities income$0972
Service charges on deposit accounts$119,0001,971
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,012
Total noninterest expense$2,478,0001,955
Salaries and employee benefits$1,174,0002,239
Premises and equipment expense$242,0002,130
Additional noninterest expense$1,062,0001,441
Pre-tax net operating income$1,394,0001,615
Securities gains (losses)$2,000961
Applicable income taxes$03,800
Income before extraordinary items$1,396,0001,428
Extraordinary gains, net$05
Net income$1,396,0001,426
Minority interest net income$052
Net income of bank and minority interests.$1,396,0001,427
Net charge-offs$8,0002,054
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,394,0001,406
2018-12-31 (YTD Data)Rank
Total interest income$16,867,0001,683
Total interest expense$2,336,0001,734
Net interest income$14,531,0001,658
Provision for loan and lease losses$565,0001,359
Total noninterest income$1,584,0002,272
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$520,0001,927
Trading account gains and feesNANA
Additional Noninterest Income$1,064,0002,184
Total noninterest expense$9,788,0001,931
Salaries and employee benefits$4,451,0002,280
Premises and equipment expense$904,0002,195
Additional noninterest expense$4,433,0001,378
Pre-tax net operating income$5,762,0001,575
Securities gains (losses)$-57,0004,880
Applicable income taxes$03,978
Income before extraordinary items$5,705,0001,418
Extraordinary gains, net$06
Net income$5,705,0001,417
Minority interest net income$072
Net income of bank and minority interests.$5,705,0001,417
Net charge-offs$164,0001,797
Cash dividends$2,981,0001,095
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,762,0001,391
2018-09-30 (YTD Data)Rank
Total interest income$12,482,0001,684
Total interest expense$1,590,0001,782
Net interest income$10,892,0001,655
Provision for loan and lease losses$434,0001,257
Total noninterest income$1,175,0002,297
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$392,0001,932
Trading account gains and feesNANA
Additional Noninterest Income$783,0002,213
Total noninterest expense$7,339,0001,936
Salaries and employee benefits$3,333,0002,280
Premises and equipment expense$706,0002,137
Additional noninterest expense$3,300,0001,390
Pre-tax net operating income$4,294,0001,593
Securities gains (losses)$-15,0004,862
Applicable income taxes$04,032
Income before extraordinary items$4,279,0001,418
Extraordinary gains, net$05
Net income$4,279,0001,417
Minority interest net income$066
Net income of bank and minority interests.$4,279,0001,417
Net charge-offs$-29,0004,780
Cash dividends$1,411,0001,364
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,294,0001,400
2018-06-30 (YTD Data)Rank
Total interest income$8,264,0001,681
Total interest expense$981,0001,799
Net interest income$7,283,0001,639
Provision for loan and lease losses$289,0001,248
Total noninterest income$775,0002,312
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$260,0001,930
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,239
Total noninterest expense$4,930,0001,942
Salaries and employee benefits$2,217,0002,299
Premises and equipment expense$492,0002,099
Additional noninterest expense$2,221,0001,381
Pre-tax net operating income$2,839,0001,580
Securities gains (losses)$-15,0005,058
Applicable income taxes$04,018
Income before extraordinary items$2,824,0001,413
Extraordinary gains, net$06
Net income$2,824,0001,412
Minority interest net income$065
Net income of bank and minority interests.$2,824,0001,412
Net charge-offs$-123,0005,253
Cash dividends$913,0001,398
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,839,0001,395
2018-03-31 (YTD Data)Rank
Total interest income$4,063,0001,688
Total interest expense$467,0001,798
Net interest income$3,596,0001,654
Provision for loan and lease losses$143,0001,214
Total noninterest income$385,0002,306
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$135,0001,894
Trading account gains and feesNANA
Additional Noninterest Income$250,0002,223
Total noninterest expense$2,503,0001,926
Salaries and employee benefits$1,118,0002,305
Premises and equipment expense$255,0002,089
Additional noninterest expense$1,130,0001,351
Pre-tax net operating income$1,335,0001,633
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,335,0001,454
Extraordinary gains, net$07
Net income$1,335,0001,454
Minority interest net income$052
Net income of bank and minority interests.$1,335,0001,454
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,335,0001,443
2017-12-31 (YTD Data)Rank
Total interest income$12,965,0001,986
Total interest expense$1,497,0001,930
Net interest income$11,468,0001,989
Provision for loan and lease losses$441,0001,563
Total noninterest income$902,0003,102
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$334,0002,671
Trading account gains and feesNANA
Additional Noninterest Income$568,0003,007
Total noninterest expense$7,546,0002,369
Salaries and employee benefits$3,011,0002,974
Premises and equipment expense$749,0002,552
Additional noninterest expense$3,786,0001,593
Pre-tax net operating income$4,383,0001,908
Securities gains (losses)$27,0001,202
Applicable income taxes$04,135
Income before extraordinary items$4,410,0001,491
Extraordinary gains, net$09
Net income$4,410,0001,491
Minority interest net income$076
Net income of bank and minority interests.$4,410,0001,491
Net charge-offs$95,0002,485
Cash dividends$2,845,0001,075
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,383,0001,488
2017-09-30 (YTD Data)Rank
Total interest income$9,620,0002,006
Total interest expense$1,090,0001,946
Net interest income$8,530,0002,004
Provision for loan and lease losses$341,0001,501
Total noninterest income$694,0003,076
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$251,0002,692
Trading account gains and feesNANA
Additional Noninterest Income$443,0002,972
Total noninterest expense$5,502,0002,434
Salaries and employee benefits$2,206,0003,048
Premises and equipment expense$592,0002,501
Additional noninterest expense$2,704,0001,656
Pre-tax net operating income$3,381,0001,883
Securities gains (losses)$26,0001,206
Applicable income taxes$04,172
Income before extraordinary items$3,407,0001,549
Extraordinary gains, net$09
Net income$3,407,0001,549
Minority interest net income$071
Net income of bank and minority interests.$3,407,0001,549
Net charge-offs$75,0002,154
Cash dividends$1,995,0001,071
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,381,0001,543
2017-06-30 (YTD Data)Rank
Total interest income$6,327,0002,021
Total interest expense$702,0001,963
Net interest income$5,625,0002,007
Provision for loan and lease losses$221,0001,477
Total noninterest income$458,0003,104
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$159,0002,778
Trading account gains and feesNANA
Additional Noninterest Income$299,0002,941
Total noninterest expense$3,628,0002,472
Salaries and employee benefits$1,455,0003,075
Premises and equipment expense$395,0002,504
Additional noninterest expense$1,778,0001,679
Pre-tax net operating income$2,234,0001,863
Securities gains (losses)$17,0001,054
Applicable income taxes$04,189
Income before extraordinary items$2,251,0001,548
Extraordinary gains, net$011
Net income$2,251,0001,547
Minority interest net income$071
Net income of bank and minority interests.$2,251,0001,548
Net charge-offs$58,0001,882
Cash dividends$1,330,0001,057
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,234,0001,541
2017-03-31 (YTD Data)Rank
Total interest income$3,034,0002,090
Total interest expense$344,0001,981
Net interest income$2,690,0002,083
Provision for loan and lease losses$101,0001,430
Total noninterest income$227,0003,111
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$74,0002,900
Trading account gains and feesNANA
Additional Noninterest Income$153,0002,908
Total noninterest expense$1,810,0002,493
Salaries and employee benefits$729,0003,115
Premises and equipment expense$196,0002,542
Additional noninterest expense$885,0001,680
Pre-tax net operating income$1,006,0001,954
Securities gains (losses)$12,000618
Applicable income taxes$04,086
Income before extraordinary items$1,018,0001,652
Extraordinary gains, net$08
Net income$1,018,0001,652
Minority interest net income$055
Net income of bank and minority interests.$1,018,0001,652
Net charge-offs$-2,0004,280
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,006,0001,650
2016-12-31 (YTD Data)Rank
Total interest income$11,795,0002,101
Total interest expense$1,313,0001,981
Net interest income$10,482,0002,100
Provision for loan and lease losses$358,0001,827
Total noninterest income$783,0003,411
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$294,0002,968
Trading account gains and fees$0170
Additional Noninterest Income$489,0003,303
Total noninterest expense$6,888,0002,590
Salaries and employee benefits$2,776,0003,190
Premises and equipment expense$680,0002,786
Additional noninterest expense$3,432,0001,746
Pre-tax net operating income$4,019,0001,937
Securities gains (losses)$108,0001,285
Applicable income taxes$04,278
Income before extraordinary items$4,127,0001,610
Extraordinary gains, net$05
Net income$4,127,0001,608
Minority interest net income$082
Net income of bank and minority interests.$4,127,0001,609
Net charge-offs$72,0002,864
Cash dividends$3,150,000983
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,019,0001,615
2016-09-30 (YTD Data)Rank
Total interest income$8,776,0002,113
Total interest expense$966,0002,018
Net interest income$7,810,0002,107
Provision for loan and lease losses$265,0001,768
Total noninterest income$608,0003,370
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$221,0002,979
Trading account gains and fees$0169
Additional Noninterest Income$387,0003,229
Total noninterest expense$5,237,0002,547
Salaries and employee benefits$2,102,0003,160
Premises and equipment expense$536,0002,706
Additional noninterest expense$2,599,0001,730
Pre-tax net operating income$2,916,0002,001
Securities gains (losses)$106,0001,210
Applicable income taxes$04,325
Income before extraordinary items$3,022,0001,684
Extraordinary gains, net$05
Net income$3,022,0001,684
Minority interest net income$071
Net income of bank and minority interests.$3,022,0001,684
Net charge-offs$24,0003,043
Cash dividends$2,150,000964
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,916,0001,674
2016-06-30 (YTD Data)Rank
Total interest income$5,772,0002,146
Total interest expense$627,0002,060
Net interest income$5,145,0002,133
Provision for loan and lease losses$195,0001,656
Total noninterest income$440,0003,248
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$143,0003,023
Trading account gains and fees$0157
Additional Noninterest Income$297,0003,036
Total noninterest expense$3,506,0002,557
Salaries and employee benefits$1,406,0003,180
Premises and equipment expense$357,0002,723
Additional noninterest expense$1,743,0001,737
Pre-tax net operating income$1,884,0002,039
Securities gains (losses)$70,0001,204
Applicable income taxes$04,338
Income before extraordinary items$1,954,0001,699
Extraordinary gains, net$016
Net income$1,954,0001,700
Minority interest net income$071
Net income of bank and minority interests.$1,954,0001,700
Net charge-offs$24,0002,644
Cash dividends$1,500,000943
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,884,0001,710
2016-03-31 (YTD Data)Rank
Total interest income$2,865,0002,162
Total interest expense$308,0002,100
Net interest income$2,557,0002,141
Provision for loan and lease losses$81,0001,693
Total noninterest income$205,0003,338
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$72,0003,015
Trading account gains and fees$0142
Additional Noninterest Income$133,0003,137
Total noninterest expense$1,771,0002,543
Salaries and employee benefits$700,0003,209
Premises and equipment expense$180,0002,743
Additional noninterest expense$891,0001,703
Pre-tax net operating income$910,0002,056
Securities gains (losses)$33,0001,008
Applicable income taxes$04,259
Income before extraordinary items$943,0001,707
Extraordinary gains, net$012
Net income$943,0001,708
Minority interest net income$062
Net income of bank and minority interests.$943,0001,708
Net charge-offs$10,0002,329
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$910,0001,721
2015-12-31 (YTD Data)Rank
Total interest income$11,195,0002,151
Total interest expense$1,136,0002,210
Net interest income$10,059,0002,121
Provision for loan and lease losses$368,0001,680
Total noninterest income$1,050,0002,980
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$303,0003,015
Trading account gains and fees$0159
Additional Noninterest Income$747,0002,737
Total noninterest expense$6,857,0002,590
Salaries and employee benefits$2,774,0003,185
Premises and equipment expense$677,0002,873
Additional noninterest expense$3,406,0001,784
Pre-tax net operating income$3,884,0001,911
Securities gains (losses)$22,0002,184
Applicable income taxes$04,402
Income before extraordinary items$3,906,0001,628
Extraordinary gains, net$023
Net income$3,906,0001,630
Minority interest net income$081
Net income of bank and minority interests.$3,906,0001,630
Net charge-offs$363,0001,445
Cash dividends$2,800,0001,045
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,884,0001,607
2015-09-30 (YTD Data)Rank
Total interest income$8,350,0002,177
Total interest expense$838,0002,260
Net interest income$7,512,0002,133
Provision for loan and lease losses$345,0001,397
Total noninterest income$844,0002,891
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$227,0003,028
Trading account gains and fees$0153
Additional Noninterest Income$617,0002,633
Total noninterest expense$5,091,0002,625
Salaries and employee benefits$2,100,0003,184
Premises and equipment expense$527,0002,861
Additional noninterest expense$2,464,0001,841
Pre-tax net operating income$2,920,0001,942
Securities gains (losses)$9,0002,412
Applicable income taxes$04,489
Income before extraordinary items$2,929,0001,665
Extraordinary gains, net$021
Net income$2,929,0001,667
Minority interest net income$078
Net income of bank and minority interests.$2,929,0001,667
Net charge-offs$293,0001,216
Cash dividends$2,100,000940
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,920,0001,624
2015-06-30 (YTD Data)Rank
Total interest income$5,510,0002,192
Total interest expense$551,0002,298
Net interest income$4,959,0002,161
Provision for loan and lease losses$245,0001,315
Total noninterest income$599,0002,825
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$155,0002,962
Trading account gains and fees$0157
Additional Noninterest Income$444,0002,547
Total noninterest expense$3,382,0002,656
Salaries and employee benefits$1,408,0003,200
Premises and equipment expense$337,0002,927
Additional noninterest expense$1,637,0001,847
Pre-tax net operating income$1,931,0001,937
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,931,0001,665
Extraordinary gains, net$022
Net income$1,931,0001,669
Minority interest net income$075
Net income of bank and minority interests.$1,931,0001,669
Net charge-offs$212,0001,155
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,931,0001,619
2015-03-31 (YTD Data)Rank
Total interest income$2,736,0002,201
Total interest expense$276,0002,316
Net interest income$2,460,0002,166
Provision for loan and lease losses$125,0001,243
Total noninterest income$397,0002,406
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$81,0002,849
Trading account gains and fees$0152
Additional Noninterest Income$316,0002,054
Total noninterest expense$1,672,0002,690
Salaries and employee benefits$710,0003,209
Premises and equipment expense$169,0002,951
Additional noninterest expense$793,0001,893
Pre-tax net operating income$1,060,0001,765
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,060,0001,509
Extraordinary gains, net$013
Net income$1,060,0001,510
Minority interest net income$064
Net income of bank and minority interests.$1,060,0001,511
Net charge-offs$-4,0005,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,060,0001,459
2014-12-31 (YTD Data)Rank
Total interest income$10,287,0002,338
Total interest expense$1,165,0002,310
Net interest income$9,122,0002,335
Provision for loan and lease losses$643,0001,213
Total noninterest income$1,215,0002,822
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$257,0003,489
Trading account gains and fees$0180
Additional Noninterest Income$958,0002,381
Total noninterest expense$5,647,0003,053
Salaries and employee benefits$2,415,0003,554
Premises and equipment expense$615,0003,170
Additional noninterest expense$2,617,0002,313
Pre-tax net operating income$4,047,0001,818
Securities gains (losses)$10,0002,652
Applicable income taxes$04,531
Income before extraordinary items$4,057,0001,574
Extraordinary gains, net$017
Net income$4,057,0001,572
Minority interest net income$084
Net income of bank and minority interests.$4,057,0001,573
Net charge-offs$201,0002,451
Cash dividends$3,000,000904
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,047,0001,541
2014-09-30 (YTD Data)Rank
Total interest income$7,701,0002,361
Total interest expense$879,0002,348
Net interest income$6,822,0002,336
Provision for loan and lease losses$497,0001,145
Total noninterest income$1,036,0002,653
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$186,0003,600
Trading account gains and fees$0174
Additional Noninterest Income$850,0002,169
Total noninterest expense$4,131,0003,119
Salaries and employee benefits$1,800,0003,581
Premises and equipment expense$466,0003,194
Additional noninterest expense$1,865,0002,409
Pre-tax net operating income$3,230,0001,740
Securities gains (losses)$10,0002,341
Applicable income taxes$04,583
Income before extraordinary items$3,240,0001,471
Extraordinary gains, net$015
Net income$3,240,0001,470
Minority interest net income$081
Net income of bank and minority interests.$3,240,0001,471
Net charge-offs$-5,0005,460
Cash dividends$2,100,000884
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,230,0001,455
2014-06-30 (YTD Data)Rank
Total interest income$5,106,0002,360
Total interest expense$590,0002,357
Net interest income$4,516,0002,339
Provision for loan and lease losses$332,0001,150
Total noninterest income$886,0002,257
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$120,0003,634
Trading account gains and fees$0172
Additional Noninterest Income$766,0001,748
Total noninterest expense$2,705,0003,167
Salaries and employee benefits$1,181,0003,647
Premises and equipment expense$303,0003,271
Additional noninterest expense$1,221,0002,443
Pre-tax net operating income$2,365,0001,573
Securities gains (losses)$9,0001,986
Applicable income taxes$04,568
Income before extraordinary items$2,374,0001,320
Extraordinary gains, net$020
Net income$2,374,0001,320
Minority interest net income$080
Net income of bank and minority interests.$2,374,0001,321
Net charge-offs$-3,0005,301
Cash dividends$1,400,000883
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,365,0001,294
2014-03-31 (YTD Data)Rank
Total interest income$2,542,0002,365
Total interest expense$299,0002,364
Net interest income$2,243,0002,344
Provision for loan and lease losses$180,0001,066
Total noninterest income$747,0001,525
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$59,0003,655
Trading account gains and fees$0147
Additional Noninterest Income$688,0001,144
Total noninterest expense$1,345,0003,207
Salaries and employee benefits$597,0003,656
Premises and equipment expense$149,0003,361
Additional noninterest expense$599,0002,483
Pre-tax net operating income$1,465,0001,275
Securities gains (losses)$9,0001,195
Applicable income taxes$04,445
Income before extraordinary items$1,474,0001,069
Extraordinary gains, net$016
Net income$1,474,0001,070
Minority interest net income$066
Net income of bank and minority interests.$1,474,0001,070
Net charge-offs$-1,0004,711
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,465,0001,048
2013-12-31 (YTD Data)Rank
Total interest income$10,340,0002,351
Total interest expense$1,265,0002,467
Net interest income$9,075,0002,318
Provision for loan and lease losses$664,0001,528
Total noninterest income$823,0003,565
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$267,0003,580
Trading account gains and fees$0184
Additional Noninterest Income$556,0003,227
Total noninterest expense$5,443,0003,201
Salaries and employee benefits$2,319,0003,730
Premises and equipment expense$624,0003,220
Additional noninterest expense$2,500,0002,464
Pre-tax net operating income$3,791,0001,792
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,791,0001,575
Extraordinary gains, net$029
Net income$3,791,0001,579
Minority interest net income$090
Net income of bank and minority interests.$3,791,0001,579
Net charge-offs$680,0001,674
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,791,0001,534
2013-09-30 (YTD Data)Rank
Total interest income$7,679,0002,381
Total interest expense$960,0002,519
Net interest income$6,719,0002,352
Provision for loan and lease losses$486,0001,553
Total noninterest income$686,0003,420
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$198,0003,625
Trading account gains and fees$0180
Additional Noninterest Income$488,0003,056
Total noninterest expense$4,051,0003,227
Salaries and employee benefits$1,735,0003,742
Premises and equipment expense$483,0003,176
Additional noninterest expense$1,833,0002,495
Pre-tax net operating income$2,868,0001,813
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,868,0001,567
Extraordinary gains, net$025
Net income$2,868,0001,570
Minority interest net income$084
Net income of bank and minority interests.$2,868,0001,571
Net charge-offs$665,0001,330
Cash dividends$2,300,000780
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,868,0001,529
2013-06-30 (YTD Data)Rank
Total interest income$5,133,0002,372
Total interest expense$654,0002,532
Net interest income$4,479,0002,332
Provision for loan and lease losses$324,0001,574
Total noninterest income$340,0003,993
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$127,0003,664
Trading account gains and fees$0157
Additional Noninterest Income$213,0003,698
Total noninterest expense$2,663,0003,266
Salaries and employee benefits$1,156,0003,758
Premises and equipment expense$314,0003,254
Additional noninterest expense$1,193,0002,554
Pre-tax net operating income$1,832,0001,858
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,832,0001,649
Extraordinary gains, net$022
Net income$1,832,0001,652
Minority interest net income$082
Net income of bank and minority interests.$1,832,0001,654
Net charge-offs$492,0001,261
Cash dividends$1,600,000751
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,832,0001,580
2013-03-31 (YTD Data)Rank
Total interest income$2,568,0002,409
Total interest expense$335,0002,548
Net interest income$2,233,0002,350
Provision for loan and lease losses$162,0001,547
Total noninterest income$208,0003,587
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$63,0003,667
Trading account gains and fees$0148
Additional Noninterest Income$145,0003,222
Total noninterest expense$1,294,0003,356
Salaries and employee benefits$576,0003,806
Premises and equipment expense$153,0003,343
Additional noninterest expense$565,0002,688
Pre-tax net operating income$985,0001,736
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$985,0001,509
Extraordinary gains, net$010
Net income$985,0001,512
Minority interest net income$076
Net income of bank and minority interests.$985,0001,511
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$985,0001,450
2012-12-31 (YTD Data)Rank
Total interest income$10,726,0002,401
Total interest expense$1,746,0002,405
Net interest income$8,980,0002,396
Provision for loan and lease losses$879,0001,934
Total noninterest income$441,0004,680
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$243,0003,915
Trading account gains and fees$0166
Additional Noninterest Income$198,0004,608
Total noninterest expense$5,328,0003,306
Salaries and employee benefits$2,497,0003,577
Premises and equipment expense$707,0002,997
Additional noninterest expense$2,124,0002,949
Pre-tax net operating income$3,214,0001,972
Securities gains (losses)$98,0002,287
Applicable income taxes$04,751
Income before extraordinary items$3,312,0001,708
Extraordinary gains, net$029
Net income$3,312,0001,709
Minority interest net income$093
Net income of bank and minority interests.$3,312,0001,709
Net charge-offs$551,0002,525
Cash dividends$3,000,000868
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,214,0001,656
2012-09-30 (YTD Data)Rank
Total interest income$7,961,0002,475
Total interest expense$1,358,0002,417
Net interest income$6,603,0002,476
Provision for loan and lease losses$547,0002,165
Total noninterest income$314,0004,801
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$179,0004,001
Trading account gains and fees$0157
Additional Noninterest Income$135,0004,760
Total noninterest expense$3,993,0003,345
Salaries and employee benefits$1,882,0003,575
Premises and equipment expense$548,0002,968
Additional noninterest expense$1,563,0003,001
Pre-tax net operating income$2,377,0002,063
Securities gains (losses)$41,0002,548
Applicable income taxes$04,802
Income before extraordinary items$2,418,0001,801
Extraordinary gains, net$020
Net income$2,418,0001,800
Minority interest net income$086
Net income of bank and minority interests.$2,418,0001,802
Net charge-offs$535,0002,098
Cash dividends$2,100,000738
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,377,0001,718
2012-06-30 (YTD Data)Rank
Total interest income$5,327,0002,478
Total interest expense$941,0002,419
Net interest income$4,386,0002,488
Provision for loan and lease losses$381,0002,134
Total noninterest income$176,0005,074
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$112,0004,089
Trading account gains and fees$0153
Additional Noninterest Income$64,0005,212
Total noninterest expense$2,623,0003,391
Salaries and employee benefits$1,250,0003,598
Premises and equipment expense$372,0002,936
Additional noninterest expense$1,001,0003,117
Pre-tax net operating income$1,558,0002,075
Securities gains (losses)$20,0002,488
Applicable income taxes$04,770
Income before extraordinary items$1,578,0001,807
Extraordinary gains, net$019
Net income$1,578,0001,804
Minority interest net income$084
Net income of bank and minority interests.$1,578,0001,807
Net charge-offs$183,0002,851
Cash dividends$1,400,000732
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,558,0001,740
2012-03-31 (YTD Data)Rank
Total interest income$2,641,0002,530
Total interest expense$495,0002,399
Net interest income$2,146,0002,543
Provision for loan and lease losses$237,0001,808
Total noninterest income$126,0004,560
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$58,0004,012
Trading account gains and fees$0148
Additional Noninterest Income$68,0004,269
Total noninterest expense$1,306,0003,418
Salaries and employee benefits$626,0003,620
Premises and equipment expense$180,0003,032
Additional noninterest expense$500,0003,093
Pre-tax net operating income$729,0002,198
Securities gains (losses)$20,0001,594
Applicable income taxes$04,704
Income before extraordinary items$749,0001,899
Extraordinary gains, net$019
Net income$749,0001,900
Minority interest net income$078
Net income of bank and minority interests.$749,0001,901
Net charge-offs$219,0001,759
Cash dividends$700,000659
Sale, conversion, retirement of capital stock, net$0861
Net operating income$729,0001,843
2011-12-31 (YTD Data)Rank
Total interest income$10,481,0002,656
Total interest expense$2,435,0002,371
Net interest income$8,046,0002,715
Provision for loan and lease losses$1,018,0002,385
Total noninterest income$981,0003,151
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$260,0003,875
Trading account gains and fees$0146
Additional Noninterest Income$721,0002,595
Total noninterest expense$5,023,0003,523
Salaries and employee benefits$2,897,0003,203
Premises and equipment expense$704,0003,200
Additional noninterest expense$1,422,0003,997
Pre-tax net operating income$2,986,0001,841
Securities gains (losses)$25,0002,985
Applicable income taxes$04,719
Income before extraordinary items$3,011,0001,606
Extraordinary gains, net$029
Net income$3,011,0001,607
Minority interest net income$096
Net income of bank and minority interests.$3,011,0001,607
Net charge-offs$382,0003,509
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,986,0001,544
2011-09-30 (YTD Data)Rank
Total interest income$7,786,0002,707
Total interest expense$1,872,0002,411
Net interest income$5,914,0002,784
Provision for loan and lease losses$738,0002,376
Total noninterest income$865,0002,862
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$197,0003,877
Trading account gains and fees$0145
Additional Noninterest Income$668,0002,278
Total noninterest expense$3,806,0003,506
Salaries and employee benefits$2,154,0003,227
Premises and equipment expense$557,0003,087
Additional noninterest expense$1,095,0003,920
Pre-tax net operating income$2,235,0001,918
Securities gains (losses)$25,0002,713
Applicable income taxes$04,740
Income before extraordinary items$2,260,0001,666
Extraordinary gains, net$021
Net income$2,260,0001,667
Minority interest net income$087
Net income of bank and minority interests.$2,260,0001,667
Net charge-offs$100,0004,433
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,235,0001,599
2011-06-30 (YTD Data)Rank
Total interest income$5,088,0002,766
Total interest expense$1,283,0002,434
Net interest income$3,805,0002,859
Provision for loan and lease losses$398,0002,611
Total noninterest income$225,0004,667
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$128,0003,906
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,589
Total noninterest expense$2,471,0003,608
Salaries and employee benefits$1,395,0003,325
Premises and equipment expense$361,0003,181
Additional noninterest expense$715,0004,046
Pre-tax net operating income$1,161,0002,290
Securities gains (losses)$25,0001,984
Applicable income taxes$04,697
Income before extraordinary items$1,186,0001,975
Extraordinary gains, net$015
Net income$1,186,0001,975
Minority interest net income$089
Net income of bank and minority interests.$1,186,0001,975
Net charge-offs$-8,0006,966
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,161,0001,935
2011-03-31 (YTD Data)Rank
Total interest income$2,539,0002,788
Total interest expense$659,0002,448
Net interest income$1,880,0002,875
Provision for loan and lease losses$184,0002,541
Total noninterest income$57,0005,797
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$64,0003,860
Trading account gains and fees$0158
Additional Noninterest Income$-7,0007,163
Total noninterest expense$1,213,0003,666
Salaries and employee benefits$687,0003,369
Premises and equipment expense$174,0003,314
Additional noninterest expense$352,0004,074
Pre-tax net operating income$540,0002,416
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$540,0002,110
Extraordinary gains, net$09
Net income$540,0002,109
Minority interest net income$086
Net income of bank and minority interests.$540,0002,110
Net charge-offs$-8,0006,939
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$540,0002,067
2010-12-31 (YTD Data)Rank
Total interest income$9,981,0002,969
Total interest expense$3,175,0002,480
Net interest income$6,806,0003,143
Provision for loan and lease losses$1,145,0002,850
Total noninterest income$671,0004,019
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$252,0003,994
Trading account gains and fees$0175
Additional Noninterest Income$419,0003,441
Total noninterest expense$4,502,0003,891
Salaries and employee benefits$2,483,0003,601
Premises and equipment expense$659,0003,469
Additional noninterest expense$1,360,0004,270
Pre-tax net operating income$1,830,0002,405
Securities gains (losses)$161,0001,774
Applicable income taxes$04,655
Income before extraordinary items$1,991,0002,033
Extraordinary gains, net$029
Net income$1,991,0002,034
Minority interest net income$0111
Net income of bank and minority interests.$1,991,0002,035
Net charge-offs$663,0003,250
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,830,0002,095
2010-09-30 (YTD Data)Rank
Total interest income$7,419,0003,044
Total interest expense$2,445,0002,526
Net interest income$4,974,0003,261
Provision for loan and lease losses$905,0002,655
Total noninterest income$547,0003,879
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$189,0004,066
Trading account gains and fees$0165
Additional Noninterest Income$358,0003,275
Total noninterest expense$3,368,0003,908
Salaries and employee benefits$1,843,0003,664
Premises and equipment expense$499,0003,500
Additional noninterest expense$1,026,0004,237
Pre-tax net operating income$1,248,0002,708
Securities gains (losses)$161,0001,540
Applicable income taxes$04,726
Income before extraordinary items$1,409,0002,262
Extraordinary gains, net$023
Net income$1,409,0002,262
Minority interest net income$0110
Net income of bank and minority interests.$1,409,0002,264
Net charge-offs$431,0003,269
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,248,0002,349
2010-06-30 (YTD Data)Rank
Total interest income$4,885,0003,098
Total interest expense$1,670,0002,558
Net interest income$3,215,0003,343
Provision for loan and lease losses$533,0002,766
Total noninterest income$435,0003,483
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$127,0004,034
Trading account gains and fees$0152
Additional Noninterest Income$308,0002,802
Total noninterest expense$2,242,0003,916
Salaries and employee benefits$1,228,0003,694
Premises and equipment expense$337,0003,491
Additional noninterest expense$677,0004,257
Pre-tax net operating income$875,0002,635
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$875,0002,347
Extraordinary gains, net$019
Net income$875,0002,343
Minority interest net income$0105
Net income of bank and minority interests.$875,0002,346
Net charge-offs$376,0002,786
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$875,0002,256
2010-03-31 (YTD Data)Rank
Total interest income$2,419,0003,182
Total interest expense$849,0002,634
Net interest income$1,570,0003,431
Provision for loan and lease losses$182,0003,121
Total noninterest income$114,0004,808
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$64,0004,014
Trading account gains and fees$0175
Additional Noninterest Income$50,0004,691
Total noninterest expense$1,119,0003,960
Salaries and employee benefits$616,0003,740
Premises and equipment expense$167,0003,595
Additional noninterest expense$336,0004,278
Pre-tax net operating income$383,0002,905
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$383,0002,625
Extraordinary gains, net$016
Net income$383,0002,622
Minority interest net income$091
Net income of bank and minority interests.$383,0002,625
Net charge-offs$138,0002,810
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$383,0002,524
2009-12-31 (YTD Data)Rank
Total interest income$9,515,0003,353
Total interest expense$3,551,0003,016
Net interest income$5,964,0003,490
Provision for loan and lease losses$429,0004,778
Total noninterest income$412,0005,073
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$289,0003,942
Trading account gains and fees$0211
Additional Noninterest Income$123,0005,373
Total noninterest expense$4,226,0004,189
Salaries and employee benefits$2,271,0003,981
Premises and equipment expense$675,0003,565
Additional noninterest expense$1,280,0004,551
Pre-tax net operating income$1,721,0002,157
Securities gains (losses)$49,0002,636
Applicable income taxes$14,0003,807
Income before extraordinary items$1,756,0001,876
Extraordinary gains, net$034
Net income$1,756,0001,873
Minority interest net income$0115
Net income of bank and minority interests.$1,756,0001,875
Net charge-offs$107,0005,635
Cash dividends$392,0002,897
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,707,4901,877
2009-09-30 (YTD Data)Rank
Total interest income$7,048,0003,436
Total interest expense$2,663,0003,143
Net interest income$4,385,0003,547
Provision for loan and lease losses$199,0005,174
Total noninterest income$294,0005,232
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$213,0004,003
Trading account gains and fees$0212
Additional Noninterest Income$81,0005,662
Total noninterest expense$3,208,0004,160
Salaries and employee benefits$1,688,0004,023
Premises and equipment expense$530,0003,472
Additional noninterest expense$990,0004,420
Pre-tax net operating income$1,272,0002,338
Securities gains (losses)$49,0002,314
Applicable income taxes$14,0003,927
Income before extraordinary items$1,307,0002,031
Extraordinary gains, net$027
Net income$1,307,0002,030
Minority interest net income$0118
Net income of bank and minority interests.$1,307,0002,031
Net charge-offs$12,0006,458
Cash dividends$392,0002,321
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,258,4902,050
2009-06-30 (YTD Data)Rank
Total interest income$4,607,0003,527
Total interest expense$1,754,0003,296
Net interest income$2,853,0003,599
Provision for loan and lease losses$99,0005,356
Total noninterest income$223,0005,028
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$146,0003,920
Trading account gains and fees$0193
Additional Noninterest Income$77,0005,225
Total noninterest expense$2,161,0004,160
Salaries and employee benefits$1,119,0004,080
Premises and equipment expense$354,0003,503
Additional noninterest expense$688,0004,316
Pre-tax net operating income$816,0002,485
Securities gains (losses)$49,0001,917
Applicable income taxes$14,0003,870
Income before extraordinary items$851,0002,137
Extraordinary gains, net$021
Net income$851,0002,134
Minority interest net income$0112
Net income of bank and minority interests.$851,0002,136
Net charge-offs$4,0006,304
Cash dividends$392,0001,922
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$802,9802,167
2009-03-31 (YTD Data)Rank
Total interest income$2,255,0003,619
Total interest expense$877,0003,378
Net interest income$1,378,0003,684
Provision for loan and lease losses$34,0005,341
Total noninterest income$125,0004,796
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$75,0003,827
Trading account gains and fees$0171
Additional Noninterest Income$50,0004,842
