Home > GS&L Municipal Bank > Income and Expense
GS&L Municipal Bank, Income and Expense
2023-12-31 (YTD Data) | Rank | |
Total interest income | $1,204,000 | 4,433 |
Total interest expense | $39,000 | 4,462 |
Net interest income | $1,165,000 | 4,424 |
Provision for loan and lease losses | $0 | 3,275 |
Total noninterest income | $13,000 | 4,503 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $0 | 4,423 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 4,387 |
Total noninterest expense | $144,000 | 4,544 |
Salaries and employee benefits | $0 | 4,534 |
Premises and equipment expense | $3,000 | 4,523 |
Additional noninterest expense | $13,000 | 4,400 |
Pre-tax net operating income | $1,034,000 | 3,557 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $176,000 | 2,508 |
Income before extraordinary items | $858,000 | 3,585 |
Extraordinary gains, net | $0 | 54 |
Net income | $858,000 | 3,622 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $858,000 | 3,586 |
Net charge-offs | $0 | 2,884 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $0 | 540 |
Net operating income | $858,000 | 3,613 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $904,000 | 4,452 |
Total interest expense | $19,000 | 4,495 |
Net interest income | $885,000 | 4,435 |
Provision for loan and lease losses | $0 | 3,085 |
Total noninterest income | $13,000 | 4,518 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $0 | 4,443 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 4,385 |
Total noninterest expense | $112,000 | 4,571 |
Salaries and employee benefits | $0 | 4,562 |
Premises and equipment expense | $0 | 4,553 |
Additional noninterest expense | $13,000 | 4,394 |
Pre-tax net operating income | $786,000 | 3,624 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $134,000 | 2,541 |
Income before extraordinary items | $652,000 | 3,655 |
Extraordinary gains, net | $0 | 52 |
Net income | $652,000 | 3,688 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $652,000 | 3,655 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $0 | 507 |
Net operating income | $652,000 | 3,686 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $605,000 | 4,473 |
Total interest expense | $11,000 | 4,532 |
Net interest income | $594,000 | 4,468 |
Provision for loan and lease losses | $0 | 2,940 |
Total noninterest income | $28,000 | 4,444 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $0 | 4,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 4,252 |
Total noninterest expense | $78,000 | 4,600 |
Salaries and employee benefits | $0 | 4,590 |
Premises and equipment expense | $0 | 4,583 |
Additional noninterest expense | $28,000 | 4,221 |
Pre-tax net operating income | $544,000 | 3,622 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $93,000 | 2,579 |
Income before extraordinary items | $451,000 | 3,662 |
Extraordinary gains, net | $0 | 51 |
Net income | $451,000 | 3,697 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $451,000 | 3,661 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $451,000 | 3,685 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $309,000 | 4,524 |
Total interest expense | $6,000 | 4,585 |
Net interest income | $303,000 | 4,488 |
Provision for loan and lease losses | $0 | 2,612 |
Total noninterest income | $0 | 4,639 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $0 | 4,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,577 |
Total noninterest expense | $41,000 | 4,670 |
Salaries and employee benefits | $28,000 | 4,660 |
Premises and equipment expense | $0 | 4,654 |
Additional noninterest expense | $0 | 4,577 |
Pre-tax net operating income | $262,000 | 3,724 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $44,000 | 2,618 |
Income before extraordinary items | $218,000 | 3,748 |
Extraordinary gains, net | $0 | 4 |
Net income | $218,000 | 3,747 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $218,000 | 3,748 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $218,000 | 3,777 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $362,000 | 4,657 |
Total interest expense | $5,000 | 4,639 |
Net interest income | $357,000 | 4,653 |
Provision for loan and lease losses | $0 | 3,012 |
Total noninterest income | $0 | 4,677 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $0 | 4,545 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,616 |
Total noninterest expense | $19,000 | 4,707 |
Salaries and employee benefits | $0 | 4,694 |
Premises and equipment expense | $0 | 4,684 |
Additional noninterest expense | $0 | 4,616 |
Pre-tax net operating income | $338,000 | 4,301 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $53,000 | 3,236 |
Income before extraordinary items | $285,000 | 4,294 |
Extraordinary gains, net | $0 | 5 |
Net income | $285,000 | 4,293 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $285,000 | 4,294 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $0 | 568 |
Net operating income | $285,000 | 4,307 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $47,000 | 4,730 |
Total interest expense | $0 | 4,687 |
Net interest income | $47,000 | 4,729 |
Provision for loan and lease losses | $0 | 2,835 |
Total noninterest income | $0 | 4,711 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $0 | 4,582 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $0 | 4,654 |
Total noninterest expense | $0 | 4,746 |
Salaries and employee benefits | $0 | 4,733 |
Premises and equipment expense | $0 | 4,723 |
Additional noninterest expense | $0 | 4,654 |
Pre-tax net operating income | $47,000 | 4,544 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $3,000 | 3,546 |
Income before extraordinary items | $44,000 | 4,524 |
Extraordinary gains, net | $0 | 4 |
Net income | $44,000 | 4,523 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $44,000 | 4,523 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $0 | 519 |
Net operating income | $44,000 | 4,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.