Home > Guaranty Bank > Loan Charge- Offs and Recoveries
Guaranty Bank, Loan Charge- Offs and Recoveries
| 2009-06-30 (YTD Data) | Rank | |
| Total charge-offs | $125,384,000 | 69 |
| Loans secured by real estate, total | $112,918,000 | 44 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $112,918,000 | 44 |
| Construction and land development | $102,505,000 | 22 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $10,123,000 | 86 |
| Secured by multifamily residential properties | $290,000 | 204 |
| Secured by nonfarm nonresidential properties | $0 | 2,317 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,375,000 | 95 |
| Loans to individuals | $91,000 | 1,392 |
| Credit card loan charge offs | $0 | 1,110 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $91,000 | 1,293 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $459,000 | 425 |
| Loans secured by real estate, total | $381,000 | 207 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $381,000 | 206 |
| Construction and land development | $88,000 | 250 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $293,000 | 97 |
| Secured by multifamily residential properties | $0 | 163 |
| Secured by nonfarm nonresidential properties | $0 | 1,069 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $69,000 | 550 |
| Loans to individuals | $9,000 | 2,426 |
| Credit card loan recoveries | $0 | 782 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 2,341 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $124,925,000 | 67 |
| Loans secured by real estate, total | $112,537,000 | 44 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $112,537,000 | 44 |
| Construction and land development | $102,417,000 | 22 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $9,830,000 | 86 |
| Secured by multifamily residential properties | $290,000 | 200 |
| Secured by nonfarm nonresidential properties | $0 | 2,247 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,306,000 | 94 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $82,000 | 1,229 |
| Credit card loan net charge offs | $0 | 1,050 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $82,000 | 1,123 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2009-03-31 (YTD Data) | Rank | |
| Total charge-offs | $25,072,000 | 115 |
| Loans secured by real estate, total | $24,096,000 | 79 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $24,096,000 | 79 |
| Construction and land development | $19,646,000 | 47 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $4,432,000 | 88 |
| Secured by multifamily residential properties | $18,000 | 265 |
| Secured by nonfarm nonresidential properties | $0 | 1,441 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $936,000 | 310 |
| Loans to individuals | $40,000 | 1,470 |
| Credit card loan charge offs | $0 | 896 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $40,000 | 1,360 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $232,000 | 395 |
| Loans secured by real estate, total | $190,000 | 185 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $190,000 | 183 |
| Construction and land development | $0 | 615 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $190,000 | 79 |
| Secured by multifamily residential properties | $0 | 112 |
| Secured by nonfarm nonresidential properties | $0 | 723 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $39,000 | 460 |
| Loans to individuals | $3,000 | 2,692 |
| Credit card loan recoveries | $0 | 620 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,000 | 2,602 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $24,840,000 | 113 |
| Loans secured by real estate, total | $23,906,000 | 78 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $23,906,000 | 78 |
| Construction and land development | $19,646,000 | 47 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $4,242,000 | 88 |
| Secured by multifamily residential properties | $18,000 | 261 |
| Secured by nonfarm nonresidential properties | $0 | 1,395 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $897,000 | 306 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $37,000 | 1,264 |
| Credit card loan net charge offs | $0 | 825 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 1,151 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2008-12-31 (YTD Data) | Rank | |
| Total charge-offs | $176,489,000 | 64 |
| Loans secured by real estate, total | $134,057,000 | 45 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $134,057,000 | 45 |
| Construction and land development | $121,100,000 | 25 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $12,921,000 | 76 |
| Secured by multifamily residential properties | $36,000 | 467 |
| Secured by nonfarm nonresidential properties | $0 | 2,506 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $42,357,000 | 42 |
| Loans to individuals | $75,000 | 2,432 |
| Credit card loan charge offs | $0 | 1,347 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $75,000 | 2,318 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,153,000 | 142 |
| Loans secured by real estate, total | $1,084,000 | 107 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,084,000 | 107 |
| Construction and land development | $0 | 1,024 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $1,084,000 | 52 |
| Secured by multifamily residential properties | $0 | 205 |
| Secured by nonfarm nonresidential properties | $0 | 1,329 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,055,000 | 68 |
| Loans to individuals | $14,000 | 2,806 |
| Credit card loan recoveries | $0 | 1,059 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $14,000 | 2,710 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $173,336,000 | 60 |
| Loans secured by real estate, total | $132,973,000 | 45 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $132,973,000 | 45 |
| Construction and land development | $121,100,000 | 25 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $11,837,000 | 76 |
| Secured by multifamily residential properties | $36,000 | 452 |
| Secured by nonfarm nonresidential properties | $0 | 2,362 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $40,302,000 | 40 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $61,000 | 2,270 |
| Credit card loan net charge offs | $0 | 1,255 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $61,000 | 2,139 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2008-09-30 (YTD Data) | Rank | |
| Total charge-offs | $123,373,000 | 67 |
| Loans secured by real estate, total | $87,655,000 | 49 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $87,655,000 | 49 |
| Construction and land development | $77,388,000 | 26 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $10,267,000 | 74 |
| Secured by multifamily residential properties | $0 | 394 |
| Secured by nonfarm nonresidential properties | $0 | 1,902 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $35,684,000 | 39 |
| Loans to individuals | $34,000 | 2,944 |
| Credit card loan charge offs | $0 | 1,254 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $34,000 | 2,820 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,461,000 | 145 |
| Loans secured by real estate, total | $861,000 | 98 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $861,000 | 98 |
| Construction and land development | $0 | 828 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $861,000 | 54 |
| Secured by multifamily residential properties | $0 | 161 |
| Secured by nonfarm nonresidential properties | $0 | 1,138 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,589,000 | 70 |
| Loans to individuals | $11,000 | 2,775 |
| Credit card loan recoveries | $0 | 976 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $11,000 | 2,676 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $120,912,000 | 67 |
| Loans secured by real estate, total | $86,794,000 | 48 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $86,794,000 | 48 |
| Construction and land development | $77,388,000 | 26 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $9,406,000 | 74 |
| Secured by multifamily residential properties | $0 | 382 |
| Secured by nonfarm nonresidential properties | $0 | 1,766 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $34,095,000 | 37 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $23,000 | 2,863 |
| Credit card loan net charge offs | $0 | 1,146 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $23,000 | 2,730 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2008-06-30 (YTD Data) | Rank | |
| Total charge-offs | $22,657,000 | 130 |
| Loans secured by real estate, total | $20,583,000 | 94 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $20,583,000 | 93 |
| Construction and land development | $15,798,000 | 66 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $4,785,000 | 91 |
| Secured by multifamily residential properties | $0 | 260 |
| Secured by nonfarm nonresidential properties | $0 | 1,438 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,064,000 | 175 |
| Loans to individuals | $10,000 | 3,867 |
| Credit card loan charge offs | $0 | 1,109 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,000 | 3,704 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,478,000 | 155 |
| Loans secured by real estate, total | $129,000 | 321 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $129,000 | 320 |
| Construction and land development | $0 | 621 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $129,000 | 149 |
| Secured by multifamily residential properties | $0 | 123 |
| Secured by nonfarm nonresidential properties | $0 | 950 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,341,000 | 58 |
| Loans to individuals | $8,000 | 2,645 |
| Credit card loan recoveries | $0 | 870 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,000 | 2,548 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $21,179,000 | 132 |
| Loans secured by real estate, total | $20,454,000 | 91 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $20,454,000 | 91 |
| Construction and land development | $15,798,000 | 64 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $4,656,000 | 84 |
| Secured by multifamily residential properties | $0 | 252 |
| Secured by nonfarm nonresidential properties | $0 | 1,334 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $723,000 | 335 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,000 | 4,332 |
| Credit card loan net charge offs | $0 | 1,000 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 4,169 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2008-03-31 (YTD Data) | Rank | |
| Total charge-offs | $2,819,000 | 256 |
| Loans secured by real estate, total | $1,807,000 | 198 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,807,000 | 198 |
| Construction and land development | $17,000 | 938 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,790,000 | 91 |
| Secured by multifamily residential properties | $0 | 141 |
| Secured by nonfarm nonresidential properties | $0 | 873 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,012,000 | 147 |
| Loans to individuals | $0 | 4,877 |
| Credit card loan charge offs | $0 | 867 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 4,705 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $452,000 | 224 |
| Loans secured by real estate, total | $67,000 | 269 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $67,000 | 269 |
| Construction and land development | $0 | 395 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $67,000 | 137 |
| Secured by multifamily residential properties | $0 | 81 |
| Secured by nonfarm nonresidential properties | $0 | 651 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $380,000 | 82 |
| Loans to individuals | $5,000 | 2,308 |
| Credit card loan recoveries | $0 | 680 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 2,217 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,367,000 | 264 |
| Loans secured by real estate, total | $1,740,000 | 194 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,740,000 | 194 |
| Construction and land development | $17,000 | 914 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,723,000 | 89 |
| Secured by multifamily residential properties | $0 | 135 |
| Secured by nonfarm nonresidential properties | $0 | 813 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $632,000 | 203 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-5,000 | 8,039 |
| Credit card loan net charge offs | $0 | 785 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-5,000 | 8,024 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2007-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,035,000 | 186 |
| Loans secured by real estate, total | $7,965,000 | 116 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,965,000 | 116 |
| Construction and land development | $4,468,000 | 92 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $3,497,000 | 87 |
| Secured by multifamily residential properties | $0 | 308 |
| Secured by nonfarm nonresidential properties | $0 | 1,686 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,998,000 | 174 |
| Loans to individuals | $72,000 | 2,215 |
| Credit card loan charge offs | $0 | 1,397 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $72,000 | 2,099 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,704,000 | 59 |
| Loans secured by real estate, total | $335,000 | 173 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $335,000 | 172 |
| Construction and land development | $0 | 653 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $335,000 | 109 |
| Secured by multifamily residential properties | $0 | 140 |
| Secured by nonfarm nonresidential properties | $0 | 83 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $13,171,000 | 22 |
| Loans to individuals | $198,000 | 424 |
| Credit card loan recoveries | $0 | 1,153 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $198,000 | 375 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-2,669,000 | 8,534 |
| Loans secured by real estate, total | $7,630,000 | 116 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,630,000 | 116 |
| Construction and land development | $4,468,000 | 92 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $3,162,000 | 88 |
| Secured by multifamily residential properties | $0 | 293 |
| Secured by nonfarm nonresidential properties | $0 | 1,679 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-10,173,000 | 8,534 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-126,000 | 8,517 |
| Credit card loan net charge offs | $0 | 1,252 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-126,000 | 8,519 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2007-09-30 (YTD Data) | Rank | |
| Total charge-offs | $4,556,000 | 253 |
| Loans secured by real estate, total | $2,719,000 | 158 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,719,000 | 158 |
| Construction and land development | $414,000 | 264 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,305,000 | 85 |
| Secured by multifamily residential properties | $0 | 217 |
| Secured by nonfarm nonresidential properties | $0 | 1,302 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,765,000 | 182 |
| Loans to individuals | $72,000 | 1,721 |
| Credit card loan charge offs | $0 | 1,273 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $72,000 | 1,610 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $12,362,000 | 55 |
| Loans secured by real estate, total | $285,000 | 193 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $285,000 | 192 |
| Construction and land development | $0 | 531 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $285,000 | 105 |
| Secured by multifamily residential properties | $0 | 127 |
| Secured by nonfarm nonresidential properties | $0 | 1,054 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,881,000 | 18 |
| Loans to individuals | $196,000 | 355 |
| Credit card loan recoveries | $0 | 1,043 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $196,000 | 313 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-7,806,000 | 8,559 |
| Loans secured by real estate, total | $2,434,000 | 156 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,434,000 | 156 |
| Construction and land development | $414,000 | 256 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $2,020,000 | 84 |
| Secured by multifamily residential properties | $0 | 202 |
| Secured by nonfarm nonresidential properties | $0 | 1,176 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-10,116,000 | 8,559 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-124,000 | 8,546 |
| Credit card loan net charge offs | $0 | 1,139 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-124,000 | 8,547 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2007-06-30 (YTD Data) | Rank | |
| Total charge-offs | $2,933,000 | 242 |
| Loans secured by real estate, total | $1,796,000 | 131 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,796,000 | 131 |
| Construction and land development | $70,000 | 415 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,726,000 | 78 |
| Secured by multifamily residential properties | $0 | 155 |
| Secured by nonfarm nonresidential properties | $0 | 984 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,137,000 | 180 |
| Loans to individuals | $0 | 5,782 |
| Credit card loan charge offs | $0 | 1,123 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 5,627 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $11,405,000 | 49 |
| Loans secured by real estate, total | $119,000 | 291 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $119,000 | 291 |
| Construction and land development | $0 | 398 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $119,000 | 151 |
| Secured by multifamily residential properties | $0 | 103 |
| Secured by nonfarm nonresidential properties | $0 | 901 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,112,000 | 13 |
| Loans to individuals | $174,000 | 302 |
| Credit card loan recoveries | $0 | 935 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $174,000 | 264 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-8,472,000 | 8,613 |
| Loans secured by real estate, total | $1,677,000 | 128 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,677,000 | 128 |
| Construction and land development | $70,000 | 394 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,607,000 | 78 |
| Secured by multifamily residential properties | $0 | 145 |
| Secured by nonfarm nonresidential properties | $0 | 881 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-9,975,000 | 8,614 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-174,000 | 8,607 |
| Credit card loan net charge offs | $0 | 991 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-174,000 | 8,608 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2007-03-31 (YTD Data) | Rank | |
| Total charge-offs | $1,171,000 | 256 |
| Loans secured by real estate, total | $704,000 | 129 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $704,000 | 129 |
| Construction and land development | $70,000 | 193 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $634,000 | 91 |
| Secured by multifamily residential properties | $0 | 82 |
| Secured by nonfarm nonresidential properties | $0 | 596 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $467,000 | 192 |
| Loans to individuals | $0 | 4,827 |
| Credit card loan charge offs | $0 | 906 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 4,637 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,013,000 | 34 |
| Loans secured by real estate, total | $22,000 | 542 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $22,000 | 542 |
| Construction and land development | $0 | 262 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $22,000 | 305 |
| Secured by multifamily residential properties | $0 | 67 |
| Secured by nonfarm nonresidential properties | $0 | 674 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $8,820,000 | 10 |
| Loans to individuals | $171,000 | 197 |
| Credit card loan recoveries | $0 | 714 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $171,000 | 164 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-7,842,000 | 8,648 |
| Loans secured by real estate, total | $682,000 | 119 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $682,000 | 119 |
| Construction and land development | $70,000 | 180 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $612,000 | 88 |
| Secured by multifamily residential properties | $0 | 77 |
| Secured by nonfarm nonresidential properties | $0 | 529 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-8,353,000 | 8,649 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-171,000 | 8,645 |
| Credit card loan net charge offs | $0 | 817 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-171,000 | 8,644 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2006-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,880,000 | 105 |
| Loans secured by real estate, total | $1,045,000 | 265 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,045,000 | 265 |
| Construction and land development | $4,000 | 817 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,041,000 | 121 |
| Secured by multifamily residential properties | $0 | 220 |
| Secured by nonfarm nonresidential properties | $0 | 1,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,047,000 | 41 |
| Loans to individuals | $788,000 | 359 |
| Credit card loan charge offs | $0 | 1,477 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $788,000 | 292 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,211,000 | 86 |
| Loans secured by real estate, total | $2,249,000 | 47 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,249,000 | 47 |
| Construction and land development | $1,612,000 | 8 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $637,000 | 62 |
| Secured by multifamily residential properties | $0 | 130 |
| Secured by nonfarm nonresidential properties | $0 | 1,234 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,794,000 | 41 |
| Loans to individuals | $168,000 | 524 |
| Credit card loan recoveries | $0 | 1,241 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $168,000 | 474 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,669,000 | 130 |
| Loans secured by real estate, total | $-1,204,000 | 8,675 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-1,204,000 | 8,686 |
| Construction and land development | $-1,608,000 | 8,680 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $404,000 | 250 |
| Secured by multifamily residential properties | $0 | 201 |
| Secured by nonfarm nonresidential properties | $0 | 1,309 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $10,253,000 | 52 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $620,000 | 310 |
| Credit card loan net charge offs | $0 | 1,304 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $620,000 | 245 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2006-09-30 (YTD Data) | Rank | |
| Total charge-offs | $16,425,000 | 96 |
| Loans secured by real estate, total | $811,000 | 214 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $811,000 | 214 |
| Construction and land development | $4,000 | 605 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $807,000 | 111 |
| Secured by multifamily residential properties | $0 | 163 |
| Secured by nonfarm nonresidential properties | $0 | 1,199 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $14,826,000 | 39 |
| Loans to individuals | $788,000 | 301 |
| Credit card loan charge offs | $0 | 1,371 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $788,000 | 242 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,459,000 | 107 |
| Loans secured by real estate, total | $581,000 | 109 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $581,000 | 108 |
| Construction and land development | $0 | 405 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $581,000 | 59 |
| Secured by multifamily residential properties | $0 | 108 |
| Secured by nonfarm nonresidential properties | $0 | 1,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,720,000 | 48 |
| Loans to individuals | $158,000 | 455 |
| Credit card loan recoveries | $0 | 1,155 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $158,000 | 400 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $11,966,000 | 97 |
| Loans secured by real estate, total | $230,000 | 530 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $230,000 | 530 |
| Construction and land development | $4,000 | 562 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $226,000 | 276 |
| Secured by multifamily residential properties | $0 | 151 |
| Secured by nonfarm nonresidential properties | $0 | 1,012 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,106,000 | 37 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $630,000 | 256 |
| Credit card loan net charge offs | $0 | 1,179 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $630,000 | 196 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2006-06-30 (YTD Data) | Rank | |
| Total charge-offs | $8,151,000 | 112 |
| Loans secured by real estate, total | $596,000 | 198 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $596,000 | 198 |
| Construction and land development | $4,000 | 439 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $592,000 | 113 |
| Secured by multifamily residential properties | $0 | 109 |
| Secured by nonfarm nonresidential properties | $0 | 952 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,785,000 | 53 |
| Loans to individuals | $770,000 | 251 |
| Credit card loan charge offs | $0 | 1,209 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $770,000 | 202 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,263,000 | 98 |
| Loans secured by real estate, total | $466,000 | 100 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $466,000 | 99 |
| Construction and land development | $0 | 336 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $466,000 | 55 |
| Secured by multifamily residential properties | $0 | 89 |
| Secured by nonfarm nonresidential properties | $0 | 941 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,656,000 | 38 |
| Loans to individuals | $141,000 | 379 |
| Credit card loan recoveries | $0 | 1,014 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $141,000 | 335 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,888,000 | 144 |
| Loans secured by real estate, total | $130,000 | 541 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $130,000 | 541 |
| Construction and land development | $4,000 | 409 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $126,000 | 322 |
| Secured by multifamily residential properties | $0 | 101 |
| Secured by nonfarm nonresidential properties | $0 | 815 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,129,000 | 79 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $629,000 | 215 |
| Credit card loan net charge offs | $0 | 1,048 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $629,000 | 161 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2006-03-31 (YTD Data) | Rank | |
| Total charge-offs | $7,581,000 | 86 |
| Loans secured by real estate, total | $286,000 | 197 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $286,000 | 197 |
| Construction and land development | $0 | 290 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $286,000 | 112 |
| Secured by multifamily residential properties | $0 | 56 |
| Secured by nonfarm nonresidential properties | $0 | 586 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,531,000 | 32 |
| Loans to individuals | $764,000 | 174 |
| Credit card loan charge offs | $0 | 974 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $764,000 | 128 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $666,000 | 183 |
| Loans secured by real estate, total | $339,000 | 79 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $339,000 | 78 |
| Construction and land development | $0 | 235 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $339,000 | 46 |
| Secured by multifamily residential properties | $0 | 62 |
| Secured by nonfarm nonresidential properties | $0 | 704 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $204,000 | 154 |
| Loans to individuals | $123,000 | 271 |
| Credit card loan recoveries | $0 | 774 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $123,000 | 239 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,915,000 | 74 |
| Loans secured by real estate, total | $-53,000 | 8,660 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-53,000 | 8,672 |
| Construction and land development | $0 | 272 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-53,000 | 8,741 |
| Secured by multifamily residential properties | $0 | 51 |
| Secured by nonfarm nonresidential properties | $0 | 498 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,327,000 | 25 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $641,000 | 148 |
| Credit card loan net charge offs | $0 | 856 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $641,000 | 110 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2005-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,681,000 | 101 |
| Loans secured by real estate, total | $2,141,000 | 139 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,141,000 | 139 |
| Construction and land development | $0 | 771 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,141,000 | 80 |
| Secured by multifamily residential properties | $0 | 207 |
| Secured by nonfarm nonresidential properties | $0 | 1,523 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,911,000 | 39 |
| Loans to individuals | $629,000 | 444 |
| Credit card loan charge offs | $0 | 1,644 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $629,000 | 374 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,117,000 | 119 |
| Loans secured by real estate, total | $1,910,000 | 55 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,910,000 | 54 |
| Construction and land development | $1,627,000 | 9 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $283,000 | 138 |
| Secured by multifamily residential properties | $0 | 155 |
| Secured by nonfarm nonresidential properties | $0 | 1,303 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,074,000 | 76 |
| Loans to individuals | $133,000 | 641 |
| Credit card loan recoveries | $0 | 1,291 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $133,000 | 585 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,564,000 | 95 |
| Loans secured by real estate, total | $231,000 | 648 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $231,000 | 648 |
| Construction and land development | $-1,627,000 | 8,829 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,858,000 | 76 |
| Secured by multifamily residential properties | $0 | 189 |
| Secured by nonfarm nonresidential properties | $0 | 1,340 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,837,000 | 33 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $496,000 | 406 |
| Credit card loan net charge offs | $0 | 1,510 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $496,000 | 330 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2005-09-30 (YTD Data) | Rank | |
| Total charge-offs | $19,688,000 | 98 |
| Loans secured by real estate, total | $1,730,000 | 128 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,730,000 | 128 |
| Construction and land development | $0 | 600 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,730,000 | 77 |
| Secured by multifamily residential properties | $0 | 165 |
| Secured by nonfarm nonresidential properties | $0 | 1,203 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,483,000 | 40 |
| Loans to individuals | $475,000 | 428 |
| Credit card loan charge offs | $0 | 1,527 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $475,000 | 354 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,614,000 | 113 |
| Loans secured by real estate, total | $1,839,000 | 46 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,839,000 | 45 |
| Construction and land development | $1,627,000 | 8 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $212,000 | 138 |
| Secured by multifamily residential properties | $0 | 130 |
| Secured by nonfarm nonresidential properties | $0 | 1,158 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,668,000 | 70 |
| Loans to individuals | $107,000 | 620 |
| Credit card loan recoveries | $0 | 1,197 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 552 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,074,000 | 93 |
| Loans secured by real estate, total | $-109,000 | 8,713 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-109,000 | 8,726 |
| Construction and land development | $-1,627,000 | 8,855 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,518,000 | 74 |
| Secured by multifamily residential properties | $0 | 154 |
| Secured by nonfarm nonresidential properties | $0 | 1,046 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $14,815,000 | 31 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $368,000 | 390 |
| Credit card loan net charge offs | $0 | 1,374 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $368,000 | 313 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2005-06-30 (YTD Data) | Rank | |
| Total charge-offs | $18,315,000 | 81 |
| Loans secured by real estate, total | $1,205,000 | 123 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,205,000 | 123 |
| Construction and land development | $0 | 472 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,205,000 | 74 |
| Secured by multifamily residential properties | $0 | 124 |
| Secured by nonfarm nonresidential properties | $0 | 947 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,882,000 | 33 |
| Loans to individuals | $228,000 | 548 |
| Credit card loan charge offs | $0 | 1,390 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $228,000 | 468 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,564,000 | 125 |
| Loans secured by real estate, total | $93,000 | 361 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $93,000 | 360 |
| Construction and land development | $0 | 360 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $93,000 | 186 |
| Secured by multifamily residential properties | $0 | 118 |
| Secured by nonfarm nonresidential properties | $0 | 969 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,395,000 | 52 |
| Loans to individuals | $76,000 | 598 |
| Credit card loan recoveries | $0 | 1,044 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $76,000 | 538 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,751,000 | 73 |
| Loans secured by real estate, total | $1,112,000 | 108 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,112,000 | 108 |
| Construction and land development | $0 | 428 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,112,000 | 70 |
| Secured by multifamily residential properties | $0 | 113 |
| Secured by nonfarm nonresidential properties | $0 | 810 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $14,487,000 | 23 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $152,000 | 541 |
| Credit card loan net charge offs | $0 | 1,227 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $152,000 | 449 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2005-03-31 (YTD Data) | Rank | |
| Total charge-offs | $7,026,000 | 93 |
| Loans secured by real estate, total | $739,000 | 103 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $739,000 | 102 |
| Construction and land development | $0 | 263 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $739,000 | 65 |
| Secured by multifamily residential properties | $0 | 65 |
| Secured by nonfarm nonresidential properties | $0 | 594 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,094,000 | 41 |
| Loans to individuals | $193,000 | 374 |
| Credit card loan charge offs | $0 | 1,099 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $193,000 | 305 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,686,000 | 108 |
| Loans secured by real estate, total | $15,000 | 670 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 668 |
| Construction and land development | $0 | 243 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 391 |
| Secured by multifamily residential properties | $0 | 80 |
| Secured by nonfarm nonresidential properties | $0 | 687 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,637,000 | 43 |
| Loans to individuals | $34,000 | 696 |
| Credit card loan recoveries | $0 | 834 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $34,000 | 628 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,340,000 | 93 |
| Loans secured by real estate, total | $724,000 | 90 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $724,000 | 89 |
| Construction and land development | $0 | 236 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $724,000 | 57 |
| Secured by multifamily residential properties | $0 | 62 |
| Secured by nonfarm nonresidential properties | $0 | 511 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,457,000 | 37 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $159,000 | 332 |
| Credit card loan net charge offs | $0 | 967 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $159,000 | 265 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,785,000 | 149 |
| Loans secured by real estate, total | $11,376,000 | 46 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $11,376,000 | 44 |
| Construction and land development | $2,541,000 | 21 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $3,267,000 | 72 |
| Secured by multifamily residential properties | $3,022,000 | 5 |
| Secured by nonfarm nonresidential properties | $2,546,000 | 53 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,904,000 | 188 |
| Loans to individuals | $505,000 | 599 |
| Credit card loan charge offs | $0 | 1,825 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $505,000 | 521 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $8,339,000 | 104 |
| Loans secured by real estate, total | $382,000 | 198 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $382,000 | 197 |
| Construction and land development | $0 | 535 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $382,000 | 103 |
| Secured by multifamily residential properties | $0 | 147 |
| Secured by nonfarm nonresidential properties | $0 | 1,287 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $7,745,000 | 47 |
| Loans to individuals | $212,000 | 446 |
| Credit card loan recoveries | $0 | 1,411 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $212,000 | 393 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,446,000 | 201 |
| Loans secured by real estate, total | $10,994,000 | 40 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,994,000 | 38 |
| Construction and land development | $2,541,000 | 13 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $2,885,000 | 69 |
| Secured by multifamily residential properties | $3,022,000 | 5 |
| Secured by nonfarm nonresidential properties | $2,546,000 | 40 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-4,841,000 | 8,974 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $293,000 | 704 |
| Credit card loan net charge offs | $0 | 1,686 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $293,000 | 603 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-09-30 (YTD Data) | Rank | |
| Total charge-offs | $13,259,000 | 140 |
| Loans secured by real estate, total | $10,768,000 | 39 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,768,000 | 38 |
| Construction and land development | $2,541,000 | 12 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $2,659,000 | 70 |
| Secured by multifamily residential properties | $3,022,000 | 3 |
| Secured by nonfarm nonresidential properties | $2,546,000 | 36 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,125,000 | 176 |
| Loans to individuals | $366,000 | 586 |
| Credit card loan charge offs | $0 | 1,705 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $366,000 | 501 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,603,000 | 102 |
| Loans secured by real estate, total | $328,000 | 183 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $328,000 | 182 |
| Construction and land development | $0 | 449 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $328,000 | 102 |
| Secured by multifamily residential properties | $0 | 123 |
| Secured by nonfarm nonresidential properties | $0 | 1,109 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,095,000 | 44 |
| Loans to individuals | $180,000 | 408 |
| Credit card loan recoveries | $0 | 1,313 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $180,000 | 359 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,656,000 | 160 |
| Loans secured by real estate, total | $10,440,000 | 33 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,440,000 | 32 |
| Construction and land development | $2,541,000 | 7 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $2,331,000 | 68 |
| Secured by multifamily residential properties | $3,022,000 | 3 |
| Secured by nonfarm nonresidential properties | $2,546,000 | 28 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-3,970,000 | 9,020 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $186,000 | 764 |
| Credit card loan net charge offs | $0 | 1,562 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $186,000 | 672 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-06-30 (YTD Data) | Rank | |
| Total charge-offs | $11,357,000 | 125 |
| Loans secured by real estate, total | $9,759,000 | 31 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,759,000 | 30 |
| Construction and land development | $2,541,000 | 11 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,650,000 | 73 |
| Secured by multifamily residential properties | $3,022,000 | 3 |
| Secured by nonfarm nonresidential properties | $2,546,000 | 29 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,286,000 | 194 |
| Loans to individuals | $312,000 | 507 |
| Credit card loan charge offs | $0 | 1,546 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $312,000 | 424 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,177,000 | 96 |
| Loans secured by real estate, total | $225,000 | 190 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $225,000 | 189 |
| Construction and land development | $0 | 382 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $225,000 | 98 |
| Secured by multifamily residential properties | $0 | 117 |
| Secured by nonfarm nonresidential properties | $0 | 933 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,814,000 | 41 |
| Loans to individuals | $138,000 | 396 |
| Credit card loan recoveries | $0 | 1,131 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $138,000 | 345 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,180,000 | 139 |
| Loans secured by real estate, total | $9,534,000 | 29 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,534,000 | 28 |
| Construction and land development | $2,541,000 | 7 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,425,000 | 70 |
| Secured by multifamily residential properties | $3,022,000 | 2 |
| Secured by nonfarm nonresidential properties | $2,546,000 | 23 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-3,528,000 | 9,074 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $174,000 | 581 |
| Credit card loan net charge offs | $0 | 1,412 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $174,000 | 490 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2004-03-31 (YTD Data) | Rank | |
| Total charge-offs | $1,398,000 | 270 |
| Loans secured by real estate, total | $390,000 | 183 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $390,000 | 182 |
| Construction and land development | $0 | 316 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $390,000 | 109 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $0 | 629 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $803,000 | 164 |
| Loans to individuals | $205,000 | 421 |
| Credit card loan charge offs | $0 | 1,259 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $205,000 | 349 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,562,000 | 78 |
| Loans secured by real estate, total | $58,000 | 286 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $58,000 | 285 |
| Construction and land development | $0 | 273 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $58,000 | 168 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $0 | 662 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $3,408,000 | 29 |
| Loans to individuals | $96,000 | 330 |
| Credit card loan recoveries | $0 | 898 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $96,000 | 284 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-2,164,000 | 9,115 |
| Loans secured by real estate, total | $332,000 | 181 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $332,000 | 180 |
| Construction and land development | $0 | 287 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $332,000 | 106 |
| Secured by multifamily residential properties | $0 | 71 |
| Secured by nonfarm nonresidential properties | $0 | 553 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-2,605,000 | 9,115 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $109,000 | 520 |
| Credit card loan net charge offs | $0 | 1,141 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $109,000 | 440 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-12-31 (YTD Data) | Rank | |
| Total charge-offs | $72,557,000 | 76 |
| Loans secured by real estate, total | $12,891,000 | 51 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,891,000 | 51 |
| Construction and land development | $8,567,000 | 6 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,583,000 | 117 |
| Secured by multifamily residential properties | $0 | 215 |
| Secured by nonfarm nonresidential properties | $2,741,000 | 57 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $58,540,000 | 34 |
| Loans to individuals | $1,126,000 | 369 |
| Credit card loan charge offs | $0 | 2,038 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,126,000 | 297 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,151,000 | 101 |
| Loans secured by real estate, total | $131,000 | 453 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $131,000 | 452 |
| Construction and land development | $0 | 538 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $128,000 | 243 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,025 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $8,687,000 | 46 |
| Loans to individuals | $333,000 | 354 |
| Credit card loan recoveries | $0 | 1,547 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $333,000 | 306 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $63,406,000 | 69 |
| Loans secured by real estate, total | $12,760,000 | 45 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,760,000 | 45 |
| Construction and land development | $8,567,000 | 6 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,455,000 | 110 |
| Secured by multifamily residential properties | $0 | 192 |
| Secured by nonfarm nonresidential properties | $2,738,000 | 53 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $49,853,000 | 35 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $793,000 | 382 |
| Credit card loan net charge offs | $0 | 1,905 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $793,000 | 309 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-09-30 (YTD Data) | Rank | |
| Total charge-offs | $53,007,000 | 74 |
| Loans secured by real estate, total | $8,655,000 | 53 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,655,000 | 53 |
| Construction and land development | $7,467,000 | 7 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,188,000 | 113 |
| Secured by multifamily residential properties | $0 | 164 |
| Secured by nonfarm nonresidential properties | $0 | 1,419 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $43,341,000 | 35 |
| Loans to individuals | $1,011,000 | 347 |
| Credit card loan charge offs | $0 | 1,934 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,011,000 | 277 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,443,000 | 97 |
| Loans secured by real estate, total | $105,000 | 410 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $105,000 | 409 |
| Construction and land development | $0 | 454 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $103,000 | 229 |
| Secured by multifamily residential properties | $0 | 161 |
| Secured by nonfarm nonresidential properties | $2,000 | 932 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $7,119,000 | 41 |
| Loans to individuals | $219,000 | 406 |
| Credit card loan recoveries | $0 | 1,427 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $219,000 | 348 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $45,564,000 | 73 |
| Loans secured by real estate, total | $8,550,000 | 50 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,550,000 | 50 |
| Construction and land development | $7,467,000 | 6 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,085,000 | 108 |
| Secured by multifamily residential properties | $0 | 144 |
| Secured by nonfarm nonresidential properties | $-2,000 | 8,717 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $36,222,000 | 35 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $792,000 | 323 |
| Credit card loan net charge offs | $0 | 1,800 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $792,000 | 249 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-06-30 (YTD Data) | Rank | |
| Total charge-offs | $50,256,000 | 64 |
| Loans secured by real estate, total | $8,158,000 | 42 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,158,000 | 42 |
| Construction and land development | $7,467,000 | 4 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $691,000 | 127 |
| Secured by multifamily residential properties | $0 | 115 |
| Secured by nonfarm nonresidential properties | $0 | 1,093 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $41,417,000 | 26 |
| Loans to individuals | $681,000 | 348 |
| Credit card loan charge offs | $0 | 1,759 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $681,000 | 275 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,481,000 | 103 |
| Loans secured by real estate, total | $67,000 | 404 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $67,000 | 403 |
| Construction and land development | $0 | 360 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 232 |
| Secured by multifamily residential properties | $0 | 122 |
| Secured by nonfarm nonresidential properties | $1,000 | 810 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,265,000 | 38 |
| Loans to individuals | $149,000 | 398 |
| Credit card loan recoveries | $0 | 1,265 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $149,000 | 344 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $45,775,000 | 60 |
| Loans secured by real estate, total | $8,091,000 | 39 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,091,000 | 39 |
| Construction and land development | $7,467,000 | 4 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $625,000 | 123 |
| Secured by multifamily residential properties | $0 | 103 |
| Secured by nonfarm nonresidential properties | $-1,000 | 8,678 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $37,152,000 | 27 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $532,000 | 332 |
| Credit card loan net charge offs | $0 | 1,616 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $532,000 | 257 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs | $21,533,000 | 71 |
| Loans secured by real estate, total | $247,000 | 283 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $247,000 | 283 |
| Construction and land development | $0 | 356 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $247,000 | 171 |
| Secured by multifamily residential properties | $0 | 62 |
| Secured by nonfarm nonresidential properties | $0 | 685 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,863,000 | 27 |
| Loans to individuals | $423,000 | 318 |
| Credit card loan charge offs | $0 | 1,417 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $423,000 | 254 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $257,000 | 346 |
| Loans secured by real estate, total | $28,000 | 448 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,000 | 447 |
| Construction and land development | $0 | 259 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $27,000 | 290 |
| Secured by multifamily residential properties | $0 | 90 |
| Secured by nonfarm nonresidential properties | $1,000 | 527 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $135,000 | 234 |
| Loans to individuals | $94,000 | 343 |
| Credit card loan recoveries | $0 | 989 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $94,000 | 291 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $21,276,000 | 64 |
| Loans secured by real estate, total | $219,000 | 272 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $219,000 | 272 |
| Construction and land development | $0 | 331 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $220,000 | 166 |
| Secured by multifamily residential properties | $0 | 56 |
| Secured by nonfarm nonresidential properties | $-1,000 | 8,841 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $20,728,000 | 26 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $329,000 | 299 |
| Credit card loan net charge offs | $0 | 1,291 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $329,000 | 235 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs | $46,619,000 | 106 |
| Loans secured by real estate, total | $11,377,000 | 54 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $11,377,000 | 54 |
| Construction and land development | $-658,000 | 9,354 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $770,000 | 179 |
| Secured by multifamily residential properties | $0 | 205 |
| Secured by nonfarm nonresidential properties | $11,265,000 | 18 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,575,000 | 59 |
| Loans to individuals | $1,667,000 | 331 |
| Credit card loan charge offs | $0 | 2,154 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,667,000 | 259 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,675,000 | 125 |
| Loans secured by real estate, total | $3,772,000 | 32 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,772,000 | 31 |
| Construction and land development | $0 | 512 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $507,000 | 86 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $3,265,000 | 12 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,092,000 | 100 |
| Loans to individuals | $811,000 | 227 |
| Credit card loan recoveries | $0 | 1,607 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $811,000 | 182 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $39,944,000 | 101 |
| Loans secured by real estate, total | $7,605,000 | 70 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $7,605,000 | 69 |
| Construction and land development | $-658,000 | 9,351 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $263,000 | 347 |
| Secured by multifamily residential properties | $0 | 191 |
| Secured by nonfarm nonresidential properties | $8,000,000 | 18 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $31,483,000 | 58 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $856,000 | 404 |
| Credit card loan net charge offs | $0 | 2,007 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $856,000 | 325 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $38,001,000 | 115 |
| Loans secured by real estate, total | $3,672,000 | 114 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,672,000 | 111 |
| Construction and land development | $3,897,000 | 16 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $-262,000 | 9,614 |
| Secured by multifamily residential properties | $22,000 | 140 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,203 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $31,555,000 | 63 |
| Loans to individuals | $2,774,000 | 254 |
| Credit card loan charge offs | $0 | 2,261 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,774,000 | 180 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,510,000 | 138 |
| Loans secured by real estate, total | $3,248,000 | 29 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,248,000 | 27 |
| Construction and land development | $0 | 490 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $3,180,000 | 15 |
| Secured by multifamily residential properties | $0 | 182 |
| Secured by nonfarm nonresidential properties | $68,000 | 271 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $447,000 | 218 |
| Loans to individuals | $815,000 | 226 |
| Credit card loan recoveries | $0 | 1,709 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $815,000 | 169 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $33,491,000 | 111 |
| Loans secured by real estate, total | $424,000 | 436 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $424,000 | 433 |
| Construction and land development | $3,897,000 | 14 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-3,442,000 | 9,614 |
| Secured by multifamily residential properties | $22,000 | 126 |
| Secured by nonfarm nonresidential properties | $-53,000 | 9,485 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $31,108,000 | 53 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,959,000 | 268 |
| Credit card loan net charge offs | $0 | 2,129 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,959,000 | 182 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,145,000 | 235 |
| Loans secured by real estate, total | $-3,332,000 | 9,904 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-3,332,000 | 9,920 |
| Construction and land development | $0 | 585 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $-4,374,000 | 9,904 |
| Secured by multifamily residential properties | $1,042,000 | 4 |
| Secured by nonfarm nonresidential properties | $0 | 1,312 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,059,000 | 155 |
| Loans to individuals | $7,418,000 | 165 |
| Credit card loan charge offs | $0 | 3,283 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,418,000 | 87 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $953,000 | 352 |
| Loans secured by real estate, total | $411,000 | 175 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $411,000 | 175 |
| Construction and land development | $0 | 380 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $411,000 | 108 |
| Secured by multifamily residential properties | $0 | 214 |
| Secured by nonfarm nonresidential properties | $0 | 1,178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $21,000 | 2,374 |
| Loans to individuals | $521,000 | 289 |
| Credit card loan recoveries | $0 | 2,376 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $521,000 | 215 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,192,000 | 224 |
| Loans secured by real estate, total | $-3,743,000 | 9,902 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-3,743,000 | 9,918 |
| Construction and land development | $0 | 551 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-4,785,000 | 9,904 |
| Secured by multifamily residential properties | $1,042,000 | 3 |
| Secured by nonfarm nonresidential properties | $0 | 1,145 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,038,000 | 137 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,897,000 | 142 |
| Credit card loan net charge offs | $0 | 3,051 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,897,000 | 75 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $32,964,000 | 118 |
| Loans secured by real estate, total | $30,938,000 | 10 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,938,000 | 10 |
| Construction and land development | $0 | 611 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $30,938,000 | 7 |
| Secured by multifamily residential properties | $0 | 249 |
| Secured by nonfarm nonresidential properties | $0 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,487 |
| Loans to individuals | $2,026,000 | 320 |
| Credit card loan charge offs | $0 | 3,493 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,026,000 | 221 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,107,000 | 361 |
| Loans secured by real estate, total | $652,000 | 162 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $652,000 | 162 |
| Construction and land development | $0 | 429 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $652,000 | 71 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $0 | 1,309 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,944 |
| Loans to individuals | $455,000 | 342 |
| Credit card loan recoveries | $0 | 2,561 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $455,000 | 258 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $31,857,000 | 102 |
| Loans secured by real estate, total | $30,286,000 | 7 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,286,000 | 6 |
| Construction and land development | $0 | 547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $30,286,000 | 7 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $0 | 1,166 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,362 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,571,000 | 308 |
| Credit card loan net charge offs | $0 | 3,241 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,571,000 | 204 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,537,000 | 222 |
| Loans secured by real estate, total | $9,608,000 | 34 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,608,000 | 34 |
| Construction and land development | $0 | 630 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $9,608,000 | 25 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $0 | 1,530 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,621 |
| Loans to individuals | $929,000 | 514 |
| Credit card loan charge offs | $0 | 3,663 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $929,000 | 381 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,956,000 | 210 |
| Loans secured by real estate, total | $2,785,000 | 53 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,785,000 | 53 |
| Construction and land development | $0 | 460 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $2,785,000 | 14 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $0 | 1,438 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,193 |
| Loans to individuals | $171,000 | 609 |
| Credit card loan recoveries | $0 | 2,637 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $171,000 | 485 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,581,000 | 222 |
| Loans secured by real estate, total | $6,823,000 | 35 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,823,000 | 34 |
| Construction and land development | $0 | 552 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $6,823,000 | 30 |
| Secured by multifamily residential properties | $0 | 283 |
| Secured by nonfarm nonresidential properties | $0 | 1,241 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,458 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $758,000 | 495 |
| Credit card loan net charge offs | $0 | 3,434 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $758,000 | 359 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,739,000 | 314 |
| Loans secured by real estate, total | $5,068,000 | 78 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,068,000 | 77 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $5,068,000 | 51 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $671,000 | 699 |
| Credit card loan charge offs | $0 | 3,914 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $671,000 | 541 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,588,000 | 183 |
| Loans secured by real estate, total | $3,042,000 | 65 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,042,000 | 65 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $3,042,000 | 17 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $546,000 | 335 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $546,000 | 252 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,151,000 | 484 |
| Loans secured by real estate, total | $2,026,000 | 117 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,026,000 | 116 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $2,026,000 | 80 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $125,000 | 1,749 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $125,000 | 1,476 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,097,000 | 256 |
| Loans secured by real estate, total | $6,915,000 | 76 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,915,000 | 76 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $6,915,000 | 36 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $3,182,000 | 319 |
| Credit card loan charge offs | $935,000 | 299 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,247,000 | 258 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,742,000 | 130 |
| Loans secured by real estate, total | $3,512,000 | 60 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,512,000 | 59 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $3,512,000 | 12 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $4,230,000 | 117 |
| Credit card loan recoveries | $51,000 | 410 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,179,000 | 62 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,355,000 | 514 |
| Loans secured by real estate, total | $3,403,000 | 118 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,403,000 | 117 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $3,403,000 | 58 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-1,048,000 | 11,450 |
| Credit card loan net charge offs | $884,000 | 282 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-1,932,000 | 11,453 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,358,000 | 529 |
| Loans secured by real estate, total | $1,011,000 | 476 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,011,000 | 474 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $977,000 | 209 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $34,000 | 1,333 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $2,347,000 | 351 |
| Credit card loan charge offs | $2,106,000 | 208 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $241,000 | 1,087 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $145,000 | 1,944 |
| Loans secured by real estate, total | $32,000 | 1,692 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $32,000 | 1,691 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $32,000 | 896 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $113,000 | 956 |
| Credit card loan recoveries | $71,000 | 390 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,811 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,213,000 | 431 |
| Loans secured by real estate, total | $979,000 | 392 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $979,000 | 391 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $945,000 | 177 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $34,000 | 1,081 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,234,000 | 293 |
| Credit card loan net charge offs | $2,035,000 | 194 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $199,000 | 922 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,197,000 | 692 |
| Loans secured by real estate, total | $233,000 | 1,255 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $233,000 | 1,255 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $233,000 | 676 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $1,964,000 | 346 |
| Credit card loan charge offs | $1,577,000 | 210 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $387,000 | 663 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $238,000 | 1,472 |
| Loans secured by real estate, total | $16,000 | 2,665 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 2,665 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,538 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $222,000 | 650 |
| Credit card loan recoveries | $18,000 | 714 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $204,000 | 563 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,959,000 | 558 |
| Loans secured by real estate, total | $217,000 | 1,073 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $217,000 | 1,073 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $217,000 | 592 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,742,000 | 266 |
| Credit card loan net charge offs | $1,559,000 | 183 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $183,000 | 779 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $959,000 | 1,482 |
| Loans secured by real estate, total | $231,000 | 1,559 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $231,000 | 1,558 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $222,000 | 833 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $9,000 | 2,708 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $728,000 | 646 |
| Credit card loan charge offs | $293,000 | 479 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $435,000 | 667 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $316,000 | 1,295 |
| Loans secured by real estate, total | $37,000 | 1,892 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $37,000 | 1,892 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $37,000 | 953 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $279,000 | 591 |
| Credit card loan recoveries | $1,000 | 2,231 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $278,000 | 483 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $643,000 | 1,517 |
| Loans secured by real estate, total | $194,000 | 1,481 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $194,000 | 1,479 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $185,000 | 852 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $9,000 | 2,361 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $449,000 | 654 |
| Credit card loan net charge offs | $292,000 | 425 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $157,000 | 990 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $990,000 | 1,855 |
| Loans secured by real estate, total | $294,000 | 1,738 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $294,000 | 1,738 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $294,000 | 788 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $696,000 | 800 |
| Credit card loan charge offs | $3,000 | 3,275 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $693,000 | 614 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $363,000 | 1,174 |
| Loans secured by real estate, total | $46,000 | 1,646 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $46,000 | 1,646 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $46,000 | 787 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $317,000 | 585 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $317,000 | 481 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $627,000 | 2,117 |
| Loans secured by real estate, total | $248,000 | 1,730 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $248,000 | 1,730 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $248,000 | 785 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $379,000 | 944 |
| Credit card loan net charge offs | $3,000 | 3,042 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $376,000 | 699 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.