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Greenfield Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$43,625,0001,046
Total interest expense$12,844,0001,095
Net interest income$30,781,0001,020
Provision for loan and lease losses$300,0001,648
Total noninterest income$7,708,000897
Gross Fiduciary activities income$2,754,000349
Service charges on deposit accounts$955,0001,032
Trading account gains and feesNANA
Additional Noninterest Income$3,999,0001,029
Total noninterest expense$31,400,000860
Salaries and employee benefits$16,744,000888
Premises and equipment expense$4,943,000559
Additional noninterest expense$3,999,0001,029
Pre-tax net operating income$6,789,0001,576
Securities gains (losses)$178,000178
Applicable income taxes$816,0001,572
Income before extraordinary items$6,151,0001,492
Extraordinary gains, net$054
Net income$6,151,0001,508
Minority interest net income$088
Net income of bank and minority interests.$6,151,0001,495
Net charge-offs$215,0001,121
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,994,3601,551
2023-09-30 (YTD Data)Rank
Total interest income$32,007,0001,042
Total interest expense$8,756,0001,095
Net interest income$23,251,0001,011
Provision for loan and lease losses$225,0001,554
Total noninterest income$5,922,000886
Gross Fiduciary activities income$2,077,000348
Service charges on deposit accounts$718,0001,025
Trading account gains and feesNANA
Additional Noninterest Income$3,127,0001,005
Total noninterest expense$23,478,000867
Salaries and employee benefits$12,651,000888
Premises and equipment expense$3,701,000566
Additional noninterest expense$3,127,0001,005
Pre-tax net operating income$5,470,0001,550
Securities gains (losses)$69,000214
Applicable income taxes$736,0001,497
Income before extraordinary items$4,803,0001,502
Extraordinary gains, net$052
Net income$4,803,0001,514
Minority interest net income$081
Net income of bank and minority interests.$4,803,0001,502
Net charge-offs$128,0001,075
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,742,9701,538
2023-06-30 (YTD Data)Rank
Total interest income$20,931,0001,031
Total interest expense$5,302,0001,073
Net interest income$15,629,0001,007
Provision for loan and lease losses$150,0001,522
Total noninterest income$4,138,000831
Gross Fiduciary activities income$1,408,000338
Service charges on deposit accounts$499,000979
Trading account gains and feesNANA
Additional Noninterest Income$2,231,000892
Total noninterest expense$15,692,000846
Salaries and employee benefits$8,466,000876
Premises and equipment expense$2,448,000557
Additional noninterest expense$2,231,000891
Pre-tax net operating income$3,925,0001,455
Securities gains (losses)$60,000249
Applicable income taxes$536,0001,445
Income before extraordinary items$3,449,0001,411
Extraordinary gains, net$051
Net income$3,449,0001,427
Minority interest net income$081
Net income of bank and minority interests.$3,449,0001,411
Net charge-offs$94,000943
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,396,8001,435
2023-03-31 (YTD Data)Rank
Total interest income$10,329,0001,034
Total interest expense$2,239,0001,100
Net interest income$8,090,000986
Provision for loan and lease losses$75,0001,413
Total noninterest income$1,805,000897
Gross Fiduciary activities income$637,000366
Service charges on deposit accounts$277,000927
Trading account gains and feesNANA
Additional Noninterest Income$891,0001,055
Total noninterest expense$7,742,000862
Salaries and employee benefits$4,171,000907
Premises and equipment expense$1,189,000592
Additional noninterest expense$891,0001,055
Pre-tax net operating income$2,078,0001,432
Securities gains (losses)$46,000272
Applicable income taxes$339,0001,288
Income before extraordinary items$1,785,0001,392
Extraordinary gains, net$04
Net income$1,785,0001,391
Minority interest net income$048
Net income of bank and minority interests.$1,785,0001,392
Net charge-offs$55,000777
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,746,3601,440
2022-12-31 (YTD Data)Rank
Total interest income$36,592,000963
Total interest expense$2,396,0001,404
Net interest income$34,196,000913
Provision for loan and lease losses$300,0001,513
Total noninterest income$7,500,000917
Gross Fiduciary activities income$2,590,000369
Service charges on deposit accounts$1,226,000873
Trading account gains and feesNANA
Additional Noninterest Income$3,684,0001,107
Total noninterest expense$30,780,000858
Salaries and employee benefits$17,113,000863
Premises and equipment expense$4,554,000600
Additional noninterest expense$3,684,0001,107
Pre-tax net operating income$10,616,0001,230
Securities gains (losses)$-37,0003,697
Applicable income taxes$2,064,0001,056
Income before extraordinary items$8,515,0001,245
Extraordinary gains, net$05
Net income$8,515,0001,243
Minority interest net income$063
Net income of bank and minority interests.$8,515,0001,245
Net charge-offs$60,0001,452
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,544,6001,262
2022-09-30 (YTD Data)Rank
Total interest income$26,521,000953
Total interest expense$1,471,0001,332
Net interest income$25,050,000923
Provision for loan and lease losses$225,0001,390
Total noninterest income$5,695,000925
Gross Fiduciary activities income$1,969,000368
Service charges on deposit accounts$918,000874
Trading account gains and feesNANA
Additional Noninterest Income$2,808,0001,113
Total noninterest expense$22,118,000878
Salaries and employee benefits$12,177,000892
Premises and equipment expense$3,428,000602
Additional noninterest expense$2,808,0001,113
Pre-tax net operating income$8,402,0001,162
Securities gains (losses)$-27,0003,997
Applicable income taxes$1,684,000994
Income before extraordinary items$6,691,0001,181
Extraordinary gains, net$04
Net income$6,691,0001,180
Minority interest net income$057
Net income of bank and minority interests.$6,691,0001,181
Net charge-offs$19,0001,618
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,712,6001,201
2022-06-30 (YTD Data)Rank
Total interest income$17,044,000956
Total interest expense$866,0001,288
Net interest income$16,178,000927
Provision for loan and lease losses$150,0001,272
Total noninterest income$3,801,000912
Gross Fiduciary activities income$1,357,000318
Service charges on deposit accounts$606,000875
Trading account gains and feesNANA
Additional Noninterest Income$1,838,0001,155
Total noninterest expense$14,595,000863
Salaries and employee benefits$7,956,000896
Premises and equipment expense$2,270,000603
Additional noninterest expense$4,369,000856
Pre-tax net operating income$5,234,0001,171
Securities gains (losses)$-31,0004,164
Applicable income taxes$1,034,000992
Income before extraordinary items$4,169,0001,198
Extraordinary gains, net$04
Net income$4,169,0001,198
Minority interest net income$060
Net income of bank and minority interests.$4,169,0001,198
Net charge-offs$20,0001,324
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,193,8001,214
2022-03-31 (YTD Data)Rank
Total interest income$8,306,000947
Total interest expense$429,0001,251
Net interest income$7,877,000926
Provision for loan and lease losses$75,0001,098
Total noninterest income$1,834,000938
Gross Fiduciary activities income$668,000321
Service charges on deposit accounts$302,000864
Trading account gains and feesNANA
Additional Noninterest Income$864,0001,183
Total noninterest expense$7,138,000884
Salaries and employee benefits$3,873,000920
Premises and equipment expense$1,123,000609
Additional noninterest expense$2,142,000869
Pre-tax net operating income$2,498,0001,154
Securities gains (losses)$-5,0004,146
Applicable income taxes$495,000978
Income before extraordinary items$1,998,0001,194
Extraordinary gains, net$04
Net income$1,998,0001,194
Minority interest net income$050
Net income of bank and minority interests.$1,998,0001,194
Net charge-offs$5,0001,366
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,002,0001,205
2021-12-31 (YTD Data)Rank
Total interest income$34,282,000937
Total interest expense$2,280,0001,184
Net interest income$32,002,000920
Provision for loan and lease losses$600,000874
Total noninterest income$7,897,000992
Gross Fiduciary activities income$2,490,000332
Service charges on deposit accounts$1,078,000924
Trading account gains and feesNANA
Additional Noninterest Income$4,329,0001,180
Total noninterest expense$28,623,000885
Salaries and employee benefits$15,241,000923
Premises and equipment expense$4,580,000585
Additional noninterest expense$8,802,000869
Pre-tax net operating income$10,676,0001,222
Securities gains (losses)$21,0001,484
Applicable income taxes$2,194,0001,040
Income before extraordinary items$8,503,0001,288
Extraordinary gains, net$010
Net income$8,503,0001,287
Minority interest net income$074
Net income of bank and minority interests.$8,503,0001,288
Net charge-offs$77,0001,452
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,486,4101,269
2021-09-30 (YTD Data)Rank
Total interest income$25,725,000956
Total interest expense$1,813,0001,186
Net interest income$23,912,000935
Provision for loan and lease losses$525,000775
Total noninterest income$5,712,0001,027
Gross Fiduciary activities income$1,848,000332
Service charges on deposit accounts$756,000965
Trading account gains and feesNANA
Additional Noninterest Income$3,108,0001,262
Total noninterest expense$20,675,000915
Salaries and employee benefits$11,025,000964
Premises and equipment expense$3,345,000603
Additional noninterest expense$6,305,000894
Pre-tax net operating income$8,424,0001,222
Securities gains (losses)$24,0001,334
Applicable income taxes$1,793,0001,023
Income before extraordinary items$6,655,0001,300
Extraordinary gains, net$08
Net income$6,655,0001,300
Minority interest net income$069
Net income of bank and minority interests.$6,655,0001,300
Net charge-offs$46,0001,390
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,636,0401,279
2021-06-30 (YTD Data)Rank
Total interest income$16,699,000966
Total interest expense$1,297,0001,153
Net interest income$15,402,000953
Provision for loan and lease losses$450,000658
Total noninterest income$3,724,0001,042
Gross Fiduciary activities income$1,224,000328
Service charges on deposit accounts$479,000970
Trading account gains and feesNANA
Additional Noninterest Income$2,021,0001,285
Total noninterest expense$13,560,000921
Salaries and employee benefits$7,172,000974
Premises and equipment expense$2,241,000596
Additional noninterest expense$4,147,000896
Pre-tax net operating income$5,116,0001,290
Securities gains (losses)$16,0001,253
Applicable income taxes$1,048,0001,110
Income before extraordinary items$4,084,0001,378
Extraordinary gains, net$06
Net income$4,084,0001,378
Minority interest net income$067
Net income of bank and minority interests.$4,084,0001,378
Net charge-offs$24,0001,428
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,071,2001,351
2021-03-31 (YTD Data)Rank
Total interest income$8,525,000953
Total interest expense$715,0001,112
Net interest income$7,810,000930
Provision for loan and lease losses$375,000456
Total noninterest income$1,791,0001,069
Gross Fiduciary activities income$561,000342
Service charges on deposit accounts$235,000964
Trading account gains and feesNANA
Additional Noninterest Income$995,0001,283
Total noninterest expense$6,483,000947
Salaries and employee benefits$3,344,0001,037
Premises and equipment expense$1,142,000595
Additional noninterest expense$1,997,000904
Pre-tax net operating income$2,743,0001,222
Securities gains (losses)$15,000950
Applicable income taxes$566,0001,060
Income before extraordinary items$2,192,0001,301
Extraordinary gains, net$03
Net income$2,192,0001,301
Minority interest net income$055
Net income of bank and minority interests.$2,192,0001,301
Net charge-offs$22,0001,105
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,180,1501,275
2020-12-31 (YTD Data)Rank
Total interest income$34,449,000938
Total interest expense$5,278,000895
Net interest income$29,171,000930
Provision for loan and lease losses$1,200,0001,427
Total noninterest income$8,108,000937
Gross Fiduciary activities income$2,144,000333
Service charges on deposit accounts$1,082,000882
Trading account gains and feesNANA
Additional Noninterest Income$4,882,0001,034
Total noninterest expense$26,104,000920
Salaries and employee benefits$13,616,000977
Premises and equipment expense$4,116,000638
Additional noninterest expense$8,372,000850
Pre-tax net operating income$9,975,0001,062
Securities gains (losses)$5,0002,442
Applicable income taxes$2,079,000919
Income before extraordinary items$7,901,0001,153
Extraordinary gains, net$04
Net income$7,901,0001,152
Minority interest net income$072
Net income of bank and minority interests.$7,901,0001,153
Net charge-offs$-141,0004,807
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,897,0501,121
2020-09-30 (YTD Data)Rank
Total interest income$25,815,000950
Total interest expense$4,400,000866
Net interest income$21,415,000943
Provision for loan and lease losses$825,0001,523
Total noninterest income$5,682,000942
Gross Fiduciary activities income$1,577,000335
Service charges on deposit accounts$776,000912
Trading account gains and feesNANA
Additional Noninterest Income$3,329,0001,072
Total noninterest expense$18,934,000927
Salaries and employee benefits$10,081,000977
Premises and equipment expense$2,948,000656
Additional noninterest expense$5,905,000873
Pre-tax net operating income$7,338,0001,044
Securities gains (losses)$5,0002,254
Applicable income taxes$1,516,000891
Income before extraordinary items$5,827,0001,129
Extraordinary gains, net$04
Net income$5,827,0001,128
Minority interest net income$065
Net income of bank and minority interests.$5,827,0001,129
Net charge-offs$-167,0004,894
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,823,0501,095
2020-06-30 (YTD Data)Rank
Total interest income$17,141,000962
Total interest expense$3,196,000869
Net interest income$13,945,000971
Provision for loan and lease losses$450,0001,684
Total noninterest income$3,373,000960
Gross Fiduciary activities income$1,040,000341
Service charges on deposit accounts$526,000909
Trading account gains and feesNANA
Additional Noninterest Income$1,807,0001,164
Total noninterest expense$12,411,000933
Salaries and employee benefits$6,583,000989
Premises and equipment expense$1,919,000668
Additional noninterest expense$3,909,000870
Pre-tax net operating income$4,457,0001,059
Securities gains (losses)$-34,0004,897
Applicable income taxes$878,000923
Income before extraordinary items$3,545,0001,144
Extraordinary gains, net$04
Net income$3,545,0001,144
Minority interest net income$065
Net income of bank and minority interests.$3,545,0001,144
Net charge-offs$12,0002,384
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,572,2001,106
2020-03-31 (YTD Data)Rank
Total interest income$8,585,000967
Total interest expense$1,674,000918
Net interest income$6,911,000966
Provision for loan and lease losses$75,0002,175
Total noninterest income$1,620,000939
Gross Fiduciary activities income$492,000354
Service charges on deposit accounts$341,000840
Trading account gains and feesNANA
Additional Noninterest Income$787,0001,151
Total noninterest expense$6,588,000893
Salaries and employee benefits$3,682,000901
Premises and equipment expense$943,000680
Additional noninterest expense$1,963,000879
Pre-tax net operating income$1,868,0001,112
Securities gains (losses)$-85,0004,975
Applicable income taxes$321,0001,023
Income before extraordinary items$1,462,0001,213
Extraordinary gains, net$04
Net income$1,462,0001,212
Minority interest net income$056
Net income of bank and minority interests.$1,462,0001,213
Net charge-offs$8,0001,948
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,531,7001,151
2019-12-31 (YTD Data)Rank
Total interest income$34,386,000967
Total interest expense$7,052,000921
Net interest income$27,334,000971
Provision for loan and lease losses$300,0001,946
Total noninterest income$6,970,000906
Gross Fiduciary activities income$2,045,000343
Service charges on deposit accounts$1,475,000810
Trading account gains and feesNANA
Additional Noninterest Income$3,450,0001,090
Total noninterest expense$24,940,000923
Salaries and employee benefits$13,402,000952
Premises and equipment expense$3,499,000726
Additional noninterest expense$8,039,000846
Pre-tax net operating income$9,064,0001,134
Securities gains (losses)$35,0001,392
Applicable income taxes$1,857,000942
Income before extraordinary items$7,242,0001,207
Extraordinary gains, net$011
Net income$7,242,0001,207
Minority interest net income$076
Net income of bank and minority interests.$7,242,0001,209
Net charge-offs$287,0001,386
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,214,0001,188
2019-09-30 (YTD Data)Rank
Total interest income$25,752,000968
Total interest expense$5,315,000928
Net interest income$20,437,000977
Provision for loan and lease losses$225,0001,834
Total noninterest income$5,149,000908
Gross Fiduciary activities income$1,540,000343
Service charges on deposit accounts$1,076,000829
Trading account gains and feesNANA
Additional Noninterest Income$2,533,0001,093
Total noninterest expense$18,551,000921
Salaries and employee benefits$10,062,000952
Premises and equipment expense$2,597,000736
Additional noninterest expense$5,892,000857
Pre-tax net operating income$6,810,0001,155
Securities gains (losses)$02,167
Applicable income taxes$1,386,000984
Income before extraordinary items$5,424,0001,230
Extraordinary gains, net$011
Net income$5,424,0001,232
Minority interest net income$072
Net income of bank and minority interests.$5,424,0001,232
Net charge-offs$220,0001,223
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,424,0001,205
2019-06-30 (YTD Data)Rank
Total interest income$16,996,000975
Total interest expense$3,481,000922
Net interest income$13,515,000979
Provision for loan and lease losses$150,0001,792
Total noninterest income$3,298,000916
Gross Fiduciary activities income$1,035,000340
Service charges on deposit accounts$719,000829
Trading account gains and feesNANA
Additional Noninterest Income$1,544,0001,138
Total noninterest expense$12,282,000919
Salaries and employee benefits$6,660,000952
Premises and equipment expense$1,721,000744
Additional noninterest expense$3,901,000870
Pre-tax net operating income$4,381,0001,155
Securities gains (losses)$01,702
Applicable income taxes$880,000986
Income before extraordinary items$3,501,0001,238
Extraordinary gains, net$011
Net income$3,501,0001,238
Minority interest net income$069
Net income of bank and minority interests.$3,501,0001,238
Net charge-offs$172,0001,086
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,501,0001,214
2019-03-31 (YTD Data)Rank
Total interest income$8,462,000972
Total interest expense$1,738,000900
Net interest income$6,724,000993
Provision for loan and lease losses$75,0001,682
Total noninterest income$1,568,000918
Gross Fiduciary activities income$480,000353
Service charges on deposit accounts$347,000844
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,120
Total noninterest expense$6,050,000922
Salaries and employee benefits$3,304,000957
Premises and equipment expense$852,000764
Additional noninterest expense$1,894,000876
Pre-tax net operating income$2,167,0001,144
Securities gains (losses)$01,087
Applicable income taxes$433,000989
Income before extraordinary items$1,734,0001,225
Extraordinary gains, net$05
Net income$1,734,0001,224
Minority interest net income$052
Net income of bank and minority interests.$1,734,0001,224
Net charge-offs$264,000512
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,734,0001,200
2018-12-31 (YTD Data)Rank
Total interest income$32,449,000960
Total interest expense$5,480,000856
Net interest income$26,969,000967
Provision for loan and lease losses$300,0001,959
Total noninterest income$6,256,000951
Gross Fiduciary activities income$1,907,000357
Service charges on deposit accounts$1,427,000856
Trading account gains and feesNANA
Additional Noninterest Income$2,922,0001,161
Total noninterest expense$23,279,000939
Salaries and employee benefits$12,569,000971
Premises and equipment expense$3,378,000740
Additional noninterest expense$7,332,000914
Pre-tax net operating income$9,646,0001,066
Securities gains (losses)$-24,0004,648
Applicable income taxes$1,950,000888
Income before extraordinary items$7,672,0001,126
Extraordinary gains, net$06
Net income$7,672,0001,125
Minority interest net income$072
Net income of bank and minority interests.$7,672,0001,125
Net charge-offs$50,0002,633
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,691,2001,119
2018-09-30 (YTD Data)Rank
Total interest income$24,049,000957
Total interest expense$3,950,000834
Net interest income$20,099,000970
Provision for loan and lease losses$225,0001,851
Total noninterest income$4,652,000961
Gross Fiduciary activities income$1,425,000360
Service charges on deposit accounts$1,022,000892
Trading account gains and feesNANA
Additional Noninterest Income$2,205,0001,177
Total noninterest expense$17,268,000949
Salaries and employee benefits$9,427,000978
Premises and equipment expense$2,513,000749
Additional noninterest expense$5,328,000928
Pre-tax net operating income$7,258,0001,074
Securities gains (losses)$-24,0004,966
Applicable income taxes$1,484,000897
Income before extraordinary items$5,750,0001,133
Extraordinary gains, net$05
Net income$5,750,0001,132
Minority interest net income$066
Net income of bank and minority interests.$5,750,0001,132
Net charge-offs$34,0002,427
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,768,9601,121
2018-06-30 (YTD Data)Rank
Total interest income$15,801,000959
Total interest expense$2,527,000823
Net interest income$13,274,000972
Provision for loan and lease losses$150,0001,766
Total noninterest income$3,155,000952
Gross Fiduciary activities income$976,000358
Service charges on deposit accounts$675,000894
Trading account gains and feesNANA
Additional Noninterest Income$1,504,0001,156
Total noninterest expense$11,482,000948
Salaries and employee benefits$6,285,000979
Premises and equipment expense$1,644,000771
Additional noninterest expense$3,553,000924
Pre-tax net operating income$4,797,0001,059
Securities gains (losses)$-24,0005,137
Applicable income taxes$959,000907
Income before extraordinary items$3,814,0001,117
Extraordinary gains, net$06
Net income$3,814,0001,116
Minority interest net income$065
Net income of bank and minority interests.$3,814,0001,116
Net charge-offs$45,0001,832
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,833,2001,103
2018-03-31 (YTD Data)Rank
Total interest income$7,818,000963
Total interest expense$1,207,000817
Net interest income$6,611,000971
Provision for loan and lease losses$75,0001,680
Total noninterest income$1,448,000992
