Home > Guaranty Bank > Net charge- offs to loans
Guaranty Bank, Net charge- offs to loans
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3900% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | -54.5743% | 5,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5591% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2167% | 5,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4540% | 5,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0310% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.0310% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6587% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3329% | 383 |
| Percentage Net Loans Charged-off:Construction & development | -22.0142% | 5,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.0813% | 4,768 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4668% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4011% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4639% | 5,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3442% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.3442% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6875% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3941% | 261 |
| Percentage Net Loans Charged-off:Construction & development | -26.3641% | 5,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.3333% | 4,788 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5713% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6033% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5544% | 5,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9705% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9705% | 29 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7119% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4432% | 250 |
| Percentage Net Loans Charged-off:Construction & development | -5.3303% | 5,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4857% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2740% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2411% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6021% | 5,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.4499% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.4499% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9148% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7287% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -11.0744% | 5,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8196% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2440% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3622% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7582% | 5,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.3129% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.3129% | 36 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9622% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6131% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 1.7896% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4379% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8065% | 4,902 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6019% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6155% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1908% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3895% | 5,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.4209% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.4209% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9419% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5960% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 2.2820% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5580% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8048% | 4,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5773% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5276% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1729% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2428% | 5,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.1324% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.1324% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8991% | 228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5999% | 248 |
| Percentage Net Loans Charged-off:Construction & development | 2.0440% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7996% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8032% | 4,974 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5817% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3039% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2528% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7027% | 6,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.0391% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.0391% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9245% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6369% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8016% | 4,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6504% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1935% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3845% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8202% | 6,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.2719% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.2719% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8386% | 41 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5998% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.8598% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5957% | 5,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6272% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2791% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2604% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -45.6949% | 6,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 36.4326% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 36.4326% | 5 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1592% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6730% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 1.0796% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7929% | 5,182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6993% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4069% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2941% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -55.3710% | 6,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.0954% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 40.0954% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3526% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7790% | 91 |
| Percentage Net Loans Charged-off:Construction & development | 1.5010% | 285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3958% | 5,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7999% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4580% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4135% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3238% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 39.3501% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 39.3501% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6504% | 44 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7050% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.5098% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7905% | 5,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7467% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8395% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6925% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7765% | 6,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 46.7806% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 46.7806% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0182% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9102% | 66 |
| Percentage Net Loans Charged-off:Construction & development | -2.9020% | 6,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3912% | 5,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0958% | 70 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3620% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9564% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.4094% | 6,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 30.1723% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 30.1723% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8183% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9008% | 69 |
| Percentage Net Loans Charged-off:Construction & development | -3.6353% | 6,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2598% | 5,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1118% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2178% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0576% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | -11.3575% | 6,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.5019% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 26.5019% | 14 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2230% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6242% | 112 |
| Percentage Net Loans Charged-off:Construction & development | -5.0787% | 6,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3899% | 5,370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8743% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6499% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9862% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7287% | 6,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.4167% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 18.4167% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3974% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1579% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 0.1040% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7782% | 5,425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2738% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4188% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2046% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3788% | 6,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9486% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.9486% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8637% | 37 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6632% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 6.2706% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6436% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5840% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2276% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7149% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 43.0712% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 43.0712% | 14 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2378% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8608% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 8.4602% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8009% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7304% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3828% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6315% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 49.6410% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 49.6409% | 13 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9132% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3382% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 10.6907% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2530% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2632% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7829% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.7323% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | 53.4532% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 53.4532% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3679% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7885% | 143 |
| Percentage Net Loans Charged-off:Construction & development | -4.3439% | 6,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0191% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3059% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4045% | 211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 37.5160% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | 49.8021% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 49.8021% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8813% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8183% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.2365% | 6,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7922% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8286% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5131% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4692% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5495% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 28.6957% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 28.0667% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6934% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5064% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | -0.2918% | 6,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5319% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8498% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3613% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.5221% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9853% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8694% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7167% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4709% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.4133% | 6,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4984% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8589% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2993% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.3137% | 44 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6658% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4693% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0008% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6195% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6434% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2008% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3329% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 39.9572% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1555% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7381% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9545% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7733% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 1.9914% | 2,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7483% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7626% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7402% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6593% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2509% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8613% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7326% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.4651% | 2,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7509% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6125% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8287% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5177% | 2,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4114% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0333% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8970% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.6409% | 2,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9179% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8039% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9835% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7277% | 2,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6391% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3221% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1557% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.8561% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1829% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2978% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1139% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4792% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1266% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8094% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8586% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1416% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6979% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.6375% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0994% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1369% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8319% | 1,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8838% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3207% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6406% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.9096% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5331% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1523% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8835% | 1,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9398% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3485% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7167% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.9499% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6271% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2272% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2017% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2828% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9475% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9335% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8019% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0982% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0654% | 871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1267% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2826% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0435% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 3,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4971% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2196% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2228% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2897% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3898% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2357% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2446% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2326% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8066% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7727% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8110% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8629% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7834% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3924% | 1,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1444% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7898% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7476% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7825% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6781% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8385% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2000% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2214% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 1,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1439% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3020% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 2,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9178% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1728% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3936% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0832% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2411% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8710% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2191% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3535% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4365% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8482% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2800% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2061% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6115% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4539% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9288% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 5,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 7,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 7,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 7,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2405% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 8,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 8,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0632% | 8,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0395% | 6,041 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0794% | 8,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0977% | 4,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0271% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3968% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8629% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 8,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 8,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 5,999 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6765% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 3,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 7,776 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6654% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0638% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2892% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0337% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2457% | 2,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0527% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4207% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8110% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5820% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 5,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5802% | 2,942 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9048% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 8,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 8,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 5,888 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 8,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9345% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8731% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 4,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0129% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 2,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9288% | 2,579 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4386% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1112% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1083% | 3,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8586% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2174% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 2,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7898% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5874% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1850% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0802% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1072% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3118% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6123% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 3,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1173% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2117% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0740% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0801% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7006% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 5,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0410% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 4,940 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2902% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 5,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0498% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3880% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7341% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2737% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 333.3333% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9146% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3535% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2823% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2706% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2941% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7735% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2187% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4319% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1545% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1636% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1672% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2539% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1835% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1596% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2412% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2770% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1737% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1289% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0695% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1634% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3395% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7135% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0087% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3074% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3001% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3096% | 234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3104% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4275% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3553% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 11,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 28.6885% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3288% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0464% | 1,318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |