Home > Georgia Bank & Trust Company of Augusta > Net charge- offs to loans
Georgia Bank & Trust Company of Augusta, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2053% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1713% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.1168% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2719% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0899% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1979% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0713% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0713% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0246% | 5,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.1565% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0727% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0830% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0830% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0271% | 5,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.2887% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0556% | 5,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0489% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4730% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4730% | 442 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0239% | 5,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.3483% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1076% | 5,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1478% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1275% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 4,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8121% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8121% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0313% | 5,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2530% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2623% | 726 |
| Percentage Net Loans Charged-off:Construction & development | -0.8329% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6023% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0661% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1500% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 5,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1244% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1244% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 5,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 922 |
| Percentage Net Loans Charged-off:Construction & development | -1.1454% | 5,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4272% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5020% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1838% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0882% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1327% | 5,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9505% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9505% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 5,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 4,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | -1.7394% | 5,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.8095% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2292% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2427% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2638% | 5,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6961% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6961% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2692% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2567% | 639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0579% | 5,171 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 5,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5602% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3483% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2472% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5817% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5817% | 416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4573% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2892% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.4171% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1188% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5055% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6502% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4818% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9278% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0133% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0133% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 5,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3655% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3328% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.3743% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1645% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6165% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8404% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5788% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5350% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1601% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1601% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 5,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3366% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3187% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.2651% | 596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3879% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3029% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9147% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4227% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7598% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7598% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0194% | 5,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5024% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5486% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.4023% | 390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7748% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3967% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0596% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2778% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1153% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7149% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7149% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 5,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0906% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2202% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 2.7174% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9927% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6402% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4791% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6701% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 2,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9842% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9842% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0206% | 5,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2309% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3796% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 2.8679% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2909% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6047% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6414% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5979% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7836% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7835% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0250% | 5,657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2732% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4289% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 2.0109% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7005% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8010% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9652% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7703% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 1,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0667% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0667% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0199% | 5,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7350% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7926% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 2.3385% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 6,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9324% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9958% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7307% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3288% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0933% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0933% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0206% | 5,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9452% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9844% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 1.7918% | 1,159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6310% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0184% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5918% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1022% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4398% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3189% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3189% | 317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9890% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0366% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 1.5822% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8638% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9934% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7182% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0479% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4432% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2423% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2423% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1125% | 1,090 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8356% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8405% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 1.1524% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8485% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6570% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0771% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5727% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5177% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7404% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7404% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 5,887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7430% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8127% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 1.4262% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4836% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8503% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7220% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6725% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1717% | 6,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1342% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1342% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0172% | 5,948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1597% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0792% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 2.3049% | 1,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4051% | 2,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2634% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7942% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3705% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9010% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1562% | 4,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1441% | 4,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.9856% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2159% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2498% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 2.8455% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5790% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1874% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1040% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2058% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4207% | 2,536 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0890% | 6,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0800% | 6,436 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9220% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1924% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2005% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 3.0553% | 1,122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4421% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0259% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5754% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9017% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 2,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0654% | 3,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0565% | 3,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6454% | 144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5214% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4415% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 3.6477% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6052% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1057% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0001% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4309% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7425% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0774% | 6,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0618% | 6,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.4642% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3009% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4053% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 3.8141% | 1,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3286% | 2,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6682% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5570% | 1,203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6965% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4381% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8394% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2275% | 723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2530% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3964% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 4.0460% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2022% | 2,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4183% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4488% | 1,161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4104% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 4,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7325% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0836% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1981% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3240% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 3.4764% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2860% | 1,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4610% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5341% | 940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4420% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5440% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2422% | 595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9584% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0206% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 2.6477% | 1,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6010% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0489% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4843% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1009% | 2,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0911% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5871% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6553% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9242% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 5.9586% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3000% | 2,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9435% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1248% | 1,714 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3278% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4426% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3275% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3139% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9307% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1114% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 4.4400% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3116% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8067% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1173% | 1,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9442% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1677% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7563% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0538% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9525% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1462% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 4.4551% | 901 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4892% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5166% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1758% | 1,117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5842% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5777% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2650% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9335% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1137% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 4.6915% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5294% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1159% | 764 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6116% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1500% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1020% | 1,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8967% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6875% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6753% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 1.3621% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1241% | 1,654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2956% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1040% | 3,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6124% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8757% | 434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4940% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4505% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.9840% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1414% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 3,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7357% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6353% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 2,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0686% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1238% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 2,555 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 7,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2277% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.1697% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1706% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2025% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0408% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0273% | 6,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6802% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2349% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2041% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.3358% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1741% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1169% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 3,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3631% | 3,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6551% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 7,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1662% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1882% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1615% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1217% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2445% | 3,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3243% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 7,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2800% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 7,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1810% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7887% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 7,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 7,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0650% | 8,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5567% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2061% | 8,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9590% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1568% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0425% | 638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4559% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5591% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0691% | 3,163 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2953% | 8,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4689% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2104% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0451% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6038% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7404% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0511% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2203% | 7,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2505% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2483% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2710% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0522% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8773% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0727% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0394% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3312% | 7,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6233% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1378% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0500% | 8,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4675% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5730% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0757% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2924% | 7,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4854% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 3,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3807% | 4,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6923% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0681% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 2,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2334% | 4,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2759% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0810% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0809% | 2,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6444% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 7,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0736% | 7,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5706% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8635% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 685 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 2,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1729% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 2,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2974% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0460% | 350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0209% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0209% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4603% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7264% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2200% | 2,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0361% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 7,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6679% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0392% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0821% | 7,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9353% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7915% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2287% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0309% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1348% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 2,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 3,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2095% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0741% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2222% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0424% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1844% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2446% | 2,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1109% | 1,912 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0356% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0514% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2720% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0622% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9039% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8361% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.1028% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 8,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 8,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9988% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6223% | 561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2715% | 2,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0475% | 743 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 8,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 8,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 8,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5021% | 2,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1556% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3091% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2755% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,889 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 8,150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 3,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7319% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2277% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | 17.0940% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0707% | 1,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 3,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1289% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1715% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0840% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1940% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2703% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8538% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8404% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 5,643 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 4,515 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 7,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 8,172 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |