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Germantown Trust & Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$17,649,000	2,054
Total interest expense	$6,042,000	1,812
Net interest income	$11,607,000	2,163
Provision for loan and lease losses	$120,000	2,323
Total noninterest income	$1,080,000	2,653
Gross Fiduciary activities income	$126,000	699
Service charges on deposit accounts	$311,000	2,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$643,000	2,727
Total noninterest expense	$5,160,000	3,006
Salaries and employee benefits	$3,678,000	2,649
Premises and equipment expense	$333,000	3,482
Additional noninterest expense	$643,000	2,727
Pre-tax net operating income	$7,407,000	1,481
Securities gains (losses)	$8,000	794
Applicable income taxes	$85,000	2,866
Income before extraordinary items	$7,330,000	1,290
Extraordinary gains, net	$0	54
Net income	$7,330,000	1,306
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,330,000	1,293
Net charge-offs	$6,000	2,549
Cash dividends	$4,962,000	828
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,322,080	1,313
2023-09-30 (YTD Data)		Rank
Total interest income	$12,794,000	2,060
Total interest expense	$4,157,000	1,792
Net interest income	$8,637,000	2,183
Provision for loan and lease losses	$128,000	1,990
Total noninterest income	$812,000	2,649
Gross Fiduciary activities income	$96,000	701
Service charges on deposit accounts	$230,000	2,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$486,000	2,715
Total noninterest expense	$3,822,000	3,007
Salaries and employee benefits	$2,720,000	2,656
Premises and equipment expense	$255,000	3,474
Additional noninterest expense	$486,000	2,714
Pre-tax net operating income	$5,499,000	1,538
Securities gains (losses)	$8,000	641
Applicable income taxes	$64,000	2,918
Income before extraordinary items	$5,443,000	1,353
Extraordinary gains, net	$0	52
Net income	$5,443,000	1,363
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,443,000	1,353
Net charge-offs	$6,000	2,278
Cash dividends	$4,962,000	613
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,435,080	1,375
2023-06-30 (YTD Data)		Rank
Total interest income	$8,161,000	2,099
Total interest expense	$2,530,000	1,737
Net interest income	$5,631,000	2,238
Provision for loan and lease losses	$62,000	2,081
Total noninterest income	$497,000	2,708
Gross Fiduciary activities income	$34,000	733
Service charges on deposit accounts	$149,000	2,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$314,000	2,707
Total noninterest expense	$2,535,000	3,018
Salaries and employee benefits	$1,819,000	2,656
Premises and equipment expense	$167,000	3,494
Additional noninterest expense	$314,000	2,702
Pre-tax net operating income	$3,531,000	1,580
Securities gains (losses)	$8,000	684
Applicable income taxes	$43,000	2,945
Income before extraordinary items	$3,496,000	1,387
Extraordinary gains, net	$0	51
Net income	$3,496,000	1,403
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,496,000	1,387
Net charge-offs	$1,000	2,309
Cash dividends	$3,489,000	579
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,488,080	1,400
2023-03-31 (YTD Data)		Rank
Total interest income	$3,900,000	2,134
Total interest expense	$1,079,000	1,746
Net interest income	$2,821,000	2,245
Provision for loan and lease losses	$40,000	1,811
Total noninterest income	$238,000	2,759
Gross Fiduciary activities income	$21,000	748
Service charges on deposit accounts	$71,000	2,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	2,783
Total noninterest expense	$1,259,000	3,057
Salaries and employee benefits	$912,000	2,685
Premises and equipment expense	$82,000	3,562
Additional noninterest expense	$146,000	2,783
Pre-tax net operating income	$1,760,000	1,604
Securities gains (losses)	$8,000	629
Applicable income taxes	$21,000	2,950
Income before extraordinary items	$1,747,000	1,426
Extraordinary gains, net	$0	4
Net income	$1,747,000	1,426
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,747,000	1,426
Net charge-offs	$0	2,062
Cash dividends	$1,365,000	647
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,739,080	1,443
2022-12-31 (YTD Data)		Rank
Total interest income	$14,144,000	2,047
Total interest expense	$2,228,000	1,487
Net interest income	$11,916,000	2,112
Provision for loan and lease losses	$30,000	2,675
Total noninterest income	$994,000	2,814
Gross Fiduciary activities income	$78,000	766
Service charges on deposit accounts	$239,000	2,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$677,000	2,748
Total noninterest expense	$4,862,000	3,088
Salaries and employee benefits	$3,523,000	2,697
Premises and equipment expense	$319,000	3,579
Additional noninterest expense	$677,000	2,748
Pre-tax net operating income	$8,018,000	1,483
Securities gains (losses)	$-798,000	4,417
Applicable income taxes	$489,000	2,039
Income before extraordinary items	$6,731,000	1,503
Extraordinary gains, net	$0	5
Net income	$6,731,000	1,502
Minority interest net income	$0	63
Net income of bank and minority interests.	$6,731,000	1,502
Net charge-offs	$-2,000	3,341
Cash dividends	$5,792,000	698
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,473,140	1,401
2022-09-30 (YTD Data)		Rank
Total interest income	$10,417,000	2,024
Total interest expense	$1,509,000	1,309
Net interest income	$8,908,000	2,091
Provision for loan and lease losses	$23,000	2,528
Total noninterest income	$749,000	2,848
Gross Fiduciary activities income	$53,000	769
Service charges on deposit accounts	$172,000	2,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$524,000	2,746
Total noninterest expense	$3,606,000	3,099
Salaries and employee benefits	$2,621,000	2,701
Premises and equipment expense	$238,000	3,598
Additional noninterest expense	$524,000	2,746
Pre-tax net operating income	$6,028,000	1,483
Securities gains (losses)	$-67,000	4,152
Applicable income taxes	$378,000	2,020
Income before extraordinary items	$5,583,000	1,369
Extraordinary gains, net	$0	4
Net income	$5,583,000	1,368
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,583,000	1,369
Net charge-offs	$-2,000	3,205
Cash dividends	$5,792,000	526
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,645,980	1,384
2022-06-30 (YTD Data)		Rank
Total interest income	$6,814,000	1,994
Total interest expense	$1,003,000	1,132
Net interest income	$5,811,000	2,088
Provision for loan and lease losses	$15,000	2,317
Total noninterest income	$508,000	2,814
Gross Fiduciary activities income	$42,000	730
Service charges on deposit accounts	$110,000	2,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$356,000	2,769
Total noninterest expense	$2,396,000	3,093
Salaries and employee benefits	$1,755,000	2,700
Premises and equipment expense	$154,000	3,664
Additional noninterest expense	$487,000	3,697
Pre-tax net operating income	$3,908,000	1,437
Securities gains (losses)	$-80,000	4,328
Applicable income taxes	$267,000	1,922
Income before extraordinary items	$3,561,000	1,343
Extraordinary gains, net	$0	4
Net income	$3,561,000	1,343
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,561,000	1,343
Net charge-offs	$-2,000	3,158
Cash dividends	$4,129,000	482
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,635,400	1,339
2022-03-31 (YTD Data)		Rank
Total interest income	$3,345,000	1,963
Total interest expense	$518,000	1,059
Net interest income	$2,827,000	2,078
Provision for loan and lease losses	$7,000	2,086
Total noninterest income	$270,000	2,717
Gross Fiduciary activities income	$30,000	707
Service charges on deposit accounts	$52,000	2,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	2,640
Total noninterest expense	$1,181,000	3,097
Salaries and employee benefits	$864,000	2,718
Premises and equipment expense	$76,000	3,695
Additional noninterest expense	$241,000	3,693
Pre-tax net operating income	$1,909,000	1,396
Securities gains (losses)	$-47,000	4,445
Applicable income taxes	$117,000	1,978
Income before extraordinary items	$1,745,000	1,313
Extraordinary gains, net	$0	4
Net income	$1,745,000	1,313
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,745,000	1,313
Net charge-offs	$0	1,838
Cash dividends	$1,731,000	521
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,789,180	1,307
2021-12-31 (YTD Data)		Rank
Total interest income	$13,874,000	1,986
Total interest expense	$2,429,000	1,118
Net interest income	$11,445,000	2,106
Provision for loan and lease losses	$302,000	1,386
Total noninterest income	$1,253,000	2,737
Gross Fiduciary activities income	$85,000	734
Service charges on deposit accounts	$209,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$959,000	2,667
Total noninterest expense	$4,594,000	3,157
Salaries and employee benefits	$3,353,000	2,777
Premises and equipment expense	$303,000	3,717
Additional noninterest expense	$938,000	3,768
Pre-tax net operating income	$7,802,000	1,519
Securities gains (losses)	$127,000	762
Applicable income taxes	$415,000	2,227
Income before extraordinary items	$7,514,000	1,414
Extraordinary gains, net	$0	10
Net income	$7,514,000	1,414
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,514,000	1,414
Net charge-offs	$-17,000	3,790
Cash dividends	$6,168,000	671
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,393,350	1,412
2021-09-30 (YTD Data)		Rank
Total interest income	$10,393,000	2,019
Total interest expense	$1,882,000	1,145
Net interest income	$8,511,000	2,149
Provision for loan and lease losses	$272,000	1,227
Total noninterest income	$979,000	2,730
Gross Fiduciary activities income	$67,000	728
Service charges on deposit accounts	$151,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$761,000	2,646
Total noninterest expense	$3,382,000	3,201
Salaries and employee benefits	$2,476,000	2,806
Premises and equipment expense	$225,000	3,770
Additional noninterest expense	$681,000	3,816
Pre-tax net operating income	$5,836,000	1,588
Securities gains (losses)	$107,000	779
Applicable income taxes	$67,000	3,099
Income before extraordinary items	$5,876,000	1,436
Extraordinary gains, net	$0	8
Net income	$5,876,000	1,435
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,876,000	1,436
Net charge-offs	$-17,000	3,826
Cash dividends	$6,168,000	522
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,770,070	1,429
2021-06-30 (YTD Data)		Rank
Total interest income	$6,961,000	2,005
Total interest expense	$1,296,000	1,155
Net interest income	$5,665,000	2,133
Provision for loan and lease losses	$242,000	1,051
Total noninterest income	$715,000	2,595
Gross Fiduciary activities income	$53,000	719
Service charges on deposit accounts	$96,000	2,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$566,000	2,510
Total noninterest expense	$2,249,000	3,203
Salaries and employee benefits	$1,650,000	2,808
Premises and equipment expense	$145,000	3,826
Additional noninterest expense	$454,000	3,826
Pre-tax net operating income	$3,889,000	1,558
Securities gains (losses)	$100,000	662
Applicable income taxes	$45,000	3,083
Income before extraordinary items	$3,944,000	1,421
Extraordinary gains, net	$0	6
Net income	$3,944,000	1,421
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,944,000	1,421
Net charge-offs	$-28,000	4,170
Cash dividends	$4,488,000	477
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,845,000	1,412
2021-03-31 (YTD Data)		Rank
Total interest income	$3,354,000	2,043
Total interest expense	$681,000	1,168
Net interest income	$2,673,000	2,217
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$413,000	2,445
Gross Fiduciary activities income	$43,000	684
Service charges on deposit accounts	$47,000	2,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	2,372
Total noninterest expense	$1,086,000	3,248
Salaries and employee benefits	$807,000	2,840
Premises and equipment expense	$73,000	3,843
Additional noninterest expense	$206,000	3,931
Pre-tax net operating income	$1,970,000	1,540
Securities gains (losses)	$49,000	671
Applicable income taxes	$23,000	3,027
Income before extraordinary items	$1,996,000	1,400
Extraordinary gains, net	$0	3
Net income	$1,996,000	1,400
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,996,000	1,400
Net charge-offs	$-69,000	4,687
Cash dividends	$1,909,000	487
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,947,490	1,388
2020-12-31 (YTD Data)		Rank
Total interest income	$14,868,000	1,907
Total interest expense	$3,395,000	1,349
Net interest income	$11,473,000	2,028
Provision for loan and lease losses	$900,000	1,710
Total noninterest income	$1,315,000	2,582
Gross Fiduciary activities income	$60,000	764
Service charges on deposit accounts	$209,000	2,719
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,046,000	2,441
Total noninterest expense	$4,341,000	3,249
Salaries and employee benefits	$3,181,000	2,843
Premises and equipment expense	$289,000	3,869
Additional noninterest expense	$871,000	3,868
Pre-tax net operating income	$7,547,000	1,311
Securities gains (losses)	$82,000	1,482
Applicable income taxes	$84,000	2,994
Income before extraordinary items	$7,545,000	1,191
Extraordinary gains, net	$0	4
Net income	$7,545,000	1,191
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,545,000	1,191
Net charge-offs	$-73,000	4,679
Cash dividends	$6,013,000	651
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$7,463,820	1,162
2020-09-30 (YTD Data)		Rank
Total interest income	$11,457,000	1,880
Total interest expense	$2,601,000	1,382
Net interest income	$8,856,000	1,976
Provision for loan and lease losses	$750,000	1,600
Total noninterest income	$944,000	2,596
Gross Fiduciary activities income	$41,000	755
Service charges on deposit accounts	$154,000	2,753
Trading account gains and fees	NA	NA
Additional Noninterest Income	$749,000	2,428
Total noninterest expense	$3,177,000	3,272
Salaries and employee benefits	$2,324,000	2,873
Premises and equipment expense	$215,000	3,899
Additional noninterest expense	$638,000	3,888
Pre-tax net operating income	$5,873,000	1,233
Securities gains (losses)	$26,000	1,820
Applicable income taxes	$63,000	2,987
Income before extraordinary items	$5,836,000	1,128
Extraordinary gains, net	$0	4
Net income	$5,836,000	1,127
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,836,000	1,128
Net charge-offs	$-73,000	4,752
Cash dividends	$6,013,000	511
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,810,260	1,097
2020-06-30 (YTD Data)		Rank
Total interest income	$7,893,000	1,852
Total interest expense	$1,764,000	1,460
Net interest income	$6,129,000	1,924
Provision for loan and lease losses	$600,000	1,444
Total noninterest income	$559,000	2,689
Gross Fiduciary activities income	$30,000	754
Service charges on deposit accounts	$100,000	2,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	2,537
Total noninterest expense	$2,133,000	3,262
Salaries and employee benefits	$1,551,000	2,883
Premises and equipment expense	$144,000	3,889
Additional noninterest expense	$438,000	3,865
Pre-tax net operating income	$3,955,000	1,177
Securities gains (losses)	$16,000	1,748
Applicable income taxes	$42,000	2,965
Income before extraordinary items	$3,929,000	1,056
Extraordinary gains, net	$0	4
Net income	$3,929,000	1,056
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,929,000	1,056
Net charge-offs	$56,000	1,672
Cash dividends	$4,402,000	480
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,913,160	1,037
2020-03-31 (YTD Data)		Rank
Total interest income	$3,809,000	1,888
Total interest expense	$889,000	1,556
Net interest income	$2,920,000	1,961
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$254,000	2,714
Gross Fiduciary activities income	$17,000	755
Service charges on deposit accounts	$61,000	2,814
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,580
Total noninterest expense	$1,073,000	3,284
Salaries and employee benefits	$787,000	2,884
Premises and equipment expense	$74,000	3,877
Additional noninterest expense	$212,000	3,956
Pre-tax net operating income	$1,951,000	1,067
Securities gains (losses)	$22,000	1,107
Applicable income taxes	$21,000	2,860
Income before extraordinary items	$1,952,000	952
Extraordinary gains, net	$0	4
Net income	$1,952,000	952
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,952,000	952
Net charge-offs	$56,000	1,155
Cash dividends	$1,688,000	575
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,930,220	957
2019-12-31 (YTD Data)		Rank
Total interest income	$14,543,000	1,967
Total interest expense	$3,440,000	1,648
Net interest income	$11,103,000	2,057
Provision for loan and lease losses	$746,000	1,146
Total noninterest income	$903,000	2,958
Gross Fiduciary activities income	$59,000	780
Service charges on deposit accounts	$268,000	2,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$576,000	2,876
Total noninterest expense	$4,238,000	3,319
Salaries and employee benefits	$3,063,000	2,897
Premises and equipment expense	$320,000	3,809
Additional noninterest expense	$855,000	4,005
Pre-tax net operating income	$7,022,000	1,356
Securities gains (losses)	$212,000	615
Applicable income taxes	$77,000	3,154
Income before extraordinary items	$7,157,000	1,222
Extraordinary gains, net	$0	11
Net income	$7,157,000	1,222
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,157,000	1,224
Net charge-offs	$1,167,000	598
Cash dividends	$6,063,000	688
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,947,120	1,228
2019-09-30 (YTD Data)		Rank
Total interest income	$10,821,000	2,000
Total interest expense	$2,546,000	1,680
Net interest income	$8,275,000	2,093
Provision for loan and lease losses	$206,000	1,939
Total noninterest income	$637,000	3,051
Gross Fiduciary activities income	$45,000	774
Service charges on deposit accounts	$205,000	2,796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	3,005
Total noninterest expense	$3,148,000	3,353
Salaries and employee benefits	$2,262,000	2,938
Premises and equipment expense	$236,000	3,890
Additional noninterest expense	$650,000	4,026
Pre-tax net operating income	$5,558,000	1,335
Securities gains (losses)	$84,000	861
Applicable income taxes	$63,000	3,156
Income before extraordinary items	$5,579,000	1,203
Extraordinary gains, net	$0	11
Net income	$5,579,000	1,205
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,579,000	1,205
Net charge-offs	$167,000	1,418
Cash dividends	$6,063,000	524
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,495,840	1,193
2019-06-30 (YTD Data)		Rank
Total interest income	$7,090,000	2,029
Total interest expense	$1,653,000	1,679
Net interest income	$5,437,000	2,127
Provision for loan and lease losses	$87,000	2,359
Total noninterest income	$414,000	3,044
Gross Fiduciary activities income	$28,000	781
Service charges on deposit accounts	$133,000	2,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	2,989
Total noninterest expense	$2,110,000	3,366
Salaries and employee benefits	$1,515,000	2,942
Premises and equipment expense	$156,000	3,920
Additional noninterest expense	$439,000	4,039
Pre-tax net operating income	$3,654,000	1,323
Securities gains (losses)	$84,000	587
Applicable income taxes	$42,000	3,166
Income before extraordinary items	$3,696,000	1,182
Extraordinary gains, net	$0	11
Net income	$3,696,000	1,182
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,696,000	1,182
Net charge-offs	$5,000	2,814
Cash dividends	$4,552,000	471
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,612,840	1,181
2019-03-31 (YTD Data)		Rank
Total interest income	$3,521,000	2,039
Total interest expense	$785,000	1,699
Net interest income	$2,736,000	2,123
Provision for loan and lease losses	$41,000	2,255
Total noninterest income	$195,000	3,083
Gross Fiduciary activities income	$18,000	770
Service charges on deposit accounts	$64,000	2,874
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	3,070
Total noninterest expense	$1,038,000	3,420
Salaries and employee benefits	$752,000	2,978
Premises and equipment expense	$74,000	4,026
Additional noninterest expense	$212,000	4,113
Pre-tax net operating income	$1,852,000	1,281
Securities gains (losses)	$0	1,087
Applicable income taxes	$21,000	3,140
Income before extraordinary items	$1,831,000	1,171
Extraordinary gains, net	$0	5
Net income	$1,831,000	1,170
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,831,000	1,170
Net charge-offs	$0	2,740
Cash dividends	$1,923,000	531
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,831,000	1,147
2018-12-31 (YTD Data)		Rank
Total interest income	$13,297,000	2,047
Total interest expense	$2,835,000	1,492
Net interest income	$10,462,000	2,162
Provision for loan and lease losses	$138,000	2,722
Total noninterest income	$894,000	3,006
Gross Fiduciary activities income	$53,000	817
Service charges on deposit accounts	$307,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$534,000	2,974
Total noninterest expense	$4,177,000	3,408
Salaries and employee benefits	$3,043,000	2,931
Premises and equipment expense	$307,000	3,993
Additional noninterest expense	$827,000	4,169
Pre-tax net operating income	$7,041,000	1,342
Securities gains (losses)	$19,000	588
Applicable income taxes	$90,000	3,140
Income before extraordinary items	$6,970,000	1,221
Extraordinary gains, net	$0	6
Net income	$6,970,000	1,220
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,970,000	1,220
Net charge-offs	$220,000	1,572
Cash dividends	$5,726,000	662
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,951,190	1,221
2018-09-30 (YTD Data)		Rank
Total interest income	$9,875,000	2,041
Total interest expense	$2,090,000	1,445
Net interest income	$7,785,000	2,171
Provision for loan and lease losses	$103,000	2,569
Total noninterest income	$658,000	3,062
Gross Fiduciary activities income	$37,000	810
Service charges on deposit accounts	$227,000	2,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	3,042
Total noninterest expense	$3,086,000	3,444
Salaries and employee benefits	$2,249,000	2,974
Premises and equipment expense	$231,000	4,026
Additional noninterest expense	$606,000	4,226
Pre-tax net operating income	$5,254,000	1,363
Securities gains (losses)	$19,000	582
Applicable income taxes	$68,000	3,208
Income before extraordinary items	$5,205,000	1,227
Extraordinary gains, net	$0	5
Net income	$5,205,000	1,226
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,205,000	1,226
Net charge-offs	$0	3,489
Cash dividends	$5,726,000	484
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$5,186,190	1,230
2018-06-30 (YTD Data)		Rank
Total interest income	$6,534,000	2,044
Total interest expense	$1,359,000	1,401
Net interest income	$5,175,000	2,174
Provision for loan and lease losses	$69,000	2,501
Total noninterest income	$448,000	3,039
Gross Fiduciary activities income	$28,000	806
Service charges on deposit accounts	$145,000	2,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$275,000	3,011
Total noninterest expense	$2,070,000	3,443
Salaries and employee benefits	$1,507,000	2,976
Premises and equipment expense	$154,000	4,043
Additional noninterest expense	$409,000	4,251
Pre-tax net operating income	$3,484,000	1,339
Securities gains (losses)	$19,000	488
Applicable income taxes	$45,000	3,193
Income before extraordinary items	$3,458,000	1,203
Extraordinary gains, net	$0	6
Net income	$3,458,000	1,202
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,458,000	1,202
Net charge-offs	$0	3,209
Cash dividends	$4,311,000	439
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,439,190	1,207
2018-03-31 (YTD Data)		Rank
Total interest income	$3,229,000	2,059
Total interest expense	$663,000	1,369
Net interest income	$2,566,000	2,197
Provision for loan and lease losses	$34,000	2,366
Total noninterest income	$215,000	3,068
Gross Fiduciary activities income	$12,000	824
Service charges on deposit accounts	$73,000	2,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,016
Total noninterest expense	$1,032,000	3,485
Salaries and employee benefits	$749,000	3,008
Premises and equipment expense	$77,000	4,102
Additional noninterest expense	$206,000	4,280
Pre-tax net operating income	$1,715,000	1,347
Securities gains (losses)	$16,000	376
Applicable income taxes	$23,000	3,171
Income before extraordinary items	$1,708,000	1,190
Extraordinary gains, net	$0	7
Net income	$1,708,000	1,189
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,708,000	1,190
Net charge-offs	$0	2,722
Cash dividends	$1,902,000	451
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,692,160	1,186
2017-12-31 (YTD Data)		Rank
Total interest income	$12,482,000	2,066
Total interest expense	$2,525,000	1,278
Net interest income	$9,957,000	2,231
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$900,000	3,108
Gross Fiduciary activities income	$44,000	857
Service charges on deposit accounts	$270,000	3,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$586,000	2,970
Total noninterest expense	$4,108,000	3,498
Salaries and employee benefits	$2,941,000	3,034
Premises and equipment expense	$300,000	4,177
Additional noninterest expense	$867,000	4,242
Pre-tax net operating income	$6,629,000	1,364
Securities gains (losses)	$75,000	729
Applicable income taxes	$90,000	3,335
Income before extraordinary items	$6,614,000	1,074
Extraordinary gains, net	$0	9
Net income	$6,614,000	1,074
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,614,000	1,074
Net charge-offs	$0	4,128
Cash dividends	$5,186,000	656
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,539,750	1,076
2017-09-30 (YTD Data)		Rank
Total interest income	$9,252,000	2,086
Total interest expense	$1,861,000	1,276
Net interest income	$7,391,000	2,263
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$669,000	3,134
Gross Fiduciary activities income	$29,000	865
Service charges on deposit accounts	$196,000	3,087
Trading account gains and fees	NA	NA
Additional Noninterest Income	$444,000	2,970
Total noninterest expense	$3,120,000	3,493
Salaries and employee benefits	$2,219,000	3,034
Premises and equipment expense	$223,000	4,216
Additional noninterest expense	$678,000	4,199
Pre-tax net operating income	$4,850,000	1,402
Securities gains (losses)	$67,000	755
Applicable income taxes	$68,000	3,338
Income before extraordinary items	$4,849,000	1,187
Extraordinary gains, net	$0	9
Net income	$4,849,000	1,187
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,849,000	1,187
Net charge-offs	$0	3,796
Cash dividends	$5,186,000	485
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,782,670	1,181
2017-06-30 (YTD Data)		Rank
Total interest income	$6,100,000	2,090
Total interest expense	$1,214,000	1,260
Net interest income	$4,886,000	2,266
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$442,000	3,167
Gross Fiduciary activities income	$20,000	866
Service charges on deposit accounts	$129,000	3,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	2,981
Total noninterest expense	$2,115,000	3,482
Salaries and employee benefits	$1,497,000	3,026
Premises and equipment expense	$145,000	4,260
Additional noninterest expense	$473,000	4,138
Pre-tax net operating income	$3,153,000	1,407
Securities gains (losses)	$58,000	604
Applicable income taxes	$45,000	3,351
Income before extraordinary items	$3,166,000	1,189
Extraordinary gains, net	$0	11
Net income	$3,166,000	1,188
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,166,000	1,189
Net charge-offs	$0	3,512
Cash dividends	$3,828,000	451
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,108,580	1,191
2017-03-31 (YTD Data)		Rank
Total interest income	$3,004,000	2,108
Total interest expense	$614,000	1,206
Net interest income	$2,390,000	2,302
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$213,000	3,213
Gross Fiduciary activities income	$10,000	871
Service charges on deposit accounts	$63,000	3,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	3,025
Total noninterest expense	$1,012,000	3,587
Salaries and employee benefits	$748,000	3,065
Premises and equipment expense	$70,000	4,374
Additional noninterest expense	$194,000	4,530
Pre-tax net operating income	$1,561,000	1,399
Securities gains (losses)	$58,000	317
Applicable income taxes	$23,000	3,299
Income before extraordinary items	$1,596,000	1,171
Extraordinary gains, net	$0	8
Net income	$1,596,000	1,170
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,596,000	1,171
Net charge-offs	$0	2,943
Cash dividends	$1,639,000	477
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,538,580	1,178
2016-12-31 (YTD Data)		Rank
Total interest income	$12,330,000	2,021
Total interest expense	$2,410,000	1,193
Net interest income	$9,920,000	2,200
Provision for loan and lease losses	$187,000	2,518
Total noninterest income	$790,000	3,395
Gross Fiduciary activities income	$42,000	887
Service charges on deposit accounts	$253,000	3,248
Trading account gains and fees	$0	170
Additional Noninterest Income	$495,000	3,290
Total noninterest expense	$3,905,000	3,688
Salaries and employee benefits	$2,876,000	3,109
Premises and equipment expense	$299,000	4,313
Additional noninterest expense	$730,000	4,707
Pre-tax net operating income	$6,618,000	1,295
Securities gains (losses)	$84,000	1,473
Applicable income taxes	$90,000	3,356
Income before extraordinary items	$6,612,000	1,106
Extraordinary gains, net	$0	5
Net income	$6,612,000	1,105
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,612,000	1,105
Net charge-offs	$78,000	2,815
Cash dividends	$5,400,000	624
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,528,840	1,094
2016-09-30 (YTD Data)		Rank
Total interest income	$9,330,000	2,018
Total interest expense	$1,772,000	1,224
Net interest income	$7,558,000	2,168
Provision for loan and lease losses	$114,000	2,613
Total noninterest income	$577,000	3,449
Gross Fiduciary activities income	$30,000	889
Service charges on deposit accounts	$182,000	3,329
Trading account gains and fees	$0	169
Additional Noninterest Income	$365,000	3,314
Total noninterest expense	$2,899,000	3,714
Salaries and employee benefits	$2,138,000	3,125
Premises and equipment expense	$220,000	4,368
Additional noninterest expense	$541,000	4,768
Pre-tax net operating income	$5,122,000	1,296
Securities gains (losses)	$86,000	1,363
Applicable income taxes	$67,000	3,440
Income before extraordinary items	$5,141,000	1,095
Extraordinary gains, net	$0	5
Net income	$5,141,000	1,095
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,141,000	1,095
Net charge-offs	$79,000	2,255
Cash dividends	$5,399,000	473
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$5,055,860	1,080
2016-06-30 (YTD Data)		Rank
Total interest income	$6,275,000	2,005
Total interest expense	$1,160,000	1,241
Net interest income	$5,115,000	2,136
Provision for loan and lease losses	$50,000	2,917
Total noninterest income	$383,000	3,460
Gross Fiduciary activities income	$23,000	890
Service charges on deposit accounts	$114,000	3,417
Trading account gains and fees	$0	157
Additional Noninterest Income	$246,000	3,297
Total noninterest expense	$1,929,000	3,754
Salaries and employee benefits	$1,431,000	3,140
Premises and equipment expense	$153,000	4,327
Additional noninterest expense	$345,000	4,881
Pre-tax net operating income	$3,519,000	1,243
Securities gains (losses)	$86,000	1,061
Applicable income taxes	$45,000	3,449
Income before extraordinary items	$3,560,000	1,033
Extraordinary gains, net	$0	16
Net income	$3,560,000	1,032
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,560,000	1,032
Net charge-offs	$24,000	2,644
Cash dividends	$4,052,000	441
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$3,474,860	1,038
2016-03-31 (YTD Data)		Rank
Total interest income	$2,964,000	2,098
Total interest expense	$574,000	1,243
Net interest income	$2,390,000	2,275
Provision for loan and lease losses	$21,000	2,849
Total noninterest income	$181,000	3,522
Gross Fiduciary activities income	$11,000	887
Service charges on deposit accounts	$55,000	3,472
Trading account gains and fees	$0	142
Additional Noninterest Income	$115,000	3,347
Total noninterest expense	$972,000	3,768
Salaries and employee benefits	$720,000	3,147
Premises and equipment expense	$77,000	4,340
Additional noninterest expense	$175,000	4,906
Pre-tax net operating income	$1,578,000	1,354
Securities gains (losses)	$86,000	594
Applicable income taxes	$22,000	3,437
Income before extraordinary items	$1,642,000	1,086
Extraordinary gains, net	$0	12
Net income	$1,642,000	1,087
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,642,000	1,087
Net charge-offs	$50,000	1,427
Cash dividends	$1,625,000	506
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,556,860	1,122
2015-12-31 (YTD Data)		Rank
Total interest income	$11,486,000	2,100
Total interest expense	$2,233,000	1,242
Net interest income	$9,253,000	2,296
Provision for loan and lease losses	$72,000	3,330
Total noninterest income	$674,000	3,708
Gross Fiduciary activities income	$28,000	957
Service charges on deposit accounts	$226,000	3,523
Trading account gains and fees	$0	159
Additional Noninterest Income	$420,000	3,535
Total noninterest expense	$3,780,000	3,833
Salaries and employee benefits	$2,772,000	3,187
Premises and equipment expense	$345,000	4,204
Additional noninterest expense	$663,000	5,021
Pre-tax net operating income	$6,075,000	1,349
Securities gains (losses)	$136,000	969
Applicable income taxes	$83,000	3,419
Income before extraordinary items	$6,128,000	1,141
Extraordinary gains, net	$0	23
Net income	$6,128,000	1,141
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,128,000	1,141
Net charge-offs	$0	4,462
Cash dividends	$5,045,000	657
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,993,360	1,152
2015-09-30 (YTD Data)		Rank
Total interest income	$8,554,000	2,134
Total interest expense	$1,672,000	1,257
Net interest income	$6,882,000	2,331
Provision for loan and lease losses	$54,000	3,194
Total noninterest income	$529,000	3,636
Gross Fiduciary activities income	$16,000	964
Service charges on deposit accounts	$163,000	3,609
Trading account gains and fees	$0	153
Additional Noninterest Income	$350,000	3,392
Total noninterest expense	$2,788,000	3,885
Salaries and employee benefits	$2,046,000	3,246
Premises and equipment expense	$245,000	4,352
Additional noninterest expense	$497,000	5,065
Pre-tax net operating income	$4,569,000	1,368
Securities gains (losses)	$136,000	836
Applicable income taxes	$60,000	3,544
Income before extraordinary items	$4,645,000	1,145
Extraordinary gains, net	$0	21
Net income	$4,645,000	1,142
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,645,000	1,145
Net charge-offs	$0	4,182
Cash dividends	$5,045,000	477
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,510,360	1,150
2015-06-30 (YTD Data)		Rank
Total interest income	$5,642,000	2,152
Total interest expense	$1,113,000	1,256
Net interest income	$4,529,000	2,352
Provision for loan and lease losses	$33,000	3,159
Total noninterest income	$381,000	3,535
Gross Fiduciary activities income	$13,000	959
Service charges on deposit accounts	$102,000	3,696
Trading account gains and fees	$0	157
Additional Noninterest Income	$266,000	3,217
Total noninterest expense	$1,865,000	3,916
Salaries and employee benefits	$1,377,000	3,250
Premises and equipment expense	$163,000	4,389
Additional noninterest expense	$325,000	5,132
Pre-tax net operating income	$3,012,000	1,374
Securities gains (losses)	$136,000	686
Applicable income taxes	$38,000	3,598
Income before extraordinary items	$3,110,000	1,131
Extraordinary gains, net	$0	22
Net income	$3,110,000	1,130
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,110,000	1,132
Net charge-offs	$0	3,893
Cash dividends	$3,729,000	429
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,975,360	1,144
2015-03-31 (YTD Data)		Rank
Total interest income	$2,821,000	2,147
Total interest expense	$559,000	1,250
Net interest income	$2,262,000	2,361
Provision for loan and lease losses	$6,000	3,402
Total noninterest income	$186,000	3,540
Gross Fiduciary activities income	$8,000	945
Service charges on deposit accounts	$47,000	3,792
Trading account gains and fees	$0	152
Additional Noninterest Income	$131,000	3,228
Total noninterest expense	$926,000	3,963
Salaries and employee benefits	$681,000	3,298
Premises and equipment expense	$83,000	4,398
Additional noninterest expense	$162,000	5,161
Pre-tax net operating income	$1,516,000	1,324
Securities gains (losses)	$44,000	896
Applicable income taxes	$15,000	3,667
Income before extraordinary items	$1,545,000	1,106
Extraordinary gains, net	$0	13
Net income	$1,545,000	1,107
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,545,000	1,107
Net charge-offs	$0	3,288
Cash dividends	$1,643,000	434
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,501,440	1,103
2014-12-31 (YTD Data)		Rank
Total interest income	$11,357,000	2,130
Total interest expense	$2,375,000	1,224
Net interest income	$8,982,000	2,364
Provision for loan and lease losses	$72,000	3,493
Total noninterest income	$661,000	3,814
Gross Fiduciary activities income	$40,000	950
Service charges on deposit accounts	$241,000	3,606
Trading account gains and fees	$0	180
Additional Noninterest Income	$380,000	3,671
Total noninterest expense	$3,638,000	4,043
Salaries and employee benefits	$2,674,000	3,332
Premises and equipment expense	$452,000	3,842
Additional noninterest expense	$512,000	5,619
Pre-tax net operating income	$5,933,000	1,325
Securities gains (losses)	$117,000	1,143
Applicable income taxes	$83,000	3,489
Income before extraordinary items	$5,967,000	1,108
Extraordinary gains, net	$0	17
Net income	$5,967,000	1,107
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,967,000	1,108
Net charge-offs	$47,000	3,811
Cash dividends	$4,598,000	651
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,851,170	1,098
2014-09-30 (YTD Data)		Rank
Total interest income	$8,451,000	2,162
Total interest expense	$1,793,000	1,232
Net interest income	$6,658,000	2,401
Provision for loan and lease losses	$54,000	3,334
Total noninterest income	$513,000	3,795
Gross Fiduciary activities income	$33,000	932
Service charges on deposit accounts	$174,000	3,725
Trading account gains and fees	$0	174
Additional Noninterest Income	$306,000	3,612
Total noninterest expense	$2,683,000	4,107
Salaries and employee benefits	$1,990,000	3,361
Premises and equipment expense	$304,000	4,109
Additional noninterest expense	$389,000	5,641
Pre-tax net operating income	$4,434,000	1,342
Securities gains (losses)	$24,000	1,926
Applicable income taxes	$54,000	3,632
Income before extraordinary items	$4,404,000	1,135
Extraordinary gains, net	$0	15
Net income	$4,404,000	1,132
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,404,000	1,134
Net charge-offs	$47,000	3,303
Cash dividends	$4,598,000	485
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,380,240	1,112
2014-06-30 (YTD Data)		Rank
Total interest income	$5,587,000	2,169
Total interest expense	$1,202,000	1,237
Net interest income	$4,385,000	2,425
Provision for loan and lease losses	$36,000	3,234
Total noninterest income	$331,000	3,846
Gross Fiduciary activities income	$19,000	946
Service charges on deposit accounts	$114,000	3,717
Trading account gains and fees	$0	172
Additional Noninterest Income	$198,000	3,648
Total noninterest expense	$1,777,000	4,143
Salaries and employee benefits	$1,316,000	3,396
Premises and equipment expense	$206,000	4,113
Additional noninterest expense	$255,000	5,695
Pre-tax net operating income	$2,903,000	1,325
Securities gains (losses)	$24,000	1,570
Applicable income taxes	$36,000	3,607
Income before extraordinary items	$2,891,000	1,118
Extraordinary gains, net	$0	20
Net income	$2,891,000	1,119
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,891,000	1,119
Net charge-offs	$2,000	4,144
Cash dividends	$3,378,000	430
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,867,240	1,101
2014-03-31 (YTD Data)		Rank
Total interest income	$2,746,000	2,206
Total interest expense	$601,000	1,256
Net interest income	$2,145,000	2,466
Provision for loan and lease losses	$18,000	3,030
Total noninterest income	$155,000	3,937
Gross Fiduciary activities income	$14,000	913
Service charges on deposit accounts	$56,000	3,746
Trading account gains and fees	$0	147
Additional Noninterest Income	$85,000	3,806
Total noninterest expense	$911,000	4,117
Salaries and employee benefits	$662,000	3,416
Premises and equipment expense	$99,000	4,233
Additional noninterest expense	$150,000	5,501
Pre-tax net operating income	$1,371,000	1,357
Securities gains (losses)	$24,000	901
Applicable income taxes	$18,000	3,565
Income before extraordinary items	$1,377,000	1,123
Extraordinary gains, net	$0	16
Net income	$1,377,000	1,124
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,377,000	1,124
Net charge-offs	$0	3,660
Cash dividends	$1,462,000	446
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,353,240	1,124
2013-12-31 (YTD Data)		Rank
Total interest income	$10,172,000	2,385
Total interest expense	$2,632,000	1,276
Net interest income	$7,540,000	2,756
Provision for loan and lease losses	$74,000	3,968
Total noninterest income	$910,000	3,379
Gross Fiduciary activities income	$116,000	849
Service charges on deposit accounts	$232,000	3,843
Trading account gains and fees	$0	184
Additional Noninterest Income	$562,000	3,212
Total noninterest expense	$3,471,000	4,280
Salaries and employee benefits	$2,594,000	3,452
Premises and equipment expense	$393,000	4,256
Additional noninterest expense	$484,000	5,894
Pre-tax net operating income	$4,905,000	1,450
Securities gains (losses)	$258,000	760
Applicable income taxes	$75,000	3,571
Income before extraordinary items	$5,088,000	1,203
Extraordinary gains, net	$0	29
Net income	$5,088,000	1,205
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,088,000	1,206
Net charge-offs	$-1,000	5,856
Cash dividends	$4,069,000	676
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,832,580	1,239
2013-09-30 (YTD Data)		Rank
Total interest income	$7,465,000	2,454
Total interest expense	$2,009,000	1,294
Net interest income	$5,456,000	2,836
Provision for loan and lease losses	$56,000	3,880
Total noninterest income	$718,000	3,331
Gross Fiduciary activities income	$82,000	849
Service charges on deposit accounts	$174,000	3,882
Trading account gains and fees	$0	180
Additional Noninterest Income	$462,000	3,138
Total noninterest expense	$2,633,000	4,264
Salaries and employee benefits	$1,958,000	3,454
Premises and equipment expense	$295,000	4,281
Additional noninterest expense	$380,000	5,857
Pre-tax net operating income	$3,485,000	1,542
Securities gains (losses)	$138,000	1,024
Applicable income taxes	$57,000	3,652
Income before extraordinary items	$3,566,000	1,288
Extraordinary gains, net	$0	25
Net income	$3,566,000	1,290
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,566,000	1,290
Net charge-offs	$0	5,212
Cash dividends	$4,069,000	498
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,430,760	1,301
2013-06-30 (YTD Data)		Rank
Total interest income	$4,952,000	2,453
Total interest expense	$1,365,000	1,311
Net interest income	$3,587,000	2,862
Provision for loan and lease losses	$37,000	3,851
Total noninterest income	$556,000	3,104
Gross Fiduciary activities income	$78,000	819
Service charges on deposit accounts	$114,000	3,879
Trading account gains and fees	$0	157
Additional Noninterest Income	$364,000	2,929
Total noninterest expense	$1,790,000	4,226
Salaries and employee benefits	$1,318,000	3,443
Premises and equipment expense	$200,000	4,270
Additional noninterest expense	$272,000	5,766
Pre-tax net operating income	$2,316,000	1,530
Securities gains (losses)	$0	2,791
Applicable income taxes	$39,000	3,624
Income before extraordinary items	$2,277,000	1,335
Extraordinary gains, net	$0	22
Net income	$2,277,000	1,336
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,277,000	1,337
Net charge-offs	$-1,000	5,537
Cash dividends	$3,062,000	440
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,277,000	1,280
2013-03-31 (YTD Data)		Rank
Total interest income	$2,574,000	2,404
Total interest expense	$708,000	1,304
Net interest income	$1,866,000	2,781
Provision for loan and lease losses	$19,000	3,641
Total noninterest income	$236,000	3,391
Gross Fiduciary activities income	$17,000	919
Service charges on deposit accounts	$56,000	3,885
Trading account gains and fees	$0	148
Additional Noninterest Income	$163,000	3,064
Total noninterest expense	$900,000	4,257
Salaries and employee benefits	$661,000	3,467
Premises and equipment expense	$99,000	4,329
Additional noninterest expense	$140,000	5,779
Pre-tax net operating income	$1,183,000	1,487
Securities gains (losses)	$0	1,966
Applicable income taxes	$21,000	3,565
Income before extraordinary items	$1,162,000	1,284
Extraordinary gains, net	$0	10
Net income	$1,162,000	1,286
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,162,000	1,286
Net charge-offs	$0	4,145
Cash dividends	$1,597,000	367
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,162,000	1,227
2012-12-31 (YTD Data)		Rank
Total interest income	$11,667,000	2,234
Total interest expense	$3,665,000	1,225
Net interest income	$8,002,000	2,660
Provision for loan and lease losses	$75,000	4,908
Total noninterest income	$1,017,000	3,232
Gross Fiduciary activities income	$31,000	1,019
Service charges on deposit accounts	$251,000	3,836
Trading account gains and fees	$0	166
Additional Noninterest Income	$735,000	2,824
Total noninterest expense	$3,360,000	4,473
Salaries and employee benefits	$2,520,000	3,555
Premises and equipment expense	$386,000	4,387
Additional noninterest expense	$454,000	6,193
Pre-tax net operating income	$5,584,000	1,245
Securities gains (losses)	$199,000	1,702
Applicable income taxes	$84,000	3,621
Income before extraordinary items	$5,699,000	1,044
Extraordinary gains, net	$0	29
Net income	$5,699,000	1,044
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,699,000	1,044
Net charge-offs	$40,000	5,059
Cash dividends	$4,434,000	646
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,501,990	1,025
2012-09-30 (YTD Data)		Rank
Total interest income	$8,922,000	2,242
Total interest expense	$2,865,000	1,239
Net interest income	$6,057,000	2,697
Provision for loan and lease losses	$25,000	5,295
Total noninterest income	$720,000	3,360
Gross Fiduciary activities income	$27,000	996
Service charges on deposit accounts	$187,000	3,901
Trading account gains and fees	$0	157
Additional Noninterest Income	$506,000	2,939
Total noninterest expense	$2,472,000	4,540
Salaries and employee benefits	$1,879,000	3,578
Premises and equipment expense	$281,000	4,511
Additional noninterest expense	$312,000	6,360
Pre-tax net operating income	$4,280,000	1,257
Securities gains (losses)	$0	3,575
Applicable income taxes	$63,000	3,667
Income before extraordinary items	$4,217,000	1,081
Extraordinary gains, net	$0	20
Net income	$4,217,000	1,081
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,217,000	1,081
Net charge-offs	$20,000	5,058
Cash dividends	$4,433,000	399
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,217,000	1,023
2012-06-30 (YTD Data)		Rank
Total interest income	$5,992,000	2,231
Total interest expense	$1,984,000	1,238
Net interest income	$4,008,000	2,720
Provision for loan and lease losses	$17,000	5,207
Total noninterest income	$477,000	3,325
Gross Fiduciary activities income	$24,000	970
Service charges on deposit accounts	$123,000	3,908
Trading account gains and fees	$0	153
Additional Noninterest Income	$330,000	2,943
Total noninterest expense	$1,643,000	4,573
Salaries and employee benefits	$1,247,000	3,607
Premises and equipment expense	$193,000	4,459
Additional noninterest expense	$203,000	6,435
Pre-tax net operating income	$2,825,000	1,263
Securities gains (losses)	$0	3,178
Applicable income taxes	$42,000	3,653
Income before extraordinary items	$2,783,000	1,075
Extraordinary gains, net	$0	19
Net income	$2,783,000	1,075
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,783,000	1,075
Net charge-offs	$21,000	4,608
Cash dividends	$3,426,000	340
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,783,000	1,016
2012-03-31 (YTD Data)		Rank
Total interest income	$3,092,000	2,187
Total interest expense	$1,017,000	1,251
Net interest income	$2,075,000	2,630
Provision for loan and lease losses	$8,000	4,929
Total noninterest income	$210,000	3,551
Gross Fiduciary activities income	$17,000	935
Service charges on deposit accounts	$59,000	3,983
Trading account gains and fees	$0	148
Additional Noninterest Income	$134,000	3,238
Total noninterest expense	$815,000	4,610
Salaries and employee benefits	$615,000	3,667
Premises and equipment expense	$97,000	4,467
Additional noninterest expense	$103,000	6,467
Pre-tax net operating income	$1,462,000	1,201
Securities gains (losses)	$0	2,210
Applicable income taxes	$21,000	3,648
Income before extraordinary items	$1,441,000	1,039
Extraordinary gains, net	$0	19
Net income	$1,441,000	1,041
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,441,000	1,040
Net charge-offs	$22,000	3,626
Cash dividends	$2,709,000	206
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,441,000	972
2011-12-31 (YTD Data)		Rank
Total interest income	$12,755,000	2,194
Total interest expense	$4,763,000	1,276
Net interest income	$7,992,000	2,736
Provision for loan and lease losses	$30,000	6,060
Total noninterest income	$760,000	3,616
Gross Fiduciary activities income	$34,000	964
Service charges on deposit accounts	$241,000	4,034
Trading account gains and fees	$0	146
Additional Noninterest Income	$485,000	3,170
Total noninterest expense	$3,375,000	4,574
Salaries and employee benefits	$2,480,000	3,579
Premises and equipment expense	$370,000	4,741
Additional noninterest expense	$525,000	6,209
Pre-tax net operating income	$5,347,000	1,113
Securities gains (losses)	$344,000	1,037
Applicable income taxes	$59,000	3,679
Income before extraordinary items	$5,632,000	888
Extraordinary gains, net	$0	29
Net income	$5,632,000	886
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,632,000	888
Net charge-offs	$-1,000	6,827
Cash dividends	$4,442,000	476
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,291,440	908
2011-09-30 (YTD Data)		Rank
Total interest income	$9,623,000	2,209
Total interest expense	$3,691,000	1,288
Net interest income	$5,932,000	2,776
Provision for loan and lease losses	$22,000	5,978
Total noninterest income	$575,000	3,612
Gross Fiduciary activities income	$30,000	918
Service charges on deposit accounts	$180,000	4,064
Trading account gains and fees	$0	145
Additional Noninterest Income	$365,000	3,179
Total noninterest expense	$2,564,000	4,542
Salaries and employee benefits	$1,852,000	3,586
Premises and equipment expense	$276,000	4,813
Additional noninterest expense	$436,000	6,081
Pre-tax net operating income	$3,921,000	1,173
Securities gains (losses)	$214,000	1,161
Applicable income taxes	$44,000	3,695
Income before extraordinary items	$4,091,000	937
Extraordinary gains, net	$0	21
Net income	$4,091,000	934
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,091,000	937
Net charge-offs	$-1,000	6,695
Cash dividends	$4,442,000	329
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,879,140	951
2011-06-30 (YTD Data)		Rank
Total interest income	$6,358,000	2,240
Total interest expense	$2,532,000	1,302
Net interest income	$3,826,000	2,847
Provision for loan and lease losses	$15,000	5,808
Total noninterest income	$355,000	3,799
Gross Fiduciary activities income	$27,000	914
Service charges on deposit accounts	$116,000	4,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$212,000	3,401
Total noninterest expense	$1,723,000	4,576
Salaries and employee benefits	$1,243,000	3,598
Premises and equipment expense	$192,000	4,762
Additional noninterest expense	$288,000	6,184
Pre-tax net operating income	$2,443,000	1,219
Securities gains (losses)	$194,000	756
Applicable income taxes	$29,000	3,661
Income before extraordinary items	$2,608,000	949
Extraordinary gains, net	$0	15
Net income	$2,608,000	947
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,608,000	949
Net charge-offs	$-1,000	6,559
Cash dividends	$3,349,000	282
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,415,940	995
2011-03-31 (YTD Data)		Rank
Total interest income	$3,161,000	2,262
Total interest expense	$1,267,000	1,339
Net interest income	$1,894,000	2,853
Provision for loan and lease losses	$7,000	5,526
Total noninterest income	$209,000	3,493
Gross Fiduciary activities income	$17,000	898
Service charges on deposit accounts	$70,000	3,700
Trading account gains and fees	$0	158
Additional Noninterest Income	$122,000	3,234
Total noninterest expense	$878,000	4,543
Salaries and employee benefits	$610,000	3,675
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$173,000	5,866
Pre-tax net operating income	$1,218,000	1,198
Securities gains (losses)	$22,000	1,067
Applicable income taxes	$10,000	3,778
Income before extraordinary items	$1,230,000	987
Extraordinary gains, net	$0	9
Net income	$1,230,000	988
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,230,000	987
Net charge-offs	$-1,000	6,209
Cash dividends	$1,683,000	244
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,208,220	980
2010-12-31 (YTD Data)		Rank
Total interest income	$14,317,000	2,099
Total interest expense	$5,584,000	1,488
Net interest income	$8,733,000	2,519
Provision for loan and lease losses	$30,000	6,683
Total noninterest income	$808,000	3,633
Gross Fiduciary activities income	$38,000	990
Service charges on deposit accounts	$243,000	4,062
Trading account gains and fees	$0	175
Additional Noninterest Income	$527,000	3,108
Total noninterest expense	$3,502,000	4,597
Salaries and employee benefits	$2,400,000	3,698
Premises and equipment expense	$364,000	4,972
Additional noninterest expense	$738,000	5,788
Pre-tax net operating income	$6,009,000	870
Securities gains (losses)	$61,000	2,529
Applicable income taxes	$14,000	4,130
Income before extraordinary items	$6,056,000	738
Extraordinary gains, net	$0	29
Net income	$6,056,000	737
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,056,000	739
Net charge-offs	$24,000	6,307
Cash dividends	$4,435,000	380
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$5,995,000	712
2010-09-30 (YTD Data)		Rank
Total interest income	$10,748,000	2,147
Total interest expense	$4,270,000	1,515
Net interest income	$6,478,000	2,575
Provision for loan and lease losses	$23,000	6,619
Total noninterest income	$562,000	3,822
Gross Fiduciary activities income	$34,000	961
Service charges on deposit accounts	$180,000	4,146
Trading account gains and fees	$0	165
Additional Noninterest Income	$348,000	3,312
Total noninterest expense	$2,588,000	4,643
Salaries and employee benefits	$1,763,000	3,797
Premises and equipment expense	$271,000	5,067
Additional noninterest expense	$554,000	5,825
Pre-tax net operating income	$4,429,000	932
Securities gains (losses)	$49,000	2,417
Applicable income taxes	$14,000	4,127
Income before extraordinary items	$4,464,000	779
Extraordinary gains, net	$0	23
Net income	$4,464,000	776
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,464,000	779
Net charge-offs	$-1,000	7,212
Cash dividends	$4,435,000	253
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$4,415,000	742
2010-06-30 (YTD Data)		Rank
Total interest income	$7,159,000	2,175
Total interest expense	$2,877,000	1,563
Net interest income	$4,282,000	2,590
Provision for loan and lease losses	$15,000	6,492
Total noninterest income	$314,000	4,174
Gross Fiduciary activities income	$23,000	969
Service charges on deposit accounts	$120,000	4,144
Trading account gains and fees	$0	152
Additional Noninterest Income	$171,000	3,768
Total noninterest expense	$1,719,000	4,677
Salaries and employee benefits	$1,189,000	3,787
Premises and equipment expense	$185,000	5,051
Additional noninterest expense	$345,000	5,987
Pre-tax net operating income	$2,862,000	947
Securities gains (losses)	$0	3,184
Applicable income taxes	$14,000	3,954
Income before extraordinary items	$2,848,000	785
Extraordinary gains, net	$0	19
Net income	$2,848,000	783
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,848,000	785
Net charge-offs	$-1,000	7,109
Cash dividends	$3,219,000	223
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,848,000	760
2010-03-31 (YTD Data)		Rank
Total interest income	$3,615,000	2,218
Total interest expense	$1,438,000	1,638
Net interest income	$2,177,000	2,580
Provision for loan and lease losses	$7,000	6,262
Total noninterest income	$162,000	4,105
Gross Fiduciary activities income	$18,000	923
Service charges on deposit accounts	$61,000	4,097
Trading account gains and fees	$0	175
Additional Noninterest Income	$83,000	3,837
Total noninterest expense	$863,000	4,707
Salaries and employee benefits	$588,000	3,888
Premises and equipment expense	$94,000	5,101
Additional noninterest expense	$181,000	5,921
Pre-tax net operating income	$1,469,000	912
Securities gains (losses)	$0	2,284
Applicable income taxes	$21,000	3,422
Income before extraordinary items	$1,448,000	765
Extraordinary gains, net	$0	16
Net income	$1,448,000	767
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,448,000	769
Net charge-offs	$-1,000	6,806
Cash dividends	$1,453,000	248
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,448,000	732
2009-12-31 (YTD Data)		Rank
Total interest income	$15,599,000	2,159
Total interest expense	$6,405,000	1,822
Net interest income	$9,194,000	2,374
Provision for loan and lease losses	$30,000	7,048
Total noninterest income	$777,000	3,826
Gross Fiduciary activities income	$34,000	1,012
Service charges on deposit accounts	$289,000	3,942
Trading account gains and fees	$0	211
Additional Noninterest Income	$454,000	3,362
Total noninterest expense	$3,348,000	4,860
Salaries and employee benefits	$2,304,000	3,941
Premises and equipment expense	$365,000	5,216
Additional noninterest expense	$679,000	6,198
Pre-tax net operating income	$6,593,000	651
Securities gains (losses)	$75,000	2,354
Applicable income taxes	$77,000	3,023
Income before extraordinary items	$6,591,000	519
Extraordinary gains, net	$0	34
Net income	$6,591,000	519
Minority interest net income	$0	115
Net income of bank and minority interests.	$6,591,000	521
Net charge-offs	$17,000	6,721
Cash dividends	$5,173,000	331
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$6,516,750	525
2009-09-30 (YTD Data)		Rank
Total interest income	$11,920,000	2,166
Total interest expense	$4,948,000	1,845
Net interest income	$6,972,000	2,339
Provision for loan and lease losses	$23,000	6,901
Total noninterest income	$617,000	3,789
Gross Fiduciary activities income	$29,000	980
Service charges on deposit accounts	$214,000	3,991
Trading account gains and fees	$0	212
Additional Noninterest Income	$374,000	3,300
Total noninterest expense	$2,414,000	4,982
Salaries and employee benefits	$1,645,000	4,108
Premises and equipment expense	$273,000	5,264
Additional noninterest expense	$496,000	6,265
Pre-tax net operating income	$5,152,000	661
Securities gains (losses)	$75,000	2,025
Applicable income taxes	$56,000	3,257
Income before extraordinary items	$5,171,000	516
Extraordinary gains, net	$0	27
Net income	$5,171,000	515
Minority interest net income	$0	118
Net income of bank and minority interests.	$5,171,000	517
Net charge-offs	$0	6,987
Cash dividends	$5,173,000	245
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,096,750	521
2009-06-30 (YTD Data)		Rank
Total interest income	$8,090,000	2,170
Total interest expense	$3,406,000	1,878
Net interest income	$4,684,000	2,329
Provision for loan and lease losses	$15,000	6,783
Total noninterest income	$439,000	3,668
Gross Fiduciary activities income	$24,000	964
Service charges on deposit accounts	$138,000	4,044
Trading account gains and fees	$0	193
Additional Noninterest Income	$277,000	3,125
Total noninterest expense	$1,564,000	5,124
Salaries and employee benefits	$1,081,000	4,191
Premises and equipment expense	$179,000	5,353
Additional noninterest expense	$304,000	6,465
Pre-tax net operating income	$3,544,000	646
Securities gains (losses)	$75,000	1,666
Applicable income taxes	$35,000	3,384
Income before extraordinary items	$3,584,000	486
Extraordinary gains, net	$0	21
Net income	$3,584,000	483
Minority interest net income	$0	112
Net income of bank and minority interests.	$3,584,000	486
Net charge-offs	$0	6,628
Cash dividends	$3,936,000	225
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$3,509,750	486
2009-03-31 (YTD Data)		Rank
Total interest income	$4,116,000	2,155
Total interest expense	$1,753,000	1,899
Net interest income	$2,363,000	2,312
Provision for loan and lease losses	$7,000	6,448
Total noninterest income	$235,000	3,503
Gross Fiduciary activities income	$20,000	907
Service charges on deposit accounts	$66,000	4,093
Trading account gains and fees	$0	171
Additional Noninterest Income	$149,000	2,970
Total noninterest expense	$722,000	5,295
Salaries and employee benefits	$531,000	4,267
Premises and equipment expense	$89,000	5,406
Additional noninterest expense	$102,000	7,060
Pre-tax net operating income	$1,869,000	662
Securities gains (losses)	$75,000	1,121
Applicable income taxes	$14,000	3,806
Income before extraordinary items	$1,930,000	517
Extraordinary gains, net	$0	15
Net income	$1,930,000	517
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,930,000	520
Net charge-offs	$0	5,728
Cash dividends	$1,537,000	276
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,855,750	495
2008-12-31 (YTD Data)		Rank
Total interest income	$17,021,000	2,222
Total interest expense	$8,416,000	1,876
Net interest income	$8,605,000	2,514
Provision for loan and lease losses	$102,000	6,005
Total noninterest income	$615,000	4,416
Gross Fiduciary activities income	$75,000	927
Service charges on deposit accounts	$320,000	3,897
Trading account gains and fees	$0	154
Additional Noninterest Income	$220,000	4,688
Total noninterest expense	$2,974,000	5,139
Salaries and employee benefits	$2,207,000	4,131
Premises and equipment expense	$358,000	5,373
Additional noninterest expense	$409,000	7,013
Pre-tax net operating income	$6,144,000	914
Securities gains (losses)	$18,000	2,241
Applicable income taxes	$0	4,979
Income before extraordinary items	$6,162,000	657
Extraordinary gains, net	$0	39
Net income	$6,162,000	657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	5,088
Cash dividends	$4,417,000	629
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,144,000	710
2008-09-30 (YTD Data)		Rank
Total interest income	$12,767,000	2,272
Total interest expense	$6,425,000	1,918
Net interest income	$6,342,000	2,592
Provision for loan and lease losses	$23,000	6,429
Total noninterest income	$479,000	4,427
Gross Fiduciary activities income	$69,000	893
Service charges on deposit accounts	$243,000	3,912
Trading account gains and fees	$0	148
Additional Noninterest Income	$167,000	4,779
Total noninterest expense	$2,149,000	5,249
Salaries and employee benefits	$1,589,000	4,286
Premises and equipment expense	$276,000	5,327
Additional noninterest expense	$284,000	7,136
Pre-tax net operating income	$4,649,000	1,086
Securities gains (losses)	$18,000	2,081
Applicable income taxes	$0	5,372
Income before extraordinary items	$4,667,000	784
Extraordinary gains, net	$0	31
Net income	$4,667,000	783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,856
Cash dividends	$4,417,000	508
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,649,000	833
2008-06-30 (YTD Data)		Rank
Total interest income	$8,624,000	2,273
Total interest expense	$4,443,000	1,939
Net interest income	$4,181,000	2,608
Provision for loan and lease losses	$15,000	6,116
Total noninterest income	$300,000	4,624
Gross Fiduciary activities income	$20,000	1,014
Service charges on deposit accounts	$159,000	3,955
Trading account gains and fees	$0	149
Additional Noninterest Income	$121,000	4,711
Total noninterest expense	$1,434,000	5,267
Salaries and employee benefits	$1,056,000	4,345
Premises and equipment expense	$184,000	5,362
Additional noninterest expense	$194,000	7,122
Pre-tax net operating income	$3,032,000	1,173
Securities gains (losses)	$18,000	2,122
Applicable income taxes	$0	5,627
Income before extraordinary items	$3,050,000	893
Extraordinary gains, net	$0	21
Net income	$3,050,000	893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$3,149,000	528
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,032,000	883
2008-03-31 (YTD Data)		Rank
Total interest income	$4,353,000	2,314
Total interest expense	$2,375,000	1,955
Net interest income	$1,978,000	2,730
Provision for loan and lease losses	$7,000	5,635
Total noninterest income	$150,000	4,614
Gross Fiduciary activities income	$17,000	964
Service charges on deposit accounts	$83,000	3,819
Trading account gains and fees	$0	158
Additional Noninterest Income	$50,000	5,048
Total noninterest expense	$709,000	5,325
Salaries and employee benefits	$523,000	4,395
Premises and equipment expense	$94,000	5,338
Additional noninterest expense	$92,000	7,201
Pre-tax net operating income	$1,412,000	1,337
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,412,000	1,068
Extraordinary gains, net	$0	15
Net income	$1,412,000	1,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$1,233,000	620
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,412,000	1,027
2007-12-31 (YTD Data)		Rank
Total interest income	$16,435,000	2,479
Total interest expense	$9,326,000	2,052
Net interest income	$7,109,000	3,060
Provision for loan and lease losses	$42,000	5,817
Total noninterest income	$576,000	4,724
Gross Fiduciary activities income	$52,000	1,006
Service charges on deposit accounts	$318,000	3,978
Trading account gains and fees	$0	178
Additional Noninterest Income	$206,000	5,003
Total noninterest expense	$2,789,000	5,235
Salaries and employee benefits	$2,045,000	4,323
Premises and equipment expense	$349,000	5,413
Additional noninterest expense	$395,000	7,068
Pre-tax net operating income	$4,854,000	1,692
Securities gains (losses)	$106,000	593
Applicable income taxes	$0	6,070
Income before extraordinary items	$4,960,000	1,298
Extraordinary gains, net	$0	39
Net income	$4,960,000	1,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,413
Cash dividends	$3,438,000	1,069
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,854,000	1,305
2007-09-30 (YTD Data)		Rank
Total interest income	$11,679,000	2,596
Total interest expense	$6,930,000	2,063
Net interest income	$4,749,000	3,373
Provision for loan and lease losses	$38,000	5,373
Total noninterest income	$432,000	4,737
Gross Fiduciary activities income	$47,000	978
Service charges on deposit accounts	$236,000	3,991
Trading account gains and fees	$0	184
Additional Noninterest Income	$149,000	5,104
Total noninterest expense	$1,995,000	5,367
Salaries and employee benefits	$1,476,000	4,422
Premises and equipment expense	$235,000	5,666
Additional noninterest expense	$284,000	7,131
Pre-tax net operating income	$3,148,000	2,020
Securities gains (losses)	$106,000	486
Applicable income taxes	$0	6,220
Income before extraordinary items	$3,254,000	1,557
Extraordinary gains, net	$0	33
Net income	$3,254,000	1,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	3,416
Cash dividends	$3,438,000	780
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,148,000	1,597
2007-06-30 (YTD Data)		Rank
Total interest income	$7,935,000	2,575
Total interest expense	$4,536,000	2,098
Net interest income	$3,399,000	3,202
Provision for loan and lease losses	$15,000	5,502
Total noninterest income	$289,000	4,756
Gross Fiduciary activities income	$43,000	954
Service charges on deposit accounts	$156,000	4,019
Trading account gains and fees	$0	168
Additional Noninterest Income	$90,000	5,306
Total noninterest expense	$1,298,000	5,487
Salaries and employee benefits	$980,000	4,478
Premises and equipment expense	$151,000	5,790
Additional noninterest expense	$167,000	7,387
Pre-tax net operating income	$2,375,000	1,884
Securities gains (losses)	$106,000	402
Applicable income taxes	$0	6,265
Income before extraordinary items	$2,481,000	1,423
Extraordinary gains, net	$0	29
Net income	$2,481,000	1,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,435
Cash dividends	$2,523,000	731
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,375,000	1,462
2007-03-31 (YTD Data)		Rank
Total interest income	$3,899,000	2,610
Total interest expense	$2,214,000	2,134
Net interest income	$1,685,000	3,225
Provision for loan and lease losses	$7,000	5,244
Total noninterest income	$157,000	4,537
Gross Fiduciary activities income	$39,000	863
Service charges on deposit accounts	$72,000	4,107
Trading account gains and fees	$0	195
Additional Noninterest Income	$46,000	5,273
Total noninterest expense	$648,000	5,516
Salaries and employee benefits	$489,000	4,510
Premises and equipment expense	$67,000	6,138
Additional noninterest expense	$92,000	7,237
Pre-tax net operating income	$1,187,000	1,885
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$1,187,000	1,461
Extraordinary gains, net	$0	22
Net income	$1,187,000	1,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$1,004,000	779
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,187,000	1,451
2006-12-31 (YTD Data)		Rank
Total interest income	$14,363,000	2,641
Total interest expense	$8,075,000	2,025
Net interest income	$6,288,000	3,403
Provision for loan and lease losses	$117,000	4,539
Total noninterest income	$572,000	4,844
Gross Fiduciary activities income	$37,000	1,067
Service charges on deposit accounts	$336,000	3,899
Trading account gains and fees	$0	130
Additional Noninterest Income	$199,000	5,134
Total noninterest expense	$2,646,000	5,298
Salaries and employee benefits	$1,907,000	4,429
Premises and equipment expense	$335,000	5,449
Additional noninterest expense	$404,000	7,045
Pre-tax net operating income	$4,097,000	2,223
Securities gains (losses)	$188,000	400
Applicable income taxes	$0	6,600
Income before extraordinary items	$4,285,000	1,678
Extraordinary gains, net	$0	51
Net income	$4,285,000	1,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,282
Cash dividends	$3,085,000	1,093
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,097,000	1,735
2006-09-30 (YTD Data)		Rank
Total interest income	$10,579,000	2,668
Total interest expense	$5,927,000	2,013
Net interest income	$4,652,000	3,457
Provision for loan and lease losses	$19,000	6,039
Total noninterest income	$433,000	4,838
Gross Fiduciary activities income	$26,000	1,068
Service charges on deposit accounts	$259,000	3,874
Trading account gains and fees	$0	126
Additional Noninterest Income	$148,000	5,156
Total noninterest expense	$1,971,000	5,310
Salaries and employee benefits	$1,433,000	4,393
Premises and equipment expense	$233,000	5,683
Additional noninterest expense	$305,000	7,058
Pre-tax net operating income	$3,095,000	2,275
Securities gains (losses)	$94,000	452
Applicable income taxes	$0	6,687
Income before extraordinary items	$3,189,000	1,745
Extraordinary gains, net	$0	45
Net income	$3,189,000	1,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,805
Cash dividends	$3,085,000	812
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,095,000	1,766
2006-06-30 (YTD Data)		Rank
Total interest income	$6,958,000	2,661
Total interest expense	$3,835,000	1,974
Net interest income	$3,123,000	3,450
Provision for loan and lease losses	$11,000	5,966
Total noninterest income	$289,000	4,836
Gross Fiduciary activities income	$22,000	1,057
Service charges on deposit accounts	$166,000	3,934
Trading account gains and fees	$0	126
Additional Noninterest Income	$101,000	5,108
Total noninterest expense	$1,312,000	5,323
Salaries and employee benefits	$958,000	4,397
Premises and equipment expense	$153,000	5,725
Additional noninterest expense	$201,000	7,088
Pre-tax net operating income	$2,089,000	2,232
Securities gains (losses)	$7,000	794
Applicable income taxes	$1,000	6,575
Income before extraordinary items	$2,095,000	1,729
Extraordinary gains, net	$0	39
Net income	$2,095,000	1,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,134
Cash dividends	$2,294,000	729
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,088,000	1,725
2006-03-31 (YTD Data)		Rank
Total interest income	$3,418,000	2,658
Total interest expense	$1,860,000	1,944
Net interest income	$1,558,000	3,436
Provision for loan and lease losses	$5,000	5,672
Total noninterest income	$144,000	4,778
Gross Fiduciary activities income	$12,000	1,047
Service charges on deposit accounts	$81,000	3,912
Trading account gains and fees	$0	115
Additional Noninterest Income	$51,000	5,080
Total noninterest expense	$654,000	5,336
Salaries and employee benefits	$478,000	4,420
Premises and equipment expense	$67,000	6,079
Additional noninterest expense	$109,000	6,888
Pre-tax net operating income	$1,043,000	2,209
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,043,000	1,715
Extraordinary gains, net	$0	21
Net income	$1,043,000	1,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$1,007,000	725
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,043,000	1,702
2005-12-31 (YTD Data)		Rank
Total interest income	$13,044,000	2,532
Total interest expense	$6,838,000	1,665
Net interest income	$6,206,000	3,329
Provision for loan and lease losses	$14,000	6,689
Total noninterest income	$604,000	4,769
Gross Fiduciary activities income	$58,000	1,021
Service charges on deposit accounts	$342,000	3,895
Trading account gains and fees	$0	138
Additional Noninterest Income	$204,000	5,120
Total noninterest expense	$2,577,000	5,280
Salaries and employee benefits	$1,849,000	4,386
Premises and equipment expense	$327,000	5,496
Additional noninterest expense	$401,000	7,091
Pre-tax net operating income	$4,219,000	2,138
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,000	6,850
Income before extraordinary items	$4,218,000	1,669
Extraordinary gains, net	$0	46
Net income	$4,218,000	1,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,365
Cash dividends	$3,226,000	968
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,218,000	1,641
2005-09-30 (YTD Data)		Rank
Total interest income	$9,714,000	2,488
Total interest expense	$4,986,000	1,612
Net interest income	$4,728,000	3,284
Provision for loan and lease losses	$14,000	6,380
Total noninterest income	$464,000	4,742
Gross Fiduciary activities income	$52,000	985
Service charges on deposit accounts	$250,000	3,959
Trading account gains and fees	$0	126
Additional Noninterest Income	$162,000	5,051
Total noninterest expense	$1,937,000	5,245
Salaries and employee benefits	$1,385,000	4,354
Premises and equipment expense	$247,000	5,466
Additional noninterest expense	$305,000	7,069
Pre-tax net operating income	$3,241,000	2,102
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,000	6,867
Income before extraordinary items	$3,240,000	1,622
Extraordinary gains, net	$0	35
Net income	$3,240,000	1,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,450
Cash dividends	$3,223,000	694
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,240,000	1,590
2005-06-30 (YTD Data)		Rank
Total interest income	$6,401,000	2,454
Total interest expense	$3,238,000	1,552
Net interest income	$3,163,000	3,259
Provision for loan and lease losses	$9,000	6,195
Total noninterest income	$279,000	4,971
Gross Fiduciary activities income	$18,000	1,075
Service charges on deposit accounts	$152,000	4,120
Trading account gains and fees	$0	116
Additional Noninterest Income	$109,000	5,004
Total noninterest expense	$1,285,000	5,247
Salaries and employee benefits	$924,000	4,324
Premises and equipment expense	$163,000	5,467
Additional noninterest expense	$198,000	7,109
Pre-tax net operating income	$2,148,000	2,070
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$2,148,000	1,601
Extraordinary gains, net	$0	30
Net income	$2,148,000	1,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,666
Cash dividends	$2,424,000	611
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,148,000	1,576
2005-03-31 (YTD Data)		Rank
Total interest income	$3,146,000	2,458
Total interest expense	$1,554,000	1,532
Net interest income	$1,592,000	3,240
Provision for loan and lease losses	$5,000	5,826
Total noninterest income	$128,000	5,109
Gross Fiduciary activities income	$11,000	1,058
Service charges on deposit accounts	$69,000	4,296
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$627,000	5,372
Salaries and employee benefits	$449,000	4,451
Premises and equipment expense	$80,000	5,566
Additional noninterest expense	$98,000	7,182
Pre-tax net operating income	$1,088,000	2,025
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,088,000	1,546
Extraordinary gains, net	$0	24
Net income	$1,088,000	1,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,869
Cash dividends	$1,088,000	610
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,088,000	1,522
2004-12-31 (YTD Data)		Rank
Total interest income	$12,546,000	2,290
Total interest expense	$5,965,000	1,377
Net interest income	$6,581,000	3,049
Provision for loan and lease losses	$18,000	6,797
Total noninterest income	$510,000	5,213
Gross Fiduciary activities income	$31,000	1,135
Service charges on deposit accounts	$277,000	4,499
Trading account gains and fees	$0	138
Additional Noninterest Income	$202,000	5,093
Total noninterest expense	$2,442,000	5,385
Salaries and employee benefits	$1,725,000	4,478
Premises and equipment expense	$314,000	5,544
Additional noninterest expense	$403,000	7,104
Pre-tax net operating income	$4,631,000	1,813
Securities gains (losses)	$0	3,819
Applicable income taxes	$5,000	6,914
Income before extraordinary items	$4,626,000	1,394
Extraordinary gains, net	$0	34
Net income	$4,626,000	1,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,405
Cash dividends	$3,473,000	865
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,626,000	1,354
2004-09-30 (YTD Data)		Rank
Total interest income	$9,390,000	2,262
Total interest expense	$4,414,000	1,361
Net interest income	$4,976,000	3,020
Provision for loan and lease losses	$18,000	6,408
Total noninterest income	$390,000	5,190
Gross Fiduciary activities income	$25,000	1,111
Service charges on deposit accounts	$209,000	4,523
Trading account gains and fees	$0	134
Additional Noninterest Income	$156,000	5,039
Total noninterest expense	$1,775,000	5,450
Salaries and employee benefits	$1,247,000	4,564
Premises and equipment expense	$228,000	5,613
Additional noninterest expense	$300,000	7,086
Pre-tax net operating income	$3,573,000	1,775
Securities gains (losses)	$0	3,710
Applicable income taxes	$4,000	6,986
Income before extraordinary items	$3,569,000	1,379
Extraordinary gains, net	$0	26
Net income	$3,569,000	1,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$3,473,000	628
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,569,000	1,329
2004-06-30 (YTD Data)		Rank
Total interest income	$6,239,000	2,244
Total interest expense	$2,921,000	1,360
Net interest income	$3,318,000	3,003
Provision for loan and lease losses	$12,000	6,242
Total noninterest income	$251,000	5,285
Gross Fiduciary activities income	$16,000	1,121
Service charges on deposit accounts	$133,000	4,638
Trading account gains and fees	$0	130
Additional Noninterest Income	$102,000	5,122
Total noninterest expense	$1,162,000	5,536
Salaries and employee benefits	$805,000	4,700
Premises and equipment expense	$155,000	5,567
Additional noninterest expense	$202,000	7,108
Pre-tax net operating income	$2,395,000	1,755
Securities gains (losses)	$0	3,413
Applicable income taxes	$2,000	7,043
Income before extraordinary items	$2,393,000	1,357
Extraordinary gains, net	$0	21
Net income	$2,393,000	1,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$2,561,000	569
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,393,000	1,307
2004-03-31 (YTD Data)		Rank
Total interest income	$3,145,000	2,226
Total interest expense	$1,475,000	1,358
Net interest income	$1,670,000	2,973
Provision for loan and lease losses	$6,000	5,941
Total noninterest income	$124,000	5,242
Gross Fiduciary activities income	$10,000	1,098
Service charges on deposit accounts	$64,000	4,635
Trading account gains and fees	$0	121
Additional Noninterest Income	$50,000	5,122
Total noninterest expense	$580,000	5,558
Salaries and employee benefits	$396,000	4,776
Premises and equipment expense	$77,000	5,626
Additional noninterest expense	$107,000	6,978
Pre-tax net operating income	$1,208,000	1,701
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$1,208,000	1,330
Extraordinary gains, net	$0	16
Net income	$1,208,000	1,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$1,028,000	651
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,208,000	1,266
2003-12-31 (YTD Data)		Rank
Total interest income	$13,566,000	2,097
Total interest expense	$6,208,000	1,432
Net interest income	$7,358,000	2,625
Provision for loan and lease losses	$24,000	6,956
Total noninterest income	$445,000	5,718
Gross Fiduciary activities income	$44,000	1,095
Service charges on deposit accounts	$268,000	4,579
Trading account gains and fees	$0	160
Additional Noninterest Income	$133,000	6,043
Total noninterest expense	$2,364,000	5,420
Salaries and employee benefits	$1,671,000	4,489
Premises and equipment expense	$309,000	5,590
Additional noninterest expense	$384,000	7,260
Pre-tax net operating income	$5,415,000	1,514
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$0	7,459
Income before extraordinary items	$5,417,000	1,183
Extraordinary gains, net	$0	54
Net income	$5,417,000	1,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,760
Cash dividends	$3,873,000	815
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,415,000	1,120
2003-09-30 (YTD Data)		Rank
Total interest income	$10,361,000	2,091
Total interest expense	$4,712,000	1,477
Net interest income	$5,649,000	2,578
Provision for loan and lease losses	$18,000	6,830
Total noninterest income	$343,000	5,717
Gross Fiduciary activities income	$39,000	1,062
Service charges on deposit accounts	$197,000	4,655
Trading account gains and fees	$0	153
Additional Noninterest Income	$107,000	5,950
Total noninterest expense	$1,652,000	5,651
Salaries and employee benefits	$1,145,000	4,783
Premises and equipment expense	$221,000	5,697
Additional noninterest expense	$286,000	7,264
Pre-tax net operating income	$4,322,000	1,477
Securities gains (losses)	$2,000	3,872
Applicable income taxes	$0	7,524
Income before extraordinary items	$4,324,000	1,157
Extraordinary gains, net	$0	40
Net income	$4,324,000	1,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,722
Cash dividends	$3,873,000	593
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,322,000	1,091
2003-06-30 (YTD Data)		Rank
Total interest income	$7,101,000	2,051
Total interest expense	$3,191,000	1,506
Net interest income	$3,910,000	2,484
Provision for loan and lease losses	$12,000	6,682
Total noninterest income	$228,000	5,693
Gross Fiduciary activities income	$29,000	1,057
Service charges on deposit accounts	$129,000	4,672
Trading account gains and fees	$0	150
Additional Noninterest Income	$70,000	5,983
Total noninterest expense	$1,101,000	5,648
Salaries and employee benefits	$758,000	4,813
Premises and equipment expense	$150,000	5,648
Additional noninterest expense	$193,000	7,236
Pre-tax net operating income	$3,025,000	1,413
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$3,025,000	1,109
Extraordinary gains, net	$0	30
Net income	$3,025,000	1,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,820
Cash dividends	$2,937,000	537
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,025,000	1,024
2003-03-31 (YTD Data)		Rank
Total interest income	$3,566,000	2,061
Total interest expense	$1,626,000	1,524
Net interest income	$1,940,000	2,501
Provision for loan and lease losses	$6,000	6,408
Total noninterest income	$121,000	5,446
Gross Fiduciary activities income	$23,000	994
Service charges on deposit accounts	$65,000	4,539
Trading account gains and fees	$0	134
Additional Noninterest Income	$33,000	6,044
Total noninterest expense	$547,000	5,661
Salaries and employee benefits	$376,000	4,846
Premises and equipment expense	$75,000	5,636
Additional noninterest expense	$96,000	7,250
Pre-tax net operating income	$1,508,000	1,426
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$1,508,000	1,105
Extraordinary gains, net	$0	21
Net income	$1,508,000	1,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,934
Cash dividends	$1,145,000	617
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,508,000	1,025
2002-12-31 (YTD Data)		Rank
Total interest income	$15,008,000	2,050
Total interest expense	$7,377,000	1,535
Net interest income	$7,631,000	2,509
Provision for loan and lease losses	$24,000	7,371
Total noninterest income	$387,000	5,855
Gross Fiduciary activities income	$49,000	1,113
Service charges on deposit accounts	$237,000	4,824
Trading account gains and fees	$0	153
Additional Noninterest Income	$101,000	6,421
Total noninterest expense	$2,286,000	5,400
Salaries and employee benefits	$1,572,000	4,511
Premises and equipment expense	$322,000	5,336
Additional noninterest expense	$392,000	7,209
Pre-tax net operating income	$5,708,000	1,459
Securities gains (losses)	$0	4,537
Applicable income taxes	$27,000	6,900
Income before extraordinary items	$5,681,000	1,104
Extraordinary gains, net	$0	70
Net income	$5,681,000	1,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,566
Cash dividends	$4,322,000	699
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,681,000	1,063
2001-12-31 (YTD Data)		Rank
Total interest income	$16,468,000	2,082
Total interest expense	$9,771,000	1,663
Net interest income	$6,697,000	2,667
Provision for loan and lease losses	$24,000	7,420
Total noninterest income	$359,000	5,953
Gross Fiduciary activities income	$58,000	1,109
Service charges on deposit accounts	$228,000	4,852
Trading account gains and fees	$0	177
Additional Noninterest Income	$73,000	7,044
Total noninterest expense	$2,153,000	5,466
Salaries and employee benefits	$1,496,000	4,522
Premises and equipment expense	$271,000	5,849
Additional noninterest expense	$386,000	7,261
Pre-tax net operating income	$4,879,000	1,477
Securities gains (losses)	$0	4,612
Applicable income taxes	$23,000	7,236
Income before extraordinary items	$4,856,000	1,122
Extraordinary gains, net	$0	105
Net income	$4,856,000	1,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	8,788
Cash dividends	$3,987,000	746
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,856,000	1,086
2000-12-31 (YTD Data)		Rank
Total interest income	$13,751,000	2,536
Total interest expense	$8,233,000	2,092
Net interest income	$5,518,000	3,189
Provision for loan and lease losses	$25,000	7,386
Total noninterest income	$344,000	5,931
Gross Fiduciary activities income	$47,000	1,059
Service charges on deposit accounts	$201,000	5,079
Trading account gains and fees	$0	180
Additional Noninterest Income	$96,000	6,526
Total noninterest expense	$1,841,000	5,981
Salaries and employee benefits	$1,225,000	5,128
Premises and equipment expense	$219,000	6,471
Additional noninterest expense	$397,000	7,171
Pre-tax net operating income	$3,996,000	1,827
Securities gains (losses)	$0	1,956
Applicable income taxes	$-6,000	9,303
Income before extraordinary items	$4,002,000	1,316
Extraordinary gains, net	$0	38
Net income	$4,002,000	1,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,122
Cash dividends	$2,461,000	1,142
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$4,002,000	1,302
1999-12-31 (YTD Data)		Rank
Total interest income	$10,186,000	3,176
Total interest expense	$5,644,000	2,607
Net interest income	$4,542,000	3,751
Provision for loan and lease losses	$24,000	7,475
Total noninterest income	$365,000	5,876
Gross Fiduciary activities income	$52,000	1,095
Service charges on deposit accounts	$172,000	5,507
Trading account gains and fees	$0	173
Additional Noninterest Income	$141,000	5,751
Total noninterest expense	$1,471,000	6,850
Salaries and employee benefits	$1,041,000	5,726
Premises and equipment expense	$171,000	7,309
Additional noninterest expense	$259,000	8,475
Pre-tax net operating income	$3,412,000	2,158
Securities gains (losses)	$0	3,155
Applicable income taxes	$16,000	8,309
Income before extraordinary items	$3,396,000	1,572
Extraordinary gains, net	$0	35
Net income	$3,396,000	1,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,395
Cash dividends	$2,796,000	1,035
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,396,000	1,542
1998-12-31 (YTD Data)		Rank
Total interest income	$9,687,000	3,328
Total interest expense	$5,247,000	2,862
Net interest income	$4,440,000	3,771
Provision for loan and lease losses	$24,000	7,567
Total noninterest income	$307,000	6,406
Gross Fiduciary activities income	$38,000	1,151
Service charges on deposit accounts	$158,000	5,783
Trading account gains and fees	$0	224
Additional Noninterest Income	$111,000	6,381
Total noninterest expense	$1,368,000	7,049
Salaries and employee benefits	$957,000	5,953
Premises and equipment expense	$161,000	7,418
Additional noninterest expense	$250,000	8,607
Pre-tax net operating income	$3,355,000	2,147
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$78,000	7,853
Income before extraordinary items	$3,281,000	1,598
Extraordinary gains, net	$0	32
Net income	$3,281,000	1,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,217
Cash dividends	$2,807,000	1,034
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,277,080	1,545
1997-12-31 (YTD Data)		Rank
Total interest income	$9,072,000	3,559
Total interest expense	$4,748,000	3,132
Net interest income	$4,324,000	3,951
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$342,000	6,236
Gross Fiduciary activities income	$58,000	1,152
Service charges on deposit accounts	$161,000	5,977
Trading account gains and fees	$0	239
Additional Noninterest Income	$123,000	6,211
Total noninterest expense	$1,310,000	7,303
Salaries and employee benefits	$903,000	6,269
Premises and equipment expense	$163,000	7,518
Additional noninterest expense	$244,000	8,915
Pre-tax net operating income	$3,326,000	2,271
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$3,326,000	1,628
Extraordinary gains, net	$0	44
Net income	$3,326,000	1,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	9,725
Cash dividends	$1,872,000	1,386
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,326,000	1,588
1996-12-31 (YTD Data)		Rank
Total interest income	$8,231,000	3,925
Total interest expense	$4,266,000	3,495
Net interest income	$3,965,000	4,357
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$399,000	5,957
Gross Fiduciary activities income	$139,000	1,053
Service charges on deposit accounts	$138,000	6,695
Trading account gains and fees	$0	262
Additional Noninterest Income	$122,000	6,546
Total noninterest expense	$1,219,000	7,934
Salaries and employee benefits	$839,000	6,778
Premises and equipment expense	$161,000	7,804
Additional noninterest expense	$219,000	9,712
Pre-tax net operating income	$3,085,000	2,312
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$947,000	2,475
Income before extraordinary items	$2,140,000	2,297
Extraordinary gains, net	$0	53
Net income	$2,140,000	2,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	10,018
Cash dividends	$226,000	5,167
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,138,620	2,248
1995-12-31 (YTD Data)		Rank
Total interest income	$7,561,000	4,230
Total interest expense	$4,052,000	3,641
Net interest income	$3,509,000	4,866
Provision for loan and lease losses	$66,000	5,523
Total noninterest income	$316,000	6,906
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	6,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	5,418
Total noninterest expense	$1,235,000	8,095
Salaries and employee benefits	$768,000	7,288
Premises and equipment expense	$159,000	8,051
Additional noninterest expense	$308,000	9,168
Pre-tax net operating income	$2,524,000	2,816
Securities gains (losses)	$0	3,831
Applicable income taxes	$723,000	3,152
Income before extraordinary items	$1,801,000	2,742
Extraordinary gains, net	$0	65
Net income	$1,801,000	2,742
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,374
Cash dividends	$218,000	5,275
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,801,000	2,715
1994-12-31 (YTD Data)		Rank
Total interest income	$6,740,000	4,373
Total interest expense	$3,217,000	3,717
Net interest income	$3,523,000	4,919
Provision for loan and lease losses	$68,000	5,388
Total noninterest income	$238,000	8,112
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	8,122
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	6,445
Total noninterest expense	$1,218,000	8,541
Salaries and employee benefits	$705,000	7,839
Premises and equipment expense	$162,000	8,250
Additional noninterest expense	$351,000	9,331
Pre-tax net operating income	$2,475,000	2,859
Securities gains (losses)	$51,000	1,146
Applicable income taxes	$704,000	3,078
Income before extraordinary items	$1,822,000	2,664
Extraordinary gains, net	$0	249
Net income	$1,822,000	2,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,338
Cash dividends	$123,000	6,489
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,785,280	2,727
1993-12-31 (YTD Data)		Rank
Total interest income	$6,607,000	4,552
Total interest expense	$3,094,000	4,012
Net interest income	$3,513,000	4,945
Provision for loan and lease losses	$90,000	6,008
Total noninterest income	$215,000	8,927
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	8,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	7,385
Total noninterest expense	$1,173,000	8,998
Salaries and employee benefits	$680,000	8,139
Premises and equipment expense	$155,000	8,775
Additional noninterest expense	$338,000	9,982
Pre-tax net operating income	$2,465,000	2,739
Securities gains (losses)	$0	7,477
Applicable income taxes	$680,000	3,199
Income before extraordinary items	$1,785,000	2,787
Extraordinary gains, net	$0	3,149
Net income	$1,785,000	2,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	7,509
Cash dividends	$85,000	7,214
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,785,000	2,635
1992-12-31 (YTD Data)		Rank
Total interest income	$6,413,000	5,199
Total interest expense	$3,276,000	4,812
Net interest income	$3,137,000	5,508
Provision for loan and lease losses	$110,000	7,010
Total noninterest income	$237,000	8,727
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	8,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	6,686
Total noninterest expense	$1,086,000	9,583
Salaries and employee benefits	$637,000	8,486
Premises and equipment expense	$157,000	8,918
Additional noninterest expense	$292,000	10,946
Pre-tax net operating income	$2,178,000	2,866
Securities gains (losses)	$0	8,369
Applicable income taxes	$580,000	3,529
Income before extraordinary items	$1,598,000	2,878
Extraordinary gains, net	$0	1,422
Net income	$1,598,000	2,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	10,870
Cash dividends	$186,000	5,265
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,598,000	2,656

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.