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Guaranty Bank, Assets and Liabilities

2017-03-31Rank
# of Employees:902164
Assets and Liabilities
Total Assets:$1,031,900,000738
Cash and due from depository institutions$154,238,000164
Interest-bearing balances$109,046,000338
Securities$9,741,0004,675
Federal funds sold & reverse repurchase agreements$02,558
Net loans & leases$732,860,000718
Loan loss allowance$10,394,000601
Trading account assets$0232
Bank premises and fixed assets$12,641,000971
Other real estate owned$1,394,000164
Goodwill and other intangibles$888,0001,623
All other assets$120,138,000261
Life insurance assets$92,293,000132
Total liabilities and capital$1,031,900,000738
Total liabilities$1,010,293,000668
Total deposits$1,002,026,000635
Interest-bearing deposits$679,089,000729
Deposits held in domestic offices$1,002,026,000633
% insured98.70%65
Federal funds purchased & repurchase agreements$01,613
Trading liabilities$0164
Other borrowed funds$03,368
Subordinated debt$0105
All other liabilities$8,267,000719
Total equity capital$21,607,0003,044
Total bank equity capital$21,607,0003,043
Perpetual preferred stock$50,099,00012
Common stock$05,318
Surplus$13,053,0001,902
Undivided profits$-41,545,0005,827
Noncontrolling interests in consolidated subsidiaries$0125
Memoranda
Noncurrent loans and leases$33,723,000168
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,704,00060
Income earned, not collected on loans$7,284,000363
Earning assets$851,647,000825
Long-term assets (5+ years)$391,434,000660
Average Assets, year-to-date$1,020,418,500738
Average Assets, quarterly$1,020,418,500738
Volatile liabilities$674,0005,349
Insider loans$349,0004,214
FHLB advances$03,198
Loans and leases held for sale$01,700
Unused loan commitments$3,097,0004,981
Tier 1 (core) risk-based capital$20,982,0003,054
Tier 2 risk-based capital$8,443,000707
Total risk weighted assets$672,843,000830
Total unused commitments$3,097,0004,981
Derivatives$01,425
2016-12-31Rank
# of Employees:927160
Assets and Liabilities
Total Assets:$1,008,937,000738
Cash and due from depository institutions$142,499,000160
Interest-bearing balances$105,917,000306
Securities$12,040,0004,475
Federal funds sold & reverse repurchase agreements$02,478
Net loans & leases$719,000,000719
Loan loss allowance$10,658,000580
Trading account assets$0239
Bank premises and fixed assets$12,606,000967
Other real estate owned$2,623,000160
Goodwill and other intangibles$907,0001,613
All other assets$119,262,000266
Life insurance assets$91,687,000131
Total liabilities and capital$1,008,937,000738
Total liabilities$988,468,000676
Total deposits$951,032,000653
Interest-bearing deposits$667,512,000712
Deposits held in domestic offices$951,032,000651
% insured98.69%62
Federal funds purchased & repurchase agreements$01,797
Trading liabilities$0164
Other borrowed funds$30,000,000897
Subordinated debt$0112
All other liabilities$7,436,000786
Total equity capital$20,469,0003,129
Total bank equity capital$20,469,0003,127
Perpetual preferred stock$50,099,00012
Common stock$05,369
Surplus$13,053,0001,907
Undivided profits$-42,683,0005,886
Noncontrolling interests in consolidated subsidiaries$0128
Memoranda
Noncurrent loans and leases$36,609,000161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,993,00058
Income earned, not collected on loans$6,794,000398
Earning assets$836,957,000831
Long-term assets (5+ years)$405,064,000626
Average Assets, year-to-date$1,012,201,200713
Average Assets, quarterly$1,002,103,000737
Volatile liabilities$30,674,0001,532
Insider loans$352,0004,260
FHLB advances$30,000,000856
Loans and leases held for sale$01,794
Unused loan commitments$12,293,0003,468
Tier 1 (core) risk-based capital$20,018,0003,154
Tier 2 risk-based capital$8,340,000712
Total risk weighted assets$664,331,000828
Total unused commitments$12,293,0003,468
Derivatives$01,433
2016-09-30Rank
# of Employees:906162
Assets and Liabilities
Total Assets:$999,791,000744
Cash and due from depository institutions$75,103,000162
Interest-bearing balances$31,461,0001,121
Securities$10,508,0004,642
Federal funds sold & reverse repurchase agreements$02,556
Net loans & leases$775,527,000663
Loan loss allowance$10,238,000604
Trading account assets$0238
Bank premises and fixed assets$12,377,000974
Other real estate owned$2,000,000162
Goodwill and other intangibles$870,0001,625
All other assets$123,406,000254
Life insurance assets$90,868,000131
Total liabilities and capital$999,791,000744
Total liabilities$975,918,000678
Total deposits$967,203,000642
Interest-bearing deposits$679,422,000701
Deposits held in domestic offices$967,203,000640
% insured98.79%60
Federal funds purchased & repurchase agreements$01,774
Trading liabilities$0165
Other borrowed funds$03,568
Subordinated debt$0113
All other liabilities$8,715,000730
Total equity capital$23,873,0002,884
Total bank equity capital$23,873,0002,884
Perpetual preferred stock$50,099,00013
Common stock$05,430
Surplus$13,053,0001,918
Undivided profits$-39,279,0005,951
Noncontrolling interests in consolidated subsidiaries$0128
Memoranda
Noncurrent loans and leases$37,969,000161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,834,00060
Income earned, not collected on loans$6,707,000390
Earning assets$817,496,000841
Long-term assets (5+ years)$417,632,000612
Average Assets, year-to-date$1,014,147,750710
Average Assets, quarterly$998,595,000738
Volatile liabilities$674,0005,468
Insider loans$355,0004,298
FHLB advances$03,387
Loans and leases held for sale$01,876
Unused loan commitments$3,888,0004,824
Tier 1 (core) risk-based capital$23,221,0002,852
Tier 2 risk-based capital$9,006,000649
Total risk weighted assets$718,052,000748
Total unused commitments$3,888,0004,824
Derivatives$01,446
2016-06-30Rank
# of Employees:906160
Assets and Liabilities
Total Assets:$997,399,000744
Cash and due from depository institutions$92,907,000160
Interest-bearing balances$48,854,000690
Securities$10,749,0004,697
Federal funds sold & reverse repurchase agreements$02,524
Net loans & leases$756,059,000673
Loan loss allowance$10,415,000580
Trading account assets$0244
Bank premises and fixed assets$13,528,000890
Other real estate owned$1,991,000160
Goodwill and other intangibles$926,0001,591
All other assets$121,239,000257
Life insurance assets$89,978,000130
Total liabilities and capital$997,399,000744
Total liabilities$973,719,000672
Total deposits$964,525,000632
Interest-bearing deposits$689,485,000678
Deposits held in domestic offices$964,525,000630
% insured98.62%77
Federal funds purchased & repurchase agreements$01,871
Trading liabilities$0167
Other borrowed funds$03,625
Subordinated debt$0116
All other liabilities$9,194,000687
Total equity capital$23,680,0002,902
Total bank equity capital$23,680,0002,902
Perpetual preferred stock$50,099,00013
Common stock$05,504
Surplus$13,053,0001,924
Undivided profits$-39,472,0006,025
Noncontrolling interests in consolidated subsidiaries$0130
Memoranda
Noncurrent loans and leases$40,834,000154
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$10,829,00054
Income earned, not collected on loans$5,583,000449
Earning assets$815,662,000828
Long-term assets (5+ years)$422,510,000602
Average Assets, year-to-date$1,018,933,330706
Average Assets, quarterly$1,011,238,000719
Volatile liabilities$674,0005,520
Insider loans$357,0004,345
FHLB advances$03,439
Loans and leases held for sale$01,907
Unused loan commitments$4,286,0004,810
Tier 1 (core) risk-based capital$22,999,0002,863
Tier 2 risk-based capital$8,802,000661
Total risk weighted assets$701,084,000761
Total unused commitments$4,286,0004,810
Derivatives$01,453
2016-03-31Rank
# of Employees:920161
Assets and Liabilities
Total Assets:$1,025,077,000713
Cash and due from depository institutions$119,102,000161
Interest-bearing balances$77,029,000463
Securities$11,019,0004,745
Federal funds sold & reverse repurchase agreements$02,601
Net loans & leases$755,139,000656
Loan loss allowance$10,420,000566
Trading account assets$0236
Bank premises and fixed assets$14,096,000844
Other real estate owned$2,626,000161
Goodwill and other intangibles$1,028,0001,538
All other assets$122,067,000246
Life insurance assets$89,096,000127
Total liabilities and capital$1,025,077,000713
Total liabilities$1,001,119,000654
Total deposits$992,213,000613
Interest-bearing deposits$702,225,000669
Deposits held in domestic offices$992,213,000612
% insured98.64%82
Federal funds purchased & repurchase agreements$01,758
Trading liabilities$0163
Other borrowed funds$03,577
Subordinated debt$0118
All other liabilities$8,906,000682
Total equity capital$23,958,0002,856
Total bank equity capital$23,958,0002,855
Perpetual preferred stock$50,099,00012
Common stock$05,561
Surplus$13,053,0001,936
Undivided profits$-39,194,0006,088
Noncontrolling interests in consolidated subsidiaries$0134
Memoranda
Noncurrent loans and leases$44,410,000153
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$12,400,00051
Income earned, not collected on loans$4,966,000499
Earning assets$843,187,000790
Long-term assets (5+ years)$416,849,000605
Average Assets, year-to-date$1,029,700,500699
Average Assets, quarterly$1,029,700,500699
Volatile liabilities$674,0005,564
Insider loans$360,0004,356
FHLB advances$03,406
Loans and leases held for sale$01,808
Unused loan commitments$4,950,0004,712
Tier 1 (core) risk-based capital$23,260,0002,831
Tier 2 risk-based capital$8,842,000650
Total risk weighted assets$704,609,000745
Total unused commitments$4,950,0004,712
Derivatives$01,433
2015-12-31Rank
# of Employees:964150
Assets and Liabilities
Total Assets:$1,034,324,000688
Cash and due from depository institutions$156,973,000150
Interest-bearing balances$114,558,000282
Securities$11,105,0004,786
Federal funds sold & reverse repurchase agreements$02,502
Net loans & leases$725,696,000670
Loan loss allowance$12,070,000505
Trading account assets$0243
Bank premises and fixed assets$13,821,000859
Other real estate owned$2,927,000150
Goodwill and other intangibles$1,130,0001,486
All other assets$122,672,000243
Life insurance assets$88,224,000127
Total liabilities and capital$1,034,324,000688
Total liabilities$1,009,633,000638
Total deposits$981,291,000605
Interest-bearing deposits$701,362,000654
Deposits held in domestic offices$981,291,000604
% insured98.66%84
Federal funds purchased & repurchase agreements$01,962
Trading liabilities$0165
Other borrowed funds$20,000,0001,208
Subordinated debt$0118
All other liabilities$8,342,000707
Total equity capital$24,691,0002,775
Total bank equity capital$24,691,0002,775
Perpetual preferred stock$50,099,00013
Common stock$05,620
Surplus$13,053,0001,950
Undivided profits$-38,461,0006,144
Noncontrolling interests in consolidated subsidiaries$0136
Memoranda
Noncurrent loans and leases$49,675,000137
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$12,974,00048
Income earned, not collected on loans$4,136,000627
Earning assets$851,359,000772
Long-term assets (5+ years)$414,688,000601
Average Assets, year-to-date$1,028,759,800669
Average Assets, quarterly$1,017,877,500697
Volatile liabilities$20,673,0002,004
Insider loans$362,0004,400
FHLB advances$20,000,0001,153
Loans and leases held for sale$01,840
Unused loan commitments$5,781,0004,497
Tier 1 (core) risk-based capital$24,303,0002,736
Tier 2 risk-based capital$8,657,000650
Total risk weighted assets$688,743,000749
Total unused commitments$5,781,0004,497
Derivatives$01,420
2015-09-30Rank
# of Employees:960153
Assets and Liabilities
Total Assets:$1,001,431,000712
Cash and due from depository institutions$129,843,000153
Interest-bearing balances$89,130,000375
Securities$11,431,0004,840
Federal funds sold & reverse repurchase agreements$02,541
Net loans & leases$719,979,000663
Loan loss allowance$13,134,000475
Trading account assets$0246
Bank premises and fixed assets$14,058,000844
Other real estate owned$2,950,000153
Goodwill and other intangibles$1,170,0001,467
All other assets$122,000,000246
Life insurance assets$87,333,000123
Total liabilities and capital$1,001,431,000712
Total liabilities$974,429,000655
Total deposits$964,490,000613
Interest-bearing deposits$710,197,000638
Deposits held in domestic offices$964,490,000612
% insured98.49%103
Federal funds purchased & repurchase agreements$02,046
Trading liabilities$0169
Other borrowed funds$03,765
Subordinated debt$0120
All other liabilities$9,939,000643
Total equity capital$27,002,0002,624
Total bank equity capital$27,002,0002,624
Perpetual preferred stock$50,099,00016
Common stock$05,701
Surplus$13,053,0001,971
Undivided profits$-36,150,0006,220
Noncontrolling interests in consolidated subsidiaries$0144
Memoranda
Noncurrent loans and leases$50,908,000144
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$13,273,00049
Income earned, not collected on loans$3,733,000699
Earning assets$820,540,000784
Long-term assets (5+ years)$427,742,000588
Average Assets, year-to-date$1,027,368,750675
Average Assets, quarterly$1,013,210,500705
Volatile liabilities$930,0005,597
Insider loans$365,0004,460
FHLB advances$03,567
Loans and leases held for sale$01,915
Unused loan commitments$6,377,0004,440
Tier 1 (core) risk-based capital$26,500,0002,574
Tier 2 risk-based capital$8,556,000655
Total risk weighted assets$679,014,000756
Total unused commitments$6,377,0004,440
Derivatives$01,421
2015-06-30Rank
# of Employees:964153
Assets and Liabilities
Total Assets:$1,024,990,000698
Cash and due from depository institutions$192,742,000153
Interest-bearing balances$149,400,000233
Securities$24,306,0003,853
Federal funds sold & reverse repurchase agreements$02,585
Net loans & leases$679,900,000693
Loan loss allowance$18,727,000352
Trading account assets$0255
Bank premises and fixed assets$13,731,000859
Other real estate owned$2,403,000153
Goodwill and other intangibles$1,192,0001,462
All other assets$110,716,000263
Life insurance assets$86,447,000120
Total liabilities and capital$1,024,990,000698
Total liabilities$1,001,069,000641
Total deposits$990,597,000587
Interest-bearing deposits$728,949,000623
Deposits held in domestic offices$990,597,000586
% insured98.76%97
Federal funds purchased & repurchase agreements$02,081
Trading liabilities$0167
Other borrowed funds$03,807
Subordinated debt$0123
All other liabilities$10,472,000610
Total equity capital$23,921,0002,823
Total bank equity capital$23,921,0002,823
Perpetual preferred stock$50,099,00016
Common stock$05,770
Surplus$13,053,0001,993
Undivided profits$-39,231,0006,300
Noncontrolling interests in consolidated subsidiaries$0143
Memoranda
Noncurrent loans and leases$59,481,000127
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$19,469,00036
Income earned, not collected on loans$2,665,000943
Earning assets$853,606,000760
Long-term assets (5+ years)$402,932,000618
Average Assets, year-to-date$1,036,014,670680
Average Assets, quarterly$1,038,541,500683
Volatile liabilities$929,0005,669
Insider loans$367,0004,501
FHLB advances$03,615
Loans and leases held for sale$01,968
Unused loan commitments$7,592,0004,255
Tier 1 (core) risk-based capital$23,472,0002,815
Tier 2 risk-based capital$8,302,000674
Total risk weighted assets$653,341,000774
Total unused commitments$7,592,0004,255
Derivatives$01,433
2015-03-31Rank
# of Employees:958152
Assets and Liabilities
Total Assets:$1,052,093,000680
Cash and due from depository institutions$267,098,000152
Interest-bearing balances$224,000,000189
Securities$23,531,0003,970
Federal funds sold & reverse repurchase agreements$02,825
Net loans & leases$625,405,000748
Loan loss allowance$20,445,000338
Trading account assets$0251
Bank premises and fixed assets$14,108,000839
Other real estate owned$2,905,000152
Goodwill and other intangibles$1,131,0001,476
All other assets$117,915,000248
Life insurance assets$85,571,000117
Total liabilities and capital$1,052,093,000680
Total liabilities$1,027,023,000614
Total deposits$1,016,671,000564
Interest-bearing deposits$737,783,000614
Deposits held in domestic offices$1,016,671,000563
% insured99.31%63
Federal funds purchased & repurchase agreements$01,864
Trading liabilities$0165
Other borrowed funds$03,720
Subordinated debt$0128
All other liabilities$10,352,000614
Total equity capital$25,070,0002,763
Total bank equity capital$25,070,0002,763
Perpetual preferred stock$50,099,00017
Common stock$05,836
Surplus$13,053,0002,009
Undivided profits$-38,082,0006,366
Noncontrolling interests in consolidated subsidiaries$0150
Memoranda
Noncurrent loans and leases$77,133,000104
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$24,075,00034
Income earned, not collected on loans$2,636,000918
Earning assets$872,936,000741
Long-term assets (5+ years)$362,626,000671
Average Assets, year-to-date$1,041,527,000679
Average Assets, quarterly$1,041,527,000679
Volatile liabilities$929,0005,655
Insider loans$567,0004,093
FHLB advances$03,519
Loans and leases held for sale$01,949
Unused loan commitments$8,493,0004,157
Tier 1 (core) risk-based capital$24,521,0002,716
Tier 2 risk-based capital$7,993,000685
Total risk weighted assets$626,376,000791
Total unused commitments$8,493,0004,157
Derivatives$01,438
2014-12-31Rank
# of Employees:1,054142
Assets and Liabilities
Total Assets:$1,030,961,000677
Cash and due from depository institutions$282,686,000142
Interest-bearing balances$227,064,000165
Securities$23,710,0003,990
Federal funds sold & reverse repurchase agreements$02,666
Net loans & leases$585,975,000787
Loan loss allowance$22,060,000312
Trading account assets$0249
Bank premises and fixed assets$15,148,000773
Other real estate owned$1,918,000142
Goodwill and other intangibles$10,125,000504
All other assets$111,399,000258
Life insurance assets$84,704,000116
Total liabilities and capital$1,030,961,000677
Total liabilities$1,005,790,000617
Total deposits$987,700,000572
Interest-bearing deposits$737,671,000605
Deposits held in domestic offices$987,700,000571
% insured99.22%72
Federal funds purchased & repurchase agreements$02,134
Trading liabilities$0167
Other borrowed funds$03,842
Subordinated debt$0126
All other liabilities$18,090,000408
Total equity capital$25,171,0002,746
Total bank equity capital$25,171,0002,746
Perpetual preferred stock$50,099,00018
Common stock$05,919
Surplus$13,053,0002,021
Undivided profits$-37,981,0006,451
Noncontrolling interests in consolidated subsidiaries$0150
Memoranda
Noncurrent loans and leases$81,030,000101
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$23,653,00039
Income earned, not collected on loans$2,594,000968
Earning assets$836,749,000764
Long-term assets (5+ years)$344,357,000699
Average Assets, year-to-date$1,085,123,800619
Average Assets, quarterly$1,045,564,500667
Volatile liabilities$928,0005,814
Insider loans$570,0004,165
FHLB advances$03,651
Loans and leases held for sale$10,0001,851
Unused loan commitments$10,322,0003,794
Tier 1 (core) risk-based capital$24,021,0002,752
Tier 2 risk-based capital$7,883,000683
Total risk weighted assets$616,322,000776
Total unused commitments$10,322,0003,794
Derivatives$01,406
2014-09-30Rank
# of Employees:1,101140
Assets and Liabilities
Total Assets:$1,060,168,000649
Cash and due from depository institutions$396,989,000140
Interest-bearing balances$342,350,000130
Securities$11,285,0005,176
Federal funds sold & reverse repurchase agreements$02,747
Net loans & leases$513,233,000880
Loan loss allowance$23,082,000301
Trading account assets$0245
Bank premises and fixed assets$16,328,000719
Other real estate owned$1,576,000140
Goodwill and other intangibles$9,340,000523
All other assets$111,417,000247
Life insurance assets$83,818,000111
Total liabilities and capital$1,060,168,000649
Total liabilities$1,030,722,000596
Total deposits$1,012,060,000545
Interest-bearing deposits$762,039,000584
Deposits held in domestic offices$1,012,060,000543
% insured99.34%74
Federal funds purchased & repurchase agreements$02,181
Trading liabilities$0165
Other borrowed funds$463,0003,669
Subordinated debt$0131
All other liabilities$18,199,000385
Total equity capital$29,446,0002,385
Total bank equity capital$29,446,0002,384
Perpetual preferred stock$50,099,00019
Common stock$05,990
Surplus$13,053,0002,043
Undivided profits$-33,706,0006,519
Noncontrolling interests in consolidated subsidiaries$0153
Memoranda
Noncurrent loans and leases$81,241,000114
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$21,920,00041
Income earned, not collected on loans$2,399,0001,081
Earning assets$866,868,000725
Long-term assets (5+ years)$332,860,000719
Average Assets, year-to-date$1,098,664,500610
Average Assets, quarterly$1,078,626,500628
Volatile liabilities$1,185,0005,731
Insider loans$574,0004,206
FHLB advances$03,673
Loans and leases held for sale$80,0001,859
Unused loan commitments$11,188,0003,701
Tier 1 (core) risk-based capital$29,264,0002,330
Tier 2 risk-based capital$6,863,000799
Total risk weighted assets$532,808,000883
Total unused commitments$11,188,0003,701
Derivatives$01,399
2014-06-30Rank
# of Employees:1,117137
Assets and Liabilities
Total Assets:$1,097,085,000620
Cash and due from depository institutions$442,519,000137
Interest-bearing balances$389,029,000112
Securities$12,017,0005,178
Federal funds sold & reverse repurchase agreements$02,844
Net loans & leases$496,759,000906
Loan loss allowance$26,680,000274
Trading account assets$0246
Bank premises and fixed assets$16,882,000692
Other real estate owned$1,822,000137
Goodwill and other intangibles$9,738,000503
All other assets$117,348,000241
Life insurance assets$82,961,000111
Total liabilities and capital$1,097,085,000620
Total liabilities$1,067,294,000570
Total deposits$1,048,504,000521
Interest-bearing deposits$787,874,000556
Deposits held in domestic offices$1,048,504,000520
% insured99.26%69
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$379,0003,696
Subordinated debt$0135
All other liabilities$18,411,000380
Total equity capital$29,791,0002,338
Total bank equity capital$29,791,0002,338
Perpetual preferred stock$50,099,00018
Common stock$06,055
Surplus$13,053,0002,046
Undivided profits$-33,361,0006,581
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$87,804,000117
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$22,353,00038
Income earned, not collected on loans$2,182,0001,143
Earning assets$897,805,000690
Long-term assets (5+ years)$335,598,000713
Average Assets, year-to-date$1,111,496,670604
Average Assets, quarterly$1,119,812,500607
Volatile liabilities$1,564,0005,537
Insider loans$577,0004,237
FHLB advances$03,672
Loans and leases held for sale$1,838,000834
Unused loan commitments$13,281,0003,437
Tier 1 (core) risk-based capital$29,582,0002,295
Tier 2 risk-based capital$7,070,000769
Total risk weighted assets$545,900,000855
Total unused commitments$13,281,0003,437
Derivatives$01,413
2014-03-31Rank
# of Employees:1,103139
Assets and Liabilities
Total Assets:$1,142,540,000596
Cash and due from depository institutions$467,221,000139
Interest-bearing balances$406,148,000118
Securities$12,012,0005,224
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$520,673,000836
Loan loss allowance$28,971,000268
Trading account assets$0247
Bank premises and fixed assets$17,377,000671
Other real estate owned$1,543,000139
Goodwill and other intangibles$10,064,000496
All other assets$113,650,000244
Life insurance assets$82,113,000109
Total liabilities and capital$1,142,540,000596
Total liabilities$1,109,180,000554
Total deposits$1,091,382,000507
Interest-bearing deposits$812,192,000549
Deposits held in domestic offices$1,091,382,000504
% insured99.24%80
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$81,0003,739
Subordinated debt$0134
All other liabilities$17,717,000382
Total equity capital$33,360,0002,099
Total bank equity capital$33,360,0002,099
Perpetual preferred stock$50,099,00018
Common stock$06,116
Surplus$13,053,0002,068
Undivided profits$-29,792,0006,640
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$94,193,000114
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$27,803,00036
Income earned, not collected on loans$2,223,0001,101
Earning assets$938,833,000660
Long-term assets (5+ years)$352,005,000675
Average Assets, year-to-date$1,118,702,500606
Average Assets, quarterly$1,118,702,500606
Volatile liabilities$1,518,0005,556
Insider loans$580,0004,257
FHLB advances$03,598
Loans and leases held for sale$6,363,000346
Unused loan commitments$12,617,0003,570
Tier 1 (core) risk-based capital$33,181,0002,052
Tier 2 risk-based capital$7,252,000742
Total risk weighted assets$558,375,000821
Total unused commitments$12,617,0003,570
Derivatives$800,0001,154
2013-12-31Rank
# of Employees:1,117133
Assets and Liabilities
Total Assets:$1,094,543,000616
Cash and due from depository institutions$377,718,000133
Interest-bearing balances$322,962,000131
Securities$12,188,0005,237
Federal funds sold & reverse repurchase agreements$02,964
Net loans & leases$541,569,000796
Loan loss allowance$31,292,000251
Trading account assets$0247
Bank premises and fixed assets$17,983,000646
Other real estate owned$2,195,000133
Goodwill and other intangibles$10,309,000486
All other assets$132,581,000225
Life insurance assets$81,275,000108
Total liabilities and capital$1,094,543,000616
Total liabilities$1,068,887,000562
Total deposits$1,049,670,000516
Interest-bearing deposits$809,237,000544
Deposits held in domestic offices$1,049,670,000513
% insured99.23%80
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$19,217,000359
Total equity capital$25,656,0002,571
Total bank equity capital$25,656,0002,571
Perpetual preferred stock$50,099,00018
Common stock$06,192
Surplus$13,053,0002,084
Undivided profits$-37,496,0006,728
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$87,858,000125
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$19,501,00044
Income earned, not collected on loans$2,317,0001,113
Earning assets$876,719,000703
Long-term assets (5+ years)$383,397,000610
Average Assets, year-to-date$1,139,246,800577
Average Assets, quarterly$1,107,548,500603
Volatile liabilities$1,694,0005,580
Insider loans$584,0004,277
FHLB advances$03,709
Loans and leases held for sale$13,163,000232
Unused loan commitments$20,884,0002,617
Tier 1 (core) risk-based capital$25,484,0002,576
Tier 2 risk-based capital$7,698,000684
Total risk weighted assets$592,153,000782
Total unused commitments$20,884,0002,617
Derivatives$7,223,000675
2013-09-30Rank
# of Employees:1,119133
Assets and Liabilities
Total Assets:$1,120,554,000596
Cash and due from depository institutions$372,174,000133
Interest-bearing balances$313,471,000136
Securities$12,358,0005,258
Federal funds sold & reverse repurchase agreements$02,981
Net loans & leases$578,126,000735
Loan loss allowance$34,251,000237
Trading account assets$0248
Bank premises and fixed assets$18,731,000626
Other real estate owned$2,008,000133
Goodwill and other intangibles$10,509,000474
All other assets$126,648,000225
Life insurance assets$80,418,000106
Total liabilities and capital$1,120,554,000596
Total liabilities$1,089,883,000544
Total deposits$1,070,606,000498
Interest-bearing deposits$824,963,000526
Deposits held in domestic offices$1,070,606,000497
% insured99.11%105
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$205,0003,805
Subordinated debt$0150
All other liabilities$19,072,000375
Total equity capital$30,671,0002,231
Total bank equity capital$30,671,0002,231
Perpetual preferred stock$50,099,00018
Common stock$06,266
Surplus$13,053,0002,091
Undivided profits$-32,481,0006,792
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$88,321,000135
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$17,118,00048
Income earned, not collected on loans$2,398,0001,080
Earning assets$903,955,000676
Long-term assets (5+ years)$237,039,000932
Average Assets, year-to-date$1,150,422,750572
Average Assets, quarterly$1,139,562,500581
Volatile liabilities$1,898,0005,565
Insider loans$587,0004,314
FHLB advances$03,717
Loans and leases held for sale$26,259,000182
Unused loan commitments$33,664,0001,902
Tier 1 (core) risk-based capital$30,449,0002,193
Tier 2 risk-based capital$8,053,000659
Total risk weighted assets$618,052,000728
Total unused commitments$33,664,0001,902
Derivatives$19,744,000525
2013-06-30Rank
# of Employees:1,136128
Assets and Liabilities
Total Assets:$1,158,571,000569
Cash and due from depository institutions$382,576,000128
Interest-bearing balances$325,345,000130
Securities$12,491,0005,240
Federal funds sold & reverse repurchase agreements$03,098
Net loans & leases$604,069,000684
Loan loss allowance$38,533,000216
Trading account assets$0250
Bank premises and fixed assets$18,655,000625
Other real estate owned$827,000128
Goodwill and other intangibles$10,268,000483
All other assets$129,685,000223
Life insurance assets$79,563,000103
Total liabilities and capital$1,158,571,000569
Total liabilities$1,125,622,000523
Total deposits$1,105,747,000484
Interest-bearing deposits$843,928,000513
Deposits held in domestic offices$1,105,747,000481
% insured99.14%96
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$19,875,000369
Total equity capital$32,949,0002,087
Total bank equity capital$32,949,0002,087
Perpetual preferred stock$50,099,00018
Common stock$06,316
Surplus$13,053,0002,093
Undivided profits$-30,203,0006,831
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$92,450,000135
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$18,471,00048
Income earned, not collected on loans$2,515,000992
Earning assets$941,905,000635
Long-term assets (5+ years)$243,262,000884
Average Assets, year-to-date$1,160,379,000564
Average Assets, quarterly$1,173,100,500558
Volatile liabilities$1,691,0005,682
Insider loans$590,0004,349
FHLB advances$03,718
Loans and leases held for sale$54,505,000157
Unused loan commitments$41,946,0001,602
Tier 1 (core) risk-based capital$32,745,0002,044
Tier 2 risk-based capital$8,522,000616
Total risk weighted assets$651,717,000681
Total unused commitments$41,946,0001,602
Derivatives$24,997,000530
2013-03-31Rank
# of Employees:1,089134
Assets and Liabilities
Total Assets:$1,187,630,000559
Cash and due from depository institutions$402,757,000134
Interest-bearing balances$349,035,000140
Securities$12,823,0005,243
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$612,536,000669
Loan loss allowance$40,062,000214
Trading account assets$0242
Bank premises and fixed assets$18,460,000631
Other real estate owned$1,226,000134
Goodwill and other intangibles$9,692,000497
All other assets$130,136,000219
Life insurance assets$78,717,000103
Total liabilities and capital$1,187,630,000559
Total liabilities$1,151,670,000517
Total deposits$1,133,721,000476
Interest-bearing deposits$848,179,000521
Deposits held in domestic offices$1,133,721,000473
% insured99.28%89
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$253,0003,719
Subordinated debt$0155
All other liabilities$17,696,000403
Total equity capital$35,960,0001,972
Total bank equity capital$35,960,0001,972
Perpetual preferred stock$50,099,00018
Common stock$06,388
Surplus$13,053,0002,101
Undivided profits$-27,192,0006,903
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$96,259,000141
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$18,682,00045
Income earned, not collected on loans$2,667,000923
Earning assets$974,394,000629
Long-term assets (5+ years)$253,514,000841
Average Assets, year-to-date$1,161,283,000568
Average Assets, quarterly$1,161,283,000568
Volatile liabilities$1,689,0005,648
Insider loans$593,0004,364
FHLB advances$03,677
Loans and leases held for sale$47,822,000165
Unused loan commitments$48,636,0001,427
Tier 1 (core) risk-based capital$35,662,0001,880
Tier 2 risk-based capital$8,457,000624
Total risk weighted assets$643,296,000681
Total unused commitments$48,636,0001,427
Derivatives$25,023,000511
2012-12-31Rank
# of Employees:1,538103
Assets and Liabilities
Total Assets:$1,134,936,000595
Cash and due from depository institutions$152,514,000103
Interest-bearing balances$86,548,000481
Securities$38,002,0003,198
Federal funds sold & reverse repurchase agreements$03,307
Net loans & leases$782,514,000525
Loan loss allowance$41,548,000215
Trading account assets$0243
Bank premises and fixed assets$19,209,000601
Other real estate owned$1,477,000103
Goodwill and other intangibles$9,312,000503
All other assets$131,908,000220
Life insurance assets$77,880,000100
Total liabilities and capital$1,134,936,000595
Total liabilities$1,121,221,000525
Total deposits$1,098,222,000495
Interest-bearing deposits$835,951,000531
Deposits held in domestic offices$1,098,222,000493
% insured99.11%209
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$254,0003,941
Subordinated debt$0159
All other liabilities$22,745,000353
Total equity capital$13,715,0004,279
Total bank equity capital$10,098,0005,003
Perpetual preferred stock$50,099,00019
Common stock$06,448
Surplus$13,053,0002,110
Undivided profits$-53,054,0007,020
Noncontrolling interests in consolidated subsidiaries$3,617,00056
Memoranda
Noncurrent loans and leases$98,293,000141
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$16,732,00048
Income earned, not collected on loans$2,874,000862
Earning assets$907,064,000669
Long-term assets (5+ years)$402,581,000532
Average Assets, year-to-date$1,173,106,800562
Average Assets, quarterly$1,143,901,000576
Volatile liabilities$1,687,0005,775
Insider loans$600,0004,410
FHLB advances$03,864
Loans and leases held for sale$192,550,00082
Unused loan commitments$145,647,000557
Tier 1 (core) risk-based capital$11,994,0004,463
Tier 2 risk-based capital$9,722,000539
Total risk weighted assets$743,931,000594
Total unused commitments$145,647,000557
Derivatives$111,104,000276
2012-09-30Rank
# of Employees:1,521102
Assets and Liabilities
Total Assets:$1,151,762,000573
Cash and due from depository institutions$133,207,000102
Interest-bearing balances$80,382,000479
Securities$35,257,0003,396
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$809,344,000504
Loan loss allowance$42,802,000214
Trading account assets$0231
Bank premises and fixed assets$19,829,000570
Other real estate owned$1,538,000102
Goodwill and other intangibles$10,404,000471
All other assets$142,183,000216
Life insurance assets$77,024,00099
Total liabilities and capital$1,151,762,000573
Total liabilities$1,134,765,000528
Total deposits$1,110,577,000483
Interest-bearing deposits$846,373,000527
Deposits held in domestic offices$1,110,577,000480
% insured99.15%216
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$335,0003,988
Subordinated debt$0163
All other liabilities$23,853,000352
Total equity capital$16,997,0003,738
Total bank equity capital$13,924,0004,301
Perpetual preferred stock$50,099,00019
Common stock$06,537
Surplus$13,053,0002,130
Undivided profits$-49,228,0007,110
Noncontrolling interests in consolidated subsidiaries$3,073,00059
Memoranda
Noncurrent loans and leases$96,668,000155
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$14,072,00052
Income earned, not collected on loans$3,130,000853
Earning assets$924,983,000646
Long-term assets (5+ years)$399,863,000530
Average Assets, year-to-date$1,182,373,500563
Average Assets, quarterly$1,169,042,000563
Volatile liabilities$2,020,0005,669
Insider loans$1,003,0003,732
FHLB advances$03,944
Loans and leases held for sale$205,074,00069
Unused loan commitments$275,575,000360
Tier 1 (core) risk-based capital$15,168,0003,849
Tier 2 risk-based capital$10,053,000525
Total risk weighted assets$768,869,000565
Total unused commitments$275,575,000360
Derivatives$136,337,000261
2012-06-30Rank
# of Employees:1,502105
Assets and Liabilities
Total Assets:$1,186,322,000557
Cash and due from depository institutions$187,319,000105
Interest-bearing balances$128,273,000296
Securities$29,927,0003,713
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$789,076,000517
Loan loss allowance$45,764,000208
Trading account assets$0211
Bank premises and fixed assets$20,302,000553
Other real estate owned$678,000105
Goodwill and other intangibles$12,098,000428
All other assets$146,922,000216
Life insurance assets$77,482,00095
Total liabilities and capital$1,186,322,000557
Total liabilities$1,162,946,000512
Total deposits$1,140,223,000473
Interest-bearing deposits$867,897,000504
Deposits held in domestic offices$1,140,223,000472
% insured99.00%275
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$22,723,000349
Total equity capital$23,376,0002,873
Total bank equity capital$20,280,0003,228
Perpetual preferred stock$50,099,00019
Common stock$06,596
Surplus$13,053,0002,136
Undivided profits$-42,872,0007,166
Noncontrolling interests in consolidated subsidiaries$3,096,00059
Memoranda
Noncurrent loans and leases$101,137,000166
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$13,272,00053
Income earned, not collected on loans$3,081,000816
Earning assets$947,276,000634
Long-term assets (5+ years)$375,448,000551
Average Assets, year-to-date$1,192,577,330557
Average Assets, quarterly$1,207,112,500546
Volatile liabilities$1,684,0005,902
Insider loans$1,008,0003,750
FHLB advances$03,987
Loans and leases held for sale$175,074,00072
Unused loan commitments$256,167,000371
Tier 1 (core) risk-based capital$22,769,0002,788
Tier 2 risk-based capital$10,108,000529
Total risk weighted assets$770,765,000560
Total unused commitments$256,167,000371
Derivatives$158,981,000245
2012-03-31Rank
# of Employees:1,466106
Assets and Liabilities
Total Assets:$1,227,903,000543
Cash and due from depository institutions$229,535,000106
Interest-bearing balances$171,307,000252
Securities$27,017,0003,967
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$781,192,000508
Loan loss allowance$47,048,000203
Trading account assets$0215
Bank premises and fixed assets$20,520,000535
Other real estate owned$1,562,000106
Goodwill and other intangibles$12,373,000429
All other assets$155,704,000209
Life insurance assets$77,793,00094
Total liabilities and capital$1,227,903,000543
Total liabilities$1,194,282,000498
Total deposits$1,173,530,000458
Interest-bearing deposits$887,109,000494
Deposits held in domestic offices$1,173,530,000457
% insured99.13%261
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$1,764,0003,501
Subordinated debt$0185
All other liabilities$18,988,000390
Total equity capital$33,621,0002,076
Total bank equity capital$31,162,0002,214
Perpetual preferred stock$50,099,00019
Common stock$06,651
Surplus$13,053,0002,148
Undivided profits$-31,990,0007,201
Noncontrolling interests in consolidated subsidiaries$2,459,00061
Memoranda
Noncurrent loans and leases$100,782,000174
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$13,406,00054
Income earned, not collected on loans$3,083,000817
Earning assets$979,516,000613
Long-term assets (5+ years)$365,261,000559
Average Assets, year-to-date$1,195,705,000554
Average Assets, quarterly$1,195,705,000554
Volatile liabilities$3,445,0005,078
Insider loans$1,014,0003,761
FHLB advances$04,028
Loans and leases held for sale$147,035,00072
Unused loan commitments$296,160,000333
Tier 1 (core) risk-based capital$33,172,0001,979
Tier 2 risk-based capital$10,366,000515
Total risk weighted assets$791,021,000542
Total unused commitments$296,160,000333
Derivatives$142,445,000241
2011-12-31Rank
# of Employees:1,409108
Assets and Liabilities
Total Assets:$1,179,087,000558
Cash and due from depository institutions$109,454,000108
Interest-bearing balances$49,425,000796
Securities$55,683,0002,410
Federal funds sold & reverse repurchase agreements$03,658
Net loans & leases$816,336,000496
Loan loss allowance$30,808,000287
Trading account assets$0205
Bank premises and fixed assets$21,129,000525
Other real estate owned$1,602,000108
Goodwill and other intangibles$14,856,000384
All other assets$160,027,000209
Life insurance assets$76,030,00096
Total liabilities and capital$1,179,087,000558
Total liabilities$1,121,987,000530
Total deposits$1,102,682,000482
Interest-bearing deposits$864,105,000516
Deposits held in domestic offices$1,102,682,000481
% insured98.96%342
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$195,0004,301
Subordinated debt$0193
All other liabilities$19,110,000385
Total equity capital$57,100,0001,245
Total bank equity capital$54,134,0001,309
Perpetual preferred stock$50,099,00018
Common stock$1,0006,512
Surplus$13,052,0002,154
Undivided profits$-9,018,0006,962
Noncontrolling interests in consolidated subsidiaries$2,966,00059
Memoranda
Noncurrent loans and leases$27,125,000539
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$11,008,00062
Income earned, not collected on loans$3,302,000801
Earning assets$921,444,000651
Long-term assets (5+ years)$06,681
Average Assets, year-to-date$1,218,336,000538
Average Assets, quarterly$1,192,337,000554
Volatile liabilities$2,125,0005,845
Insider loans$1,020,0003,813
FHLB advances$04,174
Loans and leases held for sale$01,918
Unused loan commitments$178,742,000446
Tier 1 (core) risk-based capital$55,852,0001,172
Tier 2 risk-based capital$10,420,000516
Total risk weighted assets$811,621,000529
Total unused commitments$178,742,000446
Derivatives$01,191
2011-09-30Rank
# of Employees:1,414109
Assets and Liabilities
Total Assets:$1,205,587,000554
Cash and due from depository institutions$124,066,000109
Interest-bearing balances$70,806,000599
Securities$40,214,0002,988
Federal funds sold & reverse repurchase agreements$03,873
Net loans & leases$836,835,000490
Loan loss allowance$41,007,000231
Trading account assets$0209
Bank premises and fixed assets$21,429,000508
Other real estate owned$1,643,000109
Goodwill and other intangibles$14,803,000386
All other assets$166,597,000197
Life insurance assets$75,163,00095
Total liabilities and capital$1,205,587,000554
Total liabilities$1,140,686,000526
Total deposits$1,122,192,000478
Interest-bearing deposits$880,825,000501
Deposits held in domestic offices$1,122,192,000476
% insured98.91%377
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$283,0004,395
Subordinated debt$0206
All other liabilities$18,211,000394
Total equity capital$64,901,0001,096
Total bank equity capital$61,975,0001,145
Perpetual preferred stock$50,099,00020
Common stock$1,0006,584
Surplus$13,052,0002,163
Undivided profits$-1,177,0006,465
Noncontrolling interests in consolidated subsidiaries$2,926,00060
Memoranda
Noncurrent loans and leases$31,744,000496
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$7,937,00072
Income earned, not collected on loans$3,299,000814
Earning assets$947,855,000644
Long-term assets (5+ years)$06,717
Average Assets, year-to-date$1,228,148,250541
Average Assets, quarterly$1,204,549,500550
Volatile liabilities$2,974,0005,484
Insider loans$1,026,0003,850
FHLB advances$04,265
Loans and leases held for sale$01,904
Unused loan commitments$266,464,000347
Tier 1 (core) risk-based capital$63,969,0001,015
Tier 2 risk-based capital$10,886,000499
Total risk weighted assets$838,884,000517
Total unused commitments$266,464,000347
Derivatives$01,195
2011-06-30Rank
# of Employees:1,428109
Assets and Liabilities
Total Assets:$1,203,512,000553
Cash and due from depository institutions$151,748,000109
Interest-bearing balances$100,080,000384
Securities$27,803,0003,789
Federal funds sold & reverse repurchase agreements$03,997
Net loans & leases$816,829,000505
Loan loss allowance$35,271,000273
Trading account assets$0213
Bank premises and fixed assets$22,058,000496
Other real estate owned$2,786,000109
Goodwill and other intangibles$16,960,000349
All other assets$165,328,000200
Life insurance assets$74,311,00098
Total liabilities and capital$1,203,512,000553
Total liabilities$1,135,846,000527
Total deposits$1,116,470,000479
Interest-bearing deposits$893,526,000502
Deposits held in domestic offices$1,116,470,000477
% insured98.72%466
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$1,054,0004,052
Subordinated debt$0212
All other liabilities$18,322,000380
Total equity capital$67,666,0001,024
Total bank equity capital$64,915,0001,068
Perpetual preferred stock$50,099,00020
Common stock$1,0006,661
Surplus$13,052,0002,167
Undivided profits$1,763,0005,515
Noncontrolling interests in consolidated subsidiaries$2,751,00064
Memoranda
Noncurrent loans and leases$34,093,000492
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,576,00086
Income earned, not collected on loans$3,439,000780
Earning assets$944,712,000641
Long-term assets (5+ years)$06,767
Average Assets, year-to-date$1,235,668,670542
Average Assets, quarterly$1,218,251,500547
Volatile liabilities$3,443,0005,345
Insider loans$1,032,0003,867
FHLB advances$04,341
Loans and leases held for sale$01,752
Unused loan commitments$236,080,000371
Tier 1 (core) risk-based capital$66,902,000965
Tier 2 risk-based capital$10,797,000510
Total risk weighted assets$838,643,000525
Total unused commitments$236,080,000371
Derivatives$01,174
2011-03-31Rank
# of Employees:1,424110
Assets and Liabilities
Total Assets:$1,232,991,000543
Cash and due from depository institutions$193,110,000110
Interest-bearing balances$142,725,000287
Securities$24,065,0004,113
Federal funds sold & reverse repurchase agreements$04,332
Net loans & leases$798,597,000521
Loan loss allowance$43,080,000238
Trading account assets$0208
Bank premises and fixed assets$22,900,000484
Other real estate owned$4,707,000110
Goodwill and other intangibles$16,583,000365
All other assets$173,029,000194
Life insurance assets$73,470,00098
Total liabilities and capital$1,232,991,000543
Total liabilities$1,164,566,000520
Total deposits$1,143,739,000473
Interest-bearing deposits$906,889,000510
Deposits held in domestic offices$1,143,739,000472
% insured99.15%351
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$236,0004,590
Subordinated debt$0214
All other liabilities$20,591,000347
Total equity capital$68,425,000995
Total bank equity capital$66,224,0001,020
Perpetual preferred stock$50,099,00019
Common stock$1,0006,722
Surplus$13,052,0002,178
Undivided profits$3,072,0004,889
Noncontrolling interests in consolidated subsidiaries$2,201,00068
Memoranda
Noncurrent loans and leases$33,045,000527
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,446,00094
Income earned, not collected on loans$3,530,000765
Earning assets$965,387,000630
Long-term assets (5+ years)$06,809
Average Assets, year-to-date$1,251,747,000533
Average Assets, quarterly$1,251,747,000533
Volatile liabilities$2,879,0005,614
Insider loans$1,503,0003,284
FHLB advances$04,390
Loans and leases held for sale$01,676
Unused loan commitments$207,880,000412
Tier 1 (core) risk-based capital$67,341,000945
Tier 2 risk-based capital$10,984,000512
Total risk weighted assets$846,649,000529
Total unused commitments$207,880,000412
Derivatives$01,153
2010-12-31Rank
# of Employees:1,427109
Assets and Liabilities
Total Assets:$1,270,503,000536
Cash and due from depository institutions$154,867,000109
Interest-bearing balances$110,524,000345
Securities$18,303,0004,601
Federal funds sold & reverse repurchase agreements$04,270
Net loans & leases$869,624,000504
Loan loss allowance$52,889,000203
Trading account assets$0207
Bank premises and fixed assets$23,484,000472
Other real estate owned$5,200,000109
Goodwill and other intangibles$16,816,000357
All other assets$182,209,000192
Life insurance assets$72,638,00098
Total liabilities and capital$1,270,503,000536
Total liabilities$1,193,115,000517
Total deposits$1,133,456,000480
Interest-bearing deposits$898,855,000516
Deposits held in domestic offices$1,133,456,000479
% insured98.98%382
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$40,000,000839
Subordinated debt$0220
All other liabilities$19,659,000366
Total equity capital$77,388,000870
Total bank equity capital$74,530,000900
Perpetual preferred stock$50,099,00019
Common stock$1,0006,804
Surplus$13,052,0002,178
Undivided profits$11,378,0002,621
Noncontrolling interests in consolidated subsidiaries$2,858,00066
Memoranda
Noncurrent loans and leases$36,646,000491
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,269,000162
Income earned, not collected on loans$3,802,000732
Earning assets$998,451,000614
Long-term assets (5+ years)$06,888
Average Assets, year-to-date$1,312,961,000515
Average Assets, quarterly$1,295,025,000525
Volatile liabilities$60,506,0002,136
Insider loans$1,623,0003,204
FHLB advances$40,000,000775
Loans and leases held for sale$01,952
Unused loan commitments$143,366,000539
Tier 1 (core) risk-based capital$76,288,000820
Tier 2 risk-based capital$11,744,000503
Total risk weighted assets$898,188,000512
Total unused commitments$143,366,000539
Derivatives$01,176
2010-09-30Rank
# of Employees:1,402112
Assets and Liabilities
Total Assets:$1,319,547,000514
Cash and due from depository institutions$165,041,000112
Interest-bearing balances$116,007,000340
Securities$16,650,0004,761
Federal funds sold & reverse repurchase agreements$04,450
Net loans & leases$920,358,000472
Loan loss allowance$50,273,000212
Trading account assets$0210
Bank premises and fixed assets$24,239,000452
Other real estate owned$7,065,000112
Goodwill and other intangibles$16,610,000357
All other assets$169,584,000203
Life insurance assets$71,787,00097
Total liabilities and capital$1,319,547,000514
Total liabilities$1,240,279,000492
Total deposits$1,171,278,000453
Interest-bearing deposits$922,850,000508
Deposits held in domestic offices$1,171,278,000452
% insured98.94%284
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$45,000,000808
Subordinated debt$0233
All other liabilities$24,001,000321
Total equity capital$79,268,000856
Total bank equity capital$76,010,000907
Perpetual preferred stock$50,099,00020
Common stock$1,0006,906
Surplus$13,052,0002,173
Undivided profits$12,858,0002,506
Noncontrolling interests in consolidated subsidiaries$3,258,00061
Memoranda
Noncurrent loans and leases$33,742,000545
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$4,228,000166
Income earned, not collected on loans$3,963,000728
Earning assets$1,053,015,000579
Long-term assets (5+ years)$06,979
Average Assets, year-to-date$1,323,575,500506
Average Assets, quarterly$1,315,260,500508
Volatile liabilities$69,419,0001,962
Insider loans$1,633,0003,241
FHLB advances$45,000,000741
Loans and leases held for sale$01,963
Unused loan commitments$269,142,000343
Tier 1 (core) risk-based capital$78,124,000789
Tier 2 risk-based capital$12,092,000496
Total risk weighted assets$927,903,000498
Total unused commitments$269,142,000344
Derivatives$01,218
2010-06-30Rank
# of Employees:1,428110
Assets and Liabilities
Total Assets:$1,310,974,000511
Cash and due from depository institutions$98,770,000110
Interest-bearing balances$53,427,000657
Securities$16,924,0004,758
Federal funds sold & reverse repurchase agreements$04,532
Net loans & leases$959,545,000454
Loan loss allowance$66,489,000173
Trading account assets$0210
Bank premises and fixed assets$25,274,000432
Other real estate owned$7,641,000110
Goodwill and other intangibles$20,553,000312
All other assets$182,267,000189
Life insurance assets$70,947,00096
Total liabilities and capital$1,310,974,000511
Total liabilities$1,229,084,000492
Total deposits$1,183,703,000446
Interest-bearing deposits$957,699,000485
Deposits held in domestic offices$1,183,703,000444
% insured98.99%312
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$20,000,0001,628
Subordinated debt$0241
All other liabilities$25,381,000303
Total equity capital$81,890,000818
Total bank equity capital$78,682,000845
Perpetual preferred stock$50,099,00020
Common stock$1,0006,962
Surplus$13,052,0002,170
Undivided profits$15,530,0002,114
Noncontrolling interests in consolidated subsidiaries$3,208,00061
Memoranda
Noncurrent loans and leases$58,365,000331
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,370,000212
Income earned, not collected on loans$4,373,000632
Earning assets$1,029,896,000582
Long-term assets (5+ years)$07,034
Average Assets, year-to-date$1,324,918,330502
Average Assets, quarterly$1,327,388,500502
Volatile liabilities$48,046,0002,728
Insider loans$1,639,0003,288
FHLB advances$20,000,0001,544
Loans and leases held for sale$01,852
Unused loan commitments$135,014,000559
Tier 1 (core) risk-based capital$80,879,000751
Tier 2 risk-based capital$12,895,000472
Total risk weighted assets$977,093,000476
Total unused commitments$135,014,000559
Derivatives$01,168
2010-03-31Rank
# of Employees:1,402111
Assets and Liabilities
Total Assets:$1,343,803,000509
Cash and due from depository institutions$154,148,000111
Interest-bearing balances$105,360,000367
Securities$18,843,0004,570
Federal funds sold & reverse repurchase agreements$04,804
Net loans & leases$938,469,000485
Loan loss allowance$64,319,000186
Trading account assets$0227
Bank premises and fixed assets$26,254,000427
Other real estate owned$9,095,000111
Goodwill and other intangibles$20,770,000318
All other assets$176,224,000191
Life insurance assets$70,116,000101
Total liabilities and capital$1,343,803,000509
Total liabilities$1,257,514,000491
Total deposits$1,208,285,000447
Interest-bearing deposits$970,087,000496
Deposits held in domestic offices$1,208,285,000445
% insured99.03%312
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$25,000,0001,466
Subordinated debt$0248
All other liabilities$24,229,000313
Total equity capital$86,289,000775
Total bank equity capital$83,265,000801
Perpetual preferred stock$50,099,00020
Common stock$1,0007,055
Surplus$13,052,0002,204
Undivided profits$20,113,0001,630
Noncontrolling interests in consolidated subsidiaries$3,024,00062
Memoranda
Noncurrent loans and leases$58,668,000354
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,994,000224
Income earned, not collected on loans$4,592,000631
Earning assets$1,062,672,000584
Long-term assets (5+ years)$07,124
Average Assets, year-to-date$1,331,890,500515
Average Assets, quarterly$1,331,890,500515
Volatile liabilities$53,611,0002,559
Insider loans$2,133,0002,893
FHLB advances$25,000,0001,372
Loans and leases held for sale$01,823
Unused loan commitments$104,466,000728
Tier 1 (core) risk-based capital$85,406,000715
Tier 2 risk-based capital$12,942,000484
Total risk weighted assets$983,930,000493
Total unused commitments$104,466,000729
Derivatives$01,155
2009-12-31Rank
# of Employees:1,407111
Assets and Liabilities
Total Assets:$1,319,978,000521
Cash and due from depository institutions$120,108,000111
Interest-bearing balances$65,518,000453
Securities$15,655,0004,922
Federal funds sold & reverse repurchase agreements$04,737
Net loans & leases$934,667,000491
Loan loss allowance$62,949,000190
Trading account assets$0224
Bank premises and fixed assets$27,628,000405
Other real estate owned$10,223,000111
Goodwill and other intangibles$19,729,000330
All other assets$191,968,000184
Life insurance assets$69,293,000102
Total liabilities and capital$1,319,978,000521
Total liabilities$1,221,011,000507
Total deposits$1,173,003,000458
Interest-bearing deposits$947,576,000504
Deposits held in domestic offices$1,173,003,000456
% insured95.77%1,394
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$25,000,0001,583
Subordinated debt$0258
All other liabilities$23,008,000328
Total equity capital$98,967,000665
Total bank equity capital$94,746,000692
Perpetual preferred stock$50,099,00019
Common stock$1,0007,124
Surplus$13,052,0002,207
Undivided profits$31,594,0001,045
Noncontrolling interests in consolidated subsidiaries$4,221,00058
Memoranda
Noncurrent loans and leases$56,212,000357
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$917,000337
Income earned, not collected on loans$4,694,000633
Earning assets$1,015,840,000607
Long-term assets (5+ years)$07,189
Average Assets, year-to-date$1,475,015,600461
Average Assets, quarterly$1,327,899,000517
Volatile liabilities$51,976,0002,659
Insider loans$1,712,0003,323
FHLB advances$25,000,0001,483
Loans and leases held for sale$01,814
Unused loan commitments$118,849,000676
Tier 1 (core) risk-based capital$98,203,000610
Tier 2 risk-based capital$13,307,000483
Total risk weighted assets$1,014,887,000494
Total unused commitments$118,849,000676
Derivatives$01,139
2009-09-30Rank
# of Employees:1,378117
Assets and Liabilities
Total Assets:$1,335,820,000526
Cash and due from depository institutions$73,360,000117
Interest-bearing balances$21,665,0001,152
Securities$16,220,0004,900
Federal funds sold & reverse repurchase agreements$04,911
Net loans & leases$1,007,731,000478
Loan loss allowance$58,699,000207
Trading account assets$0238
Bank premises and fixed assets$28,745,000394
Other real estate owned$7,210,000117
Goodwill and other intangibles$17,365,000381
All other assets$185,189,000187
Life insurance assets$68,452,000106
Total liabilities and capital$1,335,820,000526
Total liabilities$1,231,695,000514
Total deposits$1,149,536,000476
Interest-bearing deposits$941,459,000512
Deposits held in domestic offices$1,149,536,000474
% insured95.99%1,475
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$57,000,000864
Subordinated debt$0269
All other liabilities$25,159,000323
Total equity capital$104,125,000661
Total bank equity capital$100,027,000678
Perpetual preferred stock$50,099,00021
Common stock$1,0007,203
Surplus$13,052,0002,190
Undivided profits$36,875,000921
Noncontrolling interests in consolidated subsidiaries$4,098,00058
Memoranda
Noncurrent loans and leases$53,323,000397
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,010,000286
Income earned, not collected on loans$5,191,000604
Earning assets$1,045,616,000600
Long-term assets (5+ years)$07,262
Average Assets, year-to-date$1,513,775,000466
Average Assets, quarterly$1,415,997,500505
Volatile liabilities$80,681,0001,863
Insider loans$1,721,0003,332
FHLB advances$57,000,000789
Loans and leases held for sale$01,823
Unused loan commitments$199,843,000466
Tier 1 (core) risk-based capital$85,676,000710
Tier 2 risk-based capital$13,618,000497
Total risk weighted assets$1,043,828,000500
Total unused commitments$199,843,000467
Derivatives$01,183
2009-06-30Rank
# of Employees:1,440117
Assets and Liabilities
Total Assets:$1,496,175,000483
Cash and due from depository institutions$168,166,000117
Interest-bearing balances$453,0005,392
Securities$18,236,0004,657
Federal funds sold & reverse repurchase agreements$05,176
Net loans & leases$1,046,990,000483
Loan loss allowance$56,299,000205
Trading account assets$0240
Bank premises and fixed assets$30,295,000377
Other real estate owned$7,939,000117
Goodwill and other intangibles$17,755,000392
All other assets$206,794,000174
Life insurance assets$67,598,000107
Total liabilities and capital$1,496,175,000483
Total liabilities$1,357,059,000482
Total deposits$1,277,615,000434
Interest-bearing deposits$1,032,557,000467
Deposits held in domestic offices$1,277,615,000432
% insured96.53%173
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$55,000,000932
Subordinated debt$0276
All other liabilities$24,444,000342
Total equity capital$139,116,000503
Total bank equity capital$135,013,000518
Perpetual preferred stock$50,099,00020
Common stock$1,0007,290
Surplus$13,052,0002,191
Undivided profits$71,861,000431
Noncontrolling interests in consolidated subsidiaries$4,103,00060
Memoranda
Noncurrent loans and leases$47,252,000416
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$311,000599
Income earned, not collected on loans$5,321,000587
Earning assets$1,065,679,000601
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$1,573,093,330462
Average Assets, quarterly$1,545,031,500471
Volatile liabilities$80,359,0001,874
Insider loans$220,0006,268
FHLB advances$55,000,000847
Loans and leases held for sale$01,961
Unused loan commitments$201,021,000485
Tier 1 (core) risk-based capital$93,818,000655
Tier 2 risk-based capital$14,117,000488
Total risk weighted assets$1,078,743,000499
Total unused commitments$201,021,000485
Derivatives$01,221
2009-03-31Rank
# of Employees:1,630105
Assets and Liabilities
Total Assets:$1,593,888,000459
Cash and due from depository institutions$142,965,000105
Interest-bearing balances$448,0005,075
Securities$18,453,0004,625
Federal funds sold & reverse repurchase agreements$412,0004,999
Net loans & leases$1,182,544,000439
Loan loss allowance$52,263,000208
Trading account assets$0234
Bank premises and fixed assets$31,372,000371
Other real estate owned$6,536,000105
Goodwill and other intangibles$12,756,000512
All other assets$198,850,000177
Life insurance assets$66,750,000109
Total liabilities and capital$1,593,888,000459
Total liabilities$1,451,229,000453
Total deposits$1,336,753,000414
Interest-bearing deposits$1,109,398,000440
Deposits held in domestic offices$1,336,753,000411
% insured96.22%199
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$80,000,000720
Subordinated debt$0271
All other liabilities$34,476,000291
Total equity capital$142,659,000498
Total bank equity capital$88,684,000747
Perpetual preferred stock$0193
Common stock$1,0007,333
Surplus$13,052,0002,187
Undivided profits$75,631,000417
Noncontrolling interests in consolidated subsidiaries$53,975,00028
Memoranda
Noncurrent loans and leases$50,212,000367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$138,000775
Income earned, not collected on loans$6,066,000524
Earning assets$1,201,857,000534
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$1,611,552,500454
Average Assets, quarterly$1,611,552,500454
Volatile liabilities$111,282,0001,396
Insider loans$924,0004,477
FHLB advances$80,000,000639
Loans and leases held for sale$01,892
Unused loan commitments$404,473,000315
Tier 1 (core) risk-based capital$66,858,000943
Tier 2 risk-based capital$48,236,000181
Total risk weighted assets$1,149,013,000486
Total unused commitments$404,473,000315
Derivatives$01,177
2008-12-31Rank
# of Employees:1,74296
Assets and Liabilities
Total Assets:$1,629,217,000450
Cash and due from depository institutions$62,281,00096
Interest-bearing balances$446,0004,475
Securities$21,732,0004,236
Federal funds sold & reverse repurchase agreements$4,352,0002,076
Net loans & leases$1,293,951,000410
Loan loss allowance$48,817,000200
Trading account assets$0236
Bank premises and fixed assets$33,227,000346
Other real estate owned$7,648,00096
Goodwill and other intangibles$9,010,000639
All other assets$197,016,000170
Life insurance assets$65,912,000111
Total liabilities and capital$1,629,217,000450
Total liabilities$1,531,992,000432
Total deposits$1,191,020,000452
Interest-bearing deposits$984,591,000479
Deposits held in domestic offices$1,191,020,000450
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$250,000,000297
Subordinated debt$0278
All other liabilities$90,972,000160
Total equity capital$97,225,000684
Total bank equity capital$97,225,000684
Perpetual preferred stock$0141
Common stock$1,0007,374
Surplus$13,052,0002,174
Undivided profits$84,172,000367
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$41,714,000366
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$79,000842
Income earned, not collected on loans$6,678,000499
Earning assets$1,320,481,000499
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$1,713,530,800414
Average Assets, quarterly$1,595,534,000453
Volatile liabilities$284,870,000572
Insider loans$1,324,0003,901
FHLB advances$250,000,000235
Loans and leases held for sale$01,663
Unused loan commitments$1,333,634,000157
Tier 1 (core) risk-based capital$86,020,000701
Tier 2 risk-based capital$44,592,000192
Total risk weighted assets$1,243,186,000449
Total unused commitments$1,333,634,000158
Derivatives$01,109
2008-09-30Rank
# of Employees:1,77595
Assets and Liabilities
Total Assets:$1,561,851,000462
Cash and due from depository institutions$67,237,00095
Interest-bearing balances$444,0003,803
Securities$20,357,0004,353
Federal funds sold & reverse repurchase agreements$1,838,0003,855
Net loans & leases$1,241,857,000422
Loan loss allowance$42,329,000205
Trading account assets$0251
Bank premises and fixed assets$32,034,000358
Other real estate owned$9,078,00095
Goodwill and other intangibles$8,817,000683
All other assets$180,633,000187
Life insurance assets$65,055,000116
Total liabilities and capital$1,561,851,000462
Total liabilities$1,460,833,000442
Total deposits$1,243,448,000426
Interest-bearing deposits$1,030,925,000446
Deposits held in domestic offices$1,243,448,000424
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$133,000,000523
Subordinated debt$0276
All other liabilities$84,385,000161
Total equity capital$101,018,000667
Total bank equity capital$101,018,000667
Perpetual preferred stock$0110
Common stock$1,0007,433
Surplus$13,052,0002,163
Undivided profits$87,965,000371
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$34,170,000349
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$79,000849
Income earned, not collected on loans$7,374,000476
Earning assets$1,264,496,000511
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$1,734,609,250410
Average Assets, quarterly$1,658,440,500437
Volatile liabilities$165,983,000904
Insider loans$1,348,0003,894
FHLB advances$133,000,000468
Loans and leases held for sale$01,623
Unused loan commitments$616,888,000263
Tier 1 (core) risk-based capital$95,648,000647
Tier 2 risk-based capital$42,007,000198
Total risk weighted assets$1,265,034,000447
Total unused commitments$616,888,000263
Derivatives$01,077
2008-06-30Rank
# of Employees:1,88594
Assets and Liabilities
Total Assets:$1,755,030,000417
Cash and due from depository institutions$73,575,00094
Interest-bearing balances$1,385,0002,564
Securities$7,975,0006,333
Federal funds sold & reverse repurchase agreements$1,242,0004,463
Net loans & leases$1,478,084,000365
Loan loss allowance$4,291,0001,375
Trading account assets$0267
Bank premises and fixed assets$32,720,000346
Other real estate owned$11,036,00094
Goodwill and other intangibles$11,134,000617
All other assets$139,264,000206
Life insurance assets$64,162,000118
Total liabilities and capital$1,755,030,000417
Total liabilities$1,645,252,000398
Total deposits$1,362,357,000387
Interest-bearing deposits$1,135,241,000400
Deposits held in domestic offices$1,362,357,000383
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$202,000,000362
Subordinated debt$0257
All other liabilities$80,895,000163
Total equity capital$109,778,000639
Total bank equity capital$109,778,000639
Perpetual preferred stock$0107
Common stock$1,0007,498
Surplus$12,452,0002,235
Undivided profits$97,325,000349
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,778,000320
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$7,651,000455
Earning assets$1,488,686,000436
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$1,792,195,330402
Average Assets, quarterly$1,790,766,500407
Volatile liabilities$243,230,000637
Insider loans$1,316,0003,939
FHLB advances$202,000,000310
Loans and leases held for sale$01,725
Unused loan commitments$440,075,000342
Tier 1 (core) risk-based capital$128,042,000499
Tier 2 risk-based capital$22,380,000320
Total risk weighted assets$1,383,522,000411
Total unused commitments$440,075,000342
Derivatives$01,075
2008-03-31Rank
# of Employees:1,83597
Assets and Liabilities
Total Assets:$1,826,503,000399
Cash and due from depository institutions$78,413,00097
Interest-bearing balances$8,493,000908
Securities$9,125,0006,109
Federal funds sold & reverse repurchase agreements$13,109,0001,320
Net loans & leases$1,531,829,000345
Loan loss allowance$4,138,0001,375
Trading account assets$0252
Bank premises and fixed assets$32,357,000345
Other real estate owned$12,859,00097
Goodwill and other intangibles$11,150,000635
All other assets$137,661,000203
Life insurance assets$63,280,000119
Total liabilities and capital$1,826,503,000399
Total liabilities$1,712,308,000381
Total deposits$1,448,588,000369
Interest-bearing deposits$1,206,662,000386
Deposits held in domestic offices$1,448,588,000365
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$180,000,000370
Subordinated debt$0251
All other liabilities$83,720,000167
Total equity capital$114,195,000615
Total bank equity capital$114,195,000615
Perpetual preferred stock$0108
Common stock$1,0007,532
Surplus$12,452,0002,221
Undivided profits$101,742,000352
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$33,523,000262
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$103,000758
Income earned, not collected on loans$7,973,000447
Earning assets$1,562,556,000416
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$1,810,778,000399
Average Assets, quarterly$1,810,778,000399
Volatile liabilities$233,929,000649
Insider loans$1,324,0003,862
FHLB advances$180,000,000324
Loans and leases held for sale$01,797
Unused loan commitments$775,615,000233
Tier 1 (core) risk-based capital$133,513,000482
Tier 2 risk-based capital$20,859,000336
Total risk weighted assets$1,465,499,000385
Total unused commitments$775,615,000233
Derivatives$01,109
2007-12-31Rank
# of Employees:1,82897
Assets and Liabilities
Total Assets:$1,795,053,000408
Cash and due from depository institutions$156,482,00097
Interest-bearing balances$79,386,00087
Securities$8,286,0006,377
Federal funds sold & reverse repurchase agreements$5,905,0002,225
Net loans & leases$1,436,674,000363
Loan loss allowance$4,378,0001,265
Trading account assets$0237
Bank premises and fixed assets$36,653,000279
Other real estate owned$10,286,00097
Goodwill and other intangibles$11,234,000625
All other assets$129,533,000216
Life insurance assets$62,407,000120
Total liabilities and capital$1,795,053,000408
Total liabilities$1,673,285,000390
Total deposits$1,509,823,000353
Interest-bearing deposits$1,284,490,000358
Deposits held in domestic offices$1,509,823,000350
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$80,000,000701
Subordinated debt$0248
All other liabilities$83,462,000174
Total equity capital$121,768,000583
Total bank equity capital$121,768,000583
Perpetual preferred stock$0111
Common stock$1,0007,579
Surplus$12,452,0002,200
Undivided profits$109,315,000331
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$34,132,000215
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$126,000693
Income earned, not collected on loans$8,668,000449
Earning assets$1,530,251,000424
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$1,898,368,600372
Average Assets, quarterly$1,828,543,500397
Volatile liabilities$154,508,000973
Insider loans$1,362,0003,798
FHLB advances$80,000,000636
Loans and leases held for sale$01,738
Unused loan commitments$428,777,000358
Tier 1 (core) risk-based capital$161,311,000407
Tier 2 risk-based capital$14,149,000433
Total risk weighted assets$1,462,200,000390
Total unused commitments$428,777,000358
Derivatives$01,052
2007-09-30Rank
# of Employees:1,89693
Assets and Liabilities
Total Assets:$1,862,034,000390
Cash and due from depository institutions$95,227,00093
Interest-bearing balances$24,383,000226
Securities$27,532,0003,633
Federal funds sold & reverse repurchase agreements$43,499,000314
Net loans & leases$1,507,377,000348
Loan loss allowance$4,046,0001,310
Trading account assets$0244
Bank premises and fixed assets$36,890,000265
Other real estate owned$8,534,00093
Goodwill and other intangibles$11,806,000591
All other assets$131,169,000212
Life insurance assets$61,665,000121
Total liabilities and capital$1,862,034,000390
Total liabilities$1,737,066,000373
Total deposits$1,572,904,000338
Interest-bearing deposits$1,334,581,000337
Deposits held in domestic offices$1,572,904,000337
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$80,000,000641
Subordinated debt$0244
All other liabilities$84,162,000173
Total equity capital$124,968,000560
Total bank equity capital$124,968,000560
Perpetual preferred stock$0113
Common stock$1,0007,598
Surplus$12,452,0002,157
Undivided profits$112,515,000333
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,652,000234
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$72,000846
Income earned, not collected on loans$9,456,000433
Earning assets$1,602,791,000402
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$1,924,197,500363
Average Assets, quarterly$1,935,362,500369
Volatile liabilities$158,313,000908
Insider loans$2,568,0002,563
FHLB advances$80,000,000578
Loans and leases held for sale$01,751
Unused loan commitments$453,879,000344
Tier 1 (core) risk-based capital$165,713,000400
Tier 2 risk-based capital$12,719,000461
Total risk weighted assets$1,577,377,000359
Total unused commitments$453,879,000344
Derivatives$01,033
2007-06-30Rank
# of Employees:1,867102
Assets and Liabilities
Total Assets:$2,008,691,000367
Cash and due from depository institutions$87,661,000102
Interest-bearing balances$2,321,0001,666
Securities$27,791,0003,616
Federal funds sold & reverse repurchase agreements$3,305,0003,398
Net loans & leases$1,705,948,000316
Loan loss allowance$3,994,0001,335
Trading account assets$0245
Bank premises and fixed assets$37,522,000260
Other real estate owned$7,415,000102
Goodwill and other intangibles$12,125,000592
All other assets$126,924,000223
Life insurance assets$60,824,000125
Total liabilities and capital$2,008,691,000367
Total liabilities$1,873,611,000352
Total deposits$1,632,731,000338
Interest-bearing deposits$1,381,456,000336
Deposits held in domestic offices$1,632,731,000336
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$158,000,000343
Subordinated debt$0258
All other liabilities$82,880,000182
Total equity capital$135,080,000529
Total bank equity capital$135,080,000529
Perpetual preferred stock$0111
Common stock$1,0007,652
Surplus$12,452,0002,156
Undivided profits$122,627,000314
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,343,000298
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$72,000840
Income earned, not collected on loans$9,100,000425
Earning assets$1,739,365,000380
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$1,944,918,670370
Average Assets, quarterly$1,960,062,500370
Volatile liabilities$232,232,000641
Insider loans$2,408,0002,657
FHLB advances$158,000,000295
Loans and leases held for sale$01,802
Unused loan commitments$469,239,000354
Tier 1 (core) risk-based capital$182,992,000370
Tier 2 risk-based capital$8,344,000681
Total risk weighted assets$1,618,285,000359
Total unused commitments$469,239,000354
Derivatives$01,067
2007-03-31Rank
# of Employees:1,836105
Assets and Liabilities
Total Assets:$1,911,434,000383
Cash and due from depository institutions$83,794,000105
Interest-bearing balances$1,938,0001,984
Securities$28,124,0003,605
Federal funds sold & reverse repurchase agreements$2,943,0004,409
Net loans & leases$1,620,776,000324
Loan loss allowance$3,740,0001,414
Trading account assets$0267
Bank premises and fixed assets$38,170,000243
Other real estate owned$6,704,000105
Goodwill and other intangibles$12,300,000576
All other assets$118,623,000223
Life insurance assets$59,994,000127
Total liabilities and capital$1,911,434,000383
Total liabilities$1,770,898,000371
Total deposits$1,661,037,000331
Interest-bearing deposits$1,412,420,000334
Deposits held in domestic offices$1,661,037,000329
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$28,000,0001,304
Subordinated debt$0262
All other liabilities$81,861,000176
Total equity capital$140,536,000505
Total bank equity capital$140,536,000505
Perpetual preferred stock$0113
Common stock$1,0007,681
Surplus$12,452,0002,127
Undivided profits$128,083,000309
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,707,000268
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$9,159,000417
Earning assets$1,653,781,000399
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$1,913,032,500375
Average Assets, quarterly$1,913,032,500375
Volatile liabilities$89,237,0001,520
Insider loans$2,065,0002,937
FHLB advances$28,000,0001,234
Loans and leases held for sale$01,800
Unused loan commitments$459,795,000349
Tier 1 (core) risk-based capital$189,953,000359
Tier 2 risk-based capital$6,354,000845
Total risk weighted assets$1,599,017,000358
Total unused commitments$459,795,000349
Derivatives$01,065
2006-12-31Rank
# of Employees:1,825106
Assets and Liabilities
Total Assets:$1,914,631,000375
Cash and due from depository institutions$97,034,000106
Interest-bearing balances$4,009,0001,260
Securities$32,549,0003,272
Federal funds sold & reverse repurchase agreements$3,125,0003,718
Net loans & leases$1,605,623,000316
Loan loss allowance$3,658,0001,432
Trading account assets$0156
Bank premises and fixed assets$37,797,000243
Other real estate owned$6,981,000106
Goodwill and other intangibles$12,853,000555
All other assets$118,669,000222
Life insurance assets$59,173,000124
Total liabilities and capital$1,914,631,000375
Total liabilities$1,770,492,000365
Total deposits$1,477,410,000361
Interest-bearing deposits$1,248,316,000367
Deposits held in domestic offices$1,477,410,000358
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$209,000,000285
Subordinated debt$0264
All other liabilities$84,082,000174
Total equity capital$144,139,000475
Total bank equity capital$144,139,000475
Perpetual preferred stock$0112
Common stock$1,0007,717
Surplus$12,452,0002,077
Undivided profits$131,686,000291
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,466,000237
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$127,000644
Income earned, not collected on loans$9,117,000431
Earning assets$1,645,306,000398
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$1,857,099,800373
Average Assets, quarterly$1,842,847,500394
Volatile liabilities$515,244,000366
Insider loans$2,031,0002,942
FHLB advances$209,000,000242
Loans and leases held for sale$01,760
Unused loan commitments$427,738,000361
Tier 1 (core) risk-based capital$195,131,000339
Tier 2 risk-based capital$4,979,0001,026
Total risk weighted assets$1,490,782,000372
Total unused commitments$427,738,000361
Derivatives$01,023
2006-09-30Rank
# of Employees:1,807112
Assets and Liabilities
Total Assets:$1,771,064,000417
Cash and due from depository institutions$78,638,000112
Interest-bearing balances$2,628,0001,536
Securities$9,876,0006,241
Federal funds sold & reverse repurchase agreements$31,274,000421
Net loans & leases$1,478,107,000344
Loan loss allowance$3,928,0001,318
Trading account assets$0154
Bank premises and fixed assets$36,874,000249
Other real estate owned$5,030,000112
Goodwill and other intangibles$12,860,000551
All other assets$118,405,000233
Life insurance assets$58,334,000121
Total liabilities and capital$1,771,064,000417
Total liabilities$1,620,755,000403
Total deposits$1,483,063,000358
Interest-bearing deposits$1,254,938,000356
Deposits held in domestic offices$1,483,063,000355
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$50,000,000930
Subordinated debt$0269
All other liabilities$87,692,000182
Total equity capital$150,309,000473
Total bank equity capital$150,309,000473
Perpetual preferred stock$0118
Common stock$1,0007,777
Surplus$12,452,0002,040
Undivided profits$137,856,000282
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,256,000248
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$62,000860
Income earned, not collected on loans$7,917,000483
Earning assets$1,521,885,000426
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$1,842,717,000384
Average Assets, quarterly$1,800,378,500407
Volatile liabilities$398,216,000462
Insider loans$2,173,0002,788
FHLB advances$50,000,000849
Loans and leases held for sale$01,773
Unused loan commitments$478,440,000336
Tier 1 (core) risk-based capital$202,767,000337
Tier 2 risk-based capital$3,967,0001,298
Total risk weighted assets$1,493,701,000381
Total unused commitments$502,440,000326
Derivatives$01,023
2006-06-30Rank
# of Employees:1,797119
Assets and Liabilities
Total Assets:$1,829,693,000400
Cash and due from depository institutions$81,610,000119
Interest-bearing balances$3,002,0001,413
Securities$10,604,0006,108
Federal funds sold & reverse repurchase agreements$1,092,0004,402
Net loans & leases$1,564,792,000321
Loan loss allowance$3,225,0001,598
Trading account assets$0157
Bank premises and fixed assets$37,322,000243
Other real estate owned$4,577,000119
Goodwill and other intangibles$12,595,000544
All other assets$117,101,000237
Life insurance assets$57,547,000124
Total liabilities and capital$1,829,693,000400
Total liabilities$1,676,655,000389
Total deposits$1,394,327,000381
Interest-bearing deposits$1,174,860,000374
Deposits held in domestic offices$1,394,327,000378
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$193,000,000338
Subordinated debt$0265
All other liabilities$89,328,000173
Total equity capital$153,038,000459
Total bank equity capital$153,038,000459
Perpetual preferred stock$0119
Common stock$1,0007,805
Surplus$12,452,0001,999
Undivided profits$140,585,000269
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,481,000290
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$184,000590
Income earned, not collected on loans$8,434,000418
Earning assets$1,579,490,000414
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$1,866,601,330377
Average Assets, quarterly$1,876,666,500380
Volatile liabilities$492,846,000388
Insider loans$2,082,0002,832
FHLB advances$193,000,000286
Loans and leases held for sale$01,763
Unused loan commitments$424,338,000378
Tier 1 (core) risk-based capital$205,399,000329
Tier 2 risk-based capital$3,582,0001,422
Total risk weighted assets$1,454,784,000378
Total unused commitments$424,338,000378
Derivatives$01,000
2006-03-31Rank
# of Employees:1,919112
Assets and Liabilities
Total Assets:$1,923,640,000364
Cash and due from depository institutions$79,027,000112
Interest-bearing balances$2,153,0001,846
Securities$9,888,0006,308
Federal funds sold & reverse repurchase agreements$2,077,0004,210
Net loans & leases$1,647,850,000296
Loan loss allowance$3,474,0001,455
Trading account assets$0154
Bank premises and fixed assets$37,000,000239
Other real estate owned$3,716,000112
Goodwill and other intangibles$12,272,000527
All other assets$131,810,000213
Life insurance assets$56,754,000124
Total liabilities and capital$1,923,640,000364
Total liabilities$1,770,995,000355
Total deposits$1,303,394,000396
Interest-bearing deposits$1,088,177,000397
Deposits held in domestic offices$1,303,394,000395
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$379,000,000206
Subordinated debt$0259
All other liabilities$88,601,000183
Total equity capital$152,645,000445
Total bank equity capital$152,645,000445
Perpetual preferred stock$0120
Common stock$1,0007,816
Surplus$12,452,0001,942
Undivided profits$140,192,000268
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,256,000261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$287,000465
Income earned, not collected on loans$8,074,000410
Earning assets$1,661,968,000381
Long-term assets (5+ years)$07,792
Average Assets, year-to-date$1,885,055,500367
Average Assets, quarterly$1,885,055,500367
Volatile liabilities$653,865,000312
Insider loans$1,490,0003,422
FHLB advances$379,000,000161
Loans and leases held for sale$01,721
Unused loan commitments$391,909,000386
Tier 1 (core) risk-based capital$204,665,000324
Tier 2 risk-based capital$3,833,0001,298
Total risk weighted assets$1,419,225,000376
Total unused commitments$391,909,000386
Derivatives$0990
2005-12-31Rank
# of Employees:1,861115
Assets and Liabilities
Total Assets:$1,846,471,000374
Cash and due from depository institutions$89,015,000115
Interest-bearing balances$1,651,0002,112
Securities$9,364,0006,484
Federal funds sold & reverse repurchase agreements$1,869,0004,112
Net loans & leases$1,564,230,000299
Loan loss allowance$2,991,0001,669
Trading account assets$0155
Bank premises and fixed assets$32,868,000259
Other real estate owned$3,118,000115
Goodwill and other intangibles$12,547,000507
All other assets$133,460,000218
Life insurance assets$55,979,00012
Total liabilities and capital$1,846,471,000374
Total liabilities$1,692,898,000365
Total deposits$1,330,957,000382
Interest-bearing deposits$1,109,480,000380
Deposits held in domestic offices$1,330,957,000379
% insured0.00%1
Federal funds purchased & repurchase agreements$03,512
Trading liabilities$072
Other borrowed funds$273,000,000251
Subordinated debt$0258
All other liabilities$88,941,000177
Total equity capital$153,573,000433
Total bank equity capital$153,573,000433
Perpetual preferred stock$0122
Common stock$08,078
Surplus$12,453,0001,897
Undivided profits$141,120,000260
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,118,000253
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$287,000457
Income earned, not collected on loans$7,779,000424
Earning assets$1,577,114,000398
Long-term assets (5+ years)$07,839
Average Assets, year-to-date$1,849,481,600359
Average Assets, quarterly$1,857,964,000364
Volatile liabilities$646,276,000312
Insider loans$1,353,0003,606
FHLB advances$273,000,000211
Loans and leases held for sale$01,743
Unused loan commitments$359,210,000401
Tier 1 (core) risk-based capital$205,776,000320
Tier 2 risk-based capital$3,381,0001,439
Total risk weighted assets$1,360,727,000381
Total unused commitments$359,210,000401
Derivatives$0930
2005-09-30Rank
# of Employees:1,805118
Assets and Liabilities
Total Assets:$1,869,457,000361
Cash and due from depository institutions$79,792,000118
Interest-bearing balances$5,601,0001,007
Securities$8,269,0006,711
Federal funds sold & reverse repurchase agreements$3,175,0003,023
Net loans & leases$1,596,718,000296
Loan loss allowance$3,206,0001,530
Trading account assets$0146
Bank premises and fixed assets$28,977,000291
Other real estate owned$2,547,000118
Goodwill and other intangibles$12,713,000482
All other assets$137,266,000208
Life insurance assets$55,215,00013
Total liabilities and capital$1,869,457,000361
Total liabilities$1,708,888,000355
Total deposits$1,551,915,000319
Interest-bearing deposits$1,323,817,000312
Deposits held in domestic offices$1,551,915,000317
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$66,000,000731
Subordinated debt$0251
All other liabilities$90,973,000169
Total equity capital$160,569,000414
Total bank equity capital$160,569,000414
Perpetual preferred stock$0120
Common stock$08,097
Surplus$12,453,0001,838
Undivided profits$148,116,000247
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,423,000310
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$225,000534
Income earned, not collected on loans$6,957,000431
Earning assets$1,613,763,000382
Long-term assets (5+ years)$07,872
Average Assets, year-to-date$1,850,234,250353
Average Assets, quarterly$1,913,143,000354
Volatile liabilities$659,299,000302
Insider loans$1,356,0003,532
FHLB advances$66,000,000662
Loans and leases held for sale$01,843
Unused loan commitments$432,116,000352
Tier 1 (core) risk-based capital$213,236,000311
Tier 2 risk-based capital$3,587,0001,335
Total risk weighted assets$1,383,108,000369
Total unused commitments$432,116,000352
Derivatives$0909
2005-06-30Rank
# of Employees:1,844118
Assets and Liabilities
Total Assets:$1,956,829,000346
Cash and due from depository institutions$73,167,000118
Interest-bearing balances$2,944,0001,596
Securities$8,238,0006,768
Federal funds sold & reverse repurchase agreements$1,488,0003,893
Net loans & leases$1,695,048,000268
Loan loss allowance$2,754,0001,744
Trading account assets$0148
Bank premises and fixed assets$28,619,000292
Other real estate owned$2,753,000118
Goodwill and other intangibles$12,342,000482
All other assets$135,174,000208
Life insurance assets$55,052,00013
Total liabilities and capital$1,956,829,000346
Total liabilities$1,799,735,000333
Total deposits$1,428,983,000330
Interest-bearing deposits$1,218,404,000328
Deposits held in domestic offices$1,428,983,000328
% insured0.00%1
Federal funds purchased & repurchase agreements$03,721
Trading liabilities$065
Other borrowed funds$283,000,000257
Subordinated debt$0251
All other liabilities$87,752,000171
Total equity capital$157,094,000409
Total bank equity capital$157,094,000409
Perpetual preferred stock$0118
Common stock$08,105
Surplus$12,453,0001,801
Undivided profits$144,641,000246
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,094,000350
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$159,000645
Income earned, not collected on loans$6,769,000408
Earning assets$1,707,718,000350
Long-term assets (5+ years)$07,884
Average Assets, year-to-date$1,843,826,670351
Average Assets, quarterly$1,817,365,000359
Volatile liabilities$754,890,000275
Insider loans$1,299,0003,588
FHLB advances$283,000,000211
Loans and leases held for sale$01,818
Unused loan commitments$538,151,000287
Tier 1 (core) risk-based capital$209,306,000305
Tier 2 risk-based capital$3,132,0001,502
Total risk weighted assets$1,444,524,000348
Total unused commitments$538,151,000287
Derivatives$0866
2005-03-31Rank
# of Employees:1,596129
Assets and Liabilities
Total Assets:$1,677,901,000382
Cash and due from depository institutions$65,976,000129
Interest-bearing balances$1,474,0002,340
Securities$5,872,0007,416
Federal funds sold & reverse repurchase agreements$5,985,0002,011
Net loans & leases$1,423,795,000307
Loan loss allowance$2,455,0001,938
Trading account assets$0148
Bank premises and fixed assets$28,703,000282
Other real estate owned$2,561,000129
Goodwill and other intangibles$13,554,000446
All other assets$131,455,000207
Life insurance assets$54,309,00012
Total liabilities and capital$1,677,901,000382
Total liabilities$1,517,920,000380
Total deposits$1,359,925,000339
Interest-bearing deposits$1,152,477,000337
Deposits held in domestic offices$1,359,925,000338
% insured0.00%1
Federal funds purchased & repurchase agreements$03,328
Trading liabilities$065
Other borrowed funds$70,000,000687
Subordinated debt$0265
All other liabilities$87,995,000173
Total equity capital$159,981,000395
Total bank equity capital$159,981,000395
Perpetual preferred stock$0120
Common stock$08,166
Surplus$12,453,0001,750
Undivided profits$147,528,000232
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,333,000385
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$80,000856
Income earned, not collected on loans$5,542,000497
Earning assets$1,437,126,000397
Long-term assets (5+ years)$07,945
Average Assets, year-to-date$1,787,325,500355
Average Assets, quarterly$1,787,325,500355
Volatile liabilities$473,953,000355
Insider loans$1,841,0002,920
FHLB advances$70,000,000620
Loans and leases held for sale$01,762
Unused loan commitments$443,296,000324
Tier 1 (core) risk-based capital$211,601,000297
Tier 2 risk-based capital$2,816,0001,633
Total risk weighted assets$1,256,891,000376
Total unused commitments$443,296,000324
Derivatives$0790
2004-12-31Rank
# of Employees:1,781124
Assets and Liabilities
Total Assets:$1,896,750,000344
Cash and due from depository institutions$85,383,000124
Interest-bearing balances$17,137,000328
Securities$5,960,0007,410
Federal funds sold & reverse repurchase agreements$3,268,0003,056
Net loans & leases$1,633,309,000276
Loan loss allowance$2,066,0002,230
Trading account assets$0153
Bank premises and fixed assets$29,103,000277
Other real estate owned$2,728,000124
Goodwill and other intangibles$14,038,000435
All other assets$122,961,000212
Life insurance assets$53,575,00014
Total liabilities and capital$1,896,750,000344
Total liabilities$1,741,036,000336
Total deposits$1,580,403,000297
Interest-bearing deposits$1,388,765,000296
Deposits held in domestic offices$1,580,403,000295
% insured0.00%1
Federal funds purchased & repurchase agreements$03,470
Trading liabilities$066
Other borrowed funds$78,000,000658
Subordinated debt$0272
All other liabilities$82,633,000181
Total equity capital$155,714,000410
Total bank equity capital$155,714,000410
Perpetual preferred stock$0118
Common stock$08,205
Surplus$12,453,0001,726
Undivided profits$143,261,000240
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,615,000379
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$171,000598
Income earned, not collected on loans$5,990,000446
Earning assets$1,659,674,000355
Long-term assets (5+ years)$07,981
Average Assets, year-to-date$1,892,755,600331
Average Assets, quarterly$1,953,757,000336
Volatile liabilities$723,966,000269
Insider loans$2,118,0002,636
FHLB advances$78,000,000583
Loans and leases held for sale$01,753
Unused loan commitments$413,687,000336
Tier 1 (core) risk-based capital$207,399,000303
Tier 2 risk-based capital$2,469,0001,829
Total risk weighted assets$1,397,995,000344
Total unused commitments$413,687,000336
Derivatives$0774
2004-09-30Rank
# of Employees:1,759127
Assets and Liabilities
Total Assets:$2,010,764,000329
Cash and due from depository institutions$76,640,000127
Interest-bearing balances$16,474,000360
Securities$41,479,0002,808
Federal funds sold & reverse repurchase agreements$2,754,0003,114
Net loans & leases$1,722,095,000259
Loan loss allowance$2,988,0001,561
Trading account assets$0149
Bank premises and fixed assets$28,884,000272
Other real estate owned$2,482,000127
Goodwill and other intangibles$15,762,000400
All other assets$120,668,000221
Life insurance assets$52,824,00013
Total liabilities and capital$2,010,764,000329
Total liabilities$1,851,288,000320
Total deposits$1,631,674,000288
Interest-bearing deposits$1,447,727,000282
Deposits held in domestic offices$1,631,674,000284
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$133,000,000442
Subordinated debt$0276
All other liabilities$86,614,000177
Total equity capital$159,476,000407
Total bank equity capital$159,476,000407
Perpetual preferred stock$0124
Common stock$08,249
Surplus$12,453,0001,697
Undivided profits$147,023,000239
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,080,000349
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$242,000539
Income earned, not collected on loans$5,950,000453
Earning assets$1,782,802,000333
Long-term assets (5+ years)$08,028
Average Assets, year-to-date$1,891,757,000338
Average Assets, quarterly$1,950,076,500332
Volatile liabilities$839,567,000246
Insider loans$2,058,0002,640
FHLB advances$133,000,000378
Loans and leases held for sale$01,808
Unused loan commitments$474,929,000306
Tier 1 (core) risk-based capital$211,199,000297
Tier 2 risk-based capital$3,327,0001,370
Total risk weighted assets$1,510,955,000316
Total unused commitments$474,929,000306
Derivatives$0770
2004-06-30Rank
# of Employees:1,710127
Assets and Liabilities
Total Assets:$1,889,389,000341
Cash and due from depository institutions$58,042,000127
Interest-bearing balances$3,895,0001,402
Securities$51,311,0002,387
Federal funds sold & reverse repurchase agreements$944,0004,512
Net loans & leases$1,606,341,000268
Loan loss allowance$3,608,0001,285
Trading account assets$0153
Bank premises and fixed assets$28,191,000272
Other real estate owned$4,053,000127
Goodwill and other intangibles$17,609,000363
All other assets$122,898,000220
Life insurance assets$52,097,00011
Total liabilities and capital$1,889,389,000341
Total liabilities$1,733,007,000332
Total deposits$1,536,755,000300
Interest-bearing deposits$1,358,711,000293
Deposits held in domestic offices$1,536,755,000297
% insured0.00%1
Federal funds purchased & repurchase agreements$03,750
Trading liabilities$069
Other borrowed funds$111,000,000489
Subordinated debt$0288
All other liabilities$85,252,000174
Total equity capital$156,382,000394
Total bank equity capital$156,382,000394
Perpetual preferred stock$0126
Common stock$08,301
Surplus$12,453,0001,650
Undivided profits$143,929,000231
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,581,000375
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$339,000456
Income earned, not collected on loans$5,141,000493
Earning assets$1,662,491,000352
Long-term assets (5+ years)$08,066
Average Assets, year-to-date$1,852,088,000340
Average Assets, quarterly$1,881,440,500339
Volatile liabilities$776,607,000255
Insider loans$1,795,0002,897
FHLB advances$111,000,000430
Loans and leases held for sale$01,820
Unused loan commitments$517,159,000275
Tier 1 (core) risk-based capital$208,283,000290
Tier 2 risk-based capital$3,922,0001,129
Total risk weighted assets$1,423,438,000321
Total unused commitments$517,159,000276
Derivatives$0740
2004-03-31Rank
# of Employees:1,618130
Assets and Liabilities
Total Assets:$1,873,492,000346
Cash and due from depository institutions$53,793,000130
Interest-bearing balances$4,174,0001,505
Securities$44,585,0002,700
Federal funds sold & reverse repurchase agreements$1,984,0004,647
Net loans & leases$1,607,383,000265
Loan loss allowance$3,607,0001,279
Trading account assets$0144
Bank premises and fixed assets$25,869,000299
Other real estate owned$4,063,000130
Goodwill and other intangibles$16,866,000362
All other assets$118,949,000218
Life insurance assets$51,407,00013
Total liabilities and capital$1,873,492,000346
Total liabilities$1,718,354,000338
Total deposits$1,529,725,000305
Interest-bearing deposits$1,425,349,000280
Deposits held in domestic offices$1,529,725,000301
% insured0.00%1
Federal funds purchased & repurchase agreements$03,174
Trading liabilities$070
Other borrowed funds$110,000,000467
Subordinated debt$0287
All other liabilities$78,629,000194
Total equity capital$155,138,000405
Total bank equity capital$155,138,000405
Perpetual preferred stock$0129
Common stock$08,335
Surplus$12,453,0001,624
Undivided profits$142,685,000245
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,010,000372
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$269,000561
Income earned, not collected on loans$4,796,000537
Earning assets$1,658,126,000349
Long-term assets (5+ years)$08,096
Average Assets, year-to-date$1,833,437,500346
Average Assets, quarterly$1,833,437,500346
Volatile liabilities$711,216,000263
Insider loans$1,734,0002,923
FHLB advances$110,000,000406
Loans and leases held for sale$01,884
Unused loan commitments$794,279,000212
Tier 1 (core) risk-based capital$206,147,000289
Tier 2 risk-based capital$3,936,0001,114
Total risk weighted assets$1,376,377,000331
Total unused commitments$794,279,000213
Derivatives$0699
2003-12-31Rank
# of Employees:1,577134
Assets and Liabilities
Total Assets:$1,793,383,000353
Cash and due from depository institutions$66,265,000134
Interest-bearing balances$4,655,0001,277
Securities$45,166,0002,698
Federal funds sold & reverse repurchase agreements$3,818,0002,837
Net loans & leases$1,511,621,000275
Loan loss allowance$3,714,0001,241
Trading account assets$0168
Bank premises and fixed assets$25,158,000313
Other real estate owned$4,843,000134
Goodwill and other intangibles$18,639,000356
All other assets$117,873,000214
Life insurance assets$01
Total liabilities and capital$1,793,383,000353
Total liabilities$1,641,904,000347
Total deposits$1,541,942,000300
Interest-bearing deposits$1,541,942,000261
Deposits held in domestic offices$1,541,942,000297
% insured0.00%1
Federal funds purchased & repurchase agreements$03,433
Trading liabilities$072
Other borrowed funds$18,000,0001,740
Subordinated debt$0293
All other liabilities$81,962,000180
Total equity capital$151,479,000408
Total bank equity capital$151,479,000408
Perpetual preferred stock$0131
Common stock$08,396
Surplus$12,453,0001,597
Undivided profits$139,026,000236
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,781,000336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$4,896,000526
Earning assets$1,565,260,000363
Long-term assets (5+ years)$08,140
Average Assets, year-to-date$1,949,606,800326
Average Assets, quarterly$1,882,907,500338
Volatile liabilities$640,474,000277
Insider loans$1,699,0002,932
FHLB advances$18,000,0001,630
Loans and leases held for sale$01,789
Unused loan commitments$476,873,000278
Tier 1 (core) risk-based capital$203,163,000292
Tier 2 risk-based capital$4,013,0001,088
Total risk weighted assets$1,338,513,000339
Total unused commitments$476,873,000279
Derivatives$0665
2003-09-30Rank
# of Employees:1,427146
Assets and Liabilities
Total Assets:$1,972,432,000339
Cash and due from depository institutions$137,588,000146
Interest-bearing balances$88,849,00091
Securities$60,939,0002,082
Federal funds sold & reverse repurchase agreements$3,330,0003,427
Net loans & leases$1,599,670,000270
Loan loss allowance$3,395,0001,368
Trading account assets$0165
Bank premises and fixed assets$25,869,000317
Other real estate owned$5,609,000146
Goodwill and other intangibles$18,981,000357
All other assets$120,446,000223
Life insurance assets$01
Total liabilities and capital$1,972,432,000339
Total liabilities$1,826,137,000331
Total deposits$1,647,424,000291
Interest-bearing deposits$1,647,424,000254
Deposits held in domestic offices$1,647,424,000290
% insured0.00%1
Federal funds purchased & repurchase agreements$03,347
Trading liabilities$072
Other borrowed funds$100,000,000507
Subordinated debt$0293
All other liabilities$78,713,000191
Total equity capital$146,295,000432
Total bank equity capital$146,295,000432
Perpetual preferred stock$0137
Common stock$08,445
Surplus$12,452,0001,572
Undivided profits$133,843,000247
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,923,000289
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$5,123,000523
Earning assets$1,752,788,000341
Long-term assets (5+ years)$08,204
Average Assets, year-to-date$1,988,662,750329
Average Assets, quarterly$2,027,525,000334
Volatile liabilities$884,741,000218
Insider loans$1,847,0002,754
FHLB advances$100,000,000436
Loans and leases held for sale$01,962
Unused loan commitments$697,717,000224
Tier 1 (core) risk-based capital$183,934,000320
Tier 2 risk-based capital$3,700,0001,187
Total risk weighted assets$1,419,254,000329
Total unused commitments$697,717,000225
Derivatives$0666
2003-06-30Rank
# of Employees:1,487141
Assets and Liabilities
Total Assets:$2,082,618,000324
Cash and due from depository institutions$56,306,000141
Interest-bearing balances$10,587,000787
Securities$46,539,0002,543
Federal funds sold & reverse repurchase agreements$1,000,0005,758
Net loans & leases$1,817,133,000246
Loan loss allowance$3,910,0001,177
Trading account assets$0170
Bank premises and fixed assets$25,867,000314
Other real estate owned$4,017,000141
Goodwill and other intangibles$11,415,000432
All other assets$120,341,000222
Life insurance assets$01
Total liabilities and capital$2,082,618,000324
Total liabilities$1,934,667,000317
Total deposits$1,634,847,000299
Interest-bearing deposits$1,634,847,000255
Deposits held in domestic offices$1,634,847,000296
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$230,000,000275
Subordinated debt$0266
All other liabilities$69,820,000211
Total equity capital$147,951,000412
Total bank equity capital$147,951,000412
Perpetual preferred stock$0140
Common stock$08,468
Surplus$12,453,0001,535
Undivided profits$135,498,000254
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,027,000275
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$5,769,000460
Earning assets$1,875,259,000324
Long-term assets (5+ years)$08,230
Average Assets, year-to-date$1,994,073,000326
Average Assets, quarterly$1,997,419,000329
Volatile liabilities$997,566,000201
Insider loans$1,817,0002,770
FHLB advances$230,000,000223
Loans and leases held for sale$02,044
Unused loan commitments$1,908,289,000148
Tier 1 (core) risk-based capital$185,515,000315
Tier 2 risk-based capital$4,216,0001,009
Total risk weighted assets$1,461,787,000318
Total unused commitments$1,908,289,000150
Derivatives$0623
2003-03-31Rank
# of Employees:1,399148
Assets and Liabilities
Total Assets:$1,912,220,000343
Cash and due from depository institutions$49,567,000148
Interest-bearing balances$378,0004,117
Securities$39,834,0002,845
Federal funds sold & reverse repurchase agreements$2,180,0005,117
Net loans & leases$1,655,367,000259
Loan loss allowance$3,660,0001,229
Trading account assets$0169
Bank premises and fixed assets$24,410,000335
Other real estate owned$4,140,000148
Goodwill and other intangibles$14,639,000368
All other assets$122,083,000223
Life insurance assets$01
Total liabilities and capital$1,912,220,000343
Total liabilities$1,779,865,000332
Total deposits$1,578,516,000300
Interest-bearing deposits$1,578,516,000266
Deposits held in domestic offices$1,578,516,000297
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$130,174,000421
Subordinated debt$0265
All other liabilities$71,175,000212
Total equity capital$132,355,000450
Total bank equity capital$132,355,000450
Perpetual preferred stock$0141
Common stock$08,511
Surplus$12,453,0001,505
Undivided profits$119,902,000274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,066,000295
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$5,745,000475
Earning assets$1,697,759,000346
Long-term assets (5+ years)$08,263
Average Assets, year-to-date$1,949,800,500336
Average Assets, quarterly$1,949,800,500336
Volatile liabilities$837,003,000224
Insider loans$1,696,0002,846
FHLB advances$130,007,000355
Loans and leases held for sale$01,961
Unused loan commitments$1,473,785,000164
Tier 1 (core) risk-based capital$168,783,000336
Tier 2 risk-based capital$3,950,0001,055
Total risk weighted assets$1,345,957,000332
Total unused commitments$1,473,785,000165
Derivatives$0578
2002-12-31Rank
# of Employees:1,321152
Assets and Liabilities
Total Assets:$1,987,381,000329
Cash and due from depository institutions$118,240,000152
Interest-bearing balances$60,044,000114
Securities$47,659,0002,436
Federal funds sold & reverse repurchase agreements$2,728,0004,190
Net loans & leases$1,666,696,000258
Loan loss allowance$4,056,0001,085
Trading account assets$0170
Bank premises and fixed assets$23,040,000345
Other real estate owned$5,116,000152
Goodwill and other intangibles$14,890,000354
All other assets$109,012,000237
Life insurance assets$01
Total liabilities and capital$1,987,381,000329
Total liabilities$1,864,124,000321
Total deposits$1,784,272,000272
Interest-bearing deposits$1,784,272,000238
Deposits held in domestic offices$1,784,272,000270
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$977,0004,946
Subordinated debt$0258
All other liabilities$78,875,000191
Total equity capital$123,257,000465
Total bank equity capital$123,257,000465
Perpetual preferred stock$0142
Common stock$08,549
Surplus$12,453,0001,474
Undivided profits$110,804,000297
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$15,283,000287
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$6,760,000427
Earning assets$1,777,127,000332
Long-term assets (5+ years)$08,289
Average Assets, year-to-date$1,824,189,600344
Average Assets, quarterly$1,901,001,000340
Volatile liabilities$907,446,000211
Insider loans$1,677,0002,862
FHLB advances$7,0005,070
Loans and leases held for sale$01,889
Unused loan commitments$1,500,756,000159
Tier 1 (core) risk-based capital$159,600,000345
Tier 2 risk-based capital$4,329,000958
Total risk weighted assets$1,344,610,000331
Total unused commitments$1,500,756,000160
Derivatives$0527
2001-12-31Rank
# of Employees:1,189166
Assets and Liabilities
Total Assets:$1,756,098,000356
Cash and due from depository institutions$57,669,000166
Interest-bearing balances$5,828,0001,095
Securities$42,666,0002,524
Federal funds sold & reverse repurchase agreements$2,029,0004,759
Net loans & leases$1,479,744,000277
Loan loss allowance$3,102,0001,336
Trading account assets$0182
Bank premises and fixed assets$20,946,000361
Other real estate owned$3,319,000166
Goodwill and other intangibles$19,198,000293
All other assets$130,527,000204
Life insurance assets$01
Total liabilities and capital$1,756,098,000356
Total liabilities$1,666,966,000340
Total deposits$1,475,151,000308
Interest-bearing deposits$1,314,977,000295
Deposits held in domestic offices$1,475,151,000307
% insured0.00%1
Federal funds purchased & repurchase agreements$25,000,000662
Trading liabilities$069
Other borrowed funds$106,499,000470
Subordinated debt$0241
All other liabilities$60,316,000220
Total equity capital$89,132,000569
Total bank equity capital$89,132,000569
Perpetual preferred stock$0158
Common stock$186,0006,597
Surplus$11,828,0001,476
Undivided profits$77,118,000362
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,544,000214
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,618,00045
Income earned, not collected on loans$9,079,000346
Earning assets$1,530,267,000356
Long-term assets (5+ years)$247,799,000435
Average Assets, year-to-date$1,594,728,200368
Average Assets, quarterly$1,733,296,000356
Volatile liabilities$612,522,000278
Insider loans$1,674,0002,746
FHLB advances$100,023,000414
Loans and leases held for sale$783,983,00038
Unused loan commitments$985,738,000189
Tier 1 (core) risk-based capital$118,619,000409
Tier 2 risk-based capital$8,782,000497
Total risk weighted assets$1,238,379,000343
Total unused commitments$985,738,000190
Derivatives$1,558,145,00074
2000-12-31Rank
# of Employees:895209
Assets and Liabilities
Total Assets:$1,172,586,000473
Cash and due from depository institutions$32,822,000209
Interest-bearing balances$4,886,000878
Securities$55,692,0001,982
Federal funds sold & reverse repurchase agreements$635,0005,945
Net loans & leases$993,933,000380
Loan loss allowance$3,542,0001,126
Trading account assets$0175
