Home > Georgia Bank & Trust Company of Augusta > Income and Expense
Georgia Bank & Trust Company of Augusta, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $63,274,000 | 430 |
| Total interest expense | $7,185,000 | 421 |
| Net interest income | $56,089,000 | 433 |
| Provision for loan and lease losses | $867,000 | 1,028 |
| Total noninterest income | $20,946,000 | 409 |
| Gross Fiduciary activities income | $1,437,000 | 392 |
| Service charges on deposit accounts | $4,826,000 | 305 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $14,683,000 | 394 |
| Total noninterest expense | $45,863,000 | 482 |
| Salaries and employee benefits | $26,396,000 | 460 |
| Premises and equipment expense | $4,376,000 | 570 |
| Additional noninterest expense | $15,091,000 | 459 |
| Pre-tax net operating income | $30,305,000 | 369 |
| Securities gains (losses) | $433,000 | 494 |
| Applicable income taxes | $10,023,000 | 337 |
| Income before extraordinary items | $20,715,000 | 395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $20,715,000 | 394 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $20,715,000 | 394 |
| Net charge-offs | $2,161,000 | 367 |
| Cash dividends | $9,000,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 556 |
| Net operating income | $20,424,890 | 398 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $47,558,000 | 431 |
| Total interest expense | $5,447,000 | 409 |
| Net interest income | $42,111,000 | 432 |
| Provision for loan and lease losses | $561,000 | 1,068 |
| Total noninterest income | $16,019,000 | 402 |
| Gross Fiduciary activities income | $1,087,000 | 391 |
| Service charges on deposit accounts | $3,578,000 | 308 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $11,354,000 | 379 |
| Total noninterest expense | $34,896,000 | 485 |
| Salaries and employee benefits | $20,153,000 | 455 |
| Premises and equipment expense | $3,298,000 | 572 |
| Additional noninterest expense | $11,445,000 | 455 |
| Pre-tax net operating income | $22,673,000 | 369 |
| Securities gains (losses) | $413,000 | 481 |
| Applicable income taxes | $7,445,000 | 344 |
| Income before extraordinary items | $15,641,000 | 393 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $15,641,000 | 392 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $15,641,000 | 393 |
| Net charge-offs | $560,000 | 726 |
| Cash dividends | $6,750,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 513 |
| Net operating income | $15,360,160 | 390 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $31,760,000 | 430 |
| Total interest expense | $3,658,000 | 402 |
| Net interest income | $28,102,000 | 432 |
| Provision for loan and lease losses | $468,000 | 903 |
| Total noninterest income | $10,610,000 | 397 |
| Gross Fiduciary activities income | $737,000 | 390 |
| Service charges on deposit accounts | $2,355,000 | 309 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,518,000 | 370 |
| Total noninterest expense | $23,338,000 | 488 |
| Salaries and employee benefits | $13,553,000 | 456 |
| Premises and equipment expense | $2,185,000 | 576 |
| Additional noninterest expense | $7,600,000 | 459 |
| Pre-tax net operating income | $14,906,000 | 370 |
| Securities gains (losses) | $369,000 | 366 |
| Applicable income taxes | $4,984,000 | 344 |
| Income before extraordinary items | $10,291,000 | 390 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,291,000 | 389 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,291,000 | 389 |
| Net charge-offs | $434,000 | 665 |
| Cash dividends | $4,500,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 485 |
| Net operating income | $10,043,770 | 391 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $15,903,000 | 430 |
| Total interest expense | $1,827,000 | 398 |
| Net interest income | $14,076,000 | 431 |
| Provision for loan and lease losses | $428,000 | 530 |
| Total noninterest income | $4,874,000 | 411 |
| Gross Fiduciary activities income | $354,000 | 394 |
| Service charges on deposit accounts | $1,180,000 | 306 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $3,340,000 | 390 |
| Total noninterest expense | $11,568,000 | 482 |
| Salaries and employee benefits | $6,655,000 | 461 |
| Premises and equipment expense | $1,102,000 | 576 |
| Additional noninterest expense | $3,811,000 | 450 |
| Pre-tax net operating income | $6,954,000 | 380 |
| Securities gains (losses) | $236,000 | 261 |
| Applicable income taxes | $2,319,000 | 353 |
| Income before extraordinary items | $4,871,000 | 392 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $4,871,000 | 392 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $4,871,000 | 392 |
| Net charge-offs | $247,000 | 560 |
| Cash dividends | $2,250,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 465 |
| Net operating income | $4,710,520 | 394 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $62,668,000 | 415 |
| Total interest expense | $7,513,000 | 361 |
| Net interest income | $55,155,000 | 420 |
| Provision for loan and lease losses | $-1,628,000 | 6,091 |
| Total noninterest income | $19,770,000 | 418 |
| Gross Fiduciary activities income | $1,408,000 | 403 |
| Service charges on deposit accounts | $5,054,000 | 290 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $13,308,000 | 399 |
| Total noninterest expense | $45,549,000 | 480 |
| Salaries and employee benefits | $25,918,000 | 447 |
| Premises and equipment expense | $4,221,000 | 579 |
| Additional noninterest expense | $15,410,000 | 453 |
| Pre-tax net operating income | $31,004,000 | 345 |
| Securities gains (losses) | $-1,043,000 | 6,160 |
| Applicable income taxes | $9,689,000 | 323 |
| Income before extraordinary items | $20,272,000 | 385 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $20,272,000 | 385 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $20,272,000 | 385 |
| Net charge-offs | $2,512,000 | 311 |
| Cash dividends | $8,200,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 577 |
| Net operating income | $20,981,240 | 373 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $46,879,000 | 419 |
| Total interest expense | $5,659,000 | 358 |
| Net interest income | $41,220,000 | 423 |
| Provision for loan and lease losses | $-2,011,000 | 6,220 |
| Total noninterest income | $15,105,000 | 423 |
| Gross Fiduciary activities income | $1,048,000 | 405 |
| Service charges on deposit accounts | $3,744,000 | 298 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,313,000 | 403 |
| Total noninterest expense | $34,524,000 | 481 |
| Salaries and employee benefits | $19,618,000 | 455 |
| Premises and equipment expense | $3,120,000 | 606 |
| Additional noninterest expense | $11,786,000 | 444 |
| Pre-tax net operating income | $23,812,000 | 344 |
| Securities gains (losses) | $-1,005,000 | 6,254 |
| Applicable income taxes | $7,403,000 | 330 |
| Income before extraordinary items | $15,404,000 | 389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,404,000 | 388 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $15,404,000 | 389 |
| Net charge-offs | $1,316,000 | 393 |
| Cash dividends | $5,650,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 546 |
| Net operating income | $16,087,400 | 367 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $31,282,000 | 414 |
| Total interest expense | $3,828,000 | 358 |
| Net interest income | $27,454,000 | 420 |
| Provision for loan and lease losses | $-2,143,000 | 6,310 |
| Total noninterest income | $9,660,000 | 429 |
| Gross Fiduciary activities income | $691,000 | 409 |
| Service charges on deposit accounts | $2,470,000 | 300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,499,000 | 422 |
| Total noninterest expense | $23,099,000 | 473 |
| Salaries and employee benefits | $13,016,000 | 459 |
| Premises and equipment expense | $2,069,000 | 615 |
| Additional noninterest expense | $8,014,000 | 439 |
| Pre-tax net operating income | $16,158,000 | 339 |
| Securities gains (losses) | $-840,000 | 6,328 |
| Applicable income taxes | $4,992,000 | 324 |
| Income before extraordinary items | $10,326,000 | 390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,326,000 | 390 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $10,326,000 | 390 |
| Net charge-offs | $-8,000 | 5,189 |
| Cash dividends | $3,600,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 533 |
| Net operating income | $10,888,800 | 359 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $15,236,000 | 427 |
| Total interest expense | $1,926,000 | 357 |
| Net interest income | $13,310,000 | 425 |
| Provision for loan and lease losses | $548,000 | 384 |
| Total noninterest income | $4,712,000 | 432 |
| Gross Fiduciary activities income | $336,000 | 416 |
| Service charges on deposit accounts | $1,213,000 | 299 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,163,000 | 408 |
| Total noninterest expense | $10,986,000 | 494 |
| Salaries and employee benefits | $6,470,000 | 463 |
| Premises and equipment expense | $1,029,000 | 617 |
| Additional noninterest expense | $3,487,000 | 485 |
| Pre-tax net operating income | $6,488,000 | 392 |
| Securities gains (losses) | $57,000 | 791 |
| Applicable income taxes | $2,124,000 | 362 |
| Income before extraordinary items | $4,421,000 | 423 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $4,421,000 | 423 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $4,421,000 | 423 |
| Net charge-offs | $664,000 | 265 |
| Cash dividends | $1,800,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 524 |
| Net operating income | $4,382,240 | 417 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $61,141,000 | 420 |
| Total interest expense | $8,133,000 | 342 |
| Net interest income | $53,008,000 | 424 |
| Provision for loan and lease losses | $3,492,000 | 283 |
| Total noninterest income | $17,785,000 | 425 |
| Gross Fiduciary activities income | $1,309,000 | 420 |
| Service charges on deposit accounts | $5,073,000 | 304 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,403,000 | 414 |
| Total noninterest expense | $42,753,000 | 491 |
| Salaries and employee benefits | $24,658,000 | 455 |
| Premises and equipment expense | $4,043,000 | 614 |
| Additional noninterest expense | $14,052,000 | 488 |
| Pre-tax net operating income | $24,548,000 | 390 |
| Securities gains (losses) | $825,000 | 251 |
| Applicable income taxes | $7,969,000 | 360 |
| Income before extraordinary items | $17,404,000 | 426 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $17,404,000 | 425 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $17,404,000 | 426 |
| Net charge-offs | $4,394,000 | 261 |
| Cash dividends | $6,300,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 625 |
| Net operating income | $16,834,750 | 426 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $45,488,000 | 425 |
| Total interest expense | $6,118,000 | 338 |
| Net interest income | $39,370,000 | 428 |
| Provision for loan and lease losses | $2,944,000 | 252 |
| Total noninterest income | $12,974,000 | 427 |
| Gross Fiduciary activities income | $971,000 | 423 |
| Service charges on deposit accounts | $3,748,000 | 306 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $8,255,000 | 416 |
| Total noninterest expense | $31,237,000 | 501 |
| Salaries and employee benefits | $17,933,000 | 465 |
| Premises and equipment expense | $2,989,000 | 617 |
| Additional noninterest expense | $10,315,000 | 492 |
| Pre-tax net operating income | $18,163,000 | 387 |
| Securities gains (losses) | $492,000 | 313 |
| Applicable income taxes | $5,859,000 | 368 |
| Income before extraordinary items | $12,796,000 | 425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,796,000 | 425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $12,796,000 | 425 |
| Net charge-offs | $2,618,000 | 300 |
| Cash dividends | $3,600,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 593 |
| Net operating income | $12,456,520 | 426 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $30,207,000 | 419 |
| Total interest expense | $4,108,000 | 337 |
| Net interest income | $26,099,000 | 428 |
| Provision for loan and lease losses | $2,068,000 | 242 |
| Total noninterest income | $8,249,000 | 430 |
| Gross Fiduciary activities income | $642,000 | 422 |
| Service charges on deposit accounts | $2,386,000 | 310 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $5,221,000 | 428 |
| Total noninterest expense | $20,557,000 | 504 |
| Salaries and employee benefits | $11,759,000 | 469 |
| Premises and equipment expense | $1,952,000 | 632 |
| Additional noninterest expense | $6,846,000 | 492 |
| Pre-tax net operating income | $11,723,000 | 396 |
| Securities gains (losses) | $277,000 | 389 |
| Applicable income taxes | $3,779,000 | 370 |
| Income before extraordinary items | $8,221,000 | 432 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,221,000 | 430 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $8,221,000 | 432 |
| Net charge-offs | $1,594,000 | 346 |
| Cash dividends | $2,400,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 563 |
| Net operating income | $8,029,870 | 426 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $14,830,000 | 425 |
| Total interest expense | $2,053,000 | 339 |
| Net interest income | $12,777,000 | 434 |
| Provision for loan and lease losses | $1,057,000 | 242 |
| Total noninterest income | $3,876,000 | 443 |
| Gross Fiduciary activities income | $323,000 | 420 |
| Service charges on deposit accounts | $1,154,000 | 316 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,399,000 | 433 |
| Total noninterest expense | $10,085,000 | 517 |
| Salaries and employee benefits | $5,727,000 | 487 |
| Premises and equipment expense | $955,000 | 668 |
| Additional noninterest expense | $3,403,000 | 492 |
| Pre-tax net operating income | $5,511,000 | 400 |
| Securities gains (losses) | $251,000 | 242 |
| Applicable income taxes | $1,791,000 | 366 |
| Income before extraordinary items | $3,971,000 | 423 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,971,000 | 422 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,971,000 | 423 |
| Net charge-offs | $1,166,000 | 267 |
| Cash dividends | $1,200,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 529 |
| Net operating income | $3,797,810 | 423 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $62,312,000 | 407 |
| Total interest expense | $8,679,000 | 354 |
| Net interest income | $53,633,000 | 411 |
| Provision for loan and lease losses | $7,438,000 | 203 |
| Total noninterest income | $18,750,000 | 429 |
| Gross Fiduciary activities income | $1,184,000 | 420 |
| Service charges on deposit accounts | $5,118,000 | 301 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,448,000 | 411 |
| Total noninterest expense | $39,621,000 | 529 |
| Salaries and employee benefits | $23,079,000 | 476 |
| Premises and equipment expense | $3,764,000 | 654 |
| Additional noninterest expense | $12,778,000 | 551 |
| Pre-tax net operating income | $25,324,000 | 366 |
| Securities gains (losses) | $-895,000 | 6,733 |
| Applicable income taxes | $7,507,000 | 339 |
| Income before extraordinary items | $16,922,000 | 413 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,922,000 | 410 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $16,922,000 | 413 |
| Net charge-offs | $9,875,000 | 180 |
| Cash dividends | $4,200,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 638 |
| Net operating income | $17,539,550 | 401 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $46,905,000 | 409 |
| Total interest expense | $6,560,000 | 363 |
| Net interest income | $40,345,000 | 414 |
| Provision for loan and lease losses | $6,046,000 | 189 |
| Total noninterest income | $14,466,000 | 432 |
| Gross Fiduciary activities income | $890,000 | 420 |
| Service charges on deposit accounts | $3,817,000 | 301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,759,000 | 409 |
| Total noninterest expense | $30,569,000 | 512 |
| Salaries and employee benefits | $18,050,000 | 460 |
| Premises and equipment expense | $2,846,000 | 658 |
| Additional noninterest expense | $9,673,000 | 544 |
| Pre-tax net operating income | $18,196,000 | 387 |
| Securities gains (losses) | $-192,000 | 6,775 |
| Applicable income taxes | $5,598,000 | 354 |
| Income before extraordinary items | $12,406,000 | 419 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $12,406,000 | 418 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $12,406,000 | 420 |
| Net charge-offs | $8,334,000 | 167 |
| Cash dividends | $3,150,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 605 |
| Net operating income | $12,538,480 | 414 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $31,349,000 | 410 |
| Total interest expense | $4,444,000 | 363 |
| Net interest income | $26,905,000 | 415 |
| Provision for loan and lease losses | $4,159,000 | 189 |
| Total noninterest income | $9,452,000 | 443 |
| Gross Fiduciary activities income | $589,000 | 425 |
| Service charges on deposit accounts | $2,477,000 | 305 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,386,000 | 429 |
| Total noninterest expense | $20,383,000 | 512 |
| Salaries and employee benefits | $12,338,000 | 458 |
| Premises and equipment expense | $1,895,000 | 655 |
| Additional noninterest expense | $6,150,000 | 576 |
| Pre-tax net operating income | $11,815,000 | 385 |
| Securities gains (losses) | $-29,000 | 6,755 |
| Applicable income taxes | $3,723,000 | 353 |
| Income before extraordinary items | $8,063,000 | 420 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,063,000 | 421 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,063,000 | 422 |
| Net charge-offs | $5,751,000 | 170 |
| Cash dividends | $2,100,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 567 |
| Net operating income | $8,082,720 | 412 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $15,687,000 | 408 |
| Total interest expense | $2,293,000 | 363 |
| Net interest income | $13,394,000 | 419 |
| Provision for loan and lease losses | $1,745,000 | 234 |
| Total noninterest income | $4,386,000 | 471 |
| Gross Fiduciary activities income | $305,000 | 418 |
| Service charges on deposit accounts | $1,214,000 | 309 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,867,000 | 467 |
| Total noninterest expense | $10,270,000 | 521 |
| Salaries and employee benefits | $6,197,000 | 457 |
| Premises and equipment expense | $946,000 | 660 |
| Additional noninterest expense | $3,127,000 | 563 |
| Pre-tax net operating income | $5,765,000 | 388 |
| Securities gains (losses) | $-44,000 | 6,919 |
| Applicable income taxes | $1,808,000 | 367 |
| Income before extraordinary items | $3,913,000 | 436 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,913,000 | 437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,913,000 | 437 |
| Net charge-offs | $1,660,000 | 298 |
| Cash dividends | $1,050,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $3,942,920 | 414 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $63,665,000 | 411 |
| Total interest expense | $11,253,000 | 349 |
| Net interest income | $52,412,000 | 427 |
| Provision for loan and lease losses | $8,141,000 | 332 |
| Total noninterest income | $19,397,000 | 437 |
| Gross Fiduciary activities income | $1,146,000 | 417 |
| Service charges on deposit accounts | $5,012,000 | 308 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,239,000 | 408 |
| Total noninterest expense | $42,187,000 | 506 |
| Salaries and employee benefits | $25,889,000 | 424 |
| Premises and equipment expense | $4,136,000 | 576 |
| Additional noninterest expense | $12,162,000 | 592 |
| Pre-tax net operating income | $21,481,000 | 413 |
| Securities gains (losses) | $312,000 | 1,334 |
| Applicable income taxes | $6,830,000 | 359 |
| Income before extraordinary items | $14,963,000 | 447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $14,963,000 | 446 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $14,963,000 | 446 |
| Net charge-offs | $8,341,000 | 375 |
| Cash dividends | $4,050,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 601 |
| Net operating income | $14,747,720 | 438 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $47,820,000 | 414 |
| Total interest expense | $8,670,000 | 363 |
| Net interest income | $39,150,000 | 427 |
| Provision for loan and lease losses | $6,567,000 | 327 |
| Total noninterest income | $14,351,000 | 435 |
| Gross Fiduciary activities income | $857,000 | 416 |
| Service charges on deposit accounts | $3,685,000 | 312 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,809,000 | 405 |
| Total noninterest expense | $31,457,000 | 512 |
| Salaries and employee benefits | $19,343,000 | 419 |
| Premises and equipment expense | $3,143,000 | 577 |
| Additional noninterest expense | $8,971,000 | 600 |
| Pre-tax net operating income | $15,477,000 | 427 |
| Securities gains (losses) | $432,000 | 845 |
| Applicable income taxes | $4,981,000 | 369 |
| Income before extraordinary items | $10,928,000 | 464 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $10,928,000 | 462 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $10,928,000 | 463 |
| Net charge-offs | $6,511,000 | 374 |
| Cash dividends | $2,950,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 547 |
| Net operating income | $10,629,920 | 458 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $31,930,000 | 422 |
| Total interest expense | $5,975,000 | 367 |
| Net interest income | $25,955,000 | 438 |
| Provision for loan and lease losses | $4,166,000 | 348 |
| Total noninterest income | $8,472,000 | 454 |
| Gross Fiduciary activities income | $577,000 | 411 |
| Service charges on deposit accounts | $2,400,000 | 317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,495,000 | 447 |
| Total noninterest expense | $20,759,000 | 517 |
| Salaries and employee benefits | $12,740,000 | 420 |
| Premises and equipment expense | $2,118,000 | 570 |
| Additional noninterest expense | $5,901,000 | 605 |
| Pre-tax net operating income | $9,502,000 | 432 |
| Securities gains (losses) | $468,000 | 583 |
| Applicable income taxes | $3,055,000 | 380 |
| Income before extraordinary items | $6,915,000 | 471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,915,000 | 471 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,915,000 | 471 |
| Net charge-offs | $3,660,000 | 434 |
| Cash dividends | $2,050,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 531 |
| Net operating income | $6,592,080 | 477 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $15,931,000 | 425 |
| Total interest expense | $3,147,000 | 362 |
| Net interest income | $12,784,000 | 444 |
| Provision for loan and lease losses | $2,216,000 | 323 |
| Total noninterest income | $4,229,000 | 451 |
| Gross Fiduciary activities income | $289,000 | 414 |
| Service charges on deposit accounts | $1,189,000 | 315 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,751,000 | 443 |
| Total noninterest expense | $10,235,000 | 517 |
| Salaries and employee benefits | $6,197,000 | 424 |
| Premises and equipment expense | $1,065,000 | 566 |
| Additional noninterest expense | $2,973,000 | 588 |
| Pre-tax net operating income | $4,562,000 | 445 |
| Securities gains (losses) | $377,000 | 359 |
| Applicable income taxes | $1,519,000 | 379 |
| Income before extraordinary items | $3,420,000 | 474 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,420,000 | 474 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,420,000 | 475 |
| Net charge-offs | $1,628,000 | 468 |
| Cash dividends | $800,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 485 |
| Net operating income | $3,159,870 | 490 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $67,640,000 | 410 |
| Total interest expense | $16,495,000 | 337 |
| Net interest income | $51,145,000 | 431 |
| Provision for loan and lease losses | $12,584,000 | 348 |
| Total noninterest income | $16,755,000 | 425 |
| Gross Fiduciary activities income | $1,128,000 | 375 |
| Service charges on deposit accounts | $6,749,000 | 250 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $8,878,000 | 476 |
| Total noninterest expense | $40,033,000 | 515 |
| Salaries and employee benefits | $23,223,000 | 429 |
| Premises and equipment expense | $4,402,000 | 570 |
| Additional noninterest expense | $12,408,000 | 586 |
| Pre-tax net operating income | $15,283,000 | 447 |
| Securities gains (losses) | $1,019,000 | 437 |
| Applicable income taxes | $4,827,000 | 422 |
| Income before extraordinary items | $11,475,000 | 480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,475,000 | 481 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $11,475,000 | 481 |
| Net charge-offs | $10,195,000 | 448 |
| Cash dividends | $800,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 571 |
| Net operating income | $10,761,700 | 487 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $45,454,000 | 454 |
| Total interest expense | $11,326,000 | 385 |
| Net interest income | $34,128,000 | 481 |
| Provision for loan and lease losses | $8,952,000 | 351 |
| Total noninterest income | $12,748,000 | 421 |
| Gross Fiduciary activities income | $849,000 | 370 |
| Service charges on deposit accounts | $4,707,000 | 259 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $7,192,000 | 444 |
| Total noninterest expense | $26,904,000 | 563 |
| Salaries and employee benefits | $15,988,000 | 461 |
| Premises and equipment expense | $2,907,000 | 649 |
| Additional noninterest expense | $8,009,000 | 666 |
| Pre-tax net operating income | $11,020,000 | 473 |
| Securities gains (losses) | $256,000 | 1,025 |
| Applicable income taxes | $3,368,000 | 443 |
| Income before extraordinary items | $7,908,000 | 524 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,908,000 | 524 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,908,000 | 524 |
| Net charge-offs | $6,978,000 | 472 |
| Cash dividends | $250,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 620 |
| Net operating income | $7,728,800 | 524 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $30,269,000 | 466 |
| Total interest expense | $7,925,000 | 384 |
| Net interest income | $22,344,000 | 496 |
| Provision for loan and lease losses | $5,757,000 | 375 |
| Total noninterest income | $8,225,000 | 431 |
| Gross Fiduciary activities income | $565,000 | 376 |
| Service charges on deposit accounts | $3,103,000 | 259 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,557,000 | 459 |
| Total noninterest expense | $17,709,000 | 573 |
| Salaries and employee benefits | $10,418,000 | 470 |
| Premises and equipment expense | $1,951,000 | 651 |
| Additional noninterest expense | $5,340,000 | 673 |
| Pre-tax net operating income | $7,103,000 | 480 |
| Securities gains (losses) | $59,000 | 1,494 |
| Applicable income taxes | $2,139,000 | 437 |
| Income before extraordinary items | $5,023,000 | 533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,023,000 | 532 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,023,000 | 533 |
| Net charge-offs | $4,591,000 | 506 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 530 |
| Net operating income | $4,981,700 | 527 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,973,000 | 476 |
| Total interest expense | $4,085,000 | 390 |
| Net interest income | $10,888,000 | 499 |
| Provision for loan and lease losses | $2,844,000 | 386 |
| Total noninterest income | $3,884,000 | 445 |
| Gross Fiduciary activities income | $273,000 | 385 |
| Service charges on deposit accounts | $1,471,000 | 272 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,140,000 | 493 |
| Total noninterest expense | $8,852,000 | 576 |
| Salaries and employee benefits | $5,177,000 | 487 |
| Premises and equipment expense | $978,000 | 668 |
| Additional noninterest expense | $2,697,000 | 669 |
| Pre-tax net operating income | $3,076,000 | 538 |
| Securities gains (losses) | $88,000 | 571 |
| Applicable income taxes | $903,000 | 496 |
| Income before extraordinary items | $2,261,000 | 582 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,261,000 | 581 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,261,000 | 582 |
| Net charge-offs | $2,918,000 | 413 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 492 |
| Net operating income | $2,198,520 | 580 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $61,778,000 | 477 |
| Total interest expense | $20,642,000 | 376 |
| Net interest income | $41,136,000 | 525 |
| Provision for loan and lease losses | $14,461,000 | 493 |
| Total noninterest income | $18,165,000 | 417 |
| Gross Fiduciary activities income | $1,127,000 | 368 |
| Service charges on deposit accounts | $6,461,000 | 251 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,577,000 | 439 |
| Total noninterest expense | $36,818,000 | 556 |
| Salaries and employee benefits | $21,886,000 | 451 |
| Premises and equipment expense | $3,984,000 | 649 |
| Additional noninterest expense | $10,948,000 | 695 |
| Pre-tax net operating income | $8,022,000 | 669 |
| Securities gains (losses) | $1,177,000 | 428 |
| Applicable income taxes | $2,374,000 | 637 |
| Income before extraordinary items | $6,825,000 | 664 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,825,000 | 660 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,825,000 | 665 |
| Net charge-offs | $10,461,000 | 591 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 686 |
| Net operating income | $5,954,020 | 715 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $46,264,000 | 476 |
| Total interest expense | $16,068,000 | 374 |
| Net interest income | $30,196,000 | 528 |
| Provision for loan and lease losses | $10,893,000 | 467 |
| Total noninterest income | $13,792,000 | 401 |
| Gross Fiduciary activities income | $853,000 | 368 |
| Service charges on deposit accounts | $4,809,000 | 251 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $8,130,000 | 414 |
| Total noninterest expense | $27,462,000 | 553 |
| Salaries and employee benefits | $16,362,000 | 441 |
| Premises and equipment expense | $3,022,000 | 637 |
| Additional noninterest expense | $8,078,000 | 678 |
| Pre-tax net operating income | $5,633,000 | 756 |
| Securities gains (losses) | $843,000 | 475 |
| Applicable income taxes | $1,799,000 | 645 |
| Income before extraordinary items | $4,677,000 | 750 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,677,000 | 747 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,677,000 | 750 |
| Net charge-offs | $7,640,000 | 581 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 623 |
| Net operating income | $4,070,040 | 808 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $30,428,000 | 488 |
| Total interest expense | $10,828,000 | 391 |
| Net interest income | $19,600,000 | 547 |
| Provision for loan and lease losses | $6,565,000 | 506 |
| Total noninterest income | $8,703,000 | 412 |
| Gross Fiduciary activities income | $577,000 | 369 |
| Service charges on deposit accounts | $3,132,000 | 255 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,994,000 | 422 |
| Total noninterest expense | $18,014,000 | 564 |
| Salaries and employee benefits | $10,583,000 | 458 |
| Premises and equipment expense | $2,037,000 | 637 |
| Additional noninterest expense | $5,394,000 | 676 |
| Pre-tax net operating income | $3,724,000 | 740 |
| Securities gains (losses) | $162,000 | 1,077 |
| Applicable income taxes | $1,061,000 | 684 |
| Income before extraordinary items | $2,825,000 | 791 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,825,000 | 789 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,825,000 | 791 |
| Net charge-offs | $4,893,000 | 586 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 540 |
| Net operating income | $2,706,740 | 792 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,893,000 | 518 |
| Total interest expense | $5,477,000 | 405 |
| Net interest income | $9,416,000 | 583 |
| Provision for loan and lease losses | $3,052,000 | 542 |
| Total noninterest income | $4,071,000 | 430 |
| Gross Fiduciary activities income | $287,000 | 368 |
| Service charges on deposit accounts | $1,498,000 | 264 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,286,000 | 437 |
| Total noninterest expense | $8,712,000 | 581 |
| Salaries and employee benefits | $5,093,000 | 478 |
| Premises and equipment expense | $1,018,000 | 654 |
| Additional noninterest expense | $2,601,000 | 706 |
| Pre-tax net operating income | $1,723,000 | 788 |
| Securities gains (losses) | $13,000 | 1,658 |
| Applicable income taxes | $510,000 | 697 |
| Income before extraordinary items | $1,226,000 | 894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,226,000 | 898 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,226,000 | 898 |
| Net charge-offs | $1,964,000 | 651 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 490 |
| Net operating income | $1,216,770 | 876 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $63,265,000 | 523 |
| Total interest expense | $24,775,000 | 451 |
| Net interest income | $38,490,000 | 563 |
| Provision for loan and lease losses | $29,930,000 | 374 |
| Total noninterest income | $12,598,000 | 546 |
| Gross Fiduciary activities income | $1,029,000 | 377 |
| Service charges on deposit accounts | $6,648,000 | 264 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,921,000 | 719 |
| Total noninterest expense | $36,754,000 | 577 |
| Salaries and employee benefits | $20,849,000 | 462 |
| Premises and equipment expense | $4,074,000 | 652 |
| Additional noninterest expense | $11,831,000 | 687 |
| Pre-tax net operating income | $-15,596,000 | 7,640 |
| Securities gains (losses) | $1,592,000 | 329 |
| Applicable income taxes | $-6,300,000 | 7,813 |
| Income before extraordinary items | $-7,704,000 | 7,470 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,704,000 | 7,468 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,704,000 | 7,469 |
| Net charge-offs | $22,874,000 | 371 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 808 |
| Net operating income | $-8,722,880 | 7,515 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $47,811,000 | 535 |
| Total interest expense | $18,908,000 | 477 |
| Net interest income | $28,903,000 | 570 |
| Provision for loan and lease losses | $14,295,000 | 481 |
| Total noninterest income | $13,823,000 | 421 |
| Gross Fiduciary activities income | $766,000 | 379 |
| Service charges on deposit accounts | $4,938,000 | 266 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,119,000 | 426 |
| Total noninterest expense | $27,659,000 | 574 |
| Salaries and employee benefits | $15,589,000 | 474 |
| Premises and equipment expense | $3,036,000 | 675 |
| Additional noninterest expense | $9,034,000 | 640 |
| Pre-tax net operating income | $772,000 | 3,168 |
| Securities gains (losses) | $743,000 | 505 |
| Applicable income taxes | $-113,000 | 6,972 |
| Income before extraordinary items | $1,628,000 | 1,647 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,628,000 | 1,645 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,628,000 | 1,647 |
| Net charge-offs | $12,601,000 | 436 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 731 |
| Net operating income | $885,000 | 2,641 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,195,000 | 545 |
| Total interest expense | $13,029,000 | 493 |
| Net interest income | $19,166,000 | 579 |
| Provision for loan and lease losses | $9,599,000 | 456 |
| Total noninterest income | $9,310,000 | 412 |
| Gross Fiduciary activities income | $498,000 | 387 |
| Service charges on deposit accounts | $3,199,000 | 270 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,613,000 | 425 |
| Total noninterest expense | $18,478,000 | 582 |
| Salaries and employee benefits | $10,516,000 | 473 |
| Premises and equipment expense | $1,980,000 | 709 |
| Additional noninterest expense | $5,982,000 | 649 |
| Pre-tax net operating income | $399,000 | 3,690 |
| Securities gains (losses) | $718,000 | 382 |
| Applicable income taxes | $183,000 | 2,050 |
| Income before extraordinary items | $934,000 | 1,956 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $934,000 | 1,954 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $934,000 | 1,955 |
| Net charge-offs | $8,550,000 | 417 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 721 |
| Net operating income | $330,880 | 3,677 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,204,000 | 546 |
| Total interest expense | $6,840,000 | 489 |
| Net interest income | $9,364,000 | 582 |
| Provision for loan and lease losses | $4,651,000 | 422 |
| Total noninterest income | $4,513,000 | 400 |
| Gross Fiduciary activities income | $253,000 | 381 |
| Service charges on deposit accounts | $1,557,000 | 271 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,703,000 | 402 |
| Total noninterest expense | $8,864,000 | 572 |
| Salaries and employee benefits | $5,174,000 | 487 |
| Premises and equipment expense | $987,000 | 726 |
| Additional noninterest expense | $2,703,000 | 632 |
| Pre-tax net operating income | $362,000 | 3,005 |
| Securities gains (losses) | $-143,000 | 8,016 |
| Applicable income taxes | $55,000 | 2,803 |
| Income before extraordinary items | $164,000 | 4,188 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 4,191 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $164,000 | 4,191 |
| Net charge-offs | $4,289,000 | 349 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 619 |
| Net operating income | $271,250 | 3,160 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $68,981,000 | 546 |
| Total interest expense | $31,050,000 | 513 |
| Net interest income | $37,931,000 | 578 |
| Provision for loan and lease losses | $8,340,000 | 681 |
| Total noninterest income | $16,729,000 | 404 |
| Gross Fiduciary activities income | $1,134,000 | 381 |
| Service charges on deposit accounts | $6,999,000 | 265 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,596,000 | 420 |
| Total noninterest expense | $33,568,000 | 590 |
| Salaries and employee benefits | $19,394,000 | 497 |
| Premises and equipment expense | $3,749,000 | 734 |
| Additional noninterest expense | $10,425,000 | 660 |
| Pre-tax net operating income | $12,752,000 | 420 |
| Securities gains (losses) | $127,000 | 961 |
| Applicable income taxes | $4,145,000 | 370 |
| Income before extraordinary items | $8,734,000 | 442 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,734,000 | 442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,908,000 | 595 |
| Cash dividends | $1,450,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 824 |
| Net operating income | $8,647,640 | 471 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,871,000 | 561 |
| Total interest expense | $23,465,000 | 536 |
| Net interest income | $28,406,000 | 594 |
| Provision for loan and lease losses | $4,451,000 | 695 |
| Total noninterest income | $12,655,000 | 420 |
| Gross Fiduciary activities income | $873,000 | 378 |
| Service charges on deposit accounts | $5,235,000 | 274 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,547,000 | 451 |
| Total noninterest expense | $25,059,000 | 585 |
| Salaries and employee benefits | $14,643,000 | 511 |
| Premises and equipment expense | $2,673,000 | 783 |
| Additional noninterest expense | $7,743,000 | 627 |
| Pre-tax net operating income | $11,551,000 | 444 |
| Securities gains (losses) | $89,000 | 1,045 |
| Applicable income taxes | $3,869,000 | 381 |
| Income before extraordinary items | $7,771,000 | 467 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,771,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,151,000 | 623 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 721 |
| Net operating income | $7,711,370 | 496 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $35,097,000 | 561 |
| Total interest expense | $15,806,000 | 549 |
| Net interest income | $19,291,000 | 577 |
| Provision for loan and lease losses | $2,583,000 | 666 |
| Total noninterest income | $8,282,000 | 445 |
| Gross Fiduciary activities income | $584,000 | 389 |
| Service charges on deposit accounts | $3,368,000 | 276 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,330,000 | 476 |
| Total noninterest expense | $16,533,000 | 589 |
| Salaries and employee benefits | $9,820,000 | 508 |
| Premises and equipment expense | $1,715,000 | 809 |
| Additional noninterest expense | $4,998,000 | 623 |
| Pre-tax net operating income | $8,457,000 | 438 |
| Securities gains (losses) | $68,000 | 1,224 |
| Applicable income taxes | $2,873,000 | 390 |
| Income before extraordinary items | $5,652,000 | 495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,652,000 | 494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,535 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 653 |
| Net operating income | $5,607,120 | 488 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $18,168,000 | 557 |
| Total interest expense | $8,384,000 | 562 |
| Net interest income | $9,784,000 | 568 |
| Provision for loan and lease losses | $1,138,000 | 571 |
| Total noninterest income | $3,907,000 | 475 |
| Gross Fiduciary activities income | $286,000 | 395 |
| Service charges on deposit accounts | $1,624,000 | 280 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,997,000 | 512 |
| Total noninterest expense | $8,168,000 | 592 |
| Salaries and employee benefits | $4,840,000 | 524 |
| Premises and equipment expense | $869,000 | 802 |
| Additional noninterest expense | $2,459,000 | 598 |
| Pre-tax net operating income | $4,385,000 | 462 |
| Securities gains (losses) | $38,000 | 1,241 |
| Applicable income taxes | $1,519,000 | 419 |
| Income before extraordinary items | $2,904,000 | 525 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,904,000 | 526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 1,076 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 500 |
| Net operating income | $2,878,920 | 505 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $74,234,000 | 567 |
| Total interest expense | $37,115,000 | 543 |
| Net interest income | $37,119,000 | 603 |
| Provision for loan and lease losses | $3,048,000 | 621 |
| Total noninterest income | $16,424,000 | 434 |
| Gross Fiduciary activities income | $1,132,000 | 388 |
| Service charges on deposit accounts | $6,298,000 | 294 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,994,000 | 438 |
| Total noninterest expense | $30,219,000 | 620 |
| Salaries and employee benefits | $18,239,000 | 533 |
| Premises and equipment expense | $3,206,000 | 827 |
| Additional noninterest expense | $8,774,000 | 658 |
| Pre-tax net operating income | $20,276,000 | 459 |
| Securities gains (losses) | $-260,000 | 8,290 |
| Applicable income taxes | $6,987,000 | 424 |
| Income before extraordinary items | $13,029,000 | 509 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,029,000 | 506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 668 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $324,000 | 623 |
| Net operating income | $13,198,000 | 498 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $55,119,000 | 568 |
| Total interest expense | $27,578,000 | 548 |
| Net interest income | $27,541,000 | 606 |
| Provision for loan and lease losses | $2,044,000 | 515 |
| Total noninterest income | $12,412,000 | 435 |
| Gross Fiduciary activities income | $830,000 | 387 |
| Service charges on deposit accounts | $4,583,000 | 295 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,999,000 | 434 |
| Total noninterest expense | $22,116,000 | 622 |
| Salaries and employee benefits | $13,566,000 | 545 |
| Premises and equipment expense | $2,195,000 | 893 |
| Additional noninterest expense | $6,355,000 | 656 |
| Pre-tax net operating income | $15,793,000 | 476 |
| Securities gains (losses) | $-268,000 | 8,405 |
| Applicable income taxes | $5,527,000 | 445 |
| Income before extraordinary items | $9,998,000 | 536 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,998,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 984 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $242,000 | 548 |
| Net operating income | $10,169,520 | 528 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $36,058,000 | 590 |
| Total interest expense | $17,914,000 | 569 |
| Net interest income | $18,144,000 | 632 |
| Provision for loan and lease losses | $1,237,000 | 495 |
| Total noninterest income | $7,369,000 | 487 |
| Gross Fiduciary activities income | $558,000 | 393 |
| Service charges on deposit accounts | $2,932,000 | 311 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,879,000 | 517 |
| Total noninterest expense | $14,360,000 | 652 |
| Salaries and employee benefits | $8,930,000 | 565 |
| Premises and equipment expense | $1,421,000 | 930 |
| Additional noninterest expense | $4,009,000 | 712 |
| Pre-tax net operating income | $9,916,000 | 534 |
| Securities gains (losses) | $10,000 | 866 |
| Applicable income taxes | $3,540,000 | 489 |
| Income before extraordinary items | $6,386,000 | 583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,386,000 | 583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,182 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 492 |
| Net operating income | $6,379,600 | 575 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,538,000 | 602 |
| Total interest expense | $8,707,000 | 581 |
| Net interest income | $8,831,000 | 641 |
| Provision for loan and lease losses | $389,000 | 640 |
| Total noninterest income | $3,578,000 | 488 |
| Gross Fiduciary activities income | $273,000 | 399 |
| Service charges on deposit accounts | $1,375,000 | 324 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,930,000 | 513 |
| Total noninterest expense | $7,244,000 | 650 |
| Salaries and employee benefits | $4,528,000 | 563 |
| Premises and equipment expense | $720,000 | 924 |
| Additional noninterest expense | $1,996,000 | 699 |
| Pre-tax net operating income | $4,776,000 | 538 |
| Securities gains (losses) | $10,000 | 691 |
| Applicable income taxes | $1,699,000 | 497 |
| Income before extraordinary items | $3,087,000 | 595 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,087,000 | 595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,387 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 400 |
| Net operating income | $3,080,500 | 584 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $64,405,000 | 616 |
| Total interest expense | $29,981,000 | 574 |
| Net interest income | $34,424,000 | 651 |
| Provision for loan and lease losses | $2,134,000 | 529 |
| Total noninterest income | $13,880,000 | 490 |
| Gross Fiduciary activities income | $860,000 | 447 |
| Service charges on deposit accounts | $5,731,000 | 312 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,289,000 | 514 |
| Total noninterest expense | $27,648,000 | 643 |
| Salaries and employee benefits | $17,241,000 | 551 |
| Premises and equipment expense | $2,808,000 | 903 |
| Additional noninterest expense | $7,599,000 | 713 |
| Pre-tax net operating income | $18,522,000 | 574 |
| Securities gains (losses) | $-313,000 | 8,453 |
| Applicable income taxes | $6,096,000 | 552 |
| Income before extraordinary items | $12,113,000 | 623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,113,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,133,000 | 621 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 747 |
| Net operating income | $12,322,710 | 607 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $46,730,000 | 637 |
| Total interest expense | $21,314,000 | 597 |
| Net interest income | $25,416,000 | 672 |
| Provision for loan and lease losses | $1,526,000 | 517 |
| Total noninterest income | $10,378,000 | 506 |
| Gross Fiduciary activities income | $605,000 | 461 |
| Service charges on deposit accounts | $4,315,000 | 314 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,458,000 | 526 |
| Total noninterest expense | $20,975,000 | 649 |
| Salaries and employee benefits | $13,145,000 | 554 |
| Premises and equipment expense | $2,079,000 | 916 |
| Additional noninterest expense | $5,751,000 | 714 |
| Pre-tax net operating income | $13,293,000 | 621 |
| Securities gains (losses) | $-253,000 | 8,569 |
| Applicable income taxes | $4,250,000 | 609 |
| Income before extraordinary items | $8,790,000 | 673 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,790,000 | 672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,014,000 | 458 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 624 |
| Net operating income | $8,959,510 | 652 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $29,871,000 | 651 |
| Total interest expense | $13,262,000 | 607 |
| Net interest income | $16,609,000 | 689 |
| Provision for loan and lease losses | $960,000 | 535 |
| Total noninterest income | $6,865,000 | 507 |
| Gross Fiduciary activities income | $391,000 | 479 |
| Service charges on deposit accounts | $2,892,000 | 308 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,582,000 | 533 |
| Total noninterest expense | $14,030,000 | 655 |
| Salaries and employee benefits | $8,807,000 | 568 |
| Premises and equipment expense | $1,447,000 | 879 |
| Additional noninterest expense | $3,776,000 | 726 |
| Pre-tax net operating income | $8,484,000 | 639 |
| Securities gains (losses) | $-243,000 | 8,648 |
| Applicable income taxes | $2,728,000 | 636 |
| Income before extraordinary items | $5,513,000 | 713 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,513,000 | 713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $781,000 | 407 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 508 |
| Net operating income | $5,675,810 | 682 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $14,322,000 | 662 |
| Total interest expense | $6,257,000 | 603 |
| Net interest income | $8,065,000 | 699 |
| Provision for loan and lease losses | $504,000 | 479 |
| Total noninterest income | $3,253,000 | 521 |
| Gross Fiduciary activities income | $192,000 | 489 |
| Service charges on deposit accounts | $1,352,000 | 317 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,709,000 | 549 |
| Total noninterest expense | $7,104,000 | 646 |
| Salaries and employee benefits | $4,440,000 | 557 |
| Premises and equipment expense | $748,000 | 852 |
| Additional noninterest expense | $1,916,000 | 720 |
| Pre-tax net operating income | $3,710,000 | 716 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,159,000 | 712 |
| Income before extraordinary items | $2,551,000 | 749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,551,000 | 748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 705 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 364 |
| Net operating income | $2,551,000 | 734 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $47,247,000 | 683 |
| Total interest expense | $17,885,000 | 642 |
| Net interest income | $29,362,000 | 718 |
| Provision for loan and lease losses | $1,842,000 | 577 |
| Total noninterest income | $12,441,000 | 538 |
| Gross Fiduciary activities income | $642,000 | 518 |
| Service charges on deposit accounts | $5,363,000 | 320 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,436,000 | 576 |
| Total noninterest expense | $24,873,000 | 686 |
| Salaries and employee benefits | $15,531,000 | 589 |
| Premises and equipment expense | $2,788,000 | 845 |
| Additional noninterest expense | $6,554,000 | 800 |
| Pre-tax net operating income | $15,088,000 | 673 |
| Securities gains (losses) | $-86,000 | 8,375 |
| Applicable income taxes | $4,955,000 | 647 |
| Income before extraordinary items | $10,047,000 | 724 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,047,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 947 |
| Cash dividends | $3,500,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,104,620 | 710 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,863,000 | 691 |
| Total interest expense | $12,390,000 | 654 |
| Net interest income | $21,473,000 | 720 |
| Provision for loan and lease losses | $1,576,000 | 481 |
| Total noninterest income | $9,260,000 | 544 |
| Gross Fiduciary activities income | $471,000 | 516 |
| Service charges on deposit accounts | $3,957,000 | 315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,832,000 | 575 |
| Total noninterest expense | $18,307,000 | 687 |
| Salaries and employee benefits | $11,354,000 | 596 |
| Premises and equipment expense | $2,085,000 | 844 |
| Additional noninterest expense | $4,868,000 | 788 |
| Pre-tax net operating income | $10,850,000 | 684 |
| Securities gains (losses) | $-86,000 | 8,601 |
| Applicable income taxes | $3,591,000 | 667 |
| Income before extraordinary items | $7,173,000 | 750 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,173,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 985 |
| Cash dividends | $2,500,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,230,620 | 729 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,376,000 | 710 |
| Total interest expense | $7,574,000 | 676 |
| Net interest income | $13,802,000 | 745 |
| Provision for loan and lease losses | $987,000 | 521 |
| Total noninterest income | $5,933,000 | 549 |
| Gross Fiduciary activities income | $307,000 | 528 |
| Service charges on deposit accounts | $2,565,000 | 313 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,061,000 | 588 |
| Total noninterest expense | $11,906,000 | 695 |
| Salaries and employee benefits | $7,349,000 | 608 |
| Premises and equipment expense | $1,384,000 | 839 |
| Additional noninterest expense | $3,173,000 | 805 |
| Pre-tax net operating income | $6,842,000 | 714 |
| Securities gains (losses) | $-39,000 | 8,535 |
| Applicable income taxes | $2,271,000 | 690 |
| Income before extraordinary items | $4,532,000 | 784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,532,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,072 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,558,130 | 758 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 742 |
| Total interest expense | $3,425,000 | 704 |
| Net interest income | $6,641,000 | 774 |
| Provision for loan and lease losses | $472,000 | 497 |
| Total noninterest income | $2,704,000 | 572 |
| Gross Fiduciary activities income | $157,000 | 526 |
| Service charges on deposit accounts | $1,211,000 | 323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,336,000 | 642 |
| Total noninterest expense | $5,740,000 | 724 |
| Salaries and employee benefits | $3,559,000 | 621 |
| Premises and equipment expense | $688,000 | 854 |
| Additional noninterest expense | $1,493,000 | 837 |
| Pre-tax net operating income | $3,133,000 | 771 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $1,048,000 | 738 |
| Income before extraordinary items | $2,086,000 | 838 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,086,000 | 839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,128 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,085,330 | 818 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $35,350,000 | 792 |
| Total interest expense | $9,670,000 | 839 |
| Net interest income | $25,680,000 | 760 |
| Provision for loan and lease losses | $1,588,000 | 680 |
| Total noninterest income | $12,557,000 | 526 |
| Gross Fiduciary activities income | $554,000 | 535 |
| Service charges on deposit accounts | $4,925,000 | 354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,078,000 | 517 |
| Total noninterest expense | $23,734,000 | 686 |
| Salaries and employee benefits | $14,555,000 | 588 |
| Premises and equipment expense | $2,680,000 | 839 |
| Additional noninterest expense | $6,499,000 | 780 |
| Pre-tax net operating income | $12,915,000 | 700 |
| Securities gains (losses) | $-102,000 | 8,723 |
| Applicable income taxes | $4,105,000 | 690 |
| Income before extraordinary items | $8,708,000 | 757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,708,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $936,000 | 827 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,777,360 | 723 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $25,816,000 | 808 |
| Total interest expense | $6,902,000 | 853 |
| Net interest income | $18,914,000 | 773 |
| Provision for loan and lease losses | $1,013,000 | 766 |
| Total noninterest income | $9,430,000 | 528 |
| Gross Fiduciary activities income | $405,000 | 546 |
| Service charges on deposit accounts | $3,628,000 | 363 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,397,000 | 518 |
| Total noninterest expense | $17,642,000 | 686 |
| Salaries and employee benefits | $10,815,000 | 590 |
| Premises and equipment expense | $1,976,000 | 849 |
| Additional noninterest expense | $4,851,000 | 774 |
| Pre-tax net operating income | $9,689,000 | 707 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $3,188,000 | 688 |
| Income before extraordinary items | $6,498,000 | 774 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,498,000 | 775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 737 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,500,010 | 738 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,868,000 | 813 |
| Total interest expense | $4,504,000 | 858 |
| Net interest income | $12,364,000 | 781 |
| Provision for loan and lease losses | $520,000 | 951 |
| Total noninterest income | $6,098,000 | 542 |
| Gross Fiduciary activities income | $258,000 | 566 |
| Service charges on deposit accounts | $2,286,000 | 375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,554,000 | 530 |
| Total noninterest expense | $11,706,000 | 691 |
| Salaries and employee benefits | $7,131,000 | 599 |
| Premises and equipment expense | $1,290,000 | 865 |
| Additional noninterest expense | $3,285,000 | 762 |
| Pre-tax net operating income | $6,236,000 | 723 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $2,048,000 | 708 |
| Income before extraordinary items | $4,183,000 | 784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,183,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 718 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,186,350 | 751 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,355,000 | 835 |
| Total interest expense | $2,249,000 | 884 |
| Net interest income | $6,106,000 | 801 |
| Provision for loan and lease losses | $388,000 | 642 |
| Total noninterest income | $2,784,000 | 570 |
| Gross Fiduciary activities income | $122,000 | 587 |
| Service charges on deposit accounts | $1,059,000 | 404 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,603,000 | 568 |
| Total noninterest expense | $5,603,000 | 720 |
| Salaries and employee benefits | $3,281,000 | 649 |
| Premises and equipment expense | $633,000 | 899 |
| Additional noninterest expense | $1,689,000 | 741 |
| Pre-tax net operating income | $2,899,000 | 759 |
| Securities gains (losses) | $80,000 | 921 |
| Applicable income taxes | $971,000 | 750 |
| Income before extraordinary items | $2,008,000 | 824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,008,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 671 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,954,400 | 794 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $32,337,000 | 871 |
| Total interest expense | $9,685,000 | 922 |
| Net interest income | $22,652,000 | 855 |
| Provision for loan and lease losses | $1,694,000 | 739 |
| Total noninterest income | $14,727,000 | 498 |
| Gross Fiduciary activities income | $328,000 | 677 |
| Service charges on deposit accounts | $4,514,000 | 381 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,885,000 | 452 |
| Total noninterest expense | $23,543,000 | 691 |
| Salaries and employee benefits | $15,282,000 | 572 |
| Premises and equipment expense | $2,441,000 | 917 |
| Additional noninterest expense | $5,820,000 | 881 |
| Pre-tax net operating income | $12,142,000 | 716 |
| Securities gains (losses) | $-203,000 | 9,073 |
| Applicable income taxes | $3,983,000 | 743 |
| Income before extraordinary items | $7,956,000 | 814 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,956,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $950,000 | 964 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,092,010 | 755 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $24,118,000 | 894 |
| Total interest expense | $7,461,000 | 934 |
| Net interest income | $16,657,000 | 881 |
| Provision for loan and lease losses | $1,125,000 | 801 |
| Total noninterest income | $11,393,000 | 511 |
| Gross Fiduciary activities income | $244,000 | 685 |
| Service charges on deposit accounts | $3,372,000 | 393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,777,000 | 454 |
| Total noninterest expense | $17,823,000 | 704 |
| Salaries and employee benefits | $11,755,000 | 565 |
| Premises and equipment expense | $1,832,000 | 928 |
| Additional noninterest expense | $4,236,000 | 909 |
| Pre-tax net operating income | $9,102,000 | 748 |
| Securities gains (losses) | $-45,000 | 9,068 |
| Applicable income taxes | $3,105,000 | 752 |
| Income before extraordinary items | $5,952,000 | 848 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,952,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 914 |
| Cash dividends | $1,000,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,981,700 | 784 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $15,990,000 | 911 |
| Total interest expense | $5,144,000 | 936 |
| Net interest income | $10,846,000 | 908 |
| Provision for loan and lease losses | $906,000 | 687 |
| Total noninterest income | $7,055,000 | 536 |
| Gross Fiduciary activities income | $150,000 | 708 |
| Service charges on deposit accounts | $2,222,000 | 389 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,683,000 | 494 |
| Total noninterest expense | $11,127,000 | 742 |
| Salaries and employee benefits | $7,230,000 | 615 |
| Premises and equipment expense | $1,201,000 | 955 |
| Additional noninterest expense | $2,696,000 | 940 |
| Pre-tax net operating income | $5,868,000 | 769 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $2,045,000 | 758 |
| Income before extraordinary items | $3,852,000 | 884 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,852,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,075 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,833,150 | 814 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 926 |
| Total interest expense | $2,591,000 | 949 |
| Net interest income | $5,322,000 | 919 |
| Provision for loan and lease losses | $475,000 | 644 |
| Total noninterest income | $3,128,000 | 573 |
| Gross Fiduciary activities income | $70,000 | 737 |
| Service charges on deposit accounts | $1,083,000 | 382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,975,000 | 546 |
| Total noninterest expense | $5,200,000 | 787 |
| Salaries and employee benefits | $3,349,000 | 648 |
| Premises and equipment expense | $593,000 | 971 |
| Additional noninterest expense | $1,258,000 | 976 |
| Pre-tax net operating income | $2,775,000 | 805 |
| Securities gains (losses) | $46,000 | 1,434 |
| Applicable income taxes | $968,000 | 820 |
| Income before extraordinary items | $1,853,000 | 913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,853,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,012 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,822,640 | 851 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,370,000 | 966 |
| Total interest expense | $11,160,000 | 1,003 |
| Net interest income | $20,210,000 | 954 |
| Provision for loan and lease losses | $2,414,000 | 642 |
| Total noninterest income | $11,215,000 | 584 |
| Gross Fiduciary activities income | $227,000 | 791 |
| Service charges on deposit accounts | $4,432,000 | 365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,556,000 | 578 |
| Total noninterest expense | $20,086,000 | 794 |
| Salaries and employee benefits | $12,446,000 | 660 |
| Premises and equipment expense | $2,301,000 | 951 |
| Additional noninterest expense | $5,339,000 | 930 |
| Pre-tax net operating income | $8,925,000 | 955 |
| Securities gains (losses) | $207,000 | 1,140 |
| Applicable income taxes | $3,096,000 | 895 |
| Income before extraordinary items | $6,036,000 | 1,040 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,036,000 | 1,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $989,000 | 980 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,899,380 | 1,024 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,561,000 | 1,047 |
| Total interest expense | $15,249,000 | 1,059 |
| Net interest income | $17,312,000 | 1,039 |
| Provision for loan and lease losses | $1,825,000 | 760 |
| Total noninterest income | $7,657,000 | 718 |
| Gross Fiduciary activities income | $133,000 | 927 |
| Service charges on deposit accounts | $2,989,000 | 501 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,535,000 | 705 |
| Total noninterest expense | $16,516,000 | 903 |
| Salaries and employee benefits | $10,265,000 | 728 |
| Premises and equipment expense | $2,129,000 | 985 |
| Additional noninterest expense | $4,122,000 | 1,162 |
| Pre-tax net operating income | $6,628,000 | 1,121 |
| Securities gains (losses) | $66,000 | 2,098 |
| Applicable income taxes | $2,101,000 | 1,128 |
| Income before extraordinary items | $4,593,000 | 1,178 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,593,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $859,000 | 1,044 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,547,460 | 1,147 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $29,862,000 | 1,180 |
| Total interest expense | $14,670,000 | 1,182 |
| Net interest income | $15,192,000 | 1,159 |
| Provision for loan and lease losses | $1,063,000 | 1,013 |
| Total noninterest income | $4,241,000 | 1,033 |
| Gross Fiduciary activities income | $18,000 | 1,161 |
| Service charges on deposit accounts | $2,437,000 | 544 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,786,000 | 1,228 |
| Total noninterest expense | $12,400,000 | 1,125 |
| Salaries and employee benefits | $7,312,000 | 959 |
| Premises and equipment expense | $1,854,000 | 1,079 |
| Additional noninterest expense | $3,234,000 | 1,387 |
| Pre-tax net operating income | $5,970,000 | 1,243 |
| Securities gains (losses) | $-42,000 | 9,121 |
| Applicable income taxes | $1,904,000 | 1,216 |
| Income before extraordinary items | $4,024,000 | 1,307 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,024,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,227 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,052,560 | 1,285 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,166,000 | 1,343 |
| Total interest expense | $10,981,000 | 1,366 |
| Net interest income | $13,185,000 | 1,320 |
| Provision for loan and lease losses | $1,314,000 | 783 |
| Total noninterest income | $3,607,000 | 1,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,249,000 | 586 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,358,000 | 1,498 |
| Total noninterest expense | $10,598,000 | 1,304 |
| Salaries and employee benefits | $5,976,000 | 1,152 |
| Premises and equipment expense | $1,777,000 | 1,127 |
| Additional noninterest expense | $2,845,000 | 1,569 |
| Pre-tax net operating income | $4,880,000 | 1,543 |
| Securities gains (losses) | $629,000 | 298 |
| Applicable income taxes | $1,836,000 | 1,329 |
| Income before extraordinary items | $3,673,000 | 1,468 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,673,000 | 1,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,354 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,251,570 | 1,612 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,500,000 | 1,505 |
| Total interest expense | $9,819,000 | 1,562 |
| Net interest income | $11,681,000 | 1,436 |
| Provision for loan and lease losses | $875,000 | 1,095 |
| Total noninterest income | $3,581,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,028,000 | 605 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,553,000 | 1,371 |
| Total noninterest expense | $9,891,000 | 1,327 |
| Salaries and employee benefits | $5,427,000 | 1,209 |
| Premises and equipment expense | $1,976,000 | 981 |
| Additional noninterest expense | $2,488,000 | 1,717 |
| Pre-tax net operating income | $4,496,000 | 1,642 |
| Securities gains (losses) | $33,000 | 2,048 |
| Applicable income taxes | $1,607,000 | 1,526 |
| Income before extraordinary items | $2,922,000 | 1,803 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,922,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,064 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,900,550 | 1,743 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,813,000 | 1,762 |
| Total interest expense | $8,622,000 | 1,801 |
| Net interest income | $10,191,000 | 1,712 |
| Provision for loan and lease losses | $773,000 | 1,221 |
| Total noninterest income | $2,731,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,855,000 | 688 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $876,000 | 1,905 |
| Total noninterest expense | $8,742,000 | 1,504 |
| Salaries and employee benefits | $4,596,000 | 1,422 |
| Premises and equipment expense | $1,752,000 | 1,143 |
| Additional noninterest expense | $2,394,000 | 1,770 |
| Pre-tax net operating income | $3,407,000 | 2,210 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $958,000 | 2,524 |
| Income before extraordinary items | $2,428,000 | 2,167 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,428,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,103 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $4,800,000 | 214 |
| Net operating income | $2,443,120 | 2,105 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,677,000 | 2,154 |
| Total interest expense | $7,359,000 | 2,130 |
| Net interest income | $8,318,000 | 2,161 |
| Provision for loan and lease losses | $470,000 | 1,822 |
| Total noninterest income | $2,154,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,489,000 | 892 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $665,000 | 2,391 |
| Total noninterest expense | $7,177,000 | 1,954 |
| Salaries and employee benefits | $3,653,000 | 1,807 |
| Premises and equipment expense | $1,487,000 | 1,371 |
| Additional noninterest expense | $2,037,000 | 2,410 |
| Pre-tax net operating income | $2,825,000 | 2,489 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $800,000 | 2,841 |
| Income before extraordinary items | $2,025,000 | 2,434 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,025,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,916 |
| Cash dividends | $525,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,025,000 | 2,384 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,026,000 | 2,392 |
| Total interest expense | $6,648,000 | 2,335 |
| Net interest income | $7,378,000 | 2,438 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $1,435,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,087,000 | 1,229 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $348,000 | 3,626 |
| Total noninterest expense | $6,298,000 | 2,175 |
| Salaries and employee benefits | $3,173,000 | 2,100 |
| Premises and equipment expense | $1,290,000 | 1,574 |
| Additional noninterest expense | $1,835,000 | 2,597 |
| Pre-tax net operating income | $2,315,000 | 3,064 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $766,000 | 2,991 |
| Income before extraordinary items | $1,528,000 | 3,193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,528,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $460,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,542,070 | 3,147 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,081,000 | 2,743 |
| Total interest expense | $4,238,000 | 2,889 |
| Net interest income | $6,843,000 | 2,638 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $1,017,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $805,000 | 1,675 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $5,747,000 | 2,449 |
| Salaries and employee benefits | $2,798,000 | 2,392 |
| Premises and equipment expense | $1,218,000 | 1,696 |
| Additional noninterest expense | $1,731,000 | 2,920 |
| Pre-tax net operating income | $1,933,000 | 3,527 |
| Securities gains (losses) | $-118,000 | 11,655 |
| Applicable income taxes | $544,000 | 3,804 |
| Income before extraordinary items | $1,271,000 | 3,661 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,271,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $1,168,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,353,600 | 3,496 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 3,202 |
| Total interest expense | $3,896,000 | 3,235 |
| Net interest income | $5,765,000 | 3,141 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $899,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $754,000 | 1,810 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $5,612,000 | 2,552 |
| Salaries and employee benefits | $2,312,000 | 2,848 |
| Premises and equipment expense | $1,572,000 | 1,356 |
| Additional noninterest expense | $1,728,000 | 3,084 |
| Pre-tax net operating income | $1,052,000 | 5,680 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $838,000 | 5,371 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $838,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,964 |
| Cash dividends | $875,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $6,004,000 | 173 |
| Net operating income | $831,680 | 5,161 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 6,203 |
| Total interest expense | $2,409,000 | 6,163 |
| Net interest income | $2,769,000 | 6,095 |
| Provision for loan and lease losses | $247,000 | 4,624 |
| Total noninterest income | $398,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $2,121,000 | 6,106 |
| Salaries and employee benefits | $939,000 | 6,401 |
| Premises and equipment expense | $525,000 | 3,810 |
| Additional noninterest expense | $657,000 | 7,054 |
| Pre-tax net operating income | $799,000 | 6,570 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $286,000 | 6,127 |
| Income before extraordinary items | $531,000 | 7,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $531,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $519,300 | 6,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.