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Grand Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$31,184,0001,356
Total interest expense$9,863,0001,306
Net interest income$21,321,0001,362
Provision for loan and lease losses$240,0001,853
Total noninterest income$1,488,0002,314
Gross Fiduciary activities income$0981
Service charges on deposit accounts$265,0002,343
Trading account gains and feesNANA
Additional Noninterest Income$1,223,0002,085
Total noninterest expense$13,682,0001,646
Salaries and employee benefits$8,671,0001,495
Premises and equipment expense$866,0002,192
Additional noninterest expense$1,223,0002,085
Pre-tax net operating income$8,887,0001,285
Securities gains (losses)$-36,0003,574
Applicable income taxes$1,902,0001,014
Income before extraordinary items$6,949,0001,349
Extraordinary gains, net$054
Net income$6,949,0001,364
Minority interest net income$088
Net income of bank and minority interests.$6,949,0001,351
Net charge-offs$-31,0004,095
Cash dividends$2,000,0001,522
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,977,4401,362
2023-09-30 (YTD Data)Rank
Total interest income$22,827,0001,350
Total interest expense$6,986,0001,269
Net interest income$15,841,0001,380
Provision for loan and lease losses$180,0001,734
Total noninterest income$1,221,0002,210
Gross Fiduciary activities income$0950
Service charges on deposit accounts$192,0002,410
Trading account gains and feesNANA
Additional Noninterest Income$1,029,0001,955
Total noninterest expense$10,004,0001,667
Salaries and employee benefits$6,310,0001,538
Premises and equipment expense$625,0002,255
Additional noninterest expense$1,029,0001,955
Pre-tax net operating income$6,878,0001,305
Securities gains (losses)$-36,0003,748
Applicable income taxes$1,478,0001,020
Income before extraordinary items$5,364,0001,370
Extraordinary gains, net$052
Net income$5,364,0001,380
Minority interest net income$081
Net income of bank and minority interests.$5,364,0001,370
Net charge-offs$02,641
Cash dividends$1,250,0001,507
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,392,4401,383
2023-06-30 (YTD Data)Rank
Total interest income$14,814,0001,348
Total interest expense$4,359,0001,237
Net interest income$10,455,0001,411
Provision for loan and lease losses$120,0001,688
Total noninterest income$698,0002,322
Gross Fiduciary activities income$0931
Service charges on deposit accounts$124,0002,436
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,062
Total noninterest expense$6,561,0001,688
Salaries and employee benefits$4,046,0001,593
Premises and equipment expense$426,0002,223
Additional noninterest expense$574,0002,059
Pre-tax net operating income$4,472,0001,305
Securities gains (losses)$-36,0004,015
Applicable income taxes$987,0001,020
Income before extraordinary items$3,449,0001,411
Extraordinary gains, net$051
Net income$3,449,0001,427
Minority interest net income$081
Net income of bank and minority interests.$3,449,0001,411
Net charge-offs$02,431
Cash dividends$750,0001,620
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,477,4401,408
2023-03-31 (YTD Data)Rank
Total interest income$6,999,0001,389
Total interest expense$1,824,0001,273
Net interest income$5,175,0001,435
Provision for loan and lease losses$60,0001,563
Total noninterest income$245,0002,722
Gross Fiduciary activities income$0913
Service charges on deposit accounts$60,0002,486
Trading account gains and feesNANA
Additional Noninterest Income$185,0002,523
Total noninterest expense$3,116,0001,775
Salaries and employee benefits$1,913,0001,680
Premises and equipment expense$220,0002,214
Additional noninterest expense$185,0002,523
Pre-tax net operating income$2,244,0001,340
Securities gains (losses)$-36,0004,207
Applicable income taxes$499,0001,046
Income before extraordinary items$1,709,0001,451
Extraordinary gains, net$04
Net income$1,709,0001,451
Minority interest net income$048
Net income of bank and minority interests.$1,709,0001,451
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,737,4401,444
2022-12-31 (YTD Data)Rank
Total interest income$22,755,0001,420
Total interest expense$2,026,0001,583
Net interest income$20,729,0001,390
Provision for loan and lease losses$191,0001,823
Total noninterest income$1,944,0002,070
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$234,0002,565
Trading account gains and feesNANA
Additional Noninterest Income$1,710,0001,769
Total noninterest expense$11,783,0001,796
Salaries and employee benefits$7,570,0001,645
Premises and equipment expense$721,0002,453
Additional noninterest expense$1,710,0001,769
Pre-tax net operating income$10,699,0001,222
Securities gains (losses)$0691
Applicable income taxes$2,160,0001,021
Income before extraordinary items$8,539,0001,241
Extraordinary gains, net$05
Net income$8,539,0001,240
Minority interest net income$063
Net income of bank and minority interests.$8,539,0001,241
Net charge-offs$-214,0004,452
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,539,0001,263
2022-09-30 (YTD Data)Rank
Total interest income$16,399,0001,408
Total interest expense$1,003,0001,760
Net interest income$15,396,0001,383
Provision for loan and lease losses$131,0001,733
Total noninterest income$849,0002,693
Gross Fiduciary activities income$0968
Service charges on deposit accounts$166,0002,648
Trading account gains and feesNANA
Additional Noninterest Income$683,0002,457
Total noninterest expense$8,540,0001,848
Salaries and employee benefits$5,524,0001,667
Premises and equipment expense$508,0002,535
Additional noninterest expense$683,0002,457
Pre-tax net operating income$7,574,0001,257
Securities gains (losses)$0740
Applicable income taxes$1,653,0001,007
Income before extraordinary items$5,921,0001,303
Extraordinary gains, net$04
Net income$5,921,0001,302
Minority interest net income$057
Net income of bank and minority interests.$5,921,0001,303
Net charge-offs$-214,0004,487
Cash dividends$1,000,0001,660
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,921,0001,329
2022-06-30 (YTD Data)Rank
Total interest income$10,350,0001,428
Total interest expense$525,0001,898
Net interest income$9,825,0001,406
Provision for loan and lease losses$104,0001,517
Total noninterest income$554,0002,715
Gross Fiduciary activities income$0925
Service charges on deposit accounts$106,0002,702
Trading account gains and feesNANA
Additional Noninterest Income$448,0002,503
Total noninterest expense$5,409,0001,887
Salaries and employee benefits$3,523,0001,722
Premises and equipment expense$352,0002,498
Additional noninterest expense$1,534,0001,969
Pre-tax net operating income$4,866,0001,229
Securities gains (losses)$0687
Applicable income taxes$1,044,000987
Income before extraordinary items$3,822,0001,269
Extraordinary gains, net$04
Net income$3,822,0001,269
Minority interest net income$060
Net income of bank and minority interests.$3,822,0001,269
Net charge-offs$-70,0004,293
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,822,0001,293
2022-03-31 (YTD Data)Rank
Total interest income$4,924,0001,459
Total interest expense$216,0002,099
Net interest income$4,708,0001,427
Provision for loan and lease losses$60,0001,235
Total noninterest income$225,0002,916
Gross Fiduciary activities income$0892
Service charges on deposit accounts$54,0002,652
Trading account gains and feesNANA
Additional Noninterest Income$171,0002,742
Total noninterest expense$2,656,0001,909
Salaries and employee benefits$1,749,0001,734
Premises and equipment expense$165,0002,587
Additional noninterest expense$742,0002,005
Pre-tax net operating income$2,217,0001,264
Securities gains (losses)$0623
Applicable income taxes$510,000959
Income before extraordinary items$1,707,0001,335
Extraordinary gains, net$04
Net income$1,707,0001,335
Minority interest net income$050
Net income of bank and minority interests.$1,707,0001,335
Net charge-offs$-20,0004,154
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,707,0001,350
2021-12-31 (YTD Data)Rank
Total interest income$20,978,0001,423
Total interest expense$1,083,0002,102
Net interest income$19,895,0001,373
Provision for loan and lease losses$240,0001,589
Total noninterest income$794,0003,226
Gross Fiduciary activities income$0994
Service charges on deposit accounts$203,0002,675
Trading account gains and feesNANA
Additional Noninterest Income$591,0003,125
Total noninterest expense$10,949,0001,861
Salaries and employee benefits$6,790,0001,759
Premises and equipment expense$647,0002,639
Additional noninterest expense$3,512,0001,746
Pre-tax net operating income$9,500,0001,321
Securities gains (losses)$-30,0004,498
Applicable income taxes$2,349,000995
Income before extraordinary items$7,121,0001,485
Extraordinary gains, net$010
Net income$7,121,0001,484
Minority interest net income$074
Net income of bank and minority interests.$7,121,0001,485
Net charge-offs$136,0001,194
Cash dividends$3,350,0001,087
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,144,7001,453
2021-09-30 (YTD Data)Rank
Total interest income$15,959,0001,429
Total interest expense$842,0002,134
Net interest income$15,117,0001,374
Provision for loan and lease losses$180,0001,539
Total noninterest income$639,0003,181
Gross Fiduciary activities income$0957
Service charges on deposit accounts$147,0002,727
Trading account gains and feesNANA
Additional Noninterest Income$492,0003,087
Total noninterest expense$7,726,0001,939
Salaries and employee benefits$4,864,0001,821
Premises and equipment expense$422,0002,858
Additional noninterest expense$2,440,0001,859
Pre-tax net operating income$7,850,0001,286
Securities gains (losses)$02,015
Applicable income taxes$1,892,0001,000
Income before extraordinary items$5,958,0001,421
Extraordinary gains, net$08
Net income$5,958,0001,420
Minority interest net income$069
Net income of bank and minority interests.$5,958,0001,421
Net charge-offs$160,000879
Cash dividends$3,350,000785
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,958,0001,399
2021-06-30 (YTD Data)Rank
Total interest income$10,978,0001,384
Total interest expense$589,0002,126
Net interest income$10,389,0001,326
Provision for loan and lease losses$120,0001,537
Total noninterest income$399,0003,239
Gross Fiduciary activities income$0951
Service charges on deposit accounts$93,0002,748
Trading account gains and feesNANA
Additional Noninterest Income$306,0003,113
Total noninterest expense$5,067,0001,958
Salaries and employee benefits$3,267,0001,808
Premises and equipment expense$262,0002,971
Additional noninterest expense$1,538,0001,924
Pre-tax net operating income$5,601,0001,212
Securities gains (losses)$01,818
Applicable income taxes$1,248,000997
Income before extraordinary items$4,353,0001,307
Extraordinary gains, net$06
Net income$4,353,0001,307
Minority interest net income$067
Net income of bank and minority interests.$4,353,0001,307
Net charge-offs$163,000722
Cash dividends$1,350,0001,143
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,353,0001,281
2021-03-31 (YTD Data)Rank
Total interest income$6,088,0001,278
Total interest expense$320,0002,087
Net interest income$5,768,0001,216
Provision for loan and lease losses$60,0001,591
Total noninterest income$192,0003,267
Gross Fiduciary activities income$0922
Service charges on deposit accounts$50,0002,645
Trading account gains and feesNANA
Additional Noninterest Income$142,0003,171
Total noninterest expense$2,472,0001,978
Salaries and employee benefits$1,679,0001,755
Premises and equipment expense$133,0002,965
Additional noninterest expense$660,0002,111
Pre-tax net operating income$3,428,0001,038
Securities gains (losses)$01,392
Applicable income taxes$828,000834
Income before extraordinary items$2,600,0001,164
Extraordinary gains, net$03
Net income$2,600,0001,164
Minority interest net income$055
Net income of bank and minority interests.$2,600,0001,164
Net charge-offs$166,000482
Cash dividends$350,0001,447
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,600,0001,135
2020-12-31 (YTD Data)Rank
Total interest income$19,898,0001,510
Total interest expense$2,983,0001,492
Net interest income$16,915,0001,483
Provision for loan and lease losses$3,136,000775
Total noninterest income$3,443,0001,594
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$301,0002,233
Trading account gains and feesNANA
Additional Noninterest Income$3,142,0001,392
Total noninterest expense$8,844,0002,127
Salaries and employee benefits$5,592,0001,997
Premises and equipment expense$566,0002,846
Additional noninterest expense$2,686,0002,104
Pre-tax net operating income$8,378,0001,210
Securities gains (losses)$02,675
Applicable income taxes$2,227,000874
Income before extraordinary items$6,151,0001,393
Extraordinary gains, net$04
Net income$6,151,0001,394
Minority interest net income$072
Net income of bank and minority interests.$6,151,0001,394
Net charge-offs$-6,0004,154
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,151,0001,359
2020-09-30 (YTD Data)Rank
Total interest income$15,254,0001,481
Total interest expense$2,499,0001,431
Net interest income$12,755,0001,468
Provision for loan and lease losses$2,895,000712
Total noninterest income$697,0002,924
Gross Fiduciary activities income$0981
Service charges on deposit accounts$228,0002,225
Trading account gains and feesNANA
Additional Noninterest Income$469,0002,894
Total noninterest expense$6,358,0002,167
Salaries and employee benefits$4,117,0002,007
Premises and equipment expense$393,0002,983
Additional noninterest expense$1,848,0002,192
Pre-tax net operating income$4,199,0001,617
Securities gains (losses)$02,494
Applicable income taxes$985,0001,190
Income before extraordinary items$3,214,0001,797
Extraordinary gains, net$04
Net income$3,214,0001,797
Minority interest net income$065
Net income of bank and minority interests.$3,214,0001,797
Net charge-offs$-2,0003,908
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,214,0001,755
2020-06-30 (YTD Data)Rank
Total interest income$10,819,0001,418
Total interest expense$1,886,0001,379
Net interest income$8,933,0001,409
Provision for loan and lease losses$2,278,000671
Total noninterest income$467,0002,876
Gross Fiduciary activities income$0970
Service charges on deposit accounts$151,0002,264
Trading account gains and feesNANA
Additional Noninterest Income$316,0002,854
Total noninterest expense$4,217,0002,171
Salaries and employee benefits$2,730,0002,011
Premises and equipment expense$240,0003,134
Additional noninterest expense$1,247,0002,172
Pre-tax net operating income$2,905,0001,497
Securities gains (losses)$02,249
Applicable income taxes$648,0001,132
Income before extraordinary items$2,257,0001,674
Extraordinary gains, net$04
Net income$2,257,0001,675
Minority interest net income$065
Net income of bank and minority interests.$2,257,0001,675
Net charge-offs$-7,0004,216
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,257,0001,624
2020-03-31 (YTD Data)Rank
Total interest income$4,671,0001,593
Total interest expense$1,076,0001,358
Net interest income$3,595,0001,667
Provision for loan and lease losses$110,0001,881
Total noninterest income$251,0002,729
Gross Fiduciary activities income$0941
Service charges on deposit accounts$98,0002,161
Trading account gains and feesNANA
Additional Noninterest Income$153,0002,751
Total noninterest expense$2,000,0002,265
Salaries and employee benefits$1,375,0002,012
Premises and equipment expense$106,0003,329
Additional noninterest expense$519,0002,483
Pre-tax net operating income$1,736,0001,180
Securities gains (losses)$01,705
Applicable income taxes$402,000870
Income before extraordinary items$1,334,0001,311
Extraordinary gains, net$04
Net income$1,334,0001,310
Minority interest net income$056
Net income of bank and minority interests.$1,334,0001,311
Net charge-offs$-4,0004,126
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,334,0001,285
2019-12-31 (YTD Data)Rank
Total interest income$18,706,0001,606
Total interest expense$4,696,0001,309
Net interest income$14,010,0001,706
Provision for loan and lease losses$430,0001,623
Total noninterest income$905,0002,956
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$391,0002,242
Trading account gains and feesNANA
Additional Noninterest Income$514,0002,996
Total noninterest expense$8,138,0002,224
Salaries and employee benefits$5,142,0002,067
Premises and equipment expense$448,0003,280
Additional noninterest expense$2,548,0002,192
Pre-tax net operating income$6,347,0001,475
Securities gains (losses)$02,379
Applicable income taxes$1,308,0001,209
Income before extraordinary items$5,039,0001,589
Extraordinary gains, net$011
Net income$5,039,0001,591
Minority interest net income$076
Net income of bank and minority interests.$5,039,0001,591
Net charge-offs$209,0001,651
Cash dividends$1,400,0001,953
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,039,0001,553
2019-09-30 (YTD Data)Rank
Total interest income$14,001,0001,625
Total interest expense$3,572,0001,305
Net interest income$10,429,0001,736
Provision for loan and lease losses$280,0001,656
Total noninterest income$677,0002,973
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$294,0002,253
Trading account gains and feesNANA
Additional Noninterest Income$383,0003,022
Total noninterest expense$6,093,0002,228
Salaries and employee benefits$3,874,0002,068
Premises and equipment expense$320,0003,384
Additional noninterest expense$1,899,0002,193
Pre-tax net operating income$4,733,0001,513
Securities gains (losses)$02,167
Applicable income taxes$972,0001,251
Income before extraordinary items$3,761,0001,616
Extraordinary gains, net$011
Net income$3,761,0001,617
Minority interest net income$072
Net income of bank and minority interests.$3,761,0001,617
Net charge-offs$212,0001,255
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,761,0001,581
2019-06-30 (YTD Data)Rank
Total interest income$9,234,0001,640
Total interest expense$2,313,0001,317
Net interest income$6,921,0001,738
Provision for loan and lease losses$130,0001,967
Total noninterest income$441,0002,969
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$194,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$247,0003,023
Total noninterest expense$4,153,0002,204
Salaries and employee benefits$2,596,0002,060
Premises and equipment expense$199,0003,524
Additional noninterest expense$1,358,0002,099
Pre-tax net operating income$3,079,0001,514
Securities gains (losses)$01,702
Applicable income taxes$553,0001,365
Income before extraordinary items$2,526,0001,588
Extraordinary gains, net$011
Net income$2,526,0001,589
Minority interest net income$069
Net income of bank and minority interests.$2,526,0001,589
Net charge-offs$201,000984
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,526,0001,557
2019-03-31 (YTD Data)Rank
Total interest income$4,502,0001,666
Total interest expense$1,123,0001,307
Net interest income$3,379,0001,791
Provision for loan and lease losses$40,0002,260
Total noninterest income$217,0002,949
Gross Fiduciary activities income$0972
Service charges on deposit accounts$100,0002,212
Trading account gains and feesNANA
Additional Noninterest Income$117,0003,030
Total noninterest expense$2,002,0002,269
Salaries and employee benefits$1,293,0002,090
Premises and equipment expense$85,0003,806
Additional noninterest expense$624,0002,220
Pre-tax net operating income$1,554,0001,476
Securities gains (losses)$01,087
Applicable income taxes$346,0001,157
Income before extraordinary items$1,208,0001,613
Extraordinary gains, net$05
Net income$1,208,0001,611
Minority interest net income$052
Net income of bank and minority interests.$1,208,0001,612
Net charge-offs$-108,0005,202
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,208,0001,593
2018-12-31 (YTD Data)Rank
Total interest income$16,396,0001,720
Total interest expense$3,049,0001,412
Net interest income$13,347,0001,780
Provision for loan and lease losses$60,0003,354
Total noninterest income$930,0002,953
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$460,0002,106
Trading account gains and feesNANA
Additional Noninterest Income$470,0003,148
Total noninterest expense$8,520,0002,148
Salaries and employee benefits$5,107,0002,058
Premises and equipment expense$748,0002,462
Additional noninterest expense$2,665,0002,116
Pre-tax net operating income$5,697,0001,593
Securities gains (losses)$01,125
Applicable income taxes$1,197,0001,222
Income before extraordinary items$4,500,0001,720
Extraordinary gains, net$06
Net income$4,500,0001,719
Minority interest net income$072
Net income of bank and minority interests.$4,500,0001,719
Net charge-offs$-122,0005,081
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,500,0001,720
2018-09-30 (YTD Data)Rank
Total interest income$12,058,0001,737
Total interest expense$2,098,0001,440
Net interest income$9,960,0001,783
Provision for loan and lease losses$60,0003,056
Total noninterest income$688,0002,994
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$339,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$349,0003,198
Total noninterest expense$6,192,0002,190
Salaries and employee benefits$3,768,0002,080
Premises and equipment expense$558,0002,489
Additional noninterest expense$1,866,0002,227
Pre-tax net operating income$4,396,0001,558
Securities gains (losses)$01,118
Applicable income taxes$917,0001,236
Income before extraordinary items$3,479,0001,696
Extraordinary gains, net$05
Net income$3,479,0001,695
Minority interest net income$066
Net income of bank and minority interests.$3,479,0001,695
Net charge-offs$-112,0005,139
Cash dividends$500,0002,346
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,479,0001,682
2018-06-30 (YTD Data)Rank
Total interest income$7,802,0001,772
Total interest expense$1,283,0001,472
Net interest income$6,519,0001,800
Provision for loan and lease losses$60,0002,584
Total noninterest income$452,0003,028
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$223,0002,161
Trading account gains and feesNANA
Additional Noninterest Income$229,0003,198
Total noninterest expense$4,138,0002,200
Salaries and employee benefits$2,565,0002,066
Premises and equipment expense$373,0002,500
Additional noninterest expense$1,200,0002,292
Pre-tax net operating income$2,773,0001,606
Securities gains (losses)$0961
Applicable income taxes$628,0001,209
Income before extraordinary items$2,145,0001,777
Extraordinary gains, net$06
Net income$2,145,0001,776
Minority interest net income$065
Net income of bank and minority interests.$2,145,0001,776
Net charge-offs$-64,0005,087
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,145,0001,766
2018-03-31 (YTD Data)Rank
Total interest income$3,782,0001,802
Total interest expense$556,0001,580
Net interest income$3,226,0001,811
Provision for loan and lease losses$40,0002,256
Total noninterest income$215,0003,068
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$108,0002,209
Trading account gains and feesNANA
Additional Noninterest Income$107,0003,247
Total noninterest expense$2,039,0002,246
Salaries and employee benefits$1,302,0002,068
Premises and equipment expense$188,0002,541
Additional noninterest expense$549,0002,449
Pre-tax net operating income$1,362,0001,603
Securities gains (losses)$0735
Applicable income taxes$318,0001,172
Income before extraordinary items$1,044,0001,775
Extraordinary gains, net$07
Net income$1,044,0001,774
Minority interest net income$052
Net income of bank and minority interests.$1,044,0001,775
Net charge-offs$-62,0005,292
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,044,0001,761
2017-12-31 (YTD Data)Rank
Total interest income$13,998,0001,880
Total interest expense$1,387,0002,046
Net interest income$12,611,0001,832
Provision for loan and lease losses$209,0002,328
Total noninterest income$903,0003,100
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$407,0002,364
Trading account gains and feesNANA
Additional Noninterest Income$496,0003,166
Total noninterest expense$8,347,0002,192
Salaries and employee benefits$5,267,0002,008
Premises and equipment expense$731,0002,592
Additional noninterest expense$2,349,0002,353
Pre-tax net operating income$4,958,0001,727
Securities gains (losses)$02,243
Applicable income taxes$1,937,0001,299
Income before extraordinary items$3,021,0002,040
Extraordinary gains, net$09
Net income$3,021,0002,039
Minority interest net income$076
Net income of bank and minority interests.$3,021,0002,040
Net charge-offs$176,0001,932
Cash dividends$500,0002,941
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,021,0002,012
2017-09-30 (YTD Data)Rank
Total interest income$10,288,0001,907
Total interest expense$954,0002,149
Net interest income$9,334,0001,860
Provision for loan and lease losses$153,0002,278
Total noninterest income$675,0003,118
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$299,0002,410
Trading account gains and feesNANA
Additional Noninterest Income$376,0003,178
Total noninterest expense$6,248,0002,209
Salaries and employee benefits$3,944,0002,026
Premises and equipment expense$544,0002,619
Additional noninterest expense$1,760,0002,371
Pre-tax net operating income$3,608,0001,793
Securities gains (losses)$02,274
Applicable income taxes$1,067,0001,413
Income before extraordinary items$2,541,0002,008
Extraordinary gains, net$09
Net income$2,541,0002,007
Minority interest net income$071
Net income of bank and minority interests.$2,541,0002,008
Net charge-offs$-7,0004,638
Cash dividends$500,0002,387
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,541,0001,976
2017-06-30 (YTD Data)Rank
Total interest income$6,674,0001,927
Total interest expense$573,0002,254
Net interest income$6,101,0001,876
Provision for loan and lease losses$115,0002,145
Total noninterest income$452,0003,126
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$196,0002,428
Trading account gains and feesNANA
Additional Noninterest Income$256,0003,160
Total noninterest expense$4,155,0002,223
Salaries and employee benefits$2,629,0002,040
Premises and equipment expense$363,0002,632
Additional noninterest expense$1,163,0002,386
Pre-tax net operating income$2,283,0001,833
Securities gains (losses)$01,906
Applicable income taxes$683,0001,426
Income before extraordinary items$1,600,0002,048
Extraordinary gains, net$011
Net income$1,600,0002,048
Minority interest net income$071
Net income of bank and minority interests.$1,600,0002,048
Net charge-offs$-5,0004,564
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,600,0002,020
2017-03-31 (YTD Data)Rank
Total interest income$3,185,0001,996
Total interest expense$271,0002,326
Net interest income$2,914,0001,941
Provision for loan and lease losses$57,0001,998
Total noninterest income$226,0003,116
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$96,0002,456
Trading account gains and feesNANA
Additional Noninterest Income$130,0003,118
Total noninterest expense$2,049,0002,263
Salaries and employee benefits$1,308,0002,064
Premises and equipment expense$176,0002,723
Additional noninterest expense$565,0002,429
Pre-tax net operating income$1,034,0001,915
Securities gains (losses)$01,153
Applicable income taxes$292,0001,516
Income before extraordinary items$742,0002,109
Extraordinary gains, net$08
Net income$742,0002,110
Minority interest net income$055
Net income of bank and minority interests.$742,0002,110
Net charge-offs$-3,0004,448
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$742,0002,077
2016-12-31 (YTD Data)Rank
Total interest income$12,697,0001,975
Total interest expense$910,0002,581
Net interest income$11,787,0001,890
Provision for loan and lease losses$209,0002,401
Total noninterest income$901,0003,204
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$417,0002,389
Trading account gains and fees$0170
Additional Noninterest Income$484,0003,315
Total noninterest expense$8,046,0002,279
Salaries and employee benefits$4,974,0002,094
Premises and equipment expense$721,0002,670
Additional noninterest expense$2,351,0002,427
Pre-tax net operating income$4,433,0001,784
Securities gains (losses)$03,212
Applicable income taxes$1,239,0001,446
Income before extraordinary items$3,194,0002,000
Extraordinary gains, net$05
Net income$3,194,0001,999
Minority interest net income$082
Net income of bank and minority interests.$3,194,0001,999
Net charge-offs$38,0003,330
Cash dividends$1,000,0002,193
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,194,0001,945
2016-09-30 (YTD Data)Rank
Total interest income$9,526,0001,976
Total interest expense$668,0002,614
Net interest income$8,858,0001,891
Provision for loan and lease losses$152,0002,328
Total noninterest income$679,0003,201
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$320,0002,356
Trading account gains and fees$0169
Additional Noninterest Income$359,0003,337
Total noninterest expense$5,901,0002,321
Salaries and employee benefits$3,625,0002,138
Premises and equipment expense$547,0002,658
Additional noninterest expense$1,729,0002,477
Pre-tax net operating income$3,484,0001,745
Securities gains (losses)$03,160
Applicable income taxes$998,0001,411
Income before extraordinary items$2,486,0001,962
Extraordinary gains, net$05
Net income$2,486,0001,962
Minority interest net income$071
Net income of bank and minority interests.$2,486,0001,962
Net charge-offs$41,0002,719
Cash dividends$500,0002,372
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,486,0001,904
2016-06-30 (YTD Data)Rank
Total interest income$6,274,0002,008
Total interest expense$419,0002,752
Net interest income$5,855,0001,907
Provision for loan and lease losses$95,0002,365
Total noninterest income$464,0003,167
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$219,0002,290
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,307
Total noninterest expense$3,929,0002,335
Salaries and employee benefits$2,418,0002,153
Premises and equipment expense$364,0002,694
Additional noninterest expense$1,147,0002,490
Pre-tax net operating income$2,295,0001,755
Securities gains (losses)$02,835
Applicable income taxes$656,0001,417
Income before extraordinary items$1,639,0001,961
Extraordinary gains, net$016
Net income$1,639,0001,961
Minority interest net income$071
Net income of bank and minority interests.$1,639,0001,961
Net charge-offs$40,0002,310
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,639,0001,905
2016-03-31 (YTD Data)Rank
Total interest income$3,034,0002,062
Total interest expense$193,0002,905
Net interest income$2,841,0001,962
Provision for loan and lease losses$57,0002,075
Total noninterest income$223,0003,192
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$105,0002,349
Trading account gains and fees$0142
Additional Noninterest Income$118,0003,298
Total noninterest expense$1,938,0002,366
Salaries and employee benefits$1,218,0002,145
Premises and equipment expense$187,0002,673
Additional noninterest expense$533,0002,639
Pre-tax net operating income$1,069,0001,831
Securities gains (losses)$02,077
Applicable income taxes$299,0001,486
Income before extraordinary items$770,0002,054
Extraordinary gains, net$012
Net income$770,0002,054
Minority interest net income$062
Net income of bank and minority interests.$770,0002,054
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$770,0002,006
2015-12-31 (YTD Data)Rank
Total interest income$11,773,0002,057
Total interest expense$627,0003,292
Net interest income$11,146,0001,943
Provision for loan and lease losses$490,0001,384
Total noninterest income$940,0003,174
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$453,0002,301
Trading account gains and fees$0159
Additional Noninterest Income$487,0003,325
Total noninterest expense$8,121,0002,267
Salaries and employee benefits$5,005,0002,054
Premises and equipment expense$721,0002,760
Additional noninterest expense$2,395,0002,426
Pre-tax net operating income$3,475,0002,074
Securities gains (losses)$143,000931
Applicable income taxes$984,0001,609
Income before extraordinary items$2,634,0002,246
Extraordinary gains, net$023
Net income$2,634,0002,246
Minority interest net income$081
Net income of bank and minority interests.$2,634,0002,247
Net charge-offs$50,0003,250
Cash dividends$800,0002,367
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,529,6102,280
2015-09-30 (YTD Data)Rank
Total interest income$8,824,0002,080
Total interest expense$461,0003,378
Net interest income$8,363,0001,959
Provision for loan and lease losses$-7,0005,798
Total noninterest income$688,0003,230
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$339,0002,321
Trading account gains and fees$0153
Additional Noninterest Income$349,0003,399
Total noninterest expense$6,162,0002,240
Salaries and employee benefits$3,788,0002,045
Premises and equipment expense$537,0002,823
Additional noninterest expense$1,837,0002,382
Pre-tax net operating income$2,896,0001,962
Securities gains (losses)$67,0001,282
Applicable income taxes$795,0001,589
Income before extraordinary items$2,168,0002,131
Extraordinary gains, net$021
Net income$2,168,0002,133
Minority interest net income$078
Net income of bank and minority interests.$2,168,0002,132
Net charge-offs$-197,0005,961
Cash dividends$800,0001,824
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,119,0902,122
2015-06-30 (YTD Data)Rank
Total interest income$5,831,0002,091
Total interest expense$298,0003,474
Net interest income$5,533,0001,967
Provision for loan and lease losses$2,0004,009
Total noninterest income$442,0003,299
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$227,0002,273
Trading account gains and fees$0157
Additional Noninterest Income$215,0003,522
Total noninterest expense$4,016,0002,292
Salaries and employee benefits$2,532,0002,064
Premises and equipment expense$356,0002,840
Additional noninterest expense$1,128,0002,558
Pre-tax net operating income$1,957,0001,920
Securities gains (losses)$67,0001,069
Applicable income taxes$480,0001,669
Income before extraordinary items$1,544,0001,992
Extraordinary gains, net$022
Net income$1,544,0001,995
Minority interest net income$075
Net income of bank and minority interests.$1,544,0001,994
Net charge-offs$-188,0006,064
Cash dividends$800,0001,456
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,493,0802,008
2015-03-31 (YTD Data)Rank
Total interest income$2,792,0002,168
Total interest expense$147,0003,524
Net interest income$2,645,0002,033
Provision for loan and lease losses$-9,0006,101
Total noninterest income$217,0003,292
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$116,0002,233
Trading account gains and fees$0152
Additional Noninterest Income$101,0003,585
Total noninterest expense$1,952,0002,357
Salaries and employee benefits$1,241,0002,094
Premises and equipment expense$176,0002,888
Additional noninterest expense$535,0002,649
Pre-tax net operating income$919,0001,996
Securities gains (losses)$02,027
Applicable income taxes$238,0001,650
Income before extraordinary items$681,0002,195
Extraordinary gains, net$013
Net income$681,0002,196
Minority interest net income$064
Net income of bank and minority interests.$681,0002,196
Net charge-offs$-179,0006,227
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$681,0002,122
2014-12-31 (YTD Data)Rank
Total interest income$10,490,0002,299
Total interest expense$614,0003,579
Net interest income$9,876,0002,155
Provision for loan and lease losses$-86,0006,022
Total noninterest income$870,0003,349
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$447,0002,480
Trading account gains and fees$0180
Additional Noninterest Income$423,0003,516
Total noninterest expense$7,405,0002,481
Salaries and employee benefits$4,311,0002,334
Premises and equipment expense$690,0002,941
Additional noninterest expense$2,404,0002,482
Pre-tax net operating income$3,427,0002,059
Securities gains (losses)$61,0001,598
Applicable income taxes$808,0001,750
Income before extraordinary items$2,680,0002,195
Extraordinary gains, net$017
Net income$2,680,0002,194
Minority interest net income$084
Net income of bank and minority interests.$2,680,0002,194
Net charge-offs$104,0003,151
Cash dividends$1,000,0002,015
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,633,0302,171
2014-09-30 (YTD Data)Rank
Total interest income$7,789,0002,338
Total interest expense$467,0003,593
Net interest income$7,322,0002,196
Provision for loan and lease losses$-63,0006,160
Total noninterest income$657,0003,359
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$335,0002,496
Trading account gains and fees$0174
Additional Noninterest Income$322,0003,532
Total noninterest expense$5,446,0002,535
Salaries and employee benefits$3,105,0002,415
Premises and equipment expense$525,0002,941
Additional noninterest expense$1,816,0002,485
Pre-tax net operating income$2,596,0002,087
Securities gains (losses)$61,0001,320
Applicable income taxes$589,0001,813
Income before extraordinary items$2,068,0002,167
Extraordinary gains, net$015
Net income$2,068,0002,167
Minority interest net income$081
Net income of bank and minority interests.$2,068,0002,166
Net charge-offs$-63,0006,104
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,020,4202,154
2014-06-30 (YTD Data)Rank
Total interest income$5,126,0002,354
Total interest expense$314,0003,610
Net interest income$4,812,0002,202
Provision for loan and lease losses$-43,0006,278
Total noninterest income$441,0003,336
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$223,0002,473
Trading account gains and fees$0172
Additional Noninterest Income$218,0003,494
Total noninterest expense$3,573,0002,576
Salaries and employee benefits$2,061,0002,431
Premises and equipment expense$345,0002,999
Additional noninterest expense$1,167,0002,553
Pre-tax net operating income$1,723,0002,037
Securities gains (losses)$2,0002,363
Applicable income taxes$358,0001,890
Income before extraordinary items$1,367,0002,131
Extraordinary gains, net$020
Net income$1,367,0002,135
Minority interest net income$080
Net income of bank and minority interests.$1,367,0002,134
Net charge-offs$-43,0006,113
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,365,4202,085
2014-03-31 (YTD Data)Rank
Total interest income$2,538,0002,367
Total interest expense$159,0003,643
Net interest income$2,379,0002,223
Provision for loan and lease losses$-16,0006,414
Total noninterest income$211,0003,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$114,0002,408
Trading account gains and fees$0147
Additional Noninterest Income$97,0003,624
Total noninterest expense$1,660,0002,744
Salaries and employee benefits$1,001,0002,508
Premises and equipment expense$155,0003,267
Additional noninterest expense$504,0002,867
Pre-tax net operating income$946,0001,849
Securities gains (losses)$2,0001,528
Applicable income taxes$217,0001,637
Income before extraordinary items$731,0001,942
Extraordinary gains, net$016
Net income$731,0001,945
Minority interest net income$066
Net income of bank and minority interests.$731,0001,945
Net charge-offs$-16,0005,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$729,4601,902
2013-12-31 (YTD Data)Rank
Total interest income$9,868,0002,458
Total interest expense$798,0003,455
Net interest income$9,070,0002,321
Provision for loan and lease losses$-81,0006,364
Total noninterest income$606,0004,106
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$423,0002,701
Trading account gains and fees$0184
Additional Noninterest Income$183,0004,730
Total noninterest expense$6,491,0002,813
Salaries and employee benefits$3,431,0002,851
Premises and equipment expense$743,0002,849
Additional noninterest expense$2,317,0002,640
Pre-tax net operating income$3,266,0002,031
Securities gains (losses)$75,0001,524
Applicable income taxes$791,0001,693
Income before extraordinary items$2,550,0002,158
Extraordinary gains, net$029
Net income$2,550,0002,163
Minority interest net income$090
Net income of bank and minority interests.$2,550,0002,162
Net charge-offs$-81,0006,489
Cash dividends$2,000,0001,192
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,493,0002,147
2013-09-30 (YTD Data)Rank
Total interest income$7,387,0002,478
Total interest expense$621,0003,456
Net interest income$6,766,0002,331
Provision for loan and lease losses$-59,0006,521
Total noninterest income$581,0003,739
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$308,0002,774
Trading account gains and fees$0180
Additional Noninterest Income$273,0003,888
Total noninterest expense$5,014,0002,736
Salaries and employee benefits$2,855,0002,590
Premises and equipment expense$507,0003,070
Additional noninterest expense$1,652,0002,754
Pre-tax net operating income$2,392,0002,142
Securities gains (losses)$34,0001,913
Applicable income taxes$556,0001,808
Income before extraordinary items$1,870,0002,252
Extraordinary gains, net$025
Net income$1,870,0002,258
Minority interest net income$084
Net income of bank and minority interests.$1,870,0002,258
Net charge-offs$-59,0006,494
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,843,8202,214
2013-06-30 (YTD Data)Rank
Total interest income$4,827,0002,520
Total interest expense$435,0003,407
Net interest income$4,392,0002,386
Provision for loan and lease losses$-35,0006,614
Total noninterest income$372,0003,832
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$198,0002,809
Trading account gains and fees$0157
Additional Noninterest Income$174,0004,001
Total noninterest expense$3,366,0002,717
Salaries and employee benefits$1,887,0002,634
Premises and equipment expense$333,0003,121
Additional noninterest expense$1,146,0002,646
Pre-tax net operating income$1,433,0002,277
Securities gains (losses)$02,791
Applicable income taxes$272,0002,121
Income before extraordinary items$1,161,0002,343
Extraordinary gains, net$022
Net income$1,161,0002,353
Minority interest net income$082
Net income of bank and minority interests.$1,161,0002,351
Net charge-offs$-35,0006,465
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,161,0002,262
2013-03-31 (YTD Data)Rank
Total interest income$2,421,0002,517
Total interest expense$255,0003,105
Net interest income$2,166,0002,429
Provision for loan and lease losses$-16,0006,755
Total noninterest income$178,0003,862
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$0148
Additional Noninterest Income$81,0004,075
Total noninterest expense$1,679,0002,756
Salaries and employee benefits$917,0002,721
Premises and equipment expense$167,0003,144
Additional noninterest expense$595,0002,570
Pre-tax net operating income$681,0002,320
Securities gains (losses)$01,966
Applicable income taxes$93,0002,479
Income before extraordinary items$588,0002,290
Extraordinary gains, net$010
Net income$588,0002,292
Minority interest net income$076
Net income of bank and minority interests.$588,0002,292
Net charge-offs$-16,0006,369
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$588,0002,205
2012-12-31 (YTD Data)Rank
Total interest income$10,361,0002,485
Total interest expense$1,296,0003,035
Net interest income$9,065,0002,373
Provision for loan and lease losses$23,0005,560
Total noninterest income$629,0004,095
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$413,0002,872
Trading account gains and fees$0166
Additional Noninterest Income$216,0004,497
Total noninterest expense$6,557,0002,826
Salaries and employee benefits$3,676,0002,655
Premises and equipment expense$657,0003,168
Additional noninterest expense$2,224,0002,837
Pre-tax net operating income$3,114,0002,023
Securities gains (losses)$54,0002,682
Applicable income taxes$901,0001,567
Income before extraordinary items$2,267,0002,373
Extraordinary gains, net$029
Net income$2,267,0002,373
Minority interest net income$093
Net income of bank and minority interests.$2,267,0002,374
Net charge-offs$23,0005,333
Cash dividends$5,800,000507
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,228,1202,268
2012-09-30 (YTD Data)Rank
Total interest income$7,869,0002,506
Total interest expense$1,000,0003,080
Net interest income$6,869,0002,385
Provision for loan and lease losses$-62,0006,997
Total noninterest income$429,0004,307
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$309,0002,903
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,892
Total noninterest expense$4,713,0002,941
Salaries and employee benefits$2,626,0002,796
Premises and equipment expense$502,0003,159
Additional noninterest expense$1,585,0002,972
Pre-tax net operating income$2,647,0001,871
Securities gains (losses)$54,0002,397
Applicable income taxes$748,0001,506
Income before extraordinary items$1,953,0002,152
Extraordinary gains, net$020
Net income$1,953,0002,153
Minority interest net income$086
Net income of bank and minority interests.$1,953,0002,154
Net charge-offs$-62,0006,960
Cash dividends$250,0002,716
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,914,1202,066
2012-06-30 (YTD Data)Rank
Total interest income$5,205,0002,532
Total interest expense$703,0003,046
Net interest income$4,502,0002,421
Provision for loan and lease losses$-45,0007,068
Total noninterest income$235,0004,636
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$202,0002,928
Trading account gains and fees$0153
Additional Noninterest Income$33,0005,808
Total noninterest expense$3,200,0002,895
Salaries and employee benefits$1,739,0002,820
Premises and equipment expense$334,0003,170
Additional noninterest expense$1,127,0002,836
Pre-tax net operating income$1,582,0002,051
Securities gains (losses)$03,178
Applicable income taxes$377,0001,791
Income before extraordinary items$1,205,0002,264
Extraordinary gains, net$019
Net income$1,205,0002,264
Minority interest net income$084
Net income of bank and minority interests.$1,205,0002,264
Net charge-offs$-45,0006,962
Cash dividends$250,0002,314
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,205,0002,136
2012-03-31 (YTD Data)Rank
Total interest income$2,570,0002,589
Total interest expense$372,0003,019
Net interest income$2,198,0002,495
Provision for loan and lease losses$-12,0007,118
Total noninterest income$44,0005,994
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$96,0003,017
Trading account gains and fees$0148
Additional Noninterest Income$-52,0007,104
Total noninterest expense$1,583,0002,927
Salaries and employee benefits$873,0002,819
Premises and equipment expense$163,0003,254
Additional noninterest expense$547,0002,875
Pre-tax net operating income$671,0002,337
Securities gains (losses)$02,210
Applicable income taxes$174,0001,884
Income before extraordinary items$497,0002,620
Extraordinary gains, net$019
Net income$497,0002,622
Minority interest net income$078
Net income of bank and minority interests.$497,0002,623
Net charge-offs$-12,0006,715
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$497,0002,496
2011-12-31 (YTD Data)Rank
Total interest income$11,521,0002,429
Total interest expense$1,821,0002,966
Net interest income$9,700,0002,262
Provision for loan and lease losses$1,044,0002,364
Total noninterest income$708,0003,765
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$457,0002,767
Trading account gains and fees$0146
Additional Noninterest Income$251,0004,127
Total noninterest expense$6,782,0002,737
Salaries and employee benefits$3,335,0002,866
Premises and equipment expense$659,0003,327
Additional noninterest expense$2,788,0002,347
Pre-tax net operating income$2,582,0002,078
Securities gains (losses)$-28,0006,955
Applicable income taxes$541,0001,958
Income before extraordinary items$2,013,0002,258
Extraordinary gains, net$029
Net income$2,013,0002,258
Minority interest net income$096
Net income of bank and minority interests.$2,013,0002,258
Net charge-offs$894,0002,493
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,035,1202,154
2011-09-30 (YTD Data)Rank
Total interest income$8,358,0002,535
Total interest expense$1,413,0003,006
Net interest income$6,945,0002,366
Provision for loan and lease losses$900,0002,078
Total noninterest income$525,0003,788
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$353,0002,710
Trading account gains and fees$0145
Additional Noninterest Income$172,0004,316
Total noninterest expense$4,934,0002,814
Salaries and employee benefits$2,495,0002,864
Premises and equipment expense$489,0003,404
Additional noninterest expense$1,950,0002,524
Pre-tax net operating income$1,636,0002,413
Securities gains (losses)$-28,0007,088
Applicable income taxes$451,0001,818
Income before extraordinary items$1,157,0002,785
Extraordinary gains, net$021
Net income$1,157,0002,787
Minority interest net income$087
Net income of bank and minority interests.$1,157,0002,787
Net charge-offs$860,0002,059
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,177,1602,661
2011-06-30 (YTD Data)Rank
Total interest income$5,640,0002,520
Total interest expense$962,0003,050
Net interest income$4,678,0002,348
Provision for loan and lease losses$600,0002,044
Total noninterest income$344,0003,853
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$237,0002,682
Trading account gains and fees$0153
Additional Noninterest Income$107,0004,444
Total noninterest expense$3,294,0002,839
Salaries and employee benefits$1,666,0002,880
Premises and equipment expense$328,0003,425
Additional noninterest expense$1,300,0002,556
Pre-tax net operating income$1,128,0002,343
Securities gains (losses)$-19,0007,126
Applicable income taxes$313,0001,748
Income before extraordinary items$796,0002,684
Extraordinary gains, net$015
Net income$796,0002,684
Minority interest net income$089
Net income of bank and minority interests.$796,0002,684
Net charge-offs$635,0001,894
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$809,6802,571
2011-03-31 (YTD Data)Rank
Total interest income$2,852,0002,501
Total interest expense$487,0003,110
Net interest income$2,365,0002,306
Provision for loan and lease losses$200,0002,421
Total noninterest income$124,0004,534
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$112,0002,743
Trading account gains and fees$0158
Additional Noninterest Income$12,0006,262
Total noninterest expense$1,526,0003,066
Salaries and employee benefits$798,0003,013
Premises and equipment expense$161,0003,522
Additional noninterest expense$567,0002,854
Pre-tax net operating income$763,0001,846
Securities gains (losses)$01,772
Applicable income taxes$161,0001,726
Income before extraordinary items$602,0001,907
Extraordinary gains, net$09
Net income$602,0001,906
Minority interest net income$086
Net income of bank and minority interests.$602,0001,907
Net charge-offs$278,0001,823
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$602,0001,858
2010-12-31 (YTD Data)Rank
Total interest income$12,000,0002,494
Total interest expense$2,605,0002,893
Net interest income$9,395,0002,321
Provision for loan and lease losses$2,753,0001,708
Total noninterest income$950,0003,315
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$537,0002,508
Trading account gains and fees$0175
Additional Noninterest Income$413,0003,463
Total noninterest expense$6,388,0002,950
Salaries and employee benefits$3,456,0002,765
Premises and equipment expense$642,0003,544
Additional noninterest expense$2,290,0002,890
Pre-tax net operating income$1,204,0003,080
Securities gains (losses)$03,793
Applicable income taxes$194,0002,745
Income before extraordinary items$1,010,0003,208
Extraordinary gains, net$029
Net income$1,010,0003,205
Minority interest net income$0111
Net income of bank and minority interests.$1,010,0003,208
Net charge-offs$4,153,0001,180
Cash dividends$700,0001,924
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,010,0003,077
2010-09-30 (YTD Data)Rank
Total interest income$9,140,0002,517
Total interest expense$2,055,0002,897
Net interest income$7,085,0002,349
Provision for loan and lease losses$1,406,0002,072
Total noninterest income$742,0003,289
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$414,0002,515
Trading account gains and fees$0165
Additional Noninterest Income$328,0003,409
Total noninterest expense$4,833,0002,922
Salaries and employee benefits$2,702,0002,659
Premises and equipment expense$466,0003,682
Additional noninterest expense$1,665,0002,921
Pre-tax net operating income$1,588,0002,271
Securities gains (losses)$03,651
Applicable income taxes$511,0001,650
Income before extraordinary items$1,077,0002,753
Extraordinary gains, net$023
Net income$1,077,0002,750
Minority interest net income$0110
Net income of bank and minority interests.$1,077,0002,754
Net charge-offs$2,156,0001,441
Cash dividends$700,0001,398
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,077,0002,618
2010-06-30 (YTD Data)Rank
Total interest income$6,220,0002,499
Total interest expense$1,401,0002,943
Net interest income$4,819,0002,319
Provision for loan and lease losses$258,0003,849
Total noninterest income$526,0003,123
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$274,0002,536
Trading account gains and fees$0152
Additional Noninterest Income$252,0003,116
Total noninterest expense$3,207,0002,942
Salaries and employee benefits$1,853,0002,615
Premises and equipment expense$309,0003,722
Additional noninterest expense$1,045,0003,079
Pre-tax net operating income$1,880,0001,385
Securities gains (losses)$03,184
Applicable income taxes$612,0001,042
Income before extraordinary items$1,268,0001,712
Extraordinary gains, net$019
Net income$1,268,0001,711
Minority interest net income$0105
Net income of bank and minority interests.$1,268,0001,712
Net charge-offs$8,0005,913
Cash dividends$350,0001,736
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,268,0001,636
2010-03-31 (YTD Data)Rank
Total interest income$3,135,0002,534
Total interest expense$702,0003,059
Net interest income$2,433,0002,310
Provision for loan and lease losses$-19,0007,860
Total noninterest income$270,0003,069
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$139,0002,481
Trading account gains and fees$0175
Additional Noninterest Income$131,0003,057
Total noninterest expense$1,513,0003,121
Salaries and employee benefits$929,0002,643
Premises and equipment expense$152,0003,853
Additional noninterest expense$432,0003,608
Pre-tax net operating income$1,209,0001,095
Securities gains (losses)$02,284
Applicable income taxes$429,000804
Income before extraordinary items$780,0001,412
Extraordinary gains, net$016
Net income$780,0001,414
Minority interest net income$091
Net income of bank and minority interests.$780,0001,414
Net charge-offs$-19,0007,635
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$780,0001,361
2009-12-31 (YTD Data)Rank
Total interest income$13,614,0002,453
Total interest expense$3,630,0002,956
Net interest income$9,984,0002,194
Provision for loan and lease losses$3,168,0001,906
Total noninterest income$1,077,0003,196
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$578,0002,603
Trading account gains and fees$0211
Additional Noninterest Income$499,0003,199
Total noninterest expense$6,850,0002,847
Salaries and employee benefits$3,360,0002,895
Premises and equipment expense$593,0003,904
Additional noninterest expense$2,897,0002,421
Pre-tax net operating income$1,043,0002,925
Securities gains (losses)$119,0001,985
Applicable income taxes$217,0002,313
Income before extraordinary items$945,0002,863
Extraordinary gains, net$034
Net income$945,0002,861
Minority interest net income$0115
Net income of bank and minority interests.$945,0002,863
Net charge-offs$718,0003,315
Cash dividends$1,300,0001,331
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$848,6102,985
2009-09-30 (YTD Data)Rank
Total interest income$10,228,0002,494
Total interest expense$2,890,0002,941
Net interest income$7,338,0002,238
Provision for loan and lease losses$1,577,0002,156
Total noninterest income$789,0003,288
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$421,0002,665
Trading account gains and fees$0212
Additional Noninterest Income$368,0003,325
Total noninterest expense$5,041,0002,890
Salaries and employee benefits$2,562,0002,875
Premises and equipment expense$450,0003,906
Additional noninterest expense$2,029,0002,539
Pre-tax net operating income$1,509,0002,051
Securities gains (losses)$-115,0007,498
Applicable income taxes$317,0001,880
Income before extraordinary items$1,077,0002,354
Extraordinary gains, net$027
Net income$1,077,0002,351
Minority interest net income$0118
Net income of bank and minority interests.$1,077,0002,354
Net charge-offs$177,0004,385
Cash dividends$950,0001,314
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,165,5502,178
2009-06-30 (YTD Data)Rank
Total interest income$6,794,0002,530
Total interest expense$2,044,0002,915
Net interest income$4,750,0002,307
Provision for loan and lease losses$334,0003,553
Total noninterest income$522,0003,323
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$275,0002,679
Trading account gains and fees$0193
Additional Noninterest Income$247,0003,321
Total noninterest expense$3,399,0002,889
Salaries and employee benefits$1,701,0002,918
Premises and equipment expense$298,0003,958
Additional noninterest expense$1,400,0002,480
Pre-tax net operating income$1,539,0001,487
Securities gains (losses)$-53,0007,608
Applicable income taxes$431,0001,206
Income before extraordinary items$1,055,0001,768
Extraordinary gains, net$021
Net income$1,055,0001,765
Minority interest net income$0112
Net income of bank and minority interests.$1,055,0001,767
Net charge-offs$84,0004,427
Cash dividends$600,0001,412
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,092,6301,667
2009-03-31 (YTD Data)Rank
Total interest income$3,384,0002,570
Total interest expense$1,086,0002,868
Net interest income$2,298,0002,361
Provision for loan and lease losses$174,0003,045
Total noninterest income$246,0003,413
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$135,0002,665
Trading account gains and fees$0171
Additional Noninterest Income$111,0003,492
Total noninterest expense$1,579,0003,001
Salaries and employee benefits$852,0002,945
Premises and equipment expense$149,0003,991
Additional noninterest expense$578,0002,651
Pre-tax net operating income$791,0001,625
Securities gains (losses)$02,434
Applicable income taxes$132,0001,899
Income before extraordinary items$659,0001,637
Extraordinary gains, net$015
Net income$659,0001,638
Minority interest net income$0102
Net income of bank and minority interests.$659,0001,639
Net charge-offs$74,0003,184
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$659,0001,557
2008-12-31 (YTD Data)Rank
Total interest income$14,793,0002,498
Total interest expense$5,507,0002,721
Net interest income$9,286,0002,355
Provision for loan and lease losses$1,110,0002,553
Total noninterest income$1,195,0003,050
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$613,0002,613
Trading account gains and fees$0154
Additional Noninterest Income$582,0002,936
Total noninterest expense$6,442,0002,884
Salaries and employee benefits$3,544,0002,790
Premises and equipment expense$591,0003,985
Additional noninterest expense$2,307,0002,504
Pre-tax net operating income$2,929,0001,839
Securities gains (losses)$-659,0007,617
Applicable income taxes$732,0001,480
Income before extraordinary items$1,538,0002,469
Extraordinary gains, net$039
Net income$1,538,0002,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,0002,527
Cash dividends$750,0002,739
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,986,1202,131
2008-09-30 (YTD Data)Rank
Total interest income$11,303,0002,506
Total interest expense$4,239,0002,758
Net interest income$7,064,0002,336
Provision for loan and lease losses$522,0002,670
Total noninterest income$942,0003,014
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$449,0002,670
Trading account gains and fees$0148
Additional Noninterest Income$493,0002,844
Total noninterest expense$5,047,0002,765
Salaries and employee benefits$2,842,0002,670
Premises and equipment expense$442,0003,992
Additional noninterest expense$1,763,0002,401
Pre-tax net operating income$2,437,0001,974
Securities gains (losses)$-683,0007,834
Applicable income taxes$530,0001,828
Income before extraordinary items$1,224,0002,719
Extraordinary gains, net$031
Net income$1,224,0002,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0002,154
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,702,1002,171
2008-06-30 (YTD Data)Rank
Total interest income$7,661,0002,504
Total interest expense$2,902,0002,794
Net interest income$4,759,0002,312
Provision for loan and lease losses$74,0004,708
Total noninterest income$472,0003,638
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$294,0002,678
Trading account gains and fees$0149
Additional Noninterest Income$178,0003,996
Total noninterest expense$3,478,0002,691
Salaries and employee benefits$1,979,0002,597
Premises and equipment expense$293,0004,032
Additional noninterest expense$1,206,0002,333
Pre-tax net operating income$1,679,0001,977
Securities gains (losses)$03,233
Applicable income taxes$464,0001,688
Income before extraordinary items$1,215,0002,170
Extraordinary gains, net$021
Net income$1,215,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,111
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,215,0002,126
2008-03-31 (YTD Data)Rank
Total interest income$3,877,0002,533
Total interest expense$1,560,0002,779
Net interest income$2,317,0002,365
Provision for loan and lease losses$-3,0008,353
Total noninterest income$236,0003,642
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$137,0002,803
Trading account gains and fees$0158
Additional Noninterest Income$99,0003,788
Total noninterest expense$1,639,0002,820
Salaries and employee benefits$995,0002,599
Premises and equipment expense$152,0003,950
Additional noninterest expense$492,0002,760
Pre-tax net operating income$917,0001,938
Securities gains (losses)$02,688
Applicable income taxes$275,0001,572
Income before extraordinary items$642,0002,175
Extraordinary gains, net$015
Net income$642,0002,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-103,0008,417
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$642,0002,107
2007-12-31 (YTD Data)Rank
Total interest income$17,001,0002,418
Total interest expense$7,092,0002,592
Net interest income$9,909,0002,261
Provision for loan and lease losses$525,0002,254
Total noninterest income$4,707,0001,151
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$846,0002,041
Trading account gains and fees$0178
Additional Noninterest Income$3,861,000845
Total noninterest expense$8,075,0002,273
Salaries and employee benefits$4,443,0002,261
Premises and equipment expense$838,0002,971
Additional noninterest expense$2,794,0001,979
Pre-tax net operating income$6,016,0001,389
Securities gains (losses)$24,0001,047
Applicable income taxes$1,759,0001,256
Income before extraordinary items$4,281,0001,492
Extraordinary gains, net$039
Net income$4,281,0001,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,676
Cash dividends$1,350,0002,166
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,263,9601,480
2007-09-30 (YTD Data)Rank
Total interest income$12,680,0002,434
Total interest expense$5,318,0002,584
Net interest income$7,362,0002,290
Provision for loan and lease losses$25,0005,669
Total noninterest income$1,082,0002,763
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$639,0002,011
Trading account gains and fees$0184
Additional Noninterest Income$443,0003,036
Total noninterest expense$5,830,0002,331
Salaries and employee benefits$3,259,0002,308
Premises and equipment expense$624,0002,979
Additional noninterest expense$1,947,0002,067
Pre-tax net operating income$2,589,0002,372
Securities gains (losses)$01,655
Applicable income taxes$659,0002,166
Income before extraordinary items$1,930,0002,446
Extraordinary gains, net$033
Net income$1,930,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,015
Cash dividends$500,0002,910
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,930,0002,421
2007-06-30 (YTD Data)Rank
Total interest income$8,342,0002,478
Total interest expense$3,483,0002,631
Net interest income$4,859,0002,337
Provision for loan and lease losses$27,0005,100
Total noninterest income$686,0002,872
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$418,0002,036
Trading account gains and fees$0168
Additional Noninterest Income$268,0003,202
Total noninterest expense$3,953,0002,312
Salaries and employee benefits$2,221,0002,293
Premises and equipment expense$420,0002,978
Additional noninterest expense$1,312,0002,056
Pre-tax net operating income$1,565,0002,606
Securities gains (losses)$01,444
Applicable income taxes$513,0002,030
Income before extraordinary items$1,052,0002,925
Extraordinary gains, net$029
Net income$1,052,0002,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0007,982
Cash dividends$500,0002,415
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,052,0002,913
2007-03-31 (YTD Data)Rank
Total interest income$4,045,0002,538
Total interest expense$1,725,0002,651
Net interest income$2,320,0002,443
Provision for loan and lease losses$25,0004,116
Total noninterest income$314,0003,025
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$191,0002,128
Trading account gains and fees$0195
Additional Noninterest Income$123,0003,375
Total noninterest expense$1,949,0002,340
Salaries and employee benefits$1,138,0002,260
Premises and equipment expense$207,0003,020
Additional noninterest expense$604,0002,184
Pre-tax net operating income$660,0002,921
Securities gains (losses)$01,187
Applicable income taxes$172,0002,599
Income before extraordinary items$488,0003,083
Extraordinary gains, net$022
Net income$488,0003,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,121
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$488,0003,063
2006-12-31 (YTD Data)Rank
Total interest income$13,763,0002,743
Total interest expense$5,630,0002,740
Net interest income$8,133,0002,716
Provision for loan and lease losses$373,0002,401
Total noninterest income$1,320,0002,944
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$848,0002,019
Trading account gains and fees$0130
Additional Noninterest Income$472,0003,443
Total noninterest expense$7,179,0002,462
Salaries and employee benefits$3,919,0002,485
Premises and equipment expense$818,0002,945
Additional noninterest expense$2,442,0002,144
Pre-tax net operating income$1,901,0003,754
Securities gains (losses)$11,0001,071
Applicable income taxes$248,0004,042
Income before extraordinary items$1,664,0003,536
Extraordinary gains, net$051
Net income$1,664,0003,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,914
Cash dividends$900,0002,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,654,4303,532
2006-09-30 (YTD Data)Rank
Total interest income$9,850,0002,832
Total interest expense$3,973,0002,798
Net interest income$5,877,0002,826
Provision for loan and lease losses$-4,0008,454
Total noninterest income$1,022,0002,885
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$647,0001,981
Trading account gains and fees$0126
Additional Noninterest Income$375,0003,315
Total noninterest expense$5,119,0002,572
Salaries and employee benefits$2,746,0002,642
Premises and equipment expense$609,0002,968
Additional noninterest expense$1,764,0002,207
Pre-tax net operating income$1,784,0003,361
Securities gains (losses)$01,388
Applicable income taxes$258,0003,789
Income before extraordinary items$1,526,0003,166
Extraordinary gains, net$045
Net income$1,526,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,526,0003,163
2006-06-30 (YTD Data)Rank
Total interest income$6,243,0002,926
Total interest expense$2,505,0002,818
Net interest income$3,738,0002,964
Provision for loan and lease losses$2,0006,347
Total noninterest income$682,0002,870
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$419,0002,017
Trading account gains and fees$0126
Additional Noninterest Income$263,0003,241
Total noninterest expense$3,405,0002,587
Salaries and employee benefits$1,820,0002,656
Premises and equipment expense$402,0002,988
Additional noninterest expense$1,183,0002,206
Pre-tax net operating income$1,013,0003,768
Securities gains (losses)$01,185
Applicable income taxes$146,0004,045
Income before extraordinary items$867,0003,547
Extraordinary gains, net$039
Net income$867,0003,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$0887
Net operating income$867,0003,534
2006-03-31 (YTD Data)Rank
Total interest income$2,904,0003,055
Total interest expense$1,138,0002,921
Net interest income$1,766,0003,110
Provision for loan and lease losses$-5,0008,528
Total noninterest income$302,0003,079
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$193,0002,111
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,553
Total noninterest expense$1,698,0002,598
Salaries and employee benefits$881,0002,734
Premises and equipment expense$204,0002,974
Additional noninterest expense$613,0002,116
Pre-tax net operating income$375,0004,425
Securities gains (losses)$0955
Applicable income taxes$59,0004,298
Income before extraordinary items$316,0004,285
Extraordinary gains, net$021
Net income$316,0004,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$316,0004,268
2005-12-31 (YTD Data)Rank
Total interest income$8,583,0003,547
Total interest expense$2,638,0003,680
Net interest income$5,945,0003,445
Provision for loan and lease losses$327,0002,656
Total noninterest income$1,126,0003,275
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$653,0002,482
Trading account gains and fees$0138
Additional Noninterest Income$473,0003,475
Total noninterest expense$5,730,0002,863
Salaries and employee benefits$2,928,0003,032
Premises and equipment expense$807,0002,876
Additional noninterest expense$1,995,0002,504
Pre-tax net operating income$1,014,0005,329
Securities gains (losses)$02,296
Applicable income taxes$105,0005,338
Income before extraordinary items$909,0005,061
Extraordinary gains, net$046
Net income$909,0005,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,731
Cash dividends$600,0003,308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$909,0005,024
2005-09-30 (YTD Data)Rank
Total interest income$6,018,0003,701
Total interest expense$1,739,0003,896
Net interest income$4,279,0003,563
Provision for loan and lease losses$48,0005,260
Total noninterest income$878,0003,197
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$454,0002,638
Trading account gains and fees$0126
Additional Noninterest Income$424,0003,179
Total noninterest expense$4,102,0002,950
Salaries and employee benefits$2,075,0003,166
Premises and equipment expense$590,0002,923
Additional noninterest expense$1,437,0002,561
Pre-tax net operating income$1,007,0004,753
Securities gains (losses)$02,317
Applicable income taxes$143,0004,864
Income before extraordinary items$864,0004,556
Extraordinary gains, net$035
Net income$864,0004,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,558
Cash dividends$450,0002,957
Sale, conversion, retirement of capital stock, net$0769
Net operating income$864,0004,518
2005-06-30 (YTD Data)Rank
Total interest income$3,691,0003,877
Total interest expense$1,007,0004,109
Net interest income$2,684,0003,714
Provision for loan and lease losses$10,0006,110
Total noninterest income$554,0003,290
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$244,0003,059
Trading account gains and fees$0116
Additional Noninterest Income$310,0003,004
Total noninterest expense$2,494,0003,202
Salaries and employee benefits$1,313,0003,304
Premises and equipment expense$377,0003,002
Additional noninterest expense$804,0003,009
Pre-tax net operating income$734,0004,496
Securities gains (losses)$02,146
Applicable income taxes$90,0004,947
Income before extraordinary items$644,0004,236
Extraordinary gains, net$030
Net income$644,0004,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,392
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$644,0004,183
2005-03-31 (YTD Data)Rank
Total interest income$1,756,0003,992
Total interest expense$463,0004,245
Net interest income$1,293,0003,813
Provision for loan and lease losses$-4,0008,697
Total noninterest income$298,0003,066
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$107,0003,293
Trading account gains and fees$0115
Additional Noninterest Income$191,0002,555
Total noninterest expense$1,104,0003,554
Salaries and employee benefits$564,0003,749
Premises and equipment expense$177,0003,187
Additional noninterest expense$363,0003,266
Pre-tax net operating income$491,0003,723
Securities gains (losses)$01,685
Applicable income taxes$63,0004,453
Income before extraordinary items$428,0003,449
Extraordinary gains, net$024
Net income$428,0003,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$148,0002,602
Sale, conversion, retirement of capital stock, net$0491
Net operating income$428,0003,414
2004-12-31 (YTD Data)Rank
Total interest income$6,425,0004,053
Total interest expense$1,517,0004,479
Net interest income$4,908,0003,855
Provision for loan and lease losses$460,0002,096
Total noninterest income$1,227,0003,074
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$499,0003,150
Trading account gains and fees$0138
Additional Noninterest Income$728,0002,656
Total noninterest expense$4,066,0003,691
Salaries and employee benefits$1,932,0004,114
Premises and equipment expense$714,0003,078
Additional noninterest expense$1,420,0003,259
Pre-tax net operating income$1,609,0004,071
Securities gains (losses)$20,0002,398
Applicable income taxes$319,0004,085
Income before extraordinary items$1,310,0003,967
Extraordinary gains, net$034
Net income$1,310,0003,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,750
Cash dividends$600,0003,196
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,294,0003,949
2004-09-30 (YTD Data)Rank
Total interest income$4,687,0004,122
Total interest expense$1,089,0004,564
Net interest income$3,598,0003,910
Provision for loan and lease losses$12,0006,640
Total noninterest income$1,005,0002,916
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$384,0003,106
Trading account gains and fees$0134
Additional Noninterest Income$621,0002,454
Total noninterest expense$2,967,0003,744
Salaries and employee benefits$1,398,0004,181
Premises and equipment expense$532,0003,102
Additional noninterest expense$1,037,0003,320
Pre-tax net operating income$1,624,0003,403
Securities gains (losses)$03,710
Applicable income taxes$333,0003,605
Income before extraordinary items$1,291,0003,367
Extraordinary gains, net$026
Net income$1,291,0003,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$450,0002,852
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,291,0003,275
2004-06-30 (YTD Data)Rank
Total interest income$3,047,0004,193
Total interest expense$696,0004,690
Net interest income$2,351,0003,966
Provision for loan and lease losses$16,0006,067
Total noninterest income$449,0003,825
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$268,0002,964
Trading account gains and fees$0130
Additional Noninterest Income$181,0003,955
Total noninterest expense$1,927,0003,851
Salaries and employee benefits$919,0004,245
Premises and equipment expense$355,0003,087
Additional noninterest expense$653,0003,490
Pre-tax net operating income$857,0003,931
Securities gains (losses)$03,413
Applicable income taxes$204,0003,735
Income before extraordinary items$653,0004,008
Extraordinary gains, net$021
Net income$653,0004,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,280
Cash dividends$299,0002,927
Sale, conversion, retirement of capital stock, net$0638
Net operating income$653,0003,927
2004-03-31 (YTD Data)Rank
Total interest income$1,486,0004,296
Total interest expense$344,0004,759
Net interest income$1,142,0004,062
Provision for loan and lease losses$10,0005,595
Total noninterest income$222,0003,798
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$137,0002,859
Trading account gains and fees$0121
Additional Noninterest Income$85,0004,044
Total noninterest expense$1,016,0003,708
Salaries and employee benefits$499,0004,011
Premises and equipment expense$185,0003,008
Additional noninterest expense$332,0003,451
Pre-tax net operating income$338,0004,526
Securities gains (losses)$02,934
Applicable income taxes$47,0004,925
Income before extraordinary items$291,0004,345
Extraordinary gains, net$016
Net income$291,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$150,0002,469
Sale, conversion, retirement of capital stock, net$0464
Net operating income$291,0004,221
2003-12-31 (YTD Data)Rank
Total interest income$6,094,0004,273
Total interest expense$1,544,0004,786
Net interest income$4,550,0003,966
Provision for loan and lease losses$229,0003,775
Total noninterest income$737,0004,415
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$583,0002,760
Trading account gains and fees$0160
Additional Noninterest Income$154,0005,780
Total noninterest expense$4,398,0003,416
Salaries and employee benefits$2,247,0003,556
Premises and equipment expense$685,0003,134
Additional noninterest expense$1,466,0003,152
Pre-tax net operating income$660,0006,133
Securities gains (losses)$13,0003,473
Applicable income taxes$201,0004,923
Income before extraordinary items$472,0006,463
Extraordinary gains, net$054
Net income$472,0006,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0001,646
Cash dividends$350,0004,142
Sale, conversion, retirement of capital stock, net$0868
Net operating income$462,9006,346
2003-09-30 (YTD Data)Rank
Total interest income$4,561,0004,327
Total interest expense$1,197,0004,830
Net interest income$3,364,0004,029
Provision for loan and lease losses$229,0003,032
Total noninterest income$534,0004,554
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$431,0002,798
Trading account gains and fees$0153
Additional Noninterest Income$103,0006,018
Total noninterest expense$3,268,0003,439
Salaries and employee benefits$1,689,0003,537
Premises and equipment expense$510,0003,168
Additional noninterest expense$1,069,0003,211
Pre-tax net operating income$401,0006,706
Securities gains (losses)$04,204
Applicable income taxes$107,0005,498
Income before extraordinary items$294,0006,976
Extraordinary gains, net$040
Net income$294,0006,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,745
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$0722
Net operating income$294,0006,809
2003-06-30 (YTD Data)Rank
Total interest income$3,079,0004,320
Total interest expense$834,0004,807
Net interest income$2,245,0004,024
Provision for loan and lease losses$229,0002,290
Total noninterest income$341,0004,646
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$285,0002,762
Trading account gains and fees$0150
Additional Noninterest Income$56,0006,368
Total noninterest expense$2,129,0003,495
Salaries and employee benefits$1,102,0003,593
Premises and equipment expense$336,0003,188
Additional noninterest expense$691,0003,260
Pre-tax net operating income$228,0006,984
Securities gains (losses)$03,782
Applicable income taxes$42,0006,056
Income before extraordinary items$186,0007,096
Extraordinary gains, net$030
Net income$186,0007,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0001,463
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$186,0006,910
2003-03-31 (YTD Data)Rank
Total interest income$1,560,0004,304
Total interest expense$429,0004,816
Net interest income$1,131,0004,006
Provision for loan and lease losses$229,0001,199
Total noninterest income$105,0005,786
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$141,0002,710
Trading account gains and fees$0134
Additional Noninterest Income$-36,0009,300
Total noninterest expense$1,087,0003,421
Salaries and employee benefits$539,0003,664
Premises and equipment expense$168,0003,178
Additional noninterest expense$380,0002,983
Pre-tax net operating income$-80,0008,942
Securities gains (losses)$02,891
Applicable income taxes$-74,0009,201
Income before extraordinary items$-6,0008,804
Extraordinary gains, net$021
Net income$-6,0008,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,000867
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-6,0008,703
2002-12-31 (YTD Data)Rank
Total interest income$7,435,0003,857
Total interest expense$2,474,0004,133
Net interest income$4,961,0003,700
Provision for loan and lease losses$1,360,0001,020
Total noninterest income$1,019,0003,444
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$674,0002,320
Trading account gains and fees$0153
Additional Noninterest Income$345,0003,982
Total noninterest expense$4,477,0003,238
Salaries and employee benefits$2,243,0003,403
Premises and equipment expense$707,0002,980
Additional noninterest expense$1,527,0002,922
Pre-tax net operating income$143,0008,139
Securities gains (losses)$04,537
Applicable income taxes$12,0007,232
Income before extraordinary items$131,0008,186
Extraordinary gains, net$070
Net income$131,0008,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,360,000730
Cash dividends$345,0004,100
Sale, conversion, retirement of capital stock, net$0862
Net operating income$131,0008,084
2001-12-31 (YTD Data)Rank
Total interest income$10,317,0003,222
Total interest expense$4,432,0003,504
Net interest income$5,885,0002,991
Provision for loan and lease losses$451,0002,389
Total noninterest income$1,054,0003,222
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$752,0002,014
Trading account gains and fees$0177
Additional Noninterest Income$302,0004,111
Total noninterest expense$4,684,0002,987
Salaries and employee benefits$2,499,0002,951
Premises and equipment expense$739,0002,824
Additional noninterest expense$1,446,0002,966
Pre-tax net operating income$1,804,0003,423
Securities gains (losses)$8,0003,714
Applicable income taxes$638,0002,857
Income before extraordinary items$1,174,0003,870
Extraordinary gains, net$0105
Net income$1,174,0003,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,817
Cash dividends$500,0003,435
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,168,8003,751
2000-12-31 (YTD Data)Rank
Total interest income$10,481,0003,271
Total interest expense$4,852,0003,411
Net interest income$5,629,0003,134
Provision for loan and lease losses$511,0001,833
Total noninterest income$831,0003,570
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$586,0002,345
Trading account gains and fees$0180
Additional Noninterest Income$245,0004,340
Total noninterest expense$4,530,0002,980
Salaries and employee benefits$2,451,0002,879
Premises and equipment expense$700,0002,882
Additional noninterest expense$1,379,0003,029
Pre-tax net operating income$1,419,0004,226
Securities gains (losses)$01,956
Applicable income taxes$598,0003,114
Income before extraordinary items$821,0004,971
Extraordinary gains, net$038
Net income$821,0004,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,625
Cash dividends$265,0004,698
Sale, conversion, retirement of capital stock, net$0969
Net operating income$821,0004,965
1999-12-31 (YTD Data)Rank
Total interest income$8,386,0003,741
Total interest expense$3,489,0004,058
Net interest income$4,897,0003,508
Provision for loan and lease losses$254,0003,026
Total noninterest income$613,0004,363
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$517,0002,553
Trading account gains and fees$0173
Additional Noninterest Income$96,0006,735
Total noninterest expense$4,253,0003,132
Salaries and employee benefits$2,399,0002,919
Premises and equipment expense$569,0003,411
Additional noninterest expense$1,285,0003,243
Pre-tax net operating income$1,003,0005,302
Securities gains (losses)$03,155
Applicable income taxes$394,0004,214
Income before extraordinary items$609,0005,852
Extraordinary gains, net$035
Net income$609,0005,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,638
Cash dividends$275,0004,706
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$609,0005,827
1998-12-31 (YTD Data)Rank
Total interest income$6,532,0004,655
Total interest expense$2,749,0005,028
Net interest income$3,783,0004,316
Provision for loan and lease losses$244,0003,045
Total noninterest income$883,0003,358
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$519,0002,472
Trading account gains and feesNANA
Additional Noninterest Income$364,0003,624
Total noninterest expense$3,645,0003,489
Salaries and employee benefits$1,911,0003,481
Premises and equipment expense$474,0003,848
Additional noninterest expense$1,260,0003,234
Pre-tax net operating income$777,0006,174
Securities gains (losses)$04,449
Applicable income taxes$330,0004,920
Income before extraordinary items$447,0006,938
Extraordinary gains, net$032
Net income$447,0006,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,139
Cash dividends$50,0006,861
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$447,0006,834
1997-12-31 (YTD Data)Rank
Total interest income$6,148,0004,971
Total interest expense$2,378,0005,610
Net interest income$3,770,0004,452
Provision for loan and lease losses$181,0003,643
Total noninterest income$725,0003,872
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$530,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,022
Total noninterest expense$2,633,0004,575
Salaries and employee benefits$1,383,0004,555
Premises and equipment expense$307,0005,388
Additional noninterest expense$943,0004,124
Pre-tax net operating income$1,681,0004,069
Securities gains (losses)$8,0002,485
Applicable income taxes$676,0003,332
Income before extraordinary items$1,013,0004,658
Extraordinary gains, net$044
Net income$1,013,0004,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,402
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,007,8804,603
1996-12-31 (YTD Data)Rank
Total interest income$5,651,0005,410
Total interest expense$2,342,0005,771
Net interest income$3,309,0005,068
Provision for loan and lease losses$219,0003,225
Total noninterest income$880,0003,449
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$581,0002,337
Trading account gains and feesNANA
Additional Noninterest Income$299,0004,082
Total noninterest expense$2,520,0004,968
Salaries and employee benefits$1,240,0005,062
Premises and equipment expense$257,0006,151
Additional noninterest expense$1,023,0004,327
Pre-tax net operating income$1,450,0004,467
Securities gains (losses)$1,0003,760
Applicable income taxes$564,0003,766
Income before extraordinary items$887,0004,925
Extraordinary gains, net$053
Net income$887,0004,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,068
Cash dividends$680,0002,804
Sale, conversion, retirement of capital stock, net$0953
Net operating income$886,3604,872
1995-12-31 (YTD Data)Rank
Total interest income$3,994,0007,007
Total interest expense$1,569,0007,506
Net interest income$2,425,0006,434
Provision for loan and lease losses$103,0004,535
Total noninterest income$590,0004,635
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,602
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,822
Total noninterest expense$1,671,0006,798
Salaries and employee benefits$901,0006,547
Premises and equipment expense$120,0009,038
Additional noninterest expense$650,0006,200
Pre-tax net operating income$1,241,0005,143
Securities gains (losses)$44,0001,402
Applicable income taxes$462,0004,447
Income before extraordinary items$823,0005,340
Extraordinary gains, net$065
Net income$823,0005,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,693
Cash dividends$349,0004,219
Sale, conversion, retirement of capital stock, net$2,500,000180
Net operating income$794,8405,455
1994-12-31 (YTD Data)Rank
Total interest income$3,023,0007,994
Total interest expense$979,0008,783
Net interest income$2,044,0007,464
Provision for loan and lease losses$59,0005,840
Total noninterest income$428,0005,881
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$307,0004,281
Trading account gains and feesNANA
Additional Noninterest Income$121,0006,901
Total noninterest expense$1,149,0008,816
Salaries and employee benefits$584,0008,732
Premises and equipment expense$88,00010,406
Additional noninterest expense$477,0008,079
Pre-tax net operating income$1,264,0005,041
Securities gains (losses)$03,600
Applicable income taxes$517,0003,952
Income before extraordinary items$747,0005,626
Extraordinary gains, net$0249
Net income$747,0005,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,906
Cash dividends$529,0003,066
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$747,0005,697
1993-12-31 (YTD Data)Rank
Total interest income$2,994,0008,343
Total interest expense$1,076,0008,777
Net interest income$1,918,0007,918
Provision for loan and lease losses$100,0005,727
Total noninterest income$396,0006,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$320,0004,190
Trading account gains and feesNANA
Additional Noninterest Income$76,0008,800
Total noninterest expense$1,002,0009,717
Salaries and employee benefits$450,00010,148
Premises and equipment expense$73,00011,396
Additional noninterest expense$479,0008,437
Pre-tax net operating income$1,212,0005,142
Securities gains (losses)$-1,00012,247
Applicable income taxes$470,0004,408
Income before extraordinary items$741,0005,879
Extraordinary gains, net$03,149
Net income$741,0006,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0007,224
Cash dividends$527,0002,944
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$741,6405,612
1992-12-31 (YTD Data)Rank
Total interest income$2,932,0009,106
Total interest expense$1,301,0009,234
Net interest income$1,631,0008,875
Provision for loan and lease losses$120,0006,707
Total noninterest income$377,0006,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$299,0004,456
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,942
Total noninterest expense$953,00010,191
Salaries and employee benefits$437,00010,435
Premises and equipment expense$80,00011,493
Additional noninterest expense$436,0009,132
Pre-tax net operating income$935,0005,922
Securities gains (losses)$08,369
Applicable income taxes$352,0005,327
Income before extraordinary items$583,0006,679
Extraordinary gains, net$01,422
Net income$583,0006,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0004,574
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$583,0006,329

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.