Bank premises and fixed assets$17,837,000425
Other real estate owned$3,945,000209
Goodwill and other intangibles$25,536,000217
All other assets$42,186,000370
Life insurance assets$01
Total liabilities and capital$1,172,586,000473
Total liabilities$1,096,911,000458
Total deposits$918,287,000434
Interest-bearing deposits$840,685,000419
Deposits held in domestic offices$918,287,000432
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$128,257,000395
Subordinated debt$0239
All other liabilities$50,367,000235
Total equity capital$75,675,000647
Total bank equity capital$75,675,000647
Perpetual preferred stock$0178
Common stock$184,0006,811
Surplus$11,122,0001,508
Undivided profits$64,369,000403
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$16,666,000245
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$5,039,00047
Income earned, not collected on loans$6,965,000381
Earning assets$1,055,146,000474
Long-term assets (5+ years)$175,853,000554
Average Assets, year-to-date$1,117,694,600470
Average Assets, quarterly$1,198,780,000454
Volatile liabilities$242,870,000513
Insider loans$1,538,0002,868
FHLB advances$0771
Loans and leases held for sale$593,992,00035
Unused loan commitments$496,062,000269
Tier 1 (core) risk-based capital$98,671,400465
Tier 2 risk-based capital$3,723,8001,026
Total risk weighted assets$766,758,200491
Total unused commitments$496,062,000271
Derivatives$538,699,000112
1999-12-31Rank
# of Employees:832225
Assets and Liabilities
Total Assets:$984,185,000552
Cash and due from depository institutions$39,960,000225
Interest-bearing balances$4,703,000873
Securities$54,869,0002,076
Federal funds sold & reverse repurchase agreements$765,0005,306
Net loans & leases$828,498,000442
Loan loss allowance$4,100,000956
Trading account assets$0165
Bank premises and fixed assets$15,603,000495
Other real estate owned$2,889,000225
Goodwill and other intangibles$9,034,000434
All other assets$32,567,000441
Life insurance assets$01
Total liabilities and capital$984,185,000552
Total liabilities$923,199,000542
Total deposits$678,162,000569
Interest-bearing deposits$627,572,000545
Deposits held in domestic offices$678,162,000564
% insured0.00%1
Federal funds purchased & repurchase agreements$5,000,0001,696
Trading liabilities$065
Other borrowed funds$203,972,000317
Subordinated debt$0242
All other liabilities$36,065,000280
Total equity capital$60,986,000755
Total bank equity capital$60,986,000755
Perpetual preferred stock$0193
Common stock$181,0007,057
Surplus$10,165,0001,606
Undivided profits$50,640,000490
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,679,000537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,899,00062
Income earned, not collected on loans$5,055,000443
Earning assets$888,835,000557
Long-term assets (5+ years)$295,805,000390
Average Assets, year-to-date$1,026,986,400515
Average Assets, quarterly$965,184,000554
Volatile liabilities$252,319,000517
Insider loans$1,516,0002,785
FHLB advances$0802
Loans and leases held for sale$254,096,00044
Unused loan commitments$322,190,000340
Tier 1 (core) risk-based capital$82,148,600550
Tier 2 risk-based capital$4,227,800891
Total risk weighted assets$731,022,400505
Total unused commitments$322,190,000341
Derivatives$278,640,000140
1998-12-31Rank
# of Employees:877212
Assets and Liabilities
Total Assets:$1,034,341,000515
Cash and due from depository institutions$30,723,000212
Interest-bearing balances$1,766,0002,278
Securities$26,958,0003,940
Federal funds sold & reverse repurchase agreements$215,0008,142
Net loans & leases$917,999,000385
Loan loss allowance$4,848,000824
Trading account assets$0197
Bank premises and fixed assets$14,362,000510
Other real estate owned$2,450,000212
Goodwill and other intangibles$6,332,000499
All other assets$35,302,000386
Life insurance assets$01
Total liabilities and capital$1,034,341,000515
Total liabilities$982,074,000495
Total deposits$779,607,000500
Interest-bearing deposits$745,784,000450
Deposits held in domestic offices$779,607,000497
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$154,659,000320
Subordinated debt$0255
All other liabilities$47,808,000231
Total equity capital$52,267,000868
Total bank equity capital$52,267,000868
Perpetual preferred stock$0199
Common stock$179,0007,226
Surplus$9,355,0001,667
Undivided profits$42,733,000600
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,835,000499
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,906,00089
Income earned, not collected on loans$3,826,000567
Earning assets$946,938,000514
Long-term assets (5+ years)$170,553,000571
Average Assets, year-to-date$832,938,200593
Average Assets, quarterly$950,475,000548
Volatile liabilities$317,894,000391
Insider loans$1,728,0002,376
FHLB advances$0740
Loans and leases held for sale$568,072,00039
Unused loan commitments$475,124,000271
Tier 1 (core) risk-based capital$69,685,800627
Tier 2 risk-based capital$4,995,600738
Total risk weighted assets$651,649,300530
Total unused commitments$475,124,000272
Derivatives$380,724,000134
1997-12-31Rank
# of Employees:702263
Assets and Liabilities
Total Assets:$603,747,000788
Cash and due from depository institutions$19,059,000263
Interest-bearing balances$4,980,000904
Securities$10,779,0007,162
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$525,973,000607
Loan loss allowance$2,840,0001,311
Trading account assets$0203
Bank premises and fixed assets$12,752,000578
Other real estate owned$3,433,000263
Goodwill and other intangibles$13,001,000320
All other assets$18,750,000548
Life insurance assets$01
Total liabilities and capital$603,747,000788
Total liabilities$564,608,000768
Total deposits$415,262,000918
Interest-bearing deposits$400,080,000812
Deposits held in domestic offices$415,262,000912
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$116,088,000356
Subordinated debt$0260
All other liabilities$33,258,000296
Total equity capital$39,139,0001,145
Total bank equity capital$39,139,0001,145
Perpetual preferred stock$0223
Common stock$175,0007,549
Surplus$8,369,0001,821
Undivided profits$30,595,000860
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,718,000422
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$2,248,00076
Income earned, not collected on loans$3,243,000690
Earning assets$541,732,000815
Long-term assets (5+ years)$19,035,0002,882
Average Assets, year-to-date$502,298,200905
Average Assets, quarterly$543,937,500861
Volatile liabilities$146,695,000656
Insider loans$1,252,0003,013
FHLB advances$0780
Loans and leases held for sale$348,168,00035
Unused loan commitments$330,242,000311
Tier 1 (core) risk-based capital$39,400,9001,070
Tier 2 risk-based capital$2,840,0001,121
Total risk weighted assets$397,610,600760
Total unused commitments$330,242,000314
Derivatives$61,000,000235
1996-12-31Rank
# of Employees:563349
Assets and Liabilities
Total Assets:$485,513,0001,009
Cash and due from depository institutions$18,150,000349
Interest-bearing balances$354,0003,391
Securities$4,518,0009,983
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$427,361,000746
Loan loss allowance$1,859,0002,038
Trading account assets$0240
Bank premises and fixed assets$12,039,000629
Other real estate owned$3,523,000349
Goodwill and other intangibles$6,856,000459
All other assets$13,066,000731
Life insurance assets$01
Total liabilities and capital$485,513,0001,009
Total liabilities$453,059,000984
Total deposits$347,873,0001,123
Interest-bearing deposits$331,299,0001,020
Deposits held in domestic offices$347,873,0001,116
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$92,913,000413
Subordinated debt$0298
All other liabilities$12,273,000558
Total equity capital$32,454,0001,393
Total bank equity capital$32,454,0001,393
Perpetual preferred stock$0250
Common stock$170,0007,974
Surplus$7,500,0002,055
Undivided profits$24,784,0001,039
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,595,000760
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,082,000124
Income earned, not collected on loans$2,010,0001,081
Earning assets$432,233,0001,038
Long-term assets (5+ years)$64,003,0001,045
Average Assets, year-to-date$434,128,0001,083
Average Assets, quarterly$458,041,0001,062
Volatile liabilities$112,703,000802
Insider loans$973,0003,730
FHLB advances$0882
Loans and leases held for sale$259,581,00030
Unused loan commitments$195,970,000441
Tier 1 (core) risk-based capital$32,911,0001,311
Tier 2 risk-based capital$1,859,0001,688
Total risk weighted assets$306,707,000982
Total unused commitments$195,970,000445
Derivatives$0549
1995-12-31Rank
# of Employees:446462
Assets and Liabilities
Total Assets:$387,434,0001,244
Cash and due from depository institutions$19,337,000462
Interest-bearing balances$9,508,000485
Securities$11,488,0007,769
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$321,420,000937
Loan loss allowance$1,560,0002,404
Trading account assets$0261
Bank premises and fixed assets$10,876,000686
Other real estate owned$1,576,000462
Goodwill and other intangibles$3,865,000607
All other assets$18,872,000606
Life insurance assets$01
Total liabilities and capital$387,434,0001,244
Total liabilities$357,879,0001,230
Total deposits$284,407,0001,386
Interest-bearing deposits$267,701,0001,273
Deposits held in domestic offices$284,407,0001,373
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$62,996,000496
Subordinated debt$0337
All other liabilities$10,476,000648
Total equity capital$29,555,0001,532
Total bank equity capital$29,555,0001,532
Perpetual preferred stock$0288
Common stock$166,0008,387
Surplus$6,986,0002,196
Undivided profits$22,403,0001,167
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,489,0001,028
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$558,000238
Income earned, not collected on loans$2,632,000878
Earning assets$342,416,0001,275
Long-term assets (5+ years)$30,790,0001,773
Average Assets, year-to-date$339,633,0001,343
Average Assets, quarterly$387,336,0001,236
Volatile liabilities$76,361,000979
Insider loans$857,0004,119
FHLB advances$0855
Loans and leases held for sale$193,354,00043
Unused loan commitments$160,555,000519
Tier 1 (core) risk-based capital$29,152,0001,479
Tier 2 risk-based capital$1,560,0001,972
Total risk weighted assets$226,538,1001,278
Total unused commitments$160,555,000523
Derivatives$25,000,000422
1994-12-31Rank
# of Employees:394530
Assets and Liabilities
Total Assets:$285,044,0001,611
Cash and due from depository institutions$35,772,000530
Interest-bearing balances$26,391,000160
Securities$45,891,0002,853
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$168,575,0001,663
Loan loss allowance$574,0005,595
Trading account assets$0286
Bank premises and fixed assets$9,623,000760
Other real estate owned$2,725,000530
Goodwill and other intangibles$03,133
All other assets$22,458,000555
Life insurance assets$01
Total liabilities and capital$285,044,0001,611
Total liabilities$258,088,0001,628
Total deposits$229,792,0001,651
Interest-bearing deposits$223,948,0001,475
Deposits held in domestic offices$229,792,0001,641
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$18,043,000940
Subordinated debt$0372
All other liabilities$10,253,000596
Total equity capital$26,956,0001,538
Total bank equity capital$26,956,0001,538
Perpetual preferred stock$0310
Common stock$166,0008,848
Surplus$6,852,0002,148
Undivided profits$19,938,0001,185
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,401,0001,352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$326,000351
Income earned, not collected on loans$3,172,000657
Earning assets$240,857,0001,747
Long-term assets (5+ years)$18,818,0002,677
Average Assets, year-to-date$344,157,6001,317
Average Assets, quarterly$288,063,5001,596
Volatile liabilities$29,789,0001,836
Insider loans$965,0003,803
FHLB advances$0993
Loans and leases held for sale$96,319,00045
Unused loan commitments$64,332,000831
Tier 1 (core) risk-based capital$25,950,0001,591
Tier 2 risk-based capital$574,0004,717
Total risk weighted assets$157,871,3001,761
Total unused commitments$64,332,000841
Derivatives$5,000,000553
1993-12-31Rank
# of Employees:507442
Assets and Liabilities
Total Assets:$423,070,0001,133
Cash and due from depository institutions$51,898,000442
Interest-bearing balances$24,343,000255
Securities$6,476,00010,559
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$345,506,000855
Loan loss allowance$789,0004,532
Trading account assets$0330
Bank premises and fixed assets$9,299,000784
Other real estate owned$1,711,000442
Goodwill and other intangibles$10,0002,874
All other assets$8,170,0001,097
Life insurance assets$01
Total liabilities and capital$423,070,0001,133
Total liabilities$395,487,0001,118
Total deposits$320,079,0001,243
Interest-bearing deposits$295,207,0001,167
Deposits held in domestic offices$320,079,0001,232
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$57,452,000442
Subordinated debt$0413
All other liabilities$17,956,000442
Total equity capital$27,583,0001,494
Total bank equity capital$27,583,0001,494
Perpetual preferred stock$0343
Common stock$166,0009,296
Surplus$6,702,0002,087
Undivided profits$20,715,0001,148
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,364,0001,690
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$164,000686
Income earned, not collected on loans$4,682,000439
Earning assets$376,325,0001,175
Long-term assets (5+ years)$31,769,0001,813
Average Assets, year-to-date$395,102,4001,179
Average Assets, quarterly$415,973,5001,137
Volatile liabilities$78,127,000894
Insider loans$712,0004,677
FHLB advances$0821
Loans and leases held for sale$284,573,00039
Unused loan commitments$180,862,000461
Tier 1 (core) risk-based capital$29,994,0001,321
Tier 2 risk-based capital$789,0003,577
Total risk weighted assets$211,463,2001,324
Total unused commitments$180,862,000473
Derivatives$0714
1992-12-31Rank
# of Employees:429531
Assets and Liabilities
Total Assets:$368,417,0001,330
Cash and due from depository institutions$41,761,000531
Interest-bearing balances$26,495,000304
Securities$6,421,00010,846
Federal funds sold & reverse repurchase agreements$1,400,0007,718
Net loans & leases$291,789,0001,009
Loan loss allowance$800,0004,489
Trading account assets$0344
Bank premises and fixed assets$4,924,0001,477
Other real estate owned$2,417,000531
Goodwill and other intangibles$270,0001,669
All other assets$19,435,000628
Life insurance assets$01
Total liabilities and capital$368,417,0001,330
Total liabilities$347,751,0001,302
Total deposits$251,670,0001,661
Interest-bearing deposits$233,968,0001,549
Deposits held in domestic offices$251,670,0001,649
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$83,870,000321
Subordinated debt$0482
All other liabilities$12,211,000560
Total equity capital$20,666,0001,891
Total bank equity capital$20,666,0001,891
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$20,666,0001,044
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,359,0002,950
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$3,292,000639
Earning assets$326,105,0001,372
Long-term assets (5+ years)$40,460,0001,429
Average Assets, year-to-date$357,664,6001,340
Average Assets, quarterly$359,757,0001,356
Volatile liabilities$94,500,000775
Insider loans$530,0001,709
FHLB advances$0832
Loans and leases held for sale$236,966,00035
Unused loan commitments$8,326,0003,320
Tier 1 (core) risk-based capital$21,401,0001,766
Tier 2 risk-based capital$800,0003,539
Total risk weighted assets$185,366,1001,544
Total unused commitments$8,326,0003,341
Derivatives$0651