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Grandview Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$28,078,000	1,482
Total interest expense	$7,161,000	1,611
Net interest income	$20,917,000	1,385
Provision for loan and lease losses	$1,225,000	741
Total noninterest income	$1,860,000	2,094
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$251,000	2,429
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,609,000	1,803
Total noninterest expense	$10,957,000	1,924
Salaries and employee benefits	$6,486,000	1,851
Premises and equipment expense	$820,000	2,269
Additional noninterest expense	$1,609,000	1,803
Pre-tax net operating income	$10,595,000	1,110
Securities gains (losses)	$-32,000	3,557
Applicable income taxes	$2,133,000	950
Income before extraordinary items	$8,430,000	1,163
Extraordinary gains, net	$0	54
Net income	$8,430,000	1,178
Minority interest net income	$0	88
Net income of bank and minority interests.	$8,430,000	1,166
Net charge-offs	$198,000	1,165
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$8,455,600	1,182
2023-09-30 (YTD Data)		Rank
Total interest income	$19,484,000	1,539
Total interest expense	$4,758,000	1,631
Net interest income	$14,726,000	1,475
Provision for loan and lease losses	$900,000	696
Total noninterest income	$1,449,000	2,054
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$185,000	2,466
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,264,000	1,772
Total noninterest expense	$8,101,000	1,944
Salaries and employee benefits	$4,770,000	1,893
Premises and equipment expense	$621,000	2,266
Additional noninterest expense	$1,264,000	1,772
Pre-tax net operating income	$7,174,000	1,247
Securities gains (losses)	$-32,000	3,728
Applicable income taxes	$1,429,000	1,039
Income before extraordinary items	$5,713,000	1,296
Extraordinary gains, net	$0	52
Net income	$5,713,000	1,305
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,713,000	1,296
Net charge-offs	$148,000	1,019
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,738,600	1,318
2023-06-30 (YTD Data)		Rank
Total interest income	$12,539,000	1,548
Total interest expense	$2,757,000	1,657
Net interest income	$9,782,000	1,493
Provision for loan and lease losses	$600,000	689
Total noninterest income	$1,067,000	1,879
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$116,000	2,511
Trading account gains and fees	$0	112
Additional Noninterest Income	$951,000	1,583
Total noninterest expense	$5,219,000	1,984
Salaries and employee benefits	$3,139,000	1,899
Premises and equipment expense	$415,000	2,260
Additional noninterest expense	$951,000	1,581
Pre-tax net operating income	$5,030,000	1,197
Securities gains (losses)	$-32,000	3,992
Applicable income taxes	$990,000	1,018
Income before extraordinary items	$4,008,000	1,247
Extraordinary gains, net	$0	51
Net income	$4,008,000	1,258
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,008,000	1,247
Net charge-offs	$33,000	1,334
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,033,600	1,257
2023-03-31 (YTD Data)		Rank
Total interest income	$5,963,000	1,583
Total interest expense	$1,164,000	1,660
Net interest income	$4,799,000	1,530
Provision for loan and lease losses	$300,000	662
Total noninterest income	$667,000	1,671
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$58,000	2,531
Trading account gains and fees	$0	97
Additional Noninterest Income	$609,000	1,349
Total noninterest expense	$2,603,000	2,008
Salaries and employee benefits	$1,561,000	1,940
Premises and equipment expense	$206,000	2,305
Additional noninterest expense	$609,000	1,349
Pre-tax net operating income	$2,563,000	1,203
Securities gains (losses)	$-32,000	4,186
Applicable income taxes	$507,000	1,040
Income before extraordinary items	$2,024,000	1,266
Extraordinary gains, net	$0	4
Net income	$2,024,000	1,266
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,024,000	1,266
Net charge-offs	$18,000	1,150
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,049,600	1,281
2022-12-31 (YTD Data)		Rank
Total interest income	$18,835,000	1,655
Total interest expense	$1,575,000	1,858
Net interest income	$17,260,000	1,616
Provision for loan and lease losses	$1,000,000	814
Total noninterest income	$1,350,000	2,454
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$249,000	2,487
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,101,000	2,235
Total noninterest expense	$9,791,000	2,041
Salaries and employee benefits	$5,393,000	2,076
Premises and equipment expense	$873,000	2,172
Additional noninterest expense	$1,101,000	2,235
Pre-tax net operating income	$7,819,000	1,506
Securities gains (losses)	$-2,000	3,192
Applicable income taxes	$1,554,000	1,232
Income before extraordinary items	$6,263,000	1,582
Extraordinary gains, net	$0	5
Net income	$6,263,000	1,580
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,263,000	1,581
Net charge-offs	$128,000	1,125
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$6,264,600	1,607
2022-09-30 (YTD Data)		Rank
Total interest income	$13,067,000	1,694
Total interest expense	$783,000	2,076
Net interest income	$12,284,000	1,656
Provision for loan and lease losses	$800,000	721
Total noninterest income	$985,000	2,515
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$193,000	2,459
Trading account gains and fees	$0	111
Additional Noninterest Income	$792,000	2,314
Total noninterest expense	$6,806,000	2,128
Salaries and employee benefits	$3,917,000	2,110
Premises and equipment expense	$603,000	2,320
Additional noninterest expense	$792,000	2,314
Pre-tax net operating income	$5,663,000	1,548
Securities gains (losses)	$-2,000	3,546
Applicable income taxes	$1,123,000	1,265
Income before extraordinary items	$4,538,000	1,598
Extraordinary gains, net	$0	4
Net income	$4,538,000	1,598
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,538,000	1,598
Net charge-offs	$63,000	1,113
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,539,600	1,630
2022-06-30 (YTD Data)		Rank
Total interest income	$7,890,000	1,773
Total interest expense	$380,000	2,342
Net interest income	$7,510,000	1,742
Provision for loan and lease losses	$500,000	683
Total noninterest income	$668,000	2,480
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$131,000	2,420
Trading account gains and fees	$0	108
Additional Noninterest Income	$537,000	2,317
Total noninterest expense	$4,353,000	2,167
Salaries and employee benefits	$2,584,000	2,132
Premises and equipment expense	$378,000	2,409
Additional noninterest expense	$1,391,000	2,106
Pre-tax net operating income	$3,325,000	1,616
Securities gains (losses)	$-3,000	3,777
Applicable income taxes	$644,000	1,302
Income before extraordinary items	$2,678,000	1,642
Extraordinary gains, net	$0	4
Net income	$2,678,000	1,641
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,678,000	1,642
Net charge-offs	$57,000	913
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,680,430	1,676
2022-03-31 (YTD Data)		Rank
Total interest income	$3,691,000	1,824
Total interest expense	$181,000	2,366
Net interest income	$3,510,000	1,781
Provision for loan and lease losses	$200,000	654
Total noninterest income	$330,000	2,476
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$74,000	2,262
Trading account gains and fees	$0	103
Additional Noninterest Income	$256,000	2,345
Total noninterest expense	$2,100,000	2,209
Salaries and employee benefits	$1,247,000	2,177
Premises and equipment expense	$191,000	2,401
Additional noninterest expense	$662,000	2,155
Pre-tax net operating income	$1,540,000	1,606
Securities gains (losses)	$0	623
Applicable income taxes	$301,000	1,304
Income before extraordinary items	$1,239,000	1,664
Extraordinary gains, net	$0	4
Net income	$1,239,000	1,664
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,239,000	1,664
Net charge-offs	$-2,000	3,266
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,239,000	1,685
2021-12-31 (YTD Data)		Rank
Total interest income	$13,918,000	1,977
Total interest expense	$746,000	2,622
Net interest income	$13,172,000	1,909
Provision for loan and lease losses	$775,000	745
Total noninterest income	$1,435,000	2,593
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$276,000	2,287
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,159,000	2,480
Total noninterest expense	$7,399,000	2,394
Salaries and employee benefits	$4,437,000	2,334
Premises and equipment expense	$523,000	2,963
Additional noninterest expense	$2,439,000	2,280
Pre-tax net operating income	$6,433,000	1,745
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,261,000	1,449
Income before extraordinary items	$5,172,000	1,855
Extraordinary gains, net	$0	10
Net income	$5,172,000	1,855
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,172,000	1,856
Net charge-offs	$120,000	1,261
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,172,000	1,816
2021-09-30 (YTD Data)		Rank
Total interest income	$10,402,000	2,018
Total interest expense	$569,000	2,688
Net interest income	$9,833,000	1,948
Provision for loan and lease losses	$575,000	732
Total noninterest income	$1,125,000	2,582
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$210,000	2,269
Trading account gains and fees	$0	132
Additional Noninterest Income	$915,000	2,483
Total noninterest expense	$5,388,000	2,456
Salaries and employee benefits	$3,268,000	2,371
Premises and equipment expense	$379,000	3,041
Additional noninterest expense	$1,741,000	2,354
Pre-tax net operating income	$4,995,000	1,763
Securities gains (losses)	$0	2,015
Applicable income taxes	$979,000	1,472
Income before extraordinary items	$4,016,000	1,873
Extraordinary gains, net	$0	8
Net income	$4,016,000	1,872
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,016,000	1,873
Net charge-offs	$91,000	1,115
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,016,000	1,843
2021-06-30 (YTD Data)		Rank
Total interest income	$6,652,000	2,067
Total interest expense	$382,000	2,747
Net interest income	$6,270,000	1,985
Provision for loan and lease losses	$375,000	759
Total noninterest income	$795,000	2,482
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$139,000	2,233
Trading account gains and fees	$0	133
Additional Noninterest Income	$656,000	2,372
Total noninterest expense	$3,533,000	2,476
Salaries and employee benefits	$2,154,000	2,390
Premises and equipment expense	$256,000	3,006
Additional noninterest expense	$1,123,000	2,388
Pre-tax net operating income	$3,157,000	1,813
Securities gains (losses)	$0	1,818
Applicable income taxes	$619,000	1,505
Income before extraordinary items	$2,538,000	1,920
Extraordinary gains, net	$0	6
Net income	$2,538,000	1,919
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,538,000	1,920
Net charge-offs	$90,000	953
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,538,000	1,885
2021-03-31 (YTD Data)		Rank
Total interest income	$3,299,000	2,075
Total interest expense	$189,000	2,831
Net interest income	$3,110,000	1,975
Provision for loan and lease losses	$200,000	806
Total noninterest income	$288,000	2,844
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$72,000	2,179
Trading account gains and fees	$0	127
Additional Noninterest Income	$216,000	2,767
Total noninterest expense	$1,724,000	2,496
Salaries and employee benefits	$1,072,000	2,383
Premises and equipment expense	$127,000	3,040
Additional noninterest expense	$525,000	2,452
Pre-tax net operating income	$1,474,000	1,899
Securities gains (losses)	$0	1,392
Applicable income taxes	$287,000	1,538
Income before extraordinary items	$1,187,000	2,004