Gross Fiduciary activities income$452,000366
Service charges on deposit accounts$337,000896
Trading account gains and feesNANA
Additional Noninterest Income$659,0001,257
Total noninterest expense$5,752,000955
Salaries and employee benefits$3,132,000987
Premises and equipment expense$836,000765
Additional noninterest expense$1,784,000908
Pre-tax net operating income$2,232,0001,099
Securities gains (losses)$0735
Applicable income taxes$446,000942
Income before extraordinary items$1,786,0001,142
Extraordinary gains, net$07
Net income$1,786,0001,141
Minority interest net income$052
Net income of bank and minority interests.$1,786,0001,142
Net charge-offs$6,0002,135
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,786,0001,135
2017-12-31 (YTD Data)Rank
Total interest income$30,316,000950
Total interest expense$4,280,000793
Net interest income$26,036,000966
Provision for loan and lease losses$300,0001,956
Total noninterest income$5,857,000999
Gross Fiduciary activities income$1,754,000361
Service charges on deposit accounts$1,390,000890
Trading account gains and feesNANA
Additional Noninterest Income$2,713,0001,254
Total noninterest expense$22,457,000964
Salaries and employee benefits$11,982,000999
Premises and equipment expense$3,178,000786
Additional noninterest expense$7,297,000896
Pre-tax net operating income$9,136,0001,060
Securities gains (losses)$62,000805
Applicable income taxes$4,382,000729
Income before extraordinary items$4,816,0001,382
Extraordinary gains, net$09
Net income$4,816,0001,380
Minority interest net income$076
Net income of bank and minority interests.$4,816,0001,382
Net charge-offs$44,0003,036
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,776,3201,379
2017-09-30 (YTD Data)Rank
Total interest income$22,415,000960
Total interest expense$3,225,000766
Net interest income$19,190,000992
Provision for loan and lease losses$225,0001,898
Total noninterest income$4,349,0001,027
Gross Fiduciary activities income$1,299,000366
Service charges on deposit accounts$1,028,000903
Trading account gains and feesNANA
Additional Noninterest Income$2,022,0001,275
Total noninterest expense$16,780,000962
Salaries and employee benefits$8,951,0001,002
Premises and equipment expense$2,376,000790
Additional noninterest expense$5,453,000900
Pre-tax net operating income$6,534,0001,127
Securities gains (losses)$55,000831
Applicable income taxes$1,843,000972
Income before extraordinary items$4,746,0001,211
Extraordinary gains, net$09
Net income$4,746,0001,211
Minority interest net income$071
Net income of bank and minority interests.$4,746,0001,211
Net charge-offs$33,0002,718
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,706,4001,198
2017-06-30 (YTD Data)Rank
Total interest income$14,721,000966
Total interest expense$2,168,000737
Net interest income$12,553,0001,002
Provision for loan and lease losses$151,0001,804
Total noninterest income$2,808,0001,052
Gross Fiduciary activities income$881,000364
Service charges on deposit accounts$676,000898
Trading account gains and feesNANA
Additional Noninterest Income$1,251,0001,338
Total noninterest expense$11,141,000965
Salaries and employee benefits$5,937,0001,014
Premises and equipment expense$1,560,000801
Additional noninterest expense$3,644,000902
Pre-tax net operating income$4,069,0001,179
Securities gains (losses)$01,906
Applicable income taxes$1,118,0001,027
Income before extraordinary items$2,951,0001,258
Extraordinary gains, net$011
Net income$2,951,0001,258
Minority interest net income$071
Net income of bank and minority interests.$2,951,0001,258
Net charge-offs$19,0002,606
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,951,0001,235
2017-03-31 (YTD Data)Rank
Total interest income$7,237,000979
Total interest expense$1,076,000713
Net interest income$6,161,0001,014
Provision for loan and lease losses$75,0001,685
Total noninterest income$1,339,0001,082
Gross Fiduciary activities income$407,000378
Service charges on deposit accounts$337,000903
Trading account gains and feesNANA
Additional Noninterest Income$595,0001,375
Total noninterest expense$5,512,000981
Salaries and employee benefits$2,944,0001,029
Premises and equipment expense$781,000807
Additional noninterest expense$1,787,000904
Pre-tax net operating income$1,913,0001,217
Securities gains (losses)$01,153
Applicable income taxes$512,0001,055
Income before extraordinary items$1,401,0001,295
Extraordinary gains, net$08
Net income$1,401,0001,295
Minority interest net income$055
Net income of bank and minority interests.$1,401,0001,295
Net charge-offs$-12,0005,065
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,401,0001,275
2016-12-31 (YTD Data)Rank
Total interest income$27,982,000974
Total interest expense$4,498,000658
Net interest income$23,484,0001,026
Provision for loan and lease losses$300,0001,988
Total noninterest income$5,582,0001,061
Gross Fiduciary activities income$1,687,000366
Service charges on deposit accounts$1,398,000902
Trading account gains and fees$0170
Additional Noninterest Income$2,497,0001,375
Total noninterest expense$21,662,000985
Salaries and employee benefits$11,595,0001,015
Premises and equipment expense$3,156,000790
Additional noninterest expense$6,911,000952
Pre-tax net operating income$7,104,0001,229
Securities gains (losses)$03,212
Applicable income taxes$1,850,0001,108
Income before extraordinary items$5,254,0001,323
Extraordinary gains, net$05
Net income$5,254,0001,321
Minority interest net income$082
Net income of bank and minority interests.$5,254,0001,322
Net charge-offs$280,0001,596
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,254,0001,294
2016-09-30 (YTD Data)Rank
Total interest income$20,900,000977
Total interest expense$3,398,000653
Net interest income$17,502,0001,035
Provision for loan and lease losses$175,0002,207
Total noninterest income$4,127,0001,072
Gross Fiduciary activities income$1,264,000365
Service charges on deposit accounts$1,035,000908
Trading account gains and fees$0169
Additional Noninterest Income$1,828,0001,399
Total noninterest expense$16,181,000982
Salaries and employee benefits$8,658,0001,012
Premises and equipment expense$2,369,000795
Additional noninterest expense$5,154,000958
Pre-tax net operating income$5,273,0001,263
Securities gains (losses)$03,160
Applicable income taxes$1,364,0001,158
Income before extraordinary items$3,909,0001,357
Extraordinary gains, net$05
Net income$3,909,0001,358
Minority interest net income$071
Net income of bank and minority interests.$3,909,0001,358
Net charge-offs$111,0001,984
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,909,0001,321
2016-06-30 (YTD Data)Rank
Total interest income$13,837,000982
Total interest expense$2,284,000647
Net interest income$11,553,0001,042
Provision for loan and lease losses$100,0002,280
Total noninterest income$2,796,0001,048
Gross Fiduciary activities income$870,000357
Service charges on deposit accounts$688,000902
Trading account gains and fees$0157
Additional Noninterest Income$1,238,0001,352
Total noninterest expense$10,804,000981
Salaries and employee benefits$5,833,000995
Premises and equipment expense$1,560,000804
Additional noninterest expense$3,411,000964
Pre-tax net operating income$3,445,0001,271
Securities gains (losses)$02,835
Applicable income taxes$879,0001,185
Income before extraordinary items$2,566,0001,374
Extraordinary gains, net$016
Net income$2,566,0001,373
Minority interest net income$071
Net income of bank and minority interests.$2,566,0001,374
Net charge-offs$-12,0005,029
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,566,0001,332
2016-03-31 (YTD Data)Rank
Total interest income$6,828,000995
Total interest expense$1,137,000652
Net interest income$5,691,0001,050
Provision for loan and lease losses$25,0002,733
Total noninterest income$1,387,0001,023
Gross Fiduciary activities income$392,000380
Service charges on deposit accounts$346,000887
Trading account gains and fees$0142
Additional Noninterest Income$649,0001,282
Total noninterest expense$5,407,000975
Salaries and employee benefits$2,995,000987
Premises and equipment expense$766,000822
Additional noninterest expense$1,646,000994
Pre-tax net operating income$1,646,0001,298
Securities gains (losses)$02,077
Applicable income taxes$407,0001,225
Income before extraordinary items$1,239,0001,373
Extraordinary gains, net$012
Net income$1,239,0001,373
Minority interest net income$062
Net income of bank and minority interests.$1,239,0001,374
Net charge-offs$-24,0005,522
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,239,0001,334
2015-12-31 (YTD Data)Rank
Total interest income$26,313,000994
Total interest expense$4,273,000657
Net interest income$22,040,0001,039
Provision for loan and lease losses$30,0003,863
Total noninterest income$5,373,0001,072
Gross Fiduciary activities income$1,602,000375
Service charges on deposit accounts$1,493,000858
Trading account gains and fees$0159
Additional Noninterest Income$2,278,0001,385
Total noninterest expense$21,621,000960
Salaries and employee benefits$11,939,000949
Premises and equipment expense$3,053,000814
Additional noninterest expense$6,629,000994
Pre-tax net operating income$5,762,0001,406
Securities gains (losses)$27,0002,055
Applicable income taxes$661,0001,978
Income before extraordinary items$5,128,0001,321
Extraordinary gains, net$023
Net income$5,128,0001,321
Minority interest net income$081
Net income of bank and minority interests.$5,128,0001,321
Net charge-offs$865,000778
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,103,9701,305
2015-09-30 (YTD Data)Rank
Total interest income$19,511,0001,009
Total interest expense$3,127,000673
Net interest income$16,384,0001,056
Provision for loan and lease losses$30,0003,604
Total noninterest income$4,051,0001,086
Gross Fiduciary activities income$1,205,000377
Service charges on deposit accounts$1,097,000875
Trading account gains and fees$0153
Additional Noninterest Income$1,749,0001,376
Total noninterest expense$16,026,000974
Salaries and employee benefits$8,748,000971
Premises and equipment expense$2,320,000818
Additional noninterest expense$4,958,000996
Pre-tax net operating income$4,379,0001,425
Securities gains (losses)$14,0002,190
Applicable income taxes$339,0002,362
Income before extraordinary items$4,054,0001,283
Extraordinary gains, net$021
Net income$4,054,0001,284
Minority interest net income$078
Net income of bank and minority interests.$4,054,0001,283
Net charge-offs$462,000914
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,041,1201,251
2015-06-30 (YTD Data)Rank
Total interest income$12,822,0001,022
Total interest expense$2,120,000663
Net interest income$10,702,0001,076
Provision for loan and lease losses$04,069
Total noninterest income$2,677,0001,096
Gross Fiduciary activities income$827,000375
Service charges on deposit accounts$724,000873
Trading account gains and fees$0157
Additional Noninterest Income$1,126,0001,430
Total noninterest expense$10,538,000992
Salaries and employee benefits$5,681,000995
Premises and equipment expense$1,539,000823
Additional noninterest expense$3,318,000991
Pre-tax net operating income$2,841,0001,440
Securities gains (losses)$12,0001,941
Applicable income taxes$-39,0006,215
Income before extraordinary items$2,892,0001,208
Extraordinary gains, net$022
Net income$2,892,0001,209
Minority interest net income$075
Net income of bank and minority interests.$2,892,0001,209
Net charge-offs$283,000941
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,880,0001,181
2015-03-31 (YTD Data)Rank
Total interest income$6,326,0001,025
Total interest expense$1,071,000651
Net interest income$5,255,0001,083
Provision for loan and lease losses$03,703
Total noninterest income$1,277,0001,083
Gross Fiduciary activities income$381,000393
Service charges on deposit accounts$372,000833
Trading account gains and fees$0152
Additional Noninterest Income$524,0001,457
Total noninterest expense$5,102,0001,018
Salaries and employee benefits$2,705,0001,057
Premises and equipment expense$782,000817
Additional noninterest expense$1,615,0001,002
Pre-tax net operating income$1,430,0001,398
Securities gains (losses)$6,0001,607
Applicable income taxes$391,0001,209
Income before extraordinary items$1,045,0001,536
Extraordinary gains, net$013
Net income$1,045,0001,537
Minority interest net income$064
Net income of bank and minority interests.$1,045,0001,538
Net charge-offs$41,0001,702
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,040,6201,487
2014-12-31 (YTD Data)Rank
Total interest income$24,738,0001,035
Total interest expense$4,643,000617
Net interest income$20,095,0001,122
Provision for loan and lease losses$320,0001,917
Total noninterest income$5,340,0001,049
Gross Fiduciary activities income$1,536,000385
Service charges on deposit accounts$1,515,000882
Trading account gains and fees$0180
Additional Noninterest Income$2,289,0001,322
Total noninterest expense$20,150,0001,008
Salaries and employee benefits$10,527,0001,033
Premises and equipment expense$3,065,000804
Additional noninterest expense$6,558,000999
Pre-tax net operating income$4,965,0001,526
Securities gains (losses)$142,0001,009
Applicable income taxes$1,167,0001,390
Income before extraordinary items$3,940,0001,609
Extraordinary gains, net$017
Net income$3,940,0001,608
Minority interest net income$084
Net income of bank and minority interests.$3,940,0001,608
Net charge-offs$507,0001,442
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,830,6601,623
2014-09-30 (YTD Data)Rank
Total interest income$18,421,0001,050
Total interest expense$3,523,000620
Net interest income$14,898,0001,141
Provision for loan and lease losses$320,0001,569
Total noninterest income$3,991,0001,056
Gross Fiduciary activities income$1,144,000390
Service charges on deposit accounts$1,076,000926
Trading account gains and fees$0174
Additional Noninterest Income$1,771,0001,302
Total noninterest expense$15,114,0001,009
Salaries and employee benefits$7,941,0001,024
Premises and equipment expense$2,311,000805
Additional noninterest expense$4,862,0001,008
Pre-tax net operating income$3,455,0001,644
Securities gains (losses)$56,0001,383
Applicable income taxes$682,0001,677
Income before extraordinary items$2,829,0001,669
Extraordinary gains, net$015
Net income$2,829,0001,670
Minority interest net income$081
Net income of bank and minority interests.$2,829,0001,669
Net charge-offs$419,0001,306
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,783,6401,656
2014-06-30 (YTD Data)Rank
Total interest income$12,182,0001,046
Total interest expense$2,367,000618
Net interest income$9,815,0001,141
Provision for loan and lease losses$240,0001,487
Total noninterest income$2,660,0001,034
Gross Fiduciary activities income$777,000386
Service charges on deposit accounts$676,000974
Trading account gains and fees$0172
Additional Noninterest Income$1,207,0001,277
Total noninterest expense$10,168,000992
Salaries and employee benefits$5,332,0001,015
Premises and equipment expense$1,563,000802
Additional noninterest expense$3,273,000993
Pre-tax net operating income$2,067,0001,772
Securities gains (losses)$26,0001,520
Applicable income taxes$379,0001,823
Income before extraordinary items$1,714,0001,761
Extraordinary gains, net$020
Net income$1,714,0001,764
Minority interest net income$080
Net income of bank and minority interests.$1,714,0001,763
Net charge-offs$406,0001,025
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,692,6801,735
2014-03-31 (YTD Data)Rank
Total interest income$6,053,0001,061
Total interest expense$1,196,000618
Net interest income$4,857,0001,149
Provision for loan and lease losses$120,0001,448
Total noninterest income$1,243,0001,062
Gross Fiduciary activities income$356,000400
Service charges on deposit accounts$333,000969
Trading account gains and fees$0147
Additional Noninterest Income$554,0001,311
Total noninterest expense$5,042,0001,019
Salaries and employee benefits$2,690,0001,017
Premises and equipment expense$787,000815
Additional noninterest expense$1,565,0001,030
Pre-tax net operating income$938,0001,861
Securities gains (losses)$01,715
Applicable income taxes$165,0001,908
Income before extraordinary items$773,0001,862
Extraordinary gains, net$016
Net income$773,0001,866
Minority interest net income$066
Net income of bank and minority interests.$773,0001,865
Net charge-offs$32,0002,181
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$773,0001,826
2013-12-31 (YTD Data)Rank
Total interest income$23,877,0001,065
Total interest expense$5,510,000587
Net interest income$18,367,0001,195
Provision for loan and lease losses$650,0001,542
Total noninterest income$5,577,0001,041
Gross Fiduciary activities income$1,410,000391
Service charges on deposit accounts$1,439,000961
Trading account gains and fees$0184
Additional Noninterest Income$2,728,0001,217
Total noninterest expense$19,866,0001,029
Salaries and employee benefits$10,596,0001,015
Premises and equipment expense$3,101,000788
Additional noninterest expense$6,169,0001,097
Pre-tax net operating income$3,428,0001,940
Securities gains (losses)$336,000633
Applicable income taxes$650,0001,885
Income before extraordinary items$3,114,0001,844
Extraordinary gains, net$029
Net income$3,114,0001,847
Minority interest net income$090
Net income of bank and minority interests.$3,114,0001,847
Net charge-offs$284,0002,634
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,835,1201,939
2013-09-30 (YTD Data)Rank
Total interest income$17,837,0001,070
Total interest expense$4,209,000585
Net interest income$13,628,0001,209
Provision for loan and lease losses$575,0001,372
Total noninterest income$4,077,0001,095
Gross Fiduciary activities income$1,044,000394
Service charges on deposit accounts$1,036,000998
Trading account gains and fees$0180
Additional Noninterest Income$1,997,0001,272
Total noninterest expense$14,880,0001,030
Salaries and employee benefits$7,928,0001,018
Premises and equipment expense$2,343,000783
Additional noninterest expense$4,609,0001,092
Pre-tax net operating income$2,250,0002,228
Securities gains (losses)$336,000583
Applicable income taxes$388,0002,163
Income before extraordinary items$2,198,0001,971
Extraordinary gains, net$025
Net income$2,198,0001,978
Minority interest net income$084
Net income of bank and minority interests.$2,198,0001,977
Net charge-offs$188,0002,640
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,912,4002,143
2013-06-30 (YTD Data)Rank
Total interest income$11,873,0001,068
Total interest expense$2,820,000596
Net interest income$9,053,0001,207
Provision for loan and lease losses$450,0001,252
Total noninterest income$2,687,0001,101
Gross Fiduciary activities income$709,000387
Service charges on deposit accounts$644,0001,045
Trading account gains and fees$0157
Additional Noninterest Income$1,334,0001,290
Total noninterest expense$10,069,0001,011
Salaries and employee benefits$5,296,0001,023
Premises and equipment expense$1,584,000772
Additional noninterest expense$3,189,0001,057
Pre-tax net operating income$1,221,0002,558
Securities gains (losses)$269,000606
Applicable income taxes$181,0002,532
Income before extraordinary items$1,309,0002,151
Extraordinary gains, net$022
Net income$1,309,0002,159
Minority interest net income$082
Net income of bank and minority interests.$1,309,0002,157
Net charge-offs$166,0002,281
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,072,2802,399
2013-03-31 (YTD Data)Rank
Total interest income$5,895,0001,086
Total interest expense$1,425,000616
Net interest income$4,470,0001,217
Provision for loan and lease losses$225,0001,230
Total noninterest income$1,397,0001,073
Gross Fiduciary activities income$323,000409
Service charges on deposit accounts$305,0001,093
Trading account gains and fees$0148
Additional Noninterest Income$769,0001,184
Total noninterest expense$5,021,0001,022
Salaries and employee benefits$2,664,0001,022
Premises and equipment expense$833,000745
Additional noninterest expense$1,524,0001,094
Pre-tax net operating income$621,0002,496
Securities gains (losses)$01,966
Applicable income taxes$51,0002,973
Income before extraordinary items$570,0002,337
Extraordinary gains, net$010
Net income$570,0002,339
Minority interest net income$076
Net income of bank and minority interests.$570,0002,339
Net charge-offs$160,0001,529
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$570,0002,250
2012-12-31 (YTD Data)Rank
Total interest income$24,538,0001,092
Total interest expense$6,732,000632
Net interest income$17,806,0001,238
Provision for loan and lease losses$1,200,0001,554
Total noninterest income$5,992,0001,006
Gross Fiduciary activities income$1,404,000379
Service charges on deposit accounts$1,372,0001,043
Trading account gains and fees$0166
Additional Noninterest Income$3,216,0001,103
Total noninterest expense$19,812,0001,007
Salaries and employee benefits$10,740,000972
Premises and equipment expense$2,707,000888
Additional noninterest expense$6,365,0001,087
Pre-tax net operating income$2,786,0002,223
Securities gains (losses)$407,0001,101
Applicable income taxes$427,0002,333
Income before extraordinary items$2,766,0001,998
Extraordinary gains, net$029
Net income$2,766,0001,997
Minority interest net income$093
Net income of bank and minority interests.$2,766,0001,999
Net charge-offs$550,0002,527
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,411,9102,114
2012-09-30 (YTD Data)Rank
Total interest income$18,566,0001,102
Total interest expense$5,207,000645
Net interest income$13,359,0001,247
Provision for loan and lease losses$775,0001,740
Total noninterest income$4,209,0001,052
Gross Fiduciary activities income$1,050,000380
Service charges on deposit accounts$999,0001,077
Trading account gains and fees$0157
Additional Noninterest Income$2,160,0001,194
Total noninterest expense$14,626,0001,021
Salaries and employee benefits$7,898,000983
Premises and equipment expense$2,042,000890
Additional noninterest expense$4,686,0001,094
Pre-tax net operating income$2,167,0002,205
Securities gains (losses)$384,000918
Applicable income taxes$372,0002,245
Income before extraordinary items$2,179,0001,952
Extraordinary gains, net$020
Net income$2,179,0001,951
Minority interest net income$086
Net income of bank and minority interests.$2,179,0001,953
Net charge-offs$159,0003,531
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,852,6002,132
2012-06-30 (YTD Data)Rank
Total interest income$12,486,0001,098
Total interest expense$3,550,000656
Net interest income$8,936,0001,250
Provision for loan and lease losses$550,0001,699
Total noninterest income$2,759,0001,054
Gross Fiduciary activities income$717,000376
Service charges on deposit accounts$640,0001,108
Trading account gains and fees$0153
Additional Noninterest Income$1,402,0001,193
Total noninterest expense$9,826,0001,015
Salaries and employee benefits$5,261,000990
Premises and equipment expense$1,361,000890
Additional noninterest expense$3,204,0001,084
Pre-tax net operating income$1,319,0002,353
Securities gains (losses)$400,000692
Applicable income taxes$258,0002,207
Income before extraordinary items$1,461,0001,936
Extraordinary gains, net$019
Net income$1,461,0001,934
Minority interest net income$084
Net income of bank and minority interests.$1,461,0001,936
Net charge-offs$134,0003,152
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,121,0002,261
2012-03-31 (YTD Data)Rank
Total interest income$6,232,0001,104
Total interest expense$1,808,000661
Net interest income$4,424,0001,254
Provision for loan and lease losses$225,0001,839
Total noninterest income$1,338,0001,060
Gross Fiduciary activities income$330,000387
Service charges on deposit accounts$309,0001,139
Trading account gains and fees$0148
Additional Noninterest Income$699,0001,183
Total noninterest expense$4,809,0001,033
Salaries and employee benefits$2,639,000984
Premises and equipment expense$668,000913
Additional noninterest expense$1,502,0001,133
Pre-tax net operating income$728,0002,202
Securities gains (losses)$82,000992
Applicable income taxes$116,0002,299
Income before extraordinary items$694,0002,020
Extraordinary gains, net$019
Net income$694,0002,021
Minority interest net income$078
Net income of bank and minority interests.$694,0002,022
Net charge-offs$86,0002,578
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$623,4802,084
2011-12-31 (YTD Data)Rank
Total interest income$26,084,0001,086
Total interest expense$7,948,000729
Net interest income$18,136,0001,225
Provision for loan and lease losses$900,0002,561
Total noninterest income$5,159,0001,020
Gross Fiduciary activities income$1,316,000343
Service charges on deposit accounts$1,347,0001,094
Trading account gains and fees$0146
Additional Noninterest Income$2,496,0001,175
Total noninterest expense$18,414,0001,065
Salaries and employee benefits$10,137,000967
Premises and equipment expense$2,585,000962
Additional noninterest expense$5,692,0001,226
Pre-tax net operating income$3,981,0001,437
Securities gains (losses)$580,000704
Applicable income taxes$912,0001,438
Income before extraordinary items$3,649,0001,352
Extraordinary gains, net$029
Net income$3,649,0001,352
Minority interest net income$096
Net income of bank and minority interests.$3,649,0001,352
Net charge-offs$183,0004,405
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,185,0001,461
2011-09-30 (YTD Data)Rank
Total interest income$19,514,0001,102
Total interest expense$6,077,000755
Net interest income$13,437,0001,247
Provision for loan and lease losses$450,0003,020
Total noninterest income$3,794,0001,036
Gross Fiduciary activities income$993,000344
Service charges on deposit accounts$993,0001,122
Trading account gains and fees$0145
Additional Noninterest Income$1,808,0001,196
Total noninterest expense$13,700,0001,074
Salaries and employee benefits$7,529,000979
Premises and equipment expense$1,960,000972
Additional noninterest expense$4,211,0001,227
Pre-tax net operating income$3,081,0001,459
Securities gains (losses)$198,0001,220
Applicable income taxes$654,0001,489
Income before extraordinary items$2,625,0001,451
Extraordinary gains, net$021
Net income$2,625,0001,451
Minority interest net income$087
Net income of bank and minority interests.$2,625,0001,451
Net charge-offs$38,0005,159
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,466,6001,460
2011-06-30 (YTD Data)Rank
Total interest income$12,980,0001,118
Total interest expense$4,122,000776
Net interest income$8,858,0001,263
Provision for loan and lease losses$300,0002,953
Total noninterest income$2,400,0001,074
Gross Fiduciary activities income$656,000351
Service charges on deposit accounts$647,0001,132
Trading account gains and fees$0153
Additional Noninterest Income$1,097,0001,268
Total noninterest expense$9,089,0001,099
Salaries and employee benefits$5,009,000986
Premises and equipment expense$1,320,000972
Additional noninterest expense$2,760,0001,283
Pre-tax net operating income$1,869,0001,547
Securities gains (losses)$146,000895
Applicable income taxes$375,0001,588
Income before extraordinary items$1,640,0001,496
Extraordinary gains, net$015
Net income$1,640,0001,496
Minority interest net income$089
Net income of bank and minority interests.$1,640,0001,496
Net charge-offs$-104,0007,381
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,521,7401,536
2011-03-31 (YTD Data)Rank
Total interest income$6,504,0001,122
Total interest expense$2,080,000801
Net interest income$4,424,0001,262
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,188,0001,076
Gross Fiduciary activities income$306,000360
Service charges on deposit accounts$320,0001,134
Trading account gains and fees$0158
Additional Noninterest Income$562,0001,255
Total noninterest expense$4,598,0001,098
Salaries and employee benefits$2,523,000989
Premises and equipment expense$684,000969
Additional noninterest expense$1,391,0001,268
Pre-tax net operating income$864,0001,656
Securities gains (losses)$144,000426
Applicable income taxes$188,0001,576
Income before extraordinary items$820,0001,452
Extraordinary gains, net$09
Net income$820,0001,452
Minority interest net income$086
Net income of bank and minority interests.$820,0001,452
Net charge-offs$-122,0007,465
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$703,3601,626
2010-12-31 (YTD Data)Rank
Total interest income$27,027,0001,143
Total interest expense$9,717,000846
Net interest income$17,310,0001,298
Provision for loan and lease losses$07,042
Total noninterest income$5,389,0001,029
Gross Fiduciary activities income$1,250,000349
Service charges on deposit accounts$1,381,0001,092
Trading account gains and fees$0175
Additional Noninterest Income$2,758,0001,123
Total noninterest expense$18,139,0001,101
Salaries and employee benefits$9,992,000981
Premises and equipment expense$2,326,0001,117
Additional noninterest expense$5,821,0001,268
Pre-tax net operating income$4,560,0001,115
Securities gains (losses)$870,000553
Applicable income taxes$1,232,0001,043
Income before extraordinary items$4,198,0001,029
Extraordinary gains, net$029
Net income$4,198,0001,030
Minority interest net income$0111
Net income of bank and minority interests.$4,198,0001,032
Net charge-offs$559,0003,504
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,528,1001,173
2010-09-30 (YTD Data)Rank
Total interest income$20,200,0001,170
Total interest expense$7,497,000857
Net interest income$12,703,0001,335
Provision for loan and lease losses$750,0002,938
Total noninterest income$3,832,0001,042
Gross Fiduciary activities income$921,000353
Service charges on deposit accounts$1,013,0001,137
Trading account gains and fees$0165
Additional Noninterest Income$1,898,0001,145
Total noninterest expense$13,510,0001,087
Salaries and employee benefits$7,400,000982
Premises and equipment expense$1,735,0001,137
Additional noninterest expense$4,375,0001,242
Pre-tax net operating income$2,275,0001,725
Securities gains (losses)$666,000587
Applicable income taxes$441,0001,781
Income before extraordinary items$2,500,0001,331
Extraordinary gains, net$023
Net income$2,500,0001,335
Minority interest net income$0110
Net income of bank and minority interests.$2,500,0001,335
Net charge-offs$488,0003,110
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,933,9001,618
2010-06-30 (YTD Data)Rank
Total interest income$13,372,0001,194
Total interest expense$5,201,000846
Net interest income$8,171,0001,386
Provision for loan and lease losses$600,0002,565
Total noninterest income$2,456,0001,060
Gross Fiduciary activities income$633,000346
Service charges on deposit accounts$685,0001,142
Trading account gains and fees$0152
Additional Noninterest Income$1,138,0001,185
Total noninterest expense$9,118,0001,078
Salaries and employee benefits$4,929,000981
Premises and equipment expense$1,160,0001,145
Additional noninterest expense$3,029,0001,176
Pre-tax net operating income$909,0002,564
Securities gains (losses)$584,000411
Applicable income taxes$138,0002,488
Income before extraordinary items$1,355,0001,611
Extraordinary gains, net$019
Net income$1,355,0001,610
Minority interest net income$0105
Net income of bank and minority interests.$1,355,0001,611
Net charge-offs$13,0005,696
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$823,5602,357
2010-03-31 (YTD Data)Rank
Total interest income$6,717,0001,210
Total interest expense$2,699,000862
Net interest income$4,018,0001,424
Provision for loan and lease losses$300,0002,372
Total noninterest income$1,121,0001,115
Gross Fiduciary activities income$296,000362
Service charges on deposit accounts$329,0001,189
Trading account gains and fees$0175
Additional Noninterest Income$496,0001,308
Total noninterest expense$4,580,0001,092
Salaries and employee benefits$2,474,000994
Premises and equipment expense$564,0001,204
Additional noninterest expense$1,542,0001,143
Pre-tax net operating income$259,0003,633
Securities gains (losses)$309,000372
Applicable income taxes$67,0002,520
Income before extraordinary items$501,0002,139
Extraordinary gains, net$016
Net income$501,0002,138
Minority interest net income$091
Net income of bank and minority interests.$501,0002,139
Net charge-offs$11,0004,779
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$229,0803,519
2009-12-31 (YTD Data)Rank
Total interest income$28,657,0001,202
Total interest expense$12,391,000957
Net interest income$16,266,0001,358
Provision for loan and lease losses$2,250,0002,327
Total noninterest income$5,450,0001,024
Gross Fiduciary activities income$1,120,000360
Service charges on deposit accounts$1,350,0001,277
Trading account gains and fees$0211
Additional Noninterest Income$2,980,0001,050
Total noninterest expense$16,302,0001,272
Salaries and employee benefits$8,672,0001,124
Premises and equipment expense$2,057,0001,315
Additional noninterest expense$5,573,0001,347
Pre-tax net operating income$3,164,0001,265
Securities gains (losses)$150,0001,792
Applicable income taxes$482,0001,592
Income before extraordinary items$2,832,0001,186
Extraordinary gains, net$034
Net income$2,832,0001,184
Minority interest net income$0115
Net income of bank and minority interests.$2,832,0001,185
Net charge-offs$263,0004,657
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,704,5001,216
2009-09-30 (YTD Data)Rank
Total interest income$21,752,0001,211
Total interest expense$9,577,000977
Net interest income$12,175,0001,365
Provision for loan and lease losses$1,600,0002,145
Total noninterest income$4,096,0001,024
Gross Fiduciary activities income$799,000368
Service charges on deposit accounts$967,0001,333
Trading account gains and fees$0212
Additional Noninterest Income$2,330,0001,034
Total noninterest expense$12,258,0001,257
Salaries and employee benefits$6,351,0001,162
Premises and equipment expense$1,556,0001,317
Additional noninterest expense$4,351,0001,265
Pre-tax net operating income$2,413,0001,339
Securities gains (losses)$113,0001,739
Applicable income taxes$378,0001,693
Income before extraordinary items$2,148,0001,247
Extraordinary gains, net$027
Net income$2,148,0001,245
Minority interest net income$0118
Net income of bank and minority interests.$2,148,0001,247
Net charge-offs$237,0004,040
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,051,9501,282
2009-06-30 (YTD Data)Rank
Total interest income$14,658,0001,219
Total interest expense$6,619,0001,004
Net interest income$8,039,0001,380
Provision for loan and lease losses$1,000,0002,058
Total noninterest income$2,663,0001,059
Gross Fiduciary activities income$536,000376
Service charges on deposit accounts$619,0001,375
Trading account gains and fees$0193
Additional Noninterest Income$1,508,0001,082
Total noninterest expense$8,349,0001,247
Salaries and employee benefits$4,188,0001,210
Premises and equipment expense$1,045,0001,334
Additional noninterest expense$3,116,0001,223
Pre-tax net operating income$1,353,0001,670
Securities gains (losses)$94,0001,540
Applicable income taxes$178,0002,089
Income before extraordinary items$1,269,0001,465
Extraordinary gains, net$021
Net income$1,269,0001,463
Minority interest net income$0112
Net income of bank and minority interests.$1,269,0001,464
Net charge-offs$211,0003,358
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,186,2801,544
2009-03-31 (YTD Data)Rank
Total interest income$7,405,0001,219
Total interest expense$3,373,0001,015
Net interest income$4,032,0001,364
Provision for loan and lease losses$450,0001,876
Total noninterest income$1,173,0001,131
Gross Fiduciary activities income$215,000426
Service charges on deposit accounts$293,0001,410
Trading account gains and fees$0171
Additional Noninterest Income$665,0001,158
Total noninterest expense$3,980,0001,262
Salaries and employee benefits$2,109,0001,218
Premises and equipment expense$549,0001,303
Additional noninterest expense$1,322,0001,242
Pre-tax net operating income$775,0001,655
Securities gains (losses)$02,434
Applicable income taxes$110,0002,090
Income before extraordinary items$665,0001,621
Extraordinary gains, net$015
Net income$665,0001,622
Minority interest net income$0102
Net income of bank and minority interests.$665,0001,623
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$665,0001,542
2008-12-31 (YTD Data)Rank
Total interest income$29,115,0001,329
Total interest expense$14,143,0001,147
Net interest income$14,972,0001,496
Provision for loan and lease losses$722,0003,201
Total noninterest income$3,928,0001,287
Gross Fiduciary activities income$1,069,000396
Service charges on deposit accounts$1,334,0001,350
Trading account gains and fees$0154
Additional Noninterest Income$1,525,0001,575
Total noninterest expense$14,517,0001,344
Salaries and employee benefits$8,365,0001,189
Premises and equipment expense$2,024,0001,356
Additional noninterest expense$4,128,0001,494
Pre-tax net operating income$3,661,0001,488
Securities gains (losses)$-4,013,0008,043
Applicable income taxes$-785,0007,631
Income before extraordinary items$433,0004,650
Extraordinary gains, net$039
Net income$433,0004,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0004,948
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,001,3201,463
2008-09-30 (YTD Data)Rank
Total interest income$21,698,0001,362
Total interest expense$10,673,0001,184
Net interest income$11,025,0001,537
Provision for loan and lease losses$422,0002,993
Total noninterest income$2,922,0001,328
Gross Fiduciary activities income$794,000406
Service charges on deposit accounts$951,0001,429
Trading account gains and fees$0148
Additional Noninterest Income$1,177,0001,620
Total noninterest expense$10,526,0001,372
Salaries and employee benefits$6,058,0001,266
Premises and equipment expense$1,540,0001,349
Additional noninterest expense$2,928,0001,526
Pre-tax net operating income$2,999,0001,625
Securities gains (losses)$-3,773,0008,170
Applicable income taxes$-92,0007,522
Income before extraordinary items$-682,0007,325
Extraordinary gains, net$031
Net income$-682,0007,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,115
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,638,2401,478
2008-06-30 (YTD Data)Rank
Total interest income$14,374,0001,395
Total interest expense$7,262,0001,213
Net interest income$7,112,0001,581
Provision for loan and lease losses$232,0002,924
Total noninterest income$1,952,0001,352
Gross Fiduciary activities income$550,000403
Service charges on deposit accounts$608,0001,458
Trading account gains and fees$0149
Additional Noninterest Income$794,0001,645
Total noninterest expense$6,994,0001,373
Salaries and employee benefits$3,993,0001,297
Premises and equipment expense$1,043,0001,319
Additional noninterest expense$1,958,0001,506
Pre-tax net operating income$1,838,0001,814
Securities gains (losses)$03,233
Applicable income taxes$326,0002,116
Income before extraordinary items$1,512,0001,794
Extraordinary gains, net$021
Net income$1,512,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,549
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,512,0001,770
2008-03-31 (YTD Data)Rank
Total interest income$7,149,0001,441
Total interest expense$3,751,0001,250
Net interest income$3,398,0001,637
Provision for loan and lease losses$99,0002,759
Total noninterest income$959,0001,376
Gross Fiduciary activities income$257,000415
Service charges on deposit accounts$291,0001,505
Trading account gains and fees$0158
Additional Noninterest Income$411,0001,595
Total noninterest expense$3,470,0001,378
Salaries and employee benefits$2,040,0001,286
Premises and equipment expense$545,0001,263
Additional noninterest expense$885,0001,615
Pre-tax net operating income$788,0002,184
Securities gains (losses)$02,688
Applicable income taxes$126,0002,531
Income before extraordinary items$662,0002,123
Extraordinary gains, net$015
Net income$662,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,539
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$662,0002,061
2007-12-31 (YTD Data)Rank
Total interest income$28,323,0001,522
Total interest expense$15,240,0001,310
Net interest income$13,083,0001,732
Provision for loan and lease losses$276,0003,341
Total noninterest income$3,614,0001,412
Gross Fiduciary activities income$1,105,000394
Service charges on deposit accounts$1,159,0001,550
Trading account gains and fees$0178
Additional Noninterest Income$1,350,0001,806
Total noninterest expense$14,274,0001,294
Salaries and employee benefits$8,201,0001,216
Premises and equipment expense$1,904,0001,401
Additional noninterest expense$4,169,0001,345
Pre-tax net operating income$2,147,0003,168
Securities gains (losses)$-74,0008,085
Applicable income taxes$220,0003,751
Income before extraordinary items$1,853,0002,990
Extraordinary gains, net$039
Net income$1,853,0002,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,470
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,918,8602,903
2007-09-30 (YTD Data)Rank
Total interest income$20,997,0001,544
Total interest expense$11,292,0001,328
Net interest income$9,705,0001,751
Provision for loan and lease losses$207,0002,951
Total noninterest income$2,649,0001,451
Gross Fiduciary activities income$807,000398
Service charges on deposit accounts$816,0001,619
Trading account gains and fees$0184
Additional Noninterest Income$1,026,0001,802
Total noninterest expense$10,602,0001,299
Salaries and employee benefits$6,028,0001,241
Premises and equipment expense$1,433,0001,371
Additional noninterest expense$3,141,0001,307
Pre-tax net operating income$1,545,0003,413
Securities gains (losses)$-57,0008,200
Applicable income taxes$342,0003,012
Income before extraordinary items$1,146,0003,572
Extraordinary gains, net$033
Net income$1,146,0003,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,543
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,189,8903,471
2007-06-30 (YTD Data)Rank
Total interest income$13,791,0001,583
Total interest expense$7,403,0001,349
Net interest income$6,388,0001,793
Provision for loan and lease losses$138,0002,777
Total noninterest income$1,790,0001,447
Gross Fiduciary activities income$540,000407
Service charges on deposit accounts$537,0001,646
Trading account gains and fees$0168
Additional Noninterest Income$713,0001,755
Total noninterest expense$7,300,0001,281
Salaries and employee benefits$4,065,0001,252
Premises and equipment expense$963,0001,376
Additional noninterest expense$2,272,0001,221
Pre-tax net operating income$740,0004,193
Securities gains (losses)$01,444
Applicable income taxes$170,0003,483
Income before extraordinary items$570,0004,271
Extraordinary gains, net$029
Net income$570,0004,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,957
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$570,0004,262
2007-03-31 (YTD Data)Rank
Total interest income$6,836,0001,596
Total interest expense$3,635,0001,366
Net interest income$3,201,0001,798
Provision for loan and lease losses$69,0002,611
Total noninterest income$831,0001,515
Gross Fiduciary activities income$250,000427
Service charges on deposit accounts$254,0001,696
Trading account gains and fees$0195
Additional Noninterest Income$327,0001,849
Total noninterest expense$3,772,0001,243
Salaries and employee benefits$2,081,0001,235
Premises and equipment expense$492,0001,367
Additional noninterest expense$1,199,0001,134
Pre-tax net operating income$191,0005,606
Securities gains (losses)$01,187
Applicable income taxes$44,0004,256
Income before extraordinary items$147,0005,685
Extraordinary gains, net$022
Net income$147,0005,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$147,0005,670
2006-12-31 (YTD Data)Rank
Total interest income$25,519,0001,577
Total interest expense$12,278,0001,368
Net interest income$13,241,0001,738
Provision for loan and lease losses$240,0003,157
Total noninterest income$3,138,0001,553
Gross Fiduciary activities income$1,037,000393
Service charges on deposit accounts$909,0001,895
Trading account gains and fees$0130
Additional Noninterest Income$1,192,0001,977
Total noninterest expense$13,251,0001,347
Salaries and employee benefits$7,989,0001,222
Premises and equipment expense$1,815,0001,413
Additional noninterest expense$3,447,0001,533
Pre-tax net operating income$2,888,0002,845
Securities gains (losses)$-337,0008,461
Applicable income taxes$602,0002,885
Income before extraordinary items$1,949,0003,158
Extraordinary gains, net$051
Net income$1,949,0003,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,730
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,205,1202,873
2006-09-30 (YTD Data)Rank
Total interest income$18,870,0001,578
Total interest expense$8,685,0001,403
Net interest income$10,185,0001,707
Provision for loan and lease losses$180,0003,038
Total noninterest income$2,207,0001,672
Gross Fiduciary activities income$764,000389
Service charges on deposit accounts$633,0002,022
Trading account gains and fees$0126
Additional Noninterest Income$810,0002,111
Total noninterest expense$10,038,0001,346
Salaries and employee benefits$6,085,0001,213
Premises and equipment expense$1,377,0001,412
Additional noninterest expense$2,576,0001,534
Pre-tax net operating income$2,174,0002,952
Securities gains (losses)$01,388
Applicable income taxes$557,0002,709
Income before extraordinary items$1,617,0003,031
Extraordinary gains, net$045
Net income$1,617,0003,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,305
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,617,0003,028
2006-06-30 (YTD Data)Rank
Total interest income$12,260,0001,585
Total interest expense$5,364,0001,444
Net interest income$6,896,0001,674
Provision for loan and lease losses$120,0002,983
Total noninterest income$1,406,0001,725
Gross Fiduciary activities income$512,000394
Service charges on deposit accounts$375,0002,219
Trading account gains and fees$0126
Additional Noninterest Income$519,0002,165
Total noninterest expense$6,747,0001,348
Salaries and employee benefits$4,107,0001,212
Premises and equipment expense$931,0001,386
Additional noninterest expense$1,709,0001,552
Pre-tax net operating income$1,435,0002,967
Securities gains (losses)$01,185
Applicable income taxes$387,0002,668
Income before extraordinary items$1,048,0003,105
Extraordinary gains, net$039
Net income$1,048,0003,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,027
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,048,0003,091
2006-03-31 (YTD Data)Rank
Total interest income$6,050,0001,569
Total interest expense$2,578,0001,427
Net interest income$3,472,0001,661
Provision for loan and lease losses$60,0002,788
Total noninterest income$685,0001,733
Gross Fiduciary activities income$234,000425
Service charges on deposit accounts$179,0002,233
Trading account gains and fees$0115
Additional Noninterest Income$272,0002,077
Total noninterest expense$3,397,0001,346
Salaries and employee benefits$2,117,0001,172
Premises and equipment expense$468,0001,385
Additional noninterest expense$812,0001,606
Pre-tax net operating income$700,0002,968
Securities gains (losses)$0955
Applicable income taxes$189,0002,686
Income before extraordinary items$511,0003,107
Extraordinary gains, net$021
Net income$511,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,300
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$511,0003,086
2005-12-31 (YTD Data)Rank
Total interest income$23,034,0001,450
Total interest expense$8,549,0001,329
Net interest income$14,485,0001,516
Provision for loan and lease losses$180,0003,751
Total noninterest income$2,860,0001,682
Gross Fiduciary activities income$979,000393
Service charges on deposit accounts$689,0002,383
Trading account gains and fees$0138
Additional Noninterest Income$1,192,0001,977
Total noninterest expense$13,179,0001,314
Salaries and employee benefits$8,015,0001,155
Premises and equipment expense$1,769,0001,390
Additional noninterest expense$3,395,0001,491
Pre-tax net operating income$3,986,0002,225
Securities gains (losses)$-18,0007,776
Applicable income taxes$1,129,0002,095
Income before extraordinary items$2,839,0002,355
Extraordinary gains, net$046
Net income$2,839,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$110,0005,422
Sale, conversion, retirement of capital stock, net$10,000884
Net operating income$2,851,9602,320
2005-09-30 (YTD Data)Rank
Total interest income$17,121,0001,421
Total interest expense$6,187,0001,291
Net interest income$10,934,0001,486
Provision for loan and lease losses$135,0003,636
Total noninterest income$2,118,0001,705
Gross Fiduciary activities income$723,000393
Service charges on deposit accounts$498,0002,461
Trading account gains and fees$0126
Additional Noninterest Income$897,0001,955
Total noninterest expense$9,842,0001,303
Salaries and employee benefits$5,976,0001,146
Premises and equipment expense$1,311,0001,390
Additional noninterest expense$2,555,0001,470
Pre-tax net operating income$3,075,0002,186
Securities gains (losses)$61,000817
Applicable income taxes$921,0001,997
Income before extraordinary items$2,215,0002,298
Extraordinary gains, net$035
Net income$2,215,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,463
Cash dividends$110,0004,613
Sale, conversion, retirement of capital stock, net$10,000721
Net operating income$2,171,6902,312
2005-06-30 (YTD Data)Rank
Total interest income$11,328,0001,390
Total interest expense$3,922,0001,281
Net interest income$7,406,0001,433
Provision for loan and lease losses$90,0003,491
Total noninterest income$1,387,0001,705
Gross Fiduciary activities income$467,000402
Service charges on deposit accounts$327,0002,444
Trading account gains and fees$0116
Additional Noninterest Income$593,0001,941
Total noninterest expense$6,556,0001,296
Salaries and employee benefits$3,978,0001,145
Premises and equipment expense$896,0001,346
Additional noninterest expense$1,682,0001,487
Pre-tax net operating income$2,147,0002,071
Securities gains (losses)$56,000747
Applicable income taxes$655,0001,880
Income before extraordinary items$1,548,0002,180
Extraordinary gains, net$030
Net income$1,548,0002,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$110,0004,169
Sale, conversion, retirement of capital stock, net$10,000589
Net operating income$1,508,8002,175
2005-03-31 (YTD Data)Rank
Total interest income$5,602,0001,381
Total interest expense$1,878,0001,263
Net interest income$3,724,0001,417
Provision for loan and lease losses$45,0003,327
Total noninterest income$658,0001,748
Gross Fiduciary activities income$237,000401
Service charges on deposit accounts$153,0002,519
Trading account gains and fees$0115
Additional Noninterest Income$268,0002,041
Total noninterest expense$3,213,0001,326
Salaries and employee benefits$1,961,0001,164
Premises and equipment expense$453,0001,339
Additional noninterest expense$799,0001,558
Pre-tax net operating income$1,124,0001,968
Securities gains (losses)$13,000933
Applicable income taxes$341,0001,810
Income before extraordinary items$796,0002,085
Extraordinary gains, net$024
Net income$796,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$786,9002,082
2004-12-31 (YTD Data)Rank
Total interest income$21,439,0001,326
Total interest expense$7,025,0001,158
Net interest income$14,414,0001,402
Provision for loan and lease losses$07,314
Total noninterest income$2,672,0001,774
Gross Fiduciary activities income$828,000419
Service charges on deposit accounts$671,0002,471
Trading account gains and fees$0138
Additional Noninterest Income$1,173,0001,940
Total noninterest expense$12,714,0001,292
Salaries and employee benefits$7,650,0001,124
Premises and equipment expense$1,634,0001,403
Additional noninterest expense$3,430,0001,445
Pre-tax net operating income$4,372,0001,897
Securities gains (losses)$169,000915
Applicable income taxes$1,344,0001,749
Income before extraordinary items$3,197,0001,963
Extraordinary gains, net$034
Net income$3,197,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,392
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,078,7001,982
2004-09-30 (YTD Data)Rank
Total interest income$16,035,0001,308
Total interest expense$5,222,0001,141
Net interest income$10,813,0001,380
Provision for loan and lease losses$07,100
Total noninterest income$1,889,0001,865
Gross Fiduciary activities income$596,000428
Service charges on deposit accounts$486,0002,561
Trading account gains and fees$0134
Additional Noninterest Income$807,0002,063
Total noninterest expense$9,450,0001,302
Salaries and employee benefits$5,667,0001,137
Premises and equipment expense$1,230,0001,407
Additional noninterest expense$2,553,0001,440
Pre-tax net operating income$3,252,0001,931
Securities gains (losses)$67,0001,441
Applicable income taxes$993,0001,788
Income before extraordinary items$2,326,0002,017
Extraordinary gains, net$026
Net income$2,326,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,279,1002,007
2004-06-30 (YTD Data)Rank
Total interest income$10,475,0001,325
Total interest expense$3,472,0001,135
Net interest income$7,003,0001,411
Provision for loan and lease losses$06,885
Total noninterest income$1,274,0001,823
Gross Fiduciary activities income$392,000431
Service charges on deposit accounts$318,0002,586
Trading account gains and fees$0130
Additional Noninterest Income$564,0002,010
Total noninterest expense$6,282,0001,302
Salaries and employee benefits$3,741,0001,162
Premises and equipment expense$828,0001,399
Additional noninterest expense$1,713,0001,412
Pre-tax net operating income$1,995,0002,045
Securities gains (losses)$1,0003,212
Applicable income taxes$600,0001,931
Income before extraordinary items$1,396,0002,209
Extraordinary gains, net$021
Net income$1,396,0002,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,395,3002,146
2004-03-31 (YTD Data)Rank
Total interest income$5,198,0001,339
Total interest expense$1,751,0001,144
Net interest income$3,447,0001,442
Provision for loan and lease losses$06,501
Total noninterest income$607,0001,860
Gross Fiduciary activities income$188,000447
Service charges on deposit accounts$156,0002,594
Trading account gains and fees$0121
Additional Noninterest Income$263,0002,050
Total noninterest expense$3,156,0001,299
Salaries and employee benefits$1,875,0001,172
Premises and equipment expense$421,0001,385
Additional noninterest expense$860,0001,404
Pre-tax net operating income$898,0002,199
Securities gains (losses)$02,934
Applicable income taxes$262,0002,118
Income before extraordinary items$636,0002,368
Extraordinary gains, net$016
Net income$636,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$636,0002,284
2003-12-31 (YTD Data)Rank
Total interest income$21,577,0001,306
Total interest expense$8,189,0001,096
Net interest income$13,388,0001,448
Provision for loan and lease losses$07,651
Total noninterest income$3,253,0001,574
Gross Fiduciary activities income$688,000466
Service charges on deposit accounts$621,0002,632
Trading account gains and fees$0160
Additional Noninterest Income$1,944,0001,501
Total noninterest expense$11,685,0001,370
Salaries and employee benefits$6,857,0001,248
Premises and equipment expense$1,453,0001,572
Additional noninterest expense$3,375,0001,459
Pre-tax net operating income$4,956,0001,640
Securities gains (losses)$387,000899
Applicable income taxes$1,598,0001,541
Income before extraordinary items$3,745,0001,656
Extraordinary gains, net$054
Net income$3,745,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-112,0009,059
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,474,1001,711
2003-09-30 (YTD Data)Rank
Total interest income$16,427,0001,316
Total interest expense$6,375,0001,097
Net interest income$10,052,0001,465
Provision for loan and lease losses$07,481
Total noninterest income$2,424,0001,629
Gross Fiduciary activities income$465,000496
Service charges on deposit accounts$537,0002,335
Trading account gains and fees$0153
Additional Noninterest Income$1,422,0001,584
Total noninterest expense$8,528,0001,423
Salaries and employee benefits$4,818,0001,360
Premises and equipment expense$1,051,0001,632
Additional noninterest expense$2,659,0001,385
Pre-tax net operating income$3,948,0001,598
Securities gains (losses)$93,0001,820
Applicable income taxes$1,276,0001,526
Income before extraordinary items$2,765,0001,737
Extraordinary gains, net$040
Net income$2,765,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0009,090
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,701,7601,692
2003-06-30 (YTD Data)Rank
Total interest income$11,109,0001,310
Total interest expense$4,396,0001,093
Net interest income$6,713,0001,458
Provision for loan and lease losses$07,324
Total noninterest income$1,591,0001,646
Gross Fiduciary activities income$314,000500
Service charges on deposit accounts$356,0002,310
Trading account gains and fees$0150
Additional Noninterest Income$921,0001,611
Total noninterest expense$5,516,0001,453
Salaries and employee benefits$3,091,0001,400
Premises and equipment expense$663,0001,711
Additional noninterest expense$1,762,0001,405
Pre-tax net operating income$2,788,0001,502
Securities gains (losses)$60,0001,899
Applicable income taxes$928,0001,452
