Home > Gateway Bank of Florida > Income and Expense
Gateway Bank of Florida, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 2,493 |
| Total interest expense | $359,000 | 1,916 |
| Net interest income | $2,067,000 | 2,583 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $72,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $57,000 | 4,162 |
| Total noninterest expense | $1,383,000 | 2,977 |
| Salaries and employee benefits | $783,000 | 2,979 |
| Premises and equipment expense | $150,000 | 2,994 |
| Additional noninterest expense | $450,000 | 2,879 |
| Pre-tax net operating income | $756,000 | 2,400 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $204,000 | 1,851 |
| Income before extraordinary items | $552,000 | 2,606 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $552,000 | 2,606 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $552,000 | 2,606 |
| Net charge-offs | $-20,000 | 5,253 |
| Cash dividends | $750,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 576 |
| Net operating income | $552,000 | 2,583 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 2,610 |
| Total interest expense | $1,408,000 | 1,883 |
| Net interest income | $7,666,000 | 2,707 |
| Provision for loan and lease losses | $-934,000 | 5,819 |
| Total noninterest income | $230,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $64,000 | 4,993 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $166,000 | 4,551 |
| Total noninterest expense | $5,690,000 | 2,937 |
| Salaries and employee benefits | $3,353,000 | 2,833 |
| Premises and equipment expense | $538,000 | 3,220 |
| Additional noninterest expense | $1,799,000 | 2,962 |
| Pre-tax net operating income | $3,140,000 | 2,330 |
| Securities gains (losses) | $250,000 | 751 |
| Applicable income taxes | $960,000 | 1,686 |
| Income before extraordinary items | $2,430,000 | 2,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,430,000 | 2,452 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,430,000 | 2,453 |
| Net charge-offs | $-1,048,000 | 5,861 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 682 |
| Net operating income | $2,250,000 | 2,531 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 2,653 |
| Total interest expense | $1,040,000 | 1,916 |
| Net interest income | $5,617,000 | 2,752 |
| Provision for loan and lease losses | $-84,000 | 5,721 |
| Total noninterest income | $145,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $44,000 | 5,105 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $101,000 | 4,785 |
| Total noninterest expense | $4,258,000 | 2,947 |
| Salaries and employee benefits | $2,497,000 | 2,837 |
| Premises and equipment expense | $398,000 | 3,278 |
| Additional noninterest expense | $1,363,000 | 2,935 |
| Pre-tax net operating income | $1,588,000 | 3,013 |
| Securities gains (losses) | $236,000 | 716 |
| Applicable income taxes | $454,000 | 2,139 |
| Income before extraordinary items | $1,370,000 | 2,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,370,000 | 2,961 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,370,000 | 2,961 |
| Net charge-offs | $-1,150,000 | 5,932 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 633 |
| Net operating income | $1,193,000 | 3,160 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 2,733 |
| Total interest expense | $664,000 | 1,985 |
| Net interest income | $3,625,000 | 2,826 |
| Provision for loan and lease losses | $-84,000 | 5,837 |
| Total noninterest income | $83,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $28,000 | 5,172 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $55,000 | 4,984 |
| Total noninterest expense | $2,739,000 | 3,032 |
| Salaries and employee benefits | $1,570,000 | 2,962 |
| Premises and equipment expense | $244,000 | 3,464 |
| Additional noninterest expense | $925,000 | 2,910 |
| Pre-tax net operating income | $1,053,000 | 2,990 |
| Securities gains (losses) | $156,000 | 710 |
| Applicable income taxes | $298,000 | 2,141 |
| Income before extraordinary items | $911,000 | 2,953 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $911,000 | 2,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $911,000 | 2,952 |
| Net charge-offs | $-106,000 | 5,716 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 627 |
| Net operating income | $794,000 | 3,133 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 2,802 |
| Total interest expense | $310,000 | 2,087 |
| Net interest income | $1,751,000 | 2,904 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $24,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,561 |
| Total noninterest expense | $1,362,000 | 3,060 |
| Salaries and employee benefits | $789,000 | 2,970 |
| Premises and equipment expense | $133,000 | 3,327 |
| Additional noninterest expense | $440,000 | 3,024 |
| Pre-tax net operating income | $413,000 | 3,351 |
| Securities gains (losses) | $118,000 | 454 |
| Applicable income taxes | $129,000 | 2,240 |
| Income before extraordinary items | $402,000 | 3,127 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $402,000 | 3,125 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $402,000 | 3,126 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $312,320 | 3,502 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,521,000 | 2,968 |
| Total interest expense | $1,189,000 | 2,135 |
| Net interest income | $6,332,000 | 3,084 |
| Provision for loan and lease losses | $-100,000 | 5,729 |
