Home > Gainey Business Bank > Assets and Liabilities
Gainey Business Bank, Assets and Liabilities
2023-12-31 | Rank | |
# of Employees: | 13 | 3,994 |
Assets and Liabilities | ||
Total Assets: | $39,785,000 | 4,433 |
Cash and due from depository institutions | $443,000 | 3,994 |
Interest-bearing balances | $0 | 4,519 |
Securities | $2,471,000 | 4,329 |
Federal funds sold & reverse repurchase agreements | $11,620,000 | 325 |
Net loans & leases | $23,599,000 | 4,251 |
Loan loss allowance | $825,000 | 3,625 |
Trading account assets | $0 | 214 |
Bank premises and fixed assets | $1,291,000 | 3,454 |
Other real estate owned | $0 | 3,994 |
Goodwill and other intangibles | $0 | 2,295 |
All other assets | $361,000 | 4,498 |
Life insurance assets | $0 | 3,088 |
Total liabilities and capital | $39,785,000 | 4,388 |
Total liabilities | $28,249,000 | 4,407 |
Total deposits | $26,706,000 | 4,430 |
Interest-bearing deposits | $26,441,000 | 4,303 |
Deposits held in domestic offices | $26,706,000 | 4,430 |
% insured | 73.17% | 2,735 |
Federal funds purchased & repurchase agreements | $0 | 1,169 |
Trading liabilities | $0 | 165 |
Other borrowed funds | $0 | 3,039 |
Subordinated debt | $0 | 69 |
All other liabilities | $1,543,000 | 2,705 |
Total equity capital | $11,536,000 | 3,693 |
Total bank equity capital | $11,536,000 | 3,688 |
Perpetual preferred stock | $0 | 111 |
Common stock | $9,023,000 | 317 |
Surplus | $9,106,000 | 2,229 |
Undivided profits | $-6,593,000 | 4,449 |
Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,812 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
Income earned, not collected on loans | $140,000 | 4,396 |
Earning assets | $37,690,000 | 4,363 |
Long-term assets (5+ years) | $12,245,000 | 3,996 |
Average Assets, year-to-date | $30,741,200 | 4,459 |
Average Assets, quarterly | $35,157,500 | 4,426 |
Volatile liabilities | $1,762,000 | 4,206 |
Insider loans | $0 | 3,951 |
FHLB advances | $0 | 2,635 |
Loans and leases held for sale | $0 | 1,074 |
Unused loan commitments | $5,843,000 | 3,758 |
Tier 1 (core) risk-based capital | $11,560,000 | 3,864 |
Tier 2 risk-based capital | $0 | 2,824 |
Total risk weighted assets | $0 | 2,900 |
Total unused commitments | $5,843,000 | 3,758 |
Derivatives | $0 | 1,163 |
2023-09-30 | Rank | |
# of Employees: | 13 | 4,010 |
Assets and Liabilities | ||
Total Assets: | $30,530,000 | 4,524 |
Cash and due from depository institutions | $384,000 | 4,010 |
Interest-bearing balances | $0 | 4,544 |
Securities | $3,943,000 | 4,300 |
Federal funds sold & reverse repurchase agreements | $2,320,000 | 913 |
Net loans & leases | $22,218,000 | 4,287 |
Loan loss allowance | $645,000 | 3,816 |
Trading account assets | $0 | 216 |
Bank premises and fixed assets | $1,335,000 | 3,446 |
Other real estate owned | $0 | 4,010 |
Goodwill and other intangibles | $0 | 2,313 |
All other assets | $330,000 | 4,542 |
Life insurance assets | $0 | 3,103 |
Total liabilities and capital | $30,530,000 | 4,479 |
Total liabilities | $18,328,000 | 4,502 |
Total deposits | $16,777,000 | 4,521 |
Interest-bearing deposits | $16,771,000 | 4,430 |
Deposits held in domestic offices | $16,777,000 | 4,521 |
% insured | 47.77% | 4,359 |
Federal funds purchased & repurchase agreements | $0 | 1,178 |
Trading liabilities | $0 | 163 |
Other borrowed funds | $0 | 3,023 |
Subordinated debt | $0 | 70 |
All other liabilities | $1,551,000 | 2,733 |
Total equity capital | $12,202,000 | 3,519 |
Total bank equity capital | $12,202,000 | 3,518 |
Perpetual preferred stock | $0 | 116 |
Common stock | $9,011,000 | 322 |
Surplus | $9,011,000 | 2,228 |
Undivided profits | $-5,820,000 | 4,389 |
Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,837 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
Income earned, not collected on loans | $105,000 | 4,466 |
Earning assets | $28,481,000 | 4,452 |
Long-term assets (5+ years) | $8,026,000 | 4,185 |
Average Assets, year-to-date | $28,480,250 | 4,498 |
Average Assets, quarterly | $28,802,000 | 4,487 |
Volatile liabilities | $251,000 | 4,429 |
Insider loans | $0 | 3,972 |
FHLB advances | $0 | 2,657 |
Loans and leases held for sale | $0 | 1,153 |
Unused loan commitments | $3,696,000 | 3,986 |
Tier 1 (core) risk-based capital | $12,248,000 | 3,824 |
Tier 2 risk-based capital | $0 | 2,835 |
Total risk weighted assets | $0 | 2,915 |
Total unused commitments | $3,696,000 | 3,986 |
Derivatives | $0 | 1,168 |
2023-06-30 | Rank | |
# of Employees: | 12 | 4,107 |
Assets and Liabilities | ||
Total Assets: | $27,074,000 | 4,575 |
Cash and due from depository institutions | $325,000 | 4,107 |
Interest-bearing balances | $0 | 4,569 |
Securities | $4,910,000 | 4,289 |
Federal funds sold & reverse repurchase agreements | $7,720,000 | 460 |
Net loans & leases | $12,529,000 | 4,430 |
Loan loss allowance | $355,000 | 4,177 |
Trading account assets | $0 | 212 |
Bank premises and fixed assets | $1,357,000 | 3,441 |
Other real estate owned | $0 | 4,107 |
Goodwill and other intangibles | $0 | 2,313 |
All other assets | $233,000 | 4,590 |
Life insurance assets | $0 | 3,127 |
Total liabilities and capital | $27,074,000 | 4,528 |
Total liabilities | $13,980,000 | 4,540 |
Total deposits | $12,437,000 | 4,568 |
Interest-bearing deposits | $12,431,000 | 4,484 |
Deposits held in domestic offices | $12,437,000 | 4,568 |
% insured | 50.51% | 4,324 |
Federal funds purchased & repurchase agreements | $0 | 1,196 |
Trading liabilities | $0 | 155 |
Other borrowed funds | $0 | 3,023 |
Subordinated debt | $0 | 71 |
All other liabilities | $1,543,000 | 2,574 |
Total equity capital | $13,094,000 | 3,484 |
Total bank equity capital | $13,094,000 | 3,480 |
Perpetual preferred stock | $0 | 119 |
Common stock | $9,011,000 | 322 |
Surplus | $9,010,000 | 2,236 |
Undivided profits | $-4,927,000 | 4,438 |
Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,836 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
Income earned, not collected on loans | $79,000 | 4,506 |
Earning assets | $25,159,000 | 4,503 |
Long-term assets (5+ years) | $4,287,000 | 4,355 |
Average Assets, year-to-date | $27,797,000 | 4,529 |
Average Assets, quarterly | $27,688,500 | 4,522 |
Volatile liabilities | $0 | 4,464 |
Insider loans | $0 | 3,997 |
FHLB advances | $0 | 2,663 |
Loans and leases held for sale | $0 | 1,186 |
Unused loan commitments | $2,829,000 | 4,134 |
Tier 1 (core) risk-based capital | $13,163,000 | 3,742 |
Tier 2 risk-based capital | $0 | 2,865 |
Total risk weighted assets | $0 | 2,942 |
Total unused commitments | $2,829,000 | 4,135 |
Derivatives | $0 | 1,164 |
2023-03-31 | Rank | |
# of Employees: | 11 | 4,212 |
Assets and Liabilities | ||
Total Assets: | $28,295,000 | 4,581 |
Cash and due from depository institutions | $350,000 | 4,212 |
Interest-bearing balances | $0 | 4,597 |
Securities | $5,900,000 | 4,317 |
Federal funds sold & reverse repurchase agreements | $13,750,000 | 310 |
Net loans & leases | $6,876,000 | 4,564 |
Loan loss allowance | $140,000 | 4,490 |
Trading account assets | $0 | 224 |
Bank premises and fixed assets | $1,206,000 | 3,534 |
Other real estate owned | $0 | 4,212 |
Goodwill and other intangibles | $0 | 2,327 |
All other assets | $213,000 | 4,658 |
Life insurance assets | $0 | 3,143 |
Total liabilities and capital | $28,295,000 | 4,581 |
Total liabilities | $14,425,000 | 4,612 |
Total deposits | $13,092,000 | 4,591 |
Interest-bearing deposits | $13,087,000 | 4,550 |
Deposits held in domestic offices | $13,092,000 | 4,591 |
% insured | 41.08% | 4,520 |
Federal funds purchased & repurchase agreements | $0 | 1,096 |
Trading liabilities | $0 | 167 |
Other borrowed funds | $0 | 2,785 |
Subordinated debt | $0 | 68 |
All other liabilities | $1,333,000 | 2,676 |
Total equity capital | $13,870,000 | 3,435 |
Total bank equity capital | $13,870,000 | 3,435 |
Perpetual preferred stock | $0 | 77 |
Common stock | $8,993,000 | 328 |
Surplus | $8,993,000 | 2,275 |
Undivided profits | $-4,116,000 | 4,440 |
Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,889 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
Income earned, not collected on loans | $144,000 | 4,484 |
Earning assets | $26,526,000 | 4,552 |
Long-term assets (5+ years) | $1,143,000 | 4,548 |
Average Assets, year-to-date | $28,154,500 | 4,586 |
Average Assets, quarterly | $28,154,500 | 4,586 |
Volatile liabilities | $0 | 4,515 |
Insider loans | $0 | 4,013 |
FHLB advances | $0 | 2,522 |
Loans and leases held for sale | $0 | 1,096 |
Unused loan commitments | $0 | 4,555 |
Tier 1 (core) risk-based capital | $13,937,000 | 3,706 |
Tier 2 risk-based capital | $0 | 2,947 |
Total risk weighted assets | $0 | 3,020 |
Total unused commitments | $0 | 4,555 |
Derivatives | $0 | 1,166 |
2022-12-31 | Rank | |
# of Employees: | 11 | 4,244 |
Assets and Liabilities | ||
Total Assets: | $26,981,000 | 4,626 |
Cash and due from depository institutions | $315,000 | 4,244 |
Interest-bearing balances | $0 | 4,621 |
Securities | $5,858,000 | 4,363 |
Federal funds sold & reverse repurchase agreements | $16,095,000 | 269 |
Net loans & leases | $4,447,000 | 4,622 |
Loan loss allowance | $70,000 | 4,577 |
Trading account assets | $0 | 239 |
Bank premises and fixed assets | $90,000 | 4,503 |
Other real estate owned | $0 | 4,244 |
Goodwill and other intangibles | $0 | 2,346 |
All other assets | $176,000 | 4,696 |
Life insurance assets | $0 | 3,164 |
Total liabilities and capital | $26,981,000 | 4,626 |
Total liabilities | $12,509,000 | 4,651 |
Total deposits | $11,964,000 | 4,628 |
Interest-bearing deposits | $11,964,000 | 4,588 |
Deposits held in domestic offices | $11,964,000 | 4,628 |
% insured | 28.59% | 4,609 |
Federal funds purchased & repurchase agreements | $0 | 1,292 |
Trading liabilities | $0 | 171 |
Other borrowed funds | $0 | 2,705 |
Subordinated debt | $0 | 70 |
All other liabilities | $545,000 | 3,385 |
Total equity capital | $14,472,000 | 3,344 |
Total bank equity capital | $14,472,000 | 3,344 |
Perpetual preferred stock | $0 | 77 |
Common stock | $1,792,000 | 1,017 |
Surplus | $16,134,000 | 1,695 |
Undivided profits | $-3,454,000 | 4,415 |
Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,914 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
Income earned, not collected on loans | $103,000 | 4,559 |
Earning assets | $26,400,000 | 4,589 |
Long-term assets (5+ years) | $993,000 | 4,591 |
Average Assets, year-to-date | $24,531,000 | 4,649 |
Average Assets, quarterly | $28,383,500 | 4,621 |
Volatile liabilities | $0 | 4,544 |
Insider loans | $0 | 4,059 |
FHLB advances | $0 | 2,484 |
Loans and leases held for sale | $0 | 1,039 |
Unused loan commitments | $0 | 4,584 |
Tier 1 (core) risk-based capital | $14,565,000 | 3,667 |
Tier 2 risk-based capital | $0 | 2,975 |
Total risk weighted assets | $0 | 3,055 |
Total unused commitments | $0 | 4,584 |
Derivatives | $0 | 1,127 |
2022-09-30 | Rank | |
# of Employees: | 10 | 4,332 |
Assets and Liabilities | ||
Total Assets: | $29,786,000 | 4,646 |
Cash and due from depository institutions | $328,000 | 4,332 |
Interest-bearing balances | $0 | 4,666 |
Securities | $5,850,000 | 4,393 |
Federal funds sold & reverse repurchase agreements | $20,645,000 | 235 |
Net loans & leases | $2,668,000 | 4,672 |
Loan loss allowance | $40,000 | 4,636 |
Trading account assets | $0 | 245 |
Bank premises and fixed assets | $81,000 | 4,560 |
Other real estate owned | $0 | 4,332 |
Goodwill and other intangibles | $0 | 2,377 |
All other assets | $214,000 | 4,724 |
Life insurance assets | $0 | 3,189 |
Total liabilities and capital | $29,786,000 | 4,646 |
Total liabilities | $14,601,000 | 4,680 |
Total deposits | $14,275,000 | 4,659 |
Interest-bearing deposits | $14,275,000 | 4,612 |
Deposits held in domestic offices | $14,275,000 | 4,659 |
% insured | 13.79% | 4,679 |
Federal funds purchased & repurchase agreements | $0 | 1,224 |
Trading liabilities | $0 | 179 |
Other borrowed funds | $0 | 2,496 |
Subordinated debt | $0 | 71 |
All other liabilities | $326,000 | 3,851 |
Total equity capital | $15,185,000 | 3,204 |
Total bank equity capital | $15,185,000 | 3,204 |
Perpetual preferred stock | $0 | 74 |
Common stock | $17,926,000 | 203 |
Surplus | $0 | 4,411 |
Undivided profits | $-2,741,000 | 4,381 |
Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
Memoranda | ||
Noncurrent loans and leases | $0 | 3,992 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
Income earned, not collected on loans | $64,000 | 4,651 |
Earning assets | $29,163,000 | 4,613 |
Long-term assets (5+ years) | $0 | 4,682 |
Average Assets, year-to-date | $23,306,000 | 4,692 |
Average Assets, quarterly | $23,306,000 | 4,691 |
Volatile liabilities | $0 | 4,570 |
Insider loans | $0 | 4,093 |
FHLB advances | $0 | 2,270 |
Loans and leases held for sale | $0 | 1,234 |
Unused loan commitments | $0 | 4,629 |
Tier 1 (core) risk-based capital | $15,272,000 | 3,601 |
Tier 2 risk-based capital | $0 | 3,044 |
Total risk weighted assets | $0 | 3,120 |
Total unused commitments | $0 | 4,629 |
Derivatives | $0 | 1,203 |
2022-06-30 | Rank | |
# of Employees: | 9 | 4,434 |
Assets and Liabilities | ||
Total Assets: | $16,826,000 | 4,753 |
Cash and due from depository institutions | $460,000 | 4,434 |
Interest-bearing balances | $460,000 | 4,513 |
Securities | $0 | 4,683 |
Federal funds sold & reverse repurchase agreements | $16,270,000 | 354 |
Net loans & leases | $0 | 4,740 |
Loan loss allowance | $0 | 4,721 |
Trading account assets | $0 | 253 |
Bank premises and fixed assets | $40,000 | 4,670 |
Other real estate owned | $0 | 4,434 |
Goodwill and other intangibles | $0 | 2,393 |
All other assets | $56,000 | 4,777 |
Life insurance assets | $0 | 3,216 |
Total liabilities and capital | $16,826,000 | 4,753 |
Total liabilities | $3,151,000 | 4,763 |
Total deposits | $3,151,000 | 4,749 |
Interest-bearing deposits | $3,151,000 | 4,733 |
Deposits held in domestic offices | $3,151,000 | 4,749 |
% insured | 7.93% | 4,762 |
Federal funds purchased & repurchase agreements | $0 | 1,064 |
Trading liabilities | $0 | 183 |
Other borrowed funds | $0 | 2,406 |
Subordinated debt | $0 | 73 |
All other liabilities | $0 | 4,778 |
Total equity capital | $13,675,000 | 3,463 |
Total bank equity capital | $13,675,000 | 3,463 |
Perpetual preferred stock | $0 | 74 |
Common stock | $15,585,000 | 222 |
Surplus | $0 | 4,430 |
Undivided profits | $-1,910,000 | 4,436 |
Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
Memoranda | ||
Noncurrent loans and leases | $0 | 4,026 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
Income earned, not collected on loans | $0 | 4,755 |
Earning assets | $16,730,000 | 4,731 |
Long-term assets (5+ years) | $0 | 4,739 |
Average Assets, year-to-date | $16,826,000 | 4,752 |
Average Assets, quarterly | $16,826,000 | 4,752 |
Volatile liabilities | $0 | 4,627 |
Insider loans | $0 | 4,177 |
FHLB advances | $0 | 2,168 |
Loans and leases held for sale | $0 | 1,335 |
Unused loan commitments | $0 | 4,689 |
Tier 1 (core) risk-based capital | $13,675,000 | 3,755 |
Tier 2 risk-based capital | $0 | 3,052 |
Total risk weighted assets | $0 | 3,090 |
Total unused commitments | $0 | 4,689 |
Derivatives | $0 | 1,253 |