Income before extraordinary items$1,920,0001,690
Extraordinary gains, net$030
Net income$1,920,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-56,0009,014
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,879,8001,618
2003-03-31 (YTD Data)Rank
Total interest income$5,622,0001,302
Total interest expense$2,238,0001,095
Net interest income$3,384,0001,442
Provision for loan and lease losses$06,934
Total noninterest income$682,0001,815
Gross Fiduciary activities income$161,000498
Service charges on deposit accounts$167,0002,371
Trading account gains and fees$0134
Additional Noninterest Income$354,0001,884
Total noninterest expense$2,663,0001,501
Salaries and employee benefits$1,502,0001,433
Premises and equipment expense$337,0001,691
Additional noninterest expense$824,0001,456
Pre-tax net operating income$1,403,0001,506
Securities gains (losses)$60,0001,283
Applicable income taxes$484,0001,408
Income before extraordinary items$979,0001,643
Extraordinary gains, net$021
Net income$979,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0009,138
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$938,8001,593
2002-12-31 (YTD Data)Rank
Total interest income$23,447,0001,307
Total interest expense$9,859,0001,144
Net interest income$13,588,0001,440
Provision for loan and lease losses$08,089
Total noninterest income$2,635,0001,728
Gross Fiduciary activities income$598,000518
Service charges on deposit accounts$670,0002,334
Trading account gains and fees$0153
Additional Noninterest Income$1,367,0001,774
Total noninterest expense$9,593,0001,607
Salaries and employee benefits$5,269,0001,535
Premises and equipment expense$1,277,0001,731
Additional noninterest expense$3,047,0001,557
Pre-tax net operating income$6,630,0001,272
Securities gains (losses)$-115,0009,145
Applicable income taxes$2,073,0001,249
Income before extraordinary items$4,442,0001,398
Extraordinary gains, net$070
Net income$4,442,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,350
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,520,2001,327
2001-12-31 (YTD Data)Rank
Total interest income$23,686,0001,442
Total interest expense$12,826,0001,268
Net interest income$10,860,0001,644
Provision for loan and lease losses$08,228
Total noninterest income$2,572,0001,662
Gross Fiduciary activities income$621,000527
Service charges on deposit accounts$590,0002,469
Trading account gains and fees$0177
Additional Noninterest Income$1,361,0001,650
Total noninterest expense$7,359,0001,952
Salaries and employee benefits$3,979,0001,887
Premises and equipment expense$999,0002,134
Additional noninterest expense$2,381,0001,895
Pre-tax net operating income$6,073,0001,233
Securities gains (losses)$-12,0009,316
Applicable income taxes$1,969,0001,197
Income before extraordinary items$4,092,0001,337
Extraordinary gains, net$0105
Net income$4,092,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0009,237
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,100,1601,271
2000-12-31 (YTD Data)Rank
Total interest income$22,463,0001,533
Total interest expense$11,851,0001,455
Net interest income$10,612,0001,653
Provision for loan and lease losses$30,0007,204
Total noninterest income$1,381,0002,499
Gross Fiduciary activities income$593,000549
Service charges on deposit accounts$413,0003,162
Trading account gains and fees$0180
Additional Noninterest Income$375,0003,494
Total noninterest expense$6,403,0002,154
Salaries and employee benefits$3,348,0002,136
Premises and equipment expense$856,0002,415
Additional noninterest expense$2,199,0001,984
Pre-tax net operating income$5,560,0001,333
Securities gains (losses)$-43,0009,134
Applicable income taxes$1,884,0001,233
Income before extraordinary items$3,633,0001,456
Extraordinary gains, net$038
Net income$3,633,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,361
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,661,3801,438
1999-12-31 (YTD Data)Rank
Total interest income$19,477,0001,664
Total interest expense$10,138,0001,479
Net interest income$9,339,0001,874
Provision for loan and lease losses$40,0006,849
Total noninterest income$1,185,0002,716
Gross Fiduciary activities income$589,000594
Service charges on deposit accounts$318,0003,813
Trading account gains and fees$0173
Additional Noninterest Income$278,0004,191
Total noninterest expense$5,739,0002,366
Salaries and employee benefits$3,040,0002,308
Premises and equipment expense$779,0002,598
Additional noninterest expense$1,920,0002,278
Pre-tax net operating income$4,745,0001,583
Securities gains (losses)$22,0001,340
Applicable income taxes$1,644,0001,468
Income before extraordinary items$3,123,0001,708
Extraordinary gains, net$035
Net income$3,123,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,853
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,108,4801,683
1998-12-31 (YTD Data)Rank
Total interest income$18,594,0001,743
Total interest expense$10,024,0001,519
Net interest income$8,570,0001,995
Provision for loan and lease losses$120,0004,610
Total noninterest income$1,289,0002,535
Gross Fiduciary activities income$550,000612
Service charges on deposit accounts$304,0003,907
Trading account gains and fees$0224
Additional Noninterest Income$435,0003,248
Total noninterest expense$5,048,0002,589
Salaries and employee benefits$2,718,0002,486
Premises and equipment expense$716,0002,710
Additional noninterest expense$1,614,0002,599
Pre-tax net operating income$4,691,0001,580
Securities gains (losses)$11,0002,878
Applicable income taxes$1,734,0001,432
Income before extraordinary items$2,968,0001,777
Extraordinary gains, net$032
Net income$2,968,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,320
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,960,9601,705
1997-12-31 (YTD Data)Rank
Total interest income$17,985,0001,839
Total interest expense$9,535,0001,623
Net interest income$8,450,0002,062
Provision for loan and lease losses$165,0003,914
Total noninterest income$1,004,0003,032
Gross Fiduciary activities income$457,000680
Service charges on deposit accounts$322,0003,864
Trading account gains and fees$0239
Additional Noninterest Income$225,0004,675
Total noninterest expense$4,738,0002,701
Salaries and employee benefits$2,464,0002,687
Premises and equipment expense$720,0002,668
Additional noninterest expense$1,554,0002,643
Pre-tax net operating income$4,551,0001,687
Securities gains (losses)$11,0002,294
Applicable income taxes$1,725,0001,504
Income before extraordinary items$2,837,0001,858
Extraordinary gains, net$044
Net income$2,837,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0009,836
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,829,9601,813
1996-12-31 (YTD Data)Rank
Total interest income$16,716,0002,024
Total interest expense$8,895,0001,766
Net interest income$7,821,0002,307
Provision for loan and lease losses$330,0002,402
Total noninterest income$1,025,0003,063
Gross Fiduciary activities income$379,000789
Service charges on deposit accounts$397,0003,356
Trading account gains and fees$0262
Additional Noninterest Income$249,0004,546
Total noninterest expense$4,432,0003,058
Salaries and employee benefits$2,355,0002,845
Premises and equipment expense$698,0002,802
Additional noninterest expense$1,379,0003,350
Pre-tax net operating income$4,084,0001,760
Securities gains (losses)$18,0002,073
Applicable income taxes$1,651,0001,463
Income before extraordinary items$2,451,0002,024
Extraordinary gains, net$053
Net income$2,451,0002,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,638
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,439,4801,993
1995-12-31 (YTD Data)Rank
Total interest income$15,094,0002,234
Total interest expense$7,428,0002,106
Net interest income$7,666,0002,336
Provision for loan and lease losses$300,0002,267
Total noninterest income$853,0003,507
Gross Fiduciary activities income$288,000915
Service charges on deposit accounts$372,0003,576
Trading account gains and fees$0522
Additional Noninterest Income$193,0005,232
Total noninterest expense$4,432,0003,024
Salaries and employee benefits$2,269,0002,935
Premises and equipment expense$643,0003,031
Additional noninterest expense$1,520,0003,066
Pre-tax net operating income$3,787,0001,950
Securities gains (losses)$5,0002,809
Applicable income taxes$1,581,0001,574
Income before extraordinary items$2,211,0002,283
Extraordinary gains, net$065
Net income$2,211,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,0001,250
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,207,8002,260
1994-12-31 (YTD Data)Rank
Total interest income$12,283,0002,474
Total interest expense$4,912,0002,501
Net interest income$7,371,0002,451
Provision for loan and lease losses$380,0001,889
Total noninterest income$695,0004,142
Gross Fiduciary activities income$205,0001,012
Service charges on deposit accounts$307,0004,281
Trading account gains and fees$0475
Additional Noninterest Income$183,0005,560
Total noninterest expense$4,395,0003,131
Salaries and employee benefits$2,075,0003,168
Premises and equipment expense$620,0003,171
Additional noninterest expense$1,700,0002,974
Pre-tax net operating income$3,291,0002,162
Securities gains (losses)$-54,00011,090
Applicable income taxes$1,343,0001,713
Income before extraordinary items$1,894,0002,564
Extraordinary gains, net$0249
Net income$1,894,0002,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,203
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,928,5602,537
1993-12-31 (YTD Data)Rank
Total interest income$11,328,0002,732
Total interest expense$5,027,0002,553
Net interest income$6,301,0002,885
Provision for loan and lease losses$390,0002,506
Total noninterest income$642,0004,728
Gross Fiduciary activities income$54,0001,328
Service charges on deposit accounts$259,0004,971
Trading account gains and fees$0532
Additional Noninterest Income$329,0004,242
Total noninterest expense$3,959,0003,524
Salaries and employee benefits$1,745,0003,728
Premises and equipment expense$480,0004,020
Additional noninterest expense$1,734,0003,074
Pre-tax net operating income$2,594,0002,626
Securities gains (losses)$07,477
Applicable income taxes$1,012,0002,233
Income before extraordinary items$1,582,0003,085
Extraordinary gains, net$450,000516
Net income$2,032,0002,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0005,461
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,582,0002,907
1992-12-31 (YTD Data)Rank
Total interest income$11,522,0003,055
Total interest expense$5,570,0002,988
Net interest income$5,952,0003,072
Provision for loan and lease losses$455,0003,200
Total noninterest income$549,0005,284
Gross Fiduciary activities income$7,0001,569
Service charges on deposit accounts$234,0005,368
Trading account gains and fees$0504
Additional Noninterest Income$308,0004,349
Total noninterest expense$3,517,0003,922
Salaries and employee benefits$1,543,0004,123
Premises and equipment expense$420,0004,618
Additional noninterest expense$1,554,0003,492
Pre-tax net operating income$2,529,0002,452
Securities gains (losses)$7,0006,774
Applicable income taxes$1,275,0001,654
Income before extraordinary items$1,261,0003,646
Extraordinary gains, net$01,422
Net income$1,261,0003,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0004,547
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,256,5203,381

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.