| Total noninterest income | $-1,787,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $53,000 | 5,342 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-1,840,000 | 6,181 |
| Total noninterest expense | $4,936,000 | 3,251 |
| Salaries and employee benefits | $2,598,000 | 3,320 |
| Premises and equipment expense | $578,000 | 3,192 |
| Additional noninterest expense | $1,760,000 | 3,054 |
| Pre-tax net operating income | $-291,000 | 5,996 |
| Securities gains (losses) | $2,336,000 | 92 |
| Applicable income taxes | $460,000 | 2,296 |
| Income before extraordinary items | $1,585,000 | 3,131 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,585,000 | 3,132 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,585,000 | 3,133 |
| Net charge-offs | $-8,000 | 5,150 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 590 |
| Net operating income | $-237,080 | 5,985 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 3,042 |
| Total interest expense | $904,000 | 2,129 |
| Net interest income | $4,582,000 | 3,177 |
| Provision for loan and lease losses | $-100,000 | 5,916 |
| Total noninterest income | $-1,880,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $40,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,920,000 | 6,269 |
| Total noninterest expense | $3,814,000 | 3,197 |
| Salaries and employee benefits | $1,958,000 | 3,321 |
| Premises and equipment expense | $436,000 | 3,214 |
| Additional noninterest expense | $1,420,000 | 2,898 |
| Pre-tax net operating income | $-1,012,000 | 6,206 |
| Securities gains (losses) | $2,240,000 | 80 |
| Applicable income taxes | $233,000 | 2,695 |
| Income before extraordinary items | $995,000 | 3,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $995,000 | 3,507 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $995,000 | 3,508 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 655 |
| Net operating income | $-819,400 | 6,191 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 3,030 |
| Total interest expense | $634,000 | 2,061 |
| Net interest income | $3,043,000 | 3,189 |
| Provision for loan and lease losses | $-100,000 | 6,049 |
| Total noninterest income | $-1,974,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,999,000 | 6,348 |
| Total noninterest expense | $2,643,000 | 3,150 |
| Salaries and employee benefits | $1,295,000 | 3,370 |
| Premises and equipment expense | $298,000 | 3,183 |
| Additional noninterest expense | $1,050,000 | 2,698 |
| Pre-tax net operating income | $-1,474,000 | 6,307 |
| Securities gains (losses) | $2,240,000 | 68 |
| Applicable income taxes | $194,000 | 2,517 |
| Income before extraordinary items | $572,000 | 3,746 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 3,748 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $572,000 | 3,749 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 644 |
| Net operating income | $-1,108,000 | 6,292 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,040 |
| Total interest expense | $370,000 | 1,823 |
| Net interest income | $1,473,000 | 3,262 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-1,966,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,981,000 | 6,420 |
| Total noninterest expense | $1,432,000 | 2,993 |
| Salaries and employee benefits | $629,000 | 3,464 |
| Premises and equipment expense | $139,000 | 3,363 |
| Additional noninterest expense | $664,000 | 2,202 |
| Pre-tax net operating income | $-1,925,000 | 6,405 |
| Securities gains (losses) | $2,240,000 | 43 |
| Applicable income taxes | $65,000 | 2,801 |
| Income before extraordinary items | $250,000 | 3,952 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $250,000 | 3,956 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $250,000 | 3,956 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 625 |
| Net operating income | $-1,519,600 | 6,391 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 2,735 |
| Total interest expense | $2,635,000 | 1,126 |
| Net interest income | $5,981,000 | 3,254 |
| Provision for loan and lease losses | $-150,000 | 6,082 |
| Total noninterest income | $-1,345,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $62,000 | 5,501 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,407,000 | 6,495 |
| Total noninterest expense | $5,207,000 | 3,220 |
| Salaries and employee benefits | $2,540,000 | 3,442 |
| Premises and equipment expense | $510,000 | 3,585 |
| Additional noninterest expense | $2,157,000 | 2,719 |
| Pre-tax net operating income | $-421,000 | 6,285 |
| Securities gains (losses) | $1,905,000 | 109 |
| Applicable income taxes | $-214,000 | 6,314 |
| Income before extraordinary items | $1,698,000 | 3,020 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,698,000 | 3,020 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,698,000 | 3,021 |
| Net charge-offs | $-92,000 | 6,118 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 726 |
| Net operating income | $-207,000 | 6,232 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 2,716 |
| Total interest expense | $2,177,000 | 1,039 |
| Net interest income | $4,421,000 | 3,311 |
| Provision for loan and lease losses | $-150,000 | 6,239 |
| Total noninterest income | $-1,228,000 | 6,575 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $48,000 | 5,544 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-1,276,000 | 6,577 |
| Total noninterest expense | $3,998,000 | 3,184 |
| Salaries and employee benefits | $1,885,000 | 3,481 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $1,728,000 | 2,578 |
| Pre-tax net operating income | $-655,000 | 6,418 |
| Securities gains (losses) | $1,880,000 | 90 |
| Applicable income taxes | $-176,000 | 6,452 |
| Income before extraordinary items | $1,401,000 | 2,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,401,000 | 2,865 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,401,000 | 2,865 |
| Net charge-offs | $-90,000 | 6,180 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $-479,000 | 6,393 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 2,643 |
| Total interest expense | $1,571,000 | 964 |
| Net interest income | $2,955,000 | 3,306 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-263,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-299,000 | 6,627 |
| Total noninterest expense | $2,359,000 | 3,476 |
| Salaries and employee benefits | $1,254,000 | 3,506 |
| Premises and equipment expense | $256,000 | 3,661 |
| Additional noninterest expense | $849,000 | 3,272 |
| Pre-tax net operating income | $333,000 | 4,764 |
| Securities gains (losses) | $52,000 | 1,141 |
| Applicable income taxes | $-329,000 | 6,588 |
| Income before extraordinary items | $714,000 | 3,300 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $714,000 | 3,305 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $714,000 | 3,305 |
| Net charge-offs | $-87,000 | 6,288 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $662,000 | 3,397 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 2,760 |
| Total interest expense | $821,000 | 932 |
| Net interest income | $1,327,000 | 3,548 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-4,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-23,000 | 6,601 |
| Total noninterest expense | $1,256,000 | 3,365 |
| Salaries and employee benefits | $644,000 | 3,473 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $485,000 | 2,961 |
| Pre-tax net operating income | $67,000 | 5,587 |
| Securities gains (losses) | $99,000 | 441 |
| Applicable income taxes | $-150,000 | 6,651 |
| Income before extraordinary items | $316,000 | 3,455 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $316,000 | 3,458 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $316,000 | 3,458 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $217,000 | 4,065 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 2,857 |
| Total interest expense | $2,321,000 | 1,465 |
| Net interest income | $5,984,000 | 3,284 |
| Provision for loan and lease losses | $-125,000 | 6,407 |
| Total noninterest income | $4,027,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $70,000 | 5,672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,957,000 | 945 |
| Total noninterest expense | $4,591,000 | 3,605 |
| Salaries and employee benefits | $2,698,000 | 3,347 |
| Premises and equipment expense | $552,000 | 3,507 |
| Additional noninterest expense | $1,341,000 | 3,929 |
| Pre-tax net operating income | $5,545,000 | 1,325 |
| Securities gains (losses) | $-3,140,000 | 6,785 |
| Applicable income taxes | $-90,000 | 6,470 |
| Income before extraordinary items | $2,495,000 | 2,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,495,000 | 2,203 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,495,000 | 2,202 |
| Net charge-offs | $-6,000 | 6,085 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 744 |
| Net operating income | $5,635,000 | 1,072 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 2,904 |
| Total interest expense | $1,447,000 | 1,810 |
| Net interest income | $4,730,000 | 3,164 |
| Provision for loan and lease losses | $-275,000 | 6,661 |
| Total noninterest income | $4,300,000 | 1,047 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $52,000 | 5,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,248,000 | 754 |
| Total noninterest expense | $3,459,000 | 3,616 |
| Salaries and employee benefits | $2,035,000 | 3,352 |
| Premises and equipment expense | $415,000 | 3,523 |
| Additional noninterest expense | $1,009,000 | 3,919 |
| Pre-tax net operating income | $5,846,000 | 991 |
| Securities gains (losses) | $-636,000 | 6,840 |
| Applicable income taxes | $1,158,000 | 1,124 |
| Income before extraordinary items | $4,052,000 | 1,150 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,052,000 | 1,152 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,052,000 | 1,152 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 691 |
| Net operating income | $4,548,080 | 1,005 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 2,939 |
| Total interest expense | $713,000 | 2,356 |
| Net interest income | $3,344,000 | 3,030 |
| Provision for loan and lease losses | $-275,000 | 6,762 |
| Total noninterest income | $1,557,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $34,000 | 5,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,523,000 | 1,194 |
| Total noninterest expense | $2,328,000 | 3,608 |
| Salaries and employee benefits | $1,353,000 | 3,380 |
| Premises and equipment expense | $272,000 | 3,570 |
| Additional noninterest expense | $703,000 | 3,823 |
| Pre-tax net operating income | $2,848,000 | 1,297 |
| Securities gains (losses) | $346,000 | 505 |
| Applicable income taxes | $650,000 | 1,264 |
| Income before extraordinary items | $2,544,000 | 1,200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,544,000 | 1,202 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,544,000 | 1,203 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 640 |
| Net operating income | $2,267,200 | 1,285 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 3,087 |
| Total interest expense | $299,000 | 2,784 |
| Net interest income | $1,625,000 | 3,103 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $55,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $1,140,000 | 3,681 |
| Salaries and employee benefits | $659,000 | 3,476 |
| Premises and equipment expense | $134,000 | 3,651 |
| Additional noninterest expense | $347,000 | 3,871 |
| Pre-tax net operating income | $540,000 | 2,734 |
| Securities gains (losses) | $346,000 | 293 |
| Applicable income taxes | $70,000 | 2,737 |
| Income before extraordinary items | $816,000 | 1,740 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $816,000 | 1,742 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $816,000 | 1,742 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 593 |
| Net operating income | $497,680 | 2,521 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,690,000 | 3,213 |
| Total interest expense | $1,166,000 | 3,266 |
| Net interest income | $6,524,000 | 3,165 |
| Provision for loan and lease losses | $1,309,000 | 1,461 |
| Total noninterest income | $-411,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $68,000 | 5,929 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-479,000 | 6,921 |
| Total noninterest expense | $4,502,000 | 3,726 |
| Salaries and employee benefits | $2,522,000 | 3,554 |
| Premises and equipment expense | $552,000 | 3,580 |
| Additional noninterest expense | $1,428,000 | 3,908 |
| Pre-tax net operating income | $302,000 | 5,417 |
| Securities gains (losses) | $3,275,000 | 155 |
| Applicable income taxes | $752,000 | 1,768 |
| Income before extraordinary items | $2,825,000 | 1,964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,825,000 | 1,963 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,825,000 | 1,965 |
| Net charge-offs | $2,369,000 | 1,021 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 747 |
| Net operating income | $237,750 | 5,486 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 3,264 |
| Total interest expense | $886,000 | 3,333 |
| Net interest income | $4,905,000 | 3,204 |
| Provision for loan and lease losses | $929,000 | 1,518 |
| Total noninterest income | $-171,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-221,000 | 6,991 |
| Total noninterest expense | $3,415,000 | 3,742 |
| Salaries and employee benefits | $1,912,000 | 3,536 |
| Premises and equipment expense | $419,000 | 3,603 |
| Additional noninterest expense | $1,084,000 | 3,895 |
| Pre-tax net operating income | $390,000 | 5,027 |
| Securities gains (losses) | $3,275,000 | 117 |
| Applicable income taxes | $972,000 | 1,259 |
| Income before extraordinary items | $2,693,000 | 1,630 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,693,000 | 1,631 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,693,000 | 1,631 |
| Net charge-offs | $1,974,000 | 936 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 702 |
| Net operating income | $302,250 | 5,116 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 3,268 |
| Total interest expense | $618,000 | 3,341 |
| Net interest income | $3,275,000 | 3,207 |
| Provision for loan and lease losses | $329,000 | 2,297 |
| Total noninterest income | $-206,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-237,000 | 7,092 |
| Total noninterest expense | $2,266,000 | 3,769 |
| Salaries and employee benefits | $1,258,000 | 3,579 |
| Premises and equipment expense | $285,000 | 3,552 |
| Additional noninterest expense | $723,000 | 3,907 |
| Pre-tax net operating income | $474,000 | 4,188 |
| Securities gains (losses) | $1,512,000 | 178 |
| Applicable income taxes | $542,000 | 1,421 |
| Income before extraordinary items | $1,444,000 | 1,949 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,444,000 | 1,947 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,444,000 | 1,949 |
| Net charge-offs | $883,000 | 1,248 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 684 |
| Net operating income | $340,240 | 4,438 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,332 |
| Total interest expense | $307,000 | 3,461 |
| Net interest income | $1,612,000 | 3,256 |
| Provision for loan and lease losses | $329,000 | 1,406 |
| Total noninterest income | $-194,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-208,000 | 7,208 |
| Total noninterest expense | $1,129,000 | 3,794 |
| Salaries and employee benefits | $622,000 | 3,639 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $362,000 | 3,888 |
| Pre-tax net operating income | $-40,000 | 6,588 |
| Securities gains (losses) | $521,000 | 267 |
| Applicable income taxes | $108,000 | 2,378 |
| Income before extraordinary items | $373,000 | 3,216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $373,000 | 3,220 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $373,000 | 3,220 |
| Net charge-offs | $52,000 | 2,991 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 634 |
| Net operating income | $-33,380 | 6,584 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 3,123 |
| Total interest expense | $1,640,000 | 3,209 |
| Net interest income | $6,997,000 | 3,075 |
| Provision for loan and lease losses | $695,000 | 2,960 |
| Total noninterest income | $-597,000 | 7,208 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $55,000 | 6,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-652,000 | 7,133 |
| Total noninterest expense | $4,439,000 | 3,837 |
| Salaries and employee benefits | $2,327,000 | 3,766 |
| Premises and equipment expense | $592,000 | 3,605 |
| Additional noninterest expense | $1,520,000 | 3,831 |
| Pre-tax net operating income | $1,266,000 | 3,308 |
| Securities gains (losses) | $1,311,000 | 333 |
| Applicable income taxes | $787,000 | 1,575 |
| Income before extraordinary items | $1,790,000 | 2,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,790,000 | 2,461 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,790,000 | 2,462 |
| Net charge-offs | $2,536,000 | 1,339 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 862 |
| Net operating income | $885,410 | 3,659 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 3,113 |
| Total interest expense | $1,323,000 | 3,159 |
| Net interest income | $5,277,000 | 3,076 |
| Provision for loan and lease losses | $371,000 | 3,331 |
| Total noninterest income | $-613,000 | 7,317 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $41,000 | 6,288 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-654,000 | 7,270 |
| Total noninterest expense | $3,305,000 | 3,871 |
| Salaries and employee benefits | $1,761,000 | 3,750 |
| Premises and equipment expense | $459,000 | 3,562 |
| Additional noninterest expense | $1,085,000 | 3,946 |
| Pre-tax net operating income | $988,000 | 3,336 |
| Securities gains (losses) | $712,000 | 479 |
| Applicable income taxes | $490,000 | 1,755 |
| Income before extraordinary items | $1,210,000 | 2,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,210,000 | 2,711 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,210,000 | 2,711 |
| Net charge-offs | $1,228,000 | 1,699 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 811 |
| Net operating income | $704,480 | 3,636 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 3,139 |
| Total interest expense | $927,000 | 3,145 |
| Net interest income | $3,492,000 | 3,088 |
| Provision for loan and lease losses | $371,000 | 2,688 |
| Total noninterest income | $-476,000 | 7,405 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-502,000 | 7,378 |
| Total noninterest expense | $2,179,000 | 3,945 |
| Salaries and employee benefits | $1,173,000 | 3,777 |
| Premises and equipment expense | $301,000 | 3,636 |
| Additional noninterest expense | $705,000 | 4,090 |
| Pre-tax net operating income | $466,000 | 3,936 |
| Securities gains (losses) | $243,000 | 637 |
| Applicable income taxes | $117,000 | 2,731 |
| Income before extraordinary items | $592,000 | 3,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $592,000 | 3,215 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $592,000 | 3,216 |
| Net charge-offs | $1,094,000 | 1,398 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $390,310 | 3,930 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,189 |
| Total interest expense | $481,000 | 3,148 |
| Net interest income | $1,693,000 | 3,166 |
| Provision for loan and lease losses | $371,000 | 1,727 |
| Total noninterest income | $46,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $1,061,000 | 4,033 |
| Salaries and employee benefits | $584,000 | 3,808 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $324,000 | 4,318 |
| Pre-tax net operating income | $307,000 | 3,483 |
| Securities gains (losses) | $164,000 | 395 |
| Applicable income taxes | $27,000 | 3,254 |
| Income before extraordinary items | $444,000 | 2,469 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $444,000 | 2,468 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $444,000 | 2,469 |
| Net charge-offs | $551,000 | 1,260 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 709 |
| Net operating income | $289,840 | 3,267 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 3,362 |
| Total interest expense | $2,155,000 | 3,362 |
| Net interest income | $6,409,000 | 3,305 |
| Provision for loan and lease losses | $7,310,000 | 850 |
| Total noninterest income | $-268,000 | 7,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 6,259 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-316,000 | 7,347 |
| Total noninterest expense | $4,013,000 | 4,212 |
| Salaries and employee benefits | $2,085,000 | 4,115 |
| Premises and equipment expense | $598,000 | 3,729 |
| Additional noninterest expense | $1,330,000 | 4,335 |
| Pre-tax net operating income | $-5,182,000 | 7,120 |
| Securities gains (losses) | $1,653,000 | 319 |
| Applicable income taxes | $-1,170,000 | 7,349 |
| Income before extraordinary items | $-2,359,000 | 6,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,359,000 | 6,909 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,359,000 | 6,910 |
| Net charge-offs | $5,173,000 | 984 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 964 |
| Net operating income | $-3,466,510 | 7,031 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,413,000 | 3,436 |
| Total interest expense | $1,650,000 | 3,442 |
| Net interest income | $4,763,000 | 3,379 |
| Provision for loan and lease losses | $4,233,000 | 994 |
| Total noninterest income | $-229,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $36,000 | 6,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-265,000 | 7,493 |
| Total noninterest expense | $3,022,000 | 4,205 |
| Salaries and employee benefits | $1,581,000 | 4,120 |
| Premises and equipment expense | $459,000 | 3,724 |
| Additional noninterest expense | $982,000 | 4,345 |
| Pre-tax net operating income | $-2,721,000 | 7,168 |
| Securities gains (losses) | $1,535,000 | 282 |
| Applicable income taxes | $-438,000 | 7,346 |
| Income before extraordinary items | $-748,000 | 6,801 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-748,000 | 6,800 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-748,000 | 6,801 |
| Net charge-offs | $2,472,000 | 1,315 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 924 |
| Net operating income | $-1,730,400 | 7,065 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 3,422 |
| Total interest expense | $1,142,000 | 3,434 |
| Net interest income | $3,213,000 | 3,347 |
| Provision for loan and lease losses | $2,374,000 | 1,126 |
| Total noninterest income | $55,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $24,000 | 6,378 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $31,000 | 6,115 |
| Total noninterest expense | $2,008,000 | 4,220 |
| Salaries and employee benefits | $1,036,000 | 4,193 |
| Premises and equipment expense | $307,000 | 3,733 |
| Additional noninterest expense | $665,000 | 4,313 |
| Pre-tax net operating income | $-1,114,000 | 7,054 |
| Securities gains (losses) | $1,131,000 | 232 |
| Applicable income taxes | $12,000 | 4,023 |
| Income before extraordinary items | $5,000 | 6,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,000 | 6,159 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,000 | 6,158 |
| Net charge-offs | $265,000 | 3,201 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 859 |
| Net operating income | $-718,840 | 6,939 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 3,365 |
| Total interest expense | $589,000 | 3,478 |
| Net interest income | $1,673,000 | 3,249 |
| Provision for loan and lease losses | $631,000 | 1,566 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $1,024,000 | 4,213 |
| Salaries and employee benefits | $542,000 | 4,114 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $326,000 | 4,368 |
| Pre-tax net operating income | $48,000 | 5,681 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $21,000 | 3,422 |
| Income before extraordinary items | $27,000 | 6,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $27,000 | 6,034 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $27,000 | 6,034 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $27,000 | 5,914 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 3,491 |
| Total interest expense | $3,142,000 | 3,308 |
| Net interest income | $5,913,000 | 3,512 |
| Provision for loan and lease losses | $3,747,000 | 1,723 |
| Total noninterest income | $-13,000 | 7,723 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $46,000 | 6,536 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-59,000 | 7,545 |
| Total noninterest expense | $3,822,000 | 4,462 |
| Salaries and employee benefits | $2,016,000 | 4,338 |
| Premises and equipment expense | $648,000 | 3,672 |
| Additional noninterest expense | $1,158,000 | 4,838 |
| Pre-tax net operating income | $-1,669,000 | 6,521 |
| Securities gains (losses) | $688,000 | 690 |
| Applicable income taxes | $-358,000 | 6,923 |
| Income before extraordinary items | $-623,000 | 6,152 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-623,000 | 6,152 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-623,000 | 6,152 |
| Net charge-offs | $2,743,000 | 1,695 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,130 |
| Net operating income | $-1,063,320 | 6,395 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 3,554 |
| Total interest expense | $2,485,000 | 3,309 |
| Net interest income | $4,279,000 | 3,613 |
| Provision for loan and lease losses | $1,979,000 | 1,917 |
| Total noninterest income | $64,000 | 7,238 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $35,000 | 6,570 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $2,796,000 | 4,552 |
| Salaries and employee benefits | $1,445,000 | 4,495 |
| Premises and equipment expense | $508,000 | 3,583 |
| Additional noninterest expense | $843,000 | 4,916 |
| Pre-tax net operating income | $-432,000 | 6,265 |
| Securities gains (losses) | $607,000 | 597 |
| Applicable income taxes | $75,000 | 3,083 |
| Income before extraordinary items | $100,000 | 5,314 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $100,000 | 5,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $100,000 | 5,313 |
| Net charge-offs | $46,000 | 5,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,098 |
| Net operating income | $-288,480 | 6,216 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 3,625 |
| Total interest expense | $1,712,000 | 3,349 |
| Net interest income | $2,735,000 | 3,715 |
| Provision for loan and lease losses | $854,000 | 2,260 |
| Total noninterest income | $42,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,000 | 6,709 |
| Total noninterest expense | $1,873,000 | 4,567 |
| Salaries and employee benefits | $950,000 | 4,593 |
| Premises and equipment expense | $335,000 | 3,636 |
| Additional noninterest expense | $588,000 | 4,779 |
| Pre-tax net operating income | $50,000 | 5,523 |
| Securities gains (losses) | $34,000 | 2,112 |
| Applicable income taxes | $38,000 | 3,337 |
| Income before extraordinary items | $46,000 | 5,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 5,595 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $46,000 | 5,595 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,065 |
