Home > Georgia Banking Company > Income and Expense
Georgia Banking Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $107,484,000 | 511 |
| Total interest expense | $38,216,000 | 480 |
| Net interest income | $69,268,000 | 518 |
| Provision for loan and lease losses | $1,689,000 | 606 |
| Total noninterest income | $4,428,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $643,000 | 1,403 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,785,000 | 1,078 |
| Total noninterest expense | $49,947,000 | 572 |
| Salaries and employee benefits | $32,196,000 | 496 |
| Premises and equipment expense | $6,625,000 | 437 |
| Additional noninterest expense | $3,785,000 | 1,078 |
| Pre-tax net operating income | $22,060,000 | 631 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $5,611,000 | 500 |
| Income before extraordinary items | $16,449,000 | 680 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $16,449,000 | 691 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $16,449,000 | 683 |
| Net charge-offs | $160,000 | 1,274 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $16,449,000 | 694 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $78,829,000 | 511 |
| Total interest expense | $26,731,000 | 476 |
| Net interest income | $52,098,000 | 525 |
| Provision for loan and lease losses | $1,263,000 | 578 |
| Total noninterest income | $3,256,000 | 1,287 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $455,000 | 1,453 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,801,000 | 1,081 |
| Total noninterest expense | $36,280,000 | 589 |
| Salaries and employee benefits | $24,176,000 | 493 |
| Premises and equipment expense | $4,323,000 | 490 |
| Additional noninterest expense | $2,801,000 | 1,081 |
| Pre-tax net operating income | $17,811,000 | 614 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $4,631,000 | 482 |
| Income before extraordinary items | $13,180,000 | 654 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $13,180,000 | 658 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $13,180,000 | 654 |
| Net charge-offs | $-25,000 | 4,048 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $13,180,000 | 665 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $51,472,000 | 499 |
| Total interest expense | $16,465,000 | 461 |
| Net interest income | $35,007,000 | 518 |
| Provision for loan and lease losses | $839,000 | 568 |
| Total noninterest income | $1,975,000 | 1,311 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $274,000 | 1,533 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,701,000 | 1,097 |
| Total noninterest expense | $23,840,000 | 586 |
| Salaries and employee benefits | $15,974,000 | 488 |
| Premises and equipment expense | $2,759,000 | 499 |
| Additional noninterest expense | $1,701,000 | 1,096 |
| Pre-tax net operating income | $12,303,000 | 587 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $3,199,000 | 480 |
| Income before extraordinary items | $9,104,000 | 644 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,104,000 | 655 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,104,000 | 644 |
| Net charge-offs | $38,000 | 1,281 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $9,104,000 | 650 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $24,470,000 | 522 |
| Total interest expense | $6,341,000 | 512 |
| Net interest income | $18,129,000 | 514 |
| Provision for loan and lease losses | $418,000 | 566 |
| Total noninterest income | $723,000 | 1,584 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $127,000 | 1,624 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $596,000 | 1,368 |
| Total noninterest expense | $11,629,000 | 606 |
| Salaries and employee benefits | $7,694,000 | 518 |
| Premises and equipment expense | $1,385,000 | 511 |
| Additional noninterest expense | $596,000 | 1,368 |
| Pre-tax net operating income | $6,805,000 | 580 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $1,769,000 | 459 |
| Income before extraordinary items | $5,036,000 | 616 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,036,000 | 615 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $5,036,000 | 615 |
| Net charge-offs | $-9,000 | 4,009 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $5,036,000 | 622 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $60,802,000 | 632 |
| Total interest expense | $9,449,000 | 471 |
| Net interest income | $51,353,000 | 660 |
| Provision for loan and lease losses | $3,212,000 | 378 |
| Total noninterest income | $5,464,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $373,000 | 2,021 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,091,000 | 903 |
| Total noninterest expense | $43,235,000 | 620 |
| Salaries and employee benefits | $29,108,000 | 525 |
| Premises and equipment expense | $4,216,000 | 642 |
| Additional noninterest expense | $5,091,000 | 903 |
| Pre-tax net operating income | $10,370,000 | 1,248 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,624,000 | 906 |
| Income before extraordinary items | $7,746,000 | 1,339 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,746,000 | 1,339 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,746,000 | 1,339 |
| Net charge-offs | $-219,000 | 4,457 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,746,000 | 1,357 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $39,340,000 | 686 |
| Total interest expense | $5,199,000 | 450 |
| Net interest income | $34,141,000 | 718 |
| Provision for loan and lease losses | $2,288,000 | 362 |
| Total noninterest income | $4,230,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $235,000 | 2,219 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,995,000 | 890 |
| Total noninterest expense | $31,486,000 | 629 |
| Salaries and employee benefits | $21,393,000 | 531 |
| Premises and equipment expense | $2,969,000 | 677 |
| Additional noninterest expense | $3,995,000 | 890 |
| Pre-tax net operating income | $4,597,000 | 1,795 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,057,000 | 1,310 |
| Income before extraordinary items | $3,540,000 | 1,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,540,000 | 1,877 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,540,000 | 1,877 |
| Net charge-offs | $-88,000 | 4,258 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,540,000 | 1,911 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $22,680,000 | 743 |
| Total interest expense | $3,139,000 | 378 |
| Net interest income | $19,541,000 | 802 |
| Provision for loan and lease losses | $1,537,000 | 306 |
| Total noninterest income | $2,157,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $134,000 | 2,388 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,023,000 | 1,091 |
| Total noninterest expense | $20,552,000 | 628 |
| Salaries and employee benefits | $14,096,000 | 533 |
| Premises and equipment expense | $1,808,000 | 719 |
| Additional noninterest expense | $4,648,000 | 814 |
| Pre-tax net operating income | $-391,000 | 4,704 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-90,000 | 4,681 |
| Income before extraordinary items | $-301,000 | 4,665 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-301,000 | 4,665 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-301,000 | 4,665 |
| Net charge-offs | $-151,000 | 4,485 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-301,000 | 4,692 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,307,000 | 785 |
| Total interest expense | $1,494,000 | 375 |
| Net interest income | $8,813,000 | 849 |
| Provision for loan and lease losses | $750,000 | 243 |
| Total noninterest income | $1,442,000 | 1,094 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $47,000 | 2,821 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $1,395,000 | 880 |
| Total noninterest expense | $10,343,000 | 634 |
| Salaries and employee benefits | $7,220,000 | 519 |
| Premises and equipment expense | $894,000 | 728 |
| Additional noninterest expense | $2,229,000 | 838 |
| Pre-tax net operating income | $-838,000 | 4,768 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-193,000 | 4,741 |
| Income before extraordinary items | $-645,000 | 4,744 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-645,000 | 4,744 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-645,000 | 4,744 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-645,000 | 4,756 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,109,000 | 1,183 |
| Total interest expense | $5,357,000 | 507 |
| Net interest income | $20,752,000 | 1,317 |
| Provision for loan and lease losses | $8,392,000 | 64 |
| Total noninterest income | $6,317,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $111,000 | 3,336 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $6,206,000 | 931 |
| Total noninterest expense | $32,483,000 | 782 |
| Salaries and employee benefits | $22,692,000 | 642 |
| Premises and equipment expense | $2,213,000 | 1,109 |
| Additional noninterest expense | $7,578,000 | 975 |
| Pre-tax net operating income | $-13,806,000 | 4,843 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-3,024,000 | 4,835 |
| Income before extraordinary items | $-10,782,000 | 4,833 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-10,782,000 | 4,833 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-10,782,000 | 4,833 |
| Net charge-offs | $706,000 | 519 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-10,782,000 | 4,833 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,485,000 | 1,332 |
| Total interest expense | $3,864,000 | 555 |
| Net interest income | $13,621,000 | 1,506 |
| Provision for loan and lease losses | $4,943,000 | 75 |
| Total noninterest income | $5,376,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $71,000 | 3,538 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $5,305,000 | 868 |
| Total noninterest expense | $23,229,000 | 830 |
| Salaries and employee benefits | $16,477,000 | 662 |
| Premises and equipment expense | $1,432,000 | 1,275 |
| Additional noninterest expense | $5,320,000 | 1,024 |
| Pre-tax net operating income | $-9,175,000 | 4,917 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-2,006,000 | 4,909 |
| Income before extraordinary items | $-7,169,000 | 4,907 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-7,169,000 | 4,907 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-7,169,000 | 4,907 |
| Net charge-offs | $709,000 | 405 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $60,000,000 | 12 |
| Net operating income | $-7,169,000 | 4,907 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,153,000 | 1,366 |
| Total interest expense | $2,472,000 | 596 |
| Net interest income | $8,681,000 | 1,539 |
| Provision for loan and lease losses | $3,292,000 | 78 |
| Total noninterest income | $4,107,000 | 986 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $51,000 | 3,424 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $4,056,000 | 802 |
| Total noninterest expense | $15,003,000 | 845 |
| Salaries and employee benefits | $10,383,000 | 708 |
| Premises and equipment expense | $924,000 | 1,310 |
| Additional noninterest expense | $3,696,000 | 988 |
| Pre-tax net operating income | $-5,507,000 | 4,953 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-1,200,000 | 4,944 |
| Income before extraordinary items | $-4,307,000 | 4,944 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-4,307,000 | 4,944 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-4,307,000 | 4,944 |
| Net charge-offs | $709,000 | 326 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $60,000,000 | 9 |
| Net operating income | $-4,307,000 | 4,944 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 1,328 |
| Total interest expense | $1,261,000 | 617 |
| Net interest income | $4,561,000 | 1,474 |
| Provision for loan and lease losses | $2,863,000 | 60 |
| Total noninterest income | $2,655,000 | 815 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $25,000 | 3,441 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $2,630,000 | 671 |
| Total noninterest expense | $7,349,000 | 853 |
| Salaries and employee benefits | $4,879,000 | 752 |
| Premises and equipment expense | $312,000 | 1,791 |
| Additional noninterest expense | $2,158,000 | 847 |
| Pre-tax net operating income | $-2,996,000 | 4,979 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-648,000 | 4,968 |
| Income before extraordinary items | $-2,348,000 | 4,970 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-2,348,000 | 4,970 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-2,348,000 | 4,970 |
| Net charge-offs | $709,000 | 216 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $60,000,000 | 7 |
| Net operating income | $-2,348,000 | 4,970 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $25,487,000 | 1,214 |
| Total interest expense | $6,846,000 | 696 |
| Net interest income | $18,641,000 | 1,372 |
| Provision for loan and lease losses | $220,000 | 2,956 |
| Total noninterest income | $6,438,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $127,000 | 3,301 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $6,311,000 | 876 |
| Total noninterest expense | $18,454,000 | 1,179 |
| Salaries and employee benefits | $12,103,000 | 1,071 |
| Premises and equipment expense | $992,000 | 2,043 |
| Additional noninterest expense | $5,359,000 | 1,203 |
| Pre-tax net operating income | $6,405,000 | 1,479 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,188,000 | 1,306 |
| Income before extraordinary items | $5,217,000 | 1,581 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,217,000 | 1,581 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,217,000 | 1,581 |
| Net charge-offs | $184,000 | 1,600 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 149 |
| Net operating income | $5,217,000 | 1,543 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $18,604,000 | 1,242 |
| Total interest expense | $5,381,000 | 712 |
| Net interest income | $13,223,000 | 1,427 |
| Provision for loan and lease losses | $104,000 | 3,267 |
| Total noninterest income | $4,763,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $92,000 | 3,353 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $4,671,000 | 846 |
| Total noninterest expense | $13,029,000 | 1,219 |
| Salaries and employee benefits | $8,327,000 | 1,136 |
| Premises and equipment expense | $736,000 | 2,053 |
| Additional noninterest expense | $3,966,000 | 1,192 |
| Pre-tax net operating income | $4,853,000 | 1,432 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,116,000 | 1,102 |
| Income before extraordinary items | $3,737,000 | 1,600 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,737,000 | 1,601 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,737,000 | 1,601 |
| Net charge-offs | $-128,000 | 4,858 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 117 |
| Net operating income | $3,737,000 | 1,556 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,709,000 | 1,315 |
| Total interest expense | $3,754,000 | 749 |
| Net interest income | $7,955,000 | 1,557 |
| Provision for loan and lease losses | $59,000 | 3,383 |
| Total noninterest income | $3,069,000 | 1,025 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $68,000 | 3,258 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,001,000 | 816 |
| Total noninterest expense | $8,447,000 | 1,247 |
| Salaries and employee benefits | $5,360,000 | 1,162 |
| Premises and equipment expense | $490,000 | 2,050 |
| Additional noninterest expense | $2,597,000 | 1,207 |
| Pre-tax net operating income | $2,518,000 | 1,687 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $579,000 | 1,229 |
| Income before extraordinary items | $1,939,000 | 1,889 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,939,000 | 1,889 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,939,000 | 1,890 |
| Net charge-offs | $-138,000 | 4,938 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,939,000 | 1,849 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 1,367 |
| Total interest expense | $1,995,000 | 793 |
| Net interest income | $3,602,000 | 1,663 |
| Provision for loan and lease losses | $14,000 | 3,333 |
| Total noninterest income | $1,266,000 | 1,098 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $40,000 | 3,330 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $1,226,000 | 846 |
| Total noninterest expense | $4,224,000 | 1,255 |
| Salaries and employee benefits | $2,687,000 | 1,164 |
| Premises and equipment expense | $274,000 | 1,921 |
| Additional noninterest expense | $1,263,000 | 1,260 |
| Pre-tax net operating income | $630,000 | 2,488 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $145,000 | 1,659 |
| Income before extraordinary items | $485,000 | 2,666 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $485,000 | 2,665 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $485,000 | 2,667 |
| Net charge-offs | $-98,000 | 4,967 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $485,000 | 2,655 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,512,000 | 1,327 |
| Total interest expense | $9,002,000 | 749 |
| Net interest income | $14,510,000 | 1,648 |
| Provision for loan and lease losses | $977,000 | 920 |
| Total noninterest income | $7,030,000 | 899 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $203,000 | 3,142 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $6,827,000 | 677 |
| Total noninterest expense | $17,385,000 | 1,205 |
| Salaries and employee benefits | $11,405,000 | 1,089 |
| Premises and equipment expense | $1,085,000 | 1,926 |
| Additional noninterest expense | $4,895,000 | 1,275 |
| Pre-tax net operating income | $3,178,000 | 2,372 |
| Securities gains (losses) | $19,000 | 1,672 |
| Applicable income taxes | $726,000 | 1,677 |
| Income before extraordinary items | $2,471,000 | 2,583 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,471,000 | 2,584 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,471,000 | 2,585 |
| Net charge-offs | $1,054,000 | 638 |
| Cash dividends | $2,600,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,455,990 | 2,565 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,228,000 | 1,361 |
| Total interest expense | $6,538,000 | 776 |
| Net interest income | $10,690,000 | 1,694 |
| Provision for loan and lease losses | $169,000 | 2,158 |
| Total noninterest income | $5,052,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $151,000 | 3,187 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $4,901,000 | 693 |
| Total noninterest expense | $12,874,000 | 1,224 |
| Salaries and employee benefits | $8,671,000 | 1,076 |
| Premises and equipment expense | $871,000 | 1,855 |
| Additional noninterest expense | $3,332,000 | 1,387 |
| Pre-tax net operating income | $2,699,000 | 2,256 |
| Securities gains (losses) | $19,000 | 1,451 |
| Applicable income taxes | $625,000 | 1,628 |
| Income before extraordinary items | $2,093,000 | 2,459 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,093,000 | 2,460 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,093,000 | 2,460 |
| Net charge-offs | $342,000 | 955 |
| Cash dividends | $2,600,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,077,990 | 2,439 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,527,000 | 1,466 |
| Total interest expense | $3,880,000 | 843 |
| Net interest income | $6,647,000 | 1,814 |
| Provision for loan and lease losses | $67,000 | 2,508 |
| Total noninterest income | $2,941,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $101,000 | 3,178 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,840,000 | 732 |
| Total noninterest expense | $8,389,000 | 1,249 |
| Salaries and employee benefits | $5,496,000 | 1,117 |
| Premises and equipment expense | $559,000 | 1,906 |
| Additional noninterest expense | $2,334,000 | 1,341 |
| Pre-tax net operating income | $1,132,000 | 2,922 |
| Securities gains (losses) | $19,000 | 1,054 |
| Applicable income taxes | $265,000 | 1,969 |
| Income before extraordinary items | $886,000 | 3,116 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $886,000 | 3,114 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $886,000 | 3,114 |
| Net charge-offs | $289,000 | 806 |
| Cash dividends | $2,600,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $870,990 | 3,111 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 1,644 |
| Total interest expense | $1,551,000 | 991 |
| Net interest income | $3,055,000 | 1,933 |
| Provision for loan and lease losses | $37,000 | 2,316 |
| Total noninterest income | $1,137,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $47,000 | 3,275 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,090,000 | 845 |
| Total noninterest expense | $3,987,000 | 1,300 |
| Salaries and employee benefits | $2,620,000 | 1,169 |
| Premises and equipment expense | $259,000 | 2,033 |
| Additional noninterest expense | $1,108,000 | 1,393 |
| Pre-tax net operating income | $168,000 | 4,351 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $38,000 | 2,821 |
| Income before extraordinary items | $130,000 | 4,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $130,000 | 4,452 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $130,000 | 4,452 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $2,600,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $130,000 | 4,444 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $22,488,000 | 1,303 |
| Total interest expense | $6,380,000 | 762 |
| Net interest income | $16,108,000 | 1,494 |
| Provision for loan and lease losses | $352,000 | 1,798 |
| Total noninterest income | $9,114,000 | 730 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $86,000 | 4,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,028,000 | 538 |
| Total noninterest expense | $18,075,000 | 1,153 |
| Salaries and employee benefits | $11,820,000 | 1,016 |
| Premises and equipment expense | $1,251,000 | 1,757 |
| Additional noninterest expense | $5,004,000 | 1,236 |
| Pre-tax net operating income | $6,795,000 | 1,384 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,552,000 | 1,025 |
| Income before extraordinary items | $5,243,000 | 1,528 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,243,000 | 1,526 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,243,000 | 1,527 |
| Net charge-offs | $610,000 | 838 |
| Cash dividends | $1,300,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,243,000 | 1,517 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,346,000 | 1,259 |
| Total interest expense | $4,853,000 | 713 |
| Net interest income | $12,493,000 | 1,445 |
| Provision for loan and lease losses | $365,000 | 1,406 |
| Total noninterest income | $7,053,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $47,000 | 4,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,006,000 | 530 |
| Total noninterest expense | $13,756,000 | 1,138 |
| Salaries and employee benefits | $8,852,000 | 1,028 |
| Premises and equipment expense | $988,000 | 1,698 |
| Additional noninterest expense | $3,916,000 | 1,205 |
| Pre-tax net operating income | $5,425,000 | 1,330 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,234,000 | 1,019 |
| Income before extraordinary items | $4,191,000 | 1,451 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,191,000 | 1,450 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,191,000 | 1,450 |
| Net charge-offs | $288,000 | 1,023 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,191,000 | 1,436 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,510,000 | 1,246 |
| Total interest expense | $3,128,000 | 691 |
| Net interest income | $8,382,000 | 1,440 |
| Provision for loan and lease losses | $195,000 | 1,559 |
| Total noninterest income | $5,387,000 | 648 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $20,000 | 4,951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,367,000 | 489 |
| Total noninterest expense | $9,249,000 | 1,128 |
| Salaries and employee benefits | $5,976,000 | 1,023 |
| Premises and equipment expense | $664,000 | 1,705 |
| Additional noninterest expense | $2,609,000 | 1,202 |
| Pre-tax net operating income | $4,325,000 | 1,147 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,091,000 | 831 |
| Income before extraordinary items | $3,234,000 | 1,284 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,234,000 | 1,282 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,234,000 | 1,283 |
| Net charge-offs | $265,000 | 792 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,234,000 | 1,272 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 1,300 |
| Total interest expense | $1,416,000 | 716 |
| Net interest income | $4,036,000 | 1,487 |
| Provision for loan and lease losses | $186,000 | 1,003 |
| Total noninterest income | $2,637,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $12,000 | 4,894 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,625,000 | 475 |
| Total noninterest expense | $4,278,000 | 1,205 |
| Salaries and employee benefits | $2,845,000 | 1,070 |
| Premises and equipment expense | $324,000 | 1,747 |
| Additional noninterest expense | $1,109,000 | 1,371 |
| Pre-tax net operating income | $2,209,000 | 1,109 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $554,000 | 799 |
| Income before extraordinary items | $1,655,000 | 1,227 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,655,000 | 1,227 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,655,000 | 1,227 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,655,000 | 1,215 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,528,000 | 1,372 |
| Total interest expense | $4,504,000 | 760 |
| Net interest income | $15,024,000 | 1,555 |
| Provision for loan and lease losses | $617,000 | 1,260 |
| Total noninterest income | $7,806,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $47,000 | 5,000 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $7,759,000 | 618 |
| Total noninterest expense | $17,571,000 | 1,172 |
| Salaries and employee benefits | $12,071,000 | 995 |
| Premises and equipment expense | $1,077,000 | 2,004 |
| Additional noninterest expense | $4,423,000 | 1,386 |
| Pre-tax net operating income | $4,642,000 | 1,820 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,129,000 | 1,229 |
| Income before extraordinary items | $2,513,000 | 2,324 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,513,000 | 2,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,513,000 | 2,324 |
| Net charge-offs | $93,000 | 2,505 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 153 |
| Net operating income | $2,513,000 | 2,297 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 1,466 |
| Total interest expense | $3,095,000 | 801 |
| Net interest income | $10,559,000 | 1,664 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $5,830,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $33,000 | 5,094 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,797,000 | 624 |
| Total noninterest expense | $12,674,000 | 1,210 |
| Salaries and employee benefits | $8,676,000 | 1,034 |
| Premises and equipment expense | $780,000 | 2,052 |
| Additional noninterest expense | $3,218,000 | 1,412 |
| Pre-tax net operating income | $3,415,000 | 1,872 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,239,000 | 1,275 |
| Income before extraordinary items | $2,176,000 | 2,253 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,176,000 | 2,253 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,176,000 | 2,254 |
| Net charge-offs | $94,000 | 1,996 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 120 |
| Net operating income | $2,176,000 | 2,228 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,293,000 | 1,590 |
| Total interest expense | $1,812,000 | 873 |
| Net interest income | $6,481,000 | 1,772 |
| Provision for loan and lease losses | $91,000 | 2,307 |
| Total noninterest income | $3,302,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $21,000 | 5,154 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $3,281,000 | 695 |
| Total noninterest expense | $8,150,000 | 1,247 |
| Salaries and employee benefits | $5,456,000 | 1,100 |
| Premises and equipment expense | $526,000 | 2,036 |
| Additional noninterest expense | $2,168,000 | 1,402 |
| Pre-tax net operating income | $1,542,000 | 2,446 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $555,000 | 1,602 |
| Income before extraordinary items | $987,000 | 2,844 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $987,000 | 2,844 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $987,000 | 2,844 |
| Net charge-offs | $-30,000 | 5,135 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 90 |
| Net operating income | $987,000 | 2,827 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 1,715 |
| Total interest expense | $825,000 | 925 |
| Net interest income | $2,963,000 | 1,921 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $1,570,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $9,000 | 5,277 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,561,000 | 702 |
| Total noninterest expense | $3,945,000 | 1,287 |
| Salaries and employee benefits | $2,634,000 | 1,137 |
| Premises and equipment expense | $265,000 | 2,055 |
| Additional noninterest expense | $1,046,000 | 1,441 |
| Pre-tax net operating income | $578,000 | 2,859 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $208,000 | 1,828 |
| Income before extraordinary items | $370,000 | 3,268 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $370,000 | 3,266 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $370,000 | 3,268 |
| Net charge-offs | $-28,000 | 5,364 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $370,000 | 3,245 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,140,000 | 1,480 |
| Total interest expense | $3,414,000 | 859 |
| Net interest income | $13,726,000 | 1,629 |
| Provision for loan and lease losses | $219,000 | 2,341 |
| Total noninterest income | $7,948,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $26,000 | 5,490 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $7,922,000 | 606 |
| Total noninterest expense | $15,738,000 | 1,275 |
| Salaries and employee benefits | $10,414,000 | 1,116 |
| Premises and equipment expense | $1,048,000 | 2,066 |
| Additional noninterest expense | $4,276,000 | 1,435 |
| Pre-tax net operating income | $5,717,000 | 1,454 |
| Securities gains (losses) | $50,000 | 1,842 |
| Applicable income taxes | $2,048,000 | 1,030 |
| Income before extraordinary items | $3,719,000 | 1,751 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,719,000 | 1,750 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,719,000 | 1,750 |
| Net charge-offs | $-19,000 | 5,105 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 312 |
| Net operating income | $3,687,000 | 1,729 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,534,000 | 1,517 |
| Total interest expense | $2,408,000 | 905 |
| Net interest income | $10,126,000 | 1,660 |
| Provision for loan and lease losses | $222,000 | 1,963 |
| Total noninterest income | $5,826,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $18,000 | 5,585 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,808,000 | 614 |
| Total noninterest expense | $11,512,000 | 1,305 |
| Salaries and employee benefits | $7,432,000 | 1,154 |
| Premises and equipment expense | $768,000 | 2,121 |
| Additional noninterest expense | $3,312,000 | 1,402 |
| Pre-tax net operating income | $4,218,000 | 1,489 |
| Securities gains (losses) | $50,000 | 1,770 |
| Applicable income taxes | $1,354,000 | 1,164 |
| Income before extraordinary items | $2,914,000 | 1,730 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,914,000 | 1,730 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,914,000 | 1,730 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 245 |
| Net operating income | $2,880,000 | 1,692 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 1,641 |
| Total interest expense | $1,503,000 | 959 |
| Net interest income | $6,246,000 | 1,800 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $3,638,000 | 871 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $13,000 | 5,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,625,000 | 636 |
| Total noninterest expense | $7,531,000 | 1,327 |
| Salaries and employee benefits | $4,792,000 | 1,194 |
| Premises and equipment expense | $492,000 | 2,179 |
| Additional noninterest expense | $2,247,000 | 1,381 |
| Pre-tax net operating income | $2,263,000 | 1,770 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $764,000 | 1,283 |
| Income before extraordinary items | $1,549,000 | 2,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,549,000 | 2,068 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,549,000 | 2,068 |
| Net charge-offs | $-61,000 | 5,561 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 193 |
| Net operating income | $1,515,500 | 2,036 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 1,813 |
| Total interest expense | $674,000 | 1,061 |
| Net interest income | $2,835,000 | 1,969 |
| Provision for loan and lease losses | $93,000 | 1,578 |
| Total noninterest income | $1,794,000 | 855 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,788,000 | 623 |
| Total noninterest expense | $3,583,000 | 1,376 |
| Salaries and employee benefits | $2,318,000 | 1,228 |
| Premises and equipment expense | $245,000 | 2,196 |
| Additional noninterest expense | $1,020,000 | 1,494 |
| Pre-tax net operating income | $953,000 | 1,991 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $315,000 | 1,426 |
| Income before extraordinary items | $638,000 | 2,349 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $638,000 | 2,349 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $638,000 | 2,349 |
| Net charge-offs | $-58,000 | 5,764 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $638,000 | 2,296 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,215,000 | 2,000 |
| Total interest expense | $2,256,000 | 1,225 |
| Net interest income | $9,959,000 | 2,147 |
| Provision for loan and lease losses | $143,000 | 2,689 |
| Total noninterest income | $7,821,000 | 813 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,799,000 | 599 |
| Total noninterest expense | $14,375,000 | 1,361 |
| Salaries and employee benefits | $9,174,000 | 1,220 |
| Premises and equipment expense | $864,000 | 2,412 |
| Additional noninterest expense | $4,337,000 | 1,422 |
| Pre-tax net operating income | $3,262,000 | 2,185 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $871,000 | 1,720 |
| Income before extraordinary items | $2,402,000 | 2,403 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,402,000 | 2,405 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,402,000 | 2,405 |
| Net charge-offs | $-16,000 | 5,291 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,393,970 | 2,370 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 2,044 |
| Total interest expense | $1,643,000 | 1,278 |
| Net interest income | $7,355,000 | 2,193 |
| Provision for loan and lease losses | $168,000 | 2,167 |
| Total noninterest income | $6,170,000 | 795 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $17,000 | 5,862 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,153,000 | 584 |
| Total noninterest expense | $10,936,000 | 1,350 |
| Salaries and employee benefits | $6,942,000 | 1,214 |
| Premises and equipment expense | $651,000 | 2,436 |
| Additional noninterest expense | $3,343,000 | 1,404 |
| Pre-tax net operating income | $2,421,000 | 2,239 |
| Securities gains (losses) | $11,000 | 2,316 |
| Applicable income taxes | $602,000 | 1,839 |
| Income before extraordinary items | $1,830,000 | 2,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,830,000 | 2,413 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,830,000 | 2,413 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,821,750 | 2,386 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 2,140 |
| Total interest expense | $1,059,000 | 1,329 |
| Net interest income | $4,623,000 | 2,320 |
| Provision for loan and lease losses | $87,000 | 2,419 |
| Total noninterest income | $4,394,000 | 757 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $11,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,383,000 | 561 |
| Total noninterest expense | $7,424,000 | 1,330 |
| Salaries and employee benefits | $4,755,000 | 1,186 |
| Premises and equipment expense | $430,000 | 2,456 |
| Additional noninterest expense | $2,239,000 | 1,404 |
| Pre-tax net operating income | $1,506,000 | 2,336 |
| Securities gains (losses) | $11,000 | 1,976 |
| Applicable income taxes | $309,000 | 2,107 |
| Income before extraordinary items | $1,208,000 | 2,429 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,208,000 | 2,431 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,208,000 | 2,431 |
| Net charge-offs | $-58,000 | 5,783 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,199,200 | 2,379 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 2,452 |
| Total interest expense | $469,000 | 1,478 |
| Net interest income | $1,952,000 | 2,664 |
| Provision for loan and lease losses | $22,000 | 2,788 |
| Total noninterest income | $2,250,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,244,000 | 527 |
| Total noninterest expense | $3,309,000 | 1,474 |
| Salaries and employee benefits | $2,042,000 | 1,355 |
| Premises and equipment expense | $208,000 | 2,569 |
| Additional noninterest expense | $1,059,000 | 1,454 |
| Pre-tax net operating income | $871,000 | 2,074 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $286,000 | 1,494 |
| Income before extraordinary items | $596,000 | 2,400 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $596,000 | 2,402 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $596,000 | 2,402 |
| Net charge-offs | $-29,000 | 5,805 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $588,520 | 2,359 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,652,000 | 2,967 |
| Total interest expense | $1,588,000 | 1,811 |
| Net interest income | $6,064,000 | 3,220 |
| Provision for loan and lease losses | $-116,000 | 6,057 |
| Total noninterest income | $4,740,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $21,000 | 6,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,719,000 | 790 |
| Total noninterest expense | $10,821,000 | 1,764 |
| Salaries and employee benefits | $6,767,000 | 1,548 |
| Premises and equipment expense | $795,000 | 2,680 |
| Additional noninterest expense | $3,259,000 | 1,892 |
| Pre-tax net operating income | $99,000 | 5,884 |
| Securities gains (losses) | $74,000 | 1,465 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $169,000 | 5,736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $169,000 | 5,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $169,000 | 5,737 |
| Net charge-offs | $-80,000 | 6,099 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $96,480 | 5,863 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 3,083 |
| Total interest expense | $1,166,000 | 1,869 |
| Net interest income | $4,360,000 | 3,350 |
| Provision for loan and lease losses | $-223,000 | 6,288 |
| Total noninterest income | $3,291,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $16,000 | 6,192 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,275,000 | 836 |
| Total noninterest expense | $8,001,000 | 1,787 |
| Salaries and employee benefits | $4,968,000 | 1,568 |
| Premises and equipment expense | $593,000 | 2,710 |
| Additional noninterest expense | $2,440,000 | 1,886 |
| Pre-tax net operating income | $-127,000 | 6,276 |
| Securities gains (losses) | $74,000 | 1,200 |
| Applicable income taxes | $-40,000 | 6,362 |
| Income before extraordinary items | $-13,000 | 6,178 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-13,000 | 6,177 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-13,000 | 6,178 |
| Net charge-offs | $-77,000 | 6,153 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-60,360 | 6,220 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 3,338 |
| Total interest expense | $747,000 | 1,949 |
| Net interest income | $2,584,000 | 3,600 |
| Provision for loan and lease losses | $-78,000 | 6,316 |
| Total noninterest income | $1,811,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $11,000 | 6,231 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,800,000 | 972 |
| Total noninterest expense | $5,105,000 | 1,855 |
| Salaries and employee benefits | $3,118,000 | 1,650 |
| Premises and equipment expense | $385,000 | 2,785 |
| Additional noninterest expense | $1,602,000 | 1,907 |
| Pre-tax net operating income | $-632,000 | 6,534 |
| Securities gains (losses) | $51,000 | 1,152 |
| Applicable income taxes | $-210,000 | 6,559 |
| Income before extraordinary items | $-371,000 | 6,474 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-371,000 | 6,475 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-371,000 | 6,475 |
| Net charge-offs | $119,000 | 2,029 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-403,640 | 6,488 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 3,471 |
| Total interest expense | $368,000 | 2,002 |
| Net interest income | $1,203,000 | 3,786 |
| Provision for loan and lease losses | $-82,000 | 6,503 |
| Total noninterest income | $732,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $727,000 | 1,094 |
| Total noninterest expense | $2,430,000 | 1,956 |
| Salaries and employee benefits | $1,525,000 | 1,705 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $727,000 | 2,074 |
| Pre-tax net operating income | $-413,000 | 6,611 |
| Securities gains (losses) | $51,000 | 638 |
| Applicable income taxes | $-123,000 | 6,638 |
| Income before extraordinary items | $-239,000 | 6,558 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-239,000 | 6,558 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-239,000 | 6,558 |
| Net charge-offs | $-51,000 | 6,320 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-272,660 | 6,570 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,562,000 | 2,522 |
| Total interest expense | $1,923,000 | 1,768 |
| Net interest income | $7,639,000 | 2,725 |
| Provision for loan and lease losses | $-272,000 | 6,499 |
| Total noninterest income | $6,075,000 | 984 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $21,000 | 6,410 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,054,000 | 700 |
| Total noninterest expense | $11,603,000 | 1,661 |
| Salaries and employee benefits | $6,800,000 | 1,524 |
| Premises and equipment expense | $795,000 | 2,719 |
| Additional noninterest expense | $4,008,000 | 1,619 |
| Pre-tax net operating income | $2,383,000 | 2,542 |
| Securities gains (losses) | $41,000 | 1,942 |
| Applicable income taxes | $381,000 | 2,411 |
| Income before extraordinary items | $2,043,000 | 2,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,043,000 | 2,565 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,043,000 | 2,565 |
| Net charge-offs | $173,000 | 3,180 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,008,560 | 2,535 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,646,000 | 2,395 |
| Total interest expense | $1,522,000 | 1,725 |
| Net interest income | $6,124,000 | 2,567 |
| Provision for loan and lease losses | $-42,000 | 6,501 |
| Total noninterest income | $4,975,000 | 936 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $16,000 | 6,471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,959,000 | 672 |
| Total noninterest expense | $8,896,000 | 1,626 |
| Salaries and employee benefits | $5,291,000 | 1,477 |
| Premises and equipment expense | $617,000 | 2,669 |
| Additional noninterest expense | $2,988,000 | 1,620 |
| Pre-tax net operating income | $2,245,000 | 2,232 |
| Securities gains (losses) | $41,000 | 1,802 |
| Applicable income taxes | $718,000 | 1,551 |
| Income before extraordinary items | $1,568,000 | 2,580 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,568,000 | 2,584 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,568,000 | 2,584 |
| Net charge-offs | $74,000 | 3,547 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,539,710 | 2,523 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 2,190 |
| Total interest expense | $1,081,000 | 1,653 |
| Net interest income | $4,549,000 | 2,291 |
| Provision for loan and lease losses | $-42,000 | 6,630 |
| Total noninterest income | $3,826,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $10,000 | 6,516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,816,000 | 606 |
| Total noninterest expense | $6,303,000 | 1,534 |
| Salaries and employee benefits | $3,578,000 | 1,462 |
| Premises and equipment expense | $415,000 | 2,662 |
| Additional noninterest expense | $2,310,000 | 1,419 |
| Pre-tax net operating income | $2,114,000 | 1,646 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $761,000 | 1,130 |
| Income before extraordinary items | $1,353,000 | 2,108 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,353,000 | 2,116 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,353,000 | 2,114 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,353,000 | 2,019 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 2,027 |
| Total interest expense | $562,000 | 1,645 |
| Net interest income | $2,530,000 | 2,078 |
| Provision for loan and lease losses | $-36,000 | 6,788 |
| Total noninterest income | $1,912,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,907,000 | 603 |
| Total noninterest expense | $3,143,000 | 1,550 |
| Salaries and employee benefits | $1,775,000 | 1,495 |
| Premises and equipment expense | $190,000 | 2,859 |
| Additional noninterest expense | $1,178,000 | 1,385 |
| Pre-tax net operating income | $1,335,000 | 1,349 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $480,000 | 955 |
| Income before extraordinary items | $855,000 | 1,684 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $855,000 | 1,685 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $855,000 | 1,686 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $855,000 | 1,628 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,005,000 | 1,885 |
| Total interest expense | $2,498,000 | 1,748 |
| Net interest income | $11,507,000 | 1,905 |
| Provision for loan and lease losses | $2,200,000 | 992 |
| Total noninterest income | $8,252,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $30,000 | 6,528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,222,000 | 568 |
| Total noninterest expense | $13,007,000 | 1,502 |
| Salaries and employee benefits | $7,096,000 | 1,439 |
| Premises and equipment expense | $783,000 | 2,791 |
| Additional noninterest expense | $5,128,000 | 1,324 |
| Pre-tax net operating income | $4,552,000 | 1,496 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,675,000 | 1,008 |
| Income before extraordinary items | $2,877,000 | 1,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,877,000 | 1,930 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,877,000 | 1,932 |
| Net charge-offs | $2,884,000 | 868 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,877,000 | 1,827 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,075,000 | 1,992 |
| Total interest expense | $1,845,000 | 1,843 |
| Net interest income | $8,230,000 | 2,019 |
| Provision for loan and lease losses | $2,084,000 | 822 |
| Total noninterest income | $6,538,000 | 755 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,516,000 | 537 |
| Total noninterest expense | $10,208,000 | 1,441 |
| Salaries and employee benefits | $5,081,000 | 1,495 |
| Premises and equipment expense | $572,000 | 2,876 |
| Additional noninterest expense | $4,555,000 | 1,130 |
| Pre-tax net operating income | $2,476,000 | 1,993 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $941,000 | 1,284 |
| Income before extraordinary items | $1,535,000 | 2,598 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,535,000 | 2,599 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,535,000 | 2,599 |
| Net charge-offs | $2,355,000 | 823 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,535,000 | 2,470 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 2,149 |
| Total interest expense | $1,224,000 | 1,925 |
| Net interest income | $4,976,000 | 2,197 |
| Provision for loan and lease losses | $1,959,000 | 648 |
| Total noninterest income | $3,322,000 | 905 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,307,000 | 641 |
| Total noninterest expense | $5,999,000 | 1,622 |
| Salaries and employee benefits | $3,204,000 | 1,578 |
| Premises and equipment expense | $357,000 | 3,014 |
| Additional noninterest expense | $2,438,000 | 1,397 |
| Pre-tax net operating income | $340,000 | 4,686 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $129,000 | 2,855 |
| Income before extraordinary items | $211,000 | 5,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 5,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $211,000 | 5,272 |
| Net charge-offs | $2,151,000 | 654 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $211,000 | 5,071 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 2,118 |
| Total interest expense | $639,000 | 1,919 |
| Net interest income | $2,556,000 | 2,147 |
| Provision for loan and lease losses | $624,000 | 895 |
| Total noninterest income | $1,854,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,845,000 | 586 |
| Total noninterest expense | $2,969,000 | 1,625 |
| Salaries and employee benefits | $1,517,000 | 1,664 |
| Premises and equipment expense | $179,000 | 3,046 |
| Additional noninterest expense | $1,273,000 | 1,325 |
| Pre-tax net operating income | $817,000 | 1,992 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $300,000 | 1,296 |
| Income before extraordinary items | $517,000 | 2,524 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 2,526 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $517,000 | 2,527 |
| Net charge-offs | $1,421,000 | 530 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $517,000 | 2,406 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,330,000 | 2,688 |
| Total interest expense | $2,973,000 | 1,973 |
| Net interest income | $7,357,000 | 2,934 |
| Provision for loan and lease losses | $2,510,000 | 1,333 |
| Total noninterest income | $4,127,000 | 1,211 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $34,000 | 6,568 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,093,000 | 827 |
| Total noninterest expense | $10,981,000 | 1,762 |
| Salaries and employee benefits | $4,832,000 | 2,003 |
| Premises and equipment expense | $658,000 | 3,330 |
| Additional noninterest expense | $5,491,000 | 1,259 |
| Pre-tax net operating income | $-2,007,000 | 6,788 |
| Securities gains (losses) | $489,000 | 802 |
| Applicable income taxes | $-546,000 | 7,075 |
| Income before extraordinary items | $-972,000 | 6,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-972,000 | 6,632 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-972,000 | 6,631 |
| Net charge-offs | $2,039,000 | 1,528 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,284,960 | 6,683 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 2,976 |
| Total interest expense | $2,284,000 | 2,016 |
| Net interest income | $4,727,000 | 3,357 |
| Provision for loan and lease losses | $1,531,000 | 1,496 |
| Total noninterest income | $2,726,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,699,000 | 902 |
| Total noninterest expense | $7,666,000 | 1,880 |
| Salaries and employee benefits | $3,474,000 | 2,089 |
| Premises and equipment expense | $499,000 | 3,354 |
| Additional noninterest expense | $3,693,000 | 1,399 |
| Pre-tax net operating income | $-1,744,000 | 6,964 |
| Securities gains (losses) | $390,000 | 761 |
| Applicable income taxes | $-484,000 | 7,206 |
| Income before extraordinary items | $-870,000 | 6,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-870,000 | 6,817 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-870,000 | 6,816 |
| Net charge-offs | $1,315,000 | 1,629 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,119,600 | 6,856 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 3,097 |
| Total interest expense | $1,605,000 | 1,980 |
| Net interest income | $2,879,000 | 3,602 |
| Provision for loan and lease losses | $865,000 | 1,646 |
| Total noninterest income | $1,260,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,241,000 | 1,158 |
| Total noninterest expense | $4,856,000 | 1,991 |
| Salaries and employee benefits | $2,327,000 | 2,099 |
| Premises and equipment expense | $328,000 | 3,425 |
| Additional noninterest expense | $2,201,000 | 1,571 |
| Pre-tax net operating income | $-1,582,000 | 7,109 |
| Securities gains (losses) | $47,000 | 1,636 |
| Applicable income taxes | $-554,000 | 7,351 |
| Income before extraordinary items | $-981,000 | 7,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-981,000 | 7,024 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-981,000 | 7,025 |
| Net charge-offs | $976,000 | 1,490 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,011,080 | 7,017 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,138 |
| Total interest expense | $845,000 | 1,958 |
| Net interest income | $1,371,000 | 3,703 |
| Provision for loan and lease losses | $276,000 | 2,081 |
| Total noninterest income | $637,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $623,000 | 1,152 |
| Total noninterest expense | $2,383,000 | 2,030 |
| Salaries and employee benefits | $1,184,000 | 2,064 |
| Premises and equipment expense | $170,000 | 3,392 |
| Additional noninterest expense | $1,029,000 | 1,673 |
| Pre-tax net operating income | $-651,000 | 7,153 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-241,000 | 7,398 |
| Income before extraordinary items | $-410,000 | 7,080 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-410,000 | 7,081 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-410,000 | 7,081 |
| Net charge-offs | $409,000 | 1,509 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-410,000 | 7,069 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,091,000 | 2,708 |
| Total interest expense | $3,796,000 | 2,089 |
| Net interest income | $7,295,000 | 2,971 |
| Provision for loan and lease losses | $2,473,000 | 1,812 |
| Total noninterest income | $6,045,000 | 923 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 5,835 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,969,000 | 653 |
| Total noninterest expense | $10,389,000 | 1,890 |
| Salaries and employee benefits | $5,247,000 | 1,854 |
| Premises and equipment expense | $717,000 | 3,229 |
| Additional noninterest expense | $4,425,000 | 1,627 |
| Pre-tax net operating income | $478,000 | 4,427 |
| Securities gains (losses) | $259,000 | 1,383 |
| Applicable income taxes | $252,000 | 2,517 |
| Income before extraordinary items | $485,000 | 4,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $485,000 | 4,358 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $485,000 | 4,358 |
| Net charge-offs | $2,608,000 | 1,589 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $314,060 | 4,747 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 2,951 |
| Total interest expense | $2,746,000 | 2,255 |
| Net interest income | $4,967,000 | 3,264 |
| Provision for loan and lease losses | $1,438,000 | 2,040 |
| Total noninterest income | $4,107,000 | 976 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $58,000 | 5,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,049,000 | 659 |
| Total noninterest expense | $7,254,000 | 1,998 |
| Salaries and employee benefits | $3,752,000 | 1,930 |
| Premises and equipment expense | $518,000 | 3,382 |
| Additional noninterest expense | $2,984,000 | 1,791 |
| Pre-tax net operating income | $382,000 | 4,566 |
| Securities gains (losses) | $245,000 | 1,219 |
| Applicable income taxes | $185,000 | 2,633 |
| Income before extraordinary items | $442,000 | 4,331 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $442,000 | 4,332 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $442,000 | 4,332 |
| Net charge-offs | $1,874,000 | 1,566 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $270,500 | 4,808 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 3,232 |
| Total interest expense | $1,811,000 | 2,373 |
| Net interest income | $2,840,000 | 3,664 |
| Provision for loan and lease losses | $893,000 | 2,075 |
| Total noninterest income | $2,421,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $30,000 | 6,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,391,000 | 695 |
| Total noninterest expense | $4,508,000 | 2,148 |
| Salaries and employee benefits | $2,328,000 | 2,088 |
| Premises and equipment expense | $321,000 | 3,623 |
| Additional noninterest expense | $1,859,000 | 1,867 |
| Pre-tax net operating income | $-140,000 | 6,349 |
| Securities gains (losses) | $245,000 | 815 |
| Applicable income taxes | $40,000 | 3,427 |
| Income before extraordinary items | $65,000 | 5,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $65,000 | 5,782 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $65,000 | 5,781 |
| Net charge-offs | $962,000 | 1,768 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-91,800 | 6,319 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 3,656 |
| Total interest expense | $955,000 | 2,347 |
| Net interest income | $1,085,000 | 4,432 |
| Provision for loan and lease losses | $675,000 | 1,516 |
| Total noninterest income | $1,001,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $971,000 | 814 |
| Total noninterest expense | $2,156,000 | 2,260 |
| Salaries and employee benefits | $1,100,000 | 2,238 |
| Premises and equipment expense | $158,000 | 3,747 |
| Additional noninterest expense | $898,000 | 1,906 |
| Pre-tax net operating income | $-745,000 | 7,315 |
| Securities gains (losses) | $234,000 | 467 |
| Applicable income taxes | $-194,000 | 7,556 |
| Income before extraordinary items | $-317,000 | 7,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-317,000 | 7,100 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-317,000 | 7,099 |
| Net charge-offs | $875,000 | 1,142 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-466,760 | 7,220 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 2,930 |
| Total interest expense | $5,875,000 | 1,955 |
| Net interest income | $5,287,000 | 3,808 |
| Provision for loan and lease losses | $1,782,000 | 2,636 |
| Total noninterest income | $4,793,000 | 1,141 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $178,000 | 4,853 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,615,000 | 763 |
| Total noninterest expense | $8,859,000 | 2,236 |
| Salaries and employee benefits | $4,034,000 | 2,423 |
| Premises and equipment expense | $545,000 | 4,150 |
| Additional noninterest expense | $4,280,000 | 1,749 |
| Pre-tax net operating income | $-561,000 | 6,034 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-213,000 | 6,789 |
| Income before extraordinary items | $-348,000 | 5,967 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-348,000 | 5,966 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-348,000 | 5,966 |
| Net charge-offs | $2,323,000 | 1,864 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-348,000 | 5,969 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,578,000 | 2,916 |
| Total interest expense | $4,718,000 | 1,926 |
| Net interest income | $3,860,000 | 3,878 |
| Provision for loan and lease losses | $1,050,000 | 2,710 |
| Total noninterest income | $3,576,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $146,000 | 4,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,430,000 | 777 |
| Total noninterest expense | $6,421,000 | 2,311 |
| Salaries and employee benefits | $2,999,000 | 2,482 |
| Premises and equipment expense | $407,000 | 4,210 |
| Additional noninterest expense | $3,015,000 | 1,779 |
| Pre-tax net operating income | $-35,000 | 5,756 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-13,000 | 6,672 |
| Income before extraordinary items | $-22,000 | 5,831 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-22,000 | 5,831 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-22,000 | 5,831 |
| Net charge-offs | $1,713,000 | 1,655 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-22,000 | 5,769 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 2,786 |
| Total interest expense | $3,350,000 | 1,898 |
| Net interest income | $2,736,000 | 3,714 |
| Provision for loan and lease losses | $602,000 | 2,693 |
| Total noninterest income | $2,638,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $106,000 | 4,546 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,532,000 | 729 |
| Total noninterest expense | $4,387,000 | 2,289 |
| Salaries and employee benefits | $2,119,000 | 2,390 |
| Premises and equipment expense | $274,000 | 4,203 |
| Additional noninterest expense | $1,994,000 | 1,813 |
| Pre-tax net operating income | $385,000 | 3,749 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $146,000 | 2,297 |
| Income before extraordinary items | $239,000 | 4,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $239,000 | 4,313 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $239,000 | 4,313 |
| Net charge-offs | $1,574,000 | 1,305 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $239,000 | 4,201 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 2,692 |
| Total interest expense | $1,705,000 | 1,940 |
| Net interest income | $1,500,000 | 3,453 |
| Provision for loan and lease losses | $163,000 | 3,117 |
| Total noninterest income | $1,148,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $54,000 | 4,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,094,000 | 790 |
| Total noninterest expense | $2,162,000 | 2,258 |
| Salaries and employee benefits | $1,053,000 | 2,427 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $971,000 | 1,670 |
| Pre-tax net operating income | $323,000 | 3,219 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $123,000 | 1,974 |
| Income before extraordinary items | $200,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $200,000 | 3,865 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $200,000 | 3,865 |
| Net charge-offs | $1,210,000 | 860 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $200,000 | 3,709 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,457,000 | 3,160 |
| Total interest expense | $6,800,000 | 2,252 |
| Net interest income | $4,657,000 | 4,140 |
| Provision for loan and lease losses | $2,984,000 | 1,395 |
| Total noninterest income | $2,922,000 | 1,609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $173,000 | 5,059 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,749,000 | 1,037 |
| Total noninterest expense | $8,500,000 | 2,256 |
| Salaries and employee benefits | $4,180,000 | 2,407 |
| Premises and equipment expense | $776,000 | 3,255 |
| Additional noninterest expense | $3,544,000 | 1,729 |
| Pre-tax net operating income | $-3,905,000 | 7,709 |
| Securities gains (losses) | $46,000 | 1,666 |
| Applicable income taxes | $-1,580,000 | 7,858 |
| Income before extraordinary items | $-2,279,000 | 7,458 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,279,000 | 7,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,716,000 | 1,070 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $3,165,000 | 263 |
| Net operating income | $-2,308,440 | 7,558 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 3,188 |
| Total interest expense | $5,139,000 | 2,331 |
| Net interest income | $3,582,000 | 4,095 |
| Provision for loan and lease losses | $1,866,000 | 1,236 |
| Total noninterest income | $2,070,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $112,000 | 5,359 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,958,000 | 1,123 |
| Total noninterest expense | $6,192,000 | 2,313 |
| Salaries and employee benefits | $3,178,000 | 2,408 |
| Premises and equipment expense | $608,000 | 3,161 |
| Additional noninterest expense | $2,406,000 | 1,841 |
| Pre-tax net operating income | $-2,406,000 | 7,931 |
| Securities gains (losses) | $46,000 | 1,481 |
| Applicable income taxes | $-856,000 | 8,009 |
| Income before extraordinary items | $-1,504,000 | 7,703 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,504,000 | 7,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,131,000 | 1,198 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,665,000 | 243 |
| Net operating income | $-1,533,440 | 7,808 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 3,145 |
| Total interest expense | $3,634,000 | 2,298 |
| Net interest income | $2,380,000 | 4,102 |
| Provision for loan and lease losses | $1,049,000 | 1,186 |
| Total noninterest income | $1,598,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,531,000 | 1,043 |
| Total noninterest expense | $4,251,000 | 2,246 |
| Salaries and employee benefits | $2,119,000 | 2,429 |
| Premises and equipment expense | $403,000 | 3,195 |
| Additional noninterest expense | $1,729,000 | 1,699 |
| Pre-tax net operating income | $-1,322,000 | 8,034 |
| Securities gains (losses) | $46,000 | 1,495 |
| Applicable income taxes | $-462,000 | 8,164 |
| Income before extraordinary items | $-814,000 | 7,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-814,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-843,440 | 7,903 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 2,984 |
| Total interest expense | $1,956,000 | 2,280 |
| Net interest income | $1,309,000 | 3,843 |
| Provision for loan and lease losses | $285,000 | 1,457 |
| Total noninterest income | $822,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $788,000 | 1,011 |
| Total noninterest expense | $2,222,000 | 2,155 |
| Salaries and employee benefits | $1,125,000 | 2,330 |
| Premises and equipment expense | $198,000 | 3,272 |
| Additional noninterest expense | $899,000 | 1,594 |
| Pre-tax net operating income | $-376,000 | 7,983 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-129,000 | 8,184 |
| Income before extraordinary items | $-247,000 | 7,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-247,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,339 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-247,000 | 7,883 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,290,000 | 3,219 |
| Total interest expense | $6,436,000 | 2,837 |
| Net interest income | $5,854,000 | 3,566 |
| Provision for loan and lease losses | $1,647,000 | 974 |
| Total noninterest income | $2,969,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $101,000 | 6,010 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,868,000 | 1,049 |
| Total noninterest expense | $6,544,000 | 2,738 |
| Salaries and employee benefits | $4,330,000 | 2,326 |
| Premises and equipment expense | $835,000 | 2,981 |
| Additional noninterest expense | $1,379,000 | 3,663 |
| Pre-tax net operating income | $632,000 | 5,605 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $259,000 | 3,565 |
| Income before extraordinary items | $373,000 | 6,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $373,000 | 6,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 1,282 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $373,000 | 6,132 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,150,000 | 3,245 |
| Total interest expense | $4,564,000 | 2,967 |
| Net interest income | $4,586,000 | 3,463 |
| Provision for loan and lease losses | $579,000 | 1,386 |
| Total noninterest income | $2,227,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 6,058 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,152,000 | 1,044 |
| Total noninterest expense | $4,897,000 | 2,716 |
| Salaries and employee benefits | $3,243,000 | 2,326 |
| Premises and equipment expense | $635,000 | 2,931 |
| Additional noninterest expense | $1,019,000 | 3,649 |
| Pre-tax net operating income | $1,337,000 | 3,721 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $511,000 | 2,506 |
| Income before extraordinary items | $826,000 | 4,279 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $826,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,285 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $826,000 | 4,266 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,361,000 | 3,128 |
| Total interest expense | $3,173,000 | 2,861 |
| Net interest income | $3,188,000 | 3,377 |
| Provision for loan and lease losses | $153,000 | 2,557 |
| Total noninterest income | $1,782,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $50,000 | 6,089 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,732,000 | 953 |
| Total noninterest expense | $3,503,000 | 2,598 |
| Salaries and employee benefits | $2,163,000 | 2,360 |
| Premises and equipment expense | $420,000 | 2,978 |
| Additional noninterest expense | $920,000 | 2,818 |
| Pre-tax net operating income | $1,314,000 | 2,929 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $501,000 | 2,065 |
| Income before extraordinary items | $813,000 | 3,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $813,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $813,000 | 3,462 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 3,080 |
| Total interest expense | $1,605,000 | 2,814 |
| Net interest income | $1,614,000 | 3,338 |
| Provision for loan and lease losses | $16,000 | 4,567 |
| Total noninterest income | $847,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $823,000 | 978 |
| Total noninterest expense | $1,819,000 | 2,523 |
| Salaries and employee benefits | $1,036,000 | 2,474 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $558,000 | 2,363 |
| Pre-tax net operating income | $626,000 | 3,029 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $245,000 | 2,116 |
| Income before extraordinary items | $381,000 | 3,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $381,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $381,000 | 3,592 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,848,000 | 3,132 |
| Total interest expense | $5,313,000 | 2,869 |
| Net interest income | $6,535,000 | 3,296 |
| Provision for loan and lease losses | $1,067,000 | 990 |
| Total noninterest income | $2,520,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $62,000 | 6,701 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,458,000 | 1,149 |
| Total noninterest expense | $5,296,000 | 3,197 |
| Salaries and employee benefits | $3,182,000 | 2,972 |
| Premises and equipment expense | $670,000 | 3,455 |
| Additional noninterest expense | $1,444,000 | 3,391 |
| Pre-tax net operating income | $2,692,000 | 2,980 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,038,000 | 2,142 |
| Income before extraordinary items | $1,654,000 | 3,551 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,654,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,747 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,654,000 | 3,533 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 3,195 |
| Total interest expense | $3,678,000 | 2,997 |
| Net interest income | $4,932,000 | 3,309 |
| Provision for loan and lease losses | $1,016,000 | 746 |
| Total noninterest income | $1,817,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,765,000 | 1,203 |
| Total noninterest expense | $3,605,000 | 3,445 |
| Salaries and employee benefits | $2,250,000 | 3,119 |
| Premises and equipment expense | $458,000 | 3,725 |
| Additional noninterest expense | $897,000 | 3,932 |
| Pre-tax net operating income | $2,128,000 | 2,987 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $793,000 | 2,213 |
| Income before extraordinary items | $1,335,000 | 3,467 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,335,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,310 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,335,000 | 3,454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 3,261 |
| Total interest expense | $2,252,000 | 3,085 |
| Net interest income | $3,246,000 | 3,347 |
| Provision for loan and lease losses | $720,000 | 700 |
| Total noninterest income | $1,198,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,156,000 | 1,229 |
| Total noninterest expense | $2,102,000 | 3,848 |
| Salaries and employee benefits | $1,514,000 | 3,090 |
| Premises and equipment expense | $270,000 | 4,079 |
| Additional noninterest expense | $318,000 | 5,891 |
| Pre-tax net operating income | $1,622,000 | 2,717 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $623,000 | 2,000 |
| Income before extraordinary items | $999,000 | 3,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $999,000 | 3,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,078 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $999,000 | 3,206 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 3,614 |
| Total interest expense | $1,136,000 | 2,930 |
| Net interest income | $1,204,000 | 4,148 |
| Provision for loan and lease losses | $181,000 | 1,223 |
| Total noninterest income | $529,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $524,000 | 1,300 |
| Total noninterest expense | $915,000 | 4,274 |
| Salaries and employee benefits | $744,000 | 3,171 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $637,000 | 3,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $246,000 | 2,294 |
| Income before extraordinary items | $391,000 | 3,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $391,000 | 3,737 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,510,000 | 2,446 |
| Total interest expense | $5,704,000 | 1,971 |
| Net interest income | $7,806,000 | 2,771 |
| Provision for loan and lease losses | $61,000 | 5,436 |
| Total noninterest income | $3,445,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $27,000 | 7,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,418,000 | 920 |
| Total noninterest expense | $7,599,000 | 2,196 |
| Salaries and employee benefits | $2,510,000 | 3,469 |
| Premises and equipment expense | $689,000 | 3,281 |
| Additional noninterest expense | $4,400,000 | 1,161 |
| Pre-tax net operating income | $3,591,000 | 2,415 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,382,000 | 1,804 |
| Income before extraordinary items | $2,209,000 | 2,838 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,209,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,209,000 | 2,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,078,000 | 2,394 |
| Total interest expense | $4,003,000 | 1,993 |
| Net interest income | $6,075,000 | 2,644 |
| Provision for loan and lease losses | $46,000 | 5,297 |
| Total noninterest income | $2,754,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,733,000 | 876 |
| Total noninterest expense | $3,978,000 | 3,042 |
| Salaries and employee benefits | $1,992,000 | 3,283 |
| Premises and equipment expense | $567,000 | 3,021 |
| Additional noninterest expense | $1,419,000 | 2,593 |
| Pre-tax net operating income | $4,805,000 | 1,489 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,839,000 | 1,158 |
| Income before extraordinary items | $2,966,000 | 1,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,966,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 241 |
| Net operating income | $2,966,000 | 1,743 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 2,811 |
| Total interest expense | $1,920,000 | 2,498 |
| Net interest income | $3,547,000 | 2,966 |
| Provision for loan and lease losses | $61,000 | 4,100 |
| Total noninterest income | $1,562,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,545,000 | 984 |
| Total noninterest expense | $2,419,000 | 3,283 |
| Salaries and employee benefits | $1,254,000 | 3,427 |
| Premises and equipment expense | $332,000 | 3,336 |
| Additional noninterest expense | $833,000 | 2,905 |
| Pre-tax net operating income | $2,629,000 | 1,761 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,005,000 | 1,374 |
| Income before extraordinary items | $1,624,000 | 2,081 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,624,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 155 |
| Net operating income | $1,624,000 | 2,047 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 3,009 |
| Total interest expense | $826,000 | 2,718 |
| Net interest income | $1,657,000 | 3,127 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $680,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $671,000 | 1,077 |
| Total noninterest expense | $1,082,000 | 3,619 |
| Salaries and employee benefits | $596,000 | 3,588 |
| Premises and equipment expense | $165,000 | 3,381 |
| Additional noninterest expense | $321,000 | 3,599 |
| Pre-tax net operating income | $1,253,000 | 1,804 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $478,000 | 1,406 |
| Income before extraordinary items | $775,000 | 2,141 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $775,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $775,000 | 2,107 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,874,000 | 3,452 |
| Total interest expense | $2,280,000 | 3,278 |
| Net interest income | $5,594,000 | 3,495 |
| Provision for loan and lease losses | $-16,000 | 8,689 |
| Total noninterest income | $1,953,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $47,000 | 7,344 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,906,000 | 1,370 |
| Total noninterest expense | $4,322,000 | 3,518 |
| Salaries and employee benefits | $2,285,000 | 3,587 |
| Premises and equipment expense | $557,000 | 3,762 |
| Additional noninterest expense | $1,480,000 | 3,157 |
| Pre-tax net operating income | $3,241,000 | 2,418 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $511,000 | 3,315 |
| Income before extraordinary items | $2,729,000 | 2,242 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,729,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,413 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $4,070,000 | 255 |
| Net operating income | $2,729,840 | 2,196 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 3,769 |
| Total interest expense | $1,490,000 | 3,634 |
| Net interest income | $3,762,000 | 3,782 |
| Provision for loan and lease losses | $-13,000 | 8,785 |
| Total noninterest income | $1,316,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $40,000 | 7,285 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,276,000 | 1,493 |
| Total noninterest expense | $3,232,000 | 3,509 |
| Salaries and employee benefits | $1,589,000 | 3,783 |
| Premises and equipment expense | $430,000 | 3,677 |
| Additional noninterest expense | $1,213,000 | 2,904 |
| Pre-tax net operating income | $1,859,000 | 3,062 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $-17,000 | 8,757 |
| Income before extraordinary items | $1,875,000 | 2,457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,875,000 | 2,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $3,070,000 | 200 |
| Net operating income | $1,876,000 | 2,395 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 4,372 |
| Total interest expense | $803,000 | 4,278 |
| Net interest income | $2,075,000 | 4,365 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $749,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $718,000 | 1,684 |
| Total noninterest expense | $2,076,000 | 3,630 |
| Salaries and employee benefits | $1,044,000 | 3,847 |
| Premises and equipment expense | $269,000 | 3,850 |
| Additional noninterest expense | $763,000 | 3,073 |
| Pre-tax net operating income | $744,000 | 4,300 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $-444,000 | 9,032 |
| Income before extraordinary items | $1,187,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,187,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,920,000 | 146 |
| Net operating income | $1,188,000 | 2,484 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 5,512 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $734,000 | 5,469 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $260,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $237,000 | 2,209 |
| Total noninterest expense | $907,000 | 4,066 |
| Salaries and employee benefits | $484,000 | 4,114 |
| Premises and equipment expense | $131,000 | 3,970 |
| Additional noninterest expense | $292,000 | 3,824 |
| Pre-tax net operating income | $87,000 | 7,358 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $87,000 | 7,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 122 |
| Net operating income | $87,000 | 7,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 6,967 |
| Total interest expense | $893,000 | 6,430 |
| Net interest income | $1,680,000 | 7,095 |
| Provision for loan and lease losses | $221,000 | 3,835 |
| Total noninterest income | $265,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $52,000 | 7,399 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $213,000 | 5,160 |
| Total noninterest expense | $2,075,000 | 5,869 |
| Salaries and employee benefits | $1,117,000 | 5,884 |
| Premises and equipment expense | $342,000 | 5,256 |
| Additional noninterest expense | $616,000 | 5,908 |
| Pre-tax net operating income | $-351,000 | 8,760 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-339,000 | 8,837 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-339,000 | 8,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-351,000 | 8,778 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 7,166 |
| Total interest expense | $685,000 | 6,518 |
| Net interest income | $1,165,000 | 7,335 |
| Provision for loan and lease losses | $141,000 | 4,009 |
| Total noninterest income | $185,000 | 7,030 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 7,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $1,449,000 | 6,075 |
| Salaries and employee benefits | $788,000 | 6,058 |
| Premises and equipment expense | $247,000 | 5,373 |
| Additional noninterest expense | $414,000 | 6,235 |
| Pre-tax net operating income | $-240,000 | 8,843 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-230,000 | 8,916 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-230,000 | 8,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-240,000 | 8,861 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 7,342 |
| Total interest expense | $492,000 | 6,438 |
| Net interest income | $683,000 | 7,647 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $144,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $31,000 | 7,289 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $113,000 | 5,110 |
| Total noninterest expense | $949,000 | 6,153 |
| Salaries and employee benefits | $514,000 | 6,155 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $-170,000 | 8,902 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-164,000 | 8,977 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-164,000 | 8,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-170,000 | 8,911 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,511 |
| Total interest expense | $249,000 | 6,506 |
| Net interest income | $306,000 | 7,889 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $461,000 | 6,260 |
| Salaries and employee benefits | $255,000 | 6,183 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $-111,000 | 8,984 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-111,000 | 9,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-111,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-111,000 | 8,980 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 8,529 |
| Total interest expense | $666,000 | 7,907 |
| Net interest income | $695,000 | 8,745 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $313,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $30,000 | 7,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $283,000 | 4,374 |
| Total noninterest expense | $1,877,000 | 6,100 |
| Salaries and employee benefits | $931,000 | 6,397 |
| Premises and equipment expense | $339,000 | 5,190 |
| Additional noninterest expense | $607,000 | 5,884 |
| Pre-tax net operating income | $-1,144,000 | 9,151 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,144,000 | 9,208 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,144,000 | 9,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,144,000 | 9,170 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $63,000 | 9,585 |
| Total interest expense | $7,000 | 9,571 |
| Net interest income | $56,000 | 9,575 |
| Provision for loan and lease losses | $62,000 | 6,322 |
| Total noninterest income | $1,000 | 9,549 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $283,000 | 9,503 |
| Salaries and employee benefits | $126,000 | 9,528 |
| Premises and equipment expense | $71,000 | 8,778 |
| Additional noninterest expense | $86,000 | 9,447 |
| Pre-tax net operating income | $-288,000 | 9,016 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-288,000 | 9,108 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-288,000 | 9,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $8,250,000 | 92 |
| Net operating income | $-288,000 | 9,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.