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Guaranty Bank, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$8,062,000875
Total interest expense$105,0003,946
Net interest income$7,957,000792
Provision for loan and lease losses$454,000482
Total noninterest income$17,277,000170
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$8,443,00066
Trading account gains and fees$0142
Additional Noninterest Income$8,834,000208
Total noninterest expense$23,685,000282
Salaries and employee benefits$12,873,000268
Premises and equipment expense$3,213,000229
Additional noninterest expense$7,599,000273
Pre-tax net operating income$1,095,0001,849
Securities gains (losses)$01,153
Applicable income taxes$-36,0005,770
Income before extraordinary items$1,131,0001,526
Extraordinary gains, net$08
Net income$1,131,0001,526
Minority interest net income$055
Net income of bank and minority interests.$1,131,0001,526
Net charge-offs$718,000269
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,131,0001,505
2016-12-31 (YTD Data)Rank
Total interest income$31,399,000861
Total interest expense$269,0004,595
Net interest income$31,130,000773
Provision for loan and lease losses$3,575,000342
Total noninterest income$63,594,000180
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$36,157,00064
Trading account gains and fees$0170
Additional Noninterest Income$27,437,000248
Total noninterest expense$95,255,000268
Salaries and employee benefits$49,764,000264
Premises and equipment expense$13,172,000221
Additional noninterest expense$32,319,000258
Pre-tax net operating income$-4,106,0005,898
Securities gains (losses)$03,212
Applicable income taxes$87,0003,377
Income before extraordinary items$-4,193,0005,892
Extraordinary gains, net$05
Net income$-4,193,0005,891
Minority interest net income$082
Net income of bank and minority interests.$-4,193,0005,891
Net charge-offs$4,987,000211
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-4,193,0005,891
2016-09-30 (YTD Data)Rank
Total interest income$23,427,000858
Total interest expense$178,0004,820
Net interest income$23,249,000770
Provision for loan and lease losses$2,107,000392
Total noninterest income$48,356,000177
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$27,013,00064
Trading account gains and fees$0169
Additional Noninterest Income$21,343,000245
Total noninterest expense$70,438,000269
Salaries and employee benefits$37,623,000259
Premises and equipment expense$9,905,000215
Additional noninterest expense$22,910,000271
Pre-tax net operating income$-940,0005,926
Securities gains (losses)$03,160
Applicable income taxes$72,0003,399
Income before extraordinary items$-1,012,0005,925
Extraordinary gains, net$05
Net income$-1,012,0005,925
Minority interest net income$071
Net income of bank and minority interests.$-1,012,0005,925
Net charge-offs$3,939,000184
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,012,0005,925
2016-06-30 (YTD Data)Rank
Total interest income$15,496,000861
Total interest expense$98,0005,087
Net interest income$15,398,000773
Provision for loan and lease losses$1,038,000497
Total noninterest income$32,124,000177
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$17,764,00066
Trading account gains and fees$0157
Additional Noninterest Income$14,360,000237
Total noninterest expense$47,611,000265
Salaries and employee benefits$25,209,000257
Premises and equipment expense$6,636,000215
Additional noninterest expense$15,766,000264
Pre-tax net operating income$-1,127,0006,017
Securities gains (losses)$02,835
Applicable income taxes$73,0003,182
Income before extraordinary items$-1,200,0006,020
Extraordinary gains, net$016
Net income$-1,200,0006,019
Minority interest net income$071
Net income of bank and minority interests.$-1,200,0006,019
Net charge-offs$2,693,000178
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-1,200,0006,018
2016-03-31 (YTD Data)Rank
Total interest income$7,707,000868
Total interest expense$48,0005,149
Net interest income$7,659,000781
Provision for loan and lease losses$69,0001,890
Total noninterest income$15,418,000175
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$8,750,00066
Trading account gains and fees$0142
Additional Noninterest Income$6,668,000237
Total noninterest expense$23,887,000266
Salaries and employee benefits$12,817,000252
Premises and equipment expense$3,268,000220
Additional noninterest expense$7,802,000262
Pre-tax net operating income$-879,0006,091
Securities gains (losses)$02,077
Applicable income taxes$-1,0005,908
Income before extraordinary items$-878,0006,087
Extraordinary gains, net$012
Net income$-878,0006,087
Minority interest net income$062
Net income of bank and minority interests.$-878,0006,087
Net charge-offs$1,719,000154
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-878,0006,085
2015-12-31 (YTD Data)Rank
Total interest income$28,521,000908
Total interest expense$231,0004,988
Net interest income$28,290,000799
Provision for loan and lease losses$-3,402,0006,142
Total noninterest income$66,652,000169
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$37,885,00063
Trading account gains and fees$0159
Additional Noninterest Income$28,767,000240
Total noninterest expense$98,822,000248
Salaries and employee benefits$50,763,000242
Premises and equipment expense$15,417,000186
Additional noninterest expense$32,642,000252
Pre-tax net operating income$-478,0006,034
Securities gains (losses)$03,216
Applicable income taxes$-88,0005,992
Income before extraordinary items$-390,0006,027
Extraordinary gains, net$023
Net income$-390,0006,028
Minority interest net income$081
Net income of bank and minority interests.$-390,0006,028
Net charge-offs$6,588,000150
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-390,0006,018
2015-09-30 (YTD Data)Rank
Total interest income$20,975,000936
Total interest expense$183,0004,987
Net interest income$20,792,000825
Provision for loan and lease losses$-4,183,0006,239
Total noninterest income$50,247,000172
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$28,060,00064
Trading account gains and fees$0153
Additional Noninterest Income$22,187,000238
Total noninterest expense$73,503,000259
Salaries and employee benefits$38,106,000251
Premises and equipment expense$11,906,000185
Additional noninterest expense$23,491,000272
Pre-tax net operating income$1,719,0002,843
Securities gains (losses)$03,031
Applicable income taxes$-104,0006,168
Income before extraordinary items$1,823,0002,418
Extraordinary gains, net$021
Net income$1,823,0002,419
Minority interest net income$078
Net income of bank and minority interests.$1,823,0002,419
Net charge-offs$4,743,000149
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,823,0002,385
2015-06-30 (YTD Data)Rank
Total interest income$13,601,000956
Total interest expense$131,0004,938
Net interest income$13,470,000841
Provision for loan and lease losses$-407,0006,181
Total noninterest income$32,892,000178
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$18,212,00065
Trading account gains and fees$0157
Additional Noninterest Income$14,680,000243
Total noninterest expense$48,070,000264
Salaries and employee benefits$25,356,000255
Premises and equipment expense$8,659,000174
Additional noninterest expense$14,055,000294
Pre-tax net operating income$-1,301,0006,299
Securities gains (losses)$02,636
Applicable income taxes$-104,0006,259
Income before extraordinary items$-1,197,0006,302
Extraordinary gains, net$022
Net income$-1,197,0006,302
Minority interest net income$075
Net income of bank and minority interests.$-1,197,0006,302
Net charge-offs$2,926,000166
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,197,0006,299
2015-03-31 (YTD Data)Rank
Total interest income$6,547,000994
Total interest expense$72,0004,859
Net interest income$6,475,000868
Provision for loan and lease losses$-166,0006,245
Total noninterest income$16,510,000175
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$8,983,00065
Trading account gains and fees$0152
Additional Noninterest Income$7,527,000224
Total noninterest expense$23,320,000267
Salaries and employee benefits$12,833,000252
Premises and equipment expense$5,238,000153
Additional noninterest expense$5,249,000350
Pre-tax net operating income$-169,0006,281
Securities gains (losses)$02,027
Applicable income taxes$3,0004,151
Income before extraordinary items$-172,0006,295
Extraordinary gains, net$013
Net income$-172,0006,296
Minority interest net income$064
Net income of bank and minority interests.$-172,0006,296
Net charge-offs$1,449,000166
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-172,0006,284
2014-12-31 (YTD Data)Rank
Total interest income$24,698,0001,038
Total interest expense$697,0003,322
Net interest income$24,001,000920
Provision for loan and lease losses$6,609,000173
Total noninterest income$100,822,000116
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$40,056,00060
Trading account gains and fees$0180
Additional Noninterest Income$60,766,000125
Total noninterest expense$119,802,000205
Salaries and employee benefits$57,507,000203
Premises and equipment expense$16,589,000178
Additional noninterest expense$45,706,000207
Pre-tax net operating income$-1,588,0006,409
Securities gains (losses)$3,0002,996
Applicable income taxes$-48,0006,218
Income before extraordinary items$-1,537,0006,407
Extraordinary gains, net$1,678,0005
Net income$141,0005,800
Minority interest net income$084
Net income of bank and minority interests.$141,0005,801
Net charge-offs$15,841,00094
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,539,9106,406
2014-09-30 (YTD Data)Rank
Total interest income$18,494,0001,043
Total interest expense$600,0003,092
Net interest income$17,894,000929
Provision for loan and lease losses$4,717,000178
Total noninterest income$83,376,000112
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$29,917,00060
Trading account gains and fees$0174
Additional Noninterest Income$53,459,000114
Total noninterest expense$92,231,000202
Salaries and employee benefits$43,123,000200
Premises and equipment expense$12,193,000180
Additional noninterest expense$36,915,000196
Pre-tax net operating income$4,322,0001,372
Securities gains (losses)$3,0002,680
Applicable income taxes$-60,0006,390
Income before extraordinary items$4,385,0001,140
Extraordinary gains, net$015
Net income$4,385,0001,137
Minority interest net income$081
Net income of bank and minority interests.$4,385,0001,139
Net charge-offs$12,927,00089
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,382,0001,110
2014-06-30 (YTD Data)Rank
Total interest income$12,354,0001,035
Total interest expense$442,0002,905
Net interest income$11,912,000923
Provision for loan and lease losses$4,585,000137
Total noninterest income$61,346,000104
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$19,254,00060
Trading account gains and fees$0172
Additional Noninterest Income$42,092,00099
Total noninterest expense$63,936,000198
Salaries and employee benefits$28,891,000203
Premises and equipment expense$8,067,000180
Additional noninterest expense$26,978,000183
Pre-tax net operating income$4,737,000861
Securities gains (losses)$3,0002,288
Applicable income taxes$37,0003,595
Income before extraordinary items$4,703,000693
Extraordinary gains, net$020
Net income$4,703,000692
Minority interest net income$080
Net income of bank and minority interests.$4,703,000693
Net charge-offs$9,197,00090
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,700,030681
2014-03-31 (YTD Data)Rank
Total interest income$6,197,0001,033
Total interest expense$251,0002,673
Net interest income$5,946,000923
Provision for loan and lease losses$2,801,000123
Total noninterest income$40,171,00092
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$9,248,00062
Trading account gains and fees$0147
Additional Noninterest Income$30,923,00076
Total noninterest expense$35,005,000187
Salaries and employee benefits$14,599,000198
Premises and equipment expense$4,149,000183
Additional noninterest expense$16,257,000160
Pre-tax net operating income$8,311,000297
Securities gains (losses)$01,715
Applicable income taxes$10,0003,818
Income before extraordinary items$8,301,000246
Extraordinary gains, net$016
Net income$8,301,000246
Minority interest net income$066
Net income of bank and minority interests.$8,301,000246
Net charge-offs$5,122,00089
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$8,301,000242
2013-12-31 (YTD Data)Rank
Total interest income$28,119,000891
Total interest expense$1,458,0002,219
Net interest income$26,661,000798
Provision for loan and lease losses$16,298,000111
Total noninterest income$99,121,000123
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$47,285,00055
Trading account gains and fees$0184
Additional Noninterest Income$51,836,000146
Total noninterest expense$122,705,000202
Salaries and employee benefits$57,223,000200
Premises and equipment expense$16,311,000175
Additional noninterest expense$49,171,000198
Pre-tax net operating income$-13,221,0006,800
Securities gains (losses)$928,000255
Applicable income taxes$510,0002,131
Income before extraordinary items$-12,803,0006,792
Extraordinary gains, net$29,305,0004
Net income$16,502,000417
Minority interest net income$090
Net income of bank and minority interests.$16,502,000419
Net charge-offs$26,554,00089
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-13,731,0006,792
2013-09-30 (YTD Data)Rank
Total interest income$21,618,000874
Total interest expense$1,159,0002,163
Net interest income$20,459,000783
Provision for loan and lease losses$12,258,000111
Total noninterest income$74,567,000125
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$35,018,00055
Trading account gains and fees$0180
Additional Noninterest Income$39,549,000149
Total noninterest expense$91,388,000195
Salaries and employee benefits$42,483,000198
Premises and equipment expense$12,283,000169
Additional noninterest expense$36,622,000191
Pre-tax net operating income$-8,620,0006,881
Securities gains (losses)$928,000228
Applicable income taxes$515,0001,887
Income before extraordinary items$-8,207,0006,872
Extraordinary gains, net$28,816,0004
Net income$20,609,000278
Minority interest net income$084
Net income of bank and minority interests.$20,609,000278
Net charge-offs$19,555,00090
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-9,135,0006,874
2013-06-30 (YTD Data)Rank
Total interest income$14,822,000841
Total interest expense$798,0002,139
Net interest income$14,024,000755
Provision for loan and lease losses$8,369,000112
Total noninterest income$49,863,000125
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$22,645,00055
Trading account gains and fees$0157
Additional Noninterest Income$27,218,000149
Total noninterest expense$60,576,000192
Salaries and employee benefits$28,580,000199
Premises and equipment expense$8,155,000168
Additional noninterest expense$23,841,000192
Pre-tax net operating income$-5,058,0006,916
Securities gains (losses)$928,000196
Applicable income taxes$433,0001,659
Income before extraordinary items$-4,563,0006,913
Extraordinary gains, net$28,931,0002
Net income$24,368,000184
Minority interest net income$082
Net income of bank and minority interests.$24,368,000184
Net charge-offs$11,384,00099
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-5,491,0006,915
2013-03-31 (YTD Data)Rank
Total interest income$7,831,000795
Total interest expense$417,0002,115
Net interest income$7,414,000722
Provision for loan and lease losses$4,785,000113
Total noninterest income$24,388,000129
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$11,007,00056
Trading account gains and fees$0148
Additional Noninterest Income$13,381,000152
Total noninterest expense$30,105,000200
Salaries and employee benefits$14,282,000198
Premises and equipment expense$4,109,000172
Additional noninterest expense$11,714,000200
Pre-tax net operating income$-3,088,0006,998
Securities gains (losses)$928,000115
Applicable income taxes$388,0001,110
Income before extraordinary items$-2,548,0006,989
Extraordinary gains, net$29,833,0001
Net income$27,285,000111
Minority interest net income$076
Net income of bank and minority interests.$27,285,000112
Net charge-offs$6,271,000103
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-3,476,0006,993
2012-12-31 (YTD Data)Rank
Total interest income$35,622,000734
Total interest expense$2,196,0001,978
Net interest income$33,426,000645
Provision for loan and lease losses$34,400,000112
Total noninterest income$162,330,00097
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$47,965,00053
Trading account gains and fees$0166
Additional Noninterest Income$114,365,00088
Total noninterest expense$187,671,000141
Salaries and employee benefits$94,598,000120
Premises and equipment expense$18,931,000150
Additional noninterest expense$74,142,000150
Pre-tax net operating income$-26,315,0007,062
Securities gains (losses)$1,716,000315
Applicable income taxes$-629,0006,922
Income before extraordinary items$-23,970,0007,059
Extraordinary gains, net$029
Net income$-28,068,0007,062
Minority interest net income$4,098,00016
Net income of bank and minority interests.$-23,970,0007,059
Net charge-offs$40,719,000100
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-25,634,5207,058
2012-09-30 (YTD Data)Rank
Total interest income$26,990,000737
Total interest expense$1,715,0001,989
Net interest income$25,275,000639
Provision for loan and lease losses$27,953,000106
Total noninterest income$120,847,00097
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$36,079,00053
Trading account gains and fees$0157
Additional Noninterest Income$84,768,00088
Total noninterest expense$140,913,000139
Salaries and employee benefits$70,551,000123
Premises and equipment expense$14,333,000147
Additional noninterest expense$56,029,000149
Pre-tax net operating income$-22,744,0007,171
Securities gains (losses)$1,716,000235
Applicable income taxes$-650,0007,062
Income before extraordinary items$-20,378,0007,165
Extraordinary gains, net$020
Net income$-23,331,0007,167
Minority interest net income$2,953,00016
Net income of bank and minority interests.$-20,378,0007,165
Net charge-offs$33,018,00099
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-22,042,5207,166
2012-06-30 (YTD Data)Rank
Total interest income$17,804,000754
Total interest expense$1,211,0001,949
Net interest income$16,593,000646
Provision for loan and lease losses$22,600,00089
Total noninterest income$80,656,00095
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$26,033,00050
Trading account gains and fees$0153
Additional Noninterest Income$54,623,00084
Total noninterest expense$92,117,000140
Salaries and employee benefits$46,373,000123
Premises and equipment expense$9,534,000147
Additional noninterest expense$36,210,000150
Pre-tax net operating income$-17,468,0007,241
Securities gains (losses)$1,716,000158
Applicable income taxes$-650,0007,149
Income before extraordinary items$-15,102,0007,232
Extraordinary gains, net$019
Net income$-16,772,0007,233
Minority interest net income$1,670,00016
Net income of bank and minority interests.$-15,102,0007,232
Net charge-offs$24,703,00093
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-16,749,3607,232
2012-03-31 (YTD Data)Rank
Total interest income$9,053,000750
Total interest expense$674,0001,819
Net interest income$8,379,000640
Provision for loan and lease losses$10,398,00094
Total noninterest income$40,367,00088
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$14,992,00045
Trading account gains and fees$0148
Additional Noninterest Income$25,375,00087
Total noninterest expense$45,817,000139
Salaries and employee benefits$22,778,000125
Premises and equipment expense$4,691,000147
Additional noninterest expense$18,348,000148
Pre-tax net operating income$-7,469,0007,300
Securities gains (losses)$1,716,00087
Applicable income taxes$-650,0007,258
Income before extraordinary items$-5,103,0007,286
Extraordinary gains, net$019
Net income$-5,733,0007,291
Minority interest net income$630,00018
Net income of bank and minority interests.$-5,103,0007,286
Net charge-offs$11,217,000103
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-6,630,2407,293
2011-12-31 (YTD Data)Rank
Total interest income$41,670,000668
Total interest expense$3,679,0001,637
Net interest income$37,991,000573
Provision for loan and lease losses$37,613,000138
Total noninterest income$136,101,00096
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,371,00050
Trading account gains and fees$0146
Additional Noninterest Income$82,730,000106
Total noninterest expense$174,828,000138
Salaries and employee benefits$82,450,000129
Premises and equipment expense$29,604,000102
Additional noninterest expense$62,774,000162
Pre-tax net operating income$-38,349,0007,335
Securities gains (losses)$03,838
Applicable income taxes$-587,0007,089
Income before extraordinary items$-37,762,0007,333
Extraordinary gains, net$029
Net income$-37,762,0007,333
Minority interest net income$096
Net income of bank and minority interests.$-37,762,0007,333
Net charge-offs$24,996,000214
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-37,762,0007,332
2011-09-30 (YTD Data)Rank
Total interest income$31,367,000677
Total interest expense$2,926,0001,615
Net interest income$28,441,000573
Provision for loan and lease losses$4,006,000737
Total noninterest income$94,619,000107
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,819,00053
Trading account gains and fees$0145
Additional Noninterest Income$57,800,000104
Total noninterest expense$132,090,000135
Salaries and employee benefits$61,534,000129
Premises and equipment expense$22,361,000104
Additional noninterest expense$48,195,000155
Pre-tax net operating income$-13,036,0007,368
Securities gains (losses)$03,555
Applicable income taxes$-587,0007,240
Income before extraordinary items$-12,449,0007,362
Extraordinary gains, net$021
Net income$-12,449,0007,362
Minority interest net income$087
Net income of bank and minority interests.$-12,449,0007,362
Net charge-offs$4,543,000680
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-12,449,0007,360
2011-06-30 (YTD Data)Rank
Total interest income$20,867,000694
Total interest expense$2,082,0001,566
Net interest income$18,785,000583
Provision for loan and lease losses$3,029,000670
Total noninterest income$61,849,000110
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,191,00052
Trading account gains and fees$0153
Additional Noninterest Income$37,658,000114
Total noninterest expense$87,047,000138
Salaries and employee benefits$40,694,000131
Premises and equipment expense$14,740,000106
Additional noninterest expense$31,613,000164
Pre-tax net operating income$-9,442,0007,440
Securities gains (losses)$02,914
Applicable income taxes$-5,0006,826
Income before extraordinary items$-9,437,0007,439
Extraordinary gains, net$015
Net income$-9,437,0007,439
Minority interest net income$089
Net income of bank and minority interests.$-9,437,0007,439
Net charge-offs$3,125,000665
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-9,437,0007,439
2011-03-31 (YTD Data)Rank
Total interest income$10,514,000688
Total interest expense$1,131,0001,500
Net interest income$9,383,000585