| Net operating income | $24,240 | 5,674 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 3,723 |
| Total interest expense | $890,000 | 3,348 |
| Net interest income | $1,274,000 | 3,881 |
| Provision for loan and lease losses | $430,000 | 1,935 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $879,000 | 4,683 |
| Salaries and employee benefits | $479,000 | 4,617 |
| Premises and equipment expense | $165,000 | 3,715 |
| Additional noninterest expense | $235,000 | 5,120 |
| Pre-tax net operating income | $-13,000 | 6,321 |
| Securities gains (losses) | $34,000 | 1,476 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $10,000 | 6,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $10,000 | 6,278 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $-11,760 | 6,330 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,054,000 | 4,114 |
| Total interest expense | $4,142,000 | 3,429 |
| Net interest income | $3,912,000 | 4,648 |
| Provision for loan and lease losses | $887,000 | 2,897 |
| Total noninterest income | $110,000 | 7,203 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,977 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $85,000 | 6,138 |
| Total noninterest expense | $3,319,000 | 4,800 |
| Salaries and employee benefits | $1,928,000 | 4,585 |
| Premises and equipment expense | $625,000 | 3,804 |
| Additional noninterest expense | $766,000 | 5,587 |
| Pre-tax net operating income | $-184,000 | 6,539 |
| Securities gains (losses) | $63,000 | 1,446 |
| Applicable income taxes | $-34,000 | 6,921 |
| Income before extraordinary items | $-87,000 | 6,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-87,000 | 6,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 3,989 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,231 |
| Net operating income | $-132,360 | 6,549 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 4,210 |
| Total interest expense | $3,128,000 | 3,526 |
| Net interest income | $2,857,000 | 4,763 |
| Provision for loan and lease losses | $288,000 | 3,624 |
| Total noninterest income | $54,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $16,000 | 7,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $2,700,000 | 4,534 |
| Salaries and employee benefits | $1,654,000 | 4,173 |
| Premises and equipment expense | $460,000 | 3,882 |
| Additional noninterest expense | $586,000 | 5,489 |
| Pre-tax net operating income | $-77,000 | 6,877 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-20,000 | 7,348 |
| Income before extraordinary items | $-57,000 | 6,710 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-57,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,093 |
| Net operating income | $-57,000 | 6,891 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 4,263 |
| Total interest expense | $2,072,000 | 3,653 |
| Net interest income | $1,911,000 | 4,754 |
| Provision for loan and lease losses | $184,000 | 3,290 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $1,847,000 | 4,491 |
| Salaries and employee benefits | $1,166,000 | 4,042 |
| Premises and equipment expense | $290,000 | 4,062 |
| Additional noninterest expense | $391,000 | 5,477 |
| Pre-tax net operating income | $-79,000 | 7,148 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-19,000 | 7,649 |
| Income before extraordinary items | $-60,000 | 7,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-60,000 | 7,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 997 |
| Net operating income | $-60,000 | 7,144 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 4,337 |
| Total interest expense | $1,095,000 | 3,676 |
| Net interest income | $897,000 | 4,961 |
| Provision for loan and lease losses | $98,000 | 2,769 |
| Total noninterest income | $27,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $5,000 | 7,144 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $924,000 | 4,488 |
| Salaries and employee benefits | $612,000 | 3,913 |
| Premises and equipment expense | $127,000 | 4,473 |
| Additional noninterest expense | $185,000 | 5,586 |
| Pre-tax net operating income | $-98,000 | 7,558 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-30,000 | 7,953 |
| Income before extraordinary items | $-68,000 | 7,566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-68,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $-68,000 | 7,511 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,018,000 | 4,356 |
| Total interest expense | $4,305,000 | 3,821 |
| Net interest income | $3,713,000 | 4,841 |
| Provision for loan and lease losses | $426,000 | 2,588 |
| Total noninterest income | $125,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $22,000 | 7,129 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $103,000 | 6,164 |
| Total noninterest expense | $3,365,000 | 4,652 |
| Salaries and employee benefits | $2,119,000 | 4,197 |
| Premises and equipment expense | $489,000 | 4,440 |
| Additional noninterest expense | $757,000 | 5,524 |
| Pre-tax net operating income | $47,000 | 7,297 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $24,000 | 7,423 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $24,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,233 |
| Net operating income | $24,000 | 7,391 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 4,288 |
| Total interest expense | $3,179,000 | 3,870 |
| Net interest income | $3,036,000 | 4,610 |
| Provision for loan and lease losses | $344,000 | 2,121 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,978 |
| Total noninterest expense | $2,688,000 | 4,428 |
| Salaries and employee benefits | $1,706,000 | 3,972 |
| Premises and equipment expense | $347,000 | 4,568 |
| Additional noninterest expense | $635,000 | 5,107 |
| Pre-tax net operating income | $109,000 | 7,291 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $39,000 | 5,110 |
| Income before extraordinary items | $70,000 | 7,398 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $70,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,078 |
| Net operating income | $70,000 | 7,381 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 4,321 |
| Total interest expense | $2,013,000 | 4,008 |
| Net interest income | $2,107,000 | 4,539 |
| Provision for loan and lease losses | $347,000 | 1,378 |
| Total noninterest income | $88,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $1,912,000 | 4,250 |
| Salaries and employee benefits | $1,234,000 | 3,789 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $470,000 | 4,777 |
| Pre-tax net operating income | $-64,000 | 7,911 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-26,000 | 8,225 |
| Income before extraordinary items | $-38,000 | 7,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-38,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 996 |
| Net operating income | $-38,000 | 7,882 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 4,392 |
| Total interest expense | $985,000 | 4,057 |
| Net interest income | $1,021,000 | 4,629 |
| Provision for loan and lease losses | $234,000 | 1,027 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $964,000 | 4,246 |
| Salaries and employee benefits | $623,000 | 3,784 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $-136,000 | 8,210 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-53,000 | 8,425 |
| Income before extraordinary items | $-83,000 | 8,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-83,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $-83,000 | 8,128 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 6,394 |
| Total interest expense | $995,000 | 6,957 |
| Net interest income | $2,552,000 | 5,967 |
| Provision for loan and lease losses | $881,000 | 1,172 |
| Total noninterest income | $27,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,889 |
| Total noninterest expense | $2,771,000 | 5,157 |
| Salaries and employee benefits | $1,717,000 | 4,769 |
| Premises and equipment expense | $231,000 | 6,401 |
| Additional noninterest expense | $823,000 | 5,153 |
| Pre-tax net operating income | $-1,073,000 | 8,443 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-402,000 | 8,551 |
| Income before extraordinary items | $-671,000 | 8,363 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-671,000 | 8,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $15,302,000 | 131 |
| Net operating income | $-671,000 | 8,357 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 6,973 |
| Total interest expense | $437,000 | 7,768 |
| Net interest income | $1,659,000 | 6,374 |
| Provision for loan and lease losses | $566,000 | 1,267 |
| Total noninterest income | $6,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $2,159,000 | 5,009 |
| Salaries and employee benefits | $1,332,000 | 4,630 |
| Premises and equipment expense | $162,000 | 6,583 |
| Additional noninterest expense | $665,000 | 4,888 |
| Pre-tax net operating income | $-1,060,000 | 8,599 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-399,000 | 8,678 |
| Income before extraordinary items | $-661,000 | 8,524 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-661,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $15,300,000 | 96 |
| Net operating income | $-661,000 | 8,518 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 7,483 |
| Total interest expense | $161,000 | 8,311 |
| Net interest income | $911,000 | 6,884 |
| Provision for loan and lease losses | $290,000 | 1,568 |
| Total noninterest income | $3,000 | 8,652 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $1,547,000 | 4,781 |
| Salaries and employee benefits | $921,000 | 4,537 |
| Premises and equipment expense | $111,000 | 6,530 |
| Additional noninterest expense | $515,000 | 4,388 |
| Pre-tax net operating income | $-923,000 | 8,669 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-347,000 | 8,723 |
| Income before extraordinary items | $-576,000 | 8,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-576,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $15,300,000 | 57 |
| Net operating income | $-576,000 | 8,608 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 8,072 |
| Total interest expense | $39,000 | 8,583 |
| Net interest income | $319,000 | 7,613 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $0 | 8,704 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $1,040,000 | 3,899 |
| Salaries and employee benefits | $605,000 | 3,746 |
| Premises and equipment expense | $78,000 | 5,692 |
| Additional noninterest expense | $357,000 | 3,411 |
| Pre-tax net operating income | $-795,000 | 8,740 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-276,000 | 8,747 |
| Income before extraordinary items | $-519,000 | 8,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-519,000 | 8,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $15,300,000 | 19 |
| Net operating income | $-519,000 | 8,704 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.