Extraordinary gains, net	$0	3
Net income	$1,187,000	2,004
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,187,000	2,004
Net charge-offs	$49,000	834
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,187,000	1,974
2020-12-31 (YTD Data)		Rank
Total interest income	$12,375,000	2,184
Total interest expense	$1,035,000	2,869
Net interest income	$11,340,000	2,041
Provision for loan and lease losses	$950,000	1,651
Total noninterest income	$1,079,000	2,782
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$304,000	2,218
Trading account gains and fees	$0	133
Additional Noninterest Income	$775,000	2,711
Total noninterest expense	$6,449,000	2,590
Salaries and employee benefits	$3,895,000	2,526
Premises and equipment expense	$496,000	3,071
Additional noninterest expense	$2,058,000	2,492
Pre-tax net operating income	$5,020,000	1,779
Securities gains (losses)	$268,000	886
Applicable income taxes	$1,017,000	1,415
Income before extraordinary items	$4,271,000	1,825
Extraordinary gains, net	$0	4
Net income	$4,271,000	1,824
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,271,000	1,825
Net charge-offs	$253,000	1,401
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,053,920	1,855
2020-09-30 (YTD Data)		Rank
Total interest income	$9,119,000	2,230
Total interest expense	$844,000	2,852
Net interest income	$8,275,000	2,083
Provision for loan and lease losses	$700,000	1,666
Total noninterest income	$807,000	2,764
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$239,000	2,158
Trading account gains and fees	$0	125
Additional Noninterest Income	$568,000	2,714
Total noninterest expense	$4,806,000	2,573
Salaries and employee benefits	$2,885,000	2,522
Premises and equipment expense	$372,000	3,083
Additional noninterest expense	$1,549,000	2,452
Pre-tax net operating income	$3,576,000	1,826
Securities gains (losses)	$259,000	773
Applicable income taxes	$732,000	1,418
Income before extraordinary items	$3,103,000	1,861
Extraordinary gains, net	$0	4
Net income	$3,103,000	1,860
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,103,000	1,861
Net charge-offs	$208,000	1,239
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,893,210	1,895
2020-06-30 (YTD Data)		Rank
Total interest income	$6,155,000	2,242
Total interest expense	$570,000	2,947
Net interest income	$5,585,000	2,078
Provision for loan and lease losses	$500,000	1,591
Total noninterest income	$525,000	2,758
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$151,000	2,264
Trading account gains and fees	$0	123
Additional Noninterest Income	$374,000	2,681
Total noninterest expense	$3,191,000	2,582
Salaries and employee benefits	$1,918,000	2,538
Premises and equipment expense	$243,000	3,102
Additional noninterest expense	$1,030,000	2,464
Pre-tax net operating income	$2,419,000	1,747
Securities gains (losses)	$241,000	631
Applicable income taxes	$512,000	1,326
Income before extraordinary items	$2,148,000	1,748
Extraordinary gains, net	$0	4
Net income	$2,148,000	1,749
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,148,000	1,749
Net charge-offs	$57,000	1,660
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,952,790	1,844
2020-03-31 (YTD Data)		Rank
Total interest income	$3,165,000	2,173
Total interest expense	$295,000	3,034
Net interest income	$2,870,000	1,987
Provision for loan and lease losses	$300,000	1,167
Total noninterest income	$265,000	2,665
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$85,000	2,358
Trading account gains and fees	$0	106
Additional Noninterest Income	$180,000	2,560
Total noninterest expense	$1,609,000	2,607
Salaries and employee benefits	$927,000	2,604
Premises and equipment expense	$123,000	3,112
Additional noninterest expense	$559,000	2,355
Pre-tax net operating income	$1,226,000	1,558
Securities gains (losses)	$147,000	482
Applicable income taxes	$266,000	1,174
Income before extraordinary items	$1,107,000	1,539
Extraordinary gains, net	$0	4
Net income	$1,107,000	1,537
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,107,000	1,539
Net charge-offs	$55,000	1,160
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$987,930	1,650
2019-12-31 (YTD Data)		Rank
Total interest income	$10,534,000	2,497
Total interest expense	$1,169,000	3,088
Net interest income	$9,365,000	2,354
Provision for loan and lease losses	$325,000	1,875
Total noninterest income	$1,056,000	2,754
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$368,000	2,317
Trading account gains and fees	$0	135
Additional Noninterest Income	$688,000	2,684
Total noninterest expense	$5,225,000	2,928
Salaries and employee benefits	$3,012,000	2,937
Premises and equipment expense	$394,000	3,507
Additional noninterest expense	$1,819,000	2,727
Pre-tax net operating income	$4,871,000	1,793
Securities gains (losses)	$17,000	1,705
Applicable income taxes	$918,000	1,500
Income before extraordinary items	$3,970,000	1,898
Extraordinary gains, net	$0	11
Net income	$3,970,000	1,900
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,970,000	1,900
Net charge-offs	$88,000	2,288
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,956,230	1,868
2019-09-30 (YTD Data)		Rank
Total interest income	$7,608,000	2,598
Total interest expense	$876,000	3,129
Net interest income	$6,732,000	2,463
Provision for loan and lease losses	$225,000	1,834
Total noninterest income	$800,000	2,747
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$285,000	2,294
Trading account gains and fees	$0	129
Additional Noninterest Income	$515,000	2,712
Total noninterest expense	$3,816,000	2,993
Salaries and employee benefits	$2,211,000	2,979
Premises and equipment expense	$285,000	3,592
Additional noninterest expense	$1,320,000	2,793
Pre-tax net operating income	$3,491,000	1,909
Securities gains (losses)	$17,000	1,491
Applicable income taxes	$654,000	1,585
Income before extraordinary items	$2,854,000	2,008
Extraordinary gains, net	$0	11
Net income	$2,854,000	2,008
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,854,000	2,009
Net charge-offs	$73,000	1,966
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,840,230	1,985
2019-06-30 (YTD Data)		Rank
Total interest income	$4,903,000	2,661
Total interest expense	$540,000	3,206
Net interest income	$4,363,000	2,507
Provision for loan and lease losses	$150,000	1,792
Total noninterest income	$530,000	2,731
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$190,000	2,275
Trading account gains and fees	$0	131
Additional Noninterest Income	$340,000	2,679
Total noninterest expense	$2,514,000	3,043
Salaries and employee benefits	$1,459,000	3,014
Premises and equipment expense	$190,000	3,607
Additional noninterest expense	$865,000	2,841
Pre-tax net operating income	$2,229,000	1,953
Securities gains (losses)	$17,000	1,082
Applicable income taxes	$415,000	1,593
Income before extraordinary items	$1,831,000	2,049
Extraordinary gains, net	$0	11
Net income	$1,831,000	2,047
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,831,000	2,049
Net charge-offs	$41,000	1,972
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,817,060	2,039
2019-03-31 (YTD Data)		Rank
Total interest income	$2,337,000	2,748
Total interest expense	$232,000	3,391
Net interest income	$2,105,000	2,581
Provision for loan and lease losses	$50,000	2,037
Total noninterest income	$263,000	2,684
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$95,000	2,283
Trading account gains and fees	$0	126
Additional Noninterest Income	$168,000	2,621
Total noninterest expense	$1,239,000	3,089
Salaries and employee benefits	$715,000	3,062
Premises and equipment expense	$95,000	3,636
Additional noninterest expense	$429,000	2,855
Pre-tax net operating income	$1,079,000	1,957
Securities gains (losses)	$0	1,087
Applicable income taxes	$195,000	1,610
Income before extraordinary items	$884,000	2,053
Extraordinary gains, net	$0	5
Net income	$884,000	2,052
Minority interest net income	$0	52
Net income of bank and minority interests.	$884,000	2,052
Net charge-offs	$7,000	2,096
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$884,000	2,037
2018-12-31 (YTD Data)		Rank
Total interest income	$8,648,000	2,795
Total interest expense	$623,000	3,610
Net interest income	$8,025,000	2,648
Provision for loan and lease losses	$355,000	1,785
Total noninterest income	$1,011,000	2,852
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$376,000	2,381
Trading account gains and fees	$0	126
Additional Noninterest Income	$635,000	2,777
Total noninterest expense	$4,544,000	3,242
Salaries and employee benefits	$2,613,000	3,206
Premises and equipment expense	$347,000	3,784
Additional noninterest expense	$1,584,000	3,064
Pre-tax net operating income	$4,137,000	2,060
Securities gains (losses)	$0	1,125
Applicable income taxes	$769,000	1,617
Income before extraordinary items	$3,368,000	2,145
Extraordinary gains, net	$0	6
Net income	$3,368,000	2,143
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,368,000	2,144
Net charge-offs	$196,000	1,665
Cash dividends	$302,000	3,351
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,368,000	2,143
2018-09-30 (YTD Data)		Rank
Total interest income	$6,357,000	2,824
Total interest expense	$428,000	3,707
Net interest income	$5,929,000	2,686
Provision for loan and lease losses	$130,000	2,393
Total noninterest income	$713,000	2,949
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$287,000	2,367
Trading account gains and fees	$0	138
Additional Noninterest Income	$426,000	2,953
Total noninterest expense	$3,342,000	3,288
Salaries and employee benefits	$1,916,000	3,240
Premises and equipment expense	$258,000	3,825
Additional noninterest expense	$1,168,000	3,094
Pre-tax net operating income	$3,170,000	2,048
Securities gains (losses)	$0	1,118
Applicable income taxes	$593,000	1,645
Income before extraordinary items	$2,577,000	2,127
Extraordinary gains, net	$0	5
Net income	$2,577,000	2,125
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,577,000	2,126
Net charge-offs	$107,000	1,688
Cash dividends	$302,000	2,820
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,577,000	2,121
2018-06-30 (YTD Data)		Rank
Total interest income	$4,126,000	2,860
Total interest expense	$272,000	3,712
Net interest income	$3,854,000	2,731
Provision for loan and lease losses	$80,000	2,377
Total noninterest income	$464,000	2,981
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$193,000	2,343
Trading account gains and fees	$0	130
Additional Noninterest Income	$271,000	3,027
Total noninterest expense	$2,173,000	3,344
Salaries and employee benefits	$1,244,000	3,309
Premises and equipment expense	$171,000	3,869
Additional noninterest expense	$758,000	3,161
Pre-tax net operating income	$2,065,000	2,059
Securities gains (losses)	$0	961
Applicable income taxes	$400,000	1,612
Income before extraordinary items	$1,665,000	2,152
Extraordinary gains, net	$0	6
Net income	$1,665,000	2,149
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,665,000	2,151
Net charge-offs	$37,000	1,927
Cash dividends	$302,000	2,463
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,665,000	2,143
2018-03-31 (YTD Data)		Rank
Total interest income	$1,994,000	2,936
Total interest expense	$124,000	3,803
Net interest income	$1,870,000	2,802
Provision for loan and lease losses	$40,000	2,256
Total noninterest income	$240,000	2,919
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$106,000	2,235
Trading account gains and fees	$0	123
Additional Noninterest Income	$134,000	2,975
Total noninterest expense	$1,073,000	3,407
Salaries and employee benefits	$617,000	3,360
Premises and equipment expense	$87,000	3,877
Additional noninterest expense	$369,000	3,224
Pre-tax net operating income	$997,000	2,051
Securities gains (losses)	$0	735
Applicable income taxes	$204,000	1,560
Income before extraordinary items	$793,000	2,179
Extraordinary gains, net	$0	7
Net income	$793,000	2,178
Minority interest net income	$0	52
Net income of bank and minority interests.	$793,000	2,179
Net charge-offs	$19,000	1,687
Cash dividends	$302,000	1,574
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$793,000	2,165
2017-12-31 (YTD Data)		Rank
Total interest income	$7,422,000	3,014
Total interest expense	$343,000	4,224
Net interest income	$7,079,000	2,867
Provision for loan and lease losses	$350,000	1,810
Total noninterest income	$915,000	3,074
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$455,000	2,191
Trading account gains and fees	$0	151
Additional Noninterest Income	$460,000	3,258
Total noninterest expense	$5,789,000	2,833
Salaries and employee benefits	$4,038,000	2,456
Premises and equipment expense	$328,000	4,024
Additional noninterest expense	$1,423,000	3,338
Pre-tax net operating income	$1,855,000	3,223
Securities gains (losses)	$30,000	1,140
Applicable income taxes	$467,000	2,466
Income before extraordinary items	$1,418,000	3,222
Extraordinary gains, net	$0	9
Net income	$1,418,000	3,220
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,418,000	3,222
Net charge-offs	$304,000	1,470
Cash dividends	$1,429,000	1,765
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,395,500	3,217
2017-09-30 (YTD Data)		Rank
Total interest income	$5,450,000	3,073
Total interest expense	$251,000	4,282
Net interest income	$5,199,000	2,927
Provision for loan and lease losses	$250,000	1,804
Total noninterest income	$673,000	3,121
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$340,000	2,204
Trading account gains and fees	$0	145
Additional Noninterest Income	$333,000	3,335
Total noninterest expense	$4,695,000	2,714
Salaries and employee benefits	$3,446,000	2,242
Premises and equipment expense	$247,000	4,055
Additional noninterest expense	$1,002,000	3,458
Pre-tax net operating income	$927,000	3,880
Securities gains (losses)	$30,000	1,110
Applicable income taxes	$195,000	2,781
Income before extraordinary items	$762,000	3,910
Extraordinary gains, net	$0	9
Net income	$762,000	3,909
Minority interest net income	$0	71
Net income of bank and minority interests.	$762,000	3,910
Net charge-offs	$248,000	1,244
Cash dividends	$1,429,000	1,354
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$738,000	3,933
2017-06-30 (YTD Data)		Rank
Total interest income	$3,567,000	3,106
Total interest expense	$172,000	4,220
Net interest income	$3,395,000	2,955
Provision for loan and lease losses	$110,000	2,170
Total noninterest income	$446,000	3,152
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$226,000	2,193
Trading account gains and fees	$0	139
Additional Noninterest Income	$220,000	3,348
Total noninterest expense	$2,125,000	3,470
Salaries and employee benefits	$1,298,000	3,294
Premises and equipment expense	$167,000	4,042
Additional noninterest expense	$660,000	3,503
Pre-tax net operating income	$1,606,000	2,381
Securities gains (losses)	$30,000	834
Applicable income taxes	$470,000	1,751
Income before extraordinary items	$1,166,000	2,579
Extraordinary gains, net	$0	11
Net income	$1,166,000	2,578
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,166,000	2,579
Net charge-offs	$146,000	1,264
Cash dividends	$436,000	2,166
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,144,700	2,591
2017-03-31 (YTD Data)		Rank
Total interest income	$1,756,000	3,135
Total interest expense	$86,000	4,226
Net interest income	$1,670,000	2,996
Provision for loan and lease losses	$40,000	2,253
Total noninterest income	$230,000	3,094
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$119,000	2,109
Trading account gains and fees	$0	142
Additional Noninterest Income	$111,000	3,327
Total noninterest expense	$1,044,000	3,532
Salaries and employee benefits	$647,000	3,328
Premises and equipment expense	$81,000	4,123
Additional noninterest expense	$316,000	3,602
Pre-tax net operating income	$816,000	2,250
Securities gains (losses)	$0	1,153
Applicable income taxes	$237,000	1,707
Income before extraordinary items	$579,000	2,523
Extraordinary gains, net	$0	8
Net income	$579,000	2,522
Minority interest net income	$0	55
Net income of bank and minority interests.	$579,000	2,523
Net charge-offs	$64,000	1,179
Cash dividends	$25,000	2,751
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$579,000	2,499
2016-12-31 (YTD Data)		Rank
Total interest income	$6,801,000	3,181
Total interest expense	$384,000	4,086
Net interest income	$6,417,000	3,057
Provision for loan and lease losses	$105,000	3,072
Total noninterest income	$977,000	3,076
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$541,000	1,956
Trading account gains and fees	$0	170
Additional Noninterest Income	$436,000	3,442
Total noninterest expense	$4,191,000	3,546
Salaries and employee benefits	$2,603,000	3,331
Premises and equipment expense	$330,000	4,144
Additional noninterest expense	$1,258,000	3,707
Pre-tax net operating income	$3,098,000	2,351
Securities gains (losses)	$82,000	1,492
Applicable income taxes	$928,000	1,726
Income before extraordinary items	$2,252,000	2,588
Extraordinary gains, net	$0	5
Net income	$2,252,000	2,586
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,252,000	2,587
Net charge-offs	$52,000	3,121
Cash dividends	$861,000	2,383
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,193,780	2,570
2016-09-30 (YTD Data)		Rank
Total interest income	$5,022,000	3,223
Total interest expense	$289,000	4,117
Net interest income	$4,733,000	3,095
Provision for loan and lease losses	$55,000	3,255
Total noninterest income	$733,000	3,072
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$415,000	1,924
Trading account gains and fees	$0	169
Additional Noninterest Income	$318,000	3,495
Total noninterest expense	$3,157,000	3,549
Salaries and employee benefits	$1,984,000	3,284
Premises and equipment expense	$248,000	4,155
Additional noninterest expense	$925,000	3,783
Pre-tax net operating income	$2,254,000	2,426
Securities gains (losses)	$82,000	1,406
Applicable income taxes	$682,000	1,784
Income before extraordinary items	$1,654,000	2,653
Extraordinary gains, net	$0	5
Net income	$1,654,000	2,653
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,654,000	2,653
Net charge-offs	$30,000	2,910
Cash dividends	$361,000	2,710
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,595,780	2,662
2016-06-30 (YTD Data)		Rank
Total interest income	$3,314,000	3,252
Total interest expense	$191,000	4,161
Net interest income	$3,123,000	3,132
Provision for loan and lease losses	$55,000	2,867
Total noninterest income	$504,000	3,023
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$287,000	1,851
Trading account gains and fees	$0	157
Additional Noninterest Income	$217,000	3,485
Total noninterest expense	$2,116,000	3,564
Salaries and employee benefits	$1,330,000	3,291
Premises and equipment expense	$164,000	4,193
Additional noninterest expense	$622,000	3,789
Pre-tax net operating income	$1,456,000	2,453
Securities gains (losses)	$30,000	1,748
Applicable income taxes	$432,000	1,811
Income before extraordinary items	$1,054,000	2,714
Extraordinary gains, net	$0	16
Net income	$1,054,000	2,712
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,054,000	2,713
Net charge-offs	$18,000	2,837
Cash dividends	$361,000	2,319
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,032,700	2,679
2016-03-31 (YTD Data)		Rank
Total interest income	$1,641,000	3,283
Total interest expense	$95,000	4,198
Net interest income	$1,546,000	3,162
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$251,000	3,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$135,000	1,932
Trading account gains and fees	$0	142
Additional Noninterest Income	$116,000	3,331
Total noninterest expense	$1,065,000	3,572
Salaries and employee benefits	$668,000	3,308
Premises and equipment expense	$82,000	4,242
Additional noninterest expense	$315,000	3,756
Pre-tax net operating income	$702,000	2,479
Securities gains (losses)	$4,000	1,767
Applicable income taxes	$204,000	1,821
Income before extraordinary items	$502,000	2,748
Extraordinary gains, net	$0	12
Net income	$502,000	2,747
Minority interest net income	$0	62
Net income of bank and minority interests.	$502,000	2,748
Net charge-offs	$10,000	2,329
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$499,160	2,703
2015-12-31 (YTD Data)		Rank
Total interest income	$6,442,000	3,300
Total interest expense	$386,000	4,214
Net interest income	$6,056,000	3,176
Provision for loan and lease losses	$110,000	2,968
Total noninterest income	$889,000	3,279
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$487,000	2,179
Trading account gains and fees	$0	159
Additional Noninterest Income	$402,000	3,582
Total noninterest expense	$4,204,000	3,609
Salaries and employee benefits	$2,559,000	3,361
Premises and equipment expense	$329,000	4,290
Additional noninterest expense	$1,316,000	3,708
Pre-tax net operating income	$2,631,000	2,542
Securities gains (losses)	$58,000	1,540
Applicable income taxes	$778,000	1,832
Income before extraordinary items	$1,911,000	2,815
Extraordinary gains, net	$0	23
Net income	$1,911,000	2,817
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,911,000	2,818
Net charge-offs	$141,000	2,321
Cash dividends	$565,000	2,802
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,869,820	2,803
2015-09-30 (YTD Data)		Rank
Total interest income	$4,777,000	3,355
Total interest expense	$290,000	4,269
Net interest income	$4,487,000	3,223
Provision for loan and lease losses	$60,000	3,107
Total noninterest income	$643,000	3,352
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$347,000	2,280
Trading account gains and fees	$0	153
Additional Noninterest Income	$296,000	3,624
Total noninterest expense	$3,159,000	3,622
Salaries and employee benefits	$1,920,000	3,363
Premises and equipment expense	$237,000	4,420
Additional noninterest expense	$1,002,000	3,681
Pre-tax net operating income	$1,911,000	2,647
Securities gains (losses)	$58,000	1,371
Applicable income taxes	$568,000	1,899
Income before extraordinary items	$1,401,000	2,893
Extraordinary gains, net	$0	21
Net income	$1,401,000	2,892
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,401,000	2,894
Net charge-offs	$99,000	2,176
Cash dividends	$267,000	2,915
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,359,820	2,903
2015-06-30 (YTD Data)		Rank
Total interest income	$3,140,000	3,393
Total interest expense	$192,000	4,327
Net interest income	$2,948,000	3,260
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$428,000	3,353
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$219,000	2,351
Trading account gains and fees	$0	157
Additional Noninterest Income	$209,000	3,571
Total noninterest expense	$2,099,000	3,657
Salaries and employee benefits	$1,282,000	3,390
Premises and equipment expense	$158,000	4,441
Additional noninterest expense	$659,000	3,747
Pre-tax net operating income	$1,247,000	2,667
Securities gains (losses)	$47,000	1,267
Applicable income taxes	$371,000	1,918
Income before extraordinary items	$923,000	2,896
Extraordinary gains, net	$0	22
Net income	$923,000	2,896
Minority interest net income	$0	75
Net income of bank and minority interests.	$923,000	2,898
Net charge-offs	$75,000	1,983
Cash dividends	$267,000	2,529
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$889,630	2,907
2015-03-31 (YTD Data)		Rank
Total interest income	$1,554,000	3,412
Total interest expense	$96,000	4,372
Net interest income	$1,458,000	3,289
Provision for loan and lease losses	$0	3,703
Total noninterest income	$224,000	3,222
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$113,000	2,273
Trading account gains and fees	$0	152
Additional Noninterest Income	$111,000	3,441
Total noninterest expense	$1,033,000	3,725
Salaries and employee benefits	$643,000	3,417
Premises and equipment expense	$81,000	4,451
Additional noninterest expense	$309,000	3,896
Pre-tax net operating income	$649,000	2,557
Securities gains (losses)	$0	2,027
Applicable income taxes	$177,000	1,944
Income before extraordinary items	$472,000	2,833
Extraordinary gains, net	$0	13
Net income	$472,000	2,836
Minority interest net income	$0	64
Net income of bank and minority interests.	$472,000	2,836
Net charge-offs	$27,000	1,951
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$472,000	2,759
2014-12-31 (YTD Data)		Rank
Total interest income	$6,179,000	3,463
Total interest expense	$387,000	4,526
Net interest income	$5,792,000	3,331
Provision for loan and lease losses	$105,000	3,141
Total noninterest income	$902,000	3,273
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$473,000	2,360
Trading account gains and fees	$0	180
Additional Noninterest Income	$429,000	3,495
Total noninterest expense	$3,996,000	3,837
Salaries and employee benefits	$2,432,000	3,533
Premises and equipment expense	$330,000	4,498
Additional noninterest expense	$1,234,000	4,001
Pre-tax net operating income	$2,593,000	2,511
Securities gains (losses)	$0	3,259
Applicable income taxes	$747,000	1,827
Income before extraordinary items	$1,846,000	2,857
Extraordinary gains, net	$0	17
Net income	$1,846,000	2,856
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,846,000	2,857
Net charge-offs	$15,000	4,432
Cash dividends	$547,000	2,757
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,846,000	2,813
2014-09-30 (YTD Data)		Rank
Total interest income	$4,623,000	3,496
Total interest expense	$291,000	4,587
Net interest income	$4,332,000	3,366
Provision for loan and lease losses	$80,000	3,050
Total noninterest income	$675,000	3,310
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$359,000	2,366
Trading account gains and fees	$0	174
Additional Noninterest Income	$316,000	3,557
Total noninterest expense	$2,993,000	3,859
Salaries and employee benefits	$1,812,000	3,558
Premises and equipment expense	$245,000	4,560
Additional noninterest expense	$936,000	3,986
Pre-tax net operating income	$1,934,000	2,566
Securities gains (losses)	$0	2,980
Applicable income taxes	$555,000	1,891
Income before extraordinary items	$1,379,000	2,901
Extraordinary gains, net	$0	15
Net income	$1,379,000	2,902
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,379,000	2,902
Net charge-offs	$6,000	4,332
Cash dividends	$274,000	2,836
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,379,000	2,837
2014-06-30 (YTD Data)		Rank
Total interest income	$3,060,000	3,514
Total interest expense	$193,000	4,652
Net interest income	$2,867,000	3,373
Provision for loan and lease losses	$55,000	2,941
Total noninterest income	$446,000	3,312
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$246,000	2,296
Trading account gains and fees	$0	172
Additional Noninterest Income	$200,000	3,632
Total noninterest expense	$1,974,000	3,900
Salaries and employee benefits	$1,209,000	3,588
Premises and equipment expense	$162,000	4,626
Additional noninterest expense	$603,000	4,089
Pre-tax net operating income	$1,284,000	2,520
Securities gains (losses)	$0	2,580
Applicable income taxes	$368,000	1,858
Income before extraordinary items	$916,000	2,819
Extraordinary gains, net	$0	20
Net income	$916,000	2,823
Minority interest net income	$0	80
Net income of bank and minority interests.	$916,000	2,823
Net charge-offs	$1,000	4,238
Cash dividends	$274,000	2,448
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$916,000	2,770
2014-03-31 (YTD Data)		Rank
Total interest income	$1,521,000	3,549
Total interest expense	$98,000	4,675
Net interest income	$1,423,000	3,395
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$235,000	3,165
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$133,000	2,134
Trading account gains and fees	$0	147
Additional Noninterest Income	$102,000	3,539
Total noninterest expense	$989,000	3,929
Salaries and employee benefits	$608,000	3,609
Premises and equipment expense	$84,000	4,608
Additional noninterest expense	$297,000	4,122
Pre-tax net operating income	$639,000	2,469
Securities gains (losses)	$0	1,715
Applicable income taxes	$184,000	1,811
Income before extraordinary items	$455,000	2,756
Extraordinary gains, net	$0	16
Net income	$455,000	2,759
Minority interest net income	$0	66
Net income of bank and minority interests.	$455,000	2,759
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$455,000	2,711
2013-12-31 (YTD Data)		Rank
Total interest income	$6,027,000	3,613
Total interest expense	$380,000	5,008
Net interest income	$5,647,000	3,405
Provision for loan and lease losses	$170,000	3,152
Total noninterest income	$890,000	3,427
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$534,000	2,269
Trading account gains and fees	$0	184
Additional Noninterest Income	$356,000	3,845
Total noninterest expense	$3,937,000	3,960
Salaries and employee benefits	$2,239,000	3,824
Premises and equipment expense	$320,000	4,705
Additional noninterest expense	$1,378,000	3,859
Pre-tax net operating income	$2,430,000	2,516
Securities gains (losses)	$100,000	1,318
Applicable income taxes	$724,000	1,779
Income before extraordinary items	$1,806,000	2,801
Extraordinary gains, net	$0	29
Net income	$1,806,000	2,803
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,806,000	2,804
Net charge-offs	$160,000	3,270
Cash dividends	$461,000	2,852
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,735,000	2,814
2013-09-30 (YTD Data)		Rank
Total interest income	$4,492,000	3,662
Total interest expense	$285,000	5,108
Net interest income	$4,207,000	3,443
Provision for loan and lease losses	$120,000	3,182
Total noninterest income	$645,000	3,551
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$386,000	2,332
Trading account gains and fees	$0	180
Additional Noninterest Income	$259,000	3,970
Total noninterest expense	$2,940,000	3,982
Salaries and employee benefits	$1,678,000	3,817
Premises and equipment expense	$240,000	4,740
Additional noninterest expense	$1,022,000	3,896
Pre-tax net operating income	$1,792,000	2,628
Securities gains (losses)	$46,000	1,724
Applicable income taxes	$526,000	1,867
Income before extraordinary items	$1,312,000	2,902
Extraordinary gains, net	$0	25
Net income	$1,312,000	2,906
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,312,000	2,906
Net charge-offs	$148,000	2,881
Cash dividends	$218,000	2,876
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,279,340	2,878
2013-06-30 (YTD Data)		Rank
Total interest income	$2,990,000	3,670
Total interest expense	$192,000	5,144
Net interest income	$2,798,000	3,454
Provision for loan and lease losses	$120,000	2,706
Total noninterest income	$429,000	3,591
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$258,000	2,306
Trading account gains and fees	$0	157
Additional Noninterest Income	$171,000	4,025
Total noninterest expense	$1,977,000	3,988
Salaries and employee benefits	$1,114,000	3,855
Premises and equipment expense	$157,000	4,786
Additional noninterest expense	$706,000	3,807
Pre-tax net operating income	$1,130,000	2,681
Securities gains (losses)	$46,000	1,573
Applicable income taxes	$370,000	1,819
Income before extraordinary items	$806,000	3,048
Extraordinary gains, net	$0	22
Net income	$806,000	3,050
Minority interest net income	$0	82
Net income of bank and minority interests.	$806,000	3,051
Net charge-offs	$116,000	2,609
Cash dividends	$218,000	2,501
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$774,260	3,041
2013-03-31 (YTD Data)		Rank
Total interest income	$1,495,000	3,694
Total interest expense	$95,000	5,228
Net interest income	$1,400,000	3,462
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$212,000	3,554
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$131,000	2,264
Trading account gains and fees	$0	148
Additional Noninterest Income	$81,000	4,075
Total noninterest expense	$957,000	4,105
Salaries and employee benefits	$558,000	3,885
Premises and equipment expense	$79,000	4,814
Additional noninterest expense	$320,000	4,076
Pre-tax net operating income	$595,000	2,562
Securities gains (losses)	$13,000	1,412
Applicable income taxes	$169,000	1,878
Income before extraordinary items	$439,000	2,850
Extraordinary gains, net	$0	10
Net income	$439,000	2,852
Minority interest net income	$0	76
Net income of bank and minority interests.	$439,000	2,852
Net charge-offs	$79,000	2,076
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$429,640	2,808
2012-12-31 (YTD Data)		Rank
Total interest income	$5,957,000	3,858
Total interest expense	$417,000	5,466
Net interest income	$5,540,000	3,562
Provision for loan and lease losses	$240,000	3,678
Total noninterest income	$799,000	3,647
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$466,000	2,632
Trading account gains and fees	$0	166
Additional Noninterest Income	$333,000	3,901
Total noninterest expense	$3,808,000	4,171
Salaries and employee benefits	$2,179,000	3,920
Premises and equipment expense	$321,000	4,817
Additional noninterest expense	$1,308,000	4,141
Pre-tax net operating income	$2,291,000	2,567
Securities gains (losses)	$26,000	3,070
Applicable income taxes	$649,000	1,911
Income before extraordinary items	$1,668,000	2,918
Extraordinary gains, net	$0	29
Net income	$1,668,000	2,920
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,668,000	2,920
Net charge-offs	$69,000	4,709
Cash dividends	$619,000	2,520
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,649,280	2,816
2012-09-30 (YTD Data)		Rank
Total interest income	$4,435,000	3,939
Total interest expense	$319,000	5,553
Net interest income	$4,116,000	3,645
Provision for loan and lease losses	$180,000	3,637
Total noninterest income	$596,000	3,694
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$346,000	2,668
Trading account gains and fees	$0	157
Additional Noninterest Income	$250,000	3,943
Total noninterest expense	$2,858,000	4,181
Salaries and employee benefits	$1,653,000	3,895
Premises and equipment expense	$237,000	4,916
Additional noninterest expense	$968,000	4,189
Pre-tax net operating income	$1,674,000	2,680
Securities gains (losses)	$26,000	2,770
Applicable income taxes	$472,000	2,006
Income before extraordinary items	$1,228,000	3,016
Extraordinary gains, net	$0	20
Net income	$1,228,000	3,016
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,228,000	3,015
Net charge-offs	$63,000	4,363
Cash dividends	$197,000	2,936
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,209,280	2,911
2012-06-30 (YTD Data)		Rank
Total interest income	$2,939,000	3,985
Total interest expense	$216,000	5,628
Net interest income	$2,723,000	3,677
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$396,000	3,679
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$227,000	2,696
Trading account gains and fees	$0	153
Additional Noninterest Income	$169,000	3,897
Total noninterest expense	$1,921,000	4,174
Salaries and employee benefits	$1,111,000	3,896
Premises and equipment expense	$158,000	4,931
Additional noninterest expense	$652,000	4,193
Pre-tax net operating income	$1,078,000	2,704
Securities gains (losses)	$22,000	2,453
Applicable income taxes	$304,000	2,038
Income before extraordinary items	$796,000	3,052
Extraordinary gains, net	$0	19
Net income	$796,000	3,052
Minority interest net income	$0	84
Net income of bank and minority interests.	$796,000	3,052
Net charge-offs	$32,000	4,361
Cash dividends	$197,000	2,567
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$780,160	2,936
2012-03-31 (YTD Data)		Rank
Total interest income	$1,460,000	4,038
Total interest expense	$110,000	5,710
Net interest income	$1,350,000	3,715
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$196,000	3,694
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$118,000	2,578
Trading account gains and fees	$0	148
Additional Noninterest Income	$78,000	4,052
Total noninterest expense	$968,000	4,185
Salaries and employee benefits	$559,000	3,901
Premises and equipment expense	$82,000	4,875
Additional noninterest expense	$327,000	4,170
Pre-tax net operating income	$518,000	2,806
Securities gains (losses)	$12,000	1,741
Applicable income taxes	$144,000	2,092
Income before extraordinary items	$386,000	3,143
Extraordinary gains, net	$0	19
Net income	$386,000	3,147
Minority interest net income	$0	78
Net income of bank and minority interests.	$386,000	3,147
Net charge-offs	$11,000	3,996
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$377,240	3,030
2011-12-31 (YTD Data)		Rank
Total interest income	$5,362,000	4,374
Total interest expense	$503,000	5,837
Net interest income	$4,859,000	3,981
Provision for loan and lease losses	$250,000	4,345
Total noninterest income	$768,000	3,598
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$436,000	2,859
Trading account gains and fees	$0	146
Additional Noninterest Income	$332,000	3,713
Total noninterest expense	$3,731,000	4,314
Salaries and employee benefits	$2,140,000	3,985
Premises and equipment expense	$333,000	5,004
Additional noninterest expense	$1,258,000	4,325
Pre-tax net operating income	$1,646,000	2,879
Securities gains (losses)	$39,000	2,739
Applicable income taxes	$437,000	2,163
Income before extraordinary items	$1,248,000	3,135
Extraordinary gains, net	$0	29
Net income	$1,248,000	3,138
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,248,000	3,138
Net charge-offs	$60,000	5,376
Cash dividends	$324,000	2,939
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,219,140	3,083
2011-09-30 (YTD Data)		Rank
Total interest income	$3,968,000	4,460
Total interest expense	$393,000	5,875
Net interest income	$3,575,000	4,046
Provision for loan and lease losses	$170,000	4,363
Total noninterest income	$583,000	3,586
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$330,000	2,841
Trading account gains and fees	$0	145
Additional Noninterest Income	$253,000	3,715
Total noninterest expense	$2,818,000	4,302
Salaries and employee benefits	$1,614,000	3,967
Premises and equipment expense	$253,000	5,021
Additional noninterest expense	$951,000	4,291
Pre-tax net operating income	$1,170,000	3,044
Securities gains (losses)	$39,000	2,483
Applicable income taxes	$311,000	2,229
Income before extraordinary items	$898,000	3,281
Extraordinary gains, net	$0	21
Net income	$898,000	3,283
Minority interest net income	$0	87
Net income of bank and minority interests.	$898,000	3,282
Net charge-offs	$12,000	5,733
Cash dividends	$134,000	2,976
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$869,140	3,232
2011-06-30 (YTD Data)		Rank
Total interest income	$2,581,000	4,576
Total interest expense	$270,000	5,940
Net interest income	$2,311,000	4,166
Provision for loan and lease losses	$110,000	4,297
Total noninterest income	$382,000	3,655
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$227,000	2,767
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	3,890
Total noninterest expense	$1,887,000	4,323
Salaries and employee benefits	$1,081,000	3,991
Premises and equipment expense	$170,000	5,045
Additional noninterest expense	$636,000	4,369
Pre-tax net operating income	$696,000	3,198
Securities gains (losses)	$23,000	2,027
Applicable income taxes	$178,000	2,346
Income before extraordinary items	$541,000	3,420
Extraordinary gains, net	$0	15
Net income	$541,000	3,421
Minority interest net income	$0	89
Net income of bank and minority interests.	$541,000	3,421
Net charge-offs	$1,000	5,777
Cash dividends	$134,000	2,605
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$523,750	3,387
2011-03-31 (YTD Data)		Rank
Total interest income	$1,251,000	4,677
Total interest expense	$134,000	6,047
Net interest income	$1,117,000	4,256
Provision for loan and lease losses	$50,000	4,153
Total noninterest income	$188,000	3,709
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$108,000	2,820
Trading account gains and fees	$0	158
Additional Noninterest Income	$80,000	3,908
Total noninterest expense	$964,000	4,282
Salaries and employee benefits	$543,000	4,007
Premises and equipment expense	$89,000	4,984
Additional noninterest expense	$332,000	4,241
Pre-tax net operating income	$291,000	3,584
Securities gains (losses)	$0	1,772
Applicable income taxes	$66,000	2,610
Income before extraordinary items	$225,000	3,771
Extraordinary gains, net	$0	9
Net income	$225,000	3,771
Minority interest net income	$0	86
Net income of bank and minority interests.	$225,000	3,771
Net charge-offs	$-1,000	6,209
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$225,000	3,713
2010-12-31 (YTD Data)		Rank
Total interest income	$4,874,000	4,888
Total interest expense	$538,000	6,421
Net interest income	$4,336,000	4,342
Provision for loan and lease losses	$280,000	4,946
Total noninterest income	$808,000	3,633
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$541,000	2,495
Trading account gains and fees	$0	175
Additional Noninterest Income	$267,000	4,142
Total noninterest expense	$3,475,000	4,616
Salaries and employee benefits	$1,947,000	4,315
Premises and equipment expense	$348,000	5,073
Additional noninterest expense	$1,180,000	4,656
Pre-tax net operating income	$1,389,000	2,844
Securities gains (losses)	$180,000	1,685
Applicable income taxes	$428,000	2,038
Income before extraordinary items	$1,141,000	3,001
Extraordinary gains, net	$0	29
Net income	$1,141,000	2,998
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,141,000	3,001
Net charge-offs	$210,000	4,721
Cash dividends	$297,000	2,940
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,009,600	3,079
2010-09-30 (YTD Data)		Rank
Total interest income	$3,624,000	4,999
Total interest expense	$397,000	6,577
Net interest income	$3,227,000	4,416
Provision for loan and lease losses	$190,000	4,943
Total noninterest income	$591,000	3,720
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$414,000	2,515
Trading account gains and fees	$0	165
Additional Noninterest Income	$177,000	4,386
Total noninterest expense	$2,620,000	4,618
Salaries and employee benefits	$1,463,000	4,340
Premises and equipment expense	$265,000	5,110
Additional noninterest expense	$892,000	4,631
Pre-tax net operating income	$1,008,000	3,081
Securities gains (losses)	$180,000	1,458
Applicable income taxes	$316,000	2,096
Income before extraordinary items	$872,000	3,140
Extraordinary gains, net	$0	23
Net income	$872,000	3,138
Minority interest net income	$0	110
Net income of bank and minority interests.	$872,000	3,140
Net charge-offs	$105,000	4,853
Cash dividends	$130,000	3,038
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$740,600	3,279
2010-06-30 (YTD Data)		Rank
Total interest income	$2,396,000	5,069
Total interest expense	$257,000	6,713
Net interest income	$2,139,000	4,441
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$393,000	3,675
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$282,000	2,480
Trading account gains and fees	$0	152
Additional Noninterest Income	$111,000	4,471
Total noninterest expense	$1,743,000	4,636
Salaries and employee benefits	$977,000	4,355
Premises and equipment expense	$175,000	5,174
Additional noninterest expense	$591,000	4,625
Pre-tax net operating income	$669,000	3,110
Securities gains (losses)	$62,000	1,755
Applicable income taxes	$190,000	2,178
Income before extraordinary items	$541,000	3,272
Extraordinary gains, net	$0	19
Net income	$541,000	3,268
Minority interest net income	$0	105
Net income of bank and minority interests.	$541,000	3,271
Net charge-offs	$75,000	4,534
Cash dividends	$130,000	2,646
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$495,120	3,312
2010-03-31 (YTD Data)		Rank
Total interest income	$1,193,000	5,151
Total interest expense	$122,000	6,902
Net interest income	$1,071,000	4,466
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$202,000	3,620
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$138,000	2,500
Trading account gains and fees	$0	175
Additional Noninterest Income	$64,000	4,285
Total noninterest expense	$867,000	4,695
Salaries and employee benefits	$490,000	4,411
Premises and equipment expense	$88,000	5,241
Additional noninterest expense	$289,000	4,699
Pre-tax net operating income	$346,000	3,098
Securities gains (losses)	$0	2,284
Applicable income taxes	$87,000	2,254
Income before extraordinary items	$259,000	3,418
Extraordinary gains, net	$0	16
Net income	$259,000	3,416
Minority interest net income	$0	91
Net income of bank and minority interests.	$259,000	3,418
Net charge-offs	$33,000	4,071
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$259,000	3,300
2009-12-31 (YTD Data)		Rank
Total interest income	$4,709,000	5,308
Total interest expense	$606,000	6,900
Net interest income	$4,103,000	4,500
Provision for loan and lease losses	$320,000	5,175
Total noninterest income	$860,000	3,620
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$625,000	2,472
Trading account gains and fees	$0	211
Additional Noninterest Income	$235,000	4,377
Total noninterest expense	$3,319,000	4,883
Salaries and employee benefits	$1,855,000	4,596
Premises and equipment expense	$334,000	5,417
Additional noninterest expense	$1,130,000	4,894
Pre-tax net operating income	$1,324,000	2,547
Securities gains (losses)	$86,000	2,267
Applicable income taxes	$391,000	1,784
Income before extraordinary items	$1,019,000	2,734
Extraordinary gains, net	$0	34
Net income	$1,019,000	2,733
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,019,000	2,734
Net charge-offs	$79,000	5,896
Cash dividends	$260,000	3,374
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$957,080	2,782
2009-09-30 (YTD Data)		Rank
Total interest income	$3,533,000	5,367
Total interest expense	$478,000	6,955
Net interest income	$3,055,000	4,533
Provision for loan and lease losses	$190,000	5,217
Total noninterest income	$642,000	3,719
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$464,000	2,504
Trading account gains and fees	$0	212
Additional Noninterest Income	$178,000	4,474
Total noninterest expense	$2,481,000	4,908
Salaries and employee benefits	$1,381,000	4,632
Premises and equipment expense	$249,000	5,478
Additional noninterest expense	$851,000	4,885
Pre-tax net operating income	$1,026,000	2,694
Securities gains (losses)	$86,000	1,944
Applicable income taxes	$317,000	1,880
Income before extraordinary items	$795,000	2,871
Extraordinary gains, net	$0	27
Net income	$795,000	2,867
Minority interest net income	$0	118
Net income of bank and minority interests.	$795,000	2,871
Net charge-offs	$60,000	5,538
Cash dividends	$132,000	3,420
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$733,940	2,946
2009-06-30 (YTD Data)		Rank
Total interest income	$2,369,000	5,395
Total interest expense	$340,000	6,966
Net interest income	$2,029,000	4,533
Provision for loan and lease losses	$90,000	5,421
Total noninterest income	$408,000	3,801
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$289,000	2,592
Trading account gains and fees	$0	193
Additional Noninterest Income	$119,000	4,499
Total noninterest expense	$1,654,000	4,949
Salaries and employee benefits	$917,000	4,691
Premises and equipment expense	$152,000	5,719
Additional noninterest expense	$585,000	4,799
Pre-tax net operating income	$693,000	2,790
Securities gains (losses)	$0	3,136
Applicable income taxes	$199,000	1,959
Income before extraordinary items	$494,000	3,112
Extraordinary gains, net	$0	21
Net income	$494,000	3,109
Minority interest net income	$0	112
Net income of bank and minority interests.	$494,000	3,111
Net charge-offs	$20,000	5,615
Cash dividends	$132,000	3,063
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$494,000	3,014
2009-03-31 (YTD Data)		Rank
Total interest income	$1,198,000	5,405
Total interest expense	$183,000	6,948
Net interest income	$1,015,000	4,536
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$189,000	3,928
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$128,000	2,756
Trading account gains and fees	$0	171
Additional Noninterest Income	$61,000	4,486
Total noninterest expense	$799,000	4,954
Salaries and employee benefits	$456,000	4,761
Premises and equipment expense	$74,000	5,827
Additional noninterest expense	$269,000	4,742
Pre-tax net operating income	$375,000	2,929
Securities gains (losses)	$0	2,434
Applicable income taxes	$111,000	2,071
Income before extraordinary items	$264,000	3,347
Extraordinary gains, net	$0	15
Net income	$264,000	3,347
Minority interest net income	$0	102
Net income of bank and minority interests.	$264,000	3,348
Net charge-offs	$14,000	4,567
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$264,000	3,201
2008-12-31 (YTD Data)		Rank
Total interest income	$4,963,000	5,476
Total interest expense	$1,160,000	6,505
Net interest income	$3,803,000	4,730
Provision for loan and lease losses	$145,000	5,608
Total noninterest income	$781,000	3,924
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$575,000	2,729
Trading account gains and fees	$0	154
Additional Noninterest Income	$206,000	4,777
Total noninterest expense	$3,179,000	4,929
Salaries and employee benefits	$1,821,000	4,749
Premises and equipment expense	$325,000	5,600
Additional noninterest expense	$1,033,000	4,730
Pre-tax net operating income	$1,260,000	3,326
Securities gains (losses)	$0	3,220
Applicable income taxes	$377,000	2,142
Income before extraordinary items	$883,000	3,523
Extraordinary gains, net	$0	39
Net income	$883,000	3,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	4,260
Cash dividends	$213,000	4,439
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$883,000	3,669
2008-09-30 (YTD Data)		Rank
Total interest income	$3,733,000	5,546
Total interest expense	$925,000	6,503
Net interest income	$2,808,000	4,814
Provision for loan and lease losses	$105,000	5,094
Total noninterest income	$583,000	4,020
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$419,000	2,803
Trading account gains and fees	$0	148
Additional Noninterest Income	$164,000	4,802
Total noninterest expense	$2,352,000	4,961
Salaries and employee benefits	$1,369,000	4,760
Premises and equipment expense	$232,000	5,740
Additional noninterest expense	$751,000	4,743
Pre-tax net operating income	$934,000	3,814
Securities gains (losses)	$0	3,106
Applicable income taxes	$282,000	2,534
Income before extraordinary items	$652,000	3,964
Extraordinary gains, net	$0	31
Net income	$652,000	3,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	3,443
Cash dividends	$100,000	4,390
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$652,000	4,109
2008-06-30 (YTD Data)		Rank
Total interest income	$2,478,000	5,630
Total interest expense	$662,000	6,483
Net interest income	$1,816,000	4,912
Provision for loan and lease losses	$80,000	4,586
Total noninterest income	$386,000	4,086
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$280,000	2,784
Trading account gains and fees	$0	149
Additional Noninterest Income	$106,000	4,955
Total noninterest expense	$1,540,000	5,038
Salaries and employee benefits	$912,000	4,806
Premises and equipment expense	$141,000	5,996
Additional noninterest expense	$487,000	4,810
Pre-tax net operating income	$582,000	4,084
Securities gains (losses)	$0	3,233
Applicable income taxes	$176,000	2,836
Income before extraordinary items	$406,000	4,439
Extraordinary gains, net	$0	21
Net income	$406,000	4,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	2,958
Cash dividends	$100,000	4,065
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$406,000	4,383
2008-03-31 (YTD Data)		Rank
Total interest income	$1,255,000	5,698
Total interest expense	$356,000	6,479
Net interest income	$899,000	4,950
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$206,000	3,945
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$144,000	2,710
Trading account gains and fees	$0	158
Additional Noninterest Income	$62,000	4,635
Total noninterest expense	$790,000	4,969
Salaries and employee benefits	$456,000	4,846
Premises and equipment expense	$70,000	6,040
Additional noninterest expense	$264,000	4,521
Pre-tax net operating income	$255,000	4,487
Securities gains (losses)	$0	2,688
Applicable income taxes	$77,000	3,092
Income before extraordinary items	$178,000	4,916
Extraordinary gains, net	$0	15
Net income	$178,000	4,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	1,764
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$178,000	4,799
2007-12-31 (YTD Data)		Rank
Total interest income	$4,987,000	5,732
Total interest expense	$1,361,000	6,628
Net interest income	$3,626,000	4,920
Provision for loan and lease losses	$215,000	3,755
Total noninterest income	$702,000	4,291
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$500,000	3,053
Trading account gains and fees	$0	178
Additional Noninterest Income	$202,000	5,034
Total noninterest expense	$2,580,000	5,505
Salaries and employee benefits	$1,473,000	5,362
Premises and equipment expense	$239,000	6,350
Additional noninterest expense	$868,000	5,067
Pre-tax net operating income	$1,533,000	3,865
Securities gains (losses)	$0	2,146
Applicable income taxes	$488,000	2,768
Income before extraordinary items	$1,045,000	4,214
Extraordinary gains, net	$0	39
Net income	$1,045,000	4,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,728
Cash dividends	$266,000	4,579
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,045,000	4,209
2007-09-30 (YTD Data)		Rank
Total interest income	$3,682,000	5,796
Total interest expense	$990,000	6,707
Net interest income	$2,692,000	4,978
Provision for loan and lease losses	$110,000	3,968
Total noninterest income	$523,000	4,302
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$363,000	3,108
Trading account gains and fees	$0	184
Additional Noninterest Income	$160,000	4,947
Total noninterest expense	$1,897,000	5,540
Salaries and employee benefits	$1,071,000	5,433
Premises and equipment expense	$185,000	6,272
Additional noninterest expense	$641,000	5,084
Pre-tax net operating income	$1,208,000	3,929
Securities gains (losses)	$0	1,655
Applicable income taxes	$386,000	2,846
Income before extraordinary items	$822,000	4,290
Extraordinary gains, net	$0	33
Net income	$822,000	4,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,185
Cash dividends	$152,000	4,347
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$822,000	4,279
2007-06-30 (YTD Data)		Rank
Total interest income	$2,399,000	5,883
Total interest expense	$632,000	6,808
Net interest income	$1,767,000	5,053
Provision for loan and lease losses	$70,000	3,835
Total noninterest income	$351,000	4,311
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$246,000	3,062
Trading account gains and fees	$0	168
Additional Noninterest Income	$105,000	5,037
Total noninterest expense	$1,254,000	5,582
Salaries and employee benefits	$712,000	5,493
Premises and equipment expense	$121,000	6,346
Additional noninterest expense	$421,000	5,115
Pre-tax net operating income	$794,000	4,036
Securities gains (losses)	$0	1,444
Applicable income taxes	$254,000	2,945
Income before extraordinary items	$540,000	4,389
Extraordinary gains, net	$0	29
Net income	$540,000	4,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	2,597
Cash dividends	$152,000	3,931
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$540,000	4,385
2007-03-31 (YTD Data)		Rank
Total interest income	$1,174,000	5,940
Total interest expense	$305,000	6,884
Net interest income	$869,000	5,108
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$170,000	4,355
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$127,000	2,953
Trading account gains and fees	$0	195
Additional Noninterest Income	$43,000	5,388
Total noninterest expense	$626,000	5,619
Salaries and employee benefits	$352,000	5,571
Premises and equipment expense	$61,000	6,362
Additional noninterest expense	$213,000	5,055
Pre-tax net operating income	$383,000	4,105
Securities gains (losses)	$0	1,187
Applicable income taxes	$128,000	2,948
Income before extraordinary items	$255,000	4,511
Extraordinary gains, net	$0	22
Net income	$255,000	4,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,204
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$255,000	4,498
2006-12-31 (YTD Data)		Rank
Total interest income	$4,354,000	5,914
Total interest expense	$958,000	7,020
Net interest income	$3,396,000	5,150
Provision for loan and lease losses	$115,000	4,549
Total noninterest income	$738,000	4,239
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$572,000	2,785
Trading account gains and fees	$0	130
Additional Noninterest Income	$166,000	5,449
Total noninterest expense	$2,459,000	5,538
Salaries and employee benefits	$1,346,000	5,534
Premises and equipment expense	$240,000	6,311
Additional noninterest expense	$873,000	4,962
Pre-tax net operating income	$1,560,000	4,207
Securities gains (losses)	$0	1,687
Applicable income taxes	$515,000	3,115
Income before extraordinary items	$1,045,000	4,614
Extraordinary gains, net	$0	51
Net income	$1,045,000	4,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,974
Cash dividends	$258,000	4,656
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,045,000	4,603
2006-09-30 (YTD Data)		Rank
Total interest income	$3,161,000	6,001
Total interest expense	$664,000	7,152
Net interest income	$2,497,000	5,267
Provision for loan and lease losses	$85,000	4,435
Total noninterest income	$566,000	4,204
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$443,000	2,728
Trading account gains and fees	$0	126
Additional Noninterest Income	$123,000	5,486
Total noninterest expense	$1,838,000	5,534
Salaries and employee benefits	$1,008,000	5,529
Premises and equipment expense	$177,000	6,376
Additional noninterest expense	$653,000	4,951
Pre-tax net operating income	$1,140,000	4,432
Securities gains (losses)	$0	1,388
Applicable income taxes	$377,000	3,252
Income before extraordinary items	$763,000	4,806
Extraordinary gains, net	$0	45
Net income	$763,000	4,810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	2,324
Cash dividends	$125,000	4,589
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$763,000	4,802
2006-06-30 (YTD Data)		Rank
Total interest income	$2,035,000	6,071
Total interest expense	$401,000	7,273
Net interest income	$1,634,000	5,348
Provision for loan and lease losses	$65,000	3,979
Total noninterest income	$388,000	4,117
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$304,000	2,636
Trading account gains and fees	$0	126
Additional Noninterest Income	$84,000	5,489
Total noninterest expense	$1,219,000	5,560
Salaries and employee benefits	$675,000	5,541
Premises and equipment expense	$115,000	6,453
Additional noninterest expense	$429,000	4,985
Pre-tax net operating income	$738,000	4,502
Securities gains (losses)	$0	1,185
Applicable income taxes	$245,000	3,337
Income before extraordinary items	$493,000	4,908
Extraordinary gains, net	$0	39
Net income	$493,000	4,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	1,990
Cash dividends	$124,000	4,178
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$493,000	4,896
2006-03-31 (YTD Data)		Rank
Total interest income	$989,000	6,121
Total interest expense	$190,000	7,320
Net interest income	$799,000	5,398
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$199,000	3,996
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$155,000	2,531
Trading account gains and fees	$0	115
Additional Noninterest Income	$44,000	5,355
Total noninterest expense	$606,000	5,594
Salaries and employee benefits	$338,000	5,552
Premises and equipment expense	$58,000	6,447
Additional noninterest expense	$210,000	5,028
Pre-tax net operating income	$382,000	4,378
Securities gains (losses)	$0	955
Applicable income taxes	$127,000	3,258
Income before extraordinary items	$255,000	4,814
Extraordinary gains, net	$0	21
Net income	$255,000	4,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$255,000	4,793
2005-12-31 (YTD Data)		Rank
Total interest income	$3,526,000	6,162
Total interest expense	$506,000	7,599
Net interest income	$3,020,000	5,487
Provision for loan and lease losses	$136,000	4,286
Total noninterest income	$803,000	4,037
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$639,000	2,531
Trading account gains and fees	$0	138
Additional Noninterest Income	$164,000	5,570
Total noninterest expense	$2,273,000	5,679
Salaries and employee benefits	$1,251,000	5,648
Premises and equipment expense	$227,000	6,456
Additional noninterest expense	$795,000	5,191
Pre-tax net operating income	$1,414,000	4,520
Securities gains (losses)	$0	2,296
Applicable income taxes	$470,000	3,465
Income before extraordinary items	$944,000	4,969
Extraordinary gains, net	$0	46
Net income	$944,000	4,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	3,469
Cash dividends	$233,000	4,748
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$944,000	4,941
2005-09-30 (YTD Data)		Rank
Total interest income	$2,581,000	6,223
Total interest expense	$347,000	7,692
Net interest income	$2,234,000	5,544
Provision for loan and lease losses	$101,000	4,139
Total noninterest income	$605,000	4,024
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$476,000	2,539
Trading account gains and fees	$0	126
Additional Noninterest Income	$129,000	5,472
Total noninterest expense	$1,697,000	5,659
Salaries and employee benefits	$938,000	5,633
Premises and equipment expense	$170,000	6,427
Additional noninterest expense	$589,000	5,185
Pre-tax net operating income	$1,041,000	4,667
Securities gains (losses)	$0	2,317
Applicable income taxes	$345,000	3,550
Income before extraordinary items	$696,000	5,105
Extraordinary gains, net	$0	35
Net income	$696,000	5,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,238
Cash dividends	$112,000	4,604
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$696,000	5,058
2005-06-30 (YTD Data)		Rank
Total interest income	$1,684,000	6,233
Total interest expense	$216,000	7,738
Net interest income	$1,468,000	5,565
Provision for loan and lease losses	$56,000	4,409
Total noninterest income	$392,000	4,102
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$299,000	2,622
Trading account gains and fees	$0	116
Additional Noninterest Income	$93,000	5,327
Total noninterest expense	$1,131,000	5,661
Salaries and employee benefits	$628,000	5,600
Premises and equipment expense	$111,000	6,473
Additional noninterest expense	$392,000	5,159
Pre-tax net operating income	$673,000	4,716
Securities gains (losses)	$0	2,146
Applicable income taxes	$223,000	3,604
Income before extraordinary items	$450,000	5,154
Extraordinary gains, net	$0	30
Net income	$450,000	5,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,897
Cash dividends	$112,000	4,162
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$450,000	5,105
2005-03-31 (YTD Data)		Rank
Total interest income	$822,000	6,311
Total interest expense	$101,000	7,824
Net interest income	$721,000	5,646
Provision for loan and lease losses	$36,000	3,732
Total noninterest income	$193,000	4,061
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$146,000	2,618
Trading account gains and fees	$0	115
Additional Noninterest Income	$47,000	5,321
Total noninterest expense	$572,000	5,658
Salaries and employee benefits	$313,000	5,651
Premises and equipment expense	$57,000	6,461
Additional noninterest expense	$202,000	5,032
Pre-tax net operating income	$306,000	4,935
Securities gains (losses)	$0	1,685
Applicable income taxes	$101,000	3,747
Income before extraordinary items	$205,000	5,351
Extraordinary gains, net	$0	24
Net income	$205,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,822
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$205,000	5,322
2004-12-31 (YTD Data)		Rank
Total interest income	$3,129,000	6,305
Total interest expense	$382,000	7,760
Net interest income	$2,747,000	5,705
Provision for loan and lease losses	$115,000	4,787
Total noninterest income	$805,000	4,040
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$600,000	2,700
Trading account gains and fees	$0	138
Additional Noninterest Income	$205,000	5,059
Total noninterest expense	$2,317,000	5,541
Salaries and employee benefits	$1,277,000	5,501
Premises and equipment expense	$223,000	6,488
Additional noninterest expense	$817,000	5,017
Pre-tax net operating income	$1,120,000	4,952
Securities gains (losses)	$0	3,819
Applicable income taxes	$380,000	3,798
Income before extraordinary items	$740,000	5,440
Extraordinary gains, net	$0	34
Net income	$740,000	5,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,117
Cash dividends	$823,000	2,663
Sale, conversion, retirement of capital stock, net	$100,000	656
Net operating income	$740,000	5,363
2004-09-30 (YTD Data)		Rank
Total interest income	$2,324,000	6,337
Total interest expense	$287,000	7,780
Net interest income	$2,037,000	5,736
Provision for loan and lease losses	$95,000	4,360
Total noninterest income	$603,000	4,063
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$451,000	2,714
Trading account gains and fees	$0	134
Additional Noninterest Income	$152,000	5,098
Total noninterest expense	$1,757,000	5,477
Salaries and employee benefits	$967,000	5,434
Premises and equipment expense	$186,000	6,200
Additional noninterest expense	$604,000	5,024
Pre-tax net operating income	$788,000	5,229
Securities gains (losses)	$0	3,710
Applicable income taxes	$260,000	4,011
Income before extraordinary items	$528,000	5,686
Extraordinary gains, net	$0	26
Net income	$528,000	5,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	2,750
Cash dividends	$414,000	2,982
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$528,000	5,614
2004-06-30 (YTD Data)		Rank
Total interest income	$1,540,000	6,384
Total interest expense	$192,000	7,828
Net interest income	$1,348,000	5,744
Provision for loan and lease losses	$35,000	5,187
Total noninterest income	$386,000	4,177
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$295,000	2,746
Trading account gains and fees	$0	130
Additional Noninterest Income	$91,000	5,356
Total noninterest expense	$1,171,000	5,518
Salaries and employee benefits	$645,000	5,470
Premises and equipment expense	$123,000	6,248
Additional noninterest expense	$403,000	5,037
Pre-tax net operating income	$528,000	5,160
Securities gains (losses)	$0	3,413
Applicable income taxes	$178,000	3,978
Income before extraordinary items	$350,000	5,678
Extraordinary gains, net	$0	21
Net income	$350,000	5,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,489
Cash dividends	$414,000	2,406
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$350,000	5,589
2004-03-31 (YTD Data)		Rank
Total interest income	$771,000	6,398
Total interest expense	$98,000	7,876
Net interest income	$673,000	5,763
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$186,000	4,225
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$140,000	2,809
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$589,000	5,509
Salaries and employee benefits	$322,000	5,507
Premises and equipment expense	$64,000	6,144
Additional noninterest expense	$203,000	5,026
Pre-tax net operating income	$255,000	5,235
Securities gains (losses)	$0	2,934
Applicable income taxes	$84,000	4,060
Income before extraordinary items	$171,000	5,703
Extraordinary gains, net	$0	16
Net income	$171,000	5,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$171,000	5,584
2003-12-31 (YTD Data)		Rank
Total interest income	$3,105,000	6,409
Total interest expense	$514,000	7,688
Net interest income	$2,591,000	5,791
Provision for loan and lease losses	$180,000	4,206
Total noninterest income	$827,000	4,159
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$533,000	2,950
Trading account gains and fees	$0	160
Additional Noninterest Income	$294,000	4,554
Total noninterest expense	$2,212,000	5,655
Salaries and employee benefits	$1,202,000	5,635
Premises and equipment expense	$216,000	6,595
Additional noninterest expense	$794,000	5,070
Pre-tax net operating income	$1,026,000	5,110
Securities gains (losses)	$0	4,500
Applicable income taxes	$346,000	4,058
Income before extraordinary items	$680,000	5,666
Extraordinary gains, net	$0	54
Net income	$680,000	5,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	3,349
Cash dividends	$219,000	4,822
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$680,000	5,499
2003-09-30 (YTD Data)		Rank
Total interest income	$2,329,000	6,485
Total interest expense	$401,000	7,765
Net interest income	$1,928,000	5,836
Provision for loan and lease losses	$125,000	4,278
Total noninterest income	$628,000	4,174
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$387,000	3,023
Trading account gains and fees	$0	153
Additional Noninterest Income	$241,000	4,448
Total noninterest expense	$1,657,000	5,636
Salaries and employee benefits	$892,000	5,624
Premises and equipment expense	$174,000	6,404
Additional noninterest expense	$591,000	5,064
Pre-tax net operating income	$774,000	5,229
Securities gains (losses)	$0	4,204
Applicable income taxes	$260,000	4,200
Income before extraordinary items	$514,000	5,786
Extraordinary gains, net	$0	40
Net income	$514,000	5,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	2,824
Cash dividends	$110,000	4,631
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$514,000	5,612
2003-06-30 (YTD Data)		Rank
Total interest income	$1,558,000	6,522
Total interest expense	$277,000	7,817
Net interest income	$1,281,000	5,848
Provision for loan and lease losses	$90,000	4,018
Total noninterest income	$402,000	4,235
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$253,000	3,038
Trading account gains and fees	$0	150
Additional Noninterest Income	$149,000	4,585
Total noninterest expense	$1,074,000	5,742
Salaries and employee benefits	$576,000	5,753
Premises and equipment expense	$106,000	6,619
Additional noninterest expense	$392,000	5,079
Pre-tax net operating income	$519,000	5,230
Securities gains (losses)	$0	3,782
Applicable income taxes	$177,000	4,207
Income before extraordinary items	$342,000	5,791
Extraordinary gains, net	$0	30
Net income	$342,000	5,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	2,734
Cash dividends	$110,000	4,156
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$342,000	5,579
2003-03-31 (YTD Data)		Rank
Total interest income	$773,000	6,584
Total interest expense	$143,000	7,846
Net interest income	$630,000	5,897
Provision for loan and lease losses	$20,000	5,233
Total noninterest income	$193,000	4,257
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$128,000	2,943
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	4,760
Total noninterest expense	$525,000	5,839
Salaries and employee benefits	$277,000	5,887
Premises and equipment expense	$55,000	6,522
Additional noninterest expense	$193,000	5,097
Pre-tax net operating income	$278,000	4,986
Securities gains (losses)	$0	2,891
Applicable income taxes	$95,000	4,029
Income before extraordinary items	$183,000	5,539
Extraordinary gains, net	$0	21
Net income	$183,000	5,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,852
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$183,000	5,342
2002-12-31 (YTD Data)		Rank
Total interest income	$3,103,000	6,757
Total interest expense	$760,000	7,640
Net interest income	$2,343,000	6,116
Provision for loan and lease losses	$195,000	4,416
Total noninterest income	$743,000	4,177
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$500,000	2,973
Trading account gains and fees	$0	153
Additional Noninterest Income	$243,000	4,660
Total noninterest expense	$1,814,000	6,228
Salaries and employee benefits	$1,040,000	5,990
Premises and equipment expense	$196,000	6,807
Additional noninterest expense	$578,000	6,064
Pre-tax net operating income	$1,077,000	5,022
Securities gains (losses)	$37,000	2,669
Applicable income taxes	$367,000	4,063
Income before extraordinary items	$747,000	5,379
Extraordinary gains, net	$0	70
Net income	$747,000	5,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,337
Cash dividends	$220,000	4,779
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$722,210	5,341
2001-12-31 (YTD Data)		Rank
Total interest income	$3,058,000	7,198
Total interest expense	$1,138,000	7,726
Net interest income	$1,920,000	6,558
Provision for loan and lease losses	$104,000	5,529
Total noninterest income	$594,000	4,604
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$407,000	3,337
Trading account gains and fees	$0	177
Additional Noninterest Income	$187,000	5,069
Total noninterest expense	$1,695,000	6,345
Salaries and employee benefits	$905,000	6,347
Premises and equipment expense	$189,000	6,942
Additional noninterest expense	$601,000	5,832
Pre-tax net operating income	$715,000	5,769
Securities gains (losses)	$22,000	3,077
Applicable income taxes	$250,000	4,610
Income before extraordinary items	$487,000	6,141
Extraordinary gains, net	$0	105
Net income	$487,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,857
Cash dividends	$226,000	4,821
Sale, conversion, retirement of capital stock, net	$-300,000	9,536
Net operating income	$472,480	6,082
2000-12-31 (YTD Data)		Rank
Total interest income	$2,804,000	7,606
Total interest expense	$965,000	8,294
Net interest income	$1,839,000	6,844
Provision for loan and lease losses	$98,000	5,381
Total noninterest income	$531,000	4,741
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$327,000	3,797
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	4,752
Total noninterest expense	$1,472,000	6,812
Salaries and employee benefits	$757,000	6,927
Premises and equipment expense	$172,000	7,209
Additional noninterest expense	$543,000	6,114
Pre-tax net operating income	$800,000	5,870
Securities gains (losses)	$0	1,956
Applicable income taxes	$272,000	4,799
Income before extraordinary items	$528,000	6,179
Extraordinary gains, net	$0	38
Net income	$528,000	6,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,220
Cash dividends	$192,000	5,208
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$528,000	6,188
1999-12-31 (YTD Data)		Rank
Total interest income	$1,912,000	8,600
Total interest expense	$563,000	9,299
Net interest income	$1,349,000	7,868
Provision for loan and lease losses	$40,000	6,849
Total noninterest income	$332,000	6,158
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$245,000	4,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	6,949
Total noninterest expense	$1,048,000	7,983
Salaries and employee benefits	$528,000	8,169
Premises and equipment expense	$97,000	8,686
Additional noninterest expense	$423,000	7,095
Pre-tax net operating income	$593,000	6,736
Securities gains (losses)	$0	3,155
Applicable income taxes	$223,000	5,467
Income before extraordinary items	$370,000	7,160
Extraordinary gains, net	$0	35
Net income	$370,000	7,163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$192,000	5,318
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$370,000	7,133
1998-12-31 (YTD Data)		Rank
Total interest income	$1,643,000	9,109
Total interest expense	$507,000	9,679
Net interest income	$1,136,000	8,482
Provision for loan and lease losses	$20,000	7,729
Total noninterest income	$244,000	7,075
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	5,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	7,673
Total noninterest expense	$760,000	8,905
Salaries and employee benefits	$348,000	9,303
Premises and equipment expense	$63,000	9,508
Additional noninterest expense	$349,000	7,673
Pre-tax net operating income	$600,000	6,915
Securities gains (losses)	$0	4,449
Applicable income taxes	$199,000	6,206
Income before extraordinary items	$401,000	7,211
Extraordinary gains, net	$0	32
Net income	$401,000	7,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,250
Cash dividends	$181,000	5,529
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$401,000	7,122
1997-12-31 (YTD Data)		Rank
Total interest income	$1,064,000	10,240
Total interest expense	$362,000	10,412
Net interest income	$702,000	9,938
Provision for loan and lease losses	$35,000	7,233
Total noninterest income	$145,000	8,671
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$107,000	7,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	8,946
Total noninterest expense	$530,000	10,016
Salaries and employee benefits	$243,000	10,313
Premises and equipment expense	$47,000	10,270
Additional noninterest expense	$240,000	8,965
Pre-tax net operating income	$282,000	9,107
Securities gains (losses)	$17,000	2,006
Applicable income taxes	$70,000	8,905
Income before extraordinary items	$229,000	8,914
Extraordinary gains, net	$0	44
Net income	$229,000	8,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,933
Cash dividends	$82,000	6,735
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$215,910	8,984
1996-12-31 (YTD Data)		Rank
Total interest income	$1,340,000	10,327
Total interest expense	$508,000	10,576
Net interest income	$832,000	10,024
Provision for loan and lease losses	$-211,000	11,345
Total noninterest income	$165,000	8,776
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$80,000	7,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	7,591
Total noninterest expense	$622,000	10,088
Salaries and employee benefits	$329,000	10,115
Premises and equipment expense	$57,000	10,437
Additional noninterest expense	$236,000	9,550
Pre-tax net operating income	$586,000	7,496
Securities gains (losses)	$0	4,148
Applicable income taxes	$-15,000	10,968
Income before extraordinary items	$601,000	6,269
Extraordinary gains, net	$0	53
Net income	$601,000	6,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,503
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$-321,000	11,386
Net operating income	$601,000	6,208
1995-12-31 (YTD Data)		Rank
Total interest income	$1,302,000	10,836
Total interest expense	$533,000	10,910
Net interest income	$769,000	10,633
Provision for loan and lease losses	$0	8,958
Total noninterest income	$328,000	6,747
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	8,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$270,000	4,269
Total noninterest expense	$741,000	10,029
Salaries and employee benefits	$359,000	10,259
Premises and equipment expense	$53,000	10,991
Additional noninterest expense	$329,000	8,926
Pre-tax net operating income	$356,000	9,352
Securities gains (losses)	$0	3,831
Applicable income taxes	$-83,000	11,692
Income before extraordinary items	$439,000	7,733
Extraordinary gains, net	$0	65
Net income	$439,000	7,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-60,000	11,542
Cash dividends	$5,000	8,648
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$439,000	7,706
1994-12-31 (YTD Data)		Rank
Total interest income	$1,232,000	11,279
Total interest expense	$475,000	11,206
Net interest income	$758,000	11,186
Provision for loan and lease losses	$-110,000	12,197
Total noninterest income	$239,000	8,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	5,718
Total noninterest expense	$770,000	10,378
Salaries and employee benefits	$407,000	10,227
Premises and equipment expense	$58,000	11,368
Additional noninterest expense	$305,000	9,905
Pre-tax net operating income	$336,000	9,856
Securities gains (losses)	$0	3,600
Applicable income taxes	$0	11,630
Income before extraordinary items	$336,000	8,769
Extraordinary gains, net	$0	249
Net income	$336,000	8,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	11,679
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$336,000	8,822
1993-12-31 (YTD Data)		Rank
Total interest income	$1,401,000	11,445
Total interest expense	$536,000	11,497
Net interest income	$865,000	11,296
Provision for loan and lease losses	$0	10,371
Total noninterest income	$111,000	11,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	9,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,000	11,040
Total noninterest expense	$893,000	10,218
Salaries and employee benefits	$397,000	10,666
Premises and equipment expense	$64,000	11,705
Additional noninterest expense	$432,000	8,906
Pre-tax net operating income	$83,000	11,978
Securities gains (losses)	$196,000	1,719
Applicable income taxes	$0	12,141
Income before extraordinary items	$279,000	9,703
Extraordinary gains, net	$0	3,149
Net income	$279,000	9,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	6,565
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$90,000	907
Net operating income	$83,000	11,798
1992-12-31 (YTD Data)		Rank
Total interest income	$1,932,000	11,034
Total interest expense	$833,000	11,181
Net interest income	$1,099,000	10,704
Provision for loan and lease losses	$180,000	5,503
Total noninterest income	$269,000	8,196
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$92,000	8,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	6,089
Total noninterest expense	$1,505,000	7,892
Salaries and employee benefits	$443,000	10,380
Premises and equipment expense	$77,000	11,610
Additional noninterest expense	$985,000	5,109
Pre-tax net operating income	$-317,000	13,183
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$-317,000	13,264
Extraordinary gains, net	$0	1,422
Net income	$-317,000	13,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	3,859
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-317,000	13,157

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.