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Guaranty Bank, Income and Expense

2009-06-30 (YTD Data)Rank
Total interest income$277,478,00097
Total interest expense$177,494,00058
Net interest income$99,984,000150
Provision for loan and lease losses$207,966,00064
Total noninterest income$20,000,000237
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$20,000,000185
Total noninterest expense$280,477,00068
Salaries and employee benefits$57,667,000103
Premises and equipment expense$39,932,00049
Additional noninterest expense$182,878,00063
Pre-tax net operating income$-368,459,0008,182
Securities gains (losses)$-1,621,632,0008,195
Applicable income taxes$-6,791,0008,063
Income before extraordinary items$-1,983,300,0008,193
Extraordinary gains, net$-3,0008,177
Net income$-1,982,980,0008,192
Minority interest net income$-323,0008,186
Net income of bank and minority interests.$-1,983,303,0008,192
Net charge-offs$124,925,00067
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-361,668,0008,181
2009-03-31 (YTD Data)Rank
Total interest income$141,810,00097
Total interest expense$93,868,00060
Net interest income$47,942,000153
Provision for loan and lease losses$84,421,00067
Total noninterest income$13,934,000181
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$13,934,000142
Total noninterest expense$167,112,00057
Salaries and employee benefits$25,236,000113
Premises and equipment expense$16,427,00055
Additional noninterest expense$125,449,00045
Pre-tax net operating income$-189,657,0008,235
Securities gains (losses)$-1,621,005,0008,247
Applicable income taxes$-1,716,0008,069
Income before extraordinary items$-1,808,946,0008,245
Extraordinary gains, net$-3,0008,240
Net income$-1,808,571,0008,245
Minority interest net income$-378,0008,241
Net income of bank and minority interests.$-1,808,949,0008,245
Net charge-offs$24,840,000113
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-187,941,0008,235
2008-12-31 (YTD Data)Rank
Total interest income$790,047,00076
Total interest expense$426,431,00064
Net interest income$363,616,00093
Provision for loan and lease losses$513,774,00049
Total noninterest income$130,448,000101
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$130,448,00081
Total noninterest expense$377,182,00084
Salaries and employee benefits$197,156,00062
Premises and equipment expense$76,475,00047
Additional noninterest expense$103,551,000135
Pre-tax net operating income$-396,892,0008,285
Securities gains (losses)$-4,230,0008,055
Applicable income taxes$19,141,000115
Income before extraordinary items$-420,263,0008,280
Extraordinary gains, net$-6,807,0008,297
Net income$-427,070,0008,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,336,00060
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$33,124,00047
Net operating income$-416,033,0008,280
2008-09-30 (YTD Data)Rank
Total interest income$615,966,00078
Total interest expense$323,763,00071
Net interest income$292,203,00091
Provision for loan and lease losses$286,925,00051
Total noninterest income$117,906,00098
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$117,906,00080
Total noninterest expense$294,935,00083
Salaries and employee benefits$154,184,00064
Premises and equipment expense$58,302,00051
Additional noninterest expense$82,449,000118
Pre-tax net operating income$-171,751,0008,362
Securities gains (losses)$-4,065,0008,178
Applicable income taxes$70,927,00049
Income before extraordinary items$-246,743,0008,363
Extraordinary gains, net$031
Net income$-246,743,0008,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,912,00067
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$33,124,00027
Net operating income$-242,678,0008,363
2008-06-30 (YTD Data)Rank
Total interest income$431,609,00081
Total interest expense$224,785,00074
Net interest income$206,824,00089
Provision for loan and lease losses$153,220,00058
Total noninterest income$80,489,00098
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$80,489,00081
Total noninterest expense$195,896,00083
Salaries and employee benefits$106,473,00065
Premises and equipment expense$38,467,00054
Additional noninterest expense$50,956,000122
Pre-tax net operating income$-61,803,0008,419
Securities gains (losses)$-22,0008,184
Applicable income taxes$26,280,00084
Income before extraordinary items$-88,105,0008,423
Extraordinary gains, net$021
Net income$-88,105,0008,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,179,000132
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$33,124,00017
Net operating income$-88,083,0008,424
2008-03-31 (YTD Data)Rank
Total interest income$228,882,00082
Total interest expense$126,579,00075
Net interest income$102,303,00089
Provision for loan and lease losses$56,189,00060
Total noninterest income$41,553,00099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$41,553,00078
Total noninterest expense$97,387,00084
Salaries and employee benefits$52,320,00067
Premises and equipment expense$19,110,00055
Additional noninterest expense$25,957,000115
Pre-tax net operating income$-9,720,0008,450
Securities gains (losses)$-113,0008,426
Applicable income taxes$-3,109,0008,443
Income before extraordinary items$-6,724,0008,438
Extraordinary gains, net$015
Net income$-6,724,0008,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,367,000264
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-6,647,1608,436
2007-12-31 (YTD Data)Rank
Total interest income$1,006,035,00073
Total interest expense$591,002,00074
Net interest income$415,033,00087
Provision for loan and lease losses$49,784,00094
Total noninterest income$147,914,000103
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$147,914,00079
Total noninterest expense$362,265,00079
Salaries and employee benefits$195,839,00066
Premises and equipment expense$61,230,00059
Additional noninterest expense$105,196,000107
Pre-tax net operating income$150,898,000102
Securities gains (losses)$-1,214,0008,440
Applicable income taxes$60,390,00089
Income before extraordinary items$89,294,000111
Extraordinary gains, net$039
Net income$89,294,000110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,669,0008,534
Cash dividends$35,000,000167
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$90,070,960111
2007-09-30 (YTD Data)Rank
Total interest income$748,863,00074
Total interest expense$441,475,00075
Net interest income$307,388,00088
Provision for loan and lease losses$17,134,000111
Total noninterest income$110,824,000104
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$110,824,00080
Total noninterest expense$269,337,00080
Salaries and employee benefits$146,040,00069
Premises and equipment expense$45,087,00061
Additional noninterest expense$78,210,000105
Pre-tax net operating income$131,741,000100
Securities gains (losses)$-161,0008,358
Applicable income taxes$50,537,00095
Income before extraordinary items$81,043,000109
Extraordinary gains, net$033
Net income$81,043,000108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,806,0008,559
Cash dividends$35,000,000140
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$81,146,040109
2007-06-30 (YTD Data)Rank
Total interest income$495,043,00079
Total interest expense$292,648,00078
Net interest income$202,395,00093
Provision for loan and lease losses$-1,567,0008,602
Total noninterest income$72,066,000114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$72,066,00085
Total noninterest expense$182,367,00090
Salaries and employee benefits$98,657,00076
Premises and equipment expense$29,211,00070
Additional noninterest expense$54,499,000112
Pre-tax net operating income$93,661,000113
Securities gains (losses)$-872,0008,557
Applicable income taxes$35,962,000105
Income before extraordinary items$56,827,000122
Extraordinary gains, net$029
Net income$56,827,000122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,472,0008,613
Cash dividends$35,000,000117
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$57,385,080120
2007-03-31 (YTD Data)Rank
Total interest income$246,007,00079
Total interest expense$145,273,00078
Net interest income$100,734,00090
Provision for loan and lease losses$-2,428,0008,643
Total noninterest income$36,359,000111
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$36,359,00082
Total noninterest expense$90,051,00088
Salaries and employee benefits$51,261,00071
Premises and equipment expense$13,635,00074
Additional noninterest expense$25,155,000115
Pre-tax net operating income$49,470,000101
Securities gains (losses)$-358,0008,603
Applicable income taxes$18,175,000101
Income before extraordinary items$30,937,000113
Extraordinary gains, net$022
Net income$30,937,000113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,842,0008,648
Cash dividends$35,000,00057
Sale, conversion, retirement of capital stock, net$0885
Net operating income$31,166,120108
2006-12-31 (YTD Data)Rank
Total interest income$1,010,257,00072
Total interest expense$575,604,00068
Net interest income$434,653,00081
Provision for loan and lease losses$1,114,000951
Total noninterest income$158,781,00099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$158,781,00077
Total noninterest expense$382,677,00078
Salaries and employee benefits$206,690,00069
Premises and equipment expense$54,638,00067
Additional noninterest expense$121,349,00096
Pre-tax net operating income$209,643,00098
Securities gains (losses)$203,000384
Applicable income taxes$76,569,00094
Income before extraordinary items$133,277,000104
Extraordinary gains, net$051
Net income$133,277,000106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,669,000130
Cash dividends$150,000,00064
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$133,147,080101
2006-09-30 (YTD Data)Rank
Total interest income$752,443,00079
Total interest expense$424,443,00073
Net interest income$328,000,00086
Provision for loan and lease losses$1,263,000623
Total noninterest income$123,537,000109
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$123,537,00085
Total noninterest expense$290,201,00087
Salaries and employee benefits$154,368,00074
Premises and equipment expense$41,080,00071
Additional noninterest expense$94,753,000104
Pre-tax net operating income$160,073,000111
Securities gains (losses)$338,000256
Applicable income taxes$60,031,000104
Income before extraordinary items$100,380,000113
Extraordinary gains, net$045
Net income$100,380,000114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,966,00097
Cash dividends$150,000,00058
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$100,163,680113
2006-06-30 (YTD Data)Rank
Total interest income$500,923,00080
Total interest expense$277,882,00073
Net interest income$223,041,00089
Provision for loan and lease losses$342,0001,329
Total noninterest income$82,889,000109
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$82,889,00088
Total noninterest expense$202,514,00086
Salaries and employee benefits$106,410,00076
Premises and equipment expense$27,748,00071
Additional noninterest expense$68,356,00098
Pre-tax net operating income$103,074,000119
Securities gains (losses)$439,000177
Applicable income taxes$38,378,000114
Income before extraordinary items$65,135,000122
Extraordinary gains, net$039
Net income$65,135,000123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,888,000144
Cash dividends$65,000,00074
Sale, conversion, retirement of capital stock, net$0887
Net operating income$64,854,040118
2006-03-31 (YTD Data)Rank
Total interest income$243,281,00079
Total interest expense$134,765,00072
Net interest income$108,516,00090
Provision for loan and lease losses$2,109,000155
Total noninterest income$38,437,000113
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$38,437,00090
Total noninterest expense$98,619,00086
Salaries and employee benefits$54,691,00076
Premises and equipment expense$14,082,00070
Additional noninterest expense$29,846,000107
Pre-tax net operating income$46,225,000126
Securities gains (losses)$1,295,00061
Applicable income taxes$17,737,000116
Income before extraordinary items$29,783,000126
Extraordinary gains, net$021
Net income$29,783,000127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,915,00074
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$28,954,200125
2005-12-31 (YTD Data)Rank
Total interest income$817,537,00080
Total interest expense$396,536,00073
Net interest income$421,001,00085
Provision for loan and lease losses$7,449,000182
Total noninterest income$157,695,000109
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$157,695,00087
Total noninterest expense$384,079,00083
Salaries and employee benefits$203,951,00073
Premises and equipment expense$58,502,00064
Additional noninterest expense$121,626,000102
Pre-tax net operating income$187,168,000111
Securities gains (losses)$15,247,00039
Applicable income taxes$73,732,000108
Income before extraordinary items$128,683,000112
Extraordinary gains, net$046
Net income$128,683,000113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,564,00095
Cash dividends$25,000,000202
Sale, conversion, retirement of capital stock, net$0934
Net operating income$118,924,920117
2005-09-30 (YTD Data)Rank
Total interest income$589,341,00082
Total interest expense$276,088,00075
Net interest income$313,253,00088
Provision for loan and lease losses$6,354,000159
Total noninterest income$120,921,000109
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$120,921,00086
Total noninterest expense$288,376,00085
Salaries and employee benefits$154,686,00072
Premises and equipment expense$43,324,00067
Additional noninterest expense$90,366,000104
Pre-tax net operating income$139,444,000115
Securities gains (losses)$14,087,00038
Applicable income taxes$57,073,000106
Income before extraordinary items$96,458,000118
Extraordinary gains, net$035
Net income$96,458,000120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,074,00093
Cash dividends$25,000,000163
Sale, conversion, retirement of capital stock, net$0769
Net operating income$87,442,320121
2005-06-30 (YTD Data)Rank
Total interest income$377,795,00084
Total interest expense$171,744,00072
Net interest income$206,051,00088
Provision for loan and lease losses$8,156,00093
Total noninterest income$79,644,000110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$79,644,00086
Total noninterest expense$196,941,00084
Salaries and employee benefits$104,133,00070
Premises and equipment expense$29,088,00067
Additional noninterest expense$63,720,000101
Pre-tax net operating income$80,598,000127
Securities gains (losses)$10,418,00038
Applicable income taxes$34,005,000112
Income before extraordinary items$57,011,000129
Extraordinary gains, net$030
Net income$57,011,000129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,751,00073
Cash dividends$25,000,000110
Sale, conversion, retirement of capital stock, net$0643
Net operating income$50,343,480137
2005-03-31 (YTD Data)Rank
Total interest income$183,476,00083
Total interest expense$82,100,00073
Net interest income$101,376,00091
Provision for loan and lease losses$1,699,000174
Total noninterest income$37,337,000116
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$37,337,00094
Total noninterest expense$97,948,00086
Salaries and employee benefits$52,701,00071
Premises and equipment expense$15,155,00068
Additional noninterest expense$30,092,000104
Pre-tax net operating income$39,066,000133
Securities gains (losses)$4,090,00040
Applicable income taxes$16,292,000114
Income before extraordinary items$26,864,000136
Extraordinary gains, net$024
Net income$26,864,000136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,340,00093
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$24,246,400141
2004-12-31 (YTD Data)Rank
Total interest income$740,202,00075
Total interest expense$306,623,00058
Net interest income$433,579,00085
Provision for loan and lease losses$-12,380,0008,968
Total noninterest income$176,593,000114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$176,593,00081
Total noninterest expense$517,217,00070
Salaries and employee benefits$299,386,00051
Premises and equipment expense$75,480,00057
Additional noninterest expense$142,351,000100
Pre-tax net operating income$105,335,000156
Securities gains (losses)$58,692,00019
Applicable income taxes$60,154,000115
Income before extraordinary items$103,873,000127
Extraordinary gains, net$034
Net income$103,873,000129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,446,000201
Cash dividends$100,000,00079
Sale, conversion, retirement of capital stock, net$0872
Net operating income$66,310,120162
2004-09-30 (YTD Data)Rank
Total interest income$543,730,00075
Total interest expense$224,300,00061
Net interest income$319,430,00090
Provision for loan and lease losses$-8,808,0009,016
Total noninterest income$135,258,000115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$135,258,00082
Total noninterest expense$390,037,00074
Salaries and employee benefits$228,434,00051
Premises and equipment expense$55,252,00064
Additional noninterest expense$106,351,00097
Pre-tax net operating income$73,459,000170
Securities gains (losses)$48,768,00021
Applicable income taxes$45,887,000118
Income before extraordinary items$76,340,000130
Extraordinary gains, net$026
Net income$76,340,000131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,656,000160
Cash dividends$65,000,00091
Sale, conversion, retirement of capital stock, net$0738
Net operating income$45,128,480172
2004-06-30 (YTD Data)Rank
Total interest income$360,500,00079
Total interest expense$146,779,00066
Net interest income$213,721,00090
Provision for loan and lease losses$-4,727,0009,065
Total noninterest income$104,735,000112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$104,735,00080
Total noninterest expense$252,321,00077
Salaries and employee benefits$153,064,00052
Premises and equipment expense$34,192,00068
Additional noninterest expense$65,065,000106
Pre-tax net operating income$70,862,000130
Securities gains (losses)$36,199,00021
Applicable income taxes$39,682,000104
Income before extraordinary items$67,379,000120
Extraordinary gains, net$021
Net income$67,379,000121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,180,000139
Cash dividends$65,000,00070
Sale, conversion, retirement of capital stock, net$0638
Net operating income$44,211,640138
2004-03-31 (YTD Data)Rank
Total interest income$179,723,00078
Total interest expense$73,512,00063
Net interest income$106,211,00084
Provision for loan and lease losses$-665,0009,087
Total noninterest income$52,026,000105
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$52,026,00078
Total noninterest expense$123,624,00079
Salaries and employee benefits$73,618,00055
Premises and equipment expense$16,977,00068
Additional noninterest expense$33,029,000102
Pre-tax net operating income$35,278,000128
Securities gains (losses)$15,097,00027
Applicable income taxes$18,506,000107
Income before extraordinary items$31,869,000118
Extraordinary gains, net$016
Net income$31,869,000119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,164,0009,115
Cash dividends$25,000,00060
Sale, conversion, retirement of capital stock, net$0464
Net operating income$22,206,920131
2003-12-31 (YTD Data)Rank
Total interest income$756,689,00076
Total interest expense$350,878,00058
Net interest income$405,811,00085
Provision for loan and lease losses$42,890,00092
Total noninterest income$173,474,000122
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$173,474,00091
Total noninterest expense$493,827,00081
Salaries and employee benefits$320,387,00053
Premises and equipment expense$73,991,00066
Additional noninterest expense$99,449,000121
Pre-tax net operating income$42,568,000277
Securities gains (losses)$132,923,00017
Applicable income taxes$62,182,000115
Income before extraordinary items$113,309,000122
Extraordinary gains, net$054
Net income$113,309,000123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,406,00069
Cash dividends$167,000,00071
Sale, conversion, retirement of capital stock, net$0868
Net operating income$26,909,050281
2003-09-30 (YTD Data)Rank
Total interest income$574,281,00074
Total interest expense$271,726,00057
Net interest income$302,555,00085
Provision for loan and lease losses$44,457,00078
Total noninterest income$131,539,000121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$131,539,00086
Total noninterest expense$380,225,00079
Salaries and employee benefits$250,336,00050
Premises and equipment expense$55,105,00067
Additional noninterest expense$74,784,000125
Pre-tax net operating income$9,412,000724
Securities gains (losses)$115,188,00013
Applicable income taxes$44,213,000119
Income before extraordinary items$80,387,000125
Extraordinary gains, net$040
Net income$80,387,000125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,564,00073
Cash dividends$120,000,00064
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,514,800848
2003-06-30 (YTD Data)Rank
Total interest income$387,008,00075
Total interest expense$185,625,00057
Net interest income$201,383,00087
Provision for loan and lease losses$31,427,00074
Total noninterest income$81,724,000121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$81,724,00089
Total noninterest expense$252,296,00080
Salaries and employee benefits$166,883,00051
Premises and equipment expense$36,356,00066
Additional noninterest expense$49,057,000123
Pre-tax net operating income$-616,0009,106
Securities gains (losses)$79,622,00019
Applicable income taxes$27,777,000125
Income before extraordinary items$51,229,000130
Extraordinary gains, net$030
Net income$51,229,000130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,775,00060
Cash dividends$70,000,00056
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-525,3009,080
2003-03-31 (YTD Data)Rank
Total interest income$196,220,00071
Total interest expense$95,644,00058
Net interest income$100,576,00090
Provision for loan and lease losses$11,509,00095
Total noninterest income$39,161,000124
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$39,161,00092
Total noninterest expense$122,884,00078
Salaries and employee benefits$79,557,00054
Premises and equipment expense$18,229,00065
Additional noninterest expense$25,098,000121
Pre-tax net operating income$5,344,000465
Securities gains (losses)$33,549,00023
Applicable income taxes$13,636,000126
Income before extraordinary items$25,257,000129
Extraordinary gains, net$021
Net income$25,257,000129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,276,00064
Cash dividends$35,000,00056
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,450,150487
2002-12-31 (YTD Data)Rank
Total interest income$785,646,00073
Total interest expense$385,344,00063
Net interest income$400,302,00089
Provision for loan and lease losses$39,927,000116
Total noninterest income$158,620,000119
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$158,620,00086
Total noninterest expense$461,780,00081
Salaries and employee benefits$292,889,00051
