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GS&L Municipal Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$1,204,0004,433
Total interest expense$39,0004,462
Net interest income$1,165,0004,424
Provision for loan and lease losses$03,275
Total noninterest income$13,0004,503
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,387
Total noninterest expense$144,0004,544
Salaries and employee benefits$04,534
Premises and equipment expense$3,0004,523
Additional noninterest expense$13,0004,400
Pre-tax net operating income$1,034,0003,557
Securities gains (losses)$0988
Applicable income taxes$176,0002,508
Income before extraordinary items$858,0003,585
Extraordinary gains, net$054
Net income$858,0003,622
Minority interest net income$088
Net income of bank and minority interests.$858,0003,586
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$858,0003,613
2023-09-30 (YTD Data)Rank
Total interest income$904,0004,452
Total interest expense$19,0004,495
Net interest income$885,0004,435
Provision for loan and lease losses$03,085
Total noninterest income$13,0004,518
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,385
Total noninterest expense$112,0004,571
Salaries and employee benefits$04,562
Premises and equipment expense$04,553
Additional noninterest expense$13,0004,394
Pre-tax net operating income$786,0003,624
Securities gains (losses)$0849
Applicable income taxes$134,0002,541
Income before extraordinary items$652,0003,655
Extraordinary gains, net$052
Net income$652,0003,688
Minority interest net income$081
Net income of bank and minority interests.$652,0003,655
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$652,0003,686
2023-06-30 (YTD Data)Rank
Total interest income$605,0004,473
Total interest expense$11,0004,532
Net interest income$594,0004,468
Provision for loan and lease losses$02,940
Total noninterest income$28,0004,444
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,252
Total noninterest expense$78,0004,600
Salaries and employee benefits$04,590
Premises and equipment expense$04,583
Additional noninterest expense$28,0004,221
Pre-tax net operating income$544,0003,622
Securities gains (losses)$0938
Applicable income taxes$93,0002,579
Income before extraordinary items$451,0003,662
Extraordinary gains, net$051
Net income$451,0003,697
Minority interest net income$081
Net income of bank and minority interests.$451,0003,661
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$451,0003,685
2023-03-31 (YTD Data)Rank
Total interest income$309,0004,524
Total interest expense$6,0004,585
Net interest income$303,0004,488
Provision for loan and lease losses$02,612
Total noninterest income$04,639
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$04,577
Total noninterest expense$41,0004,670
Salaries and employee benefits$28,0004,660
Premises and equipment expense$04,654
Additional noninterest expense$04,577
Pre-tax net operating income$262,0003,724
Securities gains (losses)$0950
Applicable income taxes$44,0002,618
Income before extraordinary items$218,0003,748
Extraordinary gains, net$04
Net income$218,0003,747
Minority interest net income$048
Net income of bank and minority interests.$218,0003,748
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$218,0003,777
2022-12-31 (YTD Data)Rank
Total interest income$362,0004,657
Total interest expense$5,0004,639
Net interest income$357,0004,653
Provision for loan and lease losses$03,012
Total noninterest income$04,677
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$04,616
Total noninterest expense$19,0004,707
Salaries and employee benefits$04,694
Premises and equipment expense$04,684
Additional noninterest expense$04,616
Pre-tax net operating income$338,0004,301
Securities gains (losses)$0691
Applicable income taxes$53,0003,236
Income before extraordinary items$285,0004,294
Extraordinary gains, net$05
Net income$285,0004,293
Minority interest net income$063
Net income of bank and minority interests.$285,0004,294
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$285,0004,307
2022-09-30 (YTD Data)Rank
Total interest income$47,0004,730
Total interest expense$04,687
Net interest income$47,0004,729
Provision for loan and lease losses$02,835
Total noninterest income$04,711
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and feesNANA
Additional Noninterest Income$04,654
Total noninterest expense$04,746
Salaries and employee benefits$04,733
Premises and equipment expense$04,723
Additional noninterest expense$04,654
Pre-tax net operating income$47,0004,544
Securities gains (losses)$0740
Applicable income taxes$3,0003,546
Income before extraordinary items$44,0004,524
Extraordinary gains, net$04
Net income$44,0004,523
Minority interest net income$057
Net income of bank and minority interests.$44,0004,523
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$44,0004,546

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.