Home > Gateway Bank of Central Florida > Income and Expense
Gateway Bank of Central Florida, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 2,424 |
| Total interest expense | $200,000 | 2,842 |
| Net interest income | $2,303,000 | 2,364 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $52,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $61,000 | 3,198 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-9,000 | 5,807 |
| Total noninterest expense | $1,474,000 | 2,864 |
| Salaries and employee benefits | $814,000 | 2,907 |
| Premises and equipment expense | $153,000 | 2,954 |
| Additional noninterest expense | $507,000 | 2,648 |
| Pre-tax net operating income | $866,000 | 2,163 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $246,000 | 1,675 |
| Income before extraordinary items | $620,000 | 2,384 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $620,000 | 2,383 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $620,000 | 2,384 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 576 |
| Net operating income | $620,000 | 2,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,758,000 | 2,447 |
| Total interest expense | $841,000 | 2,728 |
| Net interest income | $8,917,000 | 2,401 |
| Provision for loan and lease losses | $291,000 | 2,046 |
| Total noninterest income | $843,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $211,000 | 3,498 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $632,000 | 2,964 |
| Total noninterest expense | $6,095,000 | 2,820 |
| Salaries and employee benefits | $3,442,000 | 2,787 |
| Premises and equipment expense | $652,000 | 2,870 |
| Additional noninterest expense | $2,001,000 | 2,764 |
| Pre-tax net operating income | $3,374,000 | 2,184 |
| Securities gains (losses) | $210,000 | 846 |
| Applicable income taxes | $1,045,000 | 1,600 |
| Income before extraordinary items | $2,539,000 | 2,383 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,539,000 | 2,380 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,539,000 | 2,382 |
| Net charge-offs | $214,000 | 1,855 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 675 |
| Net operating income | $2,389,900 | 2,433 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 2,470 |
| Total interest expense | $635,000 | 2,713 |
| Net interest income | $6,622,000 | 2,418 |
| Provision for loan and lease losses | $291,000 | 1,669 |
| Total noninterest income | $514,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $145,000 | 3,649 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $369,000 | 3,298 |
| Total noninterest expense | $4,663,000 | 2,779 |
| Salaries and employee benefits | $2,646,000 | 2,736 |
| Premises and equipment expense | $496,000 | 2,857 |
| Additional noninterest expense | $1,521,000 | 2,730 |
| Pre-tax net operating income | $2,182,000 | 2,485 |
| Securities gains (losses) | $210,000 | 772 |
| Applicable income taxes | $678,000 | 1,788 |
| Income before extraordinary items | $1,714,000 | 2,588 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,714,000 | 2,589 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,714,000 | 2,589 |
| Net charge-offs | $132,000 | 1,809 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 640 |
| Net operating income | $1,562,800 | 2,702 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 2,491 |
| Total interest expense | $434,000 | 2,679 |
| Net interest income | $4,360,000 | 2,455 |
| Provision for loan and lease losses | $258,000 | 1,386 |
| Total noninterest income | $329,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $245,000 | 3,307 |
| Total noninterest expense | $3,116,000 | 2,774 |
| Salaries and employee benefits | $1,801,000 | 2,719 |
| Premises and equipment expense | $330,000 | 2,860 |
| Additional noninterest expense | $985,000 | 2,789 |
| Pre-tax net operating income | $1,315,000 | 2,613 |
| Securities gains (losses) | $210,000 | 580 |
| Applicable income taxes | $432,000 | 1,811 |
| Income before extraordinary items | $1,093,000 | 2,651 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,093,000 | 2,650 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,093,000 | 2,650 |
| Net charge-offs | $225,000 | 1,042 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 621 |
| Net operating income | $941,800 | 2,830 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 2,520 |
| Total interest expense | $231,000 | 2,565 |
| Net interest income | $2,139,000 | 2,494 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $151,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $1,537,000 | 2,817 |
| Salaries and employee benefits | $892,000 | 2,741 |
| Premises and equipment expense | $159,000 | 2,961 |
| Additional noninterest expense | $486,000 | 2,825 |
| Pre-tax net operating income | $633,000 | 2,651 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $171,000 | 1,986 |
| Income before extraordinary items | $462,000 | 2,873 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $462,000 | 2,872 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $462,000 | 2,873 |
| Net charge-offs | $84,000 | 1,109 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $462,000 | 2,821 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,586,000 | 2,708 |
| Total interest expense | $889,000 | 2,640 |
| Net interest income | $7,697,000 | 2,673 |
| Provision for loan and lease losses | $-50,000 | 5,675 |
| Total noninterest income | $622,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $177,000 | 3,882 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $445,000 | 3,448 |
| Total noninterest expense | $6,033,000 | 2,852 |
| Salaries and employee benefits | $3,312,000 | 2,846 |
| Premises and equipment expense | $786,000 | 2,590 |
| Additional noninterest expense | $1,935,000 | 2,859 |
| Pre-tax net operating income | $2,336,000 | 2,751 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $617,000 | 2,033 |
| Income before extraordinary items | $1,719,000 | 2,991 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,719,000 | 2,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,719,000 | 2,993 |
| Net charge-offs | $463,000 | 1,234 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 664 |
| Net operating income | $1,719,000 | 2,948 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,309,000 | 2,762 |
| Total interest expense | $656,000 | 2,692 |
| Net interest income | $5,653,000 | 2,739 |
| Provision for loan and lease losses | $-100,000 | 5,916 |
| Total noninterest income | $440,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $140,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 3,598 |
| Total noninterest expense | $4,481,000 | 2,887 |
| Salaries and employee benefits | $2,428,000 | 2,907 |
| Premises and equipment expense | $601,000 | 2,586 |
| Additional noninterest expense | $1,452,000 | 2,854 |
| Pre-tax net operating income | $1,712,000 | 2,853 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $447,000 | 2,100 |
| Income before extraordinary items | $1,265,000 | 3,081 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,265,000 | 3,081 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,265,000 | 3,082 |
| Net charge-offs | $473,000 | 900 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 644 |
| Net operating income | $1,265,000 | 3,037 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 2,785 |
| Total interest expense | $431,000 | 2,727 |
| Net interest income | $3,726,000 | 2,759 |
| Provision for loan and lease losses | $-100,000 | 6,049 |
| Total noninterest income | $284,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $92,000 | 3,849 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,693 |
| Total noninterest expense | $3,030,000 | 2,871 |
| Salaries and employee benefits | $1,643,000 | 2,887 |
| Premises and equipment expense | $385,000 | 2,679 |
| Additional noninterest expense | $1,002,000 | 2,803 |
| Pre-tax net operating income | $1,080,000 | 2,930 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $275,000 | 2,189 |
| Income before extraordinary items | $805,000 | 3,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $805,000 | 3,148 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $805,000 | 3,149 |
| Net charge-offs | $30,000 | 2,684 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 611 |
| Net operating income | $805,000 | 3,083 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 2,787 |
| Total interest expense | $216,000 | 2,739 |
| Net interest income | $1,856,000 | 2,759 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 3,339 |
| Total noninterest expense | $1,474,000 | 2,939 |
| Salaries and employee benefits | $862,000 | 2,814 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $444,000 | 3,061 |
| Pre-tax net operating income | $547,000 | 2,862 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $140,000 | 2,154 |
| Income before extraordinary items | $407,000 | 3,092 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $407,000 | 3,095 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $407,000 | 3,095 |
| Net charge-offs | $-22,000 | 5,709 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $407,000 | 3,026 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 2,949 |
| Total interest expense | $919,000 | 2,743 |
| Net interest income | $6,807,000 | 2,957 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $599,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $171,000 | 4,173 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $428,000 | 3,506 |
| Total noninterest expense | $5,464,000 | 3,123 |
| Salaries and employee benefits | $3,137,000 | 2,988 |
| Premises and equipment expense | $699,000 | 2,921 |
| Additional noninterest expense | $1,628,000 | 3,356 |
| Pre-tax net operating income | $1,942,000 | 3,026 |
| Securities gains (losses) | $63,000 | 1,577 |
| Applicable income taxes | $442,000 | 2,322 |
| Income before extraordinary items | $1,563,000 | 3,174 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,563,000 | 3,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,563,000 | 3,175 |
| Net charge-offs | $105,000 | 3,139 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 732 |
| Net operating income | $1,513,860 | 3,174 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,012 |
| Total interest expense | $697,000 | 2,760 |
| Net interest income | $4,986,000 | 3,021 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $496,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $131,000 | 4,194 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $365,000 | 3,339 |
| Total noninterest expense | $4,121,000 | 3,124 |
| Salaries and employee benefits | $2,370,000 | 2,995 |
| Premises and equipment expense | $536,000 | 2,903 |
| Additional noninterest expense | $1,215,000 | 3,362 |
| Pre-tax net operating income | $1,361,000 | 3,219 |
| Securities gains (losses) | $63,000 | 1,298 |
| Applicable income taxes | $291,000 | 2,497 |
| Income before extraordinary items | $1,133,000 | 3,255 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,133,000 | 3,254 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,133,000 | 3,256 |
| Net charge-offs | $145,000 | 2,320 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 688 |
| Net operating income | $1,082,600 | 3,307 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 3,047 |
| Total interest expense | $472,000 | 2,745 |
| Net interest income | $3,278,000 | 3,053 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $343,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $85,000 | 4,233 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $258,000 | 3,247 |
| Total noninterest expense | $2,752,000 | 3,124 |
| Salaries and employee benefits | $1,589,000 | 3,000 |
| Premises and equipment expense | $357,000 | 2,918 |
| Additional noninterest expense | $806,000 | 3,389 |
| Pre-tax net operating income | $869,000 | 3,219 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $162,000 | 2,616 |
| Income before extraordinary items | $707,000 | 3,315 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $707,000 | 3,321 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $707,000 | 3,321 |
| Net charge-offs | $35,000 | 3,061 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $707,000 | 3,277 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,100 |
| Total interest expense | $239,000 | 2,771 |
| Net interest income | $1,600,000 | 3,117 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $163,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $117,000 | 3,342 |
| Total noninterest expense | $1,409,000 | 3,106 |
| Salaries and employee benefits | $818,000 | 2,948 |
| Premises and equipment expense | $176,000 | 3,003 |
| Additional noninterest expense | $415,000 | 3,323 |
| Pre-tax net operating income | $354,000 | 3,520 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $69,000 | 2,696 |
| Income before extraordinary items | $285,000 | 3,632 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 3,634 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $285,000 | 3,635 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 584 |
| Net operating income | $285,000 | 3,577 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 3,260 |
| Total interest expense | $1,124,000 | 2,700 |
| Net interest income | $5,844,000 | 3,334 |
| Provision for loan and lease losses | $-145,000 | 6,424 |
| Total noninterest income | $657,000 | 3,985 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $130,000 | 4,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $527,000 | 3,285 |
| Total noninterest expense | $5,524,000 | 3,169 |
| Salaries and employee benefits | $3,076,000 | 3,045 |
| Premises and equipment expense | $750,000 | 2,831 |
| Additional noninterest expense | $1,698,000 | 3,354 |
| Pre-tax net operating income | $1,122,000 | 3,897 |
| Securities gains (losses) | $249,000 | 780 |
| Applicable income taxes | $294,000 | 2,655 |
| Income before extraordinary items | $1,077,000 | 3,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,077,000 | 3,761 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,077,000 | 3,761 |
| Net charge-offs | $298,000 | 2,591 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 638 |
| Net operating income | $880,290 | 4,061 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 3,305 |
| Total interest expense | $866,000 | 2,726 |
| Net interest income | $4,327,000 | 3,391 |
| Provision for loan and lease losses | $-145,000 | 6,600 |
| Total noninterest income | $474,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $100,000 | 4,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $374,000 | 3,415 |
| Total noninterest expense | $4,133,000 | 3,182 |
| Salaries and employee benefits | $2,279,000 | 3,108 |
| Premises and equipment expense | $586,000 | 2,772 |
| Additional noninterest expense | $1,268,000 | 3,353 |
| Pre-tax net operating income | $813,000 | 4,028 |
| Securities gains (losses) | $249,000 | 724 |
| Applicable income taxes | $240,000 | 2,618 |
| Income before extraordinary items | $822,000 | 3,770 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $822,000 | 3,773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $822,000 | 3,773 |
| Net charge-offs | $-275,000 | 6,765 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 584 |
| Net operating income | $630,270 | 4,158 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 3,322 |
| Total interest expense | $583,000 | 2,762 |
| Net interest income | $2,862,000 | 3,403 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $400,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $332,000 | 3,066 |
| Total noninterest expense | $2,747,000 | 3,196 |
| Salaries and employee benefits | $1,498,000 | 3,157 |
| Premises and equipment expense | $392,000 | 2,786 |
| Additional noninterest expense | $857,000 | 3,337 |
| Pre-tax net operating income | $515,000 | 4,103 |
| Securities gains (losses) | $249,000 | 640 |
| Applicable income taxes | $191,000 | 2,478 |
| Income before extraordinary items | $573,000 | 3,693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $573,000 | 3,695 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $573,000 | 3,696 |
| Net charge-offs | $-269,000 | 6,838 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 529 |
| Net operating income | $386,250 | 4,264 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 3,340 |
| Total interest expense | $295,000 | 2,816 |
| Net interest income | $1,435,000 | 3,404 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $150,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $113,000 | 3,586 |
| Total noninterest expense | $1,394,000 | 3,178 |
| Salaries and employee benefits | $735,000 | 3,212 |
| Premises and equipment expense | $202,000 | 2,751 |
| Additional noninterest expense | $457,000 | 3,174 |
| Pre-tax net operating income | $191,000 | 4,532 |
| Securities gains (losses) | $249,000 | 384 |
| Applicable income taxes | $123,000 | 2,199 |
| Income before extraordinary items | $317,000 | 3,467 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $317,000 | 3,467 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $317,000 | 3,469 |
| Net charge-offs | $-124,000 | 6,869 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 473 |
| Net operating income | $137,720 | 4,760 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 3,277 |
| Total interest expense | $1,275,000 | 3,078 |
| Net interest income | $6,241,000 | 3,272 |
| Provision for loan and lease losses | $970,000 | 1,805 |
| Total noninterest income | $-559,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $174,000 | 4,512 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-733,000 | 6,974 |
| Total noninterest expense | $5,134,000 | 3,402 |
| Salaries and employee benefits | $2,644,000 | 3,429 |
| Premises and equipment expense | $773,000 | 2,818 |
| Additional noninterest expense | $1,717,000 | 3,465 |
| Pre-tax net operating income | $-422,000 | 6,470 |
| Securities gains (losses) | $733,000 | 702 |
| Applicable income taxes | $-34,000 | 6,616 |
| Income before extraordinary items | $345,000 | 5,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $345,000 | 5,346 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $345,000 | 5,347 |
| Net charge-offs | $1,652,000 | 1,329 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 606 |
| Net operating income | $-388,000 | 6,482 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 3,299 |
| Total interest expense | $972,000 | 3,141 |
| Net interest income | $4,757,000 | 3,280 |
| Provision for loan and lease losses | $375,000 | 2,673 |
| Total noninterest income | $-696,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $137,000 | 4,501 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-833,000 | 7,117 |
| Total noninterest expense | $3,913,000 | 3,387 |
| Salaries and employee benefits | $1,977,000 | 3,455 |
| Premises and equipment expense | $585,000 | 2,827 |
| Additional noninterest expense | $1,351,000 | 3,372 |
| Pre-tax net operating income | $-227,000 | 6,538 |
| Securities gains (losses) | $521,000 | 734 |
| Applicable income taxes | $3,000 | 4,607 |
| Income before extraordinary items | $291,000 | 5,358 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $291,000 | 5,357 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $291,000 | 5,357 |
| Net charge-offs | $947,000 | 1,521 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 547 |
| Net operating income | $-224,790 | 6,554 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 3,288 |
| Total interest expense | $661,000 | 3,184 |
| Net interest income | $3,199,000 | 3,259 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $-155,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-247,000 | 7,096 |
| Total noninterest expense | $2,621,000 | 3,394 |
| Salaries and employee benefits | $1,323,000 | 3,463 |
| Premises and equipment expense | $394,000 | 2,807 |
| Additional noninterest expense | $904,000 | 3,377 |
| Pre-tax net operating income | $223,000 | 5,182 |
| Securities gains (losses) | $59,000 | 1,939 |
| Applicable income taxes | $45,000 | 3,604 |
| Income before extraordinary items | $237,000 | 5,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 5,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $237,000 | 5,124 |
| Net charge-offs | $636,000 | 1,549 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 524 |
| Net operating income | $187,440 | 5,209 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 3,228 |
| Total interest expense | $353,000 | 3,126 |
| Net interest income | $1,634,000 | 3,222 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,728 |
| Total noninterest expense | $1,347,000 | 3,345 |
| Salaries and employee benefits | $678,000 | 3,423 |
| Premises and equipment expense | $199,000 | 2,803 |
| Additional noninterest expense | $470,000 | 3,243 |
| Pre-tax net operating income | $240,000 | 4,234 |
| Securities gains (losses) | $33,000 | 1,408 |
| Applicable income taxes | $78,000 | 2,666 |
| Income before extraordinary items | $195,000 | 4,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $195,000 | 4,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $195,000 | 4,428 |
| Net charge-offs | $635,000 | 936 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 485 |
| Net operating income | $171,570 | 4,497 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,694,000 | 3,103 |
| Total interest expense | $1,919,000 | 2,854 |
| Net interest income | $6,775,000 | 3,158 |
| Provision for loan and lease losses | $5,036,000 | 783 |
| Total noninterest income | $492,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $146,000 | 4,944 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $346,000 | 3,647 |
| Total noninterest expense | $5,383,000 | 3,339 |
| Salaries and employee benefits | $2,838,000 | 3,245 |
| Premises and equipment expense | $784,000 | 2,963 |
| Additional noninterest expense | $1,761,000 | 3,461 |
| Pre-tax net operating income | $-3,152,000 | 6,933 |
| Securities gains (losses) | $759,000 | 570 |
| Applicable income taxes | $-991,000 | 7,168 |
| Income before extraordinary items | $-1,402,000 | 6,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,402,000 | 6,740 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,402,000 | 6,740 |
| Net charge-offs | $4,478,000 | 879 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 747 |
| Net operating income | $-1,887,760 | 6,795 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,636,000 | 3,101 |
| Total interest expense | $1,519,000 | 2,846 |
| Net interest income | $5,117,000 | 3,156 |
| Provision for loan and lease losses | $3,711,000 | 781 |
| Total noninterest income | $360,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $112,000 | 4,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $248,000 | 3,755 |
| Total noninterest expense | $4,208,000 | 3,234 |
| Salaries and employee benefits | $2,193,000 | 3,189 |
| Premises and equipment expense | $585,000 | 2,997 |
| Additional noninterest expense | $1,430,000 | 3,275 |
| Pre-tax net operating income | $-2,442,000 | 7,060 |
| Securities gains (losses) | $759,000 | 449 |
| Applicable income taxes | $-662,000 | 7,253 |
| Income before extraordinary items | $-1,021,000 | 6,865 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,021,000 | 6,867 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,021,000 | 6,866 |
| Net charge-offs | $3,699,000 | 798 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 681 |
| Net operating income | $-1,506,760 | 6,958 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 3,080 |
| Total interest expense | $1,060,000 | 2,838 |
| Net interest income | $3,453,000 | 3,127 |
| Provision for loan and lease losses | $3,221,000 | 635 |
| Total noninterest income | $347,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 3,035 |
| Total noninterest expense | $2,915,000 | 3,172 |
| Salaries and employee benefits | $1,522,000 | 3,115 |
| Premises and equipment expense | $392,000 | 2,998 |
| Additional noninterest expense | $1,001,000 | 3,207 |
| Pre-tax net operating income | $-2,336,000 | 7,216 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-904,000 | 7,403 |
| Income before extraordinary items | $-1,432,000 | 7,126 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,432,000 | 7,127 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,432,000 | 7,127 |
| Net charge-offs | $2,824,000 | 725 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 569 |
| Net operating income | $-1,432,000 | 7,110 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 3,017 |
| Total interest expense | $556,000 | 2,806 |
| Net interest income | $1,768,000 | 3,047 |
| Provision for loan and lease losses | $665,000 | 1,186 |
| Total noninterest income | $144,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,554 |
| Total noninterest expense | $1,550,000 | 3,019 |
| Salaries and employee benefits | $790,000 | 3,037 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $560,000 | 2,897 |
| Pre-tax net operating income | $-303,000 | 6,938 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-125,000 | 7,317 |
| Income before extraordinary items | $-178,000 | 6,849 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-178,000 | 6,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-178,000 | 6,849 |
| Net charge-offs | $332,000 | 1,657 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 587 |
| Net operating income | $-178,000 | 6,842 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 2,998 |
| Total interest expense | $2,733,000 | 2,793 |
| Net interest income | $7,094,000 | 3,035 |
| Provision for loan and lease losses | $2,508,000 | 1,803 |
| Total noninterest income | $485,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $388,000 | 3,566 |
| Total noninterest expense | $5,310,000 | 3,429 |
| Salaries and employee benefits | $2,734,000 | 3,361 |
| Premises and equipment expense | $845,000 | 2,854 |
| Additional noninterest expense | $1,731,000 | 3,626 |
| Pre-tax net operating income | $-239,000 | 6,061 |
| Securities gains (losses) | $461,000 | 949 |
| Applicable income taxes | $113,000 | 3,142 |
| Income before extraordinary items | $109,000 | 5,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $109,000 | 5,575 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $109,000 | 5,575 |
| Net charge-offs | $1,525,000 | 2,167 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 725 |
| Net operating income | $-186,040 | 6,078 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,323,000 | 3,067 |
| Total interest expense | $2,129,000 | 2,823 |
| Net interest income | $5,194,000 | 3,139 |
| Provision for loan and lease losses | $1,023,000 | 2,474 |
| Total noninterest income | $328,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $65,000 | 5,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $263,000 | 3,751 |
| Total noninterest expense | $4,138,000 | 3,321 |
| Salaries and employee benefits | $2,197,000 | 3,207 |
| Premises and equipment expense | $671,000 | 2,762 |
| Additional noninterest expense | $1,270,000 | 3,661 |
| Pre-tax net operating income | $361,000 | 4,642 |
| Securities gains (losses) | $461,000 | 790 |
| Applicable income taxes | $331,000 | 2,054 |
| Income before extraordinary items | $491,000 | 4,147 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $491,000 | 4,149 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $491,000 | 4,149 |
| Net charge-offs | $362,000 | 3,482 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 637 |
| Net operating income | $195,960 | 5,163 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 3,120 |
| Total interest expense | $1,450,000 | 2,865 |
| Net interest income | $3,396,000 | 3,172 |
| Provision for loan and lease losses | $356,000 | 3,368 |
| Total noninterest income | $185,000 | 5,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 4,024 |
| Total noninterest expense | $2,763,000 | 3,326 |
| Salaries and employee benefits | $1,461,000 | 3,212 |
| Premises and equipment expense | $446,000 | 2,786 |
| Additional noninterest expense | $856,000 | 3,621 |
| Pre-tax net operating income | $462,000 | 3,761 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $188,000 | 2,186 |
| Income before extraordinary items | $274,000 | 4,451 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $274,000 | 4,451 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $274,000 | 4,451 |
| Net charge-offs | $58,000 | 4,754 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 526 |
| Net operating income | $274,000 | 4,306 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 3,269 |
| Total interest expense | $704,000 | 3,050 |
| Net interest income | $1,639,000 | 3,304 |
| Provision for loan and lease losses | $146,000 | 3,500 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 4,499 |
| Total noninterest expense | $1,403,000 | 3,321 |
| Salaries and employee benefits | $747,000 | 3,197 |
| Premises and equipment expense | $216,000 | 2,938 |
| Additional noninterest expense | $440,000 | 3,541 |
| Pre-tax net operating income | $164,000 | 4,410 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $69,000 | 2,480 |
| Income before extraordinary items | $95,000 | 5,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,047 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $95,000 | 5,046 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 466 |
| Net operating income | $95,000 | 4,928 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,596,000 | 3,633 |
| Total interest expense | $3,562,000 | 3,011 |
| Net interest income | $5,034,000 | 3,936 |
| Provision for loan and lease losses | $913,000 | 3,640 |
| Total noninterest income | $212,000 | 6,146 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $76,000 | 6,081 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,000 | 5,232 |
| Total noninterest expense | $4,622,000 | 3,913 |
| Salaries and employee benefits | $2,506,000 | 3,674 |
| Premises and equipment expense | $600,000 | 3,872 |
| Additional noninterest expense | $1,516,000 | 4,051 |
| Pre-tax net operating income | $-289,000 | 5,795 |
| Securities gains (losses) | $347,000 | 1,110 |
| Applicable income taxes | $52,000 | 3,240 |
| Income before extraordinary items | $6,000 | 5,513 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,000 | 5,511 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,000 | 5,511 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 831 |
| Net operating income | $-216,080 | 5,843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 3,754 |
| Total interest expense | $2,729,000 | 3,076 |
| Net interest income | $3,513,000 | 4,114 |
| Provision for loan and lease losses | $491,000 | 3,820 |
| Total noninterest income | $223,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $46,000 | 6,365 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $177,000 | 4,483 |
| Total noninterest expense | $3,546,000 | 3,861 |
| Salaries and employee benefits | $1,875,000 | 3,724 |
| Premises and equipment expense | $481,000 | 3,726 |
| Additional noninterest expense | $1,190,000 | 3,901 |
| Pre-tax net operating income | $-301,000 | 6,135 |
| Securities gains (losses) | $138,000 | 1,575 |
| Applicable income taxes | $-39,000 | 6,784 |
| Income before extraordinary items | $-124,000 | 6,016 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-124,000 | 6,016 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-124,000 | 6,016 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 778 |
| Net operating income | $-228,880 | 6,130 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,943 |
| Total interest expense | $1,801,000 | 3,220 |
| Net interest income | $2,145,000 | 4,373 |
| Provision for loan and lease losses | $251,000 | 3,987 |
| Total noninterest income | $161,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $132,000 | 4,332 |
| Total noninterest expense | $2,309,000 | 3,954 |
| Salaries and employee benefits | $1,247,000 | 3,774 |
| Premises and equipment expense | $316,000 | 3,790 |
| Additional noninterest expense | $746,000 | 4,083 |
| Pre-tax net operating income | $-254,000 | 6,364 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-80,000 | 7,091 |
| Income before extraordinary items | $-174,000 | 6,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-174,000 | 6,331 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-174,000 | 6,331 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $-174,000 | 6,308 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 4,104 |
| Total interest expense | $880,000 | 3,375 |
| Net interest income | $1,012,000 | 4,545 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $1,083,000 | 4,069 |
| Salaries and employee benefits | $605,000 | 3,896 |
| Premises and equipment expense | $154,000 | 3,899 |
| Additional noninterest expense | $324,000 | 4,167 |
| Pre-tax net operating income | $-71,000 | 6,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-18,000 | 7,259 |
| Income before extraordinary items | $-53,000 | 6,672 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-53,000 | 6,673 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-53,000 | 6,673 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $-53,000 | 6,559 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 5,138 |
| Total interest expense | $2,598,000 | 4,641 |
| Net interest income | $3,000,000 | 5,418 |
| Provision for loan and lease losses | $909,000 | 2,857 |
| Total noninterest income | $218,000 | 6,362 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 6,778 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $178,000 | 5,035 |
| Total noninterest expense | $3,450,000 | 4,687 |
| Salaries and employee benefits | $2,085,000 | 4,311 |
| Premises and equipment expense | $349,000 | 5,429 |
| Additional noninterest expense | $1,016,000 | 4,771 |
| Pre-tax net operating income | $-1,141,000 | 7,073 |
| Securities gains (losses) | $10,000 | 2,511 |
| Applicable income taxes | $-403,000 | 7,411 |
| Income before extraordinary items | $-728,000 | 6,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-728,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 4,555 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 810 |
| Net operating income | $-734,400 | 6,976 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 5,480 |
| Total interest expense | $1,724,000 | 5,094 |
| Net interest income | $2,090,000 | 5,658 |
| Provision for loan and lease losses | $573,000 | 2,540 |
| Total noninterest income | $144,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $27,000 | 6,881 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 5,343 |
| Total noninterest expense | $2,449,000 | 4,823 |
| Salaries and employee benefits | $1,516,000 | 4,432 |
| Premises and equipment expense | $235,000 | 5,710 |
| Additional noninterest expense | $698,000 | 4,957 |
| Pre-tax net operating income | $-788,000 | 7,427 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-280,000 | 7,725 |
| Income before extraordinary items | $-508,000 | 7,204 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-508,000 | 7,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 692 |
| Net operating income | $-508,000 | 7,339 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 5,787 |
| Total interest expense | $1,060,000 | 5,429 |
| Net interest income | $1,280,000 | 5,897 |
| Provision for loan and lease losses | $283,000 | 2,637 |
| Total noninterest income | $101,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $83,000 | 5,358 |
| Total noninterest expense | $1,537,000 | 5,048 |
| Salaries and employee benefits | $977,000 | 4,601 |
| Premises and equipment expense | $132,000 | 6,169 |
| Additional noninterest expense | $428,000 | 5,212 |
| Pre-tax net operating income | $-439,000 | 7,554 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-154,000 | 7,936 |
| Income before extraordinary items | $-285,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-285,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 599 |
| Net operating income | $-285,000 | 7,489 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 5,962 |
| Total interest expense | $521,000 | 5,655 |
| Net interest income | $600,000 | 6,104 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $686,000 | 5,431 |
| Salaries and employee benefits | $454,000 | 4,860 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $-155,000 | 7,672 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-53,000 | 8,038 |
| Income before extraordinary items | $-102,000 | 7,656 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-102,000 | 7,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $-102,000 | 7,616 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 7,376 |
| Total interest expense | $811,000 | 7,479 |
| Net interest income | $1,438,000 | 7,205 |
| Provision for loan and lease losses | $641,000 | 1,966 |
| Total noninterest income | $114,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $8,000 | 7,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $106,000 | 6,127 |
| Total noninterest expense | $1,956,000 | 6,269 |
| Salaries and employee benefits | $1,228,000 | 5,910 |
| Premises and equipment expense | $172,000 | 7,014 |
| Additional noninterest expense | $556,000 | 6,331 |
| Pre-tax net operating income | $-1,045,000 | 8,057 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-383,000 | 8,264 |
| Income before extraordinary items | $-662,000 | 7,986 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-662,000 | 7,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $15,564,000 | 120 |
| Net operating income | $-662,000 | 7,976 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 7,873 |
| Total interest expense | $332,000 | 8,084 |
| Net interest income | $896,000 | 7,563 |
| Provision for loan and lease losses | $453,000 | 1,691 |
| Total noninterest income | $74,000 | 7,628 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 6,310 |
| Total noninterest expense | $1,338,000 | 6,491 |
| Salaries and employee benefits | $831,000 | 6,198 |
| Premises and equipment expense | $116,000 | 7,191 |
| Additional noninterest expense | $391,000 | 6,458 |
| Pre-tax net operating income | $-821,000 | 8,234 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-306,000 | 8,371 |
| Income before extraordinary items | $-515,000 | 8,142 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-515,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $15,537,000 | 86 |
| Net operating income | $-515,000 | 8,128 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $493,000 | 8,321 |
| Total interest expense | $23,000 | 8,520 |
| Net interest income | $470,000 | 7,929 |
| Provision for loan and lease losses | $202,000 | 2,144 |
| Total noninterest income | $21,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $763,000 | 6,905 |
| Salaries and employee benefits | $485,000 | 6,559 |
| Premises and equipment expense | $41,000 | 7,972 |
| Additional noninterest expense | $237,000 | 6,720 |
| Pre-tax net operating income | $-474,000 | 8,286 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-177,000 | 8,452 |
| Income before extraordinary items | $-297,000 | 8,201 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-297,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $15,500,000 | 61 |
| Net operating income | $-297,000 | 8,189 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.