Provision for loan and lease losses$2,316,000450
Total noninterest income$27,329,000118
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$10,785,00056
Trading account gains and fees$0158
Additional Noninterest Income$16,544,000123
Total noninterest expense$42,702,000143
Salaries and employee benefits$20,295,000132
Premises and equipment expense$7,389,000107
Additional noninterest expense$15,018,000168
Pre-tax net operating income$-8,306,0007,539
Securities gains (losses)$01,772
Applicable income taxes$-5,0006,953
Income before extraordinary items$-8,301,0007,531
Extraordinary gains, net$09
Net income$-8,301,0007,531
Minority interest net income$086
Net income of bank and minority interests.$-8,301,0007,531
Net charge-offs$2,207,000510
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-8,301,0007,532
2010-12-31 (YTD Data)Rank
Total interest income$48,560,000615
Total interest expense$8,054,0001,033
Net interest income$40,506,000538
Provision for loan and lease losses$7,456,000841
Total noninterest income$127,602,000111
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$127,602,00082
Total noninterest expense$180,867,000139
Salaries and employee benefits$82,746,000123
Premises and equipment expense$29,360,000104
Additional noninterest expense$68,761,000162
Pre-tax net operating income$-20,215,0007,522
Securities gains (losses)$03,793
Applicable income taxes$8,0004,266
Income before extraordinary items$-20,223,0007,520
Extraordinary gains, net$029
Net income$-20,223,0007,520
Minority interest net income$0111
Net income of bank and minority interests.$-20,223,0007,520
Net charge-offs$9,391,000635
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-20,223,0007,517
2010-09-30 (YTD Data)Rank
Total interest income$36,839,000612
Total interest expense$6,633,000979
Net interest income$30,206,000526
Provision for loan and lease losses$5,735,000787
Total noninterest income$94,170,000108
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$94,170,00084
Total noninterest expense$137,415,000136
Salaries and employee benefits$62,034,000120
Premises and equipment expense$22,138,000102
Additional noninterest expense$53,243,000153
Pre-tax net operating income$-18,774,0007,650
Securities gains (losses)$03,651
Applicable income taxes$15,0004,104
Income before extraordinary items$-18,789,0007,654
Extraordinary gains, net$023
Net income$-18,789,0007,654
Minority interest net income$0110
Net income of bank and minority interests.$-18,789,0007,654
Net charge-offs$6,455,000659
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-18,789,0007,647
2010-06-30 (YTD Data)Rank
Total interest income$24,880,000607
Total interest expense$4,955,000901
Net interest income$19,925,000533
Provision for loan and lease losses$4,483,000695
Total noninterest income$60,294,000114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$60,294,00092
Total noninterest expense$91,838,000138
Salaries and employee benefits$40,559,000125
Premises and equipment expense$14,645,000105
Additional noninterest expense$36,634,000150
Pre-tax net operating income$-16,102,0007,734
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-16,102,0007,738
Extraordinary gains, net$019
Net income$-16,102,0007,738
Minority interest net income$0105
Net income of bank and minority interests.$-16,102,0007,738
Net charge-offs$5,212,000557
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-16,102,0007,733
2010-03-31 (YTD Data)Rank
Total interest income$12,402,000622
Total interest expense$2,588,000904
Net interest income$9,814,000557
Provision for loan and lease losses$2,683,000598
Total noninterest income$26,336,000122
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$26,336,00098
Total noninterest expense$44,916,000139
Salaries and employee benefits$19,821,000122
Premises and equipment expense$7,311,000105
Additional noninterest expense$17,784,000154
Pre-tax net operating income$-11,449,0007,859
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-11,449,0007,860
Extraordinary gains, net$016
Net income$-11,449,0007,861
Minority interest net income$091
Net income of bank and minority interests.$-11,449,0007,861
Net charge-offs$3,306,000453
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-11,449,0007,857
2009-12-31 (YTD Data)Rank
Total interest income$64,652,000504
Total interest expense$16,828,000682
Net interest income$47,824,000448
Provision for loan and lease losses$14,242,000637
Total noninterest income$123,353,000118
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$123,353,00097
Total noninterest expense$200,756,000134
Salaries and employee benefits$86,723,000112
Premises and equipment expense$29,826,000100
Additional noninterest expense$84,207,000147
Pre-tax net operating income$-43,821,0007,846
Securities gains (losses)$8,484,00080
Applicable income taxes$17,249,000117
Income before extraordinary items$-52,586,0007,875
Extraordinary gains, net$034
Net income$-52,586,0007,874
Minority interest net income$0115
Net income of bank and minority interests.$-52,586,0007,874
Net charge-offs$12,944,000558
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$50,099,00025
Net operating income$-61,070,0007,894
2009-09-30 (YTD Data)Rank
Total interest income$50,774,000501
Total interest expense$13,861,000659
Net interest income$36,913,000447
Provision for loan and lease losses$12,137,000536
Total noninterest income$90,292,000119
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$90,292,00098
Total noninterest expense$153,717,000135
Salaries and employee benefits$66,813,000115
Premises and equipment expense$22,722,000103
Additional noninterest expense$64,182,000149
Pre-tax net operating income$-38,649,0007,953
Securities gains (losses)$8,484,00077
Applicable income taxes$17,249,00099
Income before extraordinary items$-47,414,0007,982
Extraordinary gains, net$027
Net income$-47,414,0007,981
Minority interest net income$0118
Net income of bank and minority interests.$-47,414,0007,981
Net charge-offs$10,120,000498
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$50,099,00019
Net operating income$-55,898,0008,001
2009-06-30 (YTD Data)Rank
Total interest income$36,257,000492
Total interest expense$10,311,000621
Net interest income$25,946,000424
Provision for loan and lease losses$8,775,000498
Total noninterest income$58,283,000118
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$58,283,00097
Total noninterest expense$106,275,000138
Salaries and employee benefits$47,128,000116
Premises and equipment expense$15,750,000102
Additional noninterest expense$43,397,000155
Pre-tax net operating income$-30,821,0008,063
Securities gains (losses)$8,484,00067
Applicable income taxes$-9,915,0008,093
Income before extraordinary items$-12,422,0007,979
Extraordinary gains, net$021
Net income$-12,422,0007,977
Minority interest net income$0112
Net income of bank and minority interests.$-12,422,0007,978
Net charge-offs$7,069,000472
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$50,099,00012
Net operating income$-17,851,7608,023
2009-03-31 (YTD Data)Rank
Total interest income$19,461,000459
Total interest expense$5,650,000586
Net interest income$13,811,000397
Provision for loan and lease losses$5,025,000405
Total noninterest income$22,811,000140
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$22,811,000113
Total noninterest expense$54,066,000140
Salaries and employee benefits$24,541,000116
Premises and equipment expense$8,098,000106
Additional noninterest expense$21,427,000143
Pre-tax net operating income$-22,469,0008,156
Securities gains (losses)$8,484,00039
Applicable income taxes$-5,474,0008,161
Income before extraordinary items$-8,511,0008,109
Extraordinary gains, net$015
Net income$-8,511,0008,109
Minority interest net income$0102
Net income of bank and minority interests.$-8,511,0008,109
Net charge-offs$3,954,000375
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,940,7608,137
2008-12-31 (YTD Data)Rank
Total interest income$97,493,000399
Total interest expense$32,232,000492
Net interest income$65,261,000355
Provision for loan and lease losses$52,936,000184
Total noninterest income$109,637,000112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$109,637,00092
Total noninterest expense$200,616,000143
Salaries and employee benefits$100,206,000113
Premises and equipment expense$33,111,00099
Additional noninterest expense$67,299,000182
Pre-tax net operating income$-78,654,0008,226
Securities gains (losses)$36,865,00019
Applicable income taxes$-16,580,0008,213
Income before extraordinary items$-25,209,0008,127
Extraordinary gains, net$039
Net income$-25,209,0008,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,565,000300
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-48,802,6008,195
2008-09-30 (YTD Data)Rank
Total interest income$76,450,000398
Total interest expense$25,994,000489
Net interest income$50,456,000352
Provision for loan and lease losses$51,086,000134
Total noninterest income$85,282,000115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$85,282,00098
Total noninterest expense$152,006,000138
Salaries and employee benefits$79,220,000114
Premises and equipment expense$25,602,00097
Additional noninterest expense$47,184,000173
Pre-tax net operating income$-67,354,0008,338
Securities gains (losses)$32,098,00020
Applicable income taxes$-13,893,0008,321
Income before extraordinary items$-21,363,0008,280
Extraordinary gains, net$031
Net income$-21,363,0008,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,134,000240
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-41,905,7208,324
2008-06-30 (YTD Data)Rank
Total interest income$52,923,000395
Total interest expense$19,058,000467
Net interest income$33,865,000351
Provision for loan and lease losses$5,911,000381
Total noninterest income$32,584,000167
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$32,584,000138
Total noninterest expense$102,524,000135
Salaries and employee benefits$53,103,000115
Premises and equipment expense$17,267,000100
Additional noninterest expense$32,154,000162
Pre-tax net operating income$-41,986,0008,410
Securities gains (losses)$22,125,00025
Applicable income taxes$-7,953,0008,394
Income before extraordinary items$-11,908,0008,371
Extraordinary gains, net$021
Net income$-11,908,0008,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,995,000263
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-26,068,0008,398
2008-03-31 (YTD Data)Rank
Total interest income$27,237,000393
Total interest expense$10,795,000441
Net interest income$16,442,000366
Provision for loan and lease losses$2,700,000320
Total noninterest income$13,186,000194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$13,186,000155
Total noninterest expense$51,159,000131
Salaries and employee benefits$26,356,000117
Premises and equipment expense$8,588,000102
Additional noninterest expense$16,215,000155
Pre-tax net operating income$-24,231,0008,470
Securities gains (losses)$11,659,00030
Applicable income taxes$-5,013,0008,455
Income before extraordinary items$-7,559,0008,443
Extraordinary gains, net$015
Net income$-7,559,0008,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,939,000232
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-15,020,7608,460
2007-12-31 (YTD Data)Rank
Total interest income$128,743,000360
Total interest expense$59,454,000355
Net interest income$69,289,000358
Provision for loan and lease losses$4,215,000479
Total noninterest income$71,863,000153
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$71,863,000119
Total noninterest expense$209,892,000125
Salaries and employee benefits$108,116,000108
Premises and equipment expense$36,247,00087
Additional noninterest expense$65,529,000147
Pre-tax net operating income$-72,955,0008,523
Securities gains (losses)$38,929,00014
Applicable income taxes$-13,439,0008,513
Income before extraordinary items$-20,587,0008,506
Extraordinary gains, net$039
Net income$-20,587,0008,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,496,000406
Cash dividends$1,800,0001,745
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-45,501,5608,511
2007-09-30 (YTD Data)Rank
Total interest income$98,403,000359
Total interest expense$45,945,000348
Net interest income$52,458,000355
Provision for loan and lease losses$3,315,000357
Total noninterest income$54,231,000154
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$54,231,000119
Total noninterest expense$161,043,000123
Salaries and employee benefits$82,423,000105
Premises and equipment expense$27,642,00087
Additional noninterest expense$50,978,000139
Pre-tax net operating income$-57,669,0008,562
Securities gains (losses)$28,290,00018
Applicable income taxes$-11,534,0008,552
Income before extraordinary items$-17,845,0008,550
Extraordinary gains, net$033
Net income$-17,845,0008,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,928,000300
Cash dividends$1,350,0001,627
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-35,950,6008,552
2007-06-30 (YTD Data)Rank
Total interest income$66,194,000359
Total interest expense$30,831,000353
Net interest income$35,363,000361
Provision for loan and lease losses$2,140,000314
Total noninterest income$40,921,000153
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$40,921,000121
Total noninterest expense$107,714,000135
Salaries and employee benefits$55,557,000117
Premises and equipment expense$17,971,000101
Additional noninterest expense$34,186,000148
Pre-tax net operating income$-33,570,0008,616
Securities gains (losses)$19,931,00021
Applicable income taxes$-5,486,0008,608
Income before extraordinary items$-8,153,0008,604
Extraordinary gains, net$029
Net income$-8,153,0008,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,805,000297
Cash dividends$900,0001,666
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-20,908,8408,606
2007-03-31 (YTD Data)Rank
Total interest income$33,486,000357
Total interest expense$15,658,000345
Net interest income$17,828,000356
Provision for loan and lease losses$1,215,000254
Total noninterest income$20,758,000146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$20,758,000118
Total noninterest expense$52,945,000133
Salaries and employee benefits$27,735,000118
Premises and equipment expense$9,015,000100
Additional noninterest expense$16,195,000148
Pre-tax net operating income$-15,574,0008,653
Securities gains (losses)$10,200,00022
Applicable income taxes$-2,206,0008,640
Income before extraordinary items$-3,168,0008,636
Extraordinary gains, net$022
Net income$-3,168,0008,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,132,000217
Cash dividends$450,0001,526
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-9,696,0008,641
2006-12-31 (YTD Data)Rank
Total interest income$125,025,000347
Total interest expense$54,574,000334
Net interest income$70,451,000348
Provision for loan and lease losses$950,0001,084
Total noninterest income$84,573,000146
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$84,573,000113
Total noninterest expense$209,632,000130
Salaries and employee benefits$108,918,000110
Premises and equipment expense$33,644,000101
Additional noninterest expense$67,070,000144
Pre-tax net operating income$-55,558,0008,685
Securities gains (losses)$41,262,00017
Applicable income taxes$-7,678,0008,673
Income before extraordinary items$-6,618,0008,670
Extraordinary gains, net$051
Net income$-6,618,0008,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,752
Cash dividends$2,275,0001,385
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-33,025,6808,674
2006-09-30 (YTD Data)Rank
Total interest income$93,637,000356
Total interest expense$40,778,000340
Net interest income$52,859,000360
Provision for loan and lease losses$440,0001,570
Total noninterest income$64,156,000160
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$64,156,000125
Total noninterest expense$154,844,000140
Salaries and employee benefits$81,041,000117
Premises and equipment expense$25,301,000103
Additional noninterest expense$48,502,000155
Pre-tax net operating income$-38,269,0008,749
Securities gains (losses)$33,294,00016
Applicable income taxes$-4,003,0008,734
Income before extraordinary items$-972,0008,601
Extraordinary gains, net$045
Net income$-972,0008,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-497,0008,700
Cash dividends$1,825,0001,237
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-22,280,1608,737
2006-06-30 (YTD Data)Rank
Total interest income$61,620,000352
Total interest expense$27,050,000331
Net interest income$34,570,000369
Provision for loan and lease losses$960,000535
Total noninterest income$41,956,000164
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$41,956,000131
Total noninterest expense$101,719,000143
Salaries and employee benefits$53,955,000121
Premises and equipment expense$16,510,000106
Additional noninterest expense$31,254,000161
Pre-tax net operating income$-26,153,0008,783
Securities gains (losses)$26,829,00012
Applicable income taxes$-206,0008,690
Income before extraordinary items$882,0003,494
Extraordinary gains, net$039
Net income$882,0003,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000431
Cash dividends$1,375,0001,126
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-25,947,0008,771
2006-03-31 (YTD Data)Rank
Total interest income$28,980,000363
Total interest expense$12,762,000333
Net interest income$16,218,000384
Provision for loan and lease losses$610,000395
Total noninterest income$20,616,000166
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$20,616,000130
Total noninterest expense$49,240,000146
Salaries and employee benefits$26,591,000124
Premises and equipment expense$7,807,000110
Additional noninterest expense$14,842,000167
Pre-tax net operating income$-13,016,0008,795
Securities gains (losses)$12,689,00015
Applicable income taxes$-365,0008,760
Income before extraordinary items$38,0007,721
Extraordinary gains, net$021
Net income$38,0007,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,000811
Cash dividends$925,000810
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-8,082,9608,783
2005-12-31 (YTD Data)Rank
Total interest income$104,152,000354
Total interest expense$36,310,000357
Net interest income$67,842,000361
Provision for loan and lease losses$2,401,000446
Total noninterest income$73,847,000173
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$73,847,000137
Total noninterest expense$190,118,000146
Salaries and employee benefits$103,448,000118
Premises and equipment expense$28,117,000120
Additional noninterest expense$58,553,000173
Pre-tax net operating income$-50,830,0008,837
Securities gains (losses)$60,187,00015
Applicable income taxes$2,598,0001,093
Income before extraordinary items$6,759,0001,067
Extraordinary gains, net$046
Net income$6,759,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,473,000508
Cash dividends$8,875,000421
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-36,575,6408,827
2005-09-30 (YTD Data)Rank
Total interest income$75,875,000354
Total interest expense$24,930,000361
Net interest income$50,945,000357
Provision for loan and lease losses$1,781,000421
Total noninterest income$54,180,000182
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$54,180,000144
Total noninterest expense$141,809,000148
Salaries and employee benefits$77,683,000120
Premises and equipment expense$20,832,000122
Additional noninterest expense$43,294,000177
Pre-tax net operating income$-38,465,0008,865
Securities gains (losses)$46,299,00018
Applicable income taxes$2,242,000967
Income before extraordinary items$5,592,000965
Extraordinary gains, net$035
Net income$5,592,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$639,000687
Cash dividends$700,0002,306
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-27,280,2908,852
2005-06-30 (YTD Data)Rank
Total interest income$46,995,000365
Total interest expense$14,288,000389
Net interest income$32,707,000362
Provision for loan and lease losses$1,178,000426
Total noninterest income$34,435,000184
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$34,435,000144
Total noninterest expense$91,708,000152
Salaries and employee benefits$51,260,000122
Premises and equipment expense$13,525,000124
Additional noninterest expense$26,923,000174
Pre-tax net operating income$-25,744,0008,873
Securities gains (losses)$28,182,00020
Applicable income taxes$595,0002,021
Income before extraordinary items$1,843,0001,856
Extraordinary gains, net$030
Net income$1,843,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$488,000614
Cash dividends$425,0002,444
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-19,575,3208,861
2005-03-31 (YTD Data)Rank
Total interest income$22,356,000372
Total interest expense$6,395,000402
Net interest income$15,961,000363
Provision for loan and lease losses$644,000380
Total noninterest income$16,743,000190
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$16,743,000151
Total noninterest expense$45,570,000156
Salaries and employee benefits$25,777,000127
Premises and equipment expense$6,615,000128
Additional noninterest expense$13,178,000179
Pre-tax net operating income$-13,510,0008,934
Securities gains (losses)$20,545,00016
Applicable income taxes$2,508,000398
Income before extraordinary items$4,527,000440
Extraordinary gains, net$024
Net income$4,527,000440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,000585
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-8,621,8008,921
2004-12-31 (YTD Data)Rank
Total interest income$92,038,000339
Total interest expense$22,845,000376
Net interest income$69,193,000333
Provision for loan and lease losses$877,0001,183
Total noninterest income$59,990,000198
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$59,990,000155
Total noninterest expense$180,234,000156
Salaries and employee benefits$102,525,000117
Premises and equipment expense$25,730,000127
Additional noninterest expense$51,979,000189
Pre-tax net operating income$-51,928,0008,981
Securities gains (losses)$72,746,00015
Applicable income taxes$6,560,000498
Income before extraordinary items$14,258,000502
Extraordinary gains, net$034
Net income$14,258,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,527,000390
Cash dividends$10,000,000355
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-35,209,2808,969
2004-09-30 (YTD Data)Rank
Total interest income$67,502,000343
Total interest expense$15,928,000395
Net interest income$51,574,000332
Provision for loan and lease losses$431,0001,669
Total noninterest income$43,219,000208
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$43,219,000162
Total noninterest expense$134,087,000159
Salaries and employee benefits$76,619,000118
Premises and equipment expense$19,725,000129
Additional noninterest expense$37,743,000194
Pre-tax net operating income$-39,725,0009,030
Securities gains (losses)$51,990,00019
Applicable income taxes$3,493,000646
Income before extraordinary items$8,772,000593
Extraordinary gains, net$026
Net income$8,772,000594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,159,000516
Cash dividends$700,0002,194
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-28,660,8009,020
2004-06-30 (YTD Data)Rank
Total interest income$44,264,000345
Total interest expense$10,078,000412
Net interest income$34,186,000327
Provision for loan and lease losses$431,0001,151
Total noninterest income$29,859,000203
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$29,859,000161
Total noninterest expense$88,935,000160
Salaries and employee benefits$50,179,000122
Premises and equipment expense$12,414,000135
Additional noninterest expense$26,342,000190
Pre-tax net operating income$-25,321,0009,085
Securities gains (losses)$33,410,00024
Applicable income taxes$2,301,000647
Income before extraordinary items$5,788,000594
Extraordinary gains, net$021
Net income$5,788,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$539,000657
Cash dividends$450,0002,291
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-18,267,2009,074
2004-03-31 (YTD Data)Rank
Total interest income$21,063,000363
Total interest expense$5,022,000421
Net interest income$16,041,000352
Provision for loan and lease losses$206,0001,129
Total noninterest income$13,162,000213
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$13,162,000167
Total noninterest expense$42,889,000161
Salaries and employee benefits$24,358,000125
Premises and equipment expense$5,990,000139
Additional noninterest expense$12,541,000191
Pre-tax net operating income$-13,892,0009,123
Securities gains (losses)$19,271,00023
Applicable income taxes$1,650,000497
Income before extraordinary items$3,729,000483
Extraordinary gains, net$016
Net income$3,729,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,000598
Cash dividends$225,0002,037
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-9,567,9909,108
2003-12-31 (YTD Data)Rank
Total interest income$105,756,000313
Total interest expense$26,382,000364
Net interest income$79,374,000291
Provision for loan and lease losses$1,357,000887
Total noninterest income$69,596,000194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$69,596,000150
Total noninterest expense$183,599,000151
Salaries and employee benefits$102,129,000124
Premises and equipment expense$23,930,000139
Additional noninterest expense$57,540,000182
Pre-tax net operating income$-35,986,0009,183
Securities gains (losses)$97,608,00021
Applicable income taxes$22,822,000209
Income before extraordinary items$38,800,000235
Extraordinary gains, net$054
Net income$38,800,000238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,698,000623
Cash dividends$10,194,000371
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-23,669,1209,170
2003-09-30 (YTD Data)Rank
Total interest income$83,698,000310
Total interest expense$20,830,000371
Net interest income$62,868,000285
Provision for loan and lease losses$748,0001,154
Total noninterest income$55,664,000187
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$55,664,000144
Total noninterest expense$140,237,000152
Salaries and employee benefits$78,394,000123
Premises and equipment expense$18,182,000138
Additional noninterest expense$43,661,000177
Pre-tax net operating income$-22,453,0009,238
Securities gains (losses)$75,925,00025
Applicable income taxes$20,154,000194
Income before extraordinary items$33,318,000223
Extraordinary gains, net$040
Net income$33,318,000224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,408,000555
Cash dividends$9,994,000313
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-15,274,0009,223
2003-06-30 (YTD Data)Rank
Total interest income$55,536,000318
Total interest expense$14,263,000370
Net interest income$41,273,000293
Provision for loan and lease losses$748,000829
Total noninterest income$35,449,000194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$35,449,000146
Total noninterest expense$92,667,000156
Salaries and employee benefits$52,155,000122
Premises and equipment expense$11,659,000144
Additional noninterest expense$28,853,000176
Pre-tax net operating income$-16,693,0009,271
Securities gains (losses)$56,528,00028
Applicable income taxes$14,070,000190
Income before extraordinary items$25,765,000203
Extraordinary gains, net$030
Net income$25,765,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$893,000557
Cash dividends$994,0001,329
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-10,978,2009,256
2003-03-31 (YTD Data)Rank
Total interest income$27,095,000327
Total interest expense$7,349,000375
Net interest income$19,746,000305
Provision for loan and lease losses$374,000790
Total noninterest income$15,763,000212
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$15,763,000163
Total noninterest expense$43,579,000155
Salaries and employee benefits$24,536,000130
Premises and equipment expense$5,377,000152
Additional noninterest expense$13,666,000180
Pre-tax net operating income$-8,444,0009,316
Securities gains (losses)$22,731,00031
Applicable income taxes$4,891,000248
Income before extraordinary items$9,396,000253
Extraordinary gains, net$021
Net income$9,396,000253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$770,000368
Cash dividends$223,0002,097
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-5,606,4609,301
2002-12-31 (YTD Data)Rank
Total interest income$121,594,000314
Total interest expense$38,378,000343
Net interest income$83,216,000292
Provision for loan and lease losses$3,844,000461
Total noninterest income$77,966,000177
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,294,000701
Trading account gains and fees$0153
Additional Noninterest Income$75,672,000136
Total noninterest expense$152,561,000169
Salaries and employee benefits$82,252,000139
Premises and equipment expense$18,376,000165
Additional noninterest expense$51,933,000197
Pre-tax net operating income$4,777,0001,714
Securities gains (losses)$49,472,00040
Applicable income taxes$19,910,000226
Income before extraordinary items$34,339,000259
Extraordinary gains, net$070
Net income$34,339,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,891,000452
Cash dividends$951,0002,347
Sale, conversion, retirement of capital stock, net$556,000461
Net operating income$2,676,9202,154
2001-12-31 (YTD Data)Rank
Total interest income$127,145,000326
Total interest expense$66,146,000305
Net interest income$60,999,000346
Provision for loan and lease losses$659,0001,763
Total noninterest income$88,760,000167
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$8,960,000200
Trading account gains and fees$0177
Additional Noninterest Income$79,800,000135
Total noninterest expense$128,056,000189
Salaries and employee benefits$68,468,000148
Premises and equipment expense$12,352,000211
Additional noninterest expense$47,236,000208
Pre-tax net operating income$21,044,000407
Securities gains (losses)$04,612
Applicable income taxes$7,887,000393
Income before extraordinary items$13,157,000457
Extraordinary gains, net$0105
Net income$13,157,000457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,099,000879
Cash dividends$665,0002,957
Sale, conversion, retirement of capital stock, net$588,000482
Net operating income$13,157,000436
2000-12-31 (YTD Data)Rank
Total interest income$97,611,000414
Total interest expense$54,873,000395
Net interest income$42,738,000451
Provision for loan and lease losses$08,337
Total noninterest income$69,232,000185
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$7,062,000218
Trading account gains and fees$0180
Additional Noninterest Income$62,170,000153
Total noninterest expense$93,409,000228
Salaries and employee benefits$51,584,000173
Premises and equipment expense$10,622,000239
Additional noninterest expense$31,203,000261
Pre-tax net operating income$18,561,000477
Securities gains (losses)$01,956
Applicable income taxes$5,009,000550
Income before extraordinary items$13,552,000450
Extraordinary gains, net$799,0006
Net income$14,351,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,145
Cash dividends$872,0002,525
Sale, conversion, retirement of capital stock, net$473,000548
Net operating income$13,552,000448
1999-12-31 (YTD Data)Rank
Total interest income$81,182,000473
Total interest expense$41,126,000443
Net interest income$40,056,000494
Provision for loan and lease losses$299,0002,709
Total noninterest income$63,684,000203
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$606,0002,206
Trading account gains and fees$0173
Additional Noninterest Income$63,078,000161
Total noninterest expense$88,688,000236
Salaries and employee benefits$51,317,000176
Premises and equipment expense$9,863,000255
Additional noninterest expense$27,508,000300
Pre-tax net operating income$14,753,000604
Securities gains (losses)$03,155
Applicable income taxes$5,917,000539
Income before extraordinary items$8,836,000684
Extraordinary gains, net$035
Net income$8,836,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,047,000690
Cash dividends$866,0002,532
Sale, conversion, retirement of capital stock, net$811,000545
Net operating income$8,836,000673
1998-12-31 (YTD Data)Rank
Total interest income$66,964,000549
Total interest expense$37,717,000485
Net interest income$29,247,000612
Provision for loan and lease losses$4,100,000374
Total noninterest income$91,280,000173
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,021,000438
Trading account gains and fees$0224
Additional Noninterest Income$88,259,000139
Total noninterest expense$92,130,000241
Salaries and employee benefits$55,817,000163
Premises and equipment expense$7,617,000302
Additional noninterest expense$28,696,000291
Pre-tax net operating income$24,297,000376
Securities gains (losses)$04,449
Applicable income taxes$11,230,000327
Income before extraordinary items$13,067,000462
Extraordinary gains, net$032
Net income$13,067,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,092,000461
Cash dividends$854,0002,484
Sale, conversion, retirement of capital stock, net$989,000474
Net operating income$13,067,000445
1997-12-31 (YTD Data)Rank
Total interest income$37,901,000904
Total interest expense$19,515,000843
Net interest income$18,386,000975
Provision for loan and lease losses$1,581,000705
Total noninterest income$49,282,000221
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$3,049,000432
Trading account gains and fees$0239
Additional Noninterest Income$46,233,000174
Total noninterest expense$54,894,000306
Salaries and employee benefits$29,380,000245
Premises and equipment expense$5,335,000413
Additional noninterest expense$20,179,000336
Pre-tax net operating income$11,193,000739
Securities gains (losses)$03,944
Applicable income taxes$4,634,000638
Income before extraordinary items$6,559,000847
Extraordinary gains, net$044
Net income$6,559,000849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,0001,160
Cash dividends$833,0002,496
Sale, conversion, retirement of capital stock, net$730,000490
Net operating income$6,559,000822
1996-12-31 (YTD Data)Rank
Total interest income$30,865,0001,118
Total interest expense$15,577,0001,057
Net interest income$15,288,0001,182
Provision for loan and lease losses$1,283,000841
Total noninterest income$40,707,000264
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,300,000594
Trading account gains and fees$0262
Additional Noninterest Income$38,407,000199
Total noninterest expense$49,432,000393
Salaries and employee benefits$23,257,000343
Premises and equipment expense$4,314,000529
Additional noninterest expense$21,861,000404
Pre-tax net operating income$5,280,0001,359
Securities gains (losses)$9,0002,573
Applicable income taxes$2,237,0001,110
Income before extraordinary items$3,052,0001,633
Extraordinary gains, net$053
Net income$3,052,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$984,000911
Cash dividends$802,0002,473
Sale, conversion, retirement of capital stock, net$656,000431
Net operating income$3,046,2401,606
1995-12-31 (YTD Data)Rank
Total interest income$22,792,0001,499
Total interest expense$12,200,0001,348
Net interest income$10,592,0001,688
Provision for loan and lease losses$1,213,000818
Total noninterest income$42,093,000254
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,497,000889
Trading account gains and fees$0522
Additional Noninterest Income$40,596,000178
Total noninterest expense$46,760,000418
Salaries and employee benefits$21,563,000373
Premises and equipment expense$4,682,000520
Additional noninterest expense$20,515,000426
Pre-tax net operating income$4,712,0001,575
Securities gains (losses)$183,000707
Applicable income taxes$1,925,0001,315
Income before extraordinary items$2,970,0001,702
Extraordinary gains, net$065
Net income$2,970,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,305
Cash dividends$589,0003,012
Sale, conversion, retirement of capital stock, net$220,000469
Net operating income$2,852,8801,750
1994-12-31 (YTD Data)Rank
Total interest income$20,671,0001,494
Total interest expense$9,502,0001,372
Net interest income$11,169,0001,620
Provision for loan and lease losses$2,218,000534
Total noninterest income$39,486,000259
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$897,0001,503
Trading account gains and fees$0475
Additional Noninterest Income$38,589,000188
Total noninterest expense$49,378,000399
Salaries and employee benefits$26,671,000328
Premises and equipment expense$4,784,000500
Additional noninterest expense$17,923,000473
Pre-tax net operating income$-941,00012,448
Securities gains (losses)$03,600
Applicable income taxes$-518,00012,489
Income before extraordinary items$-423,00012,329
Extraordinary gains, net$0249
Net income$-423,00012,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,433,000488
Cash dividends$373,0003,931
Sale, conversion, retirement of capital stock, net$150,000734
Net operating income$-423,00012,340
1993-12-31 (YTD Data)Rank
Total interest income$28,479,0001,117
Total interest expense$11,332,0001,200
Net interest income$17,147,0001,075
Provision for loan and lease losses$973,0001,327
Total noninterest income$57,852,000191
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$285,0004,624
Trading account gains and fees$0532
Additional Noninterest Income$57,567,000122
Total noninterest expense$72,770,000317
Salaries and employee benefits$31,643,000280
Premises and equipment expense$4,588,000533
Additional noninterest expense$36,539,000300
Pre-tax net operating income$1,256,0005,010
Securities gains (losses)$07,477
Applicable income taxes$935,0002,423
Income before extraordinary items$321,0009,222
Extraordinary gains, net$03,149
Net income$321,0009,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$984,0001,154
Cash dividends$184,0005,650
Sale, conversion, retirement of capital stock, net$6,780,000161
Net operating income$321,0008,971
1992-12-31 (YTD Data)Rank
Total interest income$25,946,0001,412
Total interest expense$13,579,0001,304
Net interest income$12,367,0001,489
Provision for loan and lease losses$72,0008,175
Total noninterest income$27,067,000318
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$780,0001,728
Trading account gains and fees$0504
Additional Noninterest Income$26,287,000220
Total noninterest expense$36,369,000528
Salaries and employee benefits$22,160,000354
Premises and equipment expense$5,104,000501
Additional noninterest expense$9,105,000833
Pre-tax net operating income$2,993,0002,082
Securities gains (losses)$08,369
Applicable income taxes$1,311,0001,615
Income before extraordinary items$1,682,0002,740
Extraordinary gains, net$01,422
Net income$1,682,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0009,788
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,682,0002,539

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.