Home > Grand Ridge National Bank > Income and Expense
Grand Ridge National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $22,191,000 | 1,756 |
| Total interest expense | $4,291,000 | 2,201 |
| Net interest income | $17,900,000 | 1,586 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $482,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $289,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 3,684 |
| Total noninterest expense | $9,952,000 | 2,046 |
| Salaries and employee benefits | $7,239,000 | 1,730 |
| Premises and equipment expense | $537,000 | 2,846 |
| Additional noninterest expense | $193,000 | 3,684 |
| Pre-tax net operating income | $8,430,000 | 1,341 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,513,000 | 830 |
| Income before extraordinary items | $5,917,000 | 1,534 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,917,000 | 1,549 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,917,000 | 1,537 |
| Net charge-offs | $-82,000 | 4,296 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,917,000 | 1,564 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,004,000 | 1,770 |
| Total interest expense | $2,799,000 | 2,236 |
| Net interest income | $13,205,000 | 1,610 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $350,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $197,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 3,641 |
| Total noninterest expense | $7,229,000 | 2,085 |
| Salaries and employee benefits | $5,227,000 | 1,775 |
| Premises and equipment expense | $426,000 | 2,795 |
| Additional noninterest expense | $153,000 | 3,639 |
| Pre-tax net operating income | $6,326,000 | 1,385 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,921,000 | 849 |
| Income before extraordinary items | $4,405,000 | 1,598 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,405,000 | 1,611 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,405,000 | 1,598 |
| Net charge-offs | $-78,000 | 4,313 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,405,000 | 1,615 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 1,805 |
| Total interest expense | $1,619,000 | 2,248 |
| Net interest income | $8,554,000 | 1,662 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $227,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $110,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,574 |
| Total noninterest expense | $4,597,000 | 2,126 |
| Salaries and employee benefits | $3,299,000 | 1,843 |
| Premises and equipment expense | $311,000 | 2,654 |
| Additional noninterest expense | $117,000 | 3,559 |
| Pre-tax net operating income | $4,184,000 | 1,374 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,264,000 | 867 |
| Income before extraordinary items | $2,920,000 | 1,602 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,920,000 | 1,622 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,920,000 | 1,602 |
| Net charge-offs | $22,000 | 1,495 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,920,000 | 1,615 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 1,836 |
| Total interest expense | $648,000 | 2,333 |
| Net interest income | $4,258,000 | 1,683 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $122,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $48,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,409 |
| Total noninterest expense | $2,257,000 | 2,185 |
| Salaries and employee benefits | $1,640,000 | 1,873 |
| Premises and equipment expense | $156,000 | 2,686 |
| Additional noninterest expense | $74,000 | 3,409 |
| Pre-tax net operating income | $2,123,000 | 1,410 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $641,000 | 889 |
| Income before extraordinary items | $1,482,000 | 1,614 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,482,000 | 1,613 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,482,000 | 1,614 |
| Net charge-offs | $22,000 | 1,082 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,482,000 | 1,633 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,823,000 | 1,714 |
| Total interest expense | $889,000 | 2,573 |
| Net interest income | $16,934,000 | 1,639 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $351,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $183,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,910 |
| Total noninterest expense | $9,400,000 | 2,088 |
| Salaries and employee benefits | $7,062,000 | 1,738 |
| Premises and equipment expense | $610,000 | 2,691 |
| Additional noninterest expense | $168,000 | 3,910 |
| Pre-tax net operating income | $7,885,000 | 1,499 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,325,000 | 971 |
| Income before extraordinary items | $5,560,000 | 1,697 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,560,000 | 1,695 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,560,000 | 1,696 |
| Net charge-offs | $-298,000 | 4,515 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,560,000 | 1,724 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,107,000 | 1,689 |
| Total interest expense | $519,000 | 2,612 |
| Net interest income | $12,588,000 | 1,633 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $259,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $136,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 3,938 |
| Total noninterest expense | $6,737,000 | 2,144 |
| Salaries and employee benefits | $5,265,000 | 1,736 |
| Premises and equipment expense | $469,000 | 2,656 |
| Additional noninterest expense | $123,000 | 3,938 |
| Pre-tax net operating income | $6,110,000 | 1,468 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,818,000 | 946 |
| Income before extraordinary items | $4,292,000 | 1,649 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,292,000 | 1,648 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,292,000 | 1,648 |
| Net charge-offs | $-298,000 | 4,556 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,292,000 | 1,683 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 1,676 |
| Total interest expense | $303,000 | 2,645 |
| Net interest income | $8,307,000 | 1,609 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $162,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $85,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 4,003 |
| Total noninterest expense | $4,185,000 | 2,218 |
| Salaries and employee benefits | $3,241,000 | 1,843 |
| Premises and equipment expense | $315,000 | 2,655 |
| Additional noninterest expense | $629,000 | 3,359 |
| Pre-tax net operating income | $4,284,000 | 1,346 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,272,000 | 870 |
| Income before extraordinary items | $3,012,000 | 1,520 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,012,000 | 1,519 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,012,000 | 1,520 |
| Net charge-offs | $-296,000 | 4,625 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,012,000 | 1,557 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 1,729 |
| Total interest expense | $145,000 | 2,670 |
| Net interest income | $3,845,000 | 1,673 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $82,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $41,000 | 2,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,927 |
| Total noninterest expense | $1,946,000 | 2,323 |
| Salaries and employee benefits | $1,318,000 | 2,106 |
| Premises and equipment expense | $174,000 | 2,522 |
| Additional noninterest expense | $454,000 | 2,766 |
| Pre-tax net operating income | $1,981,000 | 1,357 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $590,000 | 885 |
| Income before extraordinary items | $1,391,000 | 1,535 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,391,000 | 1,533 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,391,000 | 1,535 |
| Net charge-offs | $-124,000 | 4,604 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,391,000 | 1,551 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,541,000 | 1,730 |
| Total interest expense | $633,000 | 2,834 |
| Net interest income | $15,908,000 | 1,650 |
| Provision for loan and lease losses | $800,000 | 720 |
| Total noninterest income | $1,038,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $191,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $847,000 | 2,782 |
| Total noninterest expense | $9,079,000 | 2,101 |
| Salaries and employee benefits | $6,833,000 | 1,746 |
| Premises and equipment expense | $512,000 | 2,999 |
| Additional noninterest expense | $1,734,000 | 2,848 |
| Pre-tax net operating income | $7,067,000 | 1,628 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $2,064,000 | 1,077 |
| Income before extraordinary items | $5,003,000 | 1,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,003,000 | 1,894 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,003,000 | 1,895 |
| Net charge-offs | $62,000 | 1,561 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,003,000 | 1,865 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,635,000 | 1,730 |
| Total interest expense | $496,000 | 2,871 |
| Net interest income | $12,139,000 | 1,647 |
| Provision for loan and lease losses | $800,000 | 547 |
| Total noninterest income | $270,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $142,000 | 2,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 4,127 |
| Total noninterest expense | $6,775,000 | 2,125 |
| Salaries and employee benefits | $5,174,000 | 1,738 |
| Premises and equipment expense | $383,000 | 3,016 |
| Additional noninterest expense | $1,218,000 | 2,961 |
| Pre-tax net operating income | $4,834,000 | 1,808 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,392,000 | 1,214 |
| Income before extraordinary items | $3,442,000 | 2,068 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,442,000 | 2,068 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,442,000 | 2,069 |
| Net charge-offs | $63,000 | 1,269 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,442,000 | 2,046 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,269,000 | 1,757 |
| Total interest expense | $352,000 | 2,857 |
| Net interest income | $7,917,000 | 1,665 |
| Provision for loan and lease losses | $800,000 | 383 |
| Total noninterest income | $172,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $88,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,163 |
| Total noninterest expense | $4,304,000 | 2,179 |
| Salaries and employee benefits | $3,307,000 | 1,786 |
| Premises and equipment expense | $237,000 | 3,131 |
| Additional noninterest expense | $760,000 | 3,082 |
| Pre-tax net operating income | $2,985,000 | 1,900 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $854,000 | 1,266 |
| Income before extraordinary items | $2,131,000 | 2,146 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,131,000 | 2,146 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,131,000 | 2,146 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,131,000 | 2,111 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 1,873 |
| Total interest expense | $206,000 | 2,708 |
| Net interest income | $3,565,000 | 1,796 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $89,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $46,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,102 |
| Total noninterest expense | $1,950,000 | 2,309 |
| Salaries and employee benefits | $1,499,000 | 1,902 |
| Premises and equipment expense | $123,000 | 3,087 |
| Additional noninterest expense | $328,000 | 3,280 |
| Pre-tax net operating income | $1,404,000 | 1,953 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $401,000 | 1,303 |
| Income before extraordinary items | $1,003,000 | 2,212 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,003,000 | 2,212 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,003,000 | 2,212 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,003,000 | 2,170 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,349,000 | 1,855 |
| Total interest expense | $1,405,000 | 2,484 |
| Net interest income | $13,944,000 | 1,749 |
| Provision for loan and lease losses | $1,200,000 | 1,427 |
| Total noninterest income | $360,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $187,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 4,054 |
| Total noninterest expense | $7,760,000 | 2,315 |
| Salaries and employee benefits | $5,454,000 | 2,031 |
| Premises and equipment expense | $473,000 | 3,148 |
| Additional noninterest expense | $1,833,000 | 2,680 |
| Pre-tax net operating income | $5,344,000 | 1,704 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,541,000 | 1,114 |
| Income before extraordinary items | $3,803,000 | 1,992 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,803,000 | 1,991 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,803,000 | 1,992 |
| Net charge-offs | $-63,000 | 4,651 |
| Cash dividends | $281,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,803,000 | 1,938 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,607,000 | 1,859 |
| Total interest expense | $1,141,000 | 2,459 |
| Net interest income | $10,466,000 | 1,748 |
| Provision for loan and lease losses | $255,000 | 2,559 |
| Total noninterest income | $281,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $145,000 | 2,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 4,009 |
| Total noninterest expense | $5,583,000 | 2,361 |
| Salaries and employee benefits | $4,168,000 | 1,988 |
| Premises and equipment expense | $333,000 | 3,244 |
| Additional noninterest expense | $1,082,000 | 3,095 |
| Pre-tax net operating income | $4,909,000 | 1,417 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,430,000 | 938 |
| Income before extraordinary items | $3,479,000 | 1,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,479,000 | 1,714 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,479,000 | 1,714 |
| Net charge-offs | $-23,000 | 4,457 |
| Cash dividends | $281,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,479,000 | 1,662 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 1,894 |
| Total interest expense | $821,000 | 2,458 |
| Net interest income | $6,854,000 | 1,783 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $193,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $94,000 | 2,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,942 |
| Total noninterest expense | $3,639,000 | 2,395 |
| Salaries and employee benefits | $2,692,000 | 2,035 |
| Premises and equipment expense | $231,000 | 3,194 |
| Additional noninterest expense | $716,000 | 3,104 |
| Pre-tax net operating income | $3,208,000 | 1,369 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $938,000 | 874 |
| Income before extraordinary items | $2,270,000 | 1,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,270,000 | 1,658 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,270,000 | 1,658 |
| Net charge-offs | $-22,000 | 4,549 |
| Cash dividends | $281,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,270,000 | 1,612 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 2,066 |
| Total interest expense | $469,000 | 2,390 |
| Net interest income | $2,899,000 | 1,970 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $94,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $56,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,052 |
| Total noninterest expense | $1,499,000 | 2,723 |
| Salaries and employee benefits | $1,046,000 | 2,409 |
| Premises and equipment expense | $110,000 | 3,269 |
| Additional noninterest expense | $343,000 | 3,215 |
| Pre-tax net operating income | $1,494,000 | 1,320 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $442,000 | 810 |
| Income before extraordinary items | $1,052,000 | 1,597 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,052,000 | 1,596 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,052,000 | 1,597 |
| Net charge-offs | $-21,000 | 4,676 |
| Cash dividends | $281,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,052,000 | 1,574 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,576,000 | 2,092 |
| Total interest expense | $2,143,000 | 2,237 |
| Net interest income | $11,433,000 | 2,001 |
| Provision for loan and lease losses | $326,000 | 1,873 |
| Total noninterest income | $1,293,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $261,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,032,000 | 2,213 |
| Total noninterest expense | $6,815,000 | 2,497 |
| Salaries and employee benefits | $4,727,000 | 2,187 |
| Premises and equipment expense | $470,000 | 3,206 |
| Additional noninterest expense | $1,618,000 | 2,942 |
| Pre-tax net operating income | $5,585,000 | 1,619 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,575,000 | 1,074 |
| Income before extraordinary items | $4,010,000 | 1,880 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,010,000 | 1,882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,010,000 | 1,882 |
| Net charge-offs | $316,000 | 1,328 |
| Cash dividends | $609,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,010,000 | 1,847 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,074,000 | 2,124 |
| Total interest expense | $1,586,000 | 2,272 |
| Net interest income | $8,488,000 | 2,043 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $295,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $197,000 | 2,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,308 |
| Total noninterest expense | $4,594,000 | 2,671 |
| Salaries and employee benefits | $3,170,000 | 2,366 |
| Premises and equipment expense | $313,000 | 3,424 |
| Additional noninterest expense | $1,111,000 | 3,121 |
| Pre-tax net operating income | $4,189,000 | 1,658 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,223,000 | 1,079 |
| Income before extraordinary items | $2,966,000 | 1,952 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,966,000 | 1,952 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,966,000 | 1,953 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $234,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,966,000 | 1,922 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,591,000 | 2,152 |
| Total interest expense | $996,000 | 2,344 |
| Net interest income | $5,595,000 | 2,072 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $186,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $128,000 | 2,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,406 |
| Total noninterest expense | $3,007,000 | 2,725 |
| Salaries and employee benefits | $2,063,000 | 2,415 |
| Premises and equipment expense | $217,000 | 3,373 |
| Additional noninterest expense | $727,000 | 3,195 |
| Pre-tax net operating income | $2,774,000 | 1,645 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $808,000 | 1,044 |
| Income before extraordinary items | $1,966,000 | 1,943 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,966,000 | 1,941 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,966,000 | 1,943 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $141,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,966,000 | 1,917 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 2,204 |
| Total interest expense | $438,000 | 2,495 |
| Net interest income | $2,753,000 | 2,111 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $93,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $68,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,508 |
| Total noninterest expense | $1,475,000 | 2,774 |
| Salaries and employee benefits | $1,010,000 | 2,466 |
| Premises and equipment expense | $104,000 | 3,481 |
| Additional noninterest expense | $361,000 | 3,218 |
| Pre-tax net operating income | $1,371,000 | 1,634 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $397,000 | 1,057 |
| Income before extraordinary items | $974,000 | 1,907 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $974,000 | 1,905 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $974,000 | 1,906 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $141,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $974,000 | 1,888 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,232,000 | 2,324 |
| Total interest expense | $1,251,000 | 2,609 |
| Net interest income | $9,981,000 | 2,253 |
| Provision for loan and lease losses | $190,000 | 2,424 |
| Total noninterest income | $459,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $313,000 | 2,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 4,332 |
| Total noninterest expense | $5,634,000 | 2,826 |
| Salaries and employee benefits | $3,841,000 | 2,517 |
| Premises and equipment expense | $556,000 | 2,975 |
| Additional noninterest expense | $1,237,000 | 3,531 |
| Pre-tax net operating income | $4,616,000 | 1,891 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,302,000 | 1,165 |
| Income before extraordinary items | $3,314,000 | 2,175 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,314,000 | 2,173 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,314,000 | 2,174 |
| Net charge-offs | $167,000 | 1,786 |
| Cash dividends | $422,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,314,000 | 2,169 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,160,000 | 2,372 |