Total noninterest expense$1,052,0004,157
Salaries and employee benefits$562,0004,096
Premises and equipment expense$179,0003,512
Additional noninterest expense$311,0004,292
Pre-tax net operating income$417,0002,717
Securities gains (losses)$49,0001,313
Applicable income taxes$2,0004,551
Income before extraordinary items$464,0002,271
Extraordinary gains, net$015
Net income$464,0002,271
Minority interest net income$0102
Net income of bank and minority interests.$464,0002,273
Net charge-offs$5,0005,094
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$415,0002,346
2008-12-31 (YTD Data)Rank
Total interest income$9,471,0003,676
Total interest expense$3,999,0003,512
Net interest income$5,472,0003,708
Provision for loan and lease losses$252,0004,892
Total noninterest income$447,0005,068
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$278,0004,153
Trading account gains and fees$0154
Additional Noninterest Income$169,0005,122
Total noninterest expense$3,893,0004,324
Salaries and employee benefits$2,155,0004,214
Premises and equipment expense$700,0003,514
Additional noninterest expense$1,038,0004,711
Pre-tax net operating income$1,774,0002,706
Securities gains (losses)$03,220
Applicable income taxes$394,0002,091
Income before extraordinary items$1,380,0002,669
Extraordinary gains, net$039
Net income$1,380,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,631
Cash dividends$1,158,0002,107
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,380,0002,815
2008-09-30 (YTD Data)Rank
Total interest income$7,136,0003,721
Total interest expense$3,043,0003,588
Net interest income$4,093,0003,745
Provision for loan and lease losses$113,0005,017
Total noninterest income$332,0005,177
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$201,0004,248
Trading account gains and fees$0148
Additional Noninterest Income$131,0005,183
Total noninterest expense$2,938,0004,289
Salaries and employee benefits$1,617,0004,228
Premises and equipment expense$553,0003,408
Additional noninterest expense$768,0004,668
Pre-tax net operating income$1,374,0003,026
Securities gains (losses)$03,106
Applicable income taxes$394,0002,176
Income before extraordinary items$980,0003,142
Extraordinary gains, net$031
Net income$980,0003,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,995
Cash dividends$592,0002,531
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$980,0003,287
2008-06-30 (YTD Data)Rank
Total interest income$4,792,0003,746
Total interest expense$2,078,0003,647
Net interest income$2,714,0003,759
Provision for loan and lease losses$90,0004,395
Total noninterest income$229,0005,175
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$139,0004,184
Trading account gains and fees$0149
Additional Noninterest Income$90,0005,223
Total noninterest expense$1,956,0004,308
Salaries and employee benefits$1,076,0004,280
Premises and equipment expense$374,0003,393
Additional noninterest expense$506,0004,694
Pre-tax net operating income$897,0003,172
Securities gains (losses)$03,233
Applicable income taxes$394,0001,887
Income before extraordinary items$503,0004,002
Extraordinary gains, net$021
Net income$503,0004,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,906
Cash dividends$378,0002,660
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$503,0003,946
2008-03-31 (YTD Data)Rank
Total interest income$2,458,0003,770
Total interest expense$1,106,0003,648
Net interest income$1,352,0003,761
Provision for loan and lease losses$45,0003,899
Total noninterest income$119,0005,106
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$71,0004,126
Trading account gains and fees$0158
Additional Noninterest Income$48,0005,134
Total noninterest expense$980,0004,298
Salaries and employee benefits$541,0004,275
Premises and equipment expense$186,0003,416
Additional noninterest expense$253,0004,645
Pre-tax net operating income$446,0003,284
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$446,0002,946
Extraordinary gains, net$015
Net income$446,0002,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$446,0002,859
2007-12-31 (YTD Data)Rank
Total interest income$10,377,0003,686
Total interest expense$5,163,0003,388
Net interest income$5,214,0003,867
Provision for loan and lease losses$179,0004,097
Total noninterest income$480,0005,101
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$252,0004,441
Trading account gains and fees$0178
Additional Noninterest Income$228,0004,796
Total noninterest expense$3,724,0004,337
Salaries and employee benefits$2,064,0004,298
Premises and equipment expense$688,0003,485
Additional noninterest expense$972,0004,748
Pre-tax net operating income$1,791,0003,556
Securities gains (losses)$02,146
Applicable income taxes$680,0002,336
Income before extraordinary items$1,111,0004,081
Extraordinary gains, net$039
Net income$1,111,0004,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,768
Cash dividends$390,0004,100
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,111,0004,081
2007-09-30 (YTD Data)Rank
Total interest income$7,741,0003,700
Total interest expense$3,857,0003,394
Net interest income$3,884,0003,897
Provision for loan and lease losses$134,0003,712
Total noninterest income$363,0005,120
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$187,0004,481
Trading account gains and fees$0184
Additional Noninterest Income$176,0004,749
Total noninterest expense$2,764,0004,349
Salaries and employee benefits$1,554,0004,266
Premises and equipment expense$527,0003,409
Additional noninterest expense$683,0004,870
Pre-tax net operating income$1,349,0003,696
Securities gains (losses)$01,655
Applicable income taxes$512,0002,502
Income before extraordinary items$837,0004,256
Extraordinary gains, net$033
Net income$837,0004,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,430
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$837,0004,243
2007-06-30 (YTD Data)Rank
Total interest income$5,086,0003,736
Total interest expense$2,519,0003,432
Net interest income$2,567,0003,947
Provision for loan and lease losses$94,0003,390
Total noninterest income$234,0005,249
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$120,0004,583
Trading account gains and fees$0168
Additional Noninterest Income$114,0004,859
Total noninterest expense$1,822,0004,405
Salaries and employee benefits$1,041,0004,288
Premises and equipment expense$348,0003,460
Additional noninterest expense$433,0005,023
Pre-tax net operating income$885,0003,801
Securities gains (losses)$01,444
Applicable income taxes$336,0002,599
Income before extraordinary items$549,0004,346
Extraordinary gains, net$029
Net income$549,0004,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$549,0004,343
2007-03-31 (YTD Data)Rank
Total interest income$2,470,0003,814
Total interest expense$1,224,0003,493
Net interest income$1,246,0004,042
Provision for loan and lease losses$35,0003,592
Total noninterest income$114,0005,237
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$59,0004,564
Trading account gains and fees$0195
Additional Noninterest Income$55,0004,922
Total noninterest expense$913,0004,403
Salaries and employee benefits$528,0004,260
Premises and equipment expense$171,0003,526
Additional noninterest expense$214,0005,035
Pre-tax net operating income$412,0003,923
Securities gains (losses)$01,187
Applicable income taxes$156,0002,701
Income before extraordinary items$256,0004,501
Extraordinary gains, net$022
Net income$256,0004,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$256,0004,488
2006-12-31 (YTD Data)Rank
Total interest income$8,848,0003,921
Total interest expense$4,068,0003,557
Net interest income$4,780,0004,145
Provision for loan and lease losses$224,0003,327
Total noninterest income$415,0005,526
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$223,0004,762
Trading account gains and fees$0130
Additional Noninterest Income$192,0005,192
Total noninterest expense$3,394,0004,489
Salaries and employee benefits$1,918,0004,412
Premises and equipment expense$638,0003,594
Additional noninterest expense$838,0005,093
Pre-tax net operating income$1,577,0004,185
Securities gains (losses)$01,687
Applicable income taxes$575,0002,949
Income before extraordinary items$1,002,0004,714
Extraordinary gains, net$051
Net income$1,002,0004,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,576
Cash dividends$355,0004,262
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,002,0004,707
2006-09-30 (YTD Data)Rank
Total interest income$6,433,0003,977
Total interest expense$2,871,0003,613
Net interest income$3,562,0004,191
Provision for loan and lease losses$170,0003,189
Total noninterest income$307,0005,580
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$160,0004,898
Trading account gains and fees$0126
Additional Noninterest Income$147,0005,173
Total noninterest expense$2,533,0004,492
Salaries and employee benefits$1,426,0004,414
Premises and equipment expense$489,0003,531
Additional noninterest expense$618,0005,125
Pre-tax net operating income$1,166,0004,367
Securities gains (losses)$01,388
Applicable income taxes$416,0003,122
Income before extraordinary items$750,0004,854
Extraordinary gains, net$045
Net income$750,0004,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,673
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$750,0004,841
2006-06-30 (YTD Data)Rank
Total interest income$4,095,0004,064
Total interest expense$1,766,0003,699
Net interest income$2,329,0004,265
Provision for loan and lease losses$100,0003,294
Total noninterest income$183,0005,824
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$98,0005,060
Trading account gains and fees$0126
Additional Noninterest Income$85,0005,470
Total noninterest expense$1,663,0004,561
Salaries and employee benefits$935,0004,482
Premises and equipment expense$317,0003,616
Additional noninterest expense$411,0005,111
Pre-tax net operating income$749,0004,472
Securities gains (losses)$01,185
Applicable income taxes$255,0003,273
Income before extraordinary items$494,0004,904
Extraordinary gains, net$039
Net income$494,0004,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$494,0004,894
2006-03-31 (YTD Data)Rank
Total interest income$1,960,0004,144
Total interest expense$815,0003,772
Net interest income$1,145,0004,302
Provision for loan and lease losses$55,0002,999
Total noninterest income$89,0005,835
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$50,0004,949
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,582
Total noninterest expense$782,0004,769
Salaries and employee benefits$453,0004,613
Premises and equipment expense$137,0004,043
Additional noninterest expense$192,0005,309
Pre-tax net operating income$397,0004,295
Securities gains (losses)$0955
Applicable income taxes$135,0003,190
Income before extraordinary items$262,0004,758
Extraordinary gains, net$021
Net income$262,0004,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$262,0004,736
2005-12-31 (YTD Data)Rank
Total interest income$6,292,0004,480
Total interest expense$2,106,0004,285
Net interest income$4,186,0004,480
Provision for loan and lease losses$204,0003,551
Total noninterest income$389,0005,778
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$236,0004,695
Trading account gains and fees$0138
Additional Noninterest Income$153,0005,688
Total noninterest expense$2,730,0005,080
Salaries and employee benefits$1,467,0005,123
Premises and equipment expense$511,0004,108
Additional noninterest expense$752,0005,369
Pre-tax net operating income$1,641,0004,167
Securities gains (losses)$02,296
Applicable income taxes$558,0003,184
Income before extraordinary items$1,083,0004,620
Extraordinary gains, net$046
Net income$1,083,0004,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,923
Cash dividends$311,0004,332
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,083,0004,576
2005-09-30 (YTD Data)Rank
Total interest income$4,489,0004,576
Total interest expense$1,421,0004,468
Net interest income$3,068,0004,566
Provision for loan and lease losses$114,0003,981
Total noninterest income$289,0005,840
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$176,0004,736
Trading account gains and fees$0126
Additional Noninterest Income$113,0005,731
Total noninterest expense$2,064,0005,032
Salaries and employee benefits$1,100,0005,097
Premises and equipment expense$400,0003,972
Additional noninterest expense$564,0005,314
Pre-tax net operating income$1,179,0004,340
Securities gains (losses)$02,317
Applicable income taxes$401,0003,318
Income before extraordinary items$778,0004,831
Extraordinary gains, net$035
Net income$778,0004,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$778,0004,796
2005-06-30 (YTD Data)Rank
Total interest income$2,855,0004,657
Total interest expense$863,0004,555
Net interest income$1,992,0004,628
Provision for loan and lease losses$74,0003,882
Total noninterest income$179,0005,990
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$147,0004,204
Trading account gains and fees$0116
Additional Noninterest Income$32,0007,096
Total noninterest expense$1,368,0005,051
Salaries and employee benefits$727,0005,121
Premises and equipment expense$275,0003,871
Additional noninterest expense$366,0005,383
Pre-tax net operating income$729,0004,514
Securities gains (losses)$02,146
Applicable income taxes$248,0003,426
Income before extraordinary items$481,0004,980
Extraordinary gains, net$030
Net income$481,0004,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$481,0004,928
2005-03-31 (YTD Data)Rank
Total interest income$1,365,0004,776
Total interest expense$401,0004,674
Net interest income$964,0004,732
Provision for loan and lease losses$35,0003,777
Total noninterest income$83,0006,080
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$16,0007,179
Total noninterest expense$684,0005,084
Salaries and employee benefits$365,0005,136
Premises and equipment expense$136,0003,941
Additional noninterest expense$183,0005,373
Pre-tax net operating income$328,0004,770
Securities gains (losses)$01,685
Applicable income taxes$111,0003,603
Income before extraordinary items$217,0005,207
Extraordinary gains, net$024
Net income$217,0005,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$217,0005,177
2004-12-31 (YTD Data)Rank
Total interest income$4,780,0004,995
Total interest expense$1,408,0004,690
Net interest income$3,372,0005,031
Provision for loan and lease losses$124,0004,572
Total noninterest income$373,0005,939
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$291,0004,385
Trading account gains and fees$0138
Additional Noninterest Income$82,0006,739
Total noninterest expense$2,404,0005,438
Salaries and employee benefits$1,352,0005,304
Premises and equipment expense$438,0004,501
Additional noninterest expense$614,0005,903
Pre-tax net operating income$1,217,0004,762
Securities gains (losses)$03,819
Applicable income taxes$414,0003,666
Income before extraordinary items$803,0005,260
Extraordinary gains, net$034
Net income$803,0005,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$104,0005,458
Sale, conversion, retirement of capital stock, net$0872
Net operating income$803,0005,184
2004-09-30 (YTD Data)Rank
Total interest income$3,488,0005,072
Total interest expense$1,024,0004,727
Net interest income$2,464,0005,107
Provision for loan and lease losses$44,0005,644
Total noninterest income$281,0005,979
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$221,0004,392
Trading account gains and fees$0134
Additional Noninterest Income$60,0006,801
Total noninterest expense$1,819,0005,376
Salaries and employee benefits$1,018,0005,259
Premises and equipment expense$346,0004,317
Additional noninterest expense$455,0005,908
Pre-tax net operating income$882,0004,937
Securities gains (losses)$03,710
Applicable income taxes$300,0003,803
Income before extraordinary items$582,0005,440
Extraordinary gains, net$026
Net income$582,0005,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$582,0005,362
2004-06-30 (YTD Data)Rank
Total interest income$2,280,0005,138
Total interest expense$666,0004,808
Net interest income$1,614,0005,170
Provision for loan and lease losses$29,0005,552
Total noninterest income$179,0006,076
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$138,0004,532
Trading account gains and fees$0130
Additional Noninterest Income$41,0006,763
Total noninterest expense$1,212,0005,406
Salaries and employee benefits$679,0005,292
Premises and equipment expense$233,0004,294
Additional noninterest expense$300,0005,980
Pre-tax net operating income$552,0005,060
Securities gains (losses)$03,413
Applicable income taxes$188,0003,895
Income before extraordinary items$364,0005,571
Extraordinary gains, net$021
Net income$364,0005,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,291
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$364,0005,480
2004-03-31 (YTD Data)Rank
Total interest income$1,150,0005,131
Total interest expense$335,0004,838
Net interest income$815,0005,142
Provision for loan and lease losses$29,0004,417
Total noninterest income$85,0006,150
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$64,0004,635
Trading account gains and fees$0121
Additional Noninterest Income$21,0006,731
Total noninterest expense$598,0005,458
Salaries and employee benefits$337,0005,325
Premises and equipment expense$113,0004,421
Additional noninterest expense$148,0006,044
Pre-tax net operating income$273,0005,051
Securities gains (losses)$02,934
Applicable income taxes$93,0003,908
Income before extraordinary items$180,0005,590
Extraordinary gains, net$016
Net income$180,0005,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$180,0005,472
2003-12-31 (YTD Data)Rank
Total interest income$4,377,0005,337
Total interest expense$1,544,0004,786
Net interest income$2,833,0005,489
Provision for loan and lease losses$210,0003,929
Total noninterest income$378,0006,082
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$270,0004,561
Trading account gains and fees$0160
Additional Noninterest Income$108,0006,400
Total noninterest expense$2,062,0005,892
Salaries and employee benefits$1,147,0005,792
Premises and equipment expense$356,0005,113
Additional noninterest expense$559,0006,199
Pre-tax net operating income$939,0005,328
Securities gains (losses)$04,500
Applicable income taxes$319,0004,191
Income before extraordinary items$620,0005,881
Extraordinary gains, net$054
Net income$620,0005,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,909
Cash dividends$100,0005,525
Sale, conversion, retirement of capital stock, net$0868
Net operating income$620,0005,705
2003-09-30 (YTD Data)Rank
Total interest income$3,258,0005,424
Total interest expense$1,203,0004,813
Net interest income$2,055,0005,633
Provision for loan and lease losses$130,0004,216
Total noninterest income$305,0005,987
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$208,0004,511
Trading account gains and fees$0153
Additional Noninterest Income$97,0006,146
Total noninterest expense$1,535,0005,905
Salaries and employee benefits$854,0005,783
Premises and equipment expense$258,0005,228
Additional noninterest expense$423,0006,173
Pre-tax net operating income$695,0005,529
Securities gains (losses)$04,204
Applicable income taxes$236,0004,379
Income before extraordinary items$459,0006,046
Extraordinary gains, net$040
Net income$459,0006,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$459,0005,877
2003-06-30 (YTD Data)Rank
Total interest income$2,159,0005,485
Total interest expense$835,0004,804
Net interest income$1,324,0005,728
Provision for loan and lease losses$71,0004,513
Total noninterest income$194,0006,083
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$137,0004,506
Trading account gains and fees$0150
Additional Noninterest Income$57,0006,331
Total noninterest expense$1,015,0005,944
Salaries and employee benefits$564,0005,820
Premises and equipment expense$170,0005,234
Additional noninterest expense$281,0006,173
Pre-tax net operating income$432,0005,678
Securities gains (losses)$03,782
Applicable income taxes$147,0004,534
Income before extraordinary items$285,0006,209
Extraordinary gains, net$030
Net income$285,0006,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,879
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$285,0006,007
2003-03-31 (YTD Data)Rank
Total interest income$1,075,0005,526
Total interest expense$427,0004,838
Net interest income$648,0005,797
Provision for loan and lease losses$38,0004,186
Total noninterest income$85,0006,273
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$58,0004,839
Trading account gains and fees$0134
Additional Noninterest Income$27,0006,429
Total noninterest expense$494,0006,038
Salaries and employee benefits$277,0005,887
Premises and equipment expense$82,0005,357
Additional noninterest expense$135,0006,319
Pre-tax net operating income$201,0005,830
Securities gains (losses)$02,891
Applicable income taxes$68,0004,629
Income before extraordinary items$133,0006,303
Extraordinary gains, net$021
Net income$133,0006,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,022
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$133,0006,131
2002-12-31 (YTD Data)Rank
Total interest income$3,626,0006,220
Total interest expense$1,487,0005,749
Net interest income$2,139,0006,412
Provision for loan and lease losses$337,0003,207
Total noninterest income$236,0006,982
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$168,0005,621
Trading account gains and fees$0153
Additional Noninterest Income$68,0007,131
Total noninterest expense$1,740,0006,375
Salaries and employee benefits$920,0006,440
Premises and equipment expense$303,0005,546
Additional noninterest expense$517,0006,402
Pre-tax net operating income$298,0007,545
Securities gains (losses)$04,537
Applicable income taxes$101,0005,954
Income before extraordinary items$197,0007,853
Extraordinary gains, net$070
Net income$197,0007,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,276
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$197,0007,751
2001-12-31 (YTD Data)Rank
Total interest income$1,899,0008,321
Total interest expense$1,032,0007,959
Net interest income$867,0008,548
Provision for loan and lease losses$132,0005,025
Total noninterest income$105,0008,438
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$84,0006,897
Trading account gains and fees$0177
Additional Noninterest Income$21,0008,695
Total noninterest expense$874,0008,268
Salaries and employee benefits$429,0008,493
Premises and equipment expense$170,0007,214
Additional noninterest expense$275,0008,038
Pre-tax net operating income$-34,0008,787
Securities gains (losses)$04,612
Applicable income taxes$-11,0009,008
Income before extraordinary items$-23,0008,865
Extraordinary gains, net$0105
Net income$-23,0008,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$4,500,000208
Net operating income$-23,0008,784

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.