Home > Great Plains National Bank > Net charge- offs to loans
Great Plains National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 1,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1363% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1933% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1933% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0026% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0447% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2387% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1094% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1094% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2098% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2098% | 498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1063% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3581% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0945% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0945% | 486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 678 |
| Percentage Net Loans Charged-off:Construction & development | -0.0340% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3714% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4890% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6422% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6422% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2285% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 559 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5849% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0897% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6788% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7745% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7745% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0709% | 4,201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0227% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1217% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1123% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4212% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4212% | 301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,029 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 4,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9733% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9078% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9078% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1537% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 906 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 3,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0652% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0652% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,070 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9061% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9061% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0769% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3513% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3513% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 4,180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1092% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1235% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1235% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6207% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 630 |
| Percentage Net Loans Charged-off:Construction & development | -0.2181% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3098% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5142% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6766% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6766% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7050% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 712 |
| Percentage Net Loans Charged-off:Construction & development | -0.2872% | 4,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2921% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9136% | 170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2568% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2568% | 194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5811% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.3260% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1259% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7935% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4423% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4423% | 206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3247% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 513 |
| Percentage Net Loans Charged-off:Construction & development | -0.2374% | 4,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2545% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2574% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7616% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3522% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3522% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1951% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1840% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6813% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8503% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8503% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3463% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0433% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2420% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1265% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7046% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2569% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2569% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3656% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1314% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0651% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3656% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9257% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6941% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6941% | 356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4946% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.1293% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9124% | 204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2310% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2310% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.1460% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 4,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0076% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4871% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4871% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | -0.1902% | 4,771 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 4,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1886% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1886% | 2,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0815% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.2821% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9742% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9742% | 663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3698% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3698% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.5004% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1661% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1687% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4552% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5010% | 1,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5010% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3333% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1736% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.6762% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1871% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1902% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5658% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2944% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2944% | 2,044 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4753% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2667% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 1.0226% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2969% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6675% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4459% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4459% | 1,503 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5010% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1824% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6067% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6192% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 4,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5536% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2641% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.3259% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1676% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1703% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1703% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6318% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1550% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.4369% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3054% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 5,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1229% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1229% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4284% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2346% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 0.6789% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2784% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 5,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 5,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0057% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3652% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3652% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1782% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3332% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3332% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1425% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 2,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1375% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1331% | 5,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8428% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8428% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2934% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 2,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0696% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 2,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2688% | 5,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8971% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8971% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2015% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1126% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2477% | 5,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3705% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3705% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1715% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 3,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1677% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4450% | 5,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6670% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6670% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0782% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1153% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 5,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 5,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3093% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8687% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8687% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3046% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 2,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 5,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 5,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3951% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2451% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2451% | 2,293 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3414% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1541% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4575% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3263% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1177% | 5,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1177% | 5,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6889% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1252% | 1,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 3,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9809% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9809% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2268% | 885 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0922% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 3,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1460% | 1,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 6,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 6,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 5,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6607% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6607% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2519% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 3,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2037% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 6,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 6,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 5,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3638% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3638% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0384% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 3,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 6,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 6,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 5,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 5,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2820% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2820% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1416% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 5,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0355% | 5,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0575% | 2,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 4,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8577% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0828% | 4,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0828% | 3,888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2341% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 5,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 6,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 6,023 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 6,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 4,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 3,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0271% | 3,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0946% | 3,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2293% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0606% | 6,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 2,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 3,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 3,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2790% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2790% | 2,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2903% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0733% | 6,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6249% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6249% | 1,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3173% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 4,871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0959% | 6,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 3,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 4,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 4,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5963% | 2,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2831% | 3,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2527% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1955% | 6,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0980% | 6,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 3,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0586% | 4,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 3,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7981% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3417% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2957% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4663% | 6,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0836% | 7,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.1285% | 6,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 2,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 7,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0414% | 7,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5905% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4860% | 2,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0452% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 6,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1735% | 7,278 |
| Percentage Net Loans Charged-off:Construction & development | -0.1331% | 6,541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 7,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0882% | 7,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4165% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3454% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2591% | 2,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0176% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 4,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1488% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.4061% | 2,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1805% | 2,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1997% | 3,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2010% | 3,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9394% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4617% | 3,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8448% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4969% | 3,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1673% | 4,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.5678% | 2,516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2624% | 2,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1747% | 3,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1758% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2959% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4568% | 3,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0426% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6436% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2185% | 3,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.8013% | 2,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4026% | 1,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1839% | 2,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1851% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8727% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6331% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1788% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4497% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2767% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3789% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3406% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5689% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2129% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5029% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4140% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1803% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0489% | 3,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3952% | 1,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1243% | 3,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 3,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0032% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1499% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2287% | 1,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4420% | 3,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2040% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 2,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5239% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0738% | 3,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0553% | 2,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4284% | 1,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0600% | 1,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3202% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2339% | 2,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0872% | 2,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5982% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 3,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9074% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6467% | 3,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1516% | 6,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2748% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 2,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.1573% | 1,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6939% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 7,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0457% | 7,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5898% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 7,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6448% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7291% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3900% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.4853% | 2,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2719% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2468% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6688% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7325% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4802% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2285% | 1,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.1554% | 1,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7568% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 2,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0832% | 2,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5658% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5147% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5430% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4201% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1181% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0648% | 8,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0650% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7366% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7804% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4112% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2525% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4295% | 2,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0104% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6220% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 3,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1488% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0338% | 8,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 8,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2567% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6011% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1579% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2549% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 8,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 7,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 7,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5503% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4223% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1674% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0175% | 6,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1660% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3342% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3247% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 8,065 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0418% | 8,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8232% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1983% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4128% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2141% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 73.4824% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6900% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3965% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6397% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3463% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0604% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1578% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,697 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6997% | 6,133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3531% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5596% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5682% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2815% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0975% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1203% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1071% | 8,355 |
| Percentage Net Loans Charged-off: Home equity loans | -42.1739% | 6,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4903% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3819% | 870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3102% | 732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3684% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 7,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 7,934 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5559% | 6,062 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6771% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9240% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2485% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3951% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0245% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 105.4313% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3343% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1670% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1107% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4020% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2233% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 1,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3672% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 6,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1219% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1088% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2834% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1835% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6138% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3950% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2290% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2326% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5077% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1961% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6769% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0829% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3966% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3643% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5256% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5877% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0733% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1565% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4954% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2943% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0275% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0314% | 7,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1589% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4992% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8632% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0193% | 7,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1107% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,248 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5738% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0200% | 7,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9833% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3219% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5433% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5412% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4809% | 724 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7007% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0628% | 1,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0235% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3645% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8278% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4398% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6773% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6009% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 1,459 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7177% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1973% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0533% | 8,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6431% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9403% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9735% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0418% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5467% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1542% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4611% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2737% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5900% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1853% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8995% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5783% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1612% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7115% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9019% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2420% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5623% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2392% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1282% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4944% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1953% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6737% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0228% | 1,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2217% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1127% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5852% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1342% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |