Home > Grand Valley Bank > Income and Expense

Grand Valley Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,232,0001,554
Total interest expense$6,250,0001,778
Net interest income$19,982,0001,442
Provision for loan and lease losses$540,0001,217
Total noninterest income$1,746,0002,158
Gross Fiduciary activities income$0981
Service charges on deposit accounts$433,0001,805
Trading account gains and feesNANA
Additional Noninterest Income$1,313,0002,017
Total noninterest expense$12,926,0001,714
Salaries and employee benefits$8,257,0001,559
Premises and equipment expense$896,0002,152
Additional noninterest expense$1,313,0002,017
Pre-tax net operating income$8,262,0001,362
Securities gains (losses)$0988
Applicable income taxes$1,659,0001,103
Income before extraordinary items$6,603,0001,407
Extraordinary gains, net$054
Net income$6,603,0001,423
Minority interest net income$088
Net income of bank and minority interests.$6,603,0001,410
Net charge-offs$-4,0003,689
Cash dividends$2,268,0001,419
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,603,0001,435
2023-09-30 (YTD Data)Rank
Total interest income$19,174,0001,555
Total interest expense$4,322,0001,749
Net interest income$14,852,0001,465
Provision for loan and lease losses$420,0001,122
Total noninterest income$1,303,0002,152
Gross Fiduciary activities income$0950
Service charges on deposit accounts$326,0001,812
Trading account gains and feesNANA
Additional Noninterest Income$977,0002,014
Total noninterest expense$9,753,0001,701
Salaries and employee benefits$6,228,0001,562
Premises and equipment expense$670,0002,160
Additional noninterest expense$977,0002,014
Pre-tax net operating income$5,982,0001,448
Securities gains (losses)$0849
Applicable income taxes$1,180,0001,163
Income before extraordinary items$4,802,0001,503
Extraordinary gains, net$052
Net income$4,802,0001,515
Minority interest net income$081
Net income of bank and minority interests.$4,802,0001,503
Net charge-offs$-3,0003,563
Cash dividends$1,701,0001,285
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,802,0001,524
2023-06-30 (YTD Data)Rank
Total interest income$12,441,0001,555
Total interest expense$2,566,0001,717
Net interest income$9,875,0001,482
Provision for loan and lease losses$300,0001,014
Total noninterest income$850,0002,133
Gross Fiduciary activities income$0931
Service charges on deposit accounts$218,0001,795
Trading account gains and feesNANA
Additional Noninterest Income$632,0001,963
Total noninterest expense$6,516,0001,698
Salaries and employee benefits$4,177,0001,546
Premises and equipment expense$438,0002,184
Additional noninterest expense$632,0001,960
Pre-tax net operating income$3,909,0001,461
Securities gains (losses)$0938
Applicable income taxes$760,0001,201
Income before extraordinary items$3,149,0001,509
Extraordinary gains, net$051
Net income$3,149,0001,527
Minority interest net income$081
Net income of bank and minority interests.$3,149,0001,509
Net charge-offs$-3,0003,600
Cash dividends$1,134,0001,289
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,149,0001,519
2023-03-31 (YTD Data)Rank
Total interest income$6,061,0001,558
Total interest expense$1,034,0001,794
Net interest income$5,027,0001,468
Provision for loan and lease losses$150,0001,007
Total noninterest income$377,0002,249
Gross Fiduciary activities income$0913
Service charges on deposit accounts$107,0001,826
Trading account gains and feesNANA
Additional Noninterest Income$270,0002,112
Total noninterest expense$3,282,0001,703
Salaries and employee benefits$2,112,0001,559
Premises and equipment expense$218,0002,230
Additional noninterest expense$270,0002,112
Pre-tax net operating income$1,972,0001,484
Securities gains (losses)$0950
Applicable income taxes$373,0001,218
Income before extraordinary items$1,599,0001,538
Extraordinary gains, net$04
Net income$1,599,0001,538
Minority interest net income$048
Net income of bank and minority interests.$1,599,0001,538
Net charge-offs$-2,0003,519
Cash dividends$567,0001,162
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,599,0001,551
2022-12-31 (YTD Data)Rank
Total interest income$20,434,0001,542
Total interest expense$1,409,0001,991
Net interest income$19,025,0001,500
Provision for loan and lease losses$340,0001,457
Total noninterest income$1,838,0002,128
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$454,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$1,384,0001,989
Total noninterest expense$11,878,0001,787
Salaries and employee benefits$7,759,0001,610
Premises and equipment expense$853,0002,215
Additional noninterest expense$1,384,0001,989
Pre-tax net operating income$8,645,0001,414
Securities gains (losses)$-72,0003,824
Applicable income taxes$1,550,0001,234
Income before extraordinary items$7,023,0001,452
Extraordinary gains, net$05
Net income$7,023,0001,451
Minority interest net income$063
Net income of bank and minority interests.$7,023,0001,452
Net charge-offs$-5,0003,487
Cash dividends$1,985,0001,517
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,082,0401,453
2022-09-30 (YTD Data)Rank
Total interest income$14,515,0001,567
Total interest expense$799,0002,047
Net interest income$13,716,0001,520
Provision for loan and lease losses$290,0001,248
Total noninterest income$1,426,0002,127
Gross Fiduciary activities income$0968
Service charges on deposit accounts$345,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$1,081,0001,972
Total noninterest expense$8,748,0001,810
Salaries and employee benefits$5,736,0001,624
Premises and equipment expense$625,0002,267
Additional noninterest expense$1,081,0001,972
Pre-tax net operating income$6,104,0001,470
Securities gains (losses)$0740
Applicable income taxes$1,083,0001,290
Income before extraordinary items$5,021,0001,484
Extraordinary gains, net$04
Net income$5,021,0001,484
Minority interest net income$057
Net income of bank and minority interests.$5,021,0001,484
Net charge-offs$-4,0003,351
Cash dividends$1,418,0001,398
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,021,0001,517
2022-06-30 (YTD Data)Rank
Total interest income$9,118,0001,592
Total interest expense$427,0002,164
Net interest income$8,691,0001,545
Provision for loan and lease losses$180,0001,178
Total noninterest income$971,0002,098
Gross Fiduciary activities income$0925
Service charges on deposit accounts$229,0001,784
Trading account gains and feesNANA
Additional Noninterest Income$742,0001,996
Total noninterest expense$5,712,0001,834
Salaries and employee benefits$3,747,0001,638
Premises and equipment expense$417,0002,268
Additional noninterest expense$1,548,0001,947
Pre-tax net operating income$3,770,0001,472
Securities gains (losses)$0687
Applicable income taxes$652,0001,295
Income before extraordinary items$3,118,0001,488
Extraordinary gains, net$04
Net income$3,118,0001,487
Minority interest net income$060
Net income of bank and minority interests.$3,118,0001,488
Net charge-offs$-2,0003,158
Cash dividends$851,0001,463
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,118,0001,525
2022-03-31 (YTD Data)Rank
Total interest income$4,381,0001,598
Total interest expense$191,0002,298
Net interest income$4,190,0001,548
Provision for loan and lease losses$90,0001,018
Total noninterest income$521,0002,024
Gross Fiduciary activities income$0892
Service charges on deposit accounts$113,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$408,0001,886
Total noninterest expense$2,834,0001,825
Salaries and employee benefits$1,864,0001,644
Premises and equipment expense$216,0002,236
Additional noninterest expense$754,0001,971
Pre-tax net operating income$1,787,0001,454
Securities gains (losses)$0623
Applicable income taxes$301,0001,304
Income before extraordinary items$1,486,0001,471
Extraordinary gains, net$04
Net income$1,486,0001,470
Minority interest net income$050
Net income of bank and minority interests.$1,486,0001,471
Net charge-offs$-1,0003,005
Cash dividends$425,0001,275
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,486,0001,490
2021-12-31 (YTD Data)Rank
Total interest income$16,791,0001,709
Total interest expense$877,0002,407
Net interest income$15,914,0001,648
Provision for loan and lease losses$460,0001,117
Total noninterest income$2,318,0002,073
Gross Fiduciary activities income$0994
Service charges on deposit accounts$456,0001,705
Trading account gains and feesNANA
Additional Noninterest Income$1,862,0001,990
Total noninterest expense$11,216,0001,821
Salaries and employee benefits$7,494,0001,636
Premises and equipment expense$807,0002,301
Additional noninterest expense$2,915,0002,022
Pre-tax net operating income$6,556,0001,717
Securities gains (losses)$16,0001,585
Applicable income taxes$1,063,0001,563
Income before extraordinary items$5,509,0001,756
Extraordinary gains, net$010
Net income$5,509,0001,755
Minority interest net income$074
Net income of bank and minority interests.$5,509,0001,757
Net charge-offs$-20,0003,836
Cash dividends$2,087,0001,479
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,495,5601,731
2021-09-30 (YTD Data)Rank
Total interest income$12,424,0001,749
Total interest expense$674,0002,459
Net interest income$11,750,0001,695
Provision for loan and lease losses$370,0001,026
Total noninterest income$1,856,0002,055
Gross Fiduciary activities income$0957
Service charges on deposit accounts$342,0001,684
Trading account gains and feesNANA
Additional Noninterest Income$1,514,0001,946
Total noninterest expense$8,372,0001,835
Salaries and employee benefits$5,614,0001,644
Premises and equipment expense$610,0002,316
Additional noninterest expense$2,148,0002,056
Pre-tax net operating income$4,864,0001,801
Securities gains (losses)$02,015
Applicable income taxes$778,0001,660
Income before extraordinary items$4,086,0001,848
Extraordinary gains, net$08
Net income$4,086,0001,847
Minority interest net income$069
Net income of bank and minority interests.$4,086,0001,848
Net charge-offs$-20,0003,887
Cash dividends$1,565,0001,347
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,086,0001,817
2021-06-30 (YTD Data)Rank
Total interest income$8,286,0001,753
Total interest expense$461,0002,491
Net interest income$7,825,0001,682
Provision for loan and lease losses$280,000951
Total noninterest income$948,0002,297
Gross Fiduciary activities income$0951
Service charges on deposit accounts$229,0001,640
Trading account gains and feesNANA
Additional Noninterest Income$719,0002,273
Total noninterest expense$5,494,0001,844
Salaries and employee benefits$3,694,0001,653
Premises and equipment expense$411,0002,307
Additional noninterest expense$1,389,0002,077
Pre-tax net operating income$2,999,0001,895
Securities gains (losses)$01,818
Applicable income taxes$461,0001,719
Income before extraordinary items$2,538,0001,920
Extraordinary gains, net$06
Net income$2,538,0001,919
Minority interest net income$067
Net income of bank and minority interests.$2,538,0001,920
Net charge-offs$-19,0004,036
Cash dividends$1,043,0001,336
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,538,0001,885
2021-03-31 (YTD Data)Rank
Total interest income$4,319,0001,691
Total interest expense$246,0002,470
Net interest income$4,073,0001,620
Provision for loan and lease losses$150,000937
Total noninterest income$440,0002,375
Gross Fiduciary activities income$0922
Service charges on deposit accounts$117,0001,628
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,372
Total noninterest expense$2,748,0001,834
Salaries and employee benefits$1,801,0001,674
Premises and equipment expense$216,0002,254
Additional noninterest expense$731,0001,972
Pre-tax net operating income$1,615,0001,785
Securities gains (losses)$01,392
Applicable income taxes$263,0001,610
Income before extraordinary items$1,352,0001,840
Extraordinary gains, net$03
Net income$1,352,0001,840
Minority interest net income$055
Net income of bank and minority interests.$1,352,0001,840
Net charge-offs$01,930
Cash dividends$522,0001,150
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,352,0001,802
2020-12-31 (YTD Data)Rank
Total interest income$17,291,0001,691
Total interest expense$1,649,0002,240
Net interest income$15,642,0001,593
Provision for loan and lease losses$540,0002,160
Total noninterest income$1,716,0002,292
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$469,0001,677
Trading account gains and feesNANA
Additional Noninterest Income$1,247,0002,264
Total noninterest expense$10,715,0001,854
Salaries and employee benefits$7,066,0001,676
Premises and equipment expense$853,0002,251
Additional noninterest expense$2,796,0002,034
Pre-tax net operating income$6,103,0001,542
Securities gains (losses)$71,0001,545
Applicable income taxes$1,062,0001,385
Income before extraordinary items$5,112,0001,611
Extraordinary gains, net$04
Net income$5,112,0001,611
Minority interest net income$072
Net income of bank and minority interests.$5,112,0001,611
Net charge-offs$222,0001,485
Cash dividends$1,440,0001,822
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,053,0701,579
2020-09-30 (YTD Data)Rank
Total interest income$12,964,0001,698
Total interest expense$1,337,0002,216
Net interest income$11,627,0001,596
Provision for loan and lease losses$390,0002,174
Total noninterest income$1,235,0002,288
Gross Fiduciary activities income$0981
Service charges on deposit accounts$348,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$887,0002,266
Total noninterest expense$7,979,0001,845
Salaries and employee benefits$5,264,0001,666
Premises and equipment expense$646,0002,227
Additional noninterest expense$2,069,0002,024
Pre-tax net operating income$4,493,0001,532
Securities gains (losses)$71,0001,368
Applicable income taxes$791,0001,363
Income before extraordinary items$3,773,0001,585
Extraordinary gains, net$04
Net income$3,773,0001,585
Minority interest net income$065
Net income of bank and minority interests.$3,773,0001,586
Net charge-offs$223,0001,199
Cash dividends$533,0002,259
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,714,0701,562
2020-06-30 (YTD Data)Rank
Total interest income$8,699,0001,700
Total interest expense$937,0002,239
Net interest income$7,762,0001,588
Provision for loan and lease losses$240,0002,242
Total noninterest income$773,0002,311
Gross Fiduciary activities income$0970
Service charges on deposit accounts$226,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$547,0002,295
Total noninterest expense$5,245,0001,866
Salaries and employee benefits$3,483,0001,667
Premises and equipment expense$431,0002,225
Additional noninterest expense$1,331,0002,069
Pre-tax net operating income$3,050,0001,426
Securities gains (losses)$02,249
Applicable income taxes$543,0001,271
Income before extraordinary items$2,507,0001,526
Extraordinary gains, net$04
Net income$2,507,0001,525
Minority interest net income$065
Net income of bank and minority interests.$2,507,0001,526
Net charge-offs$223,000952
Cash dividends$79,0003,041
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,507,0001,476
2020-03-31 (YTD Data)Rank
Total interest income$4,178,0001,747
Total interest expense$512,0002,255
Net interest income$3,666,0001,633
Provision for loan and lease losses$90,0002,048
Total noninterest income$378,0002,245
Gross Fiduciary activities income$0941
Service charges on deposit accounts$126,0001,854
Trading account gains and feesNANA
Additional Noninterest Income$252,0002,183
Total noninterest expense$2,586,0001,901
Salaries and employee benefits$1,716,0001,700
Premises and equipment expense$218,0002,222
Additional noninterest expense$652,0002,122
Pre-tax net operating income$1,368,0001,421
Securities gains (losses)$1,0001,614
Applicable income taxes$242,0001,242
Income before extraordinary items$1,127,0001,505
Extraordinary gains, net$04
Net income$1,127,0001,503
Minority interest net income$056
Net income of bank and minority interests.$1,127,0001,505
Net charge-offs$224,000593
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,126,1801,482
2019-12-31 (YTD Data)Rank
Total interest income$17,200,0001,724
Total interest expense$2,004,0002,331
Net interest income$15,196,0001,574
Provision for loan and lease losses$395,0001,696
Total noninterest income$1,473,0002,319
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$503,0001,918
Trading account gains and feesNANA
Additional Noninterest Income$970,0002,283
Total noninterest expense$10,243,0001,882
Salaries and employee benefits$6,587,0001,711
Premises and equipment expense$798,0002,344
Additional noninterest expense$2,858,0002,000
Pre-tax net operating income$6,031,0001,524
Securities gains (losses)$197,000643
Applicable income taxes$1,163,0001,303
Income before extraordinary items$5,065,0001,584
Extraordinary gains, net$011
Net income$5,065,0001,586
Minority interest net income$076
Net income of bank and minority interests.$5,065,0001,586
Net charge-offs$-41,0004,740
Cash dividends$1,871,0001,650
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,905,4301,587
2019-09-30 (YTD Data)Rank
Total interest income$12,866,0001,741
Total interest expense$1,470,0002,381
Net interest income$11,396,0001,591
Provision for loan and lease losses$305,0001,586
Total noninterest income$1,120,0002,295
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$371,0001,940
Trading account gains and feesNANA
Additional Noninterest Income$749,0002,244
Total noninterest expense$7,717,0001,888
Salaries and employee benefits$4,942,0001,720
Premises and equipment expense$593,0002,384
Additional noninterest expense$2,182,0001,979
Pre-tax net operating income$4,494,0001,582
Securities gains (losses)$196,000534
Applicable income taxes$868,0001,345
Income before extraordinary items$3,822,0001,596
Extraordinary gains, net$011
Net income$3,822,0001,597
Minority interest net income$072
Net income of bank and minority interests.$3,822,0001,597
Net charge-offs$36,0002,415
Cash dividends$1,389,0001,511
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,663,2401,620
2019-06-30 (YTD Data)Rank
Total interest income$8,479,0001,762
Total interest expense$945,0002,423
Net interest income$7,534,0001,604
Provision for loan and lease losses$195,0001,604
Total noninterest income$683,0002,378
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$236,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,337
Total noninterest expense$5,120,0001,903
Salaries and employee benefits$3,256,0001,740
Premises and equipment expense$385,0002,422
Additional noninterest expense$1,479,0001,963
Pre-tax net operating income$2,902,0001,587
Securities gains (losses)$196,000382
Applicable income taxes$571,0001,329
Income before extraordinary items$2,527,0001,587
Extraordinary gains, net$011
Net income$2,527,0001,588
Minority interest net income$069
Net income of bank and minority interests.$2,527,0001,588
Net charge-offs$38,0002,023
Cash dividends$909,0001,529
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,366,2801,640
2019-03-31 (YTD Data)Rank
Total interest income$4,118,0001,814
Total interest expense$452,0002,453
Net interest income$3,666,0001,673
Provision for loan and lease losses$45,0002,137
Total noninterest income$317,0002,460
Gross Fiduciary activities income$0972
Service charges on deposit accounts$113,0002,027
Trading account gains and feesNANA
Additional Noninterest Income$204,0002,384
Total noninterest expense$2,402,0001,999
Salaries and employee benefits$1,591,0001,784
Premises and equipment expense$188,0002,474
Additional noninterest expense$623,0002,223
Pre-tax net operating income$1,536,0001,496
Securities gains (losses)$01,087
Applicable income taxes$283,0001,297
Income before extraordinary items$1,253,0001,565
Extraordinary gains, net$05
Net income$1,253,0001,564
Minority interest net income$052
Net income of bank and minority interests.$1,253,0001,564
Net charge-offs$42,0001,319
Cash dividends$425,0001,461
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,253,0001,543
2018-12-31 (YTD Data)Rank
Total interest income$15,382,0001,827
Total interest expense$1,282,0002,574
Net interest income$14,100,0001,702
Provision for loan and lease losses$120,0002,842
Total noninterest income$1,302,0002,506
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$473,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$829,0002,455
Total noninterest expense$9,192,0002,034
Salaries and employee benefits$6,007,0001,805
Premises and equipment expense$785,0002,392
Additional noninterest expense$2,400,0002,288
Pre-tax net operating income$6,090,0001,491
Securities gains (losses)$-18,0004,565
Applicable income taxes$1,195,0001,224
Income before extraordinary items$4,877,0001,614
Extraordinary gains, net$06
Net income$4,877,0001,613
Minority interest net income$072
Net income of bank and minority interests.$4,877,0001,613
Net charge-offs$-1,0004,181
Cash dividends$1,293,0001,922
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,891,4001,604
2018-09-30 (YTD Data)Rank
Total interest income$11,334,0001,836
Total interest expense$907,0002,580
Net interest income$10,427,0001,720
Provision for loan and lease losses$90,0002,683
Total noninterest income$990,0002,519
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$355,0002,081
Trading account gains and feesNANA
Additional Noninterest Income$635,0002,452
Total noninterest expense$6,810,0002,048
Salaries and employee benefits$4,480,0001,814
Premises and equipment expense$548,0002,526
Additional noninterest expense$1,782,0002,302
Pre-tax net operating income$4,517,0001,524
Securities gains (losses)$-18,0004,905
Applicable income taxes$904,0001,252
Income before extraordinary items$3,595,0001,651
Extraordinary gains, net$05
Net income$3,595,0001,649
Minority interest net income$066
Net income of bank and minority interests.$3,595,0001,650
Net charge-offs$1,0003,412
Cash dividends$970,0001,701
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,609,4001,631
2018-06-30 (YTD Data)Rank
Total interest income$7,369,0001,863
Total interest expense$557,0002,630
Net interest income$6,812,0001,752
Provision for loan and lease losses$60,0002,584
Total noninterest income$655,0002,533
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$235,0002,077
Trading account gains and feesNANA
Additional Noninterest Income$420,0002,462
Total noninterest expense$4,532,0002,066
Salaries and employee benefits$2,999,0001,819
Premises and equipment expense$371,0002,512
Additional noninterest expense$1,162,0002,353
Pre-tax net operating income$2,875,0001,569
Securities gains (losses)$-48,0005,251
Applicable income taxes$566,0001,293
Income before extraordinary items$2,261,0001,717
Extraordinary gains, net$06
Net income$2,261,0001,716
Minority interest net income$065
Net income of bank and minority interests.$2,261,0001,716
Net charge-offs$2,0003,018
Cash dividends$645,0001,711
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,299,4001,676
2018-03-31 (YTD Data)Rank
Total interest income$3,576,0001,895
Total interest expense$252,0002,741
Net interest income$3,324,0001,779
Provision for loan and lease losses$30,0002,415
Total noninterest income$339,0002,456
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$120,0002,039
Trading account gains and feesNANA
Additional Noninterest Income$219,0002,371
Total noninterest expense$2,287,0002,072
Salaries and employee benefits$1,524,0001,820
Premises and equipment expense$192,0002,501
Additional noninterest expense$571,0002,382
Pre-tax net operating income$1,346,0001,623
Securities gains (losses)$-60,0005,423
Applicable income taxes$272,0001,299
Income before extraordinary items$1,014,0001,832
Extraordinary gains, net$07
Net income$1,014,0001,831
Minority interest net income$052
Net income of bank and minority interests.$1,014,0001,832
Net charge-offs$5,0002,201
Cash dividends$323,0001,539
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,061,4001,741
2017-12-31 (YTD Data)Rank
Total interest income$13,750,0001,899
Total interest expense$869,0002,800
Net interest income$12,881,0001,797
Provision for loan and lease losses$90,0003,158
Total noninterest income$1,290,0002,593
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$507,0002,003
Trading account gains and feesNANA
Additional Noninterest Income$783,0002,591
Total noninterest expense$8,979,0002,084
Salaries and employee benefits$5,878,0001,846
Premises and equipment expense$746,0002,557
Additional noninterest expense$2,355,0002,345
Pre-tax net operating income$5,102,0001,681
Securities gains (losses)$-111,0005,428
Applicable income taxes$1,187,0001,724
Income before extraordinary items$3,804,0001,675
Extraordinary gains, net$09
Net income$3,804,0001,676
Minority interest net income$076
Net income of bank and minority interests.$3,804,0001,675
Net charge-offs$-28,0005,015
Cash dividends$1,089,0002,099
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,888,3601,622
2017-09-30 (YTD Data)Rank
Total interest income$10,168,0001,924
Total interest expense$648,0002,798
Net interest income$9,520,0001,821
Provision for loan and lease losses$63,0003,068
Total noninterest income$963,0002,622
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$380,0002,010
Trading account gains and feesNANA
Additional Noninterest Income$583,0002,620
Total noninterest expense$6,710,0002,089
Salaries and employee benefits$4,382,0001,860
Premises and equipment expense$564,0002,565
Additional noninterest expense$1,764,0002,365
Pre-tax net operating income$3,710,0001,750
Securities gains (losses)$02,274
Applicable income taxes$889,0001,568
Income before extraordinary items$2,821,0001,818
Extraordinary gains, net$09
Net income$2,821,0001,818
Minority interest net income$071
Net income of bank and minority interests.$2,821,0001,818
Net charge-offs$-27,0005,009
Cash dividends$817,0001,901
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,821,0001,790
2017-06-30 (YTD Data)Rank
Total interest income$6,580,0001,951
Total interest expense$417,0002,800
Net interest income$6,163,0001,853
Provision for loan and lease losses$40,0002,995
Total noninterest income$646,0002,615
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$224,0002,209
Trading account gains and feesNANA
Additional Noninterest Income$422,0002,522
Total noninterest expense$4,465,0002,100
Salaries and employee benefits$2,900,0001,882
Premises and equipment expense$378,0002,569
Additional noninterest expense$1,187,0002,349
Pre-tax net operating income$2,304,0001,815
Securities gains (losses)$01,906
Applicable income taxes$531,0001,646
Income before extraordinary items$1,773,0001,872
Extraordinary gains, net$011
Net income$1,773,0001,872
Minority interest net income$071
Net income of bank and minority interests.$1,773,0001,872
Net charge-offs$-27,0005,100
Cash dividends$544,0001,910
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,773,0001,847
2017-03-31 (YTD Data)Rank
Total interest income$3,190,0001,991
Total interest expense$199,0002,853
Net interest income$2,991,0001,896
Provision for loan and lease losses$40,0002,253
Total noninterest income$311,0002,669
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$110,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$201,0002,571
Total noninterest expense$2,204,0002,150
Salaries and employee benefits$1,431,0001,923
Premises and equipment expense$198,0002,529
Additional noninterest expense$575,0002,399
Pre-tax net operating income$1,058,0001,888
Securities gains (losses)$01,153
Applicable income taxes$231,0001,731
Income before extraordinary items$827,0001,928
Extraordinary gains, net$08
Net income$827,0001,928
Minority interest net income$055
Net income of bank and minority interests.$827,0001,928
Net charge-offs$-25,0005,330
Cash dividends$272,0001,732
Sale, conversion, retirement of capital stock, net$0632
Net operating income$827,0001,907
2016-12-31 (YTD Data)Rank
Total interest income$12,271,0002,033
Total interest expense$777,0002,864
Net interest income$11,494,0001,939
Provision for loan and lease losses$27,0003,934
Total noninterest income$1,234,0002,737
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$442,0002,291
Trading account gains and fees$0170
Additional Noninterest Income$792,0002,674
Total noninterest expense$8,571,0002,170
Salaries and employee benefits$5,453,0001,956
Premises and equipment expense$732,0002,637
Additional noninterest expense$2,386,0002,401
Pre-tax net operating income$4,130,0001,896
Securities gains (losses)$03,212
Applicable income taxes$900,0001,753
Income before extraordinary items$3,230,0001,974
Extraordinary gains, net$05
Net income$3,230,0001,973
Minority interest net income$082
Net income of bank and minority interests.$3,230,0001,973
Net charge-offs$-15,0005,062
Cash dividends$868,0002,378
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,230,0001,924
2016-09-30 (YTD Data)Rank
Total interest income$9,155,0002,045
Total interest expense$582,0002,871
Net interest income$8,573,0001,954
Provision for loan and lease losses$82,0002,956
Total noninterest income$884,0002,803
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$323,0002,338
Trading account gains and fees$0169
Additional Noninterest Income$561,0002,735
Total noninterest expense$6,392,0002,179
Salaries and employee benefits$4,084,0001,944
Premises and equipment expense$545,0002,668
Additional noninterest expense$1,763,0002,430
Pre-tax net operating income$2,983,0001,971
Securities gains (losses)$03,160
Applicable income taxes$630,0001,854
Income before extraordinary items$2,353,0002,055
Extraordinary gains, net$05
Net income$2,353,0002,054
Minority interest net income$071
Net income of bank and minority interests.$2,353,0002,055
Net charge-offs$-39,0005,293
Cash dividends$595,0002,211
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,353,0001,982
2016-06-30 (YTD Data)Rank
Total interest income$6,124,0002,051
Total interest expense$389,0002,878
Net interest income$5,735,0001,953
Provision for loan and lease losses$41,0003,086
Total noninterest income$499,0003,040
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$206,0002,393
Trading account gains and fees$0157
Additional Noninterest Income$293,0003,052
Total noninterest expense$4,333,0002,154
Salaries and employee benefits$2,729,0001,945
Premises and equipment expense$373,0002,644
Additional noninterest expense$1,231,0002,349
Pre-tax net operating income$1,860,0002,058
Securities gains (losses)$02,835
Applicable income taxes$392,0001,898
Income before extraordinary items$1,468,0002,175
Extraordinary gains, net$016
Net income$1,468,0002,174
Minority interest net income$071
Net income of bank and minority interests.$1,468,0002,174
Net charge-offs$-37,0005,410
Cash dividends$397,0002,253
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,468,0002,100
2016-03-31 (YTD Data)Rank
Total interest income$2,975,0002,093
Total interest expense$196,0002,877
Net interest income$2,779,0002,005
Provision for loan and lease losses$10,0003,253
Total noninterest income$240,0003,080
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$99,0002,444
Trading account gains and fees$0142
Additional Noninterest Income$141,0003,060
Total noninterest expense$2,197,0002,135
Salaries and employee benefits$1,374,0001,939
Premises and equipment expense$195,0002,584
Additional noninterest expense$628,0002,302
Pre-tax net operating income$812,0002,247
Securities gains (losses)$02,077
Applicable income taxes$152,0002,088
Income before extraordinary items$660,0002,295
Extraordinary gains, net$012
Net income$660,0002,295
Minority interest net income$062
Net income of bank and minority interests.$660,0002,295
Net charge-offs$-36,0005,632
Cash dividends$198,0001,966
Sale, conversion, retirement of capital stock, net$0659
Net operating income$660,0002,246
2015-12-31 (YTD Data)Rank
Total interest income$11,579,0002,088
Total interest expense$691,0003,091
Net interest income$10,888,0001,986
Provision for loan and lease losses$170,0002,520
Total noninterest income$1,183,0002,814
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$437,0002,358
Trading account gains and fees$0159
Additional Noninterest Income$746,0002,740
Total noninterest expense$8,692,0002,150
Salaries and employee benefits$5,557,0001,873
Premises and equipment expense$776,0002,614
Additional noninterest expense$2,359,0002,456
Pre-tax net operating income$3,209,0002,218
Securities gains (losses)$03,216
Applicable income taxes$604,0002,056
Income before extraordinary items$2,605,0002,265
Extraordinary gains, net$023
Net income$2,605,0002,265
Minority interest net income$081
Net income of bank and minority interests.$2,605,0002,266
Net charge-offs$-58,0005,616
Cash dividends$794,0002,403
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,605,0002,224
2015-09-30 (YTD Data)Rank
Total interest income$8,630,0002,119
Total interest expense$507,0003,181
Net interest income$8,123,0002,005
Provision for loan and lease losses$160,0002,194
Total noninterest income$930,0002,760
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$328,0002,372
Trading account gains and fees$0153
Additional Noninterest Income$602,0002,662
Total noninterest expense$6,637,0002,119
Salaries and employee benefits$4,208,0001,862
Premises and equipment expense$578,0002,664
Additional noninterest expense$1,851,0002,361
Pre-tax net operating income$2,256,0002,356
Securities gains (losses)$03,031
Applicable income taxes$397,0002,215
Income before extraordinary items$1,859,0002,387
Extraordinary gains, net$021
Net income$1,859,0002,388
Minority interest net income$078
Net income of bank and minority interests.$1,859,0002,388
Net charge-offs$-56,0005,644
Cash dividends$594,0002,152
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,859,0002,354
2015-06-30 (YTD Data)Rank
Total interest income$5,672,0002,144
Total interest expense$329,0003,261
Net interest income$5,343,0002,021
Provision for loan and lease losses$135,0001,911
Total noninterest income$644,0002,735
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$213,0002,390
Trading account gains and fees$0157
Additional Noninterest Income$431,0002,589
Total noninterest expense$4,377,0002,148
Salaries and employee benefits$2,817,0001,864
Premises and equipment expense$368,0002,776
Additional noninterest expense$1,192,0002,446
Pre-tax net operating income$1,475,0002,362
Securities gains (losses)$02,636
Applicable income taxes$266,0002,212
Income before extraordinary items$1,209,0002,426
Extraordinary gains, net$022
Net income$1,209,0002,428
Minority interest net income$075
Net income of bank and minority interests.$1,209,0002,428
Net charge-offs$-16,0005,405
Cash dividends$396,0002,178
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,209,0002,370
2015-03-31 (YTD Data)Rank
Total interest income$2,808,0002,158
Total interest expense$161,0003,335
Net interest income$2,647,0002,031
Provision for loan and lease losses$75,0001,675
Total noninterest income$305,0002,781
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$99,0002,487
Trading account gains and fees$0152
Additional Noninterest Income$206,0002,586
Total noninterest expense$2,220,0002,126
Salaries and employee benefits$1,421,0001,862
Premises and equipment expense$188,0002,766
Additional noninterest expense$611,0002,380
Pre-tax net operating income$657,0002,535
Securities gains (losses)$02,027
Applicable income taxes$108,0002,375
Income before extraordinary items$549,0002,549
Extraordinary gains, net$013
Net income$549,0002,552
Minority interest net income$064
Net income of bank and minority interests.$549,0002,551
Net charge-offs$-12,0005,499
Cash dividends$198,0001,886
Sale, conversion, retirement of capital stock, net$0697
Net operating income$549,0002,479
2014-12-31 (YTD Data)Rank
Total interest income$11,435,0002,118
Total interest expense$642,0003,472
Net interest income$10,793,0001,988
Provision for loan and lease losses$440,0001,589
Total noninterest income$1,422,0002,597
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$443,0002,501
Trading account gains and fees$0180
Additional Noninterest Income$979,0002,349
Total noninterest expense$8,793,0002,146
Salaries and employee benefits$5,669,0001,815
Premises and equipment expense$729,0002,838
Additional noninterest expense$2,395,0002,488
Pre-tax net operating income$2,982,0002,288
Securities gains (losses)$03,259
Applicable income taxes$587,0002,055
Income before extraordinary items$2,395,0002,387
Extraordinary gains, net$017
Net income$2,395,0002,387
Minority interest net income$084
Net income of bank and minority interests.$2,395,0002,387
Net charge-offs$-15,0005,737
Cash dividends$727,0002,422
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,395,0002,339
2014-09-30 (YTD Data)Rank
Total interest income$8,571,0002,141
Total interest expense$477,0003,542
Net interest income$8,094,0002,002
Provision for loan and lease losses$365,0001,454
Total noninterest income$1,023,0002,671
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$330,0002,532
Trading account gains and fees$0174
Additional Noninterest Income$693,0002,451
Total noninterest expense$6,614,0002,145
Salaries and employee benefits$4,266,0001,815
Premises and equipment expense$551,0002,851
Additional noninterest expense$1,797,0002,506
Pre-tax net operating income$2,138,0002,407
Securities gains (losses)$02,980
Applicable income taxes$404,0002,182
Income before extraordinary items$1,734,0002,467
Extraordinary gains, net$015
Net income$1,734,0002,468
Minority interest net income$081
Net income of bank and minority interests.$1,734,0002,467
Net charge-offs$-32,0005,911
Cash dividends$544,0002,127
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,734,0002,423
2014-06-30 (YTD Data)Rank
Total interest income$5,615,0002,161
Total interest expense$315,0003,600
Net interest income$5,300,0002,021
Provision for loan and lease losses$270,0001,390
Total noninterest income$693,0002,619
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$217,0002,526
Trading account gains and fees$0172
Additional Noninterest Income$476,0002,367
Total noninterest expense$4,414,0002,140
Salaries and employee benefits$2,853,0001,807
Premises and equipment expense$365,0002,885
Additional noninterest expense$1,196,0002,497
Pre-tax net operating income$1,309,0002,488
Securities gains (losses)$02,580
Applicable income taxes$217,0002,336
Income before extraordinary items$1,092,0002,483
Extraordinary gains, net$020
Net income$1,092,0002,486
Minority interest net income$080
Net income of bank and minority interests.$1,092,0002,487
Net charge-offs$17,0003,484
Cash dividends$363,0002,130
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,092,0002,448
2014-03-31 (YTD Data)Rank
Total interest income$2,760,0002,192
Total interest expense$157,0003,672
Net interest income$2,603,0002,046
Provision for loan and lease losses$135,0001,369
Total noninterest income$325,0002,689
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$108,0002,513
Trading account gains and fees$0147
Additional Noninterest Income$217,0002,439
Total noninterest expense$2,181,0002,169
Salaries and employee benefits$1,434,0001,812
Premises and equipment expense$191,0002,846
Additional noninterest expense$556,0002,658
Pre-tax net operating income$612,0002,542
Securities gains (losses)$01,715
Applicable income taxes$94,0002,410
Income before extraordinary items$518,0002,498
Extraordinary gains, net$016
Net income$518,0002,501
Minority interest net income$066
Net income of bank and minority interests.$518,0002,501
Net charge-offs$-1,0004,711
Cash dividends$181,0001,851
Sale, conversion, retirement of capital stock, net$0747
Net operating income$518,0002,457
2013-12-31 (YTD Data)Rank
Total interest income$10,356,0002,349
Total interest expense$774,0003,522
Net interest income$9,582,0002,183
Provision for loan and lease losses$318,0002,373
Total noninterest income$1,722,0002,366
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$483,0002,448
Trading account gains and fees$0184
Additional Noninterest Income$1,239,0002,091
Total noninterest expense$8,940,0002,121
Salaries and employee benefits$5,827,0001,767
Premises and equipment expense$835,0002,614
Additional noninterest expense$2,278,0002,696
Pre-tax net operating income$2,046,0002,813
Securities gains (losses)$38,0001,982
Applicable income taxes$269,0002,730
Income before extraordinary items$1,815,0002,795
Extraordinary gains, net$029
Net income$1,815,0002,797
Minority interest net income$090
Net income of bank and minority interests.$1,815,0002,798
Net charge-offs$512,0001,990
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,781,9402,765
2013-09-30 (YTD Data)Rank
Total interest income$7,731,0002,362
Total interest expense$600,0003,536
Net interest income$7,131,0002,204
Provision for loan and lease losses$218,0002,490
Total noninterest income$1,117,0002,649
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$366,0002,441
Trading account gains and fees$0180
Additional Noninterest Income$751,0002,416
Total noninterest expense$6,786,0002,091
Salaries and employee benefits$4,436,0001,743
Premises and equipment expense$645,0002,585
Additional noninterest expense$1,705,0002,684
Pre-tax net operating income$1,244,0003,294
Securities gains (losses)$1,0002,916
Applicable income taxes$89,0003,385
Income before extraordinary items$1,156,0003,140
Extraordinary gains, net$025
Net income$1,156,0003,144
Minority interest net income$084
Net income of bank and minority interests.$1,156,0003,144
Net charge-offs$491,0001,607
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,155,0703,072
2013-06-30 (YTD Data)Rank
Total interest income$5,225,0002,337
Total interest expense$414,0003,517
Net interest income$4,811,0002,168
Provision for loan and lease losses$135,0002,601
Total noninterest income$879,0002,411
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$241,0002,432
Trading account gains and fees$0157
Additional Noninterest Income$638,0002,154
Total noninterest expense$4,656,0002,037
Salaries and employee benefits$3,064,0001,687
Premises and equipment expense$445,0002,514
Additional noninterest expense$1,147,0002,644
Pre-tax net operating income$899,0003,097
Securities gains (losses)$02,791
Applicable income taxes$76,0003,195
Income before extraordinary items$823,0003,011
Extraordinary gains, net$022
Net income$823,0003,013
Minority interest net income$082
Net income of bank and minority interests.$823,0003,014
Net charge-offs$390,0001,463
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$823,0002,922
2013-03-31 (YTD Data)Rank
Total interest income$2,585,0002,390
Total interest expense$221,0003,450
Net interest income$2,364,0002,214
Provision for loan and lease losses$60,0002,589
Total noninterest income$430,0002,463
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$119,0002,453
Trading account gains and fees$0148
Additional Noninterest Income$311,0002,171
Total noninterest expense$2,319,0002,068
Salaries and employee benefits$1,470,0001,775
Premises and equipment expense$234,0002,433
Additional noninterest expense$615,0002,485
Pre-tax net operating income$415,0003,235
Securities gains (losses)$01,966
Applicable income taxes$27,0003,430
Income before extraordinary items$388,0003,078
Extraordinary gains, net$010
Net income$388,0003,079
Minority interest net income$076
Net income of bank and minority interests.$388,0003,080
Net charge-offs$282,0001,103
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$388,0002,991
2012-12-31 (YTD Data)Rank
Total interest income$9,877,0002,596
Total interest expense$925,0003,803
Net interest income$8,952,0002,405
Provision for loan and lease losses$-860,0007,017
Total noninterest income$1,424,0002,687
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$429,0002,783
Trading account gains and fees$0166
Additional Noninterest Income$995,0002,373
Total noninterest expense$8,355,0002,254
Salaries and employee benefits$5,028,0002,001
Premises and equipment expense$771,0002,824
Additional noninterest expense$2,556,0002,517
Pre-tax net operating income$2,881,0002,167
Securities gains (losses)$03,810
Applicable income taxes$548,0002,089
Income before extraordinary items$2,333,0002,306
Extraordinary gains, net$029
Net income$2,333,0002,307
Minority interest net income$093
Net income of bank and minority interests.$2,333,0002,308
Net charge-offs$-500,0007,045
Cash dividends$1,038,0001,893
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,333,0002,186
2012-09-30 (YTD Data)Rank
Total interest income$7,396,0002,656
Total interest expense$696,0003,910
Net interest income$6,700,0002,449
Provision for loan and lease losses$-875,0007,132
Total noninterest income$1,065,0002,700
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$319,0002,841
Trading account gains and fees$0157
Additional Noninterest Income$746,0002,368
Total noninterest expense$6,056,0002,337
Salaries and employee benefits$3,667,0002,044
Premises and equipment expense$575,0002,865
Additional noninterest expense$1,814,0002,648
Pre-tax net operating income$2,584,0001,919
Securities gains (losses)$03,575
Applicable income taxes$561,0001,812
Income before extraordinary items$2,023,0002,084
Extraordinary gains, net$020
Net income$2,023,0002,084
Minority interest net income$086
Net income of bank and minority interests.$2,023,0002,085
Net charge-offs$-630,0007,153
Cash dividends$238,0002,780
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,023,0001,965
2012-06-30 (YTD Data)Rank
Total interest income$4,915,0002,667
Total interest expense$468,0003,982
Net interest income$4,447,0002,456
Provision for loan and lease losses$-205,0007,142
Total noninterest income$469,0003,360
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$214,0002,813
Trading account gains and fees$0153
Additional Noninterest Income$255,0003,303
Total noninterest expense$3,956,0002,387
Salaries and employee benefits$2,438,0002,053
Premises and equipment expense$383,0002,857
Additional noninterest expense$1,135,0002,818
Pre-tax net operating income$1,165,0002,576
Securities gains (losses)$03,178
Applicable income taxes$183,0002,527
Income before extraordinary items$982,0002,654
Extraordinary gains, net$019
Net income$982,0002,654
Minority interest net income$084
Net income of bank and minority interests.$982,0002,654
Net charge-offs$-604,0007,226
Cash dividends$159,0002,694
Sale, conversion, retirement of capital stock, net$0928
Net operating income$982,0002,510
2012-03-31 (YTD Data)Rank
Total interest income$2,455,0002,697
Total interest expense$236,0004,064
Net interest income$2,219,0002,467
Provision for loan and lease losses$90,0002,992
Total noninterest income$248,0003,259
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$104,0002,850
Trading account gains and fees$0148
Additional Noninterest Income$144,0003,121
Total noninterest expense$1,905,0002,474
Salaries and employee benefits$1,210,0002,071
Premises and equipment expense$195,0002,836
Additional noninterest expense$500,0003,093
Pre-tax net operating income$472,0002,989
Securities gains (losses)$02,210
Applicable income taxes$56,0002,964
Income before extraordinary items$416,0002,975
Extraordinary gains, net$019
Net income$416,0002,978
Minority interest net income$078
Net income of bank and minority interests.$416,0002,979
Net charge-offs$-210,0007,235
Cash dividends$79,0002,231
Sale, conversion, retirement of capital stock, net$0861
Net operating income$416,0002,826
2011-12-31 (YTD Data)Rank
Total interest income$10,595,0002,631
Total interest expense$1,335,0003,712
Net interest income$9,260,0002,369
Provision for loan and lease losses$1,150,0002,220
Total noninterest income$1,159,0002,868
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$444,0002,819
Trading account gains and fees$0146
Additional Noninterest Income$715,0002,615
Total noninterest expense$7,783,0002,429
Salaries and employee benefits$4,664,0002,077
Premises and equipment expense$820,0002,857
Additional noninterest expense$2,299,0002,766
Pre-tax net operating income$1,486,0003,045
Securities gains (losses)$87,0002,170
Applicable income taxes$105,0003,351
Income before extraordinary items$1,468,0002,808
Extraordinary gains, net$029
Net income$1,468,0002,810
Minority interest net income$096
Net income of bank and minority interests.$1,468,0002,810
Net charge-offs$1,314,0002,045
Cash dividends$227,0003,244
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,387,0902,843
2011-09-30 (YTD Data)Rank
Total interest income$8,074,0002,610
Total interest expense$1,061,0003,692
Net interest income$7,013,0002,346
Provision for loan and lease losses$850,0002,178
Total noninterest income$828,0002,940
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$331,0002,837
Trading account gains and fees$0145
Additional Noninterest Income$497,0002,721
Total noninterest expense$5,941,0002,402
Salaries and employee benefits$3,531,0002,049
Premises and equipment expense$625,0002,842
Additional noninterest expense$1,785,0002,694
Pre-tax net operating income$1,050,0003,221
Securities gains (losses)$87,0001,901
Applicable income taxes$63,0003,500
Income before extraordinary items$1,074,0002,920
Extraordinary gains, net$021
Net income$1,074,0002,923
Minority interest net income$087
Net income of bank and minority interests.$1,074,0002,923
Net charge-offs$1,315,0001,629
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$992,2202,984
2011-06-30 (YTD Data)Rank
Total interest income$5,442,0002,609
Total interest expense$724,0003,731
Net interest income$4,718,0002,325
Provision for loan and lease losses$550,0002,190
Total noninterest income$570,0002,884
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$217,0002,844
Trading account gains and fees$0153
Additional Noninterest Income$353,0002,639
Total noninterest expense$3,884,0002,457
Salaries and employee benefits$2,382,0002,042
Premises and equipment expense$423,0002,818
Additional noninterest expense$1,079,0003,003
Pre-tax net operating income$854,0002,797
Securities gains (losses)$87,0001,233
Applicable income taxes$111,0002,776
Income before extraordinary items$830,0002,609
Extraordinary gains, net$015
Net income$830,0002,609
Minority interest net income$089
Net income of bank and minority interests.$830,0002,609
Net charge-offs$888,0001,579
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$753,4402,697
2011-03-31 (YTD Data)Rank
Total interest income$2,757,0002,593
Total interest expense$386,0003,682
Net interest income$2,371,0002,300
Provision for loan and lease losses$150,0002,750
Total noninterest income$243,0003,209
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$107,0002,839
Trading account gains and fees$0158
Additional Noninterest Income$136,0003,073
Total noninterest expense$1,956,0002,463
Salaries and employee benefits$1,176,0002,085
Premises and equipment expense$216,0002,807
Additional noninterest expense$564,0002,869
Pre-tax net operating income$508,0002,523
Securities gains (losses)$01,772
Applicable income taxes$68,0002,582
Income before extraordinary items$440,0002,480
Extraordinary gains, net$09
Net income$440,0002,479
Minority interest net income$086
Net income of bank and minority interests.$440,0002,480
Net charge-offs$320,0001,684
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$440,0002,430
2010-12-31 (YTD Data)Rank
Total interest income$11,157,0002,689
Total interest expense$1,893,0003,704
Net interest income$9,264,0002,355
Provision for loan and lease losses$1,100,0002,908
Total noninterest income$1,241,0002,852
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$470,0002,756
Trading account gains and fees$0175
Additional Noninterest Income$771,0002,548
Total noninterest expense$7,701,0002,516
Salaries and employee benefits$4,667,0002,072
Premises and equipment expense$903,0002,690
Additional noninterest expense$2,131,0003,081
Pre-tax net operating income$1,704,0002,520
Securities gains (losses)$182,0001,672
Applicable income taxes$287,0002,404
Income before extraordinary items$1,599,0002,401
Extraordinary gains, net$029
Net income$1,599,0002,399
Minority interest net income$0111
Net income of bank and minority interests.$1,599,0002,402
Net charge-offs$1,383,0002,266
Cash dividends$244,0003,123
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,444,3002,477
2010-09-30 (YTD Data)Rank
Total interest income$8,382,0002,739
Total interest expense$1,476,0003,746
Net interest income$6,906,0002,409
Provision for loan and lease losses$500,0003,526
Total noninterest income$865,0003,003
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$358,0002,781
Trading account gains and fees$0165
Additional Noninterest Income$507,0002,733
Total noninterest expense$5,705,0002,540
Salaries and employee benefits$3,473,0002,080
Premises and equipment expense$682,0002,716
Additional noninterest expense$1,550,0003,125
Pre-tax net operating income$1,566,0002,294
Securities gains (losses)$182,0001,448
Applicable income taxes$347,0002,010
Income before extraordinary items$1,401,0002,274
Extraordinary gains, net$023
Net income$1,401,0002,274
Minority interest net income$0110
Net income of bank and minority interests.$1,401,0002,276
Net charge-offs$909,0002,305
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,255,4002,336
2010-06-30 (YTD Data)Rank
Total interest income$5,664,0002,724
Total interest expense$1,032,0003,723
Net interest income$4,632,0002,398
Provision for loan and lease losses$350,0003,380
Total noninterest income$450,0003,424
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$232,0002,865
Trading account gains and fees$0152
Additional Noninterest Income$218,0003,366
Total noninterest expense$3,772,0002,571
Salaries and employee benefits$2,280,0002,130
Premises and equipment expense$459,0002,708
Additional noninterest expense$1,033,0003,108
Pre-tax net operating income$960,0002,454
Securities gains (losses)$182,000995
Applicable income taxes$247,0001,921
Income before extraordinary items$895,0002,308
Extraordinary gains, net$019
Net income$895,0002,305
Minority interest net income$0105
Net income of bank and minority interests.$895,0002,308
Net charge-offs$106,0004,176
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$753,0402,509
2010-03-31 (YTD Data)Rank
Total interest income$2,862,0002,758
Total interest expense$519,0003,830
Net interest income$2,343,0002,410
Provision for loan and lease losses$150,0003,336
Total noninterest income$206,0003,583
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$115,0002,869
Trading account gains and fees$0175
Additional Noninterest Income$91,0003,692
Total noninterest expense$1,865,0002,621
Salaries and employee benefits$1,135,0002,172
Premises and equipment expense$236,0002,704
Additional noninterest expense$494,0003,217
Pre-tax net operating income$534,0002,288
Securities gains (losses)$182,000553
Applicable income taxes$176,0001,558
Income before extraordinary items$540,0002,006
Extraordinary gains, net$016
Net income$540,0002,004
Minority interest net income$091
Net income of bank and minority interests.$540,0002,006
Net charge-offs$90,0003,194
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$403,5002,446
2009-12-31 (YTD Data)Rank
Total interest income$12,676,0002,599
Total interest expense$2,397,0004,007
Net interest income$10,279,0002,134
Provision for loan and lease losses$1,020,0003,470
Total noninterest income$1,205,0002,978
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$475,0003,008
Trading account gains and fees$0211
Additional Noninterest Income$730,0002,595
Total noninterest expense$7,607,0002,587
Salaries and employee benefits$4,616,0002,129
Premises and equipment expense$939,0002,725
Additional noninterest expense$2,052,0003,248
Pre-tax net operating income$2,857,0001,406
Securities gains (losses)$4,0003,487
Applicable income taxes$884,0001,056
Income before extraordinary items$1,977,0001,709
Extraordinary gains, net$034
Net income$1,977,0001,707
Minority interest net income$0115
Net income of bank and minority interests.$1,977,0001,708
Net charge-offs$330,0004,368
Cash dividends$91,0004,195
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,974,2401,652
2009-09-30 (YTD Data)Rank
Total interest income$9,646,0002,622
Total interest expense$1,890,0004,003
Net interest income$7,756,0002,116
Provision for loan and lease losses$870,0002,991
Total noninterest income$919,0002,987
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$356,0003,015
Trading account gains and fees$0212
Additional Noninterest Income$563,0002,616
Total noninterest expense$5,817,0002,542
Salaries and employee benefits$3,517,0002,110
Premises and equipment expense$703,0002,755
Additional noninterest expense$1,597,0003,125
Pre-tax net operating income$1,988,0001,639
Securities gains (losses)$4,0003,208
Applicable income taxes$639,0001,169
Income before extraordinary items$1,353,0001,966
Extraordinary gains, net$027
Net income$1,353,0001,965
Minority interest net income$0118
Net income of bank and minority interests.$1,353,0001,966
Net charge-offs$322,0003,619
Cash dividends$69,0003,798
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,350,2801,926
2009-06-30 (YTD Data)Rank
Total interest income$6,508,0002,621
Total interest expense$1,338,0003,951
Net interest income$5,170,0002,115
Provision for loan and lease losses$640,0002,613
Total noninterest income$704,0002,742
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$230,0003,051
Trading account gains and fees$0193
Additional Noninterest Income$474,0002,293
Total noninterest expense$3,969,0002,518
Salaries and employee benefits$2,385,0002,115
Premises and equipment expense$485,0002,709
Additional noninterest expense$1,099,0003,056
Pre-tax net operating income$1,265,0001,751
Securities gains (losses)$-100,0007,680
Applicable income taxes$371,0001,334
Income before extraordinary items$794,0002,243
Extraordinary gains, net$021
Net income$794,0002,240
Minority interest net income$0112
Net income of bank and minority interests.$794,0002,242
Net charge-offs$195,0003,449
Cash dividends$46,0003,685
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$862,0002,047
2009-03-31 (YTD Data)Rank
Total interest income$3,347,0002,593
Total interest expense$709,0003,908
Net interest income$2,638,0002,072
Provision for loan and lease losses$320,0002,218
Total noninterest income$356,0002,697
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$114,0003,008
Trading account gains and fees$0171
Additional Noninterest Income$242,0002,239
Total noninterest expense$2,033,0002,388
Salaries and employee benefits$1,226,0002,085
Premises and equipment expense$252,0002,661
Additional noninterest expense$555,0002,745
Pre-tax net operating income$641,0001,947
Securities gains (losses)$02,434
Applicable income taxes$209,0001,406
Income before extraordinary items$432,0002,407
Extraordinary gains, net$015
Net income$432,0002,407
Minority interest net income$0102
Net income of bank and minority interests.$432,0002,409
Net charge-offs$149,0002,422
Cash dividends$22,0002,906
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$432,0002,272
2008-12-31 (YTD Data)Rank
Total interest income$16,070,0002,326
Total interest expense$4,208,0003,390
Net interest income$11,862,0001,877
Provision for loan and lease losses$1,247,0002,408
Total noninterest income$1,419,0002,737
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$488,0003,063
Trading account gains and fees$0154
Additional Noninterest Income$931,0002,235
Total noninterest expense$7,249,0002,601
Salaries and employee benefits$4,757,0002,133
Premises and equipment expense$976,0002,686
Additional noninterest expense$1,516,0003,593
Pre-tax net operating income$4,785,0001,141
Securities gains (losses)$-811,0007,674
Applicable income taxes$1,311,000961
Income before extraordinary items$2,663,0001,533
Extraordinary gains, net$039
Net income$2,663,0001,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$784,0002,228
Cash dividends$907,0002,462
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,206,3701,366
2008-09-30 (YTD Data)Rank
Total interest income$11,811,0002,415
Total interest expense$3,311,0003,379
Net interest income$8,500,0001,979
Provision for loan and lease losses$1,068,0001,759
Total noninterest income$1,177,0002,613
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$369,0003,080
Trading account gains and fees$0148
Additional Noninterest Income$808,0002,108
Total noninterest expense$5,471,0002,579
Salaries and employee benefits$3,549,0002,175
Premises and equipment expense$734,0002,689
Additional noninterest expense$1,188,0003,412
Pre-tax net operating income$3,138,0001,557
Securities gains (losses)$-811,0007,870
Applicable income taxes$719,0001,500
Income before extraordinary items$1,608,0002,192
Extraordinary gains, net$031
Net income$1,608,0002,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$782,0001,513
Cash dividends$680,0002,321
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,167,5901,749
2008-06-30 (YTD Data)Rank
Total interest income$7,890,0002,445
Total interest expense$2,341,0003,347
Net interest income$5,549,0002,008
Provision for loan and lease losses$967,0001,251
Total noninterest income$680,0002,905
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$248,0003,037
Trading account gains and fees$0149
Additional Noninterest Income$432,0002,464
Total noninterest expense$3,580,0002,629
Salaries and employee benefits$2,334,0002,226
Premises and equipment expense$497,0002,653
Additional noninterest expense$749,0003,522
Pre-tax net operating income$1,682,0001,974
Securities gains (losses)$03,233
Applicable income taxes$537,0001,522
Income before extraordinary items$1,145,0002,298
Extraordinary gains, net$021
Net income$1,145,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,000992
Cash dividends$453,0002,420
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,145,0002,257
2008-03-31 (YTD Data)Rank
Total interest income$3,940,0002,506
Total interest expense$1,320,0003,209
Net interest income$2,620,0002,123
Provision for loan and lease losses$617,000882
Total noninterest income$446,0002,408
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$124,0002,985
Trading account gains and fees$0158
Additional Noninterest Income$322,0001,885
Total noninterest expense$1,778,0002,648
Salaries and employee benefits$1,164,0002,258
Premises and equipment expense$255,0002,626
Additional noninterest expense$359,0003,600
Pre-tax net operating income$671,0002,497
Securities gains (losses)$02,688
Applicable income taxes$210,0001,901
Income before extraordinary items$461,0002,874
Extraordinary gains, net$015
Net income$461,0002,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$704,000576
Cash dividends$227,0002,187
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$461,0002,797
2007-12-31 (YTD Data)Rank
Total interest income$16,392,0002,487
Total interest expense$6,136,0002,961
Net interest income$10,256,0002,199
Provision for loan and lease losses$31,0006,052
Total noninterest income$1,151,0003,220
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$476,0003,153
Trading account gains and fees$0178
Additional Noninterest Income$675,0002,813
Total noninterest expense$6,921,0002,621
Salaries and employee benefits$4,512,0002,232
Premises and equipment expense$935,0002,714
Additional noninterest expense$1,474,0003,469
Pre-tax net operating income$4,455,0001,814
Securities gains (losses)$412,000293
Applicable income taxes$1,555,0001,386
Income before extraordinary items$3,312,0001,885
Extraordinary gains, net$039
Net income$3,312,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$850,0002,880
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,031,8402,016
2007-09-30 (YTD Data)Rank
Total interest income$12,123,0002,519
Total interest expense$4,604,0002,950
Net interest income$7,519,0002,256
Provision for loan and lease losses$155,0003,427
Total noninterest income$840,0003,287
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$358,0003,130
Trading account gains and fees$0184
Additional Noninterest Income$482,0002,910
Total noninterest expense$4,917,0002,709
Salaries and employee benefits$3,356,0002,245
Premises and equipment expense$678,0002,785
Additional noninterest expense$883,0004,074
Pre-tax net operating income$3,287,0001,949
Securities gains (losses)$01,655
Applicable income taxes$1,036,0001,603
Income before extraordinary items$2,251,0002,161
Extraordinary gains, net$033
Net income$2,251,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,926
Cash dividends$624,0002,630
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,251,0002,147
2007-06-30 (YTD Data)Rank
Total interest income$7,867,0002,587
Total interest expense$3,010,0003,002
Net interest income$4,857,0002,339
Provision for loan and lease losses$95,0003,362
Total noninterest income$578,0003,242
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$244,0003,078
Trading account gains and fees$0168
Additional Noninterest Income$334,0002,848
Total noninterest expense$3,277,0002,751
Salaries and employee benefits$2,236,0002,281
Premises and equipment expense$452,0002,807
Additional noninterest expense$589,0004,070
Pre-tax net operating income$2,063,0002,099
Securities gains (losses)$01,444
Applicable income taxes$627,0001,786
Income before extraordinary items$1,436,0002,278
Extraordinary gains, net$029
Net income$1,436,0002,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$397,0002,798
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,436,0002,260
2007-03-31 (YTD Data)Rank
Total interest income$3,799,0002,663
Total interest expense$1,464,0003,052
Net interest income$2,335,0002,422
Provision for loan and lease losses$45,0003,197
Total noninterest income$285,0003,220
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$124,0002,997
Trading account gains and fees$0195
Additional Noninterest Income$161,0002,888
Total noninterest expense$1,641,0002,755
Salaries and employee benefits$1,110,0002,316
Premises and equipment expense$237,0002,713
Additional noninterest expense$294,0004,038
Pre-tax net operating income$934,0002,285
Securities gains (losses)$01,187
Applicable income taxes$270,0001,997
Income before extraordinary items$664,0002,431
Extraordinary gains, net$022
Net income$664,0002,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$198,0002,489
Sale, conversion, retirement of capital stock, net$0885
Net operating income$664,0002,409
2006-12-31 (YTD Data)Rank
Total interest income$13,924,0002,700
Total interest expense$4,682,0003,193
Net interest income$9,242,0002,457
Provision for loan and lease losses$132,0004,240
Total noninterest income$1,279,0003,003
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$506,0003,032
Trading account gains and fees$0130
Additional Noninterest Income$773,0002,628
Total noninterest expense$6,644,0002,640
Salaries and employee benefits$4,474,0002,186
Premises and equipment expense$849,0002,852
Additional noninterest expense$1,321,0003,657
Pre-tax net operating income$3,745,0002,358
Securities gains (losses)$01,687
Applicable income taxes$1,080,0002,088
Income before extraordinary items$2,665,0002,487
Extraordinary gains, net$051
Net income$2,665,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,587
Cash dividends$794,0002,992
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,665,0002,468
2006-09-30 (YTD Data)Rank
Total interest income$10,158,0002,759
Total interest expense$3,303,0003,251
Net interest income$6,855,0002,502
Provision for loan and lease losses$98,0004,141
Total noninterest income$939,0003,060
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$387,0003,010
Trading account gains and fees$0126
Additional Noninterest Income$552,0002,705
Total noninterest expense$4,935,0002,657
Salaries and employee benefits$3,317,0002,218
Premises and equipment expense$635,0002,872
Additional noninterest expense$983,0003,659
Pre-tax net operating income$2,761,0002,463
Securities gains (losses)$01,388
Applicable income taxes$792,0002,216
Income before extraordinary items$1,969,0002,598
Extraordinary gains, net$045
Net income$1,969,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$595,0002,699
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,969,0002,586
2006-06-30 (YTD Data)Rank
Total interest income$6,510,0002,818
Total interest expense$2,091,0003,259
Net interest income$4,419,0002,586
Provision for loan and lease losses$63,0004,017
Total noninterest income$615,0003,071
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$259,0002,993
Trading account gains and fees$0126
Additional Noninterest Income$356,0002,729
Total noninterest expense$3,249,0002,711
Salaries and employee benefits$2,194,0002,235
Premises and equipment expense$415,0002,908
Additional noninterest expense$640,0003,727
Pre-tax net operating income$1,722,0002,591
Securities gains (losses)$01,185
Applicable income taxes$489,0002,349
Income before extraordinary items$1,233,0002,732
Extraordinary gains, net$039
Net income$1,233,0002,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$397,0002,747
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,233,0002,720
2006-03-31 (YTD Data)Rank
Total interest income$3,116,0002,877
Total interest expense$983,0003,296
Net interest income$2,133,0002,644
Provision for loan and lease losses$30,0003,822
Total noninterest income$300,0003,094
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$129,0002,926
Trading account gains and fees$0115
Additional Noninterest Income$171,0002,748
Total noninterest expense$1,628,0002,691
Salaries and employee benefits$1,097,0002,241
Premises and equipment expense$212,0002,866
Additional noninterest expense$319,0003,714
Pre-tax net operating income$775,0002,772
Securities gains (losses)$0955
Applicable income taxes$218,0002,490
Income before extraordinary items$557,0002,903
Extraordinary gains, net$021
Net income$557,0002,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$198,0002,461
Sale, conversion, retirement of capital stock, net$0648
Net operating income$557,0002,890
2005-12-31 (YTD Data)Rank
Total interest income$10,636,0002,993
Total interest expense$2,762,0003,556
Net interest income$7,874,0002,747
Provision for loan and lease losses$150,0004,107
Total noninterest income$1,337,0002,894
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$524,0002,957
Trading account gains and fees$0138
Additional Noninterest Income$813,0002,509
Total noninterest expense$6,163,0002,682
Salaries and employee benefits$4,118,0002,226
Premises and equipment expense$731,0003,129
Additional noninterest expense$1,314,0003,587
Pre-tax net operating income$2,898,0002,833
Securities gains (losses)$02,296
Applicable income taxes$863,0002,486
Income before extraordinary items$2,035,0003,061
Extraordinary gains, net$046
Net income$2,035,0003,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,024
Cash dividends$684,0003,120
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,035,0003,023
2005-09-30 (YTD Data)Rank
Total interest income$6,254,0003,580
Total interest expense$1,556,0004,184
Net interest income$4,698,0003,308
Provision for loan and lease losses$90,0004,305
Total noninterest income$946,0003,024
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$358,0003,157
Trading account gains and fees$0126
Additional Noninterest Income$588,0002,584
Total noninterest expense$3,675,0003,265
Salaries and employee benefits$2,545,0002,625
Premises and equipment expense$394,0004,009
Additional noninterest expense$736,0004,464
Pre-tax net operating income$1,879,0003,195
Securities gains (losses)$02,317
Applicable income taxes$550,0002,787
Income before extraordinary items$1,329,0003,431
Extraordinary gains, net$035
Net income$1,329,0003,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,839
Cash dividends$485,0002,870
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,329,0003,393
2005-06-30 (YTD Data)Rank
Total interest income$4,037,0003,599
Total interest expense$959,0004,251
Net interest income$3,078,0003,336
Provision for loan and lease losses$60,0004,115
Total noninterest income$645,0002,939
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$236,0003,145
Trading account gains and fees$0116
Additional Noninterest Income$409,0002,502
Total noninterest expense$2,415,0003,285
Salaries and employee benefits$1,676,0002,639
Premises and equipment expense$248,0004,176
Additional noninterest expense$491,0004,434
Pre-tax net operating income$1,248,0003,151
Securities gains (losses)$02,146
Applicable income taxes$363,0002,761
Income before extraordinary items$885,0003,401
Extraordinary gains, net$030
Net income$885,0003,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$323,0002,831
Sale, conversion, retirement of capital stock, net$0643
Net operating income$885,0003,352
2005-03-31 (YTD Data)Rank
Total interest income$1,976,0003,638
Total interest expense$460,0004,272
Net interest income$1,516,0003,379
Provision for loan and lease losses$30,0003,913
Total noninterest income$291,0003,124
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$113,0003,173
Trading account gains and fees$0115
Additional Noninterest Income$178,0002,669
Total noninterest expense$1,173,0003,374
Salaries and employee benefits$817,0002,730
Premises and equipment expense$117,0004,378
Additional noninterest expense$239,0004,502
Pre-tax net operating income$604,0003,206
Securities gains (losses)$01,685
Applicable income taxes$175,0002,812
Income before extraordinary items$429,0003,442
Extraordinary gains, net$024
Net income$429,0003,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$161,0002,456
Sale, conversion, retirement of capital stock, net$0491
Net operating income$429,0003,408
2004-12-31 (YTD Data)Rank
Total interest income$7,489,0003,594
Total interest expense$1,617,0004,299
Net interest income$5,872,0003,340
Provision for loan and lease losses$90,0005,165
Total noninterest income$1,297,0002,959
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$517,0003,068
Trading account gains and fees$0138
Additional Noninterest Income$780,0002,537
Total noninterest expense$4,625,0003,340
Salaries and employee benefits$3,207,0002,680
Premises and equipment expense$451,0004,396
Additional noninterest expense$967,0004,464
Pre-tax net operating income$2,454,0003,050
Securities gains (losses)$03,819
Applicable income taxes$741,0002,653
Income before extraordinary items$1,713,0003,297
Extraordinary gains, net$034
Net income$1,713,0003,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,584
Cash dividends$732,0002,886
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,713,0003,225
2004-09-30 (YTD Data)Rank
Total interest income$5,503,0003,641
Total interest expense$1,165,0004,376
Net interest income$4,338,0003,367
Provision for loan and lease losses$68,0004,952
Total noninterest income$1,023,0002,878
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$399,0003,018
Trading account gains and fees$0134
Additional Noninterest Income$624,0002,446
Total noninterest expense$3,484,0003,309
Salaries and employee benefits$2,426,0002,633
Premises and equipment expense$331,0004,460
Additional noninterest expense$727,0004,394
Pre-tax net operating income$1,809,0003,135
Securities gains (losses)$03,710
Applicable income taxes$543,0002,766
Income before extraordinary items$1,266,0003,405
Extraordinary gains, net$026
Net income$1,266,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,217
Cash dividends$571,0002,497
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,266,0003,317
2004-06-30 (YTD Data)Rank
Total interest income$3,618,0003,676
Total interest expense$740,0004,521
Net interest income$2,878,0003,381
Provision for loan and lease losses$45,0004,838
Total noninterest income$690,0002,861
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$270,0002,949
Trading account gains and fees$0130
Additional Noninterest Income$420,0002,433
Total noninterest expense$2,293,0003,368
Salaries and employee benefits$1,605,0002,663
Premises and equipment expense$217,0004,509
Additional noninterest expense$471,0004,535
Pre-tax net operating income$1,230,0003,059
Securities gains (losses)$03,413
Applicable income taxes$375,0002,674
Income before extraordinary items$855,0003,348
Extraordinary gains, net$021
Net income$855,0003,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$387,0002,528
Sale, conversion, retirement of capital stock, net$0638
Net operating income$855,0003,248
2004-03-31 (YTD Data)Rank
Total interest income$1,790,0003,721
Total interest expense$370,0004,547
Net interest income$1,420,0003,402
Provision for loan and lease losses$23,0004,653
Total noninterest income$368,0002,693
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$133,0002,922
Trading account gains and fees$0121
Additional Noninterest Income$235,0002,218
Total noninterest expense$1,182,0003,266
Salaries and employee benefits$830,0002,600
Premises and equipment expense$117,0004,321
Additional noninterest expense$235,0004,516
Pre-tax net operating income$583,0003,149
Securities gains (losses)$02,934
Applicable income taxes$175,0002,806
Income before extraordinary items$408,0003,447
Extraordinary gains, net$016
Net income$408,0003,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$202,0002,134
Sale, conversion, retirement of capital stock, net$0464
Net operating income$408,0003,339
2003-12-31 (YTD Data)Rank
Total interest income$7,137,0003,757
Total interest expense$1,728,0004,474
Net interest income$5,409,0003,478
Provision for loan and lease losses$150,0004,567
Total noninterest income$1,621,0002,670
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$556,0002,859
Trading account gains and fees$0160
Additional Noninterest Income$1,065,0002,293
Total noninterest expense$4,567,0003,317
Salaries and employee benefits$3,275,0002,555
Premises and equipment expense$400,0004,731
Additional noninterest expense$892,0004,659
Pre-tax net operating income$2,313,0003,064
Securities gains (losses)$04,500
Applicable income taxes$697,0002,807
Income before extraordinary items$1,616,0003,368
Extraordinary gains, net$054
Net income$1,616,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,630
Cash dividends$552,0003,342
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,616,0003,216
2003-09-30 (YTD Data)Rank
Total interest income$5,362,0003,804
Total interest expense$1,334,0004,508
Net interest income$4,028,0003,507
Provision for loan and lease losses$105,0004,577
Total noninterest income$1,292,0002,623
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$431,0002,798
Trading account gains and fees$0153
Additional Noninterest Income$861,0002,259
Total noninterest expense$3,426,0003,303
Salaries and employee benefits$2,467,0002,559
Premises and equipment expense$295,0004,767
Additional noninterest expense$664,0004,657
Pre-tax net operating income$1,789,0003,087
Securities gains (losses)$04,204
Applicable income taxes$543,0002,884
Income before extraordinary items$1,246,0003,394
Extraordinary gains, net$040
Net income$1,246,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,943
Cash dividends$368,0003,168
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,246,0003,231
2003-06-30 (YTD Data)Rank
Total interest income$3,564,0003,837
Total interest expense$923,0004,509
Net interest income$2,641,0003,545
Provision for loan and lease losses$60,0004,687
Total noninterest income$902,0002,528
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$289,0002,734
Trading account gains and fees$0150
Additional Noninterest Income$613,0002,165
Total noninterest expense$2,277,0003,307
Salaries and employee benefits$1,634,0002,565
Premises and equipment expense$202,0004,671
Additional noninterest expense$441,0004,662
Pre-tax net operating income$1,206,0003,070
Securities gains (losses)$03,782
Applicable income taxes$369,0002,854
Income before extraordinary items$837,0003,388
Extraordinary gains, net$030
Net income$837,0003,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$230,0003,271
Sale, conversion, retirement of capital stock, net$0589
Net operating income$837,0003,208
2003-03-31 (YTD Data)Rank
Total interest income$1,742,0003,938
Total interest expense$473,0004,519
Net interest income$1,269,0003,651
Provision for loan and lease losses$30,0004,429
Total noninterest income$396,0002,707
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$138,0002,749
Trading account gains and fees$0134
Additional Noninterest Income$258,0002,322
Total noninterest expense$1,119,0003,343
Salaries and employee benefits$801,0002,620
Premises and equipment expense$102,0004,629
Additional noninterest expense$216,0004,699
Pre-tax net operating income$516,0003,418
Securities gains (losses)$02,891
Applicable income taxes$156,0003,152
Income before extraordinary items$360,0003,735
Extraordinary gains, net$021
Net income$360,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$92,0003,038
Sale, conversion, retirement of capital stock, net$0419
Net operating income$360,0003,561
2002-12-31 (YTD Data)Rank
Total interest income$7,134,0003,986
Total interest expense$2,014,0004,775
Net interest income$5,120,0003,598
Provision for loan and lease losses$90,0005,880
Total noninterest income$1,379,0002,788
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$570,0002,670
Trading account gains and fees$0153
Additional Noninterest Income$809,0002,487
Total noninterest expense$4,022,0003,548
Salaries and employee benefits$2,811,0002,801
Premises and equipment expense$398,0004,674
Additional noninterest expense$813,0004,868
Pre-tax net operating income$2,387,0002,987
Securities gains (losses)$04,537
Applicable income taxes$731,0002,750
Income before extraordinary items$1,656,0003,248
Extraordinary gains, net$070
Net income$1,656,0003,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,916
Cash dividends$475,0003,547
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,656,0003,147
2001-12-31 (YTD Data)Rank
Total interest income$7,147,0004,361
Total interest expense$2,585,0005,290
Net interest income$4,562,0003,711
Provision for loan and lease losses$60,0006,353
Total noninterest income$1,020,0003,297
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$557,0002,601
Trading account gains and fees$0177
Additional Noninterest Income$463,0003,263
Total noninterest expense$3,643,0003,704
Salaries and employee benefits$2,505,0002,946
Premises and equipment expense$398,0004,614
Additional noninterest expense$740,0005,064
Pre-tax net operating income$1,879,0003,322
Securities gains (losses)$04,612
Applicable income taxes$583,0003,019
Income before extraordinary items$1,296,0003,588
Extraordinary gains, net$0105
Net income$1,296,0003,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0009,214
Cash dividends$387,0003,957
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,296,0003,490
2000-12-31 (YTD Data)Rank
Total interest income$6,605,0004,792
Total interest expense$2,635,0005,385
Net interest income$3,970,0004,206
Provision for loan and lease losses$60,0006,179
Total noninterest income$801,0003,656
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$466,0002,881
Trading account gains and feesNANA
Additional Noninterest Income$335,0003,700
Total noninterest expense$3,211,0003,995
Salaries and employee benefits$2,125,0003,292
Premises and equipment expense$393,0004,562
Additional noninterest expense$693,0005,211
Pre-tax net operating income$1,500,0004,067
Securities gains (losses)$01,956
Applicable income taxes$465,0003,651
Income before extraordinary items$1,035,0004,280
Extraordinary gains, net$038
Net income$1,035,0004,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,934
Cash dividends$368,0004,122
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,035,0004,291
1999-12-31 (YTD Data)Rank
Total interest income$5,695,0005,119
Total interest expense$2,009,0005,985
Net interest income$3,686,0004,478
Provision for loan and lease losses$71,0005,896
Total noninterest income$1,034,0003,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$510,0002,587
Trading account gains and feesNANA
Additional Noninterest Income$524,0002,870
Total noninterest expense$3,112,0004,085
Salaries and employee benefits$2,034,0003,391
Premises and equipment expense$355,0004,929
Additional noninterest expense$723,0005,145
Pre-tax net operating income$1,537,0004,022
Securities gains (losses)$03,155
Applicable income taxes$503,0003,624
Income before extraordinary items$1,034,0004,327
Extraordinary gains, net$035
Net income$1,034,0004,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,900
Cash dividends$460,0003,675
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,034,0004,287
1998-12-31 (YTD Data)Rank
Total interest income$5,452,0005,337
Total interest expense$1,912,0006,327
Net interest income$3,540,0004,558
Provision for loan and lease losses$93,0005,273
Total noninterest income$925,0003,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$467,0002,710
Trading account gains and feesNANA
Additional Noninterest Income$458,0003,145
Total noninterest expense$3,007,0004,111
Salaries and employee benefits$1,866,0003,560
Premises and equipment expense$439,0004,104
Additional noninterest expense$702,0005,152
Pre-tax net operating income$1,365,0004,467
Securities gains (losses)$64,0001,566
Applicable income taxes$450,0004,125
Income before extraordinary items$979,0004,593
Extraordinary gains, net$032
Net income$979,0004,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,363
Cash dividends$184,0005,517
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$934,8404,622
1997-12-31 (YTD Data)Rank
Total interest income$4,680,0006,060
Total interest expense$1,639,0007,029
Net interest income$3,041,0005,251
Provision for loan and lease losses$84,0005,567
Total noninterest income$779,0003,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$426,0003,063
Trading account gains and feesNANA
Additional Noninterest Income$353,0003,566
Total noninterest expense$2,481,0004,806
Salaries and employee benefits$1,573,0004,077
Premises and equipment expense$301,0005,436
Additional noninterest expense$607,0005,758
Pre-tax net operating income$1,255,0005,089
Securities gains (losses)$03,944
Applicable income taxes$419,0004,740
Income before extraordinary items$836,0005,310
Extraordinary gains, net$044
Net income$836,0005,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00010,421
Cash dividends$276,0004,744
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$836,0005,253
1996-12-31 (YTD Data)Rank
Total interest income$4,051,0006,814
Total interest expense$1,268,0008,194
Net interest income$2,783,0005,758
Provision for loan and lease losses$84,0005,516
Total noninterest income$633,0004,397
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$381,0003,476
Trading account gains and feesNANA
Additional Noninterest Income$252,0004,511
Total noninterest expense$2,190,0005,561
Salaries and employee benefits$1,403,0004,581
Premises and equipment expense$255,0006,180
Additional noninterest expense$532,0006,818
Pre-tax net operating income$1,142,0005,285
Securities gains (losses)$04,148
Applicable income taxes$379,0005,064
Income before extraordinary items$763,0005,460
Extraordinary gains, net$053
Net income$763,0005,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,799
Cash dividends$211,0005,300
Sale, conversion, retirement of capital stock, net$0953
Net operating income$763,0005,411
1995-12-31 (YTD Data)Rank
Total interest income$3,616,0007,408
Total interest expense$1,048,0009,091
Net interest income$2,568,0006,189
Provision for loan and lease losses$60,0005,704
Total noninterest income$480,0005,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$327,0003,995
Trading account gains and feesNANA
Additional Noninterest Income$153,0005,925
Total noninterest expense$1,886,0006,263
Salaries and employee benefits$1,233,0005,092
Premises and equipment expense$189,0007,403
Additional noninterest expense$464,0007,568
Pre-tax net operating income$1,102,0005,594
Securities gains (losses)$03,831
Applicable income taxes$382,0005,108
Income before extraordinary items$720,0005,864
Extraordinary gains, net$065
Net income$720,0005,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$161,0005,925
Sale, conversion, retirement of capital stock, net$0809
Net operating income$720,0005,845
1994-12-31 (YTD Data)Rank
Total interest income$2,948,0008,140
Total interest expense$730,0009,929
Net interest income$2,218,0007,048
Provision for loan and lease losses$60,0005,594
Total noninterest income$513,0005,196
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$371,0003,642
Trading account gains and feesNANA
Additional Noninterest Income$142,0006,367
Total noninterest expense$1,815,0006,653
Salaries and employee benefits$1,173,0005,354
Premises and equipment expense$178,0007,891
Additional noninterest expense$464,0008,204
Pre-tax net operating income$856,0006,604
Securities gains (losses)$03,600
Applicable income taxes$300,0005,876
Income before extraordinary items$556,0006,857
Extraordinary gains, net$0249
Net income$556,0006,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$161,0005,917
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$556,0006,912
1993-12-31 (YTD Data)Rank
Total interest income$2,519,0009,146
Total interest expense$667,00010,781
Net interest income$1,852,0008,092
Provision for loan and lease losses$60,0006,949
Total noninterest income$501,0005,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$416,0003,326
Trading account gains and feesNANA
Additional Noninterest Income$85,0008,419
Total noninterest expense$1,505,0007,819
Salaries and employee benefits$980,0006,242
Premises and equipment expense$139,0009,201
Additional noninterest expense$386,0009,420
Pre-tax net operating income$788,0006,879
Securities gains (losses)$07,477
Applicable income taxes$271,0006,473
Income before extraordinary items$517,0007,411
Extraordinary gains, net$03,149
Net income$517,0007,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0007,730
Cash dividends$209,0005,303
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$517,0007,169
1992-12-31 (YTD Data)Rank
Total interest income$2,424,00010,051
Total interest expense$780,00011,421
Net interest income$1,644,0008,821
Provision for loan and lease losses$120,0006,707
Total noninterest income$363,0006,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,436
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,641
Total noninterest expense$1,345,0008,497
Salaries and employee benefits$790,0007,318
Premises and equipment expense$127,0009,784
Additional noninterest expense$428,0009,222
Pre-tax net operating income$542,0008,122
Securities gains (losses)$08,369
Applicable income taxes$172,0008,127
Income before extraordinary items$370,0008,507
Extraordinary gains, net$01,422
Net income$370,0008,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00013,072
Cash dividends$92,0006,796
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$370,0008,151

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.