Home > Gainesville State Bank > Assets and Liabilities
Gainesville State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 103 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $208,905,000 | 2,181 |
| Cash and due from depository institutions | $11,036,000 | 1,703 |
| Interest-bearing balances | $764,000 | 2,739 |
| Securities | $102,123,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $5,238,000 | 2,591 |
| Net loans & leases | $83,291,000 | 3,261 |
| Loan loss allowance | $1,609,000 | 2,197 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,925,000 | 2,002 |
| Other real estate owned | $0 | 1,703 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,292,000 | 2,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,905,000 | 2,181 |
| Total liabilities | $190,158,000 | 2,152 |
| Total deposits | $181,704,000 | 2,076 |
| Interest-bearing deposits | $136,432,000 | 2,349 |
| Deposits held in domestic offices | $181,704,000 | 2,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,983,000 | 1,692 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,471,000 | 2,598 |
| Total equity capital | $18,747,000 | 2,396 |
| Total bank equity capital | $18,747,000 | 2,396 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $800,000 | 3,821 |
| Surplus | $3,800,000 | 3,490 |
| Undivided profits | $14,147,000 | 1,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,889,000 | 1,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 730 |
| Income earned, not collected on loans | $688,000 | 3,420 |
| Earning assets | $191,416,000 | 2,190 |
| Long-term assets (5+ years) | $31,764,000 | 1,989 |
| Average Assets, year-to-date | $203,429,600 | 2,136 |
| Average Assets, quarterly | $209,723,000 | 2,147 |
| Volatile liabilities | $19,178,000 | 3,097 |
| Insider loans | $12,293,000 | 318 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,423,000 | 2,060 |
| Tier 1 (core) risk-based capital | $18,546,000 | 2,312 |
| Tier 2 risk-based capital | $1,486,150 | 2,025 |
| Total risk weighted assets | $118,769,250 | 2,345 |
| Total unused commitments | $20,423,000 | 2,064 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 119 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $188,933,000 | 2,461 |
| Cash and due from depository institutions | $10,811,000 | 1,579 |
| Interest-bearing balances | $43,000 | 5,502 |
| Securities | $95,371,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $5,502,000 | 2,368 |
| Net loans & leases | $70,319,000 | 3,826 |
| Loan loss allowance | $901,000 | 3,852 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,083,000 | 1,938 |
| Other real estate owned | $183,000 | 1,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,664,000 | 2,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,933,000 | 2,461 |
| Total liabilities | $172,407,000 | 2,440 |
| Total deposits | $171,338,000 | 2,264 |
| Interest-bearing deposits | $131,490,000 | 2,534 |
| Deposits held in domestic offices | $171,338,000 | 2,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $377,000 | 4,158 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $692,000 | 4,710 |
| Total equity capital | $16,526,000 | 2,705 |
| Total bank equity capital | $16,526,000 | 2,705 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $800,000 | 4,071 |
| Surplus | $3,800,000 | 3,569 |
| Undivided profits | $11,926,000 | 2,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,632,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $589,000 | 3,931 |
| Earning assets | $171,235,000 | 2,484 |
| Long-term assets (5+ years) | $24,118,000 | 2,324 |
| Average Assets, year-to-date | $178,724,600 | 2,487 |
| Average Assets, quarterly | $185,733,000 | 2,472 |
| Volatile liabilities | $16,383,000 | 3,397 |
| Insider loans | $7,664,000 | 561 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,724,000 | 2,703 |
| Tier 1 (core) risk-based capital | $16,572,000 | 2,621 |
| Tier 2 risk-based capital | $901,000 | 3,290 |
| Total risk weighted assets | $99,485,300 | 2,796 |
| Total unused commitments | $13,724,000 | 2,716 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 114 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $170,318,000 | 2,703 |
| Cash and due from depository institutions | $11,007,000 | 1,677 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $83,447,000 | 1,513 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,673 |
| Net loans & leases | $61,261,000 | 4,202 |
| Loan loss allowance | $1,009,000 | 3,505 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,393,000 | 2,275 |
| Other real estate owned | $496,000 | 1,677 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,014,000 | 3,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,318,000 | 2,703 |
| Total liabilities | $156,002,000 | 2,672 |
| Total deposits | $155,301,000 | 2,506 |
| Interest-bearing deposits | $117,075,000 | 2,869 |
| Deposits held in domestic offices | $155,301,000 | 2,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $701,000 | 4,874 |
| Total equity capital | $14,316,000 | 3,097 |
| Total bank equity capital | $14,316,000 | 3,097 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $3,800,000 | 3,591 |
| Undivided profits | $9,716,000 | 2,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,849,000 | 1,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $397,000 | 5,814 |
| Earning assets | $153,408,000 | 2,762 |
| Long-term assets (5+ years) | $20,022,000 | 2,490 |
| Average Assets, year-to-date | $152,115,600 | 2,891 |
| Average Assets, quarterly | $164,075,500 | 2,781 |
| Volatile liabilities | $13,803,000 | 3,576 |
| Insider loans | $7,305,000 | 610 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,752,000 | 2,591 |
| Tier 1 (core) risk-based capital | $14,048,000 | 3,060 |
| Tier 2 risk-based capital | $1,009,000 | 2,880 |
| Total risk weighted assets | $82,334,200 | 3,242 |
| Total unused commitments | $13,752,000 | 2,602 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 106 | 1,892 |
| Assets and Liabilities | ||
| Total Assets: | $139,193,000 | 3,212 |
| Cash and due from depository institutions | $7,332,000 | 1,892 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $63,061,000 | 2,087 |
| Federal funds sold & reverse repurchase agreements | $12,078,000 | 784 |
| Net loans & leases | $51,464,000 | 4,806 |
| Loan loss allowance | $1,008,000 | 3,563 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,903,000 | 2,546 |
| Other real estate owned | $567,000 | 1,892 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,788,000 | 4,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,193,000 | 3,212 |
| Total liabilities | $128,017,000 | 3,182 |
| Total deposits | $127,497,000 | 2,979 |
| Interest-bearing deposits | $94,250,000 | 3,452 |
| Deposits held in domestic offices | $127,497,000 | 2,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $520,000 | 5,066 |
| Total equity capital | $11,176,000 | 3,646 |
| Total bank equity capital | $11,176,000 | 3,646 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $3,800,000 | 3,498 |
| Undivided profits | $6,576,000 | 3,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 2,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $361,000 | 5,667 |
| Earning assets | $126,603,000 | 3,229 |
| Long-term assets (5+ years) | $18,043,000 | 2,758 |
| Average Assets, year-to-date | $132,881,000 | 3,276 |
| Average Assets, quarterly | $137,105,500 | 3,236 |
| Volatile liabilities | $8,409,000 | 4,917 |
| Insider loans | $6,103,000 | 709 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,928,000 | 2,369 |
| Tier 1 (core) risk-based capital | $11,876,000 | 3,469 |
| Tier 2 risk-based capital | $815,630 | 3,509 |
| Total risk weighted assets | $65,057,630 | 3,936 |
| Total unused commitments | $14,928,000 | 2,381 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 102 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $122,769,000 | 3,673 |
| Cash and due from depository institutions | $5,889,000 | 2,050 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $59,003,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $2,065,000 | 5,647 |
| Net loans & leases | $50,880,000 | 4,741 |
| Loan loss allowance | $1,118,000 | 3,346 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,024,000 | 2,423 |
| Other real estate owned | $485,000 | 2,050 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,423,000 | 4,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,769,000 | 3,673 |
| Total liabilities | $112,177,000 | 3,671 |
| Total deposits | $111,685,000 | 3,504 |
| Interest-bearing deposits | $83,363,000 | 4,043 |
| Deposits held in domestic offices | $111,685,000 | 3,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $492,000 | 5,408 |
| Total equity capital | $10,592,000 | 3,863 |
| Total bank equity capital | $10,592,000 | 3,863 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $3,800,000 | 3,447 |
| Undivided profits | $5,992,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 2,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $360,000 | 5,146 |
| Earning assets | $111,948,000 | 3,713 |
| Long-term assets (5+ years) | $21,350,000 | 2,519 |
| Average Assets, year-to-date | $117,028,000 | 3,764 |
| Average Assets, quarterly | $121,242,500 | 3,704 |
| Volatile liabilities | $6,931,000 | 5,358 |
| Insider loans | $3,394,000 | 1,222 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,421,000 | 3,813 |
| Tier 1 (core) risk-based capital | $10,351,000 | 3,857 |
| Tier 2 risk-based capital | $772,580 | 3,629 |
| Total risk weighted assets | $61,461,280 | 4,091 |
| Total unused commitments | $7,421,000 | 3,833 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $74,565,000 | 5,817 |
| Cash and due from depository institutions | $4,309,000 | 3,504 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $33,427,000 | 4,054 |
| Federal funds sold & reverse repurchase agreements | $3,060,000 | 4,954 |
| Net loans & leases | $29,833,000 | 7,093 |
| Loan loss allowance | $453,000 | 6,927 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,473,000 | 2,956 |
| Other real estate owned | $357,000 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,106,000 | 5,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,565,000 | 5,817 |
| Total liabilities | $68,783,000 | 5,756 |
| Total deposits | $68,445,000 | 5,605 |
| Interest-bearing deposits | $50,153,000 | 6,478 |
| Deposits held in domestic offices | $68,445,000 | 5,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $5,782,000 | 6,358 |
| Total bank equity capital | $5,782,000 | 6,358 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $960,000 | 8,577 |
| Undivided profits | $4,022,000 | 4,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 9,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $206,000 | 8,527 |
| Earning assets | $66,320,000 | 5,956 |
| Long-term assets (5+ years) | $8,177,000 | 4,916 |
| Average Assets, year-to-date | $72,941,600 | 5,791 |
| Average Assets, quarterly | $73,860,500 | 5,815 |
| Volatile liabilities | $4,253,000 | 7,183 |
| Insider loans | $1,951,000 | 347 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,485,000 | 3,923 |
| Tier 1 (core) risk-based capital | $5,782,000 | 6,276 |
| Tier 2 risk-based capital | $453,000 | 5,672 |
| Total risk weighted assets | $39,905,900 | 5,944 |
| Total unused commitments | $6,485,000 | 3,944 |
| Derivatives | $0 | 651 |