Premises and equipment expense$75,187,00060
Additional noninterest expense$93,704,000132
Pre-tax net operating income$57,215,000230
Securities gains (losses)$100,784,00022
Applicable income taxes$958,0002,280
Income before extraordinary items$157,041,00088
Extraordinary gains, net$070
Net income$157,041,00088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,944,000101
Cash dividends$176,000,00064
Sale, conversion, retirement of capital stock, net$0862
Net operating income$57,264,840168
2001-12-31 (YTD Data)Rank
Total interest income$995,784,00073
Total interest expense$561,045,00065
Net interest income$434,739,00082
Provision for loan and lease losses$45,812,000108
Total noninterest income$151,392,000126
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$151,392,00098
Total noninterest expense$428,722,00092
Salaries and employee benefits$240,885,00057
Premises and equipment expense$63,474,00068
Additional noninterest expense$124,363,000117
Pre-tax net operating income$111,597,000146
Securities gains (losses)$59,139,00027
Applicable income taxes$14,568,000256
Income before extraordinary items$156,168,00080
Extraordinary gains, net$-1,199,0009,574
Net income$154,969,00079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,491,000111
Cash dividends$125,000,00080
Sale, conversion, retirement of capital stock, net$0922
Net operating income$102,351,510111
2000-12-31 (YTD Data)Rank
Total interest income$1,081,225,00076
Total interest expense$682,363,00064
Net interest income$398,862,00090
Provision for loan and lease losses$39,164,000102
Total noninterest income$118,948,000142
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$118,948,000111
Total noninterest expense$323,328,000105
Salaries and employee benefits$164,044,00075
Premises and equipment expense$54,248,00077
Additional noninterest expense$105,036,000134
Pre-tax net operating income$155,318,000107
Securities gains (losses)$24,220,00013
Applicable income taxes$39,286,000134
Income before extraordinary items$140,252,00078
Extraordinary gains, net$038
Net income$140,252,00078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,192,000224
Cash dividends$112,700,00075
Sale, conversion, retirement of capital stock, net$0969
Net operating income$121,360,40091
1999-12-31 (YTD Data)Rank
Total interest income$832,123,00082
Total interest expense$522,230,00070
Net interest income$309,893,000104
Provision for loan and lease losses$37,998,00090
Total noninterest income$120,588,000147
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$120,588,000114
Total noninterest expense$302,864,000101
Salaries and employee benefits$158,467,00075
Premises and equipment expense$48,775,00082
Additional noninterest expense$95,622,000137
Pre-tax net operating income$89,619,000176
Securities gains (losses)$38,109,00013
Applicable income taxes$17,944,000247
Income before extraordinary items$109,784,000110
Extraordinary gains, net$035
Net income$109,784,000111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,857,000102
Cash dividends$70,000,000119
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$77,010,260146
1998-12-31 (YTD Data)Rank
Total interest income$713,287,00090
Total interest expense$482,035,00075
Net interest income$231,252,000129
Provision for loan and lease losses$616,0001,454
Total noninterest income$121,733,000149
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$121,733,000116
Total noninterest expense$295,902,000108
Salaries and employee benefits$165,749,00072
Premises and equipment expense$41,531,00093
Additional noninterest expense$88,622,000153
Pre-tax net operating income$56,467,000222
Securities gains (losses)$76,116,00012
Applicable income taxes$22,839,000206
Income before extraordinary items$109,744,000100
Extraordinary gains, net$032
Net income$109,744,000101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,581,000222
Cash dividends$40,000,000165
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$46,567,720192
1997-12-31 (YTD Data)Rank
Total interest income$707,059,00088
Total interest expense$477,479,00069
Net interest income$229,580,000130
Provision for loan and lease losses$-1,666,00010,905
Total noninterest income$119,546,000132
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$119,546,00096
Total noninterest expense$238,135,000121
Salaries and employee benefits$126,606,00087
Premises and equipment expense$35,305,00096
Additional noninterest expense$76,224,000159
Pre-tax net operating income$112,657,000136
Securities gains (losses)$16,889,00034
Applicable income taxes$23,531,000200
Income before extraordinary items$106,015,00094
