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Gateway Bank, F.S.B., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,032,0002,974
Total interest expense$4,413,0002,166
Net interest income$4,619,0003,454
Provision for loan and lease losses$253,0001,802
Total noninterest income$176,0004,084
Gross Fiduciary activities income$0981
Service charges on deposit accounts$37,0003,983
Trading account gains and feesNANA
Additional Noninterest Income$139,0003,862
Total noninterest expense$7,405,0002,463
Salaries and employee benefits$4,090,0002,485
Premises and equipment expense$440,0003,132
Additional noninterest expense$139,0003,862
Pre-tax net operating income$-2,863,0004,550
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$-2,863,0004,528
Extraordinary gains, net$054
Net income$-2,863,0004,527
Minority interest net income$088
Net income of bank and minority interests.$-2,863,0004,528
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$14,229,00041
Net operating income$-2,863,0004,537
2023-09-30 (YTD Data)Rank
Total interest income$6,690,0002,966
Total interest expense$3,032,0002,161
Net interest income$3,658,0003,400
Provision for loan and lease losses$196,0001,675
Total noninterest income$158,0004,007
Gross Fiduciary activities income$0950
Service charges on deposit accounts$29,0003,973
Trading account gains and feesNANA
Additional Noninterest Income$129,0003,755
Total noninterest expense$5,894,0002,345
Salaries and employee benefits$3,442,0002,318
Premises and equipment expense$325,0003,161
Additional noninterest expense$129,0003,753
Pre-tax net operating income$-2,274,0004,548
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-2,274,0004,569
Extraordinary gains, net$052
Net income$-2,274,0004,567
Minority interest net income$081
Net income of bank and minority interests.$-2,274,0004,569
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-2,274,0004,574
2023-06-30 (YTD Data)Rank
Total interest income$4,474,0002,940
Total interest expense$1,838,0002,121
Net interest income$2,636,0003,319
Provision for loan and lease losses$293,0001,082
Total noninterest income$111,0003,975
Gross Fiduciary activities income$0931
Service charges on deposit accounts$20,0003,979
Trading account gains and feesNANA
Additional Noninterest Income$91,0003,745
Total noninterest expense$4,669,0002,110
Salaries and employee benefits$2,945,0001,983
Premises and equipment expense$232,0003,077
Additional noninterest expense$91,0003,728
Pre-tax net operating income$-2,215,0004,594
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-2,215,0004,616
Extraordinary gains, net$051
Net income$-2,215,0004,614
Minority interest net income$081
Net income of bank and minority interests.$-2,215,0004,615
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-2,215,0004,618
2023-03-31 (YTD Data)Rank
Total interest income$2,200,0002,958
Total interest expense$776,0002,132
Net interest income$1,424,0003,235
Provision for loan and lease losses$250,000770
Total noninterest income$46,0004,111
Gross Fiduciary activities income$0913
Service charges on deposit accounts$11,0003,949
Trading account gains and feesNANA
Additional Noninterest Income$35,0003,898
Total noninterest expense$3,152,0001,759
Salaries and employee benefits$2,287,0001,457
Premises and equipment expense$101,0003,304
Additional noninterest expense$35,0003,898
Pre-tax net operating income$-1,932,0004,660
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-1,932,0004,642
Extraordinary gains, net$04
Net income$-1,932,0004,641
Minority interest net income$048
Net income of bank and minority interests.$-1,932,0004,642
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-1,932,0004,648
2022-12-31 (YTD Data)Rank
Total interest income$6,175,0003,208
Total interest expense$931,0002,516
Net interest income$5,244,0003,287
Provision for loan and lease losses$40,0002,615
Total noninterest income$376,0003,750
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$39,0004,072
Trading account gains and feesNANA
Additional Noninterest Income$337,0003,426
Total noninterest expense$5,533,0002,877
Salaries and employee benefits$2,740,0003,065
Premises and equipment expense$441,0003,162
Additional noninterest expense$337,0003,426
Pre-tax net operating income$47,0004,519
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$47,0004,512
Extraordinary gains, net$05
Net income$47,0004,511
Minority interest net income$063
Net income of bank and minority interests.$47,0004,512
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$5,788,000110
Net operating income$47,0004,522
2022-09-30 (YTD Data)Rank
Total interest income$4,377,0003,236
Total interest expense$446,0002,809
Net interest income$3,931,0003,264
Provision for loan and lease losses$18,0002,585
Total noninterest income$348,0003,608
Gross Fiduciary activities income$0968
Service charges on deposit accounts$30,0004,100
Trading account gains and feesNANA
Additional Noninterest Income$318,0003,234
Total noninterest expense$3,906,0002,954
Salaries and employee benefits$2,054,0003,069
Premises and equipment expense$328,0003,174
Additional noninterest expense$318,0003,234
Pre-tax net operating income$355,0004,217
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$355,0004,133
Extraordinary gains, net$04
Net income$355,0004,132
Minority interest net income$057
Net income of bank and minority interests.$355,0004,132
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$355,0004,166
2022-06-30 (YTD Data)Rank
Total interest income$2,840,0003,258
Total interest expense$231,0003,027
Net interest income$2,609,0003,254
Provision for loan and lease losses$18,0002,281
Total noninterest income$239,0003,580
Gross Fiduciary activities income$0925
Service charges on deposit accounts$20,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$219,0003,227
Total noninterest expense$2,566,0002,980
Salaries and employee benefits$1,377,0003,065
Premises and equipment expense$218,0003,195
Additional noninterest expense$971,0002,663
Pre-tax net operating income$264,0004,086
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$264,0003,998
Extraordinary gains, net$04
Net income$264,0003,998
Minority interest net income$060
Net income of bank and minority interests.$264,0003,998
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$264,0004,030
2022-03-31 (YTD Data)Rank
Total interest income$1,346,0003,293
Total interest expense$114,0003,011
Net interest income$1,232,0003,287
Provision for loan and lease losses$02,285
Total noninterest income$147,0003,373
Gross Fiduciary activities income$0892
Service charges on deposit accounts$12,0004,029
Trading account gains and feesNANA
Additional Noninterest Income$135,0002,985
Total noninterest expense$1,294,0002,963
Salaries and employee benefits$708,0003,023
Premises and equipment expense$110,0003,191
Additional noninterest expense$476,0002,677
Pre-tax net operating income$85,0004,191
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$85,0004,138
Extraordinary gains, net$04
Net income$85,0004,137
Minority interest net income$050
Net income of bank and minority interests.$85,0004,138
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$85,0004,163
2021-12-31 (YTD Data)Rank
Total interest income$7,228,0002,954
Total interest expense$766,0002,575
Net interest income$6,462,0002,969
Provision for loan and lease losses$18,0002,886
Total noninterest income$720,0003,317
Gross Fiduciary activities income$0994
Service charges on deposit accounts$48,0004,040
Trading account gains and feesNANA
Additional Noninterest Income$672,0003,011
Total noninterest expense$6,217,0002,668
Salaries and employee benefits$2,859,0003,004
Premises and equipment expense$503,0003,025
Additional noninterest expense$2,855,0002,050
Pre-tax net operating income$947,0003,864
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$947,0003,801
Extraordinary gains, net$010
Net income$947,0003,801
Minority interest net income$074
Net income of bank and minority interests.$947,0003,801
Net charge-offs$-88,0004,316
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$947,0003,784
2021-09-30 (YTD Data)Rank
Total interest income$5,625,0002,950
Total interest expense$638,0002,531
Net interest income$4,987,0002,970
Provision for loan and lease losses$18,0002,738
Total noninterest income$685,0003,104
Gross Fiduciary activities income$0957
Service charges on deposit accounts$39,0004,028
Trading account gains and feesNANA
Additional Noninterest Income$646,0002,797
Total noninterest expense$4,612,0002,697
Salaries and employee benefits$2,103,0003,050
Premises and equipment expense$381,0003,024
Additional noninterest expense$2,128,0002,071
Pre-tax net operating income$1,042,0003,679
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$1,042,0003,558
Extraordinary gains, net$08
Net income$1,042,0003,558
Minority interest net income$069
Net income of bank and minority interests.$1,042,0003,558
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,042,0003,531
2021-06-30 (YTD Data)Rank
Total interest income$3,379,0003,120
Total interest expense$450,0002,519
Net interest income$2,929,0003,157
Provision for loan and lease losses$18,0002,566
Total noninterest income$480,0003,040
Gross Fiduciary activities income$0951
Service charges on deposit accounts$26,0004,019
Trading account gains and feesNANA
Additional Noninterest Income$454,0002,728
Total noninterest expense$2,971,0002,742
Salaries and employee benefits$1,464,0002,979
Premises and equipment expense$224,0003,215
Additional noninterest expense$1,283,0002,203
Pre-tax net operating income$420,0004,104
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$420,0004,028
Extraordinary gains, net$06
Net income$420,0004,028
Minority interest net income$067
Net income of bank and minority interests.$420,0004,028
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$420,0004,012
2021-03-31 (YTD Data)Rank
Total interest income$1,574,0003,219
Total interest expense$242,0002,494
Net interest income$1,332,0003,302
Provision for loan and lease losses$02,741
Total noninterest income$453,0002,340
Gross Fiduciary activities income$0922
Service charges on deposit accounts$14,0003,979
Trading account gains and feesNANA
Additional Noninterest Income$439,0002,053
Total noninterest expense$1,588,0002,627
Salaries and employee benefits$803,0002,846
Premises and equipment expense$111,0003,242
Additional noninterest expense$674,0002,079
Pre-tax net operating income$197,0004,108
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$197,0004,050
Extraordinary gains, net$03
Net income$197,0004,049
Minority interest net income$055
Net income of bank and minority interests.$197,0004,050
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$197,0004,030
2020-12-31 (YTD Data)Rank
Total interest income$5,624,0003,415
Total interest expense$1,232,0002,646
Net interest income$4,392,0003,548
Provision for loan and lease losses$-241,0004,979
Total noninterest income$1,090,0002,772
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$68,0003,932
Trading account gains and feesNANA
Additional Noninterest Income$1,022,0002,458
Total noninterest expense$7,319,0002,401
Salaries and employee benefits$2,297,0003,331
Premises and equipment expense$458,0003,188
Additional noninterest expense$4,564,0001,381
Pre-tax net operating income$-1,596,0004,933
Securities gains (losses)$236,000949
Applicable income taxes$-26,0004,839
Income before extraordinary items$-1,334,0004,926
Extraordinary gains, net$04
Net income$-1,334,0004,926
Minority interest net income$072
Net income of bank and minority interests.$-1,334,0004,926
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-1,565,2804,931
2020-09-30 (YTD Data)Rank
Total interest income$4,424,0003,366
Total interest expense$951,0002,685
Net interest income$3,473,0003,493
Provision for loan and lease losses$-241,0005,016
Total noninterest income$998,0002,524
Gross Fiduciary activities income$0981
Service charges on deposit accounts$49,0003,989
Trading account gains and feesNANA
Additional Noninterest Income$949,0002,199
Total noninterest expense$4,689,0002,619
Salaries and employee benefits$1,640,0003,419
Premises and equipment expense$350,0003,172
Additional noninterest expense$2,699,0001,641
Pre-tax net operating income$23,0004,744
Securities gains (losses)$236,000818
Applicable income taxes$03,696
Income before extraordinary items$259,0004,405
Extraordinary gains, net$04
Net income$259,0004,404
Minority interest net income$065
Net income of bank and minority interests.$259,0004,405
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$23,0004,745
2020-06-30 (YTD Data)Rank
Total interest income$2,906,0003,434
Total interest expense$650,0002,749
Net interest income$2,256,0003,554
Provision for loan and lease losses$-281,0005,055
Total noninterest income$873,0002,185
Gross Fiduciary activities income$0970
Service charges on deposit accounts$28,0004,136
Trading account gains and feesNANA
Additional Noninterest Income$845,0001,841
Total noninterest expense$3,190,0002,583
Salaries and employee benefits$1,005,0003,553
Premises and equipment expense$221,0003,256
Additional noninterest expense$1,964,0001,531
Pre-tax net operating income$220,0004,293
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$220,0004,275
Extraordinary gains, net$04
Net income$220,0004,275
Minority interest net income$065
Net income of bank and minority interests.$220,0004,275
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$220,0004,223
2020-03-31 (YTD Data)Rank
Total interest income$1,154,0003,806
Total interest expense$342,0002,813
Net interest income$812,0004,013
Provision for loan and lease losses$-320,0005,105
Total noninterest income$734,0001,549
Gross Fiduciary activities income$0941
Service charges on deposit accounts$16,0004,195
Trading account gains and feesNANA
Additional Noninterest Income$718,0001,223
Total noninterest expense$1,767,0002,444
Salaries and employee benefits$487,0003,632
Premises and equipment expense$109,0003,291
Additional noninterest expense$1,171,0001,332
Pre-tax net operating income$99,0004,282
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$99,0004,227
Extraordinary gains, net$04
Net income$99,0004,227
Minority interest net income$056
Net income of bank and minority interests.$99,0004,227
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$99,0004,214
2019-12-31 (YTD Data)Rank
Total interest income$4,774,0003,819
Total interest expense$1,068,0003,209
Net interest income$3,706,0003,900
Provision for loan and lease losses$03,973
Total noninterest income$270,0004,242
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$71,0004,235
Trading account gains and feesNANA
Additional Noninterest Income$199,0003,950
Total noninterest expense$4,643,0003,146
Salaries and employee benefits$1,586,0003,969
Premises and equipment expense$438,0003,320
Additional noninterest expense$2,619,0002,144
Pre-tax net operating income$-667,0005,075
Securities gains (losses)$286,000530
Applicable income taxes$03,859
Income before extraordinary items$-381,0005,059
Extraordinary gains, net$011
Net income$-381,0005,060
Minority interest net income$076
Net income of bank and minority interests.$-381,0005,060
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-667,0005,071
2019-09-30 (YTD Data)Rank
Total interest income$3,426,0003,932
Total interest expense$745,0003,341
Net interest income$2,681,0004,002
Provision for loan and lease losses$03,836
Total noninterest income$193,0004,317
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$55,0004,268
Trading account gains and feesNANA
Additional Noninterest Income$138,0004,044
Total noninterest expense$3,560,0003,125
Salaries and employee benefits$1,125,0004,076
Premises and equipment expense$318,0003,402
Additional noninterest expense$2,117,0002,032
Pre-tax net operating income$-686,0005,173
Securities gains (losses)$221,000497
Applicable income taxes$03,902
Income before extraordinary items$-465,0005,162
Extraordinary gains, net$011
Net income$-465,0005,162
Minority interest net income$072
Net income of bank and minority interests.$-465,0005,162
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-686,0005,174
2019-06-30 (YTD Data)Rank
Total interest income$2,099,0004,074
Total interest expense$430,0003,534
Net interest income$1,669,0004,113
Provision for loan and lease losses$03,685
Total noninterest income$152,0004,211
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$30,0004,464
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,806
Total noninterest expense$2,364,0003,158
Salaries and employee benefits$755,0004,094
Premises and equipment expense$211,0003,427
Additional noninterest expense$1,398,0002,059
Pre-tax net operating income$-543,0005,236
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$-543,0005,235
Extraordinary gains, net$011
Net income$-543,0005,234
Minority interest net income$069
Net income of bank and minority interests.$-543,0005,234
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-543,0005,231
2019-03-31 (YTD Data)Rank
Total interest income$1,039,0004,115
Total interest expense$198,0003,629
Net interest income$841,0004,149
Provision for loan and lease losses$03,406
Total noninterest income$36,0004,761
Gross Fiduciary activities income$0972
Service charges on deposit accounts$15,0004,478
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,603
Total noninterest expense$1,014,0003,475
Salaries and employee benefits$397,0004,079
Premises and equipment expense$99,0003,561
Additional noninterest expense$518,0002,521
Pre-tax net operating income$-137,0005,261
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$-137,0005,254
Extraordinary gains, net$05
Net income$-137,0005,253
Minority interest net income$052
Net income of bank and minority interests.$-137,0005,253
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-137,0005,256
2018-12-31 (YTD Data)Rank
Total interest income$4,248,0004,034
Total interest expense$679,0003,506
Net interest income$3,569,0004,067
Provision for loan and lease losses$04,082
Total noninterest income$507,0003,751
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$56,0004,647
Trading account gains and feesNANA
Additional Noninterest Income$451,0003,199
Total noninterest expense$4,928,0003,080
Salaries and employee benefits$1,553,0004,116
Premises and equipment expense$439,0003,376
Additional noninterest expense$2,936,0001,959
Pre-tax net operating income$-852,0005,341
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$-852,0005,333
Extraordinary gains, net$06
Net income$-852,0005,332
Minority interest net income$072
Net income of bank and minority interests.$-852,0005,332
Net charge-offs$89,0002,233
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$9,830,00056
Net operating income$-852,0005,333
2018-09-30 (YTD Data)Rank
Total interest income$3,172,0004,066
Total interest expense$491,0003,499
Net interest income$2,681,0004,119
Provision for loan and lease losses$03,948
Total noninterest income$523,0003,360
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$43,0004,686
Trading account gains and feesNANA
Additional Noninterest Income$480,0002,810
Total noninterest expense$3,917,0002,985
Salaries and employee benefits$1,216,0004,066
Premises and equipment expense$321,0003,459
Additional noninterest expense$2,380,0001,823
Pre-tax net operating income$-713,0005,425
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-713,0005,418
Extraordinary gains, net$05
Net income$-713,0005,417
Minority interest net income$066
Net income of bank and minority interests.$-713,0005,417
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$9,830,00044
Net operating income$-713,0005,418
2018-06-30 (YTD Data)Rank
Total interest income$2,145,0004,050
Total interest expense$323,0003,456
Net interest income$1,822,0004,102
Provision for loan and lease losses$03,782
Total noninterest income$351,0003,384
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$34,0004,591
Trading account gains and feesNANA
Additional Noninterest Income$317,0002,817
Total noninterest expense$2,522,0003,061
Salaries and employee benefits$750,0004,224
Premises and equipment expense$209,0003,520
Additional noninterest expense$1,563,0001,848
Pre-tax net operating income$-349,0005,462
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-349,0005,451
Extraordinary gains, net$06
Net income$-349,0005,450
Minority interest net income$065
Net income of bank and minority interests.$-349,0005,450
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$9,842,00027
Net operating income$-349,0005,453
2018-03-31 (YTD Data)Rank
Total interest income$1,098,0004,011
Total interest expense$163,0003,388
Net interest income$935,0004,083
Provision for loan and lease losses$03,508
Total noninterest income$290,0002,668
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$20,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$270,0002,137
Total noninterest expense$1,039,0003,473
Salaries and employee benefits$380,0004,249
Premises and equipment expense$103,0003,594
Additional noninterest expense$556,0002,428
Pre-tax net operating income$186,0004,400
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$186,0004,260
Extraordinary gains, net$07
Net income$186,0004,260
Minority interest net income$052
Net income of bank and minority interests.$186,0004,260
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$186,0004,263
2017-12-31 (YTD Data)Rank
Total interest income$4,372,0003,990
Total interest expense$724,0003,086
Net interest income$3,648,0004,107
Provision for loan and lease losses$140,0002,722
Total noninterest income$742,0003,387
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$67,0004,757
Trading account gains and feesNANA
Additional Noninterest Income$675,0002,774
Total noninterest expense$5,506,0002,928
Salaries and employee benefits$1,427,0004,380
Premises and equipment expense$453,0003,433
Additional noninterest expense$3,626,0001,653
Pre-tax net operating income$-1,256,0005,619
Securities gains (losses)$86,000677
Applicable income taxes$04,135
Income before extraordinary items$-1,170,0005,587
Extraordinary gains, net$09
Net income$-1,170,0005,587
Minority interest net income$076
Net income of bank and minority interests.$-1,170,0005,587
Net charge-offs$14,0003,567
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-13,0005,596
Net operating income$-1,256,0005,591
2017-09-30 (YTD Data)Rank
Total interest income$3,286,0004,014
Total interest expense$549,0003,062
Net interest income$2,737,0004,146
Provision for loan and lease losses$04,088
Total noninterest income$533,0003,464
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$52,0004,765
Trading account gains and feesNANA
Additional Noninterest Income$481,0002,858
Total noninterest expense$3,841,0003,069
Salaries and employee benefits$1,078,0004,387
Premises and equipment expense$344,0003,449
Additional noninterest expense$2,419,0001,830
Pre-tax net operating income$-571,0005,657
Securities gains (losses)$86,000643
Applicable income taxes$04,172
Income before extraordinary items$-485,0005,651
Extraordinary gains, net$09
Net income$-485,0005,651
Minority interest net income$071
Net income of bank and minority interests.$-485,0005,651
Net charge-offs$14,0003,140
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-2,0005,665
Net operating income$-571,0005,657
2017-06-30 (YTD Data)Rank
Total interest income$2,193,0004,017
Total interest expense$369,0003,023
Net interest income$1,824,0004,159
Provision for loan and lease losses$03,871
Total noninterest income$435,0003,198
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$36,0004,741
Trading account gains and feesNANA
Additional Noninterest Income$399,0002,581
Total noninterest expense$2,512,0003,120
Salaries and employee benefits$699,0004,471
Premises and equipment expense$236,0003,422
Additional noninterest expense$1,577,0001,856
Pre-tax net operating income$-253,0005,680
Securities gains (losses)$86,000466
Applicable income taxes$04,189
Income before extraordinary items$-167,0005,657
Extraordinary gains, net$011
Net income$-167,0005,657
Minority interest net income$071
Net income of bank and minority interests.$-167,0005,657
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-253,0005,678
2017-03-31 (YTD Data)Rank
Total interest income$1,098,0004,028
Total interest expense$184,0003,012
Net interest income$914,0004,158
Provision for loan and lease losses$03,537
Total noninterest income$175,0003,488
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$21,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$154,0002,898
Total noninterest expense$1,234,0003,185
Salaries and employee benefits$350,0004,523
Premises and equipment expense$116,0003,501
Additional noninterest expense$768,0001,899
Pre-tax net operating income$-145,0005,757
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-145,0005,756
Extraordinary gains, net$08
Net income$-145,0005,756
Minority interest net income$055
Net income of bank and minority interests.$-145,0005,756
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-145,0005,753
2016-12-31 (YTD Data)Rank
Total interest income$4,760,0003,892
Total interest expense$746,0002,914
Net interest income$4,014,0003,999
Provision for loan and lease losses$35,0003,828
Total noninterest income$712,0003,564
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$63,0005,005
Trading account gains and fees$0170
Additional Noninterest Income$649,0002,933
Total noninterest expense$6,009,0002,852
Salaries and employee benefits$1,861,0003,962
Premises and equipment expense$431,0003,654
Additional noninterest expense$3,717,0001,637
Pre-tax net operating income$-1,318,0005,847
Securities gains (losses)$229,000799
Applicable income taxes$04,278
Income before extraordinary items$-1,089,0005,844
Extraordinary gains, net$05
Net income$-1,089,0005,843
Minority interest net income$082
Net income of bank and minority interests.$-1,089,0005,843
Net charge-offs$457,0001,148
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,318,0005,849
2016-09-30 (YTD Data)Rank
Total interest income$3,661,0003,872
Total interest expense$551,0002,953
Net interest income$3,110,0003,965
Provision for loan and lease losses$35,0003,592
Total noninterest income$371,0004,135
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$49,0005,017
Trading account gains and fees$0169
Additional Noninterest Income$322,0003,468
Total noninterest expense$4,842,0002,704
Salaries and employee benefits$1,480,0003,853
Premises and equipment expense$291,0003,848
Additional noninterest expense$3,071,0001,509
Pre-tax net operating income$-1,396,0005,937
Securities gains (losses)$229,000732
Applicable income taxes$04,325
Income before extraordinary items$-1,167,0005,929
Extraordinary gains, net$05
Net income$-1,167,0005,929
Minority interest net income$071
Net income of bank and minority interests.$-1,167,0005,929
Net charge-offs$274,0001,210
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,396,0005,936
2016-06-30 (YTD Data)Rank
Total interest income$2,521,0003,840
Total interest expense$358,0003,013
Net interest income$2,163,0003,910
Provision for loan and lease losses$04,017
Total noninterest income$241,0004,174
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$34,0005,000
Trading account gains and fees$0157
Additional Noninterest Income$207,0003,544
Total noninterest expense$3,776,0002,412
Salaries and employee benefits$1,053,0003,767
Premises and equipment expense$191,0003,906
Additional noninterest expense$2,532,0001,255
Pre-tax net operating income$-1,372,0006,028
Securities gains (losses)$18,0001,997
Applicable income taxes$04,338
Income before extraordinary items$-1,354,0006,027
Extraordinary gains, net$016
Net income$-1,354,0006,026
Minority interest net income$071
Net income of bank and minority interests.$-1,354,0006,026
Net charge-offs$255,000969
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-1,372,0006,025
2016-03-31 (YTD Data)Rank
Total interest income$1,234,0003,883
Total interest expense$176,0003,059
Net interest income$1,058,0003,968
Provision for loan and lease losses$03,656
Total noninterest income$63,0004,918
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$20,0004,839
Trading account gains and fees$0142
Additional Noninterest Income$43,0004,555
Total noninterest expense$2,584,0001,858
Salaries and employee benefits$553,0003,690
Premises and equipment expense$93,0003,976
Additional noninterest expense$1,938,000840
Pre-tax net operating income$-1,463,0006,106
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$-1,463,0006,101
Extraordinary gains, net$012
Net income$-1,463,0006,101
Minority interest net income$062
Net income of bank and minority interests.$-1,463,0006,101
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,463,0006,099
2015-12-31 (YTD Data)Rank
Total interest income$5,272,0003,722
Total interest expense$866,0002,671
Net interest income$4,406,0003,861
Provision for loan and lease losses$190,0002,384
Total noninterest income$26,0006,027
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$62,0005,214
Trading account gains and fees$0159
Additional Noninterest Income$-36,0006,091
Total noninterest expense$7,495,0002,434
Salaries and employee benefits$2,340,0003,571
Premises and equipment expense$607,0003,075
Additional noninterest expense$4,548,0001,377
Pre-tax net operating income$-3,253,0006,154
Securities gains (losses)$364,000468
Applicable income taxes$04,402
Income before extraordinary items$-2,889,0006,151
Extraordinary gains, net$023
Net income$-2,889,0006,151
Minority interest net income$081
Net income of bank and minority interests.$-2,889,0006,151
Net charge-offs$866,000775
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-3,253,0006,151
2015-09-30 (YTD Data)Rank
Total interest income$4,109,0003,676
Total interest expense$691,0002,595
Net interest income$3,418,0003,836
Provision for loan and lease losses$04,232
Total noninterest income$-19,0006,212
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$47,0005,263
Trading account gains and fees$0153
Additional Noninterest Income$-66,0006,209
Total noninterest expense$5,394,0002,524
Salaries and employee benefits$1,808,0003,508
Premises and equipment expense$491,0002,978
Additional noninterest expense$3,095,0001,484
Pre-tax net operating income$-1,995,0006,233
Securities gains (losses)$364,000407
Applicable income taxes$04,489
Income before extraordinary items$-1,631,0006,227
Extraordinary gains, net$021
Net income$-1,631,0006,227
Minority interest net income$078
Net income of bank and minority interests.$-1,631,0006,227
Net charge-offs$523,000831
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-1,995,0006,231
2015-06-30 (YTD Data)Rank
Total interest income$2,872,0003,592
Total interest expense$504,0002,450
Net interest income$2,368,0003,762
Provision for loan and lease losses$04,069
Total noninterest income$198,0004,554
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$32,0005,268
Trading account gains and fees$0157
Additional Noninterest Income$166,0003,904
Total noninterest expense$3,748,0002,441
Salaries and employee benefits$1,272,0003,411
Premises and equipment expense$328,0002,980
Additional noninterest expense$2,148,0001,447
Pre-tax net operating income$-1,182,0006,296
Securities gains (losses)$364,000330
Applicable income taxes$04,497
Income before extraordinary items$-818,0006,281
Extraordinary gains, net$022
Net income$-818,0006,281
Minority interest net income$075
Net income of bank and minority interests.$-818,0006,281
Net charge-offs$217,0001,140
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-1,182,0006,298
2015-03-31 (YTD Data)Rank
Total interest income$1,422,0003,614
Total interest expense$266,0002,378
Net interest income$1,156,0003,827
Provision for loan and lease losses$03,703
Total noninterest income$-205,0006,402
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$18,0005,147
Trading account gains and fees$0152
Additional Noninterest Income$-223,0006,403
Total noninterest expense$1,818,0002,518
Salaries and employee benefits$774,0003,037
Premises and equipment expense$155,0003,125
Additional noninterest expense$889,0001,695
Pre-tax net operating income$-867,0006,387
Securities gains (losses)$364,000220
Applicable income taxes$04,400
Income before extraordinary items$-503,0006,362
Extraordinary gains, net$013
Net income$-503,0006,363
Minority interest net income$064
Net income of bank and minority interests.$-503,0006,363
Net charge-offs$198,000736
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-867,0006,380
2014-12-31 (YTD Data)Rank
Total interest income$7,918,0002,905
Total interest expense$1,097,0002,432
Net interest income$6,821,0002,953
Provision for loan and lease losses$-200,0006,122
Total noninterest income$2,205,0001,971
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$80,0005,249
Trading account gains and fees$0180
Additional Noninterest Income$2,125,0001,393
Total noninterest expense$12,640,0001,509
Salaries and employee benefits$5,052,0002,025
Premises and equipment expense$741,0002,803
Additional noninterest expense$6,847,000953
Pre-tax net operating income$-3,414,0006,470
Securities gains (losses)$-5,0005,949
Applicable income taxes$1,0004,463
Income before extraordinary items$-3,420,0006,464
Extraordinary gains, net$017
Net income$-3,420,0006,463
Minority interest net income$084
Net income of bank and minority interests.$-3,420,0006,463
Net charge-offs$84,0003,348
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-3,415,0006,465
2014-09-30 (YTD Data)Rank
Total interest income$6,157,0002,863
Total interest expense$834,0002,429
Net interest income$5,323,0002,885
Provision for loan and lease losses$-200,0006,269
Total noninterest income$1,547,0002,063
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$62,0005,296
Trading account gains and fees$0174
Additional Noninterest Income$1,485,0001,466
Total noninterest expense$10,177,0001,421
Salaries and employee benefits$4,080,0001,898
Premises and equipment expense$583,0002,746
Additional noninterest expense$5,514,000882
Pre-tax net operating income$-3,107,0006,560
Securities gains (losses)$-83,0006,417
Applicable income taxes$1,0004,504
Income before extraordinary items$-3,191,0006,553
Extraordinary gains, net$015
Net income$-3,191,0006,552
Minority interest net income$081
Net income of bank and minority interests.$-3,191,0006,552
Net charge-offs$106,0002,630
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-3,108,0006,555
2014-06-30 (YTD Data)Rank
Total interest income$3,896,0002,972
Total interest expense$556,0002,458
Net interest income$3,340,0003,014
Provision for loan and lease losses$-200,0006,402
Total noninterest income$337,0003,813
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$49,0005,099
Trading account gains and fees$0172
Additional Noninterest Income$288,0003,100
Total noninterest expense$7,324,0001,346
Salaries and employee benefits$2,768,0001,865
Premises and equipment expense$410,0002,665
Additional noninterest expense$4,146,000790
Pre-tax net operating income$-3,447,0006,649
Securities gains (losses)$-77,0006,526
Applicable income taxes$04,568
Income before extraordinary items$-3,524,0006,640
Extraordinary gains, net$020
Net income$-3,524,0006,640
Minority interest net income$080
Net income of bank and minority interests.$-3,524,0006,640
Net charge-offs$112,0002,079
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,447,0006,641
2014-03-31 (YTD Data)Rank
Total interest income$1,783,0003,176
Total interest expense$274,0002,509
Net interest income$1,509,0003,255
Provision for loan and lease losses$03,817
Total noninterest income$60,0005,303
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$27,0004,957
Trading account gains and fees$0147
Additional Noninterest Income$33,0005,055
Total noninterest expense$2,971,0001,620
Salaries and employee benefits$1,469,0001,765
Premises and equipment expense$209,0002,679
Additional noninterest expense$1,293,0001,244
Pre-tax net operating income$-1,402,0006,705
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-1,402,0006,701
Extraordinary gains, net$016
Net income$-1,402,0006,701
Minority interest net income$066
Net income of bank and minority interests.$-1,402,0006,701
Net charge-offs$64,0001,673
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-1,402,0006,701
2013-12-31 (YTD Data)Rank
Total interest income$8,733,0002,741
Total interest expense$1,082,0002,788
Net interest income$7,651,0002,722
Provision for loan and lease losses$406,0002,097
Total noninterest income$3,165,0001,554
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$88,0005,412
Trading account gains and fees$0184
Additional Noninterest Income$3,077,0001,134
Total noninterest expense$14,301,0001,385
Salaries and employee benefits$6,014,0001,704
Premises and equipment expense$816,0002,665
Additional noninterest expense$7,471,000914
Pre-tax net operating income$-3,891,0006,740
Securities gains (losses)$23,0002,279
Applicable income taxes$-126,0006,509
Income before extraordinary items$-3,742,0006,737
Extraordinary gains, net$029
Net income$-3,742,0006,737
Minority interest net income$090
Net income of bank and minority interests.$-3,742,0006,737
Net charge-offs$736,0001,582
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$7,816,00058
Net operating income$-3,764,3106,736
2013-09-30 (YTD Data)Rank
Total interest income$7,017,0002,599
Total interest expense$814,0002,855
Net interest income$6,203,0002,537
Provision for loan and lease losses$406,0001,749
Total noninterest income$2,274,0001,634
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$68,0005,436
Trading account gains and fees$0180
Additional Noninterest Income$2,206,0001,189
Total noninterest expense$11,123,0001,341
Salaries and employee benefits$4,585,0001,694
Premises and equipment expense$618,0002,660
Additional noninterest expense$5,920,000859
Pre-tax net operating income$-3,052,0006,830
Securities gains (losses)$23,0002,149
Applicable income taxes$-121,0006,703
Income before extraordinary items$-2,908,0006,827
Extraordinary gains, net$025
Net income$-2,908,0006,828
Minority interest net income$084
Net income of bank and minority interests.$-2,908,0006,828
Net charge-offs$710,0001,284
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$7,816,00036
Net operating income$-2,930,0806,822
2013-06-30 (YTD Data)Rank
Total interest income$5,155,0002,363
Total interest expense$579,0002,778
Net interest income$4,576,0002,278
Provision for loan and lease losses$107,0002,873
Total noninterest income$2,048,0001,339
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$49,0005,335
Trading account gains and fees$0157
Additional Noninterest Income$1,999,000989
Total noninterest expense$8,034,0001,260
Salaries and employee benefits$3,180,0001,634
Premises and equipment expense$413,0002,673
Additional noninterest expense$4,441,000764
Pre-tax net operating income$-1,517,0006,849
Securities gains (losses)$23,0001,940
Applicable income taxes$04,679
Income before extraordinary items$-1,494,0006,861
Extraordinary gains, net$022
Net income$-1,494,0006,862
Minority interest net income$082
Net income of bank and minority interests.$-1,494,0006,862
Net charge-offs$338,0001,574
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$7,806,00022
Net operating income$-1,517,0006,853
2013-03-31 (YTD Data)Rank
Total interest income$2,840,0002,194
Total interest expense$277,0002,941
Net interest income$2,563,0002,046
Provision for loan and lease losses$46,0002,880
Total noninterest income$668,0001,796
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$27,0005,148
Trading account gains and fees$0148
Additional Noninterest Income$641,0001,328
Total noninterest expense$3,761,0001,340
Salaries and employee benefits$1,709,0001,542
Premises and equipment expense$200,0002,773
Additional noninterest expense$1,852,000916
Pre-tax net operating income$-576,0006,878
Securities gains (losses)$23,0001,213
Applicable income taxes$04,602
Income before extraordinary items$-553,0006,883
Extraordinary gains, net$010
Net income$-553,0006,884
Minority interest net income$076
Net income of bank and minority interests.$-553,0006,884
Net charge-offs$265,0001,154
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$403,000101
Net operating income$-576,0006,874
2012-12-31 (YTD Data)Rank
Total interest income$15,213,0001,741
Total interest expense$1,618,0002,566
Net interest income$13,595,0001,616
Provision for loan and lease losses$605,0002,440
Total noninterest income$1,891,0002,273
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$79,0005,739
Trading account gains and fees$0166
Additional Noninterest Income$1,812,0001,639
Total noninterest expense$17,416,0001,159
Salaries and employee benefits$5,888,0001,718
Premises and equipment expense$825,0002,675
Additional noninterest expense$10,703,000673
Pre-tax net operating income$-2,535,0006,850
Securities gains (losses)$-1,017,0007,036
Applicable income taxes$04,751
Income before extraordinary items$-3,552,0006,922
Extraordinary gains, net$029
Net income$-3,552,0006,921
Minority interest net income$093
Net income of bank and minority interests.$-3,552,0006,921
Net charge-offs$1,938,0001,188
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-2,535,0006,852
2012-09-30 (YTD Data)Rank
Total interest income$11,479,0001,761
Total interest expense$1,308,0002,504
Net interest income$10,171,0001,641
Provision for loan and lease losses$391,0002,625
Total noninterest income$1,196,0002,516
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$59,0005,818
Trading account gains and fees$0157
Additional Noninterest Income$1,137,0001,830
Total noninterest expense$13,716,0001,088
Salaries and employee benefits$4,345,0001,736
Premises and equipment expense$624,0002,691
Additional noninterest expense$8,747,000617
Pre-tax net operating income$-2,740,0007,029
Securities gains (losses)$133,0001,771
Applicable income taxes$33,0003,980
Income before extraordinary items$-2,640,0007,032
Extraordinary gains, net$020
Net income$-2,640,0007,030
Minority interest net income$086
Net income of bank and minority interests.$-2,640,0007,031
Net charge-offs$1,749,0001,004
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,773,0007,029
2012-06-30 (YTD Data)Rank
Total interest income$7,562,0001,787
Total interest expense$935,0002,431
Net interest income$6,627,0001,677
Provision for loan and lease losses$276,0002,553
Total noninterest income$701,0002,682
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$42,0005,758
Trading account gains and fees$0153
Additional Noninterest Income$659,0001,989
Total noninterest expense$9,983,000998
Salaries and employee benefits$2,886,0001,734
Premises and equipment expense$424,0002,646
Additional noninterest expense$6,673,000551
Pre-tax net operating income$-2,931,0007,141
Securities gains (losses)$-4,0006,891
Applicable income taxes$04,770
Income before extraordinary items$-2,935,0007,148
Extraordinary gains, net$019
Net income$-2,935,0007,147
Minority interest net income$084
Net income of bank and minority interests.$-2,935,0007,148
Net charge-offs$1,289,000952
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,931,0007,145
2012-03-31 (YTD Data)Rank
Total interest income$4,140,0001,668
Total interest expense$500,0002,378
Net interest income$3,640,0001,533
Provision for loan and lease losses$05,254
Total noninterest income$953,0001,371
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$22,0005,685
Trading account gains and fees$0148
Additional Noninterest Income$931,000957
Total noninterest expense$4,562,0001,092
Salaries and employee benefits$1,529,0001,657
Premises and equipment expense$222,0002,563
Additional noninterest expense$2,811,000627
Pre-tax net operating income$31,0006,116
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$31,0006,209
Extraordinary gains, net$019
Net income$31,0006,207
Minority interest net income$078
Net income of bank and minority interests.$31,0006,209
Net charge-offs$605,000965
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$31,0006,082
2011-12-31 (YTD Data)Rank
Total interest income$11,730,0002,369
Total interest expense$2,663,0002,166
Net interest income$9,067,0002,416
Provision for loan and lease losses$4,825,000805
Total noninterest income$1,127,0002,919
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$-515,0007,334
Additional Noninterest Income$1,642,0001,544
Total noninterest expense$18,429,0001,064
Salaries and employee benefits$6,733,0001,466
Premises and equipment expense$1,747,0001,429
Additional noninterest expense$9,949,000722
Pre-tax net operating income$-13,060,0007,254
Securities gains (losses)$626,000672
Applicable income taxes$-999,0007,170
Income before extraordinary items$-11,435,0007,226
Extraordinary gains, net$029
Net income$-11,435,0007,226
Minority interest net income$096
Net income of bank and minority interests.$-11,435,0007,226
Net charge-offs$6,613,000635
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-12,010,9207,232
2011-09-30 (YTD Data)Rank
Total interest income$7,808,0002,699
Total interest expense$2,093,0002,167
Net interest income$5,715,0002,867
Provision for loan and lease losses$4,710,000655
Total noninterest income$702,0003,251
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$-268,0007,405
Additional Noninterest Income$970,0001,804
Total noninterest expense$13,943,0001,065
Salaries and employee benefits$5,095,0001,452
Premises and equipment expense$1,344,0001,409
Additional noninterest expense$7,504,000712
Pre-tax net operating income$-12,236,0007,365
Securities gains (losses)$626,000541
Applicable income taxes$-341,0007,158
Income before extraordinary items$-11,269,0007,350
Extraordinary gains, net$021
Net income$-11,269,0007,350
Minority interest net income$087
Net income of bank and minority interests.$-11,269,0007,350
Net charge-offs$6,326,000517
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-11,876,2207,350
2011-06-30 (YTD Data)Rank
Total interest income$4,917,0002,855
Total interest expense$1,450,0002,165
Net interest income$3,467,0003,112
Provision for loan and lease losses$3,600,000588
Total noninterest income$1,062,0001,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$-377,0007,493
Additional Noninterest Income$1,439,0001,053
Total noninterest expense$10,504,000958
Salaries and employee benefits$3,536,0001,414
Premises and equipment expense$853,0001,481
Additional noninterest expense$6,115,000602
Pre-tax net operating income$-9,575,0007,443
Securities gains (losses)$124,000987
Applicable income taxes$-341,0007,285
Income before extraordinary items$-9,110,0007,435
Extraordinary gains, net$015
Net income$-9,110,0007,435
Minority interest net income$089
Net income of bank and minority interests.$-9,110,0007,435
Net charge-offs$4,806,000484
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-9,229,0407,437
2011-03-31 (YTD Data)Rank
Total interest income$2,287,0003,051
Total interest expense$762,0002,147
Net interest income$1,525,0003,422
Provision for loan and lease losses$2,051,000510
Total noninterest income$510,0001,952
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$-252,0007,557
Additional Noninterest Income$762,0001,010
Total noninterest expense$4,954,0001,006
Salaries and employee benefits$1,792,0001,412
Premises and equipment expense$388,0001,659
Additional noninterest expense$2,774,000648
Pre-tax net operating income$-4,970,0007,505
Securities gains (losses)$01,772
Applicable income taxes$-341,0007,437
Income before extraordinary items$-4,629,0007,494
Extraordinary gains, net$09
Net income$-4,629,0007,494
Minority interest net income$086
Net income of bank and minority interests.$-4,629,0007,494
Net charge-offs$2,669,000436
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-4,629,0007,496
2010-12-31 (YTD Data)Rank
Total interest income$16,886,0001,788
Total interest expense$4,910,0001,681
Net interest income$11,976,0001,833
Provision for loan and lease losses$10,804,000623
Total noninterest income$6,085,000918
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-901,0007,644
Additional Noninterest Income$6,986,000587
Total noninterest expense$15,726,0001,273
Salaries and employee benefits$6,166,0001,582
Premises and equipment expense$1,620,0001,581
Additional noninterest expense$7,940,000929
Pre-tax net operating income$-8,469,0007,307
Securities gains (losses)$-534,0007,433
Applicable income taxes$-3,723,0007,559
Income before extraordinary items$-5,280,0007,191
Extraordinary gains, net$029
Net income$-5,280,0007,191
Minority interest net income$0111
Net income of bank and minority interests.$-5,280,0007,191
Net charge-offs$10,210,000601
Cash dividends$30,0004,042
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,938,2407,149
2010-09-30 (YTD Data)Rank
Total interest income$12,169,0001,902
Total interest expense$4,012,0001,616
Net interest income$8,157,0002,030
Provision for loan and lease losses$10,020,000495
Total noninterest income$3,132,0001,219
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,183,0007,752
Additional Noninterest Income$4,315,000631
Total noninterest expense$11,165,0001,334
Salaries and employee benefits$4,324,0001,694
Premises and equipment expense$1,168,0001,675
Additional noninterest expense$5,673,000945
Pre-tax net operating income$-9,896,0007,553
Securities gains (losses)$-399,0007,571
Applicable income taxes$-4,246,0007,680
Income before extraordinary items$-6,049,0007,468
Extraordinary gains, net$023
Net income$-6,049,0007,468
Minority interest net income$0110
Net income of bank and minority interests.$-6,049,0007,468
Net charge-offs$8,918,000500
Cash dividends$30,0003,557
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-5,793,6407,440
2010-06-30 (YTD Data)Rank
Total interest income$7,234,0002,154
Total interest expense$3,044,0001,472
Net interest income$4,190,0002,646
Provision for loan and lease losses$8,920,000389
Total noninterest income$3,624,000782
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-561,0007,809
Additional Noninterest Income$4,185,000478
Total noninterest expense$8,047,0001,236
Salaries and employee benefits$2,528,0001,927
Premises and equipment expense$723,0001,812
Additional noninterest expense$4,796,000758
Pre-tax net operating income$-9,153,0007,672
Securities gains (losses)$-238,0007,617
Applicable income taxes$-3,873,0007,759
Income before extraordinary items$-5,518,0007,611
Extraordinary gains, net$019
Net income$-5,518,0007,611
Minority interest net income$0105
Net income of bank and minority interests.$-5,518,0007,611
Net charge-offs$7,599,000410
Cash dividends$30,0003,299
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,365,6807,595
2010-03-31 (YTD Data)Rank
Total interest income$3,329,0002,398
Total interest expense$1,790,0001,308
Net interest income$1,539,0003,479
Provision for loan and lease losses$7,423,000283
Total noninterest income$822,0001,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,420,0007,930
Additional Noninterest Income$2,242,000448
Total noninterest expense$3,791,0001,324
Salaries and employee benefits$666,0003,517
Premises and equipment expense$357,0001,889
Additional noninterest expense$2,768,000662
Pre-tax net operating income$-8,853,0007,832
Securities gains (losses)$02,284
Applicable income taxes$-3,664,0007,890
Income before extraordinary items$-5,189,0007,796
Extraordinary gains, net$016
Net income$-5,189,0007,797
Minority interest net income$091
Net income of bank and minority interests.$-5,189,0007,797
Net charge-offs$5,481,000312
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-5,189,0007,787
2009-12-31 (YTD Data)Rank
Total interest income$29,358,0001,166
Total interest expense$11,036,0001,071
Net interest income$18,322,0001,219
Provision for loan and lease losses$10,171,000860
Total noninterest income$6,111,000936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$226,000127
Additional Noninterest Income$5,885,000632
Total noninterest expense$20,932,0001,000
Salaries and employee benefits$7,019,0001,437
Premises and equipment expense$1,620,0001,671
Additional noninterest expense$12,293,000662
Pre-tax net operating income$-6,670,0007,323
Securities gains (losses)$-3,725,0007,869
Applicable income taxes$-4,165,0007,714
Income before extraordinary items$-6,230,0007,371
Extraordinary gains, net$034
Net income$-6,230,0007,370
Minority interest net income$0115
Net income of bank and minority interests.$-6,230,0007,370
Net charge-offs$12,975,000555
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$9,829,00099
Net operating income$-3,846,0007,129
2009-09-30 (YTD Data)Rank
Total interest income$22,565,0001,160
Total interest expense$9,093,0001,031
Net interest income$13,472,0001,244
Provision for loan and lease losses$7,786,000763
Total noninterest income$2,286,0001,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$250,000123
Additional Noninterest Income$2,036,0001,129
Total noninterest expense$13,143,0001,169
Salaries and employee benefits$5,136,0001,484
Premises and equipment expense$1,201,0001,713
Additional noninterest expense$6,806,000829
Pre-tax net operating income$-5,171,0007,520
Securities gains (losses)$-2,780,0007,959
Applicable income taxes$-3,197,0007,829
Income before extraordinary items$-4,754,0007,555
Extraordinary gains, net$027
Net income$-4,754,0007,555
Minority interest net income$0118
Net income of bank and minority interests.$-4,754,0007,555
Net charge-offs$5,892,000723
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$9,829,00081
Net operating income$-2,974,8007,368
2009-06-30 (YTD Data)Rank
Total interest income$14,807,0001,202
Total interest expense$6,544,0001,015
Net interest income$8,263,0001,348
Provision for loan and lease losses$7,233,000574
Total noninterest income$-168,0008,064
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$142,000121
Additional Noninterest Income$-310,0008,049
Total noninterest expense$9,987,0001,050
Salaries and employee benefits$3,363,0001,528
Premises and equipment expense$822,0001,688
Additional noninterest expense$5,802,000668
Pre-tax net operating income$-9,125,0007,901
Securities gains (losses)$-2,595,0008,079
Applicable income taxes$-4,799,0008,035
Income before extraordinary items$-6,921,0007,875
Extraordinary gains, net$021
Net income$-6,921,0007,874
Minority interest net income$0112
Net income of bank and minority interests.$-6,921,0007,874
Net charge-offs$3,860,000702
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$9,829,00058
Net operating income$-5,260,2007,828
2009-03-31 (YTD Data)Rank
Total interest income$7,208,0001,263
Total interest expense$3,545,000967
Net interest income$3,663,0001,519
Provision for loan and lease losses$694,0001,479
Total noninterest income$1,422,000977
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-14,0008,184
Additional Noninterest Income$1,436,000648
Total noninterest expense$4,471,0001,121
Salaries and employee benefits$1,590,0001,633
Premises and equipment expense$381,0001,857
Additional noninterest expense$2,500,000678
Pre-tax net operating income$-80,0006,588
Securities gains (losses)$-1,735,0008,167
Applicable income taxes$-726,0007,941
Income before extraordinary items$-1,089,0007,724
Extraordinary gains, net$015
Net income$-1,089,0007,727
Minority interest net income$0102
Net income of bank and minority interests.$-1,089,0007,726
Net charge-offs$1,682,000679
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$9,829,00026
Net operating income$21,4005,982
2008-12-31 (YTD Data)Rank
Total interest income$26,579,0001,459
Total interest expense$15,316,0001,057
Net interest income$11,263,0001,970
Provision for loan and lease losses$10,005,000596
Total noninterest income$3,529,0001,395
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$848,00072
Additional Noninterest Income$2,681,0001,061
Total noninterest expense$18,530,0001,065
Salaries and employee benefits$7,018,0001,471
Premises and equipment expense$1,896,0001,459
Additional noninterest expense$9,616,000702
Pre-tax net operating income$-13,743,0008,044
Securities gains (losses)$97,0001,147
Applicable income taxes$-5,311,0008,118
Income before extraordinary items$-8,335,0007,956
Extraordinary gains, net$039
Net income$-8,335,0007,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,022,000587
Cash dividends$1,229,0002,002
Sale, conversion, retirement of capital stock, net$2,537,000293
Net operating income$-8,397,0807,993
2008-09-30 (YTD Data)Rank
Total interest income$20,337,0001,464
Total interest expense$11,591,0001,083
Net interest income$8,746,0001,938
Provision for loan and lease losses$8,111,000466
Total noninterest income$4,838,000902
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$765,00071
Additional Noninterest Income$4,073,000646
Total noninterest expense$15,704,000946
Salaries and employee benefits$5,429,0001,439
Premises and equipment expense$1,504,0001,378
Additional noninterest expense$8,771,000555
Pre-tax net operating income$-10,231,0008,223
Securities gains (losses)$276,000494
Applicable income taxes$-3,980,0008,249
Income before extraordinary items$-5,975,0008,151
Extraordinary gains, net$031
Net income$-5,975,0008,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,243,000505
Cash dividends$1,229,0001,561
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-6,151,6408,187
2008-06-30 (YTD Data)Rank
Total interest income$14,069,0001,434
Total interest expense$7,909,0001,104
Net interest income$6,160,0001,815
Provision for loan and lease losses$3,585,000539
Total noninterest income$5,071,000629
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$391,00077
Additional Noninterest Income$4,680,000455
Total noninterest expense$6,721,0001,431
Salaries and employee benefits$3,665,0001,428
Premises and equipment expense$1,104,0001,244
Additional noninterest expense$1,952,0001,514
Pre-tax net operating income$925,0003,108
Securities gains (losses)$-87,0008,255
Applicable income taxes$534,0001,527
Income before extraordinary items$304,0004,971
Extraordinary gains, net$021
Net income$304,0004,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,169,000407
Cash dividends$1,229,0001,184
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$359,6804,626
2008-03-31 (YTD Data)Rank
Total interest income$6,435,0001,614
Total interest expense$3,952,0001,181
Net interest income$2,483,0002,228
Provision for loan and lease losses$1,025,000609
Total noninterest income$1,232,0001,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-951,0008,462
Additional Noninterest Income$2,183,000478
Total noninterest expense$3,076,0001,571
Salaries and employee benefits$1,825,0001,451
Premises and equipment expense$540,0001,278
Additional noninterest expense$711,0001,982
Pre-tax net operating income$-386,0007,995
Securities gains (losses)$-65,0008,409
Applicable income taxes$-49,0008,024
Income before extraordinary items$-402,0008,081
Extraordinary gains, net$015
Net income$-402,0008,080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,058,000450
Cash dividends$1,229,000621
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-344,1507,999
2007-12-31 (YTD Data)Rank
Total interest income$27,101,0001,590
Total interest expense$15,991,0001,242
Net interest income$11,110,0002,041
Provision for loan and lease losses$1,714,000950
Total noninterest income$2,169,0002,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$2,169,0001,304
Total noninterest expense$13,634,0001,353
Salaries and employee benefits$7,998,0001,247
Premises and equipment expense$2,512,0001,059
Additional noninterest expense$3,124,0001,770
Pre-tax net operating income$-2,069,0008,283
Securities gains (losses)$8,908,00043
Applicable income taxes$3,347,000735
Income before extraordinary items$3,492,0001,803
Extraordinary gains, net$039
Net income$3,492,0001,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,285
Cash dividends$1,805,0001,740
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-2,209,1208,328
2007-09-30 (YTD Data)Rank
Total interest income$21,606,0001,502
Total interest expense$12,204,0001,226
Net interest income$9,402,0001,813
Provision for loan and lease losses$934,000948
Total noninterest income$3,323,0001,193
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$3,323,000766
Total noninterest expense$10,177,0001,354
Salaries and employee benefits$6,358,0001,172
Premises and equipment expense$1,896,0001,042
Additional noninterest expense$1,923,0002,084
Pre-tax net operating income$1,614,0003,302
Securities gains (losses)$2,514,00088
Applicable income taxes$2,219,000886
Income before extraordinary items$1,909,0002,473
Extraordinary gains, net$033
Net income$1,909,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,438
Cash dividends$1,805,0001,317
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$300,0406,314
2007-06-30 (YTD Data)Rank
Total interest income$14,402,0001,514
Total interest expense$8,182,0001,218
Net interest income$6,220,0001,843
Provision for loan and lease losses$904,000632
Total noninterest income$2,175,0001,247
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,175,000801
Total noninterest expense$7,106,0001,314
Salaries and employee benefits$4,452,0001,147
Premises and equipment expense$1,315,000993
Additional noninterest expense$1,339,0002,012
Pre-tax net operating income$385,0005,582
Securities gains (losses)$2,228,00074
Applicable income taxes$1,621,000862
Income before extraordinary items$992,0003,050
Extraordinary gains, net$029
Net income$992,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,467
Cash dividends$1,203,0001,327
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-433,9208,286
2007-03-31 (YTD Data)Rank
Total interest income$7,339,0001,479
Total interest expense$4,007,0001,229
Net interest income$3,332,0001,728
Provision for loan and lease losses$111,0001,883
Total noninterest income$315,0003,018
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$315,0001,886
Total noninterest expense$3,903,0001,206
Salaries and employee benefits$2,463,0001,037
Premises and equipment expense$652,0001,011
Additional noninterest expense$788,0001,701
Pre-tax net operating income$-367,0008,455
Securities gains (losses)$2,215,00047
Applicable income taxes$789,000879
Income before extraordinary items$1,059,0001,626
Extraordinary gains, net$022
Net income$1,059,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$601,0001,212
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-358,6008,466
2006-12-31 (YTD Data)Rank
Total interest income$27,359,0001,458
Total interest expense$15,884,0001,050
Net interest income$11,475,0002,021
Provision for loan and lease losses$142,0004,147
Total noninterest income$5,470,0001,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,470,000640
Total noninterest expense$16,055,0001,122
Salaries and employee benefits$10,386,000930
Premises and equipment expense$2,640,000950
Additional noninterest expense$3,029,0001,744
Pre-tax net operating income$748,0005,793
Securities gains (losses)$8,162,00051
Applicable income taxes$3,276,000876
Income before extraordinary items$5,634,0001,284
Extraordinary gains, net$051
Net income$5,634,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,039
Cash dividends$2,304,0001,374
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$410,3206,486
2006-09-30 (YTD Data)Rank
Total interest income$19,987,0001,489
Total interest expense$11,498,0001,062
Net interest income$8,489,0002,065
Provision for loan and lease losses$58,0004,926
Total noninterest income$4,093,0001,028
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,093,000641
Total noninterest expense$12,554,0001,080
Salaries and employee benefits$8,123,000903
Premises and equipment expense$2,066,000918
Additional noninterest expense$2,365,0001,667
Pre-tax net operating income$-30,0008,161
Securities gains (losses)$6,405,00052
Applicable income taxes$2,702,000861
Income before extraordinary items$3,673,0001,521
Extraordinary gains, net$045
Net income$3,673,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,222
Cash dividends$1,728,0001,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-426,2008,421
2006-06-30 (YTD Data)Rank
Total interest income$12,577,0001,542
Total interest expense$7,099,0001,090
Net interest income$5,478,0002,135
Provision for loan and lease losses$06,419
Total noninterest income$2,731,0001,029
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,731,000630
Total noninterest expense$8,668,0001,042
Salaries and employee benefits$5,622,000876
Premises and equipment expense$1,436,000886
Additional noninterest expense$1,610,0001,642
Pre-tax net operating income$-459,0008,548
Securities gains (losses)$4,780,00050
Applicable income taxes$1,989,000798
Income before extraordinary items$2,332,0001,582
Extraordinary gains, net$039
Net income$2,332,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,628
Cash dividends$1,152,0001,284
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-727,2008,643
2006-03-31 (YTD Data)Rank
Total interest income$6,294,0001,508
Total interest expense$3,368,0001,081
Net interest income$2,926,0001,981
Provision for loan and lease losses$06,013
Total noninterest income$1,195,0001,129
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,195,000705
Total noninterest expense$4,342,0001,045
Salaries and employee benefits$2,924,000836
Premises and equipment expense$688,000920
Additional noninterest expense$730,0001,789
Pre-tax net operating income$-221,0008,565
Securities gains (losses)$2,291,00049
Applicable income taxes$696,0001,060
Income before extraordinary items$1,374,0001,331
Extraordinary gains, net$021
Net income$1,374,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,000974
Cash dividends$576,0001,209
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-138,0608,492
2005-12-31 (YTD Data)Rank
Total interest income$22,303,0001,492
Total interest expense$9,640,0001,172
Net interest income$12,663,0001,732
Provision for loan and lease losses$-200,0008,690
Total noninterest income$6,345,000889
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$6,345,000581
Total noninterest expense$18,011,000942
Salaries and employee benefits$11,955,000747
Premises and equipment expense$2,788,000845
Additional noninterest expense$3,268,0001,563
Pre-tax net operating income$1,197,0004,908
Securities gains (losses)$10,241,00054
Applicable income taxes$4,765,000671
Income before extraordinary items$6,673,0001,085
Extraordinary gains, net$046
Net income$6,673,0001,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$2,093,0001,399
Sale, conversion, retirement of capital stock, net$0934
Net operating income$118,7607,873
2005-09-30 (YTD Data)Rank
Total interest income$15,297,0001,615
Total interest expense$6,552,0001,215
Net interest income$8,745,0001,877
Provision for loan and lease losses$-200,0008,744
Total noninterest income$4,655,000907
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,655,000588
Total noninterest expense$13,623,000929
Salaries and employee benefits$9,030,000739
Premises and equipment expense$2,117,000832
Additional noninterest expense$2,476,0001,516
Pre-tax net operating income$-23,0008,360
Securities gains (losses)$8,403,00058
Applicable income taxes$3,492,000688
Income before extraordinary items$4,888,0001,102
Extraordinary gains, net$035
Net income$4,888,0001,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$1,571,0001,286
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-489,9208,610
2005-06-30 (YTD Data)Rank
Total interest income$9,767,0001,645
Total interest expense$3,944,0001,275
Net interest income$5,823,0001,866
Provision for loan and lease losses$-200,0008,764
Total noninterest income$2,441,0001,097
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,441,000696
Total noninterest expense$8,830,000946
Salaries and employee benefits$5,698,000777
Premises and equipment expense$1,497,000793
Additional noninterest expense$1,635,0001,526
Pre-tax net operating income$-366,0008,628
Securities gains (losses)$4,708,00066
Applicable income taxes$1,814,000830
Income before extraordinary items$2,528,0001,379
Extraordinary gains, net$030
Net income$2,528,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$1,047,0001,241
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-485,1208,680
2005-03-31 (YTD Data)Rank
Total interest income$4,985,0001,571
Total interest expense$1,862,0001,279
Net interest income$3,123,0001,715
Provision for loan and lease losses$-200,0008,859
Total noninterest income$1,414,000949
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,414,000612
Total noninterest expense$4,553,000913
Salaries and employee benefits$3,007,000735
Premises and equipment expense$697,000843
Additional noninterest expense$849,0001,476
Pre-tax net operating income$184,0006,140
Securities gains (losses)$1,684,00079
Applicable income taxes$776,000930
Income before extraordinary items$1,092,0001,537
Extraordinary gains, net$024
Net income$1,092,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$517,0001,173
Sale, conversion, retirement of capital stock, net$0491
Net operating income$14,2408,282
2004-12-31 (YTD Data)Rank
Total interest income$19,237,0001,504
Total interest expense$6,484,0001,264
Net interest income$12,753,0001,600
Provision for loan and lease losses$07,314
Total noninterest income$6,047,000903
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$6,047,000575
Total noninterest expense$15,156,0001,068
Salaries and employee benefits$10,281,000835
Premises and equipment expense$2,258,0001,016
Additional noninterest expense$2,617,0001,860
Pre-tax net operating income$3,644,0002,205
Securities gains (losses)$6,285,00093
Applicable income taxes$4,101,000691
Income before extraordinary items$5,828,0001,114
Extraordinary gains, net$034
Net income$5,828,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$1,784,0001,502
Sale, conversion, retirement of capital stock, net$2,000858
Net operating income$1,805,6003,121
2004-09-30 (YTD Data)Rank
Total interest income$14,095,0001,522
Total interest expense$4,607,0001,304
Net interest income$9,488,0001,591
Provision for loan and lease losses$07,100
Total noninterest income$4,457,000936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,457,000594
Total noninterest expense$10,938,0001,108
Salaries and employee benefits$7,469,000863
Premises and equipment expense$1,551,0001,111
Additional noninterest expense$1,918,0001,867
Pre-tax net operating income$3,007,0002,071
Securities gains (losses)$3,724,000129
Applicable income taxes$2,782,000773
Income before extraordinary items$3,949,0001,247
Extraordinary gains, net$026
Net income$3,949,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$1,261,0001,447
Sale, conversion, retirement of capital stock, net$2,000725
Net operating income$1,565,6402,778
2004-06-30 (YTD Data)Rank
Total interest income$8,943,0001,583
Total interest expense$2,908,0001,368
Net interest income$6,035,0001,662
Provision for loan and lease losses$06,885
Total noninterest income$1,664,0001,481
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,664,000914
Total noninterest expense$6,252,0001,307
Salaries and employee benefits$4,114,0001,039
Premises and equipment expense$887,0001,296
Additional noninterest expense$1,251,0001,905
Pre-tax net operating income$1,447,0002,661
Securities gains (losses)$2,886,000125
Applicable income taxes$1,784,000791
Income before extraordinary items$2,549,0001,271
Extraordinary gains, net$021
Net income$2,549,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$842,0001,482
Sale, conversion, retirement of capital stock, net$2,000620
Net operating income$701,9603,755
2004-03-31 (YTD Data)Rank
Total interest income$4,268,0001,652
Total interest expense$1,416,0001,413
Net interest income$2,852,0001,746
Provision for loan and lease losses$06,501
Total noninterest income$811,0001,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$811,000916
Total noninterest expense$2,647,0001,532
Salaries and employee benefits$1,565,0001,422
Premises and equipment expense$396,0001,474
Additional noninterest expense$686,0001,733
Pre-tax net operating income$1,016,0001,978
Securities gains (losses)$1,522,000139
Applicable income taxes$1,047,000708
Income before extraordinary items$1,491,0001,099
Extraordinary gains, net$016
Net income$1,491,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$423,0001,396
Sale, conversion, retirement of capital stock, net$0464
Net operating income$516,9202,770
2003-12-31 (YTD Data)Rank
Total interest income$14,814,0001,915
Total interest expense$5,814,0001,533
Net interest income$9,000,0002,158
Provision for loan and lease losses$400,0002,580
Total noninterest income$3,982,0001,350
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$3,982,000901
Total noninterest expense$9,696,0001,657
Salaries and employee benefits$6,200,0001,383
Premises and equipment expense$1,361,0001,670
Additional noninterest expense$2,135,0002,265
Pre-tax net operating income$2,886,0002,590
Securities gains (losses)$12,161,00097
Applicable income taxes$6,223,000524
Income before extraordinary items$8,824,000741
Extraordinary gains, net$054
Net income$8,824,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,873
Cash dividends$803,0002,668
Sale, conversion, retirement of capital stock, net$200,000601
Net operating income$1,040,9604,363
2003-09-30 (YTD Data)Rank
Total interest income$10,898,0001,981
Total interest expense$4,401,0001,587
Net interest income$6,497,0002,250
Provision for loan and lease losses$375,0002,114
Total noninterest income$3,119,0001,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,119,000905
Total noninterest expense$7,164,0001,693
Salaries and employee benefits$4,734,0001,376
Premises and equipment expense$1,004,0001,704
Additional noninterest expense$1,426,0002,505
Pre-tax net operating income$2,077,0002,770
Securities gains (losses)$9,910,000100
Applicable income taxes$4,960,000511
Income before extraordinary items$7,027,000729
Extraordinary gains, net$040
Net income$7,027,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$387,0003,099
Sale, conversion, retirement of capital stock, net$200,000449
Net operating income$684,6004,873
2003-06-30 (YTD Data)Rank
Total interest income$7,315,0001,985
Total interest expense$3,019,0001,594
Net interest income$4,296,0002,267
Provision for loan and lease losses$200,0002,502
Total noninterest income$1,778,0001,500
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,778,000993
Total noninterest expense$4,773,0001,687
Salaries and employee benefits$3,125,0001,387
Premises and equipment expense$636,0001,786
Additional noninterest expense$1,012,0002,343
Pre-tax net operating income$1,101,0003,289
Securities gains (losses)$7,178,000110
Applicable income taxes$3,430,000503
Income before extraordinary items$4,849,000712
Extraordinary gains, net$030
Net income$4,849,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$257,0003,101
Sale, conversion, retirement of capital stock, net$0589
Net operating income$255,0806,275
2003-03-31 (YTD Data)Rank
Total interest income$4,012,0001,827
Total interest expense$1,497,0001,667
Net interest income$2,515,0001,945
Provision for loan and lease losses$50,0003,651
Total noninterest income$763,0001,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$763,0001,087
Total noninterest expense$2,088,0001,878
Salaries and employee benefits$1,367,0001,561
Premises and equipment expense$289,0001,962
Additional noninterest expense$432,0002,673
Pre-tax net operating income$1,140,0001,829
Securities gains (losses)$3,997,00098
Applicable income taxes$2,126,000442
Income before extraordinary items$3,011,000586
Extraordinary gains, net$021
Net income$3,011,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$257,0001,926
Sale, conversion, retirement of capital stock, net$0419
Net operating income$452,9203,000
2002-12-31 (YTD Data)Rank
Total interest income$12,138,0002,538
Total interest expense$5,418,0002,072
Net interest income$6,720,0002,837
Provision for loan and lease losses$229,0004,079
Total noninterest income$1,727,0002,385
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$1,727,0001,475
Total noninterest expense$5,352,0002,750
Salaries and employee benefits$3,359,0002,382
Premises and equipment expense$984,0002,212
Additional noninterest expense$1,009,0004,146
Pre-tax net operating income$2,866,0002,590
Securities gains (losses)$6,380,000137
Applicable income taxes$3,799,000762
Income before extraordinary items$5,447,0001,154
Extraordinary gains, net$070
Net income$5,447,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$240,0004,663
Sale, conversion, retirement of capital stock, net$100,000643
Net operating income$1,363,8003,643
2001-12-31 (YTD Data)Rank
Total interest income$12,235,0002,765
Total interest expense$7,292,0002,200
Net interest income$4,943,0003,464
Provision for loan and lease losses$50,0006,655
Total noninterest income$948,0003,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$948,0002,122
Total noninterest expense$3,420,0003,899
Salaries and employee benefits$2,075,0003,489
Premises and equipment expense$711,0002,905
Additional noninterest expense$634,0005,638
Pre-tax net operating income$2,421,0002,732
Securities gains (losses)$1,287,000346
Applicable income taxes$1,478,0001,512
Income before extraordinary items$2,230,0002,304
Extraordinary gains, net$-12,0009,510
Net income$2,218,0002,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$137,0005,442
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,406,3203,291
2000-12-31 (YTD Data)Rank
Total interest income$9,610,0003,524
Total interest expense$6,495,0002,569
Net interest income$3,115,0005,016
Provision for loan and lease losses$-55,0009,770
Total noninterest income$513,0004,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$513,0002,912
Total noninterest expense$2,752,0004,526
Salaries and employee benefits$1,666,0004,020
Premises and equipment expense$521,0003,667
Additional noninterest expense$565,0005,987
Pre-tax net operating income$931,0005,449
Securities gains (losses)$217,000397
Applicable income taxes$11,0008,049
Income before extraordinary items$1,137,0004,012
Extraordinary gains, net$038
Net income$1,137,0004,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$127,0005,697
Sale, conversion, retirement of capital stock, net$0969
Net operating income$922,1704,613
1999-12-31 (YTD Data)Rank
Total interest income$5,657,0005,137
Total interest expense$3,341,0004,208
Net interest income$2,316,0006,081
Provision for loan and lease losses$55,0006,383
Total noninterest income$408,0005,541
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$408,0003,374
Total noninterest expense$2,197,0005,332
Salaries and employee benefits$1,299,0004,875
Premises and equipment expense$413,0004,418
Additional noninterest expense$485,0006,623
Pre-tax net operating income$472,0007,269
Securities gains (losses)$41,0001,057
Applicable income taxes$-199,00010,027
Income before extraordinary items$712,0005,404
Extraordinary gains, net$035
Net income$712,0005,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,495
Cash dividends$79,0006,315
Sale, conversion, retirement of capital stock, net$1,225,000479
Net operating income$671,0005,551
1998-12-31 (YTD Data)Rank
Total interest income$5,303,0005,450
Total interest expense$3,197,0004,479
Net interest income$2,106,0006,483
Provision for loan and lease losses$08,652
Total noninterest income$391,0005,696
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$391,0003,478
Total noninterest expense$2,079,0005,453
Salaries and employee benefits$1,115,0005,351
Premises and equipment expense$441,0004,092
Additional noninterest expense$523,0006,278
Pre-tax net operating income$418,0007,770
Securities gains (losses)$53,0001,685
Applicable income taxes$1,0009,299
Income before extraordinary items$470,0006,786
Extraordinary gains, net$032
Net income$470,0006,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,378
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$930,000479
Net operating income$417,0007,016
1997-12-31 (YTD Data)Rank
Total interest income$3,730,0006,926
Total interest expense$2,281,0005,743
Net interest income$1,449,0008,106
Provision for loan and lease losses$-643,00010,878
Total noninterest income$552,0004,682
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$552,0002,644
Total noninterest expense$1,948,0005,756
Salaries and employee benefits$845,0006,560
Premises and equipment expense$488,0003,787
Additional noninterest expense$615,0005,716
Pre-tax net operating income$696,0006,991
Securities gains (losses)$13,0002,177
Applicable income taxes$1,00010,030
Income before extraordinary items$708,0005,866
Extraordinary gains, net$044
Net income$708,0005,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-261,00010,844
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$600,000515
Net operating income$695,0005,887
1996-12-31 (YTD Data)Rank
Total interest income$3,774,0007,082
Total interest expense$2,245,0005,957
Net interest income$1,529,0008,196
Provision for loan and lease losses$929,0001,079
Total noninterest income$910,0003,364
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$910,0001,930
Total noninterest expense$2,261,0005,418
Salaries and employee benefits$979,0006,092
Premises and equipment expense$445,0004,155
Additional noninterest expense$837,0005,027
Pre-tax net operating income$-751,00011,303
Securities gains (losses)$10,0002,493
Applicable income taxes$1,00010,529
Income before extraordinary items$-742,00011,322
Extraordinary gains, net$053
Net income$-742,00011,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,658
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$600,000437
Net operating income$-752,00011,300
1995-12-31 (YTD Data)Rank
Total interest income$3,986,0007,023
Total interest expense$2,792,0005,071
Net interest income$1,194,0009,344
Provision for loan and lease losses$28,0007,236
Total noninterest income$176,0008,856
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$176,0005,514
Total noninterest expense$2,043,0005,887
Salaries and employee benefits$897,0006,570
Premises and equipment expense$441,0004,174
Additional noninterest expense$705,0005,817
Pre-tax net operating income$-701,00011,836
Securities gains (losses)$03,831
Applicable income taxes$1,00011,102
Income before extraordinary items$-702,00011,832
Extraordinary gains, net$065
Net income$-702,00011,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,152
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$-702,00011,820
1994-12-31 (YTD Data)Rank
Total interest income$3,644,0007,137
Total interest expense$2,041,0005,520
Net interest income$1,603,0008,574
Provision for loan and lease losses$-328,00012,411
Total noninterest income$-25,00012,566
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$-25,00012,606
Total noninterest expense$2,021,0006,147
Salaries and employee benefits$966,0006,260
Premises and equipment expense$372,0004,874
Additional noninterest expense$683,0006,446
Pre-tax net operating income$-115,00012,211
Securities gains (losses)$-93,00011,484
Applicable income taxes$1,00011,577
Income before extraordinary items$-209,00012,227
Extraordinary gains, net$0249
Net income$-209,00012,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,030
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$728,000483
Net operating income$-116,00012,189
1993-12-31 (YTD Data)Rank
Total interest income$3,877,0007,028
Total interest expense$1,994,0005,851
Net interest income$1,883,0008,003
Provision for loan and lease losses$3,141,000591
Total noninterest income$436,0006,130
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$436,0003,558
Total noninterest expense$1,945,0006,484
Salaries and employee benefits$854,0007,000
Premises and equipment expense$365,0005,065
Additional noninterest expense$726,0006,388
Pre-tax net operating income$-2,767,00013,123
Securities gains (losses)$07,477
Applicable income taxes$-181,00013,031
Income before extraordinary items$-2,586,00013,115
Extraordinary gains, net$03,149
Net income$-2,586,00013,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-219,00013,129
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$1,300,000422
Net operating income$-2,586,00013,094
1992-12-31 (YTD Data)Rank
Total interest income$4,700,0006,669
Total interest expense$2,664,0005,701
Net interest income$2,036,0007,652
Provision for loan and lease losses$174,0005,685
Total noninterest income$187,0009,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$187,0005,899
Total noninterest expense$1,693,0007,277
Salaries and employee benefits$908,0006,570
Premises and equipment expense$350,0005,369
Additional noninterest expense$435,0009,143
Pre-tax net operating income$356,0009,630
Securities gains (losses)$153,0002,394
Applicable income taxes$197,0007,617
Income before extraordinary items$312,0009,142
Extraordinary gains, net$01,422
Net income$312,0009,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00013,490
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$214,08010,054

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.