| Total interest expense | $880,000 | 2,627 |
| Net interest income | $7,280,000 | 2,314 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $313,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $222,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,513 |
| Total noninterest expense | $4,109,000 | 2,893 |
| Salaries and employee benefits | $2,794,000 | 2,570 |
| Premises and equipment expense | $404,000 | 3,055 |
| Additional noninterest expense | $911,000 | 3,572 |
| Pre-tax net operating income | $3,484,000 | 1,897 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,001,000 | 1,162 |
| Income before extraordinary items | $2,483,000 | 2,183 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,483,000 | 2,181 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,483,000 | 2,182 |
| Net charge-offs | $125,000 | 1,559 |
| Cash dividends | $281,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,483,000 | 2,183 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 2,423 |
| Total interest expense | $565,000 | 2,613 |
| Net interest income | $4,669,000 | 2,367 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $192,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $129,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,527 |
| Total noninterest expense | $2,643,000 | 2,987 |
| Salaries and employee benefits | $1,809,000 | 2,638 |
| Premises and equipment expense | $272,000 | 3,047 |
| Additional noninterest expense | $562,000 | 3,749 |
| Pre-tax net operating income | $2,218,000 | 1,942 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $637,000 | 1,191 |
| Income before extraordinary items | $1,581,000 | 2,226 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,581,000 | 2,224 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,581,000 | 2,225 |
| Net charge-offs | $125,000 | 1,181 |
| Cash dividends | $187,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,581,000 | 2,225 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,508 |
| Total interest expense | $275,000 | 2,601 |
| Net interest income | $2,216,000 | 2,475 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $90,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $60,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,587 |
| Total noninterest expense | $1,248,000 | 3,110 |
| Salaries and employee benefits | $835,000 | 2,820 |
| Premises and equipment expense | $137,000 | 3,070 |
| Additional noninterest expense | $276,000 | 3,801 |
| Pre-tax net operating income | $1,058,000 | 1,963 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $304,000 | 1,209 |
| Income before extraordinary items | $754,000 | 2,255 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $754,000 | 2,254 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $754,000 | 2,255 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $47,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $754,000 | 2,243 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,400,000 | 2,565 |
| Total interest expense | $777,000 | 2,969 |
| Net interest income | $8,623,000 | 2,496 |
| Provision for loan and lease losses | $142,000 | 2,716 |
| Total noninterest income | $759,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $281,000 | 2,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 3,208 |
| Total noninterest expense | $4,931,000 | 3,113 |
| Salaries and employee benefits | $3,293,000 | 2,823 |
| Premises and equipment expense | $525,000 | 3,165 |
| Additional noninterest expense | $1,113,000 | 3,817 |
| Pre-tax net operating income | $4,309,000 | 1,930 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $1,898,000 | 1,312 |
| Income before extraordinary items | $2,412,000 | 2,376 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,412,000 | 2,376 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,412,000 | 2,376 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $328,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,411,360 | 2,354 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 2,630 |
| Total interest expense | $529,000 | 3,119 |
| Net interest income | $6,319,000 | 2,553 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $301,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $211,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 4,721 |
| Total noninterest expense | $3,589,000 | 3,191 |
| Salaries and employee benefits | $2,430,000 | 2,870 |
| Premises and equipment expense | $388,000 | 3,232 |
| Additional noninterest expense | $771,000 | 3,982 |
| Pre-tax net operating income | $3,031,000 | 2,052 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,205,000 | 1,296 |
| Income before extraordinary items | $1,826,000 | 2,549 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,826,000 | 2,549 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,826,000 | 2,549 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $141,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,826,000 | 2,540 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 2,654 |
| Total interest expense | $317,000 | 3,269 |
| Net interest income | $4,172,000 | 2,564 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $194,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $124,000 | 3,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,613 |
| Total noninterest expense | $2,375,000 | 3,228 |
| Salaries and employee benefits | $1,596,000 | 2,908 |
| Premises and equipment expense | $263,000 | 3,200 |
| Additional noninterest expense | $516,000 | 3,998 |
| Pre-tax net operating income | $1,991,000 | 2,038 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $780,000 | 1,288 |
| Income before extraordinary items | $1,211,000 | 2,510 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,211,000 | 2,509 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,211,000 | 2,510 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $140,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,211,000 | 2,493 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 2,655 |
| Total interest expense | $147,000 | 3,384 |
| Net interest income | $2,082,000 | 2,561 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $87,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,774 |
| Total noninterest expense | $1,170,000 | 3,289 |
| Salaries and employee benefits | $780,000 | 2,991 |
| Premises and equipment expense | $128,000 | 3,301 |
| Additional noninterest expense | $262,000 | 3,985 |
| Pre-tax net operating income | $999,000 | 1,964 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $391,000 | 1,261 |
| Income before extraordinary items | $608,000 | 2,423 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $608,000 | 2,422 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $608,000 | 2,423 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $94,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $608,000 | 2,402 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 2,899 |
| Total interest expense | $452,000 | 3,819 |
| Net interest income | $7,360,000 | 2,782 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $464,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $200,000 | 3,576 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $264,000 | 4,078 |
| Total noninterest expense | $4,538,000 | 3,391 |
| Salaries and employee benefits | $2,787,000 | 3,180 |
| Premises and equipment expense | $533,000 | 3,244 |
| Additional noninterest expense | $1,218,000 | 3,779 |
| Pre-tax net operating income | $3,286,000 | 2,237 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,273,000 | 1,418 |
| Income before extraordinary items | $2,013,000 | 2,781 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,013,000 | 2,779 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,013,000 | 2,780 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $281,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,013,000 | 2,730 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,755,000 | 2,944 |
| Total interest expense | $309,000 | 3,995 |
| Net interest income | $5,446,000 | 2,809 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $372,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $141,000 | 3,688 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $231,000 | 3,937 |
| Total noninterest expense | $3,224,000 | 3,512 |
| Salaries and employee benefits | $1,976,000 | 3,288 |
| Premises and equipment expense | $414,000 | 3,206 |
| Additional noninterest expense | $834,000 | 4,007 |
| Pre-tax net operating income | $2,594,000 | 2,193 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,006,000 | 1,407 |
| Income before extraordinary items | $1,588,000 | 2,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,588,000 | 2,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,588,000 | 2,725 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $187,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,588,000 | 2,676 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 2,954 |
| Total interest expense | $186,000 | 4,201 |
| Net interest income | $3,635,000 | 2,820 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $138,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $97,000 | 3,642 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,180 |
| Total noninterest expense | $2,089,000 | 3,589 |
| Salaries and employee benefits | $1,236,000 | 3,433 |
| Premises and equipment expense | $261,000 | 3,326 |
| Additional noninterest expense | $592,000 | 3,901 |
| Pre-tax net operating income | $1,684,000 | 2,203 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $653,000 | 1,419 |
| Income before extraordinary items | $1,031,000 | 2,744 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,031,000 | 2,742 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,031,000 | 2,743 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $94,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,031,000 | 2,681 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 2,992 |
| Total interest expense | $86,000 | 4,373 |
| Net interest income | $1,798,000 | 2,840 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $66,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $16,000 | 5,349 |
| Total noninterest expense | $1,039,000 | 3,621 |
| Salaries and employee benefits | $600,000 | 3,524 |
| Premises and equipment expense | $125,000 | 3,431 |
| Additional noninterest expense | $314,000 | 3,764 |
| Pre-tax net operating income | $825,000 | 2,217 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $320,000 | 1,413 |
| Income before extraordinary items | $505,000 | 2,737 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $505,000 | 2,736 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $505,000 | 2,737 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $47,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $505,000 | 2,684 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 3,124 |
| Total interest expense | $465,000 | 3,861 |
| Net interest income | $6,493,000 | 3,035 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,441,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $164,000 | 4,020 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,277,000 | 2,064 |
| Total noninterest expense | $4,418,000 | 3,494 |
| Salaries and employee benefits | $2,699,000 | 3,238 |
| Premises and equipment expense | $477,000 | 3,568 |
| Additional noninterest expense | $1,242,000 | 3,853 |
| Pre-tax net operating income | $3,516,000 | 2,061 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $1,050,000 | 1,555 |
| Income before extraordinary items | $2,465,000 | 2,367 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,465,000 | 2,368 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,465,000 | 2,369 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $35,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,465,700 | 2,328 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 3,188 |
| Total interest expense | $366,000 | 3,820 |
| Net interest income | $4,773,000 | 3,090 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $501,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $119,000 | 4,109 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $382,000 | 3,288 |
| Total noninterest expense | $3,178,000 | 3,601 |
| Salaries and employee benefits | $1,919,000 | 3,366 |
| Premises and equipment expense | $353,000 | 3,648 |
| Additional noninterest expense | $906,000 | 3,919 |
| Pre-tax net operating income | $2,096,000 | 2,484 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $780,000 | 1,608 |
| Income before extraordinary items | $1,315,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 3,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,315,000 | 3,029 |
| Net charge-offs | $10,000 | 3,647 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,315,640 | 2,967 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 3,211 |
| Total interest expense | $248,000 | 3,815 |
| Net interest income | $3,160,000 | 3,100 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $405,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $69,000 | 4,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $336,000 | 2,913 |
| Total noninterest expense | $2,154,000 | 3,597 |
| Salaries and employee benefits | $1,293,000 | 3,375 |
| Premises and equipment expense | $238,000 | 3,652 |
| Additional noninterest expense | $623,000 | 3,880 |
| Pre-tax net operating income | $1,411,000 | 2,456 |
| Securities gains (losses) | $-1,000 | 5,919 |
| Applicable income taxes | $516,000 | 1,590 |
| Income before extraordinary items | $894,000 | 2,953 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $894,000 | 2,953 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $894,000 | 2,955 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $894,640 | 2,893 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 3,407 |
| Total interest expense | $131,000 | 3,747 |
| Net interest income | $1,430,000 | 3,328 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $88,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 4,358 |
| Total noninterest expense | $926,000 | 3,963 |
| Salaries and employee benefits | $579,000 | 3,668 |
| Premises and equipment expense | $105,000 | 3,925 |
| Additional noninterest expense | $242,000 | 4,428 |
| Pre-tax net operating income | $592,000 | 2,714 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $221,000 | 1,718 |
| Income before extraordinary items | $371,000 | 3,265 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $371,000 | 3,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $371,000 | 3,268 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $371,000 | 3,185 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 3,976 |
| Total interest expense | $331,000 | 4,787 |
| Net interest income | $4,628,000 | 3,850 |
| Provision for loan and lease losses | $207,000 | 2,431 |
| Total noninterest income | $143,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $95,000 | 5,066 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $48,000 | 5,751 |
| Total noninterest expense | $2,608,000 | 4,803 |
| Salaries and employee benefits | $1,722,000 | 4,321 |
| Premises and equipment expense | $244,000 | 5,045 |
| Additional noninterest expense | $642,000 | 5,285 |
| Pre-tax net operating income | $1,956,000 | 3,011 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $744,000 | 1,834 |
| Income before extraordinary items | $1,212,000 | 3,608 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,212,000 | 3,609 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,212,000 | 3,610 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,212,000 | 3,554 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 4,071 |
| Total interest expense | $241,000 | 4,914 |
| Net interest income | $3,391,000 | 3,937 |
| Provision for loan and lease losses | $168,000 | 2,286 |
| Total noninterest income | $123,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $66,000 | 5,231 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $57,000 | 5,535 |
| Total noninterest expense | $1,935,000 | 4,861 |
| Salaries and employee benefits | $1,264,000 | 4,381 |
| Premises and equipment expense | $181,000 | 5,112 |
| Additional noninterest expense | $490,000 | 5,301 |
| Pre-tax net operating income | $1,411,000 | 3,148 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $540,000 | 1,916 |
| Income before extraordinary items | $871,000 | 3,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $871,000 | 3,757 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $871,000 | 3,758 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $871,000 | 3,699 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 4,219 |
| Total interest expense | $160,000 | 4,972 |
| Net interest income | $2,128,000 | 4,084 |
| Provision for loan and lease losses | $102,000 | 2,318 |
| Total noninterest income | $76,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $40,000 | 5,343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $36,000 | 5,600 |
| Total noninterest expense | $1,239,000 | 4,974 |
| Salaries and employee benefits | $823,000 | 4,464 |
| Premises and equipment expense | $118,000 | 5,198 |
| Additional noninterest expense | $298,000 | 5,479 |
| Pre-tax net operating income | $863,000 | 3,234 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $329,000 | 1,967 |
| Income before extraordinary items | $534,000 | 3,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $534,000 | 3,836 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $534,000 | 3,837 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $534,000 | 3,782 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 4,399 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $992,000 | 4,277 |
| Provision for loan and lease losses | $31,000 | 2,564 |
| Total noninterest income | $27,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $6,000 | 6,177 |
| Total noninterest expense | $603,000 | 5,076 |
| Salaries and employee benefits | $411,000 | 4,508 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $132,000 | 5,708 |
| Pre-tax net operating income | $385,000 | 3,356 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $146,000 | 2,031 |
| Income before extraordinary items | $239,000 | 3,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 3,943 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $239,000 | 3,943 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $239,000 | 3,897 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 4,672 |
| Total interest expense | $299,000 | 5,396 |
| Net interest income | $3,608,000 | 4,503 |
| Provision for loan and lease losses | $159,000 | 3,225 |
| Total noninterest income | $97,000 | 6,217 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $74,000 | 5,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 6,182 |
| Total noninterest expense | $2,281,000 | 5,229 |
| Salaries and employee benefits | $1,491,000 | 4,766 |
| Premises and equipment expense | $258,000 | 5,129 |
| Additional noninterest expense | $532,000 | 5,763 |
| Pre-tax net operating income | $1,265,000 | 3,679 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $506,000 | 2,140 |
| Income before extraordinary items | $759,000 | 4,326 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $759,000 | 4,329 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $759,000 | 4,330 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $759,000 | 4,277 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,781 |
| Total interest expense | $214,000 | 5,571 |
| Net interest income | $2,653,000 | 4,603 |
| Provision for loan and lease losses | $117,000 | 3,215 |
| Total noninterest income | $66,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $51,000 | 5,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,000 | 6,323 |
| Total noninterest expense | $1,700,000 | 5,261 |
| Salaries and employee benefits | $1,115,000 | 4,799 |
| Premises and equipment expense | $194,000 | 5,153 |
| Additional noninterest expense | $391,000 | 5,810 |
| Pre-tax net operating income | $902,000 | 3,859 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $326,000 | 2,357 |
| Income before extraordinary items | $576,000 | 4,370 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $576,000 | 4,373 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $576,000 | 4,374 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $576,000 | 4,291 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 4,930 |
| Total interest expense | $133,000 | 5,739 |
| Net interest income | $1,674,000 | 4,749 |
| Provision for loan and lease losses | $70,000 | 3,283 |
| Total noninterest income | $40,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $10,000 | 6,362 |
| Total noninterest expense | $1,127,000 | 5,291 |
| Salaries and employee benefits | $740,000 | 4,842 |
| Premises and equipment expense | $128,000 | 5,186 |
| Additional noninterest expense | $259,000 | 5,841 |
| Pre-tax net operating income | $517,000 | 4,092 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $183,000 | 2,522 |
| Income before extraordinary items | $334,000 | 4,579 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $334,000 | 4,581 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $334,000 | 4,582 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $334,000 | 4,485 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,068 |
| Total interest expense | $66,000 | 5,823 |
| Net interest income | $792,000 | 4,882 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $21,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $564,000 | 5,341 |
| Salaries and employee benefits | $370,000 | 4,875 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $131,000 | 5,897 |
| Pre-tax net operating income | $241,000 | 4,190 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $84,000 | 2,566 |
| Income before extraordinary items | $157,000 | 4,663 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $157,000 | 4,664 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $157,000 | 4,665 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $157,000 | 4,562 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 5,372 |
| Total interest expense | $253,000 | 6,160 |
| Net interest income | $2,916,000 | 5,169 |
| Provision for loan and lease losses | $192,000 | 3,985 |
| Total noninterest income | $77,000 | 6,460 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $57,000 | 6,104 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,000 | 6,264 |
| Total noninterest expense | $2,065,000 | 5,598 |
| Salaries and employee benefits | $1,365,000 | 5,089 |
| Premises and equipment expense | $272,000 | 5,166 |
| Additional noninterest expense | $428,000 | 6,264 |
| Pre-tax net operating income | $736,000 | 4,446 |
| Securities gains (losses) | $68,000 | 2,541 |
| Applicable income taxes | $258,000 | 2,798 |
| Income before extraordinary items | $546,000 | 4,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $546,000 | 4,823 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $546,000 | 4,824 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $499,760 | 4,744 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 5,545 |
| Total interest expense | $185,000 | 6,329 |
| Net interest income | $2,095,000 | 5,343 |
| Provision for loan and lease losses | $153,000 | 3,855 |
| Total noninterest income | $53,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $40,000 | 6,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,438 |
| Total noninterest expense | $1,511,000 | 5,679 |
| Salaries and employee benefits | $1,012,000 | 5,134 |
| Premises and equipment expense | $199,000 | 5,268 |
| Additional noninterest expense | $300,000 | 6,403 |
| Pre-tax net operating income | $484,000 | 4,747 |
| Securities gains (losses) | $68,000 | 2,251 |
| Applicable income taxes | $174,000 | 2,954 |
| Income before extraordinary items | $378,000 | 5,054 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $378,000 | 5,055 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $378,000 | 5,055 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $331,760 | 5,014 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 5,693 |
| Total interest expense | $117,000 | 6,474 |
| Net interest income | $1,315,000 | 5,485 |
| Provision for loan and lease losses | $73,000 | 4,207 |
| Total noninterest income | $33,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,480 |
| Total noninterest expense | $998,000 | 5,741 |
| Salaries and employee benefits | $666,000 | 5,201 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $200,000 | 6,451 |
| Pre-tax net operating income | $277,000 | 4,941 |
| Securities gains (losses) | $68,000 | 1,848 |
| Applicable income taxes | $105,000 | 3,020 |
| Income before extraordinary items | $240,000 | 5,108 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $240,000 | 5,108 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $240,000 | 5,108 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $192,400 | 5,177 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $669,000 | 5,872 |
| Total interest expense | $58,000 | 6,562 |
| Net interest income | $611,000 | 5,655 |
| Provision for loan and lease losses | $13,000 | 4,765 |
| Total noninterest income | $14,000 | 6,837 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $498,000 | 5,773 |
| Salaries and employee benefits | $334,000 | 5,236 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $101,000 | 6,494 |
| Pre-tax net operating income | $114,000 | 5,262 |
| Securities gains (losses) | $68,000 | 1,092 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $127,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $127,000 | 5,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $127,000 | 5,085 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,400 | 5,464 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 6,221 |
| Total interest expense | $293,000 | 6,584 |
| Net interest income | $2,028,000 | 6,053 |
| Provision for loan and lease losses | $233,000 | 4,461 |
| Total noninterest income | $55,000 | 6,761 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $42,000 | 6,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $13,000 | 6,487 |
| Total noninterest expense | $1,808,000 | 5,994 |
| Salaries and employee benefits | $1,131,000 | 5,646 |
| Premises and equipment expense | $248,000 | 5,626 |
| Additional noninterest expense | $429,000 | 6,474 |
| Pre-tax net operating income | $42,000 | 5,904 |
| Securities gains (losses) | $62,000 | 2,423 |
| Applicable income taxes | $-50,000 | 6,735 |
| Income before extraordinary items | $154,000 | 5,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 5,697 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $154,000 | 5,697 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $92,000 | 5,786 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 6,366 |
| Total interest expense | $231,000 | 6,625 |
| Net interest income | $1,425,000 | 6,223 |
| Provision for loan and lease losses | $208,000 | 4,107 |
| Total noninterest income | $38,000 | 6,894 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $30,000 | 6,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $1,306,000 | 6,098 |
| Salaries and employee benefits | $827,000 | 5,707 |
| Premises and equipment expense | $176,000 | 5,780 |
| Additional noninterest expense | $303,000 | 6,586 |
| Pre-tax net operating income | $-51,000 | 6,220 |
| Securities gains (losses) | $62,000 | 2,171 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $11,000 | 6,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 6,221 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $11,000 | 6,221 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-51,000 | 6,251 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 6,534 |
| Total interest expense | $164,000 | 6,658 |
| Net interest income | $859,000 | 6,426 |
| Provision for loan and lease losses | $152,000 | 3,863 |
| Total noninterest income | $21,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $18,000 | 6,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,846 |
| Total noninterest expense | $854,000 | 6,180 |
| Salaries and employee benefits | $547,000 | 5,774 |
| Premises and equipment expense | $113,000 | 5,874 |
| Additional noninterest expense | $194,000 | 6,702 |
| Pre-tax net operating income | $-126,000 | 6,468 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-126,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-126,000 | 6,539 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-126,000 | 6,539 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-126,000 | 6,505 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 6,711 |
| Total interest expense | $85,000 | 6,706 |
| Net interest income | $379,000 | 6,642 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $9,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 7,012 |
| Total noninterest expense | $427,000 | 6,228 |
| Salaries and employee benefits | $279,000 | 5,772 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $97,000 | 6,750 |
| Pre-tax net operating income | $-144,000 | 6,755 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-144,000 | 6,799 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-144,000 | 6,799 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-144,000 | 6,799 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-144,000 | 6,792 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 7,520 |
| Total interest expense | $163,000 | 7,410 |
| Net interest income | $448,000 | 7,518 |
| Provision for loan and lease losses | $78,000 | 6,203 |
| Total noninterest income | $21,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,633 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 6,908 |
| Total noninterest expense | $771,000 | 7,322 |
| Salaries and employee benefits | $454,000 | 7,218 |
| Premises and equipment expense | $48,000 | 7,458 |
| Additional noninterest expense | $269,000 | 7,201 |
| Pre-tax net operating income | $-380,000 | 6,174 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-192,000 | 6,962 |
| Income before extraordinary items | $-188,000 | 6,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-188,000 | 6,154 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-188,000 | 6,155 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $4,101,000 | 166 |
| Net operating income | $-188,000 | 6,082 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $259,000 | 7,704 |
| Total interest expense | $75,000 | 7,639 |
| Net interest income | $184,000 | 7,707 |
| Provision for loan and lease losses | $78,000 | 5,935 |
| Total noninterest income | $9,000 | 7,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $9,000 | 6,797 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $0 | 7,139 |
| Total noninterest expense | $250,000 | 7,707 |
| Salaries and employee benefits | $184,000 | 7,629 |
| Premises and equipment expense | $20,000 | 7,676 |
| Additional noninterest expense | $46,000 | 7,745 |
| Pre-tax net operating income | $-135,000 | 6,210 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-180,000 | 7,178 |
| Income before extraordinary items | $45,000 | 5,953 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $45,000 | 5,953 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $45,000 | 5,953 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $45,000 | 5,830 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 7,218 |
| Total interest expense | $204,000 | 6,995 |
| Net interest income | $549,000 | 7,224 |
| Provision for loan and lease losses | $14,000 | 6,536 |
| Total noninterest income | $-85,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-108,000 | 7,533 |
| Total noninterest expense | $365,000 | 7,498 |
| Salaries and employee benefits | $171,000 | 7,550 |
| Premises and equipment expense | $39,000 | 7,390 |
| Additional noninterest expense | $155,000 | 7,204 |
| Pre-tax net operating income | $85,000 | 5,598 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $82,000 | 5,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $82,000 | 5,668 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $82,000 | 5,667 |
| Net charge-offs | $-9,000 | 7,464 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $82,000 | 5,546 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,266 |
| Total interest expense | $104,000 | 7,094 |
| Net interest income | $290,000 | 7,245 |
| Provision for loan and lease losses | $4,000 | 6,414 |
| Total noninterest income | $-87,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-99,000 | 7,739 |
| Total noninterest expense | $186,000 | 7,577 |
| Salaries and employee benefits | $87,000 | 7,645 |
| Premises and equipment expense | $22,000 | 7,387 |
| Additional noninterest expense | $77,000 | 7,310 |
| Pre-tax net operating income | $13,000 | 6,107 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $13,000 | 6,210 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 6,212 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $13,000 | 6,212 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $13,000 | 6,099 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,352 |
| Total interest expense | $474,000 | 7,189 |
| Net interest income | $1,131,000 | 7,317 |
| Provision for loan and lease losses | $113,000 | 6,323 |
| Total noninterest income | $54,000 | 7,362 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,000 | 7,277 |
| Total noninterest expense | $850,000 | 7,558 |
| Salaries and employee benefits | $339,000 | 7,743 |
| Premises and equipment expense | $79,000 | 7,559 |
| Additional noninterest expense | $432,000 | 6,996 |
| Pre-tax net operating income | $222,000 | 4,738 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-22,000 | 6,331 |
| Income before extraordinary items | $244,000 | 4,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $244,000 | 4,657 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $244,000 | 4,657 |
| Net charge-offs | $114,000 | 5,576 |
| Cash dividends | $90,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $244,000 | 4,584 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 7,445 |
| Total interest expense | $360,000 | 7,285 |
| Net interest income | $832,000 | 7,387 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $16,000 | 7,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-20,000 | 7,705 |
| Total noninterest expense | $532,000 | 7,763 |
| Salaries and employee benefits | $253,000 | 7,806 |
| Premises and equipment expense | $56,000 | 7,665 |
| Additional noninterest expense | $223,000 | 7,479 |
| Pre-tax net operating income | $308,000 | 4,501 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $40,000 | 3,445 |
| Income before extraordinary items | $268,000 | 4,558 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $268,000 | 4,557 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $268,000 | 4,559 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $268,000 | 4,484 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 7,516 |
| Total interest expense | $245,000 | 7,366 |
| Net interest income | $545,000 | 7,449 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $26,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $373,000 | 7,801 |
| Salaries and employee benefits | $168,000 | 7,891 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $167,000 | 7,405 |
| Pre-tax net operating income | $190,000 | 4,713 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $160,000 | 4,797 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 4,794 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $160,000 | 4,794 |
| Net charge-offs | $13,000 | 5,866 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $160,000 | 4,704 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 7,562 |
| Total interest expense | $123,000 | 7,436 |
| Net interest income | $276,000 | 7,460 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $197,000 | 7,774 |
| Salaries and employee benefits | $84,000 | 7,935 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $96,000 | 7,146 |
| Pre-tax net operating income | $92,000 | 5,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $72,000 | 5,354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $72,000 | 5,359 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $72,000 | 5,358 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $72,000 | 5,179 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 7,621 |
| Total interest expense | $606,000 | 7,495 |
| Net interest income | $985,000 | 7,611 |
| Provision for loan and lease losses | $99,000 | 6,082 |
| Total noninterest income | $60,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 6,646 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $768,000 | 7,834 |
| Salaries and employee benefits | $333,000 | 8,013 |
| Premises and equipment expense | $92,000 | 7,695 |
| Additional noninterest expense | $343,000 | 7,264 |
| Pre-tax net operating income | $178,000 | 5,807 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-13,000 | 6,808 |
| Income before extraordinary items | $191,000 | 5,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $191,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 4,325 |
| Cash dividends | $203,000 | 4,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $191,000 | 5,670 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 7,707 |
| Total interest expense | $467,000 | 7,580 |
| Net interest income | $719,000 | 7,709 |
| Provision for loan and lease losses | $99,000 | 5,184 |
| Total noninterest income | $43,000 | 7,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $36,000 | 6,725 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $586,000 | 7,856 |
| Salaries and employee benefits | $252,000 | 8,060 |
| Premises and equipment expense | $63,000 | 7,817 |
| Additional noninterest expense | $271,000 | 7,206 |
| Pre-tax net operating income | $77,000 | 6,489 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $77,000 | 6,291 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $77,000 | 6,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,285 |
| Cash dividends | $203,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $77,000 | 6,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 7,785 |
| Total interest expense | $322,000 | 7,644 |
| Net interest income | $463,000 | 7,787 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $24,000 | 7,963 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $22,000 | 6,802 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $332,000 | 8,063 |
| Salaries and employee benefits | $167,000 | 8,126 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $124,000 | 7,756 |
| Pre-tax net operating income | $155,000 | 6,087 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $44,000 | 4,166 |
| Income before extraordinary items | $111,000 | 6,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $203,000 | 3,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $111,000 | 6,210 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 7,870 |
| Total interest expense | $164,000 | 7,731 |
| Net interest income | $225,000 | 7,863 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $12,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $181,000 | 8,031 |
| Salaries and employee benefits | $82,000 | 8,175 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $80,000 | 7,424 |
| Pre-tax net operating income | $56,000 | 6,536 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $22,000 | 4,307 |
| Income before extraordinary items | $34,000 | 6,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $34,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $34,000 | 6,719 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 7,857 |
| Total interest expense | $619,000 | 7,786 |
| Net interest income | $957,000 | 7,800 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $121,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $46,000 | 6,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $75,000 | 6,615 |
| Total noninterest expense | $636,000 | 8,176 |
| Salaries and employee benefits | $316,000 | 8,234 |
| Premises and equipment expense | $73,000 | 8,029 |
| Additional noninterest expense | $247,000 | 7,792 |
| Pre-tax net operating income | $442,000 | 6,154 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $82,000 | 4,610 |
| Income before extraordinary items | $360,000 | 6,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $360,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $189,000 | 4,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $360,000 | 6,190 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,915 |
| Total interest expense | $451,000 | 7,848 |
| Net interest income | $730,000 | 7,823 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,873 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $486,000 | 8,144 |
| Salaries and employee benefits | $239,000 | 8,227 |
| Premises and equipment expense | $60,000 | 7,945 |
| Additional noninterest expense | $187,000 | 7,760 |
| Pre-tax net operating income | $284,000 | 6,629 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $90,000 | 4,538 |
| Income before extraordinary items | $194,000 | 6,831 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $194,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,597 |
| Cash dividends | $189,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $194,000 | 6,820 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 7,982 |
| Total interest expense | $290,000 | 7,927 |
| Net interest income | $484,000 | 7,897 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $28,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $22,000 | 6,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $334,000 | 8,158 |
| Salaries and employee benefits | $158,000 | 8,292 |
| Premises and equipment expense | $47,000 | 7,844 |
| Additional noninterest expense | $129,000 | 7,752 |
| Pre-tax net operating income | $178,000 | 6,772 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $60,000 | 4,611 |
| Income before extraordinary items | $118,000 | 6,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $118,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $118,000 | 6,982 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 8,023 |
| Total interest expense | $145,000 | 7,966 |
| Net interest income | $241,000 | 7,967 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $178,000 | 8,129 |
| Salaries and employee benefits | $79,000 | 8,339 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $66,000 | 7,760 |
| Pre-tax net operating income | $77,000 | 6,963 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $30,000 | 4,619 |
| Income before extraordinary items | $47,000 | 7,200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $47,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $47,000 | 7,194 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 7,933 |
| Total interest expense | $526,000 | 7,872 |
| Net interest income | $984,000 | 7,861 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $52,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $42,000 | 7,008 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,253 |
| Total noninterest expense | $661,000 | 8,228 |
| Salaries and employee benefits | $307,000 | 8,357 |
| Premises and equipment expense | $75,000 | 8,085 |
| Additional noninterest expense | $279,000 | 7,696 |
| Pre-tax net operating income | $375,000 | 6,856 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $64,000 | 5,285 |
| Income before extraordinary items | $309,000 | 6,876 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $309,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $189,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $310,660 | 6,873 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 8,009 |
| Total interest expense | $382,000 | 7,931 |
| Net interest income | $733,000 | 7,956 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $33,000 | 8,339 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $29,000 | 7,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $499,000 | 8,234 |
| Salaries and employee benefits | $230,000 | 8,386 |
| Premises and equipment expense | $62,000 | 8,035 |
| Additional noninterest expense | $207,000 | 7,725 |
| Pre-tax net operating income | $267,000 | 7,153 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $64,000 | 5,278 |
| Income before extraordinary items | $203,000 | 7,208 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $203,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $203,000 | 7,206 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $733,000 | 8,035 |
| Total interest expense | $245,000 | 7,961 |
| Net interest income | $488,000 | 7,988 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $19,000 | 8,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $17,000 | 7,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $336,000 | 8,256 |
| Salaries and employee benefits | $150,000 | 8,461 |
| Premises and equipment expense | $44,000 | 7,973 |
| Additional noninterest expense | $142,000 | 7,707 |
| Pre-tax net operating income | $171,000 | 7,259 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $42,000 | 5,356 |
| Income before extraordinary items | $129,000 | 7,322 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $129,000 | 7,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $129,000 | 7,326 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 8,032 |
| Total interest expense | $119,000 | 7,970 |
| Net interest income | $251,000 | 7,973 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $171,000 | 8,252 |
| Salaries and employee benefits | $76,000 | 8,460 |
| Premises and equipment expense | $22,000 | 7,985 |
| Additional noninterest expense | $73,000 | 7,672 |
| Pre-tax net operating income | $89,000 | 7,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $67,000 | 7,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $67,000 | 7,244 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 7,924 |
| Total interest expense | $422,000 | 7,828 |
| Net interest income | $1,054,000 | 7,868 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $48,000 | 8,437 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $39,000 | 7,245 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $614,000 | 8,400 |
| Salaries and employee benefits | $277,000 | 8,536 |
| Premises and equipment expense | $82,000 | 8,069 |
| Additional noninterest expense | $255,000 | 7,894 |
| Pre-tax net operating income | $476,000 | 6,830 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $90,000 | 5,449 |
| Income before extraordinary items | $386,000 | 6,837 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $386,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,373 |
| Cash dividends | $301,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $386,000 | 6,806 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,958 |
| Total interest expense | $303,000 | 7,867 |
| Net interest income | $794,000 | 7,909 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 7,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $453,000 | 8,389 |
| Salaries and employee benefits | $207,000 | 8,541 |
| Premises and equipment expense | $58,000 | 8,147 |
| Additional noninterest expense | $188,000 | 7,920 |
| Pre-tax net operating income | $361,000 | 6,950 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $118,000 | 5,076 |
| Income before extraordinary items | $243,000 | 7,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $243,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,302 |
| Cash dividends | $189,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $243,000 | 7,180 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $720,000 | 7,983 |
| Total interest expense | $191,000 | 7,884 |
| Net interest income | $529,000 | 7,921 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $20,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $299,000 | 8,411 |
| Salaries and employee benefits | $134,000 | 8,577 |
| Premises and equipment expense | $39,000 | 8,135 |
| Additional noninterest expense | $126,000 | 7,901 |
| Pre-tax net operating income | $238,000 | 6,979 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $76,000 | 5,134 |
| Income before extraordinary items | $162,000 | 7,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $162,000 | 7,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,245 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $162,000 | 7,195 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 7,970 |
| Total interest expense | $92,000 | 7,940 |
| Net interest income | $281,000 | 7,904 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $10,000 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $152,000 | 8,462 |
| Salaries and employee benefits | $66,000 | 8,647 |
| Premises and equipment expense | $23,000 | 8,021 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $133,000 | 6,776 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $91,000 | 7,045 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $91,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $91,000 | 7,011 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,921 |
| Total interest expense | $354,000 | 7,861 |
| Net interest income | $1,126,000 | 7,851 |
| Provision for loan and lease losses | $144,000 | 4,341 |
| Total noninterest income | $52,000 | 8,561 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $42,000 | 7,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $575,000 | 8,571 |
| Salaries and employee benefits | $248,000 | 8,727 |
| Premises and equipment expense | $84,000 | 8,156 |
| Additional noninterest expense | $243,000 | 8,028 |
| Pre-tax net operating income | $459,000 | 6,838 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $99,000 | 5,513 |
| Income before extraordinary items | $360,000 | 6,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $360,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,896 |
| Cash dividends | $189,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $360,000 | 6,913 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 7,943 |
| Total interest expense | $264,000 | 7,903 |
| Net interest income | $843,000 | 7,884 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $38,000 | 8,629 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $31,000 | 7,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $430,000 | 8,567 |
| Salaries and employee benefits | $188,000 | 8,747 |
| Premises and equipment expense | $60,000 | 8,206 |
| Additional noninterest expense | $182,000 | 8,030 |
| Pre-tax net operating income | $313,000 | 7,133 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $135,000 | 4,983 |
| Income before extraordinary items | $178,000 | 7,605 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $178,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $178,000 | 7,551 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $739,000 | 7,999 |
| Total interest expense | $175,000 | 7,981 |
| Net interest income | $564,000 | 7,923 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $24,000 | 8,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $288,000 | 8,617 |
| Salaries and employee benefits | $124,000 | 8,808 |
| Premises and equipment expense | $39,000 | 8,284 |
| Additional noninterest expense | $125,000 | 8,029 |
| Pre-tax net operating income | $288,000 | 6,580 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $90,000 | 4,967 |
| Income before extraordinary items | $198,000 | 6,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $198,000 | 6,836 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 8,016 |
| Total interest expense | $87,000 | 8,051 |
| Net interest income | $288,000 | 7,917 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $151,000 | 8,600 |
| Salaries and employee benefits | $62,000 | 8,848 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $69,000 | 7,915 |
| Pre-tax net operating income | $143,000 | 6,537 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $98,000 | 6,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,000 | 6,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 8,011 |
| Total interest expense | $416,000 | 8,057 |
| Net interest income | $1,147,000 | 7,892 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $53,000 | 8,771 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $41,000 | 7,570 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $548,000 | 8,765 |
| Salaries and employee benefits | $249,000 | 8,904 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $236,000 | 8,179 |
| Pre-tax net operating income | $628,000 | 6,247 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $165,000 | 5,169 |
| Income before extraordinary items | $463,000 | 6,501 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $463,000 | 6,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $378,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $463,000 | 6,344 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 8,097 |
| Total interest expense | $324,000 | 8,130 |
| Net interest income | $853,000 | 7,976 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $40,000 | 8,838 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $31,000 | 7,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $411,000 | 8,788 |
| Salaries and employee benefits | $186,000 | 8,946 |
| Premises and equipment expense | $46,000 | 8,634 |
| Additional noninterest expense | $179,000 | 8,183 |
| Pre-tax net operating income | $464,000 | 6,438 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $126,000 | 5,319 |
| Income before extraordinary items | $338,000 | 6,731 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $338,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $189,000 | 4,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $338,000 | 6,553 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 8,168 |
| Total interest expense | $227,000 | 8,162 |
| Net interest income | $556,000 | 8,045 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $24,000 | 8,909 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $270,000 | 8,817 |
| Salaries and employee benefits | $119,000 | 8,998 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $120,000 | 8,170 |
| Pre-tax net operating income | $298,000 | 6,512 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $90,000 | 5,255 |
| Income before extraordinary items | $208,000 | 6,897 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $208,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $189,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $208,000 | 6,695 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 8,202 |
| Total interest expense | $119,000 | 8,193 |
| Net interest income | $274,000 | 8,104 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $11,000 | 8,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $137,000 | 8,846 |
| Salaries and employee benefits | $60,000 | 9,027 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $142,000 | 6,566 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $97,000 | 6,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $97,000 | 6,803 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 8,234 |
| Total interest expense | $548,000 | 8,250 |
| Net interest income | $1,085,000 | 8,138 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $41,000 | 9,029 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $33,000 | 7,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $525,000 | 8,941 |
| Salaries and employee benefits | $239,000 | 9,083 |
| Premises and equipment expense | $50,000 | 8,901 |
| Additional noninterest expense | $236,000 | 8,278 |
| Pre-tax net operating income | $577,000 | 6,500 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $168,000 | 5,356 |
| Income before extraordinary items | $409,000 | 6,799 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $409,000 | 6,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $189,000 | 4,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $409,000 | 6,671 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 8,509 |
| Total interest expense | $689,000 | 8,643 |
| Net interest income | $1,029,000 | 8,224 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $44,000 | 9,226 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $34,000 | 7,909 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $493,000 | 9,197 |
| Salaries and employee benefits | $243,000 | 9,271 |
| Premises and equipment expense | $56,000 | 9,022 |
| Additional noninterest expense | $194,000 | 8,708 |
| Pre-tax net operating income | $556,000 | 6,335 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $165,000 | 5,310 |
| Income before extraordinary items | $391,000 | 6,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $391,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $378,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $391,000 | 6,496 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 8,749 |
| Total interest expense | $670,000 | 8,919 |
| Net interest income | $1,014,000 | 8,450 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $461,000 | 9,471 |
| Salaries and employee benefits | $219,000 | 9,570 |
| Premises and equipment expense | $65,000 | 9,086 |
| Additional noninterest expense | $177,000 | 9,006 |
| Pre-tax net operating income | $578,000 | 6,672 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $172,000 | 5,693 |
| Income before extraordinary items | $406,000 | 6,818 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $406,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $189,000 | 5,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $406,000 | 6,823 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 8,952 |
| Total interest expense | $611,000 | 9,179 |
| Net interest income | $980,000 | 8,677 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $46,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $461,000 | 9,735 |
| Salaries and employee benefits | $213,000 | 9,866 |
| Premises and equipment expense | $78,000 | 9,059 |
| Additional noninterest expense | $170,000 | 9,341 |
| Pre-tax net operating income | $541,000 | 6,955 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $156,000 | 6,202 |
| Income before extraordinary items | $385,000 | 7,068 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $385,000 | 7,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $189,000 | 5,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $385,000 | 7,037 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 9,223 |
| Total interest expense | $613,000 | 9,440 |
| Net interest income | $936,000 | 8,943 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $454,000 | 9,917 |
| Salaries and employee benefits | $210,000 | 10,066 |
| Premises and equipment expense | $74,000 | 9,279 |
| Additional noninterest expense | $170,000 | 9,462 |
| Pre-tax net operating income | $540,000 | 7,187 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $172,000 | 6,555 |
| Income before extraordinary items | $368,000 | 7,427 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $368,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $189,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $368,000 | 7,348 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 9,672 |
| Total interest expense | $577,000 | 9,896 |
| Net interest income | $917,000 | 9,380 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $426,000 | 10,395 |
| Salaries and employee benefits | $199,000 | 10,551 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $156,000 | 9,926 |
| Pre-tax net operating income | $534,000 | 7,738 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $157,000 | 7,502 |
| Income before extraordinary items | $377,000 | 7,802 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $377,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $167,000 | 5,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $377,000 | 7,744 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 10,260 |
| Total interest expense | $530,000 | 10,495 |
| Net interest income | $861,000 | 9,936 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $55,000 | 10,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $404,000 | 10,953 |
| Salaries and employee benefits | $196,000 | 11,031 |
| Premises and equipment expense | $68,000 | 10,142 |
| Additional noninterest expense | $140,000 | 10,671 |
| Pre-tax net operating income | $500,000 | 7,940 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $164,000 | 7,668 |
| Income before extraordinary items | $336,000 | 8,111 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $336,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $143,000 | 6,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $336,000 | 8,056 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 10,740 |
| Total interest expense | $548,000 | 10,859 |
| Net interest income | $817,000 | 10,486 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $62,000 | 11,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $431,000 | 11,327 |
| Salaries and employee benefits | $191,000 | 11,539 |
| Premises and equipment expense | $53,000 | 10,991 |
| Additional noninterest expense | $187,000 | 10,592 |
| Pre-tax net operating income | $444,000 | 8,783 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $151,000 | 8,236 |
| Income before extraordinary items | $293,000 | 9,014 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $293,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $293,000 | 8,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 11,276 |
| Total interest expense | $451,000 | 11,333 |
| Net interest income | $782,000 | 11,113 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $423,000 | 11,944 |
| Salaries and employee benefits | $186,000 | 12,162 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $195,000 | 11,210 |
| Pre-tax net operating income | $414,000 | 9,254 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $144,000 | 8,434 |
| Income before extraordinary items | $270,000 | 9,489 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $270,000 | 9,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $270,000 | 9,536 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 11,824 |
| Total interest expense | $486,000 | 11,752 |
| Net interest income | $743,000 | 11,710 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $56,000 | 12,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $412,000 | 12,592 |
| Salaries and employee benefits | $181,000 | 12,768 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $193,000 | 11,831 |
| Pre-tax net operating income | $387,000 | 9,510 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $253,000 | 10,004 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $253,000 | 10,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $253,000 | 9,755 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 12,376 |
| Total interest expense | $621,000 | 12,199 |
| Net interest income | $691,000 | 12,356 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $58,000 | 12,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $386,000 | 13,232 |
| Salaries and employee benefits | $178,000 | 13,339 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $170,000 | 12,660 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $231,000 | 9,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.