Extraordinary gains, net$044
Net income$106,015,00094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,151,000484
Cash dividends$250,000,00039
Sale, conversion, retirement of capital stock, net$143,432,0009
Net operating income$92,166,020105
1996-12-31 (YTD Data)Rank
Total interest income$622,413,000107
Total interest expense$424,790,00073
Net interest income$197,623,000158
Provision for loan and lease losses$13,801,000169
Total noninterest income$86,286,000169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$86,286,000122
Total noninterest expense$218,523,000137
Salaries and employee benefits$88,998,000121
Premises and equipment expense$27,650,000126
Additional noninterest expense$101,875,000146
Pre-tax net operating income$51,585,000240
Securities gains (losses)$8,505,00051
Applicable income taxes$21,479,000218
Income before extraordinary items$38,611,000227
Extraordinary gains, net$053
Net income$38,611,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,355,000514
Cash dividends$50,000,000138
Sale, conversion, retirement of capital stock, net$0953
Net operating income$33,167,800240
1995-12-31 (YTD Data)Rank
Total interest income$605,412,000101
Total interest expense$425,893,00069
Net interest income$179,519,000174
Provision for loan and lease losses$14,575,000146
Total noninterest income$63,439,000201
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$63,439,000134
Total noninterest expense$134,934,000196
Salaries and employee benefits$57,210,000175
Premises and equipment expense$22,936,000154
Additional noninterest expense$54,788,000225
Pre-tax net operating income$93,449,000158
Securities gains (losses)$2,132,000122
Applicable income taxes$25,279,000190
Income before extraordinary items$70,302,000142
Extraordinary gains, net$065
Net income$70,302,000141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,213,000431
Cash dividends$50,000,000128
Sale, conversion, retirement of capital stock, netNANA
Net operating income$68,724,320140
1994-12-31 (YTD Data)Rank
Total interest income$469,642,000112
Total interest expense$330,815,00056
Net interest income$138,827,000214
Provision for loan and lease losses$6,507,000244
Total noninterest income$51,481,000221
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$51,481,000139
Total noninterest expense$133,957,000198
Salaries and employee benefits$57,996,000174
Premises and equipment expense$23,335,000146
Additional noninterest expense$52,626,000229
Pre-tax net operating income$49,844,000248
Securities gains (losses)$387,000323
Applicable income taxes$15,301,000255
Income before extraordinary items$34,930,000228
Extraordinary gains, net$0249
Net income$34,930,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,959,000558
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$34,659,100236
1993-12-31 (YTD Data)Rank
Total interest income$456,645,000104
Total interest expense$327,426,00043
Net interest income$129,219,000215
Provision for loan and lease losses$4,830,000451
Total noninterest income$45,451,000228
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$45,451,000144
Total noninterest expense$108,081,000228
Salaries and employee benefits$46,932,000196
Premises and equipment expense$21,445,000155
Additional noninterest expense$39,704,000281
Pre-tax net operating income$61,759,000175
Securities gains (losses)$961,000554
Applicable income taxes$12,875,000257
Income before extraordinary items$49,845,000166
Extraordinary gains, net$47,187,0009
Net income$97,032,00096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,517
Cash dividends$26,000,000148
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$49,085,810164
1992-12-31 (YTD Data)Rank
Total interest income$472,326,000103
Total interest expense$348,784,00058
Net interest income$123,542,000214
Provision for loan and lease losses$2,625,000930
Total noninterest income$50,917,000201
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$50,917,000126
Total noninterest expense$123,966,000199
Salaries and employee benefits$41,643,000210
Premises and equipment expense$17,975,000178
Additional noninterest expense$64,348,000192
Pre-tax net operating income$47,868,000170
Securities gains (losses)$5,098,000206
Applicable income taxes$1,076,0001,972
Income before extraordinary items$51,890,000130
Extraordinary gains, net$01,422
Net income$51,890,000132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0002,117
Cash dividends$28,200,00097
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$46,893,960127

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.